CHARLOTTE - CONCORD - GASTONIA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charlotte - Concord - Gastonia averaged 6.7% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 6.82%.

Charlotte - Concord - Gastonia's average rate one year ago was 6.95%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Charlotte - Concord - Gastonia 30 Year Fixed Rate 2025-04-03 6.7%
Charlotte - Concord - Gastonia 30 Year Fixed Rate Refi 2025-04-03 6.85%
Charlotte - Concord - Gastonia 15 Year Fixed Rate 2025-04-03 5.72%
Charlotte - Concord - Gastonia 15 Year Fixed Rate Refi 2025-04-03 5.53%
Charlotte - Concord - Gastonia 30 Year FHA 2025-04-03 5.79%
Charlotte - Concord - Gastonia 30 Year FHA Refi 2025-04-03 5.65%
Charlotte - Concord - Gastonia 30 Year USDA 2025-04-03 6.17%
Charlotte - Concord - Gastonia 30 Year USDA Refi 2025-04-03 6.12%
Charlotte - Concord - Gastonia 30 Year VA 2025-04-03 5.83%
Charlotte - Concord - Gastonia 30 Year VA Refi 2025-04-03 5.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTE-CONCORD-GASTONIA, NC-SC.

CHARLOTTE - CONCORD - GASTONIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLOTTE-CONCORD-GASTONIA, NC-SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 2,632 6.69% $6,782
UNITED WHOLESALE MORTGAGE, LLC 1,845 6.69% $7,513
MOVEMENT MORTGAGE, LLC 1,829 6.79% $6,375
American Security Mortgage Corp. 1,188 6.69% $5,128
STATE EMPLOYEES' 1,117 6.29% $4,404
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 845 6.78% $7,603
JPMorgan Chase Bank 799 6.53% $4,722
Wells Fargo Bank 775 6.48% $5,442
Bank of America 751 6.13% $4,722
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 702 6.91% $6,380
LOANDEPOT.COM, LLC 660 6.25% $6,712
EAGLE HOME MORTGAGE, LLC 621 6.28% $4,298
Truist 608 6.51% $5,232
NVR Mortgage Finance, Inc. 567 6.65% $5,206
DHI MORTGAGE COMPANY, LTD. 485 6.08% $1,020
FOUNDERS FEDERAL CREDIT UNION 479 6.58% $3,984
CROSSCOUNTRY MORTGAGE, LLC 441 6.90% $8,605
South Pacific Financial Corporation 379 6.50% $3,181
ZILLOW HOME LOANS, LLC 313 6.71% $5,972
M/I FINANCIAL, LLC 299 6.99% $10,200
First National Bank of Pennsylvania 298 6.40% $5,878
PULTE MORTGAGE LLC 298 6.51% $2,083
HOWARD HANNA FINANCIAL SERVICES, INC. 289 6.78% $4,766
PENNYMAC LOAN SERVICES, LLC 270 6.66% $8,473
GUILD MORTGAGE COMPANY 249 6.77% $6,504
South State Bank 245 6.78% $5,831
U.S. Bank 242 6.58% $5,604
NAVY FEDERAL CREDIT UNION 221 6.50% $4,982
SeaTrust Mortgage Company 217 6.65% $7,060
Regions Bank 214 6.60% $7,400
PROVIDENT FUNDING ASSOCIATES, L.P. 214 6.47% $4,306
First-Citizens Bank & Trust Company 207 6.56% $5,285
Fifth Third Bank 183 6.45% $5,100
MATTAMY HOME FUNDING, LLC 175 6.15% $2,756
Uwharrie Bank 174 6.85% $4,619
First Federal Bank 170 6.56% $5,633
MUTUAL OF OMAHA MORTGAGE, INC. 169 6.42% $7,643
BROKER SOLUTIONS, INC. 168 6.69% $8,095
UNION HOME MORTGAGE CORP. 165 6.82% $6,562
Alcova Mortgage LLC 155 6.84% $5,146
NEWREZ LLC 149 6.97% $8,692
CHARLOTTE METRO FEDERAL CREDIT UNION 147 6.31% $5,856
Ameris Bank 143 6.56% $6,638
Mr. Cooper ( Nationstar Mortgage ) 140 6.78% $7,311
The Loan Store, Inc. 132 6.85% $6,862
TBI MORTGAGE COMPANY 131 6.74% $8,842
GUARANTEED RATE AFFINITY, LLC 129 6.86% $5,300
CMG MORTGAGE, INC. 129 6.76% $6,326
Atlantic Coast Mortgage, LLC 123 6.77% $6,509
PNC Bank 119 6.53% $5,097
Towne Bank 116 6.77% $8,590
TD Bank 108 6.69% $4,864
Pinnacle Bank 107 6.79% $5,621
HOMESIDE FINANCIAL, LLC 106 6.83% $7,213
FIRST COMMUNITY MORTGAGE, INC. 105 6.77% $6,683
NBKC BANK 105 6.46% $3,971
Flagstar Bank, FSB 103 6.92% $6,174
GUARANTEED RATE, INC. 102 6.73% $5,724
Ixonia Bank 98 6.60% $5,957
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 93 6.85% $5,996
First National Bank of America 86 9.67% $11,547
PRIMELENDING, A PLAINSCAPITAL COMPANY 83 6.61% $7,486
FREEDOM MORTGAGE CORPORATION 82 6.82% $6,581
Morgan Stanley Private Bank 81 6.04% $4,363
BETTER MORTGAGE CORPORATION 79 6.56% $6,102
First Horizon Bank 77 6.51% $5,063
CARDINAL FINANCIAL 77 6.76% $7,188
BAY EQUITY LLC 76 6.53% $7,132
PRIMARY RESIDENTIAL MORTGAGE, INC. 76 6.73% $6,664
KBHS HOME LOANS, LLC 73 6.22% $5,867
INSPIRE HOME LOANS INC. 72 6.55% $5,511
Plains Commerce Bank 70 6.68% $6,882
AMERICAN FINANCIAL NETWORK, INC. 69 7.00% $6,200
INTERCOASTAL MORTGAGE COMPANY 66 6.90% $5,704
Truliant Federal Credit Union 65 6.62% $4,189
VANDERBILT MORTGAGE AND FINANCE, INC. 59 7.44% $5,758
First Heritage Mortgage, LLC 58 6.81% $7,716
PLAZA HOME MORTGAGE, INC. 58 6.77% $7,372
Ally Bank 58 6.48% $6,461
RELIANCE FIRST CAPITAL, LLC 54 6.92% $10,000
NFM, INC. 53 6.97% $8,263
Northpointe Bank 52 6.99% $7,390
USAA Federal Savings Bank 50 6.68% $6,018
PREMIA MORTGAGE, LLC 48 6.61% $1,359
PREMIER LENDING, INC. 48 6.99% $7,388
TJC Mortgage, Inc. 47 6.90% $7,850
NexBank 47 6.86% $6,668
Integrity Home Mortgage Corp 41 6.70% $6,346
FBC MORTGAGE, LLC 41 6.56% $6,154
Citibank 41 6.34% $6,619
First Bank 41 3.68% $2,122
Gateway First Bank 40 7.00% $5,363
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 39 6.89% $9,346
SUMMIT FUNDING, INC. 39 6.92% $5,922
Prosperity Home Mortgage, LLC 38 6.84% $5,520
HomeTrust Bank 37 3.68% $2,117
AMERICAN PACIFIC MORTGAGE CORPORATION 37 6.90% $7,823
LENOX FINANCIAL MORTGAGE CORPORATION 36 6.29% $5,329
General Mortgage Capital Corporation 36 6.74% $4,696
United Community Bank 35 6.83% $5,621
EVERETT FINANCIAL, INC. 33 6.91% $9,960
Shea Mortgage Inc. 33 6.69% $1,610
AMERISAVE MORTGAGE CORPORATION 32 6.51% $11,447
UBS Bank USA 32 6.25% $5,598
Citadel Servicing Corporation 32 9.07% $14,195
MID AMERICA MORTGAGE, INC. 31 7.29% $18,652
NEXERA HOLDING LLC 31 7.76% $13,250
Charles Schwab Bank, SSB 30 6.03% $3,057
Century Mortgage Company DBA Century Lending Company 30 6.94% $7,059
Peoples Bank 30 6.59% $4,638
LATINO COMMUNITY CREDIT UNION 29 8.40% $5,072
JMAC LENDING, INC. 28 7.06% $7,387
CAPITAL CENTER, L.L.C. 28 6.63% $1,132
OPEN MORTGAGE, LLC 28 7.00% $7,382
Commerce Home Mortgage, Inc. 27 8.24% $16,321
Blue Ridge Bank 27 6.80% $5,202
AgFirst Farm Credit Bank 27 6.97% $7,549
Dollar Bank, Federal Savings Bank 27 6.79% $8,526
CORNERSTONE HOME LENDING, INC. 27 6.51% $5,947
Renasant Bank 26 6.76% $4,685
LOCAL GOVERNMENT FEDERAL CREDIT UNION 26 8.24% $4,264
ENVOY MORTGAGE, LTD 26 6.59% $9,360
PENTAGON FEDERAL CREDIT UNION 25 6.67% $7,645
The Huntington National Bank 25 6.80% $6,252
Southern First Bank 25 6.31% $4,955
CREDIT UNION MORTGAGE ASSOCIATION, INC. 25 5.69% $3,661
Mortgage Assurance Inc. 25 6.93% $7,009
GoPrime Mortgage, Inc. 24 6.74% $5,933
LEGEND LENDING CORPORATION 24 7.04% $9,766
ON Q FINANCIAL, INC. 24 6.88% $6,889
AMERICAN FINANCIAL RESOURCES, INC. 23 6.64% $7,748
T2 FINANCIAL LLC 23 6.91% $7,960
AmeriHome Mortgage Company, LLC 23 6.51% $8,224
Discover Bank 23 7.09% $0
RAPID MORTGAGE COMPANY 22 7.14% $7,247
ROYAL UNITED MORTGAGE LLC 22 7.17% $6,577
TOTAL MORTGAGE SERVICES, LLC 22 7.35% $6,199
Kwik Mortgage Corporation 22 6.72% $3,151
Paramount Residential Mortgage Group, Inc. 22 6.77% $7,557
American Mortgage & Equity Consultants, Inc. 22 7.02% $7,097
CANOPY MORTGAGE, LLC 22 6.56% $6,714
C & F Mortgage Corporation 21 6.90% $4,098
CHURCHILL MORTGAGE CORPORATION 21 6.83% $7,556
HOMEOWNERS FINANCIAL GROUP USA, LLC 21 6.79% $7,429
Carrington Mortgage Services, LLC 21 7.31% $7,960
United Bank 20 5.99% $3,953
DEEPHAVEN MORTGAGE LLC 20 7.77% $15,527
Mortgage Research Center, LLC 20 6.68% $2,993
Citizens Bank 20 6.49% $8,514
PHH Mortgage Corporation 19 6.71% $5,723
The Park National Bank 19 7.09% $6,370
AMERICAN FEDERAL MORTGAGE CORPORATION 18 6.63% $3,695
PLANET HOME LENDING, LLC 18 6.77% $8,630
OCMBC, INC. 18 8.16% $15,302
Strong Home Mortgage, LLC 18 6.51% $3,253
The Fidelity Bank 17 6.51% $5,702
ServisFirst Bank 16 7.20% $6,384
Summit Mortgage Corporation 16 6.78% $7,444
FIRST HOME MORTGAGE CORPORATION 16 7.28% $7,338
COASTAL Federal Credit Union 16 7.03% $4,336
Farmers Bank & Trust 15 6.31% $4,130
M&T Bank 15 6.45% $6,231
NATIONWIDE MORTGAGE BANKERS, INC. 15 6.83% $8,454
SIRVA MORTGAGE, INC. 15 6.49% $553
ALLEGACY FEDERAL CREDIT UNION 15 6.42% $7,166
AMERICAN HERITAGE LENDING, INC. 15 8.85% $15,250
A&D Mortgage LLC 14 7.67% $12,222
NEW FED MORTGAGE, CORP. 14 6.53% $6,157
ARC HOME LLC 14 7.76% $7,511
SOUTH CAROLINA FEDERAL CREDIT UNION 14 5.74% $10,658
Raymond James Bank 14 5.88% $5,387
TOP FLITE FINANCIAL, INC. 14 7.03% $7,474
The Federal Savings Bank 13 6.84% $8,814
Stifel Bank and Trust 13 6.21% $3,474
BMO Harris Bank 13 6.63% $6,921
Florida Capital Bank 13 6.74% $7,203
ALLIANT CREDIT UNION 13 6.63% $4,298
HOMESTEAD FUNDING CORP. 13 6.32% $3,508
MICHIGAN MUTUAL, INC. 12 6.68% $7,296
LENDSURE MORTGAGE CORP. 12 7.84% $16,030
NMSI, INC. 12 6.81% $6,809
JET HOMELOANS, LLC 12 6.19% $5,823
Nations Lending Corporation 12 6.12% $9,435
Paramount Bank 12 6.77% $4,501
RADIUS FINANCIAL GROUP INC. 12 7.04% $7,563
ARK-LA-TEX FINANCIAL SERVICES, LLC. 12 6.86% $5,530
MILEND, INC. 12 6.90% $10,504
21ST MORTGAGE CORPORATION 12 8.38% $6,757
AMERICAN INTERNET MORTGAGE, INC. 12 6.40% $4,057
GSF Mortgage Corporation 11 7.00% $7,796
JAMS-01, INC. 11 6.50% $4,571
United Nations Federal Credit Union 11 5.92% $4,259
UNITED 11 6.92% $3,936
NATIONS DIRECT MORTGAGE, LLC 11 7.12% $8,209
SECURITYNATIONAL MORTGAGE COMPANY 10 7.92% $7,236
BAYSHORE MORTGAGE FUNDING, LLC 10 6.91% $6,841
First Community Bank 10 6.65% $6,134
ANGEL OAK MORTGAGE SOLUTIONS LLC 10 7.94% $10,463
RBC Bank, (Georgia) 10 5.65% $2,700
American Airlines Federal Credit Union 10 5.90% $0
DIRECT MORTGAGE LOANS, LLC 10 6.38% $8,566
ACOPIA, LLC 10 6.76% $8,698
Barrington Bank & Trust Company, N.A. 10 6.55% $5,167
CORNING 9 6.50% $4,245
ALLIED MORTGAGE GROUP, INC. 9 6.47% $4,015
NETWORK CAPITAL FUNDING CORPORATION 9 6.47% $14,041
CAROLINAS TELCO FEDERAL CREDIT UNION 9 6.37% $4,816
ROUNDPOINT MORTGAGE SERVICING CORPORATION 9 6.51% $3,687
NP, Inc. 8 7.84% $10,822
The Central Trust Bank 8 6.43% $3,973
North American Savings Bank, F.S.B. 8 7.53% $7,603
Baxter Credit Union 8 6.31% $3,548
STOCKTON MORTGAGE CORPORATION 8 6.97% $7,617
UIF CORPORATION 8 6.86% $5,986
Assurance Financial Group, L.L.C. 8 6.94% $6,114
CALCON MUTUAL MORTGAGE LLC 8 7.01% $8,873
EMBRACE HOME LOANS, INC. 8 6.39% $6,616
AMERICAN FINANCING CORPORATION 8 6.22% $11,114
Magnolia Bank 8 6.64% $4,415
DIGITAL Federal Credit Union 8 6.33% $5,402
V.I.P. MORTGAGE, INC. 8 6.70% $8,495
GOOGAIN, INC. 7 6.63% $2,635
GUIDANCE RESIDENTIAL, LLC 7 7.11% $6,519
Metro City Bank 7 7.20% $9,068
GMFS LLC 7 6.48% $3,958
Carter Bank & Trust 7 6.61% $5,156
EQUITY RESOURCES, INC. 7 6.57% $4,856
