Del Rio Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Del Rio averaged 6.92% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 7% and one month ago for the week of 2023-02-16, the average rate was 6.92%.

Del Rio's average rate one year ago was 3.7%.

For refis of the same type during the week of 2023-03-23, the average rate was 6.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Del Rio 30 Year Fixed Rate 2023-03-23 6.92%
Del Rio 30 Year Fixed Rate Refi 2023-03-23 6.93%
Del Rio 15 Year Fixed Rate 2023-03-23 6.07%
Del Rio 15 Year Fixed Rate Refi 2023-03-23 5.9%
Del Rio 30 Year FHA 2023-03-23 6.34%
Del Rio 30 Year FHA Refi 2023-03-23 6.32%
Del Rio 30 Year USDA 2023-03-23 6.37%
Del Rio 30 Year VA 2023-03-23 6.18%
Del Rio 30 Year VA Refi 2023-03-23 5.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Del Rio, TX.

Del Rio Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Del Rio, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Flagstar Bank, FSB 40 4.96% $7,136
QUICKEN LOANS, LLC 25 4.83% $7,063
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 4.89% $7,225
SFMC, LP 14 5.57% $7,353
SECURITY SERVICE 9 4.47% $3,125
Wells Fargo Bank 6 4.06% $5,093
Mr. Cooper ( Nationstar Mortgage ) 4 5.53% $6,446
UNITED WHOLESALE MORTGAGE, LLC 3 6.54% $7,471
Gateway First Bank 3 4.46% $2,847
RANDOLPH-BROOKS 3 4.83% $3,382
PILGRIM MORTGAGE LLC 2 5.50% $9,261
GUILD MORTGAGE COMPANY 2 5.56% $5,684
HOME POINT FINANCIAL CORPORATION 2 4.56% $5,950
SOUTHWEST FUNDING, LP 2 6.69% $12,001
NBKC BANK 2 3.50% $4,636
NAVY FEDERAL CREDIT UNION 2 4.69% $2,731
DAS Acquisition Company, LLC 1 7.13% $4,569
EVANSVILLE TEACHERS 1 3.88% $1,891
First United Bank and Trust Company 1 3.13% $3,580
FREEDOM MORTGAGE CORPORATION 1 3.88% $7,468
GENEVA FINANCIAL, LLC 1 3.75% $7,240
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $3,478
GUARANTEED RATE AFFINITY, LLC 1 5.88% $8,083
GUARANTEED RATE, INC. 1 6.88% $12,573
HANCOCK MORTGAGE PARTNERS, LLC 1 5.25% $4,102
International Bank of Commerce 1 4.88% $4,136
JPMorgan Chase Bank 1 4.99% $6,311
Lakeview Community Capital, LLC 1 4.88% $7,119
LAKEVIEW LOAN SERVICING, LLC 1 3.50% $4,890
LOANDEPOT.COM, LLC 1 3.38% $5,865
LOANPAL, LLC 1 4.50% $7,114
Low VA Rates, LLC 1 6.00% $16,177
MORTGAGE FINANCIAL SERVICES, LLC 1 3.13% $5,262
Ally Bank 1 3.75% $4,199
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.75% $6,893
Northpointe Bank 1 3.75% $4,159
PENNYMAC LOAN SERVICES, LLC 1 5.00% $6,679
PNC Bank 1 3.50% $3,980
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.38% $4,399
Republic State Mortgage Co. 1 3.50% $2,100
ROYAL UNITED MORTGAGE LLC 1 5.13% $6,782
S1L, Inc. 1 5.63% $5,517
SUMMIT FUNDING, INC. 1 4.38% $5,408
Sunflower Bank 1 4.99% $5,846
Town Square Mortgage & Investments, Inc. 1 5.38% $2,896
USAA Federal Savings Bank 1 5.38% $5,734
V.I.P. MORTGAGE, INC. 1 3.75% $5,226
Mortgage Research Center, LLC 1 3.88% $7,325
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.88% $3,013
AMERICAN FINANCING CORPORATION 1 4.25% $5,570
AmeriHome Mortgage Company, LLC 1 3.50% $4,338
AMERISAVE MORTGAGE CORPORATION 1 3.38% $8,252
ANGEL OAK HOME LOANS LLC 1 4.00% $6,543
ASPIRE FINANCIAL, INC. 1 5.13% $3,108
BETTER MORTGAGE CORPORATION 1 2.75% $8,498
BOKF 1 5.50% $3,282
CALIBER HOME LOANS, INC. 1 4.00% $3,942
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 5.25% $13,460
Carrington Mortgage Services, LLC 1 8.50% $9,698
CLM MORTGAGE, INC 1 5.50% $8,321
Colonial Savings, F.A. 1 4.13% $7,808
CORNERSTONE HOME LENDING, INC. 1 5.13% $13,570
CREDIT HUMAN FEDERAL CREDIT UNION 1 3.05% $3,742

