Keene Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Keene averaged
6.96%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.84% and
one month ago for the week of 2024-03-14, the
average rate was 6.8%.
Keene's average rate one year ago was 6.33%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Keene 30 Year Fixed Rate | 2024-04-18 | 6.96% |
| Keene 30 Year Fixed Rate Refi | 2024-04-18 | 7.3% |
| Keene 15 Year Fixed Rate | 2024-04-18 | 6.59% |
| Keene 15 Year Fixed Rate Refi | 2024-04-18 | 6.29% |
| Keene 30 Year FHA | 2024-04-18 | 7.14% |
| Keene 30 Year FHA Refi | 2024-04-18 | 6.76% |
| Keene 30 Year USDA | 2024-04-18 | 7.06% |
| Keene 30 Year USDA Refi | 2024-04-18 | 6.86% |
| Keene 30 Year VA | 2024-04-18 | 6.56% |
| Keene 30 Year VA Refi | 2024-04-18 | 6.76% |
Keene Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Keene, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Keene Average Closing Costs & Other Stats
Keene, NH's 101 lenders originated 1,181
loans during 2023. The total origination value was $256,875,000, with an average loan value of
$217,506.
Keene's average closing costs are $4,848.
The top Keene lender as defined by loan originations is CMG MORTGAGE, INC., with
79 loans originated. Their average total fees are
$4,830, which is $684
higher than the next largest lender,
HARBORONE MORTGAGE, LLC.
The lowest fee Keene lenders (with over 10 loans originated) are
TD Bank ($2,165), Mascoma Bank ($3,718), HARBORONE MORTGAGE, LLC ($4,146), CMG MORTGAGE, INC. ($4,830) and GUILD MORTGAGE COMPANY ($5,249).
The lowest rate Keene lenders (with over 10 loans originated) are
FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.71%), HARBORONE MORTGAGE, LLC (6.76%), QUICKEN LOANS, LLC (6.78%), CMG MORTGAGE, INC. (6.80%) and MOVEMENT MORTGAGE, LLC (6.87%).
Keene, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $41,475,000 | $40,610,000 | -2.1% | 15.8% |
| QUICKEN LOANS, LLC | $32,645,000 | $15,300,000 | -53.1% | 6.0% |
| Mascoma Bank | $17,025,000 | $12,985,000 | -23.7% | 5.1% |
| HARBORONE MORTGAGE, LLC | $16,365,000 | $12,270,000 | -25.0% | 4.8% |
| TD Bank | $11,820,000 | $10,895,000 | -7.8% | 4.2% |
| Service Federal Credit Union | $18,950,000 | $9,885,000 | -47.8% | 3.8% |
| Citizens Bank | $9,150,000 | $8,120,000 | -11.3% | 3.2% |
| M&T Bank | $4,940,000 | $7,325,000 | 48.3% | 2.9% |
| Mortgage Research Center, LLC | $9,205,000 | $6,960,000 | -24.4% | 2.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $13,310,000 | $6,675,000 | -49.8% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,345,000 | $6,035,000 | -4.9% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $7,090,000 | $5,655,000 | -20.2% | 2.2% |
| GUILD MORTGAGE COMPANY | $7,645,000 | $5,400,000 | -29.4% | 2.1% |
| ENVOY MORTGAGE, LTD | $2,825,000 | $4,405,000 | 55.9% | 1.7% |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $4,465,000 | $3,640,000 | -18.5% | 1.4% |
| JPMorgan Chase Bank | $3,140,000 | $3,280,000 | 4.5% | 1.3% |
| NBT Bank | $6,260,000 | $2,960,000 | -52.7% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $2,925,000 | $2,745,000 | -6.2% | 1.1% |
| Bank of America | $4,205,000 | $2,645,000 | -37.1% | 1.0% |
| EMM LOANS LLC | $3,065,000 | $2,610,000 | -14.8% | 1.0% |
