Keene Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Keene averaged 6.75% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.7% and one month ago for the week of 2025-04-17, the average rate was 6.92%.

    Keene's average rate one year ago was 6.91%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.36%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Keene 30 Year Fixed Rate 2025-05-22 6.75%
    Keene 30 Year Fixed Rate Refi 2025-05-22 7.36%
    Keene 15 Year Fixed Rate 2025-05-22 5.91%
    Keene 15 Year Fixed Rate Refi 2025-05-22 5.91%
    Keene 30 Year FHA 2025-05-22 6.89%
    Keene 30 Year FHA Refi 2025-05-22 6.51%
    Keene 30 Year USDA 2025-05-22 6.23%
    Keene 30 Year USDA Refi 2025-05-22 6.33%
    Keene 30 Year VA 2025-05-22 6.72%
    Keene 30 Year VA Refi 2025-05-22 6.42%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.

    Keene Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    CMG MORTGAGE, INC. 99 7.00% $4,888
    QUICKEN LOANS, LLC 51 6.67% $6,804
    UNITED WHOLESALE MORTGAGE, LLC 38 6.77% $7,427
    HARBORONE MORTGAGE, LLC 28 6.72% $5,182
    EMM LOANS LLC 19 7.16% $5,017
    GUILD MORTGAGE COMPANY 17 6.79% $4,387
    Service Federal Credit Union 14 6.13% $4,426
    Mascoma Bank 11 6.61% $4,501
    M&T Bank 9 6.64% $3,587
    GUARANTEED RATE, INC. 8 6.83% $4,502
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 6.98% $5,943
    CROSSCOUNTRY MORTGAGE, LLC 8 6.92% $4,999
    MOVEMENT MORTGAGE, LLC 8 7.07% $5,531
    TOTAL MORTGAGE SERVICES, LLC 8 6.59% $4,888
    TD Bank 7 6.61% $3,200
    LOANDEPOT.COM, LLC 6 6.56% $7,050
    Waterstone Mortgage Corporation 6 7.06% $6,428
    Wells Fargo Bank 5 6.60% $5,600
    Citizens Bank 5 6.65% $5,631
    ENVOY MORTGAGE, LTD 5 7.03% $8,174
    BROKER SOLUTIONS, INC. 4 6.62% $6,190
    NAVY FEDERAL CREDIT UNION 4 6.84% $4,541
    NEWREZ LLC 4 6.97% $8,214
    Mr. Cooper ( Nationstar Mortgage ) 4 6.62% $7,903
    Union Bank 3 6.88% $3,686
    BAY EQUITY LLC 3 6.58% $3,872
    Bar Harbor Bank & Trust 3 7.04% $5,003
    Keystone Funding, Inc. 3 7.04% $6,203
    ST. MARY'S BANK 3 6.21% $4,029
    CHURCHILL MORTGAGE CORPORATION 3 6.54% $9,642
    FIRST MORTGAGE COMPANY, INC. 2 6.24% $5,598
    RELIANCE FIRST CAPITAL, LLC 2 6.87% $4,517
    The Huntington National Bank 2 6.56% $3,894
    JPMorgan Chase Bank 2 7.38% $5,167
    UBS Bank USA 2 6.13% $4,763
    CARDINAL FINANCIAL 2 6.12% $9,031
    Meredith Village Savings Bank 2 7.81% $3,478
    DIGITAL Federal Credit Union 2 6.56% $3,848
    PENNYMAC LOAN SERVICES, LLC 2 6.12% $8,931
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.94% $5,937
