Nations Reliable Lending Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JKR164SLNO6Y85
Tax ID: 20-5973457
2.3 stars
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Mortgage Data
Review & Overview
Nations Reliable Lending is a small mortgage company specializing in Home Purchase and Refi loans. Nations Reliable Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Austin, Cincinnati, Dallas, and San Antonio among others. We have data for 303 markets. (Some data included below & more in-depth data is available with an active subscription.)Nations Reliable Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Reliable Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.09% | 12/4/22 |
| 30 Year Conventional Refi | 6.80% | 12/4/22 |
| 30 Year Cash-out Refi | 7.06% | 12/4/22 |
| 30 Year FHA Purchase | 8.27% | 12/4/22 |
| 30 Year FHA Refi | 7.93% | 12/4/22 |
| 30 Year VA Purchase | 7.02% | 12/4/22 |
| 30 Year VA Refi | 6.36% | 12/4/22 |
| 30 Year USDA Purchase | 7.47% | 12/4/22 |
| 30 Year USDA Refi | 7.07% | 12/4/22 |
| 15 Year Conventional Purchase | 6.23% | 12/4/22 |
| 15 Year Conventional Refi | 6.08% | 12/4/22 |
| 15 Year Cash-out Refi | 6.08% | 12/4/22 |
| 15 Year FHA Purchase | 5.76% | 12/4/22 |
| 15 Year FHA Refi | 7.49% | 12/4/22 |
| 15 Year VA Purchase | 7.17% | 12/4/22 |
| 15 Year VA Refi | 5.62% | 12/4/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
10,094Origination Dollar Volume (All Markets)
$2,602,670,000Awards
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NATIONS RELIABLE LENDING - 2021
NATIONS RELIABLE LENDING is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Nations Reliable Lending's average 30 year fixed mortgage rate was
3.3%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of 0.15%.
Relative Fees (Closing Costs)
Nations Reliable Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,949.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,678 | $688,160,000 | $256,968 | $7,691 | 3.30% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 889 | $307,935,000 | $346,384 | $6,097 | 3.08% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1,217 | $248,505,000 | $204,195 | $5,506 | 3.29% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 636 | $187,710,000 | $295,142 | $6,472 | 3.08% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 377 | $103,725,000 | $275,133 | $7,913 | 3.18% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 260 | $89,140,000 | $342,846 | $7,345 | 3.16% |
| AMARILLO, TX (FHA|USDA|VA) | 293 | $67,455,000 | $230,222 | $8,848 | 3.38% |
| Outside of Metro Areas | 268 | $53,980,000 | $201,418 | $5,977 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 258 | $49,410,000 | $191,512 | $5,250 | 3.19% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 252 | $48,070,000 | $190,754 | $8,589 | 3.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 190 | $47,910,000 | $252,158 | $8,654 | 3.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 224 | $42,940,000 | $191,696 | $5,042 | 3.20% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 86 | $38,780,000 | $450,930 | $8,651 | 3.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 114 | $37,260,000 | $326,842 | $6,878 | 3.32% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 121 | $36,325,000 | $300,207 | $5,344 | 3.03% |
| ODESSA, TX (FHA|USDA|VA) | 143 | $31,345,000 | $219,196 | $7,637 | 3.31% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 145 | $29,515,000 | $203,552 | $7,756 | 3.43% |
| THE VILLAGES, FL (FHA|USDA|VA) | 92 | $21,980,000 | $238,913 | $4,627 | 3.09% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 48 | $21,880,000 | $455,833 | $6,257 | 2.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 45 | $18,335,000 | $407,444 | $8,306 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 75 | $17,095,000 | $227,933 | $3,803 | 3.05% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 73 | $15,125,000 | $207,192 | $5,507 | 3.26% |
| MIDLAND, TX (FHA|USDA|VA) | 54 | $14,600,000 | $270,370 | $8,679 | 3.40% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 43 | $14,535,000 | $338,023 | $6,198 | 3.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 32 | $13,980,000 | $436,875 | $10,913 | 3.01% |
| HARRISONBURG, VA (FHA|USDA|VA) | 59 | $13,375,000 | $226,695 | $6,202 | 3.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 41 | $11,685,000 | $285,000 | $6,480 | 3.22% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $11,390,000 | $335,000 | $3,439 | 2.77% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $11,325,000 | $306,081 | $6,284 | 3.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 37 | $11,065,000 | $299,054 | $6,507 | 3.33% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 44 | $11,020,000 | $250,455 | $6,247 | 3.23% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 45 | $8,205,000 | $182,333 | $4,895 | 3.36% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 37 | $7,545,000 | $203,919 | $7,448 | 3.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $7,525,000 | $259,483 | $4,589 | 3.26% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 29 | $7,395,000 | $255,000 | $7,824 | 3.34% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 26 | $6,230,000 | $239,615 | $5,827 | 3.35% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 33 | $6,115,000 | $185,303 | $5,269 | 3.34% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 23 | $5,965,000 | $259,348 | $6,361 | 3.29% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 22 | $5,830,000 | $265,000 | $7,149 | 3.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 27 | $5,805,000 | $215,000 | $5,660 | 3.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 26 | $5,450,000 | $209,615 | $5,922 | 3.31% |
| KANKAKEE, IL (FHA|USDA|VA) | 33 | $5,065,000 | $153,485 | $4,785 | 3.62% |
| VICTORIA, TX (FHA|USDA|VA) | 21 | $4,775,000 | $227,381 | $8,349 | 3.39% |
| BATON ROUGE, LA (FHA|USDA|VA) | 18 | $4,760,000 | $264,444 | $5,342 | 2.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $4,675,000 | $311,667 | $3,448 | 2.66% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $4,325,000 | $332,692 | $4,670 | 2.96% |
| MADISON, WI (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $4,974 | 3.15% |
| SAN ANGELO, TX (FHA|USDA|VA) | 23 | $4,305,000 | $187,174 | $7,818 | 3.47% |
| WACO, TX (FHA|USDA|VA) | 18 | $4,170,000 | $231,667 | $5,229 | 3.11% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 16 | $4,080,000 | $255,000 | $6,651 | 3.41% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,920,000 | $326,667 | $3,200 | 2.54% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $3,735,000 | $287,308 | $5,848 | 3.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 9 | $3,655,000 | $406,111 | $7,992 | 2.90% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 12 | $3,500,000 | $291,667 | $5,731 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 16 | $3,170,000 | $198,125 | $3,610 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $4,875 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 17 | $3,075,000 | $180,882 | $6,089 | 3.66% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 15 | $3,055,000 | $203,667 | $6,742 | 3.39% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,990,000 | $373,750 | $8,014 | 3.22% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,755,000 | $250,455 | $8,001 | 3.52% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 24 | $2,740,000 | $114,167 | $6,204 | 3.47% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $7,889 | 3.11% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $2,660,000 | $266,000 | $6,873 | 3.04% |
| STAUNTON, VA (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $6,924 | 3.09% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,570,000 | $257,000 | $5,932 | 3.14% |
| ALTOONA, PA (FHA|USDA|VA) | 17 | $2,535,000 | $149,118 | $6,599 | 3.48% |
| TYLER, TX (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $7,087 | 3.00% |
| Platteville, WI (FHA|USDA|VA) | 15 | $2,345,000 | $156,333 | $4,860 | 3.42% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $6,694 | 3.01% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $5,868 | 3.29% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,713 | 3.05% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $6,911 | 2.89% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $7,628 | 3.58% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $6,855 | 3.05% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $8,119 | 3.32% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $4,971 | 3.41% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $7,157 | 3.43% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $5,742 | 3.22% |
