AMARILLO Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Amarillo averaged
6.02%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.13% and
one month ago for the week of 2022-05-26, the
average rate was 5.22%.
Amarillo's average rate one year ago was 3.35%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Amarillo 30 Year Fixed Rate | 2022-06-30 | 6.02% |
| Amarillo 30 Year Fixed Rate Refi | 2022-06-30 | 5.92% |
| Amarillo 15 Year Fixed Rate | 2022-06-30 | 5.83% |
| Amarillo 15 Year Fixed Rate Refi | 2022-06-30 | 5.11% |
| Amarillo 30 Year FHA | 2022-06-30 | 5.94% |
| Amarillo 30 Year FHA Refi | 2022-06-30 | 5.89% |
| Amarillo 30 Year USDA | 2022-06-30 | 5.53% |
| Amarillo 30 Year USDA Refi | 2022-06-30 | 4.97% |
| Amarillo 30 Year VA | 2022-06-30 | 5.61% |
| Amarillo 30 Year VA Refi | 2022-06-30 | 5.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AMARILLO, TX.
AMARILLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the AMARILLO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AMARILLO, TX's 198 lenders originated 8,975
loans during 2021. The total origination value was $1,870,055,000, with an average loan value of
$208,363.
The top AMARILLO lender as defined by loan originations is Amarillo National Bank, with
873 loans originated. Their average total fees are
$3,678, which is $312
lower than the next largest lender,
Happy State Bank.
The lowest fee AMARILLO lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION ($3,559), Amarillo National Bank ($3,678), Wells Fargo Bank ($3,703), JPMorgan Chase Bank ($3,740) and KELLER MORTGAGE, LLC ($3,780).
The lowest rate AMARILLO lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.86%), HOME POINT FINANCIAL CORPORATION (2.90%), Bank of America (2.91%), HOMETRUST MORTGAGE COMPANY (3.00%) and First United Bank (3.02%).
AMARILLO, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Amarillo National Bank | $475,790,000 | $366,625,000 | -22.9% | 19.6% |
| Happy State Bank | $161,670,000 | $165,825,000 | 2.6% | 8.9% |
| QUICKEN LOANS, LLC | $99,200,000 | $124,070,000 | 25.1% | 6.6% |
| ASSOCIATED MORTGAGE CORPORATION | $90,630,000 | $79,995,000 | -11.7% | 4.3% |
| AMCAP MORTGAGE, LTD. | $79,845,000 | $75,020,000 | -6.0% | 4.0% |
| NATIONS RELIABLE LENDING, LLC | $61,255,000 | $67,455,000 | 10.1% | 3.6% |
| First United Bank | $65,195,000 | $57,695,000 | -11.5% | 3.1% |
| FirstBank Southwest | $58,880,000 | $54,820,000 | -6.9% | 2.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $49,310,000 | $46,440,000 | -5.8% | 2.5% |
| FREEDOM MORTGAGE CORPORATION | $64,960,000 | $46,325,000 | -28.7% | 2.5% |
| BERKELEY POINT CAPITAL LLC | $46,130,000 | n/a | 2.5% | |
| Access Community Credit Union | $34,755,000 | $34,965,000 | 0.6% | 1.9% |
| Education Credit Union | $9,770,000 | $30,965,000 | 216.9% | 1.7% |
| Mortgage Research Center, LLC | $19,845,000 | $29,625,000 | 49.3% | 1.6% |
| Herring Bank | $21,920,000 | $22,230,000 | 1.4% | 1.2% |
| FirstCapital Bank of Texas | $23,960,000 | $20,705,000 | -13.6% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,550,000 | $20,470,000 | 4.7% | 1.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $22,840,000 | $20,235,000 | -11.4% | 1.1% |
| Wells Fargo Bank | $18,760,000 | $18,795,000 | 0.2% | 1.0% |
| LOANDEPOT.COM, LLC | $9,285,000 | $17,690,000 | 90.5% | 0.9% |
| KeyBank | $650,000 | $17,395,000 | 2,576.2% | 0.9% |
| CALIBER HOME LOANS, INC. | $10,080,000 | $16,815,000 | 66.8% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $7,780,000 | $16,285,000 | 109.3% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $7,515,000 | $13,930,000 | 85.4% | 0.7% |
| AMARILLO COMMUNITY | $14,485,000 | $13,850,000 | -4.4% | 0.7% |
| Arbor Realty Trust, Inc. | $5,005,000 | $13,195,000 | 163.6% | 0.7% |
| Bank of America | $9,445,000 | $11,700,000 | 23.9% | 0.6% |
| City Bank | $1,265,000 | $11,105,000 | 777.9% | 0.6% |
| NEWREZ LLC | $4,560,000 | $10,905,000 | 139.1% | 0.6% |
| USAA Federal Savings Bank | $11,040,000 | $10,685,000 | -3.2% | 0.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,690,000 | $10,295,000 | 6.2% | 0.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | $4,805,000 | $9,385,000 | 95.3% | 0.5% |
| THRIVE MORTGAGE, LLC | $530,000 | $9,220,000 | 1,639.6% | 0.5% |
| JPMorgan Chase Bank | $7,340,000 | $9,065,000 | 23.5% | 0.5% |
| Network Funding, L.P. | $4,695,000 | $8,565,000 | 82.4% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $5,860,000 | $8,305,000 | 41.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $2,265,000 | $8,045,000 | 255.2% | 0.4% |