    EVERETT FINANCIAL, INC. 2 6.81% $8,032
    Berkshire Bank 2 6.75% $3,542
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.75% $4,127
    NORTHEAST CREDIT UNION 2 6.31% $7,638
    Ross Mortgage Company, Inc. 2 7.31% $4,027
    MEMBERS MORTGAGE COMPANY, INC. 2 6.37% $3,004
    Semper Home Loans, Inc. 1 6.88% $6,647
    SIS BANCORP, MHC 1 7.99% $5,629
    UNION HOME MORTGAGE CORP. 1 7.13% $4,454
    USAA Federal Savings Bank 1 6.75% $7,037
    U.S. Bank 1 5.63% $4,247
    Valley National Bank 1 6.13% $3,780
    Webster Bank 1 6.63% $5,449
    Workers Credit Union 1 6.63% $8,016
    ZILLOW HOME LOANS, LLC 1 6.63% $3,350
    NESC 1 6.75% $5,751
    AMERICAN FINANCING CORPORATION 1 5.88% $8,148
    American Mortgage & Equity Consultants, Inc. 1 7.38% $4,260
    Bank of America 1 6.38% $4,421
    Barrington Bank & Trust Company, N.A. 1 6.63% $7,719
    CALCON MUTUAL MORTGAGE LLC 1 6.62% $9,080
    Charles Schwab Bank, SSB 1 6.23% $3,153
    Citibank 1 6.25% $3,411
    Commerce Home Mortgage, Inc. 1 7.50% $4,478
    Discover Bank 1 7.86% $0
    Eastern Bank 1 6.49% $3,706
    EMBRACE HOME LOANS, INC. 1 8.13% $16,256
    EQUITY RESOURCES, INC. 1 6.49% $4,290
    Evolve Bank & Trust 1 6.99% $3,561
    First Financial Bank 1 6.50% $4,808
    First National Bank of America 1 9.63% $3,598
    First State Bank of St. Charles, Missouri 1 7.50% $3,604
    Granite State Credit Union 1 6.25% $3,050
    GUARANTEED RATE AFFINITY, LLC 1 6.13% $6,920
    HANSCOM 1 6.88% $2,767
    HOMESTEAD FUNDING CORP. 1 6.75% $3,701
    IC Federal Credit Union 1 6.13% $3,067
    ITHINK FINANCIAL Credit Union 1 7.50% $12,234
    KeyBank 1 6.75% $4,155
    Merrimack County Savings Bank 1 6.63% $6,537
    Morgan Stanley Private Bank 1 6.15% $3,389
    Mortgage Assurance Inc. 1 6.88% $4,925
    MORTGAGE EQUITY PARTNERS LLC 1 6.63% $5,449
    Mortgage Research Center, LLC 1 6.63% $5,220
    NATIONS DIRECT MORTGAGE, LLC 1 7.50% $3,670
    NATIONS RELIABLE LENDING, LLC 1 6.88% $3,307
    NBT Bank 1 6.50% $3,833
    ALLIED MORTGAGE GROUP, INC. 1 7.00% $6,507
    NORTHPOINT MORTGAGE, INC. 1 6.50% $2,970
    Northway Bank 1 7.38% $3,555
    NORWICH COMMERCIAL GROUP, INC. 1 6.63% $4,165
    PENTAGON FEDERAL CREDIT UNION 1 7.63% $15,531
    PeoplesBank 1 6.63% $2,999
    PHH Mortgage Corporation 1 6.99% $2,853
    Plains Commerce Bank 1 6.50% $4,986
    PLANET HOME LENDING, LLC 1 5.99% $2,386
    Presidential Bank, FSB 1 6.13% $5,912
    Prosperity Home Mortgage, LLC 1 7.13% $4,224
    RBC Bank, (Georgia) 1 5.88% $2,654
    Rockland Trust Company 1 6.88% $4,817
    SALEM FIVE MORTGAGE COMPANY, LLC 1 6.50% $4,402

