Edwards Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Edwards averaged 6.01% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.18% and one month ago for the week of 2024-01-18, the average rate was 6.01%.

Edwards's average rate one year ago was 5.86%.

For refis of the same type during the week of 2024-02-22, the average rate was 5.2%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Edwards 30 Year Fixed Rate 2024-02-22 6.01%
Edwards 30 Year Fixed Rate Refi 2024-02-22 5.2%
Edwards 15 Year Fixed Rate 2024-02-22 6.39%
Edwards 15 Year Fixed Rate Refi 2024-02-22 6.29%
Edwards 30 Year FHA 2024-02-22 -0.2%
Edwards 30 Year FHA Refi 2024-02-22 0.3%
Edwards 30 Year USDA 2024-02-22 0.1%
Edwards 30 Year USDA Refi 2024-02-22 0.1%
Edwards 30 Year VA 2024-02-22 -0.2%
Edwards 30 Year VA Refi 2024-02-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Edwards, CO.

Edwards Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Edwards, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FirstBank 151 4.18% $5,076
UNITED WHOLESALE MORTGAGE, LLC 74 4.61% $7,336
Wells Fargo Bank 62 3.54% $5,730
U.S. Bank 53 4.02% $6,174
Alpine Bank 46 4.52% $8,942
QUICKEN LOANS, LLC 42 4.76% $8,403
Morgan Stanley Private Bank 42 3.74% $6,256
JPMorgan Chase Bank 40 3.51% $6,535
ACADEMY MORTGAGE CORPORATION 30 4.53% $5,875
Bank of America 30 3.26% $6,626
BOKF 29 4.66% $4,135
SECURITYNATIONAL MORTGAGE COMPANY 22 4.72% $8,690
Charles Schwab Bank, SSB 22 3.58% $5,388
Citibank 20 3.29% $6,221
BAY EQUITY LLC 18 4.50% $6,838
UBS Bank USA 16 3.19% $10,204
CALIBER HOME LOANS, INC. 15 4.92% $7,472
LOANDEPOT.COM, LLC 15 4.01% $6,387
First Western Trust Bank 14 3.66% $3,227
GUARANTEED RATE, INC. 12 4.51% $8,613
MidFirst Bank 11 3.63% $15,421
Raymond James Bank 10 3.16% $5,091
CHERRY CREEK MORTGAGE, LLC 10 4.10% $1,359
Truist 9 4.10% $7,078
MEGASTAR FINANCIAL CORP. 9 5.26% $8,005
First Republic Bank 9 3.14% $5,905
Zions Bank 9 3.68% $5,365
HOME POINT FINANCIAL CORPORATION 9 4.44% $6,490
Flagstar Bank, FSB 8 4.91% $5,611
CROSSCOUNTRY MORTGAGE, LLC 8 5.31% $11,104
KeyBank 7 4.13% $6,065
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 5.16% $5,757
Stifel Bank and Trust 6 3.10% $3,336
PNC Bank 6 2.94% $12,396
AMERISAVE MORTGAGE CORPORATION 6 3.77% $7,467
Elevations Credit Union 6 3.44% $5,175
PROVIDENT FUNDING ASSOCIATES, L.P. 5 3.95% $3,590
Goldman Sachs Bank USA 5 3.36% $9,078
AMERICAN FINANCING CORPORATION 4 4.53% $7,035
The Huntington National Bank 4 5.26% $8,896
CORNERSTONE HOME LENDING, INC. 4 5.31% $5,051
Commerce Bank 4 4.28% $9,250
UMB Bank 4 3.67% $2,441
BETTER MORTGAGE CORPORATION 4 3.06% $2,174
Chicago Mortgage Solutions LLC 4 3.63% $6,838
First Horizon Bank 4 3.53% $5,658
FREEDOM MORTGAGE CORPORATION 4 3.44% $6,986
FINANCE OF AMERICA MORTGAGE LLC 4 4.78% $11,487
Paramount Residential Mortgage Group, Inc. 4 4.81% $6,371
Ally Bank 3 4.16% $5,927
CMG MORTGAGE, INC. 3 3.50% $3,578
American Mortgage & Equity Consultants, Inc. 3 5.08% $8,258
M&T Bank 3 4.63% $4,954
MUTUAL OF OMAHA MORTGAGE, INC. 3 4.37% $7,862
NAVY FEDERAL CREDIT UNION 3 3.54% $2,823
NBH Bank 3 4.54% $2,550
NFM, INC. 3 4.17% $4,518
DRAPER AND KRAMER MORTGAGE CORP. 3 3.96% $5,404
Old National Bank 3 3.21% $6,205
PENNYMAC LOAN SERVICES, LLC 3 4.38% $10,029
PENTAGON FEDERAL CREDIT UNION 3 3.46% $10,078
PLANET HOME LENDING, LLC 3 3.21% $10,015
Florida Capital Bank 3 4.88% $8,681
Bank of Colorado 3 4.33% $8,082
Carrington Mortgage Services, LLC 2 5.93% $30,015
Arvest Bank 2 5.06% $3,552
BancorpSouth 2 4.00% $10,910
Silicon Valley Bank 2 2.81% $8,071
ServisFirst Bank 2 4.63% $5,126
S1L, Inc. 2 5.12% $5,343
Regions Bank 2 3.50% $5,024
Financial Funding Solutions, Inc. 2 3.38% $5,092
UNION HOME MORTGAGE CORP. 2 4.50% $3,256
Fifth Third Bank 2 4.06% $3,970
FBC MORTGAGE, LLC 2 4.50% $4,646
PHH Mortgage Corporation 2 4.31% $8,858
BNY Mellon 2 3.19% $12,695
BMO Harris Bank 2 2.69% $9,004
NexBank 2 4.38% $12,222
WESTERRA CREDIT UNION 2 3.94% $21,729
Amerifirst Financial, Inc. 2 3.75% $3,515
Wyndham Capital Mortgage, Inc. 2 3.56% $4,008
Beeline Loans, Inc. 2 6.06% $5,320
