Keene Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Keene averaged 6.65% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.48% and one month ago for the week of 2024-10-03, the average rate was 6.18%.

    Keene's average rate one year ago was 7.72%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Keene 30 Year Fixed Rate 2024-11-07 6.65%
    Keene 30 Year Fixed Rate Refi 2024-11-07 7.19%
    Keene 15 Year Fixed Rate 2024-11-07 6%
    Keene 15 Year Fixed Rate Refi 2024-11-07 6%
    Keene 30 Year FHA 2024-11-07 6.31%
    Keene 30 Year FHA Refi 2024-11-07 6.63%
    Keene 30 Year USDA 2024-11-07 6.58%
    Keene 30 Year USDA Refi 2024-11-07 6.28%
    Keene 30 Year VA 2024-11-07 6.14%
    Keene 30 Year VA Refi 2024-11-07 6.14%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.

    Keene Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CMG MORTGAGE, INC. 79 6.80% $4,830
    HARBORONE MORTGAGE, LLC 38 6.76% $4,146
    QUICKEN LOANS, LLC 28 6.78% $7,505
    UNITED WHOLESALE MORTGAGE, LLC 16 7.02% $6,414
    TD Bank 16 6.91% $2,165
    Mascoma Bank 15 6.94% $3,718
    GUILD MORTGAGE COMPANY 15 6.90% $5,249
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.71% $6,128
    MOVEMENT MORTGAGE, LLC 12 6.87% $5,567
    ENVOY MORTGAGE, LTD 11 6.95% $7,523
    Service Federal Credit Union 8 6.50% $5,000
    M&T Bank 8 7.22% $3,701
    JPMorgan Chase Bank 8 6.87% $7,358
    ST. MARY'S BANK 7 7.00% $3,569
    EMM LOANS LLC 5 7.17% $6,927
    DIGITAL Federal Credit Union 5 6.18% $3,096
    Citizens Bank 4 6.84% $4,750
    Mortgage Research Center, LLC 4 6.71% $6,748
    AMERISAVE MORTGAGE CORPORATION 4 6.00% $7,972
    Bank of America 4 6.22% $3,932
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.65% $5,869
    LOANDEPOT.COM, LLC 3 6.42% $5,232
    CROSSCOUNTRY MORTGAGE, LLC 3 7.57% $5,745
    Advisors Mortgage Group, L.L.C. 3 6.08% $6,330
    Bar Harbor Bank & Trust 3 6.71% $4,284
    Waterstone Mortgage Corporation 3 6.91% $6,357
    PENNYMAC LOAN SERVICES, LLC 3 6.83% $6,609
    NORTHPOINT MORTGAGE, INC. 3 7.00% $8,070
    NORTHEAST HOME LOAN, LLC 3 6.96% $7,279
    NAVY FEDERAL CREDIT UNION 3 6.83% $2,020
    BROKER SOLUTIONS, INC. 3 6.79% $7,398
    EMBRACE HOME LOANS, INC. 3 6.95% $5,941
    EVERETT FINANCIAL, INC. 3 7.50% $6,799
    Bank of New Hampshire 2 6.94% $4,699
    American Mortgage & Equity Consultants, Inc. 2 6.50% $7,618
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.25% $3,817
    Bank of England 2 6.88% $5,502
    BETTER MORTGAGE CORPORATION 2 5.69% $16,223
    Granite State Credit Union 2 6.50% $4,687
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 6.31% $4,233
