Bainbridge Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bainbridge averaged 6.91% for the week of 2025-04-24, compared to the national average of 6.81% for the same period.

    The average rate for the prior week (2025-04-17) was 6.93% and one month ago for the week of 2025-03-20, the average rate was 6.57%.

    Bainbridge's average rate one year ago was 6.9%.

    For refis of the same type during the week of 2025-04-24, the average rate was 6.91%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bainbridge, GA.

    Bainbridge Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bainbridge, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 18 6.69% $5,421
    TOWNE MORTGAGE COMPANY 6 6.83% $5,281
    21ST MORTGAGE CORPORATION 5 8.34% $6,722
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.68% $7,089
    DHI MORTGAGE COMPANY, LTD. 3 5.67% $2,564
    SIRVA MORTGAGE, INC. 3 7.25% $285
    Mr. Cooper ( Nationstar Mortgage ) 2 7.24% $9,554
    GMFS LLC 2 6.63% $2,979
    LOANDEPOT.COM, LLC 2 7.13% $7,221
    BROKER SOLUTIONS, INC. 2 7.25% $5,899
    MOVEMENT MORTGAGE, LLC 1 5.63% $9,779
    NAVY FEDERAL CREDIT UNION 1 6.50% $3,261
    NBKC BANK 1 6.63% $3,978
    NP, Inc. 1 8.25% $12,772
    PARK COMMUNITY CREDIT UNION, INC. 1 6.63% $4,615
    PREMIA MORTGAGE, LLC 1 6.60% $0
    Southwest Georgia Farm Credit, ACA 1 7.86% $7,339
    Truist 1 6.88% $3,516
    Trustmark National Bank 1 5.88% $4,096
    UNITED WHOLESALE MORTGAGE, LLC 1 6.00% $2,921
    Wells Fargo Bank 1 6.75% $4,053
    Carrington Mortgage Services, LLC 1 7.25% $8,255
    Century Mortgage Company DBA Century Lending Company 1 7.38% $8,498
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $7,258
    Citibank 1 6.00% $2,107
    Envision Credit Union 1 6.99% $4,717
    Flagstar Bank, FSB 1 7.63% $6,182
    Hometown Equity Mortgage, LLC 1 8.88% $7,456
    INTERLINC MORTGAGE SERVICES, LLC 1 6.88% $5,226
    JPMorgan Chase Bank 1 6.88% $7,866

    Bainbridge Average Closing Costs & Other Stats

    Bainbridge, GA's 30 lenders originated 358 loans during 2024. The total origination value was $81,020,000, with an average loan value of $226,313.

    Bainbridge's average closing costs are $5,381.

    The top Bainbridge lender as defined by loan originations is QUICKEN LOANS, LLC, with 18 loans originated. Their average total fees are $5,421, which is $140 higher than the next largest lender, TOWNE MORTGAGE COMPANY.

    The lowest fee Bainbridge lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,421), .

    The lowest rate Bainbridge lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.69%), .

