Sebastian - Vero Beach Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sebastian - Vero Beach averaged
7%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.26% and
one month ago for the week of 2026-10-01, the
average rate was 7.3%.
Sebastian - Vero Beach's average rate one year ago was 6.09%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.93%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Sebastian - Vero Beach 30 Year Fixed Rate | 2026-11-05 | 7% |
| Sebastian - Vero Beach 30 Year Fixed Rate Refi | 2026-11-05 | 7.93% |
| Sebastian - Vero Beach 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Sebastian - Vero Beach 15 Year Fixed Rate Refi | 2026-11-05 | 7.17% |
| Sebastian - Vero Beach 30 Year FHA | 2026-11-05 | 6.74% |
| Sebastian - Vero Beach 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Sebastian - Vero Beach 30 Year USDA | 2026-11-05 | 7.1% |
| Sebastian - Vero Beach 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Sebastian - Vero Beach 30 Year VA | 2026-11-05 | 6.57% |
| Sebastian - Vero Beach 30 Year VA Refi | 2026-11-05 | 6.24% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sebastian-Vero Beach, FL.
Sebastian - Vero Beach Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sebastian-Vero Beach, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sebastian - Vero Beach Average Closing Costs & Other Stats
Sebastian-Vero Beach, FL's 208 lenders originated 4,153
loans during 2025. The total origination value was $1,307,295,000, with an average loan value of
$314,783.
Sebastian - Vero Beach's average closing costs are $6,326.
The top Sebastian - Vero Beach lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
147 loans originated. Their average total fees are
$7,666, which is $721
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Sebastian - Vero Beach lenders (with over 10 loans originated) are
SPACE COAST Credit Union ($1,703), DHI MORTGAGE COMPANY, LTD. ($3,060), PULTE MORTGAGE LLC ($3,687), NVR Mortgage Finance, Inc. ($4,611) and MIDFLORIDA ($4,988).
The lowest rate Sebastian - Vero Beach lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.42%), Morgan Stanley Private Bank (6.02%), Bank of America (6.16%), NVR Mortgage Finance, Inc. (6.17%) and LOANDEPOT.COM, LLC (6.19%).
Sebastian-Vero Beach, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $85,190,000 | $102,140,000 | 19.9% | 7.8% |
| QUICKEN LOANS, LLC | $66,035,000 | $68,335,000 | 3.5% | 5.2% |
| JPMorgan Chase Bank | $21,885,000 | $49,640,000 | 126.8% | 3.8% |
| South State Bank | $50,090,000 | $44,920,000 | -10.3% | 3.4% |
| GUILD MORTGAGE COMPANY | $28,170,000 | $42,190,000 | 49.8% | 3.2% |
| Marine Bank & Trust Company | $10,915,000 | $32,890,000 | 201.3% | 2.5% |
| LOANDEPOT.COM, LLC | $9,550,000 | $31,015,000 | 224.8% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $28,195,000 | $28,420,000 | 0.8% | 2.2% |
| UNION HOME MORTGAGE CORP. | $21,545,000 | $28,380,000 | 31.7% | 2.2% |
| PULTE MORTGAGE LLC | $25,815,000 | $28,345,000 | 9.8% | 2.2% |
| SPACE COAST Credit Union | $28,285,000 | $28,335,000 | 0.2% | 2.2% |
| Bank of America | $49,705,000 | $27,185,000 | -45.3% | 2.1% |
| PNC Bank | $19,575,000 | $24,015,000 | 22.7% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $31,400,000 | $22,775,000 | -27.5% | 1.7% |
| NVR Mortgage Finance, Inc. | $13,905,000 | $20,550,000 | 47.8% | 1.6% |
| FREEDOM MORTGAGE CORPORATION | $16,330,000 | $17,945,000 | 9.9% | 1.4% |
| Presidential Bank, FSB | $17,230,000 | n/a | 1.3% | |
| CONTOUR MORTGAGE CORPORATION | $9,930,000 | $17,080,000 | 72.0% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $17,305,000 | $16,770,000 | -3.1% | 1.3% |
| Wells Fargo Bank | $7,145,000 | $16,180,000 | 126.5% | 1.2% |
| MIDFLORIDA | $11,650,000 | $15,830,000 | 35.9% | 1.2% |
| Mortgage Research Center, LLC | $15,880,000 | $15,605,000 | -1.7% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $8,200,000 | $14,985,000 | 82.7% | 1.1% |
| TOTAL MORTGAGE SERVICES, LLC | $15,965,000 | $14,420,000 | -9.7% | 1.1% |
| T2 FINANCIAL LLC | $900,000 | $14,020,000 | 1,457.8% | 1.1% |
| NEWREZ LLC | $20,960,000 | $14,010,000 | -33.2% | 1.1% |
| Seacoast National Bank | $11,745,000 | $13,100,000 | 11.5% | 1.0% |
| Truist | $23,815,000 | $12,545,000 | -47.3% | 1.0% |
| TD Bank | $7,270,000 | $12,100,000 | 66.4% | 0.9% |
| First Carolina Bank | $10,155,000 | n/a | 0.8% | |
| Morgan Stanley Private Bank | $5,745,000 | $9,920,000 | 72.7% | 0.8% |
| Goldman Sachs Bank USA | $16,090,000 | $9,730,000 | -39.5% | 0.7% |
| Toyota Financial Savings Bank | $9,695,000 | n/a | 0.7% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $20,205,000 | $9,610,000 | -52.4% | 0.7% |
| INSPIRE HOME LOANS INC. | $3,175,000 | $9,440,000 | 197.3% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $7,205,000 | $8,695,000 | 20.7% | 0.7% |
| Citizens Bank | $11,730,000 | $8,140,000 | -30.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,415,000 | $8,130,000 | 138.1% | 0.6% |
| M&T Bank | $1,805,000 | $7,995,000 | 342.9% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $11,075,000 | $7,820,000 | -29.4% | 0.6% |
| Centier Bank | $7,755,000 | n/a | 0.6% | |
| EVERETT FINANCIAL, INC. | $9,460,000 | $6,530,000 | -31.0% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,685,000 | $5,960,000 | 122.0% | 0.5% |
| FBC MORTGAGE, LLC | $4,565,000 | $5,830,000 | 27.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,630,000 | $5,730,000 | -33.6% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,155,000 | $5,710,000 | 10.8% | 0.4% |
| First Horizon Bank | $780,000 | $5,600,000 | 617.9% | 0.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,595,000 | n/a | 0.4% | |
| The Loan Store, Inc. | $2,205,000 | $5,395,000 | 144.7% | 0.4% |
| The Northern Trust Company | $5,385,000 | n/a | 0.4% | |
| Commerce Home Mortgage, Inc. | $370,000 | $4,920,000 | 1,229.7% | 0.4% |