    MEMBERS MORTGAGE COMPANY, INC. 2 6.88% $4,903
    Morgan Stanley Private Bank 2 5.68% $4,811
    NBT Bank 2 6.63% $3,433
    Northpointe Bank 2 6.81% $8,586
    Shamrock Home Loans, Inc. 2 6.38% $10,977
    Union Bank 2 6.94% $4,306
    GUARANTEED RATE, INC. 1 7.99% $3,485
    DREW MORTGAGE ASSOCIATES, INC. 1 6.25% $3,503
    Discover Bank 1 6.24% $0
    HUNT MORTGAGE CORPORATION 1 6.63% $5,067
    Direct Federal Credit Union 1 5.75% $2,329
    Cornerstone Bank 1 6.38% $3,598
    Main Street Bank 1 5.38% $4,160
    Community Bank 1 7.00% $7
    ZILLOW HOME LOANS, LLC 1 8.25% $5,670
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $9,416
    Merrimack County Savings Bank 1 6.63% $7,366
    USAA Federal Savings Bank 1 7.50% $4,662
    Commerce Home Mortgage, Inc. 1 8.13% $23,633
    Carrington Mortgage Services, LLC 1 5.63% $7,740
    Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $9,002
    CARDINAL FINANCIAL 1 5.63% $3,857
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $5,952
    BNY Mellon 1 6.63% $3,409
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.88% $3,104
    NEW ENGLAND FEDERAL CREDIT UNION 1 6.50% $4,502
    NEWREZ LLC 1 7.63% $6,346
    Bethpage Federal Credit Union 1 6.13% $5,334
    Ally Bank 1 6.25% $19,863
    Berkshire Bank 1 6.25% $3,270
    BAY EQUITY LLC 1 6.25% $2,845
    PENTAGON FEDERAL CREDIT UNION 1 6.13% $7,838
    PeoplesBank 1 6.00% $2,775
    PHH Mortgage Corporation 1 6.88% $5,663
    Plains Commerce Bank 1 6.88% $5,424
    PLAZA HOME MORTGAGE, INC. 1 6.88% $3,984
    PNC Bank 1 7.88% $3,810
    Presidential Bank, FSB 1 7.50% $6,955
    BAYCOAST MORTGAGE COMPANY, LLC 1 6.13% $2,973
    ABSOLUTE HOME MORTGAGE CORPORATION 1 7.50% $8,461
    RADIUS FINANCIAL GROUP INC. 1 7.00% $3,471
    RELIANCE FIRST CAPITAL, LLC 1 6.75% $10,227
    Ross Mortgage Company, Inc. 1 7.00% $3,756
    Bangor Savings Bank 1 5.75% $3,861
    Wells Fargo Bank 1 5.75% $7,305
    Avidia Bank 1 5.25% $10,209
    AmRes Corporation 1 6.38% $4,215
    TEACHERS 1 6.25% $4,747
    The Bank of Canton 1 6.50% $3,536
    The Camden National Bank 1 7.25% $3,678
    The Huntington National Bank 1 6.75% $3,919
    TOTAL MORTGAGE SERVICES, LLC 1 6.38% $4,238
    Toyota Financial Savings Bank 1 7.10% $0
    EQUITY RESOURCES, INC. 1 6.25% $2,765
    Evolve Bank & Trust 1 7.38% $5,051
    Easthampton Savings Bank 1 7.13% $2,977
    Fall River Five Cents Savings Bank 1 7.13% $4,062
    Fidelity Co-operative Bank 1 5.88% $6,364
    Flagstar Bank, FSB 1 6.13% $3,743
    Goldman Sachs Bank USA 1 5.40% $3,679
    UBS Bank USA 1 6.88% $5,208