Del Rio Average Closing Costs & Other Stats

Del Rio, TX's 63 lenders originated 715 loans during 2022. The total origination value was $152,175,000, with an average loan value of $212,832.

Del Rio's average closing costs are $6,480.

The top Del Rio lender as defined by loan originations is Flagstar Bank, FSB, with 40 loans originated. Their average total fees are $7,136, which is $72 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,063), Flagstar Bank, FSB ($7,136), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,225), SFMC, LP ($7,353) and .

The lowest rate Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.83%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.89%), Flagstar Bank, FSB (4.96%), SFMC, LP (5.57%) and .

Del Rio, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Flagstar Bank, FSB $24,430,000 $22,345,000 -8.5% 14.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,225,000 $18,510,000 1,411.0% 12.2%
QUICKEN LOANS, LLC $19,800,000 $10,350,000 -47.7% 6.8%
The Bank & Trust $12,520,000 $10,060,000 -19.6% 6.6%
Mortgage Research Center, LLC $18,705,000 $9,455,000 -49.5% 6.2%
BOKF $275,000 $8,720,000 3,070.9% 5.7%
SFMC, LP $6,900,000 $7,920,000 14.8% 5.2%
USAA Federal Savings Bank $5,570,000 $5,815,000 4.4% 3.8%
Texas Community Bank $7,400,000 $4,005,000 -45.9% 2.6%
NBKC BANK $1,620,000 $3,455,000 113.3% 2.3%
NAVY FEDERAL CREDIT UNION $3,575,000 $3,135,000 -12.3% 2.1%
SECURITY SERVICE $1,330,000 $2,880,000 116.5% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $1,155,000 $2,710,000 134.6% 1.8%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,110,000 n/a 1.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $825,000 $1,985,000 140.6% 1.3%
Wells Fargo Bank $1,895,000 $1,790,000 -5.5% 1.2%
PENNYMAC LOAN SERVICES, LLC $3,990,000 $1,745,000 -56.3% 1.1%
BNC National Bank $1,355,000 n/a 0.9%
PNC Bank $1,350,000 n/a 0.9%
CMG MORTGAGE, INC. $1,315,000 $1,175,000 -10.6% 0.8%
GUARANTEED RATE AFFINITY, LLC $1,125,000 n/a 0.7%
Gateway First Bank $610,000 $1,115,000 82.8% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,300,000 $1,020,000 -21.5% 0.7%
MID AMERICA MORTGAGE, INC. $7,575,000 $1,005,000 -86.7% 0.7%
HOME POINT FINANCIAL CORPORATION $300,000 $960,000 220.0% 0.6%
Falcon International Bank $1,375,000 $955,000 -30.5% 0.6%
CALIBER HOME LOANS, INC. $1,880,000 $915,000 -51.3% 0.6%
RANDOLPH-BROOKS $515,000 $910,000 76.7% 0.6%
Armed Forces Bank $115,000 $905,000 687.0% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $530,000 $800,000 50.9% 0.5%
AMERICAN FINANCING CORPORATION $715,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $915,000 $655,000 -28.4% 0.4%
PILGRIM MORTGAGE LLC $445,000 $645,000 44.9% 0.4%
Town Square Mortgage & Investments, Inc. $18,575,000 $630,000 -96.6% 0.4%
SOUTHWEST FUNDING, LP $380,000 $615,000 61.8% 0.4%
Sunflower Bank $585,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,010,000 $570,000 -81.1% 0.4%
LOANPAL, LLC $290,000 $530,000 82.8% 0.3%
CORNERSTONE HOME LENDING, INC. $275,000 $520,000 89.1% 0.3%
21ST MORTGAGE CORPORATION $1,630,000 $505,000 -69.0% 0.3%
International Bank of Commerce $95,000 $460,000 384.2% 0.3%