    Bainbridge, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Regions Bank $205,000 $8,450,000 4,022.0% 10.4%
    QUICKEN LOANS, LLC $4,275,000 $7,130,000 66.8% 8.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,020,000 $5,900,000 478.4% 7.3%
    TOWNE MORTGAGE COMPANY $3,640,000 $5,435,000 49.3% 6.7%
    Ameris Bank $365,000 $3,655,000 901.4% 4.5%
    FIRST TECHNOLOGY $3,495,000 n/a 4.3%
    DHI MORTGAGE COMPANY, LTD. $2,205,000 $2,810,000 27.4% 3.5%
    First State Bank of Blakely, Inc. $2,660,000 $1,755,000 -34.0% 2.2%
    Five Star Credit Union $745,000 $1,655,000 122.1% 2.0%
    FREEDOM MORTGAGE CORPORATION $635,000 $1,585,000 149.6% 2.0%
    Colony Bank $155,000 $1,465,000 845.2% 1.8%
    21ST MORTGAGE CORPORATION $900,000 $1,395,000 55.0% 1.7%
    Flagstar Bank, FSB $870,000 $1,395,000 60.3% 1.7%
    Mortgage Research Center, LLC $2,980,000 $1,050,000 -64.8% 1.3%
    LOANDEPOT.COM, LLC $330,000 $910,000 175.8% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $260,000 $880,000 238.5% 1.1%
    NAVY FEDERAL CREDIT UNION $705,000 $875,000 24.1% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,005,000 $870,000 -13.4% 1.1%
    PeoplesSouth Bank $900,000 $790,000 -12.2% 1.0%
    SIRVA MORTGAGE, INC. $735,000 n/a 0.9%
    PENNYMAC LOAN SERVICES, LLC $370,000 $640,000 73.0% 0.8%
    NEWREZ LLC $275,000 $620,000 125.5% 0.8%
    Bank OZK $100,000 $615,000 515.0% 0.8%
    Envision Credit Union $810,000 $580,000 -28.4% 0.7%
    Logan Finance Corporation $555,000 n/a 0.7%
    Carrington Mortgage Services, LLC $35,000 $535,000 1,428.6% 0.7%
    Renasant Bank $525,000 n/a 0.6%
    LIMA ONE CAPITAL, LLC $490,000 n/a 0.6%
    MOVEMENT MORTGAGE, LLC $470,000 $480,000 2.1% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $205,000 $480,000 134.1% 0.6%
    Equity Prime Mortgage LLC $445,000 n/a 0.5%
    ACOPIA, LLC $190,000 $425,000 123.7% 0.5%
    NBKC BANK $375,000 n/a 0.5%
    SOUTHPOINT FINANCIAL SERVICES, INC. $370,000 n/a 0.5%
    University Bank $260,000 $365,000 40.4% 0.5%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $335,000 n/a 0.4%
    GMFS LLC $330,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $315,000 n/a 0.4%
    PREMIA MORTGAGE, LLC $315,000 n/a 0.4%
    Southwest Georgia Farm Credit, ACA $285,000 n/a 0.4%
    Wells Fargo Bank $285,000 n/a 0.4%
    AmeriHome Mortgage Company, LLC $275,000 n/a 0.3%
    JPMorgan Chase Bank $275,000 n/a 0.3%
    USAA Federal Savings Bank $510,000 $265,000 -48.0% 0.3%
    Paramount Residential Mortgage Group, Inc. $255,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $235,000 n/a 0.3%
    NP, Inc. $235,000 n/a 0.3%
    VAN DYK MORTGAGE CORPORATION $225,000 n/a 0.3%
    INTERLINC MORTGAGE SERVICES, LLC $215,000 n/a 0.3%
    PLANET HOME LENDING, LLC $25,000 $215,000 760.0% 0.3%
    BROKER SOLUTIONS, INC. $200,000 n/a 0.2%
    Home Mortgage Alliance Corp $200,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $195,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $135,000 $195,000 44.4% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $190,000 153.3% 0.2%
    FIRST ALLIANCE HOME MORTGAGE, LLC $175,000 n/a 0.2%
    PARK COMMUNITY CREDIT UNION, INC. $175,000 n/a 0.2%
    Trustmark National Bank $175,000 n/a 0.2%
    Truist $875,000 $165,000 -81.1% 0.2%
    MILEND, INC. $165,000 $155,000 -6.1% 0.2%
    Hometown Equity Mortgage, LLC $145,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $145,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $145,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $265,000 $135,000 -49.1% 0.2%
    OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.1%
    Georgia Community Bank $280,000 $90,000 -67.9% 0.1%
    GEORGIA UNITED $85,000 n/a 0.1%
    Synovus Bank $75,000 n/a 0.1%
    The Loan Store, Inc. $45,000 n/a 0.1%
    VYSTAR $45,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $65,000 $35,000 -46.2% 0.0%
    Citibank $35,000 $35,000 0.0% 0.0%

