Edwards Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Edwards averaged
6.61%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.81% and
one month ago for the week of 2025-05-29, the
average rate was 6.63%.
Edwards's average rate one year ago was 6.7%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.62%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Edwards 30 Year Fixed Rate | 2025-07-03 | 6.61% |
| Edwards 30 Year Fixed Rate Refi | 2025-07-03 | 6.62% |
| Edwards 15 Year Fixed Rate | 2025-07-03 | 6% |
| Edwards 15 Year Fixed Rate Refi | 2025-07-03 | 6.2% |
| Edwards 30 Year FHA | 2025-07-03 | 0% |
| Edwards 30 Year FHA Refi | 2025-07-03 | 0% |
| Edwards 30 Year USDA | 2025-07-03 | -0.2% |
| Edwards 30 Year USDA Refi | 2025-07-03 | 0% |
| Edwards 30 Year VA | 2025-07-03 | -0.1% |
| Edwards 30 Year VA Refi | 2025-07-03 | 0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Edwards, CO.
Edwards Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Edwards, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Edwards Average Closing Costs & Other Stats
Edwards, CO's 117 lenders originated 1,234
loans during 2024. The total origination value was $1,041,390,000, with an average loan value of
$843,914.
Edwards's average closing costs are $5,584.
The top Edwards lender as defined by loan originations is FirstBank, with
66 loans originated. Their average total fees are
$3,946, which is $4,487
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Edwards lenders (with over 10 loans originated) are
FirstBank ($3,946), GUARANTEED RATE, INC. ($4,400), BOKF ($5,158), Elevations Credit Union ($5,559) and Morgan Stanley Private Bank ($5,796).
The lowest rate Edwards lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.74%), FirstBank (6.22%), ANB Bank (6.36%), QUICKEN LOANS, LLC (6.39%) and U.S. Bank (6.42%).
Edwards, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| FirstBank | $385,000 | $130,460,000 | 33,785.7% | 12.5% |
| Morgan Stanley Private Bank | $40,300,000 | $63,590,000 | 57.8% | 6.1% |
| Alpine Bank | $66,425,000 | $56,175,000 | -15.4% | 5.4% |
| JPMorgan Chase Bank | $89,905,000 | $49,340,000 | -45.1% | 4.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $38,815,000 | $48,940,000 | 26.1% | 4.7% |
| BOKF | $20,110,000 | $43,705,000 | 117.3% | 4.2% |
| U.S. Bank | $39,735,000 | $41,810,000 | 5.2% | 4.0% |
| Bank of America | $37,730,000 | $41,230,000 | 9.3% | 4.0% |
| Elevations Credit Union | $1,970,000 | $27,345,000 | 1,288.1% | 2.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $27,055,000 | n/a | 2.6% | |
| Citibank | $32,150,000 | $22,460,000 | -30.1% | 2.2% |
| BMO Harris Bank | $2,705,000 | $19,330,000 | 614.6% | 1.9% |
| UBS Bank USA | $4,605,000 | $17,230,000 | 274.2% | 1.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,460,000 | $16,200,000 | 91.5% | 1.6% |
| First Western Trust Bank | $14,365,000 | $15,620,000 | 8.7% | 1.5% |
| UMB Bank | $2,405,000 | $15,205,000 | 532.2% | 1.5% |
| GUARANTEED RATE, INC. | $7,865,000 | $13,465,000 | 71.2% | 1.3% |
| ANB Bank | $15,520,000 | $13,165,000 | -15.2% | 1.3% |
| NBH Bank | $2,455,000 | $12,485,000 | 408.6% | 1.2% |
| QUICKEN LOANS, LLC | $17,455,000 | $12,320,000 | -29.4% | 1.2% |