JPMorgan Chase Bank $480,000 $445,000 -7.3% 0.3%
LEGACY MORTGAGE LLC $440,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $1,390,000 $430,000 -69.1% 0.3%
SUMMIT FUNDING, INC. $430,000 n/a 0.3%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $425,000 n/a 0.3%
JMAC LENDING, INC. $415,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $7,020,000 $410,000 -94.2% 0.3%
PLANET HOME LENDING, LLC $795,000 $410,000 -48.4% 0.3%
TRIAD FINANCIAL SERVICES, INC. $410,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $705,000 $405,000 -42.6% 0.3%
LOANDEPOT.COM, LLC $2,800,000 $400,000 -85.7% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $135,000 $345,000 155.6% 0.2%
LAKEVIEW LOAN SERVICING, LLC $800,000 $340,000 -57.5% 0.2%
GUARANTEED RATE, INC. $775,000 $335,000 -56.8% 0.2%
NATIONS DIRECT MORTGAGE, LLC $95,000 $335,000 252.6% 0.2%
Colonial Savings, F.A. $325,000 n/a 0.2%
NTFN, INC. $325,000 n/a 0.2%
GUILD MORTGAGE COMPANY $1,020,000 $320,000 -68.6% 0.2%
EVERETT FINANCIAL, INC. $315,000 n/a 0.2%
Low VA Rates, LLC $785,000 $305,000 -61.1% 0.2%
Mid-Continent Funding, Inc. $335,000 $295,000 -11.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $295,000 n/a 0.2%
CLM MORTGAGE, INC $285,000 n/a 0.2%
Plains Commerce Bank $285,000 n/a 0.2%
EMM LOANS LLC $275,000 n/a 0.2%
NP, Inc. $275,000 n/a 0.2%
Bank of England $265,000 n/a 0.2%
Complex Community Federal Credit Union $265,000 n/a 0.2%
GENEVA FINANCIAL, LLC $265,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $255,000 $260,000 2.0% 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $335,000 $255,000 -23.9% 0.2%
Northpointe Bank $235,000 $245,000 4.3% 0.2%
PLAZA HOME MORTGAGE, INC. $245,000 n/a 0.2%
HOMEXPRESS MORTGAGE CORP. $235,000 n/a 0.2%
ACADEMY MORTGAGE CORPORATION $1,040,000 $220,000 -78.8% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $215,000 n/a 0.1%
Ally Bank $205,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 n/a 0.1%
BROKER SOLUTIONS, INC. $370,000 $185,000 -50.0% 0.1%
RESIDENTIAL BANCORP. $185,000 n/a 0.1%
Carrington Mortgage Services, LLC $175,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $735,000 $165,000 -77.6% 0.1%
First United Bank and Trust Company $165,000 n/a 0.1%
Loan Simple, Inc. $165,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $125,000 $155,000 24.0% 0.1%
Hometown Equity Mortgage, LLC $155,000 n/a 0.1%
Amerifirst Financial, Inc. $145,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $145,000 n/a 0.1%
Lakeview Community Capital, LLC $1,305,000 $135,000 -89.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 $135,000 -30.8% 0.1%
Paramount Residential Mortgage Group, Inc. $125,000 n/a 0.1%
DIRECTIONS EQUITY, LLC $430,000 $115,000 -73.3% 0.1%
V.I.P. MORTGAGE, INC. $480,000 $115,000 -76.0% 0.1%
S1L, Inc. $105,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $85,000 n/a 0.1%
ASPIRE FINANCIAL, INC. $125,000 $75,000 -40.0% 0.0%
Truist $135,000 $75,000 -44.4% 0.0%
EVANSVILLE TEACHERS $65,000 n/a 0.0%
DAS Acquisition Company, LLC $55,000 n/a 0.0%
Republic State Mortgage Co. $55,000 n/a 0.0%
AMERICAN ADVISORS GROUP $45,000 $35,000 -22.2% 0.0%

