Keene Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Keene averaged 6.08% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.14% and one month ago for the week of 2024-08-29, the average rate was 6.41%.

Keene's average rate one year ago was 7.47%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Keene 30 Year Fixed Rate 2024-10-03 6.08%
Keene 30 Year Fixed Rate Refi 2024-10-03 6.32%
Keene 15 Year Fixed Rate 2024-10-03 5.45%
Keene 15 Year Fixed Rate Refi 2024-10-03 5.55%
Keene 30 Year FHA 2024-10-03 6.07%
Keene 30 Year FHA Refi 2024-10-03 5.69%
Keene 30 Year USDA 2024-10-03 5.97%
Keene 30 Year USDA Refi 2024-10-03 5.77%
Keene 30 Year VA 2024-10-03 5.8%
Keene 30 Year VA Refi 2024-10-03 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.

Keene Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
CMG MORTGAGE, INC. 79 6.80% $4,830
HARBORONE MORTGAGE, LLC 38 6.76% $4,146
QUICKEN LOANS, LLC 28 6.78% $7,505
UNITED WHOLESALE MORTGAGE, LLC 16 7.02% $6,414
TD Bank 16 6.91% $2,165
Mascoma Bank 15 6.94% $3,718
GUILD MORTGAGE COMPANY 15 6.90% $5,249
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.71% $6,128
MOVEMENT MORTGAGE, LLC 12 6.87% $5,567
ENVOY MORTGAGE, LTD 11 6.95% $7,523
Service Federal Credit Union 8 6.50% $5,000
M&T Bank 8 7.22% $3,701
JPMorgan Chase Bank 8 6.87% $7,358
ST. MARY'S BANK 7 7.00% $3,569
EMM LOANS LLC 5 7.17% $6,927
DIGITAL Federal Credit Union 5 6.18% $3,096
Citizens Bank 4 6.84% $4,750
Mortgage Research Center, LLC 4 6.71% $6,748
AMERISAVE MORTGAGE CORPORATION 4 6.00% $7,972
Bank of America 4 6.22% $3,932
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.65% $5,869
LOANDEPOT.COM, LLC 3 6.42% $5,232
CROSSCOUNTRY MORTGAGE, LLC 3 7.57% $5,745
Advisors Mortgage Group, L.L.C. 3 6.08% $6,330
Bar Harbor Bank & Trust 3 6.71% $4,284
Waterstone Mortgage Corporation 3 6.91% $6,357
PENNYMAC LOAN SERVICES, LLC 3 6.83% $6,609
NORTHPOINT MORTGAGE, INC. 3 7.00% $8,070
NORTHEAST HOME LOAN, LLC 3 6.96% $7,279
NAVY FEDERAL CREDIT UNION 3 6.83% $2,020
BROKER SOLUTIONS, INC. 3 6.79% $7,398
EMBRACE HOME LOANS, INC. 3 6.95% $5,941
EVERETT FINANCIAL, INC. 3 7.50% $6,799
Bank of New Hampshire 2 6.94% $4,699
American Mortgage & Equity Consultants, Inc. 2 6.50% $7,618
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.25% $3,817
Bank of England 2 6.88% $5,502
BETTER MORTGAGE CORPORATION 2 5.69% $16,223
Granite State Credit Union 2 6.50% $4,687
