Keene Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Keene averaged
6.73%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.96% and
one month ago for the week of 2023-02-09, the
average rate was 6.45%.
Keene's average rate one year ago was 3.6%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Keene 30 Year Fixed Rate | 2023-03-16 | 6.73% |
| Keene 30 Year Fixed Rate Refi | 2023-03-16 | 6.7% |
| Keene 15 Year Fixed Rate | 2023-03-16 | 5.93% |
| Keene 15 Year Fixed Rate Refi | 2023-03-16 | 6.51% |
| Keene 30 Year FHA | 2023-03-16 | 6.46% |
| Keene 30 Year FHA Refi | 2023-03-16 | 6.2% |
| Keene 30 Year USDA | 2023-03-16 | 6.48% |
| Keene 30 Year USDA Refi | 2023-03-16 | 6.12% |
| Keene 30 Year VA | 2023-03-16 | 6.03% |
| Keene 30 Year VA Refi | 2023-03-16 | 5.69% |
Keene Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Keene Average Closing Costs & Other Stats
Keene, NH's 130 lenders originated 1,725
loans during 2022. The total origination value was $393,265,000, with an average loan value of
$227,980.
Keene's average closing costs are $4,641.
The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with
94 loans originated. Their average total fees are
$4,400, which is $2,484
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Keene lenders (with over 10 loans originated) are
TD Bank ($2,310), Service Federal Credit Union ($3,908), HARBORONE MORTGAGE, LLC ($3,990), GUILD MORTGAGE COMPANY ($4,042) and Mascoma Bank ($4,075).
The lowest rate Keene lenders (with over 10 loans originated) are
Wells Fargo Bank (4.25%), Service Federal Credit Union (4.34%), AMERISAVE MORTGAGE CORPORATION (4.45%), LOANDEPOT.COM, LLC (4.50%) and Mr. Cooper ( Nationstar Mortgage ) (4.67%).
Keene, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $59,095,000 | $41,475,000 | -29.8% | 10.5% |
| QUICKEN LOANS, LLC | $65,125,000 | $32,645,000 | -49.9% | 8.3% |
| Service Federal Credit Union | $18,625,000 | $18,950,000 | 1.7% | 4.8% |
| Mascoma Bank | $23,920,000 | $17,025,000 | -28.8% | 4.3% |
| HARBORONE MORTGAGE, LLC | $35,045,000 | $16,365,000 | -53.3% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,565,000 | $13,310,000 | 5.9% | 3.4% |
| Prudential Huntoon Paige Associates, LLC | $12,000,000 | n/a | 3.1% | |
| TD Bank | $16,795,000 | $11,820,000 | -29.6% | 3.0% |
| Mortgage Research Center, LLC | $9,460,000 | $9,205,000 | -2.7% | 2.3% |
| Citizens Bank | $10,720,000 | $9,150,000 | -14.6% | 2.3% |
| GUILD MORTGAGE COMPANY | $1,880,000 | $7,645,000 | 306.6% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $7,830,000 | $7,090,000 | -9.5% | 1.8% |
| Wells Fargo Bank | $10,670,000 | $7,075,000 | -33.7% | 1.8% |
| AMERISAVE MORTGAGE CORPORATION | $9,610,000 | $6,530,000 | -32.0% | 1.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,190,000 | $6,415,000 | -21.7% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,755,000 | $6,345,000 | 10.3% | 1.6% |
| NBT Bank | $6,225,000 | $6,260,000 | 0.6% | 1.6% |
| GFA Federal Credit Union | $6,235,000 | $6,145,000 | -1.4% | 1.6% |
| LOANDEPOT.COM, LLC | $12,900,000 | $6,120,000 | -52.6% | 1.6% |
| M&T Bank | $650,000 | $4,940,000 | 660.0% | 1.3% |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $5,345,000 | $4,465,000 | -16.5% | 1.1% |
| Bank of America | $7,650,000 | $4,205,000 | -45.0% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,000,000 | $4,050,000 | 102.5% | 1.0% |
| Workers Credit Union | $1,985,000 | $3,975,000 | 100.3% | 1.0% |
| Machias Savings Bank | $3,415,000 | n/a | 0.9% | |
| Morgan Stanley Private Bank | $365,000 | $3,220,000 | 782.2% | 0.8% |
| JPMorgan Chase Bank | $6,505,000 | $3,140,000 | -51.7% | 0.8% |
| EMBRACE HOME LOANS, INC. | $7,090,000 | $3,085,000 | -56.5% | 0.8% |