    Bainbridge's top lender by overall market share is Regions Bank, with 10.4% market share. In second place, with 8.8%, is QUICKEN LOANS, LLC, having originated $7,130,000 in loans. In third place, with 7.3%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $5,900,000 in loans. In fourth place, with 6.7%, is TOWNE MORTGAGE COMPANY, having originated $5,435,000 in loans. In fifth place, with 4.5%, is Ameris Bank, having originated $3,655,000 in loans.

    Bainbridge Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bainbridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,950 (12.0%) $187,450 (6.9%) 0.00 103
    2018-02-01 $159,100 (8.8%) $177,249 (4.0%) 0.00 101
    2018-03-01 $154,900 (8.1%) $173,369 (11.8%) 0.00 105
    2018-04-01 $159,250 (10.9%) $186,596 (18.6%) 0.00 109
    2018-05-01 $162,450 (16.1%) $191,367 (17.8%) 0.00 111
    2018-06-01 $165,000 (14.8%) $192,523 (15.6%) 0.00 111
    2018-07-01 $165,000 (14.2%) $207,780 (23.4%) 0.00 114
    2018-08-01 $166,075 (14.5%) $205,578 (23.9%) 0.00 114
    2018-09-01 $169,900 (16.4%) $214,567 (24.5%) 0.00 113
    2018-10-01 $161,500 (7.7%) $209,263 (19.1%) 0.00 120
    2018-11-01 $165,000 (4.4%) $219,265 (20.2%) 0.00 101
    2018-12-01 $174,900 (7.0%) $224,511 (17.5%) 0.00 96
    2019-01-01 $174,375 (7.0%) $224,773 (19.9%) 0.00 79
    2019-02-01 $172,275 (8.3%) $229,307 (29.4%) 0.00 72
    2019-03-01 $172,100 (11.1%) $229,194 (32.2%) 0.00 66
    2019-04-01 $176,175 (10.6%) $232,113 (24.4%) 0.00 65
    2019-05-01 $180,550 (11.1%) $249,853 (30.6%) 0.00 58
    2019-06-01 $174,900 (6.0%) $239,124 (24.2%) 0.00 57
    2019-07-01 $174,900 (6.0%) $226,105 (8.8%) 0.00 66
    2019-08-01 $176,973 (6.6%) $231,391 (12.6%) 0.00 66
    2019-09-01 $180,082 (6.0%) $238,038 (10.9%) 0.00 64
    2019-10-01 $182,155 (12.8%) $241,421 (15.4%) 0.00 65
    2019-11-01 $181,250 (9.9%) $241,573 (10.2%) 0.00 64
    2019-12-01 $186,550 (6.7%) $244,071 (8.7%) 0.00 66
    2020-01-01 $199,900 (14.6%) $266,658 (18.6%) 0.00 79
    2020-02-01 $218,000 (26.5%) $258,879 (12.9%) 0.00 64
    2020-03-01 $188,425 (9.5%) $221,798 (-3.2%) 0.00 69
    2020-04-01 $178,675 (1.4%) $208,673 (-10.1%) 0.00 71
    2020-05-01 $191,700 (6.2%) $218,308 (-12.6%) 0.00 61
    2020-06-01 $189,200 (8.2%) $212,149 (-11.3%) 0.00 59
    2020-07-01 $183,650 (5.0%) $207,052 (-8.4%) 0.00 53
    2020-08-01 $214,950 (21.5%) $240,283 (3.8%) 0.00 44
    2020-09-01 $222,225 (23.4%) $247,433 (4.0%) 0.00 47
    2020-10-01 $235,000 (29.0%) $266,267 (10.3%) 0.00 53
    2020-11-01 $234,450 (29.4%) $275,893 (14.2%) 0.00 51
    2020-12-01 $233,450 (25.1%) $273,357 (12.0%) 0.00 50
    2021-01-01 $242,000 (21.1%) $279,776 (4.9%) 0.00 46
    2021-02-01 $233,000 (6.9%) $283,252 (9.4%) 0.00 49
    2021-03-01 $249,675 (32.5%) $282,034 (27.2%) 0.00 40
    2021-04-01 $238,000 (33.2%) $248,696 (19.2%) 0.00 39
