Susquehanna Community Bank Mortgage Rates, Fees & Info
West Milton, PALEI: 549300T3Z5LVF06QVK79
Tax ID: 23-2695045
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Susquehanna Community Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Susquehanna Community Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Lewisburg, Sunbury, Selinsgrove, Bloomsburg, and Williamsport among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Susquehanna Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
369Origination Dollar Volume (All Markets)
$56,025,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Lewisburg, PA (FHA|USDA|VA) | 96 | $14,820,000 | $154,375 | $0 | 0.00% |
| Sunbury, PA (FHA|USDA|VA) | 109 | $13,285,000 | $121,881 | $0 | 0.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 70 | $9,640,000 | $137,714 | $0 | 0.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 27 | $6,285,000 | $232,778 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 40 | $5,920,000 | $148,000 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $1,280,000 | $213,333 | $0 | 0.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 0.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against Susquehanna Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 366 | $55,690,000 | $152,158 | $0 | 0.00% |
| USDA | 3 | $335,000 | $111,667 | $0 | 0.00% |
For 2022, Susquehanna Community Bank's most frequently originated type of loan was Conventional, with 366 originations. Their 2nd most popular type was USDA, with 3 originations.
Loan Reason
For 2022, Susquehanna Community Bank's most frequently cited loan purpose was Home Purchase, with 156 originations. The 2nd most popular reason was Cash Out Refi, with 95 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 369 | $56,025,000 | $151,829 | $0 | 0.00% |
For 2022, Susquehanna Community Bank's most frequently cited loan duration was Other, with 369 originations.
Loan Sizing
2022 saw Susquehanna Community Bank place emphasis on $100,000 or less loans with 145 originations, totaling $8,115,000 in origination value.
Applicant Income
Susquehanna Community Bank lent most frequently to those with incomes in the $50k-75k range, with 73 originations. The second most popular income band? $75k-100k, with 71 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 369 | $56,025,000 | $151,829 | $0 | 0.00% |
Susquehanna Community Bank lent most frequently to those with DTI ratios of Exempt%, with 369 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.30%
Susquehanna Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.41%
Susquehanna Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 369 | $56,025,000 | $151,829 |