Burley VA Loan Rates, Closing Costs & Stats
Burley, ID
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Burley's 23 lenders originated 37 VA loans during 2024. The total origination value was $13,265,000, with an average VA loan value of $358,514.
Burley VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Burley
averaged
6.27%
for the week of 2025-04-04, compared to the national average (all VA variants) of
6.06% for the same period.
Burley's average VA mortgage closing costs are $7,458.
The average rate for the prior week (2025-03-28) was
6.29% and
one month ago for the week of 2025-02-28, the
average rate was 6.17%.
The average rate one year ago was 6.48%.
For refis of the same type during the week of 2025-04-04, the average rate
was 6.26%.
Burley VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Burley level.
Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 4 | 6.34% | $4,246 |
VILLAGE CAPITAL MORTGAGE | 3 | 5.83% | $12,201 |
IDAHO CENTRAL | 3 | 6.29% | $13,120 |
USAA Federal Savings Bank | 3 | 5.63% | $12,259 |
QUICKEN LOANS, LLC | 2 | 5.87% | $13,456 |
NFM, INC. | 2 | 6.44% | $7,702 |
First Federal Savings Bank of Twin Falls | 1 | 5.63% | $6,429 |
FREEDOM MORTGAGE CORPORATION | 1 | 6.75% | $23,392 |
VAN DYK MORTGAGE CORPORATION | 1 | 5.99% | $11,139 |
LAKEVIEW LOAN SERVICING, LLC | 1 | 5.75% | $10,390 |
LOANDEPOT.COM, LLC | 1 | 6.25% | $15,954 |
AXIA FINANCIAL, LLC | 1 | 6.00% | $11,142 |
MOVEMENT MORTGAGE, LLC | 1 | 7.75% | $12,046 |
MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 6.13% | $4,614 |
NEW DAY FINANCIAL, LLC | 1 | 7.75% | $16,892 |
NEWREZ LLC | 1 | 5.75% | $2,408 |
Texana Bank | 1 | 5.38% | $7,272 |
UNITED WHOLESALE MORTGAGE, LLC | 1 | 6.25% | $6,546 |
AMERICAN FINANCING CORPORATION | 1 | 6.75% | $15,892 |
CANOPY MORTGAGE, LLC | 1 | 6.13% | $13,264 |
Eagle Bank and Trust Company | 1 | 5.75% | $6,331 |
CLEARPATH LENDING | 1 | 5.25% | $2,202 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 1 | 6.63% | $13,689 |
The top Burley VA lender as defined by loan originations is Mortgage Research Center, LLC, with
4 VA loans originated. Their average total fees are
$4,246, which is $7,955
lower than the next largest lender,
VILLAGE CAPITAL MORTGAGE.
The lowest fee Burley VA lenders (with over 10 loans originated) are
.
The lowest rate Burley VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $162,900 (-1.6%) | $193,433 (-0.6%) | 0.00 | 78 |
2018-02-01 | $168,900 (0.7%) | $199,841 (0.8%) | 0.00 | 82 |
2018-03-01 | $170,700 (-1.9%) | $201,428 (2.1%) | 0.00 | 84 |
2018-04-01 | $183,950 (5.2%) | $227,521 (13.4%) | 0.00 | 80 |
2018-05-01 | $181,975 (1.7%) | $219,786 (7.2%) | 0.00 | 78 |