    Keene Average Closing Costs & Other Stats

    Keene, NH's 101 lenders originated 1,303 loans during 2024. The total origination value was $357,835,000, with an average loan value of $274,624.

    Keene's average closing costs are $5,013.

    The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with 99 loans originated. Their average total fees are $4,888, which is $1,916 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Keene lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY ($4,387), Service Federal Credit Union ($4,426), Mascoma Bank ($4,501), CMG MORTGAGE, INC. ($4,888) and EMM LOANS LLC ($5,017).

    The lowest rate Keene lenders (with over 10 loans originated) are Service Federal Credit Union (6.13%), Mascoma Bank (6.61%), QUICKEN LOANS, LLC (6.67%), HARBORONE MORTGAGE, LLC (6.72%) and UNITED WHOLESALE MORTGAGE, LLC (6.77%).

    Keene, NH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CMG MORTGAGE, INC. $40,610,000 $45,855,000 12.9% 12.8%
    BERKELEY POINT CAPITAL LLC $21,660,000 n/a 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $6,675,000 $20,815,000 211.8% 5.8%
    QUICKEN LOANS, LLC $15,300,000 $20,565,000 34.4% 5.7%
    Community Bank $360,000 $16,530,000 4,491.7% 4.6%
    Newburyport Five Cents Savings Bank $12,505,000 n/a 3.5%
    HARBORONE MORTGAGE, LLC $12,270,000 $11,170,000 -9.0% 3.1%
    Service Federal Credit Union $9,885,000 $10,800,000 9.3% 3.0%
    Mascoma Bank $12,985,000 $9,680,000 -25.5% 2.7%
    TD Bank $10,895,000 $9,480,000 -13.0% 2.6%
    Mortgage Research Center, LLC $6,960,000 $8,675,000 24.6% 2.4%
    GUILD MORTGAGE COMPANY $5,400,000 $8,230,000 52.4% 2.3%
    Citizens Bank $8,120,000 $7,410,000 -8.7% 2.1%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $3,640,000 $7,345,000 101.8% 2.1%
    M&T Bank $7,325,000 $7,250,000 -1.0% 2.0%
    EMM LOANS LLC $2,610,000 $6,905,000 164.6% 1.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,035,000 $4,590,000 -23.9% 1.3%
    NBT Bank $2,960,000 $4,480,000 51.4% 1.3%
    TOTAL MORTGAGE SERVICES, LLC $1,735,000 $4,370,000 151.9% 1.2%
    GUARANTEED RATE, INC. $855,000 $3,920,000 358.5% 1.1%
    MOVEMENT MORTGAGE, LLC $5,655,000 $3,835,000 -32.2% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $2,275,000 $3,435,000 51.0% 1.0%
    LOANDEPOT.COM, LLC $1,345,000 $2,980,000 121.6% 0.8%
    Bank of America $2,645,000 $2,845,000 7.6% 0.8%
    FREEDOM MORTGAGE CORPORATION $1,010,000 $2,815,000 178.7% 0.8%
    NEWREZ LLC $795,000 $2,790,000 250.9% 0.8%
    Eastern Bank $625,000 $2,755,000 340.8% 0.8%
    Wells Fargo Bank $835,000 $2,725,000 226.3% 0.8%
    GFA Federal Credit Union $2,230,000 $2,715,000 21.7% 0.8%
    Westfield Bank $2,665,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,065,000 $2,545,000 139.0% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,290,000 $2,520,000 95.3% 0.7%
    Waterstone Mortgage Corporation $1,200,000 $2,440,000 103.3% 0.7%
    BROKER SOLUTIONS, INC. $1,820,000 $2,155,000 18.4% 0.6%
    MORTGAGE EQUITY PARTNERS LLC $2,100,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $2,745,000 $2,010,000 -26.8% 0.6%
    ENVOY MORTGAGE, LTD $4,405,000 $1,960,000 -55.5% 0.5%
    ST. MARY'S BANK $2,300,000 $1,955,000 -15.0% 0.5%
    UBS Bank USA $1,005,000 $1,910,000 90.0% 0.5%
