Keene Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Keene averaged
6.76%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.76% and
one month ago for the week of 2025-05-29, the
average rate was 6.88%.
Keene's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.67%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Keene 30 Year Fixed Rate | 2025-07-03 | 6.76% |
| Keene 30 Year Fixed Rate Refi | 2025-07-03 | 6.67% |
| Keene 15 Year Fixed Rate | 2025-07-03 | 5.6% |
| Keene 15 Year Fixed Rate Refi | 2025-07-03 | 6.2% |
| Keene 30 Year FHA | 2025-07-03 | 0.38% |
| Keene 30 Year FHA Refi | 2025-07-03 | 0.1% |
| Keene 30 Year USDA | 2025-07-03 | -0.1% |
| Keene 30 Year USDA Refi | 2025-07-03 | 0% |
| Keene 30 Year VA | 2025-07-03 | -0.1% |
| Keene 30 Year VA Refi | 2025-07-03 | 0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.
Keene Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Keene Average Closing Costs & Other Stats
Keene, NH's 101 lenders originated 1,303
loans during 2024. The total origination value was $357,835,000, with an average loan value of
$274,624.
Keene's average closing costs are $5,013.
The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with
99 loans originated. Their average total fees are
$4,888, which is $1,916
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Keene lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY ($4,387), Service Federal Credit Union ($4,426), Mascoma Bank ($4,501), CMG MORTGAGE, INC. ($4,888) and EMM LOANS LLC ($5,017).
The lowest rate Keene lenders (with over 10 loans originated) are
Service Federal Credit Union (6.13%), Mascoma Bank (6.61%), QUICKEN LOANS, LLC (6.67%), HARBORONE MORTGAGE, LLC (6.72%) and UNITED WHOLESALE MORTGAGE, LLC (6.77%).
Keene, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $40,610,000 | $45,855,000 | 12.9% | 12.8% |
| BERKELEY POINT CAPITAL LLC | $21,660,000 | n/a | 6.1% | |
| UNITED WHOLESALE MORTGAGE, LLC | $6,675,000 | $20,815,000 | 211.8% | 5.8% |
| QUICKEN LOANS, LLC | $15,300,000 | $20,565,000 | 34.4% | 5.7% |
| Community Bank | $360,000 | $16,530,000 | 4,491.7% | 4.6% |
| Newburyport Five Cents Savings Bank | $12,505,000 | n/a | 3.5% | |
| HARBORONE MORTGAGE, LLC | $12,270,000 | $11,170,000 | -9.0% | 3.1% |
| Service Federal Credit Union | $9,885,000 | $10,800,000 | 9.3% | 3.0% |
| Mascoma Bank | $12,985,000 | $9,680,000 | -25.5% | 2.7% |
| TD Bank | $10,895,000 | $9,480,000 | -13.0% | 2.6% |
| Mortgage Research Center, LLC | $6,960,000 | $8,675,000 | 24.6% | 2.4% |
| GUILD MORTGAGE COMPANY | $5,400,000 | $8,230,000 | 52.4% | 2.3% |
| Citizens Bank | $8,120,000 | $7,410,000 | -8.7% | 2.1% |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $3,640,000 | $7,345,000 | 101.8% | 2.1% |
| M&T Bank | $7,325,000 | $7,250,000 | -1.0% | 2.0% |
| EMM LOANS LLC | $2,610,000 | $6,905,000 | 164.6% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,035,000 | $4,590,000 | -23.9% | 1.3% |
| NBT Bank | $2,960,000 | $4,480,000 | 51.4% | 1.3% |
| TOTAL MORTGAGE SERVICES, LLC | $1,735,000 | $4,370,000 | 151.9% | 1.2% |