Alerus Financial 2 4.56% $4,646
Franklin Loan Corporation 2 4.88% $14,211
Mr. Cooper ( Nationstar Mortgage ) 2 3.13% $15,029
FUNDLOANS CAPITAL 2 7.56% $38,519
MOVEMENT MORTGAGE, LLC 2 4.91% $8,408
Luxury Mortgage Corp. 2 5.25% $6,763
GUILD MORTGAGE COMPANY 2 5.00% $12,066
Loan Simple, Inc. 2 5.31% $6,260
GUARANTEED RATE AFFINITY, LLC 2 4.00% $7,575
Bank of the West 2 3.00% $12,028
CARDINAL FINANCIAL 2 3.50% $5,324
First-Citizens Bank & Trust Company 2 4.36% $5,687
Midwest BankCentre 1 3.38% $3,843
ADVANCIAL 1 8.25% $10,000
Affiliated Bank 1 3.63% $4,539
ALLIANT CREDIT UNION 1 5.63% $4,999
AMERICAN FIRST 1 6.50% $111,680
AMERICAN HERITAGE LENDING, INC. 1 9.63% $62,393
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.50% $3,547
AmeriHome Mortgage Company, LLC 1 3.13% $5,346
Bank of England 1 4.88% $13,837
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.75% $3,375
Barrington Bank & Trust Company, N.A. 1 5.75% $4,168
BECKAM FUNDING CORP. 1 4.50% $5,381
Bethpage Federal Credit Union 1 4.13% $5,353
BNC National Bank 1 3.63% $6,234
BROKER SOLUTIONS, INC. 1 5.99% $14,246
CANVAS CREDIT UNION 1 4.50% $3,724
Century Mortgage Company DBA Century Lending Company 1 5.88% $14,805
CIBC Bank USA 1 3.13% $5,021
Citadel Servicing Corporation 1 7.38% $13,824
Citizens Bank 1 3.45% $13,161
Citywide Banks 1 3.63% $37,945
CITYWIDE HOME LOANS, LLC 1 5.99% $8,985
Comerica Bank 1 3.00% $11,396
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 1 6.00% $3,251
DEEPHAVEN MORTGAGE LLC 1 6.75% $17,857
Deere Employees Credit Union 1 3.50% $3,224
DHA FINANCIAL, LLC 1 3.38% $4,350
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.38% $4,757
Discover Bank 1 6.99% $0
Dubuque Bank and Trust Company 1 4.25% $5,468
EMBRACE HOME LOANS, INC. 1 4.75% $4,826
Ent Credit Union 1 4.25% $17,967
EVANSVILLE TEACHERS 1 3.00% $14,493
FirstBank 1 2.88% $7,798
First Bank & Trust 1 3.50% $3,607
FIRST COMMUNITY MORTGAGE, INC. 1 5.00% $13,018
First Financial Bank 1 5.50% $61,703
First Merchants Bank 1 2.38% $4,281
First National Bank of America 1 9.38% $16,030
First National Bank of Omaha 1 3.88% $3,472
FLAT BRANCH MORTGAGE, INC. 1 3.38% $10,742
Gateway First Bank 1 3.95% $25,475
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.25% $3,480
GROUP MORTGAGE, LLC 1 4.99% $3,800
GUARANTY HOME MORTGAGE CORPORATION 1 3.13% $4,354
Hancock Whitney Bank 1 4.63% $4,006
HOME MORTGAGE ALLIANCE, LLC 1 4.99% $20,493
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.94% $16,230
IMPAC MORTGAGE CORP. 1 3.99% $9,600
LAKEVIEW LOAN SERVICING, LLC 1 3.99% $7,899
LENDSURE MORTGAGE CORP. 1 6.75% $22,131
M2 Lending Solutions, LLC 1 5.25% $3,436
MICHIGAN MUTUAL, INC. 1 5.99% $5,406
Nations Lending Corporation 1 2.88% $11,473
NBKC BANK 1 3.38% $1,548
Network Funding, L.P. 1 3.75% $45,178
NEXERA HOLDING LLC 1 7.00% $7,649
North American Savings Bank, F.S.B. 1 3.88% $3,431
Notre Dame Federal Credit Union Corporation 1 4.38% $5,986
NOVA FINANCIAL & INVESTMENT CORPORATION 1 4.99% $1,218
NP, Inc. 1 2.87% $9,386
ON Q FINANCIAL, INC. 1 3.75% $3,614
ON TAP 1 4.38% $3,314
Pinnacle Bank 1 4.25% $3,764
PLAZA HOME MORTGAGE, INC. 1 3.88% $8,539
PREMIER MEMBERS CREDIT UNION 1 3.75% $3,294
Prosperity Bank 1 5.50% $7,587
Prosperity Home Mortgage, LLC 1 4.13% $2,546
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.38% $3,998
Royal Credit Union 1 4.75% $3,478
SECURITY SERVICE 1 3.38% $2,408
SOFI LENDING CORP. 1 3.88% $3,610
The Camden National Bank 1 3.25% $3,077
The Home Loan Expert LLC 1 3.13% $3,116
THE MORTGAGE COMPANY 1 5.50% $5,919
The Northern Trust Company 1 4.63% $3,540
Third Federal Savings and Loan Association of Cleveland 1 2.34% $445
THOMPSON KANE & COMPANY, LLC 1 3.75% $3,389
TOWNE MORTGAGE COMPANY 1 3.75% $7,030
UNIVERSAL LENDING CORPORATION 1 5.88% $3,341
VERITAS FUNDING, LLC 1 5.00% $5,548
Waterstone Mortgage Corporation 1 3.50% $4,756
WINGS FINANCIAL 1 4.88% $3,600

Edwards Average Closing Costs & Other Stats

Edwards, CO's 178 lenders originated 2,135 loans during 2022. The total origination value was $1,929,245,000, with an average loan value of $903,628.

