Mount Sterling Mortgage Rates
30 Year Fixed Rate mortgages in Mount Sterling averaged
6.19%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.36% and
one month ago for the week of 2022-05-19, the
average rate was 5.83%.
Mount Sterling's average rate one year ago was 3.34%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Mount Sterling 30 Year Fixed Rate | 2022-06-23 | 6.19% |
| Mount Sterling 30 Year Fixed Rate Refi | 2022-06-23 | 6.09% |
| Mount Sterling 15 Year Fixed Rate | 2022-06-23 | 5.86% |
| Mount Sterling 15 Year Fixed Rate Refi | 2022-06-23 | 5.59% |
| Mount Sterling 30 Year FHA | 2022-06-23 | 0.52% |
| Mount Sterling 30 Year FHA Refi | 2022-06-23 | 0.1% |
| Mount Sterling 30 Year USDA | 2022-06-23 | 0.37% |
| Mount Sterling 30 Year USDA Refi | 2022-06-23 | 0.19% |
| Mount Sterling 30 Year VA | 2022-06-23 | 0.21% |
| Mount Sterling 30 Year VA Refi | 2022-06-23 | 0.16% |
Mount Sterling Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mount Sterling, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Mount Sterling, KY's 84 lenders originated 1,288
loans during 2021. The total origination value was $192,080,000, with an average loan value of
$149,130.
The top Mount Sterling lender as defined by loan originations is Traditional Bank, Inc., with
48 loans originated. Their average total fees are
$1,541, which is $2,450
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Mount Sterling lenders (with over 10 loans originated) are
Traditional Bank, Inc. ($1,541), Peoples Exchange Bank ($2,212), Community Trust Bank, Inc. ($2,304), Kentucky Bank ($2,489) and Wells Fargo Bank ($3,116).
The lowest rate Mount Sterling lenders (with over 10 loans originated) are
Peoples Exchange Bank (2.85%), Republic State Mortgage Co. (3.04%), Kentucky Bank (3.13%), Community Trust Bank, Inc. (3.14%) and QUICKEN LOANS, LLC (3.15%).
Mount Sterling, KY Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $10,395,000 | $17,495,000 | 68.3% | 9.1% |
| Traditional Bank, Inc. | $16,075,000 | $14,400,000 | -10.4% | 7.5% |
| Community Trust Bank, Inc. | $12,175,000 | $13,455,000 | 10.5% | 7.0% |
| Republic State Mortgage Co. | $11,980,000 | $12,145,000 | 1.4% | 6.3% |
| Peoples Exchange Bank | $10,530,000 | $6,845,000 | -35.0% | 3.6% |
| STOCKTON MORTGAGE CORPORATION | $3,115,000 | $6,510,000 | 109.0% | 3.4% |
| Whitaker Bank | $3,125,000 | $5,405,000 | 73.0% | 2.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,890,000 | $4,470,000 | 54.7% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $3,785,000 | $4,450,000 | 17.6% | 2.3% |
| MORTGAGE SUPPLIERS, INC. | $5,600,000 | $4,015,000 | -28.3% | 2.1% |
| ENVOY MORTGAGE, LTD | $260,000 | $4,010,000 | 1,442.3% | 2.1% |
| Wells Fargo Bank | $2,405,000 | $3,585,000 | 49.1% | 1.9% |
| Farm Credit Mid-America, ACA | $3,240,000 | $3,545,000 | 9.4% | 1.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,110,000 | $3,445,000 | 63.3% | 1.8% |
| Kentucky Bank | $7,135,000 | $3,375,000 | -52.7% | 1.8% |
| CRESCENT MORTGAGE COMPANY | $3,905,000 | $3,345,000 | -14.3% | 1.7% |
| City National Bank of West Virginia | $1,885,000 | $2,930,000 | 55.4% | 1.5% |
| Mortgage Research Center, LLC | $2,315,000 | $2,900,000 | 25.3% | 1.5% |
| U.S. Bank | $2,440,000 | $2,750,000 | 12.7% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,245,000 | $2,495,000 | 11.1% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $515,000 | $2,240,000 | 335.0% | 1.2% |
| First Grayson Bancorp Inc. | $480,000 | $2,085,000 | 334.4% | 1.1% |
| LOANDEPOT.COM, LLC | $980,000 | $2,065,000 | 110.7% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,450,000 | $2,025,000 | 39.7% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $280,000 | $1,820,000 | 550.0% | 0.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $725,000 | $1,800,000 | 148.3% | 0.9% |
| Stock Yards Bank & Trust Company | $1,695,000 | n/a | 0.9% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,855,000 | $1,685,000 | -9.2% | 0.9% |
