Del Rio Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Del Rio averaged 6.96% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 7% and one month ago for the week of 2024-05-09, the average rate was 7.3%.

Del Rio's average rate one year ago was 6.62%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.35%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Del Rio 30 Year Fixed Rate 2024-06-13 6.96%
Del Rio 30 Year Fixed Rate Refi 2024-06-13 7.35%
Del Rio 15 Year Fixed Rate 2024-06-13 6.07%
Del Rio 15 Year Fixed Rate Refi 2024-06-13 6.07%
Del Rio 30 Year FHA 2024-06-13 6.45%
Del Rio 30 Year FHA Refi 2024-06-13 6.51%
Del Rio 30 Year USDA 2024-06-13 6.91%
Del Rio 30 Year USDA Refi 2024-06-13 6.61%
Del Rio 30 Year VA 2024-06-13 6.37%
Del Rio 30 Year VA Refi 2024-06-13 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Del Rio, TX.

Del Rio Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Del Rio, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Flagstar Bank, FSB 16 6.90% $6,496
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 7.02% $8,273
QUICKEN LOANS, LLC 9 7.07% $7,773
UNITED WHOLESALE MORTGAGE, LLC 5 6.33% $6,565
SECURITY SERVICE 4 6.31% $5,706
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.19% $10,189
GARDNER FINANCIAL SERVICES, LTD. 3 7.00% $8,055
SFMC, LP 3 6.70% $5,244
Armed Forces Bank 3 6.96% $6,124
ROYAL UNITED MORTGAGE LLC 3 7.50% $8,102
Mortgage Research Center, LLC 3 6.67% $4,870
Wells Fargo Bank 2 7.94% $6,290
MEMBER HOME LOAN, L.L.C. 2 7.06% $8,235
Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $6,019
PNC Bank 2 6.81% $4,639
RANDOLPH-BROOKS 2 7.00% $1,893
21ST MORTGAGE CORPORATION 2 8.45% $7,426
MOVEMENT MORTGAGE, LLC 1 7.88% $4,264
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.38% $7,635
NBKC BANK 1 6.88% $4,877
PENNYMAC LOAN SERVICES, LLC 1 6.13% $4,601
PENTAGON FEDERAL CREDIT UNION 1 6.50% $4,470
USAA Federal Savings Bank 1 7.13% $4,406
Discover Bank 1 7.79% $0
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.38% $4,304
CORNERSTONE HOME LENDING, INC. 1 5.75% $11,677
CMG MORTGAGE, INC. 1 7.75% $2,779
LOANDEPOT.COM, LLC 1 6.50% $4,925
LOANPAL, LLC 1 7.50% $8,379
AMERISAVE MORTGAGE CORPORATION 1 6.99% $9,560
MORTGAGE FINANCIAL SERVICES, LLC 1 8.63% $8,507
FREEDOM MORTGAGE CORPORATION 1 6.25% $14,511

Del Rio Average Closing Costs & Other Stats

Del Rio, TX's 32 lenders originated 537 loans during 2023. The total origination value was $114,095,000, with an average loan value of $212,467.

Del Rio's average closing costs are $6,864.

The top Del Rio lender as defined by loan originations is Flagstar Bank, FSB, with 16 loans originated. Their average total fees are $6,496, which is $1,777 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Del Rio lenders (with over 10 loans originated) are Flagstar Bank, FSB ($6,496), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($8,273), .

The lowest rate Del Rio lenders (with over 10 loans originated) are Flagstar Bank, FSB (6.90%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.02%), .