Edwards's average closing costs are $5,243.

The top Edwards lender as defined by loan originations is FirstBank, with 151 loans originated. Their average total fees are $5,076, which is $2,260 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Edwards lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,359), First Western Trust Bank ($3,227), BOKF ($4,135), FirstBank ($5,076) and Raymond James Bank ($5,091).

The lowest rate Edwards lenders (with over 10 loans originated) are Raymond James Bank (3.16%), UBS Bank USA (3.19%), Bank of America (3.26%), Citibank (3.29%) and JPMorgan Chase Bank (3.51%).

Edwards, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
FirstBank $1,345,000 $290,225,000 21,478.1% 15.0%
JPMorgan Chase Bank $212,770,000 $147,775,000 -30.5% 7.7%
Alpine Bank $121,350,000 $109,070,000 -10.1% 5.7%
Morgan Stanley Private Bank $100,865,000 $94,405,000 -6.4% 4.9%
Bank of America $112,745,000 $82,740,000 -26.6% 4.3%
Wells Fargo Bank $163,020,000 $82,105,000 -49.6% 4.3%
U.S. Bank $161,810,000 $78,705,000 -51.4% 4.1%
First Republic Bank $36,440,000 $67,525,000 85.3% 3.5%
UBS Bank USA $70,145,000 $60,070,000 -14.4% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $130,580,000 $48,705,000 -62.7% 2.5%
Citibank $55,140,000 $46,725,000 -15.3% 2.4%
WALKER & DUNLOP, LLC $32,605,000 n/a 1.7%
PNC Bank $23,270,000 $32,585,000 40.0% 1.7%
Charles Schwab Bank, SSB $48,165,000 $28,165,000 -41.5% 1.5%
MidFirst Bank $47,660,000 $26,830,000 -43.7% 1.4%
ACADEMY MORTGAGE CORPORATION $73,250,000 $22,685,000 -69.0% 1.2%
QUICKEN LOANS, LLC $112,570,000 $22,390,000 -80.1% 1.2%
BOKF $41,440,000 $21,200,000 -48.8% 1.1%
Zions Bancorporation, N.A. $15,595,000 $19,590,000 25.6% 1.0%
Goldman Sachs Bank USA $37,235,000 $19,035,000 -48.9% 1.0%
NBH Bank $21,415,000 $15,490,000 -27.7% 0.8%
Truist $4,920,000 $15,105,000 207.0% 0.8%
Comerica Bank $14,970,000 n/a 0.8%
Raymond James Bank $11,885,000 $14,250,000 19.9% 0.7%
First Western Trust Bank $14,535,000 $13,135,000 -9.6% 0.7%
BAY EQUITY LLC $43,840,000 $13,075,000 -70.2% 0.7%
The Northern Trust Company $24,065,000 $12,395,000 -48.5% 0.6%
LOANDEPOT.COM, LLC $35,745,000 $12,380,000 -65.4% 0.6%
SECURITYNATIONAL MORTGAGE COMPANY $27,635,000 $12,165,000 -56.0% 0.6%
CALIBER HOME LOANS, INC. $13,875,000 $12,090,000 -12.9% 0.6%
UMB Bank $15,955,000 $11,630,000 -27.1% 0.6%
GUARANTEED RATE, INC. $53,400,000 $11,600,000 -78.3% 0.6%
Commerce Bank $14,885,000 $11,500,000 -22.7% 0.6%
KeyBank $17,775,000 $10,795,000 -39.3% 0.6%
BNY Mellon $2,050,000 $9,900,000 382.9% 0.5%
First Horizon Bank $2,965,000 $9,220,000 211.0% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $7,175,000 $8,250,000 15.0% 0.4%
The Huntington National Bank $6,735,000 $7,900,000 17.3% 0.4%
Citywide Banks $3,910,000 $7,530,000 92.6% 0.4%
Stifel Bank and Trust $16,050,000 $7,510,000 -53.2% 0.4%
Flagstar Bank, FSB $4,510,000 $7,050,000 56.3% 0.4%
Elevations Credit Union $9,480,000 $6,950,000 -26.7% 0.4%
PENTAGON FEDERAL CREDIT UNION $3,390,000 $6,795,000 100.4% 0.4%
Citizens Bank $765,000 $6,750,000 782.4% 0.3%
FUNDLOANS CAPITAL $6,410,000 n/a 0.3%
BMO Harris Bank $3,935,000 $6,370,000 61.9% 0.3%
HOME POINT FINANCIAL CORPORATION $80,415,000 $6,015,000 -92.5% 0.3%
CHERRY CREEK MORTGAGE, LLC $17,460,000 $5,720,000 -67.2% 0.3%
Independent Bank $6,300,000 $5,240,000 -16.8% 0.3%
First United Bank $5,005,000 n/a 0.3%
AMERICAN FIRST $4,955,000 n/a 0.3%
MEGASTAR FINANCIAL CORP. $7,180,000 $4,845,000 -32.5% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,665,000 $4,745,000 -71.5% 0.2%
ServisFirst Bank $4,680,000 n/a 0.2%
Old National Bank $1,155,000 $4,675,000 304.8% 0.2%
HSBC BANK USA, NATIONAL ASSOCIATION $4,555,000 n/a 0.2%