| GUARANTEED RATE, INC. | $855,000 | $3,920,000 | 358.5% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $5,655,000 | $3,835,000 | -32.2% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,275,000 | $3,435,000 | 51.0% | 1.0% |
| LOANDEPOT.COM, LLC | $1,345,000 | $2,980,000 | 121.6% | 0.8% |
| Bank of America | $2,645,000 | $2,845,000 | 7.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $1,010,000 | $2,815,000 | 178.7% | 0.8% |
| NEWREZ LLC | $795,000 | $2,790,000 | 250.9% | 0.8% |
| Eastern Bank | $625,000 | $2,755,000 | 340.8% | 0.8% |
| Wells Fargo Bank | $835,000 | $2,725,000 | 226.3% | 0.8% |
| GFA Federal Credit Union | $2,230,000 | $2,715,000 | 21.7% | 0.8% |
| Westfield Bank | $2,665,000 | n/a | 0.7% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,065,000 | $2,545,000 | 139.0% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $1,290,000 | $2,520,000 | 95.3% | 0.7% |
| Waterstone Mortgage Corporation | $1,200,000 | $2,440,000 | 103.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $1,820,000 | $2,155,000 | 18.4% | 0.6% |
| MORTGAGE EQUITY PARTNERS LLC | $2,100,000 | n/a | 0.6% | |
| NAVY FEDERAL CREDIT UNION | $2,745,000 | $2,010,000 | -26.8% | 0.6% |
| ENVOY MORTGAGE, LTD | $4,405,000 | $1,960,000 | -55.5% | 0.5% |
| ST. MARY'S BANK | $2,300,000 | $1,955,000 | -15.0% | 0.5% |
| UBS Bank USA | $1,005,000 | $1,910,000 | 90.0% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $1,700,000 | $1,900,000 | 11.8% | 0.5% |
| Bar Harbor Bank & Trust | $1,125,000 | $1,895,000 | 68.4% | 0.5% |
| JPMorgan Chase Bank | $3,280,000 | $1,850,000 | -43.6% | 0.5% |
| DIGITAL Federal Credit Union | $2,365,000 | $1,825,000 | -22.8% | 0.5% |
| RELIANCE FIRST CAPITAL, LLC | $810,000 | $1,640,000 | 102.5% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $590,000 | $1,525,000 | 158.5% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $405,000 | $1,375,000 | 239.5% | 0.4% |
| U.S. Bank | $425,000 | $1,375,000 | 223.5% | 0.4% |
| Keystone Funding, Inc. | $490,000 | $1,310,000 | 167.3% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | $1,280,000 | 433.3% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $275,000 | $1,260,000 | 358.2% | 0.4% |
| The Camden National Bank | $455,000 | $1,225,000 | 169.2% | 0.3% |
| Ross Mortgage Company, Inc. | $1,015,000 | $1,065,000 | 4.9% | 0.3% |
| SIS BANCORP, MHC | $1,055,000 | n/a | 0.3% | |
| Webster Bank | $1,005,000 | n/a | 0.3% | |
| Union Bank | $680,000 | $995,000 | 46.3% | 0.3% |
| BAY EQUITY LLC | $470,000 | $990,000 | 110.6% | 0.3% |
| Leader Bank | $560,000 | $935,000 | 67.0% | 0.3% |
| Fidelity Co-operative Bank | $695,000 | $900,000 | 29.5% | 0.3% |
| NORTHEAST CREDIT UNION | $145,000 | $885,000 | 510.3% | 0.2% |
| USAA Federal Savings Bank | $1,115,000 | $815,000 | -26.9% | 0.2% |
| The Federal Savings Bank | $620,000 | $790,000 | 27.4% | 0.2% |
| Berkshire Bank | $155,000 | $785,000 | 406.5% | 0.2% |
