Brownwood Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brownwood averaged 6.54% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 7.03% and one month ago for the week of 2024-11-07, the average rate was 6.83%.

    Brownwood's average rate one year ago was 7.27%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Brownwood 30 Year Fixed Rate 2024-12-12 6.54%
    Brownwood 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Brownwood 15 Year Fixed Rate 2024-12-12 5.84%
    Brownwood 15 Year Fixed Rate Refi 2024-12-12 6.14%
    Brownwood 30 Year FHA 2024-12-12 6.55%
    Brownwood 30 Year FHA Refi 2024-12-12 6.08%
    Brownwood 30 Year USDA 2024-12-12 6.4%
    Brownwood 30 Year USDA Refi 2024-12-12 6.2%
    Brownwood 30 Year VA 2024-12-12 6.08%
    Brownwood 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brownwood, TX.

    Brownwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brownwood, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 17 7.06% $5,829
    PRIMELENDING, A PLAINSCAPITAL COMPANY 12 6.79% $6,467
    UNITED WHOLESALE MORTGAGE, LLC 10 6.62% $8,077
    OPEN MORTGAGE, LLC 7 6.96% $8,308
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.22% $8,498
    LOANDEPOT.COM, LLC 5 7.62% $5,827
    Prosperity Bank 3 5.63% $6,805
    First Financial Bank 3 6.38% $5,174
    GUILD MORTGAGE COMPANY 2 6.75% $5,780
    TEXAS TECH 2 6.13% $3,828
    Mr. Cooper ( Nationstar Mortgage ) 2 7.56% $6,277
    Gateway First Bank 2 6.63% $5,720
    Network Funding, L.P. 2 7.88% $3,979
    21ST MORTGAGE CORPORATION 2 7.38% $6,802
    AmeriHome Mortgage Company, LLC 2 7.00% $6,025
    ROYAL UNITED MORTGAGE LLC 2 7.75% $6,978
    City Bank 2 6.44% $6,639
    LEADERONE FINANCIAL CORPORATION 1 5.88% $10,084
    LENDSURE MORTGAGE CORP. 1 7.60% $15,448
    LRS FINANCIAL NETWORK, INC. 1 7.63% $5,679
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.63% $18,331
    Nations Lending Corporation 1 6.75% $8,160
    NP, Inc. 1 8.37% $6,462
    PENNYMAC LOAN SERVICES, LLC 1 5.99% $4,836
    Southwest Bank 1 7.50% $9,162
    SWBC MORTGAGE CORPORATION 1 7.50% $15,658
    T2 FINANCIAL LLC 1 6.99% $4,704
    TEXAS BAY 1 6.50% $6,703
    The Huntington National Bank 1 7.75% $6,399
    Truist 1 7.30% $2,658
    USAA Federal Savings Bank 1 7.25% $3,992
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $8,885
    Wells Fargo Bank 1 7.63% $0
    NexBank 1 8.50% $6,885
    A+ Federal Credit Union 1 7.25% $795
    AMCAP MORTGAGE, LTD. 1 7.25% $8,639
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.63% $11,241
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.63% $11,768
    Bank of America 1 6.50% $2,773
    BROKER SOLUTIONS, INC. 1 6.99% $5,106
    CARDINAL FINANCIAL 1 7.75% $5,487
    CHERRY CREEK MORTGAGE, LLC 1 6.63% $1,049
    CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $7,561
    EVERETT FINANCIAL, INC. 1 7.88% $4,783
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 7.50% $9,688
    Flagstar Bank, FSB 1 6.88% $11,404
    GREATER TEXAS FEDERAL CREDIT UNION 1 7.38% $6,259
    Guaranty Bank & Trust, N.A. 1 7.00% $6,976
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.13% $4,980
    JPMorgan Chase Bank 1 6.75% $7,551

    Brownwood Average Closing Costs & Other Stats

    Brownwood, TX's 50 lenders originated 456 loans during 2023. The total origination value was $85,220,000, with an average loan value of $186,886.

    Brownwood's average closing costs are $5,735.

    The top Brownwood lender as defined by loan originations is QUICKEN LOANS, LLC, with 17 loans originated. Their average total fees are $5,829, which is $638 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

    The lowest fee Brownwood lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,829), PRIMELENDING, A PLAINSCAPITAL COMPANY ($6,467), UNITED WHOLESALE MORTGAGE, LLC ($8,077), .

