Nations Reliable Lending Mortgage Rates, Fees & Info

DOVER, DE

LEI: 549300JKR164SLNO6Y85

Tax ID: 20-5973457

2.3 stars - out of 5 stars, based on 100 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Nations Reliable Lending is a small mortgage company specializing in Home Purchase and Refi loans. Nations Reliable Lending has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, Austin, Cincinnati, Dallas, and San Antonio among others. Nations Reliable Lending has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Nations Reliable Lending is typically a high fee lendor.


Originations

10,094

Origination Dollar Volume (All Markets)

$2,602,670,000

Awards

NATIONS RELIABLE LENDING  30 Year Conventional Loans gold NATIONS RELIABLE LENDING  30 Year Conventional Loans silver
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Relative Rate

Nations Reliable Lending 's average 30 year fixed rate mortgage of loans were 3.3%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.15%.

Relative Fees

Nations Reliable Lending 's average total fees for a 30 year fixed rate mortgage are $6,949.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,678 $688,160,000 $256,968 $7,691 3.30%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 889 $307,935,000 $346,384 $6,097 3.08%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,217 $248,505,000 $204,195 $5,506 3.29%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 636 $187,710,000 $295,142 $6,472 3.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 377 $103,725,000 $275,133 $7,913 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 260 $89,140,000 $342,846 $7,345 3.16%
AMARILLO, TX (FHA|USDA|VA) 293 $67,455,000 $230,222 $8,848 3.38%
Outside of Metro Areas 268 $53,980,000 $201,418 $5,977 3.38%
OCALA, FL (FHA|USDA|VA) 258 $49,410,000 $191,512 $5,250 3.19%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 252 $48,070,000 $190,754 $8,589 3.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 190 $47,910,000 $252,158 $8,654 3.33%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 224 $42,940,000 $191,696 $5,042 3.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 86 $38,780,000 $450,930 $8,651 3.07%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 114 $37,260,000 $326,842 $6,878 3.32%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 121 $36,325,000 $300,207 $5,344 3.03%
ODESSA, TX (FHA|USDA|VA) 143 $31,345,000 $219,196 $7,637 3.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 145 $29,515,000 $203,552 $7,756 3.43%
THE VILLAGES, FL (FHA|USDA|VA) 92 $21,980,000 $238,913 $4,627 3.09%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 48 $21,880,000 $455,833 $6,257 2.99%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 45 $18,335,000 $407,444 $8,306 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 75 $17,095,000 $227,933 $3,803 3.05%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 73 $15,125,000 $207,192 $5,507 3.26%
MIDLAND, TX (FHA|USDA|VA) 54 $14,600,000 $270,370 $8,679 3.40%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 43 $14,535,000 $338,023 $6,198 3.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 32 $13,980,000 $436,875 $10,913 3.01%
HARRISONBURG, VA (FHA|USDA|VA) 59 $13,375,000 $226,695 $6,202 3.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 41 $11,685,000 $285,000 $6,480 3.22%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 34 $11,390,000 $335,000 $3,439 2.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $11,325,000 $306,081 $6,284 3.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 37 $11,065,000 $299,054 $6,507 3.33%
LAKE CHARLES, LA (FHA|USDA|VA) 44 $11,020,000 $250,455 $6,247 3.23%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 45 $8,205,000 $182,333 $4,895 3.36%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 37 $7,545,000 $203,919 $7,448 3.34%
COLUMBUS, OH (FHA|USDA|VA) 29 $7,525,000 $259,483 $4,589 3.26%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 29 $7,395,000 $255,000 $7,824 3.34%
CORPUS CHRISTI, TX (FHA|USDA|VA) 26 $6,230,000 $239,615 $5,827 3.35%
DAYTON-KETTERING, OH (FHA|USDA|VA) 33 $6,115,000 $185,303 $5,269 3.34%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 23 $5,965,000 $259,348 $6,361 3.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 22 $5,830,000 $265,000 $7,149 3.08%
KNOXVILLE, TN (FHA|USDA|VA) 27 $5,805,000 $215,000 $5,660 3.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 26 $5,450,000 $209,615 $5,922 3.31%
KANKAKEE, IL (FHA|USDA|VA) 33 $5,065,000 $153,485 $4,785 3.62%