| U.S. Bank | $6,510,000 | $7,950,000 | 22.1% | 0.4% |
| KELLER MORTGAGE, LLC | $5,805,000 | $6,960,000 | 19.9% | 0.4% |
| EVERETT FINANCIAL, INC. | $16,465,000 | $6,535,000 | -60.3% | 0.3% |
| Gateway First Bank | $6,885,000 | $6,500,000 | -5.6% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $7,705,000 | $6,325,000 | -17.9% | 0.3% |
| PLANET HOME LENDING, LLC | $5,770,000 | $6,165,000 | 6.8% | 0.3% |
| HomeStreet Bank | $6,005,000 | n/a | 0.3% | |
| HOME POINT FINANCIAL CORPORATION | $2,560,000 | $5,915,000 | 131.1% | 0.3% |
| 21ST MORTGAGE CORPORATION | $5,865,000 | $5,900,000 | 0.6% | 0.3% |
| READYCAP COMMERCIAL, LLC | $5,885,000 | n/a | 0.3% | |
| CHURCHILL MORTGAGE CORPORATION | $5,295,000 | $5,605,000 | 5.9% | 0.3% |
| J. VIRGIL, INC. | $5,460,000 | n/a | 0.3% | |
| INFINITY MORTGAGE HOLDINGS, LLC | $2,755,000 | $5,360,000 | 94.6% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,935,000 | $4,945,000 | 68.5% | 0.3% |
| Independent Bank | $225,000 | $4,905,000 | 2,080.0% | 0.3% |
| HOMETRUST MORTGAGE COMPANY | $3,705,000 | $4,795,000 | 29.4% | 0.3% |
| CMG MORTGAGE, INC. | $1,585,000 | $4,635,000 | 192.4% | 0.2% |
| Western Bank | $3,235,000 | $4,620,000 | 42.8% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,510,000 | $4,495,000 | 79.1% | 0.2% |
| Pacific Premier Bank | $4,485,000 | n/a | 0.2% | |
| AmeriHome Mortgage Company, LLC | $3,580,000 | $4,255,000 | 18.9% | 0.2% |
| First Guaranty Mortgage Corporation | $4,565,000 | $4,250,000 | -6.9% | 0.2% |
| UNIVERSAL LENDING CORPORATION | $3,175,000 | $4,050,000 | 27.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,050,000 | $3,940,000 | 275.2% | 0.2% |
| Alliance Credit Union | $185,000 | $3,885,000 | 2,000.0% | 0.2% |
| GUARANTEED RATE, INC. | $3,020,000 | $3,820,000 | 26.5% | 0.2% |
| Lakeview Community Capital, LLC | $1,135,000 | $3,745,000 | 230.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $360,000 | $3,550,000 | 886.1% | 0.2% |
| First Financial Bank | $4,170,000 | $3,445,000 | -17.4% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $4,820,000 | $3,430,000 | -28.8% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,705,000 | $3,365,000 | -9.2% | 0.2% |
| The People's Federal Credit Union | $2,040,000 | $3,295,000 | 61.5% | 0.2% |
| CLEARPATH LENDING | $3,680,000 | $2,995,000 | -18.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,255,000 | $2,870,000 | -32.5% | 0.2% |
| LRS FINANCIAL NETWORK, INC. | $320,000 | $2,750,000 | 759.4% | 0.1% |
| Prosperity Bank | $2,355,000 | $2,675,000 | 13.6% | 0.1% |
| GUILD MORTGAGE COMPANY | $2,995,000 | $2,560,000 | -14.5% | 0.1% |
| BOKF | $920,000 | $2,490,000 | 170.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,990,000 | $2,485,000 | 24.9% | 0.1% |
| TIB The Independent Bankersbank | $2,420,000 | $2,450,000 | 1.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $4,505,000 | $2,380,000 | -47.2% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,390,000 | $2,330,000 | 67.6% | 0.1% |
| Jeff Davis Bancshares, Inc. | $2,320,000 | n/a | 0.1% | |
| NBKC BANK | $720,000 | $2,245,000 | 211.8% | 0.1% |
| Truist Bank | $3,710,000 | $2,230,000 | -39.9% | 0.1% |
| PREMIER LENDING, INC. | $2,185,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,800,000 | $2,170,000 | 20.6% | 0.1% |
| TEXAS TECH | $2,545,000 | $2,105,000 | -17.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,680,000 | $2,090,000 | 24.4% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,800,000 | $2,065,000 | -45.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $675,000 | $2,015,000 | 198.5% | 0.1% |
| Hometown Lenders, Inc. | $1,905,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $790,000 | $1,895,000 | 139.9% | 0.1% |
| Evolve Bank & Trust | $2,490,000 | $1,885,000 | -24.3% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,190,000 | $1,795,000 | -18.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $115,000 | $1,790,000 | 1,456.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,250,000 | $1,730,000 | 38.4% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $1,265,000 | $1,650,000 | 30.4% | 0.1% |
| West Gate Bank | $3,035,000 | $1,605,000 | -47.1% | 0.1% |
| First National Bank Texas | $695,000 | $1,595,000 | 129.5% | 0.1% |
| Truity Federal Credit Union | $730,000 | $1,590,000 | 117.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,925,000 | $1,570,000 | -18.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,255,000 | $1,555,000 | -31.0% | 0.1% |
