Eagle Bank And Trust Company Mortgage Rates, Fees & Info

Little Rock, AR

LEI: 549300QFP6J5QSZVF805

Tax ID: 71-0005235

5 stars - out of 5 stars, based on 71 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Eagle Bank And Trust Company is a small bank specializing in Home Purchase loans. Eagle Bank And Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Little Rock, Idaho Falls, Memphis, Fayetteville, and Monroe among others. Eagle Bank And Trust Company has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Eagle Bank And Trust Company is typically an average fee lendor.


Originations

5,104

Origination Dollar Volume (All Markets)

$1,152,300,000

Employee count

208 Show all (29) awards

Relative Rate

Eagle Bank And Trust Company's average 30 year fixed rate mortgage of loans were 2.98%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.17%.

Relative Fees

Eagle Bank And Trust Company's average total fees for a 30 year fixed rate mortgage are $4,487.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1,471 $309,745,000 $210,568 $3,532 2.94%
IDAHO FALLS, ID (FHA|USDA|VA) 841 $235,865,000 $280,458 $6,096 2.86%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 870 $183,840,000 $211,310 $4,069 2.87%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 496 $121,080,000 $244,113 $2,954 2.91%
MONROE, LA (FHA|USDA|VA) 405 $83,685,000 $206,630 $4,507 2.93%
Outside of Metro Areas 255 $42,785,000 $167,784 $3,071 3.03%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 186 $39,270,000 $211,129 $5,166 3.06%
Blackfoot, ID (FHA|USDA|VA) 94 $24,800,000 $263,830 $6,207 2.67%
JONESBORO, AR (FHA|USDA|VA) 101 $18,435,000 $182,525 $4,361 2.89%
Rexburg, ID (FHA|USDA|VA) 54 $15,480,000 $286,667 $6,884 2.81%
HOT SPRINGS, AR (FHA|USDA|VA) 31 $5,905,000 $190,484 $4,151 2.98%
POCATELLO, ID (FHA|USDA|VA) 21 $4,625,000 $220,238 $5,275 2.71%
BOISE CITY, ID (FHA|USDA|VA) 13 $4,605,000 $354,231 $6,874 3.06%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $3,250,000 $270,833 $6,047 2.47%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 14 $3,230,000 $230,714 $3,516 2.98%
Jackson, WY-ID (FHA|USDA|VA) 6 $3,170,000 $528,333 $9,513 2.71%
Paragould, AR (FHA|USDA|VA) 17 $3,085,000 $181,471 $4,163 2.88%
Russellville, AR (FHA|USDA|VA) 15 $3,025,000 $201,667 $2,886 2.89%
FORT SMITH, AR-OK (FHA|USDA|VA) 19 $2,885,000 $151,842 $2,643 3.15%
Searcy, AR (FHA|USDA|VA) 20 $2,740,000 $137,000 $3,042 3.27%
Oxford, MS (FHA|USDA|VA) 14 $2,660,000 $190,000 $3,964 3.08%
Ruston, LA (FHA|USDA|VA) 12 $2,150,000 $179,167 $4,354 2.78%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $1,950,000 $487,500 $7,662 2.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,667 3.11%
Malvern, AR (FHA|USDA|VA) 10 $1,840,000 $184,000 $3,001 3.23%
Blytheville, AR (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,970 2.83%
PINE BLUFF, AR (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,686 3.03%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $1,330,000 $665,000 $21,063 2.38%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,275,000 $425,000 $5,693 2.92%
PROVO-OREM, UT (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,883 2.63%
Forrest City, AR (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,029 3.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,729 2.56%
BATON ROUGE, LA (FHA|USDA|VA) 3 $965,000 $321,667 $4,515 2.92%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $965,000 $321,667 $2,416 2.79%
LOGAN, UT-ID (FHA|USDA|VA) 2 $880,000 $440,000 $2,109 2.56%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $865,000 $288,333 $2,115 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $865,000 $173,000 $3,102 2.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $820,000 $410,000 $3,433 2.63%
JACKSON, MS (FHA|USDA|VA) 3 $805,000 $268,333 $4,235 3.08%
TWIN FALLS, ID (FHA|USDA|VA) 3 $785,000 $261,667 $9,505 2.71%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $715,000 $238,333 $2,697 2.92%
El Dorado, AR (FHA|USDA|VA) 2 $710,000 $355,000 $1,672 2.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $635,000 $635,000 $3,096 4.13%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $575,000 $575,000 $3,297 2.75%
TULSA, OK (FHA|USDA|VA) 2 $570,000 $285,000 $5,309 3.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $550,000 $275,000 $5,917 2.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,079 2.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $530,000 $265,000 $3,249 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $485,000 $161,667 $3,095 3.04%
Ontario, OR-ID (FHA|USDA|VA) 1 $475,000 $475,000 $4,075 3.38%
Starkville, MS (FHA|USDA|VA) 1 $445,000 $445,000 $3,009 3.00%
Batesville, AR (FHA|USDA|VA) 1 $425,000 $425,000 $2,352 2.88%
Tupelo, MS (FHA|USDA|VA) 2 $420,000 $210,000 $4,567 2.69%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $415,000 $415,000 $7,053 2.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $375,000 $375,000 $4,019 2.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $365,000 $365,000 $1,999 2.75%
Arkadelphia, AR (FHA|USDA|VA) 3 $365,000 $121,667 $2,658 2.58%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $9,724 2.50%
Magnolia, AR (FHA|USDA|VA) 2 $330,000 $165,000 $2,228 2.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,962 2.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,681 3.13%
Helena-West Helena, AR (FHA|USDA|VA) 1 $265,000 $265,000 $6,446 2.88%
Meridian, MS (FHA|USDA|VA) 1 $265,000 $265,000 $11,270 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,005 3.38%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,837 2.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,004 2.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,158 3.13%
Corinth, MS (FHA|USDA|VA) 1 $215,000 $215,000 $5,229 2.88%
Bay City, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,546 3.13%
TYLER, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,067 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,466 2.88%
Natchez, MS-LA (FHA|USDA|VA) 1 $195,000 $195,000 $2,383 2.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,744 2.50%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,066 2.63%
Vicksburg, MS (FHA|USDA|VA) 1 $195,000 $195,000 $1,929 2.75%
Pampa, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,201 2.38%
Poplar Bluff, MO (FHA|USDA|VA) 1 $155,000 $155,000 $1,947 3.00%
JACKSON, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,990 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,621 2.75%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,033 2.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,978 3.00%
Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $1,942 3.25%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.25%
Camden, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,058 2.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,315 2.88%

