Mount Sterling Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mount Sterling averaged 6.19% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.36% and one month ago for the week of 2022-05-19, the average rate was 5.83%.

Mount Sterling's average rate one year ago was 3.34%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Mount Sterling 30 Year Fixed Rate 2022-06-23 6.19%
Mount Sterling 30 Year Fixed Rate Refi 2022-06-23 6.09%
Mount Sterling 15 Year Fixed Rate 2022-06-23 5.86%
Mount Sterling 15 Year Fixed Rate Refi 2022-06-23 5.59%
Mount Sterling 30 Year FHA 2022-06-23 0.52%
Mount Sterling 30 Year FHA Refi 2022-06-23 0.1%
Mount Sterling 30 Year USDA 2022-06-23 0.37%
Mount Sterling 30 Year USDA Refi 2022-06-23 0.19%
Mount Sterling 30 Year VA 2022-06-23 0.21%
Mount Sterling 30 Year VA Refi 2022-06-23 0.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mount Sterling, KY.

Mount Sterling Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mount Sterling, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Traditional Bank, Inc. 48 3.79% $1,541
QUICKEN LOANS, LLC 40 3.15% $3,991
Community Trust Bank, Inc. 32 3.14% $2,304
Republic State Mortgage Co. 28 3.04% $3,125
Peoples Exchange Bank 20 2.85% $2,212
Kentucky Bank 12 3.13% $2,489
STOCKTON MORTGAGE CORPORATION 11 3.23% $3,723
Wells Fargo Bank 11 3.25% $3,116
FINANCE OF AMERICA MORTGAGE LLC 9 3.25% $3,297
CROSSCOUNTRY MORTGAGE, LLC 9 3.26% $2,994
ENVOY MORTGAGE, LTD 9 3.17% $3,868
U.S. Bank 8 3.12% $2,561
Central Bank & Trust Company 8 2.91% $2,015
Farm Credit Mid-America, ACA 7 3.53% $5,606
LOANDEPOT.COM, LLC 7 3.23% $3,807
Fifth Third Bank 6 3.23% $2,990
JPMorgan Chase Bank 6 3.17% $2,354
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.16% $3,369
CRESCENT MORTGAGE COMPANY 5 3.10% $3,027
Stock Yards Bank & Trust Company 4 3.03% $2,033
GENEVA FINANCIAL, LLC 4 3.28% $3,440
City National Bank of West Virginia 4 3.45% $1,614
Guardian Savings Bank, A Federal Savings Bank 4 2.94% $722
AMERISAVE MORTGAGE CORPORATION 4 2.91% $5,359
GoPrime Mortgage, Inc. 3 3.25% $4,091
PARK COMMUNITY CREDIT UNION, INC. 3 2.88% $2,130
MORTGAGE SUPPLIERS, INC. 3 3.04% $3,251
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.04% $2,792
Bank of England 3 3.54% $4,130
HOMESIDE FINANCIAL, LLC 3 3.04% $5,376
Truist Bank 3 3.51% $2,747
COMMONWEALTH 3 2.67% $2,350
ROYAL UNITED MORTGAGE LLC 3 3.54% $4,506
Northpointe Bank 3 3.13% $3,106
Flagstar Bank, FSB 2 3.12% $3,674
Renasant Bank 2 2.87% $3,043
FREEDOM MORTGAGE CORPORATION 2 3.00% $1,854
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.06% $3,232
UNITED WHOLESALE MORTGAGE, LLC 2 2.89% $3,251
EVANSVILLE TEACHERS 2 3.13% $2,079
PNC Bank 2 3.31% $3,114
AMERICAN MORTGAGE SERVICE COMPANY 2 3.25% $2,377
HANCOCK MORTGAGE PARTNERS, LLC 2 3.13% $4,110
Hometown Lenders, Inc. 2 3.50% $3,432
DAS Acquisition Company, LLC 2 3.37% $3,439
PENNYMAC LOAN SERVICES, LLC 2 3.43% $1,976
MEMBERS HERITAGE Credit Union 2 3.31% $2,554
Citizens Bank 2 2.63% $4,451
Mr. Cooper ( Nationstar Mortgage ) 2 3.88% $4,893
Bank of America 2 3.13% $3,433
Republic Bank & Trust Company 2 3.69% $2,754
ZILLOW HOME LOANS, LLC 1 3.88% $2,989
AmeriHome Mortgage Company, LLC 1 3.63% $2,725
BETTER MORTGAGE CORPORATION 1 4.00% $2,050
BROKER SOLUTIONS, INC. 1 4.00% $4,670
Citizens Union Bank of Shelbyville 1 3.00% $1,825
Colonial Savings, F.A. 1 3.25% $238
Forcht Bank 1 3.25% $923
GUARANTY HOME MORTGAGE CORPORATION 1 2.99% $2,796
GVC MORTGAGE, INC. 1 3.13% $3,133
HOME POINT FINANCIAL CORPORATION 1 2.88% $966
MID AMERICA MORTGAGE, INC. 1 3.00% $2,996
MORTGAGE ACCESS CORP. 1 2.49% $8,050
Mortgage Research Center, LLC 1 2.99% $2,853
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $8,077
Nations Lending Corporation 1 3.25% $5,500
NAVY FEDERAL CREDIT UNION 1 4.25% $2,209
NEWREZ LLC 1 2.88% $3,820
Old National Bank 1 3.25% $2,645
Paramount Residential Mortgage Group, Inc. 1 3.63% $4,089
Peoples Bank 1 3.00% $3,427
PHH Mortgage Corporation 1 4.25% $3,756
PREMIA MORTGAGE, LLC 1 2.99% $4,406
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.13% $2,780
Prosperity Home Mortgage, LLC 1 3.25% $2,794
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.00% $2,840
RELIANCE FIRST CAPITAL, LLC 1 3.25% $4,486
ROSS MORTGAGE CORPORATION 1 3.63% $3,805
SOUTH CENTRAL BANK, INC. 1 2.63% $2,599
SPRING EQ, LLC 1 2.75% $8,430
The Union Bank Company 1 3.00% $3,621
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.25% $8,313
WesBanco Bank, Inc. 1 3.25% $2,149
AMERICAN FINANCING CORPORATION 1 3.25% $5,183