VICTORIA, TX (FHA|USDA|VA) 21 $4,775,000 $227,381 $8,349 3.39%
BATON ROUGE, LA (FHA|USDA|VA) 18 $4,760,000 $264,444 $5,342 2.85%
RALEIGH-CARY, NC (FHA|USDA|VA) 15 $4,675,000 $311,667 $3,448 2.66%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $4,325,000 $332,692 $4,670 2.96%
MADISON, WI (FHA|USDA|VA) 17 $4,305,000 $253,235 $4,974 3.15%
SAN ANGELO, TX (FHA|USDA|VA) 23 $4,305,000 $187,174 $7,818 3.47%
WACO, TX (FHA|USDA|VA) 18 $4,170,000 $231,667 $5,229 3.11%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 16 $4,080,000 $255,000 $6,651 3.41%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 12 $3,920,000 $326,667 $3,200 2.54%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $3,735,000 $287,308 $5,848 3.06%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 9 $3,655,000 $406,111 $7,992 2.90%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 12 $3,500,000 $291,667 $5,731 2.97%
RACINE, WI (FHA|USDA|VA) 16 $3,170,000 $198,125 $3,610 3.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $3,155,000 $286,818 $4,875 3.25%
ABILENE, TX (FHA|USDA|VA) 17 $3,075,000 $180,882 $6,089 3.66%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $3,055,000 $203,667 $6,742 3.39%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,990,000 $373,750 $8,014 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,755,000 $250,455 $8,001 3.52%
JOHNSTOWN, PA (FHA|USDA|VA) 24 $2,740,000 $114,167 $6,204 3.47%
BAKERSFIELD, CA (FHA|USDA|VA) 9 $2,705,000 $300,556 $7,889 3.11%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $2,660,000 $266,000 $6,873 3.04%
STAUNTON, VA (FHA|USDA|VA) 11 $2,575,000 $234,091 $6,924 3.09%
LUBBOCK, TX (FHA|USDA|VA) 10 $2,570,000 $257,000 $5,932 3.14%
ALTOONA, PA (FHA|USDA|VA) 17 $2,535,000 $149,118 $6,599 3.48%
TYLER, TX (FHA|USDA|VA) 8 $2,520,000 $315,000 $7,087 3.00%
Platteville, WI (FHA|USDA|VA) 15 $2,345,000 $156,333 $4,860 3.42%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,235,000 $248,333 $6,694 3.01%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $5,868 3.29%
SHEBOYGAN, WI (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,713 3.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $2,005,000 $286,429 $6,911 2.89%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,910,000 $318,333 $7,628 3.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $1,815,000 $363,000 $6,855 3.05%
Clearlake, CA (FHA|USDA|VA) 7 $1,805,000 $257,857 $8,119 3.32%
TUCSON, AZ (FHA|USDA|VA) 7 $1,805,000 $257,857 $4,971 3.41%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,765,000 $196,111 $7,157 3.43%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,760,000 $220,000 $5,742 3.22%
El Campo, TX (FHA|USDA|VA) 9 $1,745,000 $193,889 $7,916 3.58%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,715,000 $343,000 $5,224 3.18%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 7 $1,705,000 $243,571 $4,514 2.98%
Athens, TX (FHA|USDA|VA) 5 $1,675,000 $335,000 $7,150 3.07%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $1,630,000 $271,667 $7,231 3.42%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,615,000 $230,714 $6,736 3.18%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $1,610,000 $268,333 $5,545 3.35%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $1,605,000 $535,000 $12,520 2.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,510,000 $377,500 $7,031 3.16%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,998 3.44%
Brainerd, MN (FHA|USDA|VA) 7 $1,465,000 $209,286 $6,334 3.41%
EL PASO, TX (FHA|USDA|VA) 8 $1,450,000 $181,250 $5,281 3.05%
Whitewater, WI (FHA|USDA|VA) 5 $1,435,000 $287,000 $4,645 3.35%
STOCKTON, CA (FHA|USDA|VA) 4 $1,410,000 $352,500 $5,850 3.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,365,000 $455,000 $9,915 3.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,250,000 $312,500 $18,362 3.28%
Lufkin, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $6,860 3.27%
RICHMOND, VA (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,800 3.08%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,170,000 $585,000 $3,598 2.81%
Heber, UT (FHA|USDA|VA) 2 $1,170,000 $585,000 $4,918 3.19%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,289 2.97%
TOLEDO, OH (FHA|USDA|VA) 8 $1,090,000 $136,250 $4,911 3.42%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,428 2.69%
Bay City, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $9,406 3.78%
Somerset, PA (FHA|USDA|VA) 8 $1,010,000 $126,250 $6,326 3.59%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $980,000 $245,000 $3,659 3.03%
