Brownwood Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brownwood averaged 7.41% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.76% and one month ago for the week of 2023-10-19, the average rate was 7.75%.

Brownwood's average rate one year ago was 6.53%.

For refis of the same type during the week of 2023-11-22, the average rate was 7.59%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Brownwood 30 Year Fixed Rate 2023-11-22 7.41%
Brownwood 30 Year Fixed Rate Refi 2023-11-22 7.59%
Brownwood 15 Year Fixed Rate 2023-11-22 6.77%
Brownwood 15 Year Fixed Rate Refi 2023-11-22 6.97%
Brownwood 30 Year FHA 2023-11-22 -0.22%
Brownwood 30 Year FHA Refi 2023-11-22 0.1%
Brownwood 30 Year USDA 2023-11-22 0%
Brownwood 30 Year USDA Refi 2023-11-22 -0.2%
Brownwood 30 Year VA 2023-11-22 0.2%
Brownwood 30 Year VA Refi 2023-11-22 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brownwood, TX.

Brownwood Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brownwood, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
PRIMELENDING, A PLAINSCAPITAL COMPANY 19 5.81% $4,859
QUICKEN LOANS, LLC 17 4.82% $5,608
Prosperity Bank 10 5.83% $3,342
UNITED WHOLESALE MORTGAGE, LLC 8 5.54% $6,166
LOANDEPOT.COM, LLC 7 5.53% $5,635
OPEN MORTGAGE, LLC 6 5.42% $7,984
First National Bank 5 5.05% $4,716
First Central Credit Union 4 7.85% $2,538
BROKER SOLUTIONS, INC. 4 6.19% $5,165
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 4.62% $7,920
First Financial Bank 3 5.83% $6,223
GUILD MORTGAGE COMPANY 3 5.29% $6,379
LAKEVIEW LOAN SERVICING, LLC 3 4.46% $7,195
Gateway First Bank 3 4.42% $5,661
AMERICAN PACIFIC MORTGAGE CORPORATION 3 7.21% $8,300
City Bank 3 5.38% $5,212
Flagstar Bank, FSB 3 5.50% $6,292
MORTGAGE FINANCIAL SERVICES, LLC 2 5.24% $5,171
Network Funding, L.P. 2 3.88% $7,137
Paramount Residential Mortgage Group, Inc. 2 4.56% $9,049
PENNYMAC LOAN SERVICES, LLC 2 3.62% $4,870
Citizens Bank 2 5.06% $3,727
ROYAL UNITED MORTGAGE LLC 2 6.38% $5,978
CMG MORTGAGE, INC. 2 4.63% $7,170
