AMARILLO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Amarillo averaged
6.78%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.67% and
one month ago for the week of 2024-11-07, the
average rate was 6.77%.
Amarillo's average rate one year ago was 6.91%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.02%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Amarillo 30 Year Fixed Rate | 2024-12-12 | 6.78% |
Amarillo 30 Year Fixed Rate Refi | 2024-12-12 | 7.02% |
Amarillo 15 Year Fixed Rate | 2024-12-12 | 6.48% |
Amarillo 15 Year Fixed Rate Refi | 2024-12-12 | 5.74% |
Amarillo 30 Year FHA | 2024-12-12 | 6.2% |
Amarillo 30 Year FHA Refi | 2024-12-12 | 6.38% |
Amarillo 30 Year USDA | 2024-12-12 | 6.1% |
Amarillo 30 Year USDA Refi | 2024-12-12 | 6.3% |
Amarillo 30 Year VA | 2024-12-12 | 6.27% |
Amarillo 30 Year VA Refi | 2024-12-12 | 6.28% |
AMARILLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the AMARILLO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
AMARILLO Average Closing Costs & Other Stats
AMARILLO, TX's 135 lenders originated 4,500
loans during 2023. The total origination value was $943,360,000, with an average loan value of
$209,636.
AMARILLO's average closing costs are $5,705.
The top AMARILLO lender as defined by loan originations is Amarillo National Bank, with
369 loans originated. Their average total fees are
$4,848, which is $2,084
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee AMARILLO lenders (with over 10 loans originated) are
Education Credit Union ($3,443), TEXAS TECH ($4,784), Amarillo National Bank ($4,848), Access Community Credit Union ($4,943) and Centennial Bank ($5,504).
The lowest rate AMARILLO lenders (with over 10 loans originated) are
PREMIER LENDING, INC. (5.86%), TEXAS TECH (6.56%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.62%), UNITED WHOLESALE MORTGAGE, LLC (6.70%) and Centennial Bank (6.74%).
AMARILLO, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Amarillo National Bank | $233,135,000 | $189,780,000 | -18.6% | 20.1% |
AMCAP MORTGAGE, LTD. | $58,460,000 | $55,300,000 | -5.4% | 5.9% |
ASSOCIATED MORTGAGE CORPORATION | $52,340,000 | $46,450,000 | -11.3% | 4.9% |
QUICKEN LOANS, LLC | $56,345,000 | $38,840,000 | -31.1% | 4.1% |
First United Bank | $43,445,000 | $36,495,000 | -16.0% | 3.9% |
TEXAS TECH | $7,035,000 | $30,950,000 | 339.9% | 3.3% |
FirstBank Southwest | $40,155,000 | $29,380,000 | -26.8% | 3.1% |
Education Credit Union | $40,085,000 | $26,565,000 | -33.7% | 2.8% |
NATIONS RELIABLE LENDING, LLC | $51,120,000 | $25,565,000 | -50.0% | 2.7% |
Centennial Bank | $94,990,000 | $24,945,000 | -73.7% | 2.6% |
CARDINAL FINANCIAL | $11,345,000 | $24,355,000 | 114.7% | 2.6% |
WALKER & DUNLOP, LLC | $17,455,000 | $24,345,000 | 39.5% | 2.6% |
Access Community Credit Union | $22,480,000 | $23,335,000 | 3.8% | 2.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $36,635,000 | $19,710,000 | -46.2% | 2.1% |
Mortgage Research Center, LLC | $24,695,000 | $19,615,000 | -20.6% | 2.1% |
Prosperity Bank | $4,120,000 | $18,465,000 | 348.2% | 2.0% |
UNITED WHOLESALE MORTGAGE, LLC | $12,885,000 | $15,925,000 | 23.6% | 1.7% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $19,085,000 | $15,545,000 | -18.5% | 1.6% |
EVERETT FINANCIAL, INC. | $22,700,000 | $14,185,000 | -37.5% | 1.5% |
Herring Bank | $13,355,000 | $10,375,000 | -22.3% | 1.1% |
PREMIER LENDING, INC. | $18,995,000 | $9,080,000 | -52.2% | 1.0% |
SECURITYNATIONAL MORTGAGE COMPANY | $1,030,000 | $8,135,000 | 689.8% | 0.9% |
Western Bank | $30,250,000 | $7,215,000 | -76.1% | 0.8% |
21ST MORTGAGE CORPORATION | $5,855,000 | $7,100,000 | 21.3% | 0.8% |
MEMBER HOME LOAN, L.L.C. | $14,600,000 | $6,870,000 | -52.9% | 0.7% |
Southern Bank | $6,305,000 | n/a | 0.7% | |
THE MORTGAGE LINK, INC. | $2,025,000 | $6,090,000 | 200.7% | 0.6% |
AMARILLO COMMUNITY | $6,655,000 | $6,085,000 | -8.6% | 0.6% |
American State Bank | $20,385,000 | $5,955,000 | -70.8% | 0.6% |
NAVY FEDERAL CREDIT UNION | $7,630,000 | $5,175,000 | -32.2% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,840,000 | $4,935,000 | 28.5% | 0.5% |
Wells Fargo Bank | $9,805,000 | $4,695,000 | -52.1% | 0.5% |