Capital Bank 7 6.76% $4,817
Corporate Investors Mortgage Group, Inc. 7 7.18% $4,747
Waterstone Mortgage Corporation 7 6.66% $6,634
Arvest Bank 7 6.59% $4,595
VAN DYK MORTGAGE CORPORATION 7 7.39% $4,420
FIRST ALLIANCE HOME MORTGAGE, LLC 7 6.91% $5,492
Bethpage Federal Credit Union 7 6.38% $4,769
CITY FIRST MORTGAGE SERVICES, L.L.C. 7 6.50% $7,839
First Reliance Bank 6 6.67% $4,210
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.85% $10,588
Deere Employees Credit Union 6 6.12% $3,372
East Coast Capital Corp. 6 7.42% $8,086
FEDERATED MORTGAGE CORP. 6 6.67% $2,976
First Merchants Bank 6 6.88% $3,708
First Palmetto Bank 6 7.02% $3,505
FIRST SAVINGS MORTGAGE CORPORATION 6 7.29% $9,819
Keystone Funding, Inc. 6 6.58% $8,623
LAKEVIEW LOAN SERVICING, LLC 6 6.98% $4,322
Leader Bank 6 7.23% $4,386
LOANPAL, LLC 6 6.85% $8,043
MDE Home Loans, LLC 6 6.35% $10,861
MORTGAGE ACCESS CORP. 6 6.70% $10,859
NEW WAVE LENDING GROUP INC 6 7.25% $10,675
RUOFF MORTGAGE COMPANY, INC. 6 6.46% $5,050
Third Federal Savings and Loan Association of Cleveland 6 7.03% $1,927
RESIDENTIAL WHOLESALE MORTGAGE, INC. 5 6.83% $6,583
DELTA COMMUNITY CREDIT UNION 5 6.00% $8,081
MORTGAGE EQUITY PARTNERS LLC 5 7.10% $5,020
Fulton Bank 5 7.38% $5,157
Bell Bank 5 6.90% $5,605
Presidential Bank, FSB 5 7.15% $10,646
BancorpSouth 5 6.55% $6,209
TOWNE MORTGAGE COMPANY 5 7.15% $6,413
EASTMAN 5 6.45% $7,355
HSBC BANK USA, NATIONAL ASSOCIATION 5 6.32% $4,563
FUNDLOANS CAPITAL 5 8.03% $39,265
Atlantic Union Bank 4 6.34% $4,105
FIRST TECHNOLOGY 4 6.72% $4,390
CLEARPATH LENDING 4 6.03% $14,716
Advisors Mortgage Group, L.L.C. 4 7.06% $3,991
FirstBank 4 7.22% $6,560
Evolve Bank & Trust 4 6.84% $3,685
Elements Financial Federal Credit Union 4 6.22% $3,369
Cornerstone First Mortgage, Inc 4 7.56% $8,406
DEVELOPER'S MORTGAGE COMPANY 4 7.06% $3,933
Goldman Sachs Bank USA 4 6.16% $7,208
Equity Prime Mortgage LLC 4 7.09% $5,773
Bank of England 4 6.56% $9,680
North State Bank 4 6.72% $4,409
FIRST COLONY MORTGAGE CORPORATION 4 6.69% $5,329
FIRST BANCORP 4 7.90% $7,846
BAY-VALLEY MORTGAGE GROUP 4 7.19% $9,081
THE EQUITABLE MORTGAGE CORPORATION 4 6.47% $3,181
GENEVA FINANCIAL, LLC 4 7.31% $6,115
MLD MORTGAGE INC. 4 6.84% $3,716
Beeline Loans, Inc. 4 6.41% $6,950
Wolfe Financial, Inc 4 6.94% $4,216
Texana Bank 4 7.00% $3,562
US MORTGAGE CORPORATION 4 6.72% $15,530
SWBC MORTGAGE CORPORATION 4 6.47% $5,358
SUN WEST MORTGAGE COMPANY, INC. 4 6.85% $4,059
FORT FINANCIAL Federal Credit Union 4 6.59% $3,851
Arthur State Bank 4 7.14% $4,169
NATION ONE MORTGAGE CORPORATION 4 6.63% $8,546
Loan Simple, Inc. 4 5.18% $7,081
SHARONVIEW FEDERAL CREDIT UNION 4 6.25% $2,582
UNITED PREMIER FUNDING, LLC 4 6.75% $5,071
Northwest Federal Credit Union 3 6.92% $3,273
Premium Mortgage Corporation 3 7.04% $6,758
INTERLINC MORTGAGE SERVICES, LLC 3 7.17% $5,787
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 6.83% $9,581
ABSOLUTE HOME MORTGAGE CORPORATION 3 6.87% $6,202
Piedmont Federal Savings Bank 3 7.46% $2,969
EMM LOANS LLC 3 6.79% $5,482
UNITED MORTGAGE CORP 3 6.83% $8,578
GREENSTATE CREDIT UNION 3 5.88% $5,049
AXIA FINANCIAL, LLC 3 6.42% $9,359
LADERA LENDING, INC. 3 7.00% $4,172
WINGS FINANCIAL 3 5.92% $3,668
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 7.21% $11,420
Watermark Capital, Inc. 3 6.92% $4,162
Toyota Financial Savings Bank 3 6.18% $4,820
TOWER 3 5.71% $3,961
TOGETHER CREDIT UNION 3 6.04% $8,182
BNY Mellon 3 5.75% $5,439
Sunflower Bank 3 6.95% $6,722
SUCCESS MORTGAGE PARTNERS, INC. 3 6.79% $7,391
CITIZENS EQUITY FIRST 3 6.38% $3,105
First Western Trust Bank 3 6.75% $3,106
Semper Home Loans, Inc. 3 6.88% $5,860
HARBORONE MORTGAGE, LLC 3 6.79% $3,731
SAFE FEDERAL CREDIT UNION 3 6.04% $3,906
RESOURCE FINANCIAL SERVICES, INC. 3 6.50% $3,826
CONTOUR MORTGAGE CORPORATION 3 6.75% $11,262
Quontic Bank 3 8.25% $10,695
NJ LENDERS CORP. 3 6.50% $5,105
Countybank 3 7.04% $5,116
Valley National Bank 3 6.42% $6,084
HOMEXPRESS MORTGAGE CORP. 3 7.54% $12,925
HALLMARK HOME MORTGAGE, LLC 3 6.91% $6,354
NORTHPOINT MORTGAGE, INC. 3 7.00% $4,712
HOMESPIRE MORTGAGE CORPORATION 2 7.31% $5,554
KeyBank 2 6.69% $6,654
Lakeview Community Capital, LLC 2 7.31% $9,204
LEADERONE FINANCIAL CORPORATION 2 7.50% $6,695
LIBERTY HOME MORTGAGE CORPORATION 2 6.81% $6,835
GREENWAY MORTGAGE FUNDING CORP. 2 6.88% $5,253
Grand Bank for Savings, FSB 2 9.63% $6,260
Merchants Bank of Indiana 2 6.43% $3,593
MORIA DEVELOPMENT, INC. 2 7.68% $4,723
Network Funding, L.P. 2 6.31% $7,971
1st National Bank 2 7.25% $2,418
FIRST FLORIDA Credit Union 2 6.81% $3,107
NORTHERN MORTGAGE SERVICES, LLC 2 7.25% $6,232
First Federal Bank, A FSB 2 6.44% $4,193
Old National Bank 2 6.44% $2,930
FIDELITY DIRECT MORTGAGE, LLC 2 6.68% $6,439
Fidelity Bank 2 6.94% $4,010
Performance Financial, Inc. 2 7.44% $9,953
ENCORE BANK 2 6.69% $6,119
Empower Federal Credit Union 2 6.31% $5,490
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.50% $8,551
CPM Federal Credit Union 2 5.64% $8,842
Connexus Credit Union 2 6.62% $4,407
COMMUNITYAMERICA 2 7.00% $5,255
RESIDENTIAL BANCORP 2 6.56% $5,483
Sandy Spring Bank 2 6.56% $4,254
CLIFFCO, INC. 2 7.00% $3,990
Sierra Pacific Mortgage Company, Inc. 2 6.50% $10,678
Simmons Bank 2 7.19% $5,309
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 7.50% $10,195
CIBC Bank USA 2 5.81% $5,891
SOUTHERN TRUST MORTGAGE, LLC 2 7.19% $9,796
Cf Bank 2 6.38% $2,091
STAR ONE CREDIT UNION 2 6.75% $2,793
BOKF 2 6.75% $4,752
BM Real Estate Services, Inc. 2 7.63% $4,747
TEACHERS 2 6.13% $4,933
The Camden National Bank 2 6.81% $3,914
BANKSOUTH MORTGAGE COMPANY, LLC 2 6.38% $5,850
Bank OZK 2 5.99% $3,281
THE MORTGAGE FIRM, INC. 2 7.00% $7,583
THRIVENT Federal Credit Union 2 5.94% $9,687
TIDEWATER MORTGAGE SERVICES, INC. 2 7.38% $5,912
Bangor Savings Bank 2 6.50% $3,536
Trustmark National Bank 2 6.50% $4,079
Union Savings Bank 2 7.00% $3,695
Alerus Financial 2 7.31% $5,096
ALAMEDA MORTGAGE CORPORATION 2 7.25% $5,477
AgSouth Farm Credit, ACA 2 8.35% $1,837
ADVANCIAL 2 7.44% $16,134
VERITAS FUNDING, LLC 2 6.94% $10,530
Victorian Finance, LLC 2 6.63% $4,689
Independent Bank 2 6.94% $3,625
York Traditions Bank 1 6.50% $5,321
New Peoples Bank, Inc. 1 8.23% $4,988
Grow Financial Federal Credit Union 1 5.25% $4,450
SCOTT CREDIT UNION 1 6.63% $3,147
IVY MORTGAGE, INC. 1 6.63% $1,565
First State Bank of St. Charles, Missouri 1 6.25% $3,053
First United Bank and Trust Company 1 6.88% $5,738
SENTE MORTGAGE, INC. 1 7.63% $8,376
City National Bank of Florida 1 7.38% $10,047
SFMC, LP 1 6.88% $4,250
FLAT BRANCH MORTGAGE, INC. 1 7.00% $4,152
City National Bank 1 7.30% $8,920
Unity Bank 1 6.63% $3,187
Johnson Bank 1 6.50% $3,654
Forcht Bank 1 6.88% $5,282
CIBM Bank 1 6.63% $4,385
Kearny Bank 1 5.88% $2,870
GVC MORTGAGE, INC. 1 6.63% $4,537
UTILITIES EMPLOYEES CREDIT UNION 1 6.63% $4,371
Champion Credit Union 1 6.49% $3,254
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.63% $3,185
Starion Bank 1 7.75% $11,160
WESCOM CENTRAL CREDIT UNION 1 6.88% $4,040
Centennial Bank 1 6.63% $4,928
Capital City Home Loans, LLC 1 6.63% $3,034
Bryant Bank 1 6.50% $3,861
Stock Yards Bank & Trust Company 1 6.13% $4,501
BRIGHTSTAR 1 6.88% $4,971
MY MORTGAGE, INC. 1 6.63% $12,226
WesBanco 1 7.00% $5,502
Boeing Employees Credit Union 1 5.63% $2,763
Suncoast Credit Union 1 5.38% $3,553
Fortress Bank 1 7.13% $4,037
FOUNDATION MORTGAGE CORPORATION 1 7.63% $4,776
Superior Credit Union, Inc. 1 6.25% $5,159
FREEDOM FIRST 1 6.88% $2,699
Synovus Bank 1 7.00% $4,211
MOUNTAIN WEST FINANCIAL, INC. 1 7.13% $8,222
JET DIRECT FUNDING CORP 1 6.99% $4,724
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.63% $4,666
HONDA Federal Credit Union 1 6.38% $2,629
MORTGAGEONE, INC. 1 7.63% $8,589
VIBE CREDIT UNION 1 6.50% $2,950
GENERAL ELECTRIC CREDIT UNION 1 5.75% $3,451
GENISYS 1 6.63% $5,015
The Farmers National Bank of Canfield 1 7.00% $3,959
MIDFLORIDA 1 5.88% $6,059
Homesale Mortgage, LLC 1 6.50% $7,679
The Freedom Bank of Virginia 1 5.88% $4,698
VILLAGE BANK MORTGAGE CORPORATION 1 6.50% $3,228
Bank of Utah 1 7.13% $1,643
The Merchants National Bank 1 7.25% $2,899
Academy Bank 1 6.63% $4,622
Bank of Tennessee 1 4.60% $6,508
1ST SIGNATURE LENDING, LLC 1 6.50% $7,050
Warsaw Federal Savings and Loan Association 1 6.53% $6,079
LAKE MICHIGAN CREDIT UNION 1 6.38% $3,355
Bank of Springfield 1 7.13% $1,773
Mid-Continent Funding, Inc. 1 6.25% $2,832
GEO-CORP, INC. 1 7.00% $4,201
Bank-Fund Staff Federal Credit Union 1 6.63% $4,049
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.00% $5,111
HARTFORD FUNDING, LTD. 1 8.38% $9,896
GEORGIA'S OWN 1 7.00% $6,340
Towne Mortgage of the Carolinas, LLC 1 7.00% $6,618
Meridian Bank Corporation 1 6.50% $3,830
Greenbox Loans, Inc. 1 9.75% $14,360
Truity Federal Credit Union 1 7.00% $8,279
Axos Bank 1 7.25% $15,717
ABNB Federal Credit Union 1 6.13% $3,945
Luxury Mortgage Corp. 1 8.75% $11,821
LOS ANGELES POLICE Federal Credit Union 1 6.63% $4,274
Associated Credit Union 1 6.38% $5,635
ITHINK FINANCIAL Credit Union 1 7.13% $7,664
Willamette Valley Bank 1 7.13% $7,043
Encompass Lending Group, LP 1 6.99% $9,237
AmRes Corporation 1 6.99% $12,254
PIKE CREEK MORTGAGE SERVICES, INC. 1 6.50% $4,683
PLUS RELOCATION MORTGAGE, LLC 1 7.50% $3,670
EVANSVILLE TEACHERS 1 7.50% $4,758
FAIRWINDS CREDIT UNION 1 6.50% $3,492
DUPACO COMMUNITY 1 5.88% $2,874
AMERITRUST MORTGAGE CORPORATION 1 6.63% $6,103
Financial Federal Bank 1 6.63% $3,675
OCEANSIDE MORTGAGE COMPANY 1 6.25% $1,376
OAKTREE FUNDING CORP. 1 8.75% $18,580
NUMARK CREDIT UNION 1 6.13% $2,886
PROPER RATE, LLC 1 6.60% $7,074
DELMAR FINANCIAL COMPANY 1 6.63% $4,190
UNITED HOME LOANS, INC. 1 7.12% $6,144
PUBLIX EMPLOYEES 1 6.10% $3,325
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.38% $3,702
First Mid Bank & Trust 1 7.38% $3,555
FIRST MORTGAGE COMPANY, INC. 1 6.63% $4,594
QUORUM FEDERAL CREDIT UNION 1 6.00% $3,043
Core Bank 1 6.88% $4,402
RANLIFE, INC. 1 6.38% $8,073
First Option Mortgage, LLC 1 9.13% $9,711
LOANFLIGHT LENDING, LLC 1 5.88% $2,203
AMERICAN BANCSHARES MORTGAGE 1 6.88% $6,222
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 6.13% $6,263
Commercial Bank 1 6.50% $9,564
Commerce Bank 1 6.50% $3,696
Republic Bank & Trust Company 1 7.00% $3,998
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.88% $6,307
WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $4,404
First Piedmont Federal Savings and Loan Association of Gaffney 1 6.13% $5,805
Colony Bank 1 6.99% $6,788
Coastal Carolina National Bank 1 7.13% $3,729

