Keene Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Keene averaged 6.02% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.73% and one month ago for the week of 2022-05-26, the average rate was 5.22%.

Keene's average rate one year ago was 3.05%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.74%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Keene 30 Year Fixed Rate 2022-06-30 6.02%
Keene 30 Year Fixed Rate Refi 2022-06-30 5.74%
Keene 15 Year Fixed Rate 2022-06-30 5.45%
Keene 15 Year Fixed Rate Refi 2022-06-30 4.9%
Keene 30 Year FHA 2022-06-30 5.65%
Keene 30 Year FHA Refi 2022-06-30 5.83%
Keene 30 Year USDA 2022-06-30 5.61%
Keene 30 Year USDA Refi 2022-06-30 5.93%
Keene 30 Year VA 2022-06-30 5.36%
Keene 30 Year VA Refi 2022-06-30 5.23%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.

Keene Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CMG MORTGAGE, INC. 153 3.05% $3,450
QUICKEN LOANS, LLC 142 3.07% $4,745
HARBORONE MORTGAGE, LLC 85 3.09% $3,231
Service Federal Credit Union 49 3.10% $3,003
TD Bank 49 3.06% $2,752
Mascoma Bank 47 3.19% $4,211
People's United Bank 30 3.16% $3,411
UNITED WHOLESALE MORTGAGE, LLC 28 3.00% $3,968
LOANDEPOT.COM, LLC 27 3.17% $4,152
AMERISAVE MORTGAGE CORPORATION 23 2.85% $4,510
Wells Fargo Bank 22 3.23% $3,179
RESIDENTIAL MORTGAGE SERVICES, INC. 21 3.20% $3,331
JPMorgan Chase Bank 19 2.99% $3,788
EMBRACE HOME LOANS, INC. 19 3.30% $3,397
Citizens Bank 17 3.02% $3,826
MOVEMENT MORTGAGE, LLC 17 3.21% $3,195
Bar Harbor Bank & Trust 17 3.16% $3,101
GUARANTEED RATE, INC. 16 3.22% $3,543
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.28% $3,496
ENVOY MORTGAGE, LTD 15 3.27% $3,561
TOTAL MORTGAGE SERVICES, LLC 14 3.40% $4,892
NEWREZ LLC 12 3.09% $4,396
DIGITAL Federal Credit Union 12 3.06% $3,686
Bank of America 12 2.97% $4,495
Mr. Cooper ( Nationstar Mortgage ) 11 3.39% $4,362
LEADERONE FINANCIAL CORPORATION 9 3.11% $3,276
BROKER SOLUTIONS, INC. 9 3.08% $3,933
CROSSCOUNTRY MORTGAGE, LLC 8 3.08% $3,500
NORTHPOINT MORTGAGE, INC. 7 3.14% $3,826
Workers Credit Union 6 3.17% $3,557
FREEDOM MORTGAGE CORPORATION 5 3.43% $1,867
CALIBER HOME LOANS, INC. 5 2.91% $4,572
PENNYMAC LOAN SERVICES, LLC 5 2.90% $7,350
Fidelity Co-operative Bank 5 3.18% $3,352
Mortgage Research Center, LLC 5 2.75% $3,719
Envision Bank 5 3.13% $2,719
NAVY FEDERAL CREDIT UNION 5 3.68% $4,294
EMM LOANS LLC 5 3.00% $3,226
HOME POINT FINANCIAL CORPORATION 4 3.13% $3,813
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.22% $6,596
LENDUS, LLC 4 3.06% $2,875
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.25% $3,968
GUILD MORTGAGE COMPANY 4 3.44% $3,637
NBT Bank 4 2.84% $5,061
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.44% $3,658
Mortgage Network, Inc. 4 3.37% $3,170
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.04% $3,915
BELLWETHER COMMUNITY 3 3.08% $4,436
ST. MARY'S BANK 3 2.96% $3,129
Flagstar Bank, FSB 3 3.52% $2,994
AMERICAN FINANCING CORPORATION 3 3.21% $3,037
Bank of New Hampshire 3 3.33% $2,663
Ross Mortgage Company, Inc. 3 3.21% $2,766
Main Street Bank 3 2.96% $3,553
Carrington Mortgage Services, LLC 3 3.17% $3,683
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.46% $3,597
Citibank 2 2.94% $5,479
Avidia Bank 2 3.38% $2,469
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.13% $3,711
Enterprise Bank and Trust Company 2 2.88% $3,691