LONGVIEW, TX (FHA|USDA|VA) 3 $955,000 $318,333 $4,865 2.78%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $925,000 $308,333 $3,076 2.83%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $920,000 $460,000 $6,368 3.25%
VALLEJO, CA (FHA|USDA|VA) 2 $920,000 $460,000 $16,442 2.88%
ASHEVILLE, NC (FHA|USDA|VA) 4 $920,000 $230,000 $3,246 2.78%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $915,000 $305,000 $5,683 3.33%
Cedar City, UT (FHA|USDA|VA) 3 $905,000 $301,667 $6,383 3.42%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $905,000 $181,000 $3,685 3.05%
Brenham, TX (FHA|USDA|VA) 4 $900,000 $225,000 $8,469 3.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $890,000 $445,000 $13,407 3.62%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $870,000 $435,000 $6,086 2.68%
SAVANNAH, GA (FHA|USDA|VA) 4 $870,000 $217,500 $4,642 3.19%
APPLETON, WI (FHA|USDA|VA) 3 $835,000 $278,333 $6,436 2.92%
Huntsville, TX (FHA|USDA|VA) 5 $825,000 $165,000 $7,124 3.48%
Borger, TX (FHA|USDA|VA) 7 $815,000 $116,429 $5,667 3.59%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $810,000 $405,000 $7,860 2.69%
ROCHESTER, MN (FHA|USDA|VA) 4 $760,000 $190,000 $5,931 3.00%
Sandpoint, ID (FHA|USDA|VA) 2 $760,000 $380,000 $7,500 3.44%
Dumas, TX (FHA|USDA|VA) 3 $745,000 $248,333 $9,791 3.42%
Fredericksburg, TX (FHA|USDA|VA) 2 $720,000 $360,000 $7,186 3.43%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $690,000 $345,000 $6,676 3.25%
Granbury, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,709 3.25%
Wilmington, OH (FHA|USDA|VA) 4 $660,000 $165,000 $5,271 3.13%
Shelton, WA (FHA|USDA|VA) 2 $640,000 $320,000 $9,400 2.81%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $635,000 $635,000 $7,013 2.13%
LAFAYETTE, LA (FHA|USDA|VA) 3 $635,000 $211,667 $3,408 2.79%
FLINT, MI (FHA|USDA|VA) 3 $635,000 $211,667 $6,097 3.29%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $620,000 $310,000 $6,994 2.75%
ROANOKE, VA (FHA|USDA|VA) 2 $590,000 $295,000 $5,065 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,148 2.93%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $585,000 $585,000 $20,239 3.25%
Gainesville, TX (FHA|USDA|VA) 2 $580,000 $290,000 $7,996 3.25%
HAMMOND, LA (FHA|USDA|VA) 3 $575,000 $191,667 $5,924 3.04%
ANN ARBOR, MI (FHA|USDA|VA) 2 $570,000 $285,000 $7,465 3.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $570,000 $142,500 $6,022 3.41%
Ardmore, OK (FHA|USDA|VA) 2 $570,000 $285,000 $10,700 3.19%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $550,000 $275,000 $4,973 3.69%
WILMINGTON, NC (FHA|USDA|VA) 2 $550,000 $275,000 $4,682 3.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $545,000 $181,667 $5,600 3.17%
Pearsall, TX (FHA|USDA|VA) 3 $545,000 $181,667 $6,029 3.42%
SALEM, OR (FHA|USDA|VA) 2 $540,000 $270,000 $4,545 3.31%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $530,000 $265,000 $8,435 3.00%
Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $7,491 3.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $515,000 $515,000 $16,095 3.75%
AKRON, OH (FHA|USDA|VA) 5 $515,000 $103,000 $3,803 3.05%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $510,000 $255,000 $5,167 2.68%
LAREDO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $9,904 3.50%
Del Rio, TX (FHA|USDA|VA) 3 $505,000 $168,333 $5,126 3.08%
Corsicana, TX (FHA|USDA|VA) 2 $500,000 $250,000 $9,081 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $500,000 $250,000 $5,014 3.13%
Uvalde, TX (FHA|USDA|VA) 1 $495,000 $495,000 $8,732 2.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $490,000 $245,000 $7,444 3.44%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $475,000 $475,000 $2,984 2.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $475,000 $158,333 $5,775 3.17%
Sulphur Springs, TX (FHA|USDA|VA) 1 $475,000 $475,000 $8,555 3.25%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $470,000 $235,000 $3,602 3.37%
Hilo, HI (FHA|USDA|VA) 2 $470,000 $235,000 $4,764 3.06%
Pierre, SD (FHA|USDA|VA) 1 $465,000 $465,000 $12,316 2.25%
MODESTO, CA (FHA|USDA|VA) 1 $455,000 $455,000 $2,175 3.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $450,000 $225,000 $5,771 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $440,000 $220,000 $5,301 3.43%
Sevierville, TN (FHA|USDA|VA) 2 $440,000 $220,000 $4,561 3.44%
DALTON, GA (FHA|USDA|VA) 1 $435,000 $435,000 $4,837 2.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $425,000 $425,000 $9,598 3.13%
Baraboo, WI (FHA|USDA|VA) 3 $425,000 $141,667 $5,015 3.29%
