Keene Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Keene averaged
6.02%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.73% and
one month ago for the week of 2022-05-26, the
average rate was 5.22%.
Keene's average rate one year ago was 3.05%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Keene 30 Year Fixed Rate | 2022-06-30 | 6.02% |
| Keene 30 Year Fixed Rate Refi | 2022-06-30 | 5.74% |
| Keene 15 Year Fixed Rate | 2022-06-30 | 5.45% |
| Keene 15 Year Fixed Rate Refi | 2022-06-30 | 4.9% |
| Keene 30 Year FHA | 2022-06-30 | 5.65% |
| Keene 30 Year FHA Refi | 2022-06-30 | 5.83% |
| Keene 30 Year USDA | 2022-06-30 | 5.61% |
| Keene 30 Year USDA Refi | 2022-06-30 | 5.93% |
| Keene 30 Year VA | 2022-06-30 | 5.36% |
| Keene 30 Year VA Refi | 2022-06-30 | 5.23% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Keene, NH.
Keene Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Keene, NH's 145 lenders originated 2,676
loans during 2021. The total origination value was $563,410,000, with an average loan value of
$210,542.
The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with
153 loans originated. Their average total fees are
$3,450, which is $1,295
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Keene lenders (with over 10 loans originated) are
TD Bank ($2,752), Service Federal Credit Union ($3,003), Bar Harbor Bank & Trust ($3,101), Wells Fargo Bank ($3,179) and MOVEMENT MORTGAGE, LLC ($3,195).
The lowest rate Keene lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.85%), Bank of America (2.97%), JPMorgan Chase Bank (2.99%), UNITED WHOLESALE MORTGAGE, LLC (3.00%) and Citizens Bank (3.02%).
Keene, NH Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $54,230,000 | $65,125,000 | 20.1% | 11.6% |
| CMG MORTGAGE, INC. | $60,900,000 | $59,095,000 | -3.0% | 10.5% |
| HARBORONE MORTGAGE, LLC | $25,325,000 | $35,045,000 | 38.4% | 6.2% |
| Mascoma Bank | $21,525,000 | $23,920,000 | 11.1% | 4.2% |
| Service Federal Credit Union | $21,835,000 | $18,625,000 | -14.7% | 3.3% |
| TD Bank | $18,540,000 | $16,795,000 | -9.4% | 3.0% |
| FREEDOM MORTGAGE CORPORATION | $12,105,000 | $13,820,000 | 14.2% | 2.5% |
| LOANDEPOT.COM, LLC | $4,325,000 | $12,900,000 | 198.3% | 2.3% |
| People's United Bank | $10,425,000 | $12,585,000 | 20.7% | 2.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,385,000 | $12,565,000 | 70.1% | 2.2% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $11,795,000 | $11,530,000 | -2.2% | 2.0% |
| Citizens Bank | $8,700,000 | $10,720,000 | 23.2% | 1.9% |
| Wells Fargo Bank | $5,275,000 | $10,670,000 | 102.3% | 1.9% |
| AMERISAVE MORTGAGE CORPORATION | $3,255,000 | $9,610,000 | 195.2% | 1.7% |
| Mortgage Research Center, LLC | $7,660,000 | $9,460,000 | 23.5% | 1.7% |
| Bar Harbor Bank & Trust | $6,115,000 | $8,580,000 | 40.3% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,305,000 | $8,190,000 | 12.1% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $4,860,000 | $7,830,000 | 61.1% | 1.4% |
| Bank of America | $5,750,000 | $7,650,000 | 33.0% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $1,915,000 | $7,400,000 | 286.4% | 1.3% |
| EMBRACE HOME LOANS, INC. | $6,745,000 | $7,090,000 | 5.1% | 1.3% |
| NEWREZ LLC | $3,105,000 | $6,860,000 | 120.9% | 1.2% |
| JPMorgan Chase Bank | $3,950,000 | $6,505,000 | 64.7% | 1.2% |
| GUARANTEED RATE, INC. | $4,270,000 | $6,390,000 | 49.6% | 1.1% |
| GFA Federal Credit Union | $5,425,000 | $6,235,000 | 14.9% | 1.1% |
| NBT Bank | $11,790,000 | $6,225,000 | -47.2% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,535,000 | $5,755,000 | 127.0% | 1.0% |
| ENVOY MORTGAGE, LTD | $6,160,000 | $5,540,000 | -10.1% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $1,410,000 | $5,410,000 | 283.7% | 1.0% |
| LEADERONE FINANCIAL CORPORATION | $4,480,000 | $5,405,000 | 20.6% | 1.0% |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $1,760,000 | $5,345,000 | 203.7% | 0.9% |
