AMARILLO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Amarillo averaged
6.51%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.52% and
one month ago for the week of 2025-02-27, the
average rate was 6.63%.
Amarillo's average rate one year ago was 6.86%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Amarillo 30 Year Fixed Rate | 2025-04-03 | 6.51% |
| Amarillo 30 Year Fixed Rate Refi | 2025-04-03 | 7.08% |
| Amarillo 15 Year Fixed Rate | 2025-04-03 | 6.38% |
| Amarillo 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Amarillo 30 Year FHA | 2025-04-03 | 6.21% |
| Amarillo 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Amarillo 30 Year USDA | 2025-04-03 | 6.32% |
| Amarillo 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Amarillo 30 Year VA | 2025-04-03 | 6.17% |
| Amarillo 30 Year VA Refi | 2025-04-03 | 5.53% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within AMARILLO, TX.
AMARILLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AMARILLO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AMARILLO Average Closing Costs & Other Stats
AMARILLO, TX's 128 lenders originated 4,803
loans during 2024. The total origination value was $1,078,495,000, with an average loan value of
$224,546.
AMARILLO's average closing costs are $5,911.
The top AMARILLO lender as defined by loan originations is Amarillo National Bank, with
424 loans originated. Their average total fees are
$4,755, which is $1,916
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee AMARILLO lenders (with over 10 loans originated) are
Education Credit Union ($2,745), Amarillo National Bank ($4,755), Access Community Credit Union ($4,807), TEXAS TECH ($5,005) and Centennial Bank ($5,129).
The lowest rate AMARILLO lenders (with over 10 loans originated) are
Alliance Credit Union (6.47%), First United Bank (6.58%), Wells Fargo Bank (6.63%), UNITED WHOLESALE MORTGAGE, LLC (6.64%) and ASSOCIATED MORTGAGE CORPORATION (6.68%).
AMARILLO, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Amarillo National Bank | $189,780,000 | $206,645,000 | 8.9% | 19.2% |
| ASSOCIATED MORTGAGE CORPORATION | $46,450,000 | $60,430,000 | 30.1% | 5.6% |
| Alliance Credit Union | $670,000 | $45,710,000 | 6,722.4% | 4.2% |
| QUICKEN LOANS, LLC | $38,840,000 | $37,890,000 | -2.4% | 3.5% |
| TEXAS TECH | $30,950,000 | $36,230,000 | 17.1% | 3.4% |
| First United Bank | $36,495,000 | $32,370,000 | -11.3% | 3.0% |
| FirstBank Southwest | $29,380,000 | $30,855,000 | 5.0% | 2.9% |
| Centennial Bank | $24,945,000 | $29,685,000 | 19.0% | 2.8% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $15,545,000 | $24,905,000 | 60.2% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,925,000 | $24,130,000 | 51.5% | 2.2% |
| Community National Bank | $295,000 | $23,205,000 | 7,766.1% | 2.2% |
| Education Credit Union | $26,565,000 | $23,020,000 | -13.3% | 2.1% |
| NATIONS RELIABLE LENDING, LLC | $25,565,000 | $22,410,000 | -12.3% | 2.1% |
| BERKELEY POINT CAPITAL LLC | $22,395,000 | n/a | 2.1% | |
| Mortgage Research Center, LLC | $19,615,000 | $20,480,000 | 4.4% | 1.9% |
| Access Community Credit Union | $23,335,000 | $16,335,000 | -30.0% | 1.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $19,710,000 | $15,845,000 | -19.6% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,935,000 | $14,740,000 | 198.7% | 1.4% |
| Western Bank | $7,215,000 | $13,830,000 | 91.7% | 1.3% |
| THE MORTGAGE LINK, INC. | $6,090,000 | $12,705,000 | 108.6% | 1.2% |
| GUILD MORTGAGE COMPANY | $4,515,000 | $11,365,000 | 151.7% | 1.1% |
| Herring Bank | $10,375,000 | $10,395,000 | 0.2% | 1.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,135,000 | $10,185,000 | 25.2% | 0.9% |
| 21ST MORTGAGE CORPORATION | $7,100,000 | $9,235,000 | 30.1% | 0.9% |
| Prosperity Bank | $18,465,000 | $8,645,000 | -53.2% | 0.8% |
| BELLCO | $8,325,000 | n/a | 0.8% | |
| FREEDOM MORTGAGE CORPORATION | $1,945,000 | $7,870,000 | 304.6% | 0.7% |
| WALKER & DUNLOP, LLC | $24,345,000 | $6,875,000 | -71.8% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $3,935,000 | $6,640,000 | 68.7% | 0.6% |
| AMARILLO COMMUNITY | $6,085,000 | $6,035,000 | -0.8% | 0.6% |