2018-06-01 | $179,850 (5.9%) | $224,186 (13.0%) | 0.00 | 95 |
2018-07-01 | $177,800 (-0.9%) | $222,179 (5.7%) | 0.00 | 101 |
2018-08-01 | $178,400 (1.3%) | $224,005 (11.7%) | 0.00 | 99 |
2018-09-01 | $180,000 (2.9%) | $237,300 (23.4%) | 0.00 | 89 |
2018-10-01 | $185,175 (5.1%) | $234,542 (20.2%) | 0.00 | 87 |
2018-11-01 | $189,450 (18.6%) | $235,695 (24.6%) | 0.00 | 89 |
2018-12-01 | $224,900 (34.3%) | $243,176 (22.0%) | 0.00 | 93 |
2019-01-01 | $221,225 (35.8%) | $241,594 (24.9%) | 0.00 | 87 |
2019-02-01 | $196,225 (16.2%) | $238,961 (19.6%) | 0.00 | 79 |
2019-03-01 | $194,349 (13.9%) | $236,600 (17.5%) | 0.00 | 79 |
2019-04-01 | $193,589 (5.2%) | $233,607 (2.7%) | 0.00 | 80 |
2019-05-01 | $212,175 (16.6%) | $257,426 (17.1%) | 0.00 | 78 |
2019-06-01 | $219,900 (22.3%) | $249,169 (11.1%) | 0.00 | 89 |
2019-07-01 | $217,500 (22.3%) | $242,993 (9.4%) | 0.00 | 97 |
2019-08-01 | $218,818 (22.7%) | $260,375 (16.2%) | 0.00 | 113 |
2019-09-01 | $224,545 (24.8%) | $279,855 (17.9%) | 0.00 | 118 |
2019-10-01 | $228,364 (23.3%) | $289,982 (23.6%) | 0.00 | 118 |
2019-11-01 | $219,450 (15.8%) | $285,113 (21.0%) | 0.00 | 110 |
2019-12-01 | $232,875 (3.6%) | $309,559 (27.3%) | 0.00 | 93 |
2020-01-01 | $253,725 (14.7%) | $320,509 (32.7%) | 0.00 | 89 |
2020-02-01 | $242,900 (23.8%) | $313,798 (31.3%) | 0.00 | 76 |
2020-03-01 | $247,000 (27.1%) | $302,335 (27.8%) | 0.00 | 85 |
2020-04-01 | $239,450 (23.7%) | $296,810 (27.1%) | 0.00 | 87 |
2020-05-01 | $249,000 (17.4%) | $307,562 (19.5%) | 0.00 | 80 |
2020-06-01 | $259,225 (17.9%) | $306,763 (23.1%) | 0.00 | 54 |
2020-07-01 | $239,950 (10.3%) | $328,649 (35.3%) | 0.00 | 46 |
2020-08-01 | $237,900 (8.7%) | $322,624 (23.9%) | 0.00 | 41 |
2020-09-01 | $234,900 (4.6%) | $288,706 (3.2%) | 0.00 | 39 |
2020-10-01 | $239,900 (5.1%) | $275,527 (-5.0%) | 0.00 | 37 |
2020-11-01 | $255,000 (16.2%) | $310,728 (9.0%) | 0.00 | 24 |
2020-12-01 | $263,725 (13.3%) | $342,075 (10.5%) | 0.00 | 23 |
2021-01-01 | $257,500 (1.5%) | $350,658 (9.4%) | 0.00 | 18 |
2021-02-01 | $256,875 (5.8%) | $433,016 (38.0%) | 0.00 | 18 |
2021-03-01 | $317,500 (28.5%) | $452,654 (49.7%) | 0.00 | 18 |
2021-04-01 | $277,000 (15.7%) | $373,153 (25.7%) | 0.00 | 18 |
2021-05-01 | $287,450 (15.4%) | $406,630 (32.2%) | 0.00 | 22 |
2021-06-01 | $289,725 (11.8%) | $402,211 (31.1%) | 0.00 | 30 |
2021-07-01 | $325,000 (35.4%) | $436,230 (32.7%) | 0.00 | 37 |
2021-08-01 | $292,250 (22.9%) | $407,139 (26.2%) | 0.00 | 48 |
2021-09-01 | $352,950 (50.3%) | $483,065 (67.3%) | 0.00 | 46 |
2021-10-01 | $350,750 (46.2%) | $455,795 (65.4%) | 0.00 | 50 |
2021-11-01 | $353,300 (38.6%) | $464,150 (49.4%) | 0.00 | 46 |
2021-12-01 | $356,000 (35.0%) | $447,224 (30.7%) | 0.00 | 45 |