| TOTAL MORTGAGE SERVICES, LLC | $4,875,000 | $5,280,000 | 8.3% | 0.9% |
| DIGITAL Federal Credit Union | $2,715,000 | $4,385,000 | 61.5% | 0.8% |
| ST. MARY'S BANK | $4,395,000 | $4,265,000 | -3.0% | 0.8% |
| Athol Savings Bank | $750,000 | $3,780,000 | 404.0% | 0.7% |
| BROKER SOLUTIONS, INC. | $1,080,000 | $3,610,000 | 234.3% | 0.6% |
| CALIBER HOME LOANS, INC. | $2,390,000 | $3,250,000 | 36.0% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $1,345,000 | $3,145,000 | 133.8% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $2,105,000 | $2,690,000 | 27.8% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,065,000 | $2,575,000 | 24.7% | 0.5% |
| NORTHPOINT MORTGAGE, INC. | $3,625,000 | $2,130,000 | -41.2% | 0.4% |
| Envision Bank | $1,770,000 | $2,120,000 | 19.8% | 0.4% |
| Bay State Savings Bank | $415,000 | $2,025,000 | 388.0% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,440,000 | $2,000,000 | -41.9% | 0.4% |
| Workers Credit Union | $2,625,000 | $1,985,000 | -24.4% | 0.4% |
| USAA Federal Savings Bank | $5,415,000 | $1,935,000 | -64.3% | 0.3% |
| GUILD MORTGAGE COMPANY | $495,000 | $1,880,000 | 279.8% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $480,000 | $1,860,000 | 287.5% | 0.3% |
| U.S. Bank | $1,675,000 | $1,745,000 | 4.2% | 0.3% |
| Mortgage Network, Inc. | $1,490,000 | $1,710,000 | 14.8% | 0.3% |
| Fidelity Co-operative Bank | $1,575,000 | $1,645,000 | 4.4% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,615,000 | n/a | 0.3% | |
| EMM LOANS LLC | $2,455,000 | $1,605,000 | -34.6% | 0.3% |
| Nations Lending Corporation | $165,000 | $1,560,000 | 845.5% | 0.3% |
| NBKC BANK | $1,275,000 | $1,490,000 | 16.9% | 0.3% |
| LENDUS, LLC | $780,000 | $1,390,000 | 78.2% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $725,000 | $1,320,000 | 82.1% | 0.2% |
| Flagstar Bank, FSB | $415,000 | $1,275,000 | 207.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $300,000 | $1,270,000 | 323.3% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $780,000 | $1,205,000 | 54.5% | 0.2% |
| ARC HOME LLC | $225,000 | $1,195,000 | 431.1% | 0.2% |
| Enterprise Bank and Trust Company | $1,115,000 | $1,185,000 | 6.3% | 0.2% |
| AMERICAN FINANCING CORPORATION | $495,000 | $1,180,000 | 138.4% | 0.2% |
| Carrington Mortgage Services, LLC | $1,425,000 | $1,175,000 | -17.5% | 0.2% |
| MEMBERS MORTGAGE COMPANY, INC. | $155,000 | $1,175,000 | 658.1% | 0.2% |
| Farm Credit East, ACA | $1,170,000 | n/a | 0.2% | |
| BELLWETHER COMMUNITY | $1,130,000 | $1,120,000 | -0.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,895,000 | $1,110,000 | -41.4% | 0.2% |
| Main Street Bank | $205,000 | $1,065,000 | 419.5% | 0.2% |
| Bank of England | $335,000 | $1,055,000 | 214.9% | 0.2% |
| Goldwater Bank, N.A. | $1,050,000 | n/a | 0.2% | |
| TIAA, FSB | $1,010,000 | $1,040,000 | 3.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,770,000 | $1,030,000 | -41.8% | 0.2% |
| Fall River Five Cents Savings Bank | $205,000 | $1,010,000 | 392.7% | 0.2% |
| Low VA Rates, LLC | $350,000 | $1,005,000 | 187.1% | 0.2% |
| KeyBank | $1,435,000 | $990,000 | -31.0% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $300,000 | $950,000 | 216.7% | 0.2% |
| The Federal Savings Bank | $830,000 | $940,000 | 13.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,205,000 | $925,000 | -23.2% | 0.2% |
| Bank of New Hampshire | $2,925,000 | $920,000 | -68.5% | 0.2% |
| BNY Mellon | $835,000 | n/a | 0.1% | |
| The Camden National Bank | $830,000 | n/a | 0.1% | |
| Ross Mortgage Company, Inc. | $530,000 | $820,000 | 54.7% | 0.1% |
| Leader Bank | $1,775,000 | $815,000 | -54.1% | 0.1% |
| Poli Mortgage Group, Inc. | $790,000 | n/a | 0.1% | |
| Rollstone Bank & Trust | $910,000 | $775,000 | -14.8% | 0.1% |
| Citibank | $185,000 | $760,000 | 310.8% | 0.1% |
| Avidia Bank | $125,000 | $755,000 | 504.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $730,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $705,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $685,000 | n/a | 0.1% | |
