CHARLOTTE - CONCORD - GASTONIA Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Charlotte - Concord - Gastonia averaged 5.54% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

    The average rate for the prior week (2022-05-12) was 5.39% and one month ago for the week of 2022-04-14, the average rate was 5.19%.

    Charlotte - Concord - Gastonia's average rate one year ago was 2.9%.

    For refis of the same type during the week of 2022-05-19, the average rate was 5.42%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-05-19 5.25%
    Charlotte - Concord - Gastonia 30 Year Fixed Rate 2022-05-19 5.54%
    Charlotte - Concord - Gastonia 30 Year Fixed Rate Refi 2022-05-19 5.42%
    Charlotte - Concord - Gastonia 15 Year Fixed Rate 2022-05-19 4.51%
    Charlotte - Concord - Gastonia 15 Year Fixed Rate Refi 2022-05-19 4.71%
    Charlotte - Concord - Gastonia 30 Year FHA 2022-05-19 5.2%
    Charlotte - Concord - Gastonia 30 Year FHA Refi 2022-05-19 5.34%
    Charlotte - Concord - Gastonia 30 Year USDA 2022-05-19 5.15%
    Charlotte - Concord - Gastonia 30 Year USDA Refi 2022-05-19 5.36%
    Charlotte - Concord - Gastonia 30 Year VA 2022-05-19 5.57%
    Charlotte - Concord - Gastonia 30 Year VA Refi 2022-05-19 4.94%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTE-CONCORD-GASTONIA, NC-SC.

    CHARLOTTE - CONCORD - GASTONIA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHARLOTTE-CONCORD-GASTONIA, NC-SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    QUICKEN LOANS, LLC 9,018 3.04% $4,628
    MOVEMENT MORTGAGE, LLC 5,958 3.12% $3,718
    Wells Fargo Bank 3,913 3.03% $3,088
    UNITED WHOLESALE MORTGAGE, LLC 2,993 2.98% $3,866
    STATE EMPLOYEES' 2,735 3.28% $4,041
    Bank of America 2,671 2.67% $3,883
    American Security Mortgage Corp. 2,664 2.89% $3,231
    LOANDEPOT.COM, LLC 2,596 2.99% $4,528
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2,390 3.14% $4,346
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,263 3.14% $4,501
    BETTER MORTGAGE CORPORATION 1,889 2.85% $2,960
    Truist Bank 1,860 2.97% $3,748
    Wyndham Capital Mortgage, Inc. 1,458 2.96% $2,221
    AMERISAVE MORTGAGE CORPORATION 1,305 2.91% $4,541
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1,031 3.08% $3,695
    CROSSCOUNTRY MORTGAGE, LLC 915 3.19% $5,204
    FOUNDERS FEDERAL CREDIT UNION 873 3.56% $3,779
    Mr. Cooper ( Nationstar Mortgage ) 859 3.25% $5,082
    PENNYMAC LOAN SERVICES, LLC 829 3.12% $4,767
    NEWREZ LLC 775 3.17% $3,941
    EAGLE HOME MORTGAGE, LLC 768 3.02% $2,929
    NVR Mortgage Finance, Inc. 731 3.08% $4,802
    South State Bank 726 3.22% $5,187
    DHI MORTGAGE COMPANY, LTD. 708 2.91% $993
    JPMorgan Chase Bank 703 2.97% $3,053
    Flagstar Bank, FSB 699 3.16% $4,209
    First-Citizens Bank & Trust Company 664 3.19% $3,630
    GUARANTEED RATE, INC. 608 3.05% $3,679
    MCLEAN MORTGAGE CORPORATION 580 3.00% $3,481
    BROKER SOLUTIONS, INC. 574 3.13% $4,285
    PRIMELENDING, A PLAINSCAPITAL COMPANY 554 3.11% $4,418
    Uwharrie Bank 554 3.13% $2,407
    FREEDOM MORTGAGE CORPORATION 541 3.09% $2,560
    First Federal Bank 537 2.96% $3,370
    Fifth Third Bank 532 3.20% $3,710
    Regions Bank 510 3.02% $5,442
    HOME POINT FINANCIAL CORPORATION 495 2.97% $4,014
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 487 3.29% $3,948
    PULTE MORTGAGE LLC 465 2.98% $1,250
    Citizens Bank 463 3.00% $5,384
    Allen Tate Mortgage Partners, LLC 454 3.06% $3,656
    PRIMARY RESIDENTIAL MORTGAGE, INC. 433 3.23% $4,519
    Towne Bank 428 3.12% $5,035
    SHARONVIEW FEDERAL CREDIT UNION 425 3.18% $2,793
    Alcova Mortgage LLC 414 3.16% $3,321
    GUILD MORTGAGE COMPANY 402 3.18% $4,495
    SOUTHERN TRUST MORTGAGE, LLC 397 3.14% $3,016
    CERTAINTY HOME LOANS, LLC 395 3.12% $4,032
    CALIBER HOME LOANS, INC. 392 3.11% $4,076
    M/I FINANCIAL, LLC 385 2.91% $4,459
    PNC Bank 371 2.98% $3,703
    South Pacific Financial Corporation 367 2.94% $5,997
    NFM, INC. 361 3.22% $4,148
    HOMESIDE FINANCIAL, LLC 357 3.09% $4,033
    InterContinental Capital Group, Inc 353 2.98% $4,068
    PROVIDENT FUNDING ASSOCIATES, L.P. 353 2.78% $2,978
    U.S. Bank 345 2.98% $3,568
    NAVY FEDERAL CREDIT UNION 340 3.57% $4,208
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 338 3.10% $3,853
    CAPITAL CENTER, L.L.C. 329 3.04% $1,241
    CORNERSTONE HOME LENDING, INC. 321 3.13% $4,246
    MATTAMY HOME FUNDING, LLC 309 2.96% $4,951
    TJC Mortgage, Inc. 298 3.09% $3,212
    Northpointe Bank 296 3.28% $4,206
    Pinnacle Bank 294 3.12% $4,232
    Ameris Bank 268 3.14% $3,905
    TD Bank 261 2.98% $4,913
    Colten Mortgage, LLC 251 3.37% $4,529
    RAPID MORTGAGE COMPANY 250 3.33% $5,429
    AMERICAN FINANCIAL NETWORK, INC. 237 3.26% $7,626
    KELLER MORTGAGE, LLC 229 3.11% $2,462
    INSPIRE HOME LOANS INC. 229 3.17% $3,990
    MUTUAL OF OMAHA MORTGAGE, INC. 219 3.11% $3,657
    INTERCOASTAL MORTGAGE COMPANY 217 3.13% $3,739
    RESIDENTIAL MORTGAGE SERVICES, INC. 215 3.07% $3,772
    FirstBank 207 2.84% $1,941
    Truliant Federal Credit Union 202 3.26% $3,262
    ANGEL OAK HOME LOANS LLC 196 3.63% $5,199
