Sebastian - Vero Beach Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sebastian - Vero Beach averaged
6.8%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.75% and
one month ago for the week of 2025-04-17, the
average rate was 6.77%.
Sebastian - Vero Beach's average rate one year ago was 7.16%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Sebastian - Vero Beach 30 Year Fixed Rate | 2025-05-22 | 6.8% |
| Sebastian - Vero Beach 30 Year Fixed Rate Refi | 2025-05-22 | 6.94% |
| Sebastian - Vero Beach 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Sebastian - Vero Beach 15 Year Fixed Rate Refi | 2025-05-22 | 6.01% |
| Sebastian - Vero Beach 30 Year FHA | 2025-05-22 | 6.23% |
| Sebastian - Vero Beach 30 Year FHA Refi | 2025-05-22 | 6.61% |
| Sebastian - Vero Beach 30 Year USDA | 2025-05-22 | 6.53% |
| Sebastian - Vero Beach 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Sebastian - Vero Beach 30 Year VA | 2025-05-22 | 6.36% |
| Sebastian - Vero Beach 30 Year VA Refi | 2025-05-22 | 6.72% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sebastian-Vero Beach, FL.
Sebastian - Vero Beach Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sebastian-Vero Beach, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sebastian - Vero Beach Average Closing Costs & Other Stats
Sebastian-Vero Beach, FL's 207 lenders originated 3,780
loans during 2024. The total origination value was $1,186,030,000, with an average loan value of
$313,765.
Sebastian - Vero Beach's average closing costs are $6,126.
The top Sebastian - Vero Beach lender as defined by loan originations is QUICKEN LOANS, LLC, with
126 loans originated. Their average total fees are
$7,442, which is $2,338
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Sebastian - Vero Beach lenders (with over 10 loans originated) are
TD Bank ($1,801), SPACE COAST Credit Union ($2,499), PULTE MORTGAGE LLC ($3,547), DHI MORTGAGE COMPANY, LTD. ($3,556) and NVR Mortgage Finance, Inc. ($4,242).
The lowest rate Sebastian - Vero Beach lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.94%), Morgan Stanley Private Bank (6.21%), MIDFLORIDA (6.24%), Bank of America (6.33%) and Wells Fargo Bank (6.48%).
Sebastian-Vero Beach, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $68,135,000 | $85,190,000 | 25.0% | 7.2% |
| QUICKEN LOANS, LLC | $59,670,000 | $66,035,000 | 10.7% | 5.6% |
| First Merchants Bank | $905,000 | $50,875,000 | 5,521.5% | 4.3% |
| South State Bank | $41,590,000 | $50,090,000 | 20.4% | 4.2% |
| Bank of America | $29,450,000 | $49,705,000 | 68.8% | 4.2% |
| DHI MORTGAGE COMPANY, LTD. | $29,210,000 | $31,400,000 | 7.5% | 2.6% |
| SPACE COAST Credit Union | $31,050,000 | $28,285,000 | -8.9% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $15,810,000 | $28,195,000 | 78.3% | 2.4% |
| GUILD MORTGAGE COMPANY | $1,190,000 | $28,170,000 | 2,267.2% | 2.4% |
| PULTE MORTGAGE LLC | $6,585,000 | $25,815,000 | 292.0% | 2.2% |
| Truist | $14,600,000 | $23,815,000 | 63.1% | 2.0% |
| JPMorgan Chase Bank | $24,450,000 | $21,885,000 | -10.5% | 1.8% |
| UNION HOME MORTGAGE CORP. | $2,085,000 | $21,545,000 | 933.3% | 1.8% |
| NEWREZ LLC | $9,715,000 | $20,960,000 | 115.7% | 1.8% |
| Flagstar Bank, FSB | $6,110,000 | $20,470,000 | 235.0% | 1.7% |
| BAYSHORE MORTGAGE FUNDING, LLC | $27,585,000 | $20,205,000 | -26.8% | 1.7% |
| PNC Bank | $28,375,000 | $19,575,000 | -31.0% | 1.7% |
| MOVEMENT MORTGAGE, LLC | $20,210,000 | $17,305,000 | -14.4% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $4,380,000 | $16,330,000 | 272.8% | 1.4% |
| Goldman Sachs Bank USA | $6,240,000 | $16,090,000 | 157.9% | 1.4% |
| TOTAL MORTGAGE SERVICES, LLC | $13,810,000 | $15,965,000 | 15.6% | 1.3% |
| Mortgage Research Center, LLC | $14,470,000 | $15,880,000 | 9.7% | 1.3% |
| NVR Mortgage Finance, Inc. | $2,295,000 | $13,905,000 | 505.9% | 1.2% |
| Seacoast National Bank | $13,640,000 | $11,745,000 | -13.9% | 1.0% |
| Citizens Bank | $5,140,000 | $11,730,000 | 128.2% | 1.0% |
| MIDFLORIDA | $8,540,000 | $11,650,000 | 36.4% | 1.0% |
| LENDINGHOME FUNDING CORPORATION | $3,685,000 | $11,075,000 | 200.5% | 0.9% |
| Marine Bank & Trust Company | $16,655,000 | $10,915,000 | -34.5% | 0.9% |
| CONTOUR MORTGAGE CORPORATION | $225,000 | $9,930,000 | 4,313.3% | 0.8% |
| LOANDEPOT.COM, LLC | $9,255,000 | $9,550,000 | 3.2% | 0.8% |
| EVERETT FINANCIAL, INC. | $9,310,000 | $9,460,000 | 1.6% | 0.8% |