SENTE MORTGAGE, INC. 2 5.43% $7,892
SFMC, LP 2 5.69% $6,649
CROSSCOUNTRY MORTGAGE, LLC 2 6.44% $6,487
CALIBER HOME LOANS, INC. 2 5.16% $8,526
CARDINAL FINANCIAL 2 6.43% $7,337
UNION HOME MORTGAGE CORP. 2 5.31% $5,802
UNIVERSITY Federal Credit Union 2 4.00% $4,909
ASPIRE FINANCIAL, INC. 2 5.44% $6,451
SECURITY SERVICE 1 5.38% $6,144
Southwest Bank 1 3.25% $3,179
SWBC MORTGAGE CORPORATION 1 4.88% $5,230
TEXAS TECH 1 6.38% $5,648
The Central Trust Bank 1 5.88% $4,471
The Home Loan Expert LLC 1 5.63% $4,833
Truist 1 3.13% $4,637
USAA Federal Savings Bank 1 5.13% $5,128
U.S. Bank 1 5.50% $3,392
Veritex Community Bank 1 3.13% $4,637
Wells Fargo Bank 1 7.13% $2,907
21ST MORTGAGE CORPORATION 1 9.50% $3,379
WILLOW BEND MORTGAGE COMPANY, LLC 1 5.63% $3,983
AMERICAN FINANCIAL RESOURCES, INC. 1 3.75% $9,285
AMERICA'S CHOICE HOME LOANS LP 1 5.88% $5,408
AMERISAVE MORTGAGE CORPORATION 1 2.63% $11,563
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.00% $15,605
BETTER MORTGAGE CORPORATION 1 5.00% $9,245
BLUELEAF LENDING, LLC 1 5.88% $3,235
CANOPY MORTGAGE, LLC 1 4.99% $7,439
CHERRY CREEK MORTGAGE, LLC 1 7.38% $4,259
Colonial Savings, F.A. 1 3.50% $2,690
Discover Bank 1 4.49% $0
Equity Prime Mortgage LLC 1 3.25% $7,967
EVERETT FINANCIAL, INC. 1 3.88% $2,015
First Bank 1 5.38% $14,479
GENEVA FINANCIAL, LLC 1 4.63% $3,365
GSB MORTGAGE, INC. 1 3.25% $3,712
GUARANTEED RATE, INC. 1 4.63% $5,070
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $4,724
HOMESTEAD FUNDING CORP. 1 6.00% $6,171
JPMorgan Chase Bank 1 3.00% $12,544
Lakeview Community Capital, LLC 1 5.63% $5,170
LEADERONE FINANCIAL CORPORATION 1 3.88% $2,950
LOANPAL, LLC 1 5.75% $6,575
MEMBER HOME LOAN, L.L.C. 1 4.00% $5,376
MID AMERICA MORTGAGE, INC. 1 6.25% $1,658
MOVEMENT MORTGAGE, LLC 1 3.81% $4,220
Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $6,152
NETWORK CAPITAL FUNDING CORPORATION 1 6.75% $6,197
PILGRIM MORTGAGE LLC 1 6.13% $7,954
Plains Commerce Bank 1 7.63% $5,006
PNC Bank 1 5.13% $6,453
S1L, Inc. 1 6.13% $6,562