Eagle Bank And Trust Company's top markets include Little Rock, Idaho Falls, Memphis, Fayetteville, and Monroe among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 3,736 $849,630,000 $227,417 $3,515 2.97%
FHA 725 $147,135,000 $202,945 $6,672 2.83%
VA 348 $104,020,000 $298,908 $6,232 2.66%
USDA 295 $51,515,000 $174,627 $4,666 2.70%

For the 2021 period, Eagle Bank And Trust Company's most frequently originated loan type of loans were Conventional, with 3,736 originations. Their 2nd most popular type is FHA, with 725 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,438 $796,830,000 $231,771 $4,788 2.93%
Refi 900 $179,940,000 $199,933 $2,713 2.74%
Cash Out Refi 719 $168,735,000 $234,680 $4,019 3.06%
Other 40 $6,180,000 $154,500 $2,723 2.94%
Home Improvement 7 $615,000 $87,857 $1,744 3.51%

For the 2021, Eagle Bank And Trust Company's most frequently cited loan purpose of loans were Home Purchase, with 3,438 originations. The 2nd most popular reason of loans were Refi, with 900 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 4,265 $1,015,615,000 $238,128 $4,487 2.98%
15 Year 457 $89,155,000 $195,088 $2,857 2.45%
10 Year 115 $4,655,000 $40,478 $3,316 2.64%
20 Year 101 $21,105,000 $208,960 $2,916 2.81%
Other 80 $11,890,000 $148,625 $3,081 3.04%
5 Year 45 $3,165,000 $70,333 $0 0.89%
3 Year 31 $4,505,000 $145,323 $0 4.39%
1 Year 10 $2,210,000 $221,000 $0 3.96%

For the 2021, Eagle Bank And Trust Company's most frequently cited loan length of loans were 30 Year, with 4,265 originations. The 2nd most popular length of loans were 15 Year, with 457 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 3,019 $659,005,000 $218,286
$1k-2k 664 $134,200,000 $202,108
$2k-3k 520 $115,420,000 $221,962
$3k-4k 491 $160,715,000 $327,322
$5k+ 64 $31,490,000 $492,031

$4,487 of loans were Eagle Bank And Trust Company's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,019 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,467 $584,145,000 $236,784
3-4% 1,605 $355,005,000 $221,187
<2.5% 910 $193,630,000 $212,780
4-5% 119 $19,395,000 $162,983
6-7% 2 $80,000 $40,000
5-6% 1 $45,000 $45,000

During 2021, Eagle Bank And Trust Company's average interest rate of loans were 2.98%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,467 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,311 $635,645,000 $275,052 $4,750 2.92%
$100k-200k 1,904 $292,440,000 $153,592 $3,463 2.96%
$100,000 or less 492 $27,310,000 $55,508 $2,646 2.68%
$400k-600k 360 $168,830,000 $468,972 $5,731 2.93%
$600k-1MM 35 $25,445,000 $727,000 $12,291 2.88%
$1MM+ 2 $2,630,000 $1,315,000 $7,534 3.25%