| Goldman Sachs Bank USA | $26,300,000 | $11,570,000 | -56.0% | 1.1% |
| Charles Schwab Bank, SSB | $8,740,000 | $11,490,000 | 31.5% | 1.1% |
| FUNDLOANS CAPITAL | $1,460,000 | $10,195,000 | 598.3% | 1.0% |
| GUILD MORTGAGE COMPANY | $1,565,000 | $9,505,000 | 507.3% | 0.9% |
| PNC Bank | $8,265,000 | $8,190,000 | -0.9% | 0.8% |
| Bank of Colorado | $10,840,000 | $8,030,000 | -25.9% | 0.8% |
| Umpqua Bank | $7,505,000 | n/a | 0.7% | |
| FINANCE OF AMERICA REVERSE LLC | $2,215,000 | $7,035,000 | 217.6% | 0.7% |
| Wells Fargo Bank | $42,525,000 | $6,555,000 | -84.6% | 0.6% |
| CMG MORTGAGE, INC. | $4,800,000 | $6,525,000 | 35.9% | 0.6% |
| Bank of England | $7,255,000 | $6,495,000 | -10.5% | 0.6% |
| NEWREZ LLC | $1,010,000 | $6,375,000 | 531.2% | 0.6% |
| T2 FINANCIAL LLC | $6,240,000 | n/a | 0.6% | |
| BAY EQUITY LLC | $7,420,000 | $6,225,000 | -16.1% | 0.6% |
| Citizens Bank | $6,030,000 | n/a | 0.6% | |
| The Huntington National Bank | $3,965,000 | $5,685,000 | 43.4% | 0.5% |
| Stifel Bank and Trust | $2,635,000 | $5,130,000 | 94.7% | 0.5% |
| MidFirst Bank | $28,280,000 | $5,110,000 | -81.9% | 0.5% |
| Malvern National Bank | $4,925,000 | n/a | 0.5% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $495,000 | $4,595,000 | 828.3% | 0.4% |
| NEXERA HOLDING LLC | $1,500,000 | $4,375,000 | 191.7% | 0.4% |
| First-Citizens Bank & Trust Company | $5,385,000 | $4,345,000 | -19.3% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $3,760,000 | $4,215,000 | 12.1% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $495,000 | $4,155,000 | 739.4% | 0.4% |
| First Bank | $4,005,000 | n/a | 0.4% | |
| First Bank | $3,925,000 | n/a | 0.4% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $685,000 | $3,705,000 | 440.9% | 0.4% |
| Oakstar Bank | $3,650,000 | n/a | 0.4% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,825,000 | $3,535,000 | 25.1% | 0.3% |
| RF Renovo Management Company, LLC | $2,965,000 | $3,505,000 | 18.2% | 0.3% |
| A&D Mortgage LLC | $405,000 | $3,500,000 | 764.2% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,465,000 | $3,480,000 | 137.5% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $3,510,000 | $3,380,000 | -3.7% | 0.3% |
| Commerce Bank | $4,540,000 | $3,290,000 | -27.5% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,800,000 | $3,280,000 | -51.8% | 0.3% |
| AMERICAN HERITAGE LENDING, INC. | $555,000 | $3,260,000 | 487.4% | 0.3% |
| Sunflower Bank | $3,230,000 | $3,210,000 | -0.6% | 0.3% |
| Country Club Bank | $3,205,000 | n/a | 0.3% | |
| Zions Bank | $13,610,000 | $3,185,000 | -76.6% | 0.3% |
| Citadel Servicing Corporation | $2,130,000 | $3,125,000 | 46.7% | 0.3% |
| BancorpSouth | $3,120,000 | n/a | 0.3% | |
| Bank of Springfield | $3,105,000 | n/a | 0.3% | |
| MEGASTAR FINANCIAL CORP. | $2,255,000 | $3,015,000 | 33.7% | 0.3% |
| CORNHUSKER BANK | $2,995,000 | n/a | 0.3% | |
| Truist | $335,000 | $2,960,000 | 783.6% | 0.3% |
| Affiliated Bank | $2,860,000 | n/a | 0.3% | |
| Ixonia Bank | $925,000 | $2,745,000 | 196.8% | 0.3% |
| WESTERRA CREDIT UNION | $2,105,000 | $2,630,000 | 24.9% | 0.3% |
| City National Bank | $3,390,000 | $2,490,000 | -26.5% | 0.2% |
| Florida Capital Bank | $2,425,000 | n/a | 0.2% | |
