Alpine Bank Mortgage Rates, Fees & Info

Glenwood Springs, CO

LEI: OYWNLMHNBQQ7BAH3EE86

Tax ID: 84-0788527

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Alpine Bank is a smaller bank specializing in Home Purchase and Refi loans. Alpine Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Glenwood Springs, Denver, Grand Junction, Edwards, and Steamboat Springs among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Alpine Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alpine Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/22/24
    30 Year Conventional Purchase 6.63% 4/22/24
    30 Year Conventional Refi 6.64% 4/22/24
    30 Year Cash-out Refi 6.47% 4/22/24
    30 Year FHA Purchase 7.49% 4/22/24
    30 Year VA Purchase 5.64% 4/22/24
    15 Year Conventional Purchase 6.82% 4/22/24
    15 Year Conventional Refi 5.94% 4/22/24
    15 Year Cash-out Refi 5.94% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Alpine Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Alpine Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,184

    Origination Dollar Volume (All Markets)

    $715,120,000

    Employee count

    754 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Glenwood Springs, CO (FHA|USDA|VA) 488 $174,920,000 $358,443 $5,047 5.02%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 231 $101,605,000 $439,848 $4,312 4.60%
    GRAND JUNCTION, CO (FHA|USDA|VA) 439 $76,675,000 $174,658 $2,980 5.13%
    Edwards, CO (FHA|USDA|VA) 201 $75,695,000 $376,592 $5,392 4.97%
    Steamboat Springs, CO (FHA|USDA|VA) 132 $66,030,000 $500,227 $6,690 4.52%
    Outside of Metro Areas 153 $59,535,000 $389,118 $6,162 4.75%
    Breckenridge, CO (FHA|USDA|VA) 153 $54,925,000 $358,987 $5,874 4.93%
    Durango, CO (FHA|USDA|VA) 157 $45,555,000 $290,159 $4,020 4.77%
    Montrose, CO (FHA|USDA|VA) 159 $28,285,000 $177,893 $3,175 4.99%
    BOULDER, CO (FHA|USDA|VA) 54 $26,570,000 $492,037 $7,341 4.79%
    FORT COLLINS, CO (FHA|USDA|VA) 7 $2,215,000 $316,429 $6,241 4.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $2,170,000 $361,667 $5,533 5.23%
    FARMINGTON, NM (FHA|USDA|VA) 1 $505,000 $505,000 $0 5.50%
    GREELEY, CO (FHA|USDA|VA) 2 $360,000 $180,000 $4,412 5.13%
    Craig, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.13%
    Alpine Bank's top markets include Glenwood Springs, Denver, Grand Junction, Edwards, and Steamboat Springs among others.

    Their top states include:
  • Colorado (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Alpine Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    COLORAMO
    Similarity Rank: 40
    Grand Valley Bank
    Similarity Rank: 120
    ARAPAHOE CREDIT UNION
    Similarity Rank: 256
    The District Federal Credit Union
    Similarity Rank: 372
    DENVER COMMUNITY
    Similarity Rank: 480
    INTELLILOAN, INC.
    Similarity Rank: 1053
    Red Rocks Credit Union
    Similarity Rank: 1188
    Flanagan State Bank
    Similarity Rank: 1377
    GERSHMAN INVESTMENT CORP.
    Similarity Rank: 1479
    First American State Bank
    Similarity Rank: 1539

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,116 $538,460,000 $482,491 $4,756 4.22%
    HELOC 1,049 $171,655,000 $163,637 n/a 5.67%
    VA 12 $3,390,000 $282,500 $5,351 3.31%
    FHA 7 $1,615,000 $230,714 $7,055 3.66%

    For 2019, Alpine Bank's most frequently originated type of loan was Conventional, with 1,116 originations. Their 2nd most popular type was HELOC, with 1,049 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 903 $405,015,000 $448,522 $5,395 4.68%
    Refi 511 $196,945,000 $385,411 $4,489 4.61%
    Home Improvement 411 $47,875,000 $116,484 $3,180 5.63%
    Other 252 $31,530,000 $125,119 $2,619 5.60%
    Cash Out Refi 106 $33,500,000 $316,038 $3,313 3.90%
    NA 1 $255,000 $255,000 $0 4.88%