| El Campo, TX (FHA|USDA|VA) | 9 | $1,745,000 | $193,889 | $7,916 | 3.58% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $5,224 | 3.18% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $4,514 | 2.98% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $7,150 | 3.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $7,231 | 3.42% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,736 | 3.18% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $5,545 | 3.35% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $12,520 | 2.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $7,031 | 3.16% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $5,998 | 3.44% |
| Brainerd, MN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $6,334 | 3.41% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $5,281 | 3.05% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $4,645 | 3.35% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $5,850 | 3.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $9,915 | 3.04% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $18,362 | 3.28% |
| Lufkin, TX (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,860 | 3.27% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,800 | 3.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $3,598 | 2.81% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $4,918 | 3.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,289 | 2.97% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $4,911 | 3.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,428 | 2.69% |
| Bay City, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $9,406 | 3.78% |
| Somerset, PA (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $6,326 | 3.59% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,659 | 3.03% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,865 | 2.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,076 | 2.83% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,368 | 3.25% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $16,442 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,246 | 2.78% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,683 | 3.33% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,383 | 3.42% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,685 | 3.05% |
| Brenham, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,469 | 3.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,407 | 3.62% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,086 | 2.68% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,642 | 3.19% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,436 | 2.92% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,124 | 3.48% |
| Borger, TX (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $5,667 | 3.59% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $7,860 | 2.69% |
| ROCHESTER, MN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,931 | 3.00% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $7,500 | 3.44% |
| Dumas, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,791 | 3.42% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,186 | 3.43% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,676 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,709 | 3.25% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,271 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,400 | 2.81% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $7,013 | 2.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,408 | 2.79% |
| FLINT, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,097 | 3.29% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,994 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,065 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,148 | 2.93% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $20,239 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,996 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,924 | 3.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,465 | 3.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,022 | 3.41% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,700 | 3.19% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,973 | 3.69% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,682 | 3.19% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,600 | 3.17% |
| Pearsall, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,029 | 3.42% |
| SALEM, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,545 | 3.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,435 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $7,491 | 3.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $16,095 | 3.75% |
| AKRON, OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,803 | 3.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,167 | 2.68% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,904 | 3.50% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,126 | 3.08% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,081 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,014 | 3.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,732 | 2.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,444 | 3.44% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,984 | 2.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,775 | 3.17% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,555 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,602 | 3.37% |
| Hilo, HI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,764 | 3.06% |
| Pierre, SD (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,316 | 2.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,175 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,771 | 3.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,301 | 3.43% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,561 | 3.44% |
| DALTON, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,837 | 2.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,598 | 3.13% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,015 | 3.29% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,094 | 2.69% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,348 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,186 | 3.25% |
| Pecos, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,015 | 3.56% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,420 | 3.38% |
| TULSA, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,427 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,724 | 3.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,660 | 3.06% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,546 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,004 | 3.19% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,778 | 4.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,118 | 2.94% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $20,608 | 4.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,172 | 2.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,582 | 3.00% |
| Beeville, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $19,890 | 3.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,664 | 3.75% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,347 | 2.87% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,288 | 2.88% |
| Pampa, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,289 | 3.83% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,866 | 3.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,213 | 2.99% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,799 | 2.37% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,597 | 3.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,949 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,098 | 2.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,715 | 3.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,644 | 3.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,585 | 2.99% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,063 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,599 | 2.99% |
