Alpine Bank Mortgage Rates, Fees & Info

Glenwood Springs, CO

LEI: OYWNLMHNBQQ7BAH3EE86

Tax ID: 84-0788527

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Mortgage Data

Bank Data

Review & Overview

Alpine Bank is a small bank specializing in Home Purchase and Refi loans. Alpine Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Glenwood Springs, Denver, Edwards, Grand Junction, and Breckenridge among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

Alpine Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alpine Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.63% 3/28/24
30 Year Conventional Refi 6.64% 3/28/24
30 Year Cash-out Refi 6.47% 3/28/24
30 Year FHA Purchase 7.49% 3/28/24
30 Year VA Purchase 5.64% 3/28/24
15 Year Conventional Purchase 6.82% 3/28/24
15 Year Conventional Refi 5.94% 3/28/24
15 Year Cash-out Refi 5.94% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Alpine Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Alpine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,684

Origination Dollar Volume (All Markets)

$1,084,660,000

Employee count

769

Awards

Alpine Bank 30 Year Conventional Loans silver Alpine Bank 30 Year Conventional Loans gold
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Glenwood Springs, CO (FHA|USDA|VA) 587 $302,855,000 $515,937 $6,068 3.87%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 307 $142,265,000 $463,404 $4,796 3.65%
Edwards, CO (FHA|USDA|VA) 234 $124,450,000 $531,838 $6,699 3.74%
GRAND JUNCTION, CO (FHA|USDA|VA) 460 $102,820,000 $223,522 $2,778 3.77%
Outside of Metro Areas 220 $92,640,000 $421,091 $5,939 3.80%
Breckenridge, CO (FHA|USDA|VA) 228 $89,640,000 $393,158 $6,355 3.87%
Steamboat Springs, CO (FHA|USDA|VA) 151 $73,705,000 $488,113 $5,996 3.64%
Durango, CO (FHA|USDA|VA) 174 $56,120,000 $322,529 $3,609 3.74%
BOULDER, CO (FHA|USDA|VA) 96 $47,620,000 $496,042 $7,198 3.75%
Montrose, CO (FHA|USDA|VA) 195 $40,045,000 $205,359 $2,987 3.94%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $5,050,000 $631,250 $8,209 3.92%
FORT COLLINS, CO (FHA|USDA|VA) 16 $4,500,000 $281,250 $2,964 3.76%
GREELEY, CO (FHA|USDA|VA) 7 $2,555,000 $365,000 $3,085 3.68%
Kalispell, MT (FHA|USDA|VA) 1 $395,000 $395,000 $0 4.13%
Alpine Bank's top markets include Glenwood Springs, Denver, Edwards, Grand Junction, and Breckenridge among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • Montana (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Alpine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,607 $867,975,000 $540,121 $5,031 3.50%
    HELOC 1,070 $214,740,000 $200,692 n/a 4.23%
    VA 5 $1,475,000 $295,000 $7,633 2.93%
    FHA 2 $470,000 $235,000 $9,539 3.13%

    For 2020, Alpine Bank's most frequently originated type of loan was Conventional, with 1,607 originations. Their 2nd most popular type was HELOC, with 1,070 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 898 $518,910,000 $577,851 $6,295 3.82%
    Refi 871 $357,025,000 $409,902 $3,955 3.51%
    Home Improvement 420 $77,630,000 $184,833 $14,690 4.22%
    Other 324 $76,870,000 $237,253 $9,793 4.15%
    Cash Out Refi 171 $54,225,000 $317,105 $3,044 3.32%

    For 2020, Alpine Bank's most frequently cited loan purpose was Home Purchase, with 898 originations. The 2nd most popular reason was Refi, with 871 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,276 $636,360,000 $498,715 $4,939 3.44%
    10 Year 750 $162,200,000 $216,267 $1,225 4.16%
    5 Year 304 $76,640,000 $252,105 $568 4.44%
    15 Year 121 $44,155,000 $364,917 $2,642 2.96%
    1 Year 67 $26,165,000 $390,522 $4,969 4.39%
    Other 64 $62,730,000 $980,156 $4,089 4.34%
    30+ year 63 $61,985,000 $983,889 $13,765 3.80%
    20 Year 38 $14,020,000 $368,947 $2,340 3.60%
    3 Year 1 $405,000 $405,000 $0 4.00%