Brownwood Average Closing Costs & Other Stats

Brownwood, TX's 76 lenders originated 527 loans during 2022. The total origination value was $113,045,000, with an average loan value of $214,507.

Brownwood's average closing costs are $5,430.

The top Brownwood lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 19 loans originated. Their average total fees are $4,859, which is $749 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Brownwood lenders (with over 10 loans originated) are Prosperity Bank ($3,342), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,859), QUICKEN LOANS, LLC ($5,608), .

The lowest rate Brownwood lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.82%), PRIMELENDING, A PLAINSCAPITAL COMPANY (5.81%), Prosperity Bank (5.83%), .

Brownwood, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,645,000 $10,635,000 546.5% 9.4%
Pinnacle Bank $9,305,000 n/a 8.2%
QUICKEN LOANS, LLC $9,965,000 $6,515,000 -34.6% 5.8%
OPEN MORTGAGE, LLC $4,480,000 $4,435,000 -1.0% 3.9%
First Financial Bank $5,010,000 $4,260,000 -15.0% 3.8%
Centennial Bank $3,035,000 n/a 2.7%
Prosperity Bank $2,630,000 $3,000,000 14.1% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $1,815,000 $2,775,000 52.9% 2.5%
First National Bank $18,670,000 $2,600,000 -86.1% 2.3%
Mortgage Research Center, LLC $3,230,000 $2,540,000 -21.4% 2.2%
21ST MORTGAGE CORPORATION $2,115,000 $2,225,000 5.2% 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,015,000 $1,940,000 -3.7% 1.7%
LOANDEPOT.COM, LLC $1,245,000 $1,580,000 26.9% 1.4%
Gateway First Bank $2,150,000 $1,405,000 -34.7% 1.2%
UNION HOME MORTGAGE CORP. $1,355,000 n/a 1.2%
Mr. Cooper ( Nationstar Mortgage ) $2,490,000 $1,285,000 -48.4% 1.1%
CMG MORTGAGE, INC. $1,560,000 $1,250,000 -19.9% 1.1%
Paramount Residential Mortgage Group, Inc. $1,200,000 n/a 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,080,000 $1,155,000 6.9% 1.0%
LAKEVIEW LOAN SERVICING, LLC $1,335,000 $1,155,000 -13.5% 1.0%
GUILD MORTGAGE COMPANY $4,380,000 $1,125,000 -74.3% 1.0%
BROKER SOLUTIONS, INC. $470,000 $1,095,000 133.0% 1.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $575,000 $1,025,000 78.3% 0.9%
USAA Federal Savings Bank $505,000 $1,015,000 101.0% 0.9%
The First National Bank of Albany $920,000 n/a 0.8%
First Central Credit Union $335,000 $900,000 168.7% 0.8%
SOUTHWEST FUNDING, LP $75,000 $815,000 986.7% 0.7%
Complex Community Federal Credit Union $780,000 n/a 0.7%
Community National Bank $210,000 $775,000 269.0% 0.7%
Flagstar Bank, FSB $745,000 $765,000 2.7% 0.7%
Network Funding, L.P. $540,000 $735,000 36.1% 0.7%
City Bank $950,000 $725,000 -23.7% 0.6%
FIRST NATIONAL BANK OF WEATHERFORD $705,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $165,000 $705,000 327.3% 0.6%
NAVY FEDERAL CREDIT UNION $1,300,000 $630,000 -51.5% 0.6%
EVERETT FINANCIAL, INC. $545,000 $615,000 12.8% 0.5%
ANGEL OAK MORTGAGE SOLUTIONS LLC $605,000 n/a 0.5%
UNIVERSITY Federal Credit Union $605,000 n/a 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $600,000 n/a 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $305,000 $595,000 95.1% 0.5%
LOANPAL, LLC $280,000 $590,000 110.7% 0.5%
Nations Lending Corporation $125,000 $565,000 352.0% 0.5%
ASPIRE FINANCIAL, INC. $555,000 n/a 0.5%
COUNTRYPLACE MORTGAGE, LTD. $190,000 $545,000 186.8% 0.5%
CHERRY CREEK MORTGAGE, LLC $490,000 n/a 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $320,000 $490,000 53.1% 0.4%
ROYAL UNITED MORTGAGE LLC $645,000 $480,000 -25.6% 0.4%
GUARANTEED RATE, INC. $1,260,000 $460,000 -63.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,050,000 $450,000 -57.1% 0.4%
First Bank $355,000 $445,000 25.4% 0.4%
Zions Bancorporation, N.A. $435,000 n/a 0.4%
