AMARILLO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Amarillo averaged 6.93% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7.07% and one month ago for the week of 2024-05-09, the average rate was 7.17%.

Amarillo's average rate one year ago was 6.99%.

For refis of the same type during the week of 2024-06-13, the average rate was 6.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Amarillo 30 Year Fixed Rate 2024-06-13 6.93%
Amarillo 30 Year Fixed Rate Refi 2024-06-13 6.97%
Amarillo 15 Year Fixed Rate 2024-06-13 6.81%
Amarillo 15 Year Fixed Rate Refi 2024-06-13 6.57%
Amarillo 30 Year FHA 2024-06-13 6.54%
Amarillo 30 Year FHA Refi 2024-06-13 6.91%
Amarillo 30 Year USDA 2024-06-13 6.51%
Amarillo 30 Year USDA Refi 2024-06-13 6.91%
Amarillo 30 Year VA 2024-06-13 6.52%
Amarillo 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AMARILLO, TX.

AMARILLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AMARILLO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Amarillo National Bank 369 6.93% $4,848
QUICKEN LOANS, LLC 118 7.05% $6,933
Education Credit Union 92 7.40% $3,443
ASSOCIATED MORTGAGE CORPORATION 78 6.86% $7,255
Access Community Credit Union 78 6.96% $4,943
AMCAP MORTGAGE, LTD. 77 6.86% $7,348
First United Bank 73 6.76% $6,119
TEXAS TECH 67 6.56% $4,784
Centennial Bank 45 6.74% $5,504
UNITED WHOLESALE MORTGAGE, LLC 37 6.70% $7,583
CARDINAL FINANCIAL 36 6.97% $7,097
NATIONS RELIABLE LENDING, LLC 31 6.83% $9,923
MEMBER HOME LOAN, L.L.C. 30 6.80% $6,729
EUSTIS AND AMERICAN MORTGAGE COMPANY 28 7.11% $6,555
PRIMELENDING, A PLAINSCAPITAL COMPANY 27 6.62% $8,631
EVERETT FINANCIAL, INC. 18 6.93% $9,539
PREMIER LENDING, INC. 17 5.86% $5,922
Mr. Cooper ( Nationstar Mortgage ) 14 7.10% $9,309
LOANDEPOT.COM, LLC 14 6.91% $7,399
Wells Fargo Bank 12 6.98% $6,179
SECURITYNATIONAL MORTGAGE COMPANY 12 6.97% $7,639
THE MORTGAGE LINK, INC. 9 6.98% $6,514
21ST MORTGAGE CORPORATION 8 7.46% $6,905
JPMorgan Chase Bank 7 6.64% $9,493
HOMETRUST MORTGAGE COMPANY 7 6.57% $8,042
U.S. Bank 7 6.68% $5,773
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.06% $5,974
Prosperity Bank 6 6.04% $6,198
Flagstar Bank, FSB 5 6.70% $4,778
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 6.92% $7,323
Bank of America 5 5.98% $7,079
AMERISAVE MORTGAGE CORPORATION 5 7.70% $5,422
ROYAL UNITED MORTGAGE LLC 5 7.43% $6,605
LEADERONE FINANCIAL CORPORATION 5 6.87% $8,897
USAA Federal Savings Bank 4 6.66% $6,773
Mortgage Research Center, LLC 4 6.38% $6,699
Morgan Stanley Private Bank 4 5.76% $4,476
FREEDOM MORTGAGE CORPORATION 4 6.19% $9,502
AmeriHome Mortgage Company, LLC 3 6.83% $5,740
Servion, Inc. 3 6.96% $5,917
THRIVE MORTGAGE, LLC 3 6.96% $6,386
S1L, Inc. 3 6.50% $7,266
TIB The Independent Bankersbank 3 7.17% $5,802
VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.42% $6,784
CHURCHILL MORTGAGE CORPORATION 3 6.33% $5,822
CMG MORTGAGE, INC. 3 6.33% $9,193
ZILLOW HOME LOANS, LLC 3 7.13% $5,070
ACADEMY MORTGAGE CORPORATION 3 6.96% $8,662
GUILD MORTGAGE COMPANY 3 7.42% $7,686
PENNYMAC LOAN SERVICES, LLC 3 6.42% $6,816
First National Bank Texas 3 6.79% $3,923
City Bank 2 7.31% $11,463
AMERICAN FINANCING CORPORATION 2 6.69% $7,138
