Hailey Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hailey averaged 6.9% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.92% and one month ago for the week of 2025-01-09, the average rate was 6.86%.

    Hailey's average rate one year ago was 6.57%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Hailey 30 Year Fixed Rate 2025-02-13 6.9%
    Hailey 30 Year Fixed Rate Refi 2025-02-13 7.07%
    Hailey 15 Year Fixed Rate 2025-02-13 6.29%
    Hailey 15 Year Fixed Rate Refi 2025-02-13 6.49%
    Hailey 30 Year FHA 2025-02-13 6.72%
    Hailey 30 Year FHA Refi 2025-02-13 6.52%
    Hailey 30 Year USDA 2025-02-13 6.63%
    Hailey 30 Year USDA Refi 2025-02-13 6.53%
    Hailey 30 Year VA 2025-02-13 6.53%
    Hailey 30 Year VA Refi 2025-02-13 6.33%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

    Hailey Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 32 6.83% $7,429
    QUICKEN LOANS, LLC 23 6.65% $10,016
    U.S. Bank 20 6.62% $10,279
    D. L. Evans Bank 20 6.86% $10,297
    GUARANTEED RATE, INC. 10 6.58% $8,041
    JPMorgan Chase Bank 10 6.12% $10,359
    Wells Fargo Bank 9 6.51% $10,600
    Zions Bank 7 6.32% $4,463
    PIONEER 6 5.96% $6,559
    UBS Bank USA 6 5.92% $9,189
    Charles Schwab Bank, SSB 6 5.46% $9,269
    Citibank 6 6.02% $6,006
    PROVIDENT FUNDING ASSOCIATES, L.P. 5 6.73% $5,761
    Flagstar Bank, FSB 5 6.65% $7,182
    IDAHO CENTRAL 4 6.90% $12,690
    First-Citizens Bank & Trust Company 4 5.13% $9,313
    Glacier Bank 4 6.22% $12,332
    LOANDEPOT.COM, LLC 4 7.72% $4,554
    Morgan Stanley Private Bank 4 5.85% $4,036
    Washington Federal Bank 4 7.03% $5,480
    First Federal Savings Bank of Twin Falls 3 6.67% $9,765
    Barrington Bank & Trust Company, N.A. 3 6.71% $10,413
    First Republic Bank 3 4.92% $7,734
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.62% $14,759
    Gateway First Bank 2 6.75% $15,033
    BROKER SOLUTIONS, INC. 2 7.44% $12,921
    Washington Trust Bank 2 6.56% $6,269
    ACADEMY MORTGAGE CORPORATION 2 6.13% $13,214
    MANN FINANCIAL INC. 2 6.88% $5,168
    GUILD MORTGAGE COMPANY 2 6.69% $8,560
    CALCON MUTUAL MORTGAGE LLC 1 5.50% $19,062
    BOKF 1 7.50% $5,167
    BMO Harris Bank 1 7.50% $8,343
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $9,814
    NFM, INC. 1 7.13% $10,244
    Paramount Residential Mortgage Group, Inc. 1 7.00% $6,084
    BETTER MORTGAGE CORPORATION 1 6.75% $13,093
    PNC Bank 1 7.50% $5,341
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $10,498
    Bank of Idaho 1 5.61% $27,318
    Bank of America 1 7.00% $6,389
    S1L, Inc. 1 6.88% $15,706
    SAMMAMISH MORTGAGE COMPANY 1 6.88% $2,546
    Stifel Bank and Trust 1 6.63% $8,035
    Summit Mortgage Corporation 1 6.88% $8,124
    Sunflower Bank 1 6.88% $14,129
    The Huntington National Bank 1 6.88% $7,552
    AXIA FINANCIAL, LLC 1 6.63% $10,104
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.88% $14,097
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $18,196
    VERITAS FUNDING, LLC 1 7.38% $9,851
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $5,307
    ALLIANT CREDIT UNION 1 5.88% $7,830
    WESTMARK Credit Union 1 6.50% $4,897
    F&A Federal Credit Union 1 6.24% $3,299
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.49% $7,069
    First National Bank of America 1 9.38% $13,102
    A&D Mortgage LLC 1 8.25% $23,566
    CROSSCOUNTRY MORTGAGE, LLC 1 6.95% $6,264
    Comerica Bank 1 7.00% $13,798
    Goldman Sachs Bank USA 1 5.70% $16,585
    Century Mortgage Company DBA Century Lending Company 1 5.88% $8,046

    Hailey Average Closing Costs & Other Stats

    Hailey, ID's 62 lenders originated 521 loans during 2023. The total origination value was $328,915,000, with an average loan value of $631,315.