GUILD MORTGAGE COMPANY | $1,720,000 | $4,515,000 | 162.5% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $11,920,000 | $4,505,000 | -62.2% | 0.5% |
JONES LANG LASALLE MULTIFAMILY, LLC | $4,305,000 | n/a | 0.5% | |
HOMETRUST MORTGAGE COMPANY | $3,185,000 | $4,215,000 | 32.3% | 0.4% |
Enterprise Bank & Trust | $4,205,000 | n/a | 0.4% | |
LOANDEPOT.COM, LLC | $14,050,000 | $4,150,000 | -70.5% | 0.4% |
USAA Federal Savings Bank | $6,605,000 | $3,995,000 | -39.5% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $9,485,000 | $3,935,000 | -58.5% | 0.4% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,610,000 | $3,930,000 | 50.6% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,515,000 | $3,535,000 | 40.6% | 0.4% |
Bank of America | $5,015,000 | $3,510,000 | -30.0% | 0.4% |
The People's Federal Credit Union | $2,635,000 | $3,430,000 | 30.2% | 0.4% |
Flagstar Bank, FSB | $5,180,000 | $2,950,000 | -43.1% | 0.3% |
AMPLIFY | $2,900,000 | $2,815,000 | -2.9% | 0.3% |
First Financial Bank | $6,535,000 | $2,520,000 | -61.4% | 0.3% |
JPMorgan Chase Bank | $8,830,000 | $2,465,000 | -72.1% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $1,070,000 | $2,425,000 | 126.6% | 0.3% |
Morgan Stanley Private Bank | $2,520,000 | $2,270,000 | -9.9% | 0.2% |
CMG MORTGAGE, INC. | $1,965,000 | $2,245,000 | 14.2% | 0.2% |
ACADEMY MORTGAGE CORPORATION | $835,000 | $2,240,000 | 168.3% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $5,385,000 | $2,215,000 | -58.9% | 0.2% |
U.S. Bank | $4,025,000 | $2,205,000 | -45.2% | 0.2% |
LEADERONE FINANCIAL CORPORATION | $1,185,000 | $2,195,000 | 85.2% | 0.2% |
FREEDOM MORTGAGE CORPORATION | $7,830,000 | $1,945,000 | -75.2% | 0.2% |
Stride Bank | $225,000 | $1,935,000 | 760.0% | 0.2% |
Plains Commerce Bank | $1,880,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $1,130,000 | $1,680,000 | 48.7% | 0.2% |
JMAC LENDING, INC. | $705,000 | $1,660,000 | 135.5% | 0.2% |
THRIVE MORTGAGE, LLC | $8,955,000 | $1,640,000 | -81.7% | 0.2% |
1ST SIGNATURE LENDING, LLC | $1,575,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $5,240,000 | $1,570,000 | -70.0% | 0.2% |
S1L, Inc. | $1,150,000 | $1,500,000 | 30.4% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $1,695,000 | $1,240,000 | -26.8% | 0.1% |
GUARANTEED RATE, INC. | $4,375,000 | $1,170,000 | -73.3% | 0.1% |
TIB The Independent Bankersbank | $455,000 | $1,030,000 | 126.4% | 0.1% |
Truist | $935,000 | $1,015,000 | 8.6% | 0.1% |
City Bank | $1,440,000 | $975,000 | -32.3% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $1,410,000 | $970,000 | -31.2% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $2,625,000 | $945,000 | -64.0% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $2,255,000 | $940,000 | -58.3% | 0.1% |
Gateway First Bank | $2,115,000 | $935,000 | -55.8% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $1,550,000 | $910,000 | -41.3% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $515,000 | $895,000 | 73.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $305,000 | $855,000 | 180.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $2,290,000 | $850,000 | -62.9% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $835,000 | n/a | 0.1% | |
Regions Bank | $380,000 | $805,000 | 111.8% | 0.1% |
PILGRIM MORTGAGE LLC | $770,000 | n/a | 0.1% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $215,000 | $765,000 | 255.8% | 0.1% |
MANN FINANCIAL INC. | $760,000 | n/a | 0.1% | |
NEWREZ LLC | $3,190,000 | $755,000 | -76.3% | 0.1% |
NFM, INC. | $445,000 | $755,000 | 69.7% | 0.1% |
First National Bank Texas | $135,000 | $750,000 | 455.6% | 0.1% |
F & M Bank | $740,000 | n/a | 0.1% | |
PNC Bank | $1,125,000 | $740,000 | -34.2% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $500,000 | $735,000 | 47.0% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $235,000 | $730,000 | 210.6% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,740,000 | $725,000 | -80.6% | 0.1% |
Prosperity Home Mortgage, LLC | $1,275,000 | $725,000 | -43.1% | 0.1% |
V.I.P. MORTGAGE, INC. | $700,000 | n/a | 0.1% | |
Discover Bank | $530,000 | $695,000 | 31.1% | 0.1% |