Luxury Mortgage Corp. $4,510,000 n/a 0.2%
ANB Bank $13,690,000 $4,100,000 -70.1% 0.2%
CMG MORTGAGE, INC. $3,135,000 $4,095,000 30.6% 0.2%
SouthEast Bank $4,005,000 n/a 0.2%
First Financial Bank $4,490,000 $3,975,000 -11.5% 0.2%
BancorpSouth Bank $545,000 $3,970,000 628.4% 0.2%
PLANET HOME LENDING, LLC $5,525,000 $3,960,000 -28.3% 0.2%
Bank of Colorado $14,550,000 $3,930,000 -73.0% 0.2%
BETTER MORTGAGE CORPORATION $23,795,000 $3,925,000 -83.5% 0.2%
Silicon Valley Bank $6,190,000 $3,910,000 -36.8% 0.2%
Paramount Residential Mortgage Group, Inc. $3,065,000 $3,755,000 22.5% 0.2%
PENNYMAC LOAN SERVICES, LLC $10,185,000 $3,705,000 -63.6% 0.2%
Bank of the West $3,750,000 $3,580,000 -4.5% 0.2%
Chicago Mortgage Solutions LLC $14,870,000 $3,530,000 -76.3% 0.2%
BM Real Estate Services, Inc. $3,505,000 n/a 0.2%
Prosperity Bank $6,005,000 $3,505,000 -41.6% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $4,710,000 $3,420,000 -27.4% 0.2%
Ent Credit Union $4,215,000 $3,390,000 -19.6% 0.2%
WESTERRA CREDIT UNION $2,545,000 $3,315,000 30.3% 0.2%
REVERSE MORTGAGE FUNDING LLC $3,200,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $13,410,000 $3,185,000 -76.2% 0.2%
Regions Bank $4,145,000 $3,010,000 -27.4% 0.2%
EVANSVILLE TEACHERS $2,995,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $2,590,000 $2,995,000 15.6% 0.2%
Carrington Mortgage Services, LLC $185,000 $2,915,000 1,475.7% 0.2%
Ally Bank $4,790,000 $2,905,000 -39.4% 0.2%
CORNERSTONE HOME LENDING, INC. $8,305,000 $2,860,000 -65.6% 0.1%
SECURITY SERVICE $2,770,000 $2,785,000 0.5% 0.1%
CrossFirst Bank $5,225,000 $2,745,000 -47.5% 0.1%
Florida Capital Bank $7,260,000 $2,605,000 -64.1% 0.1%
Amerifirst Financial, Inc. $2,900,000 $2,545,000 -12.2% 0.1%
PREMIER AMERICA $1,465,000 $2,505,000 71.0% 0.1%
Mortgage Research Center, LLC $3,340,000 $2,455,000 -26.5% 0.1%
FREEDOM MORTGAGE CORPORATION $16,710,000 $2,450,000 -85.3% 0.1%
AMERICAN FINANCING CORPORATION $17,120,000 $2,400,000 -86.0% 0.1%
NAVY FEDERAL CREDIT UNION $7,065,000 $2,300,000 -67.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,365,000 $2,245,000 -5.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,330,000 $2,205,000 -5.4% 0.1%
Blackhawk Bank & Trust $2,175,000 n/a 0.1%
Gateway First Bank $2,155,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $1,370,000 $2,105,000 53.6% 0.1%
FBC MORTGAGE, LLC $2,100,000 n/a 0.1%
First-Citizens Bank & Trust Company $2,070,000 n/a 0.1%
PREMIER MEMBERS CREDIT UNION $1,665,000 $2,050,000 23.1% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,665,000 $2,035,000 -23.6% 0.1%
Peoples State Bank $2,025,000 n/a 0.1%
Inwood National Bank $2,005,000 n/a 0.1%
Arvest Bank $730,000 $1,980,000 171.2% 0.1%
MOVEMENT MORTGAGE, LLC $1,160,000 $1,955,000 68.5% 0.1%
M&T Bank $1,950,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $3,920,000 $1,885,000 -51.9% 0.1%
Arbor Bank $1,855,000 n/a 0.1%
Mabrey Bank $1,845,000 n/a 0.1%
NFM, INC. $2,135,000 $1,845,000 -13.6% 0.1%
Affiliated Bank $1,805,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $1,805,000 n/a 0.1%
NexBank $1,800,000 n/a 0.1%
Network Funding, L.P. $185,000 $1,785,000 864.9% 0.1%
AIR ACADEMY $875,000 $1,775,000 102.9% 0.1%
Capitol Federal Savings Bank $1,715,000 n/a 0.1%
First International Bank & Trust $2,265,000 $1,685,000 -25.6% 0.1%
Citadel Servicing Corporation $2,755,000 $1,680,000 -39.0% 0.1%
NEWREZ LLC $8,500,000 $1,675,000 -80.3% 0.1%
Alerus Financial $1,670,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $7,275,000 $1,655,000 -77.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,530,000 $1,615,000 -54.2% 0.1%
Dubuque Bank and Trust Company $1,605,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $375,000 $1,570,000 318.7% 0.1%