CHARLOTTE - CONCORD - GASTONIA Average Closing Costs & Other Stats

CHARLOTTE-CONCORD-GASTONIA, NC-SC's 490 lenders originated 71,622 loans during 2024. The total origination value was $24,769,050,000, with an average loan value of $345,830.

CHARLOTTE - CONCORD - GASTONIA's average closing costs are $5,240.

The top CHARLOTTE - CONCORD - GASTONIA lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,632 loans originated. Their average total fees are $6,782, which is $731 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee CHARLOTTE - CONCORD - GASTONIA lenders (with over 10 loans originated) are Discover Bank ($0), American Airlines Federal Credit Union ($0), SIRVA MORTGAGE, INC. ($553), DHI MORTGAGE COMPANY, LTD. ($1,020) and CAPITAL CENTER, L.L.C. ($1,132).

The lowest rate CHARLOTTE - CONCORD - GASTONIA lenders (with over 10 loans originated) are HomeTrust Bank (3.68%), First Bank (3.68%), RBC Bank, (Georgia) (5.65%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.69%) and SOUTH CAROLINA FEDERAL CREDIT UNION (5.74%).

CHARLOTTE-CONCORD-GASTONIA, NC-SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $1,051,400,000 $1,472,200,000 40.0% 5.9%
UNITED WHOLESALE MORTGAGE, LLC $984,310,000 $1,457,490,000 48.1% 5.9%
MOVEMENT MORTGAGE, LLC $1,071,015,000 $1,093,275,000 2.1% 4.4%
Wells Fargo Bank $631,770,000 $847,790,000 34.2% 3.4%
Bank of America $681,860,000 $718,005,000 5.3% 2.9%
JONES LANG LASALLE MULTIFAMILY, LLC $362,125,000 $713,535,000 97.0% 2.9%
American Security Mortgage Corp. $536,065,000 $658,860,000 22.9% 2.7%
STATE EMPLOYEES' $752,180,000 $654,060,000 -13.0% 2.6%
Truist $587,580,000 $537,070,000 -8.6% 2.2%
LOANDEPOT.COM, LLC $566,855,000 $534,955,000 -5.6% 2.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $455,115,000 $520,775,000 14.4% 2.1%
Regions Bank $136,975,000 $458,050,000 234.4% 1.8%
First-Citizens Bank & Trust Company $371,175,000 $457,220,000 23.2% 1.8%
JPMorgan Chase Bank $256,670,000 $424,985,000 65.6% 1.7%
DHI MORTGAGE COMPANY, LTD. $297,380,000 $392,755,000 32.1% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $449,800,000 $382,215,000 -15.0% 1.5%
First National Bank of Pennsylvania $262,215,000 $378,840,000 44.5% 1.5%
NVR Mortgage Finance, Inc. $377,675,000 $336,235,000 -11.0% 1.4%
EAGLE HOME MORTGAGE, LLC $278,125,000 $318,305,000 14.4% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $266,140,000 $312,350,000 17.4% 1.3%
PENNYMAC LOAN SERVICES, LLC $162,185,000 $270,490,000 66.8% 1.1%
South State Bank $228,110,000 $266,645,000 16.9% 1.1%
FREEDOM MORTGAGE CORPORATION $103,900,000 $245,225,000 136.0% 1.0%
Mortgage Research Center, LLC $156,945,000 $213,275,000 35.9% 0.9%
Fifth Third Bank $174,700,000 $207,890,000 19.0% 0.8%
South Pacific Financial Corporation $181,265,000 $206,450,000 13.9% 0.8%
NAVY FEDERAL CREDIT UNION $161,440,000 $203,875,000 26.3% 0.8%
FOUNDERS FEDERAL CREDIT UNION $211,910,000 $200,780,000 -5.3% 0.8%
Truliant Federal Credit Union $206,220,000 $182,010,000 -11.7% 0.7%
U.S. Bank $139,720,000 $180,470,000 29.2% 0.7%
PULTE MORTGAGE LLC $166,390,000 $165,970,000 -0.3% 0.7%
PNC Bank $157,600,000 $162,580,000 3.2% 0.7%
Towne Bank $148,160,000 $152,360,000 2.8% 0.6%
M/I FINANCIAL, LLC $126,515,000 $149,295,000 18.0% 0.6%
GUILD MORTGAGE COMPANY $107,420,000 $147,250,000 37.1% 0.6%
ZILLOW HOME LOANS, LLC $30,025,000 $146,185,000 386.9% 0.6%
TD Bank $181,310,000 $145,455,000 -19.8% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $54,810,000 $137,695,000 151.2% 0.6%
MATTAMY HOME FUNDING, LLC $192,480,000 $128,400,000 -33.3% 0.5%
SeaTrust Mortgage Company $116,550,000 $126,045,000 8.1% 0.5%
NEWREZ LLC $60,875,000 $125,835,000 106.7% 0.5%
HOWARD HANNA FINANCIAL SERVICES, INC. $79,160,000 $124,975,000 57.9% 0.5%
BROKER SOLUTIONS, INC. $87,050,000 $118,250,000 35.8% 0.5%
Grandbridge Real Estate Capital LLC $31,425,000 $113,680,000 261.8% 0.5%
Uwharrie Bank $98,240,000 $111,245,000 13.2% 0.4%
WALKER & DUNLOP, LLC $75,870,000 $110,625,000 45.8% 0.4%
First Federal Bank $87,925,000 $108,650,000 23.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $84,725,000 $103,755,000 22.5% 0.4%
LENDINGHOME FUNDING CORPORATION $75,575,000 $101,270,000 34.0% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $128,805,000 $99,100,000 -23.1% 0.4%
CMG MORTGAGE, INC. $115,395,000 $96,245,000 -16.6% 0.4%
Alcova Mortgage LLC $47,950,000 $92,845,000 93.6% 0.4%
UNION HOME MORTGAGE CORP. $49,850,000 $90,550,000 81.6% 0.4%
GREYSTONE SERVICING COMPANY LLC $65,405,000 $90,465,000 38.3% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $7,645,000 $89,740,000 1,073.8% 0.4%
Pinnacle Bank $145,000 $88,240,000 60,755.2% 0.4%
CHARLOTTE METRO FEDERAL CREDIT UNION $112,995,000 $85,675,000 -24.2% 0.3%
Citizens Bank $112,080,000 $84,565,000 -24.5% 0.3%
Ameris Bank $54,355,000 $79,965,000 47.1% 0.3%
GUARANTEED RATE, INC. $67,970,000 $77,120,000 13.5% 0.3%
Atlantic Coast Mortgage, LLC $69,870,000 $74,515,000 6.6% 0.3%
Arbor Realty Trust, Inc. $223,010,000 $72,560,000 -67.5% 0.3%
Carter Bank & Trust $63,905,000 $72,560,000 13.5% 0.3%
Flagstar Bank, FSB $82,270,000 $72,295,000 -12.1% 0.3%
NBKC BANK $59,360,000 $70,560,000 18.9% 0.3%
Morgan Stanley Private Bank $75,405,000 $68,465,000 -9.2% 0.3%
First Horizon Bank $102,365,000 $68,210,000 -33.4% 0.3%
CARDINAL FINANCIAL $81,095,000 $66,720,000 -17.7% 0.3%
GUARANTEED RATE AFFINITY, LLC $63,575,000 $65,995,000 3.8% 0.3%
TBI MORTGAGE COMPANY $47,270,000 $65,595,000 38.8% 0.3%
NORTHMARQ CAPITAL FINANCE, L.L.C. $1,015,000 $64,885,000 6,292.6% 0.3%
The Loan Store, Inc. $4,010,000 $64,740,000 1,514.5% 0.3%
Bank OZK $13,250,000 $63,715,000 380.9% 0.3%
MID AMERICA MORTGAGE, INC. $42,240,000 $60,630,000 43.5% 0.2%
HOMESIDE FINANCIAL, LLC $23,290,000 $60,395,000 159.3% 0.2%
Peoples Bank $1,130,000 $58,740,000 5,098.2% 0.2%
Prudential Huntoon Paige Associates, LLC $59,800,000 $57,585,000 -3.7% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $71,570,000 $56,435,000 -21.1% 0.2%
LIMA ONE CAPITAL, LLC $36,395,000 $56,370,000 54.9% 0.2%
The Lincoln National Life Insurance Company $67,355,000 $55,005,000 -18.3% 0.2%
Ixonia Bank $2,280,000 $54,980,000 2,311.4% 0.2%
INSPIRE HOME LOANS INC. $78,930,000 $53,195,000 -32.6% 0.2%
Third Federal Savings and Loan Association of Cleveland $57,710,000 $52,000,000 -9.9% 0.2%
VILLAGE CAPITAL MORTGAGE $14,120,000 $51,950,000 267.9% 0.2%
United Bank $82,740,000 $51,740,000 -37.5% 0.2%
DOMINION FINANCIAL SERVICES, LLC $53,565,000 $51,650,000 -3.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $68,115,000 $51,125,000 -24.9% 0.2%
USAA Federal Savings Bank $44,185,000 $50,720,000 14.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $21,210,000 $50,310,000 137.2% 0.2%
Discover Bank $51,880,000 $49,720,000 -4.2% 0.2%
AgFirst Farm Credit Bank $30,365,000 $49,405,000 62.7% 0.2%
BETTER MORTGAGE CORPORATION $39,295,000 $48,500,000 23.4% 0.2%
ALLEGACY FEDERAL CREDIT UNION $60,645,000 $48,375,000 -20.2% 0.2%
United Community Bank $365,000 $48,170,000 13,097.3% 0.2%
KBHS HOME LOANS, LLC $18,780,000 $47,535,000 153.1% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $39,110,000 $45,995,000 17.6% 0.2%
PLAZA HOME MORTGAGE, INC. $16,225,000 $44,630,000 175.1% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $3,310,000 $44,620,000 1,248.0% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $74,650,000 $44,390,000 -40.5% 0.2%
RELIANCE FIRST CAPITAL, LLC $39,395,000 $43,790,000 11.2% 0.2%
AMERISAVE MORTGAGE CORPORATION $63,005,000 $43,145,000 -31.5% 0.2%
RF Renovo Management Company, LLC $10,460,000 $41,820,000 299.8% 0.2%
Citibank $58,485,000 $41,210,000 -29.5% 0.2%
UBS Bank USA $24,235,000 $40,850,000 68.6% 0.2%
Northpointe Bank $105,965,000 $40,680,000 -61.6% 0.2%
BERKELEY POINT CAPITAL LLC $127,135,000 $39,730,000 -68.7% 0.2%
BAY EQUITY LLC $26,070,000 $39,175,000 50.3% 0.2%
First Heritage Mortgage, LLC $49,810,000 $38,350,000 -23.0% 0.2%
Plains Commerce Bank $35,480,000 $38,140,000 7.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $33,830,000 $37,625,000 11.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $38,670,000 $36,180,000 -6.4% 0.1%
INTERCOASTAL MORTGAGE COMPANY $45,025,000 $36,040,000 -20.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $16,400,000 $35,550,000 116.8% 0.1%
Century Mortgage Company DBA Century Lending Company $12,405,000 $34,235,000 176.0% 0.1%
Carrington Mortgage Services, LLC $26,170,000 $34,095,000 30.3% 0.1%
Figure Lending LLC $25,965,000 $33,905,000 30.6% 0.1%
FBC MORTGAGE, LLC $30,365,000 $32,190,000 6.0% 0.1%
SHARONVIEW FEDERAL CREDIT UNION $32,000,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $6,680,000 $31,895,000 377.5% 0.1%
PREMIA MORTGAGE, LLC $17,285,000 $31,770,000 83.8% 0.1%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $103,535,000 $30,935,000 -70.1% 0.1%
First Bank $1,135,000 $30,595,000 2,595.6% 0.1%
Charles Schwab Bank, SSB $29,755,000 $30,290,000 1.8% 0.1%
NFM, INC. $35,150,000 $29,895,000 -15.0% 0.1%
First Federal Savings Bank of Lincolnton $32,995,000 $29,480,000 -10.7% 0.1%
PREMIER LENDING, INC. $31,500,000 $28,185,000 -10.5% 0.1%
The Federal Savings Bank $34,485,000 $27,790,000 -19.4% 0.1%
TJC Mortgage, Inc. $44,980,000 $26,925,000 -40.1% 0.1%
NEW DAY FINANCIAL, LLC $18,340,000 $26,505,000 44.5% 0.1%
First National Bank of America $9,425,000 $26,340,000 179.5% 0.1%
SUMMIT FUNDING, INC. $1,995,000 $26,170,000 1,211.8% 0.1%
Equity Prime Mortgage LLC $17,785,000 $26,110,000 46.8% 0.1%
Old National Bank $435,000 $25,430,000 5,746.0% 0.1%
Ally Bank $28,665,000 $25,390,000 -11.4% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $5,410,000 $25,390,000 369.3% 0.1%
NEXERA HOLDING LLC $18,565,000 $25,280,000 36.2% 0.1%
Dollar Bank, Federal Savings Bank $32,455,000 $24,790,000 -23.6% 0.1%
Gateway First Bank $20,500,000 $24,705,000 20.5% 0.1%
DEEPHAVEN MORTGAGE LLC $21,430,000 $24,295,000 13.4% 0.1%
The Huntington National Bank $26,240,000 $23,840,000 -9.1% 0.1%
LEGEND LENDING CORPORATION $22,695,000 $23,685,000 4.4% 0.1%
T2 FINANCIAL LLC $24,355,000 $22,950,000 -5.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $14,425,000 $22,765,000 57.8% 0.1%
Prosperity Home Mortgage, LLC $35,635,000 $22,590,000 -36.6% 0.1%