Truity Federal Credit Union | $730,000 | $685,000 | -6.2% | 0.1% |
Citizens Bank | $565,000 | $680,000 | 20.4% | 0.1% |
AmeriHome Mortgage Company, LLC | $1,405,000 | $675,000 | -52.0% | 0.1% |
Alliance Credit Union | $1,855,000 | $670,000 | -63.9% | 0.1% |
Network Funding, L.P. | $10,770,000 | $670,000 | -93.8% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $780,000 | $665,000 | -14.7% | 0.1% |
PLANET HOME LENDING, LLC | $1,660,000 | $640,000 | -61.4% | 0.1% |
American Momentum Bank | $635,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $2,485,000 | $625,000 | -74.8% | 0.1% |
ZILLOW HOME LOANS, LLC | $540,000 | $625,000 | 15.7% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $520,000 | $610,000 | 17.3% | 0.1% |
NBKC BANK | $1,225,000 | $595,000 | -51.4% | 0.1% |
Servion, Inc. | $320,000 | $595,000 | 85.9% | 0.1% |
Equity Prime Mortgage LLC | $715,000 | $590,000 | -17.5% | 0.1% |
BOKF | $11,015,000 | $580,000 | -94.7% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $105,000 | $575,000 | 447.6% | 0.1% |
Carrington Mortgage Services, LLC | $1,935,000 | $575,000 | -70.3% | 0.1% |
American National Bank & Trust | $635,000 | $570,000 | -10.2% | 0.1% |
MOVEMENT MORTGAGE, LLC | $415,000 | $570,000 | 37.3% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $155,000 | $570,000 | 267.7% | 0.1% |
UNION HOME MORTGAGE CORP. | $435,000 | $570,000 | 31.0% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $760,000 | $565,000 | -25.7% | 0.1% |
FBC MORTGAGE, LLC | $165,000 | $555,000 | 236.4% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $550,000 | n/a | 0.1% | |
HOMEXPRESS MORTGAGE CORP. | $330,000 | $535,000 | 62.1% | 0.1% |
Evolve Bank & Trust | $825,000 | $530,000 | -35.8% | 0.1% |
First Horizon Bank | $525,000 | n/a | 0.1% | |
MORTGAGE ACCESS CORP. | $515,000 | n/a | 0.1% | |
Trinity Oaks Mortgage, LLC | $3,840,000 | $500,000 | -87.0% | 0.1% |
Strong Home Mortgage, LLC | $365,000 | $495,000 | 35.6% | 0.1% |
LENDSURE MORTGAGE CORP. | $455,000 | $490,000 | 7.7% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $480,000 | n/a | 0.1% | |
Farmers Bank & Trust | $455,000 | n/a | 0.0% | |
HOME APPROVALS DIRECT, INC. | $455,000 | n/a | 0.0% | |
Deere Employees Credit Union | $270,000 | $445,000 | 64.8% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
American Bank of Commerce | $150,000 | $440,000 | 193.3% | 0.0% |
First Bank | $440,000 | n/a | 0.0% | |
BECKAM FUNDING CORP. | $435,000 | n/a | 0.0% | |
Simmons Bank | $430,000 | n/a | 0.0% | |
Axos Bank | $425,000 | n/a | 0.0% | |
United Fidelity Funding Corp. | $415,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $405,000 | n/a | 0.0% | |
SUMMIT FUNDING, INC. | $405,000 | n/a | 0.0% | |
The First National Bank of Las Animas | $405,000 | n/a | 0.0% | |
RANDOLPH-BROOKS | $760,000 | $385,000 | -49.3% | 0.0% |
T2 FINANCIAL LLC | $380,000 | n/a | 0.0% | |
CALIBER HOME LOANS, INC. | $5,830,000 | $375,000 | -93.6% | 0.0% |
PHH Mortgage Corporation | $450,000 | $375,000 | -16.7% | 0.0% |
First National Bank of Omaha | $365,000 | n/a | 0.0% | |
SENTE MORTGAGE, INC. | $360,000 | n/a | 0.0% | |
InterBank | $1,555,000 | $355,000 | -77.2% | 0.0% |
NexBank | $420,000 | $345,000 | -17.9% | 0.0% |
PREMIA MORTGAGE, LLC | $1,430,000 | $345,000 | -75.9% | 0.0% |
Community First National Bank | $335,000 | n/a | 0.0% | |
WesBanco | $335,000 | n/a | 0.0% | |
West Texas National Bank | $335,000 | n/a | 0.0% | |
Ally Bank | $2,105,000 | $330,000 | -84.3% | 0.0% |
LIMA ONE CAPITAL, LLC | $6,425,000 | $325,000 | -94.9% | 0.0% |
Metro City Bank | $315,000 | n/a | 0.0% | |
NEW DAY FINANCIAL, LLC | $605,000 | $310,000 | -48.8% | 0.0% |
A&D Mortgage LLC | $215,000 | $305,000 | 41.9% | 0.0% |
CLEARPATH LENDING | $145,000 | $295,000 | 103.4% | 0.0% |
Community National Bank | $295,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $310,000 | $295,000 | -4.8% | 0.0% |
CrossFirst Bank | $295,000 | n/a | 0.0% | |
LOANPEOPLE, LLC | $425,000 | $295,000 | -30.6% | 0.0% |
Peoples Bank | $1,590,000 | $295,000 | -81.4% | 0.0% |
RANLIFE, INC. | $1,030,000 | $295,000 | -71.4% | 0.0% |
GENEVA FINANCIAL, LLC | $525,000 | $285,000 | -45.7% | 0.0% |