    Keene Average Closing Costs & Other Stats

    Keene, NH's 101 lenders originated 1,181 loans during 2023. The total origination value was $256,875,000, with an average loan value of $217,506.

    Keene's average closing costs are $4,848.

    The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with 79 loans originated. Their average total fees are $4,830, which is $684 higher than the next largest lender, HARBORONE MORTGAGE, LLC.

    The lowest fee Keene lenders (with over 10 loans originated) are TD Bank ($2,165), Mascoma Bank ($3,718), HARBORONE MORTGAGE, LLC ($4,146), CMG MORTGAGE, INC. ($4,830) and GUILD MORTGAGE COMPANY ($5,249).

    The lowest rate Keene lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.71%), HARBORONE MORTGAGE, LLC (6.76%), QUICKEN LOANS, LLC (6.78%), CMG MORTGAGE, INC. (6.80%) and MOVEMENT MORTGAGE, LLC (6.87%).

    Keene, NH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    CMG MORTGAGE, INC. $41,475,000 $40,610,000 -2.1% 15.8%
    QUICKEN LOANS, LLC $32,645,000 $15,300,000 -53.1% 6.0%
    Mascoma Bank $17,025,000 $12,985,000 -23.7% 5.1%
    HARBORONE MORTGAGE, LLC $16,365,000 $12,270,000 -25.0% 4.8%
    TD Bank $11,820,000 $10,895,000 -7.8% 4.2%
    Service Federal Credit Union $18,950,000 $9,885,000 -47.8% 3.8%
    Citizens Bank $9,150,000 $8,120,000 -11.3% 3.2%
    M&T Bank $4,940,000 $7,325,000 48.3% 2.9%
    Mortgage Research Center, LLC $9,205,000 $6,960,000 -24.4% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $13,310,000 $6,675,000 -49.8% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,345,000 $6,035,000 -4.9% 2.3%
    MOVEMENT MORTGAGE, LLC $7,090,000 $5,655,000 -20.2% 2.2%
    GUILD MORTGAGE COMPANY $7,645,000 $5,400,000 -29.4% 2.1%
    ENVOY MORTGAGE, LTD $2,825,000 $4,405,000 55.9% 1.7%
    MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $4,465,000 $3,640,000 -18.5% 1.4%
    JPMorgan Chase Bank $3,140,000 $3,280,000 4.5% 1.3%
    NBT Bank $6,260,000 $2,960,000 -52.7% 1.2%
    NAVY FEDERAL CREDIT UNION $2,925,000 $2,745,000 -6.2% 1.1%
    Bank of America $4,205,000 $2,645,000 -37.1% 1.0%
    EMM LOANS LLC $3,065,000 $2,610,000 -14.8% 1.0%
    DIGITAL Federal Credit Union $2,220,000 $2,365,000 6.5% 0.9%
    ST. MARY'S BANK $2,625,000 $2,300,000 -12.4% 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $4,050,000 $2,275,000 -43.8% 0.9%
    GFA Federal Credit Union $6,145,000 $2,230,000 -63.7% 0.9%
    Morgan Stanley Private Bank $3,220,000 $2,080,000 -35.4% 0.8%
    BROKER SOLUTIONS, INC. $2,050,000 $1,820,000 -11.2% 0.7%
    AMERISAVE MORTGAGE CORPORATION $6,530,000 $1,815,000 -72.2% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,155,000 $1,810,000 56.7% 0.7%
    TOTAL MORTGAGE SERVICES, LLC $2,370,000 $1,735,000 -26.8% 0.7%
    American Mortgage & Equity Consultants, Inc. $1,520,000 $1,700,000 11.8% 0.7%
    EVERETT FINANCIAL, INC. $460,000 $1,550,000 237.0% 0.6%
    The Northern Trust Company $1,505,000 n/a 0.6%
    NORTHEAST HOME LOAN, LLC $135,000 $1,415,000 948.1% 0.6%
    Avidia Bank $995,000 $1,390,000 39.7% 0.5%
    LOANDEPOT.COM, LLC $6,120,000 $1,345,000 -78.0% 0.5%
    AmRes Corporation $425,000 $1,310,000 208.2% 0.5%
    Advisors Mortgage Group, L.L.C. $370,000 $1,295,000 250.0% 0.5%
    PENNYMAC LOAN SERVICES, LLC $2,230,000 $1,290,000 -42.2% 0.5%