    GUARANTEED RATE AFFINITY, LLC 188 3.05% $3,318
    SeaTrust Mortgage Company 180 3.11% $4,491
    FINANCE OF AMERICA MORTGAGE LLC 179 3.01% $2,973
    ZILLOW HOME LOANS, LLC 179 3.07% $3,601
    LATINO COMMUNITY CREDIT UNION 177 5.85% $4,193
    First National Bank of Pennsylvania 170 2.95% $4,077
    AMERIFIRST FINANCIAL CORPORATION 166 3.22% $4,000
    T2 FINANCIAL LLC 162 3.20% $4,407
    PREMIER LENDING, INC. 156 3.12% $3,796
    First Horizon Bank 153 3.02% $3,913
    NBKC BANK 147 2.98% $2,901
    Renasant Bank 141 3.08% $3,277
    Prosperity Home Mortgage, LLC 141 3.17% $3,783
    SUMMIT FUNDING, INC. 139 2.98% $4,750
    RELIANCE FIRST CAPITAL, LLC 136 3.26% $7,063
    CMG MORTGAGE, INC. 134 3.17% $5,165
    VANDERBILT MORTGAGE AND FINANCE, INC. 133 3.08% $3,631
    Blue Ridge Bank 129 3.27% $4,111
    Ally Bank 128 2.89% $4,955
    Hometown Lenders, Inc. 125 3.31% $4,643
    Peoples Bank 121 2.93% $3,336
    First Guaranty Mortgage Corporation 116 3.12% $2,890
    C & F Mortgage Corporation 108 3.08% $2,949
    LENDUS, LLC 106 3.15% $3,680
    SUN WEST MORTGAGE COMPANY, INC. 105 2.89% $2,340
    Wolfe Financial, Inc 99 3.13% $3,746
    PENTAGON FEDERAL CREDIT UNION 99 2.88% $2,816
    Dollar Bank, Federal Savings Bank 96 3.14% $5,959
    Nations Lending Corporation 94 3.14% $7,153
    Strong Home Mortgage, LLC 94 2.95% $1,234
    SOFI LENDING CORP. 94 3.03% $3,529
    SUCCESS MORTGAGE PARTNERS, INC. 93 3.48% $4,073
    First Bank 92 2.60% $2,409
    UNION HOME MORTGAGE CORP. 89 3.02% $3,840
    THRIVE MORTGAGE, LLC 88 3.15% $3,988
    LOANPAL, LLC 88 3.14% $6,857
    TIAA, FSB 87 3.10% $4,275
    CHARLOTTE METRO FEDERAL CREDIT UNION 85 3.31% $4,670
    HOMEOWNERS FINANCIAL GROUP USA, LLC 85 3.13% $4,862
    HOMESTAR FINANCIAL CORPORATION 85 3.08% $3,987
    Carrington Mortgage Services, LLC 84 3.45% $4,568
    AMERICAN FINANCING CORPORATION 84 3.05% $4,342
    LAKEVIEW LOAN SERVICING, LLC 83 3.37% $2,940
    North American Savings Bank, F.S.B. 83 2.90% $1,798
    Gateway First Bank 82 3.13% $3,111
    ROYAL UNITED MORTGAGE LLC 81 3.43% $6,032
    Morgan Stanley Private Bank 81 2.73% $4,304
    PREMIA MORTGAGE, LLC 79 2.86% $883
    LADERA LENDING, INC. 77 2.99% $3,200
    Charles Schwab Bank, SSB 75 2.27% $3,720
    MILEND, INC. 73 3.22% $5,950
    First Heritage Mortgage, LLC 73 3.14% $4,394
    LIBERTY HOME MORTGAGE CORPORATION 71 3.28% $4,287
    First Reliance Bank 71 3.10% $3,354
    CAROLINAS TELCO FEDERAL CREDIT UNION 70 3.46% $4,242
    GoPrime Mortgage, Inc. 70 3.29% $3,557
    First Savings Bank 66 3.09% $4,736
    FIRST ALLIANCE HOME MORTGAGE, LLC 64 3.07% $3,513
    The Federal Savings Bank 63 3.05% $8,024
    ARC HOME LLC 63 3.28% $5,476
    Arvest Bank 63 3.00% $3,777
    FIDELITY DIRECT MORTGAGE, LLC 63 3.27% $4,822
    Atlantic Home Loans, Inc. 62 3.18% $3,924
    Mortgage Network, Inc. 61 2.95% $3,950
    ACOPIA, LLC 61 3.23% $6,147
    AmeriHome Mortgage Company, LLC 60 3.32% $4,047
    PHH Mortgage Corporation 59 3.56% $5,431
    UNITED 57 3.17% $3,672
    COASTAL Federal Credit Union 57 3.11% $3,071
    Paramount Residential Mortgage Group, Inc. 55 3.36% $4,928
    TOWNE MORTGAGE COMPANY 55 3.04% $5,465
    CALCON MUTUAL MORTGAGE LLC 54 3.27% $5,747
    Cf Bank 53 2.84% $1,958
    JET HOMELOANS, LLC 53 3.23% $4,560
    United Community Bank 52 2.93% $5,009
    George Mason Mortgage, LLC 52 2.97% $3,923
    HomeTrust Bank 52 2.82% $3,323
    STEARNS LENDING, LLC 52 2.99% $3,682
    Amerifirst Financial, Inc. 50 3.25% $4,381
    Mortgage Assurance Inc. 50 2.91% $4,779
    Manufacturers and Traders Trust Company 49 3.24% $4,209
    NORTHERN MORTGAGE SERVICES, LLC 48 3.02% $3,675
    BAY EQUITY LLC 48 3.11% $5,882
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 48 2.90% $3,555
    HOMEBRIDGE FINANCIAL SERVICES, INC. 47 3.35% $4,148
    Stifel Bank and Trust 47 2.74% $2,944
    HOMESTEAD FUNDING CORP. 46 2.81% $3,550
    AMERICAN INTERNET MORTGAGE, INC. 46 2.79% $3,019
    Third Federal Savings and Loan Association of Cleveland 45 2.70% $2,005
    The Fidelity Bank 45 3.13% $3,483
    EMBRACE HOME LOANS, INC. 45 3.13% $4,019
    AgFirst Farm Credit Bank 44 3.09% $5,385
    MICHIGAN MUTUAL, INC. 44 3.28% $5,544
    AMERICAN FEDERAL MORTGAGE CORPORATION 43 2.74% $3,002
    CHURCHILL MORTGAGE CORPORATION 43 3.25% $3,582
    Shea Mortgage Inc. 43 3.10% $1,430
    CRESCENT MORTGAGE COMPANY 42 3.13% $3,170
    ALLIED MORTGAGE GROUP, INC. 41 3.30% $2,810
    NTFN, INC. 41 3.19% $3,200
    RESOURCE FINANCIAL SERVICES, INC. 41 3.21% $3,444
    EQUITY RESOURCES, INC. 41 3.19% $3,333
    RUOFF MORTGAGE COMPANY, INC. 40 3.11% $2,042
    FBC MORTGAGE, LLC 39 3.15% $3,679
    Mortgage Research Center, LLC 39 2.84% $3,591
    SPRING EQ, LLC 39 2.93% $1,319
    Corporate Investors Mortgage Group, Inc. 39 3.03% $2,710
    UBS Bank USA 38 2.73% $5,119
    TBI MORTGAGE COMPANY 38 2.94% $4,703
    AmRes Corporation 38 3.00% $2,547
    AMERICAN PACIFIC MORTGAGE CORPORATION 38 3.36% $3,988
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 37 3.29% $4,720
    EVERETT FINANCIAL, INC. 37 3.51% $2,518