| Charles Schwab Bank, SSB | $5,015,000 | $4,880,000 | -2.7% | 0.4% |
| THE MORTGAGE FIRM, INC. | $6,375,000 | $4,765,000 | -25.3% | 0.4% |
| ZILLOW HOME LOANS, LLC | $2,500,000 | $4,745,000 | 89.8% | 0.4% |
| A&D Mortgage LLC | $3,355,000 | $4,680,000 | 39.5% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $5,335,000 | $4,530,000 | -15.1% | 0.3% |
| U.S. Bank | $2,830,000 | $4,525,000 | 59.9% | 0.3% |
| PLANET HOME LENDING, LLC | $4,905,000 | $4,510,000 | -8.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,345,000 | $4,455,000 | 2.5% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $515,000 | $4,440,000 | 762.1% | 0.3% |
| Northpointe Bank | $1,175,000 | $4,175,000 | 255.3% | 0.3% |
| Plains Commerce Bank | $3,285,000 | $3,935,000 | 19.8% | 0.3% |
| BAY CAPITAL MORTGAGE CORPORATION | $2,780,000 | $3,855,000 | 38.7% | 0.3% |
| GUARANTEED RATE, INC. | $6,025,000 | $3,830,000 | -36.4% | 0.3% |
| NexBank | $1,800,000 | $3,795,000 | 110.8% | 0.3% |
| City National Bank of Florida | $5,395,000 | $3,680,000 | -31.8% | 0.3% |
| BNY Mellon | $455,000 | $3,660,000 | 704.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,570,000 | $3,615,000 | 40.7% | 0.3% |
| CMG MORTGAGE, INC. | $1,720,000 | $3,545,000 | 106.1% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,955,000 | $3,495,000 | 78.8% | 0.3% |
| Citadel Servicing Corporation | $1,555,000 | $3,445,000 | 121.5% | 0.3% |
| OCMBC, INC. | $2,375,000 | $3,385,000 | 42.5% | 0.3% |
| Regions Bank | $3,440,000 | $3,290,000 | -4.4% | 0.3% |
| Flagstar Bank, FSB | $20,470,000 | $3,195,000 | -84.4% | 0.2% |
| UBS Bank USA | $3,240,000 | $3,190,000 | -1.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $3,260,000 | $3,165,000 | -2.9% | 0.2% |
| Figure Lending LLC | $3,225,000 | $3,155,000 | -2.2% | 0.2% |
| Raymond James Bank | $560,000 | $3,070,000 | 448.2% | 0.2% |
| USAA Federal Savings Bank | $3,125,000 | $3,045,000 | -2.6% | 0.2% |
| NEXERA HOLDING LLC | $910,000 | $3,030,000 | 233.0% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,230,000 | $3,010,000 | 35.0% | 0.2% |
| ITHINK FINANCIAL Credit Union | $4,130,000 | $2,895,000 | -29.9% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $2,850,000 | n/a | 0.2% | |
| Sierra Pacific Mortgage Company, Inc. | $655,000 | $2,810,000 | 329.0% | 0.2% |
| Bethpage Federal Credit Union | $2,370,000 | $2,720,000 | 14.8% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,225,000 | $2,705,000 | 21.6% | 0.2% |
| GENISYS | $3,115,000 | $2,605,000 | -16.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,935,000 | $2,525,000 | 30.5% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $2,070,000 | $2,470,000 | 19.3% | 0.2% |
| Prosperity Home Mortgage, LLC | $3,105,000 | $2,405,000 | -22.5% | 0.2% |
| NP, Inc. | $1,875,000 | $2,375,000 | 26.7% | 0.2% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | $720,000 | $2,335,000 | 224.3% | 0.2% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $2,265,000 | n/a | 0.2% | |
| The Huntington National Bank | $1,335,000 | $2,265,000 | 69.7% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,990,000 | $2,260,000 | -43.4% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $3,270,000 | $2,220,000 | -32.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $2,130,000 | $2,170,000 | 1.9% | 0.2% |
| NFM, INC. | $530,000 | $2,135,000 | 302.8% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,355,000 | $2,055,000 | 51.7% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,995,000 | $1,960,000 | -34.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $500,000 | $1,940,000 | 288.0% | 0.1% |
| Bank OZK | $1,205,000 | $1,925,000 | 59.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $4,620,000 | $1,905,000 | -58.8% | 0.1% |
| First National Bank of Pennsylvania | $1,780,000 | $1,840,000 | 3.4% | 0.1% |
| RF Renovo Management Company, LLC | $1,840,000 | n/a | 0.1% | |
| ALKAN MORTGAGE CORPORATION | $835,000 | $1,805,000 | 116.2% | 0.1% |
| Webster Bank | $1,805,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $670,000 | $1,745,000 | 160.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,510,000 | $1,745,000 | 15.6% | 0.1% |
| SPRING EQ, LLC | $680,000 | $1,740,000 | 155.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,725,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $1,470,000 | $1,715,000 | 16.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $475,000 | $1,675,000 | 252.6% | 0.1% |
| COMMUNITY CREDIT UNION OF FLORIDA | $1,025,000 | $1,635,000 | 59.5% | 0.1% |
| First-Citizens Bank & Trust Company | $1,720,000 | $1,605,000 | -6.7% | 0.1% |
| OAKTREE FUNDING CORP. | $1,525,000 | n/a | 0.1% | |
| TrustCo Bank | $390,000 | $1,455,000 | 273.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,140,000 | $1,450,000 | -32.2% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,370,000 | $1,440,000 | 5.1% | 0.1% |
| Union Savings Bank | $1,425,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,375,000 | $1,395,000 | 1.5% | 0.1% |
| First Federal Bank | $2,195,000 | $1,335,000 | -39.2% | 0.1% |
| Magnolia Bank | $445,000 | $1,315,000 | 195.5% | 0.1% |
| Stifel Bank and Trust | $1,800,000 | $1,280,000 | -28.9% | 0.1% |
| NBKC BANK | $1,310,000 | $1,275,000 | -2.7% | 0.1% |
| CONSTRUCTIVE LOANS, LLC | $1,250,000 | n/a | 0.1% | |
| Logan Finance Corporation | $715,000 | $1,155,000 | 61.5% | 0.1% |
| EMM LOANS LLC | $1,935,000 | $1,150,000 | -40.6% | 0.1% |
| Carrington Mortgage Services, LLC | $1,435,000 | $1,110,000 | -22.6% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $755,000 | $1,110,000 | 47.0% | 0.1% |
| Fifth Third Bank | $3,615,000 | $1,080,000 | -70.1% | 0.1% |
| FIRSTBANK PUERTO RICO | $1,075,000 | n/a | 0.1% | |
| AFFINITY | $115,000 | $1,060,000 | 821.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $2,630,000 | $1,025,000 | -61.0% | 0.1% |
| ONY GLO, INC. | $1,015,000 | n/a | 0.1% | |