2022-01-01 | $342,000 (32.8%) | $481,107 (37.2%) | 0.00 | 37 |
2022-02-01 | $347,025 (35.1%) | $458,530 (5.9%) | 0.00 | 36 |
2022-03-01 | $359,250 (13.2%) | $438,473 (-3.1%) | 0.00 | 44 |
2022-04-01 | $364,540 (31.6%) | $467,375 (25.3%) | 0.00 | 48 |
2022-05-01 | $370,328 (28.8%) | $447,247 (10.0%) | 0.00 | 64 |
2022-06-01 | $369,918 (27.7%) | $426,790 (6.1%) | 0.00 | 71 |
2022-07-01 | $374,016 (15.1%) | $430,507 (-1.3%) | 0.00 | 96 |
2022-08-01 | $384,995 (31.7%) | $447,828 (10.0%) | 0.00 | 105 |
2022-09-01 | $379,975 (7.7%) | $443,841 (-8.1%) | 0.00 | 112 |
2022-10-01 | $377,008 (7.5%) | $433,731 (-4.8%) | 0.00 | 111 |
2022-11-01 | $390,620 (10.6%) | $431,111 (-7.1%) | 0.00 | 112 |
2022-12-01 | $389,750 (9.5%) | $419,574 (-6.2%) | 0.00 | 110 |
2023-01-01 | $396,516 (15.9%) | $422,857 (-12.1%) | 0.00 | 93 |
2023-02-01 | $391,175 (12.7%) | $411,054 (-10.4%) | 0.00 | 95 |
2023-03-01 | $395,566 (10.1%) | $419,645 (-4.3%) | 0.00 | 82 |
2023-04-01 | $395,000 (8.4%) | $404,787 (-13.4%) | 0.00 | 82 |
2023-05-01 | $399,450 (7.9%) | $444,541 (-0.6%) | 0.00 | 97 |
2023-06-01 | $395,198 (6.8%) | $454,867 (6.6%) | 0.00 | 100 |
2023-07-01 | $395,000 (5.6%) | $461,662 (7.2%) | 0.00 | 107 |
2023-08-01 | $390,100 (1.3%) | $452,798 (1.1%) | 0.00 | 106 |
2023-09-01 | $378,900 (-0.3%) | $438,783 (-1.1%) | 0.00 | 122 |
2023-10-01 | $372,240 (-1.3%) | $423,130 (-2.4%) | 0.00 | 119 |
2023-11-01 | $377,000 (-3.5%) | $437,287 (1.4%) | 0.00 | 105 |
2023-12-01 | $383,950 (-1.5%) | $440,687 (5.0%) | 0.00 | 93 |
2024-01-01 | $383,975 (-3.2%) | $452,367 (7.0%) | 0.00 | 78 |
2024-02-01 | $381,900 (-2.4%) | $436,805 (6.3%) | 0.00 | 75 |
2024-03-01 | $399,000 (0.9%) | $454,354 (8.3%) | 0.00 | 78 |
2024-04-01 | $397,000 (0.5%) | $468,924 (15.8%) | 0.00 | 95 |
2024-05-01 | $390,500 (-2.2%) | $482,478 (8.5%) | 0.00 | 105 |
2024-06-01 | $389,000 (-1.6%) | $474,248 (4.3%) | 0.00 | 120 |
2024-07-01 | $389,000 (-1.5%) | $464,142 (0.5%) | 0.00 | 130 |
2024-08-01 | $380,000 (-2.6%) | $454,398 (0.4%) | 0.00 | 142 |
2024-09-01 | $379,900 (0.3%) | $470,633 (7.3%) | 0.00 | 146 |
2024-10-01 | $389,450 (4.6%) | $487,292 (15.2%) | 0.00 | 152 |
2024-11-01 | $392,000 (4.0%) | $476,835 (9.0%) | 0.00 | 138 |
2024-12-01 | $392,725 (2.3%) | $465,945 (5.7%) | 0.00 | 126 |
2025-01-01 | $386,775 (0.7%) | $460,391 (1.8%) | 0.00 | 114 |
2025-02-01 | $389,000 (1.9%) | $451,758 (3.4%) | 0.00 | 109 |
2025-03-01 | $372,500 (-6.6%) | $427,737 (-5.9%) | 0.00 | 118 |
Burley's median listing price comes in at 0% of the national average.
Burley's average listing price for 2025-03-01 was $427,737, a difference of $-26,617 (-5.9%) versus the prior year and $-24,021 versus the prior month.