    Hailey's average closing costs are $6,684.

    The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 32 loans originated. Their average total fees are $7,429, which is $2,587 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Hailey lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($7,429), GUARANTEED RATE, INC. ($8,041), QUICKEN LOANS, LLC ($10,016), U.S. Bank ($10,279) and D. L. Evans Bank ($10,297).

    The lowest rate Hailey lenders (with over 10 loans originated) are JPMorgan Chase Bank (6.12%), GUARANTEED RATE, INC. (6.58%), U.S. Bank (6.62%), QUICKEN LOANS, LLC (6.65%) and UNITED WHOLESALE MORTGAGE, LLC (6.83%).

    Hailey, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    U.S. Bank $90,060,000 $30,980,000 -65.6% 9.4%
    D. L. Evans Bank $14,670,000 $30,795,000 109.9% 9.4%
    UNITED WHOLESALE MORTGAGE, LLC $22,130,000 $20,240,000 -8.5% 6.2%
    JPMorgan Chase Bank $38,435,000 $19,985,000 -48.0% 6.1%
    Zions Bank $48,285,000 $19,170,000 -60.3% 5.8%
    Washington Trust Bank $5,880,000 $14,315,000 143.5% 4.4%
    First-Citizens Bank & Trust Company $14,090,000 n/a 4.3%
    QUICKEN LOANS, LLC $17,860,000 $13,895,000 -22.2% 4.2%
    Idaho First Bank $10,340,000 $12,945,000 25.2% 3.9%
    Charles Schwab Bank, SSB $8,325,000 $11,190,000 34.4% 3.4%
    UBS Bank USA $8,725,000 $10,100,000 15.8% 3.1%
    Citibank $10,065,000 $9,755,000 -3.1% 3.0%
    First Republic Bank $69,175,000 $8,410,000 -87.8% 2.6%
    GUARANTEED RATE, INC. $30,360,000 $8,130,000 -73.2% 2.5%
    Wells Fargo Bank $29,150,000 $6,640,000 -77.2% 2.0%
    Washington Federal Bank $29,835,000 $6,280,000 -79.0% 1.9%
    IDAHO CENTRAL $10,570,000 $5,925,000 -43.9% 1.8%
    Glacier Bank $36,525,000 $4,340,000 -88.1% 1.3%
    Bank of Idaho $3,665,000 n/a 1.1%
    Stifel Bank and Trust $3,035,000 $3,510,000 15.7% 1.1%
    Flagstar Bank, FSB $8,650,000 $3,435,000 -60.3% 1.0%
    PIONEER $10,205,000 $3,320,000 -67.5% 1.0%
    Goldman Sachs Bank USA $1,255,000 $3,315,000 164.1% 1.0%
    Comerica Bank $3,005,000 n/a 0.9%
    BMO Harris Bank $4,765,000 $2,965,000 -37.8% 0.9%
    Morgan Stanley Private Bank $26,195,000 $2,890,000 -89.0% 0.9%
    FINANCE OF AMERICA REVERSE LLC $8,305,000 $2,880,000 -65.3% 0.9%
    Bank of America $50,160,000 $2,795,000 -94.4% 0.8%
    BLUE SKY BANK $2,715,000 n/a 0.8%
    GUILD MORTGAGE COMPANY $880,000 $2,595,000 194.9% 0.8%
    LOANDEPOT.COM, LLC $3,655,000 $2,425,000 -33.7% 0.7%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,390,000 $2,025,000 45.7% 0.6%
    First Federal Savings Bank of Twin Falls $2,985,000 $1,775,000 -40.5% 0.5%
    Gateway First Bank $510,000 $1,685,000 230.4% 0.5%
    Barrington Bank & Trust Company, N.A. $305,000 $1,565,000 413.1% 0.5%
    PREMIER MORTGAGE RESOURCES, L.L.C. $3,710,000 $1,510,000 -59.3% 0.5%
    ACADEMY MORTGAGE CORPORATION $805,000 $1,315,000 63.4% 0.4%
    NEWREZ LLC $815,000 $1,305,000 60.1% 0.4%
    LANTZMAN MANAGEMENT, INC. $1,265,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $185,000 $1,210,000 554.1% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,425,000 $1,120,000 -53.8% 0.3%