    Arthur State Bank 37 3.06% $3,576
    Kwik Mortgage Corporation 37 2.95% $2,569
    First Mortgage Solutions, LLC 36 2.84% $3,104
    VAN DYK MORTGAGE CORPORATION 35 3.08% $4,116
    UNITED PREMIER FUNDING, LLC 35 3.33% $4,371
    Presidential Bank, FSB 34 3.11% $3,826
    Citibank 34 2.92% $5,330
    Watermark Capital, Inc. 33 2.85% $3,173
    Southern First Bank 33 3.02% $3,945
    KeyBank 33 2.81% $4,312
    HAMILTON HOME LOANS, INC. 33 3.39% $4,218
    Bank of England 32 3.23% $4,466
    Magnolia Bank 32 3.10% $4,291
    First Palmetto Bank 31 3.06% $3,176
    Discover Bank 31 4.47% $0
    SIRVA MORTGAGE, INC. 31 3.07% $1,705
    LENDERFI, INC. 31 2.88% $1,761
    MLD MORTGAGE INC. 31 2.73% $4,069
    Platinum Home Mortgage Corporation 31 3.22% $4,882
    BNC National Bank 30 2.89% $3,243
    GENEVA FINANCIAL, LLC 30 3.39% $5,009
    GSF Mortgage Corporation 29 2.97% $3,244
    City National Bank 29 2.89% $4,231
    DRAPER AND KRAMER MORTGAGE CORP. 28 3.10% $3,351
    USAA Federal Savings Bank 28 3.03% $4,197
    ANGEL OAK MORTGAGE SOLUTIONS LLC 28 4.94% $10,238
    CORNING 27 2.92% $4,408
    FIRST HOME MORTGAGE CORPORATION 27 3.33% $3,837
    MORTGAGE INVESTORS GROUP, INC. 27 3.04% $3,319
    CELEBRITY HOME LOANS, LLC 27 3.31% $4,453
    ABSOLUTE HOME MORTGAGE CORPORATION 27 3.10% $3,673
    Barrington Bank & Trust Company, N.A. 27 3.43% $4,104
    The Huntington National Bank 26 2.86% $3,952
    CANOPY MORTGAGE, LLC 26 2.88% $3,330
    Shamrock Home Loans, Inc. 26 3.25% $4,028
    GUIDANCE RESIDENTIAL, LLC 25 3.24% $4,376
    EMM LOANS LLC 25 3.20% $6,874
    PLAZA HOME MORTGAGE, INC. 25 2.89% $5,693
    Opendoor Home Loans LLC 24 2.97% $2,912
    SHELTER HOME MORTGAGE, LLC 24 3.18% $3,766
    The Park National Bank 24 3.37% $4,131
    Countybank 22 2.79% $2,811
    INTERLINC MORTGAGE SERVICES, LLC 22 3.49% $3,073
    Triumph Bank 22 2.88% $2,677
    Aurora Financial, LLC 21 2.81% $1,968
    ALLEGACY FEDERAL CREDIT UNION 20 3.02% $5,798
    Evolve Bank & Trust 20 3.66% $3,562
    Prime Choice Funding Inc. 20 2.87% $3,856
    First Home Bank 20 3.14% $5,326
    GUARANTY HOME MORTGAGE CORPORATION 19 2.97% $3,904
    ON Q FINANCIAL, INC. 19 2.98% $4,156
    Beeline Loans, Inc. 19 3.07% $2,548
    Synovus Bank 19 3.16% $4,316
    POLARIS HOME FUNDING CORP. 19 3.25% $6,702
    TOP FLITE FINANCIAL, INC. 18 3.35% $9,821
    MID AMERICA MORTGAGE, INC. 18 3.17% $3,348
    SOVEREIGN LENDING GROUP INCORPORATED 18 3.19% $6,013
    CONTOUR MORTGAGE CORPORATION 18 3.10% $6,159
    NATIONWIDE MORTGAGE BANKERS, INC. 17 3.38% $6,621
    Carolina Farm Credit, ACA 17 4.75% $7,637
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 17 3.19% $5,313
    Axos Bank 17 3.15% $2,443
    FAMILY FIRST FUNDING LLC 16 3.16% $3,834
    Capitol Federal Savings Bank 16 2.93% $4,603
    IMPAC MORTGAGE CORP. 16 3.01% $1,210
    Lakeview Community Capital, LLC 16 3.46% $2,581
    LEADERONE FINANCIAL CORPORATION 16 3.16% $3,314
    MORIA DEVELOPMENT, INC. 16 3.45% $5,356
    The Central Trust Bank 15 2.83% $2,894
    NP, Inc. 15 3.23% $6,604
    Bethpage Federal Credit Union 15 3.11% $4,930
    THE MORTGAGE FIRM, INC. 15 3.39% $4,148
    Florida Capital Bank 15 3.00% $5,038
    UNITED MORTGAGE CORP. 15 3.26% $5,623
    LENDSURE MORTGAGE CORP. 14 4.95% $17,083
    UIF CORPORATION 14 3.19% $4,236
    Baxter Credit Union 14 2.91% $2,900
    Raymond James Bank 14 2.79% $2,895
    1ST SIGNATURE LENDING, LLC 13 3.11% $4,771
    IVY MORTGAGE, INC. 13 3.13% $2,816
    Plains Commerce Bank 13 3.64% $4,670
    American Airlines Federal Credit Union 13 3.09% $0
    SOUTH CAROLINA FEDERAL CREDIT UNION 12 3.48% $7,549
    Republic Bank & Trust Company 12 2.94% $3,121
    PLANET HOME LENDING, LLC 12 3.29% $4,221
    Atlantic Coast Mortgage, LLC 12 2.77% $3,414
    First Internet Bank of Indiana 12 2.95% $3,927
    Alpha Mortgage Corporation 12 3.24% $3,805
    MORTGAGE ACCESS CORP. 12 3.15% $3,283
    Princeton Mortgage Corporation 12 3.05% $3,427
    Meridian Bank Corporation 12 3.04% $3,708
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 11 3.48% $1,928
    Capital City Home Loans, LLC 11 2.90% $3,473
    CIT Bank 11 2.77% $4,797
    ENVOY MORTGAGE, LTD 11 3.17% $4,951
    LENOX FINANCIAL MORTGAGE CORPORATION 11 3.19% $6,316
    LAND HOME FINANCIAL SERVICES, INC. 11 3.24% $3,852
    DIGITAL Federal Credit Union 11 2.88% $4,694
    Sierra Pacific Mortgage Company, Inc. 10 3.16% $3,699
    Sunflower Bank 10 3.12% $4,191
    First Republic Bank 10 2.84% $4,396
    Assurance Financial Group, L.L.C. 10 3.14% $3,438
    Auto Club Trust, FSB 10 2.86% $2,786
    First Federal Bank of Kansas City 10 2.86% $4,350
    Lend Smart Mortgage, LLC 10 3.59% $4,124
    DIRECT MORTGAGE LOANS, LLC 9 3.25% $4,446
    RBC Bank, (Georgia) 9 3.00% $2,482
    United Nations Federal Credit Union 9 2.92% $5,661
    MORTGAGE EQUITY PARTNERS LLC 9 3.36% $4,405
    CITY FIRST MORTGAGE SERVICES, L.L.C. 9 3.26% $4,665
    FIRST SAVINGS MORTGAGE CORPORATION 9 2.97% $7,161
    PIKE CREEK MORTGAGE SERVICES, INC. 9 3.81% $3,784
    BOKF 9 3.19% $3,218