| DIGITAL Federal Credit Union | $2,220,000 | $2,365,000 | 6.5% | 0.9% |
| ST. MARY'S BANK | $2,625,000 | $2,300,000 | -12.4% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,050,000 | $2,275,000 | -43.8% | 0.9% |
| GFA Federal Credit Union | $6,145,000 | $2,230,000 | -63.7% | 0.9% |
| Morgan Stanley Private Bank | $3,220,000 | $2,080,000 | -35.4% | 0.8% |
| BROKER SOLUTIONS, INC. | $2,050,000 | $1,820,000 | -11.2% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $6,530,000 | $1,815,000 | -72.2% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,155,000 | $1,810,000 | 56.7% | 0.7% |
| TOTAL MORTGAGE SERVICES, LLC | $2,370,000 | $1,735,000 | -26.8% | 0.7% |
| American Mortgage & Equity Consultants, Inc. | $1,520,000 | $1,700,000 | 11.8% | 0.7% |
| EVERETT FINANCIAL, INC. | $460,000 | $1,550,000 | 237.0% | 0.6% |
| The Northern Trust Company | $1,505,000 | n/a | 0.6% | |
| NORTHEAST HOME LOAN, LLC | $135,000 | $1,415,000 | 948.1% | 0.6% |
| Avidia Bank | $995,000 | $1,390,000 | 39.7% | 0.5% |
| LOANDEPOT.COM, LLC | $6,120,000 | $1,345,000 | -78.0% | 0.5% |
| AmRes Corporation | $425,000 | $1,310,000 | 208.2% | 0.5% |
| Advisors Mortgage Group, L.L.C. | $370,000 | $1,295,000 | 250.0% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $2,230,000 | $1,290,000 | -42.2% | 0.5% |
| Waterstone Mortgage Corporation | $1,200,000 | n/a | 0.5% | |
| Bar Harbor Bank & Trust | $2,470,000 | $1,125,000 | -54.5% | 0.4% |
| BETTER MORTGAGE CORPORATION | $165,000 | $1,120,000 | 578.8% | 0.4% |
| CARDINAL FINANCIAL | $400,000 | $1,115,000 | 178.8% | 0.4% |
| USAA Federal Savings Bank | $1,790,000 | $1,115,000 | -37.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,415,000 | $1,065,000 | -83.4% | 0.4% |
| Ross Mortgage Company, Inc. | $360,000 | $1,015,000 | 181.9% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $2,210,000 | $1,010,000 | -54.3% | 0.4% |
| UBS Bank USA | $1,005,000 | n/a | 0.4% | |
| NORTHPOINT MORTGAGE, INC. | $2,325,000 | $945,000 | -59.4% | 0.4% |
| Goldman Sachs Bank USA | $865,000 | n/a | 0.3% | |
| GUARANTEED RATE, INC. | $2,675,000 | $855,000 | -68.0% | 0.3% |
| Wells Fargo Bank | $7,075,000 | $835,000 | -88.2% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $375,000 | $815,000 | 117.3% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $505,000 | $810,000 | 60.4% | 0.3% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $800,000 | n/a | 0.3% | |
| NBKC BANK | $255,000 | $800,000 | 213.7% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $795,000 | n/a | 0.3% | |
| NEWREZ LLC | $2,830,000 | $795,000 | -71.9% | 0.3% |
| AMERICAN FINANCING CORPORATION | $305,000 | $790,000 | 159.0% | 0.3% |
| Shamrock Home Loans, Inc. | $500,000 | $790,000 | 58.0% | 0.3% |
| Bangor Savings Bank | $785,000 | n/a | 0.3% | |
| Main Street Bank | $75,000 | $785,000 | 946.7% | 0.3% |
| Granite State Credit Union | $765,000 | $780,000 | 2.0% | 0.3% |
| Commerce Home Mortgage, Inc. | $775,000 | n/a | 0.3% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $260,000 | $730,000 | 180.8% | 0.3% |
| EMBRACE HOME LOANS, INC. | $3,085,000 | $725,000 | -76.5% | 0.3% |
| Fidelity Co-operative Bank | $1,385,000 | $695,000 | -49.8% | 0.3% |
