Van Dyk Mortgage Corporation Rates, Fees & Info

GRAND RAPIDS, MI

LEI: 549300XQ7B5FIVUNFE29

Tax ID: 38-2749215

4.5 stars - out of 5 stars, based on 99 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Van Dyk Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Van Dyk Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Tampa, Miami, Atlanta, Ogden, and Grand Rapids among others. Van Dyk Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Van Dyk Mortgage Corporation is typically an average fee lendor.


Originations

9,804

Origination Dollar Volume (All Markets)

$2,521,940,000
Show all (42) awards

Relative Rate

Van Dyk Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.17%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.02%.

Relative Fees

Van Dyk Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $5,192.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,981 $514,165,000 $259,548 $5,216 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 441 $135,085,000 $306,315 $5,319 3.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 459 $120,485,000 $262,495 $4,178 3.08%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 285 $96,165,000 $337,421 $4,335 2.98%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 444 $89,180,000 $200,856 $4,037 3.16%
GREELEY, CO (FHA|USDA|VA) 284 $85,950,000 $302,641 $7,563 3.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 271 $84,025,000 $310,055 $5,103 3.08%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 235 $78,835,000 $335,468 $7,675 3.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 293 $78,215,000 $266,945 $4,423 3.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 348 $77,970,000 $224,052 $4,202 3.22%
ALBUQUERQUE, NM (FHA|USDA|VA) 290 $71,560,000 $246,759 $5,497 3.16%
MUSKEGON, MI (FHA|USDA|VA) 326 $53,850,000 $165,184 $3,623 3.24%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 166 $48,030,000 $289,337 $3,617 2.84%
Outside of Metro Areas 234 $46,200,000 $197,436 $4,159 3.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 167 $40,335,000 $241,527 $7,245 3.17%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 199 $38,335,000 $192,638 $2,832 2.97%
SALT LAKE CITY, UT (FHA|USDA|VA) 107 $37,735,000 $352,664 $6,094 2.87%
POCATELLO, ID (FHA|USDA|VA) 154 $35,510,000 $230,584 $5,908 2.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 139 $31,115,000 $223,849 $5,872 3.18%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 62 $28,910,000 $466,290 $4,777 2.92%
LAREDO, TX (FHA|USDA|VA) 129 $27,315,000 $211,744 $5,701 3.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 86 $26,230,000 $305,000 $6,226 3.07%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 70 $24,540,000 $350,571 $3,530 3.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 64 $24,100,000 $376,563 $8,268 3.08%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 114 $23,340,000 $204,737 $7,121 3.31%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 58 $22,980,000 $396,207 $4,404 3.03%
TOLEDO, OH (FHA|USDA|VA) 134 $22,340,000 $166,716 $5,224 3.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 53 $21,385,000 $403,491 $4,857 2.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 85 $19,855,000 $233,588 $5,663 3.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $17,355,000 $495,857 $6,013 2.96%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 31 $17,295,000 $557,903 $7,999 3.02%
PROVO-OREM, UT (FHA|USDA|VA) 38 $14,430,000 $379,737 $5,045 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 60 $14,200,000 $236,667 $4,714 3.20%
FORT WAYNE, IN (FHA|USDA|VA) 76 $13,710,000 $180,395 $3,329 3.16%
Crossville, TN (FHA|USDA|VA) 73 $13,645,000 $186,918 $3,422 3.31%
DAYTON-KETTERING, OH (FHA|USDA|VA) 64 $12,710,000 $198,594 $5,050 3.22%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 49 $12,695,000 $259,082 $4,457 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 38 $12,210,000 $321,316 $4,768 3.06%
Kendallville, IN (FHA|USDA|VA) 79 $12,195,000 $154,367 $3,123 3.16%
Blackfoot, ID (FHA|USDA|VA) 53 $11,905,000 $224,623 $5,642 2.96%
TALLAHASSEE, FL (FHA|USDA|VA) 60 $11,750,000 $195,833 $5,418 3.21%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 50 $11,090,000 $221,800 $6,071 3.17%
Heber, UT (FHA|USDA|VA) 30 $11,050,000 $368,333 $5,094 3.00%
Silver City, NM (FHA|USDA|VA) 62 $10,990,000 $177,258 $5,449 3.20%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 33 $10,925,000 $331,061 $5,023 3.36%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 49 $8,955,000 $182,755 $3,640 3.01%
Burley, ID (FHA|USDA|VA) 33 $8,805,000 $266,818 $5,884 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $8,395,000 $270,806 $3,532 3.02%
PORT ST. LUCIE, FL (FHA|USDA|VA) 35 $8,225,000 $235,000 $5,487 3.25%
Thomaston, GA (FHA|USDA|VA) 48 $7,680,000 $160,000 $3,568 3.28%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $7,370,000 $460,625 $3,539 2.96%
Cookeville, TN (FHA|USDA|VA) 31 $7,325,000 $236,290 $3,765 3.20%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $7,025,000 $226,613 $3,120 2.87%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 25 $6,905,000 $276,200 $2,700 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $5,845,000 $254,130 $5,332 2.99%
Evanston, WY (FHA|USDA|VA) 24 $5,760,000 $240,000 $3,709 2.95%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,700,000 $356,250 $8,300 3.07%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 25 $5,205,000 $208,200 $3,727 3.28%