| Citibank | $4,095,000 | $9,385,000 | 129.2% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,470,000 | $8,630,000 | 15.5% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $6,640,000 | $8,200,000 | 23.5% | 0.7% |
| TD Bank | $10,970,000 | $7,270,000 | -33.7% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $10,240,000 | $7,205,000 | -29.6% | 0.6% |
| Wells Fargo Bank | $15,480,000 | $7,145,000 | -53.8% | 0.6% |
| THE MORTGAGE FIRM, INC. | $6,740,000 | $6,375,000 | -5.4% | 0.5% |
| GUARANTEED RATE, INC. | $3,905,000 | $6,025,000 | 54.3% | 0.5% |
| Morgan Stanley Private Bank | $8,585,000 | $5,745,000 | -33.1% | 0.5% |
| City National Bank of Florida | $5,435,000 | $5,395,000 | -0.7% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $2,540,000 | $5,335,000 | 110.0% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,230,000 | $5,155,000 | 131.2% | 0.4% |
| Charles Schwab Bank, SSB | $2,250,000 | $5,015,000 | 122.9% | 0.4% |
| PLANET HOME LENDING, LLC | $1,530,000 | $4,905,000 | 220.6% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $2,035,000 | $4,620,000 | 127.0% | 0.4% |
| FBC MORTGAGE, LLC | $6,440,000 | $4,565,000 | -29.1% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $455,000 | $4,345,000 | 854.9% | 0.4% |
| ACOPIA, LLC | $2,510,000 | $4,200,000 | 67.3% | 0.4% |
| ITHINK FINANCIAL Credit Union | $4,200,000 | $4,130,000 | -1.7% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $295,000 | $3,990,000 | 1,252.5% | 0.3% |
| LAKE MICHIGAN CREDIT UNION | $275,000 | $3,620,000 | 1,216.4% | 0.3% |
| Fifth Third Bank | $3,195,000 | $3,615,000 | 13.1% | 0.3% |
| Regions Bank | $1,410,000 | $3,440,000 | 144.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,375,000 | $3,415,000 | 43.8% | 0.3% |
| A&D Mortgage LLC | $2,110,000 | $3,355,000 | 59.0% | 0.3% |
| Plains Commerce Bank | $1,715,000 | $3,285,000 | 91.5% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $1,175,000 | $3,270,000 | 178.3% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $4,330,000 | $3,260,000 | -24.7% | 0.3% |
| UBS Bank USA | $1,505,000 | $3,240,000 | 115.3% | 0.3% |
| Waterstone Mortgage Corporation | $4,160,000 | $3,235,000 | -22.2% | 0.3% |
| Figure Lending LLC | $1,680,000 | $3,225,000 | 92.0% | 0.3% |
| INSPIRE HOME LOANS INC. | $3,175,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $3,965,000 | $3,125,000 | -21.2% | 0.3% |
| GENISYS | $3,115,000 | n/a | 0.3% | |
| Prosperity Home Mortgage, LLC | $4,365,000 | $3,105,000 | -28.9% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $4,150,000 | $2,995,000 | -27.8% | 0.3% |
| Equity Prime Mortgage LLC | $1,010,000 | $2,845,000 | 181.7% | 0.2% |
| U.S. Bank | $8,615,000 | $2,830,000 | -67.2% | 0.2% |
| BAY CAPITAL MORTGAGE CORPORATION | $3,210,000 | $2,780,000 | -13.4% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $735,000 | $2,685,000 | 265.3% | 0.2% |
| Hometown Equity Mortgage, LLC | $2,200,000 | $2,630,000 | 19.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,655,000 | $2,570,000 | -44.8% | 0.2% |
| Discover Bank | $1,775,000 | $2,540,000 | 43.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,490,000 | $2,500,000 | 67.8% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $285,000 | $2,410,000 | 745.6% | 0.2% |
| OCMBC, INC. | $995,000 | $2,375,000 | 138.7% | 0.2% |
| Bethpage Federal Credit Union | $590,000 | $2,370,000 | 301.7% | 0.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $295,000 | $2,290,000 | 676.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,140,000 | $2,285,000 | 100.4% | 0.2% |
| CARDINAL FINANCIAL | $19,945,000 | $2,245,000 | -88.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,585,000 | $2,230,000 | -37.8% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $625,000 | $2,225,000 | 256.0% | 0.2% |
| The Loan Store, Inc. | $95,000 | $2,205,000 | 2,221.1% | 0.2% |
| First Federal Bank | $2,195,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $995,000 | $2,140,000 | 115.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $785,000 | $2,130,000 | 171.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $3,470,000 | $2,070,000 | -40.3% | 0.2% |
| JMAC LENDING, INC. | $1,610,000 | $2,060,000 | 28.0% | 0.2% |
| USAlliance Federal Credit Union | $285,000 | $2,040,000 | 615.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $930,000 | $1,955,000 | 110.2% | 0.2% |
| EMM LOANS LLC | $2,815,000 | $1,935,000 | -31.3% | 0.2% |
| LENDSURE MORTGAGE CORP. | $255,000 | $1,935,000 | 658.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,165,000 | $1,935,000 | -38.9% | 0.2% |