| Evolve Bank & Trust | $165,000 | $685,000 | 315.2% | 0.1% |
| BAYCOAST MORTGAGE COMPANY, LLC | $670,000 | n/a | 0.1% | |
| Manufacturers and Traders Trust Company | $245,000 | $650,000 | 165.3% | 0.1% |
| POLISH NATIONAL | $650,000 | n/a | 0.1% | |
| SALEM FIVE MORTGAGE COMPANY, LLC | $860,000 | $625,000 | -27.3% | 0.1% |
| Goldman Sachs Bank USA | $615,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $570,000 | $590,000 | 3.5% | 0.1% |
| NORTHEAST CREDIT UNION | $870,000 | $585,000 | -32.8% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $1,195,000 | $585,000 | -51.0% | 0.1% |
| North American Savings Bank, F.S.B. | $380,000 | $580,000 | 52.6% | 0.1% |
| INLAND BANK & TRUST | $1,470,000 | $575,000 | -60.9% | 0.1% |
| HANSCOM | $385,000 | $570,000 | 48.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $515,000 | $565,000 | 9.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,405,000 | $530,000 | -62.3% | 0.1% |
| Centennial Bank | $525,000 | n/a | 0.1% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | $525,000 | 3,400.0% | 0.1% |
| BAY EQUITY LLC | $475,000 | $520,000 | 9.5% | 0.1% |
| InterContinental Capital Group, Inc | $510,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $795,000 | $510,000 | -35.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,265,000 | $490,000 | -61.3% | 0.1% |
| Chicago Mortgage Solutions LLC | $480,000 | n/a | 0.1% | |
| First Home Bank | $480,000 | n/a | 0.1% | |
| Members First Credit Union N.H. | $480,000 | n/a | 0.1% | |
| NORTHEAST HOME LOAN, LLC | $405,000 | $475,000 | 17.3% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $470,000 | n/a | 0.1% | |
| First Federal Bank | $635,000 | $455,000 | -28.3% | 0.1% |
| Community Bank | $990,000 | $450,000 | -54.5% | 0.1% |
| Eastern Bank | $175,000 | $450,000 | 157.1% | 0.1% |
| STEARNS LENDING, LLC | $245,000 | $445,000 | 81.6% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $440,000 | n/a | 0.1% | |
| Magnolia Bank | $410,000 | $430,000 | 4.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $330,000 | $430,000 | 30.3% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $430,000 | n/a | 0.1% | |
| LAFAYETTE FEDERAL CREDIT UNION | $405,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $655,000 | $400,000 | -38.9% | 0.1% |
| MountainOne Bank | $395,000 | n/a | 0.1% | |
| BNC National Bank | $520,000 | $385,000 | -26.0% | 0.1% |
| Discover Bank | $200,000 | $375,000 | 87.5% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $780,000 | $370,000 | -52.6% | 0.1% |
| Waterstone Mortgage Corporation | $370,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $365,000 | n/a | 0.1% | |
| Needham Bank | $365,000 | n/a | 0.1% | |
| PNC Bank | $365,000 | n/a | 0.1% | |
| Raymond James Bank | $365,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $385,000 | $365,000 | -5.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $370,000 | $360,000 | -2.7% | 0.1% |
| Community First National Bank | $355,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $345,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $295,000 | $345,000 | 16.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $240,000 | $330,000 | 37.5% | 0.1% |
| RTN FEDERAL CREDIT UNION | $330,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $90,000 | $315,000 | 250.0% | 0.1% |
| First American Bank | $185,000 | $310,000 | 67.6% | 0.1% |
| Merrimack County Savings Bank | $645,000 | $310,000 | -51.9% | 0.1% |
| SCIENT Federal Credit Union | $305,000 | n/a | 0.1% | |
| Bangor Savings Bank | $300,000 | n/a | 0.1% | |
| Ixonia Bank | $295,000 | n/a | 0.1% | |
| NP, Inc. | $295,000 | n/a | 0.1% | |
| MID-ISLAND MORTGAGE CORP. | $185,000 | $280,000 | 51.4% | 0.0% |
| NEW ENGLAND FEDERAL CREDIT UNION | $175,000 | $275,000 | 57.1% | 0.0% |