    Waterstone Mortgage Corporation $1,200,000 n/a 0.5%
    Bar Harbor Bank & Trust $2,470,000 $1,125,000 -54.5% 0.4%
    BETTER MORTGAGE CORPORATION $165,000 $1,120,000 578.8% 0.4%
    CARDINAL FINANCIAL $400,000 $1,115,000 178.8% 0.4%
    USAA Federal Savings Bank $1,790,000 $1,115,000 -37.7% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $6,415,000 $1,065,000 -83.4% 0.4%
    Ross Mortgage Company, Inc. $360,000 $1,015,000 181.9% 0.4%
    FREEDOM MORTGAGE CORPORATION $2,210,000 $1,010,000 -54.3% 0.4%
    UBS Bank USA $1,005,000 n/a 0.4%
    NORTHPOINT MORTGAGE, INC. $2,325,000 $945,000 -59.4% 0.4%
    Goldman Sachs Bank USA $865,000 n/a 0.3%
    GUARANTEED RATE, INC. $2,675,000 $855,000 -68.0% 0.3%
    Wells Fargo Bank $7,075,000 $835,000 -88.2% 0.3%
    PENTAGON FEDERAL CREDIT UNION $375,000 $815,000 117.3% 0.3%
    RELIANCE FIRST CAPITAL, LLC $505,000 $810,000 60.4% 0.3%
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $800,000 n/a 0.3%
    NBKC BANK $255,000 $800,000 213.7% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $795,000 n/a 0.3%
    NEWREZ LLC $2,830,000 $795,000 -71.9% 0.3%
    AMERICAN FINANCING CORPORATION $305,000 $790,000 159.0% 0.3%
    Shamrock Home Loans, Inc. $500,000 $790,000 58.0% 0.3%
    Bangor Savings Bank $785,000 n/a 0.3%
    Main Street Bank $75,000 $785,000 946.7% 0.3%
    Granite State Credit Union $765,000 $780,000 2.0% 0.3%
    Commerce Home Mortgage, Inc. $775,000 n/a 0.3%
    NEW ENGLAND FEDERAL CREDIT UNION $260,000 $730,000 180.8% 0.3%
    EMBRACE HOME LOANS, INC. $3,085,000 $725,000 -76.5% 0.3%
    Fidelity Co-operative Bank $1,385,000 $695,000 -49.8% 0.3%
    Ally Bank $685,000 n/a 0.3%
    First Seacoast Bank $680,000 n/a 0.3%
    Union Bank $680,000 n/a 0.3%
    BNY Mellon $655,000 n/a 0.3%
    The Provident Bank $645,000 n/a 0.3%
    Bank of New Hampshire $1,610,000 $630,000 -60.9% 0.2%
    Eastern Bank $625,000 n/a 0.2%
    The Federal Savings Bank $295,000 $620,000 110.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,420,000 $590,000 -58.5% 0.2%
    Merrimack County Savings Bank $920,000 $575,000 -37.5% 0.2%
    Leader Bank $570,000 $560,000 -1.8% 0.2%
    BNC National Bank $355,000 $555,000 56.3% 0.2%
    Northpointe Bank $1,750,000 $550,000 -68.6% 0.2%
    TEACHERS $505,000 n/a 0.2%
    Toyota Financial Savings Bank $505,000 n/a 0.2%
    Keystone Funding, Inc. $490,000 n/a 0.2%
    Evolve Bank & Trust $970,000 $485,000 -50.0% 0.2%
    Fall River Five Cents Savings Bank $485,000 n/a 0.2%
    Coastal Community Bank $480,000 n/a 0.2%
    BAY EQUITY LLC $1,100,000 $470,000 -57.3% 0.2%
    Discover Bank $490,000 $470,000 -4.1% 0.2%
    LEADERONE FINANCIAL CORPORATION $1,330,000 $470,000 -64.7% 0.2%
    Bank of England $215,000 $460,000 114.0% 0.2%
    PNC Bank $1,345,000 $460,000 -65.8% 0.2%
    The Camden National Bank $455,000 n/a 0.2%
    The Huntington National Bank $455,000 n/a 0.2%
    Nations Lending Corporation $450,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $445,000 n/a 0.2%
    Bethpage Federal Credit Union $445,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $905,000 $445,000 -50.8% 0.2%
    Pentucket Bank $435,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $680,000 $430,000 -36.8% 0.2%
    U.S. Bank $625,000 $425,000 -32.0% 0.2%
    Carrington Mortgage Services, LLC $350,000 $410,000 17.1% 0.2%