    RESIDENTIAL BANCORP. 8 2.88% $3,736
    ALLIANT CREDIT UNION 8 2.91% $3,954
    SWBC MORTGAGE CORPORATION 8 3.06% $4,108
    Waterstone Mortgage Corporation 8 3.34% $9,821
    HSBC BANK USA, NATIONAL ASSOCIATION 8 3.09% $4,405
    FEDEX EMPLOYEES CREDIT ASSOCIATION 8 3.06% $3,727
    CityWorth Mortgage LLC 8 2.94% $4,998
    The Loan Store, Inc. 8 3.42% $3,268
    Victorian Finance, LLC 8 2.97% $3,770
    Ixonia Bank 8 3.13% $3,160
    BLUELEAF LENDING, LLC 8 2.92% $4,383
    ONY GLO, INC. 8 2.53% $3,890
    LOANLEADERS OF AMERICA, INC. 8 3.20% $7,364
    MEMBER ADVANTAGE MORTGAGE, LLC 8 3.44% $4,498
    Paramount Bank 8 2.81% $3,332
    CHERRY CREEK MORTGAGE, LLC 8 2.69% $971
    United Bank 8 2.95% $3,115
    NASA Federal Credit Union 8 3.08% $5,466
    FIRST TECHNOLOGY 8 2.95% $4,248
    OVM FINANCIAL, INC. 7 3.00% $3,901
    First Community Bank 7 3.02% $4,065
    EVANSVILLE TEACHERS 7 2.95% $3,264
    North State Bank 7 2.96% $3,977
    Luxury Mortgage Corp. 7 4.05% $5,860
    Texana Bank 7 3.00% $5,395
    KS StateBank 7 2.86% $2,724
    LOANSNAP, INC. 7 2.89% $1,658
    Capital Bank 7 3.03% $3,855
    US MORTGAGE CORPORATION 7 3.16% $4,784
    Quontic Bank 7 5.07% $12,001
    First Community Bank 7 3.09% $5,783
    CIS Financial Services, Inc. 7 3.02% $5,107
    1st National Bank 7 2.98% $976
    FIRST COMMUNITY MORTGAGE, INC. 7 3.05% $2,913
    Goldwater Bank, N.A. 7 3.14% $4,644
    HOMESPIRE MORTGAGE CORPORATION 6 3.13% $5,356
    ACADEMY MORTGAGE CORPORATION 6 2.94% $2,931
    DEVELOPER'S MORTGAGE COMPANY 6 3.06% $2,796
    First Midwest Bank 6 2.98% $2,182
    INTERNATIONAL CITY MORTGAGE, INC. 6 3.44% $2,303
    INTERSTATE HOME LOAN CENTER, INC. 6 3.21% $3,550
    FIRST STATE MORTGAGE SERVICES, LLC 6 2.85% $3,211
    VERITAS FUNDING, LLC 6 2.81% $6,483
    JET DIRECT FUNDING CORP 6 3.00% $3,393
    First National Bank of America 6 7.19% $8,564
    HALLMARK HOME MORTGAGE, LLC 6 3.52% $5,489
    Equity Prime Mortgage LLC 6 3.17% $6,998
    1st Constitution Bank 6 3.17% $2,782
    SOUTHPOINT FINANCIAL SERVICES, INC. 6 3.02% $6,370
    NATIONS DIRECT MORTGAGE, LLC 6 3.75% $8,738
    BAYSHORE MORTGAGE FUNDING, LLC 6 3.12% $5,389
    Northwest Federal Credit Union 6 2.98% $3,026
    AFFINITY 6 2.85% $2,731
    Advisors Mortgage Group, L.L.C. 6 3.29% $4,329
    Amalgamated Bank 6 2.60% $3,690
    A&D Mortgage LLC 6 4.83% $9,573
    U S WIDE FINANCIAL LLC 6 2.79% $2,649
    Deere Employees Credit Union 6 2.63% $3,700
    HOME TOWN FUNDING, INC. 6 3.17% $2,906
    SECURITYNATIONAL MORTGAGE COMPANY 6 3.52% $4,667
    East Coast Capital Corp. 6 3.60% $7,194
    Colonial Savings, F.A. 5 3.10% $3,441
    Greenbox Loans, Inc. 5 5.27% $13,291
    Low VA Rates, LLC 5 3.05% $2,626
    Keystone Funding, Inc. 5 2.92% $2,870
    DEEPHAVEN MORTGAGE LLC 5 5.53% $8,604
    MASON MCDUFFIE MORTGAGE CORPORATION 5 3.17% $3,301
    TIDEWATER MORTGAGE SERVICES, INC. 5 3.15% $4,149
    NATIONS RELIABLE LENDING, LLC 5 2.85% $3,195
    CapStar Bank 5 3.00% $3,252
    Congressional Bank 5 2.93% $3,607
    TOGETHER CREDIT UNION 5 3.05% $3,017
    RESIDENTIAL HOME FUNDING CORP. 5 2.95% $4,986
    MIDLAND MORTGAGE CORPORATION 5 3.23% $3,736
    BANKSOUTH MORTGAGE COMPANY, LLC 5 3.15% $4,987
    Bank OZK 5 3.70% $4,129
    BNY Mellon 5 2.53% $5,457
    Integrity Home Mortgage Corp 5 3.18% $6,221
    NEXERA HOLDING LLC 5 3.70% $7,927
    Fulton Bank 5 2.95% $4,889
    Leader Bank 5 2.85% $3,863
    Piedmont Federal Savings Bank 5 3.13% $3,265
    THE EQUITABLE MORTGAGE CORPORATION 5 2.78% $3,024
    Citadel Servicing Corporation 5 5.53% $6,812
    ROSS MORTGAGE CORPORATION 5 2.93% $5,067
    Alerus Financial 5 2.88% $1,540
    LOANFLIGHT LENDING, LLC 5 3.04% $1,640
    PANORAMA MORTGAGE GROUP, LLC 4 3.22% $6,645
    AMERICAN FINANCIAL RESOURCES, INC. 4 2.96% $3,226
    GuardHill Financial Corp. 4 2.81% $8,377
    DELTA COMMUNITY CREDIT UNION 4 2.75% $4,964
    First State Bank of St. Charles, Missouri 4 3.16% $3,260
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.25% $5,802
    West Town Bank & Trust 4 3.31% $4,208
    Community First Bank, Inc. 4 3.68% $5,989
    TEACHERS 4 3.00% $5,008
    OCMBC, INC. 4 4.66% $9,536
    The Camden National Bank 4 3.00% $3,607
    Goldman Sachs Bank USA 4 3.04% $3,670
    STOCKTON MORTGAGE CORPORATION 4 3.56% $4,200
    NORWICH COMMERCIAL GROUP, INC. 4 3.53% $3,006
    WINGS FINANCIAL 4 2.78% $3,571
    The Union Bank Company 4 2.75% $3,864
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 3.38% $4,913
    EagleBank 4 3.09% $4,434
    FORT FINANCIAL Federal Credit Union 4 3.84% $3,168
    WESTERN EXPRESS LENDING 4 3.09% $3,803
    Towne Mortgage of the Carolinas, LLC 4 2.94% $3,472
    MEMBER FIRST MORTGAGE, LLC 4 3.25% $4,177
    BMO Harris Bank 4 2.81% $5,614
    UNITED SECURITY FINANCIAL CORP 4 3.13% $3,559
    PROPER RATE, LLC 4 3.22% $2,725
    HOMEXPRESS MORTGAGE CORP. 4 5.22% $19,066
    NEW DAY FINANCIAL, LLC 4 2.90% $5,698
    Liberty Savings Bank, F.S.B. 4 2.94% $3,560
    BEST CAPITAL FUNDING 4 3.06% $4,384
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 4 3.03% $4,543