    2021-05-01 $230,000 (20.0%) $231,222 (5.9%) 0.00 40
    2021-06-01 $209,907 (10.9%) $224,042 (5.6%) 0.00 33
    2021-07-01 $230,000 (25.2%) $254,543 (22.9%) 0.00 34
    2021-08-01 $246,250 (14.6%) $286,614 (19.3%) 0.00 35
    2021-09-01 $258,125 (16.2%) $333,949 (35.0%) 0.00 29
    2021-10-01 $269,250 (14.6%) $303,061 (13.8%) 0.00 34
    2021-11-01 $265,625 (13.3%) $312,216 (13.2%) 0.00 36
    2021-12-01 $223,425 (-4.3%) $306,423 (12.1%) 0.00 38
    2022-01-01 $267,200 (10.4%) $311,910 (11.5%) 0.00 30
    2022-02-01 $284,500 (22.1%) $313,894 (10.8%) 0.00 28
    2022-03-01 $229,975 (-7.9%) $301,090 (6.8%) 0.00 31
    2022-04-01 $277,000 (16.4%) $309,376 (24.4%) 0.00 34
    2022-05-01 $277,250 (20.5%) $332,557 (43.8%) 0.00 33
    2022-06-01 $279,900 (33.3%) $336,378 (50.1%) 0.00 39
    2022-07-01 $299,950 (30.4%) $348,226 (36.8%) 0.00 49
    2022-08-01 $349,000 (41.7%) $382,278 (33.4%) 0.00 47
    2022-09-01 $357,000 (38.3%) $373,868 (12.0%) 0.00 51
    2022-10-01 $315,000 (17.0%) $367,032 (21.1%) 0.00 53
    2022-11-01 $284,725 (7.2%) $346,115 (10.9%) 0.00 53
    2022-12-01 $272,450 (21.9%) $313,036 (2.2%) 0.00 55
    2023-01-01 $265,950 (-0.5%) $293,486 (-5.9%) 0.00 48
    2023-02-01 $264,675 (-7.0%) $312,211 (-0.5%) 0.00 52
    2023-03-01 $285,450 (24.1%) $335,545 (11.4%) 0.00 45
    2023-04-01 $262,250 (-5.3%) $325,018 (5.1%) 0.00 57
    2023-05-01 $279,225 (0.7%) $347,539 (4.5%) 0.00 53
    2023-06-01 $294,250 (5.1%) $352,866 (4.9%) 0.00 55
    2023-07-01 $279,450 (-6.8%) $353,712 (1.6%) 0.00 54
    2023-08-01 $329,950 (-5.5%) $377,545 (-1.2%) 0.00 53
    2023-09-01 $319,900 (-10.4%) $351,611 (-6.0%) 0.00 52
    2023-10-01 $313,125 (-0.6%) $373,060 (1.6%) 0.00 51
    2023-11-01 $302,500 (6.2%) $357,293 (3.2%) 0.00 56
    2023-12-01 $299,000 (9.7%) $332,566 (6.2%) 0.00 52
    2024-01-01 $298,750 (12.3%) $309,053 (5.3%) 0.00 63
    2024-02-01 $291,950 (10.3%) $300,313 (-3.8%) 0.00 63
    2024-03-01 $254,950 (-10.7%) $283,700 (-15.5%) 0.00 56
    2024-04-01 $254,675 (-2.9%) $282,574 (-13.1%) 0.00 59
    2024-05-01 $233,925 (-16.2%) $260,753 (-25.0%) 0.00 67
    2024-06-01 $239,000 (-18.8%) $275,148 (-22.0%) 0.00 67
    2024-07-01 $261,813 (-6.3%) $285,544 (-19.3%) 0.00 62
    2024-08-01 $255,000 (-22.7%) $286,934 (-24.0%) 0.00 58
    2024-09-01 $252,700 (-21.0%) $293,319 (-16.6%) 0.00 62
    2024-10-01 $287,850 (-8.1%) $319,638 (-14.3%) 0.00 60
    2024-11-01 $285,200 (-5.7%) $319,034 (-10.7%) 0.00 68
    2024-12-01 $283,725 (-5.1%) $323,715 (-2.7%) 0.00 70
    2025-01-01 $284,125 (-4.9%) $312,422 (1.1%) 0.00 78
    2025-02-01 $268,550 (-8.0%) $299,270 (-0.4%) 0.00 84
    2025-03-01 $274,950 (7.8%) $299,025 (5.4%) 0.00 88
    Bainbridge's median listing price for 2025-03-01 was $274,950, a difference of $20,000 (7.8%) versus the prior year and $6,400 versus the prior month.