| Ally Bank | $685,000 | n/a | 0.3% | |
| First Seacoast Bank | $680,000 | n/a | 0.3% | |
| Union Bank | $680,000 | n/a | 0.3% | |
| BNY Mellon | $655,000 | n/a | 0.3% | |
| The Provident Bank | $645,000 | n/a | 0.3% | |
| Bank of New Hampshire | $1,610,000 | $630,000 | -60.9% | 0.2% |
| Eastern Bank | $625,000 | n/a | 0.2% | |
| The Federal Savings Bank | $295,000 | $620,000 | 110.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,420,000 | $590,000 | -58.5% | 0.2% |
| Merrimack County Savings Bank | $920,000 | $575,000 | -37.5% | 0.2% |
| Leader Bank | $570,000 | $560,000 | -1.8% | 0.2% |
| BNC National Bank | $355,000 | $555,000 | 56.3% | 0.2% |
| Northpointe Bank | $1,750,000 | $550,000 | -68.6% | 0.2% |
| TEACHERS | $505,000 | n/a | 0.2% | |
| Toyota Financial Savings Bank | $505,000 | n/a | 0.2% | |
| Keystone Funding, Inc. | $490,000 | n/a | 0.2% | |
| Evolve Bank & Trust | $970,000 | $485,000 | -50.0% | 0.2% |
| Fall River Five Cents Savings Bank | $485,000 | n/a | 0.2% | |
| Coastal Community Bank | $480,000 | n/a | 0.2% | |
| BAY EQUITY LLC | $1,100,000 | $470,000 | -57.3% | 0.2% |
| Discover Bank | $490,000 | $470,000 | -4.1% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $1,330,000 | $470,000 | -64.7% | 0.2% |
| Bank of England | $215,000 | $460,000 | 114.0% | 0.2% |
| PNC Bank | $1,345,000 | $460,000 | -65.8% | 0.2% |
| The Camden National Bank | $455,000 | n/a | 0.2% | |
| The Huntington National Bank | $455,000 | n/a | 0.2% | |
| Nations Lending Corporation | $450,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL NETWORK, INC. | $445,000 | n/a | 0.2% | |
| Bethpage Federal Credit Union | $445,000 | n/a | 0.2% | |
| GUARANTEED RATE AFFINITY, LLC | $905,000 | $445,000 | -50.8% | 0.2% |
| Pentucket Bank | $435,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $680,000 | $430,000 | -36.8% | 0.2% |
| U.S. Bank | $625,000 | $425,000 | -32.0% | 0.2% |
| Carrington Mortgage Services, LLC | $350,000 | $410,000 | 17.1% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,435,000 | $405,000 | -71.8% | 0.2% |
| MEMBERS MORTGAGE COMPANY, INC. | $380,000 | n/a | 0.1% | |
| First National Bank of America | $375,000 | n/a | 0.1% | |
| Community Bank | $430,000 | $360,000 | -16.3% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $345,000 | n/a | 0.1% | |
| Easthampton Savings Bank | $345,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $1,580,000 | $335,000 | -78.8% | 0.1% |
| Presidential Bank, FSB | $315,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $1,490,000 | $305,000 | -79.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $305,000 | n/a | 0.1% | |
| The Bank of Canton | $305,000 | n/a | 0.1% | |
| Cornerstone Bank | $295,000 | n/a | 0.1% | |
| Winchester Co-operative Bank | $295,000 | n/a | 0.1% | |
| WESTERLY COMMUNITY | $290,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $935,000 | $275,000 | -70.6% | 0.1% |
| HUNT MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $295,000 | $265,000 | -10.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $335,000 | $265,000 | -20.9% | 0.1% |
| Athol Savings Bank | $850,000 | $260,000 | -69.4% | 0.1% |
| BELLWETHER COMMUNITY | $2,055,000 | $245,000 | -88.1% | 0.1% |
