Hailey Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hailey averaged 6.91% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.82% and one month ago for the week of 2024-10-10, the average rate was 6.35%.

    Hailey's average rate one year ago was 7.33%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Hailey 30 Year Fixed Rate 2024-11-14 6.91%
    Hailey 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Hailey 15 Year Fixed Rate 2024-11-14 5.89%
    Hailey 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Hailey 30 Year FHA 2024-11-14 -0.1%
    Hailey 30 Year FHA Refi 2024-11-14 -0.1%
    Hailey 30 Year USDA 2024-11-14 0%
    Hailey 30 Year USDA Refi 2024-11-14 -0.2%
    Hailey 30 Year VA 2024-11-14 0.2%
    Hailey 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

    Hailey Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 32 6.83% $7,429
    QUICKEN LOANS, LLC 23 6.65% $10,016
    U.S. Bank 20 6.62% $10,279
    D. L. Evans Bank 20 6.86% $10,297
    GUARANTEED RATE, INC. 10 6.58% $8,041
    JPMorgan Chase Bank 10 6.12% $10,359
    Wells Fargo Bank 9 6.51% $10,600
    Zions Bank 7 6.32% $4,463
    PIONEER 6 5.96% $6,559
    UBS Bank USA 6 5.92% $9,189
    Charles Schwab Bank, SSB 6 5.46% $9,269
    Citibank 6 6.02% $6,006
    PROVIDENT FUNDING ASSOCIATES, L.P. 5 6.73% $5,761
    Flagstar Bank, FSB 5 6.65% $7,182
    IDAHO CENTRAL 4 6.90% $12,690
    First-Citizens Bank & Trust Company 4 5.13% $9,313
    Glacier Bank 4 6.22% $12,332
    LOANDEPOT.COM, LLC 4 7.72% $4,554
    Morgan Stanley Private Bank 4 5.85% $4,036
    Washington Federal Bank 4 7.03% $5,480
    First Federal Savings Bank of Twin Falls 3 6.67% $9,765
    Barrington Bank & Trust Company, N.A. 3 6.71% $10,413
    First Republic Bank 3 4.92% $7,734
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.62% $14,759
    Gateway First Bank 2 6.75% $15,033
    BROKER SOLUTIONS, INC. 2 7.44% $12,921
    Washington Trust Bank 2 6.56% $6,269
    ACADEMY MORTGAGE CORPORATION 2 6.13% $13,214
    MANN FINANCIAL INC. 2 6.88% $5,168
    GUILD MORTGAGE COMPANY 2 6.69% $8,560
    CALCON MUTUAL MORTGAGE LLC 1 5.50% $19,062
    BOKF 1 7.50% $5,167
    BMO Harris Bank 1 7.50% $8,343
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $9,814
    NFM, INC. 1 7.13% $10,244
    Paramount Residential Mortgage Group, Inc. 1 7.00% $6,084
    BETTER MORTGAGE CORPORATION 1 6.75% $13,093
    PNC Bank 1 7.50% $5,341
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $10,498
    Bank of Idaho 1 5.61% $27,318
    Bank of America 1 7.00% $6,389
    S1L, Inc. 1 6.88% $15,706
    SAMMAMISH MORTGAGE COMPANY 1 6.88% $2,546
    Stifel Bank and Trust 1 6.63% $8,035
    Summit Mortgage Corporation 1 6.88% $8,124
    Sunflower Bank 1 6.88% $14,129
    The Huntington National Bank 1 6.88% $7,552
    AXIA FINANCIAL, LLC 1 6.63% $10,104
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.88% $14,097
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $18,196
    VERITAS FUNDING, LLC 1 7.38% $9,851
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $5,307
    ALLIANT CREDIT UNION 1 5.88% $7,830
    WESTMARK Credit Union 1 6.50% $4,897
    F&A Federal Credit Union 1 6.24% $3,299
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.49% $7,069
    First National Bank of America 1 9.38% $13,102
    A&D Mortgage LLC 1 8.25% $23,566
    CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $6,264
    Comerica Bank 1 7.00% $13,798
    Goldman Sachs Bank USA 1 5.70% $16,585
    Century Mortgage Company DBA Century Lending Company 1 5.88% $8,046

    Hailey Average Closing Costs & Other Stats

    Hailey, ID's 62 lenders originated 521 loans during 2023. The total origination value was $328,915,000, with an average loan value of $631,315.