blueharbor bank $22,960,000 $22,570,000 -1.7% 0.1%
OCMBC, INC. $10,925,000 $22,065,000 102.0% 0.1%
HomeTrust Bank $38,900,000 $22,060,000 -43.3% 0.1%
NexBank $10,565,000 $21,980,000 108.0% 0.1%
Citadel Servicing Corporation $12,730,000 $21,940,000 72.3% 0.1%
AMERICAN HERITAGE LENDING, INC. $12,825,000 $21,730,000 69.4% 0.1%
Merchants Bank of Indiana $10,260,000 $21,535,000 109.9% 0.1%
Paramount Residential Mortgage Group, Inc. $15,865,000 $21,020,000 32.5% 0.1%
LATINO COMMUNITY CREDIT UNION $39,245,000 $20,810,000 -47.0% 0.1%
American Airlines Federal Credit Union $19,405,000 $20,635,000 6.3% 0.1%
Integrity Home Mortgage Corp $5,080,000 $20,630,000 306.1% 0.1%
CORNERSTONE HOME LENDING, INC. $42,765,000 $20,370,000 -52.4% 0.1%
Belmont Savings Bank, SSB $15,105,000 $20,280,000 34.3% 0.1%
Mortgage Assurance Inc. $5,355,000 $20,215,000 277.5% 0.1%
COASTAL Federal Credit Union $30,560,000 $20,075,000 -34.3% 0.1%
PLANET HOME LENDING, LLC $10,135,000 $20,030,000 97.6% 0.1%
ENVOY MORTGAGE, LTD $2,220,000 $19,580,000 782.0% 0.1%
ServisFirst Bank $6,635,000 $19,505,000 194.0% 0.1%
TOP FLITE FINANCIAL, INC. $19,495,000 $19,260,000 -1.2% 0.1%
Raymond James Bank $14,400,000 $19,210,000 33.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $38,825,000 $19,010,000 -51.0% 0.1%
The Park National Bank $20,300,000 $18,775,000 -7.5% 0.1%
Shea Mortgage Inc. $8,155,000 $18,630,000 128.4% 0.1%
Cedar Rapids Bank and Trust Company $29,485,000 $18,615,000 -36.9% 0.1%
M&T Bank $6,515,000 $18,170,000 178.9% 0.1%
AmeriHome Mortgage Company, LLC $5,610,000 $17,880,000 218.7% 0.1%
General Mortgage Capital Corporation $11,540,000 $17,760,000 53.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $12,960,000 $16,690,000 28.8% 0.1%
Family Trust Federal Credit Union $24,420,000 $16,320,000 -33.2% 0.1%
Commerce Home Mortgage, Inc. $13,445,000 $16,230,000 20.7% 0.1%
SPRING EQ, LLC $9,665,000 $16,215,000 67.8% 0.1%
Merchants Capital Corp. $28,000,000 $16,160,000 -42.3% 0.1%
EVERETT FINANCIAL, INC. $15,530,000 $16,040,000 3.3% 0.1%
Bethpage Federal Credit Union $18,875,000 $16,000,000 -15.2% 0.1%
JMAC LENDING, INC. $905,000 $15,915,000 1,658.6% 0.1%
RAPID MORTGAGE COMPANY $49,955,000 $15,175,000 -69.6% 0.1%
Lakeview Community Capital, LLC $6,615,000 $15,160,000 129.2% 0.1%
The Fidelity Bank $17,125,000 $15,145,000 -11.6% 0.1%
Southern First Bank $29,730,000 $15,010,000 -49.5% 0.1%
BMO Harris Bank $8,865,000 $14,850,000 67.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $9,585,000 $14,695,000 53.3% 0.1%
American Mortgage & Equity Consultants, Inc. $17,720,000 $14,675,000 -17.2% 0.1%
Coastal Community Bank $14,660,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $32,230,000 $14,655,000 -54.5% 0.1%
TOWER $14,885,000 $14,530,000 -2.4% 0.1%
AMWEST FUNDING CORP. $11,155,000 $14,500,000 30.0% 0.1%
OPEN MORTGAGE, LLC $7,370,000 $13,905,000 88.7% 0.1%
Arthur State Bank $13,650,000 $13,795,000 1.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $14,515,000 $13,780,000 -5.1% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $9,895,000 $13,695,000 38.4% 0.1%
HOMEXPRESS MORTGAGE CORP. $9,520,000 $13,645,000 43.3% 0.1%
ALLIANT CREDIT UNION $6,300,000 $13,610,000 116.0% 0.1%
CAPITAL CENTER, L.L.C. $16,955,000 $13,475,000 -20.5% 0.1%
MILEND, INC. $8,740,000 $13,200,000 51.0% 0.1%
Renasant Bank $20,025,000 $13,040,000 -34.9% 0.1%
LENDINGONE, LLC $21,260,000 $12,820,000 -39.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $10,420,000 $12,710,000 22.0% 0.1%
CANOPY MORTGAGE, LLC $2,470,000 $12,575,000 409.1% 0.1%
LOANPAL, LLC $8,760,000 $12,570,000 43.5% 0.1%
A&D Mortgage LLC $3,320,000 $12,550,000 278.0% 0.1%
ON Q FINANCIAL, INC. $20,880,000 $12,445,000 -40.4% 0.1%
Barrington Bank & Trust Company, N.A. $12,995,000 $12,310,000 -5.3% 0.0%
EASTERN SAVINGS BANK $12,255,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,915,000 $12,185,000 536.3% 0.0%
JET HOMELOANS, LLC $27,295,000 $11,640,000 -57.4% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $5,560,000 $11,600,000 108.6% 0.0%
Strong Home Mortgage, LLC $4,905,000 $11,510,000 134.7% 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $16,355,000 $11,430,000 -30.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $8,130,000 $11,405,000 40.3% 0.0%
SIRVA MORTGAGE, INC. $11,595,000 $10,980,000 -5.3% 0.0%
21ST MORTGAGE CORPORATION $7,795,000 $10,885,000 39.6% 0.0%
DIGITAL Federal Credit Union $39,415,000 $10,665,000 -72.9% 0.0%
Barings Multifamily Capital $180,160,000 $10,555,000 -94.1% 0.0%
Farmers & Merchants Bank $16,575,000 $10,535,000 -36.4% 0.0%
COLLIERS MORTGAGE LLC $10,175,000 n/a 0.0%
C & F Mortgage Corporation $11,055,000 $10,130,000 -8.4% 0.0%
PHH Mortgage Corporation $5,870,000 $9,840,000 67.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,490,000 $9,605,000 285.7% 0.0%
Stifel Bank and Trust $16,155,000 $9,540,000 -40.9% 0.0%
CALCON MUTUAL MORTGAGE LLC $13,555,000 $9,235,000 -31.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $7,925,000 $9,120,000 15.1% 0.0%
QUORUM FEDERAL CREDIT UNION $5,160,000 $9,120,000 76.7% 0.0%
ENCORE BANK $8,280,000 $9,105,000 10.0% 0.0%
Comerica Bank $3,005,000 $9,005,000 199.7% 0.0%
GoPrime Mortgage, Inc. $6,140,000 $8,855,000 44.2% 0.0%
UNITED $12,075,000 $8,850,000 -26.7% 0.0%
LENDSURE MORTGAGE CORP. $4,395,000 $8,820,000 100.7% 0.0%
FIRST HOME MORTGAGE CORPORATION $3,715,000 $8,675,000 133.5% 0.0%
Blue Ridge Bank $14,125,000 $8,600,000 -39.1% 0.0%
First Community Bank $295,000 $8,600,000 2,815.3% 0.0%
Fulton Bank $3,385,000 $8,545,000 152.4% 0.0%
SOUTHWEST STAGE FUNDING, LLC $5,825,000 $8,460,000 45.2% 0.0%
Farmers Bank & Trust $6,465,000 $8,390,000 29.8% 0.0%
FineMark National Bank & Trust $185,000 $8,385,000 4,432.4% 0.0%
University Bank $5,170,000 $8,380,000 62.1% 0.0%
Goldman Sachs Bank USA $13,255,000 $8,330,000 -37.2% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $2,375,000 $8,285,000 248.8% 0.0%
United Nations Federal Credit Union $4,310,000 $8,200,000 90.3% 0.0%
Kwik Mortgage Corporation $8,240,000 $8,145,000 -1.2% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $5,370,000 $8,130,000 51.4% 0.0%
AMERICAN FINANCING CORPORATION $3,365,000 $8,130,000 141.6% 0.0%
HOMESTEAD FUNDING CORP. $2,705,000 $7,595,000 180.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,375,000 $7,475,000 214.7% 0.0%
NEW FED MORTGAGE, CORP. $4,890,000 $7,455,000 52.5% 0.0%
Summit Mortgage Corporation $7,165,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $4,070,000 $7,145,000 75.6% 0.0%
Florida Capital Bank $2,760,000 $7,050,000 155.4% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $3,370,000 $6,780,000 101.2% 0.0%
CLEARPATH LENDING $5,490,000 $6,725,000 22.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $9,625,000 $6,700,000 -30.4% 0.0%
JAMS-01, INC. $6,610,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $5,135,000 $6,470,000 26.0% 0.0%
Nations Lending Corporation $6,945,000 $6,420,000 -7.6% 0.0%
The Central Trust Bank $6,325,000 $6,410,000 1.3% 0.0%
TOWNE MORTGAGE COMPANY $3,000,000 $6,400,000 113.3% 0.0%
Cornerstone First Mortgage, Inc $3,170,000 $6,325,000 99.5% 0.0%
ROYAL UNITED MORTGAGE LLC $8,120,000 $6,250,000 -23.0% 0.0%
Waterstone Mortgage Corporation $3,905,000 $6,240,000 59.8% 0.0%
Magnolia Bank $7,085,000 $6,205,000 -12.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $5,725,000 $6,075,000 6.1% 0.0%
212 LOANS, LLC. $5,050,000 $6,005,000 18.9% 0.0%
ACOPIA, LLC $8,530,000 $5,880,000 -31.1% 0.0%
RBC Bank, (Georgia) $5,840,000 $5,820,000 -0.3% 0.0%
CORNING $4,675,000 $5,815,000 24.4% 0.0%
DIRECT MORTGAGE LOANS, LLC $9,140,000 $5,805,000 -36.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $6,815,000 $5,745,000 -15.7% 0.0%
FUNDLOANS CAPITAL $435,000 $5,725,000 1,216.1% 0.0%
1ST SIGNATURE LENDING, LLC $3,985,000 $5,650,000 41.8% 0.0%
GSF Mortgage Corporation $10,435,000 $5,610,000 -46.2% 0.0%
Wintrust Bank, N.A. $5,605,000 n/a 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $5,575,000 n/a 0.0%
Bank of York $6,170,000 $5,545,000 -10.1% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $2,215,000 $5,530,000 149.7% 0.0%
MICHIGAN MUTUAL, INC. $18,480,000 $5,455,000 -70.5% 0.0%
Paramount Bank $725,000 $5,425,000 648.3% 0.0%
Mid-Continent Funding, Inc. $3,500,000 $5,315,000 51.9% 0.0%
Skyline National Bank $4,625,000 $5,210,000 12.6% 0.0%
Taylorsville Savings Bank SSB $4,920,000 $5,165,000 5.0% 0.0%
Baxter Credit Union $5,725,000 $5,075,000 -11.4% 0.0%
NMSI, INC. $3,420,000 $4,965,000 45.2% 0.0%
Arvest Bank $1,500,000 $4,745,000 216.3% 0.0%
First Reliance Bank $3,450,000 $4,640,000 34.5% 0.0%
Deere Employees Credit Union $1,750,000 $4,625,000 164.3% 0.0%
ARC HOME LLC $3,230,000 $4,610,000 42.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $3,340,000 $4,580,000 37.1% 0.0%
SILVER HILL FUNDING, LLC $1,790,000 $4,540,000 153.6% 0.0%
RADIUS FINANCIAL GROUP INC. $1,535,000 $4,425,000 188.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $115,000 $4,415,000 3,739.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,470,000 $4,405,000 199.7% 0.0%
Bank of England $4,835,000 $4,390,000 -9.2% 0.0%
EASTMAN $835,000 $4,360,000 422.2% 0.0%
Keystone Funding, Inc. $580,000 $4,345,000 649.1% 0.0%
EMBRACE HOME LOANS, INC. $7,595,000 $4,330,000 -43.0% 0.0%
FIRST BANCORP $885,000 $4,330,000 389.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,725,000 $4,325,000 58.7% 0.0%
MLD MORTGAGE INC. $4,255,000 $4,300,000 1.1% 0.0%
Atlantic Union Bank $1,930,000 $4,295,000 122.5% 0.0%
MDE Home Loans, LLC $1,600,000 $4,285,000 167.8% 0.0%
Armed Forces Bank $540,000 $4,225,000 682.4% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $365,000 $4,110,000 1,026.0% 0.0%
STOCKTON MORTGAGE CORPORATION $715,000 $3,975,000 455.9% 0.0%
GMFS LLC $700,000 $3,965,000 466.4% 0.0%
FirstBank $2,430,000 $3,910,000 60.9% 0.0%
BNY Mellon $3,160,000 $3,885,000 22.9% 0.0%
EMM LOANS LLC $7,005,000 $3,840,000 -45.2% 0.0%
VERITAS FUNDING, LLC $6,785,000 $3,830,000 -43.6% 0.0%
FIRST TECHNOLOGY $3,015,000 $3,800,000 26.0% 0.0%
BancorpSouth $560,000 $3,785,000 575.9% 0.0%
V.I.P. MORTGAGE, INC. $225,000 $3,775,000 1,577.8% 0.0%
SAFE FEDERAL CREDIT UNION $1,500,000 $3,755,000 150.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $8,210,000 $3,695,000 -55.0% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $870,000 $3,670,000 321.8% 0.0%