    American Mortgage & Equity Consultants, Inc. $1,700,000 $1,900,000 11.8% 0.5%
    Bar Harbor Bank & Trust $1,125,000 $1,895,000 68.4% 0.5%
    JPMorgan Chase Bank $3,280,000 $1,850,000 -43.6% 0.5%
    DIGITAL Federal Credit Union $2,365,000 $1,825,000 -22.8% 0.5%
    RELIANCE FIRST CAPITAL, LLC $810,000 $1,640,000 102.5% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $590,000 $1,525,000 158.5% 0.4%
    CHURCHILL MORTGAGE CORPORATION $405,000 $1,375,000 239.5% 0.4%
    U.S. Bank $425,000 $1,375,000 223.5% 0.4%
    Keystone Funding, Inc. $490,000 $1,310,000 167.3% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $1,280,000 433.3% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 $1,260,000 358.2% 0.4%
    The Camden National Bank $455,000 $1,225,000 169.2% 0.3%
    Ross Mortgage Company, Inc. $1,015,000 $1,065,000 4.9% 0.3%
    SIS BANCORP, MHC $1,055,000 n/a 0.3%
    Webster Bank $1,005,000 n/a 0.3%
    Union Bank $680,000 $995,000 46.3% 0.3%
    BAY EQUITY LLC $470,000 $990,000 110.6% 0.3%
    Leader Bank $560,000 $935,000 67.0% 0.3%
    Fidelity Co-operative Bank $695,000 $900,000 29.5% 0.3%
    NORTHEAST CREDIT UNION $145,000 $885,000 510.3% 0.2%
    USAA Federal Savings Bank $1,115,000 $815,000 -26.9% 0.2%
    The Federal Savings Bank $620,000 $790,000 27.4% 0.2%
    Berkshire Bank $155,000 $785,000 406.5% 0.2%
    Commerce Home Mortgage, Inc. $775,000 $775,000 0.0% 0.2%
    DEEPHAVEN MORTGAGE LLC $765,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $225,000 $765,000 240.0% 0.2%
    FIRST MORTGAGE COMPANY, INC. $760,000 n/a 0.2%
    First Seacoast Bank $680,000 $755,000 11.0% 0.2%
    PLANET HOME LENDING, LLC $185,000 $750,000 305.4% 0.2%
    EMBRACE HOME LOANS, INC. $725,000 $725,000 0.0% 0.2%
    CARDINAL FINANCIAL $1,115,000 $720,000 -35.4% 0.2%
    Sierra Pacific Mortgage Company, Inc. $710,000 n/a 0.2%
    Citibank $705,000 n/a 0.2%
    ITHINK FINANCIAL Credit Union $695,000 n/a 0.2%
    Discover Bank $470,000 $670,000 42.6% 0.2%
    21ST MORTGAGE CORPORATION $220,000 $655,000 197.7% 0.2%
    Figure Lending LLC $150,000 $655,000 336.7% 0.2%
    METRO $655,000 n/a 0.2%
    Rockland Trust Company $630,000 n/a 0.2%
    The Huntington National Bank $455,000 $630,000 38.5% 0.2%
    Avidia Bank $1,390,000 $625,000 -55.0% 0.2%
    Meredith Village Savings Bank $55,000 $615,000 1,018.2% 0.2%
    EVERETT FINANCIAL, INC. $1,550,000 $610,000 -60.6% 0.2%
    NBKC BANK $800,000 $605,000 -24.4% 0.2%
    MEMBERS MORTGAGE COMPANY, INC. $380,000 $570,000 50.0% 0.2%
    Triangle Credit Union $560,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $795,000 $535,000 -32.7% 0.1%
    NORTHPOINT MORTGAGE, INC. $945,000 $490,000 -48.1% 0.1%
    Cornerstone First Mortgage, Inc $485,000 n/a 0.1%
    RBC Bank, (Georgia) $465,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,815,000 $455,000 -74.9% 0.1%
    FINANCE OF AMERICA REVERSE LLC $115,000 $455,000 295.7% 0.1%
    First National Bank of America $375,000 $445,000 18.7% 0.1%
    Granite State Credit Union $780,000 $445,000 -42.9% 0.1%
    Mortgage Assurance Inc. $445,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $440,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $435,000 n/a 0.1%
    Coastal Community Bank $480,000 $420,000 -12.5% 0.1%