| FREEDOM MORTGAGE CORPORATION | $2,420,000 | n/a | 0.2% | |
| JMAC LENDING, INC. | $1,160,000 | $2,390,000 | 106.0% | 0.2% |
| M&T Bank | $1,845,000 | $2,280,000 | 23.6% | 0.2% |
| The American National Bank of Texas | $2,255,000 | n/a | 0.2% | |
| MOVEMENT MORTGAGE, LLC | $2,215,000 | n/a | 0.2% | |
| Ent Credit Union | $5,755,000 | $2,145,000 | -62.7% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,130,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $2,585,000 | $2,060,000 | -20.3% | 0.2% |
| EVANSVILLE TEACHERS | $2,005,000 | n/a | 0.2% | |
| ARC HOME LLC | $2,020,000 | $1,980,000 | -2.0% | 0.2% |
| Flagstar Bank, FSB | $1,565,000 | $1,745,000 | 11.5% | 0.2% |
| LENDSURE MORTGAGE CORP. | $375,000 | $1,710,000 | 356.0% | 0.2% |
| Signature Bank of Arkansas | $1,695,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $1,485,000 | $1,660,000 | 11.8% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,295,000 | $1,645,000 | 27.0% | 0.2% |
| Mortgage Research Center, LLC | $1,620,000 | n/a | 0.2% | |
| First Bank & Trust Co. | $1,615,000 | n/a | 0.2% | |
| Figure Lending LLC | $470,000 | $1,585,000 | 237.2% | 0.2% |
| CANVAS CREDIT UNION | $3,195,000 | $1,545,000 | -51.6% | 0.1% |
| American Bank | $1,505,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $185,000 | $1,505,000 | 713.5% | 0.1% |
| S1L, Inc. | $335,000 | $1,480,000 | 341.8% | 0.1% |
| Bell Bank | $1,445,000 | $1,445,000 | 0.0% | 0.1% |
| Union Bank and Trust Company | $1,445,000 | n/a | 0.1% | |
| Johnson Bank | $1,430,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $1,405,000 | $1,405,000 | 0.0% | 0.1% |
| PEGASUS BANK | $1,335,000 | n/a | 0.1% | |
| COLORADO CREDIT UNION | $705,000 | $1,315,000 | 86.5% | 0.1% |
| Logan Finance Corporation | $1,315,000 | n/a | 0.1% | |
| Independent Bank | $1,305,000 | n/a | 0.1% | |
| Raymond James Bank | $3,475,000 | $1,280,000 | -63.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,425,000 | $1,260,000 | -48.0% | 0.1% |
| North American Savings Bank, F.S.B. | $1,255,000 | n/a | 0.1% | |
| South State Bank | $1,235,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $525,000 | $1,220,000 | 132.4% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,205,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $3,970,000 | $1,155,000 | -70.9% | 0.1% |
| ITHINK FINANCIAL Credit Union | $1,155,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,145,000 | n/a | 0.1% | |
| Luxury Mortgage Corp. | $1,145,000 | n/a | 0.1% | |
| Discover Bank | $525,000 | $1,105,000 | 110.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,490,000 | $1,100,000 | -26.2% | 0.1% |
| Deere Employees Credit Union | $1,055,000 | n/a | 0.1% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,045,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $1,035,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $990,000 | n/a | 0.1% | |
| SANDIA LABORATORY | $955,000 | n/a | 0.1% | |
| OCMBC, INC. | $2,645,000 | $950,000 | -64.1% | 0.1% |
| Fifth Third Bank | $905,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $1,905,000 | $895,000 | -53.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $805,000 | n/a | 0.1% | |
| SECURITY SERVICE | $945,000 | $805,000 | -14.8% | 0.1% |