Citizens Bank $670,000 $430,000 -35.8% 0.4%
SFMC, LP $360,000 $430,000 19.4% 0.4%
FIRST CENTENNIAL MORTGAGE CORPORATION $340,000 $425,000 25.0% 0.4%
GSB MORTGAGE, INC. $425,000 n/a 0.4%
SENTE MORTGAGE, INC. $420,000 n/a 0.4%
CALIBER HOME LOANS, INC. $600,000 $400,000 -33.3% 0.4%
SECURITY SERVICE $105,000 $395,000 276.2% 0.3%
Equity Prime Mortgage LLC $370,000 n/a 0.3%
JPMorgan Chase Bank $300,000 $365,000 21.7% 0.3%
KELLER MORTGAGE, LLC $435,000 $355,000 -18.4% 0.3%
Wells Fargo Bank $1,010,000 $355,000 -64.9% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $415,000 $350,000 -15.7% 0.3%
BLUELEAF LENDING, LLC $345,000 n/a 0.3%
TRIAD FINANCIAL SERVICES, INC. $135,000 $330,000 144.4% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $460,000 $325,000 -29.3% 0.3%
AMERICA'S CHOICE HOME LOANS LP $1,055,000 $305,000 -71.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $545,000 $300,000 -45.0% 0.3%
BETTER MORTGAGE CORPORATION $1,320,000 $275,000 -79.2% 0.2%
BECKAM FUNDING CORP. $265,000 n/a 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $735,000 $260,000 -64.6% 0.2%
ABILENE TEACHERS Federal Credit Union $85,000 $255,000 200.0% 0.2%
NEWREZ LLC $1,060,000 $250,000 -76.4% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $180,000 $245,000 36.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $265,000 $235,000 -11.3% 0.2%
PHH Mortgage Corporation $235,000 n/a 0.2%
Colonial Savings, F.A. $345,000 $205,000 -40.6% 0.2%
First Bank & Trust $325,000 $205,000 -36.9% 0.2%
Loan Simple, Inc. $205,000 n/a 0.2%
The Central Trust Bank $205,000 n/a 0.2%
The First National Bank of Granbury $205,000 n/a 0.2%
The Home Loan Expert LLC $205,000 n/a 0.2%
Carrington Mortgage Services, LLC $855,000 $200,000 -76.6% 0.2%
MID AMERICA MORTGAGE, INC. $1,600,000 $200,000 -87.5% 0.2%
International Bank of Commerce $105,000 $195,000 85.7% 0.2%
The Bank & Trust $195,000 n/a 0.2%
Watermark Capital, Inc. $185,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $175,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $175,000 40.0% 0.2%
PILGRIM MORTGAGE LLC $175,000 n/a 0.2%
PNC Bank $175,000 n/a 0.2%
CANOPY MORTGAGE, LLC $165,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $535,000 $155,000 -71.0% 0.1%
CORNERSTONE HOME LENDING, INC. $215,000 $155,000 -27.9% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $155,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $145,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $655,000 $145,000 -77.9% 0.1%
S1L, Inc. $145,000 n/a 0.1%
U.S. Bank $310,000 $145,000 -53.2% 0.1%
Discover Bank $135,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $135,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $75,000 $135,000 80.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $520,000 $125,000 -76.0% 0.1%
T2 FINANCIAL LLC $425,000 $125,000 -70.6% 0.1%
First United Bank and Trust Company $255,000 $115,000 -54.9% 0.1%
LEADERONE FINANCIAL CORPORATION $215,000 $115,000 -46.5% 0.1%
Southwest Bank $520,000 $115,000 -77.9% 0.1%
ALL REVERSE MORTGAGE, INC. $105,000 n/a 0.1%
GENEVA FINANCIAL, LLC $105,000 n/a 0.1%
Plains Commerce Bank $105,000 n/a 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $95,000 n/a 0.1%
Bank of America $85,000 n/a 0.1%
Lakeview Community Capital, LLC $85,000 n/a 0.1%
TEXAS TECH $635,000 $85,000 -86.6% 0.1%
FIRST SERVICE Credit Union $75,000 n/a 0.1%
CSL Financial, LLC $65,000 n/a 0.1%
MEMBER HOME LOAN, L.L.C. $65,000 n/a 0.1%
Western Bank $55,000 $65,000 18.2% 0.1%
AMERICAN ADVISORS GROUP $515,000 $55,000 -89.3% 0.0%
AMPLIFY $55,000 n/a 0.0%
Truist $55,000 n/a 0.0%
Veritex Community Bank $55,000 n/a 0.0%
TEXELL Credit Union $35,000 n/a 0.0%
MidFirst Bank $15,000 n/a 0.0%

