Brownwood Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brownwood averaged 7% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.82% and one month ago for the week of 2025-03-06, the average rate was 6.81%.

    Brownwood's average rate one year ago was 7.3%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Brownwood 30 Year Fixed Rate 2025-04-10 7%
    Brownwood 30 Year Fixed Rate Refi 2025-04-10 7.02%
    Brownwood 15 Year Fixed Rate 2025-04-10 5.82%
    Brownwood 15 Year Fixed Rate Refi 2025-04-10 5.92%
    Brownwood 30 Year FHA 2025-04-10 6.43%
    Brownwood 30 Year FHA Refi 2025-04-10 6.63%
    Brownwood 30 Year USDA 2025-04-10 6.45%
    Brownwood 30 Year USDA Refi 2025-04-10 6.65%
    Brownwood 30 Year VA 2025-04-10 6.19%
    Brownwood 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brownwood, TX.

    Brownwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brownwood, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 30 6.98% $6,418
    UNITED WHOLESALE MORTGAGE, LLC 8 7.12% $7,343
    GUILD MORTGAGE COMPANY 5 6.92% $5,322
    21ST MORTGAGE CORPORATION 4 8.73% $5,895
    USAA Federal Savings Bank 3 6.08% $5,919
    Gateway First Bank 3 7.38% $6,686
    LOANDEPOT.COM, LLC 3 7.04% $8,164
    Wells Fargo Bank 2 6.94% $5,729
    NexBank 2 7.25% $7,125
    ZILLOW HOME LOANS, LLC 2 6.38% $6,657
    Paramount Residential Mortgage Group, Inc. 2 7.25% $4,710
    PENNYMAC LOAN SERVICES, LLC 2 7.00% $5,055
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 8.06% $10,433
    First Financial Bank 2 7.29% $8,862
    LOANPAL, LLC 2 6.75% $6,859
    NEWREZ LLC 2 7.06% $3,551
    First Central Credit Union 1 11.70% $2,260
    Generations Community Federal Credit Union 1 7.38% $8,613
    HOMESIDE FINANCIAL, LLC 1 7.49% $18,625
    JMAC LENDING, INC. 1 6.75% $6,370
    JPMorgan Chase Bank 1 6.38% $2,720
    LOANPEOPLE, LLC 1 5.50% $6,445
    Loan Simple, Inc. 1 6.99% $20,722
    MEMBER FIRST MORTGAGE, LLC 1 6.38% $3,787
    MORTGAGE FINANCIAL SERVICES, LLC 1 6.88% $3,714
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $6,937
    Network Funding, L.P. 1 7.00% $7,279
    PLANET HOME LENDING, LLC 1 7.50% $12,476
    PLAZA HOME MORTGAGE, INC. 1 5.88% $11,480
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.99% $9,878
    Prosperity Home Mortgage, LLC 1 7.50% $4,253
    ROYAL UNITED MORTGAGE LLC 1 7.00% $6,481
    SIRVA MORTGAGE, INC. 1 6.13% $1,760
    TIB The Independent Bankersbank 1 6.88% $4,120
    SeaTrust Mortgage Company 1 6.62% $8,161
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.13% $5,685
    AMERICAN FINANCING CORPORATION 1 7.25% $7,808
    American Mortgage & Equity Consultants, Inc. 1 7.63% $5,325
    AmeriHome Mortgage Company, LLC 1 6.50% $2,989
    BancorpSouth 1 6.75% $6,776
    BMO Harris Bank 1 7.38% $4,133
    BOKF 1 6.50% $5,024
    CARDINAL FINANCIAL 1 6.13% $15,116
    Carrington Mortgage Services, LLC 1 6.63% $7,066
    Charles Schwab Bank, SSB 1 6.38% $4,306
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $6,540
    Commercial Bank of Texas 1 5.99% $6,961
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $6,113
    Deere Employees Credit Union 1 6.38% $5,917
    Farm Credit Mid-America, ACA 1 7.38% $10,054

    Brownwood Average Closing Costs & Other Stats

    Brownwood, TX's 50 lenders originated 406 loans during 2024. The total origination value was $80,360,000, with an average loan value of $197,931.

    Brownwood's average closing costs are $5,894.

    The top Brownwood lender as defined by loan originations is QUICKEN LOANS, LLC, with 30 loans originated. Their average total fees are $6,418, which is $925 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Brownwood lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,418), .

