Del Rio Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Del Rio averaged 7.19% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 7.19% and one month ago for the week of 2025-05-29, the average rate was 7.21%.

    Del Rio's average rate one year ago was 6.98%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.57%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Del Rio 30 Year Fixed Rate 2025-07-03 7.19%
    Del Rio 30 Year Fixed Rate Refi 2025-07-03 6.57%
    Del Rio 15 Year Fixed Rate 2025-07-03 5.9%
    Del Rio 15 Year Fixed Rate Refi 2025-07-03 6%
    Del Rio 30 Year FHA 2025-07-03 0.02%
    Del Rio 30 Year FHA Refi 2025-07-03 -0.2%
    Del Rio 30 Year USDA 2025-07-03 0.2%
    Del Rio 30 Year USDA Refi 2025-07-03 -0.2%
    Del Rio 30 Year VA 2025-07-03 -0.06%
    Del Rio 30 Year VA Refi 2025-07-03 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Del Rio, TX.

    Del Rio Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Del Rio, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 20 7.29% $7,154
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 7.22% $9,460
    Flagstar Bank, FSB 9 7.15% $5,671
    JPMorgan Chase Bank 5 6.38% $6,931
    UNITED WHOLESALE MORTGAGE, LLC 5 6.84% $6,637
    Armed Forces Bank 3 7.25% $5,633
    SECURITY SERVICE 3 6.42% $5,392
    21ST MORTGAGE CORPORATION 2 8.63% $6,840
    LOANDEPOT.COM, LLC 2 7.06% $4,884
    PENNYMAC LOAN SERVICES, LLC 2 7.25% $8,400
    Mr. Cooper ( Nationstar Mortgage ) 2 6.75% $5,232
    CMG MORTGAGE, INC. 2 6.94% $7,086
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $11,536
    NAVY FEDERAL CREDIT UNION 1 7.00% $3,626
    NBKC BANK 1 6.13% $5,153
    NEW FED MORTGAGE, CORP. 1 7.13% $4,749
    NEWREZ LLC 1 6.99% $5,804
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $9,315
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $6,885
    SFMC, LP 1 7.63% $6,522
    SOUTHWEST FUNDING, LP 1 7.13% $14,129
    UNIVERSITY Federal Credit Union 1 7.25% $8,262
    USAA Federal Savings Bank 1 7.38% $4,547
    U.S. Bank 1 6.88% $4,453
    Wallick & Volk, Inc. 1 7.38% $8,603
    Western Bank 1 6.63% $4,461
    WILLOW BEND MORTGAGE COMPANY, LLC 1 5.88% $7,688
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.50% $4,461
    Carrington Mortgage Services, LLC 1 8.88% $5,917
    First Financial Bank 1 6.25% $4,980
    First Reliance Bank 1 6.50% $3,979
    First United Bank and Trust Company 1 7.13% $4,043
    Frost Bank 1 6.25% $4,278
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $6,475
    HOMESIDE FINANCIAL, LLC 1 8.13% $2,941
    HOMEXPRESS MORTGAGE CORP. 1 10.00% $5,158
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.50% $2,945
    M&T Bank 1 6.88% $5,669

    Del Rio Average Closing Costs & Other Stats

    Del Rio, TX's 38 lenders originated 513 loans during 2024. The total origination value was $116,615,000, with an average loan value of $227,320.

    Del Rio's average closing costs are $7,154.

    The top Del Rio lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $7,154, which is $2,305 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,154), .

    The lowest rate Del Rio lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (7.29%), .