| Commerce Home Mortgage, Inc. | $775,000 | $775,000 | 0.0% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $765,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $225,000 | $765,000 | 240.0% | 0.2% |
| FIRST MORTGAGE COMPANY, INC. | $760,000 | n/a | 0.2% | |
| First Seacoast Bank | $680,000 | $755,000 | 11.0% | 0.2% |
| PLANET HOME LENDING, LLC | $185,000 | $750,000 | 305.4% | 0.2% |
| EMBRACE HOME LOANS, INC. | $725,000 | $725,000 | 0.0% | 0.2% |
| CARDINAL FINANCIAL | $1,115,000 | $720,000 | -35.4% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $710,000 | n/a | 0.2% | |
| Citibank | $705,000 | n/a | 0.2% | |
| ITHINK FINANCIAL Credit Union | $695,000 | n/a | 0.2% | |
| Discover Bank | $470,000 | $670,000 | 42.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $220,000 | $655,000 | 197.7% | 0.2% |
| Figure Lending LLC | $150,000 | $655,000 | 336.7% | 0.2% |
| METRO | $655,000 | n/a | 0.2% | |
| Rockland Trust Company | $630,000 | n/a | 0.2% | |
| The Huntington National Bank | $455,000 | $630,000 | 38.5% | 0.2% |
| Avidia Bank | $1,390,000 | $625,000 | -55.0% | 0.2% |
| Meredith Village Savings Bank | $55,000 | $615,000 | 1,018.2% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,550,000 | $610,000 | -60.6% | 0.2% |
| NBKC BANK | $800,000 | $605,000 | -24.4% | 0.2% |
| MEMBERS MORTGAGE COMPANY, INC. | $380,000 | $570,000 | 50.0% | 0.2% |
| Triangle Credit Union | $560,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $795,000 | $535,000 | -32.7% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $945,000 | $490,000 | -48.1% | 0.1% |
| Cornerstone First Mortgage, Inc | $485,000 | n/a | 0.1% | |
| RBC Bank, (Georgia) | $465,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,815,000 | $455,000 | -74.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $455,000 | 295.7% | 0.1% |
| First National Bank of America | $375,000 | $445,000 | 18.7% | 0.1% |
| Granite State Credit Union | $780,000 | $445,000 | -42.9% | 0.1% |
| Mortgage Assurance Inc. | $445,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $440,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $435,000 | n/a | 0.1% | |
| Coastal Community Bank | $480,000 | $420,000 | -12.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $815,000 | $420,000 | -48.5% | 0.1% |
| Charles Schwab Bank, SSB | $405,000 | n/a | 0.1% | |
| Logan Finance Corporation | $405,000 | n/a | 0.1% | |
| Plains Commerce Bank | $225,000 | $400,000 | 77.8% | 0.1% |
| Merrimack County Savings Bank | $575,000 | $385,000 | -33.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $385,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $380,000 | n/a | 0.1% | |
| Workers Credit Union | $220,000 | $380,000 | 72.7% | 0.1% |
| Evolve Bank & Trust | $485,000 | $375,000 | -22.7% | 0.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $365,000 | n/a | 0.1% | |
| HANSCOM | $345,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $410,000 | $340,000 | -17.1% | 0.1% |
| IC Federal Credit Union | $315,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $315,000 | n/a | 0.1% | |
