Washington Court House VA Loan Rates, Closing Costs & Stats
Washington Court House, OH
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Washington Court House's 23 lenders originated 43 VA loans during 2024. The total origination value was $11,675,000, with an average VA loan value of $271,512.
Washington Court House VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Washington Court House
averaged
0.69%
for the week of 2025-07-04, compared to the national average (all VA variants) of
0% for the same period.
Washington Court House's average VA mortgage closing costs are $6,106.
The average rate for the prior week (2025-06-27) was
6.83% and
one month ago for the week of 2025-05-30, the
average rate was 6.85%.
The average rate one year ago was 7.17%.
For refis of the same type during the week of 2025-07-04, the average rate
was 0%.
Washington Court House VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Washington Court House level.
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 9 | 6.32% | $4,845 |
| UNITED WHOLESALE MORTGAGE, LLC | 6 | 5.62% | $8,078 |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 5.75% | $10,480 |
| PENNYMAC LOAN SERVICES, LLC | 2 | 5.31% | $12,557 |
| FREEDOM MORTGAGE CORPORATION | 1 | 6.25% | $28,367 |
| GENEVA FINANCIAL, LLC | 1 | 6.25% | $10,681 |
| GUARANTEED RATE, INC. | 1 | 6.75% | $5,948 |
| Heartland Bank | 1 | 6.50% | $9,020 |
| LOANDEPOT.COM, LLC | 1 | 6.75% | $9,232 |
| NATIONS RELIABLE LENDING, LLC | 1 | 6.13% | $3,503 |
| NAVY FEDERAL CREDIT UNION | 1 | 5.63% | $5,704 |
| NEWREZ LLC | 1 | 6.25% | $9,401 |
| NFM, INC. | 1 | 6.38% | $9,245 |
| QUICKEN LOANS, LLC | 1 | 5.49% | $6,382 |
| T2 FINANCIAL LLC | 1 | 7.13% | $4,858 |
| The Federal Savings Bank | 1 | 6.13% | $6,566 |
| The Huntington National Bank | 1 | 7.38% | $2,882 |
| USAA Federal Savings Bank | 1 | 7.13% | $1,816 |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | 5.75% | $18,558 |
| VILLAGE CAPITAL MORTGAGE | 1 | 5.75% | $1,635 |
| AmeriHome Mortgage Company, LLC | 1 | 6.13% | $4,685 |
| CROSSCOUNTRY MORTGAGE, LLC | 1 | 6.88% | $3,215 |
| DAS Acquisition Company, LLC | 1 | 6.75% | $2,744 |
The top Washington Court House VA lender as defined by loan originations is Mortgage Research Center, LLC, with
9 VA loans originated. Their average total fees are
$4,845, which is $3,232
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Washington Court House VA lenders (with over 10 loans originated) are
.
The lowest rate Washington Court House VA lenders (with over 10 loans originated) are
.