American Mortgage & Equity Consultants, Inc. $2,630,000 $1,515,000 -42.4% 0.1%
North Dallas Bank & Trust Co. $1,505,000 n/a 0.1%
Financial Funding Solutions, Inc. $1,605,000 $1,485,000 -7.5% 0.1%
HOME MORTGAGE ALLIANCE, LLC $1,755,000 $1,470,000 -16.2% 0.1%
Pinnacle Bank $2,740,000 $1,465,000 -46.5% 0.1%
AmRes Corporation $1,445,000 n/a 0.1%
COLORADO CREDIT UNION $585,000 $1,435,000 145.3% 0.1%
North American Savings Bank, F.S.B. $5,325,000 $1,370,000 -74.3% 0.1%
BELLCO $27,320,000 $1,350,000 -95.1% 0.1%
Commerce Home Mortgage, Inc. $2,700,000 $1,350,000 -50.0% 0.1%
GUILD MORTGAGE COMPANY $5,455,000 $1,330,000 -75.6% 0.1%
ALLIANT CREDIT UNION $1,175,000 $1,310,000 11.5% 0.1%
S1L, Inc. $3,100,000 $1,300,000 -58.1% 0.1%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $510,000 $1,270,000 149.0% 0.1%
Beeline Loans, Inc. $1,250,000 n/a 0.1%
First Merchants Bank $325,000 $1,250,000 284.6% 0.1%
LENDSURE MORTGAGE CORP. $205,000 $1,250,000 509.8% 0.1%
Sooper Credit Union $1,230,000 n/a 0.1%
The Federal Savings Bank $1,685,000 $1,230,000 -27.0% 0.1%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $1,205,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $1,205,000 n/a 0.1%
CIBC Bank USA $5,240,000 $1,185,000 -77.4% 0.1%
GROUP MORTGAGE, LLC $475,000 $1,180,000 148.4% 0.1%
EMBRACE HOME LOANS, INC. $665,000 $1,165,000 75.2% 0.1%
A&D Mortgage LLC $1,505,000 $1,155,000 -23.3% 0.1%
GFA Federal Credit Union $1,145,000 n/a 0.1%
Discover Bank $65,000 $1,125,000 1,630.8% 0.1%
Bethpage Federal Credit Union $1,115,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $880,000 $1,095,000 24.4% 0.1%
UNION HOME MORTGAGE CORP. $815,000 $1,080,000 32.5% 0.1%
Franklin Loan Corporation $305,000 $1,010,000 231.1% 0.1%
Pinnacle Bank $2,740,000 $1,005,000 -63.3% 0.1%
RBC Bank, (Georgia) $1,005,000 n/a 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,005,000 n/a 0.1%
Hancock Whitney Bank $995,000 n/a 0.1%
Royal Credit Union $995,000 n/a 0.1%
Loan Simple, Inc. $2,425,000 $970,000 -60.0% 0.1%
Merchants Bank of Indiana $965,000 $965,000 0.0% 0.1%
The Camden National Bank $2,040,000 $965,000 -52.7% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,280,000 $920,000 -87.4% 0.0%
Waterstone Mortgage Corporation $1,410,000 $910,000 -35.5% 0.0%
AMWEST FUNDING CORP. $895,000 n/a 0.0%
Guaranty Bank & Trust, N.A. $875,000 n/a 0.0%
Mutual Federal Bank $865,000 n/a 0.0%
21ST MORTGAGE CORPORATION $450,000 $850,000 88.9% 0.0%
First State Bank of St. Charles, Missouri $2,270,000 $840,000 -63.0% 0.0%
VERITAS FUNDING, LLC $835,000 n/a 0.0%
NP, Inc. $1,210,000 $825,000 -31.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $405,000 $815,000 101.2% 0.0%
TOP FLITE FINANCIAL, INC. $605,000 $815,000 34.7% 0.0%
BROKER SOLUTIONS, INC. $19,765,000 $755,000 -96.2% 0.0%
Montgomery Bank $745,000 n/a 0.0%
Northpointe Bank $3,390,000 $745,000 -78.0% 0.0%
The Home Loan Expert LLC $3,195,000 $745,000 -76.7% 0.0%
Lakeside Bank $725,000 n/a 0.0%
PHH Mortgage Corporation $465,000 $720,000 54.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,355,000 $715,000 -47.2% 0.0%
BAC Florida Bank $705,000 n/a 0.0%
CANVAS CREDIT UNION $3,610,000 $705,000 -80.5% 0.0%
Century Mortgage Company DBA Century Lending Company $695,000 n/a 0.0%
American Airlines Federal Credit Union $2,345,000 $685,000 -70.8% 0.0%
THOMPSON KANE & COMPANY, LLC $3,060,000 $685,000 -77.6% 0.0%
City National Bank $36,590,000 $680,000 -98.1% 0.0%
Fifth Third Bank $6,895,000 $670,000 -90.3% 0.0%
Wyndham Capital Mortgage, Inc. $1,965,000 $660,000 -66.4% 0.0%
FLAT BRANCH MORTGAGE, INC. $385,000 $645,000 67.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $645,000 n/a 0.0%
