Fieldpoint Private Bank & Trust Mortgage Rates, Fees & Info

Greenwich, CT

LEI: 2549006970DDWK8E1864

Tax ID: 26-2436838

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Fieldpoint Private Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Fieldpoint Private Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Bridgeport, Miami, and Pittsfield among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fieldpoint Private Bank & Trust has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


Originations

47

Origination Dollar Volume (All Markets)

$92,275,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 17 $33,095,000 $1,946,765 $0 0.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $17,660,000 $8,830,000 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $13,610,000 $1,701,250 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $13,340,000 $3,335,000 $0 0.00%
PITTSFIELD, MA (FHA|USDA|VA) 2 $3,540,000 $1,770,000 $0 0.00%
Torrington, CT (FHA|USDA|VA) 1 $2,865,000 $2,865,000 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $2,510,000 $627,500 $0 0.00%
Outside of Metro Areas 2 $2,300,000 $1,150,000 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $710,000 $355,000 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $625,000 $625,000 $0 0.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $415,000 $415,000 $0 0.00%
Fieldpoint Private Bank & Trust's top markets include New York, Los Angeles, Bridgeport, Miami, and Pittsfield among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 47 $92,275,000 $1,963,298 $0 0.00%

    For 2022, Fieldpoint Private Bank & Trust's most frequently originated type of loan was Conventional, with 47 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 22 $51,940,000 $2,360,909 $0 0.00%
    Refi 19 $24,605,000 $1,295,000 $0 0.00%
    Cash Out Refi 6 $15,730,000 $2,621,667 $0 0.00%

    For 2022, Fieldpoint Private Bank & Trust's most frequently cited loan purpose was Home Purchase, with 22 originations. The 2nd most popular reason was Refi, with 19 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 47 $92,275,000 $1,963,298 $0 0.00%

    For 2022, Fieldpoint Private Bank & Trust's most frequently cited loan duration was Other, with 47 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 26 $82,240,000 $3,163,077 $0 0.00%
    $200k-400k 8 $2,390,000 $298,750 $0 0.00%
    $600k-1MM 8 $5,280,000 $660,000 $0 0.00%
    $400k-600k 5 $2,365,000 $473,000 $0 0.00%

    2022 saw Fieldpoint Private Bank & Trust place emphasis on $1MM+ loans with 26 originations, totaling $82,240,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 35 $77,445,000 $2,212,714 $0 0.00%
    $100k-150k 3 $1,265,000 $421,667 $0 0.00%
    $150k-250k 3 $1,535,000 $511,667 $0 0.00%
    $50k or less 1 $655,000 $655,000 $0 0.00%
    $75k-100k 1 $285,000 $285,000 $0 0.00%

    Fieldpoint Private Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 35 originations. The second most popular income band? $100k-150k, with 3 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 47 $92,275,000 $1,963,298 $0 0.00%

    Fieldpoint Private Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 47 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 31 $52,395,000 $1,690,161 $0 0.00%
    Black 1 $17,005,000 $17,005,000 $0 0.00%
    Not applicable 4 $11,090,000 $2,772,500 $0 0.00%
    Not provided 9 $7,395,000 $821,667 $0 0.00%
    Asian Indian 1 $4,025,000 $4,025,000 $0 0.00%
    Other Pacific Islander 1 $365,000 $365,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    87.06%

    Fieldpoint Private Bank & Trust has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.11%

    Fieldpoint Private Bank & Trust has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 47 $92,275,000 $1,963,298

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    47 $92,275,000 $1,963,298

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Flat Branch Mortgage, Inc. Conventional home mortgage Closing on a mortgage 1 100.0%