| Carrington Mortgage Services, LLC | $2,270,000 | $1,505,000 | -33.7% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $620,000 | $1,480,000 | 138.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,010,000 | $1,480,000 | 46.5% | 0.1% |
| Colonial Savings, F.A. | $1,720,000 | $1,420,000 | -17.4% | 0.1% |
| Chicago Mortgage Solutions LLC | $125,000 | $1,350,000 | 980.0% | 0.1% |
| First Mortgage Solutions, LLC | $315,000 | $1,350,000 | 328.6% | 0.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $715,000 | $1,350,000 | 88.8% | 0.1% |
| Washington Federal Bank | $1,335,000 | n/a | 0.1% | |
| First Bank & Trust | $1,845,000 | $1,330,000 | -27.9% | 0.1% |
| AMPLIFY | $165,000 | $1,285,000 | 678.8% | 0.1% |
| Low VA Rates, LLC | $2,010,000 | $1,260,000 | -37.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $305,000 | $1,260,000 | 313.1% | 0.1% |
| Nations Lending Corporation | $235,000 | $1,235,000 | 425.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $175,000 | $1,220,000 | 597.1% | 0.1% |
| ASPIRE FINANCIAL, INC. | $670,000 | $1,185,000 | 76.9% | 0.1% |
| American Momentum Bank | $740,000 | $1,165,000 | 57.4% | 0.1% |
| LOANPAL, LLC | $1,230,000 | $1,150,000 | -6.5% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,930,000 | $1,125,000 | -41.7% | 0.1% |
| BNC National Bank | $1,105,000 | n/a | 0.1% | |
| Montecito Bank & Trust | $1,105,000 | n/a | 0.1% | |
| The Huntington National Bank | $935,000 | $1,085,000 | 16.0% | 0.1% |
| LADERA LENDING, INC. | $1,070,000 | n/a | 0.1% | |
| Legend Bank, N.A. | $975,000 | $1,070,000 | 9.7% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $500,000 | $1,065,000 | 113.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $835,000 | $1,055,000 | 26.3% | 0.1% |
| InterBank | $1,265,000 | $1,050,000 | -17.0% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $370,000 | $1,045,000 | 182.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,905,000 | $1,040,000 | -73.4% | 0.1% |
| ARC HOME LLC | $205,000 | $1,020,000 | 397.6% | 0.1% |
| Flagstar Bank, FSB | $2,090,000 | $985,000 | -52.9% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,405,000 | $985,000 | -29.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $340,000 | $980,000 | 188.2% | 0.1% |
| American National Bank & Trust | $965,000 | n/a | 0.1% | |
| The Federal Savings Bank | $470,000 | $955,000 | 103.2% | 0.1% |
| S1L, Inc. | $935,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $880,000 | n/a | 0.0% | |
| First State Bank | $855,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $405,000 | $810,000 | 100.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $880,000 | $790,000 | -10.2% | 0.0% |
| Citibank | $485,000 | $785,000 | 61.9% | 0.0% |
| PHH Mortgage Corporation | $280,000 | $775,000 | 176.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $85,000 | $770,000 | 805.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $75,000 | $755,000 | 906.7% | 0.0% |
| First Horizon Bank | $755,000 | n/a | 0.0% | |
| NP, Inc. | $1,210,000 | $755,000 | -37.6% | 0.0% |
| Servion, Inc. | $1,045,000 | $740,000 | -29.2% | 0.0% |
| Sunflower Bank | $330,000 | $720,000 | 118.2% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,225,000 | $710,000 | -78.0% | 0.0% |
| First United Bank and Trust Company | $1,075,000 | $710,000 | -34.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $690,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $685,000 | n/a | 0.0% | |
| MEMBER HOME LOAN, L.L.C. | $455,000 | $660,000 | 45.1% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $135,000 | $660,000 | 388.9% | 0.0% |
| Ally Bank | $105,000 | $645,000 | 514.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,040,000 | $640,000 | -38.5% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $655,000 | $635,000 | -3.1% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $630,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $35,000 | $620,000 | 1,671.4% | 0.0% |
| LIMA ONE CAPITAL, LLC | $95,000 | $615,000 | 547.4% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $615,000 | n/a | 0.0% | |
| The Central Trust Bank | $610,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $650,000 | $605,000 | -6.9% | 0.0% |
| UBS Bank USA | $295,000 | $605,000 | 105.1% | 0.0% |
| MANN FINANCIAL INC. | $600,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $470,000 | $600,000 | 27.7% | 0.0% |