Washington Court House, OH (FHA|USDA|VA) 2 $420,000 $210,000 $8,094 2.69%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $405,000 $135,000 $4,348 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $400,000 $200,000 $4,186 3.25%
Pecos, TX (FHA|USDA|VA) 2 $400,000 $200,000 $7,015 3.56%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $395,000 $395,000 $4,420 3.38%
TULSA, OK (FHA|USDA|VA) 2 $390,000 $195,000 $4,427 3.25%
LANCASTER, PA (FHA|USDA|VA) 1 $385,000 $385,000 $5,724 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $380,000 $190,000 $1,660 3.06%
Nacogdoches, TX (FHA|USDA|VA) 1 $375,000 $375,000 $8,546 2.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $370,000 $185,000 $6,004 3.19%
MANHATTAN, KS (FHA|USDA|VA) 2 $370,000 $185,000 $5,778 4.06%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $370,000 $185,000 $6,118 2.94%
Kingsville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $20,608 4.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $365,000 $365,000 $13,172 2.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $365,000 $365,000 $16,582 3.00%
Beeville, TX (FHA|USDA|VA) 1 $355,000 $355,000 $19,890 3.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $355,000 $355,000 $15,664 3.75%
MANKATO, MN (FHA|USDA|VA) 2 $350,000 $175,000 $3,347 2.87%
DeRidder, LA (FHA|USDA|VA) 2 $350,000 $175,000 $4,288 2.88%
Pampa, TX (FHA|USDA|VA) 3 $345,000 $115,000 $7,289 3.83%
YUBA CITY, CA (FHA|USDA|VA) 1 $345,000 $345,000 $10,866 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $3,213 2.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $5,799 2.37%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $345,000 $345,000 $5,597 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $335,000 $335,000 $3,949 2.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $335,000 $335,000 $3,098 2.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $2,715 3.38%
Beaver Dam, WI (FHA|USDA|VA) 2 $330,000 $165,000 $7,644 3.63%
MORGANTOWN, WV (FHA|USDA|VA) 1 $325,000 $325,000 $4,585 2.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $325,000 $325,000 $5,063 2.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $325,000 $325,000 $3,599 2.99%
Connersville, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,874 3.31%
MORRISTOWN, TN (FHA|USDA|VA) 2 $310,000 $155,000 $4,021 2.94%
Cornelia, GA (FHA|USDA|VA) 1 $305,000 $305,000 $2,718 2.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,285 2.88%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $295,000 $295,000 $4,705 3.63%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $295,000 $295,000 $10,811 4.25%
JACKSON, MI (FHA|USDA|VA) 3 $295,000 $98,333 $5,850 4.17%
Big Spring, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,152 3.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,301 2.75%
Stevens Point, WI (FHA|USDA|VA) 1 $295,000 $295,000 $7,230 3.50%
Aberdeen, WA (FHA|USDA|VA) 1 $295,000 $295,000 $11,125 3.63%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $295,000 $295,000 $2,300 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $285,000 $285,000 $2,682 2.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $280,000 $140,000 $6,510 2.81%
Stillwater, OK (FHA|USDA|VA) 1 $275,000 $275,000 $5,375 2.88%
Forest City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $2,738 2.00%
Coshocton, OH (FHA|USDA|VA) 2 $270,000 $135,000 $3,997 3.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $270,000 $135,000 $3,721 3.69%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,206 2.63%
Somerset, KY (FHA|USDA|VA) 1 $265,000 $265,000 $4,545 3.88%
Shawnee, OK (FHA|USDA|VA) 1 $265,000 $265,000 $4,586 2.99%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $2,884 3.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,999 3.38%
VISALIA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $9,823 2.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $245,000 $245,000 $7,086 2.63%
Adrian, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,254 2.99%
Palatka, FL (FHA|USDA|VA) 2 $240,000 $120,000 $5,130 3.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,447 3.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $235,000 $235,000 $5,800 2.50%
Wapakoneta, OH (FHA|USDA|VA) 1 $225,000 $225,000 $8,704 3.63%
Maysville, KY (FHA|USDA|VA) 1 $225,000 $225,000 $4,651 3.37%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $11,702 2.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,530 3.88%
Centralia, WA (FHA|USDA|VA) 1 $225,000 $225,000 $4,114 3.63%
Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $220,000 $110,000 $6,682 4.69%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $220,000 $110,000 $2,184 3.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $215,000 $215,000 $6,069 3.13%
MONROE, MI (FHA|USDA|VA) 1 $215,000 $215,000 $9,701 2.75%
Kearney, NE (FHA|USDA|VA) 1 $215,000 $215,000 $4,366 3.63%
Owatonna, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,082 2.75%
DOTHAN, AL (FHA|USDA|VA) 1 $215,000 $215,000 $4,449 3.63%
FRESNO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $9,579 1.88%
Bonham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,991 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,828 3.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,929 3.00%
DULUTH, MN-WI (FHA|USDA|VA) 1 $205,000 $205,000 $5,711 3.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $205,000 $205,000 $10,121 2.88%
DuBois, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,249 3.63%
Big Rapids, MI (FHA|USDA|VA) 1 $195,000 $195,000 $7,161 4.50%
Frankfort, KY (FHA|USDA|VA) 1 $195,000 $195,000 $4,170 2.88%
Calhoun, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,897 2.99%
SANTA FE, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,789 2.75%
PROVO-OREM, UT (FHA|USDA|VA) 1 $185,000 $185,000 $2,890 3.50%
Bartlesville, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,828 3.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,743 2.88%
Danville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $7,154 3.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,763 3.25%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,846 3.50%
Alexander City, AL (FHA|USDA|VA) 2 $170,000 $85,000 $5,370 3.81%
SPARTANBURG, SC (FHA|USDA|VA) 1 $165,000 $165,000 $5,679 3.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,139 3.00%
JACKSON, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,847 3.25%
Hereford, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,146 4.38%
Manitowoc, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,259 3.13%
NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $5,663 3.38%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,876 4.25%
READING, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,984 3.37%
Rockport, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,763 4.25%
Hutchinson, MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,468 3.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $145,000 $145,000 $5,374 2.75%
North Vernon, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,518 3.25%
Sidney, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,795 4.75%
Jennings, LA (FHA|USDA|VA) 1 $145,000 $145,000 $4,360 3.25%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.06%
Arcadia, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,538 3.25%
Winona, MN (FHA|USDA|VA) 1 $135,000 $135,000 $450 3.00%
Red Wing, MN (FHA|USDA|VA) 1 $135,000 $135,000 $4,963 2.63%
Jamestown, ND (FHA|USDA|VA) 1 $135,000 $135,000 $3,941 3.38%
Bogalusa, LA (FHA|USDA|VA) 1 $125,000 $125,000 $500 3.25%
Clovis, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,261 2.75%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $7,581 3.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $6,453 3.75%
Greenville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,265 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $125,000 $125,000 $6,925 3.25%
Greensburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,077 3.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $115,000 $115,000 $4,821 2.75%
Alice, TX (FHA|USDA|VA) 1 $115,000 $115,000 $9,746 4.75%
BAY CITY, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,817 3.75%
Hobbs, NM (FHA|USDA|VA) 1 $115,000 $115,000 $4,826 3.25%
PUEBLO, CO (FHA|USDA|VA) 1 $115,000 $115,000 $8,410 4.25%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,283 3.75%
MONTGOMERY, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,316 3.25%
Huntingdon, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,575 3.37%
Sikeston, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,910 3.75%
PEORIA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,925 3.00%
Portsmouth, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,639 3.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,639 3.50%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $5,131 3.75%
Big Stone Gap, VA (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
Shawano, WI (FHA|USDA|VA) 1 $65,000 $65,000 $4,370 3.13%
Martinsville, VA (FHA|USDA|VA) 1 $65,000 $65,000 $4,430 2.88%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $5,347 3.75%

