Alpine Bank Mortgage Rates, Fees & Info

Glenwood Springs, CO

LEI: OYWNLMHNBQQ7BAH3EE86

Tax ID: 84-0788527

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Alpine Bank is a small bank specializing in Home Purchase and Refi loans. Alpine Bank has a high proportion of conventional loans. Their top markets by origination volume include: Glenwood Springs, Denver, Edwards, Breckenridge, and Grand Junction among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Alpine Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alpine Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/22/24
    30 Year Conventional Purchase 6.63% 4/22/24
    30 Year Conventional Refi 6.64% 4/22/24
    30 Year Cash-out Refi 6.47% 4/22/24
    30 Year FHA Purchase 7.49% 4/22/24
    30 Year VA Purchase 5.64% 4/22/24
    15 Year Conventional Purchase 6.82% 4/22/24
    15 Year Conventional Refi 5.94% 4/22/24
    15 Year Cash-out Refi 5.94% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Alpine Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Alpine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,662

    Origination Dollar Volume (All Markets)

    $1,126,990,000

    Employee count

    785

    Awards

    Alpine Bank 30 Year Conventional Loans gold Alpine Bank 30 Year Conventional Loans gold
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Glenwood Springs, CO (FHA|USDA|VA) 692 $387,220,000 $559,566 $7,894 3.90%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 305 $137,965,000 $452,344 $5,077 3.72%
    Edwards, CO (FHA|USDA|VA) 242 $121,350,000 $501,446 $5,733 3.84%
    Breckenridge, CO (FHA|USDA|VA) 200 $89,840,000 $449,200 $7,446 3.95%
    GRAND JUNCTION, CO (FHA|USDA|VA) 393 $82,045,000 $208,766 $2,926 3.81%
    Outside of Metro Areas 185 $72,205,000 $390,297 $6,321 3.75%
    Steamboat Springs, CO (FHA|USDA|VA) 144 $60,050,000 $417,014 $5,200 3.72%
    Durango, CO (FHA|USDA|VA) 148 $47,090,000 $318,176 $3,963 3.74%
    Montrose, CO (FHA|USDA|VA) 202 $46,440,000 $229,901 $3,925 3.82%
    BOULDER, CO (FHA|USDA|VA) 88 $40,840,000 $464,091 $6,865 3.84%
    FORT COLLINS, CO (FHA|USDA|VA) 41 $23,375,000 $570,122 $8,636 3.84%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $13,575,000 $1,234,091 $7,159 3.80%
    GREELEY, CO (FHA|USDA|VA) 8 $3,160,000 $395,000 $5,745 3.63%
    FARMINGTON, NM (FHA|USDA|VA) 2 $1,510,000 $755,000 $0 4.38%
    Cañon City, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,991 3.38%
    Alpine Bank's top markets include Glenwood Springs, Denver, Edwards, Breckenridge, and Grand Junction among others.

    Their top states include:
  • Colorado (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Alpine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Grand Valley Bank
    Similarity Rank: 182
    COLORAMO
    Similarity Rank: 284
    The District Federal Credit Union
    Similarity Rank: 882
    U S WIDE FINANCIAL LLC
    Similarity Rank: 1344
    DENVER COMMUNITY
    Similarity Rank: 1540
    Red Rocks Credit Union
    Similarity Rank: 1830
    Shea Mortgage Inc.
    Similarity Rank: 2432
    Farmers & Stockmens Bank
    Similarity Rank: 2604
    FOOTHILLS
    Similarity Rank: 2604
    FIDELIS CATHOLIC
    Similarity Rank: 2700

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,438 $373,820,000 $259,958 n/a 4.12%
    Conventional 1,224 $753,170,000 $615,335 $5,645 3.48%