| Arvest Bank | $440,000 | $595,000 | 35.2% | 0.0% |
| Regions Bank | $2,665,000 | $595,000 | -77.7% | 0.0% |
| BAY EQUITY LLC | $590,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $125,000 | $590,000 | 372.0% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $585,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $155,000 | $575,000 | 271.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $415,000 | $560,000 | 34.9% | 0.0% |
| BancorpSouth Bank | $125,000 | $545,000 | 336.0% | 0.0% |
| SYNERGY FEDERAL CREDIT UNION | $545,000 | n/a | 0.0% | |
| First Bank | $135,000 | $540,000 | 300.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $115,000 | $530,000 | 360.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $525,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $1,795,000 | $520,000 | -71.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,930,000 | $520,000 | -73.1% | 0.0% |
| AMERICA'S CHOICE HOME LOANS LP | $495,000 | n/a | 0.0% | |
| Citizens Bank | $625,000 | $495,000 | -20.8% | 0.0% |
| Equity Prime Mortgage LLC | $175,000 | $480,000 | 174.3% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $480,000 | n/a | 0.0% | |
| SECURITY SERVICE | $65,000 | $480,000 | 638.5% | 0.0% |
| Northpointe Bank | $145,000 | $470,000 | 224.1% | 0.0% |
| SIWELL, INC. | $115,000 | $470,000 | 308.7% | 0.0% |
| Farmers & Stockmens Bank | $445,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $225,000 | $430,000 | 91.1% | 0.0% |
| Manufacturers and Traders Trust Company | $320,000 | $425,000 | 32.8% | 0.0% |
| TJC Mortgage, Inc. | $415,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $365,000 | $410,000 | 12.3% | 0.0% |
| KS StateBank | $835,000 | $405,000 | -51.5% | 0.0% |
| Trinity Oaks Mortgage, LLC | $195,000 | $405,000 | 107.7% | 0.0% |
| First National Bank of Omaha | $400,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $195,000 | $380,000 | 94.9% | 0.0% |
| Capital Bank | $375,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $720,000 | $375,000 | -47.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $205,000 | $375,000 | 82.9% | 0.0% |
| Vibrant Credit Union | $375,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $745,000 | $370,000 | -50.3% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $175,000 | $365,000 | 108.6% | 0.0% |
| FirstTrust Home Loans, Inc. | $360,000 | n/a | 0.0% | |
| COMPEER FINANCIAL, FLCA | $355,000 | n/a | 0.0% | |
| Magnolia Bank | $350,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $225,000 | $345,000 | 53.3% | 0.0% |
| OPEN MORTGAGE, LLC | $800,000 | $345,000 | -56.9% | 0.0% |
| SENTE MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $155,000 | $335,000 | 116.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $95,000 | $315,000 | 231.6% | 0.0% |
| First National Bank of East Texas | $305,000 | n/a | 0.0% | |
| WINNPOINTE CORPORATION | $305,000 | n/a | 0.0% | |
| Discover Bank | $800,000 | $295,000 | -63.1% | 0.0% |
| OCMBC, INC. | $505,000 | $295,000 | -41.6% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $290,000 | n/a | 0.0% | |
| PNC Bank | $240,000 | $290,000 | 20.8% | 0.0% |
| SFMC, LP | $1,435,000 | $290,000 | -79.8% | 0.0% |
| Strong Home Mortgage, LLC | $365,000 | $290,000 | -20.5% | 0.0% |
| Deere Employees Credit Union | $195,000 | $285,000 | 46.2% | 0.0% |
| BELEM SERVICING LLC | $275,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $275,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $540,000 | $275,000 | -49.1% | 0.0% |
| First Internet Bank of Indiana | $275,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $275,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $275,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $165,000 | $275,000 | 66.7% | 0.0% |
| DIRECTIONS EQUITY, LLC | $255,000 | n/a | 0.0% | |
| First National Bank | $255,000 | $255,000 | 0.0% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $255,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $330,000 | $250,000 | -24.2% | 0.0% |
| Security First Bank | $250,000 | n/a | 0.0% | |
| BARTON CREEK LENDING GROUP, LLC | $245,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $185,000 | $245,000 | 32.4% | 0.0% |
| Southwest Bank | $245,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $245,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $510,000 | $245,000 | -52.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $205,000 | $245,000 | 19.5% | 0.0% |