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 6.31% $4,233
MEMBERS MORTGAGE COMPANY, INC. 2 6.88% $4,903
Morgan Stanley Private Bank 2 5.68% $4,811
NBT Bank 2 6.63% $3,433
Northpointe Bank 2 6.81% $8,586
Shamrock Home Loans, Inc. 2 6.38% $10,977
Union Bank 2 6.94% $4,306
GUARANTEED RATE, INC. 1 7.99% $3,485
DREW MORTGAGE ASSOCIATES, INC. 1 6.25% $3,503
Discover Bank 1 6.24% $0
HUNT MORTGAGE CORPORATION 1 6.63% $5,067
Direct Federal Credit Union 1 5.75% $2,329
Cornerstone Bank 1 6.38% $3,598
Main Street Bank 1 5.38% $4,160
Community Bank 1 7.00% $7
ZILLOW HOME LOANS, LLC 1 8.25% $5,670
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $9,416
Merrimack County Savings Bank 1 6.63% $7,366
USAA Federal Savings Bank 1 7.50% $4,662
Commerce Home Mortgage, Inc. 1 8.13% $23,633
Carrington Mortgage Services, LLC 1 5.63% $7,740
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $9,002
CARDINAL FINANCIAL 1 5.63% $3,857
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $5,952
BNY Mellon 1 6.63% $3,409
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.88% $3,104
NEW ENGLAND FEDERAL CREDIT UNION 1 6.50% $4,502
NEWREZ LLC 1 7.63% $6,346
Bethpage Federal Credit Union 1 6.13% $5,334
Ally Bank 1 6.25% $19,863
Berkshire Bank 1 6.25% $3,270
BAY EQUITY LLC 1 6.25% $2,845
PENTAGON FEDERAL CREDIT UNION 1 6.13% $7,838
PeoplesBank 1 6.00% $2,775
PHH Mortgage Corporation 1 6.88% $5,663
Plains Commerce Bank 1 6.88% $5,424
PLAZA HOME MORTGAGE, INC. 1 6.88% $3,984
PNC Bank 1 7.88% $3,810
Presidential Bank, FSB 1 7.50% $6,955
BAYCOAST MORTGAGE COMPANY, LLC 1 6.13% $2,973
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.50% $8,461
RADIUS FINANCIAL GROUP INC. 1 7.00% $3,471
RELIANCE FIRST CAPITAL, LLC 1 6.75% $10,227
Ross Mortgage Company, Inc. 1 7.00% $3,756
Bangor Savings Bank 1 5.75% $3,861
Wells Fargo Bank 1 5.75% $7,305
Avidia Bank 1 5.25% $10,209
AmRes Corporation 1 6.38% $4,215
TEACHERS 1 6.25% $4,747
The Bank of Canton 1 6.50% $3,536
The Camden National Bank 1 7.25% $3,678
The Huntington National Bank 1 6.75% $3,919
TOTAL MORTGAGE SERVICES, LLC 1 6.38% $4,238
Toyota Financial Savings Bank 1 7.10% $0
EQUITY RESOURCES, INC. 1 6.25% $2,765
Evolve Bank & Trust 1 7.38% $5,051
Easthampton Savings Bank 1 7.13% $2,977
Fall River Five Cents Savings Bank 1 7.13% $4,062
Fidelity Co-operative Bank 1 5.88% $6,364
Flagstar Bank, FSB 1 6.13% $3,743
Goldman Sachs Bank USA 1 5.40% $3,679
UBS Bank USA 1 6.88% $5,208