Brownwood's top lender by overall market share is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 9.4% market share. In second place, with 8.2%, is Pinnacle Bank, having originated $9,305,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $6,515,000 in loans. In fourth place, with 3.9%, is OPEN MORTGAGE, LLC, having originated $4,435,000 in loans. In fifth place, with 3.8%, is First Financial Bank, having originated $4,260,000 in loans.


Brownwood Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $132,500 (-7.5%) $196,104 (-6.4%) 0.00 193
2018-02-01 $132,375 (-4.4%) $192,212 (-14.8%) 0.00 186
2018-03-01 $135,000 (-5.9%) $201,315 (-11.3%) 0.00 186
2018-04-01 $154,225 (6.4%) $211,910 (-6.8%) 0.00 196
2018-05-01 $160,725 (7.2%) $233,399 (2.5%) 0.00 197
2018-06-01 $159,900 (8.3%) $224,853 (-0.9%) 0.00 201
2018-07-01 $161,750 (8.7%) $227,687 (2.3%) 0.00 190
2018-08-01 $159,900 (8.5%) $221,910 (4.1%) 0.00 193
2018-09-01 $159,900 (0.0%) $214,905 (-4.5%) 0.00 194
2018-10-01 $145,000 (-1.3%) $206,295 (-4.8%) 0.00 177
2018-11-01 $146,425 (6.1%) $203,299 (-4.3%) 0.00 182
2018-12-01 $139,900 (2.5%) $195,411 (0.3%) 0.00 190
2019-01-01 $136,325 (2.9%) $185,974 (-5.2%) 0.00 184
2019-02-01 $134,988 (2.0%) $182,625 (-5.0%) 0.00 183
2019-03-01 $141,257 (4.6%) $193,096 (-4.1%) 0.00 181
2019-04-01 $148,645 (-3.6%) $211,380 (-0.3%) 0.00 178
2019-05-01 $136,125 (-15.3%) $210,820 (-9.7%) 0.00 185
2019-06-01 $139,000 (-13.1%) $207,506 (-7.7%) 0.00 188
2019-07-01 $136,150 (-15.8%) $208,212 (-8.6%) 0.00 187
2019-08-01 $147,727 (-7.6%) $218,668 (-1.5%) 0.00 178
2019-09-01 $151,818 (-5.1%) $230,697 (7.4%) 0.00 170
2019-10-01 $161,000 (11.0%) $248,837 (20.6%) 0.00 154
2019-11-01 $164,950 (12.7%) $260,337 (28.1%) 0.00 143
2019-12-01 $164,300 (17.4%) $256,477 (31.3%) 0.00 138
2020-01-01 $151,800 (11.4%) $254,944 (37.1%) 0.00 125
2020-02-01 $140,000 (3.7%) $256,305 (40.3%) 0.00 120
2020-03-01 $147,450 (4.4%) $244,870 (26.8%) 0.00 123
2020-04-01 $145,750 (-2.0%) $232,931 (10.2%) 0.00 138
2020-05-01 $148,500 (9.1%) $230,340 (9.3%) 0.00 136
2020-06-01 $159,225 (14.6%) $245,297 (18.2%) 0.00 123
2020-07-01 $149,450 (9.8%) $245,346 (17.8%) 0.00 122
2020-08-01 $153,450 (3.9%) $277,824 (27.1%) 0.00 105