| NEW FED MORTGAGE, CORP. | $675,000 | $275,000 | -59.3% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Haverhill Bank | $265,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $420,000 | $265,000 | -36.9% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $255,000 | n/a | 0.0% | |
| WEBSTER FIRST Federal Credit Union | $255,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $2,265,000 | $245,000 | -89.2% | 0.0% |
| OCMBC, INC. | $245,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $485,000 | $245,000 | -49.5% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $235,000 | n/a | 0.0% | |
| Holy Rosary Regional Credit Union | $225,000 | n/a | 0.0% | |
| First Seacoast Bank | $295,000 | $215,000 | -27.1% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $645,000 | $215,000 | -66.7% | 0.0% |
| PLANET HOME LENDING, LLC | $215,000 | $215,000 | 0.0% | 0.0% |
| Signature Federal Credit Union | $215,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| LENDERFI, INC. | $205,000 | n/a | 0.0% | |
| NEW HAMPSHIRE | $1,475,000 | $200,000 | -86.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $305,000 | $200,000 | -34.4% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| Northern Bank & Trust Company | $195,000 | n/a | 0.0% | |
| Peoples Bank | $195,000 | n/a | 0.0% | |
| Triangle Credit Union | $995,000 | $195,000 | -80.4% | 0.0% |
| Colonial Savings, F.A. | $170,000 | $185,000 | 8.8% | 0.0% |
| First Guaranty Mortgage Corporation | $255,000 | $185,000 | -27.5% | 0.0% |
| Hometown Bank | $185,000 | n/a | 0.0% | |
| MASSMUTUAL | $185,000 | n/a | 0.0% | |
| ONE Credit Union | $195,000 | $185,000 | -5.1% | 0.0% |
| Triumph Bank | $185,000 | n/a | 0.0% | |
| Capital Bank | $175,000 | n/a | 0.0% | |
| City National Bank | $175,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $625,000 | $175,000 | -72.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $175,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
| MSA MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $175,000 | n/a | 0.0% | |
| GREENWOOD | $170,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $475,000 | $165,000 | -65.3% | 0.0% |
| Atlantic Home Loans, Inc. | $165,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $165,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $165,000 | n/a | 0.0% | |
| UMB Bank | $165,000 | n/a | 0.0% | |
| First Savings Bank | $480,000 | $155,000 | -67.7% | 0.0% |
| ALLIANT CREDIT UNION | $145,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $135,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $135,000 | n/a | 0.0% | |
| FINEX CREDIT UNION | $135,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| OWNERSCHOICE FUNDING, INCORPORATED | $135,000 | n/a | 0.0% | |
| LUSO | $125,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | n/a | 0.0% | |
| UniBank for Savings | $115,000 | n/a | 0.0% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $115,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $980,000 | $105,000 | -89.3% | 0.0% |
| VERMONT STATE EMPLOYEES | $300,000 | $95,000 | -68.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $105,000 | $85,000 | -19.0% | 0.0% |
| SPRING EQ, LLC | $25,000 | $65,000 | 160.0% | 0.0% |
| Berkshire Bank | $715,000 | $55,000 | -92.3% | 0.0% |
| BayCoast Bank | $195,000 | $45,000 | -76.9% | 0.0% |
| Deere Employees Credit Union | $45,000 | n/a | 0.0% | |
| Granite State Credit Union | $480,000 | $45,000 | -90.6% | 0.0% |
| Figure Lending LLC | $25,000 | n/a | 0.0% | |
| Cornerstone Bank | $425,000 | $15,000 | -96.5% | 0.0% |
Keene's top lender by overall market share is QUICKEN LOANS, LLC, with 11.6% market share. In second place, with 10.5%, is CMG MORTGAGE, INC., having originated $59,095,000 in loans. In third place, with 6.2%, is HARBORONE MORTGAGE, LLC, having originated $35,045,000 in loans. In third place, with 4.2%, is Mascoma Bank, having originated $23,920,000 in loans. In third place, with 3.3%, is Service Federal Credit Union, having originated $18,625,000 in loans.