| Coastal Community Bank | $1,535,000 | $1,010,000 | -34.2% | 0.1% |
| Independence Bank of Kentucky | $1,005,000 | n/a | 0.1% | |
| NORTHPOINT MORTGAGE, INC. | $730,000 | $1,000,000 | 37.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,220,000 | $960,000 | -21.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $400,000 | $960,000 | 140.0% | 0.1% |
| LOANPAL, LLC | $980,000 | $935,000 | -4.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,410,000 | $915,000 | -62.0% | 0.1% |
| University Bank | $885,000 | n/a | 0.1% | |
| DYBN FINANCIAL CORP. | $595,000 | $865,000 | 45.4% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,810,000 | $855,000 | -52.8% | 0.1% |
| Equity Prime Mortgage LLC | $2,845,000 | $855,000 | -69.9% | 0.1% |
| CARDINAL FINANCIAL | $2,245,000 | $850,000 | -62.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,070,000 | $845,000 | -21.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,100,000 | $840,000 | -23.6% | 0.1% |
| Florida Capital Bank | $835,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $785,000 | $835,000 | 6.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,340,000 | $810,000 | -39.6% | 0.1% |
| Brighton Bank | $805,000 | n/a | 0.1% | |
| WESTSTAR MORTGAGE CORPORATION | $805,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $395,000 | $785,000 | 98.7% | 0.1% |
| Citizens Bank and Trust | $775,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $2,060,000 | $775,000 | -62.4% | 0.1% |
| PHH Mortgage Corporation | $320,000 | $765,000 | 139.1% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $765,000 | $760,000 | -0.7% | 0.1% |
| Southwest Airlines Federal Credit Union | $745,000 | n/a | 0.1% | |
| KeyBank | $375,000 | $740,000 | 97.3% | 0.1% |
| Gateway First Bank | $730,000 | n/a | 0.1% | |
| VYSTAR | $695,000 | n/a | 0.1% | |
| JUSTICE Federal Credit Union | $125,000 | $690,000 | 452.0% | 0.1% |
| UNITED MORTGAGE CORP | $690,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,285,000 | $685,000 | -70.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,055,000 | $685,000 | -35.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $680,000 | n/a | 0.1% | |
| Old National Bank | $365,000 | $675,000 | 84.9% | 0.1% |
| Pacific Lending LLC | $1,555,000 | $670,000 | -56.9% | 0.1% |
| Arvest Bank | $665,000 | n/a | 0.1% | |
| Beeline Loans, Inc. | $665,000 | n/a | 0.1% | |
| DG PINNACLE FUNDING LLC | $660,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $765,000 | $660,000 | -13.7% | 0.1% |
| Suncoast Credit Union | $525,000 | $660,000 | 25.7% | 0.1% |
| Discover Bank | $2,540,000 | $655,000 | -74.2% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,000,000 | $640,000 | -36.0% | 0.0% |
| Nations Lending Corporation | $275,000 | $640,000 | 132.7% | 0.0% |
| WesBanco | $505,000 | $640,000 | 26.7% | 0.0% |
| Bangor Savings Bank | $480,000 | $610,000 | 27.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $600,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $3,620,000 | $590,000 | -83.7% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $585,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $580,000 | n/a | 0.0% | |
| MILEND, INC. | $580,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $75,000 | $580,000 | 673.3% | 0.0% |
| Bank Five Nine | $575,000 | n/a | 0.0% | |
| POLICE & FIRE | $335,000 | $575,000 | 71.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $560,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $870,000 | $560,000 | -35.6% | 0.0% |
| Ameris Bank | $670,000 | $550,000 | -17.9% | 0.0% |
| Armed Forces Bank | $265,000 | $545,000 | 105.7% | 0.0% |
| Elements Financial Federal Credit Union | $545,000 | n/a | 0.0% | |
| Lake Forest Bank & Trust | $545,000 | n/a | 0.0% | |
| LAUNCH FEDERAL CREDIT UNION | $305,000 | $545,000 | 78.7% | 0.0% |
| Mid-Continent Funding, Inc. | $1,020,000 | $545,000 | -46.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $840,000 | $540,000 | -35.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $220,000 | $540,000 | 145.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $235,000 | $535,000 | 127.7% | 0.0% |
| Desjardins Bank | $125,000 | $525,000 | 320.0% | 0.0% |
| Morton Community Bank | $525,000 | n/a | 0.0% | |
| Crystal Lake Bank and Trust | $505,000 | n/a | 0.0% | |
| Quontic Bank | $505,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $495,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $490,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $490,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $175,000 | $485,000 | 177.1% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $450,000 | n/a | 0.0% | |
| The Federal Savings Bank | $420,000 | $445,000 | 6.0% | 0.0% |
| USAlliance Federal Credit Union | $2,040,000 | $445,000 | -78.2% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,570,000 | $440,000 | -72.0% | 0.0% |
| Centennial Bank | $435,000 | n/a | 0.0% | |
| HANSCOM | $430,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $650,000 | $425,000 | -34.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $420,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $295,000 | $420,000 | 42.4% | 0.0% |
| Dort Financial Credit Union | $415,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $560,000 | $410,000 | -26.8% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $405,000 | n/a | 0.0% | |
| HomeTrust Bank | $405,000 | n/a | 0.0% | |
| The Farmers & Merchants State Bank | $405,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $385,000 | n/a | 0.0% | |
| FLORIDA | $85,000 | $385,000 | 352.9% | 0.0% |
| Evolve Bank & Trust | $375,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $375,000 | n/a | 0.0% | |
| Valley National Bank | $1,015,000 | $370,000 | -63.5% | 0.0% |