| The First National Bank of Ottawa | $765,000 | n/a | 0.1% | |
| CITIZENS EQUITY FIRST | $1,925,000 | $760,000 | -60.5% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $755,000 | n/a | 0.1% | |
| BNY Mellon | $2,690,000 | $755,000 | -71.9% | 0.1% |
| Arvest Bank | $745,000 | n/a | 0.1% | |
| Armed Forces Bank | $725,000 | $735,000 | 1.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $575,000 | $730,000 | 27.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $725,000 | n/a | 0.1% | |
| BELLCO | $970,000 | $715,000 | -26.3% | 0.1% |
| AMWEST FUNDING CORP. | $705,000 | n/a | 0.1% | |
| The National Bank of Indianapolis | $705,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $285,000 | $690,000 | 142.1% | 0.1% |
| HARTFORD FUNDING, LTD. | $685,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $545,000 | $675,000 | 23.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,115,000 | $665,000 | -40.4% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $635,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $625,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $480,000 | $615,000 | 28.1% | 0.1% |
| SPRING EQ, LLC | $610,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $155,000 | $580,000 | 274.2% | 0.1% |
| The Loan Store, Inc. | $845,000 | $570,000 | -32.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $565,000 | n/a | 0.1% | |
| NMSI, INC. | $565,000 | n/a | 0.1% | |
| LOANLEADERS OF AMERICA, INC. | $535,000 | n/a | 0.1% | |
| Landmark National Bank | $455,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $105,000 | $440,000 | 319.0% | 0.0% |
| Bethpage Federal Credit Union | $435,000 | n/a | 0.0% | |
| Leader Bank | $2,005,000 | $425,000 | -78.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $1,080,000 | $405,000 | -62.5% | 0.0% |
| KeyBank | $405,000 | n/a | 0.0% | |
| CHEVRON | $385,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $2,465,000 | $385,000 | -84.4% | 0.0% |
| NBKC BANK | $575,000 | $285,000 | -50.4% | 0.0% |
| Glacier Bank | $275,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $255,000 | $255,000 | 0.0% | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $1,745,000 | $255,000 | -85.4% | 0.0% |
| Red Rocks Credit Union | $210,000 | $255,000 | 21.4% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| LOANDEPOT.COM, LLC | $1,910,000 | $250,000 | -86.9% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $425,000 | $235,000 | -44.7% | 0.0% |
| PREMIER MEMBERS CREDIT UNION | $225,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $305,000 | $205,000 | -32.8% | 0.0% |
| Credit Union of Denver | $820,000 | $125,000 | -84.8% | 0.0% |
| AMERISAVE MORTGAGE CORPORATION | $1,995,000 | $120,000 | -94.0% | 0.0% |
| RESIDENTIAL BANCORP | $110,000 | n/a | 0.0% | |
| Blue Federal Credit Union | $810,000 | $105,000 | -87.0% | 0.0% |
| Coastal Community Bank | $100,000 | $95,000 | -5.0% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $955,000 | $75,000 | -92.1% | 0.0% |
Edwards's top lender by overall market share is FirstBank, with 12.5% market share. In second place, with 6.1%, is Morgan Stanley Private Bank, having originated $63,590,000 in loans. In third place, with 5.4%, is Alpine Bank, having originated $56,175,000 in loans. In fourth place, with 4.7%, is JPMorgan Chase Bank, having originated $49,340,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $48,940,000 in loans.