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 8.25% $16,201
BETTER MORTGAGE CORPORATION 2 5.94% $19,771
BROKER SOLUTIONS, INC. 2 7.31% $11,323
Carrington Mortgage Services, LLC 2 6.88% $6,400
LENDSURE MORTGAGE CORP. 2 8.19% $13,042
MANN FINANCIAL INC. 2 7.38% $3,774
NAVY FEDERAL CREDIT UNION 2 6.13% $6,124
Network Funding, L.P. 2 6.50% $5,187
NEWREZ LLC 2 6.68% $5,664
PENTAGON FEDERAL CREDIT UNION 2 5.88% $3,647
Plains Commerce Bank 2 7.19% $6,408
Prosperity Home Mortgage, LLC 2 7.56% $6,253
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.06% $10,904
SENTE MORTGAGE, INC. 2 7.50% $4,058
Simmons Bank 2 6.88% $3,833
T2 FINANCIAL LLC 2 6.38% $4,861
Truist 2 6.19% $5,066
VAN DYK MORTGAGE CORPORATION 2 6.93% $3,577
West Gate Bank 1 7.13% $3,040
FIRST TECHNOLOGY 1 6.38% $4,350
Metro City Bank 1 7.38% $7,602
MID AMERICA MORTGAGE, INC. 1 6.88% $3,759
First National Bank of Omaha 1 6.38% $5,076
MORTGAGE ACCESS CORP. 1 6.49% $18,150
First Horizon Bank 1 4.88% $6,167
MOVEMENT MORTGAGE, LLC 1 7.99% $15,876
First Financial Bank 1 6.38% $5,085
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $9,995
FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $15,356
Truity Federal Credit Union 1 5.88% $2,227
NBKC BANK 1 5.88% $3,048
NETWORK CAPITAL FUNDING CORPORATION 1 5.88% $7,695
UNION HOME MORTGAGE CORP. 1 7.50% $6,737
UNION SQUARE 1 6.63% $4,674
NexBank 1 6.13% $6,071
NFM, INC. 1 6.99% $14,557
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.25% $4,227
Paramount Residential Mortgage Group, Inc. 1 7.50% $3,639
FBC MORTGAGE, LLC 1 8.63% $17,459
American National Bank & Trust 1 7.25% $5,339
PHH Mortgage Corporation 1 5.88% $9,419
UNIVERSITY Federal Credit Union 1 6.75% $5,088
PNC Bank 1 7.38% $2,303
PREMIA MORTGAGE, LLC 1 7.08% $5,550
Farmers Bank & Trust 1 6.38% $7,704
Evolve Bank & Trust 1 6.13% $4,706
Deere Employees Credit Union 1 7.13% $4,585
American Momentum Bank 1 7.50% $3,915
Ally Bank 1 6.50% $2,445
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.00% $4,361
RANLIFE, INC. 1 6.50% $4,608
Regions Bank 1 7.38% $14,742
Citizens Bank 1 6.75% $6,397
CANOPY MORTGAGE, LLC 1 7.38% $8,629
SANDIA LABORATORY 1 7.25% $5,298
CALCON MUTUAL MORTGAGE LLC 1 6.88% $10,284
Alliance Credit Union 1 5.75% $9,584
BOKF 1 6.75% $12,366
A&D Mortgage LLC 1 9.38% $11,710
SOUTHWEST STAGE FUNDING, LLC 1 11.70% $11,607
ADVISA MORTGAGE SERVICES, LTD. 1 6.13% $4,780
TEXAS DOW EMPLOYEES CREDIT UNION 1 7.75% $5,261
Baxter Credit Union 1 5.50% $6,378
BancorpSouth 1 6.75% $6,679
Axos Bank 1 6.50% $4,521
Arvest Bank 1 6.25% $1,971
Town Square Mortgage & Investments, Inc. 1 6.63% $3,017
TRIAD FINANCIAL SERVICES, INC. 1 8.60% $5,241
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 6.00% $5,496
HOMESTEAD FUNDING CORP. 1 5.88% $1,986
GUARANTEED RATE, INC. 1 6.10% $4,290
HOMEXPRESS MORTGAGE CORP. 1 7.25% $12,494
Independent Bank 1 6.13% $4,523
InterBank 1 9.00% $3,306
JMAC LENDING, INC. 1 8.13% $2,951
GUARANTEED RATE AFFINITY, LLC 1 6.63% $8,500
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $9,663
Gateway First Bank 1 7.50% $4,463
Trinity Oaks Mortgage, LLC 1 6.38% $6,020
F & M Bank 1 6.00% $6,715
LOANPEOPLE, LLC 1 6.50% $12,960
LRS FINANCIAL NETWORK, INC. 1 6.25% $3,950