    The lowest rate Brownwood lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.62%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.79%), QUICKEN LOANS, LLC (7.06%), .

    Brownwood, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    PRIMELENDING, A PLAINSCAPITAL COMPANY $10,635,000 $11,165,000 5.0% 13.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,775,000 $5,010,000 80.5% 5.9%
    QUICKEN LOANS, LLC $6,515,000 $4,810,000 -26.2% 5.6%
    OPEN MORTGAGE, LLC $4,435,000 $4,380,000 -1.2% 5.1%
    Mortgage Research Center, LLC $2,540,000 $3,290,000 29.5% 3.9%
    21ST MORTGAGE CORPORATION $2,225,000 $2,420,000 8.8% 2.8%
    First Financial Bank $4,260,000 $2,060,000 -51.6% 2.4%
    Prosperity Bank $3,000,000 $2,060,000 -31.3% 2.4%
    GREYSTONE SERVICING COMPANY LLC $1,565,000 n/a 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,940,000 $1,430,000 -26.3% 1.7%
    USAA Federal Savings Bank $1,015,000 $1,130,000 11.3% 1.3%
    InterBank $1,050,000 n/a 1.2%
    Equity Prime Mortgage LLC $370,000 $1,045,000 182.4% 1.2%
    First Central Credit Union $900,000 $940,000 4.4% 1.1%
    AMCAP MORTGAGE, LTD. $155,000 $910,000 487.1% 1.1%
    Gateway First Bank $1,405,000 $895,000 -36.3% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $300,000 $815,000 171.7% 1.0%
    CARDINAL FINANCIAL $1,155,000 $805,000 -30.3% 0.9%
    GSF Mortgage Corporation $800,000 n/a 0.9%
    MORTGAGE FINANCIAL SERVICES, LLC $490,000 $795,000 62.2% 0.9%
    T2 FINANCIAL LLC $125,000 $755,000 504.0% 0.9%
    LOANDEPOT.COM, LLC $1,580,000 $745,000 -52.8% 0.9%
    SWBC MORTGAGE CORPORATION $135,000 $725,000 437.0% 0.9%
    VANDERBILT MORTGAGE AND FINANCE, INC. $350,000 $700,000 100.0% 0.8%
    Texas Heritage Bank $685,000 n/a 0.8%
    City Bank $725,000 $670,000 -7.6% 0.8%
    JPMorgan Chase Bank $365,000 $620,000 69.9% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,285,000 $620,000 -51.8% 0.7%
    Nations Lending Corporation $565,000 $610,000 8.0% 0.7%
    Guaranty Bank & Trust, N.A. $605,000 n/a 0.7%
    NEWREZ LLC $250,000 $565,000 126.0% 0.7%
    GUILD MORTGAGE COMPANY $1,125,000 $545,000 -51.6% 0.6%
    First National Bank $2,600,000 $480,000 -81.5% 0.6%
    VILLAGE CAPITAL MORTGAGE $465,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $450,000 n/a 0.5%
    CREDIT HUMAN FEDERAL CREDIT UNION $325,000 $420,000 29.2% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $125,000 $415,000 232.0% 0.5%
    The Huntington National Bank $415,000 n/a 0.5%
    FINANCE OF AMERICA REVERSE LLC $410,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $600,000 $410,000 -31.7% 0.5%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $605,000 $395,000 -34.7% 0.5%
    Century Mortgage Company DBA Century Lending Company $395,000 n/a 0.5%
    LOANPEOPLE, LLC $395,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $630,000 $390,000 -38.1% 0.5%
    Network Funding, L.P. $735,000 $360,000 -51.0% 0.4%