WORCESTER, MA-CT (FHA|USDA|VA) 13 $4,835,000 $371,923 $5,435 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,810,000 $267,222 $4,675 3.22%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $4,655,000 $358,077 $4,953 2.90%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 27 $4,615,000 $170,926 $4,522 3.06%
LOGAN, UT-ID (FHA|USDA|VA) 15 $4,575,000 $305,000 $5,581 2.89%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 16 $4,530,000 $283,125 $4,177 3.23%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 15 $4,465,000 $297,667 $5,998 3.05%
IDAHO FALLS, ID (FHA|USDA|VA) 14 $4,440,000 $317,143 $8,502 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $4,265,000 $224,474 $2,372 3.10%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $4,200,000 $262,500 $6,875 3.20%
Fallon, NV (FHA|USDA|VA) 17 $3,935,000 $231,471 $4,671 2.71%
Cadillac, MI (FHA|USDA|VA) 24 $3,490,000 $145,417 $3,309 3.18%
Auburn, IN (FHA|USDA|VA) 23 $3,455,000 $150,217 $3,537 3.28%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,445,000 $382,778 $11,655 2.93%
Sault Ste. Marie, MI (FHA|USDA|VA) 22 $3,400,000 $154,545 $4,296 3.30%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 21 $3,385,000 $161,190 $3,452 3.16%
ASHEVILLE, NC (FHA|USDA|VA) 11 $3,255,000 $295,909 $3,084 3.00%
SANTA FE, NM (FHA|USDA|VA) 10 $3,030,000 $303,000 $4,932 3.18%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $3,005,000 $333,889 $3,239 3.13%
BOULDER, CO (FHA|USDA|VA) 8 $2,890,000 $361,250 $2,852 3.00%
Deming, NM (FHA|USDA|VA) 21 $2,835,000 $135,000 $4,504 3.37%
Holland, MI (FHA|USDA|VA) 14 $2,820,000 $201,429 $2,586 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $2,780,000 $231,667 $4,378 3.33%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $2,770,000 $277,000 $7,413 3.10%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,590,000 $215,833 $4,746 3.40%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,545,000 $282,778 $3,612 3.14%
KNOXVILLE, TN (FHA|USDA|VA) 9 $2,455,000 $272,778 $6,517 3.36%
ST. GEORGE, UT (FHA|USDA|VA) 7 $2,415,000 $345,000 $5,218 2.91%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,300,000 $575,000 $4,252 2.97%
OCALA, FL (FHA|USDA|VA) 12 $2,290,000 $190,833 $5,230 3.22%
GAINESVILLE, FL (FHA|USDA|VA) 10 $2,070,000 $207,000 $4,005 3.28%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,775,000 $253,571 $5,470 2.93%
Fort Morgan, CO (FHA|USDA|VA) 8 $1,740,000 $217,500 $5,719 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $1,735,000 $247,857 $5,176 3.14%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,665,000 $555,000 $2,810 2.96%
Traverse City, MI (FHA|USDA|VA) 6 $1,630,000 $271,667 $5,009 3.02%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,620,000 $202,500 $4,522 3.28%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,580,000 $395,000 $8,895 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,580,000 $395,000 $8,836 2.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $1,460,000 $365,000 $4,692 2.91%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 8 $1,420,000 $177,500 $2,673 3.23%
YAKIMA, WA (FHA|USDA|VA) 4 $1,410,000 $352,500 $5,775 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,560 2.65%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,375,000 $458,333 $5,533 3.00%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,365 2.88%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,280,000 $320,000 $8,895 3.22%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,491 2.92%
BATTLE CREEK, MI (FHA|USDA|VA) 7 $1,215,000 $173,571 $2,784 3.43%
Warsaw, IN (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,009 3.34%
TUCSON, AZ (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,350 2.97%
Mount Pleasant, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,232 3.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,480 3.00%
COLUMBUS, OH (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,997 3.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,478 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,090,000 $272,500 $11,479 2.94%
Dayton, TN (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,771 3.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $1,075,000 $358,333 $8,900 3.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,952 3.00%
PUEBLO, CO (FHA|USDA|VA) 3 $1,035,000 $345,000 $11,086 2.83%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,054 3.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,161 3.00%
GREEN BAY, WI (FHA|USDA|VA) 5 $985,000 $197,000 $2,363 2.75%
Greeneville, TN (FHA|USDA|VA) 3 $975,000 $325,000 $12,983 3.25%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 5 $965,000 $193,000 $3,285 3.05%
SAVANNAH, GA (FHA|USDA|VA) 3 $965,000 $321,667 $6,575 2.67%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $965,000 $193,000 $5,843 2.95%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $960,000 $480,000 $8,831 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $955,000 $136,429 $3,193 3.46%
Angola, IN (FHA|USDA|VA) 5 $935,000 $187,000 $3,007 3.18%
Clewiston, FL (FHA|USDA|VA) 4 $930,000 $232,500 $4,265 3.34%
SALEM, OR (FHA|USDA|VA) 2 $910,000 $455,000 $4,604 2.44%
LAS CRUCES, NM (FHA|USDA|VA) 4 $860,000 $215,000 $4,627 3.09%
THE VILLAGES, FL (FHA|USDA|VA) 4 $830,000 $207,500 $4,481 3.53%
RICHMOND, VA (FHA|USDA|VA) 2 $830,000 $415,000 $843 2.44%
Athens, TX (FHA|USDA|VA) 5 $805,000 $161,000 $4,167 3.18%
NILES, MI (FHA|USDA|VA) 6 $800,000 $133,333 $2,866 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $785,000 $261,667 $5,673 2.96%