Mount Sterling, KY's 84 lenders originated 1,288 loans during 2021. The total origination value was $192,080,000, with an average loan value of $149,130.

The top Mount Sterling lender as defined by loan originations is Traditional Bank, Inc., with 48 loans originated. Their average total fees are $1,541, which is $2,450 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Mount Sterling lenders (with over 10 loans originated) are Traditional Bank, Inc. ($1,541), Peoples Exchange Bank ($2,212), Community Trust Bank, Inc. ($2,304), Kentucky Bank ($2,489) and Wells Fargo Bank ($3,116).

The lowest rate Mount Sterling lenders (with over 10 loans originated) are Peoples Exchange Bank (2.85%), Republic State Mortgage Co. (3.04%), Kentucky Bank (3.13%), Community Trust Bank, Inc. (3.14%) and QUICKEN LOANS, LLC (3.15%).

Mount Sterling, KY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $10,395,000 $17,495,000 68.3% 9.1%
Traditional Bank, Inc. $16,075,000 $14,400,000 -10.4% 7.5%
Community Trust Bank, Inc. $12,175,000 $13,455,000 10.5% 7.0%
Republic State Mortgage Co. $11,980,000 $12,145,000 1.4% 6.3%
Peoples Exchange Bank $10,530,000 $6,845,000 -35.0% 3.6%
STOCKTON MORTGAGE CORPORATION $3,115,000 $6,510,000 109.0% 3.4%
Whitaker Bank $3,125,000 $5,405,000 73.0% 2.8%
FINANCE OF AMERICA MORTGAGE LLC $2,890,000 $4,470,000 54.7% 2.3%
FREEDOM MORTGAGE CORPORATION $3,785,000 $4,450,000 17.6% 2.3%
MORTGAGE SUPPLIERS, INC. $5,600,000 $4,015,000 -28.3% 2.1%
ENVOY MORTGAGE, LTD $260,000 $4,010,000 1,442.3% 2.1%
Wells Fargo Bank $2,405,000 $3,585,000 49.1% 1.9%
Farm Credit Mid-America, ACA $3,240,000 $3,545,000 9.4% 1.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,110,000 $3,445,000 63.3% 1.8%
Kentucky Bank $7,135,000 $3,375,000 -52.7% 1.8%
CRESCENT MORTGAGE COMPANY $3,905,000 $3,345,000 -14.3% 1.7%
City National Bank of West Virginia $1,885,000 $2,930,000 55.4% 1.5%
Mortgage Research Center, LLC $2,315,000 $2,900,000 25.3% 1.5%
U.S. Bank $2,440,000 $2,750,000 12.7% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,245,000 $2,495,000 11.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $515,000 $2,240,000 335.0% 1.2%
First Grayson Bancorp Inc. $480,000 $2,085,000 334.4% 1.1%
LOANDEPOT.COM, LLC $980,000 $2,065,000 110.7% 1.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,450,000 $2,025,000 39.7% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $280,000 $1,820,000 550.0% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $725,000 $1,800,000 148.3% 0.9%
Stock Yards Bank & Trust Company $1,695,000 n/a 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,855,000 $1,685,000 -9.2% 0.9%
Central Bank & Trust Company $1,060,000 $1,625,000 53.3% 0.8%
Hometown Lenders, Inc. $2,580,000 $1,595,000 -38.2% 0.8%
Guardian Savings Bank, A Federal Savings Bank $1,360,000 $1,555,000 14.3% 0.8%
PARK COMMUNITY CREDIT UNION, INC. $335,000 $1,490,000 344.8% 0.8%