    For 2021, Alpine Bank's most frequently originated type of loan was HELOC, with 1,438 originations. Their 2nd most popular type was Conventional, with 1,224 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 881 $567,595,000 $644,262 $7,544 3.87%
    Refi 713 $329,865,000 $462,644 $4,019 3.56%
    Home Improvement 585 $104,195,000 $178,111 $10,020 4.10%
    Other 325 $73,825,000 $227,154 $7,040 4.12%
    Cash Out Refi 158 $51,510,000 $326,013 $3,137 3.14%

    For 2021, Alpine Bank's most frequently cited loan purpose was Home Purchase, with 881 originations. The 2nd most popular reason was Refi, with 713 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 1,008 $304,440,000 $302,024 $1,544 4.09%
    30 Year 904 $489,620,000 $541,615 $5,090 3.45%
    5 Year 388 $103,480,000 $266,701 $578 4.20%
    15 Year 116 $35,910,000 $309,569 $3,055 2.74%
    1 Year 108 $55,330,000 $512,315 $17,043 4.19%
    30+ year 66 $82,730,000 $1,253,485 $16,881 3.96%
    Other 32 $38,510,000 $1,203,438 $9,733 4.22%
    20 Year 30 $9,610,000 $320,333 $2,496 3.54%
    3 Year 10 $7,360,000 $736,000 $0 4.38%

    For 2021, Alpine Bank's most frequently cited loan duration was 10 Year, with 1,008 originations. The 2nd most popular length was 30 Year, with 904 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 573 $208,005,000 $363,010
    $5k+ 171 $264,345,000 $1,545,877
    $2k-3k 83 $29,165,000 $351,386
    $<1k 77 $21,775,000 $282,792
    $3k-4k 66 $27,780,000 $420,909
    $4k-5k 45 $23,735,000 $527,444

    Alpine Bank's average total fees were $5,090, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 573 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,181 $642,875,000 $544,348
    4-5% 936 $290,670,000 $310,545
    2.5-3% 430 $164,520,000 $382,605
    <2.5% 63 $20,135,000 $319,603
    5-6% 48 $8,090,000 $168,542
    6-7% 3 $445,000 $148,333
    7-8% 1 $255,000 $255,000

    During 2021, Alpine Bank's average interest rate for loans was 3.45%, while their most frequently originated rate bucket for loans was 3-4%, with 1,181 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 812 $229,470,000 $282,599 $3,251 3.73%
    $100k-200k 537 $74,055,000 $137,905 $2,534 3.95%
    $100,000 or less 478 $25,740,000 $53,849 $1,697 4.14%
    $400k-600k 471 $219,725,000 $466,507 $4,175 3.60%
    $600k-1MM 193 $147,075,000 $762,047 $6,508 3.61%
    $1MM+ 171 $430,925,000 $2,520,029 $23,657 3.87%

    2021 saw Alpine Bank place emphasis on $200k-400k loans with 812 originations, totaling $229,470,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 546 $386,600,000 $708,059 $11,356 3.91%
    $150k-250k 488 $159,760,000 $327,377 $4,368 3.82%
    $100k-150k 460 $128,470,000 $279,283 $3,638 3.83%
    $50k-75k 289 $56,675,000 $196,107 $3,044 3.69%
    $75k-100k 285 $61,475,000 $215,702 $3,266 3.77%
    $50k or less 156 $25,820,000 $165,513 $2,794 3.71%