HOMESTEAD FUNDING CORP. | $570,000 | $285,000 | -50.0% | 0.0% |
BancorpSouth | $345,000 | $275,000 | -20.3% | 0.0% |
GULF COAST EDUCATORS FEDERAL CREDIT UNION | $285,000 | $275,000 | -3.5% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
SFMC, LP | $740,000 | $275,000 | -62.8% | 0.0% |
AMWEST FUNDING CORP. | $145,000 | $270,000 | 86.2% | 0.0% |
ADVISA MORTGAGE SERVICES, LTD. | $255,000 | n/a | 0.0% | |
UNION SQUARE | $115,000 | $255,000 | 121.7% | 0.0% |
Baxter Credit Union | $245,000 | n/a | 0.0% | |
BAYSHORE MORTGAGE FUNDING, LLC | $245,000 | n/a | 0.0% | |
Great Plains National Bank | $245,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $240,000 | n/a | 0.0% | |
FIRST NATIONAL BANK OF WEATHERFORD | $235,000 | n/a | 0.0% | |
GUARANTEED RATE AFFINITY, LLC | $235,000 | n/a | 0.0% | |
SANDIA LABORATORY | $235,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $1,870,000 | $230,000 | -87.7% | 0.0% |
BM Real Estate Services, Inc. | $225,000 | n/a | 0.0% | |
Town Square Mortgage & Investments, Inc. | $225,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $225,000 | n/a | 0.0% | |
Bell Bank | $535,000 | $215,000 | -59.8% | 0.0% |
CITYWIDE HOME LOANS, LLC | $215,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $215,000 | n/a | 0.0% | |
FIRST TECHNOLOGY | $2,430,000 | $215,000 | -91.2% | 0.0% |
TEXAS DOW EMPLOYEES CREDIT UNION | $235,000 | $210,000 | -10.6% | 0.0% |
NTFN, INC. | $205,000 | n/a | 0.0% | |
First IC Corporation | $195,000 | n/a | 0.0% | |
Mid-Continent Funding, Inc. | $680,000 | $195,000 | -71.3% | 0.0% |
Arvest Bank | $630,000 | $185,000 | -70.6% | 0.0% |
AXIA FINANCIAL, LLC | $125,000 | $185,000 | 48.0% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $175,000 | $185,000 | 5.7% | 0.0% |
Wyndham Capital Mortgage, Inc. | $785,000 | $185,000 | -76.4% | 0.0% |
AMERITRUST MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
International Bank of Commerce | $175,000 | n/a | 0.0% | |
Legend Bank, N.A. | $175,000 | n/a | 0.0% | |
LRS FINANCIAL NETWORK, INC. | $185,000 | $175,000 | -5.4% | 0.0% |
CANOPY MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
UNIVERSITY Federal Credit Union | $4,430,000 | $155,000 | -96.5% | 0.0% |
American Nation Bank | $145,000 | n/a | 0.0% | |
UNIVERSAL LENDING CORPORATION | $2,085,000 | $145,000 | -93.0% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $865,000 | $135,000 | -84.4% | 0.0% |
DEEPHAVEN MORTGAGE LLC | $125,000 | n/a | 0.0% | |
NOVA FINANCIAL & INVESTMENT CORPORATION | $505,000 | $125,000 | -75.2% | 0.0% |
SeaTrust Mortgage Company | $125,000 | n/a | 0.0% | |
SUN WEST MORTGAGE COMPANY, INC. | $665,000 | $125,000 | -81.2% | 0.0% |
West Gate Bank | $3,510,000 | $125,000 | -96.4% | 0.0% |
DOMINION FINANCIAL SERVICES, LLC | $310,000 | $115,000 | -62.9% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $145,000 | $105,000 | -27.6% | 0.0% |
Bank 7 | $105,000 | n/a | 0.0% | |
Bank of England | $670,000 | $105,000 | -84.3% | 0.0% |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
Barrington Bank & Trust Company, N.A. | $705,000 | $95,000 | -86.5% | 0.0% |
COUNTRYPLACE MORTGAGE, LTD. | $250,000 | $95,000 | -62.0% | 0.0% |
Independent Bank | $3,980,000 | $95,000 | -97.6% | 0.0% |
LENDINGHOME FUNDING CORPORATION | $450,000 | $95,000 | -78.9% | 0.0% |
First State Bank | $355,000 | $85,000 | -76.1% | 0.0% |
Credit Union of Texas | $130,000 | $75,000 | -42.3% | 0.0% |
First State Bank | $355,000 | $75,000 | -78.9% | 0.0% |
LOANPAL, LLC | $645,000 | $75,000 | -88.4% | 0.0% |
SPRING EQ, LLC | $65,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $885,000 | $55,000 | -93.8% | 0.0% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $55,000 | n/a | 0.0% |
AMARILLO's top lender by overall market share is Amarillo National Bank, with 20.1% market share. In second place, with 5.9%, is AMCAP MORTGAGE, LTD., having originated $55,300,000 in loans. In third place, with 4.9%, is ASSOCIATED MORTGAGE CORPORATION, having originated $46,450,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $38,840,000 in loans. In fifth place, with 3.9%, is First United Bank, having originated $36,495,000 in loans.