GENEVA FINANCIAL, LLC $195,000 $1,480,000 659.0% 0.8%
Fifth Third Bank $335,000 $1,470,000 338.8% 0.8%
AMERISAVE MORTGAGE CORPORATION $615,000 $1,375,000 123.6% 0.7%
COMMONWEALTH $1,495,000 $1,370,000 -8.4% 0.7%
Republic Bank & Trust Company $515,000 $1,300,000 152.4% 0.7%
HOME POINT FINANCIAL CORPORATION $430,000 $1,145,000 166.3% 0.6%
Truist Bank $600,000 $1,110,000 85.0% 0.6%
GoPrime Mortgage, Inc. $1,815,000 $1,080,000 -40.5% 0.6%
JPMorgan Chase Bank $590,000 $1,080,000 83.1% 0.6%
21ST MORTGAGE CORPORATION $850,000 $1,045,000 22.9% 0.5%
DAS Acquisition Company, LLC $145,000 $1,040,000 617.2% 0.5%
MEMBERS HERITAGE Credit Union $640,000 $1,010,000 57.8% 0.5%
LAKEVIEW LOAN SERVICING, LLC $1,240,000 $1,005,000 -19.0% 0.5%
Bank of England $1,410,000 $950,000 -32.6% 0.5%
Citizens Bank $935,000 n/a 0.5%
Carrington Mortgage Services, LLC $480,000 $905,000 88.5% 0.5%
CALIBER HOME LOANS, INC. $940,000 $895,000 -4.8% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $255,000 $895,000 251.0% 0.5%
Northpointe Bank $200,000 $865,000 332.5% 0.5%
BROKER SOLUTIONS, INC. $515,000 $795,000 54.4% 0.4%
UNIVERSITY OF KENTUCKY $1,040,000 $795,000 -23.6% 0.4%
THRIVE MORTGAGE, LLC $785,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $820,000 $765,000 -6.7% 0.4%
MOVEMENT MORTGAGE, LLC $1,585,000 $745,000 -53.0% 0.4%
Peoples Bank $275,000 $725,000 163.6% 0.4%
PNC Bank $655,000 $675,000 3.1% 0.4%
NEWREZ LLC $890,000 $655,000 -26.4% 0.3%
PLANET HOME LENDING, LLC $175,000 $605,000 245.7% 0.3%
NEW DAY FINANCIAL, LLC $645,000 $595,000 -7.8% 0.3%
HANCOCK MORTGAGE PARTNERS, LLC $585,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $145,000 $575,000 296.6% 0.3%
HOMESIDE FINANCIAL, LLC $555,000 n/a 0.3%
AMERICAN MORTGAGE SERVICE COMPANY $670,000 $540,000 -19.4% 0.3%
UNION HOME MORTGAGE CORP. $230,000 $530,000 130.4% 0.3%
GUARANTY HOME MORTGAGE CORPORATION $420,000 $515,000 22.6% 0.3%
Sierra Pacific Mortgage Company, Inc. $505,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $495,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $455,000 n/a 0.2%
EVANSVILLE TEACHERS $440,000 n/a 0.2%
Flagstar Bank, FSB $420,000 $440,000 4.8% 0.2%
AMERICAN FINANCING CORPORATION $430,000 n/a 0.2%
Nations Lending Corporation $220,000 $430,000 95.5% 0.2%
Old National Bank $635,000 $430,000 -32.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $430,000 n/a 0.2%
Renasant Bank $350,000 $425,000 21.4% 0.2%
The Union Bank Company $425,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $165,000 $415,000 151.5% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $400,000 n/a 0.2%
WesBanco Bank, Inc. $625,000 $400,000 -36.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 n/a 0.2%
POLARIS HOME FUNDING CORP. $370,000 $365,000 -1.4% 0.2%
ROYAL UNITED MORTGAGE LLC $225,000 $360,000 60.0% 0.2%