    For 2020, Alpine Bank's most frequently cited loan duration was 30 Year, with 1,276 originations. The 2nd most popular length was 10 Year, with 750 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 750 $248,770,000 $331,693
    $5k+ 233 $314,155,000 $1,348,305
    $<1k 154 $46,300,000 $300,649
    $2k-3k 119 $36,435,000 $306,176
    $3k-4k 77 $30,235,000 $392,662
    $4k-5k 54 $27,590,000 $510,926

    Alpine Bank's average total fees were $4,939, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 750 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,364 $678,610,000 $497,515
    4-5% 657 $187,155,000 $284,863
    2.5-3% 471 $186,965,000 $396,953
    5-6% 158 $21,990,000 $139,177
    <2.5% 29 $9,125,000 $314,655
    6-7% 4 $650,000 $162,500
    7-8% 1 $165,000 $165,000

    During 2020, Alpine Bank's average interest rate for loans was 3.44%, while their most frequently originated rate bucket for loans was 3-4%, with 1,364 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 942 $266,250,000 $282,643 $3,105 3.65%
    $100k-200k 482 $68,070,000 $141,224 $2,341 4.00%
    $100,000 or less 460 $24,400,000 $53,043 $1,326 4.26%
    $400k-600k 433 $205,135,000 $473,753 $3,789 3.50%
    $1MM+ 190 $390,940,000 $2,057,579 $18,758 3.63%
    $600k-1MM 177 $129,865,000 $733,701 $7,582 3.66%

    2020 saw Alpine Bank place emphasis on $200k-400k loans with 942 originations, totaling $266,250,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 517 $135,965,000 $262,988 $3,365 3.80%
    $250k+ 507 $376,525,000 $742,653 $10,393 3.79%
    $150k-250k 419 $127,755,000 $304,905 $4,052 3.84%
    $50k-75k 312 $68,480,000 $219,487 $3,005 3.71%
    $75k-100k 297 $73,965,000 $249,040 $3,307 3.76%
    $50k or less 177 $29,095,000 $164,379 $2,848 3.95%

    Alpine Bank lent most frequently to those with incomes in the $100k-150k range, with 517 originations. The second most popular income band? $250k+, with 507 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 607 $215,185,000 $354,506 $4,669 3.71%
    <20% 480 $188,720,000 $393,167 $6,442 3.82%
    30-36% 436 $145,370,000 $333,417 $4,257 3.63%
    38% 82 $28,040,000 $341,951 $4,526 3.75%
    42% 77 $20,095,000 $260,974 $4,545 3.82%
    40% 77 $26,785,000 $347,857 $4,183 3.71%
    36% 75 $33,825,000 $451,000 $5,110 3.72%
    39% 72 $19,260,000 $267,500 $3,183 3.78%
    48% 66 $19,350,000 $293,182 $3,814 3.81%
    45% 64 $20,820,000 $325,313 $4,571 3.91%
    37% 63 $29,265,000 $464,524 $3,852 3.73%
    44% 63 $23,565,000 $374,048 $5,379 3.77%
    41% 63 $20,335,000 $322,778 $4,742 3.75%
    43% 57 $22,595,000 $396,404 $4,884 3.69%
    >60% 51 $42,035,000 $824,216 $11,468 3.89%
    46% 51 $13,465,000 $264,020 $3,638 3.86%
    47% 49 $13,885,000 $283,367 $4,265 3.80%
    50-60% 21 $8,155,000 $388,333 $5,170 4.05%
    49% 14 $5,080,000 $362,857 $2,491 3.16%