| Wallick & Volk, Inc. | $245,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $420,000 | $240,000 | -42.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $245,000 | $235,000 | -4.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $515,000 | $235,000 | -54.4% | 0.0% |
| Credence Funding Corporation | $165,000 | $235,000 | 42.4% | 0.0% |
| Encompass Lending Group, LP | $235,000 | n/a | 0.0% | |
| FirstBank | $285,000 | $235,000 | -17.5% | 0.0% |
| Renasant Bank | $700,000 | $235,000 | -66.4% | 0.0% |
| SOFI LENDING CORP. | $235,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $590,000 | $230,000 | -61.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $225,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,025,000 | $225,000 | -78.0% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $205,000 | $215,000 | 4.9% | 0.0% |
| Greenbox Loans, Inc. | $215,000 | $215,000 | 0.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $575,000 | $215,000 | -62.6% | 0.0% |
| PILGRIM MORTGAGE LLC | $205,000 | $215,000 | 4.9% | 0.0% |
| RANDOLPH-BROOKS | $715,000 | $215,000 | -69.9% | 0.0% |
| First American Bank | $205,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $520,000 | $205,000 | -60.6% | 0.0% |
| Meridian Bank Corporation | $305,000 | $205,000 | -32.8% | 0.0% |
| Zions Bancorporation, N.A. | $35,000 | $205,000 | 485.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $195,000 | n/a | 0.0% | |
| First Savings Bank | $195,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $155,000 | $195,000 | 25.8% | 0.0% |
| DATA MORTGAGE, INC. | $190,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $220,000 | $185,000 | -15.9% | 0.0% |
| WinTex Group, LLC | $185,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $175,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $175,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $175,000 | n/a | 0.0% | |
| NexBank | $610,000 | $175,000 | -71.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $175,000 | n/a | 0.0% | |
| BBVA USA | $1,005,000 | $165,000 | -83.6% | 0.0% |
| GMFS LLC | $165,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $165,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $165,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $155,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,180,000 | $155,000 | -86.9% | 0.0% |
| NTFN, INC. | $125,000 | $155,000 | 24.0% | 0.0% |
| RANLIFE, INC. | $475,000 | $155,000 | -67.4% | 0.0% |
| RESIDENTIAL BANCORP. | $155,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $335,000 | $155,000 | -53.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| Community National Bank | $145,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $145,000 | n/a | 0.0% | |
| NFM, INC. | $455,000 | $145,000 | -68.1% | 0.0% |
| 1ST FINANCIAL, INC. | $135,000 | n/a | 0.0% | |
| LENDERFI, INC. | $1,020,000 | $135,000 | -86.8% | 0.0% |
| Mid-Continent Funding, Inc. | $415,000 | $135,000 | -67.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $130,000 | n/a | 0.0% | |
| Comerica Bank | $125,000 | n/a | 0.0% | |
| EECU | $460,000 | $125,000 | -72.8% | 0.0% |
| LENDING 3, INC. | $125,000 | n/a | 0.0% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $85,000 | $125,000 | 47.1% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $115,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF WEATHERFORD | $115,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $115,000 | n/a | 0.0% | |
| ALTRA | $95,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $1,365,000 | $95,000 | -93.0% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $295,000 | $95,000 | -67.8% | 0.0% |
| Paramount Bank | $245,000 | $95,000 | -61.2% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $905,000 | $95,000 | -89.5% | 0.0% |
| Kleberg Bank, N.A | $85,000 | n/a | 0.0% | |
| TEXOMA COMMUNITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| Credit Union of Texas | $35,000 | $65,000 | 85.7% | 0.0% |
| MidFirst Bank | $45,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $25,000 | n/a | 0.0% |
AMARILLO's top lender by overall market share is Amarillo National Bank, with 19.6% market share. In second place, with 8.9%, is Happy State Bank, having originated $165,825,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $124,070,000 in loans. In third place, with 4.3%, is ASSOCIATED MORTGAGE CORPORATION, having originated $79,995,000 in loans. In third place, with 4.0%, is AMCAP MORTGAGE, LTD., having originated $75,020,000 in loans.