2021 saw Eagle Bank And Trust Company place emphasis on $200k-400k loans with 2,311 originations, totaling $635,645,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 1,310 $259,970,000 $198,450 $4,378 2.92%
$50k or less 1,143 $163,875,000 $143,373 $3,949 2.77%
$100k-150k 983 $274,835,000 $279,588 $4,335 2.97%
$75k-100k 968 $230,240,000 $237,851 $4,460 2.94%
$150k-250k 456 $149,150,000 $327,083 $4,357 3.01%
$250k+ 132 $47,650,000 $360,985 $5,177 3.04%

Eagle Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 1,310 originations. The second most popular income band? $50k or less, with 1,143 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,105 $243,715,000 $220,557 $3,814 2.90%
30-36% 978 $227,090,000 $232,198 $4,190 2.92%
<20% 387 $81,725,000 $211,176 $3,175 2.85%
44% 232 $49,660,000 $214,052 $4,662 2.91%
37% 208 $45,390,000 $218,221 $4,150 2.94%
40% 206 $45,450,000 $220,631 $4,726 2.87%
42% 204 $50,380,000 $246,961 $4,453 2.96%
41% 200 $46,310,000 $231,550 $4,757 2.89%
39% 199 $44,095,000 $221,583 $4,077 2.97%
50-60% 192 $46,050,000 $239,844 $7,152 2.78%
43% 188 $41,800,000 $222,340 $4,633 2.94%
38% 172 $38,660,000 $224,767 $4,251 2.96%
36% 164 $37,290,000 $227,378 $4,169 2.93%
45% 136 $31,460,000 $231,324 $4,844 2.86%
49% 113 $23,835,000 $210,929 $4,390 2.88%
47% 105 $24,755,000 $235,762 $5,252 2.93%
46% 102 $25,230,000 $247,353 $4,894 2.93%
48% 102 $24,170,000 $236,961 $4,607 2.92%
>60% 3 $815,000 $271,667 $2,317 3.21%

Eagle Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 1,105 originations. The next most common DTI ratio? 30-36%, with 978 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,308 $981,990,000 $227,946 $4,279 2.90%
Black 350 $65,960,000 $188,457 $4,620 2.87%
Not provided 234 $53,050,000 $226,709 $4,054 2.95%
Asian 146 $38,040,000 $260,548 $3,776 2.96%
American Indian 31 $6,855,000 $221,129 $3,809 3.06%
Not applicable 29 $5,295,000 $182,586 $4,322 4.08%
Native Hawaiian 6 $1,110,000 $185,000 $3,019 2.88%

Approval Rates

Total approvals of all applications
97.07%

Eagle Bank And Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
82.46%

Eagle Bank And Trust Company has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 5,104 $1,152,300,000 $225,764

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,104 $1,152,300,000 $225,764

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 132 $18,670,000 $141,439 $2,958 2.68%
40-60% 482 $93,520,000 $194,025 $3,323 2.81%
60-80% 1,611 $379,875,000 $235,801 $3,566 3.05%
80-100% 2,600 $622,500,000 $239,423 $4,677 2.95%
Over 100% 76 $26,300,000 $346,053 $12,646 2.68%
Under 20% 160 $1,830,000 $11,438 $2,863 1.75%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Eagle Bank and Trust Company Second And Main Streets Heber Springs, AR 72543 Full Service B&M $98,653
Eagle Bank and Trust Company 1152 Main Street Vilonia, AR 72173 Full Service B&M $9,003
Eagle Bank and Trust Company 14600 Arkansas 107 Gravel Ridge, AR 72076 Full Service B&M $4,817
Eagle Bank and Trust Company 1510 Highway 25b North Heber Springs, AR 72543 Full Service B&M $3,699
Eagle Bank and Trust Company 2300 Kiehl Avenue Sherwood, AR 72116 Full Service B&M $14,759
Eagle Bank and Trust Company 370 Dave Creek Parkway Fairfield Bay, AR 72088 Full Service B&M $16,951
Eagle Bank and Trust Company 6022 Highway 36 West Rose Bud, AR 72137 Full Service B&M $9,208
Eagle Bank and Trust Company 6224 Heber Springs Road Quitman, AR 72131 Full Service B&M $38,183
Eagle Bank and Trust Company 650 South Shackleford Road Suite 150 Little Rock, AR 72211 Full Service B&M $49,014
Eagle Bank and Trust Company 6699 Herber Springs Road Drasco, AR 72530 Full Service B&M $14,745
Eagle Bank and Trust Company 7311 North Hills Boulevard, #4 North Little Rock, AR 72116 Full Service B&M $67,938
Eagle Bank and Trust Company 8454 Edgemont Road Greers Ferry, AR 72067 Full Service B&M $63,402
Eagle Bank and Trust Company 9801 Maumelle Blvd North Little Rock, AR 72113 Full Service B&M $3,248