    PENTAGON FEDERAL CREDIT UNION $815,000 $420,000 -48.5% 0.1%
    Charles Schwab Bank, SSB $405,000 n/a 0.1%
    Logan Finance Corporation $405,000 n/a 0.1%
    Plains Commerce Bank $225,000 $400,000 77.8% 0.1%
    Merrimack County Savings Bank $575,000 $385,000 -33.0% 0.1%
    UNION HOME MORTGAGE CORP. $385,000 n/a 0.1%
    BM Real Estate Services, Inc. $380,000 n/a 0.1%
    Workers Credit Union $220,000 $380,000 72.7% 0.1%
    Evolve Bank & Trust $485,000 $375,000 -22.7% 0.1%
    SALEM FIVE MORTGAGE COMPANY, LLC $365,000 n/a 0.1%
    HANSCOM $345,000 n/a 0.1%
    Carrington Mortgage Services, LLC $410,000 $340,000 -17.1% 0.1%
    IC Federal Credit Union $315,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $315,000 n/a 0.1%
    NORWICH COMMERCIAL GROUP, INC. $315,000 n/a 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $345,000 $305,000 -11.6% 0.1%
    Rollstone Bank & Trust $305,000 n/a 0.1%
    Flagstar Bank, FSB $335,000 $300,000 -10.4% 0.1%
    NEW ENGLAND FEDERAL CREDIT UNION $730,000 $300,000 -58.9% 0.1%
    GUARANTEED RATE AFFINITY, LLC $445,000 $285,000 -36.0% 0.1%
    KeyBank $285,000 n/a 0.1%
    Members First Credit Union N.H. $280,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $265,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $255,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $245,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $245,000 n/a 0.1%
    NESC $245,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $245,000 n/a 0.1%
    SPRING EQ, LLC $25,000 $245,000 880.0% 0.1%
    AMERICAN FINANCING CORPORATION $790,000 $235,000 -70.3% 0.1%
    First State Bank of St. Charles, Missouri $235,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $245,000 $235,000 -4.1% 0.1%
    Semper Home Loans, Inc. $235,000 n/a 0.1%
    Easthampton Savings Bank $345,000 $225,000 -34.8% 0.1%
    Nations Lending Corporation $450,000 $225,000 -50.0% 0.1%
    ALLIED MORTGAGE GROUP, INC. $215,000 n/a 0.1%
    EQUITY RESOURCES, INC. $205,000 $215,000 4.9% 0.1%
    Presidential Bank, FSB $315,000 $215,000 -31.7% 0.1%
    ZILLOW HOME LOANS, LLC $265,000 $215,000 -18.9% 0.1%
    Morgan Stanley Private Bank $2,080,000 $205,000 -90.1% 0.1%
    POLARIS HOME FUNDING CORP. $205,000 $195,000 -4.9% 0.1%
    First Financial Bank $185,000 n/a 0.1%
    Athol Savings Bank $260,000 $170,000 -34.6% 0.0%
    PHH Mortgage Corporation $155,000 $165,000 6.5% 0.0%
    Connexus Credit Union $35,000 $155,000 342.9% 0.0%
    USAlliance Federal Credit Union $155,000 n/a 0.0%
    CENTRAL ONE FEDERAL CREDIT UNION $125,000 $150,000 20.0% 0.0%
    Community National Bank $105,000 $145,000 38.1% 0.0%
    Valley National Bank $135,000 n/a 0.0%
    PeoplesBank $220,000 $125,000 -43.2% 0.0%
    Northway Bank $105,000 n/a 0.0%
    GREENWOOD $240,000 $85,000 -64.6% 0.0%
    WEBSTER FIRST Federal Credit Union $85,000 n/a 0.0%
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $800,000 $75,000 -90.6% 0.0%
    PNC Bank $460,000 $75,000 -83.7% 0.0%
    Direct Federal Credit Union $85,000 $65,000 -23.5% 0.0%
    QUORUM FEDERAL CREDIT UNION $55,000 n/a 0.0%
    WESTERLY COMMUNITY $290,000 $55,000 -81.0% 0.0%
    BELLWETHER COMMUNITY $245,000 $35,000 -85.7% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    AFFINITY $125,000 $15,000 -88.0% 0.0%