    Bainbridge's median listing price comes in at 0% of the national average.

    Bainbridge's average listing price for 2025-03-01 was $299,025, a difference of $15,325 (5.4%) versus the prior year and $-245 versus the prior month.

    For the 2025-03-01 period, Bainbridge had 88 MLS listings, a difference of 4 listings (5%) versus the prior month and 32 listings (57%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bainbridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,966 sqft
    2018-02-01 0 days 1,949 sqft
    2018-03-01 0 days 1,880 sqft
    2018-04-01 0 days 1,931 sqft
    2018-05-01 0 days 1,936 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 2,089 sqft
    2018-08-01 0 days 2,039 sqft
    2018-09-01 0 days 1,994 sqft
    2018-10-01 0 days 1,964 sqft
    2018-11-01 0 days 1,981 sqft
    2018-12-01 0 days 1,977 sqft
    2019-01-01 0 days 1,952 sqft
    2019-02-01 0 days 2,000 sqft
    2019-03-01 0 days 2,020 sqft
    2019-04-01 0 days 2,081 sqft
    2019-05-01 0 days 2,195 sqft
    2019-06-01 0 days 2,188 sqft
    2019-07-01 0 days 2,000 sqft
    2019-08-01 0 days 2,086 sqft
    2019-09-01 0 days 2,214 sqft
    2019-10-01 0 days 2,236 sqft
    2019-11-01 0 days 2,134 sqft
    2019-12-01 0 days 2,160 sqft
    2020-01-01 0 days 2,328 sqft
    2020-02-01 0 days 2,326 sqft
    2020-03-01 0 days 2,057 sqft
    2020-04-01 0 days 2,040 sqft
    2020-05-01 0 days 2,031 sqft
    2020-06-01 0 days 2,049 sqft
    2020-07-01 0 days 2,000 sqft
    2020-08-01 0 days 2,252 sqft
    2020-09-01 0 days 2,239 sqft
    2020-10-01 0 days 2,263 sqft
    2020-11-01 0 days 2,397 sqft
    2020-12-01 0 days 2,373 sqft
    2021-01-01 0 days 2,376 sqft
    2021-02-01 0 days 2,239 sqft
    2021-03-01 0 days 2,150 sqft
    2021-04-01 0 days 1,952 sqft
    2021-05-01 0 days 1,855 sqft
    2021-06-01 0 days 1,806 sqft
    2021-07-01 0 days 1,873 sqft
    2021-08-01 0 days 1,936 sqft
    2021-09-01 0 days 2,209 sqft
    2021-10-01 0 days 1,928 sqft
    2021-11-01 0 days 2,174 sqft
    2021-12-01 0 days 2,102 sqft
    2022-01-01 0 days 2,166 sqft
    2022-02-01 0 days 2,166 sqft
    2022-03-01 0 days 1,891 sqft
    2022-04-01 0 days 2,048 sqft
    2022-05-01 0 days 2,060 sqft
    2022-06-01 0 days 1,929 sqft
    2022-07-01 0 days 2,128 sqft
    2022-08-01 0 days 2,189 sqft
    2022-09-01 0 days 2,188 sqft
    2022-10-01 0 days 2,128 sqft
    2022-11-01 0 days 1,965 sqft
    2022-12-01 0 days 1,892 sqft
    2023-01-01 0 days 1,883 sqft
    2023-02-01 0 days 1,907 sqft
    2023-03-01 0 days 1,955 sqft
    2023-04-01 0 days 1,806 sqft
    2023-05-01 0 days 2,016 sqft
    2023-06-01 0 days 2,164 sqft
    2023-07-01 0 days 2,012 sqft
    2023-08-01 0 days 2,121 sqft
    2023-09-01 0 days 2,278 sqft
    2023-10-01 0 days 2,184 sqft
    2023-11-01 0 days 2,279 sqft
    2023-12-01 0 days 2,110 sqft
    2024-01-01 0 days 1,953 sqft
    2024-02-01 0 days 2,003 sqft
    2024-03-01 0 days 1,921 sqft
    2024-04-01 0 days 1,809 sqft
    2024-05-01 0 days 1,640 sqft
    2024-06-01 0 days 1,652 sqft
    2024-07-01 0 days 1,841 sqft
    2024-08-01 0 days 1,725 sqft
    2024-09-01 0 days 1,733 sqft
    2024-10-01 0 days 1,917 sqft
    2024-11-01 0 days 1,796 sqft
    2024-12-01 0 days 1,775 sqft
    2025-01-01 0 days 1,769 sqft
    2025-02-01 0 days 1,755 sqft
    2025-03-01 0 days 1,770 sqft
    Bainbridge's median listing age (time on market) for 2025-03-01 was 0 days.