AMARILLO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $218,975 (9.5%) | $298,124 (8.6%) | 0.81 | 1,018 |
2018-02-01 | $225,250 (9.9%) | $298,518 (9.3%) | 0.82 | 1,023 |
2018-03-01 | $225,000 (6.2%) | $303,151 (10.3%) | 0.79 | 1,017 |
2018-04-01 | $231,450 (8.0%) | $306,502 (8.4%) | 0.78 | 1,016 |
2018-05-01 | $236,700 (8.7%) | $309,283 (6.7%) | 0.79 | 1,083 |
2018-06-01 | $238,900 (8.9%) | $311,231 (7.4%) | 0.80 | 1,144 |
2018-07-01 | $238,600 (8.5%) | $310,106 (9.6%) | 0.80 | 1,202 |
2018-08-01 | $236,200 (7.5%) | $307,728 (8.5%) | 0.79 | 1,215 |
2018-09-01 | $234,900 (9.3%) | $306,618 (9.0%) | 0.79 | 1,191 |
2018-10-01 | $234,850 (9.7%) | $305,584 (7.4%) | 0.80 | 1,235 |
2018-11-01 | $235,950 (10.0%) | $302,984 (5.9%) | 0.80 | 1,228 |
2018-12-01 | $233,613 (8.7%) | $302,514 (3.2%) | 0.81 | 1,193 |
2019-01-01 | $227,700 (4.0%) | $294,781 (-1.1%) | 0.79 | 1,136 |
2019-02-01 | $235,450 (4.5%) | $299,664 (0.4%) | 0.80 | 1,135 |
2019-03-01 | $240,286 (6.8%) | $305,008 (0.6%) | 0.79 | 1,126 |
2019-04-01 | $243,500 (5.2%) | $305,647 (-0.3%) | 0.77 | 1,116 |
2019-05-01 | $248,975 (5.2%) | $314,697 (1.8%) | 0.78 | 1,091 |
2019-06-01 | $244,950 (2.5%) | $311,815 (0.2%) | 0.77 | 1,140 |
2019-07-01 | $239,475 (0.4%) | $312,099 (0.6%) | 0.75 | 1,129 |
2019-08-01 | $239,616 (1.5%) | $310,531 (0.9%) | 0.76 | 1,103 |
2019-09-01 | $239,115 (1.8%) | $306,885 (0.1%) | 0.77 | 1,065 |
2019-10-01 | $237,363 (1.1%) | $304,455 (-0.4%) | 0.77 | 1,037 |
2019-11-01 | $234,700 (-0.5%) | $306,651 (1.2%) | 0.77 | 966 |
2019-12-01 | $229,450 (-1.8%) | $302,064 (-0.2%) | 0.77 | 937 |
2020-01-01 | $227,344 (-0.2%) | $300,875 (2.1%) | 0.76 | 862 |
2020-02-01 | $239,925 (1.9%) | $317,160 (5.8%) | 0.79 | 864 |
2020-03-01 | $260,372 (8.4%) | $334,361 (9.6%) | 0.82 | 808 |
2020-04-01 | $269,450 (10.7%) | $333,321 (9.1%) | 0.84 | 787 |
2020-05-01 | $279,000 (12.1%) | $344,382 (9.4%) | 0.85 | 771 |
2020-06-01 | $281,200 (14.8%) | $353,522 (13.4%) | 0.83 | 729 |
2020-07-01 | $279,472 (16.7%) | $353,564 (13.3%) | 0.81 | 665 |
2020-08-01 | $272,268 (13.6%) | $351,797 (13.3%) | 0.78 | 604 |
2020-09-01 | $274,950 (15.0%) | $353,128 (15.1%) | 0.79 | 594 |
2020-10-01 | $275,000 (15.9%) | $355,429 (16.7%) | 0.79 | 583 |
2020-11-01 | $279,800 (19.2%) | $354,693 (15.7%) | 0.82 | 571 |
2020-12-01 | $279,685 (21.9%) | $360,706 (19.4%) | 0.83 | 509 |
2021-01-01 | $275,900 (21.4%) | $364,537 (21.2%) | 0.82 | 459 |
2021-02-01 | $317,375 (32.3%) | $412,383 (30.0%) | 0.92 | 370 |
2021-03-01 | $334,875 (28.6%) | $436,602 (30.6%) | 0.95 | 330 |
2021-04-01 | $340,440 (26.4%) | $440,938 (32.3%) | 0.92 | 334 |
2021-05-01 | $325,250 (16.6%) | $436,979 (26.9%) | 0.86 | 305 |
2021-06-01 | $306,250 (8.9%) | $406,486 (15.0%) | 0.81 | 368 |
2021-07-01 | $299,900 (7.3%) | $399,773 (13.1%) | 0.79 | 401 |