    The lowest rate Brownwood lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.98%), .

    Brownwood, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $4,810,000 $9,750,000 102.7% 12.1%
    UNITED WHOLESALE MORTGAGE, LLC $5,010,000 $4,655,000 -7.1% 5.8%
    GUILD MORTGAGE COMPANY $545,000 $3,270,000 500.0% 4.1%
    First Financial Bank $2,060,000 $3,260,000 58.3% 4.1%
    Mortgage Research Center, LLC $3,290,000 $3,015,000 -8.4% 3.8%
    21ST MORTGAGE CORPORATION $2,420,000 $1,925,000 -20.5% 2.4%
    FREEDOM MORTGAGE CORPORATION $450,000 $1,640,000 264.4% 2.0%
    Paramount Residential Mortgage Group, Inc. $1,585,000 n/a 2.0%
    The First National Bank of Albany $1,480,000 n/a 1.8%
    USAA Federal Savings Bank $1,130,000 $1,225,000 8.4% 1.5%
    American Mortgage Bank, LLC $1,135,000 n/a 1.4%
    LOANDEPOT.COM, LLC $745,000 $1,090,000 46.3% 1.4%
    Grandview Bank $970,000 n/a 1.2%
    PLANET HOME LENDING, LLC $935,000 n/a 1.2%
    HOMESIDE FINANCIAL, LLC $920,000 n/a 1.1%
    InterBank $1,050,000 $915,000 -12.9% 1.1%
    Prosperity Bank $2,060,000 $895,000 -56.6% 1.1%
    SeaTrust Mortgage Company $895,000 n/a 1.1%
    BROKER SOLUTIONS, INC. $350,000 $855,000 144.3% 1.1%
    CARDINAL FINANCIAL $805,000 $795,000 -1.2% 1.0%
    LOANPEOPLE, LLC $395,000 $785,000 98.7% 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $11,165,000 $750,000 -93.3% 0.9%
    Texas Heritage Bank $685,000 $740,000 8.0% 0.9%
    Wells Fargo Bank $165,000 $740,000 348.5% 0.9%
    Flagstar Bank, FSB $315,000 $705,000 123.8% 0.9%
    BancorpSouth $210,000 $700,000 233.3% 0.9%
    Community National Bank $690,000 n/a 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $815,000 $670,000 -17.8% 0.8%
    Gateway First Bank $895,000 $670,000 -25.1% 0.8%
    Equity Prime Mortgage LLC $1,045,000 $585,000 -44.0% 0.7%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $240,000 $560,000 133.3% 0.7%
    NEWREZ LLC $565,000 $555,000 -1.8% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $530,000 n/a 0.7%
    First Central Credit Union $940,000 $520,000 -44.7% 0.6%
    OPEN MORTGAGE, LLC $4,380,000 $520,000 -88.1% 0.6%
    PLAZA HOME MORTGAGE, INC. $480,000 n/a 0.6%
    Loan Simple, Inc. $465,000 n/a 0.6%
    NexBank $265,000 $460,000 73.6% 0.6%
    SFMC, LP $210,000 $455,000 116.7% 0.6%
    Prosperity Home Mortgage, LLC $450,000 n/a 0.6%
    ROYAL UNITED MORTGAGE LLC $300,000 $445,000 48.3% 0.6%
    U.S. Bank $445,000 n/a 0.6%
    Generations Community Federal Credit Union $395,000 n/a 0.5%
    SOUTHWEST STAGE FUNDING, LLC $415,000 $390,000 -6.0% 0.5%
    TIB The Independent Bankersbank $345,000 $390,000 13.0% 0.5%
    LOANPAL, LLC $95,000 $375,000 294.7% 0.5%
    NAVY FEDERAL CREDIT UNION $390,000 $360,000 -7.7% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 $355,000 115.2% 0.4%
    Commercial Bank of Texas $355,000 n/a 0.4%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $345,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,430,000 $340,000 -76.2% 0.4%