| Central Bank & Trust Company | $1,060,000 | $1,625,000 | 53.3% | 0.8% |
| Hometown Lenders, Inc. | $2,580,000 | $1,595,000 | -38.2% | 0.8% |
| Guardian Savings Bank, A Federal Savings Bank | $1,360,000 | $1,555,000 | 14.3% | 0.8% |
| PARK COMMUNITY CREDIT UNION, INC. | $335,000 | $1,490,000 | 344.8% | 0.8% |
| GENEVA FINANCIAL, LLC | $195,000 | $1,480,000 | 659.0% | 0.8% |
| Fifth Third Bank | $335,000 | $1,470,000 | 338.8% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $615,000 | $1,375,000 | 123.6% | 0.7% |
| COMMONWEALTH | $1,495,000 | $1,370,000 | -8.4% | 0.7% |
| Republic Bank & Trust Company | $515,000 | $1,300,000 | 152.4% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $430,000 | $1,145,000 | 166.3% | 0.6% |
| Truist Bank | $600,000 | $1,110,000 | 85.0% | 0.6% |
| GoPrime Mortgage, Inc. | $1,815,000 | $1,080,000 | -40.5% | 0.6% |
| JPMorgan Chase Bank | $590,000 | $1,080,000 | 83.1% | 0.6% |
| 21ST MORTGAGE CORPORATION | $850,000 | $1,045,000 | 22.9% | 0.5% |
| DAS Acquisition Company, LLC | $145,000 | $1,040,000 | 617.2% | 0.5% |
| MEMBERS HERITAGE Credit Union | $640,000 | $1,010,000 | 57.8% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $1,240,000 | $1,005,000 | -19.0% | 0.5% |
| Bank of England | $1,410,000 | $950,000 | -32.6% | 0.5% |
| Citizens Bank | $935,000 | n/a | 0.5% | |
| Carrington Mortgage Services, LLC | $480,000 | $905,000 | 88.5% | 0.5% |
| CALIBER HOME LOANS, INC. | $940,000 | $895,000 | -4.8% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $255,000 | $895,000 | 251.0% | 0.5% |
| Northpointe Bank | $200,000 | $865,000 | 332.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $515,000 | $795,000 | 54.4% | 0.4% |
| UNIVERSITY OF KENTUCKY | $1,040,000 | $795,000 | -23.6% | 0.4% |
| THRIVE MORTGAGE, LLC | $785,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $820,000 | $765,000 | -6.7% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $1,585,000 | $745,000 | -53.0% | 0.4% |
| Peoples Bank | $275,000 | $725,000 | 163.6% | 0.4% |
| PNC Bank | $655,000 | $675,000 | 3.1% | 0.4% |
| NEWREZ LLC | $890,000 | $655,000 | -26.4% | 0.3% |
| PLANET HOME LENDING, LLC | $175,000 | $605,000 | 245.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $645,000 | $595,000 | -7.8% | 0.3% |
| HANCOCK MORTGAGE PARTNERS, LLC | $585,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $145,000 | $575,000 | 296.6% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $555,000 | n/a | 0.3% | |
| AMERICAN MORTGAGE SERVICE COMPANY | $670,000 | $540,000 | -19.4% | 0.3% |
| UNION HOME MORTGAGE CORP. | $230,000 | $530,000 | 130.4% | 0.3% |
| GUARANTY HOME MORTGAGE CORPORATION | $420,000 | $515,000 | 22.6% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $505,000 | n/a | 0.3% | |
| MID AMERICA MORTGAGE, INC. | $495,000 | n/a | 0.3% | |
| BETTER MORTGAGE CORPORATION | $455,000 | n/a | 0.2% | |
| EVANSVILLE TEACHERS | $440,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $420,000 | $440,000 | 4.8% | 0.2% |
| AMERICAN FINANCING CORPORATION | $430,000 | n/a | 0.2% | |
| Nations Lending Corporation | $220,000 | $430,000 | 95.5% | 0.2% |
| Old National Bank | $635,000 | $430,000 | -32.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $430,000 | n/a | 0.2% | |
| Renasant Bank | $350,000 | $425,000 | 21.4% | 0.2% |
| The Union Bank Company | $425,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $165,000 | $415,000 | 151.5% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $400,000 | n/a | 0.2% | |
| WesBanco Bank, Inc. | $625,000 | $400,000 | -36.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $375,000 | n/a | 0.2% | |
| POLARIS HOME FUNDING CORP. | $370,000 | $365,000 | -1.4% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $225,000 | $360,000 | 60.0% | 0.2% |
| BM Real Estate Services, Inc. | $355,000 | n/a | 0.2% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $310,000 | n/a | 0.2% | |