2021-08-01 | $288,975 (6.1%) | $397,666 (13.0%) | 0.77 | 407 |
2021-09-01 | $288,450 (4.9%) | $393,456 (11.4%) | 0.77 | 405 |
2021-10-01 | $305,000 (10.9%) | $402,139 (13.1%) | 0.81 | 403 |
2021-11-01 | $313,500 (12.0%) | $405,464 (14.3%) | 0.84 | 383 |
2021-12-01 | $316,200 (13.1%) | $410,301 (13.8%) | 0.86 | 361 |
2022-01-01 | $315,200 (14.2%) | $403,720 (10.8%) | 0.85 | 316 |
2022-02-01 | $332,625 (4.8%) | $426,390 (3.4%) | 0.87 | 286 |
2022-03-01 | $336,000 (0.3%) | $441,005 (1.0%) | 0.84 | 251 |
2022-04-01 | $326,950 (-4.0%) | $433,513 (-1.7%) | 0.78 | 283 |
2022-05-01 | $322,000 (-1.0%) | $407,502 (-6.8%) | 0.74 | 342 |
2022-06-01 | $330,950 (8.1%) | $394,456 (-3.0%) | 0.74 | 407 |
2022-07-01 | $320,000 (6.7%) | $382,496 (-4.3%) | 0.72 | 481 |
2022-08-01 | $326,838 (13.1%) | $381,309 (-4.1%) | 0.76 | 507 |
2022-09-01 | $326,500 (13.2%) | $383,139 (-2.6%) | 0.76 | 501 |
2022-10-01 | $325,000 (6.6%) | $374,577 (-6.9%) | 0.76 | 526 |
2022-11-01 | $327,450 (4.5%) | $377,437 (-6.9%) | 0.79 | 562 |
2022-12-01 | $340,000 (7.5%) | $378,973 (-7.6%) | 0.84 | 550 |
2023-01-01 | $346,375 (9.9%) | $386,369 (-4.3%) | 0.86 | 542 |
2023-02-01 | $359,925 (8.2%) | $394,745 (-7.4%) | 0.87 | 554 |
2023-03-01 | $349,900 (4.1%) | $393,769 (-10.7%) | 0.83 | 566 |
2023-04-01 | $355,025 (8.6%) | $404,331 (-6.7%) | 0.83 | 592 |
2023-05-01 | $373,500 (16.0%) | $421,912 (3.5%) | 0.85 | 646 |
2023-06-01 | $375,396 (13.4%) | $426,414 (8.1%) | 0.84 | 698 |
2023-07-01 | $375,000 (17.2%) | $424,902 (11.1%) | 0.85 | 732 |
2023-08-01 | $368,870 (12.9%) | $417,217 (9.4%) | 0.85 | 735 |
2023-09-01 | $345,000 (5.7%) | $422,409 (10.3%) | 0.80 | 771 |
2023-10-01 | $335,500 (3.2%) | $418,442 (11.7%) | 0.79 | 808 |
2023-11-01 | $317,000 (-3.2%) | $394,058 (4.4%) | 0.75 | 882 |
2023-12-01 | $320,000 (-5.9%) | $396,071 (4.5%) | 0.78 | 891 |
2024-01-01 | $314,503 (-9.2%) | $396,685 (2.7%) | 0.77 | 872 |
2024-02-01 | $313,950 (-12.8%) | $397,010 (0.6%) | 0.76 | 876 |
2024-03-01 | $315,000 (-10.0%) | $400,797 (1.8%) | 0.74 | 882 |
2024-04-01 | $313,750 (-11.6%) | $410,827 (1.6%) | 0.73 | 882 |
2024-05-01 | $319,675 (-14.4%) | $418,495 (-0.8%) | 0.72 | 910 |
2024-06-01 | $315,000 (-16.1%) | $420,676 (-1.4%) | 0.71 | 971 |
2024-07-01 | $299,394 (-20.2%) | $392,033 (-7.7%) | 0.68 | 1,021 |
2024-08-01 | $299,000 (-18.9%) | $382,087 (-8.4%) | 0.70 | 1,023 |
2024-09-01 | $299,900 (-13.1%) | $376,821 (-10.8%) | 0.71 | 1,019 |
2024-10-01 | $293,875 (-12.4%) | $373,967 (-10.6%) | 0.69 | 1,045 |
2024-11-01 | $295,250 (-6.9%) | $379,987 (-3.6%) | 0.71 | 1,047 |
AMARILLO's median listing price comes in at 71% of the national average.
AMARILLO's average listing price for 2024-11-01 was $379,987, a difference of $-14,071 (-3.6%) versus the prior year and $6,020 versus the prior month.