    CSL Financial, LLC $335,000 n/a 0.4%
    City Bank $670,000 $325,000 -51.5% 0.4%
    T2 FINANCIAL LLC $755,000 $325,000 -57.0% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $700,000 $315,000 -55.0% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $620,000 $310,000 -50.0% 0.4%
    JPMorgan Chase Bank $620,000 $305,000 -50.8% 0.4%
    Lakeview Community Capital, LLC $305,000 n/a 0.4%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $295,000 n/a 0.4%
    Farm Credit Mid-America, ACA $295,000 n/a 0.4%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $285,000 n/a 0.4%
    ZILLOW HOME LOANS, LLC $270,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.3%
    TEXAS DOW EMPLOYEES CREDIT UNION $265,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $260,000 n/a 0.3%
    Charles Schwab Bank, SSB $255,000 n/a 0.3%
    DAS Acquisition Company, LLC $185,000 $255,000 37.8% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $410,000 $255,000 -37.8% 0.3%
    Network Funding, L.P. $360,000 $255,000 -29.2% 0.3%
    Community First National Bank $235,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $210,000 $220,000 4.8% 0.3%
    BETTER MORTGAGE CORPORATION $215,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $215,000 n/a 0.3%
    OCMBC, INC. $215,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $420,000 $210,000 -50.0% 0.3%
    CHURCHILL MORTGAGE CORPORATION $205,000 n/a 0.3%
    CLEARPATH LENDING $285,000 $205,000 -28.1% 0.3%
    RANDOLPH-BROOKS $125,000 $200,000 60.0% 0.2%
    PENNYMAC LOAN SERVICES, LLC $165,000 $190,000 15.2% 0.2%
    AmeriHome Mortgage Company, LLC $280,000 $185,000 -33.9% 0.2%
    MEMBER FIRST MORTGAGE, LLC $185,000 n/a 0.2%
    SIRVA MORTGAGE, INC. $185,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $465,000 $185,000 -60.2% 0.2%
    FINANCE OF AMERICA REVERSE LLC $410,000 $180,000 -56.1% 0.2%
    American Mortgage & Equity Consultants, Inc. $175,000 n/a 0.2%
    Western Bank $170,000 n/a 0.2%
    Complex Community Federal Credit Union $155,000 n/a 0.2%
    BOKF $145,000 n/a 0.2%
    Texas Bank $145,000 n/a 0.2%
    BMO Harris Bank $135,000 n/a 0.2%
    JMAC LENDING, INC. $135,000 n/a 0.2%
    Regions Bank $135,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $135,000 n/a 0.2%
    R Bank $125,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $115,000 n/a 0.1%
    Carrington Mortgage Services, LLC $135,000 $115,000 -14.8% 0.1%
    Deere Employees Credit Union $115,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $105,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $105,000 n/a 0.1%
    Frost Bank $85,000 n/a 0.1%
    Discover Bank $70,000 n/a 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $795,000 $55,000 -93.1% 0.1%
    PNC Bank $65,000 $35,000 -46.2% 0.0%
    Bank of America $195,000 $25,000 -87.2% 0.0%