    Alpine Bank lent most frequently to those with DTI ratios of 20-30%, with 607 originations. The next most common DTI ratio? <20%, with 480 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,260 $816,730,000 $361,385 $4,908 3.76%
    Not applicable 117 $136,365,000 $1,165,513 $33,774 4.33%
    Not provided 248 $113,590,000 $458,024 $6,255 3.78%
    Asian 19 $6,755,000 $355,526 $3,932 3.81%
    American Indian 24 $5,080,000 $211,667 $3,211 3.86%
    Asian Indian 4 $2,870,000 $717,500 $7,681 3.84%
    Korean 2 $820,000 $410,000 $2,673 2.88%
    Other Asian 1 $635,000 $635,000 $7,032 3.00%
    Other Pacific Islander 1 $515,000 $515,000 $5,993 3.75%
    Filipino 2 $510,000 $255,000 $0 4.00%
    Native Hawaiian or Islander 2 $310,000 $155,000 $0 4.88%
    Black 3 $245,000 $81,667 $2,013 3.78%
    Native Hawaiian 1 $235,000 $235,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    91.01%

    Alpine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.21%

    Alpine Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,684 $1,084,660,000 $404,121

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 44 $63,340,000 $1,439,545
    Single Family (1-4 Units):Manufactured 52 $10,000,000 $192,308
    Single Family (1-4 Units):Site-Built 2,588 $1,011,320,000 $390,773

