Peoples Community Bank Mortgage Rates, Fees & Info
Greenville, MOLEI: 549300TAWK59H74PXZ55
Tax ID: 43-1088433
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Peoples Community Bank is a smaller bank specializing in Home Purchase and Refi loans. Peoples Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Poplar Bluff, Cape Girardeau, Kennett, and Oklahoma City among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Peoples Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
442Origination Dollar Volume (All Markets)
$62,840,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 64 | $22,440,000 | $350,625 | $0 | 0.00% |
| Outside of Metro Areas | 182 | $18,470,000 | $101,484 | $0 | 0.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 161 | $17,995,000 | $111,770 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 18 | $1,630,000 | $90,556 | $0 | 0.00% |
| Kennett, MO (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Farmington, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 442 | $62,840,000 | $142,172 | $0 | 0.00% |
For 2022, Peoples Community Bank's most frequently originated type of loan was Conventional, with 442 originations.
Loan Reason
For 2022, Peoples Community Bank's most frequently cited loan purpose was Home Purchase, with 274 originations. The 2nd most popular reason was Refi, with 129 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 442 | $62,840,000 | $142,172 | $0 | 0.00% |
For 2022, Peoples Community Bank's most frequently cited loan duration was Other, with 442 originations.
Loan Sizing
2022 saw Peoples Community Bank place emphasis on $100,000 or less loans with 246 originations, totaling $13,150,000 in origination value.
Applicant Income
Peoples Community Bank lent most frequently to those with incomes in the $50k or less range, with 129 originations. The second most popular income band? $50k-75k, with 97 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 442 | $62,840,000 | $142,172 | $0 | 0.00% |
Peoples Community Bank lent most frequently to those with DTI ratios of Exempt%, with 442 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.19%
Peoples Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination80.77%
Peoples Community Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 442 | $62,840,000 | $142,172 |