| Victorian Finance, LLC | $370,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,935,000 | $365,000 | -81.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $840,000 | $365,000 | -56.5% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $355,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $355,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $3,235,000 | $355,000 | -89.0% | 0.0% |
| CITADEL FEDERAL CREDIT UNION | $445,000 | $350,000 | -21.3% | 0.0% |
| ALLIANT CREDIT UNION | $900,000 | $345,000 | -61.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $315,000 | $345,000 | 9.5% | 0.0% |
| OceanFirst Bank | $345,000 | n/a | 0.0% | |
| Baxter Credit Union | $335,000 | n/a | 0.0% | |
| BRIGHTSTAR | $1,890,000 | $335,000 | -82.3% | 0.0% |
| COMPASS MORTGAGE, INC. | $660,000 | $335,000 | -49.2% | 0.0% |
| FIRST FLORIDA Credit Union | $770,000 | $335,000 | -56.5% | 0.0% |
| INTELLILOAN, INC. | $335,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $325,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $315,000 | n/a | 0.0% | |
| The Park National Bank | $315,000 | n/a | 0.0% | |
| AMERICAS MORTGAGE PROFESSIONALS, LLC | $305,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $305,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $300,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,285,000 | $295,000 | -77.0% | 0.0% |
| FAY SERVICING, LLC | $295,000 | n/a | 0.0% | |
| The Dart Bank | $295,000 | n/a | 0.0% | |
| POINT Mortgage | $285,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $235,000 | $285,000 | 21.3% | 0.0% |
| Ixonia Bank | $335,000 | $275,000 | -17.9% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $345,000 | $270,000 | -21.7% | 0.0% |
| ACOPIA, LLC | $4,200,000 | $265,000 | -93.7% | 0.0% |
| Farm Credit East, ACA | $265,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $370,000 | $265,000 | -28.4% | 0.0% |
| Helm Bank USA | $265,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $205,000 | $265,000 | 29.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $350,000 | $255,000 | -27.1% | 0.0% |
| BMO Harris Bank | $680,000 | $255,000 | -62.5% | 0.0% |
| BM Real Estate Services, Inc. | $405,000 | $255,000 | -37.0% | 0.0% |
| Wauchula State Bank | $255,000 | n/a | 0.0% | |
| Guardian Savings Bank, A Federal Savings Bank | $245,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $245,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $230,000 | $245,000 | 6.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $295,000 | $245,000 | -16.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $235,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $835,000 | $225,000 | -73.1% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $455,000 | $215,000 | -52.7% | 0.0% |
| City Lending Inc. | $215,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $215,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $215,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $215,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $215,000 | n/a | 0.0% | |
| TOWER | $745,000 | $210,000 | -71.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $430,000 | $205,000 | -52.3% | 0.0% |
| Park Lane Finance Solutions, LLC | $235,000 | $205,000 | -12.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $85,000 | $200,000 | 135.3% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $200,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| Citibank | $9,385,000 | $190,000 | -98.0% | 0.0% |
| ADVANCIAL | $125,000 | $185,000 | 48.0% | 0.0% |
| DELMAR FINANCIAL COMPANY | $345,000 | $185,000 | -46.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| Natbank | $175,000 | n/a | 0.0% | |
| Navigant Credit Union | $575,000 | $175,000 | -69.6% | 0.0% |
| United Community Bank | $170,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $215,000 | $165,000 | -23.3% | 0.0% |
| First Citizens Community Bank | $165,000 | n/a | 0.0% | |
| Think Mutual Bank | $165,000 | n/a | 0.0% | |
| Synovus Bank | $1,690,000 | $160,000 | -90.5% | 0.0% |
| FIRST NATIONAL BANK OF COFFEE COUNTY | $155,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $145,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $385,000 | $145,000 | -62.3% | 0.0% |
| TEG Federal Credit Union | $145,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $255,000 | $130,000 | -49.0% | 0.0% |
| COMMUNITYAMERICA | $125,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $105,000 | n/a | 0.0% | |
| First Merchants Bank | $50,875,000 | $105,000 | -99.8% | 0.0% |
| RESIDENTIAL BANCORP | $245,000 | $105,000 | -57.1% | 0.0% |
| TEACHERS | $105,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $385,000 | $105,000 | -72.7% | 0.0% |
| Firefighters First Federal Credit Union | $95,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $140,000 | $85,000 | -39.3% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $85,000 | n/a | 0.0% | |
| First Commonwealth Bank | $85,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $450,000 | $85,000 | -81.1% | 0.0% |
| TROPICAL FINANCIAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| VELOCITY COMMUNITY Federal Credit Union | $35,000 | $85,000 | 142.9% | 0.0% |
| Unity Bank | $75,000 | n/a | 0.0% | |
| Comerica Bank | $65,000 | n/a | 0.0% | |
| CHEVRON | $55,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $145,000 | $55,000 | -62.1% | 0.0% |
| Leader Bank | $1,645,000 | $55,000 | -96.7% | 0.0% |
| MASSMUTUAL | $45,000 | n/a | 0.0% | |
| We Florida Financial | $45,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $355,000 | $35,000 | -90.1% | 0.0% |
| ALL IN | $25,000 | n/a | 0.0% | |
| UNITED | $15,000 | n/a | 0.0% |
Sebastian - Vero Beach's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.8% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $68,335,000 in loans. In third place, with 3.8%, is JPMorgan Chase Bank, having originated $49,640,000 in loans. In fourth place, with 3.4%, is South State Bank, having originated $44,920,000 in loans. In fifth place, with 3.2%, is GUILD MORTGAGE COMPANY, having originated $42,190,000 in loans.