    Del Rio, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,480,000 $18,110,000 -11.6% 15.5%
    Flagstar Bank, FSB $13,060,000 $14,125,000 8.2% 12.1%
    Mortgage Research Center, LLC $6,485,000 $6,985,000 7.7% 6.0%
    The Bank & Trust $11,865,000 $6,710,000 -43.4% 5.8%
    QUICKEN LOANS, LLC $5,390,000 $6,340,000 17.6% 5.4%
    UNITED WHOLESALE MORTGAGE, LLC $5,760,000 $6,060,000 5.2% 5.2%
    PENNYMAC LOAN SERVICES, LLC $2,710,000 $4,515,000 66.6% 3.9%
    NEW FED MORTGAGE, CORP. $3,165,000 n/a 2.7%
    FREEDOM MORTGAGE CORPORATION $295,000 $2,840,000 862.7% 2.4%
    NAVY FEDERAL CREDIT UNION $2,085,000 $2,610,000 25.2% 2.2%
    Armed Forces Bank $5,560,000 $2,300,000 -58.6% 2.0%
    NBKC BANK $1,550,000 $2,075,000 33.9% 1.8%
    USAA Federal Savings Bank $2,010,000 $2,000,000 -0.5% 1.7%
    Texas Community Bank $3,700,000 $1,935,000 -47.7% 1.7%
    21ST MORTGAGE CORPORATION $1,555,000 $1,870,000 20.3% 1.6%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,740,000 $1,640,000 -5.7% 1.4%
    SECURITY SERVICE $1,270,000 $1,505,000 18.5% 1.3%
    BROKER SOLUTIONS, INC. $1,330,000 n/a 1.1%
    DIRECTIONS EQUITY, LLC $1,265,000 n/a 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $855,000 $1,235,000 44.4% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,110,000 n/a 1.0%
    PNC Bank $1,185,000 $1,090,000 -8.0% 0.9%
    JPMorgan Chase Bank $955,000 n/a 0.8%
    MOVEMENT MORTGAGE, LLC $205,000 $905,000 341.5% 0.8%
    DAS Acquisition Company, LLC $890,000 n/a 0.8%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $810,000 n/a 0.7%
    SFMC, LP $3,225,000 $805,000 -75.0% 0.7%
    LOANPAL, LLC $695,000 $795,000 14.4% 0.7%
    GARDNER FINANCIAL SERVICES, LTD. $1,535,000 $760,000 -50.5% 0.7%
    CMG MORTGAGE, INC. $460,000 $700,000 52.2% 0.6%
    Lakeview Community Capital, LLC $670,000 n/a 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $270,000 $660,000 144.4% 0.6%
    AMWEST FUNDING CORP. $420,000 $600,000 42.9% 0.5%
    WILLOW BEND MORTGAGE COMPANY, LLC $560,000 n/a 0.5%
    SOUTHWEST FUNDING, LP $490,000 n/a 0.4%
    Ameris Bank $485,000 n/a 0.4%
    PLAZA HOME MORTGAGE, INC. $465,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $285,000 $425,000 49.1% 0.4%
    Gateway First Bank $125,000 $415,000 232.0% 0.4%
    Academy Bank $325,000 $410,000 26.2% 0.4%
    Century Mortgage Company DBA Century Lending Company $815,000 $395,000 -51.5% 0.3%
    VILLAGE CAPITAL MORTGAGE $390,000 n/a 0.3%
    HOMEXPRESS MORTGAGE CORP. $385,000 n/a 0.3%
    Equity Prime Mortgage LLC $175,000 $375,000 114.3% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $375,000 n/a 0.3%
    LOANDEPOT.COM, LLC $85,000 $375,000 341.2% 0.3%
    Carrington Mortgage Services, LLC $665,000 $370,000 -44.4% 0.3%
    AmeriHome Mortgage Company, LLC $365,000 n/a 0.3%
    Credence Funding Corporation $355,000 n/a 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $355,000 n/a 0.3%
    Network Funding, L.P. $355,000 n/a 0.3%
    NOVA FINANCIAL & INVESTMENT CORPORATION $355,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $535,000 $345,000 -35.5% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $315,000 152.0% 0.3%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $300,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $520,000 $295,000 -43.3% 0.3%
    UNIVERSITY Federal Credit Union $295,000 n/a 0.3%
    First Federal Bank $285,000 n/a 0.2%
    INTELLILOAN, INC. $285,000 n/a 0.2%
    PILGRIM MORTGAGE LLC $285,000 n/a 0.2%
    The Loan Store, Inc. $265,000 n/a 0.2%
    Truist $265,000 n/a 0.2%
    NORWICH COMMERCIAL GROUP, INC. $255,000 n/a 0.2%
    RANDOLPH-BROOKS $980,000 $255,000 -74.0% 0.2%
    U.S. Bank $255,000 n/a 0.2%
    Wallick & Volk, Inc. $225,000 $255,000 13.3% 0.2%
    Western Bank $245,000 n/a 0.2%
    GUARANTEED RATE, INC. $815,000 $235,000 -71.2% 0.2%
    PENTAGON FEDERAL CREDIT UNION $75,000 $235,000 213.3% 0.2%
    NEWREZ LLC $460,000 $225,000 -51.1% 0.2%
    First Reliance Bank $215,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $450,000 $215,000 -52.2% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $155,000 $205,000 32.3% 0.2%
    PLANET HOME LENDING, LLC $630,000 $205,000 -67.5% 0.2%
    First Financial Bank $195,000 n/a 0.2%
    Mid-Continent Funding, Inc. $195,000 n/a 0.2%
    M&T Bank $185,000 n/a 0.2%
    Waterstone Mortgage Corporation $185,000 n/a 0.2%
    DOMINION FINANCIAL SERVICES, LLC $175,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $175,000 n/a 0.2%
    NBH Bank $175,000 n/a 0.2%
    Falcon International Bank $165,000 n/a 0.1%
    Frost Bank $165,000 n/a 0.1%
    Plains Commerce Bank $145,000 n/a 0.1%
    ALLIANT CREDIT UNION $135,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $135,000 n/a 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $350,000 $125,000 -64.3% 0.1%
    PHH Mortgage Corporation $125,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $125,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $355,000 $115,000 -67.6% 0.1%
    HOMESIDE FINANCIAL, LLC $115,000 n/a 0.1%
    First United Bank and Trust Company $95,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $65,000 $95,000 46.2% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 $75,000 -72.7% 0.1%
    Prosperity Bank $55,000 n/a 0.0%