Edwards Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $849,250 (-0.1%) | $1,911,210 (-1.5%) | 0.00 | 908 |
| 2018-02-01 | $884,000 (4.6%) | $1,963,516 (3.1%) | 0.00 | 875 |
| 2018-03-01 | $849,000 (-0.3%) | $1,899,243 (-3.1%) | 0.00 | 937 |
| 2018-04-01 | $824,000 (3.1%) | $1,847,102 (-3.5%) | 0.00 | 920 |
| 2018-05-01 | $788,500 (-6.2%) | $1,727,377 (-7.8%) | 0.00 | 934 |
| 2018-06-01 | $799,000 (-4.3%) | $1,728,154 (-5.8%) | 0.00 | 998 |
| 2018-07-01 | $838,750 (-1.2%) | $1,861,425 (-2.3%) | 0.00 | 1,098 |
| 2018-08-01 | $799,725 (-5.8%) | $1,885,197 (-2.7%) | 0.00 | 1,091 |
| 2018-09-01 | $799,000 (-9.1%) | $1,897,011 (-6.1%) | 0.00 | 1,039 |
| 2018-10-01 | $777,450 (-10.6%) | $1,885,980 (-7.5%) | 0.00 | 994 |
| 2018-11-01 | $770,000 (-9.3%) | $1,908,391 (-6.1%) | 0.00 | 971 |
| 2018-12-01 | $799,000 (-7.4%) | $1,997,448 (2.0%) | 0.00 | 978 |
| 2019-01-01 | $827,000 (-2.6%) | $1,987,543 (4.0%) | 0.00 | 977 |
| 2019-02-01 | $875,000 (-1.0%) | $2,006,267 (2.2%) | 0.00 | 974 |
| 2019-03-01 | $815,000 (-4.0%) | $1,904,154 (0.3%) | 0.00 | 978 |
| 2019-04-01 | $749,500 (-9.0%) | $1,813,196 (-1.8%) | 0.00 | 982 |
| 2019-05-01 | $739,000 (-6.3%) | $1,814,999 (5.1%) | 0.00 | 938 |
| 2019-06-01 | $804,750 (0.7%) | $1,818,694 (5.2%) | 0.00 | 1,045 |
| 2019-07-01 | $857,500 (2.2%) | $1,988,008 (6.8%) | 0.00 | 1,121 |
| 2019-08-01 | $832,818 (4.1%) | $1,993,658 (5.8%) | 0.00 | 1,082 |
| 2019-09-01 | $811,545 (1.6%) | $2,011,276 (6.0%) | 0.00 | 1,029 |
| 2019-10-01 | $787,500 (1.3%) | $2,023,022 (7.3%) | 0.00 | 987 |
| 2019-11-01 | $769,000 (-0.1%) | $2,018,132 (5.8%) | 0.00 | 964 |
| 2019-12-01 | $911,250 (14.1%) | $2,103,106 (5.3%) | 0.00 | 963 |
| 2020-01-01 | $923,750 (11.7%) | $2,191,441 (10.3%) | 0.00 | 905 |
| 2020-02-01 | $945,000 (8.0%) | $2,223,509 (10.8%) | 0.00 | 884 |
| 2020-03-01 | $942,000 (15.6%) | $2,206,272 (15.9%) | 0.00 | 921 |
| 2020-04-01 | $834,725 (11.4%) | $2,007,808 (10.7%) | 0.00 | 895 |
| 2020-05-01 | $799,000 (8.1%) | $1,899,366 (4.7%) | 0.00 | 890 |
| 2020-06-01 | $895,000 (11.2%) | $1,967,139 (8.2%) | 0.00 | 904 |
| 2020-07-01 | $872,500 (1.8%) | $2,025,469 (1.9%) | 0.00 | 918 |
| 2020-08-01 | $899,000 (8.0%) | $2,255,387 (13.1%) | 0.00 | 891 |
| 2020-09-01 | $945,000 (16.4%) | $2,247,924 (11.8%) | 0.00 | 809 |
| 2020-10-01 | $899,000 (14.2%) | $2,355,744 (16.5%) | 0.00 | 726 |
| 2020-11-01 | $799,000 (3.9%) | $2,456,814 (21.7%) | 0.00 | 690 |
| 2020-12-01 | $854,500 (-6.2%) | $2,557,169 (21.6%) | 0.00 | 649 |
| 2021-01-01 | $736,000 (-20.3%) | $2,685,390 (22.5%) | 0.00 | 607 |
| 2021-02-01 | $689,000 (-27.1%) | $2,794,113 (25.7%) | 0.00 | 579 |
| 2021-03-01 | $737,750 (-21.7%) | $2,752,464 (24.8%) | 0.00 | 562 |
| 2021-04-01 | $638,500 (-23.5%) | $2,706,515 (34.8%) | 0.00 | 539 |
| 2021-05-01 | $630,000 (-21.2%) | $2,611,550 (37.5%) | 0.00 | 478 |
| 2021-06-01 | $777,000 (-13.2%) | $2,649,849 (34.7%) | 0.00 | 502 |
| 2021-07-01 | $867,000 (-0.6%) | $2,660,797 (31.4%) | 0.00 | 521 |
| 2021-08-01 | $992,500 (10.4%) | $2,717,159 (20.5%) | 0.00 | 502 |
| 2021-09-01 | $917,000 (-3.0%) | $2,600,401 (15.7%) | 0.00 | 491 |