Keene Average Closing Costs & Other Stats

Keene, NH's 101 lenders originated 1,181 loans during 2023. The total origination value was $256,875,000, with an average loan value of $217,506.

Keene's average closing costs are $4,848.

The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with 79 loans originated. Their average total fees are $4,830, which is $684 higher than the next largest lender, HARBORONE MORTGAGE, LLC.

The lowest fee Keene lenders (with over 10 loans originated) are TD Bank ($2,165), Mascoma Bank ($3,718), HARBORONE MORTGAGE, LLC ($4,146), CMG MORTGAGE, INC. ($4,830) and GUILD MORTGAGE COMPANY ($5,249).

The lowest rate Keene lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.71%), HARBORONE MORTGAGE, LLC (6.76%), QUICKEN LOANS, LLC (6.78%), CMG MORTGAGE, INC. (6.80%) and MOVEMENT MORTGAGE, LLC (6.87%).

Keene, NH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
CMG MORTGAGE, INC. $41,475,000 $40,610,000 -2.1% 15.8%
QUICKEN LOANS, LLC $32,645,000 $15,300,000 -53.1% 6.0%
Mascoma Bank $17,025,000 $12,985,000 -23.7% 5.1%
HARBORONE MORTGAGE, LLC $16,365,000 $12,270,000 -25.0% 4.8%
TD Bank $11,820,000 $10,895,000 -7.8% 4.2%
Service Federal Credit Union $18,950,000 $9,885,000 -47.8% 3.8%
Citizens Bank $9,150,000 $8,120,000 -11.3% 3.2%
M&T Bank $4,940,000 $7,325,000 48.3% 2.9%
Mortgage Research Center, LLC $9,205,000 $6,960,000 -24.4% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $13,310,000 $6,675,000 -49.8% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,345,000 $6,035,000 -4.9% 2.3%
MOVEMENT MORTGAGE, LLC $7,090,000 $5,655,000 -20.2% 2.2%
GUILD MORTGAGE COMPANY $7,645,000 $5,400,000 -29.4% 2.1%
ENVOY MORTGAGE, LTD $2,825,000 $4,405,000 55.9% 1.7%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $4,465,000 $3,640,000 -18.5% 1.4%
JPMorgan Chase Bank $3,140,000 $3,280,000 4.5% 1.3%
NBT Bank $6,260,000 $2,960,000 -52.7% 1.2%
NAVY FEDERAL CREDIT UNION $2,925,000 $2,745,000 -6.2% 1.1%
Bank of America $4,205,000 $2,645,000 -37.1% 1.0%
EMM LOANS LLC $3,065,000 $2,610,000 -14.8% 1.0%
DIGITAL Federal Credit Union $2,220,000 $2,365,000 6.5% 0.9%
ST. MARY'S BANK $2,625,000 $2,300,000 -12.4% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $4,050,000 $2,275,000 -43.8% 0.9%
GFA Federal Credit Union $6,145,000 $2,230,000 -63.7% 0.9%
Morgan Stanley Private Bank $3,220,000 $2,080,000 -35.4% 0.8%
BROKER SOLUTIONS, INC. $2,050,000 $1,820,000 -11.2% 0.7%
AMERISAVE MORTGAGE CORPORATION $6,530,000 $1,815,000 -72.2% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,155,000 $1,810,000 56.7% 0.7%
TOTAL MORTGAGE SERVICES, LLC $2,370,000 $1,735,000 -26.8% 0.7%
American Mortgage & Equity Consultants, Inc. $1,520,000 $1,700,000 11.8% 0.7%
EVERETT FINANCIAL, INC. $460,000 $1,550,000 237.0% 0.6%
The Northern Trust Company $1,505,000 n/a 0.6%
NORTHEAST HOME LOAN, LLC $135,000 $1,415,000 948.1% 0.6%
Avidia Bank $995,000 $1,390,000 39.7% 0.5%
LOANDEPOT.COM, LLC $6,120,000 $1,345,000 -78.0% 0.5%
AmRes Corporation $425,000 $1,310,000 208.2% 0.5%
Advisors Mortgage Group, L.L.C. $370,000 $1,295,000 250.0% 0.5%
PENNYMAC LOAN SERVICES, LLC $2,230,000 $1,290,000 -42.2% 0.5%