SAGINAW, MI (FHA|USDA|VA) 5 $785,000 $157,000 $1,477 3.28%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $775,000 $775,000 $2,668 3.25%
Wilmington, OH (FHA|USDA|VA) 4 $770,000 $192,500 $4,319 3.31%
DALTON, GA (FHA|USDA|VA) 3 $765,000 $255,000 $7,765 3.04%
GOLDSBORO, NC (FHA|USDA|VA) 3 $745,000 $248,333 $6,667 2.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $745,000 $745,000 $11,759 2.50%
Rexburg, ID (FHA|USDA|VA) 3 $735,000 $245,000 $4,011 3.08%
Big Rapids, MI (FHA|USDA|VA) 6 $710,000 $118,333 $3,148 2.85%
PANAMA CITY, FL (FHA|USDA|VA) 2 $680,000 $340,000 $7,500 3.19%
Cornelia, GA (FHA|USDA|VA) 3 $675,000 $225,000 $4,554 3.29%
VALLEJO, CA (FHA|USDA|VA) 1 $675,000 $675,000 $35,107 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $670,000 $335,000 $10,257 3.13%
ANN ARBOR, MI (FHA|USDA|VA) 4 $660,000 $165,000 $2,105 3.00%
HINESVILLE, GA (FHA|USDA|VA) 3 $655,000 $218,333 $2,576 3.00%
CLEVELAND, TN (FHA|USDA|VA) 2 $640,000 $320,000 $9,272 2.69%
MADISON, WI (FHA|USDA|VA) 2 $630,000 $315,000 $3,171 3.00%
MISSOULA, MT (FHA|USDA|VA) 2 $620,000 $310,000 $6,788 3.19%
READING, PA (FHA|USDA|VA) 2 $620,000 $310,000 $4,817 2.94%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $600,000 $300,000 $3,661 2.75%
Sturgis, MI (FHA|USDA|VA) 3 $595,000 $198,333 $4,794 3.25%
RENO, NV (FHA|USDA|VA) 2 $590,000 $295,000 $7,874 2.63%
Key West, FL (FHA|USDA|VA) 2 $590,000 $295,000 $7,012 3.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $585,000 $195,000 $2,626 3.50%
Arcadia, FL (FHA|USDA|VA) 3 $585,000 $195,000 $4,774 3.75%
EL PASO, TX (FHA|USDA|VA) 3 $585,000 $195,000 $5,342 3.33%
FLINT, MI (FHA|USDA|VA) 3 $585,000 $195,000 $2,094 2.79%
Albertville, AL (FHA|USDA|VA) 1 $585,000 $585,000 $5,617 2.75%
JACKSON, MI (FHA|USDA|VA) 3 $555,000 $185,000 $2,709 3.08%
TWIN FALLS, ID (FHA|USDA|VA) 3 $555,000 $185,000 $4,515 2.83%
GAINESVILLE, GA (FHA|USDA|VA) 2 $540,000 $270,000 $2,664 2.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $540,000 $270,000 $4,922 2.81%
CARSON CITY, NV (FHA|USDA|VA) 1 $535,000 $535,000 $4,849 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.13%
LaGrange, GA-AL (FHA|USDA|VA) 2 $510,000 $255,000 $2,063 2.75%
Sevierville, TN (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $495,000 $495,000 $3,012 3.25%
Fernley, NV (FHA|USDA|VA) 2 $490,000 $245,000 $7,402 2.75%
Durango, CO (FHA|USDA|VA) 1 $485,000 $485,000 $4,135 4.00%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $480,000 $240,000 $2,562 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $480,000 $240,000 $3,731 3.63%
Ellensburg, WA (FHA|USDA|VA) 2 $480,000 $240,000 $2,815 2.75%
EspaƱola, NM (FHA|USDA|VA) 2 $470,000 $235,000 $9,023 2.69%
PITTSBURGH, PA (FHA|USDA|VA) 2 $470,000 $235,000 $3,842 2.50%
Roswell, NM (FHA|USDA|VA) 3 $465,000 $155,000 $4,744 3.17%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $465,000 $155,000 $3,173 3.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $465,000 $465,000 $13,877 2.88%
PEORIA, IL (FHA|USDA|VA) 4 $460,000 $115,000 $4,604 3.50%
Findlay, OH (FHA|USDA|VA) 2 $460,000 $230,000 $7,313 3.06%
ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $4,037 3.38%
MONROE, MI (FHA|USDA|VA) 3 $445,000 $148,333 $4,241 3.08%
Las Vegas, NM (FHA|USDA|VA) 2 $440,000 $220,000 $7,562 2.88%
Chillicothe, OH (FHA|USDA|VA) 1 $435,000 $435,000 $11,125 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $415,000 $415,000 $5,168 3.00%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $405,000 $405,000 $7,195 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $0 2.88%
Waycross, GA (FHA|USDA|VA) 2 $390,000 $195,000 $2,144 3.44%
McMinnville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $2,096 3.13%
Bay City, TX (FHA|USDA|VA) 2 $390,000 $195,000 $8,236 3.31%
VISALIA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $4,449 3.13%
Beaver Dam, WI (FHA|USDA|VA) 2 $380,000 $190,000 $2,347 3.44%
Alma, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,342 3.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $375,000 $375,000 $7,910 2.25%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $370,000 $185,000 $4,578 2.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $370,000 $185,000 $3,684 3.06%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,512 3.06%
Mount Pleasant, MI (FHA|USDA|VA) 3 $365,000 $121,667 $4,318 3.13%
Moses Lake, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,935 3.13%
Cedartown, GA (FHA|USDA|VA) 1 $365,000 $365,000 $12,901 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $365,000 $365,000 $2,866 3.25%
Dublin, GA (FHA|USDA|VA) 2 $360,000 $180,000 $5,781 3.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $355,000 $355,000 $7,126 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $355,000 $355,000 $17,695 3.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $6,874 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $335,000 $335,000 $2,941 2.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $335,000 $335,000 $2,837 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $335,000 $335,000 $5,606 2.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $2,700 2.75%
Cedar City, UT (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $305,000 $305,000 $4,734 2.25%
Fredericksburg, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,246 2.63%
SUMTER, SC (FHA|USDA|VA) 1 $305,000 $305,000 $8,323 2.75%
MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $10,070 3.63%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $4,618 3.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $290,000 $145,000 $4,142 3.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $285,000 $95,000 $3,981 3.63%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $285,000 $285,000 $7,595 2.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $280,000 $140,000 $3,528 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,161 3.00%
Brookings, OR (FHA|USDA|VA) 1 $275,000 $275,000 $4,742 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $265,000 $265,000 $525 3.25%
Sanford, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,553 3.13%
LUBBOCK, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,654 2.50%
MOBILE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $5,870 2.88%
Pullman, WA (FHA|USDA|VA) 1 $245,000 $245,000 $12,639 2.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $7,458 3.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,014 3.25%
Sterling, CO (FHA|USDA|VA) 1 $245,000 $245,000 $5,580 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,618 3.50%
Safford, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $6,846 3.13%
SPARTANBURG, SC (FHA|USDA|VA) 1 $245,000 $245,000 $9,581 2.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,835 3.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $245,000 $245,000 $317 3.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,705 3.50%
Brevard, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.63%
Adrian, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,922 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,434 3.50%
TYLER, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,532 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $225,000 $225,000 $6,076 3.63%
Jefferson, GA (FHA|USDA|VA) 1 $225,000 $225,000 $8,156 3.63%
WACO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.75%
Mayfield, KY (FHA|USDA|VA) 1 $215,000 $215,000 $9,041 2.75%
Keene, NH (FHA|USDA|VA) 1 $215,000 $215,000 $2,703 2.63%
Newport, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,076 3.38%
WILMINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,662 2.88%
Newport, OR (FHA|USDA|VA) 1 $195,000 $195,000 $4,012 2.75%
Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,870 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,372 2.75%
Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,490 3.25%
Portales, NM (FHA|USDA|VA) 2 $190,000 $95,000 $2,281 4.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $45 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $185,000 $185,000 $2,502 2.75%
ENID, OK (FHA|USDA|VA) 1 $185,000 $185,000 $1,647 3.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
Williston, ND (FHA|USDA|VA) 1 $175,000 $175,000 $2,793 3.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,801 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,518 3.25%
Toccoa, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,975 3.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,499 2.50%
Rochelle, IL (FHA|USDA|VA) 1 $165,000 $165,000 $6,081 3.63%
Whitewater, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,308 3.50%
Hillsdale, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,097 2.63%
St. Marys, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,782 2.63%
Show Low, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,733 3.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $155,000 $155,000 $1,562 3.13%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,407 3.13%
VICTORIA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,803 3.25%
Wauchula, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,673 3.25%
JACKSON, MS (FHA|USDA|VA) 1 $155,000 $155,000 $5,453 3.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,554 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,299 2.75%
Fremont, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,106 2.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,944 3.25%
Bluffton, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,026 3.00%
Decatur, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,385 3.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,256 3.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,300 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,500 2.63%
RACINE, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,003 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,981 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,977 3.63%
Indiana, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,639 3.50%
AKRON, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,992 2.50%
APPLETON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,404 3.38%
Greenville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,824 3.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,731 3.00%
Alamogordo, NM (FHA|USDA|VA) 1 $115,000 $115,000 $4,029 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,920 3.25%
Shelbyville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,465 3.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,782 2.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $105,000 $105,000 $172 4.13%
MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,016 2.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $85,000 $85,000 $7,049 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,241 2.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $75,000 $75,000 $3,205 2.63%