Keene, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 996 | $252,430,000 | $253,444 |
| Refi | 916 | $173,180,000 | $189,061 |
| Cash Out Refi | 570 | $115,090,000 | $201,912 |
| Home Improvement | 118 | $12,790,000 | $108,390 |
| Other | 76 | $9,920,000 | $130,526 |
Keene's most frequently cited loan purpose was Home Purchase, with 996 originations. The 2nd most popular reason was Refi, with 916 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,042 | $227,440,000 | $218,273 |
| 3-4% | 922 | $200,900,000 | $217,896 |
| <2.5% | 519 | $104,615,000 | $201,570 |
| 4-5% | 77 | $11,545,000 | $149,935 |
| 5-6% | 36 | $3,310,000 | $91,944 |
| 6-7% | 7 | $425,000 | $60,714 |
| Over 8% | 7 | $485,000 | $69,286 |
| 7-8% | 2 | $90,000 | $45,000 |
During 2021, Keene's most frequently originated rate bucket was 2.5-3%, with 1,042 originations.
Loan Sizing (Keene, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,188 | $182,440,000 | $153,569 |
| $200k-400k | 1,110 | $291,680,000 | $262,775 |
| $100,000 or less | 251 | $16,285,000 | $64,880 |
| $400k-600k | 105 | $48,805,000 | $464,810 |
| $600k-1000k | 14 | $10,100,000 | $721,429 |
| $Over $1MM | 8 | $14,100,000 | $1,762,500 |
Keene's loan sizing saw the bucket of loans from $100k-200k with 1,188 originations, totaling $182,440,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 941 | $207,535,000 | $220,547 |
| 80-100% | 865 | $215,635,000 | $249,289 |
| 40-60% | 437 | $77,565,000 | $177,494 |
| 20-40% | 190 | $19,860,000 | $104,526 |
| Under 20% | 80 | $4,270,000 | $53,375 |
| Over 100% | 19 | $8,555,000 | $450,263 |
Keene's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 941 originations, totaling $207,535,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $234,500 (4.5%) | $301,000 (0.5%) | 0.00 | 297 |
| 2018-02-01 | $239,900 (5.7%) | $313,288 (2.3%) | 0.00 | 273 |
| 2018-03-01 | $239,900 (6.7%) | $321,647 (2.7%) | 0.00 | 288 |
| 2018-04-01 | $242,450 (2.1%) | $316,842 (1.0%) | 0.00 | 305 |
| 2018-05-01 | $239,900 (-3.2%) | $320,015 (4.4%) | 0.00 | 335 |
| 2018-06-01 | $249,000 (0.8%) | $320,735 (5.8%) | 0.00 | 393 |
| 2018-07-01 | $249,900 (4.2%) | $318,569 (6.9%) | 0.00 | 418 |
| 2018-08-01 | $255,555 (6.5%) | $325,934 (9.8%) | 0.00 | 443 |
| 2018-09-01 | $260,000 (6.6%) | $323,533 (4.5%) | 0.00 | 451 |
| 2018-10-01 | $260,450 (8.8%) | $322,010 (6.4%) | 0.00 | 452 |
| 2018-11-01 | $251,900 (9.8%) | $320,080 (8.5%) | 0.00 | 409 |
| 2018-12-01 | $249,900 (8.7%) | $315,392 (6.5%) | 0.00 | 352 |
| 2019-01-01 | $251,000 (7.0%) | $323,980 (7.6%) | 0.00 | 311 |
| 2019-02-01 | $251,000 (4.6%) | $317,894 (1.5%) | 0.00 | 292 |
| 2019-03-01 | $252,997 (5.5%) | $315,792 (-1.8%) | 0.00 | 280 |