| CARDINAL FINANCIAL | $24,355,000 | $5,915,000 | -75.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $5,175,000 | $5,865,000 | 13.3% | 0.5% |
| COREVEST AMERICAN FINANCE LENDER LLC | $5,595,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $4,505,000 | $5,570,000 | 23.6% | 0.5% |
| Flagstar Bank, FSB | $2,950,000 | $5,390,000 | 82.7% | 0.5% |
| Wells Fargo Bank | $4,695,000 | $4,960,000 | 5.6% | 0.5% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,955,000 | n/a | 0.5% | |
| PLANET HOME LENDING, LLC | $640,000 | $4,765,000 | 644.5% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $1,680,000 | $4,700,000 | 179.8% | 0.4% |
| USAA Federal Savings Bank | $3,995,000 | $4,695,000 | 17.5% | 0.4% |
| PREMIER LENDING, INC. | $9,080,000 | $4,475,000 | -50.7% | 0.4% |
| Arbor Realty Trust, Inc. | $4,275,000 | n/a | 0.4% | |
| NEWREZ LLC | $755,000 | $3,965,000 | 425.2% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $970,000 | $3,550,000 | 266.0% | 0.3% |
| Bank of America | $3,510,000 | $3,470,000 | -1.1% | 0.3% |
| Comerica Bank | $3,255,000 | n/a | 0.3% | |
| HOMETRUST MORTGAGE COMPANY | $4,215,000 | $3,095,000 | -26.6% | 0.3% |
| First Financial Bank | $2,520,000 | $2,960,000 | 17.5% | 0.3% |
| LOANDEPOT.COM, LLC | $4,150,000 | $2,955,000 | -28.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $625,000 | $2,940,000 | 370.4% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,570,000 | $2,735,000 | 74.2% | 0.3% |
| Gateway First Bank | $935,000 | $2,675,000 | 186.1% | 0.2% |
| UNION HOME MORTGAGE CORP. | $570,000 | $2,660,000 | 366.7% | 0.2% |
| JPMorgan Chase Bank | $2,465,000 | $2,610,000 | 5.9% | 0.2% |
| U.S. Bank | $2,205,000 | $2,590,000 | 17.5% | 0.2% |
| Minnwest Bank | $2,405,000 | n/a | 0.2% | |
| DAS Acquisition Company, LLC | $2,380,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $2,245,000 | $2,350,000 | 4.7% | 0.2% |
| The People's Federal Credit Union | $3,430,000 | $2,310,000 | -32.7% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $225,000 | $2,280,000 | 913.3% | 0.2% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,245,000 | n/a | 0.2% | |
| AmeriHome Mortgage Company, LLC | $675,000 | $2,050,000 | 203.7% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $125,000 | $1,870,000 | 1,396.0% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $535,000 | $1,750,000 | 227.1% | 0.2% |
| RF Renovo Management Company, LLC | $1,740,000 | n/a | 0.2% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,930,000 | $1,735,000 | -55.9% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,685,000 | n/a | 0.2% | |
| MEMBER HOME LOAN, L.L.C. | $6,870,000 | $1,660,000 | -75.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $945,000 | $1,525,000 | 61.4% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | $1,425,000 | 1,139.1% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $1,410,000 | n/a | 0.1% | |
| Discover Bank | $695,000 | $1,390,000 | 100.0% | 0.1% |
| NBKC BANK | $595,000 | $1,370,000 | 130.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $235,000 | $1,365,000 | 480.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,215,000 | $1,360,000 | -38.6% | 0.1% |
| City Bank | $975,000 | $1,305,000 | 33.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $550,000 | $1,195,000 | 117.3% | 0.1% |
| LOANPAL, LLC | $75,000 | $1,185,000 | 1,480.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $940,000 | $1,175,000 | 25.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $910,000 | $1,155,000 | 26.9% | 0.1% |
| PREMIA MORTGAGE, LLC | $345,000 | $1,130,000 | 227.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $230,000 | $1,080,000 | 369.6% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $610,000 | $1,080,000 | 77.0% | 0.1% |
| TIB The Independent Bankersbank | $1,030,000 | $1,025,000 | -0.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $625,000 | $1,020,000 | 63.2% | 0.1% |
| Eagle Bank and Trust Company | $975,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $2,195,000 | $970,000 | -55.8% | 0.1% |