AMARILLO Average Closing Costs & Other Stats

AMARILLO, TX's 135 lenders originated 4,500 loans during 2023. The total origination value was $943,360,000, with an average loan value of $209,636.

AMARILLO's average closing costs are $5,705.

The top AMARILLO lender as defined by loan originations is Amarillo National Bank, with 369 loans originated. Their average total fees are $4,848, which is $2,084 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee AMARILLO lenders (with over 10 loans originated) are Education Credit Union ($3,443), TEXAS TECH ($4,784), Amarillo National Bank ($4,848), Access Community Credit Union ($4,943) and Centennial Bank ($5,504).

The lowest rate AMARILLO lenders (with over 10 loans originated) are PREMIER LENDING, INC. (5.86%), TEXAS TECH (6.56%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.62%), UNITED WHOLESALE MORTGAGE, LLC (6.70%) and Centennial Bank (6.74%).

AMARILLO, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Amarillo National Bank $233,135,000 $189,780,000 -18.6% 20.1%
AMCAP MORTGAGE, LTD. $58,460,000 $55,300,000 -5.4% 5.9%
ASSOCIATED MORTGAGE CORPORATION $52,340,000 $46,450,000 -11.3% 4.9%
QUICKEN LOANS, LLC $56,345,000 $38,840,000 -31.1% 4.1%
First United Bank $43,445,000 $36,495,000 -16.0% 3.9%
TEXAS TECH $7,035,000 $30,950,000 339.9% 3.3%
FirstBank Southwest $40,155,000 $29,380,000 -26.8% 3.1%
Education Credit Union $40,085,000 $26,565,000 -33.7% 2.8%
NATIONS RELIABLE LENDING, LLC $51,120,000 $25,565,000 -50.0% 2.7%
Centennial Bank $94,990,000 $24,945,000 -73.7% 2.6%
CARDINAL FINANCIAL $11,345,000 $24,355,000 114.7% 2.6%
WALKER & DUNLOP, LLC $17,455,000 $24,345,000 39.5% 2.6%
Access Community Credit Union $22,480,000 $23,335,000 3.8% 2.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $36,635,000 $19,710,000 -46.2% 2.1%
Mortgage Research Center, LLC $24,695,000 $19,615,000 -20.6% 2.1%
Prosperity Bank $4,120,000 $18,465,000 348.2% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $12,885,000 $15,925,000 23.6% 1.7%
EUSTIS AND AMERICAN MORTGAGE COMPANY $19,085,000 $15,545,000 -18.5% 1.6%
EVERETT FINANCIAL, INC. $22,700,000 $14,185,000 -37.5% 1.5%
Herring Bank $13,355,000 $10,375,000 -22.3% 1.1%
PREMIER LENDING, INC. $18,995,000 $9,080,000 -52.2% 1.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,030,000 $8,135,000 689.8% 0.9%
Western Bank $30,250,000 $7,215,000 -76.1% 0.8%
21ST MORTGAGE CORPORATION $5,855,000 $7,100,000 21.3% 0.8%
MEMBER HOME LOAN, L.L.C. $14,600,000 $6,870,000 -52.9% 0.7%
Southern Bank $6,305,000 n/a 0.7%
THE MORTGAGE LINK, INC. $2,025,000 $6,090,000 200.7% 0.6%
AMARILLO COMMUNITY $6,655,000 $6,085,000 -8.6% 0.6%
American State Bank $20,385,000 $5,955,000 -70.8% 0.6%
NAVY FEDERAL CREDIT UNION $7,630,000 $5,175,000 -32.2% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,840,000 $4,935,000 28.5% 0.5%
Wells Fargo Bank $9,805,000 $4,695,000 -52.1% 0.5%
GUILD MORTGAGE COMPANY $1,720,000 $4,515,000 162.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $11,920,000 $4,505,000 -62.2% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $4,305,000 n/a 0.5%
HOMETRUST MORTGAGE COMPANY $3,185,000 $4,215,000 32.3% 0.4%
Enterprise Bank & Trust $4,205,000 n/a 0.4%
LOANDEPOT.COM, LLC $14,050,000 $4,150,000 -70.5% 0.4%
USAA Federal Savings Bank $6,605,000 $3,995,000 -39.5% 0.4%
PENNYMAC LOAN SERVICES, LLC $9,485,000 $3,935,000 -58.5% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,610,000 $3,930,000 50.6% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,515,000 $3,535,000 40.6% 0.4%
Bank of America $5,015,000 $3,510,000 -30.0% 0.4%
The People's Federal Credit Union $2,635,000 $3,430,000 30.2% 0.4%
Flagstar Bank, FSB $5,180,000 $2,950,000 -43.1% 0.3%
AMPLIFY $2,900,000 $2,815,000 -2.9% 0.3%
First Financial Bank $6,535,000 $2,520,000 -61.4% 0.3%
JPMorgan Chase Bank $8,830,000 $2,465,000 -72.1% 0.3%
SOUTHWEST STAGE FUNDING, LLC $1,070,000 $2,425,000 126.6% 0.3%
Morgan Stanley Private Bank $2,520,000 $2,270,000 -9.9% 0.2%
CMG MORTGAGE, INC. $1,965,000 $2,245,000 14.2% 0.2%
ACADEMY MORTGAGE CORPORATION $835,000 $2,240,000 168.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $5,385,000 $2,215,000 -58.9% 0.2%
U.S. Bank $4,025,000 $2,205,000 -45.2% 0.2%
LEADERONE FINANCIAL CORPORATION $1,185,000 $2,195,000 85.2% 0.2%
FREEDOM MORTGAGE CORPORATION $7,830,000 $1,945,000 -75.2% 0.2%
Stride Bank $225,000 $1,935,000 760.0% 0.2%