| ROSS MORTGAGE CORPORATION | $305,000 | n/a | 0.2% | |
| Summit Community Bank, Inc. | $300,000 | n/a | 0.2% | |
| TJC Mortgage, Inc. | $295,000 | n/a | 0.2% | |
| Cumberland Valley National Bank & Trust Company | $445,000 | $290,000 | -34.8% | 0.2% |
| MORTGAGE ACCESS CORP. | $285,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $215,000 | $285,000 | 32.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $280,000 | n/a | 0.1% | |
| Bank of America | $275,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $365,000 | $270,000 | -26.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $265,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $225,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $225,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $225,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $60,000 | $225,000 | 275.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $125,000 | $220,000 | 76.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $135,000 | $215,000 | 59.3% | 0.1% |
| Northwest Bank | $205,000 | n/a | 0.1% | |
| UNIFY FINANCIAL Credit Union | $205,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $195,000 | n/a | 0.1% | |
| SOUTH CENTRAL BANK, INC. | $220,000 | $195,000 | -11.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $215,000 | $185,000 | -14.0% | 0.1% |
| Peoples Bank | $275,000 | $185,000 | -32.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $225,000 | $180,000 | -20.0% | 0.1% |
| CMG MORTGAGE, INC. | $275,000 | $175,000 | -36.4% | 0.1% |
| First Federal Bank of the Midwest | $190,000 | $175,000 | -7.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $455,000 | $175,000 | -61.5% | 0.1% |
| Forcht Bank | $330,000 | $165,000 | -50.0% | 0.1% |
| PARTNERS 1ST Federal Credit Union | $155,000 | $165,000 | 6.5% | 0.1% |
| PHH Mortgage Corporation | $160,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $155,000 | n/a | 0.1% | |
| L & N Federal Credit Union | $135,000 | $155,000 | 14.8% | 0.1% |
| German American Bank | $145,000 | n/a | 0.1% | |
| Union Savings Bank | $155,000 | $145,000 | -6.5% | 0.1% |
| The Huntington National Bank | $605,000 | $140,000 | -76.9% | 0.1% |
| FirstBank | $135,000 | n/a | 0.1% | |
| Peoples Bank | $275,000 | $135,000 | -50.9% | 0.1% |
| SWBC MORTGAGE CORPORATION | $125,000 | $135,000 | 8.0% | 0.1% |
| The Farmers Bank | $135,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $135,000 | n/a | 0.1% | |
| GVC MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $125,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $145,000 | $125,000 | -13.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $330,000 | $115,000 | -65.2% | 0.1% |
| FIELD & MAIN BANK, INC. | $115,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $105,000 | n/a | 0.1% | |
| Ixonia Bank | $105,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $105,000 | n/a | 0.1% | |
| AMCAP MORTGAGE, LTD. | $95,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $235,000 | $95,000 | -59.6% | 0.0% |
| Manufacturers and Traders Trust Company | $95,000 | n/a | 0.0% | |
| UBS Bank USA | $95,000 | n/a | 0.0% | |
| Citibank | $75,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $135,000 | $75,000 | -44.4% | 0.0% |
| Citizens Union Bank of Shelbyville | $55,000 | n/a | 0.0% | |
| DESCO | $55,000 | n/a | 0.0% | |
| First State Bank of the Southeast, Inc. | $25,000 | n/a | 0.0% |
Mount Sterling's top lender by overall market share is QUICKEN LOANS, LLC, with 9.1% market share. In second place, with 7.5%, is Traditional Bank, Inc., having originated $14,400,000 in loans. In third place, with 7.0%, is Community Trust Bank, Inc., having originated $13,455,000 in loans. In third place, with 6.3%, is Republic State Mortgage Co., having originated $12,145,000 in loans. In third place, with 3.6%, is Peoples Exchange Bank, having originated $6,845,000 in loans.