    BROKER SOLUTIONS, INC. $1,095,000 $350,000 -68.0% 0.4%
    LONE STAR STATE BANK $350,000 n/a 0.4%
    Southwest Bank $115,000 $345,000 200.0% 0.4%
    TIB The Independent Bankersbank $345,000 n/a 0.4%
    EVERETT FINANCIAL, INC. $615,000 $335,000 -45.5% 0.4%
    Citadel Servicing Corporation $325,000 n/a 0.4%
    GoPrime Mortgage, Inc. $325,000 n/a 0.4%
    Flagstar Bank, FSB $765,000 $315,000 -58.8% 0.4%
    LENDSURE MORTGAGE CORP. $315,000 n/a 0.4%
    ROYAL UNITED MORTGAGE LLC $480,000 $300,000 -37.5% 0.4%
    TEXAS TECH $85,000 $290,000 241.2% 0.3%
    CLEARPATH LENDING $285,000 n/a 0.3%
    NATIONS DIRECT MORTGAGE, LLC $285,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $280,000 n/a 0.3%
    CHERRY CREEK MORTGAGE, LLC $490,000 $275,000 -43.9% 0.3%
    NexBank $265,000 n/a 0.3%
    NP, Inc. $255,000 n/a 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $260,000 $240,000 -7.7% 0.3%
    PHH Mortgage Corporation $235,000 $235,000 0.0% 0.3%
    The First National Bank of Granbury $205,000 $235,000 14.6% 0.3%
    American National Bank & Trust $225,000 n/a 0.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $225,000 n/a 0.3%
    FIRST NATIONAL BANK OF WEATHERFORD $705,000 $225,000 -68.1% 0.3%
    LENDINGHOME FUNDING CORPORATION $225,000 n/a 0.3%
    TEXAS BAY $225,000 n/a 0.3%
    BancorpSouth $210,000 n/a 0.2%
    SFMC, LP $430,000 $210,000 -51.2% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $330,000 $210,000 -36.4% 0.2%
    COMMUNITY RESOURCE CREDIT UNION $205,000 n/a 0.2%
    Bank of America $85,000 $195,000 129.4% 0.2%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $185,000 n/a 0.2%
    DAS Acquisition Company, LLC $185,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.2%
    Goldwater Bank, N.A. $165,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $705,000 $165,000 -76.6% 0.2%
    Wells Fargo Bank $355,000 $165,000 -53.5% 0.2%
    Credit Union of Texas $155,000 n/a 0.2%
    CRESCENT MORTGAGE COMPANY $155,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $115,000 $155,000 34.8% 0.2%
    AMERISAVE MORTGAGE CORPORATION $450,000 $145,000 -67.8% 0.2%
    AMPLIFY $55,000 $145,000 163.6% 0.2%
    First American Bank $145,000 n/a 0.2%
    GREATER TEXAS FEDERAL CREDIT UNION $145,000 n/a 0.2%
    Carrington Mortgage Services, LLC $200,000 $135,000 -32.5% 0.2%
    FirstBank Southwest $135,000 n/a 0.2%
    A+ Federal Credit Union $130,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $125,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $145,000 $125,000 -13.8% 0.1%
    RANDOLPH-BROOKS $125,000 n/a 0.1%
    Truist $55,000 $105,000 90.9% 0.1%
    LOANPAL, LLC $590,000 $95,000 -83.9% 0.1%
    The First National Bank of Sonora $85,000 n/a 0.1%
    EECU $75,000 n/a 0.1%
    LRS FINANCIAL NETWORK, INC. $65,000 n/a 0.1%
    PNC Bank $175,000 $65,000 -62.9% 0.1%
    TEXELL Credit Union $35,000 $45,000 28.6% 0.1%