    CHURCHILL MORTGAGE CORPORATION $1,435,000 $405,000 -71.8% 0.2%
    MEMBERS MORTGAGE COMPANY, INC. $380,000 n/a 0.1%
    First National Bank of America $375,000 n/a 0.1%
    Community Bank $430,000 $360,000 -16.3% 0.1%
    ABSOLUTE HOME MORTGAGE CORPORATION $345,000 n/a 0.1%
    Easthampton Savings Bank $345,000 n/a 0.1%
    Flagstar Bank, FSB $1,580,000 $335,000 -78.8% 0.1%
    Presidential Bank, FSB $315,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $1,490,000 $305,000 -79.5% 0.1%
    LONGBRIDGE FINANCIAL, LLC $305,000 n/a 0.1%
    The Bank of Canton $305,000 n/a 0.1%
    Cornerstone Bank $295,000 n/a 0.1%
    Winchester Co-operative Bank $295,000 n/a 0.1%
    WESTERLY COMMUNITY $290,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $935,000 $275,000 -70.6% 0.1%
    HUNT MORTGAGE CORPORATION $265,000 n/a 0.1%
    North American Savings Bank, F.S.B. $295,000 $265,000 -10.2% 0.1%
    ZILLOW HOME LOANS, LLC $335,000 $265,000 -20.9% 0.1%
    Athol Savings Bank $850,000 $260,000 -69.4% 0.1%
    BELLWETHER COMMUNITY $2,055,000 $245,000 -88.1% 0.1%
    HOMESTEAD FUNDING CORP. $165,000 $245,000 48.5% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 n/a 0.1%
    GREENWOOD $120,000 $240,000 100.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,360,000 $240,000 -82.4% 0.1%
    NEW DAY FINANCIAL, LLC $520,000 $225,000 -56.7% 0.1%
    Plains Commerce Bank $95,000 $225,000 136.8% 0.1%
    21ST MORTGAGE CORPORATION $130,000 $220,000 69.2% 0.1%
    PeoplesBank $220,000 n/a 0.1%
    Workers Credit Union $3,975,000 $220,000 -94.5% 0.1%
    EQUITY RESOURCES, INC. $205,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $205,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $205,000 n/a 0.1%
    PLANET HOME LENDING, LLC $825,000 $185,000 -77.6% 0.1%
    DREW MORTGAGE ASSOCIATES, INC. $295,000 $175,000 -40.7% 0.1%
    MID-ISLAND MORTGAGE CORP. $235,000 $175,000 -25.5% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $175,000 n/a 0.1%
    Berkshire Bank $155,000 $155,000 0.0% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $155,000 n/a 0.1%
    PHH Mortgage Corporation $365,000 $155,000 -57.5% 0.1%
    RADIUS FINANCIAL GROUP INC. $215,000 $155,000 -27.9% 0.1%
    Figure Lending LLC $260,000 $150,000 -42.3% 0.1%
    NORTHEAST CREDIT UNION $1,365,000 $145,000 -89.4% 0.1%
    Millbury National Bank $130,000 n/a 0.1%
    AFFINITY $125,000 n/a 0.0%
    CENTRAL ONE FEDERAL CREDIT UNION $430,000 $125,000 -70.9% 0.0%
    NEW HAMPSHIRE $505,000 $125,000 -75.2% 0.0%
    FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.0%
    Magnolia Bank $145,000 $115,000 -20.7% 0.0%
    ALIGN CREDIT UNION $1,885,000 $105,000 -94.4% 0.0%
    Community National Bank $105,000 n/a 0.0%
    BayCoast Bank $100,000 $95,000 -5.0% 0.0%
    BAYCOAST MORTGAGE COMPANY, LLC $790,000 $85,000 -89.2% 0.0%
    Direct Federal Credit Union $85,000 n/a 0.0%
    OCEAN STATE CREDIT UNION $65,000 n/a 0.0%
    Lakeview Community Capital, LLC $55,000 n/a 0.0%
    Meredith Village Savings Bank $115,000 $55,000 -52.2% 0.0%
    LUSO $45,000 n/a 0.0%
    Connexus Credit Union $35,000 n/a 0.0%
    First American Bank $35,000 n/a 0.0%
    SPRING EQ, LLC $125,000 $25,000 -80.0% 0.0%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $575,000 $25,000 -95.7% 0.0%

