Del Rio Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Del Rio averaged 6.92% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 7% and one month ago for the week of 2023-02-16, the average rate was 6.92%.

    Del Rio's average rate one year ago was 3.7%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.93%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Del Rio 30 Year Fixed Rate 2023-03-23 6.92%
    Del Rio 30 Year Fixed Rate Refi 2023-03-23 6.93%
    Del Rio 15 Year Fixed Rate 2023-03-23 6.07%
    Del Rio 15 Year Fixed Rate Refi 2023-03-23 5.9%
    Del Rio 30 Year FHA 2023-03-23 6.34%
    Del Rio 30 Year FHA Refi 2023-03-23 6.32%
    Del Rio 30 Year USDA 2023-03-23 6.37%
    Del Rio 30 Year VA 2023-03-23 6.18%
    Del Rio 30 Year VA Refi 2023-03-23 5.7%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Del Rio, TX.

    Del Rio Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Del Rio, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Flagstar Bank, FSB 40 4.96% $7,136
    QUICKEN LOANS, LLC 25 4.83% $7,063
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 4.89% $7,225
    SFMC, LP 14 5.57% $7,353
    SECURITY SERVICE 9 4.47% $3,125
    Wells Fargo Bank 6 4.06% $5,093
    Mr. Cooper ( Nationstar Mortgage ) 4 5.53% $6,446
    UNITED WHOLESALE MORTGAGE, LLC 3 6.54% $7,471
    Gateway First Bank 3 4.46% $2,847
    RANDOLPH-BROOKS 3 4.83% $3,382
    PILGRIM MORTGAGE LLC 2 5.50% $9,261
    GUILD MORTGAGE COMPANY 2 5.56% $5,684
    HOME POINT FINANCIAL CORPORATION 2 4.56% $5,950
    SOUTHWEST FUNDING, LP 2 6.69% $12,001
    NBKC BANK 2 3.50% $4,636
    NAVY FEDERAL CREDIT UNION 2 4.69% $2,731
    DAS Acquisition Company, LLC 1 7.13% $4,569
    EVANSVILLE TEACHERS 1 3.88% $1,891
    First United Bank and Trust Company 1 3.13% $3,580
    FREEDOM MORTGAGE CORPORATION 1 3.88% $7,468
    GENEVA FINANCIAL, LLC 1 3.75% $7,240
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $3,478
    GUARANTEED RATE AFFINITY, LLC 1 5.88% $8,083
    GUARANTEED RATE, INC. 1 6.88% $12,573
    HANCOCK MORTGAGE PARTNERS, LLC 1 5.25% $4,102
    International Bank of Commerce 1 4.88% $4,136
    JPMorgan Chase Bank 1 4.99% $6,311
    Lakeview Community Capital, LLC 1 4.88% $7,119
    LAKEVIEW LOAN SERVICING, LLC 1 3.50% $4,890
    LOANDEPOT.COM, LLC 1 3.38% $5,865
    LOANPAL, LLC 1 4.50% $7,114
    Low VA Rates, LLC 1 6.00% $16,177
    MORTGAGE FINANCIAL SERVICES, LLC 1 3.13% $5,262
    Ally Bank 1 3.75% $4,199
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.75% $6,893
    Northpointe Bank 1 3.75% $4,159
    PENNYMAC LOAN SERVICES, LLC 1 5.00% $6,679
    PNC Bank 1 3.50% $3,980
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.38% $4,399
    Republic State Mortgage Co. 1 3.50% $2,100
    ROYAL UNITED MORTGAGE LLC 1 5.13% $6,782
    S1L, Inc. 1 5.63% $5,517
    SUMMIT FUNDING, INC. 1 4.38% $5,408
    Sunflower Bank 1 4.99% $5,846
    Town Square Mortgage & Investments, Inc. 1 5.38% $2,896
    USAA Federal Savings Bank 1 5.38% $5,734
    V.I.P. MORTGAGE, INC. 1 3.75% $5,226
    Mortgage Research Center, LLC 1 3.88% $7,325
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.88% $3,013
    AMERICAN FINANCING CORPORATION 1 4.25% $5,570
    AmeriHome Mortgage Company, LLC 1 3.50% $4,338
    AMERISAVE MORTGAGE CORPORATION 1 3.38% $8,252
    ANGEL OAK HOME LOANS LLC 1 4.00% $6,543
    ASPIRE FINANCIAL, INC. 1 5.13% $3,108
    BETTER MORTGAGE CORPORATION 1 2.75% $8,498
    BOKF 1 5.50% $3,282
    CALIBER HOME LOANS, INC. 1 4.00% $3,942
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.25% $13,460
    Carrington Mortgage Services, LLC 1 8.50% $9,698
    CLM MORTGAGE, INC 1 5.50% $8,321
    Colonial Savings, F.A. 1 4.13% $7,808
    CORNERSTONE HOME LENDING, INC. 1 5.13% $13,570
    CREDIT HUMAN FEDERAL CREDIT UNION 1 3.05% $3,742

