Fieldpoint Private Bank & Trust Mortgage Rates, Fees & Info
Greenwich, CTLEI: 2549006970DDWK8E1864
Tax ID: 26-2436838
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Mortgage Data
Review & Overview
Fieldpoint Private Bank & Trust is a smaller bank specializing in Home Purchase loans. Fieldpoint Private Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Bridgeport, New York, Washington, Hattiesburg, and Philadelphia among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Fieldpoint Private Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
27Origination Dollar Volume (All Markets)
$52,895,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $22,040,000 | $3,673,333 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $21,795,000 | $1,676,538 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $3,805,000 | $3,805,000 | $0 | 0.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $2,255,000 | $2,255,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $1,510,000 | $755,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 27 | $52,895,000 | $1,959,074 | $0 | 0.00% |
For 2019, Fieldpoint Private Bank & Trust's most frequently originated type of loan was Conventional, with 27 originations.
Loan Reason
For 2019, Fieldpoint Private Bank & Trust's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Refi, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 27 | $52,895,000 | $1,959,074 | $0 | 0.00% |
For 2019, Fieldpoint Private Bank & Trust's most frequently cited loan duration was Other, with 27 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 17 | $47,655,000 | $2,803,235 | $0 | 0.00% |
| $200k-400k | 5 | $1,495,000 | $299,000 | $0 | 0.00% |
| $600k-1MM | 5 | $3,745,000 | $749,000 | $0 | 0.00% |
2019 saw Fieldpoint Private Bank & Trust place emphasis on $1MM+ loans with 17 originations, totaling $47,655,000 in origination value.
Applicant Income
Fieldpoint Private Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 10 originations. The second most popular income band? $150k-250k, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 27 | $52,895,000 | $1,959,074 | $0 | 0.00% |
Fieldpoint Private Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 27 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.87%
Fieldpoint Private Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination70.37%
Fieldpoint Private Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 27 | $52,895,000 | $1,959,074 |