For 2021, Eagle Bank And Trust Company had 13 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $15,709
Net interest income $14,222
Total noninterest income $42,282
Gross Fiduciary activities income $0
Service charges on deposit accounts $423
Trading account gains and fees $0
Additional Noninterest Income $41,859
Pre-tax net operating income $11,280
Securities gains (or losses, -) $94
Income before extraordinary items $9,112
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $9,112
Minority interest net income $0
Net income $9,112
Sale, conversion, retirement of capital stock, net $0
Net operating income $9,036

Eagle Bank And Trust Company's gross interest income from loans was $15,709,000.
Eagle Bank And Trust Company's net interest income from loans was $14,222,000.
Eagle Bank And Trust Company's fee based income from loans was $423,000.
Eagle Bank And Trust Company's net income from loans was $9,112,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $1,487
Provision for credit losses $91
Total noninterest expense $45,133
Salaries and employee benefits $37,238
Premises and equipment expense $2,481
Additional noninterest expense $5,414
Applicable income taxes $2,262
Net charge-offs $81
Cash dividends $1,782

Eagle Bank And Trust Company's interest expense for loans was $1,487,000.
Eagle Bank And Trust Company's payroll and benefits expense were $37,238,000.
Eagle Bank And Trust Company's property, plant and equipment expenses $2,481,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 0.0%
All other family 1.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $426,947
Deposits held in domestic offices $426,947
Deposits by Individuals, partnerships, and corporations $374,679
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $52,268
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $256,938
Demand deposits $102,205
Nontransaction accounts $170,009
Money market deposit accounts (MMDAs) $61,625
Other savings deposits (excluding MMDAs) $40,939
Total time deposits $67,445
Total time and savings deposits $324,742
Noninterest-bearing deposits $102,205
Interest-bearing deposits $324,742
Retail deposits $407,815
IRAs and Keogh plan accounts $6,237
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $502,207
Cash & Balances due from depository institutions $8,332
Interest-bearing balances $3,733
Total securities $228,429
Federal funds sold & reverse repurchase $59,528
Net loans and leases $180,369
Loan and leases loss allowance $3,670
Trading account assets $0
Bank premises and fixed assets $8,316
Other real estate owned $4,489
Goodwill and other intangibles $0
All other assets $12,744

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $502,207
Total Liabilities $430,304
Total deposits $426,947
Interest-bearing deposits $324,742
Deposits held in domestic offices $426,947
% insured (estimated) $64
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $429
Subordinated debt $0
All other liabilities $2,928

Issued Loan Types

Type Value (in 000's)
Net loans and leases $180,369
Loan and leases loss allowance $3,670
Total loans and leases (domestic) $184,039
All real estate loans $176,169
Real estate loans in domestic offices $176,169
Construction and development loans $23,350
Residential 1-4 family construction $9,176
Other construction, all land development and other land $14,174
Loans secured by nonfarm nonresidential properties $57,282
Nonfarm nonresidential secured by owner-occupied properties $41,072
Commercial real estate & other non-farm, non-residential $16,210
Multifamily residential real estate $1,372
1-4 family residential loans $93,879
Farmland loans $286
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $5,503
To non-U.S. addressees $0
Loans to individuals $1,985
Credit card loans $0
Related Plans $178
Consumer Auto Loans $98
Other loans to individuals $1,709
All other loans & leases $382
Loans to foreign governments and official institutions $0
Other loans $0
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $0
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Eagle Bank and Trust Company had $180,369,000 of loans outstanding in 2021. $176,169,000 of loans were in real estate loans. $23,350,000 of loans were in development loans. $1,372,000 of loans were in multifamily mortgage loans. $93,879,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $98,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 85 $16,467 $193,729
Nonfarm, nonresidential loans - <$100k 27 $1,272 $47,111
Nonfarm, nonresidential loans - $100-250k 30 $4,036 $134,533
Nonfarm, nonresidential loans - $250k-1MM 28 $11,159 $398,536
Commercial & Industrial, US addressed loans - <$1MM 106 $5,156 $48,642
Commercial & Industrial, US addressed loans - <$100k 80 $1,597 $19,963
Commercial & Industrial, US addressed loans - $100-250k 14 $809 $57,786
Commercial & Industrial, US addressed loans - $250k-1MM 12 $2,750 $229,167
Farmland loans - <$1MM 4 $286 $71,500
Farmland loans - <$100k 3 $193 $64,333
Farmland loans - $100-250k 1 $93 $93,000