Del Rio's top lender by overall market share is Flagstar Bank, FSB, with 14.7% market share. In second place, with 12.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $18,510,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $10,350,000 in loans. In fourth place, with 6.6%, is The Bank & Trust, having originated $10,060,000 in loans. In fifth place, with 6.2%, is Mortgage Research Center, LLC, having originated $9,455,000 in loans.


Del Rio Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $171,350 (-1.1%) $210,752 (-0.3%) 0.00 186
2018-02-01 $174,450 (-1.5%) $206,790 (-5.8%) 0.00 197
2018-03-01 $179,500 (2.6%) $209,324 (-4.4%) 0.00 183
2018-04-01 $184,950 (-0.5%) $212,385 (-5.0%) 0.00 182
2018-05-01 $184,925 (8.8%) $214,813 (0.6%) 0.00 187
2018-06-01 $189,000 (10.8%) $219,635 (4.8%) 0.00 176
2018-07-01 $189,125 (11.9%) $221,770 (6.5%) 0.00 169
2018-08-01 $194,975 (14.7%) $223,783 (8.6%) 0.00 178
2018-09-01 $193,500 (17.3%) $230,369 (12.4%) 0.00 174
2018-10-01 $186,150 (12.3%) $212,872 (4.3%) 0.00 174
2018-11-01 $184,950 (13.3%) $210,076 (4.4%) 0.00 159
2018-12-01 $185,000 (5.7%) $212,440 (1.4%) 0.00 150
2019-01-01 $184,950 (7.9%) $210,715 (0.0%) 0.00 149
2019-02-01 $183,425 (5.1%) $206,790 (0.0%) 0.00 151
2019-03-01 $183,743 (2.4%) $209,710 (0.2%) 0.00 147
2019-04-01 $185,225 (0.2%) $213,670 (0.6%) 0.00 150
2019-05-01 $191,400 (3.5%) $214,007 (-0.4%) 0.00 148
2019-06-01 $200,000 (5.8%) $220,289 (0.3%) 0.00 137
2019-07-01 $190,600 (0.8%) $223,256 (0.7%) 0.00 120
2019-08-01 $184,509 (-5.4%) $220,047 (-1.7%) 0.00 122
2019-09-01 $176,348 (-8.9%) $214,520 (-6.9%) 0.00 130
2019-10-01 $173,407 (-6.9%) $210,836 (-1.0%) 0.00 136
2019-11-01 $179,000 (-3.2%) $207,292 (-1.3%) 0.00 138
2019-12-01 $175,000 (-5.4%) $206,354 (-2.9%) 0.00 152
2020-01-01 $162,500 (-12.1%) $199,371 (-5.4%) 0.00 150
2020-02-01 $178,000 (-3.0%) $205,065 (-0.8%) 0.00 154
2020-03-01 $187,025 (1.8%) $214,010 (2.1%) 0.00 150
2020-04-01 $191,575 (3.4%) $219,711 (2.8%) 0.00 145
2020-05-01 $194,450 (1.6%) $225,758 (5.5%) 0.00 122
2020-06-01 $193,500 (-3.3%) $225,105 (2.2%) 0.00 112