Del Rio, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,510,000 $20,480,000 10.6% 17.9%
Flagstar Bank, FSB $22,345,000 $13,060,000 -41.6% 11.4%
The Bank & Trust $10,060,000 $11,865,000 17.9% 10.4%
Mortgage Research Center, LLC $9,455,000 $6,485,000 -31.4% 5.7%
UNITED WHOLESALE MORTGAGE, LLC $2,710,000 $5,760,000 112.5% 5.0%
Armed Forces Bank $905,000 $5,560,000 514.4% 4.9%
QUICKEN LOANS, LLC $10,350,000 $5,390,000 -47.9% 4.7%
Texas Community Bank $4,005,000 $3,700,000 -7.6% 3.2%
SFMC, LP $7,920,000 $3,225,000 -59.3% 2.8%
PENNYMAC LOAN SERVICES, LLC $1,745,000 $2,710,000 55.3% 2.4%
NAVY FEDERAL CREDIT UNION $3,135,000 $2,085,000 -33.5% 1.8%
USAA Federal Savings Bank $5,815,000 $2,010,000 -65.4% 1.8%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,110,000 $1,740,000 -17.5% 1.5%
21ST MORTGAGE CORPORATION $505,000 $1,555,000 207.9% 1.4%
NBKC BANK $3,455,000 $1,550,000 -55.1% 1.4%
GARDNER FINANCIAL SERVICES, LTD. $1,535,000 n/a 1.3%
SECURITY SERVICE $2,880,000 $1,270,000 -55.9% 1.1%
PNC Bank $1,350,000 $1,185,000 -12.2% 1.0%
RANDOLPH-BROOKS $910,000 $980,000 7.7% 0.9%
GUARANTEED RATE AFFINITY, LLC $1,125,000 $870,000 -22.7% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,020,000 $855,000 -16.2% 0.7%
Century Mortgage Company DBA Century Lending Company $815,000 n/a 0.7%
GUARANTEED RATE, INC. $335,000 $815,000 143.3% 0.7%
AMCAP MORTGAGE, LTD. $765,000 n/a 0.7%
Wells Fargo Bank $1,790,000 $745,000 -58.4% 0.7%
Sunflower Bank $585,000 $740,000 26.5% 0.6%
ACADEMY MORTGAGE CORPORATION $220,000 $730,000 231.8% 0.6%
LOANPAL, LLC $530,000 $695,000 31.1% 0.6%
Barrington Bank & Trust Company, N.A. $690,000 n/a 0.6%
Carrington Mortgage Services, LLC $175,000 $665,000 280.0% 0.6%
PLANET HOME LENDING, LLC $410,000 $630,000 53.7% 0.6%
GUILD MORTGAGE COMPANY $320,000 $535,000 67.2% 0.5%
FIRST COMMUNITY MORTGAGE, INC. $525,000 n/a 0.5%
TOWNE MORTGAGE COMPANY $520,000 n/a 0.5%
International Bank of Commerce $460,000 $500,000 8.7% 0.4%
MEMBER HOME LOAN, L.L.C. $470,000 n/a 0.4%
CMG MORTGAGE, INC. $1,175,000 $460,000 -60.9% 0.4%
NEWREZ LLC $460,000 n/a 0.4%
Strong Home Mortgage, LLC $455,000 n/a 0.4%
ROYAL UNITED MORTGAGE LLC $260,000 $450,000 73.1% 0.4%
AMWEST FUNDING CORP. $420,000 n/a 0.4%
CORNERSTONE HOME LENDING, INC. $520,000 $390,000 -25.0% 0.3%
Farmers Bank & Trust $375,000 n/a 0.3%
Pecos County State Bank $365,000 n/a 0.3%
AMERICAN FINANCIAL NETWORK, INC. $355,000 n/a 0.3%
Discover Bank $350,000 n/a 0.3%
MORTGAGE FINANCIAL SERVICES, LLC $255,000 $350,000 37.3% 0.3%
BARTON CREEK LENDING GROUP, LLC $335,000 n/a 0.3%
Academy Bank $325,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $410,000 $295,000 -28.0% 0.3%
THRIVE MORTGAGE, LLC $295,000 n/a 0.3%
Bank of America $290,000 n/a 0.3%
CALCON MUTUAL MORTGAGE LLC $285,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $340,000 $285,000 -16.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $270,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $255,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $125,000 $245,000 96.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 $235,000 27.0% 0.2%
Wallick & Volk, Inc. $225,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $205,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $655,000 $195,000 -70.2% 0.2%
Equity Prime Mortgage LLC $175,000 n/a 0.2%
CARDINAL FINANCIAL $800,000 $165,000 -79.4% 0.1%
Town Square Mortgage & Investments, Inc. $630,000 $165,000 -73.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,985,000 $155,000 -92.2% 0.1%
CLEARPATH LENDING $155,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $145,000 n/a 0.1%
OCMBC, INC. $145,000 n/a 0.1%
Gateway First Bank $1,115,000 $125,000 -88.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $125,000 n/a 0.1%
LOANDEPOT.COM, LLC $400,000 $85,000 -78.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $85,000 -37.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $430,000 $75,000 -82.6% 0.1%
The First National Bank of Sonora $75,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $410,000 $65,000 -84.1% 0.1%
United Texas Credit Union $55,000 n/a 0.0%

Del Rio's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 17.9% market share. In second place, with 11.4%, is Flagstar Bank, FSB, having originated $13,060,000 in loans. In third place, with 10.4%, is The Bank & Trust, having originated $11,865,000 in loans. In fourth place, with 5.7%, is Mortgage Research Center, LLC, having originated $6,485,000 in loans. In fifth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,760,000 in loans.