    For 2019, Alpine Bank's most frequently cited loan purpose was Home Purchase, with 903 originations. The 2nd most popular reason was Refi, with 511 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 913 $415,735,000 $455,350 $4,579 4.08%
    10 Year 642 $112,540,000 $175,296 $1,099 5.61%
    5 Year 346 $59,660,000 $172,428 $679 5.71%
    1 Year 110 $35,460,000 $322,364 $4,868 5.65%
    15 Year 60 $14,570,000 $242,833 $2,524 4.00%
    30+ year 41 $49,165,000 $1,199,146 $15,319 3.97%
    Other 35 $18,105,000 $517,286 $2,096 5.90%
    20 Year 21 $6,665,000 $317,381 $2,343 4.79%
    3 Year 16 $3,220,000 $201,250 $0 5.99%

    For 2019, Alpine Bank's most frequently cited loan duration was 30 Year, with 913 originations. The 2nd most popular length was 10 Year, with 642 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 533 $167,695,000 $314,625
    $5k+ 133 $180,595,000 $1,357,857
    $<1k 111 $26,195,000 $235,991
    $2k-3k 83 $24,725,000 $297,892
    $3k-4k 61 $24,285,000 $398,115
    $4k-5k 37 $19,345,000 $522,838

    Alpine Bank's average total fees were $4,579, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 533 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 893 $169,655,000 $189,983
    3-4% 556 $299,650,000 $538,939
    4-5% 549 $217,585,000 $396,330
    6-7% 157 $16,405,000 $104,490
    2.5-3% 19 $11,105,000 $584,474
    7-8% 5 $365,000 $73,000
    Over 8% 5 $355,000 $71,000

    During 2019, Alpine Bank's average interest rate for loans was 4.08%, while their most frequently originated rate bucket for loans was 5-6%, with 893 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 647 $180,455,000 $278,910 $3,331 4.59%
    $100,000 or less 519 $26,975,000 $51,975 $1,251 5.72%
    $100k-200k 496 $68,220,000 $137,540 $2,550 5.21%
    $400k-600k 308 $146,580,000 $475,909 $3,911 4.28%
    $600k-1MM 117 $87,555,000 $748,333 $7,498 4.13%
    $1MM+ 97 $205,335,000 $2,116,856 $20,519 4.13%

    2019 saw Alpine Bank place emphasis on $200k-400k loans with 647 originations, totaling $180,455,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 433 $100,735,000 $232,644 $3,565 4.99%
    $150k-250k 382 $117,180,000 $306,754 $4,755 4.91%
    $250k+ 359 $235,735,000 $656,643 $10,776 4.80%
    $50k-75k 302 $58,040,000 $192,185 $3,219 4.98%
    $75k-100k 269 $55,605,000 $206,710 $3,170 5.01%
    $50k or less 206 $33,540,000 $162,816 $3,214 5.06%

    Alpine Bank lent most frequently to those with incomes in the $100k-150k range, with 433 originations. The second most popular income band? $150k-250k, with 382 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 495 $151,965,000 $307,000 $5,387 4.90%
    30-36% 384 $117,410,000 $305,755 $4,598 4.77%
    <20% 355 $119,075,000 $335,423 $5,423 4.98%
    42% 74 $21,690,000 $293,108 $3,807 4.86%
    41% 65 $15,275,000 $235,000 $3,483 4.89%
    >60% 64 $38,370,000 $599,531 $9,065 4.97%
    38% 60 $13,680,000 $228,000 $3,533 5.03%
    36% 59 $16,685,000 $282,797 $3,949 4.71%
    39% 58 $22,840,000 $393,793 $5,694 4.71%
    40% 56 $13,130,000 $234,464 $4,198 4.96%
    45% 56 $11,870,000 $211,964 $3,406 4.89%
    37% 55 $14,615,000 $265,727 $3,807 4.93%
    48% 52 $10,830,000 $208,269 $2,723 5.19%
    46% 49 $11,555,000 $235,816 $4,448 5.21%
    43% 48 $14,340,000 $298,750 $5,591 4.97%
    44% 45 $12,025,000 $267,222 $3,595 4.69%
    47% 41 $9,405,000 $229,390 $3,014 4.98%
    50-60% 35 $8,725,000 $249,286 $3,875 5.30%
    49% 23 $5,935,000 $258,043 $2,644 4.45%