    Del Rio's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 15.5% market share. In second place, with 12.1%, is Flagstar Bank, FSB, having originated $14,125,000 in loans. In third place, with 6.0%, is Mortgage Research Center, LLC, having originated $6,985,000 in loans. In fourth place, with 5.8%, is The Bank & Trust, having originated $6,710,000 in loans. In fifth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $6,340,000 in loans.

    Del Rio Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $171,350 (-1.1%) $210,752 (-0.3%) 0.00 186
    2018-02-01 $174,450 (-1.5%) $206,790 (-5.8%) 0.00 197
    2018-03-01 $179,500 (2.6%) $209,324 (-4.4%) 0.00 183
    2018-04-01 $184,950 (-0.5%) $212,385 (-5.0%) 0.00 182
    2018-05-01 $184,925 (8.8%) $214,813 (0.6%) 0.00 187
    2018-06-01 $189,000 (10.8%) $219,635 (4.8%) 0.00 176
    2018-07-01 $189,125 (11.9%) $221,770 (6.5%) 0.00 169
    2018-08-01 $194,975 (14.7%) $223,783 (8.6%) 0.00 178
    2018-09-01 $193,500 (17.3%) $230,369 (12.4%) 0.00 174
    2018-10-01 $186,150 (12.3%) $212,872 (4.3%) 0.00 174
    2018-11-01 $184,950 (13.3%) $207,971 (3.3%) 0.00 158
    2018-12-01 $185,000 (5.7%) $210,290 (0.4%) 0.00 149
    2019-01-01 $184,850 (7.9%) $208,552 (-1.0%) 0.00 148
    2019-02-01 $182,800 (4.8%) $204,645 (-1.0%) 0.00 150
    2019-03-01 $183,286 (2.1%) $207,525 (-0.9%) 0.00 146
    2019-04-01 $185,000 (0.0%) $211,507 (-0.4%) 0.00 149
    2019-05-01 $190,150 (2.8%) $211,920 (-1.4%) 0.00 147
    2019-06-01 $200,000 (5.8%) $217,983 (-0.8%) 0.00 136
    2019-07-01 $189,950 (0.4%) $221,113 (-0.3%) 0.00 119
    2019-08-01 $184,336 (-5.5%) $218,076 (-2.6%) 0.00 121
    2019-09-01 $175,991 (-9.1%) $212,609 (-7.7%) 0.00 129
    2019-10-01 $171,927 (-7.6%) $208,964 (-1.8%) 0.00 135
    2019-11-01 $178,500 (-3.5%) $205,393 (-1.2%) 0.00 137
    2019-12-01 $174,975 (-5.4%) $204,586 (-2.7%) 0.00 151
    2020-01-01 $162,500 (-12.1%) $199,371 (-4.4%) 0.00 150
    2020-02-01 $178,000 (-2.6%) $205,065 (0.2%) 0.00 154
    2020-03-01 $187,025 (2.0%) $214,010 (3.1%) 0.00 150
    2020-04-01 $191,575 (3.6%) $219,711 (3.9%) 0.00 145
    2020-05-01 $194,450 (2.3%) $225,758 (6.5%) 0.00 122
    2020-06-01 $193,500 (-3.3%) $225,105 (3.3%) 0.00 112
    2020-07-01 $224,975 (18.4%) $226,025 (2.2%) 0.00 104
    2020-08-01 $174,250 (-5.5%) $214,662 (-1.6%) 0.00 96
    2020-09-01 $188,750 (7.3%) $216,176 (1.7%) 0.00 97
    2020-10-01 $192,500 (12.0%) $220,466 (5.5%) 0.00 83
    2020-11-01 $175,250 (-1.8%) $215,809 (5.1%) 0.00 84
    2020-12-01 $193,500 (10.6%) $230,589 (12.7%) 0.00 94
    2021-01-01 $179,900 (10.7%) $229,569 (15.2%) 0.00 88
    2021-02-01 $179,900 (1.1%) $239,003 (16.6%) 0.00 82
    2021-03-01 $183,725 (-1.8%) $242,821 (13.5%) 0.00 85
    2021-04-01 $182,475 (-4.8%) $244,061 (11.1%) 0.00 67
    2021-05-01 $179,900 (-7.5%) $241,523 (7.0%) 0.00 63
    2021-06-01 $178,675 (-7.7%) $248,719 (10.5%) 0.00 62
