Sebastian - Vero Beach Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sebastian - Vero Beach averaged
5.3%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.37% and
one month ago for the week of 2022-04-07, the
average rate was 4.72%.
Sebastian - Vero Beach's average rate one year ago was 2.99%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Sebastian - Vero Beach 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Sebastian - Vero Beach 30 Year Fixed Rate Refi | 2022-05-12 | 5.4% |
| Sebastian - Vero Beach 15 Year Fixed Rate | 2022-05-12 | 4.82% |
| Sebastian - Vero Beach 15 Year Fixed Rate Refi | 2022-05-12 | 4.66% |
| Sebastian - Vero Beach 30 Year FHA | 2022-05-12 | 5.2% |
| Sebastian - Vero Beach 30 Year FHA Refi | 2022-05-12 | 5.23% |
| Sebastian - Vero Beach 30 Year USDA | 2022-05-12 | 4.98% |
| Sebastian - Vero Beach 30 Year USDA Refi | 2022-05-12 | 5.26% |
| Sebastian - Vero Beach 30 Year VA | 2022-05-12 | 5.32% |
| Sebastian - Vero Beach 30 Year VA Refi | 2022-05-12 | 4.95% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sebastian-Vero Beach, FL.
Sebastian - Vero Beach Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Sebastian-Vero Beach, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sebastian-Vero Beach, FL's 346 lenders originated 8,964
loans during 2021. The total origination value was $2,502,360,000, with an average loan value of
$279,157.
The top Sebastian - Vero Beach lender as defined by loan originations is QUICKEN LOANS, LLC, with
474 loans originated. Their average total fees are
$5,280, which is $677
higher than the next largest lender,
CALIBER HOME LOANS, INC..
The lowest fee Sebastian - Vero Beach lenders (with over 10 loans originated) are
Wyndham Capital Mortgage, Inc. ($1,735), PULTE MORTGAGE LLC ($2,297), FREEDOM MORTGAGE CORPORATION ($2,347), TrustCo Bank ($2,381) and SPACE COAST Credit Union ($2,445).
The lowest rate Sebastian - Vero Beach lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.21%), Morgan Stanley Private Bank (2.63%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.66%), SWBC MORTGAGE CORPORATION (2.72%) and UBS Bank USA (2.73%).
Sebastian-Vero Beach, FL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $168,365,000 | $194,300,000 | 15.4% | 7.8% |
| CALIBER HOME LOANS, INC. | $170,225,000 | $184,505,000 | 8.4% | 7.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $38,410,000 | $82,135,000 | 113.8% | 3.3% |
| JPMorgan Chase Bank | $54,255,000 | $80,895,000 | 49.1% | 3.2% |
| South State Bank | $98,895,000 | $78,720,000 | -20.4% | 3.1% |
| Bank of America | $66,875,000 | $74,820,000 | 11.9% | 3.0% |
| Wells Fargo Bank | $49,025,000 | $69,625,000 | 42.0% | 2.8% |
| PNC Bank | $50,860,000 | $50,900,000 | 0.1% | 2.0% |
| DHI MORTGAGE COMPANY, LTD. | $27,435,000 | $50,650,000 | 84.6% | 2.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $13,535,000 | $50,480,000 | 273.0% | 2.0% |
| ACADEMY MORTGAGE CORPORATION | $60,435,000 | $50,240,000 | -16.9% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $53,760,000 | $49,405,000 | -8.1% | 2.0% |
| LOANDEPOT.COM, LLC | $27,695,000 | $47,010,000 | 69.7% | 1.9% |
| SPACE COAST Credit Union | $44,075,000 | $39,270,000 | -10.9% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $15,575,000 | $37,415,000 | 140.2% | 1.5% |
| FBC MORTGAGE, LLC | $54,595,000 | $37,275,000 | -31.7% | 1.5% |
| U.S. Bank | $18,350,000 | $37,230,000 | 102.9% | 1.5% |
| Seacoast National Bank | $29,125,000 | $36,990,000 | 27.0% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $38,450,000 | $36,430,000 | -5.3% | 1.5% |
| UNION HOME MORTGAGE CORP. | $14,315,000 | $34,950,000 | 144.1% | 1.4% |
| Marine Bank & Trust Company | $30,815,000 | $32,800,000 | 6.4% | 1.3% |
| GUARANTEED RATE, INC. | $7,985,000 | $31,230,000 | 291.1% | 1.2% |
| Truist Bank | $34,265,000 | $28,100,000 | -18.0% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,660,000 | $27,560,000 | 16.5% | 1.1% |
| Morgan Stanley Private Bank | $19,425,000 | $26,055,000 | 34.1% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $16,095,000 | $24,580,000 | 52.7% | 1.0% |
| MIDFLORIDA | $12,710,000 | $23,895,000 | 88.0% | 1.0% |
| Mortgage Research Center, LLC | $13,865,000 | $23,700,000 | 70.9% | 0.9% |
| First Republic Bank | $8,560,000 | $22,890,000 | 167.4% | 0.9% |
| Charles Schwab Bank, SSB | $10,030,000 | $22,015,000 | 119.5% | 0.9% |
| TD Bank | $23,690,000 | $21,805,000 | -8.0% | 0.9% |
| Citibank | $6,630,000 | $21,255,000 | 220.6% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $10,035,000 | $20,580,000 | 105.1% | 0.8% |