    Keene's top lender by overall market share is CMG MORTGAGE, INC., with 15.8% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $15,300,000 in loans. In third place, with 5.1%, is Mascoma Bank, having originated $12,985,000 in loans. In fourth place, with 4.8%, is HARBORONE MORTGAGE, LLC, having originated $12,270,000 in loans. In fifth place, with 4.2%, is TD Bank, having originated $10,895,000 in loans.

    Keene Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $239,675 (6.8%) $304,574 (1.6%) 0.00 286
    2018-02-01 $242,950 (7.3%) $317,503 (3.2%) 0.00 263
    2018-03-01 $249,000 (10.8%) $327,564 (4.1%) 0.00 276
    2018-04-01 $248,181 (3.7%) $320,513 (1.4%) 0.00 296
    2018-05-01 $243,750 (-1.9%) $323,228 (5.2%) 0.00 329
    2018-06-01 $249,900 (1.4%) $323,364 (6.3%) 0.00 385
    2018-07-01 $249,900 (2.0%) $320,331 (6.6%) 0.00 403
    2018-08-01 $249,900 (4.4%) $324,342 (9.2%) 0.00 424
    2018-09-01 $259,000 (7.2%) $323,360 (5.4%) 0.00 433
    2018-10-01 $257,400 (8.4%) $320,322 (5.7%) 0.00 429
    2018-11-01 $249,948 (8.9%) $319,472 (8.0%) 0.00 390
    2018-12-01 $249,000 (8.3%) $313,163 (5.2%) 0.00 338
    2019-01-01 $249,950 (4.3%) $322,488 (5.9%) 0.00 302
    2019-02-01 $249,950 (2.9%) $319,901 (0.8%) 0.00 279
    2019-03-01 $252,857 (1.6%) $317,756 (-3.0%) 0.00 264
    2019-04-01 $255,857 (3.1%) $323,033 (0.8%) 0.00 263
    2019-05-01 $274,950 (12.8%) $335,610 (3.8%) 0.00 279
    2019-06-01 $269,450 (7.8%) $335,797 (3.8%) 0.00 307
    2019-07-01 $271,853 (8.8%) $342,589 (7.0%) 0.00 341
    2019-08-01 $267,895 (7.2%) $333,203 (2.7%) 0.00 345
    2019-09-01 $266,239 (2.8%) $334,065 (3.3%) 0.00 344
    2019-10-01 $265,909 (3.3%) $335,994 (4.9%) 0.00 338
    2019-11-01 $269,000 (7.6%) $338,057 (5.8%) 0.00 309
    2019-12-01 $271,475 (9.0%) $339,923 (8.6%) 0.00 231
    2020-01-01 $274,850 (10.0%) $336,025 (4.2%) 0.00 192
    2020-02-01 $279,250 (11.7%) $343,075 (7.2%) 0.00 177
    2020-03-01 $297,225 (17.6%) $363,521 (14.4%) 0.00 176
    2020-04-01 $299,900 (17.2%) $377,836 (17.0%) 0.00 170
    2020-05-01 $289,900 (5.4%) $369,640 (10.1%) 0.00 177
    2020-06-01 $297,875 (10.6%) $374,077 (11.4%) 0.00 157
    2020-07-01 $292,450 (7.6%) $381,956 (11.5%) 0.00 159
    2020-08-01 $285,000 (6.4%) $383,964 (15.2%) 0.00 159
    2020-09-01 $294,900 (10.8%) $380,726 (14.0%) 0.00 156
    2020-10-01 $314,950 (18.4%) $402,301 (19.7%) 0.00 130
    2020-11-01 $302,100 (12.3%) $416,186 (23.1%) 0.00 97
    2020-12-01 $296,125 (9.1%) $401,252 (18.0%) 0.00 91
    2021-01-01 $296,750 (8.0%) $415,717 (23.7%) 0.00 59
    2021-02-01 $286,125 (2.5%) $423,942 (23.6%) 0.00 56