    Brownwood's top lender by overall market share is QUICKEN LOANS, LLC, with 12.1% market share. In second place, with 5.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,655,000 in loans. In third place, with 4.1%, is GUILD MORTGAGE COMPANY, having originated $3,270,000 in loans. In fourth place, with 4.1%, is First Financial Bank, having originated $3,260,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $3,015,000 in loans.

    Brownwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $132,500 (-7.5%) $196,104 (-6.4%) 0.00 193
    2018-02-01 $132,375 (-4.4%) $192,212 (-14.8%) 0.00 186
    2018-03-01 $135,000 (-5.9%) $201,315 (-11.3%) 0.00 186
    2018-04-01 $154,225 (6.4%) $211,910 (-6.8%) 0.00 196
    2018-05-01 $160,725 (7.2%) $233,399 (2.5%) 0.00 197
    2018-06-01 $159,900 (8.3%) $224,853 (-0.9%) 0.00 201
    2018-07-01 $161,750 (8.7%) $227,687 (2.3%) 0.00 190
    2018-08-01 $159,900 (8.5%) $221,910 (4.1%) 0.00 193
    2018-09-01 $159,900 (0.0%) $214,905 (-4.5%) 0.00 194
    2018-10-01 $145,000 (-1.3%) $206,295 (-4.8%) 0.00 177
    2018-11-01 $146,425 (6.1%) $203,299 (-4.3%) 0.00 182
    2018-12-01 $139,900 (2.5%) $195,411 (0.3%) 0.00 190
    2019-01-01 $136,325 (2.9%) $185,974 (-5.2%) 0.00 184
    2019-02-01 $134,988 (2.0%) $182,625 (-5.0%) 0.00 183
    2019-03-01 $141,257 (4.6%) $193,096 (-4.1%) 0.00 181
    2019-04-01 $148,645 (-3.6%) $211,379 (-0.3%) 0.00 178
    2019-05-01 $136,125 (-15.3%) $210,820 (-9.7%) 0.00 185
    2019-06-01 $139,000 (-13.1%) $207,506 (-7.7%) 0.00 188
    2019-07-01 $136,150 (-15.8%) $208,212 (-8.6%) 0.00 187
    2019-08-01 $147,727 (-7.6%) $218,668 (-1.5%) 0.00 178
    2019-09-01 $151,818 (-5.1%) $230,697 (7.4%) 0.00 170
    2019-10-01 $161,000 (11.0%) $248,837 (20.6%) 0.00 154
    2019-11-01 $164,950 (12.7%) $260,337 (28.1%) 0.00 143
    2019-12-01 $164,300 (17.4%) $256,477 (31.3%) 0.00 138
    2020-01-01 $151,800 (11.4%) $254,944 (37.1%) 0.00 125
    2020-02-01 $140,000 (3.7%) $256,305 (40.3%) 0.00 120
    2020-03-01 $147,450 (4.4%) $244,870 (26.8%) 0.00 123
    2020-04-01 $145,750 (-2.0%) $232,931 (10.2%) 0.00 138
    2020-05-01 $148,500 (9.1%) $230,340 (9.3%) 0.00 136
    2020-06-01 $159,225 (14.6%) $245,297 (18.2%) 0.00 123
    2020-07-01 $149,450 (9.8%) $245,346 (17.8%) 0.00 122
    2020-08-01 $153,450 (3.9%) $277,824 (27.1%) 0.00 105
    2020-09-01 $151,000 (-0.5%) $291,257 (26.3%) 0.00 104
    2020-10-01 $149,450 (-7.2%) $310,375 (24.7%) 0.00 103
    2020-11-01 $149,425 (-9.4%) $296,523 (13.9%) 0.00 103
    2020-12-01 $157,500 (-4.1%) $299,608 (16.8%) 0.00 93
    2021-01-01 $149,250 (-1.7%) $293,197 (15.0%) 0.00 78
    2021-02-01 $224,500 (60.4%) $350,594 (36.8%) 0.00 67
    2021-03-01 $210,500 (42.8%) $350,692 (43.2%) 0.00 57
    2021-04-01 $219,125 (50.3%) $384,847 (65.2%) 0.00 59
    2021-05-01 $227,000 (52.9%) $400,806 (74.0%) 0.00 63