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 493 $130,035,000 $263,763 $3,538 3.94%
    40-60% 490 $260,900,000 $532,449 $5,156 3.58%
    60-80% 858 $497,980,000 $580,396 $5,523 3.62%
    80-100% 245 $114,375,000 $466,837 $4,761 3.49%
    Over 100% 11 $15,325,000 $1,393,182 $12,389 4.11%
    Under 20% 587 $66,045,000 $112,513 $2,136 4.21%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    ALLY FINANCIAL INC. Other type of mortgage Trouble during payment process 4 6.8%
    ALLY FINANCIAL INC. Conventional home mortgage Struggling to pay mortgage 5 8.5%
    ALLY FINANCIAL INC. Conventional home mortgage Trouble during payment process 16 27.1%
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 1.7%
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Trouble during payment process 2 3.4%
    ALLY FINANCIAL INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.7%
    ALLY FINANCIAL INC. Other type of mortgage Closing on a mortgage 1 1.7%
    ALLY FINANCIAL INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 15 25.4%
    ALLY FINANCIAL INC. Conventional home mortgage Closing on a mortgage 8 13.6%
    ALLY FINANCIAL INC. Conventional home mortgage Incorrect information on your report 6 10.2%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Alpine Bank 701 North Summit Blvd Frisco, CO 80443 Full Service B&M $41,712
    Alpine Bank 0069 Edwards Access Road, Suite 4 Edwards, CO 81632 Full Service B&M $46,943
    Alpine Bank 0350 Highway 133 Carbondale, CO 81623 Full Service B&M $257,230
    Alpine Bank 10 West Beaver Creek Boulevard Avon, CO 81620 Full Service B&M $169,825
    Alpine Bank 100 East 4th Street Rifle, CO 81650 Full Service B&M $136,008
    Alpine Bank 104 Oakridge Drive Gypsum, CO 81637 Full Service B&M $16,996
    Alpine Bank 1099 Main Avenue Durango, CO 81301 Full Service B&M $192,222
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Limited, Mobile/Seasonal Office $0
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Full Service B&M $89,111
    Alpine Bank 119 Liddell Drive Ridgway, CO 81432 Full Service B&M $58,819
    Alpine Bank 119e Aspen Airport Business Center Aspen, CO 81611 Full Service B&M $42,854
    Alpine Bank 120 South Pine Street Telluride, CO 81435 Full Service B&M $245,603
    Alpine Bank 125 N. Park Square Fruita, CO 81521 Full Service B&M $79,274
    Alpine Bank 1400 E Main Montrose, CO 81401 Full Service B&M $37,291
    Alpine Bank 141 East Meadow Drive Vail, CO 81657 Full Service B&M $91,877
    Alpine Bank 145 Midland Avenue Basalt, CO 81621 Full Service B&M $136,150
    Alpine Bank 15 Kearns Road Snowmass Village, CO 81615 Full Service B&M $135,280
    Alpine Bank 15 Village Square Snowmass Village, CO 81615 Limited, Drive-thru $1,202
    Alpine Bank 1660 State Highway 92 Delta, CO 81416 Full Service B&M $53,664
    Alpine Bank 175 Mercado Street Durango, CO 81301 Full Service B&M $33,727
    Alpine Bank 1777 Wynkoop Street Denver, CO 80202 Full Service B&M $109,401
    Alpine Bank 1901 Pine Grove Road Steamboat Springs, CO 80487 Full Service B&M $118,164
    Alpine Bank 205 East Chambers Avenue Eagle, CO 81631 Full Service B&M $81,620
    Alpine Bank 215 St. Paul Street, Suite 100 Denver, CO 80206 Full Service B&M $70,705
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Limited, Mobile/Seasonal Office $0
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Full Service B&M $459,288
    Alpine Bank 225 North 5th Street Grand Junction, CO 81501 Full Service B&M $203,058
    Alpine Bank 2375 Canyon Boulevard Boulder, CO 80302 Full Service B&M $29,962
    Alpine Bank 2424 F Road Grand Junction, CO 81505 Full Service B&M $99,152
    Alpine Bank 252 Dillion Ridge Road Dillon, CO 80435 Full Service B&M $85,364
    Alpine Bank 2770 Alpine Drive Montrose, CO 81401 Full Service B&M $163,412
    Alpine Bank 3243 1-70 Business Loop Clifton, CO 81520 Full Service B&M $72,361
    Alpine Bank 350 Highway 133 Carbondale, CO 81623 Limited, Mobile/Seasonal Office $0
    Alpine Bank 405 Airport Road Rifle, CO 81650 Full Service B&M $16,954
    Alpine Bank 4949 South Niagara Street Suite 100 Denver, CO 80224 Full Service B&M $46,606
    Alpine Bank 50891 Highway 6 & 24 Glenwood Springs, CO 81601 Full Service B&M $19,431
    Alpine Bank 600 East Hopkins Avenue Aspen, CO 81611 Full Service B&M $363,547
    Alpine Bank 709 Horizon Drive Grand Junction, CO 81506 Full Service B&M $104,987
    Alpine Bank 711 East Valley Road Basalt, CO 81621 Full Service B&M $98,996
    Alpine Bank 810 Castle Valley Boulevard New Castle, CO 81647 Full Service B&M $46,666
    Alpine Bank 82 Sipparelle Drive Parachute, CO 81636 Full Service B&M $42,477
    Alpine Bank 910 Copper Road, Unit 125 Copper Mountain, CO 80443 Full Service B&M $9,258
    Alpine Bank 917 Main Street Ouray, CO 81427 Full Service B&M $26,766

    For 2020, Alpine Bank had 43 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $166,614
    Net interest income $163,861
    Total noninterest income $46,598
    Gross Fiduciary activities income $4,114
    Service charges on deposit accounts $7,706
    Trading account gains and fees $575
    Additional Noninterest Income $34,203
    Pre-tax net operating income $65,920
    Securities gains (or losses, -) $1,221
    Income before extraordinary items $54,682
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $54,682
    Minority interest net income $83
    Net income $54,599
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $53,692

    Alpine Bank's gross interest income from loans was $166,614,000.
    Alpine Bank's net interest income from loans was $163,861,000.
    Alpine Bank's fee based income from loans was $7,706,000.
    Alpine Bank's net income from loans was $54,599,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,753
    Provision for credit losses $12,095
    Total noninterest expense $132,444
    Salaries and employee benefits $73,745
    Premises and equipment expense $16,711
    Additional noninterest expense $41,988
    Applicable income taxes $12,459
    Net charge-offs $1,256
    Cash dividends $16,700