NORTHEAST HOME LOAN, LLC 2 3.13% $2,777
Evolve Bank & Trust 2 3.44% $3,297
Fall River Five Cents Savings Bank 2 2.88% $3,950
POLISH NATIONAL 2 2.94% $2,910
First Home Bank 2 3.00% $6,050
RADIUS FINANCIAL GROUP INC. 2 2.75% $1,841
GENEVA FINANCIAL, LLC 2 3.13% $4,554
Bank of England 2 3.31% $5,089
Sierra Pacific Mortgage Company, Inc. 2 3.25% $2,995
HANSCOM 2 2.81% $6,012
TIAA, FSB 2 2.88% $4,589
CHURCHILL MORTGAGE CORPORATION 2 3.44% $4,045
HOMESIDE FINANCIAL, LLC 2 3.25% $3,683
INLAND BANK & TRUST 2 2.94% $2,919
InterContinental Capital Group, Inc 2 3.31% $4,066
LAKEVIEW LOAN SERVICING, LLC 2 3.12% $1,210
Leader Bank 2 3.00% $3,064
Wyndham Capital Mortgage, Inc. 1 2.88% $2,505
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.75% $4,376
AmeriHome Mortgage Company, LLC 1 3.75% $2,716
Assurance Financial Group, L.L.C. 1 2.50% $7,622
Bank-Fund Staff Federal Credit Union 1 2.88% $2,665
Barrington Bank & Trust Company, N.A. 1 3.63% $3,001
BNC National Bank 1 2.63% $2,262
BNY Mellon 1 2.38% $5,949
Capital Bank 1 3.38% $2,023
Centennial Bank 1 3.00% $11,650
Chicago Mortgage Solutions LLC 1 2.74% $1,596
City National Bank 1 2.69% $2,422
Colonial Savings, F.A. 1 3.63% $3,212
CONTOUR MORTGAGE CORPORATION 1 3.38% $4,194
CRESCENT MORTGAGE COMPANY 1 2.88% $5,531
Discover Bank 1 3.99% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 2.99% $3,172
Eastern Bank 1 2.50% $3,501
FAMILY FIRST FUNDING LLC 1 2.88% $3,416
Farm Credit East, ACA 1 3.95% $6,988
First Federal Bank 1 3.00% $2,319
Goldman Sachs Bank USA 1 2.90% $2,693
Goldwater Bank, N.A. 1 3.25% $3,064
GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,222
Home Loan Investment Bank, F.S.B. 1 3.63% $6,095
KELLER MORTGAGE, LLC 1 3.13% $2,928
KeyBank 1 4.53% $917
LAFAYETTE FEDERAL CREDIT UNION 1 2.63% $20,261
LENDERFI, INC. 1 2.88% $1,377
Manufacturers and Traders Trust Company 1 3.25% $2,864
MEGASTAR FINANCIAL CORP. 1 3.63% $3,697
MEMBERS MORTGAGE COMPANY, INC. 1 3.00% $3,191
Merrimack County Savings Bank 1 4.25% $2,512
Morgan Stanley Private Bank 1 2.75% $3,514
MORTGAGE EQUITY PARTNERS LLC 1 3.00% $3,121
MountainOne Bank 1 3.13% $3,775
MSA MORTGAGE, LLC 1 4.38% $3,325
Nations Lending Corporation 1 2.88% $8,256
Needham Bank 1 4.25% $2,355
NEW ENGLAND FEDERAL CREDIT UNION 1 3.25% $2,874
NORTHEAST CREDIT UNION 1 3.63% $2,782
Northern Bank & Trust Company 1 3.13% $2,984
NORWICH COMMERCIAL GROUP, INC. 1 2.88% $6,533
NP, Inc. 1 3.25% $11,096
ONE Credit Union 1 3.50% $6,141
Paramount Residential Mortgage Group, Inc. 1 2.99% $4,235
PENTAGON FEDERAL CREDIT UNION 1 3.00% $2,399
PHH Mortgage Corporation 1 3.75% $2,915
Poli Mortgage Group, Inc. 1 2.88% $1,600
PREMIA MORTGAGE, LLC 1 2.88% $4
Raymond James Bank 1 3.13% $2,414
RELIANCE FIRST CAPITAL, LLC 1 3.38% $3,121
RTN FEDERAL CREDIT UNION 1 2.88% $2,970
SALEM FIVE MORTGAGE COMPANY, LLC 1 2.99% $3,245
Santander Bank, N.A. 1 3.00% $3,124
SCIENT Federal Credit Union 1 3.00% $1,492
Signature Federal Credit Union 1 3.00% $11,602
STEARNS LENDING, LLC 1 2.88% $3,140
Strong Home Mortgage, LLC 1 2.75% $1,823
The Camden National Bank 1 2.99% $3,960
Triangle Credit Union 1 2.75% $2,511
Triumph Bank 1 2.63% $2,083
USAA Federal Savings Bank 1 3.50% $2,290
U.S. Bank 1 2.88% $2,519
VAN DYK MORTGAGE CORPORATION 1 2.63% $2,703
Waterstone Mortgage Corporation 1 2.63% $3,393
WEBSTER FIRST Federal Credit Union 1 2.88% $3,604
ALLIANT CREDIT UNION 1 2.75% $2,433