| 2021-10-01 | $847,500 (-5.7%) | $2,341,706 (-0.6%) | 0.00 | 450 |
| 2021-11-01 | $486,889 (-39.1%) | $2,209,980 (-10.1%) | 0.00 | 407 |
| 2021-12-01 | $311,500 (-63.6%) | $2,315,133 (-9.5%) | 0.00 | 388 |
| 2022-01-01 | $165,000 (-77.6%) | $2,266,562 (-15.6%) | 0.00 | 368 |
| 2022-02-01 | $562,500 (-18.4%) | $2,349,006 (-15.9%) | 0.00 | 376 |
| 2022-03-01 | $575,000 (-22.1%) | $2,395,880 (-13.0%) | 0.00 | 353 |
| 2022-04-01 | $778,000 (21.9%) | $2,246,707 (-17.0%) | 0.00 | 359 |
| 2022-05-01 | $975,500 (54.8%) | $2,419,656 (-7.4%) | 0.00 | 364 |
| 2022-06-01 | $1,193,000 (53.5%) | $2,396,532 (-9.6%) | 0.00 | 425 |
| 2022-07-01 | $1,247,500 (43.9%) | $2,525,026 (-5.1%) | 0.00 | 520 |
| 2022-08-01 | $1,199,500 (20.9%) | $2,488,760 (-8.4%) | 0.00 | 512 |
| 2022-09-01 | $1,195,000 (30.3%) | $2,373,993 (-8.7%) | 0.00 | 470 |
| 2022-10-01 | $1,200,000 (41.6%) | $2,371,560 (1.3%) | 0.00 | 468 |
| 2022-11-01 | $1,200,000 (146.5%) | $2,508,531 (13.5%) | 0.00 | 450 |
| 2022-12-01 | $1,162,500 (273.2%) | $2,611,515 (12.8%) | 0.00 | 456 |
| 2023-01-01 | $987,500 (498.5%) | $2,637,225 (16.4%) | 0.00 | 444 |
| 2023-02-01 | $1,011,450 (79.8%) | $2,692,430 (14.6%) | 0.00 | 435 |
| 2023-03-01 | $1,212,500 (110.9%) | $2,782,887 (16.2%) | 0.00 | 452 |
| 2023-04-01 | $1,299,500 (67.0%) | $2,838,025 (26.3%) | 0.00 | 446 |
| 2023-05-01 | $1,325,000 (35.8%) | $2,866,594 (18.5%) | 0.00 | 423 |
| 2023-06-01 | $1,341,000 (12.4%) | $2,777,279 (15.9%) | 0.00 | 463 |
| 2023-07-01 | $1,589,000 (27.4%) | $2,966,314 (17.5%) | 0.00 | 518 |
| 2023-08-01 | $1,573,750 (31.2%) | $2,898,354 (16.5%) | 0.00 | 550 |
| 2023-09-01 | $1,450,000 (21.3%) | $2,896,608 (22.0%) | 0.00 | 520 |
| 2023-10-01 | $1,331,125 (10.9%) | $2,796,342 (17.9%) | 0.00 | 513 |
| 2023-11-01 | $1,235,000 (2.9%) | $2,801,007 (11.7%) | 0.00 | 501 |
| 2023-12-01 | $1,250,000 (7.5%) | $2,826,035 (8.2%) | 0.00 | 518 |
| 2024-01-01 | $1,160,000 (17.5%) | $2,871,458 (8.9%) | 0.00 | 517 |
| 2024-02-01 | $1,168,750 (15.6%) | $2,954,569 (9.7%) | 0.00 | 524 |
| 2024-03-01 | $1,125,000 (-7.2%) | $2,834,477 (1.9%) | 0.00 | 537 |
| 2024-04-01 | $913,750 (-29.7%) | $2,674,762 (-5.8%) | 0.00 | 541 |
| 2024-05-01 | $827,500 (-37.6%) | $2,495,614 (-12.9%) | 0.00 | 517 |
| 2024-06-01 | $995,450 (-25.8%) | $2,539,020 (-8.6%) | 0.00 | 602 |
| 2024-07-01 | $1,162,500 (-26.8%) | $2,620,190 (-11.7%) | 0.00 | 669 |
| 2024-08-01 | $1,083,500 (-31.2%) | $2,530,293 (-12.7%) | 0.00 | 678 |
| 2024-09-01 | $991,000 (-31.7%) | $2,325,378 (-19.7%) | 0.00 | 691 |
| 2024-10-01 | $885,950 (-33.4%) | $2,067,634 (-26.1%) | 0.00 | 668 |
| 2024-11-01 | $786,489 (-36.3%) | $2,086,606 (-25.5%) | 0.00 | 640 |
| 2024-12-01 | $753,676 (-39.7%) | $2,179,593 (-22.9%) | 0.00 | 659 |
| 2025-01-01 | $753,738 (-35.0%) | $2,173,647 (-24.3%) | 0.00 | 683 |
| 2025-02-01 | $758,351 (-35.1%) | $2,219,064 (-24.9%) | 0.00 | 728 |
| 2025-03-01 | $786,489 (-30.1%) | $2,033,163 (-28.3%) | 0.00 | 778 |
| 2025-04-01 | $786,489 (-13.9%) | $1,994,732 (-25.4%) | 0.00 | 797 |
| 2025-05-01 | $772,000 (-6.7%) | $1,952,848 (-21.8%) | 0.00 | 782 |
Edwards's median listing price for 2025-05-01 was $772,000, a difference of
$-55,500
(-6.7%) versus the prior year and
$-14,489 versus the prior month.