| EMM LOANS LLC | $1,605,000 | $3,065,000 | 91.0% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $5,410,000 | $2,925,000 | -45.9% | 0.7% |
| NEWREZ LLC | $6,860,000 | $2,830,000 | -58.7% | 0.7% |
| ENVOY MORTGAGE, LTD | $5,540,000 | $2,825,000 | -49.0% | 0.7% |
| GUARANTEED RATE, INC. | $6,390,000 | $2,675,000 | -58.1% | 0.7% |
| ST. MARY'S BANK | $4,265,000 | $2,625,000 | -38.5% | 0.7% |
| Bar Harbor Bank & Trust | $8,580,000 | $2,470,000 | -71.2% | 0.6% |
| TOTAL MORTGAGE SERVICES, LLC | $5,280,000 | $2,370,000 | -55.1% | 0.6% |
| NORTHPOINT MORTGAGE, INC. | $2,130,000 | $2,325,000 | 9.2% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $7,400,000 | $2,230,000 | -69.9% | 0.6% |
| DIGITAL Federal Credit Union | $4,385,000 | $2,220,000 | -49.4% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $13,820,000 | $2,210,000 | -84.0% | 0.6% |
| BELLWETHER COMMUNITY | $1,120,000 | $2,055,000 | 83.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $3,610,000 | $2,050,000 | -43.2% | 0.5% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $625,000 | $1,930,000 | 208.8% | 0.5% |
| ALIGN CREDIT UNION | $1,885,000 | n/a | 0.5% | |
| Truist | $1,825,000 | n/a | 0.5% | |
| USAA Federal Savings Bank | $1,935,000 | $1,790,000 | -7.5% | 0.5% |
| Northpointe Bank | $1,750,000 | n/a | 0.4% | |
| People's United Bank | $12,585,000 | $1,700,000 | -86.5% | 0.4% |
| Bank of New Hampshire | $920,000 | $1,610,000 | 75.0% | 0.4% |
| Flagstar Bank, FSB | $1,275,000 | $1,580,000 | 23.9% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $1,520,000 | n/a | 0.4% | |
| FINANCE OF AMERICA MORTGAGE LLC | $345,000 | $1,490,000 | 331.9% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $1,615,000 | $1,435,000 | -11.1% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $2,690,000 | $1,420,000 | -47.2% | 0.4% |
| Fidelity Co-operative Bank | $1,645,000 | $1,385,000 | -15.8% | 0.4% |
| NORTHEAST CREDIT UNION | $585,000 | $1,365,000 | 133.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,270,000 | $1,360,000 | 7.1% | 0.3% |
| PNC Bank | $365,000 | $1,345,000 | 268.5% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $5,405,000 | $1,330,000 | -75.4% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $3,145,000 | $1,185,000 | -62.3% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,030,000 | $1,155,000 | 12.1% | 0.3% |
| BAY EQUITY LLC | $520,000 | $1,100,000 | 111.5% | 0.3% |
| CALIBER HOME LOANS, INC. | $3,250,000 | $1,085,000 | -66.6% | 0.3% |
| Clinton Savings Bank | $1,060,000 | n/a | 0.3% | |
| City of Boston Credit Union | $1,005,000 | n/a | 0.3% | |
| Avidia Bank | $755,000 | $995,000 | 31.8% | 0.3% |
| Evolve Bank & Trust | $685,000 | $970,000 | 41.6% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $510,000 | $965,000 | 89.2% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,860,000 | $935,000 | -49.7% | 0.2% |
| Merrimack County Savings Bank | $310,000 | $920,000 | 196.8% | 0.2% |
| First Republic Bank | $910,000 | n/a | 0.2% | |
| Stifel Bank and Trust | $910,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $490,000 | $905,000 | 84.7% | 0.2% |
| Athol Savings Bank | $3,780,000 | $850,000 | -77.5% | 0.2% |
| PLANET HOME LENDING, LLC | $215,000 | $825,000 | 283.7% | 0.2% |
| BAYCOAST MORTGAGE COMPANY, LLC | $670,000 | $790,000 | 17.9% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $400,000 | $780,000 | 95.0% | 0.2% |
| Granite State Credit Union | $45,000 | $765,000 | 1,600.0% | 0.2% |
| First Savings Bank | $155,000 | $700,000 | 351.6% | 0.2% |
| RTN FEDERAL CREDIT UNION | $330,000 | $685,000 | 107.6% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $680,000 | n/a | 0.2% | |