Keene, NH's 145 lenders originated 2,676 loans during 2021. The total origination value was $563,410,000, with an average loan value of $210,542.

The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with 153 loans originated. Their average total fees are $3,450, which is $1,295 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Keene lenders (with over 10 loans originated) are TD Bank ($2,752), Service Federal Credit Union ($3,003), Bar Harbor Bank & Trust ($3,101), Wells Fargo Bank ($3,179) and MOVEMENT MORTGAGE, LLC ($3,195).

The lowest rate Keene lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.85%), Bank of America (2.97%), JPMorgan Chase Bank (2.99%), UNITED WHOLESALE MORTGAGE, LLC (3.00%) and Citizens Bank (3.02%).

Keene, NH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $54,230,000 $65,125,000 20.1% 11.6%
CMG MORTGAGE, INC. $60,900,000 $59,095,000 -3.0% 10.5%
HARBORONE MORTGAGE, LLC $25,325,000 $35,045,000 38.4% 6.2%
Mascoma Bank $21,525,000 $23,920,000 11.1% 4.2%
Service Federal Credit Union $21,835,000 $18,625,000 -14.7% 3.3%
TD Bank $18,540,000 $16,795,000 -9.4% 3.0%
FREEDOM MORTGAGE CORPORATION $12,105,000 $13,820,000 14.2% 2.5%
LOANDEPOT.COM, LLC $4,325,000 $12,900,000 198.3% 2.3%
People's United Bank $10,425,000 $12,585,000 20.7% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $7,385,000 $12,565,000 70.1% 2.2%
RESIDENTIAL MORTGAGE SERVICES, INC. $11,795,000 $11,530,000 -2.2% 2.0%
Citizens Bank $8,700,000 $10,720,000 23.2% 1.9%
Wells Fargo Bank $5,275,000 $10,670,000 102.3% 1.9%
AMERISAVE MORTGAGE CORPORATION $3,255,000 $9,610,000 195.2% 1.7%
Mortgage Research Center, LLC $7,660,000 $9,460,000 23.5% 1.7%
Bar Harbor Bank & Trust $6,115,000 $8,580,000 40.3% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $7,305,000 $8,190,000 12.1% 1.5%
MOVEMENT MORTGAGE, LLC $4,860,000 $7,830,000 61.1% 1.4%
Bank of America $5,750,000 $7,650,000 33.0% 1.4%
PENNYMAC LOAN SERVICES, LLC $1,915,000 $7,400,000 286.4% 1.3%
EMBRACE HOME LOANS, INC. $6,745,000 $7,090,000 5.1% 1.3%
NEWREZ LLC $3,105,000 $6,860,000 120.9% 1.2%
JPMorgan Chase Bank $3,950,000 $6,505,000 64.7% 1.2%
GUARANTEED RATE, INC. $4,270,000 $6,390,000 49.6% 1.1%
GFA Federal Credit Union $5,425,000 $6,235,000 14.9% 1.1%
NBT Bank $11,790,000 $6,225,000 -47.2% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,535,000 $5,755,000 127.0% 1.0%
ENVOY MORTGAGE, LTD $6,160,000 $5,540,000 -10.1% 1.0%
NAVY FEDERAL CREDIT UNION $1,410,000 $5,410,000 283.7% 1.0%
LEADERONE FINANCIAL CORPORATION $4,480,000 $5,405,000 20.6% 1.0%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $1,760,000 $5,345,000 203.7% 0.9%
TOTAL MORTGAGE SERVICES, LLC $4,875,000 $5,280,000 8.3% 0.9%
DIGITAL Federal Credit Union $2,715,000 $4,385,000 61.5% 0.8%
ST. MARY'S BANK $4,395,000 $4,265,000 -3.0% 0.8%
Athol Savings Bank $750,000 $3,780,000 404.0% 0.7%
BROKER SOLUTIONS, INC. $1,080,000 $3,610,000 234.3% 0.6%
CALIBER HOME LOANS, INC. $2,390,000 $3,250,000 36.0% 0.6%
HOME POINT FINANCIAL CORPORATION $1,345,000 $3,145,000 133.8% 0.6%
LAKEVIEW LOAN SERVICING, LLC $2,105,000 $2,690,000 27.8% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,065,000 $2,575,000 24.7% 0.5%
NORTHPOINT MORTGAGE, INC. $3,625,000 $2,130,000 -41.2% 0.4%
Envision Bank $1,770,000 $2,120,000 19.8% 0.4%
Bay State Savings Bank $415,000 $2,025,000 388.0% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $3,440,000 $2,000,000 -41.9% 0.4%
Workers Credit Union $2,625,000 $1,985,000 -24.4% 0.4%
USAA Federal Savings Bank $5,415,000 $1,935,000 -64.3% 0.3%
GUILD MORTGAGE COMPANY $495,000 $1,880,000 279.8% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $480,000 $1,860,000 287.5% 0.3%
U.S. Bank $1,675,000 $1,745,000 4.2% 0.3%
Mortgage Network, Inc. $1,490,000 $1,710,000 14.8% 0.3%
Fidelity Co-operative Bank $1,575,000 $1,645,000 4.4% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,615,000 n/a 0.3%
EMM LOANS LLC $2,455,000 $1,605,000 -34.6% 0.3%
Nations Lending Corporation $165,000 $1,560,000 845.5% 0.3%
NBKC BANK $1,275,000 $1,490,000 16.9% 0.3%