    Hailey's average closing costs are $6,684.

    The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 32 loans originated. Their average total fees are $7,429, which is $2,587 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Hailey lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($7,429), GUARANTEED RATE, INC. ($8,041), QUICKEN LOANS, LLC ($10,016), U.S. Bank ($10,279) and D. L. Evans Bank ($10,297).

    The lowest rate Hailey lenders (with over 10 loans originated) are JPMorgan Chase Bank (6.12%), GUARANTEED RATE, INC. (6.58%), U.S. Bank (6.62%), QUICKEN LOANS, LLC (6.65%) and UNITED WHOLESALE MORTGAGE, LLC (6.83%).

    Hailey, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    U.S. Bank $90,060,000 $30,980,000 -65.6% 9.4%
    D. L. Evans Bank $14,670,000 $30,795,000 109.9% 9.4%
    UNITED WHOLESALE MORTGAGE, LLC $22,130,000 $20,240,000 -8.5% 6.2%
    JPMorgan Chase Bank $38,435,000 $19,985,000 -48.0% 6.1%
    Zions Bank $48,285,000 $19,170,000 -60.3% 5.8%
    Washington Trust Bank $5,880,000 $14,315,000 143.5% 4.4%
    First-Citizens Bank & Trust Company $14,090,000 n/a 4.3%
    QUICKEN LOANS, LLC $17,860,000 $13,895,000 -22.2% 4.2%
    Idaho First Bank $10,340,000 $12,945,000 25.2% 3.9%
    Charles Schwab Bank, SSB $8,325,000 $11,190,000 34.4% 3.4%
    UBS Bank USA $8,725,000 $10,100,000 15.8% 3.1%
    Citibank $10,065,000 $9,755,000 -3.1% 3.0%
    First Republic Bank $69,175,000 $8,410,000 -87.8% 2.6%
    GUARANTEED RATE, INC. $30,360,000 $8,130,000 -73.2% 2.5%
    Wells Fargo Bank $29,150,000 $6,640,000 -77.2% 2.0%
    Washington Federal Bank $29,835,000 $6,280,000 -79.0% 1.9%
    IDAHO CENTRAL $10,570,000 $5,925,000 -43.9% 1.8%
    Glacier Bank $36,525,000 $4,340,000 -88.1% 1.3%
    Bank of Idaho $3,665,000 n/a 1.1%
    Stifel Bank and Trust $3,035,000 $3,510,000 15.7% 1.1%
    Flagstar Bank, FSB $8,650,000 $3,435,000 -60.3% 1.0%
    PIONEER $10,205,000 $3,320,000 -67.5% 1.0%
    Goldman Sachs Bank USA $1,255,000 $3,315,000 164.1% 1.0%
    Comerica Bank $3,005,000 n/a 0.9%
    BMO Harris Bank $4,765,000 $2,965,000 -37.8% 0.9%
    Morgan Stanley Private Bank $26,195,000 $2,890,000 -89.0% 0.9%
    FINANCE OF AMERICA REVERSE LLC $8,305,000 $2,880,000 -65.3% 0.9%
    Bank of America $50,160,000 $2,795,000 -94.4% 0.8%
    BLUE SKY BANK $2,715,000 n/a 0.8%
    GUILD MORTGAGE COMPANY $880,000 $2,595,000 194.9% 0.8%
    LOANDEPOT.COM, LLC $3,655,000 $2,425,000 -33.7% 0.7%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,390,000 $2,025,000 45.7% 0.6%
    First Federal Savings Bank of Twin Falls $2,985,000 $1,775,000 -40.5% 0.5%
    Gateway First Bank $510,000 $1,685,000 230.4% 0.5%
    Barrington Bank & Trust Company, N.A. $305,000 $1,565,000 413.1% 0.5%
    PREMIER MORTGAGE RESOURCES, L.L.C. $3,710,000 $1,510,000 -59.3% 0.5%
    ACADEMY MORTGAGE CORPORATION $805,000 $1,315,000 63.4% 0.4%
    NEWREZ LLC $815,000 $1,305,000 60.1% 0.4%
    LANTZMAN MANAGEMENT, INC. $1,265,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $185,000 $1,210,000 554.1% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,425,000 $1,120,000 -53.8% 0.3%