| NORWICH COMMERCIAL GROUP, INC. | $315,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $345,000 | $305,000 | -11.6% | 0.1% |
| Rollstone Bank & Trust | $305,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $335,000 | $300,000 | -10.4% | 0.1% |
| NEW ENGLAND FEDERAL CREDIT UNION | $730,000 | $300,000 | -58.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $445,000 | $285,000 | -36.0% | 0.1% |
| KeyBank | $285,000 | n/a | 0.1% | |
| Members First Credit Union N.H. | $280,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $265,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $255,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $245,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $245,000 | n/a | 0.1% | |
| NESC | $245,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $25,000 | $245,000 | 880.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $790,000 | $235,000 | -70.3% | 0.1% |
| First State Bank of St. Charles, Missouri | $235,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $245,000 | $235,000 | -4.1% | 0.1% |
| Semper Home Loans, Inc. | $235,000 | n/a | 0.1% | |
| Easthampton Savings Bank | $345,000 | $225,000 | -34.8% | 0.1% |
| Nations Lending Corporation | $450,000 | $225,000 | -50.0% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $215,000 | n/a | 0.1% | |
| EQUITY RESOURCES, INC. | $205,000 | $215,000 | 4.9% | 0.1% |
| Presidential Bank, FSB | $315,000 | $215,000 | -31.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $265,000 | $215,000 | -18.9% | 0.1% |
| Morgan Stanley Private Bank | $2,080,000 | $205,000 | -90.1% | 0.1% |
| POLARIS HOME FUNDING CORP. | $205,000 | $195,000 | -4.9% | 0.1% |
| First Financial Bank | $185,000 | n/a | 0.1% | |
| Athol Savings Bank | $260,000 | $170,000 | -34.6% | 0.0% |
| PHH Mortgage Corporation | $155,000 | $165,000 | 6.5% | 0.0% |
| Connexus Credit Union | $35,000 | $155,000 | 342.9% | 0.0% |
| USAlliance Federal Credit Union | $155,000 | n/a | 0.0% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $125,000 | $150,000 | 20.0% | 0.0% |
| Community National Bank | $105,000 | $145,000 | 38.1% | 0.0% |
| Valley National Bank | $135,000 | n/a | 0.0% | |
| PeoplesBank | $220,000 | $125,000 | -43.2% | 0.0% |
| Northway Bank | $105,000 | n/a | 0.0% | |
| GREENWOOD | $240,000 | $85,000 | -64.6% | 0.0% |
| WEBSTER FIRST Federal Credit Union | $85,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $800,000 | $75,000 | -90.6% | 0.0% |
| PNC Bank | $460,000 | $75,000 | -83.7% | 0.0% |
| Direct Federal Credit Union | $85,000 | $65,000 | -23.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| WESTERLY COMMUNITY | $290,000 | $55,000 | -81.0% | 0.0% |
| BELLWETHER COMMUNITY | $245,000 | $35,000 | -85.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| AFFINITY | $125,000 | $15,000 | -88.0% | 0.0% |
Keene's top lender by overall market share is CMG MORTGAGE, INC., with 12.8% market share. In second place, with 6.1%, is BERKELEY POINT CAPITAL LLC, having originated $21,660,000 in loans. In third place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,815,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $20,565,000 in loans. In fifth place, with 4.6%, is Community Bank, having originated $16,530,000 in loans.