| HOMESTEAD FUNDING CORP. | $165,000 | $245,000 | 48.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $245,000 | n/a | 0.1% | |
| GREENWOOD | $120,000 | $240,000 | 100.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,360,000 | $240,000 | -82.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $520,000 | $225,000 | -56.7% | 0.1% |
| Plains Commerce Bank | $95,000 | $225,000 | 136.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $130,000 | $220,000 | 69.2% | 0.1% |
| PeoplesBank | $220,000 | n/a | 0.1% | |
| Workers Credit Union | $3,975,000 | $220,000 | -94.5% | 0.1% |
| EQUITY RESOURCES, INC. | $205,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $205,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $205,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $825,000 | $185,000 | -77.6% | 0.1% |
| DREW MORTGAGE ASSOCIATES, INC. | $295,000 | $175,000 | -40.7% | 0.1% |
| MID-ISLAND MORTGAGE CORP. | $235,000 | $175,000 | -25.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $175,000 | n/a | 0.1% | |
| Berkshire Bank | $155,000 | $155,000 | 0.0% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $365,000 | $155,000 | -57.5% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $215,000 | $155,000 | -27.9% | 0.1% |
| Figure Lending LLC | $260,000 | $150,000 | -42.3% | 0.1% |
| NORTHEAST CREDIT UNION | $1,365,000 | $145,000 | -89.4% | 0.1% |
| Millbury National Bank | $130,000 | n/a | 0.1% | |
| AFFINITY | $125,000 | n/a | 0.0% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $430,000 | $125,000 | -70.9% | 0.0% |
| NEW HAMPSHIRE | $505,000 | $125,000 | -75.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | n/a | 0.0% | |
| Magnolia Bank | $145,000 | $115,000 | -20.7% | 0.0% |
| ALIGN CREDIT UNION | $1,885,000 | $105,000 | -94.4% | 0.0% |
| Community National Bank | $105,000 | n/a | 0.0% | |
| BayCoast Bank | $100,000 | $95,000 | -5.0% | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | $790,000 | $85,000 | -89.2% | 0.0% |
| Direct Federal Credit Union | $85,000 | n/a | 0.0% | |
| OCEAN STATE CREDIT UNION | $65,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $55,000 | n/a | 0.0% | |
| Meredith Village Savings Bank | $115,000 | $55,000 | -52.2% | 0.0% |
| LUSO | $45,000 | n/a | 0.0% | |
| Connexus Credit Union | $35,000 | n/a | 0.0% | |
| First American Bank | $35,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $125,000 | $25,000 | -80.0% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $575,000 | $25,000 | -95.7% | 0.0% |
Keene's top lender by overall market share is CMG MORTGAGE, INC., with 15.8% market share. In second place, with 6.0%, is QUICKEN LOANS, LLC, having originated $15,300,000 in loans. In third place, with 5.1%, is Mascoma Bank, having originated $12,985,000 in loans. In fourth place, with 4.8%, is HARBORONE MORTGAGE, LLC, having originated $12,270,000 in loans. In fifth place, with 4.2%, is TD Bank, having originated $10,895,000 in loans.
Keene Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,675 (6.8%) | $304,574 (1.6%) | 0.00 | 286 |
| 2018-02-01 | $242,950 (7.3%) | $317,503 (3.2%) | 0.00 | 263 |
| 2018-03-01 | $249,000 (10.8%) | $327,564 (4.1%) | 0.00 | 276 |
| 2018-04-01 | $248,181 (3.7%) | $320,513 (1.4%) | 0.00 | 296 |