Nations Reliable Lending 's top markets include Houston, Austin, Cincinnati, Dallas, and San Antonio among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,904 $1,850,190,000 $267,988 $5,593 3.16%
FHA 2,420 $537,580,000 $222,140 $9,839 3.52%
VA 563 $177,575,000 $315,409 $7,836 3.12%
USDA 207 $37,325,000 $180,314 $5,899 3.24%

For the 2021 period, Nations Reliable Lending 's most frequently originated loan type of loans were Conventional, with 6,904 originations. Their 2nd most popular type is FHA, with 2,420 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 7,009 $1,772,375,000 $252,871 $7,459 3.34%
Refi 1,942 $522,200,000 $268,898 $4,744 2.89%
Cash Out Refi 1,141 $307,505,000 $269,505 $5,975 3.28%
Home Improvement 2 $590,000 $295,000 $7,786 2.63%

For the 2021, Nations Reliable Lending 's most frequently cited loan purpose of loans were Home Purchase, with 7,009 originations. The 2nd most popular reason of loans were Refi, with 1,942 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 9,193 $2,373,405,000 $258,175 $6,949 3.30%
15 Year 622 $153,380,000 $246,592 $4,943 2.60%
20 Year 153 $41,115,000 $268,725 $5,118 2.86%
Other 104 $29,910,000 $287,596 $4,502 2.89%
10 Year 21 $4,845,000 $230,714 $4,292 2.47%
3 Year 1 $15,000 $15,000 $0 3.88%

For the 2021, Nations Reliable Lending 's most frequently cited loan length of loans were 30 Year, with 9,193 originations. The 2nd most popular length of loans were 15 Year, with 622 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 5,015 $1,246,255,000 $248,505
$3k-4k 1,586 $413,070,000 $260,448
$2k-3k 1,554 $345,210,000 $222,143
$<1k 987 $280,945,000 $284,645
$5k+ 952 $317,190,000 $333,183

$6,949 of loans were Nations Reliable Lending 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 5,015 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 5,695 $1,407,045,000 $247,067
2.5-3% 2,954 $830,880,000 $281,273
<2.5% 733 $216,945,000 $295,969
4-5% 711 $147,255,000 $207,110
5-6% 1 $545,000 $545,000