| Chicago Mortgage Solutions LLC | $480,000 | $670,000 | 39.6% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $430,000 | $665,000 | 54.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $730,000 | $640,000 | -12.3% | 0.2% |
| Middlesex Federal Savings, F.A. | $625,000 | n/a | 0.2% | |
| U.S. Bank | $1,745,000 | $625,000 | -64.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $430,000 | $575,000 | 33.7% | 0.1% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $575,000 | n/a | 0.1% | |
| Leader Bank | $815,000 | $570,000 | -30.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $265,000 | $560,000 | 111.3% | 0.1% |
| Northway Bank | $545,000 | n/a | 0.1% | |
| NEW FED MORTGAGE, CORP. | $275,000 | $530,000 | 92.7% | 0.1% |
| ARC HOME LLC | $1,195,000 | $525,000 | -56.1% | 0.1% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $525,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,110,000 | $520,000 | -53.2% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $515,000 | n/a | 0.1% | |
| NEW HAMPSHIRE | $200,000 | $505,000 | 152.5% | 0.1% |
| NJ LENDERS CORP. | $505,000 | n/a | 0.1% | |
| Northern Bank & Trust Company | $195,000 | $505,000 | 159.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,205,000 | $505,000 | -58.1% | 0.1% |
| Shamrock Home Loans, Inc. | $500,000 | n/a | 0.1% | |
| The Central Trust Bank | $495,000 | n/a | 0.1% | |
| Discover Bank | $375,000 | $490,000 | 30.7% | 0.1% |
| Mortgage Network, Inc. | $1,710,000 | $490,000 | -71.3% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $215,000 | $480,000 | 123.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $245,000 | $475,000 | 93.9% | 0.1% |
| HANSCOM | $570,000 | $470,000 | -17.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $175,000 | $460,000 | 162.9% | 0.1% |
| CENTRAL ONE FEDERAL CREDIT UNION | $195,000 | $430,000 | 120.5% | 0.1% |
| Community Bank | $450,000 | $430,000 | -4.4% | 0.1% |
| AmRes Corporation | $425,000 | n/a | 0.1% | |
| KeyBank | $990,000 | $425,000 | -57.1% | 0.1% |
| Baxter Credit Union | $410,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $200,000 | $405,000 | 102.5% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,320,000 | $400,000 | -69.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $530,000 | $375,000 | -29.2% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $370,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $590,000 | $365,000 | -38.1% | 0.1% |
| Triangle Credit Union | $195,000 | $365,000 | 87.2% | 0.1% |
| Ross Mortgage Company, Inc. | $820,000 | $360,000 | -56.1% | 0.1% |
| BNC National Bank | $385,000 | $355,000 | -7.8% | 0.1% |
| Eagle Bank | $355,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,175,000 | $350,000 | -70.2% | 0.1% |
| METRO | $350,000 | n/a | 0.1% | |
| NFM, INC. | $345,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $360,000 | $335,000 | -6.9% | 0.1% |
| RF Renovo Management Company, LLC | $330,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $325,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,180,000 | $305,000 | -74.2% | 0.1% |
| Commerce Bank | $305,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $1,005,000 | $305,000 | -69.7% | 0.1% |
| DREW MORTGAGE ASSOCIATES, INC. | $295,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $580,000 | $295,000 | -49.1% | 0.1% |
| The Federal Savings Bank | $940,000 | $295,000 | -68.6% | 0.1% |
| Hometown Lenders, Inc. | $275,000 | n/a | 0.1% | |
| WILLIAM RAVEIS MORTGAGE, LLC | $275,000 | n/a | 0.1% | |
| CONTOUR MORTGAGE CORPORATION | $175,000 | $265,000 | 51.4% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $245,000 | $265,000 | 8.2% | 0.1% |