    JMAC LENDING, INC. $1,085,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,270,000 $1,060,000 -16.5% 0.3%
    ALLIANT CREDIT UNION $1,005,000 n/a 0.3%
    Logan Finance Corporation $905,000 n/a 0.3%
    The Huntington National Bank $765,000 $905,000 18.3% 0.3%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $785,000 $725,000 -7.6% 0.2%
    HomeStreet Bank $705,000 n/a 0.2%
    Sunflower Bank $705,000 n/a 0.2%
    A&D Mortgage LLC $695,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $675,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $665,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $450,000 $640,000 42.2% 0.2%
    FREEDOM MORTGAGE CORPORATION $1,115,000 $625,000 -43.9% 0.2%
    Mortgage Research Center, LLC $595,000 n/a 0.2%
    F&A Federal Credit Union $565,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $2,865,000 $565,000 -80.3% 0.2%
    BECKAM FUNDING CORP. $560,000 n/a 0.2%
    BAY-VALLEY MORTGAGE GROUP $545,000 n/a 0.2%
    UMB Bank $525,000 n/a 0.2%
    1st Security Bank of Washington $505,000 n/a 0.2%
    AXIA FINANCIAL, LLC $210,000 $505,000 140.5% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $475,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $175,000 $465,000 165.7% 0.1%
    BETTER MORTGAGE CORPORATION $835,000 $465,000 -44.3% 0.1%
    NFM, INC. $465,000 n/a 0.1%
    Umpqua Bank $205,000 $465,000 126.8% 0.1%
    VERITAS FUNDING, LLC $655,000 $465,000 -29.0% 0.1%
    PHH Mortgage Corporation $205,000 $455,000 122.0% 0.1%
    MANN FINANCIAL INC. $395,000 $450,000 13.9% 0.1%
    PNC Bank $2,935,000 $450,000 -84.7% 0.1%
    Figure Lending LLC $440,000 n/a 0.1%
    Summit Mortgage Corporation $435,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $615,000 $430,000 -30.1% 0.1%
    CALCON MUTUAL MORTGAGE LLC $1,850,000 $415,000 -77.6% 0.1%
    MOVEMENT MORTGAGE, LLC $12,005,000 $395,000 -96.7% 0.1%
    First National Bank of America $385,000 n/a 0.1%
    BOKF $375,000 n/a 0.1%
    S1L, Inc. $2,675,000 $355,000 -86.7% 0.1%
    BM Real Estate Services, Inc. $345,000 n/a 0.1%
    WINGS FINANCIAL $305,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,430,000 $270,000 -81.1% 0.1%
    Century Mortgage Company DBA Century Lending Company $1,005,000 $255,000 -74.6% 0.1%
    United States Senate Federal Credit Union $245,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $235,000 n/a 0.1%
    MOUNTAIN AMERICA $255,000 $230,000 -9.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $835,000 $225,000 -73.1% 0.1%
    First Interstate Bank $2,855,000 $220,000 -92.3% 0.1%
    GTE Federal Credit Union $205,000 $215,000 4.9% 0.1%
    WESTMARK Credit Union $105,000 $200,000 90.5% 0.1%
    American Mortgage & Equity Consultants, Inc. $195,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,590,000 $185,000 -94.8% 0.1%
    AMERICA FIRST $830,000 $170,000 -79.5% 0.1%
    Discover Bank $45,000 $170,000 277.8% 0.1%
    NBKC BANK $145,000 n/a 0.0%
    HomeTrust Bank $135,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $95,000 n/a 0.0%
    KeyBank $2,225,000 $85,000 -96.2% 0.0%
    FARMERS BANK $165,000 $75,000 -54.5% 0.0%
    Bank of the West $3,395,000 $55,000 -98.4% 0.0%
    HORIZON $70,000 $55,000 -21.4% 0.0%