North American Savings Bank, F.S.B. $9,510,000 $3,650,000 -61.6% 0.0%
LADERA LENDING, INC. $6,110,000 $3,605,000 -41.0% 0.0%
AgSouth Farm Credit, ACA $3,300,000 $3,595,000 8.9% 0.0%
Hometown Equity Mortgage, LLC $5,700,000 $3,595,000 -36.9% 0.0%
Beeline Loans, Inc. $2,170,000 $3,550,000 63.6% 0.0%
Texana Bank $3,540,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $3,320,000 $3,535,000 6.5% 0.0%
Aurora Financial, LLC $1,215,000 $3,520,000 189.7% 0.0%
City National Bank of Florida $640,000 $3,520,000 450.0% 0.0%
Metro City Bank $1,040,000 $3,465,000 233.2% 0.0%
Presidential Bank, FSB $3,450,000 n/a 0.0%
GENEVA FINANCIAL, LLC $7,050,000 $3,445,000 -51.1% 0.0%
Leader Bank $3,745,000 $3,445,000 -8.0% 0.0%
Bell Bank $3,410,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $355,000 $3,395,000 856.3% 0.0%
NEW WAVE LENDING GROUP INC $3,360,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,475,000 $3,360,000 -38.6% 0.0%
NP, Inc. $6,680,000 $3,320,000 -50.3% 0.0%
CONTOUR MORTGAGE CORPORATION $6,580,000 $3,220,000 -51.1% 0.0%
UIF CORPORATION $3,205,000 $3,120,000 -2.7% 0.0%
The State Bank $445,000 $3,105,000 597.8% 0.0%
Capital Bank $7,195,000 $3,080,000 -57.2% 0.0%
Franklin Loan Corporation $3,070,000 n/a 0.0%
CIBC Bank USA $3,710,000 $3,060,000 -17.5% 0.0%
GOOGAIN, INC. $505,000 $3,055,000 505.0% 0.0%
City National Bank $12,480,000 $2,975,000 -76.2% 0.0%
Corporate Investors Mortgage Group, Inc. $1,430,000 $2,965,000 107.3% 0.0%
USAlliance Federal Credit Union $2,640,000 $2,960,000 12.1% 0.0%
MORTGAGE ACCESS CORP. $4,570,000 $2,915,000 -36.2% 0.0%
Northwest Federal Credit Union $3,690,000 $2,890,000 -21.7% 0.0%
First Palmetto Bank $2,670,000 $2,840,000 6.4% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $2,670,000 $2,835,000 6.2% 0.0%
MORTGAGE EQUITY PARTNERS LLC $805,000 $2,805,000 248.4% 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $5,055,000 $2,805,000 -44.5% 0.0%
Bank Five Nine $2,755,000 n/a 0.0%
FEDERATED MORTGAGE CORP. $675,000 $2,750,000 307.4% 0.0%
GUIDANCE RESIDENTIAL, LLC $3,545,000 $2,700,000 -23.8% 0.0%
TOGETHER CREDIT UNION $105,000 $2,660,000 2,433.3% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,795,000 $2,620,000 46.0% 0.0%
NATION ONE MORTGAGE CORPORATION $305,000 $2,615,000 757.4% 0.0%
Spratt Savings and Loan Assoc. $3,485,000 $2,580,000 -26.0% 0.0%
Piedmont Federal Savings Bank $1,220,000 $2,560,000 109.8% 0.0%
Assurance Financial Group, L.L.C. $2,050,000 $2,530,000 23.4% 0.0%
FORT FINANCIAL Federal Credit Union $1,685,000 $2,510,000 49.0% 0.0%
CITIZENS EQUITY FIRST $1,275,000 $2,455,000 92.5% 0.0%
US MORTGAGE CORPORATION $1,140,000 $2,440,000 114.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $3,060,000 $2,425,000 -20.8% 0.0%
Synovus Bank $4,145,000 $2,425,000 -41.5% 0.0%
EQUITY RESOURCES, INC. $3,340,000 $2,410,000 -27.8% 0.0%
East Coast Capital Corp. $4,015,000 $2,405,000 -40.1% 0.0%
Fidelity Bank $155,000 $2,385,000 1,438.7% 0.0%
Loan Simple, Inc. $2,365,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $4,055,000 $2,360,000 -41.8% 0.0%
Wolfe Financial, Inc $5,425,000 $2,360,000 -56.5% 0.0%
UNITED MORTGAGE CORP $2,230,000 n/a 0.0%
RESIDENTIAL BANCORP $225,000 $2,215,000 884.4% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $2,195,000 $2,205,000 0.5% 0.0%
First Merchants Bank $505,000 $2,090,000 313.9% 0.0%
GEORGIA'S OWN $515,000 $2,090,000 305.8% 0.0%
First Savings Bank $8,200,000 $2,080,000 -74.6% 0.0%
MIDFLORIDA $2,065,000 n/a 0.0%
Encompass Lending Group, LP $465,000 $2,025,000 335.5% 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,380,000 $1,980,000 43.5% 0.0%
Axos Bank $3,465,000 $1,950,000 -43.7% 0.0%
FIRST MORTGAGE COMPANY, INC. $3,905,000 $1,950,000 -50.1% 0.0%
North State Bank $3,005,000 $1,915,000 -36.3% 0.0%
WINGS FINANCIAL $3,670,000 $1,910,000 -48.0% 0.0%
Sunflower Bank $490,000 $1,895,000 286.7% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $775,000 $1,880,000 142.6% 0.0%
NORTHPOINT MORTGAGE, INC. $1,865,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $2,610,000 $1,830,000 -29.9% 0.0%
Valley National Bank $1,255,000 $1,795,000 43.0% 0.0%
Evolve Bank & Trust $1,800,000 $1,740,000 -3.3% 0.0%
SELF-HELP Credit Union $2,165,000 $1,740,000 -19.6% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $910,000 $1,730,000 90.1% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $315,000 $1,710,000 442.9% 0.0%
Advisors Mortgage Group, L.L.C. $2,225,000 $1,695,000 -23.8% 0.0%
1st National Bank $315,000 $1,675,000 431.7% 0.0%
DELMAR FINANCIAL COMPANY $2,015,000 $1,665,000 -17.4% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $730,000 $1,660,000 127.4% 0.0%
Quontic Bank $1,800,000 $1,650,000 -8.3% 0.0%
LEADERONE FINANCIAL CORPORATION $790,000 $1,630,000 106.3% 0.0%
Premium Mortgage Corporation $1,615,000 n/a 0.0%
Connexus Credit Union $1,960,000 $1,570,000 -19.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,645,000 $1,540,000 -6.4% 0.0%
CPM Federal Credit Union $935,000 $1,515,000 62.0% 0.0%
ADVANCIAL $375,000 $1,495,000 298.7% 0.0%
First Western Trust Bank $1,475,000 n/a 0.0%
AXIA FINANCIAL, LLC $620,000 $1,465,000 136.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,540,000 $1,450,000 -59.0% 0.0%
Countybank $1,385,000 $1,445,000 4.3% 0.0%
Johnson Bank $1,430,000 n/a 0.0%
Brighton Bank $1,060,000 $1,425,000 34.4% 0.0%
KeyBank $4,590,000 $1,425,000 -69.0% 0.0%
WesBanco $405,000 $1,380,000 240.7% 0.0%
Grow Financial Federal Credit Union $500,000 $1,355,000 171.0% 0.0%
Alerus Financial $1,600,000 $1,350,000 -15.6% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,420,000 $1,350,000 -4.9% 0.0%
UNITED PREMIER FUNDING, LLC $1,095,000 $1,350,000 23.3% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $295,000 $1,325,000 349.2% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $1,675,000 $1,325,000 -20.9% 0.0%
NJ LENDERS CORP. $5,705,000 $1,320,000 -76.9% 0.0%
SWBC MORTGAGE CORPORATION $1,240,000 $1,315,000 6.0% 0.0%
Toyota Financial Savings Bank $1,705,000 $1,315,000 -22.9% 0.0%
New Peoples Bank, Inc. $1,310,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $575,000 $1,305,000 127.0% 0.0%
BM Real Estate Services, Inc. $630,000 $1,295,000 105.6% 0.0%
DEVELOPER'S MORTGAGE COMPANY $4,415,000 $1,290,000 -70.8% 0.0%
Performance Financial, Inc. $1,275,000 n/a 0.0%
SENTE MORTGAGE, INC. $1,270,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $1,315,000 $1,260,000 -4.2% 0.0%
OAKTREE FUNDING CORP. $4,200,000 $1,225,000 -70.8% 0.0%
City Lending Inc. $1,210,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $1,500,000 $1,210,000 -19.3% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,755,000 $1,195,000 -31.9% 0.0%
COMMUNITYAMERICA $590,000 $1,190,000 101.7% 0.0%
GREENSTATE CREDIT UNION $1,910,000 $1,165,000 -39.0% 0.0%
NEXTMARK $1,200,000 $1,165,000 -2.9% 0.0%
The First National Bank of Middle Tennessee $945,000 $1,165,000 23.3% 0.0%
Commerce Bank $1,140,000 n/a 0.0%
Credence Funding Corporation $565,000 $1,130,000 100.0% 0.0%
MORTGAGEONE, INC. $530,000 $1,110,000 109.4% 0.0%
Watermark Capital, Inc. $1,380,000 $1,110,000 -19.6% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $85,000 $1,105,000 1,200.0% 0.0%
APCI Federal Credit Union $1,100,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $1,100,000 n/a 0.0%
First State Bank of St. Charles, Missouri $700,000 $1,090,000 55.7% 0.0%
S. C. STATE FEDERAL CREDIT UNION $1,410,000 $1,085,000 -23.0% 0.0%
Ukrainian Federal Credit Union $3,055,000 $1,070,000 -65.0% 0.0%
HARTFORD FUNDING, LTD. $860,000 $1,055,000 22.7% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $275,000 $1,045,000 280.0% 0.0%
POLARIS HOME FUNDING CORP. $2,350,000 $1,040,000 -55.7% 0.0%
Elements Financial Federal Credit Union $1,025,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $480,000 $1,025,000 113.5% 0.0%
Semper Home Loans, Inc. $1,020,000 n/a 0.0%
STAR ONE CREDIT UNION $1,020,000 n/a 0.0%
Coastal Carolina National Bank $1,010,000 n/a 0.0%
Bank of St. Francisville $1,005,000 n/a 0.0%
Summit Credit Union $685,000 $995,000 45.3% 0.0%
CONSTRUCTIVE LOANS, LLC $465,000 $990,000 112.9% 0.0%
BOKF $1,155,000 $980,000 -15.2% 0.0%
Boeing Employees Credit Union $970,000 n/a 0.0%
Independent Bank $965,000 n/a 0.0%
Victorian Finance, LLC $5,060,000 $940,000 -81.4% 0.0%
HOMESPIRE MORTGAGE CORPORATION $960,000 $935,000 -2.6% 0.0%
United States Senate Federal Credit Union $780,000 $925,000 18.6% 0.0%
ALAMEDA MORTGAGE CORPORATION $855,000 $920,000 7.6% 0.0%
Truity Federal Credit Union $380,000 $920,000 142.1% 0.0%
CIBM Bank $915,000 n/a 0.0%
First American Bank $105,000 $915,000 771.4% 0.0%
Residential Mortgage Solutions, Inc. $490,000 $910,000 85.7% 0.0%
Sound Bank $6,465,000 $910,000 -85.9% 0.0%
ALL REVERSE MORTGAGE, INC. $175,000 $900,000 414.3% 0.0%
PROPER RATE, LLC $405,000 $895,000 121.0% 0.0%
MLB RESIDENTIAL LENDING, LLC $725,000 $890,000 22.8% 0.0%
Network Funding, L.P. $1,095,000 $890,000 -18.7% 0.0%
Home Mortgage Alliance Corp $885,000 n/a 0.0%
Republic Bank & Trust Company $875,000 n/a 0.0%
Empower Federal Credit Union $375,000 $860,000 129.3% 0.0%
S. C. TELCO $725,000 $850,000 17.2% 0.0%
HARBORONE MORTGAGE, LLC $835,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $450,000 $830,000 84.4% 0.0%
First United Bank and Trust Company $670,000 $820,000 22.4% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $2,245,000 $820,000 -63.5% 0.0%
Union Savings Bank $1,655,000 $820,000 -50.5% 0.0%
Starion Bank $815,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $1,580,000 $810,000 -48.7% 0.0%
Marine Federal Credit Union $1,855,000 $790,000 -57.4% 0.0%
The Camden National Bank $605,000 $790,000 30.6% 0.0%
OCEANSIDE MORTGAGE COMPANY $225,000 $785,000 248.9% 0.0%
HALLMARK HOME MORTGAGE, LLC $1,860,000 $765,000 -58.9% 0.0%
LOANLEADERS OF AMERICA, INC. $1,125,000 $760,000 -32.4% 0.0%
Core Bank $740,000 n/a 0.0%
State Department Federal Credit Union $1,110,000 $740,000 -33.3% 0.0%
Kearny Bank $735,000 n/a 0.0%
TEACHERS $1,980,000 $735,000 -62.9% 0.0%
CLIFFCO, INC. $865,000 $715,000 -17.3% 0.0%
GENERAL ELECTRIC CREDIT UNION $715,000 n/a 0.0%
Commercial Bank $1,205,000 $705,000 -41.5% 0.0%