| BRIGHTSTAR | $560,000 | $1,890,000 | 237.5% | 0.2% |
| NP, Inc. | $2,600,000 | $1,875,000 | -27.9% | 0.2% |
| EMBRACE HOME LOANS, INC. | $2,205,000 | $1,810,000 | -17.9% | 0.2% |
| M&T Bank | $2,170,000 | $1,805,000 | -16.8% | 0.2% |
| NexBank | $265,000 | $1,800,000 | 579.2% | 0.2% |
| Stifel Bank and Trust | $1,190,000 | $1,800,000 | 51.3% | 0.2% |
| First National Bank of Pennsylvania | $1,945,000 | $1,780,000 | -8.5% | 0.2% |
| CMG MORTGAGE, INC. | $1,870,000 | $1,720,000 | -8.0% | 0.1% |
| First-Citizens Bank & Trust Company | $1,855,000 | $1,720,000 | -7.3% | 0.1% |
| Synovus Bank | $2,535,000 | $1,690,000 | -33.3% | 0.1% |
| Leader Bank | $820,000 | $1,645,000 | 100.6% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,470,000 | $1,570,000 | -54.8% | 0.1% |
| Citadel Servicing Corporation | $470,000 | $1,555,000 | 230.9% | 0.1% |
| Pacific Lending LLC | $1,555,000 | n/a | 0.1% | |
| Coastal Community Bank | $490,000 | $1,535,000 | 213.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,295,000 | $1,510,000 | -54.2% | 0.1% |
| Cornerstone First Mortgage, Inc | $1,495,000 | $1,470,000 | -1.7% | 0.1% |
| Carrington Mortgage Services, LLC | $1,075,000 | $1,435,000 | 33.5% | 0.1% |
| CLEARPATH LENDING | $305,000 | $1,430,000 | 368.9% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $195,000 | $1,375,000 | 605.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $300,000 | $1,370,000 | 356.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,355,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $965,000 | $1,350,000 | 39.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,440,000 | $1,340,000 | -6.9% | 0.1% |
| The Huntington National Bank | $4,430,000 | $1,335,000 | -69.9% | 0.1% |
| NBKC BANK | $1,140,000 | $1,310,000 | 14.9% | 0.1% |
| BAY EQUITY LLC | $2,370,000 | $1,285,000 | -45.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $990,000 | $1,220,000 | 23.2% | 0.1% |
| Bank OZK | $1,205,000 | n/a | 0.1% | |
| Northpointe Bank | $265,000 | $1,175,000 | 343.4% | 0.1% |
| Lakeview Community Capital, LLC | $1,145,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $945,000 | $1,100,000 | 16.4% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $750,000 | $1,070,000 | 42.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $375,000 | $1,065,000 | 184.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $750,000 | $1,055,000 | 40.7% | 0.1% |
| COMMUNITY CREDIT UNION OF FLORIDA | $520,000 | $1,025,000 | 97.1% | 0.1% |
| Mid-Continent Funding, Inc. | $960,000 | $1,020,000 | 6.3% | 0.1% |
| Valley National Bank | $1,505,000 | $1,015,000 | -32.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,160,000 | $1,000,000 | -13.8% | 0.1% |
| LOANPAL, LLC | $530,000 | $980,000 | 84.9% | 0.1% |
| Signature Bank, N.A. | $725,000 | $925,000 | 27.6% | 0.1% |
| NEXERA HOLDING LLC | $675,000 | $910,000 | 34.8% | 0.1% |
| ALLIANT CREDIT UNION | $430,000 | $900,000 | 109.3% | 0.1% |
| T2 FINANCIAL LLC | $900,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $885,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $295,000 | $870,000 | 194.9% | 0.1% |
| MICHIGAN MUTUAL, INC. | $970,000 | $860,000 | -11.3% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $845,000 | $855,000 | 1.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $840,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $480,000 | $840,000 | 75.0% | 0.1% |
| ALKAN MORTGAGE CORPORATION | $835,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $605,000 | $835,000 | 38.0% | 0.1% |
| Luxury Mortgage Corp. | $805,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $2,255,000 | $785,000 | -65.2% | 0.1% |
| First Horizon Bank | $6,055,000 | $780,000 | -87.1% | 0.1% |
| Bank of England | $770,000 | n/a | 0.1% | |
| FIRST FLORIDA Credit Union | $770,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $650,000 | $765,000 | 17.7% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $765,000 | n/a | 0.1% | |
| Capital City Home Loans, LLC | $755,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $490,000 | $755,000 | 54.1% | 0.1% |
| SOUTH CENTRAL BANK, INC. | $575,000 | $745,000 | 29.6% | 0.1% |
| TOWER | $45,000 | $745,000 | 1,555.6% | 0.1% |
| First American Bank | $75,000 | $735,000 | 880.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,100,000 | $730,000 | -33.6% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $420,000 | $730,000 | 73.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $720,000 | n/a | 0.1% | |