2020-09-01 $151,000 (-0.5%) $291,257 (26.3%) 0.00 104
2020-10-01 $149,450 (-7.2%) $310,375 (24.7%) 0.00 103
2020-11-01 $149,425 (-9.4%) $296,523 (13.9%) 0.00 103
2020-12-01 $157,500 (-4.1%) $299,608 (16.8%) 0.00 93
2021-01-01 $149,250 (-1.7%) $293,197 (15.0%) 0.00 78
2021-02-01 $224,500 (60.4%) $350,594 (36.8%) 0.00 67
2021-03-01 $210,500 (42.8%) $350,692 (43.2%) 0.00 57
2021-04-01 $219,125 (50.3%) $384,847 (65.2%) 0.00 59
2021-05-01 $227,000 (52.9%) $400,806 (74.0%) 0.00 63
2021-06-01 $225,625 (41.7%) $369,499 (50.6%) 0.00 74
2021-07-01 $227,000 (51.9%) $340,488 (38.8%) 0.00 86
2021-08-01 $242,900 (58.3%) $324,705 (16.9%) 0.00 72
2021-09-01 $233,625 (54.7%) $367,993 (26.4%) 0.00 64
2021-10-01 $250,000 (67.3%) $367,923 (18.5%) 0.00 73
2021-11-01 $222,975 (49.2%) $322,816 (8.9%) 0.00 76
2021-12-01 $193,000 (22.5%) $293,663 (-2.0%) 0.00 75
2022-01-01 $184,750 (23.8%) $291,923 (-0.4%) 0.00 65
2022-02-01 $172,575 (-23.1%) $267,711 (-23.6%) 0.00 60
2022-03-01 $199,250 (-5.3%) $254,093 (-27.6%) 0.00 52
2022-04-01 $190,000 (-13.3%) $258,002 (-33.0%) 0.00 47
2022-05-01 $196,888 (-13.3%) $272,516 (-32.0%) 0.00 51
2022-06-01 $223,725 (-0.8%) $330,629 (-10.5%) 0.00 74
2022-07-01 $264,900 (16.7%) $360,268 (5.8%) 0.00 88
2022-08-01 $288,000 (18.6%) $363,013 (11.8%) 0.00 105
2022-09-01 $312,450 (33.7%) $373,692 (1.6%) 0.00 95
2022-10-01 $300,000 (20.0%) $396,730 (7.8%) 0.00 104
2022-11-01 $280,000 (25.6%) $375,919 (16.5%) 0.00 118
2022-12-01 $281,450 (45.8%) $374,461 (27.5%) 0.00 118
2023-01-01 $292,625 (58.4%) $359,653 (23.2%) 0.00 117
2023-02-01 $255,249 (47.9%) $348,129 (30.0%) 0.00 119
2023-03-01 $269,499 (35.3%) $338,274 (33.1%) 0.00 121
2023-04-01 $265,000 (39.5%) $322,338 (24.9%) 0.00 122
2023-05-01 $269,025 (36.6%) $347,072 (27.4%) 0.00 127
2023-06-01 $256,000 (14.4%) $359,335 (8.7%) 0.00 137
2023-07-01 $249,450 (-5.8%) $341,643 (-5.2%) 0.00 153
2023-08-01 $239,500 (-16.8%) $357,392 (-1.6%) 0.00 142
2023-09-01 $259,000 (-17.1%) $354,754 (-5.1%) 0.00 143
2023-10-01 $249,765 (-16.7%) $357,864 (-9.8%) 0.00 147
Brownwood's median listing price for 2023-10-01 was $249,765, a difference of $-50,235 (-16.7%) versus the prior year and $-9,235 versus the prior month.