| BETTER MORTGAGE CORPORATION | $7,770,000 | $19,070,000 | 145.4% | 0.8% |
| NEWREZ LLC | $9,605,000 | $17,785,000 | 85.2% | 0.7% |
| The Huntington National Bank | $4,410,000 | $17,095,000 | 287.6% | 0.7% |
| Flagstar Bank, FSB | $12,725,000 | $17,020,000 | 33.8% | 0.7% |
| The Northern Trust Company | $4,550,000 | $16,240,000 | 256.9% | 0.6% |
| TOTAL MORTGAGE SERVICES, LLC | $5,245,000 | $15,485,000 | 195.2% | 0.6% |
| UBS Bank USA | $11,595,000 | $15,440,000 | 33.2% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $15,330,000 | $14,810,000 | -3.4% | 0.6% |
| PULTE MORTGAGE LLC | $11,855,000 | $14,675,000 | 23.8% | 0.6% |
| Goldman Sachs Bank USA | $13,060,000 | $14,620,000 | 11.9% | 0.6% |
| THE MORTGAGE FIRM, INC. | $8,950,000 | $14,115,000 | 57.7% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $6,965,000 | $14,080,000 | 102.2% | 0.6% |
| City National Bank of Florida | $8,255,000 | $12,975,000 | 57.2% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $11,555,000 | $12,695,000 | 9.9% | 0.5% |
| RADIUS FINANCIAL GROUP INC. | $450,000 | $12,445,000 | 2,665.6% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,125,000 | $12,065,000 | 32.2% | 0.5% |
| GROUP ONE MORTGAGE, INC. | $21,420,000 | $11,465,000 | -46.5% | 0.5% |
| BAY CAPITAL MORTGAGE CORPORATION | $5,030,000 | $9,700,000 | 92.8% | 0.4% |
| KeyBank | $1,815,000 | $9,190,000 | 406.3% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,990,000 | $9,045,000 | -9.5% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,200,000 | $8,660,000 | 66.5% | 0.3% |
| First Horizon Bank | $435,000 | $8,600,000 | 1,877.0% | 0.3% |
| SHELTER MORTGAGE COMPANY, L.L.C. | $8,205,000 | $8,425,000 | 2.7% | 0.3% |
| NVR Mortgage Finance, Inc. | $6,415,000 | $8,380,000 | 30.6% | 0.3% |
| ITHINK FINANCIAL Credit Union | $6,605,000 | $8,075,000 | 22.3% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,795,000 | $7,755,000 | -28.2% | 0.3% |
| TrustCo Bank | $5,520,000 | $7,715,000 | 39.8% | 0.3% |
| Mortgage Lenders Investment Trading Corporation | $4,330,000 | $7,600,000 | 75.5% | 0.3% |
| Manufacturers and Traders Trust Company | $4,330,000 | $7,420,000 | 71.4% | 0.3% |
| First Citizens National Bank | $7,245,000 | n/a | 0.3% | |
| BROKER SOLUTIONS, INC. | $3,530,000 | $7,100,000 | 101.1% | 0.3% |
| BNY Mellon | $705,000 | $7,055,000 | 900.7% | 0.3% |
| BMO Harris Bank | $1,570,000 | $6,615,000 | 321.3% | 0.3% |
| USAA Federal Savings Bank | $5,365,000 | $6,410,000 | 19.5% | 0.3% |
| MidFirst Bank | $365,000 | $6,320,000 | 1,631.5% | 0.3% |
| Synovus Bank | $6,905,000 | $5,935,000 | -14.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $6,630,000 | $5,930,000 | -10.6% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,255,000 | $5,905,000 | 12.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $5,020,000 | $5,810,000 | 15.7% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,640,000 | $5,570,000 | 239.6% | 0.2% |
| Citizens Bank | $5,840,000 | $5,485,000 | -6.1% | 0.2% |
| PLANET HOME LENDING, LLC | $4,685,000 | $5,460,000 | 16.5% | 0.2% |
| NP, Inc. | $8,595,000 | $5,195,000 | -39.6% | 0.2% |
| SWBC MORTGAGE CORPORATION | $2,950,000 | $5,180,000 | 75.6% | 0.2% |
| Carrington Mortgage Services, LLC | $4,385,000 | $5,150,000 | 17.4% | 0.2% |
| Plains Commerce Bank | $3,420,000 | $5,110,000 | 49.4% | 0.2% |
| North American Savings Bank, F.S.B. | $2,040,000 | $5,100,000 | 150.0% | 0.2% |
| HARBORONE MORTGAGE, LLC | $11,180,000 | $4,925,000 | -55.9% | 0.2% |
| Regions Bank | $3,410,000 | $4,900,000 | 43.7% | 0.2% |
| Valley National Bank | $15,015,000 | $4,890,000 | -67.4% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,330,000 | $4,885,000 | 109.7% | 0.2% |
| Stifel Bank and Trust | $1,260,000 | $4,750,000 | 277.0% | 0.2% |
| City National Bank | $3,420,000 | $4,700,000 | 37.4% | 0.2% |
| EMBRACE HOME LOANS, INC. | $1,060,000 | $4,545,000 | 328.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,480,000 | $4,475,000 | -30.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,075,000 | $4,280,000 | 39.2% | 0.2% |
| Ally Bank | $1,045,000 | $4,275,000 | 309.1% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,165,000 | $4,230,000 | 1.6% | 0.2% |
| Silicon Valley Bank | $4,205,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $980,000 | $4,190,000 | 327.6% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $2,325,000 | $4,140,000 | 78.1% | 0.2% |
| EVERETT FINANCIAL, INC. | $4,165,000 | $4,120,000 | -1.1% | 0.2% |