    Hailey's top lender by overall market share is U.S. Bank, with 9.4% market share. In second place, with 9.4%, is D. L. Evans Bank, having originated $30,795,000 in loans. In third place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,240,000 in loans. In fourth place, with 6.1%, is JPMorgan Chase Bank, having originated $19,985,000 in loans. In fifth place, with 5.8%, is Zions Bank, having originated $19,170,000 in loans.

    Hailey Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $940,000 (20.4%) $1,719,142 (11.4%) 0.00 459
    2018-02-01 $969,250 (22.3%) $1,806,920 (15.3%) 0.00 446
    2018-03-01 $947,000 (18.5%) $1,751,845 (6.9%) 0.00 432
    2018-04-01 $897,000 (17.1%) $1,695,587 (6.5%) 0.00 424
    2018-05-01 $862,000 (12.2%) $1,635,362 (10.3%) 0.00 430
    2018-06-01 $875,000 (14.8%) $1,706,426 (16.0%) 0.00 498
    2018-07-01 $872,000 (12.5%) $1,723,226 (15.8%) 0.00 540
    2018-08-01 $876,250 (14.8%) $1,788,922 (20.2%) 0.00 531
    2018-09-01 $869,000 (12.9%) $1,794,518 (19.8%) 0.00 507
    2018-10-01 $876,250 (10.2%) $1,774,009 (14.0%) 0.00 465
    2018-11-01 $872,500 (1.5%) $1,784,994 (12.2%) 0.00 419
    2018-12-01 $882,000 (-1.5%) $1,821,757 (10.4%) 0.00 405
    2019-01-01 $875,000 (-6.9%) $1,855,547 (7.9%) 0.00 373
    2019-02-01 $892,000 (-8.0%) $1,890,835 (4.6%) 0.00 358
    2019-03-01 $1,043,286 (10.2%) $2,028,442 (15.8%) 0.00 337
    2019-04-01 $1,158,536 (29.2%) $2,115,446 (24.8%) 0.00 317
    2019-05-01 $982,500 (14.0%) $1,986,899 (21.5%) 0.00 340
    2019-06-01 $995,000 (13.7%) $2,022,952 (18.6%) 0.00 375
    2019-07-01 $976,000 (11.9%) $2,027,334 (17.7%) 0.00 397
    2019-08-01 $991,000 (13.1%) $2,024,698 (13.2%) 0.00 390
    2019-09-01 $1,038,250 (19.5%) $2,033,535 (13.3%) 0.00 366
    2019-10-01 $1,118,750 (27.7%) $2,092,850 (18.0%) 0.00 344
    2019-11-01 $1,195,000 (37.0%) $2,202,598 (23.4%) 0.00 306
    2019-12-01 $1,285,000 (45.7%) $2,262,271 (24.2%) 0.00 298
    2020-01-01 $1,377,500 (57.4%) $2,345,013 (26.4%) 0.00 264
    2020-02-01 $1,395,000 (56.4%) $2,353,029 (24.4%) 0.00 268
    2020-03-01 $1,262,500 (21.0%) $2,177,705 (7.4%) 0.00 280
    2020-04-01 $1,262,500 (9.0%) $2,115,465 (0.0%) 0.00 272
    2020-05-01 $1,175,000 (19.6%) $2,085,147 (4.9%) 0.00 274
    2020-06-01 $1,115,000 (12.1%) $2,067,290 (2.2%) 0.00 311
    2020-07-01 $1,198,750 (22.8%) $2,046,219 (0.9%) 0.00 322
    2020-08-01 $1,197,500 (20.8%) $2,134,145 (5.4%) 0.00 287
    2020-09-01 $1,236,250 (19.1%) $2,261,941 (11.2%) 0.00 259
    2020-10-01 $1,395,000 (24.7%) $2,497,608 (19.3%) 0.00 195
    2020-11-01 $1,643,750 (37.6%) $2,862,493 (30.0%) 0.00 150
    2020-12-01 $1,648,750 (28.3%) $2,898,616 (28.1%) 0.00 136
    2021-01-01 $1,847,500 (34.1%) $3,221,034 (37.4%) 0.00 96
    2021-02-01 $1,603,000 (14.9%) $3,306,679 (40.5%) 0.00 86
    2021-03-01 $1,499,500 (18.8%) $3,314,199 (52.2%) 0.00 81