    2021-03-01 $306,968 (3.3%) $437,030 (20.2%) 0.00 57
    2021-04-01 $298,000 (-0.6%) $428,869 (13.5%) 0.00 81
    2021-05-01 $299,450 (3.3%) $391,402 (5.9%) 0.00 97
    2021-06-01 $316,225 (6.2%) $379,283 (1.4%) 0.00 122
    2021-07-01 $310,000 (6.0%) $409,311 (7.2%) 0.00 140
    2021-08-01 $309,675 (8.7%) $447,812 (16.6%) 0.00 152
    2021-09-01 $317,500 (7.7%) $496,727 (30.5%) 0.00 149
    2021-10-01 $327,000 (3.8%) $503,693 (25.2%) 0.00 110
    2021-11-01 $299,900 (-0.7%) $491,116 (18.0%) 0.00 84
    2021-12-01 $299,950 (1.3%) $482,112 (20.2%) 0.00 66
    2022-01-01 $299,000 (0.8%) $526,620 (26.7%) 0.00 39
    2022-02-01 $284,450 (-0.6%) $495,401 (16.9%) 0.00 52
    2022-03-01 $326,950 (6.5%) $532,085 (21.8%) 0.00 45
    2022-04-01 $344,450 (15.6%) $474,042 (10.5%) 0.00 56
    2022-05-01 $353,250 (18.0%) $478,061 (22.1%) 0.00 83
    2022-06-01 $349,900 (10.7%) $465,685 (22.8%) 0.00 102
    2022-07-01 $365,000 (17.7%) $468,665 (14.5%) 0.00 117
    2022-08-01 $364,950 (17.9%) $465,862 (4.0%) 0.00 131
    2022-09-01 $373,500 (17.6%) $485,322 (-2.3%) 0.00 122
    2022-10-01 $360,000 (10.1%) $466,574 (-7.4%) 0.00 133
    2022-11-01 $354,975 (18.4%) $481,699 (-1.9%) 0.00 116
    2022-12-01 $389,900 (30.0%) $490,560 (1.8%) 0.00 94
    2023-01-01 $394,250 (31.9%) $503,123 (-4.5%) 0.00 71
    2023-02-01 $394,125 (38.6%) $494,699 (-0.1%) 0.00 65
    2023-03-01 $364,950 (11.6%) $474,659 (-10.8%) 0.00 58
    2023-04-01 $399,900 (16.1%) $511,921 (8.0%) 0.00 69
    2023-05-01 $449,950 (27.4%) $531,921 (11.3%) 0.00 71
    2023-06-01 $434,500 (24.2%) $521,625 (12.0%) 0.00 77
    2023-07-01 $449,000 (23.0%) $554,525 (18.3%) 0.00 93
    2023-08-01 $477,475 (30.8%) $578,589 (24.2%) 0.00 94
    2023-09-01 $455,000 (21.8%) $559,733 (15.3%) 0.00 101
    2023-10-01 $475,000 (31.9%) $563,981 (20.9%) 0.00 106
    2023-11-01 $434,750 (22.5%) $530,213 (10.1%) 0.00 96
    2023-12-01 $417,450 (7.1%) $506,010 (3.2%) 0.00 87
    2024-01-01 $449,475 (14.0%) $542,032 (7.7%) 0.00 83
    2024-02-01 $456,975 (16.0%) $544,299 (10.0%) 0.00 79
    2024-03-01 $445,000 (21.9%) $560,016 (18.0%) 0.00 68
    2024-04-01 $459,450 (14.9%) $541,041 (5.7%) 0.00 71
    2024-05-01 $474,900 (5.6%) $573,480 (7.8%) 0.00 93
    2024-06-01 $489,900 (12.8%) $576,973 (10.6%) 0.00 103
    2024-07-01 $497,225 (10.7%) $585,755 (5.6%) 0.00 118
    2024-08-01 $500,000 (4.7%) $605,858 (4.7%) 0.00 120
    2024-09-01 $469,900 (3.3%) $602,359 (7.6%) 0.00 141
    2024-10-01 $476,000 (0.2%) $585,937 (3.9%) 0.00 141
    Keene's median listing price for 2024-10-01 was $476,000, a difference of $1,000 (0.2%) versus the prior year and $6,100 versus the prior month.