Edwards's median listing price comes in at 0% of the national average.
Edwards's average listing price for 2025-05-01 was $1,952,848, a difference of $-542,766 (-21.8%) versus the prior year and $-41,884 versus the prior month.
For the 2025-05-01 period, Edwards had 782 MLS listings, a difference of -15 listings (-2%) versus the prior month and 265 listings (51%) versus the prior year.
Edwards's median listing price comes in at 0% of the national average.
Edwards's average listing price for 2025-05-01 was $1,952,848, a difference of $-542,766 (-21.8%) versus the prior year and $-41,884 versus the prior month.
For the 2025-05-01 period, Edwards had 782 MLS listings, a difference of -15 listings (-2%) versus the prior month and 265 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,883 sqft |
| 2018-02-01 | 0 days | 1,905 sqft |
| 2018-03-01 | 0 days | 1,896 sqft |
| 2018-04-01 | 0 days | 1,843 sqft |
| 2018-05-01 | 0 days | 1,837 sqft |
| 2018-06-01 | 0 days | 1,843 sqft |
| 2018-07-01 | 0 days | 1,893 sqft |
| 2018-08-01 | 0 days | 1,874 sqft |
| 2018-09-01 | 0 days | 1,828 sqft |
| 2018-10-01 | 0 days | 1,812 sqft |
| 2018-11-01 | 0 days | 1,812 sqft |
| 2018-12-01 | 0 days | 1,812 sqft |
| 2019-01-01 | 0 days | 1,824 sqft |
| 2019-02-01 | 0 days | 1,838 sqft |
| 2019-03-01 | 0 days | 1,823 sqft |
| 2019-04-01 | 0 days | 1,805 sqft |
| 2019-05-01 | 0 days | 1,839 sqft |
| 2019-06-01 | 0 days | 1,860 sqft |
| 2019-07-01 | 0 days | 1,901 sqft |
| 2019-08-01 | 0 days | 1,897 sqft |
| 2019-09-01 | 0 days | 1,894 sqft |
| 2019-10-01 | 0 days | 1,884 sqft |
| 2019-11-01 | 0 days | 1,861 sqft |
| 2019-12-01 | 0 days | 1,813 sqft |
| 2020-01-01 | 0 days | 1,806 sqft |
| 2020-02-01 | 0 days | 1,847 sqft |
| 2020-03-01 | 0 days | 1,818 sqft |
| 2020-04-01 | 0 days | 1,755 sqft |
| 2020-05-01 | 0 days | 1,791 sqft |
| 2020-06-01 | 0 days | 1,800 sqft |
| 2020-07-01 | 0 days | 1,800 sqft |
| 2020-08-01 | 0 days | 1,737 sqft |
| 2020-09-01 | 0 days | 1,705 sqft |
| 2020-10-01 | 0 days | 1,706 sqft |
| 2020-11-01 | 0 days | 1,690 sqft |
| 2020-12-01 | 0 days | 1,697 sqft |
| 2021-01-01 | 0 days | 1,704 sqft |
| 2021-02-01 | 0 days | 1,729 sqft |
| 2021-03-01 | 0 days | 1,744 sqft |
| 2021-04-01 | 0 days | 1,784 sqft |
| 2021-05-01 | 0 days | 1,800 sqft |
| 2021-06-01 | 0 days | 1,817 sqft |
| 2021-07-01 | 0 days | 1,875 sqft |
| 2021-08-01 | 0 days | 1,885 sqft |
| 2021-09-01 | 0 days | 1,877 sqft |
| 2021-10-01 | 0 days | 1,862 sqft |
| 2021-11-01 | 0 days | 1,721 sqft |
| 2021-12-01 | 0 days | 1,657 sqft |
| 2022-01-01 | 0 days | 1,600 sqft |
| 2022-02-01 | 0 days | 1,635 sqft |
| 2022-03-01 | 0 days | 1,642 sqft |
| 2022-04-01 | 0 days | 1,637 sqft |
| 2022-05-01 | 0 days | 1,705 sqft |
| 2022-06-01 | 0 days | 1,814 sqft |
| 2022-07-01 | 0 days | 1,885 sqft |
| 2022-08-01 | 0 days | 1,835 sqft |
| 2022-09-01 | 0 days | 1,814 sqft |
| 2022-10-01 | 0 days | 1,840 sqft |
| 2022-11-01 | 0 days | 1,800 sqft |
| 2022-12-01 | 0 days | 1,787 sqft |
| 2023-01-01 | 0 days | 1,792 sqft |
| 2023-02-01 | 0 days | 1,787 sqft |
| 2023-03-01 | 0 days | 1,797 sqft |
