Nations Reliable Lending Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JKR164SLNO6Y85
Tax ID: 20-5973457
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Nations Reliable Lending is a small mortgage company specializing in Home Purchase loans. Nations Reliable Lending has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, Cincinnati, Boston, and Salt Lake City among others. We have data for 187 markets. (Some data included below & more in-depth data is available with an active subscription.)Nations Reliable Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Reliable Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.14% | 7/7/25 |
| 30 Year Conventional Refi | 6.99% | 7/7/25 |
| 30 Year Cash-out Refi | 7.46% | 7/7/25 |
| 30 Year FHA Purchase | 7.63% | 7/7/25 |
| 30 Year FHA Refi | 7.29% | 7/7/25 |
| 30 Year VA Purchase | 6.62% | 7/7/25 |
| 30 Year VA Refi | 5.93% | 7/7/25 |
| 30 Year USDA Purchase | 7.18% | 7/7/25 |
| 15 Year Conventional Purchase | 6.33% | 7/7/25 |
| 15 Year Conventional Refi | 6.34% | 7/7/25 |
| 15 Year Cash-out Refi | 6.34% | 7/7/25 |
| 15 Year FHA Purchase | 6.00% | 7/7/25 |
| 15 Year FHA Refi | 8.02% | 7/7/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nations Reliable Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nations Reliable Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,534Origination Dollar Volume (All Markets)
$1,082,080,000Awards
NATIONS RELIABLE LENDING - 2024
NATIONS RELIABLE LENDING is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for NATIONS RELIABLE LENDING?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Nations Reliable Lending's average 30 year fixed mortgage rate was
6.72%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.17%.
Relative Fees (Closing Costs)
Nations Reliable Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,824.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,464 | $440,570,000 | $300,936 | $11,316 | 6.76% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 208 | $79,540,000 | $382,404 | $13,371 | 6.62% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 298 | $72,880,000 | $244,564 | $7,527 | 6.71% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 69 | $35,485,000 | $514,275 | $13,824 | 6.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 69 | $35,435,000 | $513,551 | $10,569 | 6.23% |
| Outside of Metro Areas | 127 | $29,655,000 | $233,504 | $8,172 | 6.77% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 77 | $29,225,000 | $379,545 | $17,275 | 6.88% |
| AMARILLO, TX (FHA|USDA|VA) | 98 | $22,410,000 | $228,673 | $11,415 | 6.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 36 | $18,120,000 | $503,333 | $13,165 | 6.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 64 | $18,020,000 | $281,563 | $9,653 | 6.74% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 58 | $16,390,000 | $282,586 | $12,728 | 6.49% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 74 | $13,870,000 | $187,432 | $9,422 | 6.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 37 | $13,715,000 | $370,676 | $11,877 | 6.68% |
| ODESSA, TX (FHA|USDA|VA) | 52 | $13,340,000 | $256,538 | $12,057 | 6.78% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 58 | $12,980,000 | $223,793 | $7,618 | 6.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 16 | $10,510,000 | $656,875 | $16,283 | 6.97% |
| MIDLAND, TX (FHA|USDA|VA) | 32 | $10,420,000 | $325,625 | $15,358 | 6.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 38 | $10,360,000 | $272,632 | $11,757 | 6.40% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 29 | $10,285,000 | $354,655 | $6,365 | 6.90% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 20 | $10,050,000 | $502,500 | $9,132 | 6.43% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 36 | $9,740,000 | $270,556 | $6,828 | 6.96% |
| SAN ANGELO, TX (FHA|USDA|VA) | 36 | $9,570,000 | $265,833 | $11,464 | 6.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $9,170,000 | $509,444 | $19,740 | 6.39% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 31 | $8,685,000 | $280,161 | $11,914 | 6.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $7,555,000 | $444,412 | $7,539 | 6.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $7,020,000 | $585,000 | $12,688 | 6.39% |
| COLUMBUS, OH (FHA|USDA|VA) | 26 | $5,430,000 | $208,846 | $8,074 | 6.84% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 24 | $5,150,000 | $214,583 | $8,802 | 6.44% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $4,575,000 | $351,923 | $7,033 | 6.78% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,735,000 | $287,308 | $10,736 | 6.58% |
| Sidney, OH (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $7,475 | 6.74% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $8,430 | 6.45% |
| Nacogdoches, TX (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $11,561 | 6.47% |
| RACINE, WI (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $7,503 | 6.98% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $14,116 | 6.79% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,655,000 | $885,000 | $10,682 | 7.08% |
| Lufkin, TX (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $11,734 | 6.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $7,079 | 7.17% |
| OCALA, FL (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $8,868 | 6.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $2,070,000 | $517,500 | $16,553 | 6.34% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $8,210 | 6.97% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $16,318 | 6.89% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $11,557 | 6.72% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $5,486 | 7.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,660 | 6.39% |
| Wilmington, OH (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $6,450 | 6.67% |
| Huntsville, TX (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $8,977 | 6.47% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $9,269 | 6.81% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $6,283 | 6.93% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $16,770 | 6.81% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $12,355 | 7.34% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $13,839 | 7.00% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $13,316 | 6.29% |
| Dumas, TX (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $11,371 | 7.33% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $11,947 | 6.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $6,566 | 7.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $8,467 | 6.30% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $19,725 | 7.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,288 | 7.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,771 | 6.83% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $8,459 | 7.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,886 | 7.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $11,787 | 6.66% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $28,305 | 6.49% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,500 | 6.71% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $20,591 | 6.99% |
| Granbury, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,995 | 7.12% |
| Heber, UT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $10,446 | 6.69% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,157 | 5.43% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $11,426 | 6.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $10,150 | 6.44% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,756 | 7.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $6,665 | 7.37% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $23,149 | 7.13% |
| Platteville, WI (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $7,387 | 6.78% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $11,705 | 6.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $12,933 | 5.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $14,758 | 7.44% |
| El Campo, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,251 | 6.66% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $33,833 | 6.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,643 | 6.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $7,613 | 5.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,138 | 6.62% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,234 | 7.00% |