For the 2024-11-01 period, AMARILLO had 1,047 MLS listings, a difference of 2 listings (0%) versus the prior month and 165 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - AMARILLO (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 70 days | 2,066 sqft |
2018-02-01 | 48 days | 2,079 sqft |
2018-03-01 | 48 days | 2,092 sqft |
2018-04-01 | 53 days | 2,122 sqft |
2018-05-01 | 51 days | 2,133 sqft |
2018-06-01 | 47 days | 2,146 sqft |
2018-07-01 | 52 days | 2,140 sqft |
2018-08-01 | 53 days | 2,136 sqft |
2018-09-01 | 57 days | 2,131 sqft |
2018-10-01 | 59 days | 2,121 sqft |
2018-11-01 | 61 days | 2,119 sqft |
2018-12-01 | 71 days | 2,113 sqft |
2019-01-01 | 68 days | 2,102 sqft |
2019-02-01 | 45 days | 2,105 sqft |
2019-03-01 | 51 days | 2,111 sqft |
2019-04-01 | 58 days | 2,121 sqft |
2019-05-01 | 60 days | 2,136 sqft |
2019-06-01 | 60 days | 2,121 sqft |
2019-07-01 | 59 days | 2,113 sqft |
2019-08-01 | 59 days | 2,117 sqft |
2019-09-01 | 60 days | 2,102 sqft |
2019-10-01 | 63 days | 2,088 sqft |
2019-11-01 | 68 days | 2,057 sqft |
2019-12-01 | 74 days | 2,029 sqft |
2020-01-01 | 71 days | 2,031 sqft |
2020-02-01 | 56 days | 2,053 sqft |
2020-03-01 | 53 days | 2,147 sqft |
2020-04-01 | 54 days | 2,179 sqft |
2020-05-01 | 56 days | 2,220 sqft |
2020-06-01 | 50 days | 2,255 sqft |
2020-07-01 | 52 days | 2,240 sqft |
2020-08-01 | 51 days | 2,225 sqft |
2020-09-01 | 44 days | 2,226 sqft |
2020-10-01 | 45 days | 2,212 sqft |
2020-11-01 | 43 days | 2,216 sqft |
2020-12-01 | 54 days | 2,211 sqft |
2021-01-01 | 63 days | 2,197 sqft |
2021-02-01 | 40 days | 2,393 sqft |
2021-03-01 | 37 days | 2,485 sqft |
2021-04-01 | 30 days | 2,520 sqft |
2021-05-01 | 32 days | 2,487 sqft |
2021-06-01 | 24 days | 2,217 sqft |
2021-07-01 | 31 days | 2,204 sqft |
2021-08-01 | 34 days | 2,166 sqft |
2021-09-01 | 38 days | 2,098 sqft |
2021-10-01 | 41 days | 2,142 sqft |
2021-11-01 | 44 days | 2,160 sqft |
2021-12-01 | 47 days | 2,125 sqft |
2022-01-01 | 46 days | 2,131 sqft |
2022-02-01 | 33 days | 2,221 sqft |
2022-03-01 | 31 days | 2,234 sqft |
2022-04-01 | 22 days | 2,164 sqft |
2022-05-01 | 22 days | 2,134 sqft |
2022-06-01 | 27 days | 2,143 sqft |
2022-07-01 | 31 days | 2,103 sqft |
2022-08-01 | 37 days | 2,129 sqft |
2022-09-01 | 40 days | 2,136 sqft |
2022-10-01 | 45 days | 2,148 sqft |
2022-11-01 | 44 days | 2,155 sqft |
2022-12-01 | 51 days | 2,159 sqft |
2023-01-01 | 54 days | 2,147 sqft |
2023-02-01 | 41 days | 2,163 sqft |
2023-03-01 | 45 days | 2,119 sqft |
2023-04-01 | 44 days | 2,145 sqft |
2023-05-01 | 42 days | 2,191 sqft |
2023-06-01 | 42 days | 2,204 sqft |
2023-07-01 | 45 days | 2,199 sqft |
2023-08-01 | 48 days | 2,167 sqft |
2023-09-01 | 47 days | 2,118 sqft |
2023-10-01 | 50 days | 2,100 sqft |
2023-11-01 | 52 days | 2,057 sqft |
2023-12-01 | 57 days | 2,053 sqft |
2024-01-01 | 62 days | 2,036 sqft |
2024-02-01 | 47 days | 2,036 sqft |
2024-03-01 | 48 days | 2,040 sqft |
2024-04-01 | 52 days | 2,031 sqft |
2024-05-01 | 46 days | 2,077 sqft |
2024-06-01 | 50 days | 2,055 sqft |
2024-07-01 | 52 days | 1,984 sqft |
2024-08-01 | 53 days | 1,972 sqft |
2024-09-01 | 56 days | 1,961 sqft |
2024-10-01 | 58 days | 1,963 sqft |
2024-11-01 | 64 days | 1,976 sqft |
AMARILLO's median square footage for active listings during the 2024-11-01 period was 1,976 sqft. One year prior, the average listing was 2,057 sqft.