Van Dyk Mortgage Corporation's top markets include Tampa, Miami, Atlanta, Ogden, and Grand Rapids among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,981 $1,826,165,000 $261,591 $4,035 3.09%
FHA 1,844 $420,800,000 $228,200 $7,641 3.24%
VA 767 $240,975,000 $314,179 $7,261 2.96%
USDA 212 $34,000,000 $160,377 $3,461 3.14%

For the 2021 period, Van Dyk Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 6,981 originations. Their 2nd most popular type is FHA, with 1,844 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 6,235 $1,633,515,000 $261,991 $5,378 3.19%
Refi 2,071 $514,505,000 $248,433 $3,889 2.85%
Cash Out Refi 1,498 $373,920,000 $249,613 $4,930 3.15%

For the 2021, Van Dyk Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 6,235 originations. The 2nd most popular reason of loans were Refi, with 2,071 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 8,629 $2,265,105,000 $262,499 $5,192 3.17%
15 Year 697 $148,545,000 $213,121 $3,444 2.52%
20 Year 367 $87,805,000 $239,251 $3,617 2.88%
10 Year 64 $9,800,000 $153,125 $3,340 2.41%
Other 47 $10,685,000 $227,340 $3,819 3.02%

For the 2021, Van Dyk Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 8,629 originations. The 2nd most popular length of loans were 15 Year, with 697 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 3,399 $865,465,000 $254,623
$<1k 3,090 $801,490,000 $259,382
$2k-3k 1,410 $326,470,000 $231,539
$3k-4k 1,065 $286,595,000 $269,103
$5k+ 415 $148,725,000 $358,373