    Alpine Bank lent most frequently to those with incomes in the $250k+ range, with 546 originations. The second most popular income band? $150k-250k, with 488 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 588 $233,440,000 $397,007 $6,297 3.72%
    <20% 415 $162,985,000 $392,735 $6,385 3.90%
    30-36% 400 $132,060,000 $330,150 $4,487 3.70%
    42% 87 $30,845,000 $354,540 $4,986 3.73%
    36% 83 $22,975,000 $276,807 $3,598 3.67%
    48% 70 $17,240,000 $246,286 $4,707 3.86%
    40% 70 $18,570,000 $265,286 $3,843 3.76%
    41% 70 $21,700,000 $310,000 $4,055 3.79%
    37% 70 $43,070,000 $615,286 $8,817 3.68%
    39% 68 $23,380,000 $343,824 $5,587 3.75%
    38% 60 $22,530,000 $375,500 $4,388 3.68%
    43% 60 $17,310,000 $288,500 $3,748 3.69%
    46% 60 $17,950,000 $299,167 $3,317 3.74%
    44% 54 $16,930,000 $313,519 $3,748 3.67%
    47% 54 $16,560,000 $306,667 $5,206 3.78%
    45% 49 $12,855,000 $262,347 $4,611 3.93%
    >60% 39 $36,215,000 $928,590 $11,738 4.01%
    50-60% 26 $8,740,000 $336,154 $7,828 4.31%
    49% 24 $10,320,000 $430,000 $4,187 3.23%

    Alpine Bank lent most frequently to those with DTI ratios of 20-30%, with 588 originations. The next most common DTI ratio? <20%, with 415 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,172 $834,070,000 $384,010 $5,677 3.80%
    Not applicable 136 $166,730,000 $1,225,956 $14,674 4.13%
    Not provided 310 $112,210,000 $361,968 $5,540 3.88%
    Asian 28 $9,690,000 $346,071 $4,282 3.89%
    American Indian 11 $2,875,000 $261,364 $2,843 3.57%
    Black 1 $755,000 $755,000 $3,646 3.25%
    Native Hawaiian or Islander 3 $385,000 $128,333 $4,645 3.71%
    Korean 1 $275,000 $275,000 $3,569 3.63%

    Approval Rates

    Total approvals of all applications
    92.52%

    Alpine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.36%

    Alpine Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,662 $1,126,990,000 $423,362

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,662 $1,126,990,000 $423,362