    Alpine Bank lent most frequently to those with DTI ratios of 20-30%, with 495 originations. The next most common DTI ratio? 30-36%, with 384 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,885 $573,725,000 $304,363 $4,759 4.89%
    Not applicable 107 $81,245,000 $759,299 $4,936 5.15%
    Not provided 155 $49,565,000 $319,774 $5,484 4.99%
    Asian 17 $6,075,000 $357,353 $4,023 4.48%
    American Indian 13 $2,745,000 $211,154 $2,309 5.15%
    Black 3 $985,000 $328,333 $2,953 4.42%
    Native Hawaiian or Islander 2 $500,000 $250,000 $0 5.69%
    Samoan 1 $175,000 $175,000 $2,103 3.88%
    Other Asian 1 $105,000 $105,000 $2,633 6.13%

    Approval Rates

    Total approvals of all applications
    92.04%

    Alpine Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.86%

    Alpine Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,184 $715,120,000 $327,436

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 9 $10,305,000 $1,145,000
    Multifamily:Site-Built 24 $32,460,000 $1,352,500
    Single Family (1-4 Units):Manufactured 61 $10,445,000 $171,230
    Single Family (1-4 Units):Site-Built 2,090 $661,910,000 $316,703

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 387 $95,485,000 $246,731 $3,834 5.28%
    40-60% 312 $137,690,000 $441,314 $5,256 4.54%
    60-80% 637 $321,215,000 $504,262 $5,115 4.39%
    80-100% 242 $100,520,000 $415,372 $4,642 4.25%
    Over 100% 4 $1,160,000 $290,000 $3,535 5.86%
    Under 20% 601 $58,845,000 $97,912 $995 5.68%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Alpha Mortgage, LLC Other type of mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Alpine Bank 600 East Hopkins Avenue Aspen, CO 81611 Full Service B&M $314,752
    Alpine Bank 0069 Edwards Access Road, Suite 4 Edwards, CO 81632 Full Service B&M $33,554
    Alpine Bank 0350 Highway 133 Carbondale, CO 81623 Full Service B&M $237,152
    Alpine Bank 10 West Beaver Creek Boulevard Avon, CO 81620 Full Service B&M $109,247
    Alpine Bank 100 East 4th Street Rifle, CO 81650 Full Service B&M $114,616
    Alpine Bank 104 Oakridge Drive Gypsum, CO 81637 Full Service B&M $9,859
    Alpine Bank 1099 Main Avenue Durango, CO 81301 Full Service B&M $144,661
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Limited, Mobile/Seasonal Office $0
    Alpine Bank 110 North Main Street Breckenridge, CO 80424 Full Service B&M $75,847
    Alpine Bank 119 Liddell Drive Ridgway, CO 81432 Full Service B&M $51,710
    Alpine Bank 119e Aspen Airport Business Center Aspen, CO 81611 Full Service B&M $33,789
    Alpine Bank 120 South Pine Street Telluride, CO 81435 Full Service B&M $181,839
    Alpine Bank 125 N. Park Square Fruita, CO 81521 Full Service B&M $58,228
    Alpine Bank 1400 E Main Montrose, CO 81401 Full Service B&M $38,427
    Alpine Bank 141 East Meadow Drive Vail, CO 81657 Full Service B&M $86,421
    Alpine Bank 145 Midland Avenue Basalt, CO 81621 Full Service B&M $119,132
    Alpine Bank 15 Kearns Road Snowmass Village, CO 81615 Full Service B&M $122,036
    Alpine Bank 15 Village Square Snowmass Village, CO 81615 Limited, Drive-thru $1,226
    Alpine Bank 1660 State Highway 92 Delta, CO 81416 Full Service B&M $41,779