2020-07-01 $224,975 (18.0%) $226,025 (1.2%) 0.00 104
2020-08-01 $174,250 (-5.6%) $214,662 (-2.5%) 0.00 96
2020-09-01 $188,750 (7.0%) $216,176 (0.8%) 0.00 97
2020-10-01 $192,500 (11.0%) $220,466 (4.6%) 0.00 83
2020-11-01 $175,250 (-2.1%) $215,809 (4.1%) 0.00 84
2020-12-01 $193,500 (10.6%) $230,589 (11.7%) 0.00 94
2021-01-01 $179,900 (10.7%) $229,569 (15.2%) 0.00 88
2021-02-01 $179,900 (1.1%) $239,003 (16.6%) 0.00 82
2021-03-01 $183,725 (-1.8%) $242,821 (13.5%) 0.00 85
2021-04-01 $182,475 (-4.8%) $244,061 (11.1%) 0.00 67
2021-05-01 $179,900 (-7.5%) $241,523 (7.0%) 0.00 63
2021-06-01 $178,675 (-7.7%) $248,719 (10.5%) 0.00 62
2021-07-01 $194,500 (-13.6%) $246,817 (9.2%) 0.00 68
2021-08-01 $195,100 (12.0%) $247,704 (15.4%) 0.00 78
2021-09-01 $196,200 (4.0%) $252,776 (16.9%) 0.00 82
2021-10-01 $195,900 (1.8%) $250,650 (13.7%) 0.00 98
2021-11-01 $201,750 (15.1%) $246,619 (14.3%) 0.00 113
2021-12-01 $215,000 (11.1%) $237,658 (3.1%) 0.00 119
2022-01-01 $219,700 (22.1%) $242,652 (5.7%) 0.00 96
2022-02-01 $225,000 (25.1%) $259,087 (8.4%) 0.00 105
2022-03-01 $225,000 (22.5%) $265,535 (9.4%) 0.00 103
2022-04-01 $240,000 (31.5%) $295,436 (21.1%) 0.00 106
2022-05-01 $249,900 (38.9%) $297,450 (23.2%) 0.00 109
2022-06-01 $284,750 (59.4%) $313,254 (26.0%) 0.00 106
2022-07-01 $299,000 (53.7%) $339,059 (37.4%) 0.00 129
2022-08-01 $299,225 (53.4%) $329,507 (33.0%) 0.00 138
2022-09-01 $293,875 (49.8%) $321,586 (27.2%) 0.00 138
2022-10-01 $265,500 (35.5%) $317,073 (26.5%) 0.00 138
2022-11-01 $266,055 (31.9%) $329,935 (33.8%) 0.00 146
2022-12-01 $271,500 (26.3%) $333,378 (40.3%) 0.00 141
2023-01-01 $262,680 (19.6%) $330,193 (36.1%) 0.00 134
2023-02-01 $259,397 (15.3%) $321,729 (24.2%) 0.00 144
Del Rio's median listing price for 2023-02-01 was $259,397, a difference of $34,397 (15.3%) versus the prior year and $-3,283 versus the prior month.

Del Rio's median listing price comes in at 0% of the national average.

Del Rio's average listing price for 2023-02-01 was $321,729, a difference of $62,642 (24.2%) versus the prior year and $-8,464 versus the prior month.