Plains Commerce Bank $1,880,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $1,130,000 $1,680,000 48.7% 0.2%
JMAC LENDING, INC. $705,000 $1,660,000 135.5% 0.2%
THRIVE MORTGAGE, LLC $8,955,000 $1,640,000 -81.7% 0.2%
1ST SIGNATURE LENDING, LLC $1,575,000 n/a 0.2%
BROKER SOLUTIONS, INC. $5,240,000 $1,570,000 -70.0% 0.2%
S1L, Inc. $1,150,000 $1,500,000 30.4% 0.2%
Paramount Residential Mortgage Group, Inc. $1,695,000 $1,240,000 -26.8% 0.1%
GUARANTEED RATE, INC. $4,375,000 $1,170,000 -73.3% 0.1%
TIB The Independent Bankersbank $455,000 $1,030,000 126.4% 0.1%
Truist $935,000 $1,015,000 8.6% 0.1%
City Bank $1,440,000 $975,000 -32.3% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,410,000 $970,000 -31.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,625,000 $945,000 -64.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,255,000 $940,000 -58.3% 0.1%
Gateway First Bank $2,115,000 $935,000 -55.8% 0.1%
ROYAL UNITED MORTGAGE LLC $1,550,000 $910,000 -41.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $515,000 $895,000 73.8% 0.1%
MID AMERICA MORTGAGE, INC. $305,000 $855,000 180.3% 0.1%
BETTER MORTGAGE CORPORATION $2,290,000 $850,000 -62.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $835,000 n/a 0.1%
Regions Bank $380,000 $805,000 111.8% 0.1%
PILGRIM MORTGAGE LLC $770,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $215,000 $765,000 255.8% 0.1%
MANN FINANCIAL INC. $760,000 n/a 0.1%
NEWREZ LLC $3,190,000 $755,000 -76.3% 0.1%
NFM, INC. $445,000 $755,000 69.7% 0.1%
First National Bank Texas $135,000 $750,000 455.6% 0.1%
F & M Bank $740,000 n/a 0.1%
PNC Bank $1,125,000 $740,000 -34.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $500,000 $735,000 47.0% 0.1%
VAN DYK MORTGAGE CORPORATION $235,000 $730,000 210.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,740,000 $725,000 -80.6% 0.1%
Prosperity Home Mortgage, LLC $1,275,000 $725,000 -43.1% 0.1%
V.I.P. MORTGAGE, INC. $700,000 n/a 0.1%
Discover Bank $530,000 $695,000 31.1% 0.1%
Truity Federal Credit Union $730,000 $685,000 -6.2% 0.1%
Citizens Bank $565,000 $680,000 20.4% 0.1%
AmeriHome Mortgage Company, LLC $1,405,000 $675,000 -52.0% 0.1%
Alliance Credit Union $1,855,000 $670,000 -63.9% 0.1%
Network Funding, L.P. $10,770,000 $670,000 -93.8% 0.1%
Century Mortgage Company DBA Century Lending Company $780,000 $665,000 -14.7% 0.1%
PLANET HOME LENDING, LLC $1,660,000 $640,000 -61.4% 0.1%
American Momentum Bank $635,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,485,000 $625,000 -74.8% 0.1%
ZILLOW HOME LOANS, LLC $540,000 $625,000 15.7% 0.1%
CORNERSTONE HOME LENDING, INC. $520,000 $610,000 17.3% 0.1%
NBKC BANK $1,225,000 $595,000 -51.4% 0.1%
Servion, Inc. $320,000 $595,000 85.9% 0.1%
Equity Prime Mortgage LLC $715,000 $590,000 -17.5% 0.1%
BOKF $11,015,000 $580,000 -94.7% 0.1%
AMERICAN HERITAGE LENDING, INC. $105,000 $575,000 447.6% 0.1%
Carrington Mortgage Services, LLC $1,935,000 $575,000 -70.3% 0.1%
American National Bank & Trust $635,000 $570,000 -10.2% 0.1%
MOVEMENT MORTGAGE, LLC $415,000 $570,000 37.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 $570,000 267.7% 0.1%
UNION HOME MORTGAGE CORP. $435,000 $570,000 31.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $760,000 $565,000 -25.7% 0.1%
FBC MORTGAGE, LLC $165,000 $555,000 236.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $550,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $330,000 $535,000 62.1% 0.1%
Evolve Bank & Trust $825,000 $530,000 -35.8% 0.1%
First Horizon Bank $525,000 n/a 0.1%
MORTGAGE ACCESS CORP. $515,000 n/a 0.1%
Trinity Oaks Mortgage, LLC $3,840,000 $500,000 -87.0% 0.1%
Strong Home Mortgage, LLC $365,000 $495,000 35.6% 0.1%
LENDSURE MORTGAGE CORP. $455,000 $490,000 7.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $480,000 n/a 0.1%
Farmers Bank & Trust $455,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $455,000 n/a 0.0%
Deere Employees Credit Union $270,000 $445,000 64.8% 0.0%
PLAZA HOME MORTGAGE, INC. $445,000 n/a 0.0%
American Bank of Commerce $150,000 $440,000 193.3% 0.0%
First Bank $440,000 n/a 0.0%
BECKAM FUNDING CORP. $435,000 n/a 0.0%
Simmons Bank $430,000 n/a 0.0%
Axos Bank $425,000 n/a 0.0%
United Fidelity Funding Corp. $415,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $405,000 n/a 0.0%
SUMMIT FUNDING, INC. $405,000 n/a 0.0%
The First National Bank of Las Animas $405,000 n/a 0.0%