| OCMBC, INC. | $970,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $1,170,000 | $955,000 | -18.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $735,000 | $955,000 | 29.9% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $950,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $445,000 | $940,000 | 111.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $565,000 | $925,000 | 63.7% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | $920,000 | 234.5% | 0.1% |
| COMMUNITYAMERICA | $900,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $305,000 | $865,000 | 183.6% | 0.1% |
| Truity Federal Credit Union | $685,000 | $860,000 | 25.5% | 0.1% |
| First National Bank Texas | $750,000 | $855,000 | 14.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,535,000 | $820,000 | -76.8% | 0.1% |
| BAY EQUITY LLC | $785,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $780,000 | n/a | 0.1% | |
| NexBank | $345,000 | $770,000 | 123.2% | 0.1% |
| Plains Commerce Bank | $1,880,000 | $760,000 | -59.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $745,000 | n/a | 0.1% | |
| Truist | $1,015,000 | $705,000 | -30.5% | 0.1% |
| BankPlus | $695,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $385,000 | $695,000 | 80.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $2,425,000 | $695,000 | -71.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $95,000 | $680,000 | 615.8% | 0.1% |
| Florida Capital Bank | $675,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $660,000 | n/a | 0.1% | |
| First National Bank of Central Texas | $655,000 | n/a | 0.1% | |
| Regions Bank | $805,000 | $650,000 | -19.3% | 0.1% |
| Carrington Mortgage Services, LLC | $575,000 | $645,000 | 12.2% | 0.1% |
| First Federal Bank | $635,000 | n/a | 0.1% | |
| Raymond James Bank | $635,000 | n/a | 0.1% | |
| CHARTER WEST BANK | $620,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $610,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $95,000 | $595,000 | 526.3% | 0.1% |
| Wellington State Bank | $595,000 | n/a | 0.1% | |
| The Huntington National Bank | $575,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $765,000 | $565,000 | -26.1% | 0.1% |
| Loan Simple, Inc. | $550,000 | n/a | 0.1% | |
| EECU | $525,000 | n/a | 0.0% | |
| SANDIA LABORATORY | $235,000 | $505,000 | 114.9% | 0.0% |
| PHH Mortgage Corporation | $375,000 | $495,000 | 32.0% | 0.0% |
| BOKF | $580,000 | $490,000 | -15.5% | 0.0% |
| Nations Lending Corporation | $490,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $310,000 | $485,000 | 56.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $895,000 | $470,000 | -47.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $135,000 | $460,000 | 240.7% | 0.0% |
| The Federal Savings Bank | $455,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $450,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $2,270,000 | $450,000 | -80.2% | 0.0% |
| NFM, INC. | $755,000 | $450,000 | -40.4% | 0.0% |
| SOUTHWEST FUNDING, LP | $450,000 | n/a | 0.0% | |
| S1L, Inc. | $1,500,000 | $445,000 | -70.3% | 0.0% |
| Network Funding, L.P. | $670,000 | $440,000 | -34.3% | 0.0% |
| First National Bank | $430,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $425,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $14,185,000 | $420,000 | -97.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $185,000 | $420,000 | 127.0% | 0.0% |
| Servion, Inc. | $595,000 | $420,000 | -29.4% | 0.0% |
| Trustmark National Bank | $415,000 | n/a | 0.0% | |
| NMSI, INC. | $405,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $385,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $380,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $375,000 | n/a | 0.0% | |
| First State Bank | $75,000 | $365,000 | 386.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $240,000 | $365,000 | 52.1% | 0.0% |
| Quontic Bank | $365,000 | n/a | 0.0% | |
| Simmons Bank | $430,000 | $365,000 | -15.1% | 0.0% |
| Encompass Lending Group, LP | $345,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $345,000 | n/a | 0.0% | |
| GMFS LLC | $335,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $155,000 | $335,000 | 116.1% | 0.0% |
| Citadel Servicing Corporation | $330,000 | n/a | 0.0% | |