    Elements Financial Federal Credit Union 4 3.16% $3,146
    Civista Bank 3 3.04% $2,867
    CPM Federal Credit Union 3 3.44% $5,203
    DAS Acquisition Company, LLC 3 3.25% $3,177
    EASTMAN 3 3.25% $3,745
    Empower Federal Credit Union 3 3.00% $4,940
    FAY SERVICING, LLC 3 2.92% $3,279
    Christensen Financial, Inc. 3 3.04% $3,712
    First United Bank and Trust Company 3 3.00% $4,068
    F & M BANK CORP. 3 3.21% $4,575
    GEO-CORP, INC. 3 2.92% $4,414
    GMFS LLC 3 3.00% $4,411
    BOND STREET MORTGAGE, LLC 3 3.42% $4,231
    Independent Bank 3 3.04% $4,057
    INLAND BANK & TRUST 3 3.33% $2,998
    JAMS-01, INC. 3 4.00% $3,384
    JMJ FINANCIAL GROUP 3 2.79% $3,440
    Merchants Bank of Indiana 3 3.00% $4,290
    Mortgage Bank of California 3 4.92% $27,187
    Mutual Federal Bank 3 3.25% $5,847
    Bank-Fund Staff Federal Credit Union 3 3.04% $2,763
    AXIA FINANCIAL, LLC 3 3.25% $4,950
    NexBank 3 2.96% $2,948
    Atlantic Union Bank 3 3.16% $3,912
    OCEANSIDE MORTGAGE COMPANY 3 3.42% $2,416
    ATLANTA POSTAL 3 3.42% $3,217
    ATHAS CAPITAL GROUP, INC. 3 7.04% $9,229
    PLUS RELOCATION MORTGAGE, LLC 3 3.25% $9,010
    Poli Mortgage Group, Inc. 3 2.71% $1,166
    RADIUS FINANCIAL GROUP INC. 3 3.17% $4,115
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.33% $9,240
    Servion, Inc. 3 2.92% $3,298
    SIGNATURE MORTGAGE CORPORATION 3 2.88% $3,211
    SIWELL, INC. 3 2.92% $3,467
    SOUTHWEST FUNDING, LP 3 3.25% $6,086
    The State Bank 3 3.08% $3,335
    TOTAL MORTGAGE SERVICES, LLC 3 3.13% $6,290
    TOWER 3 2.96% $4,954
    USAlliance Federal Credit Union 3 3.04% $4,130
    V.I.P. MORTGAGE, INC. 3 3.08% $3,752
    LANGLEY 2 2.75% $3,793
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 3.06% $4,149
    WRIGHT-PATT CREDIT UNION, INC. 2 3.19% $1,944
    CHARTER WEST BANK 2 3.25% $5,385
    Mid Penn Bank 2 3.56% $3,197
    Summit Community Bank, Inc. 2 2.81% $3,588
    Toyota Financial Savings Bank 2 3.13% $4,308
    FIRST BANCORP, INC. 2 3.00% $1,968
    ADVANCIAL 2 3.13% $3,998
    First American Bank and Trust Company 2 3.06% $3,500
    21ST MORTGAGE CORPORATION 2 5.65% $5,370
    Home Mortgage Alliance Corp 2 2.93% $5,036
    MANN FINANCIAL INC. 2 3.00% $2,823
    First American Bank 2 3.25% $2,814
    FRANKLIN MINT 2 2.69% $4,101
    Loan Simple, Inc. 2 2.94% $6,067
    UNIFY FINANCIAL Credit Union 2 3.35% $1,562
    CIBC Bank USA 2 2.25% $5,789
    Fortress Bank 2 2.88% $3,128
    Silicon Valley Bank 2 2.88% $4,440
    Fidelity Bank 2 2.88% $3,445
    EXCITE Credit Union 2 3.19% $3,580
    Encompass Lending Group, LP 2 3.44% $3,943
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 2.63% $7,745
    First Western Trust Bank 2 3.38% $2,904
    INTERCAP LENDING INC. 2 3.31% $4,188
    Webster Bank 2 2.94% $5,455
    DEPARTMENT OF COMMERCE 2 2.75% $4,916
    DATA MORTGAGE, INC. 2 3.00% $3,772
    Independent Bank 2 3.00% $5,260
    South Atlantic Bank 2 2.94% $2,677
    UNIVERSITY CREDIT UNION 2 3.06% $3,861
    American National Bank and Trust Company 2 3.06% $2,841
    SOUTH CENTRAL BANK, INC. 2 2.56% $2,801
    Independent Bank 2 3.00% $2,520
    Southern Bank and Trust Company 2 3.13% $3,574
    First Option Mortgage, LLC 2 3.31% $6,087
    APEX HOME LOANS, INC. 2 3.19% $3,172
    BancorpSouth Bank 2 3.25% $6,731
    Cornerstone National Bank & Trust Company 2 2.50% $2,055
    Central Bank & Trust Company 2 2.81% $2,657
    HARBORONE MORTGAGE, LLC 2 3.56% $2,327
    Vellum Mortgage, Inc. 2 3.25% $4,844
    Level One Bank 2 3.13% $3,614
    AMERICAN ADVISORS GROUP 2 2.87% $4,120
    Century Mortgage Company DBA Century Lending Company 2 3.19% $6,479
    S. C. STATE FEDERAL CREDIT UNION 2 2.75% $1,633
    VILLAGE CAPITAL & INVESTMENT LLC 2 2.81% $3,248
    GREENWAY MORTGAGE FUNDING CORP. 2 2.87% $3,056
    ILLINOIS STATE CREDIT UNION 2 2.75% $1,963
    STAR ONE CREDIT UNION 2 3.19% $2,365
    N R L Federal Credit Union 2 2.88% $5,254
    Notre Dame Federal Credit Union Corporation 2 3.13% $7,633
    OPEN MORTGAGE, LLC 2 3.19% $3,942
    First Financial Bank 2 3.25% $4,321
    BELEM SERVICING LLC 2 3.06% $3,698
    AMCAP MORTGAGE, LTD. 2 2.94% $4,011
    NORTHEAST HOME LOAN, LLC 2 2.81% $7,024
    Bell Bank 2 2.88% $5,536
    GREAT LAKES 2 3.56% $2,867
    PARKSIDE LENDING, LLC 2 3.13% $2,874
    Commonwealth Bank and Trust Company 2 2.88% $2,589
    Peoples Bank 2 4.06% $3,845
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 3.44% $3,704
    F&M Bank 1 2.63% $2,489
    FLAT BRANCH MORTGAGE, INC. 1 3.50% $2,580
    TEACHERS CREDIT UNION 1 3.88% $3,542
    Centennial Bank 1 3.25% $3,966
    TEXAS TECH 1 3.38% $3,615
    The Bank of New Glarus 1 2.88% $2,834
    THE BRYN MAWR TRUST COMPANY 1 3.00% $3,223
    Central Bank 1 3.13% $9,866
    First Piedmont Federal Savings and Loan Association of Gaffney 1 2.63% $4,206
    The Ephrata National Bank 1 3.38% $3,033
    The Farmers National Bank of Canfield 1 3.25% $4,180
    121 FINANCIAL 1 2.75% $5,896
    The First National Bank of Middle Tennessee 1 3.25% $4,901
    The First National Bank of Ottawa 1 3.25% $3,302
    First Merchants Bank 1 2.75% $3,173