CityWorth Mortgage LLC $1,315,000 $680,000 -48.3% 0.0%
Holcomb Bank $675,000 n/a 0.0%
Cf Bank $275,000 $670,000 143.6% 0.0%
LOS ANGELES POLICE Federal Credit Union $665,000 n/a 0.0%
MASSMUTUAL $690,000 $665,000 -3.6% 0.0%
Municipal Trust and Savings Bank $665,000 n/a 0.0%
NUMARK CREDIT UNION $665,000 n/a 0.0%
HONDA Federal Credit Union $400,000 $660,000 65.0% 0.0%
Logan Finance Corporation $655,000 n/a 0.0%
The Freedom Bank of Virginia $645,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,770,000 $640,000 -63.8% 0.0%
SFMC, LP $245,000 $640,000 161.2% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $55,000 $635,000 1,054.5% 0.0%
Goldwater Bank, N.A. $635,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $635,000 n/a 0.0%
Simmons Bank $1,325,000 $620,000 -53.2% 0.0%
First Option Mortgage, LLC $510,000 $610,000 19.6% 0.0%
Devon Bank $605,000 n/a 0.0%
IAA Credit Union $605,000 n/a 0.0%
Western Commerce Bank $605,000 n/a 0.0%
Bank of Clarke County $600,000 n/a 0.0%
UNITED HOME LOANS, INC. $600,000 n/a 0.0%
THRIVENT Federal Credit Union $100,000 $595,000 495.0% 0.0%
ITHINK FINANCIAL Credit Union $260,000 $570,000 119.2% 0.0%
MORTGAGE INVESTORS GROUP, INC. $2,390,000 $570,000 -76.2% 0.0%
Trustmark National Bank $345,000 $570,000 65.2% 0.0%
EVANSVILLE TEACHERS $5,295,000 $565,000 -89.3% 0.0%
Stock Yards Bank & Trust Company $205,000 $565,000 175.6% 0.0%
Sandy Spring Bank $430,000 $560,000 30.2% 0.0%
THE MORTGAGE FIRM, INC. $560,000 n/a 0.0%
Community Bank of Mississippi $615,000 $555,000 -9.8% 0.0%
Lumbee Guaranty Bank $555,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $545,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $1,175,000 $545,000 -53.6% 0.0%
AFFINITY $1,025,000 $540,000 -47.3% 0.0%
Bangor Savings Bank $540,000 n/a 0.0%
JUSTICE Federal Credit Union $920,000 $540,000 -41.3% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $430,000 $540,000 25.6% 0.0%
Centennial Bank $535,000 n/a 0.0%
Consolidated Federal Credit Union $660,000 $520,000 -21.2% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $355,000 $510,000 43.7% 0.0%
Academy Bank $505,000 n/a 0.0%
Colony Bank $505,000 n/a 0.0%
Homesale Mortgage, LLC $505,000 n/a 0.0%
North Alabama Bank $505,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $575,000 $505,000 -12.2% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $485,000 $495,000 2.1% 0.0%
S1L, Inc. $875,000 $495,000 -43.4% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $770,000 $490,000 -36.4% 0.0%
AmRes Corporation $380,000 $485,000 27.6% 0.0%
JET DIRECT FUNDING CORP $560,000 $485,000 -13.4% 0.0%
Grand Bank for Savings, FSB $295,000 $480,000 62.7% 0.0%
Service Federal Credit Union $300,000 $475,000 58.3% 0.0%
GTE Federal Credit Union $1,565,000 $470,000 -70.0% 0.0%
STAUNTON FINANCIAL, INC. $710,000 $470,000 -33.8% 0.0%
Bank Of Central Florida $465,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $195,000 $465,000 138.5% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $460,000 n/a 0.0%
Signature Bank of Arkansas $455,000 n/a 0.0%
THE MORTGAGE LINK, INC. $595,000 $455,000 -23.5% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $2,280,000 $455,000 -80.0% 0.0%
FIRST FLORIDA Credit Union $450,000 n/a 0.0%
Bank of Zachary $445,000 n/a 0.0%
Luxury Mortgage Corp. $445,000 n/a 0.0%
First Federal Bank, A FSB $225,000 $440,000 95.6% 0.0%
First Carolina Bank $76,145,000 $435,000 -99.4% 0.0%
FREEDOM FIRST $245,000 $435,000 77.6% 0.0%
Independent Bank $430,000 n/a 0.0%
Paragon Bank $235,000 $430,000 83.0% 0.0%
Apple Federal Credit Union $780,000 $425,000 -45.5% 0.0%
BELEM SERVICING LLC $425,000 n/a 0.0%
GVC MORTGAGE, INC. $365,000 $425,000 16.4% 0.0%
LANGLEY $1,175,000 $420,000 -64.3% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $415,000 n/a 0.0%
BRIGHTSTAR $415,000 n/a 0.0%
Greenbox Loans, Inc. $615,000 $405,000 -34.1% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,600,000 $405,000 -74.7% 0.0%
ATLANTA POSTAL $270,000 $400,000 48.1% 0.0%
First Mid Bank & Trust $395,000 n/a 0.0%
Mainstreet Community Bank of Florida $385,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,995,000 $385,000 -80.7% 0.0%
PUBLIX EMPLOYEES $430,000 $385,000 -10.5% 0.0%
ABNB Federal Credit Union $375,000 n/a 0.0%
Associated Credit Union $650,000 $375,000 -42.3% 0.0%
Citizens and Farmers Bank $375,000 n/a 0.0%
Community First National Bank $375,000 n/a 0.0%
Signature Federal Credit Union $1,160,000 $375,000 -67.7% 0.0%
TRUMARK FINANCIAL CREDIT UNION $405,000 $375,000 -7.4% 0.0%
MORIA DEVELOPMENT, INC. $335,000 $370,000 10.4% 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $885,000 $365,000 -58.8% 0.0%
GEO-CORP, INC. $440,000 $365,000 -17.0% 0.0%
BankSouth $355,000 n/a 0.0%
South Atlantic Bank $195,000 $355,000 82.1% 0.0%
Financial Federal Bank $455,000 $345,000 -24.2% 0.0%
Suncoast Credit Union $1,370,000 $345,000 -74.8% 0.0%
The Conway National Bank $345,000 n/a 0.0%
Palmetto Citizens Federal Credit Union $460,000 $340,000 -26.1% 0.0%
Intercredit Bank $335,000 n/a 0.0%
IVY MORTGAGE, INC. $325,000 $335,000 3.1% 0.0%
The Merchants National Bank $335,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $7,605,000 $330,000 -95.7% 0.0%
HOME TOWN FUNDING, INC. $1,310,000 $330,000 -74.8% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $325,000 n/a 0.0%
Bank of Colorado $325,000 n/a 0.0%
BECKAM FUNDING CORP. $580,000 $325,000 -44.0% 0.0%
MYCUMORTGAGE, LLC $325,000 n/a 0.0%
LAKE MICHIGAN CREDIT UNION $505,000 $315,000 -37.6% 0.0%
Superior Credit Union, Inc. $315,000 n/a 0.0%
Unity Bank $315,000 n/a 0.0%
COMPASS MORTGAGE, INC. $830,000 $305,000 -63.3% 0.0%
Legends Bank $305,000 n/a 0.0%
Liberty Bank and Trust Company $305,000 n/a 0.0%
MY MORTGAGE, INC. $305,000 n/a 0.0%
Ballston Spa National Bank $35,000 $295,000 742.9% 0.0%
Bank of Tennessee $410,000 $295,000 -28.0% 0.0%
CNB Bank Inc. $295,000 n/a 0.0%
First IC Corporation $295,000 n/a 0.0%
GENISYS $295,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $285,000 n/a 0.0%
Bank of Utah $275,000 n/a 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $275,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $15,000 $275,000 1,733.3% 0.0%
Clearview Federal Credit Union $340,000 $270,000 -20.6% 0.0%
Fortress Bank $265,000 n/a 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $1,760,000 $265,000 -84.9% 0.0%
Platinum Bank $255,000 n/a 0.0%
The Poca Valley Bank, Inc. $255,000 n/a 0.0%
Vellum Mortgage, Inc. $255,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $55,000 $250,000 354.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $275,000 $245,000 -10.9% 0.0%
VIBE CREDIT UNION $245,000 n/a 0.0%
York Traditions Bank $315,000 $245,000 -22.2% 0.0%
NASA Federal Credit Union $315,000 $240,000 -23.8% 0.0%
Capital City Home Loans, LLC $785,000 $235,000 -70.1% 0.0%
CENTURY $235,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $460,000 $225,000 -51.1% 0.0%
FAIRWINDS CREDIT UNION $145,000 $225,000 55.2% 0.0%
First Piedmont Federal Savings and Loan Association of Gaffney $875,000 $225,000 -74.3% 0.0%
Forcht Bank $225,000 n/a 0.0%
SCOTT CREDIT UNION $225,000 n/a 0.0%
Bank of Springfield $215,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $3,710,000 $215,000 -94.2% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $215,000 n/a 0.0%
Bank of Charles Town $205,000 n/a 0.0%
SPIRE Credit Union $205,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $205,000 n/a 0.0%
Willamette Valley Bank $990,000 $205,000 -79.3% 0.0%
FEDCHOICE Federal Credit Union $1,080,000 $195,000 -81.9% 0.0%
Midwest Mortgage Associates Corporation $195,000 n/a 0.0%
Shore United Bank $195,000 n/a 0.0%
HANSCOM $625,000 $185,000 -70.4% 0.0%
ROSS MORTGAGE CORPORATION $1,580,000 $185,000 -88.3% 0.0%
Bryant Bank $175,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $280,000 $175,000 -37.5% 0.0%
MidFirst Bank $390,000 $170,000 -56.4% 0.0%
Tyndall Federal Credit Union $480,000 $170,000 -64.6% 0.0%
ALLSOUTH $295,000 $165,000 -44.1% 0.0%
Champion Credit Union $385,000 $165,000 -57.1% 0.0%
DEPARTMENT OF COMMERCE $165,000 n/a 0.0%
SOUTHWEST FUNDING, LP $165,000 n/a 0.0%
ALTRA $400,000 $155,000 -61.3% 0.0%
AMERICAN BANCSHARES MORTGAGE $295,000 $155,000 -47.5% 0.0%
Meridian Bank Corporation $1,225,000 $155,000 -87.3% 0.0%
PRINCE GEORGE'S COMMUNITY $155,000 n/a 0.0%
Signal Financial Federal Credit Union $155,000 n/a 0.0%
First Exchange Bank $145,000 n/a 0.0%
Merchants Bank $445,000 $145,000 -67.4% 0.0%
Merchants Mortgage & Trust Corporation $145,000 n/a 0.0%
RANLIFE, INC. $145,000 n/a 0.0%
Anderson Brothers Bank $175,000 $140,000 -20.0% 0.0%
Telco Community Credit Union $160,000 $140,000 -12.5% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $135,000 n/a 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $125,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $115,000 n/a 0.0%
The Farmers National Bank of Canfield $115,000 n/a 0.0%
CHEVRON $285,000 $105,000 -63.2% 0.0%
DUKE UNIVERSITY FEDERAL CREDIT UNION $25,000 $105,000 320.0% 0.0%
DUPACO COMMUNITY $105,000 n/a 0.0%
MID CAROLINA Credit Union $105,000 n/a 0.0%
PHILADELPHIA $45,000 $105,000 133.3% 0.0%
PS Bank $105,000 n/a 0.0%
SUFFOLK $130,000 $105,000 -19.2% 0.0%
American Community Bank of Indiana $125,000 $95,000 -24.0% 0.0%
KINECTA $535,000 $95,000 -82.2% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $90,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $85,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $75,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $75,000 n/a 0.0%
BAYER HERITAGE $480,000 $65,000 -86.5% 0.0%
Centier Bank $25,000 $65,000 160.0% 0.0%
Day Air Credit Union, Inc $65,000 n/a 0.0%
MEMBER ONE $115,000 $65,000 -43.5% 0.0%
Parda Federal Credit Union $65,000 n/a 0.0%
Park Lane Finance Solutions, LLC $135,000 $65,000 -51.9% 0.0%
STAR USA FEDERAL CREDIT UNION $65,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $790,000 $55,000 -93.0% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $165,000 $55,000 -66.7% 0.0%
N R L Federal Credit Union $225,000 $55,000 -75.6% 0.0%
VILLAGE BANK MORTGAGE CORPORATION $225,000 $55,000 -75.6% 0.0%
INOVA FEDERAL CREDIT UNION $375,000 $45,000 -88.0% 0.0%
AMERICAN HERITAGE FCU $85,000 $15,000 -82.4% 0.0%