    Del Rio Average Closing Costs & Other Stats

    Del Rio, TX's 63 lenders originated 715 loans during 2022. The total origination value was $152,175,000, with an average loan value of $212,832.

    Del Rio's average closing costs are $6,480.

    The top Del Rio lender as defined by loan originations is Flagstar Bank, FSB, with 40 loans originated. Their average total fees are $7,136, which is $72 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,063), Flagstar Bank, FSB ($7,136), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,225), SFMC, LP ($7,353) and .

    The lowest rate Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.83%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.89%), Flagstar Bank, FSB (4.96%), SFMC, LP (5.57%) and .

    Del Rio, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Flagstar Bank, FSB $24,430,000 $22,345,000 -8.5% 14.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,225,000 $18,510,000 1,411.0% 12.2%
    QUICKEN LOANS, LLC $19,800,000 $10,350,000 -47.7% 6.8%
    The Bank & Trust $12,520,000 $10,060,000 -19.6% 6.6%
    Mortgage Research Center, LLC $18,705,000 $9,455,000 -49.5% 6.2%
    BOKF $275,000 $8,720,000 3,070.9% 5.7%
    SFMC, LP $6,900,000 $7,920,000 14.8% 5.2%
    USAA Federal Savings Bank $5,570,000 $5,815,000 4.4% 3.8%
    Texas Community Bank $7,400,000 $4,005,000 -45.9% 2.6%
    NBKC BANK $1,620,000 $3,455,000 113.3% 2.3%
    NAVY FEDERAL CREDIT UNION $3,575,000 $3,135,000 -12.3% 2.1%
    SECURITY SERVICE $1,330,000 $2,880,000 116.5% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,155,000 $2,710,000 134.6% 1.8%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,110,000 n/a 1.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $825,000 $1,985,000 140.6% 1.3%
    Wells Fargo Bank $1,895,000 $1,790,000 -5.5% 1.2%
    PENNYMAC LOAN SERVICES, LLC $3,990,000 $1,745,000 -56.3% 1.1%
    BNC National Bank $1,355,000 n/a 0.9%
    PNC Bank $1,350,000 n/a 0.9%
    CMG MORTGAGE, INC. $1,315,000 $1,175,000 -10.6% 0.8%
    GUARANTEED RATE AFFINITY, LLC $1,125,000 n/a 0.7%
    Gateway First Bank $610,000 $1,115,000 82.8% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,300,000 $1,020,000 -21.5% 0.7%
    MID AMERICA MORTGAGE, INC. $7,575,000 $1,005,000 -86.7% 0.7%
    HOME POINT FINANCIAL CORPORATION $300,000 $960,000 220.0% 0.6%
    Falcon International Bank $1,375,000 $955,000 -30.5% 0.6%
    CALIBER HOME LOANS, INC. $1,880,000 $915,000 -51.3% 0.6%
    RANDOLPH-BROOKS $515,000 $910,000 76.7% 0.6%
    Armed Forces Bank $115,000 $905,000 687.0% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $530,000 $800,000 50.9% 0.5%
    AMERICAN FINANCING CORPORATION $715,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $915,000 $655,000 -28.4% 0.4%
    PILGRIM MORTGAGE LLC $445,000 $645,000 44.9% 0.4%
    Town Square Mortgage & Investments, Inc. $18,575,000 $630,000 -96.6% 0.4%
    SOUTHWEST FUNDING, LP $380,000 $615,000 61.8% 0.4%
    Sunflower Bank $585,000 n/a 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $3,010,000 $570,000 -81.1% 0.4%
    LOANPAL, LLC $290,000 $530,000 82.8% 0.3%
    CORNERSTONE HOME LENDING, INC. $275,000 $520,000 89.1% 0.3%
    21ST MORTGAGE CORPORATION $1,630,000 $505,000 -69.0% 0.3%
    International Bank of Commerce $95,000 $460,000 384.2% 0.3%