    Champion Credit Union 1 3.50% $3,025
    The Northern Trust Company 1 2.75% $3,655
    FIRST FLORIDA Credit Union 1 3.00% $4,728
    Coastal Carolina National Bank 1 3.38% $3,057
    First Financial Bank 1 2.88% $4,034
    First Federal Bank of the Midwest 1 3.25% $3,493
    First Federal Bank, A FSB 1 3.25% $0
    Tidewater Home Funding, LLC 1 2.50% $10,847
    CHAMPIONS MORTGAGE LLC 1 2.87% $3,873
    First Farmers Bank and Trust Company 1 2.75% $2,278
    First Dakota National Bank 1 3.25% $2,766
    First Commonwealth Bank 1 2.75% $3,396
    First Bank Richmond 1 3.00% $2,880
    First Bank 1 2.88% $8,809
    TRUMARK FINANCIAL CREDIT UNION 1 2.50% $2,653
    Trustmark National Bank 1 3.25% $3,000
    Tyndall Federal Credit Union 1 2.75% $2,049
    First American Bank 1 3.00% $2,759
    UMB Bank 1 2.59% $5,094
    Union Savings Bank 1 2.25% $0
    UNION SQUARE 1 2.88% $6,803
    United Fidelity Funding Corp. 1 4.00% $10,996
    DUPACO COMMUNITY 1 2.75% $2,839
    CITIZENS EQUITY FIRST 1 3.38% $2,723
    Devon Bank 1 3.00% $5,284
    ACCELERATE MORTGAGE, LLC 1 2.99% $6,666
    UNIVERSAL MORTGAGE & FINANCE, INC. 1 2.75% $4,061
    Univest Bank and Trust Co. 1 3.25% $3,123
    City Bank 1 2.88% $2,944
    CLEARPATH LENDING 1 3.25% $6,904
    Credence Funding Corporation 1 2.88% $2,306
    COUNTRYPLACE MORTGAGE, LTD. 1 3.50% $9,288
    CORPORATE AMERICA FAMILY 1 3.00% $3,872
    UTILITIES EMPLOYEES CREDIT UNION 1 2.88% $2,992
    5TH STREET CAPITAL, INC. 1 5.63% $31,363
    CONSUMERS COOPERATIVE CREDIT UNION 1 2.88% $3,134
    COMPASS MORTGAGE, INC. 1 2.99% $5,749
    Vibrant Credit Union 1 2.49% $2,361
    Community Trust Bank, Inc. 1 2.38% $3,490
    VILLAGE BANK MORTGAGE CORPORATION 1 3.00% $3,006
    Clear Mountain Bank 1 3.25% $2,803
    Old National Bank 1 2.75% $4,284
    OAKTREE FUNDING CORP. 1 5.38% $9,064
    Orrstown Bank 1 3.63% $5,107
    NORTHROP GRUMMAN Federal Credit Union 1 2.88% $3,350
    OWNERSCHOICE FUNDING, INCORPORATED 1 3.00% $2,439
    Austin Capital Bank SSB 1 2.75% $4,785
    NMSI, INC. 1 2.75% $3,863
    Patriot Bank 1 2.63% $3,060
    PEACH STATE FEDERAL CREDIT UNION 1 3.00% $2,298
    New Peoples Bank, Inc. 1 3.75% $3,114
    NEWPORT NEWS SHIPBUILDING EMPLOYEES 1 4.50% $3,128
    Peoples Bank 1 3.00% $3,806
    COMMUNITY FIRST CREDIT UNION OF FLO 1 3.00% $3,674
    Network Funding, L.P. 1 3.13% $3,191
    NBH Bank 1 3.38% $9,543
    COMMUNITYAMERICA 1 2.88% $3,381
    NATION ONE MORTGAGE CORPORATION 1 3.50% $4,191
    Bank Iowa 1 2.75% $3,617
    Bank of Pontiac 1 3.00% $2,086
    Mortgage Lenders Investment Trading Corporation 1 3.00% $4,871
    MORTGAGE FINANCIAL GROUP, INC. 1 3.13% $10,233
    Bank of Tennessee 1 2.88% $3,617
    Prairie State Bank and Trust 1 2.50% $2,083
    Associated Credit Union 1 3.25% $2,510
    MMS MORTGAGE SERVICES, LTD. 1 3.38% $3,052
    MID-ISLAND MORTGAGE CORP. 1 3.25% $6,480
    Mid-Continent Funding, Inc. 1 3.88% $3,939
    Mid-America Bank 1 3.00% $3,755
    Metro City Bank 1 4.63% $7,414
    MDE Home Loans, LLC 1 2.75% $3,993
    ANDREWS FEDERAL CREDIT UNION 1 3.25% $4,143
    BEACH MUNICIPAL FEDERAL CREDIT UNION 1 3.75% $3,230
    QUORUM FEDERAL CREDIT UNION 1 2.88% $2,946
    WesBanco Bank, Inc. 1 2.88% $8,637
    WESCOM CENTRAL CREDIT UNION 1 3.00% $4,181
    LAFAYETTE FEDERAL CREDIT UNION 1 3.25% $6,352
    KINECTA 1 2.88% $5,383
    JUSTICE Federal Credit Union 1 3.00% $3,835
    JMAC LENDING, INC. 1 2.88% $2,210
    INOVA FEDERAL CREDIT UNION 1 2.88% $3,781
    S1L, Inc. 1 3.38% $4,522
    Sandy Spring Bank 1 2.75% $3,357
    Santander Bank, N.A. 1 3.13% $2,071
    Security Federal Bank 1 2.75% $1,347
    HONDA Federal Credit Union 1 2.75% $3,859
    ServisFirst Bank 1 3.00% $3,784
    Hometown Equity Mortgage, LLC 1 2.88% $3,289
    Cadence Bank, N.A. 1 3.13% $16,277
    Call Federal Credit Union 1 3.18% $2,741
    CAMPUS USA 1 3.88% $3,275
    Signature Federal Credit Union 1 3.00% $13,447
    Commercial Bank of Texas 1 3.75% $4,102
    Simmons Bank 1 2.75% $1,955
    Home Loan Investment Bank, F.S.B. 1 3.38% $1,837
    Willamette Valley Bank 1 3.38% $4,195
    AMERICAN FINANCE HOUSE LARIBA 1 2.75% $3,528
    Heartland Bank and Trust Company 1 2.90% $2,037
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 4.25% $7,892
    Heartland Bank 1 2.75% $9,721
    HARTFORD FUNDING, LTD. 1 3.00% $5,659
    Grow Financial Federal Credit Union 1 3.13% $4,115
    Commerce Bank 1 3.13% $3,835
    Great Southern Bank 1 3.09% $4,033
    State Department Federal Credit Union 1 3.13% $10,685
    S&T Bank 1 2.88% $4,210
    GRANITE FEDERAL CREDIT UNION 1 3.25% $3,038
    Gold Coast Bank 1 2.75% $4,060
    Stock Yards Bank & Trust Company 1 3.63% $4,092
    GET A RATE LLC 1 2.63% $3,799
    GEORGIA'S OWN 1 3.13% $4,755
    GENISYS 1 3.13% $2,938
    Carrollton Bank 1 3.38% $4,400
    Allied First Bank,sb 1 2.88% $3,220
    Carter Bank & Trust 1 3.38% $6,584

    CHARLOTTE-CONCORD-GASTONIA, NC-SC's 654 lenders originated 162,866 loans during 2021. The total origination value was $46,941,360,000, with an average loan value of $288,221.

