Nations Reliable Lending Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JKR164SLNO6Y85
Tax ID: 20-5973457
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Nations Reliable Lending is a small mortgage company specializing in Home Purchase loans. Nations Reliable Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Cincinnati, Austin, Dallas, and San Antonio among others. We have data for 242 markets. (Some data included below & more in-depth data is available with an active subscription.)Nations Reliable Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Reliable Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 6/4/23 |
| 30 Year Conventional Refi | 6.72% | 6/4/23 |
| 30 Year Cash-out Refi | 6.97% | 6/4/23 |
| 30 Year FHA Purchase | 7.74% | 6/4/23 |
| 30 Year FHA Refi | 7.62% | 6/4/23 |
| 30 Year VA Purchase | 6.58% | 6/4/23 |
| 30 Year VA Refi | 6.11% | 6/4/23 |
| 30 Year USDA Purchase | 7.21% | 6/4/23 |
| 15 Year Conventional Purchase | 6.50% | 6/4/23 |
| 15 Year Conventional Refi | 6.22% | 6/4/23 |
| 15 Year Cash-out Refi | 6.22% | 6/4/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nations Reliable Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nations Reliable Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,342Origination Dollar Volume (All Markets)
$1,479,330,000Awards
NATIONS RELIABLE LENDING - 2022
NATIONS RELIABLE LENDING is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for NATIONS RELIABLE LENDING?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Nations Reliable Lending's average 30 year fixed mortgage rate was
5.14%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.38%.
Relative Fees (Closing Costs)
Nations Reliable Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,647.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,516 | $425,730,000 | $280,825 | $10,781 | 5.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 725 | $162,785,000 | $224,531 | $7,201 | 5.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 287 | $110,405,000 | $384,686 | $9,722 | 4.67% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 308 | $102,940,000 | $334,221 | $9,407 | 4.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 194 | $58,440,000 | $301,237 | $10,783 | 4.90% |
| AMARILLO, TX (FHA|USDA|VA) | 204 | $51,120,000 | $250,588 | $11,731 | 5.14% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 205 | $47,025,000 | $229,390 | $11,118 | 5.09% |
| Outside of Metro Areas | 170 | $39,240,000 | $230,824 | $8,821 | 5.29% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 79 | $36,085,000 | $456,772 | $9,945 | 5.49% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 107 | $25,455,000 | $237,897 | $11,353 | 5.25% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 98 | $25,300,000 | $258,163 | $10,445 | 5.43% |
| ODESSA, TX (FHA|USDA|VA) | 97 | $24,865,000 | $256,340 | $10,387 | 5.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 58 | $22,170,000 | $382,241 | $10,573 | 4.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 68 | $20,490,000 | $301,324 | $8,459 | 4.53% |
| OCALA, FL (FHA|USDA|VA) | 90 | $19,230,000 | $213,667 | $7,182 | 4.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 42 | $14,250,000 | $339,286 | $8,969 | 4.93% |
| MIDLAND, TX (FHA|USDA|VA) | 48 | $13,690,000 | $285,208 | $11,125 | 5.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 35 | $12,135,000 | $346,714 | $9,818 | 5.04% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 48 | $11,140,000 | $232,083 | $7,525 | 5.49% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 25 | $10,865,000 | $434,600 | $10,468 | 4.79% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 47 | $9,555,000 | $203,298 | $5,960 | 4.22% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 21 | $8,925,000 | $425,000 | $12,846 | 5.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 43 | $8,615,000 | $200,349 | $7,574 | 4.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $8,225,000 | $432,895 | $13,136 | 4.95% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 34 | $7,890,000 | $232,059 | $7,236 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $7,860,000 | $393,000 | $9,548 | 5.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 15 | $7,835,000 | $522,333 | $11,177 | 4.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 17 | $7,345,000 | $432,059 | $10,470 | 4.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 26 | $6,740,000 | $259,231 | $7,898 | 4.95% |
| THE VILLAGES, FL (FHA|USDA|VA) | 24 | $6,680,000 | $278,333 | $5,545 | 4.08% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $6,300,000 | $393,750 | $13,362 | 5.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 20 | $5,880,000 | $294,000 | $10,643 | 5.08% |
| SAN ANGELO, TX (FHA|USDA|VA) | 25 | $5,395,000 | $215,800 | $7,623 | 5.16% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 22 | $5,370,000 | $244,091 | $7,745 | 5.15% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 18 | $4,640,000 | $257,778 | $8,679 | 4.67% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 21 | $4,595,000 | $218,810 | $9,805 | 5.51% |
| WACO, TX (FHA|USDA|VA) | 14 | $4,100,000 | $292,857 | $11,790 | 4.45% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $3,930,000 | $393,000 | $7,928 | 5.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $3,870,000 | $241,875 | $8,793 | 4.69% |
| Athens, TX (FHA|USDA|VA) | 13 | $3,625,000 | $278,846 | $9,332 | 4.95% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $3,385,000 | $307,727 | $7,750 | 5.36% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $6,348 | 4.26% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 10 | $2,880,000 | $288,000 | $9,004 | 4.37% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $2,810,000 | $351,250 | $8,742 | 3.94% |
| TYLER, TX (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $6,446 | 4.49% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $12,307 | 5.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $6,780 | 4.76% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $6,991 | 4.27% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 13 | $2,365,000 | $181,923 | $10,539 | 5.55% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $11,060 | 5.00% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $6,829 | 5.22% |
| RACINE, WI (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $6,126 | 5.83% |
| VICTORIA, TX (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $8,725 | 5.05% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $9,906 | 6.40% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $6,977 | 3.13% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $9,194 | 5.63% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $12,192 | 5.28% |
| KANKAKEE, IL (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $4,863 | 4.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $11,492 | 4.47% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $8,154 | 7.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $6,162 | 4.40% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $6,256 | 6.31% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $9,137 | 4.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $9,040 | 5.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $8,983 | 5.06% |