Sebastian - Vero Beach Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $353,500 (1.0%) | $705,701 (-0.3%) | 1.31 | 1,472 |
| 2018-02-01 | $349,500 (0.4%) | $701,692 (-0.3%) | 1.27 | 1,565 |
| 2018-03-01 | $350,000 (1.3%) | $703,852 (0.6%) | 1.23 | 1,663 |
| 2018-04-01 | $355,000 (0.0%) | $708,499 (0.3%) | 1.20 | 1,671 |
| 2018-05-01 | $340,000 (-2.4%) | $695,261 (1.7%) | 1.14 | 1,613 |
| 2018-06-01 | $334,900 (-4.2%) | $677,644 (-6.0%) | 1.12 | 1,566 |
| 2018-07-01 | $336,464 (-2.5%) | $699,982 (0.3%) | 1.12 | 1,477 |
| 2018-08-01 | $337,450 (-2.8%) | $710,533 (3.6%) | 1.13 | 1,457 |
| 2018-09-01 | $340,000 (-2.6%) | $706,407 (-0.9%) | 1.14 | 1,484 |
| 2018-10-01 | $338,934 (-2.8%) | $694,356 (-3.6%) | 1.15 | 1,579 |
| 2018-11-01 | $339,675 (-3.0%) | $685,758 (-7.0%) | 1.15 | 1,695 |
| 2018-12-01 | $339,000 (-3.1%) | $677,364 (-5.2%) | 1.17 | 1,760 |
| 2019-01-01 | $344,513 (-2.5%) | $679,044 (-3.8%) | 1.19 | 1,777 |
| 2019-02-01 | $348,900 (-0.2%) | $665,615 (-5.1%) | 1.18 | 1,918 |
| 2019-03-01 | $342,957 (-2.0%) | $661,243 (-6.1%) | 1.12 | 1,921 |
| 2019-04-01 | $338,057 (-4.8%) | $667,144 (-5.8%) | 1.07 | 1,879 |
| 2019-05-01 | $336,223 (-1.1%) | $678,622 (-2.4%) | 1.05 | 1,794 |
| 2019-06-01 | $337,500 (0.8%) | $688,976 (1.7%) | 1.05 | 1,625 |
| 2019-07-01 | $340,000 (1.1%) | $693,171 (-1.0%) | 1.06 | 1,554 |
| 2019-08-01 | $344,545 (2.1%) | $694,030 (-2.3%) | 1.09 | 1,507 |
| 2019-09-01 | $347,614 (2.2%) | $695,681 (-1.5%) | 1.11 | 1,465 |
| 2019-10-01 | $354,500 (4.6%) | $701,540 (1.0%) | 1.14 | 1,436 |
| 2019-11-01 | $340,000 (0.1%) | $658,081 (-4.0%) | 1.11 | 1,572 |
| 2019-12-01 | $341,816 (0.8%) | $651,427 (-3.8%) | 1.14 | 1,599 |
| 2020-01-01 | $341,038 (-1.0%) | $654,625 (-3.6%) | 1.14 | 1,631 |
| 2020-02-01 | $340,000 (-2.6%) | $652,731 (-1.9%) | 1.11 | 1,662 |
| 2020-03-01 | $338,000 (-1.5%) | $649,553 (-1.8%) | 1.06 | 1,673 |
| 2020-04-01 | $329,975 (-2.4%) | $635,833 (-4.7%) | 1.03 | 1,696 |
| 2020-05-01 | $329,450 (-2.0%) | $640,543 (-5.6%) | 1.00 | 1,612 |
| 2020-06-01 | $330,916 (-2.0%) | $654,787 (-5.0%) | 0.97 | 1,503 |
| 2020-07-01 | $339,000 (-0.3%) | $645,812 (-6.8%) | 0.98 | 1,401 |
| 2020-08-01 | $347,950 (1.0%) | $676,831 (-2.5%) | 1.00 | 1,233 |
| 2020-09-01 | $343,600 (-1.2%) | $689,217 (-0.9%) | 0.98 | 1,094 |
| 2020-10-01 | $347,000 (-2.1%) | $696,722 (-0.7%) | 0.99 | 1,015 |
| 2020-11-01 | $348,750 (2.6%) | $704,238 (7.0%) | 1.02 | 997 |
| 2020-12-01 | $348,500 (2.0%) | $717,464 (10.1%) | 1.04 | 927 |
| 2021-01-01 | $349,900 (2.6%) | $703,956 (7.5%) | 1.04 | 827 |
| 2021-02-01 | $344,000 (1.2%) | $724,965 (11.1%) | 1.00 | 656 |
| 2021-03-01 | $349,450 (3.4%) | $741,170 (14.1%) | 0.99 | 550 |
| 2021-04-01 | $366,250 (11.0%) | $776,277 (22.1%) | 0.99 | 498 |
| 2021-05-01 | $396,700 (20.4%) | $860,422 (34.3%) | 1.05 | 401 |
| 2021-06-01 | $389,950 (17.8%) | $921,349 (40.7%) | 1.03 | 383 |
| 2021-07-01 | $362,123 (6.8%) | $886,158 (37.2%) | 0.96 | 395 |
| 2021-08-01 | $369,000 (6.1%) | $885,784 (30.9%) | 0.98 | 406 |
| 2021-09-01 | $371,088 (8.0%) | $823,952 (19.6%) | 0.99 | 439 |
| 2021-10-01 | $398,500 (14.8%) | $825,232 (18.4%) | 1.06 | 407 |
| 2021-11-01 | $404,000 (15.8%) | $903,815 (28.3%) | 1.08 | 395 |
| 2021-12-01 | $431,000 (23.7%) | $988,075 (37.7%) | 1.17 | 360 |
| 2022-01-01 | $429,000 (22.6%) | $964,474 (37.0%) | 1.16 | 330 |
| 2022-02-01 | $402,000 (16.9%) | $1,006,260 (38.8%) | 1.05 | 337 |
| 2022-03-01 | $399,200 (14.2%) | $966,311 (30.4%) | 1.00 | 343 |
| 2022-04-01 | $420,575 (14.8%) | $890,652 (14.7%) | 1.00 | 387 |
| 2022-05-01 | $427,235 (7.7%) | $909,406 (5.7%) | 0.98 | 465 |