Keene Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,675 (6.8%) | $304,574 (1.6%) | 0.00 | 286 |
| 2018-02-01 | $242,950 (7.3%) | $317,503 (3.2%) | 0.00 | 263 |
| 2018-03-01 | $249,000 (10.8%) | $327,564 (4.1%) | 0.00 | 276 |
| 2018-04-01 | $248,181 (3.7%) | $320,513 (1.4%) | 0.00 | 296 |
| 2018-05-01 | $243,750 (-1.9%) | $323,228 (5.2%) | 0.00 | 329 |
| 2018-06-01 | $249,900 (1.4%) | $323,364 (6.3%) | 0.00 | 385 |
| 2018-07-01 | $249,900 (2.0%) | $320,331 (6.6%) | 0.00 | 403 |
| 2018-08-01 | $249,900 (4.4%) | $324,342 (9.2%) | 0.00 | 424 |
| 2018-09-01 | $259,000 (7.2%) | $323,360 (5.4%) | 0.00 | 433 |
| 2018-10-01 | $257,400 (8.4%) | $320,322 (5.7%) | 0.00 | 429 |
| 2018-11-01 | $249,948 (8.9%) | $319,472 (8.0%) | 0.00 | 390 |
| 2018-12-01 | $249,000 (8.3%) | $313,163 (5.2%) | 0.00 | 338 |
| 2019-01-01 | $249,950 (4.3%) | $322,488 (5.9%) | 0.00 | 302 |
| 2019-02-01 | $249,950 (2.9%) | $319,901 (0.8%) | 0.00 | 279 |
| 2019-03-01 | $252,857 (1.6%) | $317,756 (-3.0%) | 0.00 | 264 |
| 2019-04-01 | $255,857 (3.1%) | $323,033 (0.8%) | 0.00 | 263 |
| 2019-05-01 | $274,950 (12.8%) | $335,610 (3.8%) | 0.00 | 279 |
| 2019-06-01 | $269,450 (7.8%) | $335,797 (3.8%) | 0.00 | 307 |
| 2019-07-01 | $271,853 (8.8%) | $342,589 (7.0%) | 0.00 | 341 |
| 2019-08-01 | $267,895 (7.2%) | $333,203 (2.7%) | 0.00 | 345 |
| 2019-09-01 | $266,239 (2.8%) | $334,065 (3.3%) | 0.00 | 344 |
| 2019-10-01 | $265,909 (3.3%) | $335,994 (4.9%) | 0.00 | 338 |
| 2019-11-01 | $269,000 (7.6%) | $338,057 (5.8%) | 0.00 | 309 |
| 2019-12-01 | $271,475 (9.0%) | $339,923 (8.6%) | 0.00 | 231 |
| 2020-01-01 | $274,850 (10.0%) | $336,025 (4.2%) | 0.00 | 192 |
| 2020-02-01 | $279,250 (11.7%) | $343,075 (7.2%) | 0.00 | 177 |
| 2020-03-01 | $297,225 (17.6%) | $363,521 (14.4%) | 0.00 | 176 |
| 2020-04-01 | $299,900 (17.2%) | $377,836 (17.0%) | 0.00 | 170 |
| 2020-05-01 | $289,900 (5.4%) | $369,640 (10.1%) | 0.00 | 177 |
| 2020-06-01 | $297,875 (10.6%) | $374,077 (11.4%) | 0.00 | 157 |
| 2020-07-01 | $292,450 (7.6%) | $381,956 (11.5%) | 0.00 | 159 |
| 2020-08-01 | $285,000 (6.4%) | $383,964 (15.2%) | 0.00 | 159 |
| 2020-09-01 | $294,900 (10.8%) | $380,726 (14.0%) | 0.00 | 156 |
| 2020-10-01 | $314,950 (18.4%) | $402,301 (19.7%) | 0.00 | 130 |
| 2020-11-01 | $302,100 (12.3%) | $416,186 (23.1%) | 0.00 | 97 |
| 2020-12-01 | $296,125 (9.1%) | $401,252 (18.0%) | 0.00 | 91 |
| 2021-01-01 | $296,750 (8.0%) | $415,717 (23.7%) | 0.00 | 59 |
| 2021-02-01 | $286,125 (2.5%) | $423,942 (23.6%) | 0.00 | 56 |
| 2021-03-01 | $306,968 (3.3%) | $437,030 (20.2%) | 0.00 | 57 |
| 2021-04-01 | $298,000 (-0.6%) | $428,869 (13.5%) | 0.00 | 81 |
| 2021-05-01 | $299,450 (3.3%) | $391,402 (5.9%) | 0.00 | 97 |
| 2021-06-01 | $316,225 (6.2%) | $379,283 (1.4%) | 0.00 | 122 |
| 2021-07-01 | $310,000 (6.0%) | $409,311 (7.2%) | 0.00 | 140 |
| 2021-08-01 | $309,675 (8.7%) | $447,812 (16.6%) | 0.00 | 152 |