    2021-07-01 $194,500 (-13.6%) $246,817 (9.2%) 0.00 68
    2021-08-01 $195,100 (12.0%) $247,704 (15.4%) 0.00 78
    2021-09-01 $196,200 (4.0%) $252,776 (16.9%) 0.00 82
    2021-10-01 $195,900 (1.8%) $250,650 (13.7%) 0.00 98
    2021-11-01 $201,750 (15.1%) $246,619 (14.3%) 0.00 113
    2021-12-01 $215,000 (11.1%) $237,658 (3.1%) 0.00 119
    2022-01-01 $219,700 (22.1%) $242,652 (5.7%) 0.00 96
    2022-02-01 $225,000 (25.1%) $259,087 (8.4%) 0.00 105
    2022-03-01 $225,000 (22.5%) $265,535 (9.4%) 0.00 103
    2022-04-01 $240,000 (31.5%) $295,436 (21.1%) 0.00 106
    2022-05-01 $249,900 (38.9%) $297,450 (23.2%) 0.00 109
    2022-06-01 $284,750 (59.4%) $313,254 (26.0%) 0.00 106
    2022-07-01 $299,000 (53.7%) $339,059 (37.4%) 0.00 129
    2022-08-01 $299,225 (53.4%) $329,507 (33.0%) 0.00 138
    2022-09-01 $293,875 (49.8%) $321,586 (27.2%) 0.00 138
    2022-10-01 $265,500 (35.5%) $317,073 (26.5%) 0.00 138
    2022-11-01 $266,055 (31.9%) $329,935 (33.8%) 0.00 146
    2022-12-01 $271,500 (26.3%) $333,378 (40.3%) 0.00 141
    2023-01-01 $264,110 (20.2%) $332,098 (36.9%) 0.00 134
    2023-02-01 $259,596 (15.4%) $323,396 (24.8%) 0.00 144
    2023-03-01 $250,000 (11.1%) $319,790 (20.4%) 0.00 145
    2023-04-01 $262,000 (9.2%) $313,733 (6.2%) 0.00 139
    2023-05-01 $285,576 (14.3%) $313,100 (5.3%) 0.00 157
    2023-06-01 $275,750 (-3.2%) $305,461 (-2.5%) 0.00 160
    2023-07-01 $269,950 (-9.7%) $300,585 (-11.4%) 0.00 154
    2023-08-01 $259,000 (-13.4%) $287,473 (-12.8%) 0.00 152
    2023-09-01 $269,740 (-8.2%) $288,786 (-10.2%) 0.00 156
    2023-10-01 $280,053 (5.5%) $300,720 (-5.2%) 0.00 152
    2023-11-01 $272,000 (2.2%) $304,027 (-7.9%) 0.00 158
    2023-12-01 $277,000 (2.0%) $305,514 (-8.4%) 0.00 158
    2024-01-01 $273,225 (3.5%) $315,954 (-4.9%) 0.00 155
    2024-02-01 $256,725 (-1.1%) $313,541 (-3.1%) 0.00 170
    2024-03-01 $265,000 (6.0%) $320,053 (0.1%) 0.00 180
    2024-04-01 $275,000 (5.0%) $318,246 (1.4%) 0.00 194
    2024-05-01 $270,000 (-5.5%) $317,719 (1.5%) 0.00 200
    2024-06-01 $264,900 (-3.9%) $314,233 (2.9%) 0.00 205
    2024-07-01 $267,500 (-0.9%) $311,457 (3.6%) 0.00 220
    2024-08-01 $289,250 (11.7%) $319,427 (11.1%) 0.00 205
    2024-09-01 $277,450 (2.9%) $312,445 (8.2%) 0.00 202
    2024-10-01 $280,000 (0.0%) $314,013 (4.4%) 0.00 206
    2024-11-01 $285,000 (4.8%) $311,180 (2.4%) 0.00 208
    2024-12-01 $288,250 (4.1%) $314,797 (3.0%) 0.00 213
    2025-01-01 $287,850 (5.4%) $312,621 (-1.1%) 0.00 221
    2025-02-01 $287,625 (12.0%) $313,905 (0.1%) 0.00 221
    2025-03-01 $299,000 (12.8%) $316,759 (-1.0%) 0.00 222
    2025-04-01 $299,188 (8.8%) $311,438 (-2.1%) 0.00 235
    2025-05-01 $296,900 (10.0%) $311,726 (-1.9%) 0.00 232
    Del Rio's median listing price for 2025-05-01 was $296,900, a difference of $26,900 (10.0%) versus the prior year and $-2,288 versus the prior month.