Waterstone Mortgage Corporation $1,200,000 n/a 0.5%
Bar Harbor Bank & Trust $2,470,000 $1,125,000 -54.5% 0.4%
BETTER MORTGAGE CORPORATION $165,000 $1,120,000 578.8% 0.4%
CARDINAL FINANCIAL $400,000 $1,115,000 178.8% 0.4%
USAA Federal Savings Bank $1,790,000 $1,115,000 -37.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $6,415,000 $1,065,000 -83.4% 0.4%
Ross Mortgage Company, Inc. $360,000 $1,015,000 181.9% 0.4%
FREEDOM MORTGAGE CORPORATION $2,210,000 $1,010,000 -54.3% 0.4%
UBS Bank USA $1,005,000 n/a 0.4%
NORTHPOINT MORTGAGE, INC. $2,325,000 $945,000 -59.4% 0.4%
Goldman Sachs Bank USA $865,000 n/a 0.3%
GUARANTEED RATE, INC. $2,675,000 $855,000 -68.0% 0.3%
Wells Fargo Bank $7,075,000 $835,000 -88.2% 0.3%
PENTAGON FEDERAL CREDIT UNION $375,000 $815,000 117.3% 0.3%
RELIANCE FIRST CAPITAL, LLC $505,000 $810,000 60.4% 0.3%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $800,000 n/a 0.3%
NBKC BANK $255,000 $800,000 213.7% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $795,000 n/a 0.3%
NEWREZ LLC $2,830,000 $795,000 -71.9% 0.3%
AMERICAN FINANCING CORPORATION $305,000 $790,000 159.0% 0.3%
Shamrock Home Loans, Inc. $500,000 $790,000 58.0% 0.3%
Bangor Savings Bank $785,000 n/a 0.3%
Main Street Bank $75,000 $785,000 946.7% 0.3%
Granite State Credit Union $765,000 $780,000 2.0% 0.3%
Commerce Home Mortgage, Inc. $775,000 n/a 0.3%
NEW ENGLAND FEDERAL CREDIT UNION $260,000 $730,000 180.8% 0.3%
EMBRACE HOME LOANS, INC. $3,085,000 $725,000 -76.5% 0.3%
Fidelity Co-operative Bank $1,385,000 $695,000 -49.8% 0.3%
Ally Bank $685,000 n/a 0.3%
First Seacoast Bank $680,000 n/a 0.3%
Union Bank $680,000 n/a 0.3%
BNY Mellon $655,000 n/a 0.3%
The Provident Bank $645,000 n/a 0.3%
Bank of New Hampshire $1,610,000 $630,000 -60.9% 0.2%
Eastern Bank $625,000 n/a 0.2%
The Federal Savings Bank $295,000 $620,000 110.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,420,000 $590,000 -58.5% 0.2%
Merrimack County Savings Bank $920,000 $575,000 -37.5% 0.2%
Leader Bank $570,000 $560,000 -1.8% 0.2%
BNC National Bank $355,000 $555,000 56.3% 0.2%
Northpointe Bank $1,750,000 $550,000 -68.6% 0.2%
TEACHERS $505,000 n/a 0.2%
Toyota Financial Savings Bank $505,000 n/a 0.2%
Keystone Funding, Inc. $490,000 n/a 0.2%
Evolve Bank & Trust $970,000 $485,000 -50.0% 0.2%
Fall River Five Cents Savings Bank $485,000 n/a 0.2%
Coastal Community Bank $480,000 n/a 0.2%
BAY EQUITY LLC $1,100,000 $470,000 -57.3% 0.2%
Discover Bank $490,000 $470,000 -4.1% 0.2%
LEADERONE FINANCIAL CORPORATION $1,330,000 $470,000 -64.7% 0.2%
Bank of England $215,000 $460,000 114.0% 0.2%
PNC Bank $1,345,000 $460,000 -65.8% 0.2%
The Camden National Bank $455,000 n/a 0.2%
The Huntington National Bank $455,000 n/a 0.2%
Nations Lending Corporation $450,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $445,000 n/a 0.2%
Bethpage Federal Credit Union $445,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $905,000 $445,000 -50.8% 0.2%
Pentucket Bank $435,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $680,000 $430,000 -36.8% 0.2%
U.S. Bank $625,000 $425,000 -32.0% 0.2%