NBKC BANK $4,405,000 $645,000 -85.4% 0.0%
THE MORTGAGE COMPANY $5,280,000 $645,000 -87.8% 0.0%
WINGS FINANCIAL $415,000 $630,000 51.8% 0.0%
ON TAP $910,000 $625,000 -31.3% 0.0%
First National Bank of America $615,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $9,600,000 $615,000 -93.6% 0.0%
DHA FINANCIAL, LLC $205,000 $605,000 195.1% 0.0%
IMPAC MORTGAGE CORP. $305,000 $605,000 98.4% 0.0%
BNC National Bank $305,000 $585,000 91.8% 0.0%
Credit Union of Denver $1,100,000 $585,000 -46.8% 0.0%
Notre Dame Federal Credit Union Corporation $585,000 n/a 0.0%
ADVANCIAL $575,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $790,000 $575,000 -27.2% 0.0%
SOFI LENDING CORP. $1,390,000 $575,000 -58.6% 0.0%
Glacier Bank $1,930,000 $560,000 -71.0% 0.0%
Deere Employees Credit Union $980,000 $550,000 -43.9% 0.0%
Prosperity Home Mortgage, LLC $5,225,000 $545,000 -89.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $535,000 n/a 0.0%
Fortis Private Bank $525,000 n/a 0.0%
Hometown Equity Mortgage, LLC $525,000 n/a 0.0%
Midwest BankCentre $3,135,000 $525,000 -83.3% 0.0%
PLAZA HOME MORTGAGE, INC. $1,275,000 $525,000 -58.8% 0.0%
STANFORD Federal Credit Union $355,000 $525,000 47.9% 0.0%
M2 Lending Solutions, LLC $535,000 $515,000 -3.7% 0.0%
LOANPAL, LLC $2,750,000 $505,000 -81.6% 0.0%
USAA Federal Savings Bank $1,205,000 $505,000 -58.1% 0.0%
NEXERA HOLDING LLC $545,000 $485,000 -11.0% 0.0%
MOUNTAIN AMERICA $475,000 n/a 0.0%
AMERICAN ADVISORS GROUP $1,745,000 $460,000 -73.6% 0.0%
GEORGIA'S OWN $205,000 $455,000 122.0% 0.0%
First Mortgage Solutions, LLC $2,015,000 $445,000 -77.9% 0.0%
The Fidelity Deposit and Discount Bank $345,000 $445,000 29.0% 0.0%
ON Q FINANCIAL, INC. $960,000 $435,000 -54.7% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $425,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $405,000 n/a 0.0%
FirstBank $1,345,000 $385,000 -71.4% 0.0%
First Bank & Trust $1,445,000 $375,000 -74.0% 0.0%
CapStar Bank $365,000 n/a 0.0%
Bank of England $2,445,000 $355,000 -85.5% 0.0%
CITYWIDE HOME LOANS, LLC $355,000 n/a 0.0%
Neighborhood National Bank $335,000 n/a 0.0%
SPRING EQ, LLC $970,000 $330,000 -66.0% 0.0%
BECKAM FUNDING CORP. $325,000 n/a 0.0%
UNIVERSAL LENDING CORPORATION $6,420,000 $295,000 -95.4% 0.0%
First National Bank of Omaha $290,000 n/a 0.0%
CANOPY MORTGAGE, LLC $325,000 $285,000 -12.3% 0.0%
PARSONS Federal Credit Union $275,000 n/a 0.0%
Nations Lending Corporation $610,000 $265,000 -56.6% 0.0%
EVERETT FINANCIAL, INC. $2,710,000 $245,000 -91.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $205,000 n/a 0.0%
Figure Lending LLC $95,000 $200,000 110.5% 0.0%
Red Rocks Credit Union $535,000 $200,000 -62.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $200,000 $170,000 -15.0% 0.0%
Blackhawk Bank $165,000 n/a 0.0%
Baxter Credit Union $600,000 $155,000 -74.2% 0.0%
Southwest Airlines Federal Credit Union $155,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $170,000 $145,000 -14.7% 0.0%
Blue Federal Credit Union $555,000 $105,000 -81.1% 0.0%
DIGITAL Federal Credit Union $105,000 n/a 0.0%
FITZSIMONS FEDERAL CREDIT UNION $105,000 n/a 0.0%
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION $95,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $2,075,000 $85,000 -95.9% 0.0%
Northwest Federal Credit Union $345,000 $85,000 -75.4% 0.0%
USAlliance Federal Credit Union $85,000 n/a 0.0%
Ardent Federal Credit Union $75,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $265,000 $75,000 -71.7% 0.0%
HOMESIDE FINANCIAL, LLC $880,000 $65,000 -92.6% 0.0%
ROCKY MOUNTAIN LAW ENFORCEMENT FCU $65,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $65,000 n/a 0.0%
CREDIT UNION OF THE ROCKIES $55,000 n/a 0.0%