| AHL FUNDING | $325,000 | n/a | 0.0% | |
| Pinnacle Bank | $325,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $325,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $105,000 | $315,000 | 200.0% | 0.0% |
| Southside Bank | $315,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $295,000 | $310,000 | 5.1% | 0.0% |
| Citizens Bank | $680,000 | $305,000 | -55.1% | 0.0% |
| Mid-Continent Funding, Inc. | $195,000 | $295,000 | 51.3% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $570,000 | $290,000 | -49.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $665,000 | $285,000 | -57.1% | 0.0% |
| GoPrime Mortgage, Inc. | $285,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $285,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $725,000 | $285,000 | -60.7% | 0.0% |
| SYNERGY FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| West Gate Bank | $125,000 | $275,000 | 120.0% | 0.0% |
| American Airlines Federal Credit Union | $270,000 | n/a | 0.0% | |
| FirstBank | $255,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $255,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $1,575,000 | $245,000 | -84.4% | 0.0% |
| ALTRA | $245,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $295,000 | $245,000 | -16.9% | 0.0% |
| COMPASS MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| M&T Bank | $245,000 | n/a | 0.0% | |
| Farm Credit Mid-America, ACA | $235,000 | n/a | 0.0% | |
| First State Bank | $75,000 | $235,000 | 213.3% | 0.0% |
| Northpointe Bank | $235,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $230,000 | n/a | 0.0% | |
| CHEVRON | $225,000 | n/a | 0.0% | |
| Logan Finance Corporation | $225,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $125,000 | $225,000 | 80.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $730,000 | $225,000 | -69.2% | 0.0% |
| Axos Bank | $425,000 | $215,000 | -49.4% | 0.0% |
| T2 FINANCIAL LLC | $380,000 | $215,000 | -43.4% | 0.0% |
| FIRST TECHNOLOGY | $215,000 | $205,000 | -4.7% | 0.0% |
| The Central Trust Bank | $205,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $95,000 | $200,000 | 110.5% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $195,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $195,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $155,000 | $185,000 | 19.4% | 0.0% |
| Sunflower Bank | $180,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $65,000 | $170,000 | 161.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $165,000 | n/a | 0.0% | |
| Peoples Bank | $295,000 | $155,000 | -47.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $700,000 | $155,000 | -77.9% | 0.0% |
| Ixonia Bank | $145,000 | n/a | 0.0% | |
| Figure Lending LLC | $140,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $575,000 | $135,000 | -76.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $325,000 | $135,000 | -58.5% | 0.0% |
| LOANPEOPLE, LLC | $295,000 | $135,000 | -54.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $480,000 | $125,000 | -74.0% | 0.0% |
| Franklin Loan Corporation | $125,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $285,000 | $115,000 | -59.6% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $115,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $115,000 | n/a | 0.0% | |
| Credit Union of Texas | $75,000 | $110,000 | 46.7% | 0.0% |
| CSL Financial, LLC | $105,000 | n/a | 0.0% | |
| Allied First Bank,sb | $95,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $85,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $215,000 | $85,000 | -60.5% | 0.0% |
| SECURITY SERVICE | $85,000 | n/a | 0.0% | |
| Citibank | $25,000 | n/a | 0.0% |
AMARILLO's top lender by overall market share is Amarillo National Bank, with 19.2% market share. In second place, with 5.6%, is ASSOCIATED MORTGAGE CORPORATION, having originated $60,430,000 in loans. In third place, with 4.2%, is Alliance Credit Union, having originated $45,710,000 in loans. In fourth place, with 3.5%, is QUICKEN LOANS, LLC, having originated $37,890,000 in loans. In fifth place, with 3.4%, is TEXAS TECH, having originated $36,230,000 in loans.