AMARILLO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,410 | $1,158,420,000 | $214,126 |
| Refi | 2,373 | $470,045,000 | $198,080 |
| Cash Out Refi | 971 | $224,615,000 | $231,323 |
| Home Improvement | 119 | $10,815,000 | $90,882 |
| Other | 102 | $6,160,000 | $60,392 |
Amarillo's most frequently cited loan purpose was Home Purchase, with 5,410 originations. The 2nd most popular reason was Refi, with 2,373 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,111 | $671,725,000 | $215,919 |
| 2.5-3% | 2,832 | $595,840,000 | $210,395 |
| <2.5% | 1,455 | $276,575,000 | $190,086 |
| 4-5% | 649 | $136,715,000 | $210,655 |
| 5-6% | 191 | $26,665,000 | $139,607 |
| 6-7% | 68 | $6,090,000 | $89,559 |
| Over 8% | 57 | $5,245,000 | $92,018 |
| 7-8% | 36 | $2,550,000 | $70,833 |
During 2021, Amarillo's most frequently originated rate bucket was 3-4%, with 3,111 originations.
Loan Sizing (AMARILLO, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,927 | $589,165,000 | $150,029 |
| $200k-400k | 2,914 | $791,310,000 | $271,555 |
| $100,000 or less | 1,637 | $106,795,000 | $65,238 |
| $400k-600k | 402 | $190,120,000 | $472,935 |
| $600k-1000k | 58 | $42,780,000 | $737,586 |
| $Over $1MM | 37 | $149,885,000 | $4,050,946 |
AMARILLO's loan sizing saw the bucket of loans from $100k-200k with 3,927 originations, totaling $589,165,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,954 | $856,430,000 | $216,598 |
| 60-80% | 2,545 | $615,505,000 | $241,849 |
| 40-60% | 813 | $132,945,000 | $163,524 |
| 20-40% | 268 | $34,720,000 | $129,552 |
| Under 20% | 261 | $7,795,000 | $29,866 |
| Over 100% | 103 | $28,855,000 | $280,146 |
AMARILLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,954 originations, totaling $856,430,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $219,900 (10.0%) | $299,766 (9.1%) | 0.81 | 999 |
| 2018-02-01 | $225,489 (7.7%) | $301,206 (8.9%) | 0.81 | 1,006 |
| 2018-03-01 | $225,000 (5.2%) | $303,449 (9.7%) | 0.78 | 1,001 |
| 2018-04-01 | $232,400 (8.1%) | $308,305 (8.4%) | 0.78 | 992 |
| 2018-05-01 | $236,000 (8.1%) | $309,190 (6.4%) | 0.79 | 1,057 |
| 2018-06-01 | $239,000 (9.0%) | $312,880 (8.0%) | 0.80 | 1,126 |
| 2018-07-01 | $238,880 (8.6%) | $312,670 (10.2%) | 0.80 | 1,177 |
| 2018-08-01 | $237,350 (8.2%) | $311,443 (9.9%) | 0.79 | 1,198 |
| 2018-09-01 | $234,500 (9.1%) | $307,546 (9.0%) | 0.78 | 1,178 |
| 2018-10-01 | $232,500 (8.2%) | $306,271 (7.7%) | 0.78 | 1,221 |
| 2018-11-01 | $233,350 (8.7%) | $302,111 (5.5%) | 0.78 | 1,220 |
| 2018-12-01 | $230,000 (7.0%) | $302,229 (2.6%) | 0.79 | 1,183 |
| 2019-01-01 | $228,950 (4.1%) | $297,857 (-0.6%) | 0.79 | 1,117 |
| 2019-02-01 | $235,450 (4.4%) | $299,369 (-0.6%) | 0.79 | 1,126 |
| 2019-03-01 | $241,571 (7.4%) | $306,993 (1.2%) | 0.79 | 1,113 |