    Bainbridge's median square footage for active listings during the 2025-03-01 period was 1,770 sqft. One year prior, the average listing was 1,921 sqft.

    Bainbridge, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 193 $41,015,000 $212,513
    Refi 84 $26,140,000 $311,190
    Cash Out Refi 54 $11,900,000 $220,370
    Other 15 $1,055,000 $70,333
    Home Improvement 12 $910,000 $75,833

    Bainbridge's most frequently cited loan purpose was Home Purchase, with 193 originations. The 2nd most popular reason was Refi, with 84 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 104 $24,840,000 $238,846
    5-6% 64 $22,060,000 $344,688
    7-8% 39 $9,625,000 $246,795
    Over 8% 34 $5,660,000 $166,471
    4-5% 7 $1,505,000 $215,000
    <2.5% 1 $5,000 $5,000

    During 2024, Bainbridge's most frequently originated rate bucket was 6-7%, with 104 originations.

    Loan Sizing (Bainbridge, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 126 $19,270,000 $152,937
    $200k-400k 125 $33,315,000 $266,520
    $100,000 or less 93 $5,405,000 $58,118
    $400k-600k 7 $3,625,000 $517,857
    $Over $1MM 6 $18,440,000 $3,073,333
    $600k-1000k 1 $965,000 $965,000

    Bainbridge's loan sizing saw the bucket of loans from $100k-200k with 126 originations, totaling $19,270,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 135 $30,015,000 $222,333
    60-80% 47 $17,705,000 $376,702
    20-40% 20 $4,320,000 $216,000
    40-60% 20 $7,440,000 $372,000
    Under 20% 10 $360,000 $36,000
    Over 100% 3 $955,000 $318,333

    Bainbridge's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 135 originations, totaling $30,015,000 in origination value.