| Borger, TX (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $9,338 | 6.87% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,096 | 6.38% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $18,276 | 7.25% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,120 | 7.49% |
| TYLER, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,847 | 5.69% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,749 | 6.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,694 | 6.94% |
| Bay City, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $14,015 | 6.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,178 | 7.04% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $13,680 | 6.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,503 | 6.13% |
| Rockport, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $16,536 | 7.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $21,980 | 6.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $13,431 | 5.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,965 | 6.63% |
| Brenham, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,037 | 6.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 5.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,500 | 7.49% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,425 | 6.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $9,198 | 7.62% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,066 | 5.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,110 | 6.88% |
| Hereford, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,127 | 6.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,185 | 6.75% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,296 | 7.25% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,815 | 8.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $19,201 | 6.13% |
| Indiana, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,856 | 6.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,274 | 7.06% |
| Dixon, IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,132 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,408 | 6.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,351 | 7.69% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,895 | 7.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,933 | 5.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,644 | 7.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,744 | 6.99% |
| Española, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,817 | 7.00% |
| Connersville, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,391 | 6.38% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 6.79% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,623 | 7.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,282 | 6.63% |
| Price, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,444 | 6.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,032 | 7.81% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,014 | 6.99% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,860 | 7.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,770 | 5.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,453 | 7.99% |
| Keene, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,307 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,982 | 7.00% |
| Concord, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,494 | 7.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,857 | 7.38% |
| Greenville, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,958 | 7.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,817 | 6.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,346 | 6.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,914 | 7.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,578 | 6.99% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,503 | 7.13% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,920 | 6.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,628 | 5.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,833 | 7.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,780 | 6.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,784 | 7.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,983 | 7.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,304 | 7.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,513 | 7.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,486 | 7.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,480 | 7.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,697 | 6.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,208 | 6.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,739 | 7.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,166 | 6.62% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,325 | 7.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,583 | 6.49% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,730 | 6.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,729 | 6.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,413 | 6.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,500 | 7.38% |
| Shawano, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $101 | 7.13% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,994 | 5.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,861 | 7.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,112 | 6.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,286 | 7.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,911 | 5.25% |
| Fremont, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,529 | 7.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,189 | 7.25% |
| Vernon, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,992 | 7.00% |
| Snyder, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,171 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,085 | 6.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,549 | 6.13% |
| Somerset, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,224 | 6.56% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,859 | 6.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,688 | 5.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,451 | 6.99% |
| Jackson, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,018 | 6.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,791 | 7.49% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,507 | 6.87% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.99% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,165 | 7.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,543 | 7.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against NATIONS RELIABLE LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 12
Similarity Rank: 49
Similarity Rank: 72
Similarity Rank: 72
Similarity Rank: 81
Similarity Rank: 91
Similarity Rank: 112
Similarity Rank: 130
Similarity Rank: 156
Similarity Rank: 184
Product Mix
For 2024, Nations Reliable Lending's most frequently originated type of loan was Conventional, with 1,738 originations. Their 2nd most popular type was FHA, with 1,492 originations.
Loan Reason
For 2024, Nations Reliable Lending's most frequently cited loan purpose was Home Purchase, with 3,262 originations. The 2nd most popular reason was Refi, with 138 originations.
Loan Duration/Length
For 2024, Nations Reliable Lending's most frequently cited loan duration was 30 Year, with 3,421 originations. The 2nd most popular length was Other, with 60 originations.
Origination Fees/Closing Costs
Nations Reliable Lending's average total fees were $10,824, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,277 originations.
Interest Rates
During 2024, Nations Reliable Lending's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 6-7%, with 1,986 originations.
Loan Sizing
2024 saw Nations Reliable Lending place emphasis on $200k-400k loans with 1,942 originations, totaling $548,930,000 in origination value.
Applicant Income
Nations Reliable Lending lent most frequently to those with incomes in the $100k-150k range, with 974 originations. The second most popular income band? $75k-100k, with 728 originations.
Applicant Debt to Income Ratio
Nations Reliable Lending lent most frequently to those with DTI ratios of 50-60%, with 539 originations. The next most common DTI ratio? 30-36%, with 437 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.79%
Nations Reliable Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.93%
Nations Reliable Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,534 | $1,082,080,000 | $306,191 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,534 | $1,082,080,000 | $306,191 |