    JPMorgan Chase Bank $480,000 $445,000 -7.3% 0.3%
    LEGACY MORTGAGE LLC $440,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $1,390,000 $430,000 -69.1% 0.3%
    SUMMIT FUNDING, INC. $430,000 n/a 0.3%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $425,000 n/a 0.3%
    JMAC LENDING, INC. $415,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $7,020,000 $410,000 -94.2% 0.3%
    PLANET HOME LENDING, LLC $795,000 $410,000 -48.4% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $410,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $705,000 $405,000 -42.6% 0.3%
    LOANDEPOT.COM, LLC $2,800,000 $400,000 -85.7% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $135,000 $345,000 155.6% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $800,000 $340,000 -57.5% 0.2%
    GUARANTEED RATE, INC. $775,000 $335,000 -56.8% 0.2%
    NATIONS DIRECT MORTGAGE, LLC $95,000 $335,000 252.6% 0.2%
    Colonial Savings, F.A. $325,000 n/a 0.2%
    NTFN, INC. $325,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $1,020,000 $320,000 -68.6% 0.2%
    EVERETT FINANCIAL, INC. $315,000 n/a 0.2%
    Low VA Rates, LLC $785,000 $305,000 -61.1% 0.2%
    Mid-Continent Funding, Inc. $335,000 $295,000 -11.9% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $295,000 n/a 0.2%
    CLM MORTGAGE, INC $285,000 n/a 0.2%
    Plains Commerce Bank $285,000 n/a 0.2%
    EMM LOANS LLC $275,000 n/a 0.2%
    NP, Inc. $275,000 n/a 0.2%
    Bank of England $265,000 n/a 0.2%
    Complex Community Federal Credit Union $265,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $265,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $255,000 $260,000 2.0% 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $335,000 $255,000 -23.9% 0.2%
    Northpointe Bank $235,000 $245,000 4.3% 0.2%
    PLAZA HOME MORTGAGE, INC. $245,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $235,000 n/a 0.2%
    ACADEMY MORTGAGE CORPORATION $1,040,000 $220,000 -78.8% 0.1%
    AMERICAN FEDERAL MORTGAGE CORPORATION $215,000 n/a 0.1%
    Ally Bank $205,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $370,000 $185,000 -50.0% 0.1%
    RESIDENTIAL BANCORP. $185,000 n/a 0.1%
    Carrington Mortgage Services, LLC $175,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $735,000 $165,000 -77.6% 0.1%
    First United Bank and Trust Company $165,000 n/a 0.1%
    Loan Simple, Inc. $165,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $125,000 $155,000 24.0% 0.1%
    Hometown Equity Mortgage, LLC $155,000 n/a 0.1%
    Amerifirst Financial, Inc. $145,000 n/a 0.1%
    HANCOCK MORTGAGE PARTNERS, LLC $145,000 n/a 0.1%
    Lakeview Community Capital, LLC $1,305,000 $135,000 -89.7% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 $135,000 -30.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $125,000 n/a 0.1%
    DIRECTIONS EQUITY, LLC $430,000 $115,000 -73.3% 0.1%
    V.I.P. MORTGAGE, INC. $480,000 $115,000 -76.0% 0.1%
    S1L, Inc. $105,000 n/a 0.1%
    ANGEL OAK HOME LOANS LLC $85,000 n/a 0.1%
    ASPIRE FINANCIAL, INC. $125,000 $75,000 -40.0% 0.0%
    Truist $135,000 $75,000 -44.4% 0.0%
    EVANSVILLE TEACHERS $65,000 n/a 0.0%
    DAS Acquisition Company, LLC $55,000 n/a 0.0%
    Republic State Mortgage Co. $55,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $45,000 $35,000 -22.2% 0.0%