    JMAC LENDING, INC. $1,085,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,270,000 $1,060,000 -16.5% 0.3%
    ALLIANT CREDIT UNION $1,005,000 n/a 0.3%
    Logan Finance Corporation $905,000 n/a 0.3%
    The Huntington National Bank $765,000 $905,000 18.3% 0.3%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $785,000 $725,000 -7.6% 0.2%
    HomeStreet Bank $705,000 n/a 0.2%
    Sunflower Bank $705,000 n/a 0.2%
    A&D Mortgage LLC $695,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $675,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $665,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $450,000 $640,000 42.2% 0.2%
    FREEDOM MORTGAGE CORPORATION $1,115,000 $625,000 -43.9% 0.2%
    Mortgage Research Center, LLC $595,000 n/a 0.2%
    F&A Federal Credit Union $565,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $2,865,000 $565,000 -80.3% 0.2%
    BECKAM FUNDING CORP. $560,000 n/a 0.2%
    BAY-VALLEY MORTGAGE GROUP $545,000 n/a 0.2%
    UMB Bank $525,000 n/a 0.2%
    1st Security Bank of Washington $505,000 n/a 0.2%
    AXIA FINANCIAL, LLC $210,000 $505,000 140.5% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $475,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $175,000 $465,000 165.7% 0.1%
    BETTER MORTGAGE CORPORATION $835,000 $465,000 -44.3% 0.1%
    NFM, INC. $465,000 n/a 0.1%
    Umpqua Bank $205,000 $465,000 126.8% 0.1%
    VERITAS FUNDING, LLC $655,000 $465,000 -29.0% 0.1%
    PHH Mortgage Corporation $205,000 $455,000 122.0% 0.1%
    MANN FINANCIAL INC. $395,000 $450,000 13.9% 0.1%
    PNC Bank $2,935,000 $450,000 -84.7% 0.1%
    Figure Lending LLC $440,000 n/a 0.1%
    Summit Mortgage Corporation $435,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $615,000 $430,000 -30.1% 0.1%
    CALCON MUTUAL MORTGAGE LLC $1,850,000 $415,000 -77.6% 0.1%
    MOVEMENT MORTGAGE, LLC $12,005,000 $395,000 -96.7% 0.1%
    First National Bank of America $385,000 n/a 0.1%
    BOKF $375,000 n/a 0.1%
    S1L, Inc. $2,675,000 $355,000 -86.7% 0.1%
    BM Real Estate Services, Inc. $345,000 n/a 0.1%
    WINGS FINANCIAL $305,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,430,000 $270,000 -81.1% 0.1%
    Century Mortgage Company DBA Century Lending Company $1,005,000 $255,000 -74.6% 0.1%
    United States Senate Federal Credit Union $245,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $235,000 n/a 0.1%
    MOUNTAIN AMERICA $255,000 $230,000 -9.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $835,000 $225,000 -73.1% 0.1%
    First Interstate Bank $2,855,000 $220,000 -92.3% 0.1%
    GTE Federal Credit Union $205,000 $215,000 4.9% 0.1%
    WESTMARK Credit Union $105,000 $200,000 90.5% 0.1%
    American Mortgage & Equity Consultants, Inc. $195,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,590,000 $185,000 -94.8% 0.1%
    AMERICA FIRST $830,000 $170,000 -79.5% 0.1%
    Discover Bank $45,000 $170,000 277.8% 0.1%
    NBKC BANK $145,000 n/a 0.0%
    HomeTrust Bank $135,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $95,000 n/a 0.0%
    KeyBank $2,225,000 $85,000 -96.2% 0.0%
    FARMERS BANK $165,000 $75,000 -54.5% 0.0%
    Bank of the West $3,395,000 $55,000 -98.4% 0.0%
    HORIZON $70,000 $55,000 -21.4% 0.0%