| FIRST EQUITY MORTGAGE BANKERS, INC. | $1,255,000 | $720,000 | -42.6% | 0.1% |
| Logan Finance Corporation | $715,000 | n/a | 0.1% | |
| BMO Harris Bank | $105,000 | $680,000 | 547.6% | 0.1% |
| SPRING EQ, LLC | $630,000 | $680,000 | 7.9% | 0.1% |
| American Airlines Federal Credit Union | $280,000 | $670,000 | 139.3% | 0.1% |
| Ameris Bank | $285,000 | $670,000 | 135.1% | 0.1% |
| Network Funding, L.P. | $670,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $575,000 | $665,000 | 15.7% | 0.1% |
| COMPASS MORTGAGE, INC. | $1,130,000 | $660,000 | -41.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $930,000 | $655,000 | -29.6% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $325,000 | $650,000 | 100.0% | 0.1% |
| ARC HOME LLC | $1,885,000 | $620,000 | -67.1% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $625,000 | $605,000 | -3.2% | 0.1% |
| DYBN FINANCIAL CORP. | $595,000 | n/a | 0.1% | |
| PEACH STATE FEDERAL CREDIT UNION | $595,000 | n/a | 0.1% | |
| City National Bank | $580,000 | n/a | 0.0% | |
| Navigant Credit Union | $575,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $1,070,000 | $570,000 | -46.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $560,000 | n/a | 0.0% | |
| Raymond James Bank | $7,880,000 | $560,000 | -92.9% | 0.0% |
| The State Bank and Trust Company | $535,000 | n/a | 0.0% | |
| NFM, INC. | $1,415,000 | $530,000 | -62.5% | 0.0% |
| Suncoast Credit Union | $105,000 | $525,000 | 400.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $530,000 | $515,000 | -2.8% | 0.0% |
| THRIVENT Federal Credit Union | $515,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $505,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| WesBanco | $505,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,895,000 | $500,000 | -73.6% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $490,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $485,000 | n/a | 0.0% | |
| Bangor Savings Bank | $480,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $475,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $335,000 | $475,000 | 41.8% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $275,000 | $455,000 | 65.5% | 0.0% |
| BNY Mellon | $4,735,000 | $455,000 | -90.4% | 0.0% |
| LADERA LENDING, INC. | $450,000 | n/a | 0.0% | |
| Sentry Bank | $450,000 | n/a | 0.0% | |
| CITADEL FEDERAL CREDIT UNION | $355,000 | $445,000 | 25.4% | 0.0% |
| Magnolia Bank | $445,000 | n/a | 0.0% | |
| West Gate Bank | $395,000 | $435,000 | 10.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $430,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $425,000 | n/a | 0.0% | |
| Leaders Credit Union | $425,000 | n/a | 0.0% | |
| The Federal Savings Bank | $415,000 | $420,000 | 1.2% | 0.0% |
| Ally Bank | $1,195,000 | $415,000 | -65.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,525,000 | $415,000 | -72.8% | 0.0% |
| BM Real Estate Services, Inc. | $405,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| MidFirst Bank | $2,600,000 | $405,000 | -84.4% | 0.0% |
| Parke Bank | $405,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $405,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $370,000 | $400,000 | 8.1% | 0.0% |
| GEORGIA'S OWN | $175,000 | $395,000 | 125.7% | 0.0% |
| Mortgage Assurance Inc. | $395,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $390,000 | n/a | 0.0% | |
| TrustCo Bank | $1,040,000 | $390,000 | -62.5% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $880,000 | $385,000 | -56.3% | 0.0% |
| Wilmington Savings Fund Society, FSB | $385,000 | n/a | 0.0% | |
| KeyBank | $510,000 | $375,000 | -26.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,665,000 | $370,000 | -77.8% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $370,000 | n/a | 0.0% | |
| First National Bank of Pana | $365,000 | n/a | 0.0% | |
| Old National Bank | $715,000 | $365,000 | -49.0% | 0.0% |
| Central Bank | $355,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $750,000 | $355,000 | -52.7% | 0.0% |
| East Coast Capital Corp. | $355,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $730,000 | $350,000 | -52.1% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $4,810,000 | $350,000 | -92.7% | 0.0% |
| Associated Credit Union | $345,000 | n/a | 0.0% | |
| BANKING MORTGAGE SERVICES, B.M.S. CORP. | $345,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $345,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $345,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $345,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $345,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $335,000 | n/a | 0.0% | |