CHARLOTTE - CONCORD - GASTONIA's top lender by overall market share is QUICKEN LOANS, LLC, with 5.9% market share. In second place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,457,490,000 in loans. In third place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $1,093,275,000 in loans. In fourth place, with 3.4%, is Wells Fargo Bank, having originated $847,790,000 in loans. In fifth place, with 2.9%, is Bank of America, having originated $718,005,000 in loans.


CHARLOTTE - CONCORD - GASTONIA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHARLOTTE - CONCORD - GASTONIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $337,400 (8.9%) $436,925 (7.7%) 1.25 6,852
2018-02-01 $338,500 (6.5%) $442,752 (6.0%) 1.23 6,887
2018-03-01 $349,000 (5.8%) $452,250 (4.6%) 1.22 7,186
2018-04-01 $352,908 (3.8%) $463,116 (4.3%) 1.20 7,503
2018-05-01 $354,660 (2.1%) $468,278 (3.4%) 1.18 7,948
2018-06-01 $352,498 (1.2%) $464,257 (1.8%) 1.18 8,422
2018-07-01 $347,000 (0.6%) $453,436 (0.7%) 1.16 8,766
2018-08-01 $340,000 (0.2%) $445,788 (1.1%) 1.14 8,906
2018-09-01 $339,900 (0.7%) $443,553 (1.2%) 1.14 8,963
2018-10-01 $333,950 (-1.2%) $436,161 (-0.7%) 1.13 9,029
2018-11-01 $329,950 (-0.9%) $432,722 (-0.3%) 1.12 8,850
2018-12-01 $325,000 (-2.0%) $428,622 (-0.6%) 1.12 8,315
2019-01-01 $325,000 (-3.7%) $429,035 (-1.8%) 1.12 7,887
2019-02-01 $329,862 (-2.6%) $439,769 (-0.7%) 1.11 7,887
2019-03-01 $341,329 (-2.2%) $461,640 (2.1%) 1.12 7,936
2019-04-01 $349,950 (-0.8%) $475,112 (2.6%) 1.11 8,119
2019-05-01 $355,750 (0.3%) $478,617 (2.2%) 1.11 8,345
2019-06-01 $358,000 (1.6%) $478,016 (3.0%) 1.12 8,498
2019-07-01 $349,938 (0.9%) $457,855 (1.0%) 1.10 8,509
2019-08-01 $345,100 (1.5%) $455,360 (2.2%) 1.09 8,486
2019-09-01 $339,419 (-0.1%) $457,354 (3.1%) 1.09 8,400
2019-10-01 $335,631 (0.5%) $449,782 (3.1%) 1.08 8,306
2019-11-01 $334,735 (1.5%) $435,665 (0.7%) 1.10 7,815
2019-12-01 $335,882 (3.4%) $437,118 (2.0%) 1.12 6,997
2020-01-01 $336,650 (3.6%) $443,620 (3.4%) 1.13 6,363
2020-02-01 $340,900 (3.4%) $460,632 (4.7%) 1.12 5,750
2020-03-01 $349,950 (2.5%) $478,124 (3.6%) 1.10 5,977
2020-04-01 $340,500 (-2.7%) $459,847 (-3.2%) 1.07 6,502
2020-05-01 $352,975 (-0.8%) $485,048 (1.3%) 1.07 6,266
2020-06-01 $367,430 (2.6%) $509,490 (6.6%) 1.08 5,334
2020-07-01 $369,450 (5.6%) $513,583 (12.2%) 1.07 4,733
2020-08-01 $369,900 (7.2%) $516,261 (13.4%) 1.06 4,559
2020-09-01 $373,591 (10.1%) $520,552 (13.8%) 1.07 4,442
2020-10-01 $368,732 (9.9%) $516,090 (14.7%) 1.06 4,333
2020-11-01 $374,950 (12.0%) $520,068 (19.4%) 1.10 4,042
2020-12-01 $372,244 (10.8%) $513,485 (17.5%) 1.11 3,532
2021-01-01 $367,500 (9.2%) $508,713 (14.7%) 1.10 3,036
2021-02-01 $362,500 (6.3%) $511,186 (11.0%) 1.06 2,639
2021-03-01 $375,079 (7.2%) $545,249 (14.0%) 1.06 2,330
2021-04-01 $385,000 (13.1%) $554,142 (20.5%) 1.04 2,312
2021-05-01 $389,000 (10.2%) $550,274 (13.5%) 1.03 2,457
2021-06-01 $388,770 (5.8%) $541,856 (6.4%) 1.02 2,784
2021-07-01 $385,983 (4.5%) $527,944 (2.8%) 1.02 3,060
2021-08-01 $388,044 (4.9%) $517,015 (0.2%) 1.03 3,243
2021-09-01 $389,180 (4.2%) $524,253 (0.7%) 1.04 3,270
2021-10-01 $398,400 (8.1%) $525,226 (1.8%) 1.06 3,216
2021-11-01 $399,250 (6.5%) $521,501 (0.3%) 1.07 3,030
2021-12-01 $392,000 (5.3%) $519,994 (1.3%) 1.06 2,549
2022-01-01 $399,500 (8.7%) $529,121 (4.0%) 1.08 2,097
2022-02-01 $398,000 (9.8%) $550,148 (7.6%) 1.04 1,801
2022-03-01 $404,000 (7.7%) $559,327 (2.6%) 1.01 1,894
2022-04-01 $415,000 (7.8%) $582,518 (5.1%) 0.99 2,133
2022-05-01 $432,474 (11.2%) $597,038 (8.5%) 0.99 2,879
2022-06-01 $445,450 (14.6%) $597,243 (10.2%) 0.99 3,649
2022-07-01 $432,000 (11.9%) $578,406 (9.6%) 0.97 4,964
2022-08-01 $425,000 (9.5%) $567,924 (9.9%) 0.98 5,334
2022-09-01 $420,500 (8.1%) $567,757 (8.3%) 0.98 5,391
2022-10-01 $415,000 (4.2%) $552,120 (5.1%) 0.98 5,672
2022-11-01 $403,923 (1.2%) $540,255 (3.6%) 0.97 5,925
2022-12-01 $396,795 (1.2%) $528,064 (1.6%) 0.98 5,429
2023-01-01 $395,000 (-1.1%) $528,793 (-0.1%) 0.98 4,916
2023-02-01 $397,324 (-0.2%) $540,358 (-1.8%) 0.96 4,367
2023-03-01 $401,784 (-0.6%) $556,878 (-0.4%) 0.95 4,088
2023-04-01 $425,000 (2.4%) $590,203 (1.3%) 0.99 4,010
2023-05-01 $434,881 (0.6%) $624,514 (4.6%) 0.99 3,964
2023-06-01 $440,725 (-1.1%) $642,110 (7.5%) 0.99 4,109
2023-07-01 $439,900 (1.8%) $635,874 (9.9%) 1.00 4,234
2023-08-01 $429,736 (1.1%) $620,073 (9.2%) 0.99 4,400
2023-09-01 $425,000 (1.1%) $618,632 (9.0%) 0.99 4,628
2023-10-01 $420,945 (1.4%) $601,747 (9.0%) 0.99 5,105
2023-11-01 $414,945 (2.7%) $587,819 (8.8%) 0.99 5,284
2023-12-01 $400,000 (0.8%) $572,924 (8.5%) 0.98 5,014
2024-01-01 $400,000 (1.3%) $576,167 (9.0%) 0.98 4,621
2024-02-01 $400,000 (0.7%) $590,764 (9.3%) 0.96 4,563
2024-03-01 $411,000 (2.3%) $597,183 (7.2%) 0.97 4,896
2024-04-01 $422,450 (-0.6%) $623,511 (5.6%) 0.98 5,287
2024-05-01 $435,000 (0.0%) $643,778 (3.1%) 0.99 5,642
2024-06-01 $440,000 (-0.2%) $643,094 (0.2%) 1.00 6,127
2024-07-01 $439,000 (-0.2%) $624,560 (-1.8%) 1.00 6,752
2024-08-01 $435,000 (1.2%) $621,049 (0.2%) 1.01 7,146
2024-09-01 $430,000 (1.2%) $615,857 (-0.5%) 1.01 7,451
2024-10-01 $429,947 (2.1%) $603,537 (0.3%) 1.01 7,456
2024-11-01 $428,750 (3.3%) $598,623 (1.8%) 1.03 7,268
2024-12-01 $422,450 (5.6%) $583,462 (1.8%) 1.05 6,698
2025-01-01 $420,000 (5.0%) $576,435 (0.1%) 1.05 6,379
2025-02-01 $419,475 (4.9%) $570,421 (-3.4%) 1.02 6,647
2025-03-01 $425,000 (3.4%) $590,574 (-1.1%) 0.00 7,219
CHARLOTTE - CONCORD - GASTONIA's median listing price for 2025-03-01 was $425,000, a difference of $14,000 (3.4%) versus the prior year and $5,525 versus the prior month.