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 569 $185,195,000 $325,475 $4,239 3.91%
    40-60% 458 $267,040,000 $583,057 $5,290 3.56%
    60-80% 666 $453,350,000 $680,706 $6,458 3.70%
    80-100% 180 $104,790,000 $582,167 $5,695 3.53%
    Over 100% 3 $4,485,000 $1,495,000 $0 4.21%
    Under 20% 785 $110,875,000 $141,242 $2,957 4.10%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ALPHA MORTGAGE CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Alpine Bank 0069 Edwards Access Road, Suite 4 Edwards, CO 81632 Full Service B&M $52,176
    Alpine Bank 0350 Highway 133 Carbondale, CO 81623 Full Service B&M $318,687
    Alpine Bank 10 West Beaver Creek Boulevard Avon, CO 81620 Full Service B&M $211,886
    Alpine Bank 100 East 4th Street Rifle, CO 81650 Full Service B&M $148,345
    Alpine Bank 104 Oakridge Drive Gypsum, CO 81637 Full Service B&M $22,527
    Alpine Bank 1099 Main Avenue Durango, CO 81301 Full Service B&M $270,962
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Limited, Mobile/Seasonal Office $0
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Full Service B&M $119,114
    Alpine Bank 119 Liddell Drive Ridgway, CO 81432 Full Service B&M $81,544
    Alpine Bank 119e Aspen Airport Business Center Aspen, CO 81611 Full Service B&M $47,007
    Alpine Bank 120 South Pine Street Telluride, CO 81435 Full Service B&M $308,798
    Alpine Bank 125 N. Park Square Fruita, CO 81521 Full Service B&M $90,485
    Alpine Bank 141 East Meadow Drive Vail, CO 81657 Full Service B&M $119,763
    Alpine Bank 145 Midland Avenue Basalt, CO 81621 Full Service B&M $168,852
    Alpine Bank 15 Kearns Road Snowmass Village, CO 81615 Full Service B&M $180,723
    Alpine Bank 15 Village Square Snowmass Village, CO 81615 Limited, Drive-thru $25
    Alpine Bank 1660 State Highway 92 Delta, CO 81416 Full Service B&M $59,408
    Alpine Bank 175 Mercado Street Durango, CO 81301 Full Service B&M $40,707
    Alpine Bank 1777 Wynkoop Street Denver, CO 80202 Full Service B&M $198,974
    Alpine Bank 1901 Pine Grove Road Steamboat Springs, CO 80487 Full Service B&M $155,910
    Alpine Bank 205 East Chambers Avenue Eagle, CO 81631 Full Service B&M $112,984
    Alpine Bank 215 St. Paul Street, Suite 100 Denver, CO 80206 Full Service B&M $96,551
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Limited, Mobile/Seasonal Office $0
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Full Service B&M $523,244
    Alpine Bank 225 North 5th Street Grand Junction, CO 81501 Full Service B&M $220,518
    Alpine Bank 2375 Canyon Boulevard Boulder, CO 80302 Full Service B&M $50,811
    Alpine Bank 2424 F Road Grand Junction, CO 81505 Full Service B&M $106,994
    Alpine Bank 252 Dillion Ridge Road Dillon, CO 80435 Full Service B&M $117,645
    Alpine Bank 2770 Alpine Drive Montrose, CO 81401 Full Service B&M $257,686
    Alpine Bank 3243 1-70 Business Loop Clifton, CO 81520 Full Service B&M $86,711
    Alpine Bank 350 Highway 133 Carbondale, CO 81623 Limited, Mobile/Seasonal Office $0
    Alpine Bank 405 Airport Road Rifle, CO 81650 Full Service B&M $18,649
    Alpine Bank 4949 South Niagara Street Suite 100 Denver, CO 80224 Full Service B&M $91,100
    Alpine Bank 50891 Highway 6 & 24 Glenwood Springs, CO 81601 Full Service B&M $25,011
    Alpine Bank 600 East Hopkins Avenue Aspen, CO 81611 Full Service B&M $466,218
    Alpine Bank 701 North Summit Blvd Frisco, CO 80443 Full Service B&M $56,984
    Alpine Bank 709 Horizon Drive Grand Junction, CO 81506 Full Service B&M $101,318
    Alpine Bank 711 East Valley Road Basalt, CO 81621 Full Service B&M $128,615
    Alpine Bank 810 Castle Valley Boulevard New Castle, CO 81647 Full Service B&M $64,003
    Alpine Bank 82 Sipparelle Drive Parachute, CO 81636 Full Service B&M $50,104
    Alpine Bank 910 Copper Road, Unit 125 Copper Mountain, CO 80443 Full Service B&M $9,678
    Alpine Bank 917 Main Street Ouray, CO 81427 Full Service B&M $32,496

    For 2021, Alpine Bank had 42 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $178,683
    Net interest income $177,279
    Total noninterest income $48,535
    Gross Fiduciary activities income $4,848
    Service charges on deposit accounts $8,526
    Trading account gains and fees $0
    Additional Noninterest Income $35,161
    Pre-tax net operating income $79,843
    Securities gains (or losses, -) $-1,173
    Income before extraordinary items $63,755
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $63,755
    Minority interest net income $82
    Net income $63,673
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $64,705

    Alpine Bank's gross interest income from loans was $178,683,000.
    Alpine Bank's net interest income from loans was $177,279,000.
    Alpine Bank's fee based income from loans was $8,526,000.
    Alpine Bank's net income from loans was $63,673,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,404
    Provision for credit losses $5,230
    Total noninterest expense $140,741
    Salaries and employee benefits $78,631
    Premises and equipment expense $16,705
    Additional noninterest expense $45,405
    Applicable income taxes $14,915
    Net charge-offs $-72
    Cash dividends $15,200