BM Real Estate Services, Inc. $355,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $310,000 n/a 0.2%
ROSS MORTGAGE CORPORATION $305,000 n/a 0.2%
Summit Community Bank, Inc. $300,000 n/a 0.2%
TJC Mortgage, Inc. $295,000 n/a 0.2%
Cumberland Valley National Bank & Trust Company $445,000 $290,000 -34.8% 0.2%
MORTGAGE ACCESS CORP. $285,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $215,000 $285,000 32.6% 0.1%
AmeriHome Mortgage Company, LLC $280,000 n/a 0.1%
Bank of America $275,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $365,000 $270,000 -26.0% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $265,000 n/a 0.1%
GUARANTEED RATE, INC. $225,000 n/a 0.1%
GUILD MORTGAGE COMPANY $225,000 n/a 0.1%
PREMIA MORTGAGE, LLC $225,000 n/a 0.1%
SPRING EQ, LLC $60,000 $225,000 275.0% 0.1%
Paramount Residential Mortgage Group, Inc. $125,000 $220,000 76.0% 0.1%
Barrington Bank & Trust Company, N.A. $135,000 $215,000 59.3% 0.1%
Northwest Bank $205,000 n/a 0.1%
UNIFY FINANCIAL Credit Union $205,000 n/a 0.1%
Colonial Savings, F.A. $195,000 n/a 0.1%
SOUTH CENTRAL BANK, INC. $220,000 $195,000 -11.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $215,000 $185,000 -14.0% 0.1%
Peoples Bank $275,000 $185,000 -32.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $225,000 $180,000 -20.0% 0.1%
CMG MORTGAGE, INC. $275,000 $175,000 -36.4% 0.1%
First Federal Bank of the Midwest $190,000 $175,000 -7.9% 0.1%
Prosperity Home Mortgage, LLC $455,000 $175,000 -61.5% 0.1%
Forcht Bank $330,000 $165,000 -50.0% 0.1%
PARTNERS 1ST Federal Credit Union $155,000 $165,000 6.5% 0.1%
PHH Mortgage Corporation $160,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $155,000 n/a 0.1%
L & N Federal Credit Union $135,000 $155,000 14.8% 0.1%
German American Bank $145,000 n/a 0.1%
Union Savings Bank $155,000 $145,000 -6.5% 0.1%
The Huntington National Bank $605,000 $140,000 -76.9% 0.1%
FirstBank $135,000 n/a 0.1%
Peoples Bank $275,000 $135,000 -50.9% 0.1%
SWBC MORTGAGE CORPORATION $125,000 $135,000 8.0% 0.1%
The Farmers Bank $135,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
GVC MORTGAGE, INC. $125,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $125,000 n/a 0.1%
SOFI LENDING CORP. $145,000 $125,000 -13.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $330,000 $115,000 -65.2% 0.1%
FIELD & MAIN BANK, INC. $115,000 n/a 0.1%
AMERICAN ADVISORS GROUP $105,000 n/a 0.1%
Ixonia Bank $105,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $105,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $95,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $235,000 $95,000 -59.6% 0.0%
Manufacturers and Traders Trust Company $95,000 n/a 0.0%
UBS Bank USA $95,000 n/a 0.0%
Citibank $75,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $135,000 $75,000 -44.4% 0.0%
Citizens Union Bank of Shelbyville $55,000 n/a 0.0%
DESCO $55,000 n/a 0.0%
First State Bank of the Southeast, Inc. $25,000 n/a 0.0%