LENDUS, LLC $780,000 $1,390,000 78.2% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $725,000 $1,320,000 82.1% 0.2%
Flagstar Bank, FSB $415,000 $1,275,000 207.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $300,000 $1,270,000 323.3% 0.2%
RELIANCE FIRST CAPITAL, LLC $780,000 $1,205,000 54.5% 0.2%
ARC HOME LLC $225,000 $1,195,000 431.1% 0.2%
Enterprise Bank and Trust Company $1,115,000 $1,185,000 6.3% 0.2%
AMERICAN FINANCING CORPORATION $495,000 $1,180,000 138.4% 0.2%
Carrington Mortgage Services, LLC $1,425,000 $1,175,000 -17.5% 0.2%
MEMBERS MORTGAGE COMPANY, INC. $155,000 $1,175,000 658.1% 0.2%
Farm Credit East, ACA $1,170,000 n/a 0.2%
BELLWETHER COMMUNITY $1,130,000 $1,120,000 -0.9% 0.2%
NEW DAY FINANCIAL, LLC $1,895,000 $1,110,000 -41.4% 0.2%
Main Street Bank $205,000 $1,065,000 419.5% 0.2%
Bank of England $335,000 $1,055,000 214.9% 0.2%
Goldwater Bank, N.A. $1,050,000 n/a 0.2%
TIAA, FSB $1,010,000 $1,040,000 3.0% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,770,000 $1,030,000 -41.8% 0.2%
Fall River Five Cents Savings Bank $205,000 $1,010,000 392.7% 0.2%
Low VA Rates, LLC $350,000 $1,005,000 187.1% 0.2%
KeyBank $1,435,000 $990,000 -31.0% 0.2%
Barrington Bank & Trust Company, N.A. $300,000 $950,000 216.7% 0.2%
The Federal Savings Bank $830,000 $940,000 13.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,205,000 $925,000 -23.2% 0.2%
Bank of New Hampshire $2,925,000 $920,000 -68.5% 0.2%
BNY Mellon $835,000 n/a 0.1%
The Camden National Bank $830,000 n/a 0.1%
Ross Mortgage Company, Inc. $530,000 $820,000 54.7% 0.1%
Leader Bank $1,775,000 $815,000 -54.1% 0.1%
Poli Mortgage Group, Inc. $790,000 n/a 0.1%
Rollstone Bank & Trust $910,000 $775,000 -14.8% 0.1%
Citibank $185,000 $760,000 310.8% 0.1%
Avidia Bank $125,000 $755,000 504.0% 0.1%
HOMESIDE FINANCIAL, LLC $730,000 n/a 0.1%
GENEVA FINANCIAL, LLC $705,000 n/a 0.1%
Assurance Financial Group, L.L.C. $685,000 n/a 0.1%
Evolve Bank & Trust $165,000 $685,000 315.2% 0.1%
BAYCOAST MORTGAGE COMPANY, LLC $670,000 n/a 0.1%
Manufacturers and Traders Trust Company $245,000 $650,000 165.3% 0.1%
POLISH NATIONAL $650,000 n/a 0.1%
SALEM FIVE MORTGAGE COMPANY, LLC $860,000 $625,000 -27.3% 0.1%
Goldman Sachs Bank USA $615,000 n/a 0.1%
PHH Mortgage Corporation $570,000 $590,000 3.5% 0.1%
NORTHEAST CREDIT UNION $870,000 $585,000 -32.8% 0.1%
RADIUS FINANCIAL GROUP INC. $1,195,000 $585,000 -51.0% 0.1%
North American Savings Bank, F.S.B. $380,000 $580,000 52.6% 0.1%
INLAND BANK & TRUST $1,470,000 $575,000 -60.9% 0.1%
HANSCOM $385,000 $570,000 48.1% 0.1%
AmeriHome Mortgage Company, LLC $515,000 $565,000 9.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,405,000 $530,000 -62.3% 0.1%
Centennial Bank $525,000 n/a 0.1%
Home Loan Investment Bank, F.S.B. $15,000 $525,000 3,400.0% 0.1%
BAY EQUITY LLC $475,000 $520,000 9.5% 0.1%
InterContinental Capital Group, Inc $510,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $795,000 $510,000 -35.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,265,000 $490,000 -61.3% 0.1%
Chicago Mortgage Solutions LLC $480,000 n/a 0.1%
First Home Bank $480,000 n/a 0.1%
Members First Credit Union N.H. $480,000 n/a 0.1%
NORTHEAST HOME LOAN, LLC $405,000 $475,000 17.3% 0.1%
CRESCENT MORTGAGE COMPANY $470,000 n/a 0.1%
First Federal Bank $635,000 $455,000 -28.3% 0.1%
Community Bank $990,000 $450,000 -54.5% 0.1%
Eastern Bank $175,000 $450,000 157.1% 0.1%
STEARNS LENDING, LLC $245,000 $445,000 81.6% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $440,000 n/a 0.1%
Magnolia Bank $410,000 $430,000 4.9% 0.1%
Paramount Residential Mortgage Group, Inc. $330,000 $430,000 30.3% 0.1%
REVERSE MORTGAGE FUNDING LLC $430,000 n/a 0.1%
LAFAYETTE FEDERAL CREDIT UNION $405,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $655,000 $400,000 -38.9% 0.1%
MountainOne Bank $395,000 n/a 0.1%
BNC National Bank $520,000 $385,000 -26.0% 0.1%
Discover Bank $200,000 $375,000 87.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $780,000 $370,000 -52.6% 0.1%
Waterstone Mortgage Corporation $370,000 n/a 0.1%
Morgan Stanley Private Bank $365,000 n/a 0.1%