Carrington Mortgage Services, LLC $350,000 $410,000 17.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,435,000 $405,000 -71.8% 0.2%
MEMBERS MORTGAGE COMPANY, INC. $380,000 n/a 0.1%
First National Bank of America $375,000 n/a 0.1%
Community Bank $430,000 $360,000 -16.3% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $345,000 n/a 0.1%
Easthampton Savings Bank $345,000 n/a 0.1%
Flagstar Bank, FSB $1,580,000 $335,000 -78.8% 0.1%
Presidential Bank, FSB $315,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,490,000 $305,000 -79.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $305,000 n/a 0.1%
The Bank of Canton $305,000 n/a 0.1%
Cornerstone Bank $295,000 n/a 0.1%
Winchester Co-operative Bank $295,000 n/a 0.1%
WESTERLY COMMUNITY $290,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $935,000 $275,000 -70.6% 0.1%
HUNT MORTGAGE CORPORATION $265,000 n/a 0.1%
North American Savings Bank, F.S.B. $295,000 $265,000 -10.2% 0.1%
ZILLOW HOME LOANS, LLC $335,000 $265,000 -20.9% 0.1%
Athol Savings Bank $850,000 $260,000 -69.4% 0.1%
BELLWETHER COMMUNITY $2,055,000 $245,000 -88.1% 0.1%
HOMESTEAD FUNDING CORP. $165,000 $245,000 48.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 n/a 0.1%
GREENWOOD $120,000 $240,000 100.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,360,000 $240,000 -82.4% 0.1%
NEW DAY FINANCIAL, LLC $520,000 $225,000 -56.7% 0.1%
Plains Commerce Bank $95,000 $225,000 136.8% 0.1%
21ST MORTGAGE CORPORATION $130,000 $220,000 69.2% 0.1%
PeoplesBank $220,000 n/a 0.1%
Workers Credit Union $3,975,000 $220,000 -94.5% 0.1%
EQUITY RESOURCES, INC. $205,000 n/a 0.1%
Hometown Equity Mortgage, LLC $205,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $205,000 n/a 0.1%
PLANET HOME LENDING, LLC $825,000 $185,000 -77.6% 0.1%
DREW MORTGAGE ASSOCIATES, INC. $295,000 $175,000 -40.7% 0.1%
MID-ISLAND MORTGAGE CORP. $235,000 $175,000 -25.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $175,000 n/a 0.1%
Berkshire Bank $155,000 $155,000 0.0% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $155,000 n/a 0.1%
PHH Mortgage Corporation $365,000 $155,000 -57.5% 0.1%
RADIUS FINANCIAL GROUP INC. $215,000 $155,000 -27.9% 0.1%
Figure Lending LLC $260,000 $150,000 -42.3% 0.1%
NORTHEAST CREDIT UNION $1,365,000 $145,000 -89.4% 0.1%
Millbury National Bank $130,000 n/a 0.1%
AFFINITY $125,000 n/a 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $430,000 $125,000 -70.9% 0.0%
NEW HAMPSHIRE $505,000 $125,000 -75.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.0%
Magnolia Bank $145,000 $115,000 -20.7% 0.0%
ALIGN CREDIT UNION $1,885,000 $105,000 -94.4% 0.0%
Community National Bank $105,000 n/a 0.0%
BayCoast Bank $100,000 $95,000 -5.0% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $790,000 $85,000 -89.2% 0.0%
Direct Federal Credit Union $85,000 n/a 0.0%
OCEAN STATE CREDIT UNION $65,000 n/a 0.0%
Lakeview Community Capital, LLC $55,000 n/a 0.0%
Meredith Village Savings Bank $115,000 $55,000 -52.2% 0.0%
LUSO $45,000 n/a 0.0%
Connexus Credit Union $35,000 n/a 0.0%
First American Bank $35,000 n/a 0.0%
SPRING EQ, LLC $125,000 $25,000 -80.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $575,000 $25,000 -95.7% 0.0%