| 2022-06-01 | $427,000 (9.5%) | $835,009 (-9.4%) | 0.95 | 572 |
| 2022-07-01 | $425,000 (17.4%) | $864,450 (-2.5%) | 0.96 | 723 |
| 2022-08-01 | $414,988 (12.5%) | $838,383 (-5.4%) | 0.96 | 795 |
| 2022-09-01 | $417,450 (12.5%) | $838,614 (1.8%) | 0.98 | 818 |
| 2022-10-01 | $430,000 (7.9%) | $859,800 (4.2%) | 1.01 | 821 |
| 2022-11-01 | $431,700 (6.9%) | $853,291 (-5.6%) | 1.04 | 919 |
| 2022-12-01 | $429,900 (-0.3%) | $883,231 (-10.6%) | 1.06 | 954 |
| 2023-01-01 | $437,225 (1.9%) | $881,207 (-8.6%) | 1.08 | 997 |
| 2023-02-01 | $434,625 (8.1%) | $994,959 (-1.1%) | 1.05 | 1,048 |
| 2023-03-01 | $435,750 (9.2%) | $1,042,899 (7.9%) | 1.03 | 1,029 |
| 2023-04-01 | $446,000 (6.1%) | $1,064,617 (19.5%) | 1.04 | 1,008 |
| 2023-05-01 | $444,750 (4.1%) | $966,890 (6.3%) | 1.01 | 916 |
| 2023-06-01 | $442,000 (3.5%) | $984,712 (17.9%) | 0.99 | 892 |
| 2023-07-01 | $450,000 (5.9%) | $1,036,013 (19.9%) | 1.02 | 885 |
| 2023-08-01 | $449,225 (8.3%) | $1,037,554 (23.8%) | 1.03 | 900 |
| 2023-09-01 | $459,000 (10.0%) | $1,056,778 (26.0%) | 1.07 | 939 |
| 2023-10-01 | $467,450 (8.7%) | $1,042,019 (21.2%) | 1.10 | 1,057 |
| 2023-11-01 | $469,000 (8.6%) | $1,025,264 (20.2%) | 1.12 | 1,177 |
| 2023-12-01 | $475,000 (10.5%) | $1,018,127 (15.3%) | 1.16 | 1,261 |
| 2024-01-01 | $482,000 (10.2%) | $1,007,183 (14.3%) | 1.18 | 1,372 |
| 2024-02-01 | $475,000 (9.3%) | $991,392 (-0.4%) | 1.14 | 1,531 |
| 2024-03-01 | $460,000 (5.6%) | $975,144 (-6.5%) | 1.08 | 1,608 |
| 2024-04-01 | $459,725 (3.1%) | $952,258 (-10.6%) | 1.07 | 1,620 |
| 2024-05-01 | $459,950 (3.4%) | $956,279 (-1.1%) | 1.05 | 1,576 |
| 2024-06-01 | $450,000 (1.8%) | $893,373 (-9.3%) | 1.02 | 1,595 |
| 2024-07-01 | $450,000 (0.0%) | $898,921 (-13.2%) | 1.03 | 1,544 |
| 2024-08-01 | $443,950 (-1.2%) | $877,569 (-15.4%) | 1.03 | 1,466 |
| 2024-09-01 | $446,000 (-2.8%) | $882,772 (-16.5%) | 1.05 | 1,489 |
| 2024-10-01 | $447,450 (-4.3%) | $899,560 (-13.7%) | 1.06 | 1,543 |
| 2024-11-01 | $444,450 (-5.2%) | $909,061 (-11.3%) | 1.07 | 1,656 |
| 2024-12-01 | $449,000 (-5.5%) | $951,916 (-6.5%) | 1.11 | 1,715 |
| 2025-01-01 | $450,000 (-6.6%) | $968,945 (-3.8%) | 1.12 | 1,836 |
| 2025-02-01 | $450,000 (-5.3%) | $968,030 (-2.4%) | 1.09 | 1,969 |
| 2025-03-01 | $449,900 (-2.2%) | $930,600 (-4.6%) | 1.06 | 2,045 |
| 2025-04-01 | $449,973 (-2.1%) | $920,809 (-3.3%) | 1.04 | 2,023 |
| 2025-05-01 | $449,000 (-2.4%) | $927,774 (-3.0%) | 1.02 | 1,896 |
| 2025-06-01 | $442,300 (-1.7%) | $896,484 (0.4%) | 1.00 | 1,842 |
| 2025-07-01 | $436,125 (-3.1%) | $861,320 (-4.2%) | 0.99 | 1,743 |
| 2025-08-01 | $425,000 (-4.3%) | $835,874 (-4.8%) | 0.99 | 1,612 |
| 2025-09-01 | $425,000 (-4.7%) | $839,507 (-4.9%) | 1.00 | 1,581 |
| 2025-10-01 | $434,975 (-2.8%) | $859,708 (-4.4%) | 1.02 | 1,628 |
| 2025-11-01 | $439,000 (-1.2%) | $906,228 (-0.3%) | 1.06 | 1,764 |
| 2025-12-01 | $442,700 (-1.4%) | $888,818 (-6.6%) | 1.11 | 1,754 |
| 2026-01-01 | $449,000 (-0.2%) | $898,886 (-7.2%) | 1.12 | 1,764 |
| 2026-02-01 | $437,000 (-2.9%) | $873,151 (-9.8%) | 1.08 | 1,852 |
| 2026-03-01 | $434,975 (-3.3%) | $859,740 (-7.6%) | 1.05 | 1,798 |
| 2026-04-01 | $439,500 (-2.3%) | $856,147 (-7.0%) | 1.03 | 1,731 |
| 2026-05-01 | $429,900 (-4.3%) | $872,844 (-5.9%) | 1.00 | 1,582 |
| 2026-06-01 | $424,975 (-3.9%) | $884,597 (-1.3%) | 0.99 | 1,516 |
| 2026-07-01 | $419,450 (-3.8%) | $874,674 (1.6%) | 0.98 | 1,408 |
| 2026-08-01 | $415,000 (-2.4%) | $857,826 (2.6%) | 0.98 | 1,375 |
| 2026-09-01 | $421,950 (-0.7%) | $934,523 (11.3%) | 0.00 | 1,315 |
| 2026-10-01 | $425,000 (-2.3%) | $928,215 (8.0%) | 0.00 | 1,374 |
Sebastian - Vero Beach's median listing price for 2026-10-01 was $425,000, a difference of
