Hailey Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hailey averaged 6.31% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.79% and one month ago for the week of 2023-02-16, the average rate was 6.61%.

    Hailey's average rate one year ago was 3.62%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Hailey 30 Year Fixed Rate 2023-03-23 6.31%
    Hailey 30 Year Fixed Rate Refi 2023-03-23 6.64%
    Hailey 15 Year Fixed Rate 2023-03-23 6%
    Hailey 15 Year Fixed Rate Refi 2023-03-23 6.05%
    Hailey 30 Year FHA 2023-03-23 6.21%
    Hailey 30 Year FHA Refi 2023-03-23 5.92%
    Hailey 30 Year USDA 2023-03-23 5.89%
    Hailey 30 Year USDA Refi 2023-03-23 5.88%
    Hailey 30 Year VA 2023-03-23 6.35%
    Hailey 30 Year VA Refi 2023-03-23 5.51%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

    Hailey Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 38 4.70% $5,925
    QUICKEN LOANS, LLC 36 4.63% $7,600
    U.S. Bank 36 3.76% $15,182
    GUARANTEED RATE, INC. 35 4.28% $9,274
    Wells Fargo Bank 23 3.16% $6,854
    PIONEER 21 3.86% $6,846
    Zions Bancorporation, N.A. 19 3.66% $6,004
    First Republic Bank 19 2.97% $20,482
    D. L. Evans Bank 19 4.80% $7,178
    JPMorgan Chase Bank 17 3.39% $11,604
    MOVEMENT MORTGAGE, LLC 15 4.34% $7,558
    Morgan Stanley Private Bank 13 3.59% $9,124
    Washington Federal Bank 13 3.95% $14,370
    Flagstar Bank, FSB 10 4.24% $9,824
    Glacier Bank 9 4.18% $12,277
    FINANCE OF AMERICA MORTGAGE LLC 9 4.36% $13,299
    Charles Schwab Bank, SSB 9 3.41% $7,239
    IDAHO CENTRAL 9 4.95% $7,186
    LOANDEPOT.COM, LLC 8 3.94% $7,154
    CALIBER HOME LOANS, INC. 7 5.09% $10,428
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.62% $9,563
    City National Bank 6 3.07% $10,346
    HOME POINT FINANCIAL CORPORATION 5 4.25% $5,049
    Bank of America 5 3.23% $6,208
    Washington Trust Bank 5 4.55% $6,014
    UBS Bank USA 5 4.13% $10,658
    CALCON MUTUAL MORTGAGE LLC 4 4.41% $9,259
    PNC Bank 4 4.28% $6,430
    CROSSCOUNTRY MORTGAGE, LLC 4 5.64% $9,925
    KeyBank 4 3.75% $5,672
    The Northern Trust Company 3 3.04% $8,217
    BNY Mellon 3 3.17% $7,490
    Citibank 3 2.83% $14,122
    First Federal Savings Bank of Twin Falls 3 4.79% $9,615
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.62% $11,049
    Mr. Cooper ( Nationstar Mortgage ) 3 4.74% $12,373
    PREMIER MORTGAGE RESOURCES, L.L.C. 3 5.00% $10,590
    PROVIDENT FUNDING ASSOCIATES, L.P. 3 3.83% $8,356
    LENDSURE MORTGAGE CORP. 2 6.88% $15,405
    Wyndham Capital Mortgage, Inc. 2 3.69% $10,153
    S1L, Inc. 2 4.50% $25,689
    USAA Federal Savings Bank 2 4.69% $4,829