| NEXERA HOLDING LLC | $655,000 | $4,095,000 | 525.2% | 0.2% |
| NFM, INC. | $1,930,000 | $4,095,000 | 112.2% | 0.2% |
| HAMILTON HOME LOANS, INC. | $3,145,000 | $3,870,000 | 23.1% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,000,000 | $3,855,000 | 285.5% | 0.2% |
| Chicago Mortgage Solutions LLC | $1,915,000 | $3,750,000 | 95.8% | 0.1% |
| EMM LOANS LLC | $4,980,000 | $3,750,000 | -24.7% | 0.1% |
| ACOPIA, LLC | $3,040,000 | $3,720,000 | 22.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,905,000 | $3,695,000 | 27.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,395,000 | $3,695,000 | 54.3% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $21,800,000 | $3,440,000 | -84.2% | 0.1% |
| Atlantic Coast Mortgage, LLC | $2,680,000 | $3,345,000 | 24.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $270,000 | $3,090,000 | 1,044.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,290,000 | $3,085,000 | 139.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,555,000 | $3,050,000 | 96.1% | 0.1% |
| Fifth Third Bank | $4,220,000 | $3,030,000 | -28.2% | 0.1% |
| Raymond James Bank | $3,190,000 | $3,005,000 | -5.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,955,000 | n/a | 0.1% | |
| AMERIFIRST FINANCIAL CORPORATION | $885,000 | $2,940,000 | 232.2% | 0.1% |
| InterContinental Capital Group, Inc | $7,340,000 | $2,860,000 | -61.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $195,000 | $2,825,000 | 1,348.7% | 0.1% |
| RBC Bank, (Georgia) | $1,325,000 | $2,805,000 | 111.7% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $2,210,000 | $2,790,000 | 26.2% | 0.1% |
| LADERA LENDING, INC. | $2,780,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $2,290,000 | $2,780,000 | 21.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $2,115,000 | $2,775,000 | 31.2% | 0.1% |
| NJ LENDERS CORP. | $350,000 | $2,765,000 | 690.0% | 0.1% |
| Waterstone Mortgage Corporation | $570,000 | $2,660,000 | 366.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $500,000 | $2,650,000 | 430.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,440,000 | $2,620,000 | 81.9% | 0.1% |
| First Guaranty Mortgage Corporation | $2,265,000 | $2,615,000 | 15.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,510,000 | $2,610,000 | 72.8% | 0.1% |
| BM Real Estate Services, Inc. | $2,015,000 | $2,510,000 | 24.6% | 0.1% |
| American Bank | $2,505,000 | n/a | 0.1% | |
| The Federal Savings Bank | $4,945,000 | $2,465,000 | -50.2% | 0.1% |
| TIAA, FSB | $2,010,000 | $2,425,000 | 20.6% | 0.1% |
| CIBC Bank USA | $2,410,000 | n/a | 0.1% | |
| NBKC BANK | $2,300,000 | $2,355,000 | 2.4% | 0.1% |
| Republic Bank | $2,705,000 | $2,345,000 | -13.3% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,760,000 | $2,230,000 | 26.7% | 0.1% |
| PROFESSIONAL BANK | $445,000 | $2,225,000 | 400.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,060,000 | $2,220,000 | 109.4% | 0.1% |
| Christensen Financial, Inc. | $2,010,000 | $2,195,000 | 9.2% | 0.1% |
| Quontic Bank | $2,165,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $5,375,000 | $2,150,000 | -60.0% | 0.1% |
| LOANPAL, LLC | $755,000 | $2,120,000 | 180.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,295,000 | $2,120,000 | 63.7% | 0.1% |
| United Community Bank | $925,000 | $2,085,000 | 125.4% | 0.1% |
| Bank of England | $2,255,000 | $2,060,000 | -8.6% | 0.1% |
| Nations Lending Corporation | $1,495,000 | $2,005,000 | 34.1% | 0.1% |
| The Fidelity Deposit and Discount Bank | $2,005,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $1,180,000 | $1,985,000 | 68.2% | 0.1% |
| CLEARPATH LENDING | $4,150,000 | $1,940,000 | -53.3% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $2,155,000 | $1,930,000 | -10.4% | 0.1% |
| Pinnacle Bank | $1,905,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $265,000 | $1,900,000 | 617.0% | 0.1% |
| STEARNS LENDING, LLC | $1,815,000 | $1,880,000 | 3.6% | 0.1% |
| ARC HOME LLC | $1,565,000 | $1,865,000 | 19.2% | 0.1% |
| Equity Prime Mortgage LLC | $1,490,000 | $1,840,000 | 23.5% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $750,000 | $1,755,000 | 134.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,535,000 | $1,725,000 | -32.0% | 0.1% |
| Arvest Bank | $1,785,000 | $1,675,000 | -6.2% | 0.1% |
| CAPITAL PARTNERS MORTGAGE, LLC | $1,635,000 | $1,620,000 | -0.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $385,000 | $1,590,000 | 313.0% | 0.1% |
| First American Bank | $135,000 | $1,575,000 | 1,066.7% | 0.1% |
| Baxter Credit Union | $820,000 | $1,570,000 | 91.5% | 0.1% |