Needham Bank $365,000 n/a 0.1%
PNC Bank $365,000 n/a 0.1%
Raymond James Bank $365,000 n/a 0.1%
Strong Home Mortgage, LLC $385,000 $365,000 -5.2% 0.1%
ZILLOW HOME LOANS, LLC $370,000 $360,000 -2.7% 0.1%
Community First National Bank $355,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $345,000 n/a 0.1%
KELLER MORTGAGE, LLC $295,000 $345,000 16.9% 0.1%
21ST MORTGAGE CORPORATION $240,000 $330,000 37.5% 0.1%
RTN FEDERAL CREDIT UNION $330,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $325,000 n/a 0.1%
AMERICAN ADVISORS GROUP $90,000 $315,000 250.0% 0.1%
First American Bank $185,000 $310,000 67.6% 0.1%
Merrimack County Savings Bank $645,000 $310,000 -51.9% 0.1%
SCIENT Federal Credit Union $305,000 n/a 0.1%
Bangor Savings Bank $300,000 n/a 0.1%
Ixonia Bank $295,000 n/a 0.1%
NP, Inc. $295,000 n/a 0.1%
MID-ISLAND MORTGAGE CORP. $185,000 $280,000 51.4% 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $175,000 $275,000 57.1% 0.0%
NEW FED MORTGAGE, CORP. $675,000 $275,000 -59.3% 0.0%
ACCELERATE MORTGAGE, LLC $265,000 n/a 0.0%
Haverhill Bank $265,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $420,000 $265,000 -36.9% 0.0%
Bank-Fund Staff Federal Credit Union $255,000 n/a 0.0%
WEBSTER FIRST Federal Credit Union $255,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $2,265,000 $245,000 -89.2% 0.0%
OCMBC, INC. $245,000 n/a 0.0%
PREMIA MORTGAGE, LLC $485,000 $245,000 -49.5% 0.0%
MEGASTAR FINANCIAL CORP. $235,000 n/a 0.0%
Holy Rosary Regional Credit Union $225,000 n/a 0.0%
First Seacoast Bank $295,000 $215,000 -27.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $645,000 $215,000 -66.7% 0.0%
PLANET HOME LENDING, LLC $215,000 $215,000 0.0% 0.0%
Signature Federal Credit Union $215,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $215,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $205,000 n/a 0.0%
LENDERFI, INC. $205,000 n/a 0.0%
NEW HAMPSHIRE $1,475,000 $200,000 -86.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $305,000 $200,000 -34.4% 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $195,000 n/a 0.0%
Northern Bank & Trust Company $195,000 n/a 0.0%
Peoples Bank $195,000 n/a 0.0%
Triangle Credit Union $995,000 $195,000 -80.4% 0.0%
Colonial Savings, F.A. $170,000 $185,000 8.8% 0.0%
First Guaranty Mortgage Corporation $255,000 $185,000 -27.5% 0.0%
Hometown Bank $185,000 n/a 0.0%
MASSMUTUAL $185,000 n/a 0.0%
ONE Credit Union $195,000 $185,000 -5.1% 0.0%
Triumph Bank $185,000 n/a 0.0%
Capital Bank $175,000 n/a 0.0%
City National Bank $175,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $625,000 $175,000 -72.0% 0.0%
EVERETT FINANCIAL, INC. $175,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $175,000 n/a 0.0%
MSA MORTGAGE, LLC $175,000 n/a 0.0%
RESIDENTIAL BANCORP. $175,000 n/a 0.0%
GREENWOOD $170,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $475,000 $165,000 -65.3% 0.0%
Atlantic Home Loans, Inc. $165,000 n/a 0.0%
First Federal Bank of Kansas City $165,000 n/a 0.0%
SOFI LENDING CORP. $165,000 n/a 0.0%
UMB Bank $165,000 n/a 0.0%
First Savings Bank $480,000 $155,000 -67.7% 0.0%
ALLIANT CREDIT UNION $145,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $135,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $135,000 n/a 0.0%
FINEX CREDIT UNION $135,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $135,000 n/a 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $135,000 n/a 0.0%
LUSO $125,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $115,000 n/a 0.0%
UniBank for Savings $115,000 n/a 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $115,000 n/a 0.0%
Santander Bank, N.A. $980,000 $105,000 -89.3% 0.0%
VERMONT STATE EMPLOYEES $300,000 $95,000 -68.3% 0.0%
RUOFF MORTGAGE COMPANY, INC. $105,000 $85,000 -19.0% 0.0%
SPRING EQ, LLC $25,000 $65,000 160.0% 0.0%
Berkshire Bank $715,000 $55,000 -92.3% 0.0%
BayCoast Bank $195,000 $45,000 -76.9% 0.0%
Deere Employees Credit Union $45,000 n/a 0.0%
Granite State Credit Union $480,000 $45,000 -90.6% 0.0%
Figure Lending LLC $25,000 n/a 0.0%
Cornerstone Bank $425,000 $15,000 -96.5% 0.0%