| Ixonia Bank | $250,000 | $335,000 | 34.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $335,000 | n/a | 0.0% | |
| POLICE & FIRE | $335,000 | n/a | 0.0% | |
| Renasant Bank | $335,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL | $335,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $435,000 | $320,000 | -26.4% | 0.0% |
| PHH Mortgage Corporation | $260,000 | $320,000 | 23.1% | 0.0% |
| HOMESTEAD FUNDING CORP. | $680,000 | $315,000 | -53.7% | 0.0% |
| LAUNCH FEDERAL CREDIT UNION | $130,000 | $305,000 | 134.6% | 0.0% |
| SFMC, LP | $305,000 | n/a | 0.0% | |
| LUSO | $295,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $425,000 | $295,000 | -30.6% | 0.0% |
| Acre Mortgage and Financial Inc | $285,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $345,000 | $285,000 | -17.4% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $135,000 | $285,000 | 111.1% | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $285,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $285,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $275,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $275,000 | n/a | 0.0% | |
| Nations Lending Corporation | $275,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| Armed Forces Bank | $265,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $265,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $345,000 | $265,000 | -23.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $265,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $285,000 | $255,000 | -10.5% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $1,360,000 | $255,000 | -81.3% | 0.0% |
| VERITAS FUNDING, LLC | $490,000 | $255,000 | -48.0% | 0.0% |
| Bank of Clarke County | $245,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $245,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $245,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $185,000 | $235,000 | 27.0% | 0.0% |
| GoPrime Mortgage, Inc. | $235,000 | n/a | 0.0% | |
| KEMBA FINANCIAL | $235,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $95,000 | $235,000 | 147.4% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $205,000 | $235,000 | 14.6% | 0.0% |
| MY MORTGAGE, INC. | $800,000 | $230,000 | -71.3% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| NMSI, INC. | $225,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $400,000 | $220,000 | -45.0% | 0.0% |
| Atlantic Coast Mortgage, LLC | $215,000 | n/a | 0.0% | |
| GMFS LLC | $205,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $45,000 | $205,000 | 355.6% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $205,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $605,000 | $185,000 | -69.4% | 0.0% |
| ACHIEVA CREDIT UNION | $175,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $315,000 | $175,000 | -44.4% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $145,000 | $175,000 | 20.7% | 0.0% |
| Meridian Bank Corporation | $175,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $265,000 | $155,000 | -41.5% | 0.0% |
| First Federal Bank of the Midwest | $155,000 | n/a | 0.0% | |
| Guardians Credit Union | $155,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $215,000 | $145,000 | -32.6% | 0.0% |
| GTE Federal Credit Union | $495,000 | $145,000 | -70.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $140,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $115,000 | $135,000 | 17.4% | 0.0% |
| LEGEND LENDING CORPORATION | $335,000 | $135,000 | -59.7% | 0.0% |
| ADVANCIAL | $125,000 | $125,000 | 0.0% | 0.0% |
| Desjardins Bank | $125,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $600,000 | $125,000 | -79.2% | 0.0% |
| JUSTICE Federal Credit Union | $125,000 | n/a | 0.0% | |
| Newburyport Five Cents Savings Bank | $125,000 | n/a | 0.0% | |
| AFFINITY | $260,000 | $115,000 | -55.8% | 0.0% |
| PUBLIX EMPLOYEES | $100,000 | $105,000 | 5.0% | 0.0% |
| Sharefax Credit Union | $45,000 | $95,000 | 111.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $860,000 | $85,000 | -90.1% | 0.0% |
| AmRes Corporation | $85,000 | n/a | 0.0% | |
| FLORIDA | $75,000 | $85,000 | 13.3% | 0.0% |
| The Central Trust Bank | $85,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $690,000 | $75,000 | -89.1% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,485,000 | $75,000 | -94.9% | 0.0% |
| Truliant Federal Credit Union | $135,000 | $75,000 | -44.4% | 0.0% |