Mount Sterling's top lender by overall market share is QUICKEN LOANS, LLC, with 9.1% market share. In second place, with 7.5%, is Traditional Bank, Inc., having originated $14,400,000 in loans. In third place, with 7.0%, is Community Trust Bank, Inc., having originated $13,455,000 in loans. In third place, with 6.3%, is Republic State Mortgage Co., having originated $12,145,000 in loans. In third place, with 3.6%, is Peoples Exchange Bank, having originated $6,845,000 in loans.


Mount Sterling, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 640 $103,290,000 $161,391
Refi 404 $56,560,000 $140,000
Cash Out Refi 158 $25,240,000 $159,747
Home Improvement 57 $3,675,000 $64,474
Other 29 $3,315,000 $114,310

Mount Sterling's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Refi, with 404 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 552 $84,310,000 $152,736
2.5-3% 369 $60,835,000 $164,864
<2.5% 193 $30,205,000 $156,503
4-5% 99 $9,885,000 $99,848
5-6% 21 $1,125,000 $53,571
Over 8% 14 $980,000 $70,000
6-7% 13 $935,000 $71,923
7-8% 12 $1,020,000 $85,000

During 2021, Mount Sterling's most frequently originated rate bucket was 3-4%, with 552 originations.

Loan Sizing (Mount Sterling, KY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 645 $92,915,000 $144,054
$100,000 or less 374 $24,170,000 $64,626
$200k-400k 244 $61,560,000 $252,295
$400k-600k 20 $9,410,000 $470,500
$600k-1000k 5 $4,025,000 $805,000

Mount Sterling's loan sizing saw the bucket of loans from $100k-200k with 645 originations, totaling $92,915,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 590 $98,380,000 $166,746
60-80% 365 $56,335,000 $154,342
40-60% 145 $17,985,000 $124,034
20-40% 72 $5,590,000 $77,639
Under 20% 44 $1,630,000 $37,045
Over 100% 17 $3,075,000 $180,882

