All In Mortgage Rates, Fees & Info
Daleville, ALLEI: 549300J4330IBZ0BBI43
Tax ID: 63-0513743
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Mortgage Data
Review & Overview
All In is a smaller mortgage company specializing in Home Purchase loans. All In has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Enterprise, Dothan, Mobile, Crestview, and Ozark among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)All In has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. All In is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.54% | 11/17/24 |
| 30 Year Conventional Purchase | 6.47% | 11/17/24 |
| 30 Year Conventional Refi | 9.65% | 11/17/24 |
| 30 Year Cash-out Refi | 6.27% | 11/17/24 |
| 30 Year FHA Purchase | 13.54% | 11/17/24 |
| 30 Year VA Purchase | 9.76% | 11/17/24 |
| 30 Year VA Refi | 12.54% | 11/17/24 |
| 30 Year USDA Purchase | 9.92% | 11/17/24 |
| 15 Year Conventional Purchase | 6.47% | 11/17/24 |
| 15 Year Conventional Refi | 6.63% | 11/17/24 |
| 15 Year Cash-out Refi | 6.63% | 11/17/24 |
| 15 Year VA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All In Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
139Origination Dollar Volume (All Markets)
$17,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Enterprise, AL (FHA|USDA|VA) | 45 | $5,245,000 | $116,556 | $3,023 | 5.10% |
| Outside of Metro Areas | 16 | $2,750,000 | $171,875 | $4,067 | 4.31% |
| DOTHAN, AL (FHA|USDA|VA) | 26 | $2,360,000 | $90,769 | $2,890 | 4.65% |
| MOBILE, AL (FHA|USDA|VA) | 17 | $2,005,000 | $117,941 | $2,879 | 4.87% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,880 | 4.75% |
| Ozark, AL (FHA|USDA|VA) | 10 | $1,010,000 | $101,000 | $3,040 | 4.46% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,413 | 3.50% |
| Troy, AL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,649 | 4.58% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,368 | 6.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,905 | 5.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,361 | 4.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,710 | 3.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,655 | 3.50% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,015 | 6.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,031 | 6.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 131 | $16,255,000 | $124,084 | $3,072 | 4.92% |
| VA | 6 | $1,300,000 | $216,667 | $7,179 | 2.83% |
| USDA | 2 | $350,000 | $175,000 | $5,940 | 2.44% |
For 2021, All In's most frequently originated type of loan was Conventional, with 131 originations. Their 2nd most popular type was VA, with 6 originations.
Loan Reason
For 2021, All In's most frequently cited loan purpose was Home Purchase, with 89 originations. The 2nd most popular reason was Cash Out Refi, with 20 originations.
Loan Duration/Length
For 2021, All In's most frequently cited loan duration was 10 Year, with 80 originations. The 2nd most popular length was 15 Year, with 39 originations.
Origination Fees/Closing Costs
All In's average total fees were $4,785, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 69 originations.
Interest Rates
During 2021, All In's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 4-5%, with 35 originations.
Loan Sizing
2021 saw All In place emphasis on $100,000 or less loans with 74 originations, totaling $4,620,000 in origination value.
Applicant Income
All In lent most frequently to those with incomes in the $100k-150k range, with 30 originations. The second most popular income band? $150k-250k, with 30 originations.
Applicant Debt to Income Ratio
All In lent most frequently to those with DTI ratios of 30-36%, with 31 originations. The next most common DTI ratio? 20-30%, with 28 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications56.24%
All In has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-16.55%
All In has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 4 | $160,000 | $40,000 |
| NA | 135 | $17,745,000 | $131,444 |