| 2021-09-01 | $317,500 (7.7%) | $496,727 (30.5%) | 0.00 | 149 |
| 2021-10-01 | $327,000 (3.8%) | $503,693 (25.2%) | 0.00 | 110 |
| 2021-11-01 | $299,900 (-0.7%) | $491,116 (18.0%) | 0.00 | 84 |
| 2021-12-01 | $299,950 (1.3%) | $482,112 (20.2%) | 0.00 | 66 |
| 2022-01-01 | $299,000 (0.8%) | $526,620 (26.7%) | 0.00 | 39 |
| 2022-02-01 | $284,450 (-0.6%) | $495,401 (16.9%) | 0.00 | 52 |
| 2022-03-01 | $326,950 (6.5%) | $532,085 (21.8%) | 0.00 | 45 |
| 2022-04-01 | $344,450 (15.6%) | $474,042 (10.5%) | 0.00 | 56 |
| 2022-05-01 | $353,250 (18.0%) | $478,061 (22.1%) | 0.00 | 83 |
| 2022-06-01 | $349,900 (10.7%) | $465,685 (22.8%) | 0.00 | 102 |
| 2022-07-01 | $365,000 (17.7%) | $468,665 (14.5%) | 0.00 | 117 |
| 2022-08-01 | $364,950 (17.9%) | $465,862 (4.0%) | 0.00 | 131 |
| 2022-09-01 | $373,500 (17.6%) | $485,322 (-2.3%) | 0.00 | 122 |
| 2022-10-01 | $360,000 (10.1%) | $466,574 (-7.4%) | 0.00 | 133 |
| 2022-11-01 | $354,975 (18.4%) | $481,699 (-1.9%) | 0.00 | 116 |
| 2022-12-01 | $389,900 (30.0%) | $490,560 (1.8%) | 0.00 | 94 |
| 2023-01-01 | $394,250 (31.9%) | $503,123 (-4.5%) | 0.00 | 71 |
| 2023-02-01 | $394,125 (38.6%) | $494,699 (-0.1%) | 0.00 | 65 |
| 2023-03-01 | $364,950 (11.6%) | $474,659 (-10.8%) | 0.00 | 58 |
| 2023-04-01 | $399,900 (16.1%) | $511,921 (8.0%) | 0.00 | 69 |
| 2023-05-01 | $449,950 (27.4%) | $531,921 (11.3%) | 0.00 | 71 |
| 2023-06-01 | $434,500 (24.2%) | $521,625 (12.0%) | 0.00 | 77 |
| 2023-07-01 | $449,000 (23.0%) | $554,525 (18.3%) | 0.00 | 93 |
| 2023-08-01 | $477,475 (30.8%) | $578,589 (24.2%) | 0.00 | 94 |
| 2023-09-01 | $455,000 (21.8%) | $559,733 (15.3%) | 0.00 | 101 |
| 2023-10-01 | $475,000 (31.9%) | $563,981 (20.9%) | 0.00 | 106 |
| 2023-11-01 | $434,750 (22.5%) | $530,213 (10.1%) | 0.00 | 96 |
| 2023-12-01 | $417,450 (7.1%) | $506,010 (3.2%) | 0.00 | 87 |
| 2024-01-01 | $449,475 (14.0%) | $542,032 (7.7%) | 0.00 | 83 |
| 2024-02-01 | $456,975 (16.0%) | $544,299 (10.0%) | 0.00 | 79 |
| 2024-03-01 | $445,000 (21.9%) | $560,016 (18.0%) | 0.00 | 68 |
| 2024-04-01 | $459,450 (14.9%) | $541,041 (5.7%) | 0.00 | 71 |
| 2024-05-01 | $474,900 (5.6%) | $563,674 (6.0%) | 0.00 | 93 |
| 2024-06-01 | $487,450 (12.2%) | $573,711 (10.0%) | 0.00 | 104 |
| 2024-07-01 | $497,225 (10.7%) | $585,755 (5.6%) | 0.00 | 118 |
| 2024-08-01 | $500,000 (4.7%) | $605,858 (4.7%) | 0.00 | 120 |
| 2024-09-01 | $469,900 (3.3%) | $602,359 (7.6%) | 0.00 | 141 |
| 2024-10-01 | $476,000 (0.2%) | $585,937 (3.9%) | 0.00 | 141 |
| 2024-11-01 | $464,950 (7.0%) | $567,616 (7.1%) | 0.00 | 138 |
| 2024-12-01 | $449,000 (7.6%) | $527,925 (4.3%) | 0.00 | 103 |
| 2025-01-01 | $484,000 (7.7%) | $556,259 (2.6%) | 0.00 | 90 |
| 2025-02-01 | $514,325 (12.6%) | $566,313 (4.0%) | 0.00 | 86 |
| 2025-03-01 | $512,500 (15.2%) | $581,942 (3.9%) | 0.00 | 84 |
| 2025-04-01 | $486,000 (5.8%) | $573,363 (6.0%) | 0.00 | 100 |
| 2025-05-01 | $500,000 (5.3%) | $576,884 (2.3%) | 0.00 | 119 |
Keene's median listing price for 2025-05-01 was $500,000, a difference of
$25,100
(5.3%) versus the prior year and
$14,000 versus the prior month.