Keene's top lender by overall market share is QUICKEN LOANS, LLC, with 11.6% market share. In second place, with 10.5%, is CMG MORTGAGE, INC., having originated $59,095,000 in loans. In third place, with 6.2%, is HARBORONE MORTGAGE, LLC, having originated $35,045,000 in loans. In third place, with 4.2%, is Mascoma Bank, having originated $23,920,000 in loans. In third place, with 3.3%, is Service Federal Credit Union, having originated $18,625,000 in loans.


Keene, NH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 996 $252,430,000 $253,444
Refi 916 $173,180,000 $189,061
Cash Out Refi 570 $115,090,000 $201,912
Home Improvement 118 $12,790,000 $108,390
Other 76 $9,920,000 $130,526

Keene's most frequently cited loan purpose was Home Purchase, with 996 originations. The 2nd most popular reason was Refi, with 916 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,042 $227,440,000 $218,273
3-4% 922 $200,900,000 $217,896
<2.5% 519 $104,615,000 $201,570
4-5% 77 $11,545,000 $149,935
5-6% 36 $3,310,000 $91,944
6-7% 7 $425,000 $60,714
Over 8% 7 $485,000 $69,286
7-8% 2 $90,000 $45,000

During 2021, Keene's most frequently originated rate bucket was 2.5-3%, with 1,042 originations.