Edwards's top lender by overall market share is FirstBank, with 15.0% market share. In second place, with 7.7%, is JPMorgan Chase Bank, having originated $147,775,000 in loans. In third place, with 5.7%, is Alpine Bank, having originated $109,070,000 in loans. In fourth place, with 4.9%, is Morgan Stanley Private Bank, having originated $94,405,000 in loans. In fifth place, with 4.3%, is Bank of America, having originated $82,740,000 in loans.


Edwards Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $849,250 (-0.1%) $1,914,219 (-1.6%) 0.00 906
2018-02-01 $885,500 (4.6%) $1,966,033 (2.9%) 0.00 872
2018-03-01 $849,000 (-0.6%) $1,904,156 (-3.3%) 0.00 934
2018-04-01 $828,250 (-0.5%) $1,856,221 (-3.6%) 0.00 913
2018-05-01 $795,000 (-6.5%) $1,739,127 (-7.8%) 0.00 924
2018-06-01 $800,000 (-5.2%) $1,738,966 (-5.8%) 0.00 990
2018-07-01 $842,000 (-0.9%) $1,868,043 (-2.4%) 0.00 1,091
2018-08-01 $820,500 (-3.6%) $1,894,569 (-2.8%) 0.00 1,082
2018-09-01 $799,000 (-9.1%) $1,905,271 (-6.0%) 0.00 1,032
2018-10-01 $781,500 (-10.3%) $1,898,909 (-7.1%) 0.00 982
2018-11-01 $772,500 (-9.1%) $1,921,063 (-5.7%) 0.00 961
2018-12-01 $809,000 (-6.2%) $2,009,458 (2.5%) 0.00 968
2019-01-01 $832,000 (-2.0%) $1,997,965 (4.4%) 0.00 967
2019-02-01 $875,000 (-1.2%) $2,016,577 (2.6%) 0.00 966
2019-03-01 $815,000 (-4.0%) $1,910,808 (0.4%) 0.00 971
2019-04-01 $749,500 (-9.5%) $1,818,463 (-2.0%) 0.00 976
2019-05-01 $739,000 (-7.0%) $1,819,004 (4.6%) 0.00 932
2019-06-01 $799,500 (-0.1%) $1,821,479 (4.7%) 0.00 1,038
2019-07-01 $856,000 (1.7%) $1,990,456 (6.6%) 0.00 1,115
2019-08-01 $829,727 (1.1%) $1,994,548 (5.3%) 0.00 1,078
2019-09-01 $806,818 (1.0%) $2,010,857 (5.5%) 0.00 1,026
2019-10-01 $784,000 (0.3%) $2,021,730 (6.5%) 0.00 985
2019-11-01 $765,000 (-1.0%) $2,018,264 (5.1%) 0.00 958
2019-12-01 $903,250 (11.7%) $2,104,988 (4.8%) 0.00 957
2020-01-01 $915,000 (10.0%) $2,207,643 (10.5%) 0.00 888
2020-02-01 $940,000 (7.4%) $2,238,507 (11.0%) 0.00 869
2020-03-01 $935,000 (14.7%) $2,216,935 (16.0%) 0.00 909
2020-04-01 $831,500 (10.9%) $2,017,608 (11.0%) 0.00 882
2020-05-01 $799,000 (8.1%) $1,907,455 (4.9%) 0.00 877
2020-06-01 $895,000 (11.9%) $1,976,877 (8.5%) 0.00 890
2020-07-01 $867,450 (1.3%) $2,036,928 (2.3%) 0.00 903
2020-08-01 $899,000 (8.4%) $2,274,074 (14.0%) 0.00 875
2020-09-01 $940,000 (16.5%) $2,269,453 (12.9%) 0.00 795
2020-10-01 $899,000 (14.7%) $2,370,913 (17.3%) 0.00 724
2020-11-01 $797,000 (4.2%) $2,457,854 (21.8%) 0.00 689
2020-12-01 $827,000 (-8.4%) $2,558,423 (21.5%) 0.00 648
2021-01-01 $736,000 (-19.6%) $2,685,006 (21.6%) 0.00 607
2021-02-01 $679,000 (-27.8%) $2,795,539 (24.9%) 0.00 578
2021-03-01 $733,000 (-21.6%) $2,754,484 (24.3%) 0.00 561
2021-04-01 $638,500 (-23.2%) $2,713,611 (34.5%) 0.00 537
2021-05-01 $625,000 (-21.8%) $2,623,415 (37.5%) 0.00 475
2021-06-01 $756,250 (-15.5%) $2,660,852 (34.6%) 0.00 498
2021-07-01 $860,000 (-0.9%) $2,678,953 (31.5%) 0.00 515
2021-08-01 $990,000 (10.1%) $2,745,860 (20.8%) 0.00 493
2021-09-01 $896,000 (-4.7%) $2,619,291 (15.4%) 0.00 485
2021-10-01 $842,500 (-6.3%) $2,357,168 (-0.6%) 0.00 444
2021-11-01 $446,500 (-44.0%) $2,224,130 (-9.5%) 0.00 400
2021-12-01 $292,500 (-64.6%) $2,321,772 (-9.3%) 0.00 385
2022-01-01 $160,000 (-78.3%) $2,273,529 (-15.3%) 0.00 364
2022-02-01 $524,500 (-22.8%) $2,356,251 (-15.7%) 0.00 372
2022-03-01 $537,500 (-26.7%) $2,404,470 (-12.7%) 0.00 349
2022-04-01 $750,000 (17.5%) $2,253,141 (-17.0%) 0.00 354
2022-05-01 $935,500 (49.7%) $2,440,927 (-7.0%) 0.00 355
2022-06-01 $1,172,500 (55.0%) $2,406,153 (-9.6%) 0.00 416
2022-07-01 $1,245,000 (44.8%) $2,530,774 (-5.5%) 0.00 512
2022-08-01 $1,199,000 (21.1%) $2,488,940 (-9.4%) 0.00 505
2022-09-01 $1,131,000 (26.2%) $2,371,107 (-9.5%) 0.00 463
2022-10-01 $1,200,000 (42.4%) $2,363,213 (0.3%) 0.00 463
2022-11-01 $1,199,750 (168.7%) $2,508,861 (12.8%) 0.00 449
2022-12-01 $1,100,000 (276.1%) $2,616,885 (12.7%) 0.00 453
2023-01-01 $962,500 (501.6%) $2,642,903 (16.3%) 0.00 441
2023-02-01 $998,750 (90.4%) $2,695,979 (14.4%) 0.00 433
2023-03-01 $1,200,000 (123.3%) $2,786,741 (15.9%) 0.00 450
2023-04-01 $1,297,000 (72.9%) $2,842,099 (26.1%) 0.00 444
2023-05-01 $1,312,500 (40.3%) $2,870,931 (17.6%) 0.00 421
2023-06-01 $1,328,750 (13.3%) $2,780,943 (15.6%) 0.00 461
2023-07-01 $1,575,000 (26.5%) $2,969,884 (17.4%) 0.00 512
2023-08-01 $1,553,500 (29.6%) $2,902,748 (16.6%) 0.00 541
2023-09-01 $1,450,000 (28.2%) $2,899,279 (22.3%) 0.00 519
2023-10-01 $1,337,250 (11.4%) $2,796,342 (18.3%) 0.00 512
2023-11-01 $1,235,000 (2.9%) $2,801,007 (11.6%) 0.00 501
2023-12-01 $1,250,000 (13.6%) $2,826,035 (8.0%) 0.00 518
Edwards's median listing price for 2023-12-01 was $1,250,000, a difference of $150,000 (13.6%) versus the prior year and $15,000 versus the prior month.