    Brownwood's top lender by overall market share is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 13.1% market share. In second place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,010,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $4,810,000 in loans. In fourth place, with 5.1%, is OPEN MORTGAGE, LLC, having originated $4,380,000 in loans. In fifth place, with 3.9%, is Mortgage Research Center, LLC, having originated $3,290,000 in loans.

    Brownwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $132,500 (-7.5%) $196,104 (-6.4%) 0.00 193
    2018-02-01 $132,375 (-4.4%) $192,212 (-14.8%) 0.00 186
    2018-03-01 $135,000 (-5.9%) $201,315 (-11.3%) 0.00 186
    2018-04-01 $154,225 (6.4%) $211,910 (-6.8%) 0.00 196
    2018-05-01 $160,725 (7.2%) $233,399 (2.5%) 0.00 197
    2018-06-01 $159,900 (8.3%) $224,853 (-0.9%) 0.00 201
    2018-07-01 $161,750 (8.7%) $227,687 (2.3%) 0.00 190
    2018-08-01 $159,900 (8.5%) $221,910 (4.1%) 0.00 193
    2018-09-01 $159,900 (0.0%) $214,905 (-4.5%) 0.00 194
    2018-10-01 $145,000 (-1.3%) $206,295 (-4.8%) 0.00 177
    2018-11-01 $146,425 (6.1%) $203,299 (-4.3%) 0.00 182
    2018-12-01 $139,900 (2.5%) $195,411 (0.3%) 0.00 190
    2019-01-01 $136,325 (2.9%) $185,974 (-5.2%) 0.00 184
    2019-02-01 $134,988 (2.0%) $182,625 (-5.0%) 0.00 183
    2019-03-01 $141,257 (4.6%) $193,096 (-4.1%) 0.00 181
    2019-04-01 $148,645 (-3.6%) $211,379 (-0.3%) 0.00 178
    2019-05-01 $136,125 (-15.3%) $210,820 (-9.7%) 0.00 185
    2019-06-01 $139,000 (-13.1%) $207,506 (-7.7%) 0.00 188
    2019-07-01 $136,150 (-15.8%) $208,212 (-8.6%) 0.00 187
    2019-08-01 $147,727 (-7.6%) $218,668 (-1.5%) 0.00 178
    2019-09-01 $151,818 (-5.1%) $230,697 (7.4%) 0.00 170
    2019-10-01 $161,000 (11.0%) $248,837 (20.6%) 0.00 154
    2019-11-01 $164,950 (12.7%) $260,337 (28.1%) 0.00 143
    2019-12-01 $164,300 (17.4%) $256,477 (31.3%) 0.00 138
    2020-01-01 $151,800 (11.4%) $254,944 (37.1%) 0.00 125
    2020-02-01 $140,000 (3.7%) $256,305 (40.3%) 0.00 120
    2020-03-01 $147,450 (4.4%) $244,870 (26.8%) 0.00 123
    2020-04-01 $145,750 (-2.0%) $232,931 (10.2%) 0.00 138
    2020-05-01 $148,500 (9.1%) $230,340 (9.3%) 0.00 136
    2020-06-01 $159,225 (14.6%) $245,297 (18.2%) 0.00 123
    2020-07-01 $149,450 (9.8%) $245,346 (17.8%) 0.00 122
    2020-08-01 $153,450 (3.9%) $277,824 (27.1%) 0.00 105
    2020-09-01 $151,000 (-0.5%) $291,257 (26.3%) 0.00 104
    2020-10-01 $149,450 (-7.2%) $310,375 (24.7%) 0.00 103
    2020-11-01 $149,425 (-9.4%) $296,523 (13.9%) 0.00 103
    2020-12-01 $157,500 (-4.1%) $299,608 (16.8%) 0.00 93
    2021-01-01 $149,250 (-1.7%) $293,197 (15.0%) 0.00 78
    2021-02-01 $224,500 (60.4%) $350,594 (36.8%) 0.00 67
