Fieldpoint Private Bank & Trust Mortgage Rates, Fees & Info

Greenwich, CT

LEI: 2549006970DDWK8E1864

Tax ID: 26-2436838

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Mortgage Data

Review & Overview

Fieldpoint Private Bank & Trust is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Fieldpoint Private Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: New York, Bridgeport, Atlanta, Palm Bay, and Los Angeles among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fieldpoint Private Bank & Trust has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

24

Origination Dollar Volume (All Markets)

$56,340,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $15,165,000 $1,685,000 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $10,345,000 $3,448,333 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $10,300,000 $2,575,000 $0 0.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $6,505,000 $6,505,000 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $4,965,000 $4,965,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $3,110,000 $1,555,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $3,055,000 $3,055,000 $0 0.00%
Outside of Metro Areas 1 $1,805,000 $1,805,000 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $805,000 $805,000 $0 0.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
Fieldpoint Private Bank & Trust's top markets include New York, Bridgeport, Atlanta, Palm Bay, and Los Angeles among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 24 $56,340,000 $2,347,500 $0 0.00%

    For 2023, Fieldpoint Private Bank & Trust's most frequently originated type of loan was Conventional, with 24 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14 $33,030,000 $2,359,286 $0 0.00%
    Cash Out Refi 7 $12,435,000 $1,776,429 $0 0.00%
    Refi 3 $10,875,000 $3,625,000 $0 0.00%

    For 2023, Fieldpoint Private Bank & Trust's most frequently cited loan purpose was Home Purchase, with 14 originations. The 2nd most popular reason was Cash Out Refi, with 7 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 24 $56,340,000 $2,347,500 $0 0.00%

    For 2023, Fieldpoint Private Bank & Trust's most frequently cited loan duration was Other, with 24 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 14 $51,100,000 $3,650,000 $0 0.00%
    $400k-600k 4 $2,010,000 $502,500 $0 0.00%
    $200k-400k 3 $995,000 $331,667 $0 0.00%
    $600k-1MM 3 $2,235,000 $745,000 $0 0.00%

    2023 saw Fieldpoint Private Bank & Trust place emphasis on $1MM+ loans with 14 originations, totaling $51,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 13 $27,925,000 $2,148,077 $0 0.00%
    $100k-150k 2 $720,000 $360,000 $0 0.00%
    $150k-250k 1 $285,000 $285,000 $0 0.00%

    Fieldpoint Private Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 13 originations. The second most popular income band? $100k-150k, with 2 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 24 $56,340,000 $2,347,500 $0 0.00%

    Fieldpoint Private Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 24 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 8 $27,410,000 $3,426,250 $0 0.00%
    White 13 $21,845,000 $1,680,385 $0 0.00%
    Asian 1 $4,965,000 $4,965,000 $0 0.00%
    Not provided 2 $2,120,000 $1,060,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    87.88%

    Fieldpoint Private Bank & Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.50%

    Fieldpoint Private Bank & Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 24 $56,340,000 $2,347,500

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    24 $56,340,000 $2,347,500