    Hailey's top lender by overall market share is U.S. Bank, with 9.4% market share. In second place, with 9.4%, is D. L. Evans Bank, having originated $30,795,000 in loans. In third place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,240,000 in loans. In fourth place, with 6.1%, is JPMorgan Chase Bank, having originated $19,985,000 in loans. In fifth place, with 5.8%, is Zions Bank, having originated $19,170,000 in loans.

    Hailey Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $885,000 (17.6%) $1,661,713 (11.1%) 0.00 475
    2018-02-01 $895,000 (16.5%) $1,747,608 (14.9%) 0.00 464
    2018-03-01 $875,000 (11.5%) $1,683,774 (5.9%) 0.00 452
    2018-04-01 $865,000 (16.1%) $1,634,813 (6.3%) 0.00 442
    2018-05-01 $797,500 (7.4%) $1,576,199 (10.1%) 0.00 448
    2018-06-01 $837,000 (13.6%) $1,651,434 (16.1%) 0.00 516
    2018-07-01 $837,000 (12.7%) $1,668,307 (16.5%) 0.00 560
    2018-08-01 $834,250 (15.1%) $1,730,535 (19.8%) 0.00 550
    2018-09-01 $819,000 (13.0%) $1,720,297 (18.5%) 0.00 530
    2018-10-01 $825,000 (9.7%) $1,696,054 (13.2%) 0.00 490
    2018-11-01 $817,000 (3.9%) $1,697,041 (11.2%) 0.00 443
    2018-12-01 $825,000 (3.8%) $1,739,068 (9.6%) 0.00 426
    2019-01-01 $827,500 (-6.5%) $1,770,768 (6.6%) 0.00 388
    2019-02-01 $826,000 (-7.7%) $1,782,370 (2.0%) 0.00 382
    2019-03-01 $895,071 (2.3%) $1,904,158 (13.1%) 0.00 360
    2019-04-01 $954,071 (10.3%) $1,971,457 (20.6%) 0.00 342
    2019-05-01 $865,500 (8.5%) $1,845,062 (17.1%) 0.00 369
    2019-06-01 $895,000 (6.9%) $1,884,657 (14.1%) 0.00 402
    2019-07-01 $890,750 (6.4%) $1,887,802 (13.2%) 0.00 430
    2019-08-01 $892,455 (7.0%) $1,900,821 (9.8%) 0.00 418
    2019-09-01 $938,886 (14.6%) $1,931,748 (12.3%) 0.00 388
    2019-10-01 $1,018,750 (23.5%) $2,012,918 (18.7%) 0.00 360
    2019-11-01 $1,102,500 (34.9%) $2,133,829 (25.7%) 0.00 318
    2019-12-01 $1,199,500 (45.4%) $2,187,391 (25.8%) 0.00 308
    2020-01-01 $1,285,000 (55.3%) $2,265,614 (28.0%) 0.00 274
    2020-02-01 $1,300,000 (57.4%) $2,291,506 (28.6%) 0.00 276
    2020-03-01 $1,220,000 (36.3%) $2,119,778 (11.3%) 0.00 286
    2020-04-01 $1,238,500 (29.8%) $2,069,161 (5.0%) 0.00 280
    2020-05-01 $976,500 (12.8%) $2,017,895 (9.4%) 0.00 286
    2020-06-01 $970,250 (8.4%) $2,005,407 (6.4%) 0.00 321
    2020-07-01 $1,155,000 (29.7%) $1,968,762 (4.3%) 0.00 335
    2020-08-01 $1,195,000 (33.9%) $2,087,115 (9.8%) 0.00 288
    2020-09-01 $1,175,000 (25.2%) $2,201,673 (14.0%) 0.00 265
    2020-10-01 $1,295,000 (27.1%) $2,415,139 (20.0%) 0.00 202
    2020-11-01 $1,572,500 (42.6%) $2,721,652 (27.6%) 0.00 158
    2020-12-01 $1,595,000 (33.0%) $2,759,203 (26.1%) 0.00 142
    2021-01-01 $1,724,000 (34.2%) $3,114,469 (37.5%) 0.00 99
    2021-02-01 $1,453,500 (11.8%) $3,175,421 (38.6%) 0.00 90
    2021-03-01 $1,261,250 (3.4%) $3,115,683 (47.0%) 0.00 86
    2021-04-01 $879,500 (-29.0%) $2,606,269 (26.0%) 0.00 97