Del Rio Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $171,350 (-1.1%) $210,752 (-0.3%) 0.00 186
2018-02-01 $174,450 (-1.5%) $206,790 (-5.8%) 0.00 197
2018-03-01 $179,500 (2.6%) $209,324 (-4.4%) 0.00 183
2018-04-01 $184,950 (-0.5%) $212,385 (-5.0%) 0.00 182
2018-05-01 $184,925 (8.8%) $214,813 (0.6%) 0.00 187
2018-06-01 $189,000 (10.8%) $219,635 (4.8%) 0.00 176
2018-07-01 $189,125 (11.9%) $221,770 (6.5%) 0.00 169
2018-08-01 $194,975 (14.7%) $223,783 (8.6%) 0.00 178
2018-09-01 $193,500 (17.3%) $230,369 (12.4%) 0.00 174
2018-10-01 $186,150 (12.3%) $212,872 (4.3%) 0.00 174
2018-11-01 $184,950 (13.3%) $207,971 (3.3%) 0.00 158
2018-12-01 $185,000 (5.7%) $210,290 (0.4%) 0.00 149
2019-01-01 $184,850 (7.9%) $208,552 (-1.0%) 0.00 148
2019-02-01 $182,800 (4.8%) $204,645 (-1.0%) 0.00 150
2019-03-01 $183,286 (2.1%) $207,525 (-0.9%) 0.00 146
2019-04-01 $185,000 (0.0%) $211,507 (-0.4%) 0.00 149
2019-05-01 $190,150 (2.8%) $211,920 (-1.4%) 0.00 147
2019-06-01 $200,000 (5.8%) $217,983 (-0.8%) 0.00 136
2019-07-01 $189,950 (0.4%) $221,113 (-0.3%) 0.00 119
2019-08-01 $184,336 (-5.5%) $218,076 (-2.6%) 0.00 121
2019-09-01 $175,991 (-9.1%) $212,609 (-7.7%) 0.00 129
2019-10-01 $171,927 (-7.6%) $208,964 (-1.8%) 0.00 135
2019-11-01 $178,500 (-3.5%) $205,393 (-1.2%) 0.00 137
2019-12-01 $174,975 (-5.4%) $204,586 (-2.7%) 0.00 151
2020-01-01 $162,500 (-12.1%) $199,371 (-4.4%) 0.00 150
2020-02-01 $178,000 (-2.6%) $205,065 (0.2%) 0.00 154
2020-03-01 $187,025 (2.0%) $214,010 (3.1%) 0.00 150
2020-04-01 $191,575 (3.6%) $219,711 (3.9%) 0.00 145
2020-05-01 $194,450 (2.3%) $225,758 (6.5%) 0.00 122
2020-06-01 $193,500 (-3.3%) $225,105 (3.3%) 0.00 112
2020-07-01 $224,975 (18.4%) $226,025 (2.2%) 0.00 104
2020-08-01 $174,250 (-5.5%) $214,662 (-1.6%) 0.00 96
2020-09-01 $188,750 (7.3%) $216,176 (1.7%) 0.00 97
2020-10-01 $192,500 (12.0%) $220,466 (5.5%) 0.00 83
2020-11-01 $175,250 (-1.8%) $215,809 (5.1%) 0.00 84
2020-12-01 $193,500 (10.6%) $230,589 (12.7%) 0.00 94
2021-01-01 $179,900 (10.7%) $229,569 (15.2%) 0.00 88
2021-02-01 $179,900 (1.1%) $239,003 (16.6%) 0.00 82
2021-03-01 $183,725 (-1.8%) $242,821 (13.5%) 0.00 85
2021-04-01 $182,475 (-4.8%) $244,061 (11.1%) 0.00 67