    Alpine Bank's interest expense for loans was $2,753,000.
    Alpine Bank's payroll and benefits expense were $73,745,000.
    Alpine Bank's property, plant and equipment expenses $16,711,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,609,190
    Deposits held in domestic offices $4,609,190
    Deposits by Individuals, partnerships, and corporations $4,302,249
    Deposits by U.S. Government $29
    Deposits by States and political subdivisions in the U.S. $295,181
    Deposits by Commercial banks and other depository institutions in U.S. $11,731
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,791,852
    Demand deposits $2,041,686
    Nontransaction accounts $1,817,338
    Money market deposit accounts (MMDAs) $1,533,673
    Other savings deposits (excluding MMDAs) $144,155
    Total time deposits $139,510
    Total time and savings deposits $2,567,504
    Noninterest-bearing deposits $1,754,387
    Interest-bearing deposits $2,854,803
    Retail deposits $4,567,506
    IRAs and Keogh plan accounts $22,370
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,174,414
    Cash & Balances due from depository institutions $864,112
    Interest-bearing balances $783,455
    Total securities $844,446
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,209,583
    Loan and leases loss allowance $36,911
    Trading account assets $15,159
    Bank premises and fixed assets $92,321
    Other real estate owned $1,260
    Goodwill and other intangibles $17,631
    All other assets $129,902

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,174,414
    Total Liabilities $4,710,683
    Total deposits $4,609,190
    Interest-bearing deposits $2,854,803
    Deposits held in domestic offices $4,609,190
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $35,450
    Trading liabilities $15,237
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $50,806

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,209,583
    Loan and leases loss allowance $36,911
    Total loans and leases (domestic) $3,246,494
    All real estate loans $2,832,859
    Real estate loans in domestic offices $2,832,859
    Construction and development loans $395,373
    Residential 1-4 family construction $135,345
    Other construction, all land development and other land $260,028
    Loans secured by nonfarm nonresidential properties $912,876
    Nonfarm nonresidential secured by owner-occupied properties $358,247
    Commercial real estate & other non-farm, non-residential $554,629
    Multifamily residential real estate $85,817
    1-4 family residential loans $1,371,446
    Farmland loans $67,347
    Loans held in foreign offices $0
    Farm loans $132
    Commercial and industrial loans $338,304
    To non-U.S. addressees $0
    Loans to individuals $42,987
    Credit card loans $4,461
    Related Plans $6,124
    Consumer Auto Loans $13,046
    Other loans to individuals $19,356
    All other loans & leases $43,272
    Loans to foreign governments and official institutions $0
    Other loans $16,202
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,072
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $16,386
    Non 1-4 family restructured loans & leases $14,317
    Total loans and leases (foreign) $0

    Alpine Bank had $3,209,583,000 of loans outstanding in 2020. $2,832,859,000 of loans were in real estate loans. $395,373,000 of loans were in development loans. $85,817,000 of loans were in multifamily mortgage loans. $1,371,446,000 of loans were in 1-4 family mortgage loans. $132,000 of loans were in farm loans. $4,461,000 of loans were in credit card loans. $13,046,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 885 $238,362 $269,336
    Nonfarm, nonresidential loans - <$100k 101 $3,758 $37,208
    Nonfarm, nonresidential loans - $100-250k 330 $42,568 $128,994
    Nonfarm, nonresidential loans - $250k-1MM 454 $192,036 $422,987
    Commercial & Industrial, US addressed loans - <$1MM 4,765 $217,986 $45,747
    Commercial & Industrial, US addressed loans - <$100k 3,965 $73,758 $18,602
    Commercial & Industrial, US addressed loans - $100-250k 513 $60,745 $118,411
    Commercial & Industrial, US addressed loans - $250k-1MM 287 $83,483 $290,882
    Farmland loans - <$1MM 28 $2,937 $104,893
    Farmland loans - <$100k 7 $251 $35,857
    Farmland loans - $100-250k 13 $1,022 $78,615
    Farmland loans - $250k-1MM 8 $1,664 $208,000
    Agriculture operations loans - <$1MM 3 $132 $44,000
    Agriculture operations loans - <$100k 3 $132 $44,000