    2021-05-01 $812,000 (-16.9%) $2,577,815 (27.8%) 0.00 105
    2021-06-01 $905,500 (-6.7%) $2,442,796 (21.8%) 0.00 113
    2021-07-01 $1,360,000 (17.8%) $2,667,836 (35.5%) 0.00 140
    2021-08-01 $1,393,500 (16.6%) $2,592,279 (24.2%) 0.00 162
    2021-09-01 $1,368,750 (16.5%) $2,644,333 (20.1%) 0.00 153
    2021-10-01 $1,149,000 (-11.3%) $2,313,992 (-4.2%) 0.00 142
    2021-11-01 $1,228,000 (-21.9%) $2,513,097 (-7.7%) 0.00 131
    2021-12-01 $1,440,000 (-9.7%) $2,741,218 (-0.7%) 0.00 119
    2022-01-01 $1,495,000 (-13.3%) $2,997,274 (-3.8%) 0.00 93
    2022-02-01 $1,672,500 (15.1%) $3,087,221 (-2.8%) 0.00 85
    2022-03-01 $2,200,000 (74.4%) $3,378,642 (8.4%) 0.00 88
    2022-04-01 $1,283,000 (45.9%) $3,112,006 (19.4%) 0.00 96
    2022-05-01 $1,367,000 (68.4%) $3,422,865 (32.8%) 0.00 102
    2022-06-01 $1,431,000 (58.0%) $3,272,842 (34.0%) 0.00 148
    2022-07-01 $1,400,000 (2.9%) $2,965,031 (11.1%) 0.00 208
    2022-08-01 $1,225,000 (-12.1%) $2,667,270 (2.9%) 0.00 222
    2022-09-01 $1,272,500 (-7.0%) $2,676,116 (1.2%) 0.00 222
    2022-10-01 $1,240,000 (7.9%) $2,796,884 (20.9%) 0.00 212
    2022-11-01 $1,295,000 (5.5%) $2,822,126 (12.3%) 0.00 198
    2022-12-01 $1,400,000 (-2.8%) $3,051,334 (11.3%) 0.00 189
    2023-01-01 $1,552,500 (3.9%) $3,249,292 (8.4%) 0.00 161
    2023-02-01 $1,565,000 (-6.4%) $3,149,573 (2.0%) 0.00 152
    2023-03-01 $1,181,500 (-46.3%) $2,969,840 (-12.1%) 0.00 156
    2023-04-01 $1,022,500 (-20.3%) $2,889,496 (-7.2%) 0.00 144
    2023-05-01 $860,000 (-37.1%) $2,576,209 (-24.7%) 0.00 133
    2023-06-01 $1,410,000 (-1.5%) $2,778,702 (-15.1%) 0.00 168
    2023-07-01 $1,795,000 (28.2%) $2,917,453 (-1.6%) 0.00 218
    2023-08-01 $1,728,750 (41.1%) $3,110,129 (16.6%) 0.00 230
    2023-09-01 $1,682,500 (32.2%) $3,149,434 (17.7%) 0.00 229
    2023-10-01 $1,671,250 (34.8%) $3,135,796 (12.1%) 0.00 212
    2023-11-01 $1,575,000 (21.6%) $3,015,077 (6.8%) 0.00 185
    2023-12-01 $1,692,500 (20.9%) $2,987,653 (-2.1%) 0.00 190
    2024-01-01 $1,695,000 (9.2%) $3,037,199 (-6.5%) 0.00 187
    2024-02-01 $1,228,250 (-21.5%) $2,903,825 (-7.8%) 0.00 180
    2024-03-01 $1,144,738 (-3.1%) $2,435,365 (-18.0%) 0.00 200
    2024-04-01 $1,157,238 (13.2%) $2,440,693 (-15.5%) 0.00 194
    2024-05-01 $1,095,000 (27.3%) $2,451,783 (-4.8%) 0.00 205
    2024-06-01 $1,275,000 (-9.6%) $2,628,519 (-5.4%) 0.00 258
    2024-07-01 $1,468,750 (-18.2%) $2,845,599 (-2.5%) 0.00 323
    2024-08-01 $1,450,000 (-16.1%) $2,924,648 (-6.0%) 0.00 327
    2024-09-01 $1,497,500 (-11.0%) $3,068,017 (-2.6%) 0.00 301
    2024-10-01 $1,585,000 (-5.2%) $3,113,644 (-0.7%) 0.00 259
    2024-11-01 $1,375,000 (-12.7%) $2,972,316 (-1.4%) 0.00 215
    2024-12-01 $1,222,000 (-27.8%) $2,865,655 (-4.1%) 0.00 216
    2025-01-01 $1,373,750 (-19.0%) $3,236,084 (6.6%) 0.00 209
    Hailey's median listing price for 2025-01-01 was $1,373,750, a difference of $-321,250 (-19.0%) versus the prior year and $151,750 versus the prior month.