$-9,975
(-2.3%) versus the prior year and
$3,050 versus the prior month.
Sebastian - Vero Beach's median listing price comes in at 0% of the national average.
Sebastian - Vero Beach's average listing price for 2026-10-01 was $928,215, a difference of $68,507 (8.0%) versus the prior year and $-6,308 versus the prior month.
For the 2026-10-01 period, Sebastian - Vero Beach had 1,374 MLS listings, a difference of 59 listings (4%) versus the prior month and -254 listings (-16%) versus the prior year.
Sebastian - Vero Beach's median listing price comes in at 0% of the national average.
Sebastian - Vero Beach's average listing price for 2026-10-01 was $928,215, a difference of $68,507 (8.0%) versus the prior year and $-6,308 versus the prior month.
For the 2026-10-01 period, Sebastian - Vero Beach had 1,374 MLS listings, a difference of 59 listings (4%) versus the prior month and -254 listings (-16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 2,060 sqft |
| 2018-02-01 | 70 days | 2,060 sqft |
| 2018-03-01 | 64 days | 2,050 sqft |
| 2018-04-01 | 73 days | 2,080 sqft |
| 2018-05-01 | 79 days | 2,037 sqft |
| 2018-06-01 | 85 days | 2,025 sqft |
| 2018-07-01 | 88 days | 2,041 sqft |
| 2018-08-01 | 89 days | 2,036 sqft |
| 2018-09-01 | 84 days | 2,042 sqft |
| 2018-10-01 | 79 days | 2,038 sqft |
| 2018-11-01 | 78 days | 2,035 sqft |
| 2018-12-01 | 79 days | 2,003 sqft |
| 2019-01-01 | 86 days | 2,002 sqft |
| 2019-02-01 | 78 days | 2,003 sqft |
| 2019-03-01 | 77 days | 1,989 sqft |
| 2019-04-01 | 79 days | 1,978 sqft |
| 2019-05-01 | 81 days | 1,961 sqft |
| 2019-06-01 | 89 days | 1,968 sqft |
| 2019-07-01 | 92 days | 1,978 sqft |
| 2019-08-01 | 89 days | 1,977 sqft |
| 2019-09-01 | 88 days | 1,979 sqft |
| 2019-10-01 | 89 days | 1,980 sqft |
| 2019-11-01 | 82 days | 1,914 sqft |
| 2019-12-01 | 76 days | 1,900 sqft |
| 2020-01-01 | 80 days | 1,901 sqft |
| 2020-02-01 | 82 days | 1,900 sqft |
| 2020-03-01 | 74 days | 1,905 sqft |
| 2020-04-01 | 83 days | 1,907 sqft |
| 2020-05-01 | 95 days | 1,900 sqft |
| 2020-06-01 | 101 days | 1,900 sqft |
| 2020-07-01 | 98 days | 1,900 sqft |
| 2020-08-01 | 89 days | 1,900 sqft |
| 2020-09-01 | 93 days | 1,900 sqft |
| 2020-10-01 | 83 days | 1,900 sqft |
| 2020-11-01 | 67 days | 1,900 sqft |
| 2020-12-01 | 67 days | 1,900 sqft |
| 2021-01-01 | 69 days | 1,900 sqft |
| 2021-02-01 | 50 days | 1,851 sqft |
| 2021-03-01 | 45 days | 1,848 sqft |
| 2021-04-01 | 42 days | 1,861 sqft |
| 2021-05-01 | 46 days | 1,865 sqft |
| 2021-06-01 | 45 days | 1,833 sqft |
| 2021-07-01 | 46 days | 1,770 sqft |
| 2021-08-01 | 47 days | 1,766 sqft |
| 2021-09-01 | 47 days | 1,733 sqft |
| 2021-10-01 | 45 days | 1,815 sqft |
| 2021-11-01 | 47 days | 1,819 sqft |
| 2021-12-01 | 52 days | 1,838 sqft |
| 2022-01-01 | 49 days | 1,868 sqft |
| 2022-02-01 | 35 days | 1,763 sqft |
| 2022-03-01 | 34 days | 1,694 sqft |
| 2022-04-01 | 33 days | 1,700 sqft |
| 2022-05-01 | 35 days | 1,701 sqft |
| 2022-06-01 | 36 days | 1,711 sqft |
| 2022-07-01 | 37 days | 1,700 sqft |
| 2022-08-01 | 48 days | 1,718 sqft |
| 2022-09-01 | 58 days | 1,709 sqft |
| 2022-10-01 | 65 days | 1,789 sqft |
| 2022-11-01 | 64 days | 1,795 sqft |
| 2022-12-01 | 64 days | 1,780 sqft |
| 2023-01-01 | 71 days | 1,789 sqft |
| 2023-02-01 | 61 days | 1,805 sqft |
| 2023-03-01 | 57 days | 1,821 sqft |
| 2023-04-01 | 63 days | 1,828 sqft |
| 2023-05-01 | 65 days | 1,780 sqft |
| 2023-06-01 | 66 days | 1,782 sqft |
| 2023-07-01 | 71 days | 1,812 sqft |
| 2023-08-01 | 65 days | 1,828 sqft |
| 2023-09-01 | 64 days | 1,828 sqft |
| 2023-10-01 | 60 days | 1,819 sqft |