CHARLOTTE - CONCORD - GASTONIA's median listing price comes in at 0% of the national average.

CHARLOTTE - CONCORD - GASTONIA's average listing price for 2025-03-01 was $590,574, a difference of $-6,609 (-1.1%) versus the prior year and $20,153 versus the prior month.

For the 2025-03-01 period, CHARLOTTE - CONCORD - GASTONIA had 7,219 MLS listings, a difference of 572 listings (9%) versus the prior month and 2,323 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLOTTE - CONCORD - GASTONIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 79 days 2,575 sqft
2018-02-01 69 days 2,556 sqft
2018-03-01 46 days 2,622 sqft
2018-04-01 45 days 2,639 sqft
2018-05-01 45 days 2,650 sqft
2018-06-01 46 days 2,650 sqft
2018-07-01 50 days 2,601 sqft
2018-08-01 51 days 2,560 sqft
2018-09-01 56 days 2,540 sqft
2018-10-01 59 days 2,500 sqft
2018-11-01 59 days 2,467 sqft
2018-12-01 65 days 2,432 sqft
2019-01-01 72 days 2,415 sqft
2019-02-01 63 days 2,423 sqft
2019-03-01 51 days 2,480 sqft
2019-04-01 46 days 2,518 sqft
2019-05-01 46 days 2,557 sqft
2019-06-01 47 days 2,546 sqft
2019-07-01 50 days 2,481 sqft
2019-08-01 50 days 2,435 sqft
2019-09-01 52 days 2,406 sqft
2019-10-01 53 days 2,387 sqft
2019-11-01 56 days 2,362 sqft
2019-12-01 64 days 2,359 sqft
2020-01-01 70 days 2,334 sqft
2020-02-01 57 days 2,356 sqft
2020-03-01 38 days 2,388 sqft
2020-04-01 41 days 2,327 sqft
2020-05-01 52 days 2,409 sqft
2020-06-01 45 days 2,437 sqft
2020-07-01 42 days 2,424 sqft
2020-08-01 37 days 2,384 sqft
2020-09-01 33 days 2,356 sqft
2020-10-01 35 days 2,278 sqft
2020-11-01 41 days 2,236 sqft
2020-12-01 47 days 2,194 sqft
2021-01-01 47 days 2,190 sqft
2021-02-01 30 days 2,056 sqft
2021-03-01 28 days 2,076 sqft
2021-04-01 25 days 2,096 sqft
2021-05-01 22 days 2,109 sqft
2021-06-01 22 days 2,086 sqft
2021-07-01 24 days 2,058 sqft
2021-08-01 25 days 2,047 sqft
2021-09-01 28 days 2,060 sqft
2021-10-01 30 days 2,046 sqft
2021-11-01 31 days 2,041 sqft
2021-12-01 38 days 1,985 sqft
2022-01-01 39 days 1,986 sqft
2022-02-01 26 days 1,961 sqft
2022-03-01 17 days 1,978 sqft
2022-04-01 17 days 1,994 sqft
2022-05-01 20 days 2,045 sqft
2022-06-01 26 days 2,105 sqft
2022-07-01 30 days 2,085 sqft
2022-08-01 36 days 2,083 sqft
2022-09-01 43 days 2,080 sqft
2022-10-01 44 days 2,048 sqft
2022-11-01 47 days 2,017 sqft
2022-12-01 57 days 1,960 sqft
2023-01-01 67 days 1,939 sqft
2023-02-01 55 days 1,951 sqft
2023-03-01 42 days 1,968 sqft
2023-04-01 39 days 2,016 sqft
2023-05-01 39 days 2,056 sqft
2023-06-01 38 days 2,078 sqft
2023-07-01 39 days 2,089 sqft
2023-08-01 38 days 2,050 sqft
2023-09-01 40 days 2,031 sqft
2023-10-01 39 days 2,000 sqft
2023-11-01 43 days 1,946 sqft
2023-12-01 53 days 1,911 sqft
2024-01-01 59 days 1,890 sqft
2024-02-01 45 days 1,886 sqft
2024-03-01 38 days 1,918 sqft
2024-04-01 37 days 1,952 sqft
2024-05-01 35 days 2,020 sqft
2024-06-01 40 days 2,023 sqft
2024-07-01 41 days 2,015 sqft
2024-08-01 44 days 2,025 sqft
2024-09-01 48 days 2,011 sqft
2024-10-01 53 days 1,991 sqft
2024-11-01 55 days 1,961 sqft
2024-12-01 63 days 1,929 sqft
2025-01-01 67 days 1,918 sqft
2025-02-01 56 days 1,904 sqft
2025-03-01 0 days 1,925 sqft
CHARLOTTE - CONCORD - GASTONIA's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

CHARLOTTE - CONCORD - GASTONIA's median square footage for active listings during the 2025-03-01 period was 1,925 sqft. One year prior, the average listing was 1,918 sqft.

CHARLOTTE-CONCORD-GASTONIA, NC-SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 40,118 $16,117,860,000 $401,761
Cash Out Refi 9,092 $3,009,680,000 $331,025
Refi 8,244 $3,793,850,000 $460,195
Other 7,132 $947,370,000 $132,834
Home Improvement 7,029 $898,075,000 $127,767
NA 7 $2,215,000 $316,429

Charlotte - Concord - Gastonia's most frequently cited loan purpose was Home Purchase, with 40,118 originations. The 2nd most popular reason was Cash Out Refi, with 9,092 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 29,093 $12,138,535,000 $417,232
7-8% 15,059 $4,269,875,000 $283,543
Over 8% 12,357 $2,132,915,000 $172,608
5-6% 12,280 $5,432,820,000 $442,412
4-5% 1,354 $512,200,000 $378,287
<2.5% 618 $27,640,000 $44,725
3-4% 122 $45,710,000 $374,672
2.5-3% 41 $11,695,000 $285,244

During 2024, Charlotte - Concord - Gastonia's most frequently originated rate bucket was 6-7%, with 29,093 originations.

Loan Sizing (CHARLOTTE-CONCORD-GASTONIA, NC-SC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 29,299 $8,645,345,000 $295,073
$100k-200k 12,901 $1,857,115,000 $143,951
$100,000 or less 11,824 $662,240,000 $56,008
$400k-600k 11,590 $5,526,750,000 $476,855
$600k-1000k 4,491 $3,244,875,000 $722,528
$Over $1MM 1,517 $4,832,725,000 $3,185,712

CHARLOTTE - CONCORD - GASTONIA's loan sizing saw the bucket of loans from $200k-400k with 29,299 originations, totaling $8,645,345,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 26,595 $10,643,015,000 $400,189
60-80% 15,517 $7,220,845,000 $465,351
Under 20% 11,439 $870,235,000 $76,076
20-40% 9,405 $1,704,785,000 $181,264
40-60% 6,605 $2,816,475,000 $426,416
Over 100% 725 $1,049,235,000 $1,447,221

CHARLOTTE - CONCORD - GASTONIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 26,595 originations, totaling $10,643,015,000 in origination value.