Edwards's median listing price comes in at 0% of the national average.

Edwards's average listing price for 2023-12-01 was $2,826,035, a difference of $209,150 (8.0%) versus the prior year and $25,028 versus the prior month.

For the 2023-12-01 period, Edwards had 518 MLS listings, a difference of 17 listings (3%) versus the prior month and 65 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Edwards (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,883 sqft
2018-02-01 0 days 1,905 sqft
2018-03-01 0 days 1,900 sqft
2018-04-01 0 days 1,844 sqft
2018-05-01 0 days 1,844 sqft
2018-06-01 0 days 1,847 sqft
2018-07-01 0 days 1,899 sqft
2018-08-01 0 days 1,878 sqft
2018-09-01 0 days 1,843 sqft
2018-10-01 0 days 1,820 sqft
2018-11-01 0 days 1,821 sqft
2018-12-01 0 days 1,822 sqft
2019-01-01 0 days 1,829 sqft
2019-02-01 0 days 1,842 sqft
2019-03-01 0 days 1,825 sqft
2019-04-01 0 days 1,805 sqft
2019-05-01 0 days 1,839 sqft
2019-06-01 0 days 1,857 sqft
2019-07-01 0 days 1,900 sqft
2019-08-01 0 days 1,896 sqft
2019-09-01 0 days 1,891 sqft
2019-10-01 0 days 1,881 sqft
2019-11-01 0 days 1,869 sqft
2019-12-01 0 days 1,804 sqft
2020-01-01 0 days 1,810 sqft
2020-02-01 0 days 1,855 sqft
2020-03-01 0 days 1,823 sqft
2020-04-01 0 days 1,760 sqft
2020-05-01 0 days 1,791 sqft
2020-06-01 0 days 1,800 sqft
2020-07-01 0 days 1,800 sqft
2020-08-01 0 days 1,749 sqft
2020-09-01 0 days 1,708 sqft
2020-10-01 0 days 1,725 sqft
2020-11-01 0 days 1,691 sqft
2020-12-01 0 days 1,697 sqft
2021-01-01 0 days 1,705 sqft
2021-02-01 0 days 1,727 sqft
2021-03-01 0 days 1,743 sqft
2021-04-01 0 days 1,784 sqft
2021-05-01 0 days 1,803 sqft
2021-06-01 0 days 1,820 sqft
2021-07-01 0 days 1,875 sqft
2021-08-01 0 days 1,885 sqft
2021-09-01 0 days 1,875 sqft
2021-10-01 0 days 1,834 sqft
2021-11-01 0 days 1,704 sqft
2021-12-01 0 days 1,647 sqft
2022-01-01 0 days 1,600 sqft
2022-02-01 0 days 1,625 sqft
2022-03-01 0 days 1,637 sqft
2022-04-01 0 days 1,627 sqft
2022-05-01 0 days 1,705 sqft
2022-06-01 0 days 1,811 sqft
2022-07-01 0 days 1,896 sqft
2022-08-01 0 days 1,837 sqft
2022-09-01 0 days 1,810 sqft
2022-10-01 0 days 1,840 sqft
2022-11-01 0 days 1,800 sqft
2022-12-01 0 days 1,785 sqft
2023-01-01 0 days 1,789 sqft
2023-02-01 0 days 1,787 sqft
2023-03-01 0 days 1,797 sqft
2023-04-01 0 days 1,787 sqft
2023-05-01 0 days 1,797 sqft
2023-06-01 0 days 1,793 sqft
2023-07-01 0 days 1,846 sqft
2023-08-01 0 days 1,877 sqft
2023-09-01 0 days 1,800 sqft
2023-10-01 0 days 1,727 sqft
2023-11-01 0 days 1,627 sqft
2023-12-01 0 days 1,643 sqft
Edwards's median listing age (time on market) for 2023-12-01 was 0 days.

Edwards's median square footage for active listings during the 2023-12-01 period was 1,643 sqft. One year prior, the average listing was 1,785 sqft.

Edwards, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 933 $959,295,000 $1,028,183
Refi 381 $344,645,000 $904,580
Other 283 $327,615,000 $1,157,650
Cash Out Refi 281 $229,175,000 $815,569
Home Improvement 257 $68,515,000 $266,595

Edwards's most frequently cited loan purpose was Home Purchase, with 933 originations. The 2nd most popular reason was Refi, with 381 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 639 $563,175,000 $881,338
4-5% 537 $478,615,000 $891,276
5-6% 342 $244,960,000 $716,257
2.5-3% 214 $308,450,000 $1,441,355
6-7% 173 $89,295,000 $516,156
<2.5% 123 $198,275,000 $1,611,992
7-8% 53 $18,585,000 $350,660
Over 8% 34 $9,810,000 $288,529

During 2022, Edwards's most frequently originated rate bucket was 3-4%, with 639 originations.

Loan Sizing (Edwards, CO MSA)

Loan Size Originations Total Value Average Loan
$Over $1MM 501 $1,239,895,000 $2,474,840
$400k-600k 431 $209,885,000 $486,972
$600k-1000k 426 $322,920,000 $758,028
$200k-400k 398 $117,900,000 $296,231
$100k-200k 206 $28,330,000 $137,524
$100,000 or less 173 $10,315,000 $59,624

Edwards's loan sizing saw the bucket of loans from $Over $1MM with 501 originations, totaling $1,239,895,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 656 $904,840,000 $1,379,329
Under 20% 416 $71,800,000 $172,596
40-60% 376 $446,120,000 $1,186,489
20-40% 370 $217,900,000 $588,919
80-100% 290 $266,180,000 $917,862
Over 100% 3 $2,955,000 $985,000

Edwards's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 656 originations, totaling $904,840,000 in origination value.