    Del Rio's top lender by overall market share is Flagstar Bank, FSB, with 14.7% market share. In second place, with 12.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $18,510,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,350,000 in loans. In fourth place, with 6.6%, is The Bank & Trust, having originated $10,060,000 in loans. In fifth place, with 6.2%, is Mortgage Research Center, LLC, having originated $9,455,000 in loans.

    Del Rio Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $171,350 (-1.1%) $210,752 (-0.3%) 0.00 186
    2018-02-01 $174,450 (-1.5%) $206,790 (-5.8%) 0.00 197
    2018-03-01 $179,500 (2.6%) $209,324 (-4.4%) 0.00 183
    2018-04-01 $184,950 (-0.5%) $212,385 (-5.0%) 0.00 182
    2018-05-01 $184,925 (8.8%) $214,813 (0.6%) 0.00 187
    2018-06-01 $189,000 (10.8%) $219,635 (4.8%) 0.00 176
    2018-07-01 $189,125 (11.9%) $221,770 (6.5%) 0.00 169
    2018-08-01 $194,975 (14.7%) $223,783 (8.6%) 0.00 178
    2018-09-01 $193,500 (17.3%) $230,369 (12.4%) 0.00 174
    2018-10-01 $186,150 (12.3%) $212,872 (4.3%) 0.00 174
    2018-11-01 $184,950 (13.3%) $210,076 (4.4%) 0.00 159
    2018-12-01 $185,000 (5.7%) $212,440 (1.4%) 0.00 150
    2019-01-01 $184,950 (7.9%) $210,715 (0.0%) 0.00 149
    2019-02-01 $183,425 (5.1%) $206,790 (0.0%) 0.00 151
    2019-03-01 $183,743 (2.4%) $209,710 (0.2%) 0.00 147
    2019-04-01 $185,225 (0.2%) $213,670 (0.6%) 0.00 150
    2019-05-01 $191,400 (3.5%) $214,007 (-0.4%) 0.00 148
    2019-06-01 $200,000 (5.8%) $220,289 (0.3%) 0.00 137
    2019-07-01 $190,600 (0.8%) $223,256 (0.7%) 0.00 120
    2019-08-01 $184,509 (-5.4%) $220,047 (-1.7%) 0.00 122
    2019-09-01 $176,348 (-8.9%) $214,520 (-6.9%) 0.00 130
    2019-10-01 $173,407 (-6.9%) $210,836 (-1.0%) 0.00 136
    2019-11-01 $179,000 (-3.2%) $207,292 (-1.3%) 0.00 138
    2019-12-01 $175,000 (-5.4%) $206,354 (-2.9%) 0.00 152
    2020-01-01 $162,500 (-12.1%) $199,371 (-5.4%) 0.00 150
    2020-02-01 $178,000 (-3.0%) $205,065 (-0.8%) 0.00 154
    2020-03-01 $187,025 (1.8%) $214,010 (2.1%) 0.00 150
    2020-04-01 $191,575 (3.4%) $219,711 (2.8%) 0.00 145