| Gold Coast Bank | $1,145,000 | $1,550,000 | 35.4% | 0.1% |
| Boston Private Bank & Trust Company | $2,525,000 | $1,540,000 | -39.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $930,000 | $1,525,000 | 64.0% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $685,000 | $1,505,000 | 119.7% | 0.1% |
| Leader Bank | $225,000 | $1,505,000 | 568.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,330,000 | $1,500,000 | 12.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $585,000 | $1,495,000 | 155.6% | 0.1% |
| IMPAC MORTGAGE CORP. | $385,000 | $1,480,000 | 284.4% | 0.1% |
| PHH Mortgage Corporation | $690,000 | $1,475,000 | 113.8% | 0.1% |
| BNC National Bank | $525,000 | $1,435,000 | 173.3% | 0.1% |
| Comerica Bank | $1,425,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $1,380,000 | $1,420,000 | 2.9% | 0.1% |
| First Federal Bank | $2,920,000 | $1,405,000 | -51.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,150,000 | $1,360,000 | 18.3% | 0.1% |
| FM Home Loans, LLC | $1,350,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $1,100,000 | $1,345,000 | 22.3% | 0.1% |
| FIDELITY FUNDING MORTGAGE CORP. | $965,000 | $1,320,000 | 36.8% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $410,000 | $1,310,000 | 219.5% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $620,000 | $1,310,000 | 111.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,100,000 | $1,270,000 | 15.5% | 0.1% |
| GUILD MORTGAGE COMPANY | $980,000 | $1,240,000 | 26.5% | 0.0% |
| Greenbox Loans, Inc. | $1,230,000 | n/a | 0.0% | |
| BancorpSouth Bank | $1,210,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $975,000 | $1,210,000 | 24.1% | 0.0% |
| DYBN FINANCIAL CORP. | $1,425,000 | $1,200,000 | -15.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,930,000 | $1,195,000 | -38.1% | 0.0% |
| Northpointe Bank | $2,180,000 | $1,195,000 | -45.2% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $1,185,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $1,175,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $145,000 | $1,165,000 | 703.4% | 0.0% |
| First Midwest Bank | $2,130,000 | $1,140,000 | -46.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $550,000 | $1,135,000 | 106.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $800,000 | $1,135,000 | 41.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $185,000 | $1,105,000 | 497.3% | 0.0% |
| The Home Loan Expert LLC | $325,000 | $1,090,000 | 235.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $535,000 | $1,085,000 | 102.8% | 0.0% |
| FAIRWINDS CREDIT UNION | $175,000 | $1,075,000 | 514.3% | 0.0% |
| Mid-Continent Funding, Inc. | $930,000 | $1,065,000 | 14.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,080,000 | $1,055,000 | -2.3% | 0.0% |
| UNITED HOME LOANS, INC. | $1,045,000 | n/a | 0.0% | |
| LOANSNAP, INC. | $1,015,000 | n/a | 0.0% | |
| Arbor Bank | $1,005,000 | n/a | 0.0% | |
| FirstBank | $1,330,000 | $1,005,000 | -24.4% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,000,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $710,000 | $980,000 | 38.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $980,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $685,000 | $970,000 | 41.6% | 0.0% |
| CityWorth Mortgage LLC | $945,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $920,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,325,000 | $900,000 | -32.1% | 0.0% |
| The Central Trust Bank | $865,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $850,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $840,000 | n/a | 0.0% | |
| OCMBC, INC. | $205,000 | $830,000 | 304.9% | 0.0% |
| Discover Bank | $560,000 | $825,000 | 47.3% | 0.0% |
| HomeTrust Bank | $190,000 | $820,000 | 331.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,315,000 | $795,000 | -39.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,210,000 | $790,000 | -34.7% | 0.0% |
| DIGITAL Federal Credit Union | $320,000 | $785,000 | 145.3% | 0.0% |
| MLD MORTGAGE INC. | $175,000 | $780,000 | 345.7% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $225,000 | $780,000 | 246.7% | 0.0% |
| SIGNATURE MORTGAGE CORPORATION | $470,000 | $770,000 | 63.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $560,000 | $760,000 | 35.7% | 0.0% |
| American Security Mortgage Corp. | $400,000 | $760,000 | 90.0% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $760,000 | n/a | 0.0% | |
| American Momentum Bank | $755,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $735,000 | n/a | 0.0% | |