| Northwest Federal Credit Union | $265,000 | n/a | 0.1% | |
| Peoples Bank | $195,000 | $265,000 | 35.9% | 0.1% |
| Quontic Bank | $265,000 | n/a | 0.1% | |
| Texana Bank | $265,000 | n/a | 0.1% | |
| Figure Lending LLC | $25,000 | $260,000 | 940.0% | 0.1% |
| NEW ENGLAND FEDERAL CREDIT UNION | $275,000 | $260,000 | -5.5% | 0.1% |
| Enterprise Bank and Trust Company | $1,185,000 | $255,000 | -78.5% | 0.1% |
| Jeanne D'Arc Credit Union | $255,000 | n/a | 0.1% | |
| Mutual Federal Bank | $255,000 | n/a | 0.1% | |
| NBKC BANK | $1,490,000 | $255,000 | -82.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $245,000 | n/a | 0.1% | |
| MID-ISLAND MORTGAGE CORP. | $280,000 | $235,000 | -16.1% | 0.1% |
| Schaumburg Bank & Trust | $235,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $445,000 | $235,000 | -47.2% | 0.1% |
| State Department Federal Credit Union | $230,000 | n/a | 0.1% | |
| Farm Credit East, ACA | $1,170,000 | $225,000 | -80.8% | 0.1% |
| First Internet Bank of Indiana | $225,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $370,000 | $225,000 | -39.2% | 0.1% |
| Webster Bank | $225,000 | n/a | 0.1% | |
| Bank of England | $1,055,000 | $215,000 | -79.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $705,000 | $215,000 | -69.5% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $585,000 | $215,000 | -63.2% | 0.1% |
| Envision Bank | $2,120,000 | $205,000 | -90.3% | 0.1% |
| MERRIMACK VALLEY | $205,000 | n/a | 0.1% | |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $205,000 | n/a | 0.1% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $195,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,575,000 | $195,000 | -92.4% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $165,000 | n/a | 0.0% | |
| OCMBC, INC. | $245,000 | $165,000 | -32.7% | 0.0% |
| Berkshire Bank | $55,000 | $155,000 | 181.8% | 0.0% |
| RBC Bank, (Georgia) | $155,000 | n/a | 0.0% | |
| First Home Bank | $480,000 | $145,000 | -69.8% | 0.0% |
| Magnolia Bank | $430,000 | $145,000 | -66.3% | 0.0% |
| Semper Home Loans, Inc. | $145,000 | n/a | 0.0% | |
| The People's Credit Union | $145,000 | n/a | 0.0% | |
| NORTHEAST HOME LOAN, LLC | $475,000 | $135,000 | -71.6% | 0.0% |
| POLISH NATIONAL | $650,000 | $135,000 | -79.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $330,000 | $130,000 | -60.6% | 0.0% |
| Ardent Federal Credit Union | $125,000 | n/a | 0.0% | |
| NESC | $125,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $65,000 | $125,000 | 92.3% | 0.0% |
| GREENWOOD | $170,000 | $120,000 | -29.4% | 0.0% |
| Meredith Village Savings Bank | $115,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $105,000 | n/a | 0.0% | |
| BayCoast Bank | $45,000 | $100,000 | 122.2% | 0.0% |
| Plains Commerce Bank | $95,000 | n/a | 0.0% | |
| Main Street Bank | $1,065,000 | $75,000 | -93.0% | 0.0% |
| ONE Credit Union | $185,000 | $65,000 | -64.9% | 0.0% |
| AMERICAN ADVISORS GROUP | $315,000 | $60,000 | -81.0% | 0.0% |
| Holy Rosary Regional Credit Union | $225,000 | $55,000 | -75.6% | 0.0% |
| The Washington Trust Company, of Westerly | $55,000 | n/a | 0.0% | |
| Salem Five Cents Savings Bank | $45,000 | n/a | 0.0% | |
| VERMONT STATE EMPLOYEES | $95,000 | $25,000 | -73.7% | 0.0% |
Keene's top lender by overall market share is CMG MORTGAGE, INC., with 10.5% market share. In second place, with 8.3%, is QUICKEN LOANS, LLC, having originated $32,645,000 in loans. In third place, with 4.8%, is Service Federal Credit Union, having originated $18,950,000 in loans. In fourth place, with 4.3%, is Mascoma Bank, having originated $17,025,000 in loans. In fifth place, with 4.2%, is HARBORONE MORTGAGE, LLC, having originated $16,365,000 in loans.