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.56% $6,915
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.75% $10,072
    Ally Bank 2 2.75% $8,557
    Silicon Valley Bank 2 2.56% $8,701
    EMBRACE HOME LOANS, INC. 2 3.50% $5,512
    EVERETT FINANCIAL, INC. 2 4.25% $3,479
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.31% $6,431
    CMG MORTGAGE, INC. 2 3.75% $9,726
    FREEDOM MORTGAGE CORPORATION 2 3.88% $5,845
    Century Mortgage Company DBA Century Lending Company 1 4.25% $6,445
    KELLER MORTGAGE, LLC 1 4.25% $4,422
    CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 5.25% $7,310
    CANOPY MORTGAGE, LLC 1 5.99% $5,765
    BNC National Bank 1 4.13% $7,237
    BMO Harris Bank 1 3.88% $22,933
    Willamette Valley Bank 1 4.63% $10,099
    MUFG Union Bank 1 3.50% $22,117
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.12% $7,597
    Network Funding, L.P. 1 6.00% $5,207
    NEWREZ LLC 1 4.00% $8,990
    NEXERA HOLDING LLC 1 6.25% $21,929
    NMSI, INC. 1 5.75% $5,770
    Northwest Farm Credit Services, FLCA 1 5.65% $10,563
    PENNYMAC LOAN SERVICES, LLC 1 2.75% $9,533
    BETTER MORTGAGE CORPORATION 1 2.75% $6,188
    Platinum Home Mortgage Corporation 1 6.00% $7,387
    BAY EQUITY LLC 1 5.63% $10,528
    Barrington Bank & Trust Company, N.A. 1 4.88% $10,365
    RANLIFE, INC. 1 2.75% $16,085
    Raymond James Bank 1 2.63% $4,747
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 5.63% $16,482
    SAMMAMISH MORTGAGE COMPANY 1 2.75% $16,455
    Sierra Pacific Mortgage Company, Inc. 1 3.38% $4,249
    Stifel Bank and Trust 1 4.00% $10,138
    The Huntington National Bank 1 5.45% $7,466
    ACADEMY MORTGAGE CORPORATION 1 4.88% $8,236
    Bank of the West 1 5.50% $3,712
    AMERISAVE MORTGAGE CORPORATION 1 4.50% $9,873
    VERITAS FUNDING, LLC 1 5.00% $16,279
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.25% $5,735
    Amalgamated Bank 1 4.99% $8,778
    Eagle Bank and Trust Company 1 6.38% $20,786
    FIRST COLONY MORTGAGE CORPORATION 1 7.00% $11,875
    CORNERSTONE HOME LENDING, INC. 1 6.25% $7,626
    Watermark Capital, Inc. 1 5.63% $11,152
    First Interstate Bank 1 3.88% $12,681
    Columbia State Bank 1 4.13% $10,296
    Gateway First Bank 1 4.75% $15,476
    CITYWIDE HOME LOANS, LLC 1 6.75% $13,559
    Goldman Sachs Bank USA 1 3.00% $7,246
    Citizens Bank 1 4.25% $18,740
    GUARANTY HOME MORTGAGE CORPORATION 1 5.25% $6,652
    ALTITUDE FINANCIAL CORPORATION 1 5.63% $4,456
    Citadel Servicing Corporation 1 7.88% $15,494
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $15,433
    INTERCAP LENDING INC. 1 3.25% $15,257