AMARILLO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $218,975 (9.5%) | $298,124 (8.6%) | 0.81 | 1,018 |
| 2018-02-01 | $225,250 (9.9%) | $298,518 (9.3%) | 0.82 | 1,023 |
| 2018-03-01 | $225,000 (6.2%) | $303,151 (10.3%) | 0.79 | 1,017 |
| 2018-04-01 | $231,450 (8.0%) | $306,502 (8.4%) | 0.78 | 1,016 |
| 2018-05-01 | $236,700 (8.7%) | $309,283 (6.7%) | 0.79 | 1,083 |
| 2018-06-01 | $238,900 (8.9%) | $311,231 (7.4%) | 0.80 | 1,144 |
| 2018-07-01 | $238,600 (8.5%) | $310,106 (9.6%) | 0.80 | 1,202 |
| 2018-08-01 | $236,200 (7.5%) | $307,728 (8.5%) | 0.79 | 1,215 |
| 2018-09-01 | $234,900 (9.3%) | $306,618 (9.0%) | 0.79 | 1,191 |
| 2018-10-01 | $234,850 (9.7%) | $305,584 (7.4%) | 0.80 | 1,235 |
| 2018-11-01 | $235,950 (10.0%) | $302,984 (5.9%) | 0.80 | 1,228 |
| 2018-12-01 | $233,613 (8.7%) | $302,514 (3.2%) | 0.81 | 1,194 |
| 2019-01-01 | $227,450 (3.9%) | $294,602 (-1.2%) | 0.79 | 1,137 |
| 2019-02-01 | $235,425 (4.5%) | $299,480 (0.3%) | 0.80 | 1,136 |
| 2019-03-01 | $240,286 (6.8%) | $304,817 (0.6%) | 0.79 | 1,127 |
| 2019-04-01 | $243,500 (5.2%) | $305,551 (-0.3%) | 0.77 | 1,116 |
| 2019-05-01 | $248,975 (5.2%) | $314,697 (1.8%) | 0.78 | 1,091 |
| 2019-06-01 | $244,950 (2.5%) | $311,815 (0.2%) | 0.77 | 1,140 |
| 2019-07-01 | $239,475 (0.4%) | $312,099 (0.6%) | 0.75 | 1,129 |
| 2019-08-01 | $239,616 (1.5%) | $310,531 (0.9%) | 0.76 | 1,103 |
| 2019-09-01 | $239,115 (1.8%) | $306,885 (0.1%) | 0.77 | 1,065 |
| 2019-10-01 | $237,363 (1.1%) | $304,455 (-0.4%) | 0.77 | 1,037 |
| 2019-11-01 | $234,700 (-0.5%) | $306,651 (1.2%) | 0.77 | 966 |
| 2019-12-01 | $229,450 (-1.8%) | $302,064 (-0.2%) | 0.77 | 937 |
| 2020-01-01 | $227,344 (-0.1%) | $300,875 (2.1%) | 0.76 | 862 |
| 2020-02-01 | $239,925 (1.9%) | $317,160 (5.9%) | 0.79 | 864 |
| 2020-03-01 | $260,372 (8.4%) | $334,361 (9.7%) | 0.82 | 808 |
| 2020-04-01 | $269,450 (10.7%) | $333,321 (9.1%) | 0.84 | 787 |
| 2020-05-01 | $279,000 (12.1%) | $344,382 (9.4%) | 0.85 | 771 |
| 2020-06-01 | $281,200 (14.8%) | $353,522 (13.4%) | 0.83 | 729 |
| 2020-07-01 | $279,472 (16.7%) | $353,564 (13.3%) | 0.81 | 665 |
| 2020-08-01 | $272,268 (13.6%) | $351,797 (13.3%) | 0.78 | 604 |
| 2020-09-01 | $274,950 (15.0%) | $353,128 (15.1%) | 0.79 | 594 |
| 2020-10-01 | $275,000 (15.9%) | $355,429 (16.7%) | 0.79 | 583 |
| 2020-11-01 | $279,800 (19.2%) | $354,693 (15.7%) | 0.82 | 571 |
| 2020-12-01 | $279,685 (21.9%) | $360,706 (19.4%) | 0.83 | 509 |
| 2021-01-01 | $275,900 (21.4%) | $364,537 (21.2%) | 0.82 | 459 |
| 2021-02-01 | $317,375 (32.3%) | $412,383 (30.0%) | 0.92 | 370 |
| 2021-03-01 | $334,875 (28.6%) | $436,602 (30.6%) | 0.95 | 330 |
| 2021-04-01 | $340,440 (26.4%) | $440,938 (32.3%) | 0.92 | 334 |
| 2021-05-01 | $325,250 (16.6%) | $436,979 (26.9%) | 0.86 | 305 |
| 2021-06-01 | $306,250 (8.9%) | $406,486 (15.0%) | 0.81 | 368 |
| 2021-07-01 | $299,700 (7.2%) | $398,968 (12.8%) | 0.79 | 402 |
| 2021-08-01 | $288,000 (5.8%) | $396,877 (12.8%) | 0.77 | 407 |