| Miami Postal Service Credit Union | $65,000 | n/a | 0.0% | |
| GEORGIA UNITED | $55,000 | n/a | 0.0% | |
| PARTNERS | $45,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $35,000 | n/a | 0.0% | |
| VELOCITY COMMUNITY Federal Credit Union | $35,000 | n/a | 0.0% | |
| Service Federal Credit Union | $425,000 | $25,000 | -94.1% | 0.0% |
Sebastian - Vero Beach's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.2% market share. In second place, with 5.6%, is QUICKEN LOANS, LLC, having originated $66,035,000 in loans. In third place, with 4.3%, is First Merchants Bank, having originated $50,875,000 in loans. In fourth place, with 4.2%, is South State Bank, having originated $50,090,000 in loans. In fifth place, with 4.2%, is Bank of America, having originated $49,705,000 in loans.
Sebastian - Vero Beach Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $353,500 (1.0%) | $705,701 (-0.3%) | 1.31 | 1,472 |
| 2018-02-01 | $349,500 (0.4%) | $701,692 (-0.3%) | 1.27 | 1,565 |
| 2018-03-01 | $350,000 (1.3%) | $703,852 (0.6%) | 1.23 | 1,663 |
| 2018-04-01 | $355,000 (0.0%) | $708,499 (0.3%) | 1.20 | 1,671 |
| 2018-05-01 | $340,000 (-2.4%) | $695,261 (1.7%) | 1.14 | 1,613 |
| 2018-06-01 | $334,900 (-4.2%) | $677,644 (-6.0%) | 1.12 | 1,566 |
| 2018-07-01 | $336,464 (-2.5%) | $699,982 (0.3%) | 1.12 | 1,477 |
| 2018-08-01 | $337,450 (-2.8%) | $710,533 (3.6%) | 1.13 | 1,457 |
| 2018-09-01 | $340,000 (-2.6%) | $706,407 (-0.9%) | 1.14 | 1,484 |
| 2018-10-01 | $338,934 (-2.8%) | $694,356 (-3.6%) | 1.15 | 1,579 |
| 2018-11-01 | $339,675 (-3.0%) | $685,758 (-7.0%) | 1.15 | 1,695 |
| 2018-12-01 | $339,000 (-3.1%) | $677,364 (-5.2%) | 1.17 | 1,760 |
| 2019-01-01 | $344,513 (-2.5%) | $679,044 (-3.8%) | 1.19 | 1,777 |
| 2019-02-01 | $348,900 (-0.2%) | $665,615 (-5.1%) | 1.18 | 1,918 |
| 2019-03-01 | $342,957 (-2.0%) | $661,243 (-6.1%) | 1.12 | 1,921 |
| 2019-04-01 | $338,057 (-4.8%) | $667,144 (-5.8%) | 1.07 | 1,879 |
| 2019-05-01 | $336,223 (-1.1%) | $678,622 (-2.4%) | 1.05 | 1,794 |
| 2019-06-01 | $337,500 (0.8%) | $688,976 (1.7%) | 1.05 | 1,625 |
| 2019-07-01 | $340,000 (1.1%) | $693,171 (-1.0%) | 1.06 | 1,554 |
| 2019-08-01 | $344,545 (2.1%) | $694,030 (-2.3%) | 1.09 | 1,507 |
| 2019-09-01 | $347,614 (2.2%) | $695,681 (-1.5%) | 1.11 | 1,465 |
| 2019-10-01 | $354,500 (4.6%) | $701,540 (1.0%) | 1.14 | 1,436 |
| 2019-11-01 | $340,000 (0.1%) | $658,081 (-4.0%) | 1.11 | 1,572 |
| 2019-12-01 | $341,816 (0.8%) | $651,427 (-3.8%) | 1.14 | 1,599 |
| 2020-01-01 | $341,038 (-1.0%) | $654,625 (-3.6%) | 1.14 | 1,631 |
| 2020-02-01 | $340,000 (-2.6%) | $652,731 (-1.9%) | 1.11 | 1,662 |
| 2020-03-01 | $338,000 (-1.5%) | $649,553 (-1.8%) | 1.06 | 1,673 |
| 2020-04-01 | $329,975 (-2.4%) | $635,833 (-4.7%) | 1.03 | 1,696 |
| 2020-05-01 | $329,450 (-2.0%) | $640,543 (-5.6%) | 1.00 | 1,612 |
| 2020-06-01 | $330,916 (-2.0%) | $654,787 (-5.0%) | 0.97 | 1,503 |
| 2020-07-01 | $339,000 (-0.3%) | $645,812 (-6.8%) | 0.98 | 1,401 |
| 2020-08-01 | $347,950 (1.0%) | $676,831 (-2.5%) | 1.00 | 1,233 |
| 2020-09-01 | $343,600 (-1.2%) | $689,217 (-0.9%) | 0.98 | 1,094 |
| 2020-10-01 | $347,000 (-2.1%) | $696,722 (-0.7%) | 0.99 | 1,015 |
| 2020-11-01 | $348,750 (2.6%) | $704,238 (7.0%) | 1.02 | 997 |
| 2020-12-01 | $348,500 (2.0%) | $717,464 (10.1%) | 1.04 | 927 |
| 2021-01-01 | $349,900 (2.6%) | $703,956 (7.5%) | 1.04 | 827 |
| 2021-02-01 | $344,000 (1.2%) | $724,965 (11.1%) | 1.00 | 656 |
| 2021-03-01 | $349,450 (3.4%) | $741,170 (14.1%) | 0.99 | 550 |
| 2021-04-01 | $366,250 (11.0%) | $776,277 (22.1%) | 0.99 | 498 |
| 2021-05-01 | $396,700 (20.4%) | $860,422 (34.3%) | 1.05 | 401 |
| 2021-06-01 | $389,950 (17.8%) | $921,349 (40.7%) | 1.03 | 383 |
| 2021-07-01 | $362,123 (6.8%) | $886,158 (37.2%) | 0.96 | 395 |
| 2021-08-01 | $369,000 (6.1%) | $885,784 (30.9%) | 0.98 | 406 |
| 2021-09-01 | $371,088 (8.0%) | $823,952 (19.6%) | 0.99 | 439 |
| 2021-10-01 | $398,500 (14.8%) | $825,232 (18.4%) | 1.06 | 407 |
| 2021-11-01 | $404,000 (15.8%) | $903,815 (28.3%) | 1.08 | 395 |
| 2021-12-01 | $431,000 (23.7%) | $988,075 (37.7%) | 1.17 | 360 |
| 2022-01-01 | $429,000 (22.6%) | $964,474 (37.0%) | 1.16 | 330 |
| 2022-02-01 | $402,000 (16.9%) | $1,006,260 (38.8%) | 1.05 | 337 |
| 2022-03-01 | $399,200 (14.2%) | $966,311 (30.4%) | 1.00 | 343 |
| 2022-04-01 | $420,575 (14.8%) | $890,652 (14.7%) | 1.00 | 387 |
| 2022-05-01 | $427,235 (7.7%) | $909,406 (5.7%) | 0.98 | 465 |
| 2022-06-01 | $427,000 (9.5%) | $835,009 (-9.4%) | 0.95 | 572 |