    Alpine Bank 175 Mercado Street Durango, CO 81301 Full Service B&M $21,909
    Alpine Bank 1777 Wynkoop Street Denver, CO 80202 Full Service B&M $90,195
    Alpine Bank 1901 Pine Grove Road Steamboat Springs, CO 80487 Full Service B&M $105,044
    Alpine Bank 205 East Chambers Avenue Eagle, CO 81631 Full Service B&M $65,015
    Alpine Bank 215 St. Paul Street, Suite 100 Denver, CO 80206 Full Service B&M $42,956
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Limited, Mobile/Seasonal Office $0
    Alpine Bank 2200 Grand Avenue Glenwood Springs, CO 81601 Full Service B&M $284,260
    Alpine Bank 225 North 5th Street Grand Junction, CO 81501 Full Service B&M $172,237
    Alpine Bank 2375 Canyon Boulevard Boulder, CO 80302 Full Service B&M $11,679
    Alpine Bank 2424 F Road Grand Junction, CO 81505 Full Service B&M $76,128
    Alpine Bank 252 Dillion Ridge Road Dillon, CO 80435 Full Service B&M $74,746
    Alpine Bank 2770 Alpine Drive Montrose, CO 81401 Full Service B&M $120,286
    Alpine Bank 3243 1-70 Business Loop Clifton, CO 81520 Full Service B&M $58,900
    Alpine Bank 350 Highway 133 Carbondale, CO 81623 Limited, Mobile/Seasonal Office $0
    Alpine Bank 405 Airport Road Rifle, CO 81650 Full Service B&M $13,863
    Alpine Bank 4949 South Niagara Street Suite 100 Denver, CO 80224 Full Service B&M $26,852
    Alpine Bank 50891 Highway 6 & 24 Glenwood Springs, CO 81601 Full Service B&M $17,254
    Alpine Bank 701 North Summit Blvd Frisco, CO 80443 Full Service B&M $36,150
    Alpine Bank 709 Horizon Drive Grand Junction, CO 81506 Full Service B&M $66,880
    Alpine Bank 711 East Valley Road Basalt, CO 81621 Full Service B&M $79,073
    Alpine Bank 810 Castle Valley Boulevard New Castle, CO 81647 Full Service B&M $39,119
    Alpine Bank 82 Sipparelle Drive Parachute, CO 81636 Full Service B&M $42,408
    Alpine Bank 910 Copper Road, Unit 125 Copper Mountain, CO 80443 Full Service B&M $5,814
    Alpine Bank 917 Main Street Ouray, CO 81427 Full Service B&M $24,124

    For 2019, Alpine Bank had 43 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $165,848
    Net interest income $160,990
    Total noninterest income $40,112
    Gross Fiduciary activities income $3,572
    Service charges on deposit accounts $9,470
    Trading account gains and fees $451
    Additional Noninterest Income $26,619
    Pre-tax net operating income $73,384
    Securities gains (or losses, -) $524
    Income before extraordinary items $60,749
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $60,749
    Minority interest net income $-13
    Net income $60,762
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $60,319

    Alpine Bank's gross interest income from loans was $165,848,000.
    Alpine Bank's net interest income from loans was $160,990,000.
    Alpine Bank's fee based income from loans was $9,470,000.
    Alpine Bank's net income from loans was $60,762,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $4,858
    Provision for credit losses $0
    Total noninterest expense $127,718
    Salaries and employee benefits $69,631
    Premises and equipment expense $16,580
    Additional noninterest expense $41,507
    Applicable income taxes $13,159
    Net charge-offs $2,434
    Cash dividends $17,900