    2021-06-01 $225,625 (41.7%) $369,499 (50.6%) 0.00 74
    2021-07-01 $227,000 (51.9%) $340,488 (38.8%) 0.00 86
    2021-08-01 $242,900 (58.3%) $324,705 (16.9%) 0.00 72
    2021-09-01 $233,625 (54.7%) $367,993 (26.4%) 0.00 64
    2021-10-01 $250,000 (67.3%) $367,923 (18.5%) 0.00 73
    2021-11-01 $222,975 (49.2%) $322,816 (8.9%) 0.00 76
    2021-12-01 $193,000 (22.5%) $293,663 (-2.0%) 0.00 75
    2022-01-01 $184,750 (23.8%) $291,923 (-0.4%) 0.00 65
    2022-02-01 $172,575 (-23.1%) $267,711 (-23.6%) 0.00 60
    2022-03-01 $199,250 (-5.3%) $254,093 (-27.6%) 0.00 52
    2022-04-01 $190,000 (-13.3%) $258,002 (-33.0%) 0.00 47
    2022-05-01 $196,888 (-13.3%) $272,516 (-32.0%) 0.00 51
    2022-06-01 $223,725 (-0.8%) $330,629 (-10.5%) 0.00 74
    2022-07-01 $264,900 (16.7%) $360,268 (5.8%) 0.00 88
    2022-08-01 $288,000 (18.6%) $363,013 (11.8%) 0.00 105
    2022-09-01 $314,900 (34.8%) $377,866 (2.7%) 0.00 96
    2022-10-01 $300,000 (20.0%) $400,224 (8.8%) 0.00 105
    2022-11-01 $280,000 (25.6%) $375,919 (16.5%) 0.00 118
    2022-12-01 $281,450 (45.8%) $374,461 (27.5%) 0.00 118
    2023-01-01 $292,625 (58.4%) $359,653 (23.2%) 0.00 117
    2023-02-01 $255,249 (47.9%) $348,129 (30.0%) 0.00 119
    2023-03-01 $269,499 (35.3%) $338,274 (33.1%) 0.00 121
    2023-04-01 $265,000 (39.5%) $322,338 (24.9%) 0.00 122
    2023-05-01 $269,025 (36.6%) $347,072 (27.4%) 0.00 127
    2023-06-01 $256,000 (14.4%) $359,335 (8.7%) 0.00 137
    2023-07-01 $249,450 (-5.8%) $341,643 (-5.2%) 0.00 153
    2023-08-01 $239,500 (-16.8%) $357,392 (-1.6%) 0.00 142
    2023-09-01 $259,000 (-17.8%) $354,754 (-6.1%) 0.00 143
    2023-10-01 $249,765 (-16.7%) $357,864 (-10.6%) 0.00 147
    2023-11-01 $260,000 (-7.1%) $366,994 (-2.4%) 0.00 148
    2023-12-01 $250,000 (-11.2%) $344,823 (-7.9%) 0.00 141
    2024-01-01 $249,950 (-14.6%) $365,263 (1.6%) 0.00 137
    2024-02-01 $249,900 (-2.1%) $345,392 (-0.8%) 0.00 153
    2024-03-01 $249,950 (-7.3%) $363,341 (7.4%) 0.00 156
    2024-04-01 $242,200 (-8.6%) $353,798 (9.8%) 0.00 174
    2024-05-01 $263,825 (-1.9%) $363,308 (4.7%) 0.00 185
    2024-06-01 $270,000 (5.5%) $366,801 (2.1%) 0.00 184
    2024-07-01 $254,725 (2.1%) $356,674 (4.4%) 0.00 191
    2024-08-01 $249,950 (4.4%) $374,047 (4.7%) 0.00 171
    2024-09-01 $275,100 (6.2%) $399,579 (12.6%) 0.00 171
    2024-10-01 $259,800 (4.0%) $397,851 (11.2%) 0.00 165
    2024-11-01 $249,000 (-4.2%) $403,143 (9.9%) 0.00 166
    2024-12-01 $259,825 (3.9%) $412,853 (19.7%) 0.00 150
    2025-01-01 $240,550 (-3.8%) $388,606 (6.4%) 0.00 147
    2025-02-01 $231,225 (-7.5%) $376,051 (8.9%) 0.00 152
    2025-03-01 $240,000 (-4.0%) $366,484 (0.9%) 0.00 156
    Brownwood's median listing price for 2025-03-01 was $240,000, a difference of $-9,950 (-4.0%) versus the prior year and $8,775 versus the prior month.