    2021-04-01 $917,250 (-27.4%) $2,760,153 (30.5%) 0.00 92
    2021-05-01 $917,500 (-21.9%) $2,799,943 (34.3%) 0.00 96
    2021-06-01 $956,500 (-14.2%) $2,620,116 (26.7%) 0.00 105
    2021-07-01 $1,475,000 (23.0%) $2,770,357 (35.4%) 0.00 132
    2021-08-01 $1,561,250 (30.4%) $2,720,334 (27.5%) 0.00 149
    2021-09-01 $1,472,500 (19.1%) $2,808,207 (24.2%) 0.00 140
    2021-10-01 $1,300,000 (-6.8%) $2,443,023 (-2.2%) 0.00 130
    2021-11-01 $1,363,750 (-17.0%) $2,767,623 (-3.3%) 0.00 119
    2021-12-01 $1,525,000 (-7.5%) $2,928,664 (1.0%) 0.00 109
    2022-01-01 $1,850,000 (0.1%) $3,226,198 (0.2%) 0.00 88
    2022-02-01 $2,147,500 (34.0%) $3,305,866 (0.0%) 0.00 79
    2022-03-01 $3,200,000 (113.4%) $3,734,713 (12.7%) 0.00 80
    2022-04-01 $2,100,000 (129.0%) $3,524,929 (27.7%) 0.00 83
    2022-05-01 $1,523,000 (66.0%) $3,641,190 (30.1%) 0.00 90
    2022-06-01 $1,667,500 (74.3%) $3,396,876 (29.7%) 0.00 136
    2022-07-01 $1,572,500 (6.6%) $3,117,284 (12.5%) 0.00 196
    2022-08-01 $1,345,000 (-13.9%) $2,727,040 (0.3%) 0.00 211
    2022-09-01 $1,439,500 (-2.2%) $2,792,947 (-0.5%) 0.00 207
    2022-10-01 $1,472,500 (13.3%) $2,928,819 (19.9%) 0.00 193
    2022-11-01 $1,583,750 (16.1%) $3,009,816 (8.8%) 0.00 180
    2022-12-01 $1,850,000 (21.3%) $3,328,993 (13.7%) 0.00 171
    2023-01-01 $1,872,500 (1.2%) $3,492,170 (8.2%) 0.00 149
    2023-02-01 $1,862,500 (-13.3%) $3,373,573 (2.1%) 0.00 142
    2023-03-01 $1,651,250 (-48.4%) $3,156,104 (-15.5%) 0.00 145
    2023-04-01 $1,550,000 (-26.2%) $3,084,558 (-12.5%) 0.00 131
    2023-05-01 $1,022,500 (-32.9%) $2,790,614 (-23.4%) 0.00 119
    2023-06-01 $1,633,750 (-2.0%) $2,979,517 (-12.3%) 0.00 157
    2023-07-01 $1,962,500 (24.8%) $3,088,402 (-0.9%) 0.00 203
    2023-08-01 $1,970,000 (46.5%) $3,277,402 (20.2%) 0.00 218
    2023-09-01 $1,972,500 (37.0%) $3,351,028 (20.0%) 0.00 212
    2023-10-01 $1,928,750 (31.0%) $3,347,207 (14.3%) 0.00 197
    2023-11-01 $1,941,250 (22.6%) $3,264,208 (8.5%) 0.00 170
    2023-12-01 $2,075,000 (12.2%) $3,255,784 (-2.2%) 0.00 174
    2024-01-01 $2,072,500 (10.7%) $3,269,515 (-6.4%) 0.00 171
    2024-02-01 $1,875,000 (0.7%) $3,129,587 (-7.2%) 0.00 166
    2024-03-01 $1,350,000 (-18.2%) $2,662,440 (-15.6%) 0.00 178
    2024-04-01 $1,335,000 (-13.9%) $2,642,336 (-14.3%) 0.00 177
    2024-05-01 $1,256,250 (22.9%) $2,624,922 (-5.9%) 0.00 186
    2024-06-01 $1,495,000 (-8.5%) $2,792,898 (-6.3%) 0.00 239
    2024-07-01 $1,731,250 (-11.8%) $3,071,293 (-0.6%) 0.00 296
    2024-08-01 $1,795,000 (-8.9%) $3,157,543 (-3.7%) 0.00 298
    2024-09-01 $1,790,000 (-9.3%) $3,278,589 (-2.2%) 0.00 279
    2024-10-01 $1,906,250 (-1.2%) $3,325,984 (-0.6%) 0.00 239
    Hailey's median listing price for 2024-10-01 was $1,906,250, a difference of $-22,500 (-1.2%) versus the prior year and $116,250 versus the prior month.