    Hailey's median listing price comes in at 0% of the national average.

    Hailey's average listing price for 2025-01-01 was $3,236,084, a difference of $198,885 (6.6%) versus the prior year and $370,429 versus the prior month.

    For the 2025-01-01 period, Hailey had 209 MLS listings, a difference of -7 listings (-3%) versus the prior month and 22 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,538 sqft
    2018-02-01 0 days 2,563 sqft
    2018-03-01 0 days 2,552 sqft
    2018-04-01 0 days 2,521 sqft
    2018-05-01 0 days 2,391 sqft
    2018-06-01 0 days 2,393 sqft
    2018-07-01 0 days 2,394 sqft
    2018-08-01 0 days 2,457 sqft
    2018-09-01 0 days 2,422 sqft
    2018-10-01 0 days 2,426 sqft
    2018-11-01 0 days 2,352 sqft
    2018-12-01 0 days 2,393 sqft
    2019-01-01 0 days 2,299 sqft
    2019-02-01 0 days 2,326 sqft
    2019-03-01 0 days 2,393 sqft
    2019-04-01 0 days 2,472 sqft
    2019-05-01 0 days 2,356 sqft
    2019-06-01 0 days 2,358 sqft
    2019-07-01 0 days 2,352 sqft
    2019-08-01 0 days 2,395 sqft
    2019-09-01 0 days 2,458 sqft
    2019-10-01 0 days 2,532 sqft
    2019-11-01 0 days 2,574 sqft
    2019-12-01 0 days 2,650 sqft
    2020-01-01 0 days 2,671 sqft
    2020-02-01 0 days 2,705 sqft
    2020-03-01 0 days 2,504 sqft
    2020-04-01 0 days 2,457 sqft
    2020-05-01 0 days 2,366 sqft
    2020-06-01 0 days 2,332 sqft
    2020-07-01 0 days 2,381 sqft
    2020-08-01 0 days 2,464 sqft
    2020-09-01 0 days 2,557 sqft
    2020-10-01 0 days 2,800 sqft
    2020-11-01 0 days 2,880 sqft
    2020-12-01 0 days 2,919 sqft
    2021-01-01 0 days 2,984 sqft
    2021-02-01 0 days 3,058 sqft
    2021-03-01 0 days 2,998 sqft
    2021-04-01 0 days 2,654 sqft
    2021-05-01 0 days 2,280 sqft
    2021-06-01 0 days 2,450 sqft
    2021-07-01 0 days 2,510 sqft
    2021-08-01 0 days 2,455 sqft
    2021-09-01 0 days 2,506 sqft
    2021-10-01 0 days 2,287 sqft
    2021-11-01 0 days 2,242 sqft
    2021-12-01 0 days 2,450 sqft
    2022-01-01 0 days 2,493 sqft
    2022-02-01 0 days 2,560 sqft
    2022-03-01 0 days 2,815 sqft
    2022-04-01 0 days 2,464 sqft
    2022-05-01 0 days 2,538 sqft
    2022-06-01 0 days 2,554 sqft
    2022-07-01 0 days 2,405 sqft
    2022-08-01 0 days 2,110 sqft
    2022-09-01 0 days 2,170 sqft
    2022-10-01 0 days 2,256 sqft
    2022-11-01 0 days 2,393 sqft
    2022-12-01 0 days 2,615 sqft
    2023-01-01 0 days 2,715 sqft
    2023-02-01 0 days 2,632 sqft
    2023-03-01 0 days 2,335 sqft
    2023-04-01 0 days 2,239 sqft