| 2019-04-01 | $255,875 (5.5%) | $321,984 (1.6%) | 0.00 | 278 |
| 2019-05-01 | $274,000 (14.2%) | $334,255 (4.5%) | 0.00 | 290 |
| 2019-06-01 | $269,900 (8.4%) | $337,289 (5.2%) | 0.00 | 324 |
| 2019-07-01 | $273,450 (9.4%) | $343,121 (7.7%) | 0.00 | 360 |
| 2019-08-01 | $272,429 (6.6%) | $335,665 (3.0%) | 0.00 | 365 |
| 2019-09-01 | $268,929 (3.4%) | $338,480 (4.6%) | 0.00 | 365 |
| 2019-10-01 | $266,500 (2.3%) | $338,164 (5.0%) | 0.00 | 351 |
| 2019-11-01 | $269,900 (7.2%) | $339,176 (6.0%) | 0.00 | 324 |
| 2019-12-01 | $272,500 (9.0%) | $342,239 (8.5%) | 0.00 | 245 |
| 2020-01-01 | $279,250 (11.3%) | $339,631 (4.8%) | 0.00 | 207 |
| 2020-02-01 | $284,900 (13.5%) | $346,050 (8.9%) | 0.00 | 190 |
| 2020-03-01 | $299,900 (18.5%) | $367,054 (16.2%) | 0.00 | 190 |
| 2020-04-01 | $304,950 (19.2%) | $380,736 (18.3%) | 0.00 | 186 |
| 2020-05-01 | $299,000 (9.1%) | $376,137 (12.5%) | 0.00 | 188 |
| 2020-06-01 | $299,450 (11.0%) | $382,142 (13.3%) | 0.00 | 172 |
| 2020-07-01 | $298,750 (9.3%) | $395,407 (15.2%) | 0.00 | 173 |
| 2020-08-01 | $298,500 (9.6%) | $399,554 (19.0%) | 0.00 | 168 |
| 2020-09-01 | $297,450 (10.6%) | $393,144 (16.2%) | 0.00 | 162 |
| 2020-10-01 | $304,000 (14.1%) | $399,782 (18.2%) | 0.00 | 136 |
| 2020-11-01 | $302,500 (12.1%) | $424,559 (25.2%) | 0.00 | 99 |
| 2020-12-01 | $295,000 (8.3%) | $396,854 (16.0%) | 0.00 | 96 |
| 2021-01-01 | $299,000 (7.1%) | $406,065 (19.6%) | 0.00 | 64 |
| 2021-02-01 | $294,950 (3.5%) | $421,124 (21.7%) | 0.00 | 60 |
| 2021-03-01 | $308,936 (3.0%) | $430,665 (17.3%) | 0.00 | 61 |
| 2021-04-01 | $303,000 (-0.6%) | $424,260 (11.4%) | 0.00 | 86 |
| 2021-05-01 | $295,000 (-1.3%) | $387,536 (3.0%) | 0.00 | 97 |
| 2021-06-01 | $317,500 (6.0%) | $375,572 (-1.7%) | 0.00 | 129 |
| 2021-07-01 | $305,000 (2.1%) | $405,602 (2.6%) | 0.00 | 143 |
| 2021-08-01 | $316,950 (6.2%) | $443,120 (10.9%) | 0.00 | 155 |
| 2021-09-01 | $321,500 (8.1%) | $492,617 (25.3%) | 0.00 | 156 |
| 2021-10-01 | $329,000 (8.2%) | $501,594 (25.5%) | 0.00 | 117 |
| 2021-11-01 | $299,900 (-0.9%) | $485,429 (14.3%) | 0.00 | 91 |
| 2021-12-01 | $299,950 (1.7%) | $477,366 (20.3%) | 0.00 | 72 |
| 2022-01-01 | $299,900 (0.3%) | $525,946 (29.5%) | 0.00 | 44 |
| 2022-02-01 | $292,000 (-1.0%) | $498,969 (18.5%) | 0.00 | 55 |
| 2022-03-01 | $327,000 (5.9%) | $534,541 (24.1%) | 0.00 | 50 |
| 2022-04-01 | $349,900 (15.5%) | $478,416 (12.8%) | 0.00 | 62 |
| 2022-05-01 | $364,900 (23.7%) | $483,727 (24.8%) | 0.00 | 91 |
| 2022-06-01 | $349,900 (10.2%) | $469,597 (25.0%) | 0.00 | 107 |
Keene's median listing price for 2022-06-01 was $349,900, a difference of
$32,400
(10.2%) versus the prior year and
$-15,000 versus the prior month.