| THE BRYN MAWR TRUST COMPANY | $730,000 | n/a | 0.0% | |
| Ameris Bank | $465,000 | $710,000 | 52.7% | 0.0% |
| Paramount Bank | $385,000 | $710,000 | 84.4% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $690,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $450,000 | $685,000 | 52.2% | 0.0% |
| Lakeview Community Capital, LLC | $835,000 | $680,000 | -18.6% | 0.0% |
| TEACHERS | $155,000 | $680,000 | 338.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $670,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $135,000 | $665,000 | 392.6% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,085,000 | $660,000 | -39.2% | 0.0% |
| Figure Lending LLC | $385,000 | $655,000 | 70.1% | 0.0% |
| First Home Bank | $1,020,000 | $655,000 | -35.8% | 0.0% |
| OAKTREE FUNDING CORP. | $655,000 | n/a | 0.0% | |
| FRANKLIN MINT | $635,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $670,000 | $635,000 | -5.2% | 0.0% |
| Atlantic Union Bank | $630,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $675,000 | $630,000 | -6.7% | 0.0% |
| Loan Simple, Inc. | $625,000 | n/a | 0.0% | |
| Grundy Bank | $620,000 | n/a | 0.0% | |
| Frandsen Bank & Trust | $735,000 | $605,000 | -17.7% | 0.0% |
| 1ST FINANCIAL, INC. | $600,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $600,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $265,000 | $600,000 | 126.4% | 0.0% |
| Mortgage Bank of California | $585,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $585,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $835,000 | $580,000 | -30.5% | 0.0% |
| SPRING EQ, LLC | $280,000 | $580,000 | 107.1% | 0.0% |
| CHEVRON | $575,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $500,000 | $570,000 | 14.0% | 0.0% |
| Bell Bank | $550,000 | $550,000 | 0.0% | 0.0% |
| GEORGIA'S OWN | $610,000 | $545,000 | -10.7% | 0.0% |
| Lincoln FSB of Nebraska | $545,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $545,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $165,000 | $545,000 | 230.3% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $540,000 | n/a | 0.0% | |
| CIT Bank | $535,000 | n/a | 0.0% | |
| Huntingdon Valley Bank | $535,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $175,000 | $530,000 | 202.9% | 0.0% |
| N R L Federal Credit Union | $455,000 | $525,000 | 15.4% | 0.0% |
| Cf Bank | $1,220,000 | $515,000 | -57.8% | 0.0% |
| First Internet Bank of Indiana | $155,000 | $515,000 | 232.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $860,000 | $505,000 | -41.3% | 0.0% |
| DAS Acquisition Company, LLC | $570,000 | $505,000 | -11.4% | 0.0% |
| PARKSIDE LENDING, LLC | $3,105,000 | $505,000 | -83.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $505,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $500,000 | n/a | 0.0% | |
| Desjardins Bank | $500,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $445,000 | $500,000 | 12.4% | 0.0% |
| WESTERN EXPRESS LENDING | $500,000 | n/a | 0.0% | |
| BRIGHTSTAR | $495,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $575,000 | $495,000 | -13.9% | 0.0% |
| 1st Colonial Community Bank | $380,000 | $485,000 | 27.6% | 0.0% |
| HomePromise Corporation | $485,000 | n/a | 0.0% | |
| UNIVERSITY LENDING GROUP, LLC | $410,000 | $480,000 | 17.1% | 0.0% |
| Centennial Bank | $475,000 | n/a | 0.0% | |
| COLUMBUS CAPITAL LENDING, LLC | $440,000 | $470,000 | 6.8% | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | $465,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $275,000 | $465,000 | 69.1% | 0.0% |
| AMWEST FUNDING CORP. | $460,000 | n/a | 0.0% | |
| Commonwealth Bank and Trust Company | $455,000 | n/a | 0.0% | |
| George Mason Mortgage, LLC | $640,000 | $450,000 | -29.7% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $225,000 | $450,000 | 100.0% | 0.0% |
| NEW FED MORTGAGE, CORP. | $450,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $125,000 | $440,000 | 252.0% | 0.0% |
| FAMILY FIRST FUNDING LLC | $440,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $205,000 | $440,000 | 114.6% | 0.0% |
| Keystone Funding, Inc. | $440,000 | n/a | 0.0% | |
| Lend Smart Mortgage, LLC | $440,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $480,000 | $430,000 | -10.4% | 0.0% |
| HANCOCK MORTGAGE PARTNERS, LLC | $420,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $305,000 | $420,000 | 37.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,460,000 | $415,000 | -83.1% | 0.0% |
| The Park National Bank | $415,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $375,000 | $405,000 | 8.0% | 0.0% |