RANDOLPH-BROOKS $760,000 $385,000 -49.3% 0.0%
T2 FINANCIAL LLC $380,000 n/a 0.0%
CALIBER HOME LOANS, INC. $5,830,000 $375,000 -93.6% 0.0%
PHH Mortgage Corporation $450,000 $375,000 -16.7% 0.0%
First National Bank of Omaha $365,000 n/a 0.0%
SENTE MORTGAGE, INC. $360,000 n/a 0.0%
InterBank $1,555,000 $355,000 -77.2% 0.0%
NexBank $420,000 $345,000 -17.9% 0.0%
PREMIA MORTGAGE, LLC $1,430,000 $345,000 -75.9% 0.0%
Community First National Bank $335,000 n/a 0.0%
WesBanco $335,000 n/a 0.0%
West Texas National Bank $335,000 n/a 0.0%
Ally Bank $2,105,000 $330,000 -84.3% 0.0%
LIMA ONE CAPITAL, LLC $6,425,000 $325,000 -94.9% 0.0%
Metro City Bank $315,000 n/a 0.0%
NEW DAY FINANCIAL, LLC $605,000 $310,000 -48.8% 0.0%
A&D Mortgage LLC $215,000 $305,000 41.9% 0.0%
CLEARPATH LENDING $145,000 $295,000 103.4% 0.0%
Community National Bank $295,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $310,000 $295,000 -4.8% 0.0%
CrossFirst Bank $295,000 n/a 0.0%
LOANPEOPLE, LLC $425,000 $295,000 -30.6% 0.0%
Peoples Bank $1,590,000 $295,000 -81.4% 0.0%
RANLIFE, INC. $1,030,000 $295,000 -71.4% 0.0%
GENEVA FINANCIAL, LLC $525,000 $285,000 -45.7% 0.0%
HOMESTEAD FUNDING CORP. $570,000 $285,000 -50.0% 0.0%
BancorpSouth $345,000 $275,000 -20.3% 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $285,000 $275,000 -3.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $275,000 n/a 0.0%
SFMC, LP $740,000 $275,000 -62.8% 0.0%
AMWEST FUNDING CORP. $145,000 $270,000 86.2% 0.0%
ADVISA MORTGAGE SERVICES, LTD. $255,000 n/a 0.0%
UNION SQUARE $115,000 $255,000 121.7% 0.0%
Baxter Credit Union $245,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $245,000 n/a 0.0%
Great Plains National Bank $245,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $240,000 n/a 0.0%
FIRST NATIONAL BANK OF WEATHERFORD $235,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $235,000 n/a 0.0%
SANDIA LABORATORY $235,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,870,000 $230,000 -87.7% 0.0%
BM Real Estate Services, Inc. $225,000 n/a 0.0%
Town Square Mortgage & Investments, Inc. $225,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $225,000 n/a 0.0%
Bell Bank $535,000 $215,000 -59.8% 0.0%
CITYWIDE HOME LOANS, LLC $215,000 n/a 0.0%
DIGITAL Federal Credit Union $215,000 n/a 0.0%
FIRST TECHNOLOGY $2,430,000 $215,000 -91.2% 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $235,000 $210,000 -10.6% 0.0%
NTFN, INC. $205,000 n/a 0.0%
First IC Corporation $195,000 n/a 0.0%
Mid-Continent Funding, Inc. $680,000 $195,000 -71.3% 0.0%
Arvest Bank $630,000 $185,000 -70.6% 0.0%
AXIA FINANCIAL, LLC $125,000 $185,000 48.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $175,000 $185,000 5.7% 0.0%
Wyndham Capital Mortgage, Inc. $785,000 $185,000 -76.4% 0.0%
AMERITRUST MORTGAGE CORPORATION $175,000 n/a 0.0%
International Bank of Commerce $175,000 n/a 0.0%
Legend Bank, N.A. $175,000 n/a 0.0%
LRS FINANCIAL NETWORK, INC. $185,000 $175,000 -5.4% 0.0%
CANOPY MORTGAGE, LLC $155,000 n/a 0.0%
UNIVERSITY Federal Credit Union $4,430,000 $155,000 -96.5% 0.0%
American Nation Bank $145,000 n/a 0.0%
UNIVERSAL LENDING CORPORATION $2,085,000 $145,000 -93.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $865,000 $135,000 -84.4% 0.0%
DEEPHAVEN MORTGAGE LLC $125,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $505,000 $125,000 -75.2% 0.0%
SeaTrust Mortgage Company $125,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $665,000 $125,000 -81.2% 0.0%
West Gate Bank $3,510,000 $125,000 -96.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $310,000 $115,000 -62.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $145,000 $105,000 -27.6% 0.0%
Bank 7 $105,000 n/a 0.0%
Bank of England $670,000 $105,000 -84.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $105,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $705,000 $95,000 -86.5% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $250,000 $95,000 -62.0% 0.0%
Independent Bank $3,980,000 $95,000 -97.6% 0.0%
LENDINGHOME FUNDING CORPORATION $450,000 $95,000 -78.9% 0.0%
First State Bank $355,000 $85,000 -76.1% 0.0%
Credit Union of Texas $130,000 $75,000 -42.3% 0.0%
First State Bank $355,000 $75,000 -78.9% 0.0%
LOANPAL, LLC $645,000 $75,000 -88.4% 0.0%
SPRING EQ, LLC $65,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $885,000 $55,000 -93.8% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $55,000 n/a 0.0%