    Brownwood's median listing price comes in at 0% of the national average.

    Brownwood's average listing price for 2025-03-01 was $366,484, a difference of $3,143 (0.9%) versus the prior year and $-9,567 versus the prior month.

    For the 2025-03-01 period, Brownwood had 156 MLS listings, a difference of 4 listings (3%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brownwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,595 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,669 sqft
    2018-04-01 0 days 1,718 sqft
    2018-05-01 0 days 1,717 sqft
    2018-06-01 0 days 1,754 sqft
    2018-07-01 0 days 1,801 sqft
    2018-08-01 0 days 1,797 sqft
    2018-09-01 0 days 1,755 sqft
    2018-10-01 0 days 1,671 sqft
    2018-11-01 0 days 1,686 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,627 sqft
    2019-02-01 0 days 1,650 sqft
    2019-03-01 0 days 1,595 sqft
    2019-04-01 0 days 1,618 sqft
    2019-05-01 0 days 1,527 sqft
    2019-06-01 0 days 1,540 sqft
    2019-07-01 0 days 1,575 sqft
    2019-08-01 0 days 1,598 sqft
    2019-09-01 0 days 1,603 sqft
    2019-10-01 0 days 1,628 sqft
    2019-11-01 0 days 1,689 sqft
    2019-12-01 0 days 1,671 sqft
    2020-01-01 0 days 1,589 sqft
    2020-02-01 0 days 1,525 sqft
    2020-03-01 0 days 1,595 sqft
    2020-04-01 0 days 1,556 sqft
    2020-05-01 0 days 1,620 sqft
    2020-06-01 0 days 1,666 sqft
    2020-07-01 0 days 1,631 sqft
    2020-08-01 0 days 1,623 sqft
    2020-09-01 0 days 1,621 sqft
    2020-10-01 0 days 1,648 sqft
    2020-11-01 0 days 1,649 sqft
    2020-12-01 0 days 1,727 sqft
    2021-01-01 0 days 1,626 sqft
    2021-02-01 0 days 1,703 sqft
    2021-03-01 0 days 1,652 sqft
    2021-04-01 0 days 1,664 sqft
    2021-05-01 0 days 1,861 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,766 sqft
    2021-08-01 0 days 1,755 sqft
    2021-09-01 0 days 1,732 sqft
    2021-10-01 0 days 1,744 sqft
    2021-11-01 0 days 1,811 sqft
    2021-12-01 0 days 1,693 sqft
    2022-01-01 0 days 1,607 sqft
    2022-02-01 0 days 1,521 sqft
    2022-03-01 0 days 1,617 sqft
    2022-04-01 0 days 1,568 sqft
    2022-05-01 0 days 1,629 sqft
    2022-06-01 0 days 1,715 sqft
    2022-07-01 0 days 1,776 sqft
    2022-08-01 0 days 1,804 sqft
    2022-09-01 0 days 1,926 sqft
    2022-10-01 0 days 1,910 sqft
    2022-11-01 0 days 1,881 sqft
    2022-12-01 0 days 1,860 sqft
    2023-01-01 0 days 1,818 sqft
    2023-02-01 0 days 1,773 sqft
    2023-03-01 0 days 1,783 sqft
    2023-04-01 0 days 1,740 sqft
    2023-05-01 0 days 1,792 sqft
    2023-06-01 0 days 1,793 sqft
    2023-07-01 0 days 1,792 sqft
    2023-08-01 0 days 1,761 sqft
    2023-09-01 0 days 1,750 sqft
    2023-10-01 0 days 1,665 sqft
    2023-11-01 0 days 1,690 sqft
    2023-12-01 0 days 1,709 sqft
    2024-01-01 0 days 1,724 sqft
    2024-02-01 0 days 1,693 sqft
    2024-03-01 0 days 1,712 sqft
    2024-04-01 0 days 1,710 sqft
    2024-05-01 0 days 1,714 sqft
    2024-06-01 0 days 1,724 sqft
    2024-07-01 0 days 1,720 sqft
    2024-08-01 0 days 1,709 sqft
    2024-09-01 0 days 1,744 sqft
    2024-10-01 0 days 1,728 sqft
    2024-11-01 0 days 1,724 sqft
    2024-12-01 0 days 1,698 sqft
    2025-01-01 0 days 1,641 sqft
    2025-02-01 0 days 1,592 sqft
    2025-03-01 0 days 1,603 sqft
    Brownwood's median listing age (time on market) for 2025-03-01 was 0 days.

    Brownwood's median square footage for active listings during the 2025-03-01 period was 1,603 sqft. One year prior, the average listing was 1,712 sqft.

    Brownwood, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 267 $58,265,000 $218,221
    Cash Out Refi 48 $7,730,000 $161,042
    Refi 42 $9,200,000 $219,048
    Other 25 $3,615,000 $144,600
    Home Improvement 24 $1,550,000 $64,583

    Brownwood's most frequently cited loan purpose was Home Purchase, with 267 originations. The 2nd most popular reason was Cash Out Refi, with 48 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 171 $38,215,000 $223,480
    7-8% 85 $17,865,000 $210,176
    Over 8% 83 $9,955,000 $119,940
    5-6% 47 $9,875,000 $210,106
    <2.5% 7 $35,000 $5,000

    During 2024, Brownwood's most frequently originated rate bucket was 6-7%, with 171 originations.

    Loan Sizing (Brownwood, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 164 $24,440,000 $149,024
    $200k-400k 124 $34,060,000 $274,677
    $100,000 or less 88 $5,140,000 $58,409
    $400k-600k 22 $10,230,000 $465,000
    $600k-1000k 7 $5,365,000 $766,429
    $Over $1MM 1 $1,125,000 $1,125,000

    Brownwood's loan sizing saw the bucket of loans from $100k-200k with 164 originations, totaling $24,440,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 175 $38,725,000 $221,286
    60-80% 95 $19,985,000 $210,368
    40-60% 46 $7,720,000 $167,826
    20-40% 35 $3,175,000 $90,714
    Under 20% 20 $730,000 $36,500
    Over 100% 8 $2,360,000 $295,000

    Brownwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 175 originations, totaling $38,725,000 in origination value.