2021-05-01 $179,900 (-7.5%) $241,523 (7.0%) 0.00 63
2021-06-01 $178,675 (-7.7%) $248,719 (10.5%) 0.00 62
2021-07-01 $194,500 (-13.6%) $246,817 (9.2%) 0.00 68
2021-08-01 $195,100 (12.0%) $247,704 (15.4%) 0.00 78
2021-09-01 $196,200 (4.0%) $252,776 (16.9%) 0.00 82
2021-10-01 $195,900 (1.8%) $250,650 (13.7%) 0.00 98
2021-11-01 $201,750 (15.1%) $246,619 (14.3%) 0.00 113
2021-12-01 $215,000 (11.1%) $237,658 (3.1%) 0.00 119
2022-01-01 $219,700 (22.1%) $242,652 (5.7%) 0.00 96
2022-02-01 $225,000 (25.1%) $259,087 (8.4%) 0.00 105
2022-03-01 $225,000 (22.5%) $265,535 (9.4%) 0.00 103
2022-04-01 $240,000 (31.5%) $295,436 (21.1%) 0.00 106
2022-05-01 $249,900 (38.9%) $297,450 (23.2%) 0.00 109
2022-06-01 $284,750 (59.4%) $313,254 (26.0%) 0.00 106
2022-07-01 $299,000 (53.7%) $339,059 (37.4%) 0.00 129
2022-08-01 $299,225 (53.4%) $329,507 (33.0%) 0.00 138
2022-09-01 $293,875 (49.8%) $321,586 (27.2%) 0.00 138
2022-10-01 $265,500 (35.5%) $317,073 (26.5%) 0.00 138
2022-11-01 $266,055 (31.9%) $329,935 (33.8%) 0.00 146
2022-12-01 $271,500 (26.3%) $333,378 (40.3%) 0.00 141
2023-01-01 $264,110 (20.2%) $332,098 (36.9%) 0.00 134
2023-02-01 $259,596 (15.4%) $323,396 (24.8%) 0.00 144
2023-03-01 $250,000 (11.1%) $319,790 (20.4%) 0.00 145
2023-04-01 $262,000 (9.2%) $313,733 (6.2%) 0.00 139
2023-05-01 $285,576 (14.3%) $313,100 (5.3%) 0.00 157
2023-06-01 $275,750 (-3.2%) $305,461 (-2.5%) 0.00 160
2023-07-01 $269,950 (-9.7%) $300,585 (-11.4%) 0.00 154
2023-08-01 $259,000 (-13.4%) $287,473 (-12.8%) 0.00 152
2023-09-01 $269,740 (-8.2%) $288,786 (-10.2%) 0.00 156
2023-10-01 $280,053 (5.5%) $300,720 (-5.2%) 0.00 152
2023-11-01 $272,000 (2.2%) $304,027 (-7.9%) 0.00 158
2023-12-01 $277,000 (2.0%) $305,514 (-8.4%) 0.00 158
2024-01-01 $273,225 (3.5%) $315,954 (-4.9%) 0.00 155
2024-02-01 $256,725 (-1.1%) $313,541 (-3.1%) 0.00 170
2024-03-01 $265,000 (6.0%) $320,053 (0.1%) 0.00 180
2024-04-01 $275,000 (5.0%) $318,246 (1.4%) 0.00 194
2024-05-01 $268,750 (-5.9%) $317,312 (1.4%) 0.00 200
Del Rio's median listing price for 2024-05-01 was $268,750, a difference of $-16,826 (-5.9%) versus the prior year and $-6,250 versus the prior month.

