Newburyport Five Cents Savings Bank Mortgage Rates, Fees & InfoNewburyport, MA
Tax ID: 04-1669070
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewNewburyport Five Cents Savings Bank is a smaller bank specializing in Home Purchase loans. Newburyport Five Cents Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Boston, Portland, Manchester, Laconia, and Concord among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)
Newburyport Five Cents Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$135,370,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA)||200||$116,410,000||$582,050||$0||0.00%|
|PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA)||9||$7,915,000||$879,444||$0||0.00%|
|Outside of Metro Areas||6||$4,240,000||$706,667||$0||0.00%|
|MANCHESTER-NASHUA, NH (FHA|USDA|VA)||7||$3,655,000||$522,143||$0||0.00%|
|Laconia, NH (FHA|USDA|VA)||2||$2,140,000||$1,070,000||$0||0.00%|
|Concord, NH (FHA|USDA|VA)||2||$560,000||$280,000||$0||0.00%|
|TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA)||1||$245,000||$245,000||$0||0.00%|
|WORCESTER, MA-CT (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Newburyport Five Cents Savings Bank's most frequently originated type of loan was Conventional, with 228 originations.
For 2022, Newburyport Five Cents Savings Bank's most frequently cited loan purpose was Home Purchase, with 135 originations. The 2nd most popular reason was Cash Out Refi, with 39 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Newburyport Five Cents Savings Bank's most frequently cited loan duration was Other, with 228 originations.
2022 saw Newburyport Five Cents Savings Bank place emphasis on $200k-400k loans with 73 originations, totaling $22,795,000 in origination value.
Newburyport Five Cents Savings Bank lent most frequently to those with incomes in the $250k+ range, with 44 originations. The second most popular income band? $100k-150k, with 43 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Newburyport Five Cents Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 228 originations.
Approval RatesTotal approvals of all applications
Newburyport Five Cents Savings Bank has an average approval rate.
Pick RateApprovals leading to origination
Newburyport Five Cents Savings Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|