AMARILLO's top lender by overall market share is Amarillo National Bank, with 20.1% market share. In second place, with 5.9%, is AMCAP MORTGAGE, LTD., having originated $55,300,000 in loans. In third place, with 4.9%, is ASSOCIATED MORTGAGE CORPORATION, having originated $46,450,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $38,840,000 in loans. In fifth place, with 3.9%, is First United Bank, having originated $36,495,000 in loans.


AMARILLO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $218,975 (9.5%) $298,124 (8.6%) 0.81 1,018
2018-02-01 $225,250 (9.9%) $298,518 (9.3%) 0.82 1,023
2018-03-01 $225,000 (6.2%) $303,151 (10.3%) 0.79 1,017
2018-04-01 $231,450 (8.0%) $306,502 (8.4%) 0.78 1,016
2018-05-01 $236,700 (8.7%) $309,283 (6.7%) 0.79 1,083
2018-06-01 $238,900 (8.9%) $311,231 (7.4%) 0.80 1,144
2018-07-01 $238,600 (8.5%) $310,106 (9.6%) 0.80 1,202
2018-08-01 $236,200 (7.5%) $307,728 (8.5%) 0.79 1,215
2018-09-01 $234,900 (9.3%) $306,618 (9.0%) 0.79 1,191
2018-10-01 $234,850 (9.7%) $305,584 (7.4%) 0.80 1,235
2018-11-01 $235,950 (10.0%) $302,984 (5.9%) 0.80 1,228
2018-12-01 $233,613 (8.7%) $302,514 (3.2%) 0.81 1,193
2019-01-01 $227,700 (4.0%) $294,781 (-1.1%) 0.79 1,136
2019-02-01 $235,450 (4.5%) $299,664 (0.4%) 0.80 1,135
2019-03-01 $240,286 (6.8%) $305,008 (0.6%) 0.79 1,126
2019-04-01 $243,500 (5.2%) $305,647 (-0.3%) 0.77 1,116
2019-05-01 $248,975 (5.2%) $314,697 (1.8%) 0.78 1,091
2019-06-01 $244,950 (2.5%) $311,815 (0.2%) 0.77 1,140
2019-07-01 $239,475 (0.4%) $312,099 (0.6%) 0.75 1,129
2019-08-01 $239,616 (1.5%) $310,531 (0.9%) 0.76 1,103
2019-09-01 $239,115 (1.8%) $306,885 (0.1%) 0.77 1,065
2019-10-01 $237,363 (1.1%) $304,455 (-0.4%) 0.77 1,037
2019-11-01 $234,700 (-0.5%) $306,651 (1.2%) 0.77 966
2019-12-01 $229,450 (-1.8%) $302,064 (-0.2%) 0.77 937
2020-01-01 $227,344 (-0.2%) $300,875 (2.1%) 0.76 862
2020-02-01 $239,925 (1.9%) $317,160 (5.8%) 0.79 864
2020-03-01 $260,372 (8.4%) $334,361 (9.6%) 0.82 808
2020-04-01 $269,450 (10.7%) $333,321 (9.1%) 0.84 787
2020-05-01 $279,000 (12.1%) $344,382 (9.4%) 0.85 771
2020-06-01 $281,200 (14.8%) $353,522 (13.4%) 0.83 729
2020-07-01 $279,472 (16.7%) $353,564 (13.3%) 0.81 665
2020-08-01 $272,268 (13.6%) $351,797 (13.3%) 0.78 604
2020-09-01 $274,950 (15.0%) $353,128 (15.1%) 0.79 594
2020-10-01 $275,000 (15.9%) $355,429 (16.7%) 0.79 583
2020-11-01 $279,800 (19.2%) $354,693 (15.7%) 0.82 571
2020-12-01 $279,685 (21.9%) $360,706 (19.4%) 0.83 509
2021-01-01 $275,900 (21.4%) $364,537 (21.2%) 0.82 459
2021-02-01 $317,375 (32.3%) $412,383 (30.0%) 0.92 370
2021-03-01 $334,875 (28.6%) $436,602 (30.6%) 0.95 330
2021-04-01 $340,440 (26.4%) $440,938 (32.3%) 0.92 334
2021-05-01 $325,250 (16.6%) $436,979 (26.9%) 0.86 305
2021-06-01 $306,250 (8.9%) $406,486 (15.0%) 0.81 368
2021-07-01 $299,900 (7.3%) $399,773 (13.1%) 0.79 401
2021-08-01 $288,975 (6.1%) $397,666 (13.0%) 0.77 407
2021-09-01 $288,450 (4.9%) $393,456 (11.4%) 0.77 405
2021-10-01 $305,000 (10.9%) $402,139 (13.1%) 0.81 403
2021-11-01 $313,500 (12.0%) $405,464 (14.3%) 0.84 383
2021-12-01 $316,200 (13.1%) $410,301 (13.8%) 0.86 361
2022-01-01 $315,200 (14.2%) $403,720 (10.8%) 0.85 316
2022-02-01 $332,625 (4.8%) $426,390 (3.4%) 0.87 286
2022-03-01 $336,000 (0.3%) $441,005 (1.0%) 0.84 251
2022-04-01 $326,950 (-4.0%) $433,513 (-1.7%) 0.78 283
2022-05-01 $322,000 (-1.0%) $407,502 (-6.8%) 0.74 342
2022-06-01 $330,950 (8.1%) $394,456 (-3.0%) 0.74 407
2022-07-01 $320,000 (6.7%) $382,496 (-4.3%) 0.72 481
2022-08-01 $326,838 (13.1%) $381,309 (-4.1%) 0.76 507
2022-09-01 $326,500 (13.2%) $383,139 (-2.6%) 0.76 501
2022-10-01 $325,000 (6.6%) $374,577 (-6.9%) 0.76 526
2022-11-01 $327,450 (4.5%) $377,437 (-6.9%) 0.79 562
2022-12-01 $340,000 (7.5%) $378,973 (-7.6%) 0.84 550
2023-01-01 $346,375 (9.9%) $386,369 (-4.3%) 0.86 542
2023-02-01 $359,925 (8.2%) $394,745 (-7.4%) 0.87 554
2023-03-01 $349,900 (4.1%) $393,769 (-10.7%) 0.83 566
2023-04-01 $355,025 (8.6%) $404,331 (-6.7%) 0.83 592
2023-05-01 $373,500 (16.0%) $421,912 (3.5%) 0.85 646
2023-06-01 $375,396 (13.4%) $426,414 (8.1%) 0.84 698
2023-07-01 $375,000 (17.2%) $424,902 (11.1%) 0.85 732
2023-08-01 $368,870 (12.9%) $417,217 (9.4%) 0.85 735
2023-09-01 $345,000 (5.7%) $422,409 (10.3%) 0.80 771
2023-10-01 $335,500 (3.2%) $418,442 (11.7%) 0.79 808
2023-11-01 $317,000 (-3.2%) $394,058 (4.4%) 0.75 882
2023-12-01 $320,000 (-5.9%) $396,071 (4.5%) 0.78 891
2024-01-01 $314,503 (-9.2%) $396,685 (2.7%) 0.77 872
2024-02-01 $313,950 (-12.8%) $397,010 (0.6%) 0.76 876
2024-03-01 $315,000 (-10.0%) $400,797 (1.8%) 0.74 882
2024-04-01 $313,750 (-11.6%) $410,827 (1.6%) 0.73 882
2024-05-01 $319,675 (-14.4%) $418,495 (-0.8%) 0.72 910
AMARILLO's median listing price for 2024-05-01 was $319,675, a difference of $-53,825 (-14.4%) versus the prior year and $5,925 versus the prior month.