Keene's top lender by overall market share is CMG MORTGAGE, INC., with 15.8% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $15,300,000 in loans. In third place, with 5.1%, is Mascoma Bank, having originated $12,985,000 in loans. In fourth place, with 4.8%, is HARBORONE MORTGAGE, LLC, having originated $12,270,000 in loans. In fifth place, with 4.2%, is TD Bank, having originated $10,895,000 in loans.


Keene Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $239,675 (6.8%) $304,574 (1.6%) 0.00 286
2018-02-01 $242,950 (7.3%) $317,503 (3.2%) 0.00 263
2018-03-01 $249,000 (10.8%) $327,564 (4.1%) 0.00 276
2018-04-01 $248,181 (3.7%) $320,513 (1.4%) 0.00 296
2018-05-01 $243,750 (-1.9%) $323,228 (5.2%) 0.00 329
2018-06-01 $249,900 (1.4%) $323,364 (6.3%) 0.00 385
2018-07-01 $249,900 (2.0%) $320,331 (6.6%) 0.00 403
2018-08-01 $249,900 (4.4%) $324,342 (9.2%) 0.00 424
2018-09-01 $259,000 (7.2%) $323,360 (5.4%) 0.00 433
2018-10-01 $257,400 (8.4%) $320,322 (5.7%) 0.00 429
2018-11-01 $249,948 (8.9%) $319,472 (8.0%) 0.00 390
2018-12-01 $249,000 (8.3%) $313,163 (5.2%) 0.00 338
2019-01-01 $249,950 (4.3%) $322,488 (5.9%) 0.00 302
2019-02-01 $249,950 (2.9%) $319,901 (0.8%) 0.00 279
2019-03-01 $252,857 (1.6%) $317,756 (-3.0%) 0.00 264
2019-04-01 $255,857 (3.1%) $323,033 (0.8%) 0.00 263
2019-05-01 $274,950 (12.8%) $335,610 (3.8%) 0.00 279
2019-06-01 $269,450 (7.8%) $335,797 (3.8%) 0.00 307
2019-07-01 $271,853 (8.8%) $342,589 (7.0%) 0.00 341
2019-08-01 $267,895 (7.2%) $333,203 (2.7%) 0.00 345
2019-09-01 $266,239 (2.8%) $334,065 (3.3%) 0.00 344
2019-10-01 $265,909 (3.3%) $335,994 (4.9%) 0.00 338
2019-11-01 $269,000 (7.6%) $338,057 (5.8%) 0.00 309
2019-12-01 $271,475 (9.0%) $339,923 (8.6%) 0.00 231
2020-01-01 $274,850 (10.0%) $336,025 (4.2%) 0.00 192
2020-02-01 $279,250 (11.7%) $343,075 (7.2%) 0.00 177
2020-03-01 $297,225 (17.6%) $363,521 (14.4%) 0.00 176
2020-04-01 $299,900 (17.2%) $377,836 (17.0%) 0.00 170
2020-05-01 $289,900 (5.4%) $369,640 (10.1%) 0.00 177
2020-06-01 $297,875 (10.6%) $374,077 (11.4%) 0.00 157
2020-07-01 $292,450 (7.6%) $381,956 (11.5%) 0.00 159
2020-08-01 $285,000 (6.4%) $383,964 (15.2%) 0.00 159
2020-09-01 $294,900 (10.8%) $380,726 (14.0%) 0.00 156
2020-10-01 $314,950 (18.4%) $402,301 (19.7%) 0.00 130
2020-11-01 $302,100 (12.3%) $416,186 (23.1%) 0.00 97
2020-12-01 $296,125 (9.1%) $401,252 (18.0%) 0.00 91
2021-01-01 $296,750 (8.0%) $415,717 (23.7%) 0.00 59
2021-02-01 $286,125 (2.5%) $423,942 (23.6%) 0.00 56