| First-Citizens Bank & Trust Company | $4,555,000 | $405,000 | -91.1% | 0.0% |
| FUNDLOANS CAPITAL | $405,000 | n/a | 0.0% | |
| Great Southern Bank | $965,000 | $405,000 | -58.0% | 0.0% |
| Ixonia Bank | $420,000 | $405,000 | -3.6% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $405,000 | n/a | 0.0% | |
| TOWER | $65,000 | $405,000 | 523.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $530,000 | $400,000 | -24.5% | 0.0% |
| ADVANCIAL | $395,000 | n/a | 0.0% | |
| Bank Rhode Island | $395,000 | n/a | 0.0% | |
| Gateway First Bank | $250,000 | $395,000 | 58.0% | 0.0% |
| The Commercial and Savings Bank of Millersburg Ohio | $395,000 | n/a | 0.0% | |
| BBVA USA | $1,235,000 | $390,000 | -68.4% | 0.0% |
| First State Bank of St. Charles, Missouri | $390,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $85,000 | $390,000 | 358.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $640,000 | $385,000 | -39.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $125,000 | $380,000 | 204.0% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $370,000 | n/a | 0.0% | |
| POLICE & FIRE | $265,000 | $370,000 | 39.6% | 0.0% |
| SOFI LENDING CORP. | $1,415,000 | $370,000 | -73.9% | 0.0% |
| Associated Bank | $690,000 | $365,000 | -47.1% | 0.0% |
| Capital Bank | $375,000 | $365,000 | -2.7% | 0.0% |
| First Savings Bank | $1,690,000 | $360,000 | -78.7% | 0.0% |
| LENDERFI, INC. | $360,000 | n/a | 0.0% | |
| Towne Bank | $720,000 | $360,000 | -50.0% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $725,000 | $355,000 | -51.0% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $235,000 | $355,000 | 51.1% | 0.0% |
| CHAMPIONS MORTGAGE LLC | $265,000 | $350,000 | 32.1% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $345,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $345,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $345,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,245,000 | $335,000 | -73.1% | 0.0% |
| Evesham Mortgage, LLC | $335,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $335,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $330,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $685,000 | $330,000 | -51.8% | 0.0% |
| 1st Constitution Bank | $515,000 | $325,000 | -36.9% | 0.0% |
| BOKF | $1,045,000 | $315,000 | -69.9% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $315,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $315,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $315,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $315,000 | n/a | 0.0% | |
| Southern Mass Credit Union | $315,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $45,000 | $310,000 | 588.9% | 0.0% |
| FIRST FLORIDA Credit Union | $200,000 | $310,000 | 55.0% | 0.0% |
| Hometown Lenders, Inc. | $310,000 | n/a | 0.0% | |
| Armed Forces Bank | $305,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $245,000 | $305,000 | 24.5% | 0.0% |
| Evolve Bank & Trust | $155,000 | $305,000 | 96.8% | 0.0% |
| FAIRWAY FUNDING GROUP, INC. | $645,000 | $305,000 | -52.7% | 0.0% |
| Level One Bank | $305,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $300,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $550,000 | $300,000 | -45.5% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $300,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,740,000 | $300,000 | -89.1% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $205,000 | $295,000 | 43.9% | 0.0% |
| KS StateBank | $395,000 | $295,000 | -25.3% | 0.0% |
| MILEND, INC. | $325,000 | $295,000 | -9.2% | 0.0% |
| Peapack-Gladstone Bank | $295,000 | n/a | 0.0% | |
| SRE MORTGAGE ALLIANCE INC. | $295,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $380,000 | $290,000 | -23.7% | 0.0% |
| Colonial Savings, F.A. | $290,000 | n/a | 0.0% | |
| AHL FUNDING | $285,000 | n/a | 0.0% | |
| Bank of Ann Arbor | $285,000 | n/a | 0.0% | |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $285,000 | n/a | 0.0% | |
| Lake Area Bank | $285,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $340,000 | $280,000 | -17.6% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $595,000 | $275,000 | -53.8% | 0.0% |
| ORLANDO CREDIT UNION | $275,000 | n/a | 0.0% | |
| Suncoast Credit Union | $135,000 | $270,000 | 100.0% | 0.0% |
| Berkshire Bank | $265,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $265,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $265,000 | n/a | 0.0% | |
| Servion, Inc. | $265,000 | n/a | 0.0% | |
| First Financial Bank | $295,000 | $255,000 | -13.6% | 0.0% |