AMARILLO's median listing price comes in at 72% of the national average.

AMARILLO's average listing price for 2024-05-01 was $418,495, a difference of $-3,417 (-0.8%) versus the prior year and $7,668 versus the prior month.

For the 2024-05-01 period, AMARILLO had 910 MLS listings, a difference of 28 listings (3%) versus the prior month and 264 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 70 days 2,066 sqft
2018-02-01 48 days 2,079 sqft
2018-03-01 48 days 2,092 sqft
2018-04-01 53 days 2,122 sqft
2018-05-01 51 days 2,133 sqft
2018-06-01 47 days 2,146 sqft
2018-07-01 52 days 2,140 sqft
2018-08-01 53 days 2,136 sqft
2018-09-01 57 days 2,131 sqft
2018-10-01 59 days 2,121 sqft
2018-11-01 61 days 2,119 sqft
2018-12-01 71 days 2,113 sqft
2019-01-01 68 days 2,102 sqft
2019-02-01 45 days 2,105 sqft
2019-03-01 51 days 2,111 sqft
2019-04-01 58 days 2,121 sqft
2019-05-01 60 days 2,136 sqft
2019-06-01 60 days 2,121 sqft
2019-07-01 59 days 2,113 sqft
2019-08-01 59 days 2,117 sqft
2019-09-01 60 days 2,102 sqft
2019-10-01 63 days 2,088 sqft
2019-11-01 68 days 2,057 sqft
2019-12-01 74 days 2,029 sqft
2020-01-01 71 days 2,031 sqft
2020-02-01 56 days 2,053 sqft
2020-03-01 53 days 2,147 sqft
2020-04-01 54 days 2,179 sqft
2020-05-01 56 days 2,220 sqft
2020-06-01 50 days 2,255 sqft
2020-07-01 52 days 2,240 sqft
2020-08-01 51 days 2,225 sqft
2020-09-01 44 days 2,226 sqft
2020-10-01 45 days 2,212 sqft
2020-11-01 43 days 2,216 sqft
2020-12-01 54 days 2,211 sqft
2021-01-01 63 days 2,197 sqft
2021-02-01 40 days 2,393 sqft
2021-03-01 37 days 2,485 sqft
2021-04-01 30 days 2,520 sqft
2021-05-01 32 days 2,487 sqft
2021-06-01 24 days 2,217 sqft
2021-07-01 31 days 2,204 sqft
2021-08-01 34 days 2,166 sqft
2021-09-01 38 days 2,098 sqft
2021-10-01 41 days 2,142 sqft
2021-11-01 44 days 2,160 sqft
2021-12-01 47 days 2,125 sqft
2022-01-01 46 days 2,131 sqft
2022-02-01 33 days 2,221 sqft
2022-03-01 31 days 2,234 sqft
2022-04-01 22 days 2,164 sqft
2022-05-01 22 days 2,134 sqft
2022-06-01 27 days 2,143 sqft
2022-07-01 31 days 2,103 sqft
2022-08-01 37 days 2,129 sqft
2022-09-01 40 days 2,136 sqft
2022-10-01 45 days 2,148 sqft
2022-11-01 44 days 2,155 sqft
2022-12-01 51 days 2,159 sqft
2023-01-01 54 days 2,147 sqft
2023-02-01 41 days 2,163 sqft
2023-03-01 45 days 2,119 sqft
2023-04-01 44 days 2,145 sqft
2023-05-01 42 days 2,191 sqft
2023-06-01 42 days 2,204 sqft
2023-07-01 45 days 2,199 sqft
2023-08-01 48 days 2,167 sqft
2023-09-01 47 days 2,118 sqft
2023-10-01 50 days 2,100 sqft
2023-11-01 52 days 2,057 sqft
2023-12-01 57 days 2,053 sqft
2024-01-01 62 days 2,036 sqft
2024-02-01 47 days 2,036 sqft
2024-03-01 48 days 2,040 sqft
2024-04-01 52 days 2,031 sqft
2024-05-01 46 days 2,077 sqft
AMARILLO's median listing age (time on market) for 2024-05-01 was 46 days. This is 10% longer than the same period one year ago.