For the 2025-03-01 period, Burley had 118 MLS listings, a difference of 9 listings (8%) versus the prior month and 40 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,812 sqft |
2018-02-01 | 0 days | 1,888 sqft |
2018-03-01 | 0 days | 1,947 sqft |
2018-04-01 | 0 days | 1,902 sqft |
2018-05-01 | 0 days | 1,896 sqft |
2018-06-01 | 0 days | 1,789 sqft |
2018-07-01 | 0 days | 1,755 sqft |
2018-08-01 | 0 days | 1,810 sqft |
2018-09-01 | 0 days | 1,867 sqft |
2018-10-01 | 0 days | 1,877 sqft |
2018-11-01 | 0 days | 1,860 sqft |
2018-12-01 | 0 days | 1,988 sqft |
2019-01-01 | 0 days | 2,006 sqft |
2019-02-01 | 0 days | 1,882 sqft |
2019-03-01 | 0 days | 1,936 sqft |
2019-04-01 | 0 days | 2,009 sqft |
2019-05-01 | 0 days | 2,025 sqft |
2019-06-01 | 0 days | 2,020 sqft |
2019-07-01 | 0 days | 2,009 sqft |
2019-08-01 | 0 days | 1,985 sqft |
2019-09-01 | 0 days | 1,965 sqft |
2019-10-01 | 0 days | 1,926 sqft |
2019-11-01 | 0 days | 1,901 sqft |
2019-12-01 | 0 days | 1,925 sqft |
2020-01-01 | 0 days | 2,218 sqft |
2020-02-01 | 0 days | 2,177 sqft |
2020-03-01 | 0 days | 1,879 sqft |
2020-04-01 | 0 days | 1,847 sqft |
2020-05-01 | 0 days | 1,879 sqft |
2020-06-01 | 0 days | 1,985 sqft |
2020-07-01 | 0 days | 1,976 sqft |
2020-08-01 | 0 days | 1,748 sqft |
2020-09-01 | 0 days | 1,817 sqft |
2020-10-01 | 0 days | 1,820 sqft |
2020-11-01 | 0 days | 1,820 sqft |
2020-12-01 | 0 days | 2,102 sqft |
2021-01-01 | 0 days | 2,165 sqft |
2021-02-01 | 0 days | 2,473 sqft |
2021-03-01 | 0 days | 2,701 sqft |
2021-04-01 | 0 days | 1,911 sqft |
2021-05-01 | 0 days | 1,965 sqft |
2021-06-01 | 0 days | 1,893 sqft |
2021-07-01 | 0 days | 2,112 sqft |
2021-08-01 | 0 days | 2,039 sqft |
2021-09-01 | 0 days | 1,992 sqft |
2021-10-01 | 0 days | 1,868 sqft |
2021-11-01 | 0 days | 1,976 sqft |
2021-12-01 | 0 days | 1,914 sqft |
2022-01-01 | 0 days | 1,961 sqft |
2022-02-01 | 0 days | 1,792 sqft |
2022-03-01 | 0 days | 1,910 sqft |
2022-04-01 | 0 days | 2,112 sqft |
2022-05-01 | 0 days | 2,011 sqft |
2022-06-01 | 0 days | 1,848 sqft |
2022-07-01 | 0 days | 1,914 sqft |
2022-08-01 | 0 days | 2,031 sqft |
2022-09-01 | 0 days | 1,986 sqft |
2022-10-01 | 0 days | 2,017 sqft |
2022-11-01 | 0 days | 2,022 sqft |
2022-12-01 | 0 days | 2,000 sqft |
2023-01-01 | 0 days | 1,998 sqft |
2023-02-01 | 0 days | 1,908 sqft |
2023-03-01 | 0 days | 1,970 sqft |
2023-04-01 | 0 days | 1,902 sqft |
2023-05-01 | 0 days | 1,980 sqft |
2023-06-01 | 0 days | 1,935 sqft |
2023-07-01 | 0 days | 2,031 sqft |
2023-08-01 | 0 days | 2,096 sqft |
2023-09-01 | 0 days | 1,938 sqft |
2023-10-01 | 0 days | 1,958 sqft |
2023-11-01 | 0 days | 1,968 sqft |
2023-12-01 | 0 days | 2,015 sqft |
2024-01-01 | 0 days | 2,130 sqft |
2024-02-01 | 0 days | 2,123 sqft |
2024-03-01 | 0 days | 2,114 sqft |
2024-04-01 | 0 days | 1,998 sqft |
2024-05-01 | 0 days | 1,949 sqft |
2024-06-01 | 0 days | 1,924 sqft |
2024-07-01 | 0 days | 2,009 sqft |
2024-08-01 | 0 days | 1,892 sqft |
2024-09-01 | 0 days | 1,931 sqft |
2024-10-01 | 0 days | 2,090 sqft |
2024-11-01 | 0 days | 1,969 sqft |
2024-12-01 | 0 days | 2,024 sqft |
2025-01-01 | 0 days | 1,961 sqft |
2025-02-01 | 0 days | 1,917 sqft |
2025-03-01 | 0 days | 1,737 sqft |
Burley's median square footage for active listings during the 2025-03-01 period was 1,737 sqft. One year prior, the average listing was 2,114 sqft.