Mount Sterling, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 640 | $103,290,000 | $161,391 |
| Refi | 404 | $56,560,000 | $140,000 |
| Cash Out Refi | 158 | $25,240,000 | $159,747 |
| Home Improvement | 57 | $3,675,000 | $64,474 |
| Other | 29 | $3,315,000 | $114,310 |
Mount Sterling's most frequently cited loan purpose was Home Purchase, with 640 originations. The 2nd most popular reason was Refi, with 404 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 552 | $84,310,000 | $152,736 |
| 2.5-3% | 369 | $60,835,000 | $164,864 |
| <2.5% | 193 | $30,205,000 | $156,503 |
| 4-5% | 99 | $9,885,000 | $99,848 |
| 5-6% | 21 | $1,125,000 | $53,571 |
| Over 8% | 14 | $980,000 | $70,000 |
| 6-7% | 13 | $935,000 | $71,923 |
| 7-8% | 12 | $1,020,000 | $85,000 |
During 2021, Mount Sterling's most frequently originated rate bucket was 3-4%, with 552 originations.
Loan Sizing (Mount Sterling, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 645 | $92,915,000 | $144,054 |
| $100,000 or less | 374 | $24,170,000 | $64,626 |
| $200k-400k | 244 | $61,560,000 | $252,295 |
| $400k-600k | 20 | $9,410,000 | $470,500 |
| $600k-1000k | 5 | $4,025,000 | $805,000 |
Mount Sterling's loan sizing saw the bucket of loans from $100k-200k with 645 originations, totaling $92,915,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 590 | $98,380,000 | $166,746 |
| 60-80% | 365 | $56,335,000 | $154,342 |
| 40-60% | 145 | $17,985,000 | $124,034 |
| 20-40% | 72 | $5,590,000 | $77,639 |
| Under 20% | 44 | $1,630,000 | $37,045 |
| Over 100% | 17 | $3,075,000 | $180,882 |
Mount Sterling's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 590 originations, totaling $98,380,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Mount Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $126,250 (-6.5%) | $155,112 (-4.6%) | 0.00 | 150 |
| 2018-02-01 | $124,200 (-5.9%) | $151,013 (-6.3%) | 0.00 | 145 |
| 2018-03-01 | $124,900 (-9.1%) | $147,075 (-10.0%) | 0.00 | 151 |
| 2018-04-01 | $133,000 (-8.3%) | $154,332 (-9.5%) | 0.00 | 148 |
| 2018-05-01 | $144,900 (3.9%) | $158,032 (-6.4%) | 0.00 | 142 |
| 2018-06-01 | $149,500 (15.0%) | $159,745 (-1.3%) | 0.00 | 155 |
| 2018-07-01 | $148,500 (18.8%) | $164,628 (7.1%) | 0.00 | 165 |
| 2018-08-01 | $149,950 (21.4%) | $171,067 (14.1%) | 0.00 | 152 |
| 2018-09-01 | $149,900 (21.4%) | $173,448 (11.6%) | 0.00 | 160 |
| 2018-10-01 | $149,900 (20.0%) | $170,269 (8.0%) | 0.00 | 159 |
| 2018-11-01 | $149,450 (12.2%) | $172,829 (9.0%) | 0.00 | 144 |
| 2018-12-01 | $149,900 (15.8%) | $175,406 (11.9%) | 0.00 | 149 |
| 2019-01-01 | $146,950 (16.4%) | $171,448 (10.5%) | 0.00 | 133 |