    The top CHARLOTTE - CONCORD - GASTONIA lender as defined by loan originations is QUICKEN LOANS, LLC, with 9,018 loans originated. Their average total fees are $4,628, which is $910 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee CHARLOTTE - CONCORD - GASTONIA lenders (with over 10 loans originated) are Discover Bank ($0), American Airlines Federal Credit Union ($0), PREMIA MORTGAGE, LLC ($883), DHI MORTGAGE COMPANY, LTD. ($993) and IMPAC MORTGAGE CORP. ($1,210).

    The lowest rate CHARLOTTE - CONCORD - GASTONIA lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.27%), First Bank (2.60%), Bank of America (2.67%), Third Federal Savings and Loan Association of Cleveland (2.70%) and Morgan Stanley Private Bank (2.73%).

    CHARLOTTE-CONCORD-GASTONIA, NC-SC Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $3,834,275,000 $4,255,230,000 11.0% 9.1%
    MOVEMENT MORTGAGE, LLC $2,392,900,000 $2,576,880,000 7.7% 5.5%
    Wells Fargo Bank $1,882,410,000 $2,105,265,000 11.8% 4.5%
    Bank of America $1,519,095,000 $1,634,900,000 7.6% 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $859,665,000 $1,453,710,000 69.1% 3.1%
    LOANDEPOT.COM, LLC $916,195,000 $1,337,385,000 46.0% 2.8%
    Truist Bank $1,432,445,000 $1,287,900,000 -10.1% 2.7%
    American Security Mortgage Corp. $1,167,560,000 $1,109,985,000 -4.9% 2.4%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,035,420,000 $1,091,135,000 5.4% 2.3%
    STATE EMPLOYEES' $767,965,000 $1,067,885,000 39.1% 2.3%
    BETTER MORTGAGE CORPORATION $434,855,000 $1,003,295,000 130.7% 2.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,024,990,000 $974,200,000 -5.0% 2.1%
    FREEDOM MORTGAGE CORPORATION $909,400,000 $938,885,000 3.2% 2.0%
    First-Citizens Bank & Trust Company $531,170,000 $619,215,000 16.6% 1.3%
    Wyndham Capital Mortgage, Inc. $537,795,000 $615,335,000 14.4% 1.3%
    PENNYMAC LOAN SERVICES, LLC $330,235,000 $603,890,000 82.9% 1.3%
    South State Bank $195,095,000 $588,440,000 201.6% 1.3%
    AMERISAVE MORTGAGE CORPORATION $390,875,000 $543,385,000 39.0% 1.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $448,070,000 $527,040,000 17.6% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $317,180,000 $463,545,000 46.1% 1.0%
    Regions Bank $401,565,000 $460,985,000 14.8% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $259,300,000 $445,830,000 71.9% 0.9%
    JPMorgan Chase Bank $395,600,000 $415,245,000 5.0% 0.9%
    NEWREZ LLC $328,815,000 $404,260,000 22.9% 0.9%
    PNC Bank $316,745,000 $382,345,000 20.7% 0.8%
    Arbor Realty Trust, Inc. $191,165,000 $369,425,000 93.2% 0.8%
    DHI MORTGAGE COMPANY, LTD. $358,745,000 $354,220,000 -1.3% 0.8%
    Pinnacle Bank $225,000 $353,665,000 157,084.4% 0.8%
    EAGLE HOME MORTGAGE, LLC $348,585,000 $339,340,000 -2.7% 0.7%
    Towne Bank $307,305,000 $335,785,000 9.3% 0.7%
    NVR Mortgage Finance, Inc. $259,795,000 $331,005,000 27.4% 0.7%
    Fifth Third Bank $379,145,000 $329,305,000 -13.1% 0.7%
    FOUNDERS FEDERAL CREDIT UNION $244,500,000 $302,230,000 23.6% 0.6%
    First National Bank of Pennsylvania $243,930,000 $297,820,000 22.1% 0.6%
    GUARANTEED RATE, INC. $207,580,000 $295,465,000 42.3% 0.6%
    Citizens Bank $273,835,000 $290,770,000 6.2% 0.6%
    Flagstar Bank, FSB $260,255,000 $285,935,000 9.9% 0.6%
    HOME POINT FINANCIAL CORPORATION $103,300,000 $272,130,000 163.4% 0.6%
    Mortgage Research Center, LLC $225,385,000 $251,575,000 11.6% 0.5%
    NAVY FEDERAL CREDIT UNION $213,515,000 $247,170,000 15.8% 0.5%
    BROKER SOLUTIONS, INC. $192,440,000 $243,115,000 26.3% 0.5%
    Uwharrie Bank $228,225,000 $238,285,000 4.4% 0.5%
    U.S. Bank $247,595,000 $237,380,000 -4.1% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $197,850,000 $236,845,000 19.7% 0.5%
    First Federal Bank $245,195,000 $234,825,000 -4.2% 0.5%
    MCLEAN MORTGAGE CORPORATION $245,970,000 $226,365,000 -8.0% 0.5%
    WALKER & DUNLOP, LLC $113,975,000 $224,015,000 96.5% 0.5%
    TD Bank $204,300,000 $222,850,000 9.1% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $161,230,000 $218,290,000 35.4% 0.5%
    PULTE MORTGAGE LLC $181,255,000 $216,740,000 19.6% 0.5%
    M/I FINANCIAL, LLC $155,265,000 $191,050,000 23.0% 0.4%
    CALIBER HOME LOANS, INC. $172,500,000 $190,065,000 10.2% 0.4%
    South Pacific Financial Corporation $189,530,000 n/a 0.4%
    GUILD MORTGAGE COMPANY $167,450,000 $187,720,000 12.1% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $230,620,000 $182,100,000 -21.0% 0.4%
    Allen Tate Mortgage Partners, LLC $265,515,000 $174,995,000 -34.1% 0.4%
    Truliant Federal Credit Union $178,075,000 $173,670,000 -2.5% 0.4%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $121,150,000 $168,645,000 39.2% 0.4%
    SHARONVIEW FEDERAL CREDIT UNION $202,295,000 $167,360,000 -17.3% 0.4%