AMARILLO, TX Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
79010 | Amarillo, TX HUD Metro FMR Area | $760 | $880 | $1,110 | $1,510 | $1,750 |
79012 | Amarillo, TX HUD Metro FMR Area | $780 | $900 | $1,130 | $1,540 | $1,800 |
79015 | Amarillo, TX HUD Metro FMR Area | $650 | $760 | $950 | $1,290 | $1,510 |
79016 | Amarillo, TX HUD Metro FMR Area | $720 | $840 | $1,050 | $1,430 | $1,670 |
79019 | Amarillo, TX HUD Metro FMR Area | $700 | $820 | $1,020 | $1,390 | $1,620 |
79036 | Amarillo, TX HUD Metro FMR Area | $610 | $710 | $890 | $1,210 | $1,410 |
79039 | Amarillo, TX HUD Metro FMR Area | $620 | $720 | $900 | $1,220 | $1,430 |
79042 | Amarillo, TX HUD Metro FMR Area | $590 | $680 | $850 | $1,160 | $1,350 |
79058 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79068 | Amarillo, TX HUD Metro FMR Area | $650 | $750 | $940 | $1,280 | $1,490 |
79080 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79091 | Amarillo, TX HUD Metro FMR Area | $650 | $760 | $950 | $1,290 | $1,510 |
79094 | Amarillo, TX HUD Metro FMR Area | $650 | $760 | $950 | $1,290 | $1,510 |
79097 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79098 | Amarillo, TX HUD Metro FMR Area | $700 | $810 | $1,020 | $1,320 | $1,610 |
79101 | Amarillo, TX HUD Metro FMR Area | $580 | $670 | $840 | $1,140 | $1,330 |
79102 | Amarillo, TX HUD Metro FMR Area | $610 | $710 | $890 | $1,210 | $1,410 |
79103 | Amarillo, TX HUD Metro FMR Area | $710 | $820 | $1,030 | $1,400 | $1,630 |
79104 | Amarillo, TX HUD Metro FMR Area | $660 | $770 | $960 | $1,310 | $1,520 |
79105 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79106 | Amarillo, TX HUD Metro FMR Area | $640 | $740 | $930 | $1,270 | $1,480 |
79107 | Amarillo, TX HUD Metro FMR Area | $620 | $720 | $900 | $1,220 | $1,430 |
79108 | Amarillo, TX HUD Metro FMR Area | $710 | $820 | $1,030 | $1,400 | $1,630 |
79109 | Amarillo, TX HUD Metro FMR Area | $720 | $840 | $1,050 | $1,430 | $1,670 |
79110 | Amarillo, TX HUD Metro FMR Area | $810 | $940 | $1,180 | $1,610 | $1,870 |
79111 | Amarillo, TX HUD Metro FMR Area | $810 | $940 | $1,180 | $1,610 | $1,870 |
79114 | Amarillo, TX HUD Metro FMR Area | $720 | $840 | $1,050 | $1,430 | $1,670 |
79116 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79117 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79118 | Amarillo, TX HUD Metro FMR Area | $780 | $900 | $1,130 | $1,540 | $1,790 |
79119 | Amarillo, TX HUD Metro FMR Area | $790 | $910 | $1,140 | $1,550 | $1,810 |
79120 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79121 | Amarillo, TX HUD Metro FMR Area | $710 | $820 | $1,030 | $1,400 | $1,630 |
79124 | Amarillo, TX HUD Metro FMR Area | $780 | $900 | $1,130 | $1,540 | $1,790 |
79159 | Amarillo, TX HUD Metro FMR Area | $630 | $730 | $910 | $1,240 | $1,440 |
79226 | Amarillo, TX HUD Metro FMR Area | $570 | $660 | $830 | $1,120 | $1,310 |
2022 Average & Median Rent Data Statistics
AMARILLO, TX average 1BR rent: $784, median: $760
AMARILLO, TX average 2BR rent: $982, median: $950
AMARILLO, TX average 3BR rent: $1,334, median: $1,290
AMARILLO, TX Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 3,153 | $737,735,000 | $233,979 |
Cash Out Refi | 526 | $65,880,000 | $125,247 |
Other | 491 | $45,615,000 | $92,902 |
Refi | 251 | $86,385,000 | $344,163 |
Home Improvement | 79 | $7,745,000 | $98,038 |
Amarillo's most frequently cited loan purpose was Home Purchase, with 3,153 originations. The 2nd most popular reason was Cash Out Refi, with 526 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 1,507 | $348,985,000 | $231,576 |
7-8% | 1,207 | $260,565,000 | $215,878 |
Over 8% | 875 | $109,335,000 | $124,954 |
5-6% | 523 | $158,165,000 | $302,419 |
<2.5% | 85 | $1,975,000 | $23,235 |
4-5% | 41 | $9,115,000 | $222,317 |
3-4% | 10 | $3,080,000 | $308,000 |
2.5-3% | 1 | $165,000 | $165,000 |
During 2023, Amarillo's most frequently originated rate bucket was 6-7%, with 1,507 originations.
Loan Sizing (AMARILLO, TX MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 1,558 | $233,800,000 | $150,064 |
$200k-400k | 1,498 | $406,960,000 | $271,669 |
$100,000 or less | 1,086 | $59,790,000 | $55,055 |
$400k-600k | 260 | $121,570,000 | $467,577 |
$600k-1000k | 73 | $51,055,000 | $699,384 |
$Over $1MM | 25 | $70,185,000 | $2,807,400 |
AMARILLO's loan sizing saw the bucket of loans from $100k-200k with 1,558 originations, totaling $233,800,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,231 | $539,825,000 | $241,965 |
60-80% | 860 | $230,740,000 | $268,302 |
Under 20% | 418 | $15,940,000 | $38,134 |
20-40% | 370 | $34,310,000 | $92,730 |
40-60% | 314 | $54,010,000 | $172,006 |
Over 100% | 45 | $12,435,000 | $276,333 |
AMARILLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,231 originations, totaling $539,825,000 in origination value.