AMARILLO's median square footage for active listings during the 2024-05-01 period was 2,077 sqft. One year prior, the average listing was 2,191 sqft.

AMARILLO, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
79010 Amarillo, TX HUD Metro FMR Area $760 $880 $1,110 $1,510 $1,750
79012 Amarillo, TX HUD Metro FMR Area $780 $900 $1,130 $1,540 $1,800
79015 Amarillo, TX HUD Metro FMR Area $650 $760 $950 $1,290 $1,510
79016 Amarillo, TX HUD Metro FMR Area $720 $840 $1,050 $1,430 $1,670
79019 Amarillo, TX HUD Metro FMR Area $700 $820 $1,020 $1,390 $1,620
79036 Amarillo, TX HUD Metro FMR Area $610 $710 $890 $1,210 $1,410
79039 Amarillo, TX HUD Metro FMR Area $620 $720 $900 $1,220 $1,430
79042 Amarillo, TX HUD Metro FMR Area $590 $680 $850 $1,160 $1,350
79058 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79068 Amarillo, TX HUD Metro FMR Area $650 $750 $940 $1,280 $1,490
79080 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79091 Amarillo, TX HUD Metro FMR Area $650 $760 $950 $1,290 $1,510
79094 Amarillo, TX HUD Metro FMR Area $650 $760 $950 $1,290 $1,510
79097 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79098 Amarillo, TX HUD Metro FMR Area $700 $810 $1,020 $1,320 $1,610
79101 Amarillo, TX HUD Metro FMR Area $580 $670 $840 $1,140 $1,330
79102 Amarillo, TX HUD Metro FMR Area $610 $710 $890 $1,210 $1,410
79103 Amarillo, TX HUD Metro FMR Area $710 $820 $1,030 $1,400 $1,630
79104 Amarillo, TX HUD Metro FMR Area $660 $770 $960 $1,310 $1,520
79105 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79106 Amarillo, TX HUD Metro FMR Area $640 $740 $930 $1,270 $1,480
79107 Amarillo, TX HUD Metro FMR Area $620 $720 $900 $1,220 $1,430
79108 Amarillo, TX HUD Metro FMR Area $710 $820 $1,030 $1,400 $1,630
79109 Amarillo, TX HUD Metro FMR Area $720 $840 $1,050 $1,430 $1,670
79110 Amarillo, TX HUD Metro FMR Area $810 $940 $1,180 $1,610 $1,870
79111 Amarillo, TX HUD Metro FMR Area $810 $940 $1,180 $1,610 $1,870
79114 Amarillo, TX HUD Metro FMR Area $720 $840 $1,050 $1,430 $1,670
79116 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79117 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79118 Amarillo, TX HUD Metro FMR Area $780 $900 $1,130 $1,540 $1,790
79119 Amarillo, TX HUD Metro FMR Area $790 $910 $1,140 $1,550 $1,810
79120 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79121 Amarillo, TX HUD Metro FMR Area $710 $820 $1,030 $1,400 $1,630
79124 Amarillo, TX HUD Metro FMR Area $780 $900 $1,130 $1,540 $1,790
79159 Amarillo, TX HUD Metro FMR Area $630 $730 $910 $1,240 $1,440
79226 Amarillo, TX HUD Metro FMR Area $570 $660 $830 $1,120 $1,310

2022 Average & Median Rent Data Statistics
AMARILLO, TX average 1BR rent: $784, median: $760
AMARILLO, TX average 2BR rent: $982, median: $950
AMARILLO, TX average 3BR rent: $1,334, median: $1,290

AMARILLO, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,153 $737,735,000 $233,979
Cash Out Refi 526 $65,880,000 $125,247
Other 491 $45,615,000 $92,902
Refi 251 $86,385,000 $344,163
Home Improvement 79 $7,745,000 $98,038

Amarillo's most frequently cited loan purpose was Home Purchase, with 3,153 originations. The 2nd most popular reason was Cash Out Refi, with 526 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,507 $348,985,000 $231,576
7-8% 1,207 $260,565,000 $215,878
Over 8% 875 $109,335,000 $124,954
5-6% 523 $158,165,000 $302,419
<2.5% 85 $1,975,000 $23,235
4-5% 41 $9,115,000 $222,317
3-4% 10 $3,080,000 $308,000
2.5-3% 1 $165,000 $165,000

During 2023, Amarillo's most frequently originated rate bucket was 6-7%, with 1,507 originations.

Loan Sizing (AMARILLO, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,558 $233,800,000 $150,064
$200k-400k 1,498 $406,960,000 $271,669
$100,000 or less 1,086 $59,790,000 $55,055
$400k-600k 260 $121,570,000 $467,577
$600k-1000k 73 $51,055,000 $699,384
$Over $1MM 25 $70,185,000 $2,807,400

AMARILLO's loan sizing saw the bucket of loans from $100k-200k with 1,558 originations, totaling $233,800,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,231 $539,825,000 $241,965
60-80% 860 $230,740,000 $268,302
Under 20% 418 $15,940,000 $38,134
20-40% 370 $34,310,000 $92,730
40-60% 314 $54,010,000 $172,006
Over 100% 45 $12,435,000 $276,333

AMARILLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,231 originations, totaling $539,825,000 in origination value.