    SOUTHERN TRUST MORTGAGE, LLC $242,160,000 $164,845,000 -31.9% 0.4%
    CERTAINTY HOME LOANS, LLC $101,970,000 $162,845,000 59.7% 0.3%
    CORNERSTONE HOME LENDING, INC. $194,080,000 $159,250,000 -17.9% 0.3%
    KeyBank $340,300,000 $153,355,000 -54.9% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $223,810,000 $151,920,000 -32.1% 0.3%
    Ameris Bank $169,815,000 $147,710,000 -13.0% 0.3%
    InterContinental Capital Group, Inc $111,230,000 $145,875,000 31.1% 0.3%
    Alcova Mortgage LLC $136,670,000 $144,805,000 6.0% 0.3%
    MATTAMY HOME FUNDING, LLC $103,325,000 $141,690,000 37.1% 0.3%
    NFM, INC. $135,920,000 $132,400,000 -2.6% 0.3%
    HOMESIDE FINANCIAL, LLC $101,525,000 $132,360,000 30.4% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $184,125,000 $130,595,000 -29.1% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $153,620,000 $129,720,000 -15.6% 0.3%
    TJC Mortgage, Inc. $118,475,000 $127,265,000 7.4% 0.3%
    M&T Realty Capital Corporation $124,610,000 n/a 0.3%
    First Horizon Bank $88,570,000 $122,780,000 38.6% 0.3%
    Northpointe Bank $128,335,000 $120,930,000 -5.8% 0.3%
    CAPITAL CENTER, L.L.C. $7,820,000 $111,560,000 1,326.6% 0.2%
    First Bank $235,000 $110,420,000 46,887.2% 0.2%
    CBRE MULTIFAMILY CAPITAL, INC. $14,605,000 $106,510,000 629.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $113,810,000 $103,420,000 -9.1% 0.2%
    Colten Mortgage, LLC $60,505,000 $101,030,000 67.0% 0.2%
    RAPID MORTGAGE COMPANY $87,845,000 $97,990,000 11.5% 0.2%
    INSPIRE HOME LOANS INC. $62,320,000 $95,605,000 53.4% 0.2%
    INTERCOASTAL MORTGAGE COMPANY $46,240,000 $95,340,000 106.2% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $101,355,000 $94,960,000 -6.3% 0.2%
    GUARANTEED RATE AFFINITY, LLC $70,850,000 $93,650,000 32.2% 0.2%
    RELIANCE FIRST CAPITAL, LLC $89,815,000 $93,005,000 3.6% 0.2%
    RESIDENTIAL MORTGAGE SERVICES, INC. $165,730,000 $91,750,000 -44.6% 0.2%
    FirstBank $94,135,000 $91,475,000 -2.8% 0.2%
    ANGEL OAK HOME LOANS LLC $81,680,000 $91,155,000 11.6% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $68,050,000 $87,520,000 28.6% 0.2%
    PENTAGON FEDERAL CREDIT UNION $50,400,000 $85,910,000 70.5% 0.2%
    Lakeview Community Capital, LLC $70,540,000 $85,555,000 21.3% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $76,870,000 $85,180,000 10.8% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $90,365,000 $78,840,000 -12.8% 0.2%
    Morgan Stanley Private Bank $50,140,000 $78,670,000 56.9% 0.2%
    Ally Bank $119,485,000 $78,315,000 -34.5% 0.2%
    ZILLOW HOME LOANS, LLC $22,700,000 $77,400,000 241.0% 0.2%
    KELLER MORTGAGE, LLC $104,200,000 $77,190,000 -25.9% 0.2%
    Peoples Bank $845,000 $76,545,000 8,958.6% 0.2%
    USAA Federal Savings Bank $159,185,000 $75,140,000 -52.8% 0.2%
    NBKC BANK $89,925,000 $73,690,000 -18.1% 0.2%
    The Federal Savings Bank $65,030,000 $73,115,000 12.4% 0.2%
    Dollar Bank, Federal Savings Bank $46,470,000 $71,430,000 53.7% 0.2%
    NEW DAY FINANCIAL, LLC $61,095,000 $70,250,000 15.0% 0.1%
    Carrington Mortgage Services, LLC $74,585,000 $69,380,000 -7.0% 0.1%
    Merchants Bank of Indiana $835,000 $68,565,000 8,111.4% 0.1%
    CMG MORTGAGE, INC. $28,410,000 $68,015,000 139.4% 0.1%
    SeaTrust Mortgage Company $26,160,000 $67,985,000 159.9% 0.1%
    AMERIFIRST FINANCIAL CORPORATION $115,560,000 $67,795,000 -41.3% 0.1%
    GREYSTONE SERVICING COMPANY LLC $230,760,000 $64,935,000 -71.9% 0.1%
    North American Savings Bank, F.S.B. $77,220,000 $64,895,000 -16.0% 0.1%
    Charles Schwab Bank, SSB $43,660,000 $64,775,000 48.4% 0.1%
    JONES LANG LASALLE MULTIFAMILY, LLC $119,015,000 $63,715,000 -46.5% 0.1%
    SUMMIT FUNDING, INC. $192,300,000 $63,555,000 -67.0% 0.1%
    TIAA, FSB $96,075,000 $61,990,000 -35.5% 0.1%
    Capital One $160,100,000 $61,975,000 -61.3% 0.1%
    HOMESTAR FINANCIAL CORPORATION $65,175,000 $59,240,000 -9.1% 0.1%
    T2 FINANCIAL LLC $4,830,000 $58,620,000 1,113.7% 0.1%
    ALLEGACY FEDERAL CREDIT UNION $57,490,000 $58,335,000 1.5% 0.1%
    PREMIER LENDING, INC. $55,355,000 $56,200,000 1.5% 0.1%
    First Guaranty Mortgage Corporation $64,750,000 $56,100,000 -13.4% 0.1%
    READYCAP COMMERCIAL, LLC $2,020,000 $55,090,000 2,627.2% 0.1%
    Strong Home Mortgage, LLC $31,695,000 $53,510,000 68.8% 0.1%
    Renasant Bank $50,085,000 $53,235,000 6.3% 0.1%
    Prosperity Home Mortgage, LLC $62,255,000 $52,175,000 -16.2% 0.1%
    CHARLOTTE METRO FEDERAL CREDIT UNION $37,140,000 $52,040,000 40.1% 0.1%
    UNION HOME MORTGAGE CORP. $34,580,000 $52,035,000 50.5% 0.1%
    United Community Bank $27,025,000 $50,365,000 86.4% 0.1%
    Blue Ridge Bank $31,260,000 $49,955,000 59.8% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $57,825,000 $49,605,000 -14.2% 0.1%