    Keene's top lender by overall market share is CMG MORTGAGE, INC., with 12.8% market share. In second place, with 6.1%, is BERKELEY POINT CAPITAL LLC, having originated $21,660,000 in loans. In third place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,815,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $20,565,000 in loans. In fifth place, with 4.6%, is Community Bank, having originated $16,530,000 in loans.

    Keene Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $239,675 (6.8%) $304,574 (1.6%) 0.00 286
    2018-02-01 $242,950 (7.3%) $317,503 (3.2%) 0.00 263
    2018-03-01 $249,000 (10.8%) $327,564 (4.1%) 0.00 276
    2018-04-01 $248,181 (3.7%) $320,513 (1.4%) 0.00 296
    2018-05-01 $243,750 (-1.9%) $323,228 (5.2%) 0.00 329
    2018-06-01 $249,900 (1.4%) $323,364 (6.3%) 0.00 385
    2018-07-01 $249,900 (2.0%) $320,331 (6.6%) 0.00 403
    2018-08-01 $249,900 (4.4%) $324,342 (9.2%) 0.00 424
    2018-09-01 $259,000 (7.2%) $323,360 (5.4%) 0.00 433
    2018-10-01 $257,400 (8.4%) $320,322 (5.7%) 0.00 429
    2018-11-01 $249,948 (8.9%) $319,472 (8.0%) 0.00 390
    2018-12-01 $249,000 (8.3%) $313,163 (5.2%) 0.00 338
    2019-01-01 $249,950 (4.3%) $322,488 (5.9%) 0.00 302
    2019-02-01 $249,950 (2.9%) $319,901 (0.8%) 0.00 279
    2019-03-01 $252,857 (1.6%) $317,756 (-3.0%) 0.00 264
    2019-04-01 $255,857 (3.1%) $323,033 (0.8%) 0.00 263
    2019-05-01 $274,950 (12.8%) $335,610 (3.8%) 0.00 279
    2019-06-01 $269,450 (7.8%) $335,797 (3.8%) 0.00 307
    2019-07-01 $271,853 (8.8%) $342,589 (7.0%) 0.00 341
    2019-08-01 $267,895 (7.2%) $333,203 (2.7%) 0.00 345
    2019-09-01 $266,239 (2.8%) $334,065 (3.3%) 0.00 344
    2019-10-01 $265,909 (3.3%) $335,994 (4.9%) 0.00 338
    2019-11-01 $269,000 (7.6%) $338,057 (5.8%) 0.00 309
    2019-12-01 $271,475 (9.0%) $339,923 (8.6%) 0.00 231
    2020-01-01 $274,850 (10.0%) $336,025 (4.2%) 0.00 192
    2020-02-01 $279,250 (11.7%) $343,075 (7.2%) 0.00 177
    2020-03-01 $297,225 (17.6%) $363,521 (14.4%) 0.00 176
    2020-04-01 $299,900 (17.2%) $377,836 (17.0%) 0.00 170
    2020-05-01 $289,900 (5.4%) $369,640 (10.1%) 0.00 177
    2020-06-01 $297,875 (10.6%) $374,077 (11.4%) 0.00 157
    2020-07-01 $292,450 (7.6%) $381,956 (11.5%) 0.00 159
    2020-08-01 $285,000 (6.4%) $383,964 (15.2%) 0.00 159
    2020-09-01 $294,900 (10.8%) $380,726 (14.0%) 0.00 156
    2020-10-01 $314,950 (18.4%) $402,301 (19.7%) 0.00 130
    2020-11-01 $302,100 (12.3%) $416,186 (23.1%) 0.00 97
    2020-12-01 $296,125 (9.1%) $401,252 (18.0%) 0.00 91
    2021-01-01 $296,750 (8.0%) $415,717 (23.7%) 0.00 59
    2021-02-01 $286,125 (2.5%) $423,942 (23.6%) 0.00 56
    2021-03-01 $306,968 (3.3%) $437,030 (20.2%) 0.00 57
    2021-04-01 $298,000 (-0.6%) $428,869 (13.5%) 0.00 81
    2021-05-01 $299,450 (3.3%) $391,402 (5.9%) 0.00 97