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2022-06-01 was $469,597, a difference of $94,025 (25.0%) versus the prior year and $-14,130 versus the prior month.
For the 2022-06-01 period, Keene had 107 MLS listings, a difference of 16 listings (18%) versus the prior month and -22 listings (-17%) versus the prior year.
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2022-06-01 was $469,597, a difference of $94,025 (25.0%) versus the prior year and $-14,130 versus the prior month.
For the 2022-06-01 period, Keene had 107 MLS listings, a difference of 16 listings (18%) versus the prior month and -22 listings (-17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,845 sqft |
| 2018-02-01 | 0 days | 1,894 sqft |
| 2018-03-01 | 0 days | 1,922 sqft |
| 2018-04-01 | 0 days | 1,893 sqft |
| 2018-05-01 | 0 days | 1,861 sqft |
| 2018-06-01 | 0 days | 1,858 sqft |
| 2018-07-01 | 0 days | 1,893 sqft |
| 2018-08-01 | 0 days | 1,900 sqft |
| 2018-09-01 | 0 days | 1,857 sqft |
| 2018-10-01 | 0 days | 1,838 sqft |
| 2018-11-01 | 0 days | 1,854 sqft |
| 2018-12-01 | 0 days | 1,835 sqft |
| 2019-01-01 | 0 days | 1,840 sqft |
| 2019-02-01 | 0 days | 1,868 sqft |
| 2019-03-01 | 0 days | 1,917 sqft |
| 2019-04-01 | 0 days | 1,946 sqft |
| 2019-05-01 | 0 days | 1,959 sqft |
| 2019-06-01 | 0 days | 1,996 sqft |
| 2019-07-01 | 0 days | 2,054 sqft |
| 2019-08-01 | 0 days | 2,012 sqft |
| 2019-09-01 | 0 days | 1,984 sqft |
| 2019-10-01 | 0 days | 1,981 sqft |
| 2019-11-01 | 0 days | 1,930 sqft |
| 2019-12-01 | 0 days | 1,930 sqft |
| 2020-01-01 | 0 days | 1,922 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 2,049 sqft |
| 2020-04-01 | 0 days | 2,102 sqft |
| 2020-05-01 | 0 days | 1,960 sqft |
| 2020-06-01 | 0 days | 2,103 sqft |
| 2020-07-01 | 0 days | 2,101 sqft |
| 2020-08-01 | 0 days | 2,070 sqft |
| 2020-09-01 | 0 days | 1,964 sqft |
| 2020-10-01 | 0 days | 2,128 sqft |
| 2020-11-01 | 0 days | 2,180 sqft |
| 2020-12-01 | 0 days | 1,985 sqft |
| 2021-01-01 | 0 days | 2,070 sqft |
| 2021-02-01 | 0 days | 1,949 sqft |
| 2021-03-01 | 0 days | 1,954 sqft |
| 2021-04-01 | 0 days | 1,831 sqft |
| 2021-05-01 | 0 days | 1,629 sqft |
| 2021-06-01 | 0 days | 1,798 sqft |
| 2021-07-01 | 0 days | 1,758 sqft |
| 2021-08-01 | 0 days | 1,840 sqft |
| 2021-09-01 | 0 days | 1,920 sqft |
| 2021-10-01 | 0 days | 1,958 sqft |
| 2021-11-01 | 0 days | 1,851 sqft |
| 2021-12-01 | 0 days | 1,854 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,761 sqft |
| 2022-03-01 | 0 days | 1,908 sqft |
| 2022-04-01 | 0 days | 1,867 sqft |
| 2022-05-01 | 0 days | 1,876 sqft |
| 2022-06-01 | 0 days | 1,701 sqft |
Keene's median listing age (time on market) for 2022-06-01 was 0 days.
Keene's median square footage for active listings during the 2022-06-01 period was 1,701 sqft. One year prior, the average listing was 1,798 sqft.
Keene's median square footage for active listings during the 2022-06-01 period was 1,701 sqft. One year prior, the average listing was 1,798 sqft.