| 2019-04-01 | $244,350 (5.1%) | $307,814 (-0.2%) | 0.77 | 1,105 |
| 2019-05-01 | $248,670 (5.4%) | $314,831 (1.8%) | 0.77 | 1,079 |
| 2019-06-01 | $244,900 (2.5%) | $312,557 (-0.1%) | 0.75 | 1,129 |
| 2019-07-01 | $238,250 (-0.3%) | $311,846 (-0.3%) | 0.74 | 1,117 |
| 2019-08-01 | $239,386 (0.9%) | $311,479 (0.0%) | 0.75 | 1,070 |
| 2019-09-01 | $239,836 (2.3%) | $309,012 (0.5%) | 0.76 | 1,015 |
| 2019-10-01 | $236,750 (1.8%) | $306,123 (-0.1%) | 0.76 | 1,020 |
| 2019-11-01 | $234,000 (0.3%) | $306,748 (1.5%) | 0.76 | 952 |
| 2019-12-01 | $227,608 (-1.0%) | $301,696 (-0.2%) | 0.76 | 921 |
| 2020-01-01 | $227,558 (-0.6%) | $300,726 (1.0%) | 0.76 | 851 |
| 2020-02-01 | $239,900 (1.9%) | $316,828 (5.8%) | 0.77 | 847 |
| 2020-03-01 | $260,894 (8.0%) | $336,622 (9.7%) | 0.82 | 793 |
| 2020-04-01 | $269,900 (10.5%) | $334,900 (8.8%) | 0.84 | 776 |
| 2020-05-01 | $279,900 (12.6%) | $345,482 (9.7%) | 0.85 | 754 |
| 2020-06-01 | $280,672 (14.6%) | $355,599 (13.8%) | 0.82 | 717 |
| 2020-07-01 | $279,445 (17.3%) | $352,208 (12.9%) | 0.80 | 651 |
| 2020-08-01 | $273,535 (14.3%) | $351,869 (13.0%) | 0.78 | 595 |
| 2020-09-01 | $276,450 (15.3%) | $352,460 (14.1%) | 0.79 | 586 |
| 2020-10-01 | $279,000 (17.9%) | $356,985 (16.6%) | 0.80 | 582 |
| 2020-11-01 | $280,885 (20.0%) | $355,268 (15.8%) | 0.80 | 565 |
| 2020-12-01 | $281,200 (23.6%) | $361,603 (19.9%) | 0.82 | 507 |
| 2021-01-01 | $279,900 (23.0%) | $372,367 (23.8%) | 0.82 | 449 |
| 2021-02-01 | $317,600 (32.4%) | $413,841 (30.6%) | 0.91 | 360 |
| 2021-03-01 | $339,000 (29.9%) | $442,353 (31.4%) | 0.95 | 326 |
| 2021-04-01 | $344,900 (27.8%) | $443,274 (32.4%) | 0.93 | 323 |
| 2021-05-01 | $340,000 (21.5%) | $436,934 (26.5%) | 0.90 | 298 |
| 2021-06-01 | $315,200 (12.3%) | $413,560 (16.3%) | 0.82 | 353 |
| 2021-07-01 | $312,550 (11.9%) | $407,060 (15.6%) | 0.81 | 385 |
| 2021-08-01 | $294,000 (7.5%) | $403,251 (14.6%) | 0.77 | 397 |
| 2021-09-01 | $289,900 (4.9%) | $398,844 (13.2%) | 0.76 | 396 |
| 2021-10-01 | $306,603 (9.9%) | $404,447 (13.3%) | 0.81 | 402 |
| 2021-11-01 | $315,200 (12.2%) | $403,026 (13.4%) | 0.83 | 372 |
| 2021-12-01 | $320,009 (13.8%) | $412,634 (14.1%) | 0.85 | 354 |
| 2022-01-01 | $329,000 (17.5%) | $408,217 (9.6%) | 0.88 | 305 |
| 2022-02-01 | $345,000 (8.6%) | $427,927 (3.4%) | 0.88 | 276 |
| 2022-03-01 | $343,000 (1.2%) | $445,327 (0.7%) | 0.85 | 241 |
| 2022-04-01 | $329,900 (-4.4%) | $434,861 (-1.9%) | 0.78 | 277 |
| 2022-05-01 | $324,500 (-4.6%) | $409,567 (-6.3%) | 0.73 | 331 |
| 2022-06-01 | $333,400 (5.8%) | $396,202 (-4.2%) | 0.74 | 398 |
AMARILLO's median listing price for 2022-06-01 was $333,400, a difference of
$18,200
(5.8%) versus the prior year and
$8,900 versus the prior month.
