All In Mortgage Rates, Fees & Info
Daleville, ALLEI: 549300J4330IBZ0BBI43
Tax ID: 63-0513743
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Mortgage Data
Review & Overview
All In is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. All In has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Crestview, Dothan, Enterprise, Mobile, and Montgomery among others. We have data for 20 markets. (Some data included below & more in-depth data is available with an active subscription.)All In has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.54% | 4/28/24 |
| 30 Year Conventional Purchase | 6.47% | 4/28/24 |
| 30 Year Conventional Refi | 9.65% | 4/28/24 |
| 30 Year Cash-out Refi | 6.27% | 4/28/24 |
| 30 Year FHA Purchase | 13.54% | 4/28/24 |
| 30 Year VA Purchase | 9.76% | 4/28/24 |
| 30 Year VA Refi | 12.54% | 4/28/24 |
| 30 Year USDA Purchase | 9.92% | 4/28/24 |
| 15 Year Conventional Purchase | 6.47% | 4/28/24 |
| 15 Year Conventional Refi | 6.63% | 4/28/24 |
| 15 Year Cash-out Refi | 6.63% | 4/28/24 |
| 15 Year VA Purchase | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All In Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
224Origination Dollar Volume (All Markets)
$30,680,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 46 | $6,910,000 | $150,217 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $4,465,000 | $343,462 | $0 | 0.00% |
| DOTHAN, AL (FHA|USDA|VA) | 29 | $4,345,000 | $149,828 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 48 | $4,250,000 | $88,542 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 23 | $2,985,000 | $129,783 | $0 | 0.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 20 | $1,580,000 | $79,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $0 | 0.00% |
| Troy, AL (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $0 | 0.00% |
| Ozark, AL (FHA|USDA|VA) | 14 | $920,000 | $65,714 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 0.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 222 | $30,140,000 | $135,766 | $0 | 0.00% |
| VA | 1 | $395,000 | $395,000 | $0 | 0.00% |
| USDA | 1 | $145,000 | $145,000 | $0 | 0.00% |
For 2020, All In's most frequently originated type of loan was Conventional, with 222 originations. Their 2nd most popular type was VA, with 1 originations.
Loan Reason
For 2020, All In's most frequently cited loan purpose was Home Purchase, with 120 originations. The 2nd most popular reason was Cash Out Refi, with 57 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 224 | $30,680,000 | $136,964 | $0 | 0.00% |
For 2020, All In's most frequently cited loan duration was Other, with 224 originations.
Loan Sizing
2020 saw All In place emphasis on $100,000 or less loans with 130 originations, totaling $7,670,000 in origination value.
Applicant Income
All In lent most frequently to those with incomes in the $150k-250k range, with 53 originations. The second most popular income band? $100k-150k, with 49 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 224 | $30,680,000 | $136,964 | $0 | 0.00% |
All In lent most frequently to those with DTI ratios of Exempt%, with 224 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications56.43%
All In has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination44.20%
All In has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 224 | $30,680,000 | $136,964 |