| TJC Mortgage, Inc. | $235,000 | $255,000 | 8.5% | 0.0% |
| BLUELEAF LENDING, LLC | $245,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $245,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $435,000 | $245,000 | -43.7% | 0.0% |
| TruHome Solutions, LLC | $195,000 | $245,000 | 25.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $245,000 | n/a | 0.0% | |
| Vibrant Credit Union | $245,000 | n/a | 0.0% | |
| WEBSTER FIRST Federal Credit Union | $245,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $550,000 | $240,000 | -56.4% | 0.0% |
| ALTRA | $235,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $295,000 | $235,000 | -20.3% | 0.0% |
| JMAC LENDING, INC. | $235,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $455,000 | $235,000 | -48.4% | 0.0% |
| Northwest Federal Credit Union | $235,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Bogota Savings Bank | $225,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $225,000 | n/a | 0.0% | |
| NORTHPOINT MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| OceanFirst Bank | $305,000 | $225,000 | -26.2% | 0.0% |
| People's United Bank | $345,000 | $225,000 | -34.8% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $235,000 | $225,000 | -4.3% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $220,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $215,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $215,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $125,000 | $215,000 | 72.0% | 0.0% |
| NUMARK CREDIT UNION | $210,000 | n/a | 0.0% | |
| Carrollton Bank | $205,000 | n/a | 0.0% | |
| MCLEAN MORTGAGE CORPORATION | $775,000 | $205,000 | -73.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $205,000 | n/a | 0.0% | |
| VYSTAR | $135,000 | $205,000 | 51.9% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $195,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $155,000 | $195,000 | 25.8% | 0.0% |
| Luxury Mortgage Corp. | $295,000 | $195,000 | -33.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | $195,000 | 18.2% | 0.0% |
| The Cortland Savings and Banking Company | $195,000 | n/a | 0.0% | |
| Bangor Savings Bank | $485,000 | $185,000 | -61.9% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $205,000 | $185,000 | -9.8% | 0.0% |
| TCF National Bank | $340,000 | $185,000 | -45.6% | 0.0% |
| UNITED MORTGAGE CORP. | $1,320,000 | $185,000 | -86.0% | 0.0% |
| Park Lane Finance Solutions, LLC | $180,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $555,000 | $175,000 | -68.5% | 0.0% |
| ASPIRE FINANCIAL, INC. | $175,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $215,000 | $175,000 | -18.6% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $175,000 | $175,000 | 0.0% | 0.0% |
| First Bank | $995,000 | $175,000 | -82.4% | 0.0% |
| GVC MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $990,000 | $175,000 | -82.3% | 0.0% |
| ALLIANT CREDIT UNION | $790,000 | $170,000 | -78.5% | 0.0% |
| AFFINITY | $285,000 | $165,000 | -42.1% | 0.0% |
| Amerifirst Financial, Inc. | $165,000 | n/a | 0.0% | |
| BLG HOLDINGS, INC. | $165,000 | n/a | 0.0% | |
| Florida Capital Bank | $165,000 | n/a | 0.0% | |
| Financial Freedom Mortgage, LLC | $470,000 | $155,000 | -67.0% | 0.0% |
| Hancock Whitney Bank | $35,000 | $155,000 | 342.9% | 0.0% |
| Home Mortgage Alliance Corp | $155,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $155,000 | n/a | 0.0% | |
| Metro City Bank | $165,000 | $155,000 | -6.1% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $385,000 | $155,000 | -59.7% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $125,000 | $155,000 | 24.0% | 0.0% |
| Think Mutual Bank | $155,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $310,000 | $155,000 | -50.0% | 0.0% |
| Forcht Bank | $145,000 | n/a | 0.0% | |
| Genesee Regional Bank | $145,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $145,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $145,000 | n/a | 0.0% | |
| AmRes Corporation | $900,000 | $135,000 | -85.0% | 0.0% |
| Axiom Bank, N.A. | $135,000 | n/a | 0.0% | |
| BayCoast Bank | $65,000 | $135,000 | 107.7% | 0.0% |
| BEST CAPITAL FUNDING | $125,000 | $135,000 | 8.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $255,000 | $135,000 | -47.1% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $515,000 | $135,000 | -73.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $135,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $245,000 | $135,000 | -44.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $125,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $125,000 | n/a | 0.0% | |