    Hailey Average Closing Costs & Other Stats

    Hailey, ID's 98 lenders originated 997 loans during 2022. The total origination value was $756,095,000, with an average loan value of $758,370.

    Hailey's average closing costs are $6,492.

    The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 38 loans originated. Their average total fees are $5,925, which is $1,674 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Hailey lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($5,925), Zions Bancorporation, N.A. ($6,004), PIONEER ($6,846), Wells Fargo Bank ($6,854) and D. L. Evans Bank ($7,178).

    The lowest rate Hailey lenders (with over 10 loans originated) are First Republic Bank (2.97%), Wells Fargo Bank (3.16%), JPMorgan Chase Bank (3.39%), Morgan Stanley Private Bank (3.59%) and Zions Bancorporation, N.A. (3.66%).

    Hailey, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    U.S. Bank $89,495,000 $90,060,000 0.6% 11.9%
    First Republic Bank $85,600,000 $69,175,000 -19.2% 9.1%
    Bank of America $47,040,000 $50,160,000 6.6% 6.6%
    Zions Bancorporation, N.A. $40,915,000 $48,285,000 18.0% 6.4%
    JPMorgan Chase Bank $56,970,000 $38,435,000 -32.5% 5.1%
    Glacier Bank $20,715,000 $36,525,000 76.3% 4.8%
    GUARANTEED RATE, INC. $64,490,000 $30,360,000 -52.9% 4.0%
    Washington Federal Bank $13,600,000 $29,835,000 119.4% 3.9%
    Wells Fargo Bank $73,280,000 $29,150,000 -60.2% 3.9%
    Morgan Stanley Private Bank $32,575,000 $26,195,000 -19.6% 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $73,690,000 $22,130,000 -70.0% 2.9%
    City National Bank $17,020,000 $21,480,000 26.2% 2.8%
    QUICKEN LOANS, LLC $75,985,000 $17,860,000 -76.5% 2.4%
    D. L. Evans Bank $29,140,000 $14,670,000 -49.7% 1.9%
    MOVEMENT MORTGAGE, LLC $31,650,000 $12,005,000 -62.1% 1.6%
    IDAHO CENTRAL $12,620,000 $10,570,000 -16.2% 1.4%
    Idaho First Bank $26,325,000 $10,340,000 -60.7% 1.4%
    PIONEER $4,180,000 $10,205,000 144.1% 1.3%
    Citibank $18,260,000 $10,065,000 -44.9% 1.3%
    UBS Bank USA $11,820,000 $8,725,000 -26.2% 1.2%
    Flagstar Bank, FSB $11,850,000 $8,650,000 -27.0% 1.1%
    Charles Schwab Bank, SSB $20,955,000 $8,325,000 -60.3% 1.1%
    FINANCE OF AMERICA REVERSE LLC $3,045,000 $8,305,000 172.7% 1.1%
    The Northern Trust Company $2,635,000 $6,090,000 131.1% 0.8%
    Washington Trust Bank $20,510,000 $5,880,000 -71.3% 0.8%
    FINANCE OF AMERICA MORTGAGE LLC $8,855,000 $5,280,000 -40.4% 0.7%
    BMO Harris Bank $10,325,000 $4,765,000 -53.8% 0.6%
    CALIBER HOME LOANS, INC. $6,570,000 $4,475,000 -31.9% 0.6%
    BNY Mellon $3,180,000 $4,225,000 32.9% 0.6%
    Silicon Valley Bank $5,480,000 $4,160,000 -24.1% 0.6%
    MUFG Union Bank $3,975,000 n/a 0.5%
    PREMIER MORTGAGE RESOURCES, L.L.C. $4,225,000 $3,710,000 -12.2% 0.5%
    LOANDEPOT.COM, LLC $20,950,000 $3,655,000 -82.6% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,060,000 $3,590,000 -55.5% 0.5%
    Bank of the West $8,955,000 $3,395,000 -62.1% 0.4%
    Stifel Bank and Trust $10,945,000 $3,035,000 -72.3% 0.4%
    First Federal Savings Bank of Twin Falls $4,940,000 $2,985,000 -39.6% 0.4%
    PNC Bank $1,585,000 $2,935,000 85.2% 0.4%
    LONGBRIDGE FINANCIAL, LLC $935,000 $2,865,000 206.4% 0.4%
    First Interstate Bank $4,325,000 $2,855,000 -34.0% 0.4%
    HOME POINT FINANCIAL CORPORATION $3,070,000 $2,785,000 -9.3% 0.4%
    S1L, Inc. $2,520,000 $2,675,000 6.2% 0.4%
    LENDSURE MORTGAGE CORP. $1,215,000 $2,635,000 116.9% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,860,000 $2,425,000 -15.2% 0.3%
    KeyBank $6,925,000 $2,225,000 -67.9% 0.3%
    CALCON MUTUAL MORTGAGE LLC $7,450,000 $1,850,000 -75.2% 0.2%
    Columbia State Bank $155,000 $1,825,000 1,077.4% 0.2%
    Hometown Equity Mortgage, LLC $1,625,000 n/a 0.2%
    Citizens Bank $1,505,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $1,455,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $650,000 $1,430,000 120.0% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,110,000 $1,390,000 25.2% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $515,000 $1,270,000 146.6% 0.2%
    Goldman Sachs Bank USA $11,535,000 $1,255,000 -89.1% 0.2%
    Raymond James Bank $6,075,000 $1,205,000 -80.2% 0.2%
    Heritage Bank $1,195,000 n/a 0.2%