Keene Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,900 (6.9%) | $304,555 (1.6%) | 0.00 | 287 |
| 2018-02-01 | $242,950 (7.3%) | $317,503 (3.2%) | 0.00 | 263 |
| 2018-03-01 | $249,000 (10.7%) | $327,564 (4.1%) | 0.00 | 276 |
| 2018-04-01 | $248,861 (3.7%) | $321,099 (1.5%) | 0.00 | 295 |
| 2018-05-01 | $245,250 (-1.5%) | $323,748 (5.3%) | 0.00 | 328 |
| 2018-06-01 | $249,900 (1.2%) | $323,846 (6.5%) | 0.00 | 384 |
| 2018-07-01 | $249,900 (2.0%) | $320,747 (6.7%) | 0.00 | 402 |
| 2018-08-01 | $249,900 (4.3%) | $324,751 (9.3%) | 0.00 | 423 |
| 2018-09-01 | $259,000 (6.3%) | $323,761 (5.4%) | 0.00 | 432 |
| 2018-10-01 | $257,564 (8.2%) | $320,729 (6.7%) | 0.00 | 428 |
| 2018-11-01 | $249,950 (8.9%) | $319,911 (8.2%) | 0.00 | 389 |
| 2018-12-01 | $249,000 (8.3%) | $313,163 (5.2%) | 0.00 | 338 |
| 2019-01-01 | $249,950 (4.2%) | $322,488 (5.9%) | 0.00 | 302 |
| 2019-02-01 | $249,950 (2.9%) | $319,901 (0.8%) | 0.00 | 279 |
| 2019-03-01 | $253,179 (1.7%) | $318,146 (-2.9%) | 0.00 | 265 |
| 2019-04-01 | $256,179 (2.9%) | $323,488 (0.7%) | 0.00 | 264 |
| 2019-05-01 | $274,950 (12.1%) | $335,610 (3.7%) | 0.00 | 279 |
| 2019-06-01 | $269,450 (7.8%) | $335,797 (3.7%) | 0.00 | 307 |
| 2019-07-01 | $271,853 (8.8%) | $342,589 (6.8%) | 0.00 | 341 |
| 2019-08-01 | $267,895 (7.2%) | $333,203 (2.6%) | 0.00 | 345 |
| 2019-09-01 | $266,239 (2.8%) | $334,065 (3.2%) | 0.00 | 344 |
| 2019-10-01 | $265,909 (3.2%) | $335,994 (4.8%) | 0.00 | 338 |
| 2019-11-01 | $269,000 (7.6%) | $338,057 (5.7%) | 0.00 | 309 |
| 2019-12-01 | $271,475 (9.0%) | $339,923 (8.6%) | 0.00 | 231 |
| 2020-01-01 | $274,850 (10.0%) | $336,025 (4.2%) | 0.00 | 192 |
| 2020-02-01 | $279,250 (11.7%) | $343,075 (7.2%) | 0.00 | 177 |
| 2020-03-01 | $297,225 (17.4%) | $363,521 (14.3%) | 0.00 | 176 |
| 2020-04-01 | $299,900 (17.1%) | $377,836 (16.8%) | 0.00 | 170 |
| 2020-05-01 | $289,900 (5.4%) | $369,640 (10.1%) | 0.00 | 177 |
| 2020-06-01 | $297,875 (10.6%) | $374,077 (11.4%) | 0.00 | 157 |
| 2020-07-01 | $292,450 (7.6%) | $381,956 (11.5%) | 0.00 | 159 |
| 2020-08-01 | $285,000 (6.4%) | $383,964 (15.2%) | 0.00 | 159 |
| 2020-09-01 | $294,900 (10.8%) | $380,726 (14.0%) | 0.00 | 156 |
| 2020-10-01 | $314,950 (18.4%) | $402,301 (19.7%) | 0.00 | 130 |
| 2020-11-01 | $302,100 (12.3%) | $416,186 (23.1%) | 0.00 | 97 |
| 2020-12-01 | $296,125 (9.1%) | $401,252 (18.0%) | 0.00 | 91 |
| 2021-01-01 | $296,750 (8.0%) | $415,717 (23.7%) | 0.00 | 59 |
| 2021-02-01 | $286,125 (2.5%) | $423,942 (23.6%) | 0.00 | 56 |
| 2021-03-01 | $306,968 (3.3%) | $437,030 (20.2%) | 0.00 | 57 |
| 2021-04-01 | $298,000 (-0.6%) | $428,869 (13.5%) | 0.00 | 81 |
| 2021-05-01 | $299,450 (3.3%) | $391,402 (5.9%) | 0.00 | 97 |
| 2021-06-01 | $316,225 (6.2%) | $379,283 (1.4%) | 0.00 | 122 |
| 2021-07-01 | $310,000 (6.0%) | $409,311 (7.2%) | 0.00 | 140 |