| First Merchants Bank | $125,000 | n/a | 0.0% | |
| Magnolia Bank | $580,000 | $125,000 | -78.4% | 0.0% |
| TELHIO | $125,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $405,000 | $125,000 | -69.1% | 0.0% |
| Uwharrie Bank | $125,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $205,000 | $115,000 | -43.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $110,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $325,000 | $105,000 | -67.7% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $305,000 | $105,000 | -65.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $105,000 | $105,000 | 0.0% | 0.0% |
| ENVOY MORTGAGE, LTD | $95,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $690,000 | $95,000 | -86.2% | 0.0% |
| LENDINGONE, LLC | $370,000 | $95,000 | -74.3% | 0.0% |
| Bethpage Federal Credit Union | $420,000 | $90,000 | -78.6% | 0.0% |
| AMERANT BANK, NATIONAL ASSOCIATION | $85,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $85,000 | n/a | 0.0% | |
| SIS BANCORP, MHC | $85,000 | n/a | 0.0% | |
| Centra Credit Union | $75,000 | n/a | 0.0% | |
| First State Bank | $135,000 | $75,000 | -44.4% | 0.0% |
| GREENWOOD | $75,000 | n/a | 0.0% | |
| MASSMUTUAL | $75,000 | $75,000 | 0.0% | 0.0% |
| GTE Federal Credit Union | $65,000 | n/a | 0.0% | |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $55,000 | n/a | 0.0% | |
| Guardians Credit Union | $55,000 | n/a | 0.0% | |
| HANSCOM | $515,000 | $35,000 | -93.2% | 0.0% |
| HUDSON HERITAGE | $55,000 | $35,000 | -36.4% | 0.0% |
| FLORIDA | $25,000 | n/a | 0.0% |
Sebastian - Vero Beach's top lender by overall market share is QUICKEN LOANS, LLC, with 7.8% market share. In second place, with 7.4%, is CALIBER HOME LOANS, INC., having originated $184,505,000 in loans. In third place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $82,135,000 in loans. In third place, with 3.2%, is JPMorgan Chase Bank, having originated $80,895,000 in loans. In third place, with 3.1%, is South State Bank, having originated $78,720,000 in loans.
Sebastian-Vero Beach, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,979 | $1,307,805,000 | $328,677 |
| Refi | 2,540 | $629,330,000 | $247,768 |
| Cash Out Refi | 1,698 | $408,580,000 | $240,624 |
| Home Improvement | 472 | $52,110,000 | $110,403 |
| Other | 275 | $104,535,000 | $380,127 |
Sebastian - Vero Beach's most frequently cited loan purpose was Home Purchase, with 3,979 originations. The 2nd most popular reason was Refi, with 2,540 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,445 | $1,031,605,000 | $299,450 |
| 3-4% | 3,314 | $853,110,000 | $257,426 |
| <2.5% | 1,594 | $496,140,000 | $311,255 |
| 4-5% | 357 | $81,085,000 | $227,129 |
| 5-6% | 93 | $16,975,000 | $182,527 |
| Over 8% | 90 | $9,210,000 | $102,333 |
| 6-7% | 41 | $5,365,000 | $130,854 |
| 7-8% | 11 | $795,000 | $72,273 |
During 2021, Sebastian - Vero Beach's most frequently originated rate bucket was 2.5-3%, with 3,445 originations.
Loan Sizing (Sebastian-Vero Beach, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,822 | $1,035,250,000 | $270,866 |
| $100k-200k | 3,043 | $465,675,000 | $153,032 |
| $100,000 or less | 941 | $58,365,000 | $62,024 |
| $400k-600k | 699 | $335,905,000 | $480,551 |
| $600k-1000k | 244 | $185,440,000 | $760,000 |
| $Over $1MM | 215 | $421,725,000 | $1,961,512 |
Sebastian - Vero Beach's loan sizing saw the bucket of loans from $200k-400k with 3,822 originations, totaling $1,035,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 3,033 | $951,785,000 | $313,810 |
| 80-100% | 2,769 | $811,975,000 | $293,238 |
| 40-60% | 1,525 | $440,095,000 | $288,587 |
| 20-40% | 761 | $136,255,000 | $179,047 |
| Under 20% | 423 | $32,845,000 | $77,648 |
| Over 100% | 61 | $18,875,000 | $309,426 |
Sebastian - Vero Beach's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,033 originations, totaling $951,785,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Sebastian - Vero Beach (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $349,995 (0.0%) | $697,857 (0.6%) | 1.29 | 1,666 |
| 2018-02-01 | $346,750 (0.5%) | $692,011 (-0.2%) | 1.25 | 1,786 |
| 2018-03-01 | $349,000 (2.4%) | $687,533 (0.3%) | 1.21 | 1,903 |
| 2018-04-01 | $350,338 (0.1%) | $688,548 (-0.5%) | 1.18 | 1,940 |
| 2018-05-01 | $335,500 (-3.9%) | $672,215 (-0.6%) | 1.12 | 1,855 |
| 2018-06-01 | $329,000 (-6.0%) | $653,512 (-7.9%) | 1.10 | 1,818 |
| 2018-07-01 | $327,500 (-4.4%) | $669,061 (-2.8%) | 1.09 | 1,720 |
| 2018-08-01 | $332,000 (-2.6%) |