| 2021-09-01 | $288,450 (4.9%) | $393,084 (11.3%) | 0.77 | 405 |
| 2021-10-01 | $305,000 (10.9%) | $402,139 (13.1%) | 0.81 | 403 |
| 2021-11-01 | $313,500 (12.0%) | $405,464 (14.3%) | 0.84 | 383 |
| 2021-12-01 | $316,200 (13.1%) | $410,301 (13.8%) | 0.86 | 361 |
| 2022-01-01 | $315,200 (14.2%) | $403,720 (10.8%) | 0.85 | 316 |
| 2022-02-01 | $332,625 (4.8%) | $426,390 (3.4%) | 0.87 | 286 |
| 2022-03-01 | $336,000 (0.3%) | $441,005 (1.0%) | 0.84 | 251 |
| 2022-04-01 | $326,950 (-4.0%) | $433,513 (-1.7%) | 0.78 | 283 |
| 2022-05-01 | $322,000 (-1.0%) | $407,502 (-6.8%) | 0.74 | 342 |
| 2022-06-01 | $330,950 (8.1%) | $394,456 (-3.0%) | 0.74 | 407 |
| 2022-07-01 | $320,000 (6.8%) | $382,496 (-4.1%) | 0.72 | 481 |
| 2022-08-01 | $326,838 (13.5%) | $381,309 (-3.9%) | 0.76 | 507 |
| 2022-09-01 | $326,500 (13.2%) | $383,139 (-2.5%) | 0.76 | 501 |
| 2022-10-01 | $325,000 (6.6%) | $374,577 (-6.9%) | 0.76 | 526 |
| 2022-11-01 | $327,450 (4.5%) | $377,437 (-6.9%) | 0.79 | 562 |
| 2022-12-01 | $340,000 (7.5%) | $379,130 (-7.6%) | 0.84 | 550 |
| 2023-01-01 | $346,650 (10.0%) | $386,446 (-4.3%) | 0.86 | 541 |
| 2023-02-01 | $359,925 (8.2%) | $394,745 (-7.4%) | 0.87 | 554 |
| 2023-03-01 | $349,900 (4.1%) | $393,769 (-10.7%) | 0.83 | 566 |
| 2023-04-01 | $355,025 (8.6%) | $404,331 (-6.7%) | 0.83 | 592 |
| 2023-05-01 | $373,500 (16.0%) | $421,912 (3.5%) | 0.85 | 646 |
| 2023-06-01 | $375,396 (13.4%) | $426,414 (8.1%) | 0.84 | 698 |
| 2023-07-01 | $375,000 (17.2%) | $424,902 (11.1%) | 0.85 | 732 |
| 2023-08-01 | $368,870 (12.9%) | $417,217 (9.4%) | 0.85 | 735 |
| 2023-09-01 | $345,000 (5.7%) | $422,409 (10.3%) | 0.80 | 771 |
| 2023-10-01 | $335,500 (3.2%) | $418,442 (11.7%) | 0.79 | 808 |
| 2023-11-01 | $317,000 (-3.2%) | $394,058 (4.4%) | 0.75 | 882 |
| 2023-12-01 | $320,000 (-5.9%) | $396,071 (4.5%) | 0.78 | 891 |
| 2024-01-01 | $314,503 (-9.3%) | $396,685 (2.7%) | 0.77 | 872 |
| 2024-02-01 | $313,950 (-12.8%) | $397,010 (0.6%) | 0.76 | 876 |
| 2024-03-01 | $315,000 (-10.0%) | $400,797 (1.8%) | 0.74 | 882 |
| 2024-04-01 | $313,750 (-11.6%) | $410,827 (1.6%) | 0.73 | 882 |
| 2024-05-01 | $317,600 (-15.0%) | $417,284 (-1.1%) | 0.72 | 910 |
| 2024-06-01 | $315,000 (-16.1%) | $417,349 (-2.1%) | 0.72 | 971 |
| 2024-07-01 | $299,394 (-20.2%) | $392,033 (-7.7%) | 0.68 | 1,021 |
| 2024-08-01 | $299,000 (-18.9%) | $382,087 (-8.4%) | 0.70 | 1,023 |
| 2024-09-01 | $299,900 (-13.1%) | $376,821 (-10.8%) | 0.71 | 1,019 |
| 2024-10-01 | $293,875 (-12.4%) | $373,967 (-10.6%) | 0.69 | 1,045 |
| 2024-11-01 | $295,250 (-6.9%) | $379,987 (-3.6%) | 0.71 | 1,047 |
| 2024-12-01 | $298,250 (-6.8%) | $381,274 (-3.7%) | 0.74 | 1,033 |
| 2025-01-01 | $297,355 (-5.5%) | $379,034 (-4.5%) | 0.74 | 986 |
| 2025-02-01 | $290,747 (-7.4%) | $378,316 (-4.7%) | 0.71 | 1,029 |
| 2025-03-01 | $298,500 (-5.2%) | $382,322 (-4.6%) | 0.00 | 1,013 |
AMARILLO's median listing price for 2025-03-01 was $298,500, a difference of
$-16,500
(-5.2%) versus the prior year and
$7,753 versus the prior month.
