Susquehanna Community Bank Mortgage Rates, Fees & Info

West Milton, PA

LEI: 549300T3Z5LVF06QVK79

Tax ID: 23-2695045

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Review & Overview

Susquehanna Community Bank is a smaller bank specializing in Home Purchase loans. Susquehanna Community Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Lewisburg, Sunbury, Selinsgrove, Williamsport, and Bloomsburg among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

Susquehanna Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

251

Origination Dollar Volume (All Markets)

$41,815,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Lewisburg, PA (FHA|USDA|VA) 75 $15,345,000 $204,600 $0 0.00%
Sunbury, PA (FHA|USDA|VA) 70 $8,790,000 $125,571 $0 0.00%
Selinsgrove, PA (FHA|USDA|VA) 48 $7,420,000 $154,583 $0 0.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 27 $5,825,000 $215,741 $0 0.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 14 $1,450,000 $103,571 $0 0.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $955,000 $318,333 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $900,000 $225,000 $0 0.00%
Outside of Metro Areas 3 $335,000 $111,667 $0 0.00%
Huntingdon, PA (FHA|USDA|VA) 2 $280,000 $140,000 $0 0.00%
Lock Haven, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
Pottsville, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
Susquehanna Community Bank's top markets include Lewisburg, Sunbury, Selinsgrove, Williamsport, and Bloomsburg among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Susquehanna Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Columbia Bank & Trust Co.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 247 $41,155,000 $166,619 $0 0.00%
    USDA 4 $660,000 $165,000 $0 0.00%

    For 2023, Susquehanna Community Bank's most frequently originated type of loan was Conventional, with 247 originations. Their 2nd most popular type was USDA, with 4 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 124 $28,300,000 $228,226 $0 0.00%
    Other 48 $4,220,000 $87,917 $0 0.00%
    Cash Out Refi 46 $6,600,000 $143,478 $0 0.00%
    Home Improvement 24 $1,680,000 $70,000 $0 0.00%
    Refi 9 $1,015,000 $112,778 $0 0.00%

    For 2023, Susquehanna Community Bank's most frequently cited loan purpose was Home Purchase, with 124 originations. The 2nd most popular reason was Other, with 48 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 251 $41,815,000 $166,594 $0 0.00%

    For 2023, Susquehanna Community Bank's most frequently cited loan duration was Other, with 251 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 99 $5,585,000 $56,414 $0 0.00%
    $100k-200k 75 $11,285,000 $150,467 $0 0.00%
    $200k-400k 63 $17,135,000 $271,984 $0 0.00%
    $400k-600k 9 $4,155,000 $461,667 $0 0.00%
    $600k-1MM 5 $3,655,000 $731,000 $0 0.00%

    2023 saw Susquehanna Community Bank place emphasis on $100,000 or less loans with 99 originations, totaling $5,585,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 56 $9,210,000 $164,464 $0 0.00%
    $50k-75k 52 $7,200,000 $138,462 $0 0.00%
    $75k-100k 37 $5,445,000 $147,162 $0 0.00%
    $150k-250k 27 $4,855,000 $179,815 $0 0.00%
    $50k or less 26 $1,980,000 $76,154 $0 0.00%
    $250k+ 15 $5,815,000 $387,667 $0 0.00%

    Susquehanna Community Bank lent most frequently to those with incomes in the $100k-150k range, with 56 originations. The second most popular income band? $50k-75k, with 52 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 251 $41,815,000 $166,594 $0 0.00%

    Susquehanna Community Bank lent most frequently to those with DTI ratios of Exempt%, with 251 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 182 $27,630,000 $151,813 $0 0.00%
    Not provided 35 $6,845,000 $195,571 $0 0.00%
    Not applicable 28 $5,670,000 $202,500 $0 0.00%
    Asian 2 $750,000 $375,000 $0 0.00%
    Black 2 $540,000 $270,000 $0 0.00%
    Other Asian 1 $235,000 $235,000 $0 0.00%
    Vietnamese 1 $145,000 $145,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.22%

    Susquehanna Community Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    91.24%

    Susquehanna Community Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 251 $41,815,000 $166,594

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    251 $41,815,000 $166,594