| 2022-07-01 | $425,000 (17.4%) | $864,450 (-2.5%) | 0.96 | 723 |
| 2022-08-01 | $414,988 (12.5%) | $838,383 (-5.4%) | 0.96 | 795 |
| 2022-09-01 | $417,450 (12.5%) | $838,614 (1.8%) | 0.98 | 818 |
| 2022-10-01 | $430,000 (7.9%) | $859,800 (4.2%) | 1.01 | 821 |
| 2022-11-01 | $431,700 (6.9%) | $853,291 (-5.6%) | 1.04 | 919 |
| 2022-12-01 | $429,900 (-0.3%) | $883,231 (-10.6%) | 1.06 | 954 |
| 2023-01-01 | $437,225 (1.9%) | $881,207 (-8.6%) | 1.08 | 997 |
| 2023-02-01 | $434,625 (8.1%) | $994,959 (-1.1%) | 1.05 | 1,048 |
| 2023-03-01 | $435,750 (9.2%) | $1,042,899 (7.9%) | 1.03 | 1,029 |
| 2023-04-01 | $446,000 (6.1%) | $1,064,617 (19.5%) | 1.04 | 1,008 |
| 2023-05-01 | $444,750 (4.1%) | $966,890 (6.3%) | 1.01 | 916 |
| 2023-06-01 | $442,000 (3.5%) | $984,712 (17.9%) | 0.99 | 892 |
| 2023-07-01 | $450,000 (5.9%) | $1,036,013 (19.9%) | 1.02 | 885 |
| 2023-08-01 | $449,225 (8.3%) | $1,037,554 (23.8%) | 1.03 | 900 |
| 2023-09-01 | $459,000 (10.0%) | $1,056,778 (26.0%) | 1.07 | 939 |
| 2023-10-01 | $467,450 (8.7%) | $1,042,019 (21.2%) | 1.10 | 1,057 |
| 2023-11-01 | $469,000 (8.6%) | $1,025,264 (20.2%) | 1.12 | 1,177 |
| 2023-12-01 | $475,000 (10.5%) | $1,018,127 (15.3%) | 1.16 | 1,261 |
| 2024-01-01 | $482,000 (10.2%) | $1,007,183 (14.3%) | 1.18 | 1,372 |
| 2024-02-01 | $475,000 (9.3%) | $991,392 (-0.4%) | 1.14 | 1,531 |
| 2024-03-01 | $460,000 (5.6%) | $975,144 (-6.5%) | 1.08 | 1,608 |
| 2024-04-01 | $459,725 (3.1%) | $952,258 (-10.6%) | 1.07 | 1,620 |
| 2024-05-01 | $459,950 (3.4%) | $956,279 (-1.1%) | 1.05 | 1,576 |
| 2024-06-01 | $450,000 (1.8%) | $893,373 (-9.3%) | 1.02 | 1,595 |
| 2024-07-01 | $450,000 (0.0%) | $898,921 (-13.2%) | 1.03 | 1,544 |
| 2024-08-01 | $443,950 (-1.2%) | $877,569 (-15.4%) | 1.03 | 1,466 |
| 2024-09-01 | $447,000 (-2.6%) | $883,159 (-16.4%) | 1.05 | 1,494 |
| 2024-10-01 | $449,450 (-3.9%) | $899,560 (-13.7%) | 1.06 | 1,529 |
| 2024-11-01 | $444,450 (-5.2%) | $909,061 (-11.3%) | 1.07 | 1,656 |
| 2024-12-01 | $449,000 (-5.5%) | $951,916 (-6.5%) | 1.12 | 1,715 |
| 2025-01-01 | $450,000 (-6.6%) | $968,945 (-3.8%) | 1.12 | 1,836 |
| 2025-02-01 | $450,000 (-5.3%) | $968,030 (-2.4%) | 1.09 | 1,969 |
| 2025-03-01 | $449,900 (-2.2%) | $930,600 (-4.6%) | 1.06 | 2,045 |
| 2025-04-01 | $449,973 (-2.1%) | $920,809 (-3.3%) | 1.04 | 2,023 |
Sebastian - Vero Beach's median listing price for 2025-04-01 was $449,973, a difference of
$-9,752
(-2.1%) versus the prior year and
$73 versus the prior month.
Sebastian - Vero Beach's median listing price comes in at 104% of the national average.
Sebastian - Vero Beach's average listing price for 2025-04-01 was $920,809, a difference of $-31,449 (-3.3%) versus the prior year and $-9,791 versus the prior month.
For the 2025-04-01 period, Sebastian - Vero Beach had 2,023 MLS listings, a difference of -22 listings (-1%) versus the prior month and 403 listings (25%) versus the prior year.
Sebastian - Vero Beach's median listing price comes in at 104% of the national average.
Sebastian - Vero Beach's average listing price for 2025-04-01 was $920,809, a difference of $-31,449 (-3.3%) versus the prior year and $-9,791 versus the prior month.
For the 2025-04-01 period, Sebastian - Vero Beach had 2,023 MLS listings, a difference of -22 listings (-1%) versus the prior month and 403 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 2,058 sqft |
| 2018-02-01 | 70 days | 2,059 sqft |
| 2018-03-01 | 64 days | 2,050 sqft |
| 2018-04-01 | 73 days | 2,078 sqft |
| 2018-05-01 | 79 days | 2,038 sqft |
| 2018-06-01 | 85 days | 2,038 sqft |
| 2018-07-01 | 88 days | 2,049 sqft |
| 2018-08-01 | 89 days | 2,043 sqft |
| 2018-09-01 | 84 days | 2,046 sqft |
| 2018-10-01 | 79 days | 2,042 sqft |
| 2018-11-01 | 78 days | 2,038 sqft |
| 2018-12-01 | 79 days | 2,018 sqft |
| 2019-01-01 | 86 days | 2,004 sqft |
| 2019-02-01 | 78 days | 2,005 sqft |
| 2019-03-01 | 77 days | 1,991 sqft |
| 2019-04-01 | 79 days | 1,981 sqft |
| 2019-05-01 | 81 days | 1,961 sqft |
| 2019-06-01 | 89 days | 1,970 sqft |
| 2019-07-01 | 92 days | 1,975 sqft |
| 2019-08-01 | 89 days | 1,975 sqft |
| 2019-09-01 | 88 days | 1,978 sqft |
| 2019-10-01 | 89 days | 1,980 sqft |
| 2019-11-01 | 82 days | 1,914 sqft |
| 2019-12-01 | 76 days | 1,900 sqft |
| 2020-01-01 | 80 days | 1,901 sqft |
| 2020-02-01 | 82 days | 1,900 sqft |
| 2020-03-01 | 74 days | 1,905 sqft |
| 2020-04-01 | 83 days | 1,908 sqft |
| 2020-05-01 | 95 days | 1,900 sqft |
| 2020-06-01 | 101 days | 1,900 sqft |
| 2020-07-01 | 98 days | 1,900 sqft |