    2021-03-01 $210,500 (42.8%) $350,692 (43.2%) 0.00 57
    2021-04-01 $219,125 (50.3%) $384,847 (65.2%) 0.00 59
    2021-05-01 $227,000 (52.9%) $400,806 (74.0%) 0.00 63
    2021-06-01 $225,625 (41.7%) $369,499 (50.6%) 0.00 74
    2021-07-01 $227,000 (51.9%) $340,488 (38.8%) 0.00 86
    2021-08-01 $242,900 (58.3%) $324,705 (16.9%) 0.00 72
    2021-09-01 $233,625 (54.7%) $367,993 (26.4%) 0.00 64
    2021-10-01 $250,000 (67.3%) $367,923 (18.5%) 0.00 73
    2021-11-01 $222,975 (49.2%) $322,816 (8.9%) 0.00 76
    2021-12-01 $193,000 (22.5%) $293,663 (-2.0%) 0.00 75
    2022-01-01 $184,750 (23.8%) $291,923 (-0.4%) 0.00 65
    2022-02-01 $172,575 (-23.1%) $267,711 (-23.6%) 0.00 60
    2022-03-01 $199,250 (-5.3%) $254,093 (-27.6%) 0.00 52
    2022-04-01 $190,000 (-13.3%) $258,002 (-33.0%) 0.00 47
    2022-05-01 $196,888 (-13.3%) $272,516 (-32.0%) 0.00 51
    2022-06-01 $223,725 (-0.8%) $330,629 (-10.5%) 0.00 74
    2022-07-01 $264,900 (16.7%) $360,268 (5.8%) 0.00 88
    2022-08-01 $288,000 (18.6%) $363,013 (11.8%) 0.00 105
    2022-09-01 $312,450 (33.7%) $373,692 (1.6%) 0.00 95
    2022-10-01 $300,000 (20.0%) $396,730 (7.8%) 0.00 104
    2022-11-01 $280,000 (25.6%) $375,919 (16.5%) 0.00 118
    2022-12-01 $281,450 (45.8%) $374,461 (27.5%) 0.00 118
    2023-01-01 $292,625 (58.4%) $359,653 (23.2%) 0.00 117
    2023-02-01 $255,249 (47.9%) $348,129 (30.0%) 0.00 119
    2023-03-01 $269,499 (35.3%) $338,274 (33.1%) 0.00 121
    2023-04-01 $265,000 (39.5%) $322,338 (24.9%) 0.00 122
    2023-05-01 $269,025 (36.6%) $347,072 (27.4%) 0.00 127
    2023-06-01 $256,000 (14.4%) $359,335 (8.7%) 0.00 137
    2023-07-01 $249,450 (-5.8%) $341,643 (-5.2%) 0.00 153
    2023-08-01 $239,500 (-16.8%) $357,392 (-1.6%) 0.00 142
    2023-09-01 $259,000 (-17.1%) $354,754 (-5.1%) 0.00 143
    2023-10-01 $249,765 (-16.7%) $357,864 (-9.8%) 0.00 147
    2023-11-01 $260,000 (-7.1%) $366,994 (-2.4%) 0.00 148
    2023-12-01 $250,000 (-11.2%) $344,823 (-7.9%) 0.00 141
    2024-01-01 $249,950 (-14.6%) $365,263 (1.6%) 0.00 137
    2024-02-01 $249,900 (-2.1%) $345,392 (-0.8%) 0.00 153
    2024-03-01 $249,950 (-7.3%) $363,341 (7.4%) 0.00 156
    2024-04-01 $242,200 (-8.6%) $353,798 (9.8%) 0.00 174
    2024-05-01 $265,350 (-1.4%) $365,037 (5.2%) 0.00 185
    2024-06-01 $275,000 (7.4%) $364,645 (1.5%) 0.00 185
    2024-07-01 $254,725 (2.1%) $356,674 (4.4%) 0.00 191
    2024-08-01 $249,950 (4.4%) $374,047 (4.7%) 0.00 171
    2024-09-01 $275,100 (6.2%) $399,579 (12.6%) 0.00 171
    2024-10-01 $259,800 (4.0%) $397,851 (11.2%) 0.00 165
    2024-11-01 $249,000 (-4.2%) $403,143 (9.9%) 0.00 166
    Brownwood's median listing price for 2024-11-01 was $249,000, a difference of $-11,000 (-4.2%) versus the prior year and $-10,800 versus the prior month.