    Hailey's median listing price comes in at 0% of the national average.

    Hailey's average listing price for 2024-10-01 was $3,325,984, a difference of $-21,223 (-0.6%) versus the prior year and $47,395 versus the prior month.

    For the 2024-10-01 period, Hailey had 239 MLS listings, a difference of -40 listings (-14%) versus the prior month and 42 listings (21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,584 sqft
    2018-02-01 0 days 2,590 sqft
    2018-03-01 0 days 2,586 sqft
    2018-04-01 0 days 2,571 sqft
    2018-05-01 0 days 2,462 sqft
    2018-06-01 0 days 2,457 sqft
    2018-07-01 0 days 2,471 sqft
    2018-08-01 0 days 2,495 sqft
    2018-09-01 0 days 2,490 sqft
    2018-10-01 0 days 2,504 sqft
    2018-11-01 0 days 2,469 sqft
    2018-12-01 0 days 2,477 sqft
    2019-01-01 0 days 2,348 sqft
    2019-02-01 0 days 2,471 sqft
    2019-03-01 0 days 2,576 sqft
    2019-04-01 0 days 2,705 sqft
    2019-05-01 0 days 2,508 sqft
    2019-06-01 0 days 2,487 sqft
    2019-07-01 0 days 2,507 sqft
    2019-08-01 0 days 2,522 sqft
    2019-09-01 0 days 2,544 sqft
    2019-10-01 0 days 2,604 sqft
    2019-11-01 0 days 2,657 sqft
    2019-12-01 0 days 2,696 sqft
    2020-01-01 0 days 2,752 sqft
    2020-02-01 0 days 2,784 sqft
    2020-03-01 0 days 2,524 sqft
    2020-04-01 0 days 2,496 sqft
    2020-05-01 0 days 2,437 sqft
    2020-06-01 0 days 2,407 sqft
    2020-07-01 0 days 2,469 sqft
    2020-08-01 0 days 2,483 sqft
    2020-09-01 0 days 2,594 sqft
    2020-10-01 0 days 2,855 sqft
    2020-11-01 0 days 2,939 sqft
    2020-12-01 0 days 2,980 sqft
    2021-01-01 0 days 3,064 sqft
    2021-02-01 0 days 3,098 sqft
    2021-03-01 0 days 2,970 sqft
    2021-04-01 0 days 2,658 sqft
    2021-05-01 0 days 2,454 sqft
    2021-06-01 0 days 2,508 sqft
    2021-07-01 0 days 2,652 sqft
    2021-08-01 0 days 2,503 sqft
    2021-09-01 0 days 2,529 sqft
    2021-10-01 0 days 2,282 sqft
    2021-11-01 0 days 2,314 sqft
    2021-12-01 0 days 2,507 sqft
    2022-01-01 0 days 2,552 sqft
    2022-02-01 0 days 2,693 sqft
    2022-03-01 0 days 2,956 sqft
    2022-04-01 0 days 2,693 sqft
    2022-05-01 0 days 2,730 sqft
    2022-06-01 0 days 2,708 sqft
    2022-07-01 0 days 2,510 sqft
    2022-08-01 0 days 2,201 sqft
    2022-09-01 0 days 2,232 sqft
    2022-10-01 0 days 2,324 sqft
    2022-11-01 0 days 2,551 sqft
    2022-12-01 0 days 2,724 sqft
    2023-01-01 0 days 2,759 sqft
    2023-02-01 0 days 2,719 sqft