| 2023-11-01 | 58 days | 1,813 sqft |
| 2023-12-01 | 65 days | 1,770 sqft |
| 2024-01-01 | 70 days | 1,786 sqft |
| 2024-02-01 | 65 days | 1,778 sqft |
| 2024-03-01 | 63 days | 1,779 sqft |
| 2024-04-01 | 70 days | 1,794 sqft |
| 2024-05-01 | 73 days | 1,784 sqft |
| 2024-06-01 | 76 days | 1,748 sqft |
| 2024-07-01 | 79 days | 1,750 sqft |
| 2024-08-01 | 79 days | 1,760 sqft |
| 2024-09-01 | 80 days | 1,754 sqft |
| 2024-10-01 | 77 days | 1,760 sqft |
| 2024-11-01 | 73 days | 1,768 sqft |
| 2024-12-01 | 76 days | 1,767 sqft |
| 2025-01-01 | 75 days | 1,771 sqft |
| 2025-02-01 | 75 days | 1,781 sqft |
| 2025-03-01 | 69 days | 1,750 sqft |
| 2025-04-01 | 77 days | 1,751 sqft |
| 2025-05-01 | 85 days | 1,750 sqft |
| 2025-06-01 | 92 days | 1,750 sqft |
| 2025-07-01 | 93 days | 1,753 sqft |
| 2025-08-01 | 89 days | 1,758 sqft |
| 2025-09-01 | 85 days | 1,765 sqft |
| 2025-10-01 | 79 days | 1,753 sqft |
| 2025-11-01 | 70 days | 1,802 sqft |
| 2025-12-01 | 74 days | 1,793 sqft |
| 2026-01-01 | 82 days | 1,777 sqft |
| 2026-02-01 | 80 days | 1,761 sqft |
| 2026-03-01 | 71 days | 1,760 sqft |
| 2026-04-01 | 78 days | 1,773 sqft |
| 2026-05-01 | 81 days | 1,758 sqft |
| 2026-06-01 | 85 days | 1,743 sqft |
| 2026-07-01 | 85 days | 1,740 sqft |
| 2026-08-01 | 86 days | 1,740 sqft |
| 2026-09-01 | 0 days | 1,750 sqft |
| 2026-10-01 | 0 days | 1,758 sqft |
Sebastian - Vero Beach's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
Sebastian - Vero Beach's median square footage for active listings during the 2026-10-01 period was 1,758 sqft. One year prior, the average listing was 1,753 sqft.
Sebastian - Vero Beach's median square footage for active listings during the 2026-10-01 period was 1,758 sqft. One year prior, the average listing was 1,753 sqft.
Sebastian-Vero Beach, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,376 | $880,330,000 | $370,509 |
| Cash Out Refi | 631 | $148,845,000 | $235,887 |
| Refi | 404 | $144,850,000 | $358,540 |
| Home Improvement | 378 | $45,680,000 | $120,847 |
| Other | 364 | $87,590,000 | $240,632 |
Sebastian - Vero Beach's most frequently cited loan purpose was Home Purchase, with 2,376 originations. The 2nd most popular reason was Cash Out Refi, with 631 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,781 | $589,705,000 | $331,109 |
| 7-8% | 749 | $191,415,000 | $255,561 |
| 5-6% | 701 | $301,975,000 | $430,777 |
| Over 8% | 525 | $76,445,000 | $145,610 |
| 4-5% | 274 | $72,350,000 | $264,051 |
| 3-4% | 37 | $11,415,000 | $308,514 |
| <2.5% | 29 | $525,000 | $18,103 |
| 2.5-3% | 3 | $385,000 | $128,333 |
During 2025, Sebastian - Vero Beach's most frequently originated rate bucket was 6-7%, with 1,781 originations.
Loan Sizing (Sebastian-Vero Beach, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,853 | $543,185,000 | $293,138 |
| $100k-200k | 793 | $114,755,000 | $144,710 |
| $100,000 or less | 730 | $40,430,000 | $55,384 |
| $400k-600k | 498 | $238,220,000 | $478,353 |
| $600k-1000k | 166 | $123,140,000 | $741,807 |
| $Over $1MM | 113 | $247,565,000 | $2,190,841 |
Sebastian - Vero Beach's loan sizing saw the bucket of loans from $200k-400k with 1,853 originations, totaling $543,185,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,366 | $503,950,000 | $368,924 |
| 60-80% | 947 | $382,965,000 | $404,398 |
| Under 20% | 618 | $44,830,000 | $72,540 |
| 20-40% | 557 | $116,885,000 | $209,847 |
| 40-60% | 468 | $144,980,000 | $309,786 |
| Over 100% | 51 | $20,935,000 | $410,490 |
Sebastian - Vero Beach's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,366 originations, totaling $503,950,000 in origination value.