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2025-05-01 was $576,884, a difference of $13,210 (2.3%) versus the prior year and $3,521 versus the prior month.
For the 2025-05-01 period, Keene had 119 MLS listings, a difference of 19 listings (19%) versus the prior month and 26 listings (28%) versus the prior year.
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2025-05-01 was $576,884, a difference of $13,210 (2.3%) versus the prior year and $3,521 versus the prior month.
For the 2025-05-01 period, Keene had 119 MLS listings, a difference of 19 listings (19%) versus the prior month and 26 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,858 sqft |
| 2018-02-01 | 0 days | 1,901 sqft |
| 2018-03-01 | 0 days | 1,957 sqft |
| 2018-04-01 | 0 days | 1,910 sqft |
| 2018-05-01 | 0 days | 1,877 sqft |
| 2018-06-01 | 0 days | 1,860 sqft |
| 2018-07-01 | 0 days | 1,912 sqft |
| 2018-08-01 | 0 days | 1,893 sqft |
| 2018-09-01 | 0 days | 1,857 sqft |
| 2018-10-01 | 0 days | 1,843 sqft |
| 2018-11-01 | 0 days | 1,870 sqft |
| 2018-12-01 | 0 days | 1,836 sqft |
| 2019-01-01 | 0 days | 1,845 sqft |
| 2019-02-01 | 0 days | 1,863 sqft |
| 2019-03-01 | 0 days | 1,915 sqft |
| 2019-04-01 | 0 days | 1,959 sqft |
| 2019-05-01 | 0 days | 1,977 sqft |
| 2019-06-01 | 0 days | 1,996 sqft |
| 2019-07-01 | 0 days | 2,060 sqft |
| 2019-08-01 | 0 days | 2,003 sqft |
| 2019-09-01 | 0 days | 1,973 sqft |
| 2019-10-01 | 0 days | 1,968 sqft |
| 2019-11-01 | 0 days | 1,930 sqft |
| 2019-12-01 | 0 days | 1,912 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 1,963 sqft |
| 2020-03-01 | 0 days | 2,025 sqft |
| 2020-04-01 | 0 days | 2,050 sqft |
| 2020-05-01 | 0 days | 1,949 sqft |
| 2020-06-01 | 0 days | 2,065 sqft |
| 2020-07-01 | 0 days | 2,050 sqft |
| 2020-08-01 | 0 days | 1,988 sqft |
| 2020-09-01 | 0 days | 1,903 sqft |
| 2020-10-01 | 0 days | 2,094 sqft |
| 2020-11-01 | 0 days | 2,172 sqft |
| 2020-12-01 | 0 days | 1,989 sqft |
| 2021-01-01 | 0 days | 2,072 sqft |
| 2021-02-01 | 0 days | 1,943 sqft |
| 2021-03-01 | 0 days | 2,035 sqft |
| 2021-04-01 | 0 days | 1,856 sqft |
| 2021-05-01 | 0 days | 1,623 sqft |
| 2021-06-01 | 0 days | 1,792 sqft |
| 2021-07-01 | 0 days | 1,768 sqft |
| 2021-08-01 | 0 days | 1,843 sqft |
| 2021-09-01 | 0 days | 1,915 sqft |
| 2021-10-01 | 0 days | 1,949 sqft |
| 2021-11-01 | 0 days | 1,858 sqft |
| 2021-12-01 | 0 days | 1,852 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,754 sqft |
| 2022-03-01 | 0 days | 1,867 sqft |
| 2022-04-01 | 0 days | 1,856 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,705 sqft |
| 2022-07-01 | 0 days | 1,728 sqft |
| 2022-08-01 | 0 days | 1,769 sqft |
| 2022-09-01 | 0 days | 1,671 sqft |
| 2022-10-01 | 0 days | 1,767 sqft |
| 2022-11-01 | 0 days | 1,858 sqft |
| 2022-12-01 | 0 days | 1,887 sqft |
| 2023-01-01 | 0 days | 1,970 sqft |
| 2023-02-01 | 0 days | 1,877 sqft |
| 2023-03-01 | 0 days | 1,683 sqft |