    2023-03-01 0 days 2,554 sqft
    2023-04-01 0 days 2,514 sqft
    2023-05-01 0 days 2,041 sqft
    2023-06-01 0 days 2,445 sqft
    2023-07-01 0 days 2,596 sqft
    2023-08-01 0 days 2,712 sqft
    2023-09-01 0 days 2,682 sqft
    2023-10-01 0 days 2,722 sqft
    2023-11-01 0 days 2,556 sqft
    2023-12-01 0 days 2,700 sqft
    2024-01-01 0 days 2,741 sqft
    2024-02-01 0 days 2,308 sqft
    2024-03-01 0 days 2,078 sqft
    2024-04-01 0 days 2,085 sqft
    2024-05-01 0 days 2,079 sqft
    2024-06-01 0 days 2,091 sqft
    2024-07-01 0 days 2,162 sqft
    2024-08-01 0 days 2,204 sqft
    2024-09-01 0 days 2,145 sqft
    2024-10-01 0 days 2,217 sqft
    Hailey's median listing age (time on market) for 2024-10-01 was 0 days.

    Hailey's median square footage for active listings during the 2024-10-01 period was 2,217 sqft. One year prior, the average listing was 2,722 sqft.

    Hailey, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 243 $210,225,000 $865,123
    Home Improvement 99 $19,555,000 $197,525
    Other 72 $36,800,000 $511,111
    Refi 54 $29,720,000 $550,370
    Cash Out Refi 53 $32,615,000 $615,377

    Hailey's most frequently cited loan purpose was Home Purchase, with 243 originations. The 2nd most popular reason was Home Improvement, with 99 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 166 $54,600,000 $328,916
    6-7% 140 $85,470,000 $610,500
    7-8% 107 $64,905,000 $606,589
    5-6% 85 $91,945,000 $1,081,706
    4-5% 11 $12,645,000 $1,149,545
    3-4% 4 $3,690,000 $922,500

    During 2023, Hailey's most frequently originated rate bucket was Over 8%, with 166 originations.

    Loan Sizing (Hailey, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 120 $34,730,000 $289,417
    $400k-600k 89 $43,275,000 $486,236
    $600k-1000k 87 $64,535,000 $741,782
    $Over $1MM 77 $172,125,000 $2,235,390
    $100k-200k 75 $10,275,000 $137,000
    $100,000 or less 73 $3,975,000 $54,452

    Hailey's loan sizing saw the bucket of loans from $200k-400k with 120 originations, totaling $34,730,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 150 $24,290,000 $161,933
    60-80% 115 $123,565,000 $1,074,478
    20-40% 99 $47,535,000 $480,152
    40-60% 79 $54,565,000 $690,696
    80-100% 65 $46,725,000 $718,846
    Over 100% 2 $1,630,000 $815,000

    Hailey's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 150 originations, totaling $24,290,000 in origination value.