| 2018-05-01 | $243,750 (-1.9%) | $323,228 (5.2%) | 0.00 | 329 |
| 2018-06-01 | $249,900 (1.4%) | $323,364 (6.3%) | 0.00 | 385 |
| 2018-07-01 | $249,900 (2.0%) | $320,331 (6.6%) | 0.00 | 403 |
| 2018-08-01 | $249,900 (4.4%) | $324,342 (9.2%) | 0.00 | 424 |
| 2018-09-01 | $259,000 (7.2%) | $323,360 (5.4%) | 0.00 | 433 |
| 2018-10-01 | $257,400 (8.4%) | $320,322 (5.7%) | 0.00 | 429 |
| 2018-11-01 | $249,948 (8.9%) | $319,472 (8.0%) | 0.00 | 390 |
| 2018-12-01 | $249,000 (8.3%) | $313,163 (5.2%) | 0.00 | 338 |
| 2019-01-01 | $249,950 (4.3%) | $322,488 (5.9%) | 0.00 | 302 |
| 2019-02-01 | $249,950 (2.9%) | $319,901 (0.8%) | 0.00 | 279 |
| 2019-03-01 | $252,857 (1.6%) | $317,756 (-3.0%) | 0.00 | 264 |
| 2019-04-01 | $255,857 (3.1%) | $323,033 (0.8%) | 0.00 | 263 |
| 2019-05-01 | $274,950 (12.8%) | $335,610 (3.8%) | 0.00 | 279 |
| 2019-06-01 | $269,450 (7.8%) | $335,797 (3.8%) | 0.00 | 307 |
| 2019-07-01 | $271,853 (8.8%) | $342,589 (7.0%) | 0.00 | 341 |
| 2019-08-01 | $267,895 (7.2%) | $333,203 (2.7%) | 0.00 | 345 |
| 2019-09-01 | $266,239 (2.8%) | $334,065 (3.3%) | 0.00 | 344 |
| 2019-10-01 | $265,909 (3.3%) | $335,994 (4.9%) | 0.00 | 338 |
| 2019-11-01 | $269,000 (7.6%) | $338,057 (5.8%) | 0.00 | 309 |
| 2019-12-01 | $271,475 (9.0%) | $339,923 (8.6%) | 0.00 | 231 |
| 2020-01-01 | $274,850 (10.0%) | $336,025 (4.2%) | 0.00 | 192 |
| 2020-02-01 | $279,250 (11.7%) | $343,075 (7.2%) | 0.00 | 177 |
| 2020-03-01 | $297,225 (17.6%) | $363,521 (14.4%) | 0.00 | 176 |
| 2020-04-01 | $299,900 (17.2%) | $377,836 (17.0%) | 0.00 | 170 |
| 2020-05-01 | $289,900 (5.4%) | $369,640 (10.1%) | 0.00 | 177 |
| 2020-06-01 | $297,875 (10.6%) | $374,077 (11.4%) | 0.00 | 157 |
| 2020-07-01 | $292,450 (7.6%) | $381,956 (11.5%) | 0.00 | 159 |
| 2020-08-01 | $285,000 (6.4%) | $383,964 (15.2%) | 0.00 | 159 |
| 2020-09-01 | $294,900 (10.8%) | $380,726 (14.0%) | 0.00 | 156 |
| 2020-10-01 | $314,950 (18.4%) | $402,301 (19.7%) | 0.00 | 130 |
| 2020-11-01 | $302,100 (12.3%) | $416,186 (23.1%) | 0.00 | 97 |
| 2020-12-01 | $296,125 (9.1%) | $401,252 (18.0%) | 0.00 | 91 |
| 2021-01-01 | $296,750 (8.0%) | $415,717 (23.7%) | 0.00 | 59 |
| 2021-02-01 | $286,125 (2.5%) | $423,942 (23.6%) | 0.00 | 56 |
| 2021-03-01 | $306,968 (3.3%) | $437,030 (20.2%) | 0.00 | 57 |
| 2021-04-01 | $298,000 (-0.6%) | $428,869 (13.5%) | 0.00 | 81 |
| 2021-05-01 | $299,450 (3.3%) | $391,402 (5.9%) | 0.00 | 97 |
| 2021-06-01 | $316,225 (6.2%) | $379,283 (1.4%) | 0.00 | 122 |
| 2021-07-01 | $310,000 (6.0%) | $409,311 (7.2%) | 0.00 | 140 |
| 2021-08-01 | $309,675 (8.7%) | $447,812 (16.6%) | 0.00 | 152 |
| 2021-09-01 | $317,500 (7.7%) | $496,727 (30.5%) | 0.00 | 149 |
| 2021-10-01 | $327,000 (3.8%) | $503,693 (25.2%) | 0.00 | 110 |
| 2021-11-01 | $299,900 (-0.7%) | $491,116 (18.0%) | 0.00 | 84 |
| 2021-12-01 | $299,950 (1.3%) | $482,112 (20.2%) | 0.00 | 66 |
| 2022-01-01 | $299,000 (0.8%) | $526,620 (26.7%) | 0.00 | 39 |
| 2022-02-01 | $284,450 (-0.6%) | $495,401 (16.9%) | 0.00 | 52 |
| 2022-03-01 | $326,950 (6.5%) | $532,085 (21.8%) | 0.00 | 45 |
| 2022-04-01 | $344,450 (15.6%) | $474,042 (10.5%) | 0.00 | 56 |
| 2022-05-01 | $353,250 (18.0%) | $478,061 (22.1%) | 0.00 | 83 |
| 2022-06-01 | $349,900 (10.7%) | $465,685 (22.8%) | 0.00 | 102 |