Mount Sterling's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 590 originations, totaling $98,380,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Mount Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $126,250 (-6.5%) $155,112 (-4.6%) 0.00 150
2018-02-01 $124,200 (-5.9%) $151,013 (-6.3%) 0.00 145
2018-03-01 $124,900 (-9.1%) $147,075 (-10.0%) 0.00 151
2018-04-01 $133,000 (-8.3%) $154,332 (-9.5%) 0.00 148
2018-05-01 $144,900 (3.9%) $158,032 (-6.4%) 0.00 142
2018-06-01 $149,500 (15.0%) $159,745 (-1.3%) 0.00 155
2018-07-01 $148,500 (18.8%) $164,628 (7.1%) 0.00 165
2018-08-01 $149,950 (21.4%) $171,067 (14.1%) 0.00 152
2018-09-01 $149,900 (21.4%) $173,448 (11.6%) 0.00 160
2018-10-01 $149,900 (20.0%) $170,269 (8.0%) 0.00 159
2018-11-01 $149,450 (12.2%) $172,829 (9.0%) 0.00 144
2018-12-01 $149,900 (15.8%) $175,406 (11.9%) 0.00 149
2019-01-01 $146,950 (16.4%) $171,448 (10.5%) 0.00 133
2019-02-01 $159,700 (28.6%) $179,932 (19.2%) 0.00 130
2019-03-01 $159,714 (27.9%) $186,771 (27.0%) 0.00 130
2019-04-01 $154,914 (16.5%) $186,915 (21.1%) 0.00 133
2019-05-01 $145,000 (0.1%) $185,186 (17.2%) 0.00 144
2019-06-01 $145,000 (-3.0%) $182,244 (14.1%) 0.00 150
2019-07-01 $146,250 (-1.5%) $178,662 (8.5%) 0.00 147
2019-08-01 $149,729 (-0.2%) $190,314 (11.3%) 0.00 144
2019-09-01 $147,750 (-1.4%) $189,141 (9.1%) 0.00 141
2019-10-01 $149,900 (0.0%) $179,450 (5.4%) 0.00 138
2019-11-01 $155,000 (3.7%) $178,426 (3.2%) 0.00 124
2019-12-01 $149,000 (-0.6%) $173,110 (-1.3%) 0.00 111
2020-01-01 $149,900 (2.0%) $177,780 (3.7%) 0.00 107
2020-02-01 $155,000 (-2.9%) $184,398 (2.5%) 0.00 104
2020-03-01 $141,000 (-11.7%) $177,193 (-5.1%) 0.00 106
2020-04-01 $144,900 (-6.5%) $185,290 (-0.9%) 0.00 98
2020-05-01 $139,900 (-3.5%) $189,192 (2.2%) 0.00 78
2020-06-01 $150,000 (3.5%) $207,037 (13.6%) 0.00 71
2020-07-01 $148,750 (1.7%) $197,662 (10.6%) 0.00 73
2020-08-01 $150,000 (0.2%) $217,207 (14.1%) 0.00 68
2020-09-01 $173,500 (17.4%) $258,539 (36.7%) 0.00 77
2020-10-01 $177,000 (18.1%) $245,361 (36.7%) 0.00 73
2020-11-01 $188,000 (21.3%) $250,564 (40.4%) 0.00 60
2020-12-01 $232,400 (56.0%) $259,257 (49.8%) 0.00 45
2021-01-01 $210,000 (40.1%) $264,607 (48.8%) 0.00 45
2021-02-01 $197,000 (27.1%) $271,189 (47.1%) 0.00 44
2021-03-01 $199,450 (41.5%) $272,640 (53.9%) 0.00 39
2021-04-01 $191,500 (32.2%) $272,436 (47.0%) 0.00 37
2021-05-01 $175,000 (25.1%) $276,462 (46.1%) 0.00 34
2021-06-01 $175,950 (17.3%) $276,381 (33.5%) 0.00 38
2021-07-01 $194,900 (31.0%) $283,398 (43.4%) 0.00 46
2021-08-01 $232,450 (55.0%) $278,433 (28.2%) 0.00 55
2021-09-01 $207,250 (19.5%) $258,095 (-0.2%) 0.00 66
2021-10-01 $198,000 (11.9%) $245,297 (0.0%) 0.00 69
2021-11-01 $226,950 (20.7%) $263,762 (5.3%) 0.00 67
2021-12-01 $231,500 (-0.4%) $261,183 (0.7%) 0.00 60
2022-01-01 $215,000 (2.4%) $247,318 (-6.5%) 0.00 53
2022-02-01 $214,500 (8.9%) $241,445 (-11.0%) 0.00 36
2022-03-01 $234,450 (17.6%) $248,735 (-8.8%) 0.00 38
2022-04-01 $225,000 (17.5%) $250,941 (-7.9%) 0.00 52
2022-05-01 $227,450 (30.0%) $242,741 (-12.2%) 0.00 63
Mount Sterling's median listing price for 2022-05-01 was $227,450, a difference of $52,450 (30.0%) versus the prior year and $2,450 versus the prior month.