    Alpine Bank's interest expense for loans was $1,404,000.
    Alpine Bank's payroll and benefits expense were $78,631,000.
    Alpine Bank's property, plant and equipment expenses $16,705,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,635,145
    Deposits held in domestic offices $5,635,145
    Deposits by Individuals, partnerships, and corporations $5,249,993
    Deposits by U.S. Government $65
    Deposits by States and political subdivisions in the U.S. $373,210
    Deposits by Commercial banks and other depository institutions in U.S. $11,877
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,495,075
    Demand deposits $2,559,288
    Nontransaction accounts $2,140,070
    Money market deposit accounts (MMDAs) $1,859,421
    Other savings deposits (excluding MMDAs) $168,693
    Total time deposits $111,956
    Total time and savings deposits $3,075,857
    Noninterest-bearing deposits $2,250,072
    Interest-bearing deposits $3,385,073
    Retail deposits $5,608,684
    IRAs and Keogh plan accounts $22,448
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,214,399
    Cash & Balances due from depository institutions $861,771
    Interest-bearing balances $785,191
    Total securities $1,742,767
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,356,490
    Loan and leases loss allowance $42,213
    Trading account assets $7,671
    Bank premises and fixed assets $86,754
    Other real estate owned $1,170
    Goodwill and other intangibles $17,631
    All other assets $140,145

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,214,399
    Total Liabilities $5,707,818
    Total deposits $5,635,145
    Interest-bearing deposits $3,385,073
    Deposits held in domestic offices $5,635,145
    % insured (estimated) $54
    Federal funds purchased and repurchase agreements $9,078
    Trading liabilities $7,697
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $55,898

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,356,490
    Loan and leases loss allowance $42,213
    Total loans and leases (domestic) $3,398,703
    All real estate loans $3,038,818
    Real estate loans in domestic offices $3,038,818
    Construction and development loans $428,842
    Residential 1-4 family construction $178,083
    Other construction, all land development and other land $250,759
    Loans secured by nonfarm nonresidential properties $1,032,396
    Nonfarm nonresidential secured by owner-occupied properties $415,178
    Commercial real estate & other non-farm, non-residential $617,218
    Multifamily residential real estate $94,577
    1-4 family residential loans $1,443,351
    Farmland loans $39,652
    Loans held in foreign offices $0
    Farm loans $50
    Commercial and industrial loans $237,175
    To non-U.S. addressees $0
    Loans to individuals $36,040
    Credit card loans $4,704
    Related Plans $5,376
    Consumer Auto Loans $14,971
    Other loans to individuals $10,989
    All other loans & leases $96,251
    Loans to foreign governments and official institutions $0
    Other loans $12,059
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,131
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,530
    Non 1-4 family restructured loans & leases $2,760
    Total loans and leases (foreign) $0

    Alpine Bank had $3,356,490,000 of loans outstanding in 2021. $3,038,818,000 of loans were in real estate loans. $428,842,000 of loans were in development loans. $94,577,000 of loans were in multifamily mortgage loans. $1,443,351,000 of loans were in 1-4 family mortgage loans. $50,000 of loans were in farm loans. $4,704,000 of loans were in credit card loans. $14,971,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 919 $266,887 $290,410
    Nonfarm, nonresidential loans - <$100k 82 $3,121 $38,061
    Nonfarm, nonresidential loans - $100-250k 328 $42,612 $129,915
    Nonfarm, nonresidential loans - $250k-1MM 509 $221,154 $434,487
    Commercial & Industrial, US addressed loans - <$1MM 2,892 $107,129 $37,043
    Commercial & Industrial, US addressed loans - <$100k 2,424 $30,585 $12,618
    Commercial & Industrial, US addressed loans - $100-250k 278 $29,127 $104,773
    Commercial & Industrial, US addressed loans - $250k-1MM 190 $47,417 $249,563
    Farmland loans - <$1MM 28 $2,917 $104,179
    Farmland loans - <$100k 10 $341 $34,100
    Farmland loans - $100-250k 11 $985 $89,545
    Farmland loans - $250k-1MM 7 $1,591 $227,286
    Agriculture operations loans - <$1MM 2 $50 $25,000
    Agriculture operations loans - <$100k 2 $50 $25,000