AMARILLO's median listing price comes in at 0% of the national average.
AMARILLO's average listing price for 2025-03-01 was $382,322, a difference of $-18,475 (-4.6%) versus the prior year and $4,006 versus the prior month.
For the 2025-03-01 period, AMARILLO had 1,013 MLS listings, a difference of -16 listings (-2%) versus the prior month and 131 listings (15%) versus the prior year.
AMARILLO's median listing price comes in at 0% of the national average.
AMARILLO's average listing price for 2025-03-01 was $382,322, a difference of $-18,475 (-4.6%) versus the prior year and $4,006 versus the prior month.
For the 2025-03-01 period, AMARILLO had 1,013 MLS listings, a difference of -16 listings (-2%) versus the prior month and 131 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 70 days | 2,067 sqft |
| 2018-02-01 | 48 days | 2,085 sqft |
| 2018-03-01 | 48 days | 2,094 sqft |
| 2018-04-01 | 53 days | 2,123 sqft |
| 2018-05-01 | 51 days | 2,137 sqft |
| 2018-06-01 | 47 days | 2,147 sqft |
| 2018-07-01 | 52 days | 2,140 sqft |
| 2018-08-01 | 53 days | 2,137 sqft |
| 2018-09-01 | 57 days | 2,132 sqft |
| 2018-10-01 | 59 days | 2,121 sqft |
| 2018-11-01 | 61 days | 2,119 sqft |
| 2018-12-01 | 71 days | 2,115 sqft |
| 2019-01-01 | 68 days | 2,106 sqft |
| 2019-02-01 | 45 days | 2,106 sqft |
| 2019-03-01 | 51 days | 2,113 sqft |
| 2019-04-01 | 58 days | 2,122 sqft |
| 2019-05-01 | 60 days | 2,136 sqft |
| 2019-06-01 | 60 days | 2,122 sqft |
| 2019-07-01 | 59 days | 2,114 sqft |
| 2019-08-01 | 59 days | 2,118 sqft |
| 2019-09-01 | 60 days | 2,104 sqft |
| 2019-10-01 | 63 days | 2,090 sqft |
| 2019-11-01 | 68 days | 2,059 sqft |
| 2019-12-01 | 74 days | 2,030 sqft |
| 2020-01-01 | 71 days | 2,033 sqft |
| 2020-02-01 | 56 days | 2,054 sqft |
| 2020-03-01 | 53 days | 2,147 sqft |
| 2020-04-01 | 54 days | 2,179 sqft |
| 2020-05-01 | 56 days | 2,220 sqft |
| 2020-06-01 | 50 days | 2,258 sqft |
| 2020-07-01 | 52 days | 2,240 sqft |
| 2020-08-01 | 51 days | 2,225 sqft |
| 2020-09-01 | 44 days | 2,226 sqft |
| 2020-10-01 | 45 days | 2,212 sqft |
| 2020-11-01 | 43 days | 2,216 sqft |
| 2020-12-01 | 54 days | 2,211 sqft |
| 2021-01-01 | 63 days | 2,197 sqft |
| 2021-02-01 | 40 days | 2,393 sqft |
| 2021-03-01 | 37 days | 2,485 sqft |
| 2021-04-01 | 30 days | 2,520 sqft |
| 2021-05-01 | 32 days | 2,487 sqft |
| 2021-06-01 | 24 days | 2,217 sqft |
| 2021-07-01 | 31 days | 2,204 sqft |
| 2021-08-01 | 34 days | 2,162 sqft |
| 2021-09-01 | 38 days | 2,097 sqft |
| 2021-10-01 | 41 days | 2,142 sqft |
| 2021-11-01 | 44 days | 2,160 sqft |
| 2021-12-01 | 47 days | 2,132 sqft |
| 2022-01-01 | 46 days | 2,125 sqft |
| 2022-02-01 | 33 days | 2,221 sqft |
| 2022-03-01 | 31 days | 2,234 sqft |
| 2022-04-01 | 22 days | 2,164 sqft |
| 2022-05-01 | 22 days | 2,138 sqft |
| 2022-06-01 | 27 days | 2,143 sqft |
| 2022-07-01 | 31 days | 2,103 sqft |
| 2022-08-01 | 37 days | 2,129 sqft |
| 2022-09-01 | 40 days | 2,136 sqft |
| 2022-10-01 | 45 days | 2,148 sqft |
| 2022-11-01 | 44 days | 2,156 sqft |
| 2022-12-01 | 51 days | 2,160 sqft |
| 2023-01-01 | 54 days | 2,147 sqft |