Loan Sizing (Keene, NH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,188 $182,440,000 $153,569
$200k-400k 1,110 $291,680,000 $262,775
$100,000 or less 251 $16,285,000 $64,880
$400k-600k 105 $48,805,000 $464,810
$600k-1000k 14 $10,100,000 $721,429
$Over $1MM 8 $14,100,000 $1,762,500

Keene's loan sizing saw the bucket of loans from $100k-200k with 1,188 originations, totaling $182,440,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 941 $207,535,000 $220,547
80-100% 865 $215,635,000 $249,289
40-60% 437 $77,565,000 $177,494
20-40% 190 $19,860,000 $104,526
Under 20% 80 $4,270,000 $53,375
Over 100% 19 $8,555,000 $450,263

Keene's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 941 originations, totaling $207,535,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $234,500 (4.5%) $301,000 (0.5%) 0.00 297
2018-02-01 $239,900 (5.7%) $313,288 (2.3%) 0.00 273
2018-03-01 $239,900 (6.7%) $321,647 (2.7%) 0.00 288
2018-04-01 $242,450 (2.1%) $316,842 (1.0%) 0.00 305
2018-05-01 $239,900 (-3.2%) $320,015 (4.4%) 0.00 335
2018-06-01 $249,000 (0.8%) $320,735 (5.8%) 0.00 393
2018-07-01 $249,900 (4.2%) $318,569 (6.9%) 0.00 418
2018-08-01 $255,555 (6.5%) $325,934 (9.8%) 0.00 443
2018-09-01 $260,000 (6.6%) $323,533 (4.5%) 0.00 451
2018-10-01 $260,450 (8.8%) $322,010 (6.4%) 0.00 452
2018-11-01 $251,900 (9.8%) $320,080 (8.5%) 0.00 409
2018-12-01 $249,900 (8.7%) $315,392 (6.5%) 0.00 352
2019-01-01 $251,000 (7.0%) $323,980 (7.6%) 0.00 311
2019-02-01 $251,000 (4.6%) $317,894 (1.5%) 0.00 292
2019-03-01 $252,997 (5.5%) $315,792 (-1.8%) 0.00 280
2019-04-01 $255,875 (5.5%) $321,984 (1.6%) 0.00 278
2019-05-01 $274,000 (14.2%) $334,255 (4.5%) 0.00 290
2019-06-01 $269,900 (8.4%) $337,289 (5.2%) 0.00 324
2019-07-01 $273,450 (9.4%) $343,121 (7.7%) 0.00 360
2019-08-01 $272,429 (6.6%) $335,665 (3.0%) 0.00 365
2019-09-01 $268,929 (3.4%) $338,480 (4.6%) 0.00 365
2019-10-01 $266,500 (2.3%) $338,164 (5.0%) 0.00 351
2019-11-01 $269,900 (7.2%) $339,176 (6.0%) 0.00 324
2019-12-01 $272,500 (9.0%) $342,239 (8.5%) 0.00 245
2020-01-01 $279,250 (11.3%) $339,631 (4.8%) 0.00 207
2020-02-01 $284,900 (13.5%) $346,050 (8.9%) 0.00 190
2020-03-01 $299,900 (18.5%) $367,054 (16.2%) 0.00 190
2020-04-01 $304,950 (19.2%) $380,736 (18.3%) 0.00 186
2020-05-01 $299,000 (9.1%) $376,137 (12.5%) 0.00 188
2020-06-01 $299,450 (11.0%) $382,142 (13.3%) 0.00 172
2020-07-01 $298,750 (9.3%) $395,407 (15.2%) 0.00 173
2020-08-01 $298,500 (9.6%) $399,554 (19.0%) 0.00 168
2020-09-01 $297,450 (10.6%) $393,144 (16.2%) 0.00 162
2020-10-01 $304,000 (14.1%) $399,782 (18.2%) 0.00 136
2020-11-01 $302,500 (12.1%) $424,559 (25.2%) 0.00 99
2020-12-01 $295,000 (8.3%) $396,854 (16.0%) 0.00 96
2021-01-01 $299,000 (7.1%) $406,065 (19.6%) 0.00 64
2021-02-01 $294,950 (3.5%) $421,124 (21.7%) 0.00 60
2021-03-01 $308,936 (3.0%) $430,665 (17.3%) 0.00 61
2021-04-01 $303,000 (-0.6%) $424,260 (11.4%) 0.00 86
2021-05-01 $295,000 (-1.3%) $387,536 (3.0%) 0.00 97
2021-06-01 $317,500 (6.0%) $375,572 (-1.7%) 0.00 129
2021-07-01 $305,000 (2.1%) $405,602 (2.6%) 0.00 143
2021-08-01 $316,950 (6.2%) $443,120 (10.9%) 0.00 155
2021-09-01 $321,500 (8.1%) $492,617 (25.3%) 0.00 156
2021-10-01 $329,000 (8.2%) $501,594 (25.5%) 0.00 117
2021-11-01 $299,900 (-0.9%) $485,429 (14.3%) 0.00 91
2021-12-01 $299,950 (1.7%) $477,366 (20.3%) 0.00 72
2022-01-01 $299,900 (0.3%) $525,946 (29.5%) 0.00 44
2022-02-01 $292,000 (-1.0%) $498,969 (18.5%) 0.00 55
2022-03-01 $327,000 (5.9%) $534,541 (24.1%) 0.00 50
2022-04-01 $349,900 (15.5%) $478,416 (12.8%) 0.00 62
2022-05-01 $364,900 (23.7%) $483,727 (24.8%) 0.00 91
2022-06-01 $349,900 (10.2%) $469,597 (25.0%) 0.00 107
Keene's median listing price for 2022-06-01 was $349,900, a difference of $32,400 (10.2%) versus the prior year and $-15,000 versus the prior month.