For the 2023-02-01 period, Del Rio had 144 MLS listings, a difference of 10 listings (7%) versus the prior month and 39 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,979 sqft
2018-02-01 0 days 1,909 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 1,983 sqft
2018-05-01 0 days 1,989 sqft
2018-06-01 0 days 2,018 sqft
2018-07-01 0 days 2,037 sqft
2018-08-01 0 days 2,046 sqft
2018-09-01 0 days 2,040 sqft
2018-10-01 0 days 2,017 sqft
2018-11-01 0 days 1,996 sqft
2018-12-01 0 days 2,001 sqft
2019-01-01 0 days 1,997 sqft
2019-02-01 0 days 1,948 sqft
2019-03-01 0 days 1,978 sqft
2019-04-01 0 days 2,007 sqft
2019-05-01 0 days 2,032 sqft
2019-06-01 0 days 2,046 sqft
2019-07-01 0 days 2,054 sqft
2019-08-01 0 days 1,998 sqft
2019-09-01 0 days 1,915 sqft
2019-10-01 0 days 1,859 sqft
2019-11-01 0 days 1,913 sqft
2019-12-01 0 days 1,856 sqft
2020-01-01 0 days 1,837 sqft
2020-02-01 0 days 1,894 sqft
2020-03-01 0 days 1,935 sqft
2020-04-01 0 days 1,976 sqft
2020-05-01 0 days 1,974 sqft
2020-06-01 0 days 1,978 sqft
2020-07-01 0 days 2,007 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,880 sqft
2020-10-01 0 days 1,858 sqft
2020-11-01 0 days 1,845 sqft
2020-12-01 0 days 1,908 sqft
2021-01-01 0 days 1,868 sqft
2021-02-01 0 days 1,905 sqft
2021-03-01 0 days 1,808 sqft
2021-04-01 0 days 1,817 sqft
2021-05-01 0 days 1,769 sqft
2021-06-01 0 days 1,793 sqft
2021-07-01 0 days 1,833 sqft
2021-08-01 0 days 1,874 sqft
2021-09-01 0 days 1,931 sqft
2021-10-01 0 days 1,800 sqft
2021-11-01 0 days 1,774 sqft
2021-12-01 0 days 1,741 sqft
2022-01-01 0 days 1,728 sqft
2022-02-01 0 days 1,769 sqft
2022-03-01 0 days 1,911 sqft
2022-04-01 0 days 2,005 sqft
2022-05-01 0 days 2,025 sqft
2022-06-01 0 days 2,190 sqft
2022-07-01 0 days 2,190 sqft
2022-08-01 0 days 2,125 sqft
2022-09-01 0 days 2,074 sqft
2022-10-01 0 days 2,001 sqft
2022-11-01 0 days 2,011 sqft
2022-12-01 0 days 2,026 sqft
2023-01-01 0 days 1,971 sqft
2023-02-01 0 days 1,984 sqft
Del Rio's median listing age (time on market) for 2023-02-01 was 0 days.

Del Rio's median square footage for active listings during the 2023-02-01 period was 1,984 sqft. One year prior, the average listing was 1,769 sqft.

Del Rio, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 537 $122,225,000 $227,607
Cash Out Refi 78 $14,220,000 $182,308
Refi 72 $12,550,000 $174,306
Other 17 $2,045,000 $120,294
Home Improvement 11 $1,135,000 $103,182

Del Rio's most frequently cited loan purpose was Home Purchase, with 537 originations. The 2nd most popular reason was Cash Out Refi, with 78 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 160 $46,300,000 $289,375
5-6% 157 $32,375,000 $206,210
3-4% 139 $28,645,000 $206,079
6-7% 74 $16,010,000 $216,351
2.5-3% 34 $7,920,000 $232,941
<2.5% 26 $3,080,000 $118,462
7-8% 10 $1,410,000 $141,000
Over 8% 7 $755,000 $107,857

During 2022, Del Rio's most frequently originated rate bucket was 4-5%, with 160 originations.

Loan Sizing (Del Rio, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 285 $78,195,000 $274,368
$100k-200k 270 $42,090,000 $155,889
$100,000 or less 122 $6,430,000 $52,705
$400k-600k 35 $15,555,000 $444,429
$600k-1000k 2 $1,370,000 $685,000
$Over $1MM 1 $8,535,000 $8,535,000

Del Rio's loan sizing saw the bucket of loans from $200k-400k with 285 originations, totaling $78,195,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 377 $85,285,000 $226,220
60-80% 111 $29,095,000 $262,117
Over 100% 47 $14,375,000 $305,851
Under 20% 41 $395,000 $9,634
40-60% 37 $5,195,000 $140,405
20-40% 22 $1,950,000 $88,636

Del Rio's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 377 originations, totaling $85,285,000 in origination value.