    USAA Federal Savings Bank $1,175,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $5,455,000 $1,115,000 -79.6% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,990,000 $1,080,000 -63.9% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $3,950,000 $1,065,000 -73.0% 0.1%
    Ally Bank $1,605,000 $1,060,000 -34.0% 0.1%
    Century Mortgage Company DBA Century Lending Company $1,005,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $990,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $920,000 $940,000 2.2% 0.1%
    PENNYMAC LOAN SERVICES, LLC $2,570,000 $940,000 -63.4% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $940,000 337.2% 0.1%
    INTERCAP LENDING INC. $940,000 $905,000 -3.7% 0.1%
    AMWEST FUNDING CORP. $895,000 n/a 0.1%
    NEXERA HOLDING LLC $885,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $4,315,000 $880,000 -79.6% 0.1%
    CMG MORTGAGE, INC. $325,000 $870,000 167.7% 0.1%
    Eagle Bank and Trust Company $865,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $6,105,000 $835,000 -86.3% 0.1%
    SAMMAMISH MORTGAGE COMPANY $835,000 n/a 0.1%
    AMERICA FIRST $45,000 $830,000 1,744.4% 0.1%
    NEWREZ LLC $3,355,000 $815,000 -75.7% 0.1%
    ACADEMY MORTGAGE CORPORATION $2,040,000 $805,000 -60.5% 0.1%
    Banner Bank $430,000 $805,000 87.2% 0.1%
    Amalgamated Bank $795,000 n/a 0.1%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $955,000 $785,000 -17.8% 0.1%
    The Huntington National Bank $765,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $225,000 $755,000 235.6% 0.1%
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION $755,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $860,000 $740,000 -14.0% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,235,000 $730,000 -40.9% 0.1%
    Commerce Home Mortgage, Inc. $520,000 $690,000 32.7% 0.1%
    Northwest Farm Credit Services, FLCA $655,000 n/a 0.1%
    VERITAS FUNDING, LLC $655,000 n/a 0.1%
    Willamette Valley Bank $465,000 $645,000 38.7% 0.1%
    Citadel Servicing Corporation $625,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $590,000 $615,000 4.2% 0.1%
    NAVY FEDERAL CREDIT UNION $135,000 $615,000 355.6% 0.1%
    RANLIFE, INC. $595,000 n/a 0.1%
    KELLER MORTGAGE, LLC $4,600,000 $585,000 -87.3% 0.1%
    BAY EQUITY LLC $865,000 $555,000 -35.8% 0.1%
    GSF Mortgage Corporation $970,000 $525,000 -45.9% 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $525,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $525,000 n/a 0.1%
    Network Funding, L.P. $515,000 n/a 0.1%
    Gateway First Bank $650,000 $510,000 -21.5% 0.1%
    STAR ONE CREDIT UNION $315,000 $505,000 60.3% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,035,000 $500,000 -51.7% 0.1%
    BNC National Bank $475,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $405,000 $465,000 14.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $3,590,000 $450,000 -87.5% 0.1%
    FIRST COLONY MORTGAGE CORPORATION $1,030,000 $435,000 -57.8% 0.1%
    MANN FINANCIAL INC. $165,000 $395,000 139.4% 0.1%
    NMSI, INC. $365,000 n/a 0.0%
    ALTITUDE FINANCIAL CORPORATION $355,000 n/a 0.0%
    Watermark Capital, Inc. $345,000 n/a 0.0%
    IMPAC MORTGAGE CORP. $335,000 $325,000 -3.0% 0.0%
    Barrington Bank & Trust Company, N.A. $1,895,000 $305,000 -83.9% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $600,000 $305,000 -49.2% 0.0%
    Platinum Home Mortgage Corporation $475,000 $295,000 -37.9% 0.0%
    CHERRY CREEK MORTGAGE, LLC $620,000 $255,000 -58.9% 0.0%
    MOUNTAIN AMERICA $365,000 $255,000 -30.1% 0.0%
    REVERSE MORTGAGE FUNDING LLC $460,000 $255,000 -44.6% 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $235,000 n/a 0.0%
    AXIA FINANCIAL, LLC $175,000 $210,000 20.0% 0.0%
    GTE Federal Credit Union $205,000 n/a 0.0%
    PHH Mortgage Corporation $345,000 $205,000 -40.6% 0.0%
    Umpqua Bank $4,830,000 $205,000 -95.8% 0.0%
    BROKER SOLUTIONS, INC. $1,400,000 $185,000 -86.8% 0.0%
    AMERISAVE MORTGAGE CORPORATION $5,420,000 $175,000 -96.8% 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $945,000 $165,000 -82.5% 0.0%
    FARMERS BANK $360,000 $165,000 -54.2% 0.0%
    AMERICAN ADVISORS GROUP $2,860,000 $130,000 -95.5% 0.0%
    WESTMARK Credit Union $440,000 $105,000 -76.1% 0.0%
    HORIZON $380,000 $70,000 -81.6% 0.0%
    DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $65,000 n/a 0.0%
    TOGETHER CREDIT UNION $55,000 n/a 0.0%
    Discover Bank $260,000 $45,000 -82.7% 0.0%
    PENTAGON FEDERAL CREDIT UNION $1,100,000 $25,000 -97.7% 0.0%