| El Campo, TX (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $9,808 | 4.63% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $7,430 | 4.68% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $11,394 | 4.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $6,810 | 5.21% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,720 | 4.78% |
| Dumas, TX (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $8,377 | 4.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,059 | 4.08% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $13,190 | 4.75% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $8,010 | 4.15% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,653 | 4.63% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,448 | 5.45% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,328 | 6.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $9,926 | 4.56% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $9,022 | 4.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $10,996 | 4.88% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $18,050 | 5.81% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $8,404 | 5.25% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,624 | 6.09% |
| Pampa, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $9,310 | 4.98% |
| Borger, TX (FHA|USDA|VA) | 8 | $810,000 | $101,250 | $6,031 | 5.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,787 | 3.44% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $6,934 | 6.21% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $7,964 | 5.65% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,230 | 5.38% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,724 | 5.87% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,059 | 4.13% |
| Maysville, KY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,485 | 5.75% |
| CHICO, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,228 | 4.69% |
| Taos, NM (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,178 | 5.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,655 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $15,725 | 5.69% |
| Alice, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $11,335 | 5.63% |
| Bay City, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,493 | 5.38% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $17,708 | 5.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,549 | 4.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,392 | 4.56% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,172 | 4.56% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $11,274 | 3.42% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $15,090 | 3.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,590 | 5.38% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,295 | 5.56% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,530 | 5.08% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,286 | 3.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $7,980 | 5.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,772 | 5.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,620 | 6.25% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,912 | 4.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,766 | 3.50% |
| Bonham, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,715 | 3.19% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,917 | 5.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,380 | 5.06% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,815 | 5.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,278 | 6.75% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,855 | 4.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,002 | 5.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,986 | 4.54% |
| Bennington, VT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,402 | 6.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 6.63% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,931 | 5.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,913 | 6.31% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,309 | 5.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $411 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,168 | 4.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,285 | 5.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,862 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,484 | 4.88% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,880 | 3.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,626 | 5.00% |
| Laconia, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,161 | 6.13% |
| Duncan, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,715 | 3.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,371 | 5.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 4.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,586 | 6.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,708 | 3.38% |
| Hilo, HI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,423 | 5.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $22,864 | 5.50% |
| Platteville, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,020 | 5.63% |
| Jennings, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,898 | 4.06% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,282 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,297 | 4.93% |
| Palestine, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $12,101 | 5.44% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,714 | 4.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,304 | 2.99% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.12% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,364 | 5.63% |
| Hereford, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,495 | 5.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,913 | 3.00% |
| Williston, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,247 | 5.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,331 | 5.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,130 | 3.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,763 | 6.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,373 | 4.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,459 | 5.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,676 | 6.88% |
| Ruston, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,808 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,081 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,802 | 5.19% |
| Brenham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,632 | 3.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,858 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,753 | 5.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,544 | 5.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,221 | 4.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,458 | 6.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,898 | 4.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,341 | 6.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,630 | 5.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,907 | 6.12% |