    Alpine Bank's interest expense for loans was $4,858,000.
    Alpine Bank's payroll and benefits expense were $69,631,000.
    Alpine Bank's property, plant and equipment expenses $16,580,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,373,118
    Deposits held in domestic offices $3,373,118
    Deposits by Individuals, partnerships, and corporations $3,172,277
    Deposits by U.S. Government $71
    Deposits by States and political subdivisions in the U.S. $192,973
    Deposits by Commercial banks and other depository institutions in U.S. $7,797
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $425,897
    Demand deposits $338,748
    Nontransaction accounts $2,947,221
    Money market deposit accounts (MMDAs) $2,687,454
    Other savings deposits (excluding MMDAs) $121,250
    Total time deposits $138,517
    Total time and savings deposits $3,034,370
    Noninterest-bearing deposits $1,251,828
    Interest-bearing deposits $2,121,289
    Retail deposits $3,337,356
    IRAs and Keogh plan accounts $19,286
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $3,864,092
    Cash & Balances due from depository institutions $315,230
    Interest-bearing balances $215,628
    Total securities $669,676
    Federal funds sold & reverse repurchase $0
    Net loans and leases $2,655,826
    Loan and leases loss allowance $26,072
    Trading account assets $7,907
    Bank premises and fixed assets $83,220
    Other real estate owned $1,440
    Goodwill and other intangibles $17,631
    All other assets $113,162

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $3,864,092
    Total Liabilities $3,468,728
    Total deposits $3,373,118
    Interest-bearing deposits $2,121,289
    Deposits held in domestic offices $3,373,118
    % insured (estimated) $61
    Federal funds purchased and repurchase agreements $37,071
    Trading liabilities $7,943
    Other borrowed funds $13,326
    Subordinated debt $0
    All other liabilities $37,270

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,655,826
    Loan and leases loss allowance $26,072
    Total loans and leases (domestic) $2,681,898
    All real estate loans $2,461,447
    Real estate loans in domestic offices $2,461,447
    Construction and development loans $375,359
    Residential 1-4 family construction $124,729
    Other construction, all land development and other land $250,630
    Loans secured by nonfarm nonresidential properties $833,652
    Nonfarm nonresidential secured by owner-occupied properties $345,500
    Commercial real estate & other non-farm, non-residential $488,152
    Multifamily residential real estate $51,894
    1-4 family residential loans $1,133,419
    Farmland loans $67,123
    Loans held in foreign offices $0
    Farm loans $147
    Commercial and industrial loans $125,637
    To non-U.S. addressees $0
    Loans to individuals $37,465
    Credit card loans $4,997
    Related Plans $7,659
    Consumer Auto Loans $11,528
    Other loans to individuals $13,281
    All other loans & leases $62,290
    Loans to foreign governments and official institutions $0
    Other loans $36,973
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,106
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $20,758
    Non 1-4 family restructured loans & leases $16,565
    Total loans and leases (foreign) $0

    Alpine Bank had $2,655,826,000 of loans outstanding in 2019. $2,461,447,000 of loans were in real estate loans. $375,359,000 of loans were in development loans. $51,894,000 of loans were in multifamily mortgage loans. $1,133,419,000 of loans were in 1-4 family mortgage loans. $147,000 of loans were in farm loans. $4,997,000 of loans were in credit card loans. $11,528,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 865 $229,737 $265,592
    Nonfarm, nonresidential loans - <$100k 121 $4,654 $38,463
    Nonfarm, nonresidential loans - $100-250k 318 $40,132 $126,201
    Nonfarm, nonresidential loans - $250k-1MM 426 $184,951 $434,157
    Commercial & Industrial, US addressed loans - <$1MM 2,247 $61,592 $27,411
    Commercial & Industrial, US addressed loans - <$100k 1,942 $16,858 $8,681
    Commercial & Industrial, US addressed loans - $100-250k 171 $15,442 $90,304
    Commercial & Industrial, US addressed loans - $250k-1MM 134 $29,292 $218,597
    Farmland loans - <$1MM 38 $4,744 $124,842
    Farmland loans - <$100k 9 $349 $38,778
    Farmland loans - $100-250k 22 $2,630 $119,545
    Farmland loans - $250k-1MM 7 $1,765 $252,143
    Agriculture operations loans - <$1MM 3 $147 $49,000
    Agriculture operations loans - <$100k 3 $147 $49,000