    2023-05-01 0 days 1,965 sqft
    2023-06-01 0 days 2,224 sqft
    2023-07-01 0 days 2,516 sqft
    2023-08-01 0 days 2,627 sqft
    2023-09-01 0 days 2,591 sqft
    2023-10-01 0 days 2,599 sqft
    2023-11-01 0 days 2,383 sqft
    2023-12-01 0 days 2,320 sqft
    2024-01-01 0 days 2,455 sqft
    2024-02-01 0 days 2,233 sqft
    2024-03-01 0 days 2,049 sqft
    2024-04-01 0 days 2,051 sqft
    2024-05-01 0 days 2,044 sqft
    2024-06-01 0 days 2,052 sqft
    2024-07-01 0 days 2,066 sqft
    2024-08-01 0 days 2,090 sqft
    2024-09-01 0 days 2,049 sqft
    2024-10-01 0 days 2,104 sqft
    2024-11-01 0 days 1,938 sqft
    2024-12-01 0 days 1,923 sqft
    2025-01-01 0 days 1,980 sqft
    Hailey's median listing age (time on market) for 2025-01-01 was 0 days.

    Hailey's median square footage for active listings during the 2025-01-01 period was 1,980 sqft. One year prior, the average listing was 2,455 sqft.

    Hailey, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 243 $210,225,000 $865,123
    Home Improvement 99 $19,555,000 $197,525
    Other 72 $36,800,000 $511,111
    Refi 54 $29,720,000 $550,370
    Cash Out Refi 53 $32,615,000 $615,377

    Hailey's most frequently cited loan purpose was Home Purchase, with 243 originations. The 2nd most popular reason was Home Improvement, with 99 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 166 $54,600,000 $328,916
    6-7% 140 $85,470,000 $610,500
    7-8% 107 $64,905,000 $606,589
    5-6% 85 $91,945,000 $1,081,706
    4-5% 11 $12,645,000 $1,149,545
    3-4% 4 $3,690,000 $922,500

    During 2023, Hailey's most frequently originated rate bucket was Over 8%, with 166 originations.

    Loan Sizing (Hailey, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 120 $34,730,000 $289,417
    $400k-600k 89 $43,275,000 $486,236
    $600k-1000k 87 $64,535,000 $741,782
    $Over $1MM 77 $172,125,000 $2,235,390
    $100k-200k 75 $10,275,000 $137,000
    $100,000 or less 73 $3,975,000 $54,452

    Hailey's loan sizing saw the bucket of loans from $200k-400k with 120 originations, totaling $34,730,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    Under 20% 150 $24,290,000 $161,933
    60-80% 115 $123,565,000 $1,074,478
    20-40% 99 $47,535,000 $480,152
    40-60% 79 $54,565,000 $690,696
    80-100% 65 $46,725,000 $718,846
    Over 100% 2 $1,630,000 $815,000

    Hailey's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 150 originations, totaling $24,290,000 in origination value.