| 2022-07-01 | $365,000 (17.7%) | $468,665 (14.5%) | 0.00 | 117 |
| 2022-08-01 | $364,950 (17.9%) | $465,862 (4.0%) | 0.00 | 131 |
| 2022-09-01 | $373,500 (17.6%) | $485,322 (-2.3%) | 0.00 | 122 |
| 2022-10-01 | $360,000 (10.1%) | $466,574 (-7.4%) | 0.00 | 133 |
| 2022-11-01 | $354,975 (18.4%) | $481,699 (-1.9%) | 0.00 | 116 |
| 2022-12-01 | $389,900 (30.0%) | $490,560 (1.8%) | 0.00 | 94 |
| 2023-01-01 | $394,250 (31.9%) | $503,123 (-4.5%) | 0.00 | 71 |
| 2023-02-01 | $394,125 (38.6%) | $494,699 (-0.1%) | 0.00 | 65 |
| 2023-03-01 | $364,950 (11.6%) | $474,659 (-10.8%) | 0.00 | 58 |
| 2023-04-01 | $399,900 (16.1%) | $511,921 (8.0%) | 0.00 | 69 |
| 2023-05-01 | $449,950 (27.4%) | $531,921 (11.3%) | 0.00 | 71 |
| 2023-06-01 | $434,500 (24.2%) | $521,625 (12.0%) | 0.00 | 77 |
| 2023-07-01 | $449,000 (23.0%) | $554,525 (18.3%) | 0.00 | 93 |
| 2023-08-01 | $477,475 (30.8%) | $578,589 (24.2%) | 0.00 | 94 |
| 2023-09-01 | $455,000 (21.8%) | $559,733 (15.3%) | 0.00 | 101 |
| 2023-10-01 | $475,000 (31.9%) | $563,981 (20.9%) | 0.00 | 106 |
| 2023-11-01 | $434,750 (22.5%) | $530,213 (10.1%) | 0.00 | 96 |
| 2023-12-01 | $417,450 (7.1%) | $506,010 (3.2%) | 0.00 | 87 |
| 2024-01-01 | $449,475 (14.0%) | $542,032 (7.7%) | 0.00 | 83 |
| 2024-02-01 | $456,975 (16.0%) | $544,299 (10.0%) | 0.00 | 79 |
| 2024-03-01 | $445,000 (21.9%) | $560,016 (18.0%) | 0.00 | 68 |
Keene's median listing price comes in at 0% of the national average.
Keene's average listing price for 2024-03-01 was $560,016, a difference of $85,357 (18.0%) versus the prior year and $15,717 versus the prior month.
For the 2024-03-01 period, Keene had 68 MLS listings, a difference of -11 listings (-14%) versus the prior month and 10 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Keene (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,858 sqft |
| 2018-02-01 | 0 days | 1,901 sqft |
| 2018-03-01 | 0 days | 1,957 sqft |
| 2018-04-01 | 0 days | 1,910 sqft |
| 2018-05-01 | 0 days | 1,877 sqft |
| 2018-06-01 | 0 days | 1,860 sqft |
| 2018-07-01 | 0 days | 1,913 sqft |
| 2018-08-01 | 0 days | 1,900 sqft |
| 2018-09-01 | 0 days | 1,857 sqft |
| 2018-10-01 | 0 days | 1,843 sqft |
| 2018-11-01 | 0 days | 1,870 sqft |
| 2018-12-01 | 0 days | 1,836 sqft |
| 2019-01-01 | 0 days | 1,845 sqft |
| 2019-02-01 | 0 days | 1,863 sqft |
| 2019-03-01 | 0 days | 1,915 sqft |
| 2019-04-01 | 0 days | 1,959 sqft |
| 2019-05-01 | 0 days | 1,977 sqft |
| 2019-06-01 | 0 days | 1,996 sqft |
| 2019-07-01 | 0 days | 2,060 sqft |
| 2019-08-01 | 0 days | 2,003 sqft |
| 2019-09-01 | 0 days | 1,973 sqft |
| 2019-10-01 | 0 days | 1,968 sqft |
| 2019-11-01 | 0 days | 1,930 sqft |
| 2019-12-01 | 0 days | 1,912 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 1,963 sqft |
| 2020-03-01 | 0 days | 2,025 sqft |
| 2020-04-01 | 0 days | 2,050 sqft |
| 2020-05-01 | 0 days | 1,949 sqft |
| 2020-06-01 | 0 days | 2,065 sqft |
| 2020-07-01 | 0 days | 2,050 sqft |
| 2020-08-01 | 0 days | 1,988 sqft |
| 2020-09-01 | 0 days | 1,903 sqft |
| 2020-10-01 | 0 days | 2,094 sqft |
| 2020-11-01 | 0 days | 2,172 sqft |
| 2020-12-01 | 0 days | 1,989 sqft |
| 2021-01-01 | 0 days | 2,072 sqft |
| 2021-02-01 | 0 days | 1,943 sqft |