| 2019-02-01 | $159,700 (28.6%) | $179,932 (19.2%) | 0.00 | 130 |
| 2019-03-01 | $159,714 (27.9%) | $186,771 (27.0%) | 0.00 | 130 |
| 2019-04-01 | $154,914 (16.5%) | $186,915 (21.1%) | 0.00 | 133 |
| 2019-05-01 | $145,000 (0.1%) | $185,186 (17.2%) | 0.00 | 144 |
| 2019-06-01 | $145,000 (-3.0%) | $182,244 (14.1%) | 0.00 | 150 |
| 2019-07-01 | $146,250 (-1.5%) | $178,662 (8.5%) | 0.00 | 147 |
| 2019-08-01 | $149,729 (-0.2%) | $190,314 (11.3%) | 0.00 | 144 |
| 2019-09-01 | $147,750 (-1.4%) | $189,141 (9.1%) | 0.00 | 141 |
| 2019-10-01 | $149,900 (0.0%) | $179,450 (5.4%) | 0.00 | 138 |
| 2019-11-01 | $155,000 (3.7%) | $178,426 (3.2%) | 0.00 | 124 |
| 2019-12-01 | $149,000 (-0.6%) | $173,110 (-1.3%) | 0.00 | 111 |
| 2020-01-01 | $149,900 (2.0%) | $177,780 (3.7%) | 0.00 | 107 |
| 2020-02-01 | $155,000 (-2.9%) | $184,398 (2.5%) | 0.00 | 104 |
| 2020-03-01 | $141,000 (-11.7%) | $177,193 (-5.1%) | 0.00 | 106 |
| 2020-04-01 | $144,900 (-6.5%) | $185,290 (-0.9%) | 0.00 | 98 |
| 2020-05-01 | $139,900 (-3.5%) | $189,192 (2.2%) | 0.00 | 78 |
| 2020-06-01 | $150,000 (3.5%) | $207,037 (13.6%) | 0.00 | 71 |
| 2020-07-01 | $148,750 (1.7%) | $197,662 (10.6%) | 0.00 | 73 |
| 2020-08-01 | $150,000 (0.2%) | $217,207 (14.1%) | 0.00 | 68 |
| 2020-09-01 | $173,500 (17.4%) | $258,539 (36.7%) | 0.00 | 77 |
| 2020-10-01 | $177,000 (18.1%) | $245,361 (36.7%) | 0.00 | 73 |
| 2020-11-01 | $188,000 (21.3%) | $250,564 (40.4%) | 0.00 | 60 |
| 2020-12-01 | $232,400 (56.0%) | $259,257 (49.8%) | 0.00 | 45 |
| 2021-01-01 | $210,000 (40.1%) | $264,607 (48.8%) | 0.00 | 45 |
| 2021-02-01 | $197,000 (27.1%) | $271,189 (47.1%) | 0.00 | 44 |
| 2021-03-01 | $199,450 (41.5%) | $272,640 (53.9%) | 0.00 | 39 |
| 2021-04-01 | $191,500 (32.2%) | $272,436 (47.0%) | 0.00 | 37 |
| 2021-05-01 | $175,000 (25.1%) | $276,462 (46.1%) | 0.00 | 34 |
| 2021-06-01 | $175,950 (17.3%) | $276,381 (33.5%) | 0.00 | 38 |
| 2021-07-01 | $194,900 (31.0%) | $283,398 (43.4%) | 0.00 | 46 |
| 2021-08-01 | $232,450 (55.0%) | $278,433 (28.2%) | 0.00 | 55 |
| 2021-09-01 | $207,250 (19.5%) | $258,095 (-0.2%) | 0.00 | 66 |
| 2021-10-01 | $198,000 (11.9%) | $245,297 (0.0%) | 0.00 | 69 |
| 2021-11-01 | $226,950 (20.7%) | $263,762 (5.3%) | 0.00 | 67 |
| 2021-12-01 | $231,500 (-0.4%) | $261,183 (0.7%) | 0.00 | 60 |
| 2022-01-01 | $215,000 (2.4%) | $247,318 (-6.5%) | 0.00 | 53 |
| 2022-02-01 | $214,500 (8.9%) | $241,445 (-11.0%) | 0.00 | 36 |
| 2022-03-01 | $234,450 (17.6%) | $248,735 (-8.8%) | 0.00 | 38 |
| 2022-04-01 | $225,000 (17.5%) | $250,941 (-7.9%) | 0.00 | 52 |
| 2022-05-01 | $227,450 (30.0%) | $242,741 (-12.2%) | 0.00 | 63 |
Mount Sterling's median listing price comes in at 0% of the national average.