Mount Sterling's median listing price comes in at 0% of the national average.

Mount Sterling's average listing price for 2022-05-01 was $242,741, a difference of $-33,721 (-12.2%) versus the prior year and $-8,200 versus the prior month.

For the 2022-05-01 period, Mount Sterling had 63 MLS listings, a difference of 11 listings (21%) versus the prior month and 29 listings (85%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mount Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,467 sqft
2018-02-01 0 days 1,500 sqft
2018-03-01 0 days 1,584 sqft
2018-04-01 0 days 1,600 sqft
2018-05-01 0 days 1,600 sqft
2018-06-01 0 days 1,627 sqft
2018-07-01 0 days 1,619 sqft
2018-08-01 0 days 1,719 sqft
2018-09-01 0 days 1,700 sqft
2018-10-01 0 days 1,623 sqft
2018-11-01 0 days 1,598 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,624 sqft
2019-02-01 0 days 1,680 sqft
2019-03-01 0 days 1,698 sqft
2019-04-01 0 days 1,680 sqft
2019-05-01 0 days 1,680 sqft
2019-06-01 0 days 1,680 sqft
2019-07-01 0 days 1,625 sqft
2019-08-01 0 days 1,663 sqft
2019-09-01 0 days 1,655 sqft
2019-10-01 0 days 1,642 sqft
2019-11-01 0 days 1,634 sqft
2019-12-01 0 days 1,650 sqft
2020-01-01 0 days 1,605 sqft
2020-02-01 0 days 1,688 sqft
2020-03-01 0 days 1,631 sqft
2020-04-01 0 days 1,558 sqft
2020-05-01 0 days 1,682 sqft
2020-06-01 0 days 1,688 sqft
2020-07-01 0 days 1,644 sqft
2020-08-01 0 days 1,618 sqft
2020-09-01 0 days 1,696 sqft
2020-10-01 0 days 1,800 sqft
2020-11-01 0 days 1,822 sqft
2020-12-01 0 days 1,902 sqft
2021-01-01 0 days 1,900 sqft
2021-02-01 0 days 1,768 sqft
2021-03-01 0 days 1,735 sqft
2021-04-01 0 days 1,698 sqft
2021-05-01 0 days 1,600 sqft
2021-06-01 0 days 1,679 sqft
2021-07-01 0 days 1,897 sqft
2021-08-01 0 days 1,939 sqft
2021-09-01 0 days 1,774 sqft
2021-10-01 0 days 1,588 sqft
2021-11-01 0 days 1,876 sqft
2021-12-01 0 days 1,796 sqft
2022-01-01 0 days 1,705 sqft
2022-02-01 0 days 1,660 sqft
2022-03-01 0 days 1,859 sqft
2022-04-01 0 days 1,734 sqft
2022-05-01 0 days 1,799 sqft
Mount Sterling's median listing age (time on market) for 2022-05-01 was 0 days.

Mount Sterling's median square footage for active listings during the 2022-05-01 period was 1,799 sqft. One year prior, the average listing was 1,600 sqft.