Brownwood's median listing price comes in at 0% of the national average.

Brownwood's average listing price for 2023-10-01 was $357,864, a difference of $-38,866 (-9.8%) versus the prior year and $3,110 versus the prior month.

For the 2023-10-01 period, Brownwood had 147 MLS listings, a difference of 4 listings (3%) versus the prior month and 43 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,595 sqft
2018-02-01 0 days 1,608 sqft
2018-03-01 0 days 1,669 sqft
2018-04-01 0 days 1,718 sqft
2018-05-01 0 days 1,717 sqft
2018-06-01 0 days 1,754 sqft
2018-07-01 0 days 1,801 sqft
2018-08-01 0 days 1,797 sqft
2018-09-01 0 days 1,755 sqft
2018-10-01 0 days 1,671 sqft
2018-11-01 0 days 1,686 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,627 sqft
2019-02-01 0 days 1,650 sqft
2019-03-01 0 days 1,595 sqft
2019-04-01 0 days 1,618 sqft
2019-05-01 0 days 1,527 sqft
2019-06-01 0 days 1,540 sqft
2019-07-01 0 days 1,575 sqft
2019-08-01 0 days 1,598 sqft
2019-09-01 0 days 1,603 sqft
2019-10-01 0 days 1,628 sqft
2019-11-01 0 days 1,689 sqft
2019-12-01 0 days 1,671 sqft
2020-01-01 0 days 1,589 sqft
2020-02-01 0 days 1,525 sqft
2020-03-01 0 days 1,595 sqft
2020-04-01 0 days 1,556 sqft
2020-05-01 0 days 1,620 sqft
2020-06-01 0 days 1,666 sqft
2020-07-01 0 days 1,631 sqft
2020-08-01 0 days 1,623 sqft
2020-09-01 0 days 1,621 sqft
2020-10-01 0 days 1,648 sqft
2020-11-01 0 days 1,649 sqft
2020-12-01 0 days 1,727 sqft
2021-01-01 0 days 1,626 sqft
2021-02-01 0 days 1,703 sqft
2021-03-01 0 days 1,652 sqft
2021-04-01 0 days 1,664 sqft
2021-05-01 0 days 1,861 sqft
2021-06-01 0 days 1,747 sqft
2021-07-01 0 days 1,766 sqft
2021-08-01 0 days 1,755 sqft
2021-09-01 0 days 1,732 sqft
2021-10-01 0 days 1,744 sqft
2021-11-01 0 days 1,811 sqft
2021-12-01 0 days 1,693 sqft
2022-01-01 0 days 1,607 sqft
2022-02-01 0 days 1,521 sqft
2022-03-01 0 days 1,617 sqft
2022-04-01 0 days 1,568 sqft
2022-05-01 0 days 1,629 sqft
2022-06-01 0 days 1,715 sqft
2022-07-01 0 days 1,776 sqft
2022-08-01 0 days 1,804 sqft
2022-09-01 0 days 1,923 sqft
2022-10-01 0 days 1,908 sqft
2022-11-01 0 days 1,881 sqft
2022-12-01 0 days 1,860 sqft
2023-01-01 0 days 1,818 sqft
2023-02-01 0 days 1,773 sqft
2023-03-01 0 days 1,783 sqft
2023-04-01 0 days 1,740 sqft
2023-05-01 0 days 1,792 sqft
2023-06-01 0 days 1,793 sqft
2023-07-01 0 days 1,792 sqft
2023-08-01 0 days 1,761 sqft
2023-09-01 0 days 1,750 sqft
2023-10-01 0 days 1,665 sqft
Brownwood's median listing age (time on market) for 2023-10-01 was 0 days.

Brownwood's median square footage for active listings during the 2023-10-01 period was 1,665 sqft. One year prior, the average listing was 1,908 sqft.

Brownwood, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 381 $89,525,000 $234,974
Cash Out Refi 62 $11,010,000 $177,581
Refi 52 $8,100,000 $155,769
Other 17 $3,195,000 $187,941
Home Improvement 15 $1,215,000 $81,000

Brownwood's most frequently cited loan purpose was Home Purchase, with 381 originations. The 2nd most popular reason was Cash Out Refi, with 62 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 146 $29,490,000 $201,986
4-5% 101 $19,545,000 $193,515
3-4% 94 $19,160,000 $203,830
6-7% 87 $14,635,000 $168,218
7-8% 38 $7,460,000 $196,316
Over 8% 29 $2,725,000 $93,966
2.5-3% 13 $3,225,000 $248,077
<2.5% 7 $885,000 $126,429

During 2022, Brownwood's most frequently originated rate bucket was 5-6%, with 146 originations.

Loan Sizing (Brownwood, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 256 $38,020,000 $148,516
$200k-400k 135 $36,575,000 $270,926
$100,000 or less 98 $6,530,000 $66,633
$400k-600k 28 $12,890,000 $460,357
$600k-1000k 7 $5,405,000 $772,143
$Over $1MM 3 $13,625,000 $4,541,667

Brownwood's loan sizing saw the bucket of loans from $100k-200k with 256 originations, totaling $38,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 267 $53,995,000 $202,228
60-80% 141 $30,985,000 $219,752
40-60% 58 $9,100,000 $156,897
20-40% 23 $2,905,000 $126,304
Over 100% 12 $2,170,000 $180,833
Under 20% 12 $540,000 $45,000

Brownwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 267 originations, totaling $53,995,000 in origination value.