AMARILLO's median listing price comes in at 74% of the national average.
AMARILLO's average listing price for 2022-06-01 was $396,202, a difference of $-17,358 (-4.2%) versus the prior year and $-13,365 versus the prior month.
For the 2022-06-01 period, AMARILLO had 398 MLS listings, a difference of 67 listings (20%) versus the prior month and 45 listings (13%) versus the prior year.
AMARILLO's median listing price comes in at 74% of the national average.
AMARILLO's average listing price for 2022-06-01 was $396,202, a difference of $-17,358 (-4.2%) versus the prior year and $-13,365 versus the prior month.
For the 2022-06-01 period, AMARILLO had 398 MLS listings, a difference of 67 listings (20%) versus the prior month and 45 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 68 days | 2,078 sqft |
| 2018-02-01 | 49 days | 2,095 sqft |
| 2018-03-01 | 50 days | 2,106 sqft |
| 2018-04-01 | 55 days | 2,133 sqft |
| 2018-05-01 | 51 days | 2,140 sqft |
| 2018-06-01 | 49 days | 2,149 sqft |
| 2018-07-01 | 52 days | 2,146 sqft |
| 2018-08-01 | 53 days | 2,144 sqft |
| 2018-09-01 | 57 days | 2,139 sqft |
| 2018-10-01 | 60 days | 2,125 sqft |
| 2018-11-01 | 62 days | 2,117 sqft |
| 2018-12-01 | 73 days | 2,117 sqft |
| 2019-01-01 | 68 days | 2,109 sqft |
| 2019-02-01 | 47 days | 2,110 sqft |
| 2019-03-01 | 56 days | 2,118 sqft |
| 2019-04-01 | 59 days | 2,126 sqft |
| 2019-05-01 | 60 days | 2,136 sqft |
| 2019-06-01 | 60 days | 2,131 sqft |
| 2019-07-01 | 59 days | 2,118 sqft |
| 2019-08-01 | 62 days | 2,136 sqft |
| 2019-09-01 | 60 days | 2,129 sqft |
| 2019-10-01 | 64 days | 2,094 sqft |
| 2019-11-01 | 70 days | 2,066 sqft |
| 2019-12-01 | 75 days | 2,033 sqft |
| 2020-01-01 | 71 days | 2,034 sqft |
| 2020-02-01 | 60 days | 2,056 sqft |
| 2020-03-01 | 55 days | 2,154 sqft |
| 2020-04-01 | 58 days | 2,186 sqft |
| 2020-05-01 | 59 days | 2,223 sqft |
| 2020-06-01 | 54 days | 2,289 sqft |
| 2020-07-01 | 56 days | 2,256 sqft |
| 2020-08-01 | 55 days | 2,245 sqft |
| 2020-09-01 | 46 days | 2,232 sqft |
| 2020-10-01 | 50 days | 2,223 sqft |
| 2020-11-01 | 46 days | 2,219 sqft |
| 2020-12-01 | 55 days | 2,212 sqft |
| 2021-01-01 | 64 days | 2,201 sqft |
| 2021-02-01 | 44 days | 2,440 sqft |
| 2021-03-01 | 42 days | 2,521 sqft |
| 2021-04-01 | 34 days | 2,563 sqft |
| 2021-05-01 | 35 days | 2,484 sqft |
| 2021-06-01 | 27 days | 2,261 sqft |
| 2021-07-01 | 31 days | 2,211 sqft |
| 2021-08-01 | 36 days | 2,175 sqft |
| 2021-09-01 | 41 days | 2,113 sqft |
| 2021-10-01 | 44 days | 2,148 sqft |
| 2021-11-01 | 44 days | 2,182 sqft |
| 2021-12-01 | 51 days | 2,136 sqft |
| 2022-01-01 | 46 days | 2,166 sqft |
| 2022-02-01 | 34 days | 2,228 sqft |
| 2022-03-01 | 36 days | 2,262 sqft |
| 2022-04-01 | 24 days | 2,156 sqft |
| 2022-05-01 | 24 days | 2,153 sqft |
| 2022-06-01 | 28 days | 2,133 sqft |
AMARILLO's median listing age (time on market) for 2022-06-01 was 28 days.
This
is 6%
longer
than the same period one year ago.
AMARILLO's median square footage for active listings during the 2022-06-01 period was 2,133 sqft. One year prior, the average listing was 2,261 sqft.
AMARILLO's median square footage for active listings during the 2022-06-01 period was 2,133 sqft. One year prior, the average listing was 2,261 sqft.