    2020-05-01 $194,450 (1.6%) $225,758 (5.5%) 0.00 122
    2020-06-01 $193,500 (-3.3%) $225,105 (2.2%) 0.00 112
    2020-07-01 $224,975 (18.0%) $226,025 (1.2%) 0.00 104
    2020-08-01 $174,250 (-5.6%) $214,662 (-2.5%) 0.00 96
    2020-09-01 $188,750 (7.0%) $216,176 (0.8%) 0.00 97
    2020-10-01 $192,500 (11.0%) $220,466 (4.6%) 0.00 83
    2020-11-01 $175,250 (-2.1%) $215,809 (4.1%) 0.00 84
    2020-12-01 $193,500 (10.6%) $230,589 (11.7%) 0.00 94
    2021-01-01 $179,900 (10.7%) $229,569 (15.2%) 0.00 88
    2021-02-01 $179,900 (1.1%) $239,003 (16.6%) 0.00 82
    2021-03-01 $183,725 (-1.8%) $242,821 (13.5%) 0.00 85
    2021-04-01 $182,475 (-4.8%) $244,061 (11.1%) 0.00 67
    2021-05-01 $179,900 (-7.5%) $241,523 (7.0%) 0.00 63
    2021-06-01 $178,675 (-7.7%) $248,719 (10.5%) 0.00 62
    2021-07-01 $194,500 (-13.6%) $246,817 (9.2%) 0.00 68
    2021-08-01 $195,100 (12.0%) $247,704 (15.4%) 0.00 78
    2021-09-01 $196,200 (4.0%) $252,776 (16.9%) 0.00 82
    2021-10-01 $195,900 (1.8%) $250,650 (13.7%) 0.00 98
    2021-11-01 $201,750 (15.1%) $246,619 (14.3%) 0.00 113
    2021-12-01 $215,000 (11.1%) $237,658 (3.1%) 0.00 119
    2022-01-01 $219,700 (22.1%) $242,652 (5.7%) 0.00 96
    2022-02-01 $225,000 (25.1%) $259,087 (8.4%) 0.00 105
    2022-03-01 $225,000 (22.5%) $265,535 (9.4%) 0.00 103
    2022-04-01 $240,000 (31.5%) $295,436 (21.1%) 0.00 106
    2022-05-01 $249,900 (38.9%) $297,450 (23.2%) 0.00 109
    2022-06-01 $284,750 (59.4%) $313,254 (26.0%) 0.00 106
    2022-07-01 $299,000 (53.7%) $339,059 (37.4%) 0.00 129
    2022-08-01 $299,225 (53.4%) $329,507 (33.0%) 0.00 138
    2022-09-01 $293,875 (49.8%) $321,586 (27.2%) 0.00 138
    2022-10-01 $265,500 (35.5%) $317,073 (26.5%) 0.00 138
    2022-11-01 $266,055 (31.9%) $329,935 (33.8%) 0.00 146
    2022-12-01 $271,500 (26.3%) $333,378 (40.3%) 0.00 141
    2023-01-01 $262,680 (19.6%) $330,193 (36.1%) 0.00 134
    2023-02-01 $259,397 (15.3%) $321,729 (24.2%) 0.00 144
    Del Rio's median listing price for 2023-02-01 was $259,397, a difference of $34,397 (15.3%) versus the prior year and $-3,283 versus the prior month.