    Brownwood's median listing price comes in at 0% of the national average.

    Brownwood's average listing price for 2024-11-01 was $403,143, a difference of $36,149 (9.9%) versus the prior year and $5,292 versus the prior month.

    For the 2024-11-01 period, Brownwood had 166 MLS listings, a difference of 1 listings (1%) versus the prior month and 18 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,595 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,669 sqft
    2018-04-01 0 days 1,718 sqft
    2018-05-01 0 days 1,717 sqft
    2018-06-01 0 days 1,754 sqft
    2018-07-01 0 days 1,801 sqft
    2018-08-01 0 days 1,797 sqft
    2018-09-01 0 days 1,755 sqft
    2018-10-01 0 days 1,671 sqft
    2018-11-01 0 days 1,686 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,627 sqft
    2019-02-01 0 days 1,650 sqft
    2019-03-01 0 days 1,595 sqft
    2019-04-01 0 days 1,618 sqft
    2019-05-01 0 days 1,527 sqft
    2019-06-01 0 days 1,540 sqft
    2019-07-01 0 days 1,575 sqft
    2019-08-01 0 days 1,598 sqft
    2019-09-01 0 days 1,603 sqft
    2019-10-01 0 days 1,628 sqft
    2019-11-01 0 days 1,689 sqft
    2019-12-01 0 days 1,671 sqft
    2020-01-01 0 days 1,589 sqft
    2020-02-01 0 days 1,525 sqft
    2020-03-01 0 days 1,595 sqft
    2020-04-01 0 days 1,556 sqft
    2020-05-01 0 days 1,620 sqft
    2020-06-01 0 days 1,666 sqft
    2020-07-01 0 days 1,631 sqft
    2020-08-01 0 days 1,623 sqft
    2020-09-01 0 days 1,621 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,649 sqft
    2020-12-01 0 days 1,727 sqft
    2021-01-01 0 days 1,626 sqft
    2021-02-01 0 days 1,703 sqft
    2021-03-01 0 days 1,652 sqft
    2021-04-01 0 days 1,664 sqft
    2021-05-01 0 days 1,861 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,766 sqft
    2021-08-01 0 days 1,755 sqft
    2021-09-01 0 days 1,732 sqft
    2021-10-01 0 days 1,744 sqft
    2021-11-01 0 days 1,811 sqft
    2021-12-01 0 days 1,693 sqft
    2022-01-01 0 days 1,607 sqft
    2022-02-01 0 days 1,521 sqft
    2022-03-01 0 days 1,617 sqft
    2022-04-01 0 days 1,568 sqft
    2022-05-01 0 days 1,629 sqft
    2022-06-01 0 days 1,715 sqft
    2022-07-01 0 days 1,776 sqft
    2022-08-01 0 days 1,804 sqft
    2022-09-01 0 days 1,923 sqft
    2022-10-01 0 days 1,908 sqft
    2022-11-01 0 days 1,881 sqft
    2022-12-01 0 days 1,860 sqft
    2023-01-01 0 days 1,818 sqft
    2023-02-01 0 days 1,773 sqft
    2023-03-01 0 days 1,783 sqft
    2023-04-01 0 days 1,740 sqft
    2023-05-01 0 days 1,792 sqft
    2023-06-01 0 days 1,793 sqft
    2023-07-01 0 days 1,792 sqft
    2023-08-01 0 days 1,761 sqft
    2023-09-01 0 days 1,750 sqft
    2023-10-01 0 days 1,665 sqft
    2023-11-01 0 days 1,690 sqft
    2023-12-01 0 days 1,709 sqft
    2024-01-01 0 days 1,724 sqft
    2024-02-01 0 days 1,693 sqft
    2024-03-01 0 days 1,712 sqft
    2024-04-01 0 days 1,710 sqft
    2024-05-01 0 days 1,710 sqft
    2024-06-01 0 days 1,738 sqft
    2024-07-01 0 days 1,720 sqft
    2024-08-01 0 days 1,709 sqft
    2024-09-01 0 days 1,744 sqft
    2024-10-01 0 days 1,728 sqft
    2024-11-01 0 days 1,724 sqft
    Brownwood's median listing age (time on market) for 2024-11-01 was 0 days.

    Brownwood's median square footage for active listings during the 2024-11-01 period was 1,724 sqft. One year prior, the average listing was 1,690 sqft.

    Brownwood, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 348 $72,450,000 $208,190
    Cash Out Refi 36 $5,020,000 $139,444
    Home Improvement 25 $1,935,000 $77,400
    Refi 24 $4,060,000 $169,167
    Other 23 $1,755,000 $76,304

    Brownwood's most frequently cited loan purpose was Home Purchase, with 348 originations. The 2nd most popular reason was Cash Out Refi, with 36 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 164 $35,350,000 $215,549
    7-8% 136 $26,160,000 $192,353
    Over 8% 71 $9,065,000 $127,676
    5-6% 47 $11,075,000 $235,638
    <2.5% 23 $115,000 $5,000
    4-5% 1 $175,000 $175,000

    During 2023, Brownwood's most frequently originated rate bucket was 6-7%, with 164 originations.

    Loan Sizing (Brownwood, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 171 $25,445,000 $148,801
    $200k-400k 134 $36,810,000 $274,701
    $100,000 or less 125 $7,055,000 $56,440
    $400k-600k 17 $7,555,000 $444,412
    $600k-1000k 7 $5,665,000 $809,286
    $Over $1MM 2 $2,690,000 $1,345,000

    Brownwood's loan sizing saw the bucket of loans from $100k-200k with 171 originations, totaling $25,445,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 220 $45,540,000 $207,000
    60-80% 95 $22,625,000 $238,158
    20-40% 40 $4,260,000 $106,500
    40-60% 36 $6,300,000 $175,000
    Under 20% 36 $730,000 $20,278
    Over 100% 16 $4,050,000 $253,125

    Brownwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 220 originations, totaling $45,540,000 in origination value.