| 2021-08-01 | $312,175 (9.5%) | $447,812 (16.6%) | 0.00 | 152 |
| 2021-09-01 | $317,500 (7.7%) | $496,727 (30.5%) | 0.00 | 149 |
| 2021-10-01 | $327,000 (3.8%) | $503,693 (25.2%) | 0.00 | 110 |
| 2021-11-01 | $299,900 (-0.7%) | $491,116 (18.0%) | 0.00 | 84 |
| 2021-12-01 | $299,950 (1.3%) | $482,112 (20.2%) | 0.00 | 66 |
| 2022-01-01 | $299,000 (0.8%) | $526,620 (26.7%) | 0.00 | 39 |
| 2022-02-01 | $284,450 (-0.6%) | $495,401 (16.9%) | 0.00 | 52 |
| 2022-03-01 | $326,950 (6.5%) | $532,085 (21.8%) | 0.00 | 45 |
| 2022-04-01 | $344,450 (15.6%) | $474,042 (10.5%) | 0.00 | 56 |
| 2022-05-01 | $353,250 (18.0%) | $478,061 (22.1%) | 0.00 | 83 |
| 2022-06-01 | $349,900 (10.7%) | $465,685 (22.8%) | 0.00 | 102 |
| 2022-07-01 | $365,000 (17.7%) | $468,665 (14.5%) | 0.00 | 117 |
| 2022-08-01 | $364,950 (16.9%) | $465,862 (4.0%) | 0.00 | 131 |
| 2022-09-01 | $373,500 (17.6%) | $485,322 (-2.3%) | 0.00 | 122 |
| 2022-10-01 | $360,000 (10.1%) | $466,574 (-7.4%) | 0.00 | 133 |
| 2022-11-01 | $354,975 (18.4%) | $481,699 (-1.9%) | 0.00 | 116 |
| 2022-12-01 | $389,900 (30.0%) | $490,560 (1.8%) | 0.00 | 94 |
| 2023-01-01 | $394,250 (31.9%) | $503,123 (-4.5%) | 0.00 | 71 |
| 2023-02-01 | $394,125 (38.6%) | $494,699 (-0.1%) | 0.00 | 65 |
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2023-02-01 was $494,699, a difference of $-702 (-0.1%) versus the prior year and $-8,424 versus the prior month.
For the 2023-02-01 period, Keene had 65 MLS listings, a difference of -6 listings (-8%) versus the prior month and 13 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,874 sqft |
| 2018-02-01 | 0 days | 1,901 sqft |
| 2018-03-01 | 0 days | 1,957 sqft |
| 2018-04-01 | 0 days | 1,913 sqft |
| 2018-05-01 | 0 days | 1,880 sqft |
| 2018-06-01 | 0 days | 1,860 sqft |
| 2018-07-01 | 0 days | 1,913 sqft |
| 2018-08-01 | 0 days | 1,900 sqft |
| 2018-09-01 | 0 days | 1,860 sqft |
| 2018-10-01 | 0 days | 1,848 sqft |
| 2018-11-01 | 0 days | 1,877 sqft |
| 2018-12-01 | 0 days | 1,836 sqft |
| 2019-01-01 | 0 days | 1,845 sqft |
| 2019-02-01 | 0 days | 1,863 sqft |
| 2019-03-01 | 0 days | 1,916 sqft |
| 2019-04-01 | 0 days | 1,960 sqft |
| 2019-05-01 | 0 days | 1,977 sqft |
| 2019-06-01 | 0 days | 1,996 sqft |
| 2019-07-01 | 0 days | 2,060 sqft |
| 2019-08-01 | 0 days | 2,003 sqft |
| 2019-09-01 | 0 days | 1,973 sqft |
| 2019-10-01 | 0 days | 1,968 sqft |
| 2019-11-01 | 0 days | 1,930 sqft |
| 2019-12-01 | 0 days | 1,912 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 1,963 sqft |
| 2020-03-01 | 0 days | 2,025 sqft |
| 2020-04-01 | 0 days | 2,050 sqft |
| 2020-05-01 | 0 days | 1,949 sqft |
| 2020-06-01 | 0 days | 2,065 sqft |
| 2020-07-01 | 0 days | 2,050 sqft |
| 2020-08-01 | 0 days | 1,988 sqft |
| 2020-09-01 | 0 days | 1,903 sqft |
| 2020-10-01 | 0 days | 2,094 sqft |
| 2020-11-01 | 0 days | 2,172 sqft |