    Keene's median listing price comes in at 0% of the national average.

    Keene's average listing price for 2024-10-01 was $585,937, a difference of $21,956 (3.9%) versus the prior year and $-16,422 versus the prior month.

    For the 2024-10-01 period, Keene had 141 MLS listings, a difference of 0 listings (0%) versus the prior month and 35 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,858 sqft
    2018-02-01 0 days 1,901 sqft
    2018-03-01 0 days 1,957 sqft
    2018-04-01 0 days 1,910 sqft
    2018-05-01 0 days 1,877 sqft
    2018-06-01 0 days 1,860 sqft
    2018-07-01 0 days 1,913 sqft
    2018-08-01 0 days 1,900 sqft
    2018-09-01 0 days 1,857 sqft
    2018-10-01 0 days 1,843 sqft
    2018-11-01 0 days 1,870 sqft
    2018-12-01 0 days 1,836 sqft
    2019-01-01 0 days 1,845 sqft
    2019-02-01 0 days 1,863 sqft
    2019-03-01 0 days 1,915 sqft
    2019-04-01 0 days 1,959 sqft
    2019-05-01 0 days 1,977 sqft
    2019-06-01 0 days 1,996 sqft
    2019-07-01 0 days 2,060 sqft
    2019-08-01 0 days 2,003 sqft
    2019-09-01 0 days 1,973 sqft
    2019-10-01 0 days 1,968 sqft
    2019-11-01 0 days 1,930 sqft
    2019-12-01 0 days 1,912 sqft
    2020-01-01 0 days 1,916 sqft
    2020-02-01 0 days 1,963 sqft
    2020-03-01 0 days 2,025 sqft
    2020-04-01 0 days 2,050 sqft
    2020-05-01 0 days 1,949 sqft
    2020-06-01 0 days 2,065 sqft
    2020-07-01 0 days 2,050 sqft
    2020-08-01 0 days 1,988 sqft
    2020-09-01 0 days 1,903 sqft
    2020-10-01 0 days 2,094 sqft
    2020-11-01 0 days 2,172 sqft
    2020-12-01 0 days 1,989 sqft
    2021-01-01 0 days 2,072 sqft
    2021-02-01 0 days 1,943 sqft
    2021-03-01 0 days 2,035 sqft
    2021-04-01 0 days 1,856 sqft
    2021-05-01 0 days 1,623 sqft
    2021-06-01 0 days 1,792 sqft
    2021-07-01 0 days 1,768 sqft
    2021-08-01 0 days 1,843 sqft
    2021-09-01 0 days 1,915 sqft
    2021-10-01 0 days 1,949 sqft
    2021-11-01 0 days 1,858 sqft
    2021-12-01 0 days 1,852 sqft
    2022-01-01 0 days 1,779 sqft
    2022-02-01 0 days 1,754 sqft
    2022-03-01 0 days 1,867 sqft
    2022-04-01 0 days 1,856 sqft
    2022-05-01 0 days 1,850 sqft
    2022-06-01 0 days 1,705 sqft
    2022-07-01 0 days 1,728 sqft
    2022-08-01 0 days 1,769 sqft
    2022-09-01 0 days 1,671 sqft
    2022-10-01 0 days 1,767 sqft
    2022-11-01 0 days 1,858 sqft
    2022-12-01 0 days 1,887 sqft
    2023-01-01 0 days 1,970 sqft
    2023-02-01 0 days 1,877 sqft
    2023-03-01 0 days 1,683 sqft
    2023-04-01 0 days 1,754 sqft
    2023-05-01 0 days 1,846 sqft
    2023-06-01 0 days 1,906 sqft
    2023-07-01 0 days 1,878 sqft
    2023-08-01 0 days 1,980 sqft
    2023-09-01 0 days 2,018 sqft
    2023-10-01 0 days 2,007 sqft
    2023-11-01 0 days 1,872 sqft
    2023-12-01 0 days 1,873 sqft
    2024-01-01 0 days 1,935 sqft
    2024-02-01 0 days 1,903 sqft
    2024-03-01 0 days 1,935 sqft
    2024-04-01 0 days 1,905 sqft
    2024-05-01 0 days 1,887 sqft
    2024-06-01 0 days 1,940 sqft
    2024-07-01 0 days 2,025 sqft
    2024-08-01 0 days 2,001 sqft
    2024-09-01 0 days 1,963 sqft
    2024-10-01 0 days 1,934 sqft
    Keene's median listing age (time on market) for 2024-10-01 was 0 days.

    Keene's median square footage for active listings during the 2024-10-01 period was 1,934 sqft. One year prior, the average listing was 2,007 sqft.

    Keene, NH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 598 $174,610,000 $291,990
    Cash Out Refi 192 $34,720,000 $180,833
    Home Improvement 186 $17,240,000 $92,688
    Other 124 $14,040,000 $113,226
    Refi 81 $16,265,000 $200,802

    Keene's most frequently cited loan purpose was Home Purchase, with 598 originations. The 2nd most popular reason was Cash Out Refi, with 192 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 416 $111,860,000 $268,894
    7-8% 288 $65,160,000 $226,250
    5-6% 191 $43,475,000 $227,618
    Over 8% 183 $21,535,000 $117,678
    3-4% 33 $3,395,000 $102,879
    4-5% 21 $4,605,000 $219,286
    <2.5% 9 $1,265,000 $140,556
    2.5-3% 3 $675,000 $225,000

    During 2023, Keene's most frequently originated rate bucket was 6-7%, with 416 originations.

    Loan Sizing (Keene, NH MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 479 $133,275,000 $278,236
    $100,000 or less 303 $15,815,000 $52,195
    $100k-200k 274 $40,260,000 $146,934
    $400k-600k 93 $43,125,000 $463,710
    $600k-1000k 28 $19,200,000 $685,714
    $Over $1MM 4 $5,200,000 $1,300,000

    Keene's loan sizing saw the bucket of loans from $200k-400k with 479 originations, totaling $133,275,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 381 $115,895,000 $304,186
    60-80% 236 $67,970,000 $288,008
    Under 20% 206 $9,700,000 $47,087
    20-40% 174 $21,040,000 $120,920
    40-60% 128 $29,350,000 $229,297
    Over 100% 20 $7,570,000 $378,500

    Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $115,895,000 in origination value.