| Connersville, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,874 | 3.31% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,021 | 2.94% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,718 | 2.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,285 | 2.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,705 | 3.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,811 | 4.25% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $5,850 | 4.17% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,152 | 3.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,301 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,230 | 3.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,125 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,300 | 2.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,682 | 2.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,510 | 2.81% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,375 | 2.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,738 | 2.00% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,997 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,721 | 3.69% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,206 | 2.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,545 | 3.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,586 | 2.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,884 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,999 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,823 | 2.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,086 | 2.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,254 | 2.99% |
| Palatka, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,130 | 3.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,447 | 3.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,800 | 2.50% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,704 | 3.63% |
| Maysville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,651 | 3.37% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,702 | 2.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,530 | 3.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,114 | 3.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,682 | 4.69% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,184 | 3.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,069 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,701 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,366 | 3.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,082 | 2.75% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,449 | 3.63% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,579 | 1.88% |
| Bonham, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,991 | 2.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,828 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,929 | 3.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,711 | 3.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,121 | 2.88% |
| DuBois, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,249 | 3.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,161 | 4.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,170 | 2.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,897 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,789 | 2.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,890 | 3.50% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,828 | 3.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,743 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,154 | 3.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,763 | 3.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,846 | 3.50% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,370 | 3.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,679 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,139 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,847 | 3.25% |
| Hereford, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,146 | 4.38% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,259 | 3.13% |
| NILES, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,663 | 3.38% |
| London, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,876 | 4.25% |
| READING, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,984 | 3.37% |
| Rockport, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,763 | 4.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,468 | 3.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,374 | 2.75% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,518 | 3.25% |
| Sidney, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,795 | 4.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,360 | 3.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.06% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,538 | 3.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $450 | 3.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,963 | 2.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,941 | 3.38% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $500 | 3.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,261 | 2.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,581 | 3.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,453 | 3.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,265 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,925 | 3.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,077 | 3.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,821 | 2.75% |
| Alice, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,746 | 4.75% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,817 | 3.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,826 | 3.25% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,410 | 4.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,283 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,316 | 3.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,575 | 3.37% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,910 | 3.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,925 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,639 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,639 | 3.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,131 | 3.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,370 | 3.13% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,430 | 2.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,347 | 3.75% |
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Product Mix
For 2021, Nations Reliable Lending's most frequently originated type of loan was Conventional, with 6,904 originations. Their 2nd most popular type was FHA, with 2,420 originations.
Loan Reason
For 2021, Nations Reliable Lending's most frequently cited loan purpose was Home Purchase, with 7,009 originations. The 2nd most popular reason was Refi, with 1,942 originations.
Loan Duration/Length
For 2021, Nations Reliable Lending's most frequently cited loan duration was 30 Year, with 9,193 originations. The 2nd most popular length was 15 Year, with 622 originations.
Origination Fees/Closing Costs
Nations Reliable Lending's average total fees were $6,949, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,015 originations.
Interest Rates
During 2021, Nations Reliable Lending's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 5,695 originations.
Loan Sizing
2021 saw Nations Reliable Lending place emphasis on $200k-400k loans with 5,124 originations, totaling $1,422,180,000 in origination value.
Applicant Income
Nations Reliable Lending lent most frequently to those with incomes in the $50k-75k range, with 1,965 originations. The second most popular income band? $100k-150k, with 1,646 originations.
Applicant Debt to Income Ratio
Nations Reliable Lending lent most frequently to those with DTI ratios of 30-36%, with 1,335 originations. The next most common DTI ratio? 20-30%, with 1,334 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.99%
Nations Reliable Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination78.27%
Nations Reliable Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,094 | $2,602,670,000 | $257,843 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10,094 | $2,602,670,000 | $257,843 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NATIONS RELIABLE LENDING | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 100.0% |