| 2020-12-01 | 0 days | 1,989 sqft |
| 2021-01-01 | 0 days | 2,072 sqft |
| 2021-02-01 | 0 days | 1,943 sqft |
| 2021-03-01 | 0 days | 2,035 sqft |
| 2021-04-01 | 0 days | 1,856 sqft |
| 2021-05-01 | 0 days | 1,623 sqft |
| 2021-06-01 | 0 days | 1,792 sqft |
| 2021-07-01 | 0 days | 1,768 sqft |
| 2021-08-01 | 0 days | 1,843 sqft |
| 2021-09-01 | 0 days | 1,915 sqft |
| 2021-10-01 | 0 days | 1,949 sqft |
| 2021-11-01 | 0 days | 1,858 sqft |
| 2021-12-01 | 0 days | 1,852 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,754 sqft |
| 2022-03-01 | 0 days | 1,867 sqft |
| 2022-04-01 | 0 days | 1,856 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,705 sqft |
| 2022-07-01 | 0 days | 1,728 sqft |
| 2022-08-01 | 0 days | 1,769 sqft |
| 2022-09-01 | 0 days | 1,671 sqft |
| 2022-10-01 | 0 days | 1,767 sqft |
| 2022-11-01 | 0 days | 1,858 sqft |
| 2022-12-01 | 0 days | 1,887 sqft |
| 2023-01-01 | 0 days | 1,970 sqft |
| 2023-02-01 | 0 days | 1,877 sqft |
Keene's median square footage for active listings during the 2023-02-01 period was 1,877 sqft. One year prior, the average listing was 1,754 sqft.
Keene, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 810 | $222,980,000 | $275,284 |
| Cash Out Refi | 364 | $89,650,000 | $246,291 |
| Home Improvement | 218 | $20,950,000 | $96,101 |
| Refi | 209 | $41,995,000 | $200,933 |
| Other | 124 | $17,690,000 | $142,661 |
Keene's most frequently cited loan purpose was Home Purchase, with 810 originations. The 2nd most popular reason was Cash Out Refi, with 364 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 438 | $99,420,000 | $226,986 |
| 3-4% | 373 | $92,255,000 | $247,332 |
| 4-5% | 338 | $91,260,000 | $270,000 |
| 6-7% | 194 | $42,670,000 | $219,948 |
| 2.5-3% | 136 | $29,930,000 | $220,074 |
| <2.5% | 99 | $13,025,000 | $131,566 |
| 7-8% | 63 | $11,285,000 | $179,127 |
| Over 8% | 32 | $2,630,000 | $82,188 |
During 2022, Keene's most frequently originated rate bucket was 5-6%, with 438 originations.
Loan Sizing (Keene, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 738 | $199,810,000 | $270,745 |
| $100k-200k | 526 | $80,000,000 | $152,091 |
| $100,000 or less | 313 | $17,825,000 | $56,949 |
| $400k-600k | 113 | $52,365,000 | $463,407 |
| $600k-1000k | 26 | $19,050,000 | $732,692 |
| $Over $1MM | 9 | $24,215,000 | $2,690,556 |
Keene's loan sizing saw the bucket of loans from $200k-400k with 738 originations, totaling $199,810,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 564 | $161,680,000 | $286,667 |
| 60-80% | 460 | $123,030,000 | $267,457 |
| 40-60% | 246 | $51,990,000 | $211,341 |
| 20-40% | 208 | $22,860,000 | $109,904 |
| Under 20% | 170 | $15,870,000 | $93,353 |
| Over 100% | 14 | $5,140,000 | $367,143 |
Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 564 originations, totaling $161,680,000 in origination value.