| 2023-04-01 | 0 days | 1,787 sqft |
| 2023-05-01 | 0 days | 1,797 sqft |
| 2023-06-01 | 0 days | 1,793 sqft |
| 2023-07-01 | 0 days | 1,846 sqft |
| 2023-08-01 | 0 days | 1,877 sqft |
| 2023-09-01 | 0 days | 1,806 sqft |
| 2023-10-01 | 0 days | 1,717 sqft |
| 2023-11-01 | 0 days | 1,627 sqft |
| 2023-12-01 | 0 days | 1,643 sqft |
| 2024-01-01 | 0 days | 1,611 sqft |
| 2024-02-01 | 0 days | 1,615 sqft |
| 2024-03-01 | 0 days | 1,644 sqft |
| 2024-04-01 | 0 days | 1,620 sqft |
| 2024-05-01 | 0 days | 1,602 sqft |
| 2024-06-01 | 0 days | 1,635 sqft |
| 2024-07-01 | 0 days | 1,626 sqft |
| 2024-08-01 | 0 days | 1,585 sqft |
| 2024-09-01 | 0 days | 1,570 sqft |
| 2024-10-01 | 0 days | 1,570 sqft |
| 2024-11-01 | 0 days | 1,570 sqft |
| 2024-12-01 | 0 days | 1,549 sqft |
| 2025-01-01 | 0 days | 1,516 sqft |
| 2025-02-01 | 0 days | 1,477 sqft |
| 2025-03-01 | 0 days | 1,473 sqft |
| 2025-04-01 | 0 days | 1,478 sqft |
| 2025-05-01 | 0 days | 1,492 sqft |
Edwards's median listing age (time on market) for 2025-05-01 was 0 days.
Edwards's median square footage for active listings during the 2025-05-01 period was 1,492 sqft. One year prior, the average listing was 1,602 sqft.
Edwards's median square footage for active listings during the 2025-05-01 period was 1,492 sqft. One year prior, the average listing was 1,602 sqft.
Edwards, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 641 | $672,435,000 | $1,049,041 |
| Refi | 176 | $171,770,000 | $975,966 |
| Home Improvement | 169 | $43,685,000 | $258,491 |
| Other | 138 | $67,390,000 | $488,333 |
| Cash Out Refi | 110 | $86,110,000 | $782,818 |
Edwards's most frequently cited loan purpose was Home Purchase, with 641 originations. The 2nd most popular reason was Refi, with 176 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 440 | $409,090,000 | $929,750 |
| Over 8% | 333 | $140,755,000 | $422,688 |
| 7-8% | 263 | $172,175,000 | $654,658 |
| 5-6% | 166 | $275,690,000 | $1,660,783 |
| <2.5% | 8 | $720,000 | $90,000 |
| 4-5% | 8 | $22,290,000 | $2,786,250 |
| 2.5-3% | 5 | $2,435,000 | $487,000 |
| 3-4% | 2 | $1,510,000 | $755,000 |
During 2024, Edwards's most frequently originated rate bucket was 6-7%, with 440 originations.
Loan Sizing (Edwards, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $Over $1MM | 287 | $647,765,000 | $2,257,021 |
| $600k-1000k | 268 | $203,000,000 | $757,463 |
| $400k-600k | 215 | $105,835,000 | $492,256 |
| $200k-400k | 214 | $61,030,000 | $285,187 |
| $100,000 or less | 130 | $7,350,000 | $56,538 |
| $100k-200k | 120 | $16,410,000 | $136,750 |
Edwards's loan sizing saw the bucket of loans from $Over $1MM with 287 originations, totaling $647,765,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 334 | $63,330,000 | $189,611 |
| 60-80% | 325 | $405,805,000 | $1,248,631 |
| 40-60% | 195 | $234,925,000 | $1,204,744 |
| 20-40% | 189 | $114,535,000 | $606,005 |
| 80-100% | 172 | $173,250,000 | $1,007,267 |
| Over 100% | 3 | $29,345,000 | $9,781,667 |
Edwards's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 334 originations, totaling $63,330,000 in origination value.