    Del Rio's median listing price comes in at 0% of the national average.

    Del Rio's average listing price for 2023-02-01 was $321,729, a difference of $62,642 (24.2%) versus the prior year and $-8,464 versus the prior month.

    For the 2023-02-01 period, Del Rio had 144 MLS listings, a difference of 10 listings (7%) versus the prior month and 39 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,979 sqft
    2018-02-01 0 days 1,909 sqft
    2018-03-01 0 days 2,000 sqft
    2018-04-01 0 days 1,983 sqft
    2018-05-01 0 days 1,989 sqft
    2018-06-01 0 days 2,018 sqft
    2018-07-01 0 days 2,037 sqft
    2018-08-01 0 days 2,046 sqft
    2018-09-01 0 days 2,040 sqft
    2018-10-01 0 days 2,017 sqft
    2018-11-01 0 days 1,996 sqft
    2018-12-01 0 days 2,001 sqft
    2019-01-01 0 days 1,997 sqft
    2019-02-01 0 days 1,948 sqft
    2019-03-01 0 days 1,978 sqft
    2019-04-01 0 days 2,007 sqft
    2019-05-01 0 days 2,032 sqft
    2019-06-01 0 days 2,046 sqft
    2019-07-01 0 days 2,054 sqft
    2019-08-01 0 days 1,998 sqft
    2019-09-01 0 days 1,915 sqft
    2019-10-01 0 days 1,859 sqft
    2019-11-01 0 days 1,913 sqft
    2019-12-01 0 days 1,856 sqft
    2020-01-01 0 days 1,837 sqft
    2020-02-01 0 days 1,894 sqft
    2020-03-01 0 days 1,935 sqft
    2020-04-01 0 days 1,976 sqft
    2020-05-01 0 days 1,974 sqft
    2020-06-01 0 days 1,978 sqft
    2020-07-01 0 days 2,007 sqft
    2020-08-01 0 days 1,943 sqft
    2020-09-01 0 days 1,880 sqft
    2020-10-01 0 days 1,858 sqft
    2020-11-01 0 days 1,845 sqft
    2020-12-01 0 days 1,908 sqft
    2021-01-01 0 days 1,868 sqft
    2021-02-01 0 days 1,905 sqft
    2021-03-01 0 days 1,808 sqft
    2021-04-01 0 days 1,817 sqft
    2021-05-01 0 days 1,769 sqft
    2021-06-01 0 days 1,793 sqft
    2021-07-01 0 days 1,833 sqft
    2021-08-01 0 days 1,874 sqft
    2021-09-01 0 days 1,931 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,774 sqft
    2021-12-01 0 days 1,741 sqft
    2022-01-01 0 days 1,728 sqft
    2022-02-01 0 days 1,769 sqft
    2022-03-01 0 days 1,911 sqft
    2022-04-01 0 days 2,005 sqft
    2022-05-01 0 days 2,025 sqft
    2022-06-01 0 days 2,190 sqft
    2022-07-01 0 days 2,190 sqft
    2022-08-01 0 days 2,125 sqft
    2022-09-01 0 days 2,074 sqft
    2022-10-01 0 days 2,001 sqft
    2022-11-01 0 days 2,011 sqft
    2022-12-01 0 days 2,026 sqft
    2023-01-01 0 days 1,971 sqft
    2023-02-01 0 days 1,984 sqft
    Del Rio's median listing age (time on market) for 2023-02-01 was 0 days.

    Del Rio's median square footage for active listings during the 2023-02-01 period was 1,984 sqft. One year prior, the average listing was 1,769 sqft.

    Del Rio, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 537 $122,225,000 $227,607
    Cash Out Refi 78 $14,220,000 $182,308
    Refi 72 $12,550,000 $174,306
    Other 17 $2,045,000 $120,294
    Home Improvement 11 $1,135,000 $103,182

    Del Rio's most frequently cited loan purpose was Home Purchase, with 537 originations. The 2nd most popular reason was Cash Out Refi, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 160 $46,300,000 $289,375
    5-6% 157 $32,375,000 $206,210
    3-4% 139 $28,645,000 $206,079
    6-7% 74 $16,010,000 $216,351
    2.5-3% 34 $7,920,000 $232,941
    <2.5% 26 $3,080,000 $118,462
    7-8% 10 $1,410,000 $141,000
    Over 8% 7 $755,000 $107,857

    During 2022, Del Rio's most frequently originated rate bucket was 4-5%, with 160 originations.

    Loan Sizing (Del Rio, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 285 $78,195,000 $274,368
    $100k-200k 270 $42,090,000 $155,889
    $100,000 or less 122 $6,430,000 $52,705
    $400k-600k 35 $15,555,000 $444,429
    $600k-1000k 2 $1,370,000 $685,000
    $Over $1MM 1 $8,535,000 $8,535,000

    Del Rio's loan sizing saw the bucket of loans from $200k-400k with 285 originations, totaling $78,195,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 377 $85,285,000 $226,220
    60-80% 111 $29,095,000 $262,117
    Over 100% 47 $14,375,000 $305,851
    Under 20% 41 $395,000 $9,634
    40-60% 37 $5,195,000 $140,405
    20-40% 22 $1,950,000 $88,636

    Del Rio's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 377 originations, totaling $85,285,000 in origination value.