2021-03-01 $306,968 (3.3%) $437,030 (20.2%) 0.00 57
2021-04-01 $298,000 (-0.6%) $428,869 (13.5%) 0.00 81
2021-05-01 $299,450 (3.3%) $391,402 (5.9%) 0.00 97
2021-06-01 $316,225 (6.2%) $379,283 (1.4%) 0.00 122
2021-07-01 $310,000 (6.0%) $409,311 (7.2%) 0.00 140
2021-08-01 $309,675 (8.7%) $447,812 (16.6%) 0.00 152
2021-09-01 $317,500 (7.7%) $496,727 (30.5%) 0.00 149
2021-10-01 $327,000 (3.8%) $503,693 (25.2%) 0.00 110
2021-11-01 $299,900 (-0.7%) $491,116 (18.0%) 0.00 84
2021-12-01 $299,950 (1.3%) $482,112 (20.2%) 0.00 66
2022-01-01 $299,000 (0.8%) $526,620 (26.7%) 0.00 39
2022-02-01 $284,450 (-0.6%) $495,401 (16.9%) 0.00 52
2022-03-01 $326,950 (6.5%) $532,085 (21.8%) 0.00 45
2022-04-01 $344,450 (15.6%) $474,042 (10.5%) 0.00 56
2022-05-01 $353,250 (18.0%) $478,061 (22.1%) 0.00 83
2022-06-01 $349,900 (10.7%) $465,685 (22.8%) 0.00 102
2022-07-01 $365,000 (17.7%) $468,665 (14.5%) 0.00 117
2022-08-01 $364,950 (17.9%) $465,862 (4.0%) 0.00 131
2022-09-01 $373,500 (17.6%) $485,322 (-2.3%) 0.00 122
2022-10-01 $360,000 (10.1%) $466,574 (-7.4%) 0.00 133
2022-11-01 $354,975 (18.4%) $481,699 (-1.9%) 0.00 116
2022-12-01 $389,900 (30.0%) $490,560 (1.8%) 0.00 94
2023-01-01 $394,250 (31.9%) $503,123 (-4.5%) 0.00 71
2023-02-01 $394,125 (38.6%) $494,699 (-0.1%) 0.00 65
2023-03-01 $364,950 (11.6%) $474,659 (-10.8%) 0.00 58
2023-04-01 $399,900 (16.1%) $511,921 (8.0%) 0.00 69
2023-05-01 $449,950 (27.4%) $531,921 (11.3%) 0.00 71
2023-06-01 $434,500 (24.2%) $521,625 (12.0%) 0.00 77
2023-07-01 $449,000 (23.0%) $554,525 (18.3%) 0.00 93
2023-08-01 $477,475 (30.8%) $578,589 (24.2%) 0.00 94
2023-09-01 $455,000 (21.8%) $559,733 (15.3%) 0.00 101
2023-10-01 $475,000 (31.9%) $563,981 (20.9%) 0.00 106
2023-11-01 $434,750 (22.5%) $530,213 (10.1%) 0.00 96
2023-12-01 $417,450 (7.1%) $506,010 (3.2%) 0.00 87
2024-01-01 $449,475 (14.0%) $542,032 (7.7%) 0.00 83
2024-02-01 $456,975 (16.0%) $544,299 (10.0%) 0.00 79
2024-03-01 $445,000 (21.9%) $560,016 (18.0%) 0.00 68
2024-04-01 $459,450 (14.9%) $541,041 (5.7%) 0.00 71
2024-05-01 $474,900 (5.6%) $573,480 (7.8%) 0.00 93
2024-06-01 $489,900 (12.8%) $576,973 (10.6%) 0.00 103
2024-07-01 $497,225 (10.7%) $585,755 (5.6%) 0.00 118
2024-08-01 $500,000 (4.7%) $605,858 (4.7%) 0.00 120
2024-09-01 $469,900 (3.3%) $602,359 (7.6%) 0.00 141
Keene's median listing price for 2024-09-01 was $469,900, a difference of $14,900 (3.3%) versus the prior year and $-30,100 versus the prior month.