Mount Sterling's average listing price for 2022-05-01 was $242,741, a difference of $-33,721 (-12.2%) versus the prior year and $-8,200 versus the prior month.
For the 2022-05-01 period, Mount Sterling had 63 MLS listings, a difference of 11 listings (21%) versus the prior month and 29 listings (85%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Mount Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,467 sqft |
| 2018-02-01 | 0 days | 1,500 sqft |
| 2018-03-01 | 0 days | 1,584 sqft |
| 2018-04-01 | 0 days | 1,600 sqft |
| 2018-05-01 | 0 days | 1,600 sqft |
| 2018-06-01 | 0 days | 1,627 sqft |
| 2018-07-01 | 0 days | 1,619 sqft |
| 2018-08-01 | 0 days | 1,719 sqft |
| 2018-09-01 | 0 days | 1,700 sqft |
| 2018-10-01 | 0 days | 1,623 sqft |
| 2018-11-01 | 0 days | 1,598 sqft |
| 2018-12-01 | 0 days | 1,600 sqft |
| 2019-01-01 | 0 days | 1,624 sqft |
| 2019-02-01 | 0 days | 1,680 sqft |
| 2019-03-01 | 0 days | 1,698 sqft |
| 2019-04-01 | 0 days | 1,680 sqft |
| 2019-05-01 | 0 days | 1,680 sqft |
| 2019-06-01 | 0 days | 1,680 sqft |
| 2019-07-01 | 0 days | 1,625 sqft |
| 2019-08-01 | 0 days | 1,663 sqft |
| 2019-09-01 | 0 days | 1,655 sqft |
| 2019-10-01 | 0 days | 1,642 sqft |
| 2019-11-01 | 0 days | 1,634 sqft |
| 2019-12-01 | 0 days | 1,650 sqft |
| 2020-01-01 | 0 days | 1,605 sqft |
| 2020-02-01 | 0 days | 1,688 sqft |
| 2020-03-01 | 0 days | 1,631 sqft |
| 2020-04-01 | 0 days | 1,558 sqft |
| 2020-05-01 | 0 days | 1,682 sqft |
| 2020-06-01 | 0 days | 1,688 sqft |
| 2020-07-01 | 0 days | 1,644 sqft |
| 2020-08-01 | 0 days | 1,618 sqft |
| 2020-09-01 | 0 days | 1,696 sqft |
| 2020-10-01 | 0 days | 1,800 sqft |
| 2020-11-01 | 0 days | 1,822 sqft |
| 2020-12-01 | 0 days | 1,902 sqft |
| 2021-01-01 | 0 days | 1,900 sqft |
| 2021-02-01 | 0 days | 1,768 sqft |
| 2021-03-01 | 0 days | 1,735 sqft |
| 2021-04-01 | 0 days | 1,698 sqft |
| 2021-05-01 | 0 days | 1,600 sqft |
| 2021-06-01 | 0 days | 1,679 sqft |
| 2021-07-01 | 0 days | 1,897 sqft |
| 2021-08-01 | 0 days | 1,939 sqft |
| 2021-09-01 | 0 days | 1,774 sqft |
| 2021-10-01 | 0 days | 1,588 sqft |
| 2021-11-01 | 0 days | 1,876 sqft |
| 2021-12-01 | 0 days | 1,796 sqft |
| 2022-01-01 | 0 days | 1,705 sqft |
| 2022-02-01 | 0 days | 1,660 sqft |
| 2022-03-01 | 0 days | 1,859 sqft |
| 2022-04-01 | 0 days | 1,734 sqft |
| 2022-05-01 | 0 days | 1,799 sqft |
Mount Sterling's median square footage for active listings during the 2022-05-01 period was 1,799 sqft. One year prior, the average listing was 1,600 sqft.