    Hailey's top lender by overall market share is U.S. Bank, with 11.9% market share. In second place, with 9.1%, is First Republic Bank, having originated $69,175,000 in loans. In third place, with 6.6%, is Bank of America, having originated $50,160,000 in loans. In fourth place, with 6.4%, is Zions Bancorporation, N.A., having originated $48,285,000 in loans. In fifth place, with 5.1%, is JPMorgan Chase Bank, having originated $38,435,000 in loans.

    Hailey Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $940,000 (20.4%) $1,719,142 (11.4%) 0.00 459
    2018-02-01 $969,250 (22.3%) $1,806,920 (15.3%) 0.00 446
    2018-03-01 $947,000 (18.5%) $1,751,845 (6.9%) 0.00 432
    2018-04-01 $897,000 (17.1%) $1,695,587 (6.5%) 0.00 424
    2018-05-01 $862,000 (12.2%) $1,635,362 (10.3%) 0.00 430
    2018-06-01 $875,000 (14.8%) $1,706,426 (16.0%) 0.00 498
    2018-07-01 $872,000 (12.5%) $1,723,226 (15.8%) 0.00 540
    2018-08-01 $876,250 (14.8%) $1,788,922 (20.2%) 0.00 531
    2018-09-01 $869,000 (12.9%) $1,791,708 (19.6%) 0.00 508
    2018-10-01 $873,750 (9.9%) $1,771,130 (13.8%) 0.00 466
    2018-11-01 $871,250 (1.3%) $1,781,675 (11.9%) 0.00 420
    2018-12-01 $875,000 (-2.2%) $1,818,277 (10.2%) 0.00 406
    2019-01-01 $875,000 (-6.9%) $1,855,547 (7.9%) 0.00 373
    2019-02-01 $892,000 (-8.0%) $1,890,835 (4.6%) 0.00 358
    2019-03-01 $1,043,286 (10.2%) $2,028,442 (15.8%) 0.00 337
    2019-04-01 $1,158,536 (29.2%) $2,115,446 (24.8%) 0.00 317
    2019-05-01 $982,500 (14.0%) $1,986,899 (21.5%) 0.00 340
    2019-06-01 $995,000 (13.7%) $2,022,952 (18.6%) 0.00 375
    2019-07-01 $976,000 (11.9%) $2,027,334 (17.7%) 0.00 397
    2019-08-01 $987,591 (12.7%) $2,023,629 (13.1%) 0.00 391
    2019-09-01 $1,029,727 (18.5%) $2,030,862 (13.4%) 0.00 366
    2019-10-01 $1,108,750 (26.9%) $2,088,753 (17.9%) 0.00 345
    2019-11-01 $1,195,000 (37.2%) $2,197,990 (23.4%) 0.00 308
    2019-12-01 $1,280,000 (46.3%) $2,250,475 (23.8%) 0.00 300
    2020-01-01 $1,347,500 (54.0%) $2,331,256 (25.6%) 0.00 266
    2020-02-01 $1,370,000 (53.6%) $2,339,243 (23.7%) 0.00 270
    2020-03-01 $1,260,000 (20.8%) $2,170,941 (7.0%) 0.00 281
    2020-04-01 $1,262,500 (9.0%) $2,109,226 (-0.3%) 0.00 273
    2020-05-01 $1,172,500 (19.3%) $2,085,147 (4.9%) 0.00 275
    2020-06-01 $1,115,000 (12.1%) $2,067,290 (2.2%) 0.00 311
    2020-07-01 $1,198,750 (22.8%) $2,046,219 (0.9%) 0.00 322
    2020-08-01 $1,197,500 (21.3%) $2,134,145 (5.5%) 0.00 287