Del Rio's median listing price comes in at 0% of the national average.

Del Rio's average listing price for 2024-05-01 was $317,312, a difference of $4,212 (1.4%) versus the prior year and $-934 versus the prior month.

For the 2024-05-01 period, Del Rio had 200 MLS listings, a difference of 6 listings (3%) versus the prior month and 43 listings (27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,979 sqft
2018-02-01 0 days 1,909 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 1,983 sqft
2018-05-01 0 days 1,989 sqft
2018-06-01 0 days 2,018 sqft
2018-07-01 0 days 2,037 sqft
2018-08-01 0 days 2,046 sqft
2018-09-01 0 days 2,040 sqft
2018-10-01 0 days 2,017 sqft
2018-11-01 0 days 2,001 sqft
2018-12-01 0 days 2,001 sqft
2019-01-01 0 days 2,000 sqft
2019-02-01 0 days 1,956 sqft
2019-03-01 0 days 1,981 sqft
2019-04-01 0 days 2,011 sqft
2019-05-01 0 days 2,042 sqft
2019-06-01 0 days 2,049 sqft
2019-07-01 0 days 2,061 sqft
2019-08-01 0 days 2,004 sqft
2019-09-01 0 days 1,919 sqft
2019-10-01 0 days 1,862 sqft
2019-11-01 0 days 1,919 sqft
2019-12-01 0 days 1,857 sqft
2020-01-01 0 days 1,837 sqft
2020-02-01 0 days 1,894 sqft
2020-03-01 0 days 1,935 sqft
2020-04-01 0 days 1,976 sqft
2020-05-01 0 days 1,974 sqft
2020-06-01 0 days 1,978 sqft
2020-07-01 0 days 2,007 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,880 sqft
2020-10-01 0 days 1,858 sqft
2020-11-01 0 days 1,845 sqft
2020-12-01 0 days 1,908 sqft
2021-01-01 0 days 1,868 sqft
2021-02-01 0 days 1,905 sqft
2021-03-01 0 days 1,808 sqft
2021-04-01 0 days 1,817 sqft
2021-05-01 0 days 1,769 sqft
2021-06-01 0 days 1,793 sqft
2021-07-01 0 days 1,833 sqft
2021-08-01 0 days 1,874 sqft
2021-09-01 0 days 1,931 sqft
2021-10-01 0 days 1,800 sqft
2021-11-01 0 days 1,774 sqft
2021-12-01 0 days 1,741 sqft
2022-01-01 0 days 1,728 sqft
2022-02-01 0 days 1,769 sqft
2022-03-01 0 days 1,911 sqft
2022-04-01 0 days 2,005 sqft
2022-05-01 0 days 2,025 sqft
2022-06-01 0 days 2,190 sqft
2022-07-01 0 days 2,190 sqft
2022-08-01 0 days 2,125 sqft
2022-09-01 0 days 2,074 sqft
2022-10-01 0 days 2,001 sqft
2022-11-01 0 days 2,011 sqft
2022-12-01 0 days 2,026 sqft
2023-01-01 0 days 1,959 sqft
2023-02-01 0 days 1,977 sqft
2023-03-01 0 days 2,013 sqft
2023-04-01 0 days 2,020 sqft
2023-05-01 0 days 2,017 sqft
2023-06-01 0 days 2,000 sqft
2023-07-01 0 days 2,020 sqft
2023-08-01 0 days 2,012 sqft
2023-09-01 0 days 2,053 sqft
2023-10-01 0 days 2,074 sqft
2023-11-01 0 days 2,095 sqft
2023-12-01 0 days 2,064 sqft
2024-01-01 0 days 2,036 sqft
2024-02-01 0 days 2,037 sqft
2024-03-01 0 days 2,058 sqft
2024-04-01 0 days 2,073 sqft
2024-05-01 0 days 2,040 sqft
Del Rio's median listing age (time on market) for 2024-05-01 was 0 days.

Del Rio's median square footage for active listings during the 2024-05-01 period was 2,040 sqft. One year prior, the average listing was 2,017 sqft.

Del Rio, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 445 $99,755,000 $224,169
Cash Out Refi 36 $5,340,000 $148,333
Refi 21 $3,825,000 $182,143
Home Improvement 18 $3,210,000 $178,333
Other 17 $1,965,000 $115,588

Del Rio's most frequently cited loan purpose was Home Purchase, with 445 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 182 $41,420,000 $227,582
5-6% 121 $30,265,000 $250,124
7-8% 90 $19,480,000 $216,444
Over 8% 35 $4,455,000 $127,286
4-5% 8 $1,750,000 $218,750
<2.5% 2 $10,000 $5,000
3-4% 1 $235,000 $235,000
2.5-3% 1 $315,000 $315,000

During 2023, Del Rio's most frequently originated rate bucket was 6-7%, with 182 originations.

Loan Sizing (Del Rio, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 266 $73,510,000 $276,353
$100k-200k 154 $23,650,000 $153,571
$100,000 or less 97 $4,595,000 $47,371
$400k-600k 18 $8,080,000 $448,889
$Over $1MM 2 $4,260,000 $2,130,000

Del Rio's loan sizing saw the bucket of loans from $200k-400k with 266 originations, totaling $73,510,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 296 $71,140,000 $240,338
60-80% 65 $12,485,000 $192,077
Under 20% 44 $670,000 $15,227
Over 100% 30 $9,270,000 $309,000
40-60% 18 $2,340,000 $130,000
20-40% 17 $1,795,000 $105,588

Del Rio's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 296 originations, totaling $71,140,000 in origination value.