| TULSA, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,695 | 5.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,295 | 3.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,510 | 3.69% |
| Granbury, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,502 | 4.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,818 | 5.38% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,854 | 3.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,683 | 5.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,904 | 4.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,977 | 5.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,120 | 3.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,184 | 5.25% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,521 | 5.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,171 | 6.50% |
| Jasper, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,624 | 5.38% |
| Beeville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,690 | 3.87% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,901 | 3.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,518 | 5.25% |
| FLINT, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,071 | 4.44% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,051 | 4.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,650 | 5.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,047 | 3.38% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,416 | 5.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,616 | 7.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
| Newport, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,129 | 6.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,909 | 6.25% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,364 | 6.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,615 | 5.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,350 | 7.25% |
| Plainview, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,269 | 6.69% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,815 | 5.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,404 | 4.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,101 | 6.88% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,402 | 4.00% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,733 | 5.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,022 | 3.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,966 | 6.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,269 | 3.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,455 | 5.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,079 | 5.50% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,985 | 7.00% |
| Fremont, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,010 | 4.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,724 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,030 | 3.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,818 | 6.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,462 | 3.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,255 | 5.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,875 | 3.25% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,003 | 5.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.13% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,179 | 5.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,047 | 6.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,116 | 5.50% |
| Logansport, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,614 | 7.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,610 | 4.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,419 | 4.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,801 | 5.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,936 | 5.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,409 | 5.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,996 | 3.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.38% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,802 | 4.13% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,856 | 5.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,837 | 5.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against NATIONS RELIABLE LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 136
Similarity Rank: 187
Similarity Rank: 220
Similarity Rank: 324
Similarity Rank: 340
Similarity Rank: 360
Similarity Rank: 384
Similarity Rank: 469
Similarity Rank: 495
Similarity Rank: 588
Product Mix
For 2022, Nations Reliable Lending's most frequently originated type of loan was Conventional, with 3,192 originations. Their 2nd most popular type was FHA, with 1,734 originations.
Loan Reason
For 2022, Nations Reliable Lending's most frequently cited loan purpose was Home Purchase, with 4,586 originations. The 2nd most popular reason was Cash Out Refi, with 501 originations.
Loan Duration/Length
For 2022, Nations Reliable Lending's most frequently cited loan duration was 30 Year, with 5,144 originations. The 2nd most popular length was 15 Year, with 143 originations.
Origination Fees/Closing Costs
Nations Reliable Lending's average total fees were $9,647, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,734 originations.
Interest Rates
During 2022, Nations Reliable Lending's average interest rate for loans was 5.14%, while their most frequently originated rate bucket for loans was 5-6%, with 1,926 originations.
Loan Sizing
2022 saw Nations Reliable Lending place emphasis on $200k-400k loans with 2,876 originations, totaling $810,410,000 in origination value.
Applicant Income
Nations Reliable Lending lent most frequently to those with incomes in the $50k-75k range, with 1,370 originations. The second most popular income band? $100k-150k, with 1,275 originations.
Applicant Debt to Income Ratio
Nations Reliable Lending lent most frequently to those with DTI ratios of 30-36%, with 753 originations. The next most common DTI ratio? 50-60%, with 726 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.29%
Nations Reliable Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination72.20%
Nations Reliable Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,342 | $1,479,330,000 | $276,924 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,342 | $1,479,330,000 | $276,924 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NATIONSTAR MORTGAGE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 5.3% |
| NATIONSTAR MORTGAGE | Conventional home mortgage | Struggling to pay mortgage | 3 | 15.8% |
| NATIONSTAR MORTGAGE | Conventional home mortgage | Trouble during payment process | 8 | 42.1% |
| NATIONSTAR MORTGAGE | FHA mortgage | Struggling to pay mortgage | 2 | 10.5% |
| NATIONSTAR MORTGAGE | Reverse mortgage | Trouble during payment process | 1 | 5.3% |
| NATIONSTAR MORTGAGE | VA mortgage | Trouble during payment process | 4 | 21.1% |