    2021-06-01 $316,225 (6.2%) $379,283 (1.4%) 0.00 122
    2021-07-01 $310,000 (6.0%) $409,311 (7.2%) 0.00 140
    2021-08-01 $309,675 (8.7%) $447,812 (16.6%) 0.00 152
    2021-09-01 $317,500 (7.7%) $496,727 (30.5%) 0.00 149
    2021-10-01 $327,000 (3.8%) $503,693 (25.2%) 0.00 110
    2021-11-01 $299,900 (-0.7%) $491,116 (18.0%) 0.00 84
    2021-12-01 $299,950 (1.3%) $482,112 (20.2%) 0.00 66
    2022-01-01 $299,000 (0.8%) $526,620 (26.7%) 0.00 39
    2022-02-01 $284,450 (-0.6%) $495,401 (16.9%) 0.00 52
    2022-03-01 $326,950 (6.5%) $532,085 (21.8%) 0.00 45
    2022-04-01 $344,450 (15.6%) $474,042 (10.5%) 0.00 56
    2022-05-01 $353,250 (18.0%) $478,061 (22.1%) 0.00 83
    2022-06-01 $349,900 (10.7%) $465,685 (22.8%) 0.00 102
    2022-07-01 $365,000 (17.7%) $468,665 (14.5%) 0.00 117
    2022-08-01 $364,950 (17.9%) $465,862 (4.0%) 0.00 131
    2022-09-01 $373,500 (17.6%) $485,322 (-2.3%) 0.00 122
    2022-10-01 $360,000 (10.1%) $466,574 (-7.4%) 0.00 133
    2022-11-01 $354,975 (18.4%) $481,699 (-1.9%) 0.00 116
    2022-12-01 $389,900 (30.0%) $490,560 (1.8%) 0.00 94
    2023-01-01 $394,250 (31.9%) $503,123 (-4.5%) 0.00 71
    2023-02-01 $394,125 (38.6%) $494,699 (-0.1%) 0.00 65
    2023-03-01 $364,950 (11.6%) $474,659 (-10.8%) 0.00 58
    2023-04-01 $399,900 (16.1%) $511,921 (8.0%) 0.00 69
    2023-05-01 $449,950 (27.4%) $531,921 (11.3%) 0.00 71
    2023-06-01 $434,500 (24.2%) $521,625 (12.0%) 0.00 77
    2023-07-01 $449,000 (23.0%) $554,525 (18.3%) 0.00 93
    2023-08-01 $477,475 (30.8%) $578,589 (24.2%) 0.00 94
    2023-09-01 $455,000 (21.8%) $559,733 (15.3%) 0.00 101
    2023-10-01 $475,000 (31.9%) $563,981 (20.9%) 0.00 106
    2023-11-01 $434,750 (22.5%) $530,213 (10.1%) 0.00 96
    2023-12-01 $417,450 (7.1%) $506,010 (3.2%) 0.00 87
    2024-01-01 $449,475 (14.0%) $542,032 (7.7%) 0.00 83
    2024-02-01 $456,975 (16.0%) $544,299 (10.0%) 0.00 79
    2024-03-01 $445,000 (21.9%) $560,016 (18.0%) 0.00 68
    2024-04-01 $459,450 (14.9%) $541,041 (5.7%) 0.00 71
    2024-05-01 $474,900 (5.6%) $563,674 (6.0%) 0.00 93
    2024-06-01 $487,450 (12.2%) $573,711 (10.0%) 0.00 104
    2024-07-01 $497,225 (10.7%) $585,755 (5.6%) 0.00 118
    2024-08-01 $500,000 (4.7%) $605,858 (4.7%) 0.00 120
    2024-09-01 $469,900 (3.3%) $602,359 (7.6%) 0.00 141
    2024-10-01 $476,000 (0.2%) $585,937 (3.9%) 0.00 141
    2024-11-01 $464,950 (7.0%) $567,616 (7.1%) 0.00 138
    2024-12-01 $449,000 (7.6%) $527,925 (4.3%) 0.00 103
    2025-01-01 $484,000 (7.7%) $556,259 (2.6%) 0.00 90
    2025-02-01 $514,325 (12.6%) $566,313 (4.0%) 0.00 86
    2025-03-01 $512,500 (15.2%) $581,942 (3.9%) 0.00 84
    2025-04-01 $486,000 (5.8%) $573,363 (6.0%) 0.00 100
    Keene's median listing price for 2025-04-01 was $486,000, a difference of $26,550 (5.8%) versus the prior year and $-26,500 versus the prior month.