$5,192 of loans were Van Dyk Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 3,399 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 5,185 $1,269,295,000 $244,801
2.5-3% 3,601 $1,001,415,000 $278,094
<2.5% 846 $218,100,000 $257,801
4-5% 172 $33,130,000 $192,616

During 2021, Van Dyk Mortgage Corporation's average interest rate of loans were 3.17%, while their most frequently originated rate bucket of loans were 3-4%, with 5,185 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 4,808 $1,354,190,000 $281,653 $5,493 3.08%
$100k-200k 3,238 $497,610,000 $153,678 $4,036 3.18%
$400k-600k 1,089 $517,315,000 $475,037 $5,844 3.00%
$100,000 or less 527 $42,945,000 $81,490 $3,125 3.16%
$600k-1MM 128 $91,280,000 $713,125 $8,638 3.03%
$1MM+ 14 $18,600,000 $1,328,571 $14,962 3.09%

2021 saw Van Dyk Mortgage Corporation place emphasis on $200k-400k loans with 4,808 originations, totaling $1,354,190,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,694 $621,720,000 $230,780 $5,204 3.13%
$50k or less 2,512 $448,750,000 $178,643 $4,512 3.20%
$100k-150k 1,649 $516,155,000 $313,011 $5,129 3.05%
$75k-100k 1,642 $448,540,000 $273,167 $5,397 3.12%
$150k-250k 868 $326,280,000 $375,899 $4,868 3.01%
$250k+ 299 $120,115,000 $401,722 $5,000 3.02%

Van Dyk Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,694 originations. The second most popular income band? $50k or less, with 2,512 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,833 $450,275,000 $245,649 $4,228 3.05%
30-36% 1,740 $440,450,000 $253,132 $4,651 3.12%
<20% 618 $151,690,000 $245,453 $3,810 2.95%
44% 463 $117,285,000 $253,315 $5,225 3.18%
50-60% 448 $122,900,000 $274,330 $8,267 3.14%
43% 426 $112,180,000 $263,333 $5,247 3.14%
42% 423 $106,965,000 $252,872 $5,287 3.18%
49% 421 $112,675,000 $267,637 $5,796 3.14%
41% 391 $104,785,000 $267,992 $5,040 3.19%
40% 369 $95,235,000 $258,089 $4,952 3.12%
39% 364 $97,250,000 $267,170 $5,125 3.14%
38% 354 $92,570,000 $261,497 $4,640 3.16%
37% 353 $90,355,000 $255,963 $4,901 3.17%
36% 331 $81,115,000 $245,060 $4,759 3.15%
45% 318 $86,790,000 $272,925 $5,280 3.13%
46% 311 $82,375,000 $264,871 $6,020 3.14%
47% 291 $77,535,000 $266,443 $5,541 3.16%
48% 267 $73,345,000 $274,700 $5,458 3.17%
>60% 14 $5,730,000 $409,286 $10,822 2.92%

Van Dyk Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,833 originations. The next most common DTI ratio? 30-36%, with 1,740 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 8,386 $2,142,060,000 $255,433 $4,874 3.10%
Black 671 $164,825,000 $245,641 $6,283 3.24%
Not provided 408 $110,770,000 $271,495 $5,547 3.13%
Asian 266 $85,980,000 $323,233 $4,497 3.01%
American Indian 51 $11,745,000 $230,294 $5,134 3.19%
Native Hawaiian 18 $5,560,000 $308,889 $6,201 3.05%
Asian Indian 2 $620,000 $310,000 $4,760 3.19%
Other Pacific Islander 1 $275,000 $275,000 $4,054 2.88%
1 $105,000 $105,000 $2,408 2.88%

Approval Rates

Total approvals of all applications
93.22%

Van Dyk Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
75.23%

Van Dyk Mortgage Corporation has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 9,804 $2,521,940,000 $257,236

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
9,804 $2,521,940,000 $257,236

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 257 $41,765,000 $162,510 $3,589 2.77%
40-60% 974 $228,120,000 $234,209 $3,721 2.87%
60-80% 3,119 $829,535,000 $265,962 $4,311 3.12%
80-100% 5,246 $1,355,980,000 $258,479 $5,402 3.17%
Over 100% 197 $65,315,000 $331,548 $12,022 3.06%
Under 20% 10 $1,130,000 $113,000 $3,429 3.06%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
VANDYK MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 2 66.7%
VANDYK MORTGAGE CORPORATION FHA mortgage Trouble during payment process 1 33.3%