Keene's median listing price comes in at 0% of the national average.

Keene's average listing price for 2022-06-01 was $469,597, a difference of $94,025 (25.0%) versus the prior year and $-14,130 versus the prior month.

For the 2022-06-01 period, Keene had 107 MLS listings, a difference of 16 listings (18%) versus the prior month and -22 listings (-17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,845 sqft
2018-02-01 0 days 1,894 sqft
2018-03-01 0 days 1,922 sqft
2018-04-01 0 days 1,893 sqft
2018-05-01 0 days 1,861 sqft
2018-06-01 0 days 1,858 sqft
2018-07-01 0 days 1,893 sqft
2018-08-01 0 days 1,900 sqft
2018-09-01 0 days 1,857 sqft
2018-10-01 0 days 1,838 sqft
2018-11-01 0 days 1,854 sqft
2018-12-01 0 days 1,835 sqft
2019-01-01 0 days 1,840 sqft
2019-02-01 0 days 1,868 sqft
2019-03-01 0 days 1,917 sqft
2019-04-01 0 days 1,946 sqft
2019-05-01 0 days 1,959 sqft
2019-06-01 0 days 1,996 sqft
2019-07-01 0 days 2,054 sqft
2019-08-01 0 days 2,012 sqft
2019-09-01 0 days 1,984 sqft
2019-10-01 0 days 1,981 sqft
2019-11-01 0 days 1,930 sqft
2019-12-01 0 days 1,930 sqft
2020-01-01 0 days 1,922 sqft
2020-02-01 0 days 2,000 sqft
2020-03-01 0 days 2,049 sqft
2020-04-01 0 days 2,102 sqft
2020-05-01 0 days 1,960 sqft
2020-06-01 0 days 2,103 sqft
2020-07-01 0 days 2,101 sqft
2020-08-01 0 days 2,070 sqft
2020-09-01 0 days 1,964 sqft
2020-10-01 0 days 2,128 sqft
2020-11-01 0 days 2,180 sqft
2020-12-01 0 days 1,985 sqft
2021-01-01 0 days 2,070 sqft
2021-02-01 0 days 1,949 sqft
2021-03-01 0 days 1,954 sqft
2021-04-01 0 days 1,831 sqft
2021-05-01 0 days 1,629 sqft
2021-06-01 0 days 1,798 sqft
2021-07-01 0 days 1,758 sqft
2021-08-01 0 days 1,840 sqft
2021-09-01 0 days 1,920 sqft
2021-10-01 0 days 1,958 sqft
2021-11-01 0 days 1,851 sqft
2021-12-01 0 days 1,854 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,761 sqft
2022-03-01 0 days 1,908 sqft
2022-04-01 0 days 1,867 sqft
2022-05-01 0 days 1,876 sqft
2022-06-01 0 days 1,701 sqft
Keene's median listing age (time on market) for 2022-06-01 was 0 days.

Keene's median square footage for active listings during the 2022-06-01 period was 1,701 sqft. One year prior, the average listing was 1,798 sqft.