    Del Rio's median listing price comes in at 0% of the national average.

    Del Rio's average listing price for 2025-05-01 was $311,726, a difference of $-5,993 (-1.9%) versus the prior year and $288 versus the prior month.

    For the 2025-05-01 period, Del Rio had 232 MLS listings, a difference of -3 listings (-1%) versus the prior month and 32 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Del Rio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,979 sqft
    2018-02-01 0 days 1,909 sqft
    2018-03-01 0 days 2,000 sqft
    2018-04-01 0 days 1,983 sqft
    2018-05-01 0 days 1,989 sqft
    2018-06-01 0 days 2,018 sqft
    2018-07-01 0 days 2,037 sqft
    2018-08-01 0 days 2,046 sqft
    2018-09-01 0 days 2,040 sqft
    2018-10-01 0 days 2,017 sqft
    2018-11-01 0 days 2,001 sqft
    2018-12-01 0 days 2,001 sqft
    2019-01-01 0 days 2,000 sqft
    2019-02-01 0 days 1,956 sqft
    2019-03-01 0 days 1,981 sqft
    2019-04-01 0 days 2,011 sqft
    2019-05-01 0 days 2,042 sqft
    2019-06-01 0 days 2,049 sqft
    2019-07-01 0 days 2,061 sqft
    2019-08-01 0 days 2,004 sqft
    2019-09-01 0 days 1,919 sqft
    2019-10-01 0 days 1,862 sqft
    2019-11-01 0 days 1,919 sqft
    2019-12-01 0 days 1,857 sqft
    2020-01-01 0 days 1,837 sqft
    2020-02-01 0 days 1,894 sqft
    2020-03-01 0 days 1,935 sqft
    2020-04-01 0 days 1,976 sqft
    2020-05-01 0 days 1,974 sqft
    2020-06-01 0 days 1,978 sqft
    2020-07-01 0 days 2,007 sqft
    2020-08-01 0 days 1,943 sqft
    2020-09-01 0 days 1,880 sqft
    2020-10-01 0 days 1,858 sqft
    2020-11-01 0 days 1,845 sqft
    2020-12-01 0 days 1,908 sqft
    2021-01-01 0 days 1,868 sqft
    2021-02-01 0 days 1,905 sqft
    2021-03-01 0 days 1,808 sqft
    2021-04-01 0 days 1,817 sqft
    2021-05-01 0 days 1,769 sqft
    2021-06-01 0 days 1,793 sqft
    2021-07-01 0 days 1,833 sqft
    2021-08-01 0 days 1,874 sqft
    2021-09-01 0 days 1,931 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,774 sqft
    2021-12-01 0 days 1,741 sqft
    2022-01-01 0 days 1,728 sqft
    2022-02-01 0 days 1,769 sqft
    2022-03-01 0 days 1,911 sqft
    2022-04-01 0 days 2,005 sqft
    2022-05-01 0 days 2,025 sqft
    2022-06-01 0 days 2,190 sqft
    2022-07-01 0 days 2,190 sqft
    2022-08-01 0 days 2,125 sqft
    2022-09-01 0 days 2,074 sqft
    2022-10-01 0 days 2,001 sqft
    2022-11-01 0 days 2,011 sqft
    2022-12-01 0 days 2,026 sqft
    2023-01-01 0 days 1,959 sqft
    2023-02-01 0 days 1,977 sqft
    2023-03-01 0 days 2,013 sqft
    2023-04-01 0 days 2,020 sqft
    2023-05-01 0 days 2,017 sqft