| 2023-04-01 | 0 days | 1,754 sqft |
| 2023-05-01 | 0 days | 1,846 sqft |
| 2023-06-01 | 0 days | 1,906 sqft |
| 2023-07-01 | 0 days | 1,878 sqft |
| 2023-08-01 | 0 days | 1,980 sqft |
| 2023-09-01 | 0 days | 2,018 sqft |
| 2023-10-01 | 0 days | 2,007 sqft |
| 2023-11-01 | 0 days | 1,872 sqft |
| 2023-12-01 | 0 days | 1,873 sqft |
| 2024-01-01 | 0 days | 1,935 sqft |
| 2024-02-01 | 0 days | 1,903 sqft |
| 2024-03-01 | 0 days | 1,935 sqft |
| 2024-04-01 | 0 days | 1,905 sqft |
| 2024-05-01 | 0 days | 1,870 sqft |
| 2024-06-01 | 0 days | 1,905 sqft |
| 2024-07-01 | 0 days | 2,025 sqft |
| 2024-08-01 | 0 days | 2,001 sqft |
| 2024-09-01 | 0 days | 1,963 sqft |
| 2024-10-01 | 0 days | 1,934 sqft |
| 2024-11-01 | 0 days | 1,930 sqft |
| 2024-12-01 | 0 days | 1,903 sqft |
| 2025-01-01 | 0 days | 1,878 sqft |
| 2025-02-01 | 0 days | 1,913 sqft |
| 2025-03-01 | 0 days | 1,940 sqft |
| 2025-04-01 | 0 days | 1,877 sqft |
| 2025-05-01 | 0 days | 2,011 sqft |
Keene's median listing age (time on market) for 2025-05-01 was 0 days.
Keene's median square footage for active listings during the 2025-05-01 period was 2,011 sqft. One year prior, the average listing was 1,870 sqft.
Keene's median square footage for active listings during the 2025-05-01 period was 2,011 sqft. One year prior, the average listing was 1,870 sqft.
Keene, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 640 | $216,710,000 | $338,609 |
| Cash Out Refi | 179 | $58,395,000 | $326,229 |
| Other | 178 | $17,060,000 | $95,843 |
| Home Improvement | 173 | $31,305,000 | $180,954 |
| Refi | 133 | $34,365,000 | $258,383 |
Keene's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Cash Out Refi, with 179 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 579 | $168,735,000 | $291,425 |
| 7-8% | 278 | $76,210,000 | $274,137 |
| Over 8% | 254 | $28,400,000 | $111,811 |
| 5-6% | 127 | $60,375,000 | $475,394 |
| 4-5% | 16 | $5,530,000 | $345,625 |
| <2.5% | 7 | $105,000 | $15,000 |
| 3-4% | 4 | $930,000 | $232,500 |
During 2024, Keene's most frequently originated rate bucket was 6-7%, with 579 originations.
Loan Sizing (Keene, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 529 | $154,085,000 | $291,276 |
| $100,000 or less | 321 | $17,145,000 | $53,411 |
| $100k-200k | 281 | $39,995,000 | $142,331 |
| $400k-600k | 121 | $56,945,000 | $470,620 |
| $600k-1000k | 32 | $23,210,000 | $725,313 |
| $Over $1MM | 19 | $66,455,000 | $3,497,632 |
Keene's loan sizing saw the bucket of loans from $200k-400k with 529 originations, totaling $154,085,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 416 | $137,600,000 | $330,769 |
| 60-80% | 270 | $127,770,000 | $473,222 |
| Under 20% | 225 | $11,545,000 | $51,311 |
| 20-40% | 214 | $25,150,000 | $117,523 |
| 40-60% | 120 | $29,430,000 | $245,250 |
| Over 100% | 10 | $3,710,000 | $371,000 |
Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 416 originations, totaling $137,600,000 in origination value.