| 2021-03-01 | 0 days | 2,035 sqft |
| 2021-04-01 | 0 days | 1,856 sqft |
| 2021-05-01 | 0 days | 1,623 sqft |
| 2021-06-01 | 0 days | 1,792 sqft |
| 2021-07-01 | 0 days | 1,768 sqft |
| 2021-08-01 | 0 days | 1,843 sqft |
| 2021-09-01 | 0 days | 1,915 sqft |
| 2021-10-01 | 0 days | 1,949 sqft |
| 2021-11-01 | 0 days | 1,858 sqft |
| 2021-12-01 | 0 days | 1,852 sqft |
| 2022-01-01 | 0 days | 1,779 sqft |
| 2022-02-01 | 0 days | 1,754 sqft |
| 2022-03-01 | 0 days | 1,867 sqft |
| 2022-04-01 | 0 days | 1,856 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,705 sqft |
| 2022-07-01 | 0 days | 1,728 sqft |
| 2022-08-01 | 0 days | 1,769 sqft |
| 2022-09-01 | 0 days | 1,671 sqft |
| 2022-10-01 | 0 days | 1,767 sqft |
| 2022-11-01 | 0 days | 1,858 sqft |
| 2022-12-01 | 0 days | 1,887 sqft |
| 2023-01-01 | 0 days | 1,970 sqft |
| 2023-02-01 | 0 days | 1,877 sqft |
| 2023-03-01 | 0 days | 1,683 sqft |
| 2023-04-01 | 0 days | 1,754 sqft |
| 2023-05-01 | 0 days | 1,846 sqft |
| 2023-06-01 | 0 days | 1,906 sqft |
| 2023-07-01 | 0 days | 1,878 sqft |
| 2023-08-01 | 0 days | 1,980 sqft |
| 2023-09-01 | 0 days | 2,018 sqft |
| 2023-10-01 | 0 days | 2,007 sqft |
| 2023-11-01 | 0 days | 1,872 sqft |
| 2023-12-01 | 0 days | 1,873 sqft |
| 2024-01-01 | 0 days | 1,935 sqft |
| 2024-02-01 | 0 days | 1,903 sqft |
| 2024-03-01 | 0 days | 1,935 sqft |
Keene's median square footage for active listings during the 2024-03-01 period was 1,935 sqft. One year prior, the average listing was 1,683 sqft.
Keene, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 598 | $174,610,000 | $291,990 |
| Cash Out Refi | 192 | $34,720,000 | $180,833 |
| Home Improvement | 186 | $17,240,000 | $92,688 |
| Other | 124 | $14,040,000 | $113,226 |
| Refi | 81 | $16,265,000 | $200,802 |
Keene's most frequently cited loan purpose was Home Purchase, with 598 originations. The 2nd most popular reason was Cash Out Refi, with 192 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 416 | $111,860,000 | $268,894 |
| 7-8% | 288 | $65,160,000 | $226,250 |
| 5-6% | 191 | $43,475,000 | $227,618 |
| Over 8% | 183 | $21,535,000 | $117,678 |
| 3-4% | 33 | $3,395,000 | $102,879 |
| 4-5% | 21 | $4,605,000 | $219,286 |
| <2.5% | 9 | $1,265,000 | $140,556 |
| 2.5-3% | 3 | $675,000 | $225,000 |
During 2023, Keene's most frequently originated rate bucket was 6-7%, with 416 originations.
Loan Sizing (Keene, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 479 | $133,275,000 | $278,236 |
| $100,000 or less | 303 | $15,815,000 | $52,195 |
| $100k-200k | 274 | $40,260,000 | $146,934 |
| $400k-600k | 93 | $43,125,000 | $463,710 |
| $600k-1000k | 28 | $19,200,000 | $685,714 |
| $Over $1MM | 4 | $5,200,000 | $1,300,000 |
Keene's loan sizing saw the bucket of loans from $200k-400k with 479 originations, totaling $133,275,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 381 | $115,895,000 | $304,186 |
| 60-80% | 236 | $67,970,000 | $288,008 |
| Under 20% | 206 | $9,700,000 | $47,087 |
| 20-40% | 174 | $21,040,000 | $120,920 |
| 40-60% | 128 | $29,350,000 | $229,297 |
| Over 100% | 20 | $7,570,000 | $378,500 |
Keene's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 381 originations, totaling $115,895,000 in origination value.