    Keene's median listing price comes in at 0% of the national average.

    Keene's average listing price for 2025-04-01 was $573,363, a difference of $32,322 (6.0%) versus the prior year and $-8,579 versus the prior month.

    For the 2025-04-01 period, Keene had 100 MLS listings, a difference of 16 listings (19%) versus the prior month and 29 listings (41%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,858 sqft
    2018-02-01 0 days 1,901 sqft
    2018-03-01 0 days 1,957 sqft
    2018-04-01 0 days 1,910 sqft
    2018-05-01 0 days 1,877 sqft
    2018-06-01 0 days 1,860 sqft
    2018-07-01 0 days 1,912 sqft
    2018-08-01 0 days 1,893 sqft
    2018-09-01 0 days 1,857 sqft
    2018-10-01 0 days 1,843 sqft
    2018-11-01 0 days 1,870 sqft
    2018-12-01 0 days 1,836 sqft
    2019-01-01 0 days 1,845 sqft
    2019-02-01 0 days 1,863 sqft
    2019-03-01 0 days 1,915 sqft
    2019-04-01 0 days 1,959 sqft
    2019-05-01 0 days 1,977 sqft
    2019-06-01 0 days 1,996 sqft
    2019-07-01 0 days 2,060 sqft
    2019-08-01 0 days 2,003 sqft
    2019-09-01 0 days 1,973 sqft
    2019-10-01 0 days 1,968 sqft
    2019-11-01 0 days 1,930 sqft
    2019-12-01 0 days 1,912 sqft
    2020-01-01 0 days 1,916 sqft
    2020-02-01 0 days 1,963 sqft
    2020-03-01 0 days 2,025 sqft
    2020-04-01 0 days 2,050 sqft
    2020-05-01 0 days 1,949 sqft
    2020-06-01 0 days 2,065 sqft
    2020-07-01 0 days 2,050 sqft
    2020-08-01 0 days 1,988 sqft
    2020-09-01 0 days 1,903 sqft
    2020-10-01 0 days 2,094 sqft
    2020-11-01 0 days 2,172 sqft
    2020-12-01 0 days 1,989 sqft
    2021-01-01 0 days 2,072 sqft
    2021-02-01 0 days 1,943 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 1,856 sqft
    2021-05-01 0 days 1,623 sqft
    2021-06-01 0 days 1,792 sqft
    2021-07-01 0 days 1,768 sqft
    2021-08-01 0 days 1,843 sqft
    2021-09-01 0 days 1,915 sqft
    2021-10-01 0 days 1,949 sqft
    2021-11-01 0 days 1,858 sqft
    2021-12-01 0 days 1,852 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,754 sqft
    2022-03-01 0 days 1,867 sqft
    2022-04-01 0 days 1,856 sqft
    2022-05-01 0 days 1,850 sqft
    2022-06-01 0 days 1,705 sqft
    2022-07-01 0 days 1,728 sqft
    2022-08-01 0 days 1,769 sqft
    2022-09-01 0 days 1,671 sqft
    2022-10-01 0 days 1,767 sqft
    2022-11-01 0 days 1,858 sqft
    2022-12-01 0 days 1,887 sqft
    2023-01-01 0 days 1,970 sqft
    2023-02-01 0 days 1,877 sqft
    2023-03-01 0 days 1,683 sqft
    2023-04-01 0 days 1,754 sqft
    2023-05-01 0 days 1,846 sqft
    2023-06-01 0 days 1,906 sqft
    2023-07-01 0 days 1,878 sqft
    2023-08-01 0 days 1,980 sqft
    2023-09-01 0 days 2,018 sqft
    2023-10-01 0 days 2,007 sqft
    2023-11-01 0 days 1,872 sqft
    2023-12-01 0 days 1,873 sqft
    2024-01-01 0 days 1,935 sqft
    2024-02-01 0 days 1,903 sqft
    2024-03-01 0 days 1,935 sqft
    2024-04-01 0 days 1,905 sqft
    2024-05-01 0 days 1,870 sqft
    2024-06-01 0 days 1,905 sqft
    2024-07-01 0 days 2,025 sqft
    2024-08-01 0 days 2,001 sqft
    2024-09-01 0 days 1,963 sqft
    2024-10-01 0 days 1,934 sqft
    2024-11-01 0 days 1,930 sqft
    2024-12-01 0 days 1,903 sqft
    2025-01-01 0 days 1,878 sqft
    2025-02-01 0 days 1,913 sqft
    2025-03-01 0 days 1,940 sqft
    2025-04-01 0 days 1,877 sqft
    Keene's median listing age (time on market) for 2025-04-01 was 0 days.

    Keene's median square footage for active listings during the 2025-04-01 period was 1,877 sqft. One year prior, the average listing was 1,905 sqft.

    Keene, NH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 640 $216,710,000 $338,609
    Cash Out Refi 179 $58,395,000 $326,229
    Other 178 $17,060,000 $95,843
    Home Improvement 173 $31,305,000 $180,954
    Refi 133 $34,365,000 $258,383

    Keene's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Cash Out Refi, with 179 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 579 $168,735,000 $291,425
    7-8% 278 $76,210,000 $274,137
    Over 8% 254 $28,400,000 $111,811
    5-6% 127 $60,375,000 $475,394
    4-5% 16 $5,530,000 $345,625
    <2.5% 7 $105,000 $15,000
    3-4% 4 $930,000 $232,500

    During 2024, Keene's most frequently originated rate bucket was 6-7%, with 579 originations.

    Loan Sizing (Keene, NH MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 529 $154,085,000 $291,276
    $100,000 or less 321 $17,145,000 $53,411
    $100k-200k 281 $39,995,000 $142,331
    $400k-600k 121 $56,945,000 $470,620
    $600k-1000k 32 $23,210,000 $725,313
    $Over $1MM 19 $66,455,000 $3,497,632

    Keene's loan sizing saw the bucket of loans from $200k-400k with 529 originations, totaling $154,085,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 416 $137,600,000 $330,769
    60-80% 270 $127,770,000 $473,222
    Under 20% 225 $11,545,000 $51,311
    20-40% 214 $25,150,000 $117,523
    40-60% 120 $29,430,000 $245,250
    Over 100% 10 $3,710,000 $371,000

    Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 416 originations, totaling $137,600,000 in origination value.