During 2021, Nations Reliable Lending 's average interest rate of loans were 3.30%, while their most frequently originated rate bucket of loans were 3-4%, with 5,695 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 5,124 $1,422,180,000 $277,553 $7,255 3.22%
$100k-200k 3,326 $521,360,000 $156,753 $5,651 3.34%
$400k-600k 1,099 $524,465,000 $477,220 $7,790 3.04%
$100,000 or less 418 $33,850,000 $80,981 $4,297 3.40%
$600k-1MM 110 $79,930,000 $726,636 $11,528 3.15%
$1MM+ 17 $20,885,000 $1,228,529 $14,167 3.18%

2021 saw Nations Reliable Lending place emphasis on $200k-400k loans with 5,124 originations, totaling $1,422,180,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 1,965 $410,535,000 $208,924 $6,858 3.34%
$100k-150k 1,646 $490,150,000 $297,783 $7,119 3.20%
$75k-100k 1,483 $369,835,000 $249,383 $7,211 3.27%
$50k or less 1,128 $174,640,000 $154,823 $6,073 3.32%
$150k-250k 1,020 $361,360,000 $354,275 $6,999 3.12%
$250k+ 332 $140,890,000 $424,367 $7,397 3.11%

Nations Reliable Lending lent most frequently to those with incomes in the $50k-75k range, with 1,965 originations. The second most popular income band? $100k-150k, with 1,646 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 1,335 $340,575,000 $255,112 $6,214 3.23%
20-30% 1,334 $349,910,000 $262,301 $5,770 3.11%
50-60% 649 $159,705,000 $246,079 $10,285 3.40%
44% 376 $98,230,000 $261,250 $6,985 3.32%
<20% 371 $95,735,000 $258,046 $5,053 2.97%
42% 333 $91,005,000 $273,288 $6,717 3.28%
40% 320 $83,050,000 $259,531 $7,067 3.33%
43% 298 $77,220,000 $259,128 $7,498 3.33%
41% 296 $76,140,000 $257,230 $6,783 3.28%
38% 296 $74,150,000 $250,507 $6,463 3.33%
39% 285 $74,075,000 $259,912 $6,630 3.29%
37% 270 $69,480,000 $257,333 $6,698 3.29%
49% 265 $69,795,000 $263,377 $7,942 3.32%
36% 250 $64,930,000 $259,720 $6,548 3.25%
48% 245 $61,335,000 $250,347 $7,774 3.31%
45% 229 $58,105,000 $253,734 $7,281 3.34%
47% 229 $56,595,000 $247,140 $7,437 3.32%
46% 200 $51,450,000 $257,250 $8,064 3.36%
>60% 14 $3,690,000 $263,571 $9,099 3.29%

Nations Reliable Lending lent most frequently to those with DTI ratios of 30-36%, with 1,335 originations. The next most common DTI ratio? 20-30%, with 1,334 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 7,855 $2,014,415,000 $256,450 $6,621 3.24%
Black 1,105 $284,225,000 $257,217 $8,064 3.34%
Not provided 688 $176,710,000 $256,846 $6,388 3.22%
Asian 352 $104,830,000 $297,813 $6,574 3.10%
American Indian 74 $17,520,000 $236,757 $7,232 3.41%
Native Hawaiian 13 $3,315,000 $255,000 $8,743 3.24%
Chinese 2 $610,000 $305,000 $5,773 2.63%
Asian Indian 3 $575,000 $191,667 $5,824 3.12%
Korean 1 $285,000 $285,000 $0 3.63%
Other Asian 1 $185,000 $185,000 $0 4.25%

Approval Rates

Total approvals of all applications
98.21%

Nations Reliable Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
80.15%

Nations Reliable Lending has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 10,094 $2,602,670,000 $257,843

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
10,094 $2,602,670,000 $257,843

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 213 $45,225,000 $212,324 $4,849 2.89%
40-60% 831 $213,895,000 $257,395 $4,777 2.91%
60-80% 2,867 $781,525,000 $272,593 $5,637 3.19%
80-100% 6,020 $1,515,570,000 $251,756 $7,447 3.33%
Over 100% 131 $40,035,000 $305,611 $13,043 3.25%
Under 20% 16 $1,730,000 $108,125 $2,823 2.26%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
NATIONS RELIABLE LENDING Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 100.0%