Keene's median listing price comes in at 0% of the national average.

Keene's average listing price for 2024-09-01 was $602,359, a difference of $42,626 (7.6%) versus the prior year and $-3,499 versus the prior month.

For the 2024-09-01 period, Keene had 141 MLS listings, a difference of 21 listings (18%) versus the prior month and 40 listings (40%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,858 sqft
2018-02-01 0 days 1,901 sqft
2018-03-01 0 days 1,957 sqft
2018-04-01 0 days 1,910 sqft
2018-05-01 0 days 1,877 sqft
2018-06-01 0 days 1,860 sqft
2018-07-01 0 days 1,913 sqft
2018-08-01 0 days 1,900 sqft
2018-09-01 0 days 1,857 sqft
2018-10-01 0 days 1,843 sqft
2018-11-01 0 days 1,870 sqft
2018-12-01 0 days 1,836 sqft
2019-01-01 0 days 1,845 sqft
2019-02-01 0 days 1,863 sqft
2019-03-01 0 days 1,915 sqft
2019-04-01 0 days 1,959 sqft
2019-05-01 0 days 1,977 sqft
2019-06-01 0 days 1,996 sqft
2019-07-01 0 days 2,060 sqft
2019-08-01 0 days 2,003 sqft
2019-09-01 0 days 1,973 sqft
2019-10-01 0 days 1,968 sqft
2019-11-01 0 days 1,930 sqft
2019-12-01 0 days 1,912 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 1,963 sqft
2020-03-01 0 days 2,025 sqft
2020-04-01 0 days 2,050 sqft
2020-05-01 0 days 1,949 sqft
2020-06-01 0 days 2,065 sqft
2020-07-01 0 days 2,050 sqft
2020-08-01 0 days 1,988 sqft
2020-09-01 0 days 1,903 sqft
2020-10-01 0 days 2,094 sqft
2020-11-01 0 days 2,172 sqft
2020-12-01 0 days 1,989 sqft
2021-01-01 0 days 2,072 sqft
2021-02-01 0 days 1,943 sqft
2021-03-01 0 days 2,035 sqft
2021-04-01 0 days 1,856 sqft
2021-05-01 0 days 1,623 sqft
2021-06-01 0 days 1,792 sqft
2021-07-01 0 days 1,768 sqft
2021-08-01 0 days 1,843 sqft
2021-09-01 0 days 1,915 sqft
2021-10-01 0 days 1,949 sqft
2021-11-01 0 days 1,858 sqft
2021-12-01 0 days 1,852 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,754 sqft
2022-03-01 0 days 1,867 sqft
2022-04-01 0 days 1,856 sqft
2022-05-01 0 days 1,850 sqft
2022-06-01 0 days 1,705 sqft
2022-07-01 0 days 1,728 sqft
2022-08-01 0 days 1,769 sqft
2022-09-01 0 days 1,671 sqft
2022-10-01 0 days 1,767 sqft
2022-11-01 0 days 1,858 sqft
2022-12-01 0 days 1,887 sqft
2023-01-01 0 days 1,970 sqft
2023-02-01 0 days 1,877 sqft
2023-03-01 0 days 1,683 sqft
2023-04-01 0 days 1,754 sqft
2023-05-01 0 days 1,846 sqft
2023-06-01 0 days 1,906 sqft
2023-07-01 0 days 1,878 sqft
2023-08-01 0 days 1,980 sqft
2023-09-01 0 days 2,018 sqft
2023-10-01 0 days 2,007 sqft
2023-11-01 0 days 1,872 sqft
2023-12-01 0 days 1,873 sqft
2024-01-01 0 days 1,935 sqft
2024-02-01 0 days 1,903 sqft
2024-03-01 0 days 1,935 sqft
2024-04-01 0 days 1,905 sqft
2024-05-01 0 days 1,887 sqft
2024-06-01 0 days 1,940 sqft
2024-07-01 0 days 2,025 sqft
2024-08-01 0 days 2,001 sqft
2024-09-01 0 days 1,963 sqft
Keene's median listing age (time on market) for 2024-09-01 was 0 days.

Keene's median square footage for active listings during the 2024-09-01 period was 1,963 sqft. One year prior, the average listing was 2,018 sqft.

Keene, NH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 598 $174,610,000 $291,990
Cash Out Refi 192 $34,720,000 $180,833
Home Improvement 186 $17,240,000 $92,688
Other 124 $14,040,000 $113,226
Refi 81 $16,265,000 $200,802

Keene's most frequently cited loan purpose was Home Purchase, with 598 originations. The 2nd most popular reason was Cash Out Refi, with 192 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 416 $111,860,000 $268,894
7-8% 288 $65,160,000 $226,250
5-6% 191 $43,475,000 $227,618
Over 8% 183 $21,535,000 $117,678
3-4% 33 $3,395,000 $102,879
4-5% 21 $4,605,000 $219,286
<2.5% 9 $1,265,000 $140,556
2.5-3% 3 $675,000 $225,000

During 2023, Keene's most frequently originated rate bucket was 6-7%, with 416 originations.

Loan Sizing (Keene, NH MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 479 $133,275,000 $278,236
$100,000 or less 303 $15,815,000 $52,195
$100k-200k 274 $40,260,000 $146,934
$400k-600k 93 $43,125,000 $463,710
$600k-1000k 28 $19,200,000 $685,714
$Over $1MM 4 $5,200,000 $1,300,000

Keene's loan sizing saw the bucket of loans from $200k-400k with 479 originations, totaling $133,275,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 381 $115,895,000 $304,186
60-80% 236 $67,970,000 $288,008
Under 20% 206 $9,700,000 $47,087
20-40% 174 $21,040,000 $120,920
40-60% 128 $29,350,000 $229,297
Over 100% 20 $7,570,000 $378,500

Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $115,895,000 in origination value.