| 2023-02-01 | 41 days | 2,165 sqft |
| 2023-03-01 | 45 days | 2,120 sqft |
| 2023-04-01 | 44 days | 2,145 sqft |
| 2023-05-01 | 42 days | 2,190 sqft |
| 2023-06-01 | 42 days | 2,204 sqft |
| 2023-07-01 | 45 days | 2,197 sqft |
| 2023-08-01 | 48 days | 2,167 sqft |
| 2023-09-01 | 47 days | 2,118 sqft |
| 2023-10-01 | 50 days | 2,101 sqft |
| 2023-11-01 | 52 days | 2,059 sqft |
| 2023-12-01 | 57 days | 2,053 sqft |
| 2024-01-01 | 62 days | 2,036 sqft |
| 2024-02-01 | 47 days | 2,033 sqft |
| 2024-03-01 | 48 days | 2,040 sqft |
| 2024-04-01 | 52 days | 2,011 sqft |
| 2024-05-01 | 47 days | 2,064 sqft |
| 2024-06-01 | 51 days | 2,053 sqft |
| 2024-07-01 | 52 days | 1,984 sqft |
| 2024-08-01 | 53 days | 1,972 sqft |
| 2024-09-01 | 56 days | 1,953 sqft |
| 2024-10-01 | 58 days | 1,960 sqft |
| 2024-11-01 | 64 days | 1,977 sqft |
| 2024-12-01 | 72 days | 1,999 sqft |
| 2025-01-01 | 68 days | 1,989 sqft |
| 2025-02-01 | 48 days | 2,002 sqft |
| 2025-03-01 | 0 days | 2,023 sqft |
AMARILLO's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
AMARILLO's median square footage for active listings during the 2025-03-01 period was 2,023 sqft. One year prior, the average listing was 2,040 sqft.
AMARILLO's median square footage for active listings during the 2025-03-01 period was 2,023 sqft. One year prior, the average listing was 2,040 sqft.
AMARILLO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,159 | $796,095,000 | $252,009 |
| Cash Out Refi | 582 | $104,540,000 | $179,622 |
| Other | 558 | $51,850,000 | $92,921 |
| Refi | 396 | $115,840,000 | $292,525 |
| Home Improvement | 108 | $10,170,000 | $94,167 |
Amarillo's most frequently cited loan purpose was Home Purchase, with 3,159 originations. The 2nd most popular reason was Cash Out Refi, with 582 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,845 | $459,375,000 | $248,984 |
| 7-8% | 1,009 | $210,805,000 | $208,925 |
| Over 8% | 971 | $125,845,000 | $129,604 |
| 5-6% | 646 | $175,260,000 | $271,300 |
| <2.5% | 44 | $1,310,000 | $29,773 |
| 4-5% | 35 | $32,735,000 | $935,286 |
| 2.5-3% | 5 | $865,000 | $173,000 |
| 3-4% | 4 | $660,000 | $165,000 |
During 2024, Amarillo's most frequently originated rate bucket was 6-7%, with 1,845 originations.
Loan Sizing (AMARILLO, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,691 | $460,355,000 | $272,238 |
| $100k-200k | 1,604 | $240,450,000 | $149,906 |
| $100,000 or less | 1,095 | $63,285,000 | $57,795 |
| $400k-600k | 296 | $140,080,000 | $473,243 |
| $600k-1000k | 89 | $64,965,000 | $729,944 |
| $Over $1MM | 28 | $109,360,000 | $3,905,714 |
AMARILLO's loan sizing saw the bucket of loans from $200k-400k with 1,691 originations, totaling $460,355,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,288 | $562,450,000 | $245,826 |
| 60-80% | 897 | $259,765,000 | $289,593 |
| 20-40% | 426 | $46,860,000 | $110,000 |
| Under 20% | 414 | $18,590,000 | $44,903 |
| 40-60% | 393 | $68,425,000 | $174,109 |
| Over 100% | 73 | $32,155,000 | $440,479 |
AMARILLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,288 originations, totaling $562,450,000 in origination value.