    2023-06-01 0 days 2,000 sqft
    2023-07-01 0 days 2,020 sqft
    2023-08-01 0 days 2,012 sqft
    2023-09-01 0 days 2,053 sqft
    2023-10-01 0 days 2,074 sqft
    2023-11-01 0 days 2,095 sqft
    2023-12-01 0 days 2,064 sqft
    2024-01-01 0 days 2,036 sqft
    2024-02-01 0 days 2,037 sqft
    2024-03-01 0 days 2,058 sqft
    2024-04-01 0 days 2,073 sqft
    2024-05-01 0 days 2,040 sqft
    2024-06-01 0 days 1,969 sqft
    2024-07-01 0 days 1,908 sqft
    2024-08-01 0 days 1,984 sqft
    2024-09-01 0 days 1,899 sqft
    2024-10-01 0 days 1,922 sqft
    2024-11-01 0 days 1,885 sqft
    2024-12-01 0 days 1,921 sqft
    2025-01-01 0 days 1,894 sqft
    2025-02-01 0 days 1,894 sqft
    2025-03-01 0 days 1,960 sqft
    2025-04-01 0 days 1,962 sqft
    2025-05-01 0 days 1,969 sqft
    Del Rio's median listing age (time on market) for 2025-05-01 was 0 days.

    Del Rio's median square footage for active listings during the 2025-05-01 period was 1,969 sqft. One year prior, the average listing was 2,040 sqft.

    Del Rio, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 382 $91,090,000 $238,455
    Refi 53 $13,445,000 $253,679
    Cash Out Refi 46 $8,500,000 $184,783
    Other 26 $3,150,000 $121,154
    Home Improvement 6 $430,000 $71,667

    Del Rio's most frequently cited loan purpose was Home Purchase, with 382 originations. The 2nd most popular reason was Refi, with 53 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 224 $56,830,000 $253,705
    5-6% 95 $24,565,000 $258,579
    7-8% 91 $18,745,000 $205,989
    Over 8% 40 $4,860,000 $121,500
    4-5% 5 $1,365,000 $273,000
    2.5-3% 5 $1,085,000 $217,000
    <2.5% 2 $10,000 $5,000
    3-4% 1 $185,000 $185,000

    During 2024, Del Rio's most frequently originated rate bucket was 6-7%, with 224 originations.

    Loan Sizing (Del Rio, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 262 $74,040,000 $282,595
    $100k-200k 153 $23,745,000 $155,196
    $100,000 or less 66 $4,260,000 $64,545
    $400k-600k 30 $13,310,000 $443,667
    $600k-1000k 2 $1,260,000 $630,000

    Del Rio's loan sizing saw the bucket of loans from $200k-400k with 262 originations, totaling $74,040,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 314 $78,130,000 $248,822
    60-80% 69 $13,455,000 $195,000
    Over 100% 31 $10,125,000 $326,613
    40-60% 17 $2,265,000 $133,235
    20-40% 14 $1,410,000 $100,714
    Under 20% 9 $275,000 $30,556

    Del Rio's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 314 originations, totaling $78,130,000 in origination value.