| 2020-08-01 | 89 days | 1,900 sqft |
| 2020-09-01 | 93 days | 1,900 sqft |
| 2020-10-01 | 83 days | 1,900 sqft |
| 2020-11-01 | 67 days | 1,900 sqft |
| 2020-12-01 | 67 days | 1,900 sqft |
| 2021-01-01 | 69 days | 1,900 sqft |
| 2021-02-01 | 50 days | 1,851 sqft |
| 2021-03-01 | 45 days | 1,848 sqft |
| 2021-04-01 | 42 days | 1,861 sqft |
| 2021-05-01 | 46 days | 1,865 sqft |
| 2021-06-01 | 45 days | 1,833 sqft |
| 2021-07-01 | 46 days | 1,770 sqft |
| 2021-08-01 | 47 days | 1,766 sqft |
| 2021-09-01 | 47 days | 1,729 sqft |
| 2021-10-01 | 45 days | 1,815 sqft |
| 2021-11-01 | 47 days | 1,819 sqft |
| 2021-12-01 | 52 days | 1,838 sqft |
| 2022-01-01 | 49 days | 1,868 sqft |
| 2022-02-01 | 35 days | 1,757 sqft |
| 2022-03-01 | 34 days | 1,693 sqft |
| 2022-04-01 | 33 days | 1,700 sqft |
| 2022-05-01 | 35 days | 1,700 sqft |
| 2022-06-01 | 36 days | 1,709 sqft |
| 2022-07-01 | 37 days | 1,700 sqft |
| 2022-08-01 | 48 days | 1,717 sqft |
| 2022-09-01 | 58 days | 1,708 sqft |
| 2022-10-01 | 65 days | 1,788 sqft |
| 2022-11-01 | 64 days | 1,794 sqft |
| 2022-12-01 | 64 days | 1,780 sqft |
| 2023-01-01 | 71 days | 1,789 sqft |
| 2023-02-01 | 61 days | 1,805 sqft |
| 2023-03-01 | 57 days | 1,821 sqft |
| 2023-04-01 | 63 days | 1,828 sqft |
| 2023-05-01 | 65 days | 1,780 sqft |
| 2023-06-01 | 66 days | 1,783 sqft |
| 2023-07-01 | 71 days | 1,811 sqft |
| 2023-08-01 | 65 days | 1,828 sqft |
| 2023-09-01 | 64 days | 1,828 sqft |
| 2023-10-01 | 60 days | 1,819 sqft |
| 2023-11-01 | 58 days | 1,813 sqft |
| 2023-12-01 | 65 days | 1,770 sqft |
| 2024-01-01 | 70 days | 1,786 sqft |
| 2024-02-01 | 65 days | 1,778 sqft |
| 2024-03-01 | 63 days | 1,780 sqft |
| 2024-04-01 | 70 days | 1,795 sqft |
| 2024-05-01 | 73 days | 1,786 sqft |
| 2024-06-01 | 76 days | 1,749 sqft |
| 2024-07-01 | 79 days | 1,750 sqft |
| 2024-08-01 | 79 days | 1,760 sqft |
| 2024-09-01 | 79 days | 1,761 sqft |
| 2024-10-01 | 78 days | 1,762 sqft |
| 2024-11-01 | 73 days | 1,768 sqft |
| 2024-12-01 | 76 days | 1,770 sqft |
| 2025-01-01 | 75 days | 1,773 sqft |
| 2025-02-01 | 75 days | 1,782 sqft |
| 2025-03-01 | 69 days | 1,751 sqft |
| 2025-04-01 | 77 days | 1,753 sqft |
Sebastian - Vero Beach's median listing age (time on market) for 2025-04-01 was 77 days.
This
is 10%
longer
than the same period one year ago.
Sebastian - Vero Beach's median square footage for active listings during the 2025-04-01 period was 1,753 sqft. One year prior, the average listing was 1,795 sqft.
Sebastian - Vero Beach's median square footage for active listings during the 2025-04-01 period was 1,753 sqft. One year prior, the average listing was 1,795 sqft.
Sebastian-Vero Beach, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,238 | $860,230,000 | $384,374 |
| Cash Out Refi | 490 | $113,810,000 | $232,265 |
| Home Improvement | 399 | $44,735,000 | $112,118 |
| Other | 355 | $67,045,000 | $188,859 |
| Refi | 298 | $100,210,000 | $336,275 |
Sebastian - Vero Beach's most frequently cited loan purpose was Home Purchase, with 2,238 originations. The 2nd most popular reason was Cash Out Refi, with 490 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,514 | $537,800,000 | $355,218 |
| 7-8% | 809 | $247,725,000 | $306,211 |
| Over 8% | 705 | $155,745,000 | $220,915 |
| 5-6% | 499 | $194,605,000 | $389,990 |
| 4-5% | 167 | $29,565,000 | $177,036 |
| <2.5% | 37 | $555,000 | $15,000 |
| 3-4% | 12 | $3,970,000 | $330,833 |
| 2.5-3% | 5 | $1,275,000 | $255,000 |
During 2024, Sebastian - Vero Beach's most frequently originated rate bucket was 6-7%, with 1,514 originations.
Loan Sizing (Sebastian-Vero Beach, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,634 | $479,470,000 | $293,433 |
| $100,000 or less | 765 | $41,225,000 | $53,889 |
| $100k-200k | 689 | $99,335,000 | $144,173 |
| $400k-600k | 436 | $204,930,000 | $470,023 |
| $600k-1000k | 173 | $124,205,000 | $717,948 |
| $Over $1MM | 83 | $236,865,000 | $2,853,795 |
Sebastian - Vero Beach's loan sizing saw the bucket of loans from $200k-400k with 1,634 originations, totaling $479,470,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,251 | $476,425,000 | $380,835 |
| 60-80% | 816 | $305,930,000 | $374,914 |
| Under 20% | 675 | $45,475,000 | $67,370 |
| 20-40% | 507 | $96,015,000 | $189,379 |
| 40-60% | 403 | $211,155,000 | $523,958 |
| Over 100% | 45 | $18,045,000 | $401,000 |
Sebastian - Vero Beach's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,251 originations, totaling $476,425,000 in origination value.