    2020-09-01 $1,236,250 (20.1%) $2,261,941 (11.4%) 0.00 259
    2020-10-01 $1,395,000 (25.8%) $2,497,608 (19.6%) 0.00 195
    2020-11-01 $1,643,750 (37.6%) $2,862,493 (30.2%) 0.00 150
    2020-12-01 $1,648,750 (28.8%) $2,898,616 (28.8%) 0.00 136
    2021-01-01 $1,847,500 (37.1%) $3,221,034 (38.2%) 0.00 96
    2021-02-01 $1,603,000 (17.0%) $3,306,679 (41.4%) 0.00 86
    2021-03-01 $1,499,500 (19.0%) $3,314,199 (52.7%) 0.00 81
    2021-04-01 $917,250 (-27.4%) $2,760,153 (30.9%) 0.00 92
    2021-05-01 $910,000 (-22.4%) $2,781,083 (33.4%) 0.00 96
    2021-06-01 $944,250 (-15.3%) $2,604,963 (26.0%) 0.00 106
    2021-07-01 $1,447,500 (20.8%) $2,757,151 (34.7%) 0.00 133
    2021-08-01 $1,550,000 (29.4%) $2,708,443 (26.9%) 0.00 149
    2021-09-01 $1,472,500 (19.1%) $2,808,207 (24.2%) 0.00 140
    2021-10-01 $1,300,000 (-6.8%) $2,443,023 (-2.2%) 0.00 130
    2021-11-01 $1,363,750 (-17.0%) $2,767,623 (-3.3%) 0.00 119
    2021-12-01 $1,525,000 (-7.5%) $2,928,664 (1.0%) 0.00 109
    2022-01-01 $1,850,000 (0.1%) $3,226,198 (0.2%) 0.00 88
    2022-02-01 $2,147,500 (34.0%) $3,321,470 (0.5%) 0.00 79
    2022-03-01 $3,200,000 (113.4%) $3,734,713 (12.7%) 0.00 80
    2022-04-01 $2,100,000 (129.0%) $3,524,929 (27.7%) 0.00 83
    2022-05-01 $1,523,000 (67.4%) $3,641,190 (30.9%) 0.00 90
    2022-06-01 $1,667,500 (76.6%) $3,396,876 (30.4%) 0.00 136
    2022-07-01 $1,572,500 (8.6%) $3,117,284 (13.1%) 0.00 196
    2022-08-01 $1,345,000 (-13.2%) $2,727,040 (0.7%) 0.00 211
    2022-09-01 $1,439,500 (-2.2%) $2,792,947 (-0.5%) 0.00 207
    2022-10-01 $1,472,500 (13.3%) $2,928,819 (19.9%) 0.00 193
    2022-11-01 $1,583,750 (16.1%) $3,009,816 (8.8%) 0.00 180
    2022-12-01 $1,850,000 (21.3%) $3,328,993 (13.7%) 0.00 171
    2023-01-01 $1,872,500 (1.2%) $3,492,170 (8.2%) 0.00 149
    2023-02-01 $1,862,500 (-13.3%) $3,373,573 (1.6%) 0.00 142
    Hailey's median listing price for 2023-02-01 was $1,862,500, a difference of $-285,000 (-13.3%) versus the prior year and $-10,000 versus the prior month.

    Hailey's median listing price comes in at 0% of the national average.

    Hailey's average listing price for 2023-02-01 was $3,373,573, a difference of $52,103 (1.6%) versus the prior year and $-118,597 versus the prior month.

    For the 2023-02-01 period, Hailey had 142 MLS listings, a difference of -7 listings (-5%) versus the prior month and 63 listings (80%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,584 sqft
    2018-02-01 0 days 2,590 sqft
    2018-03-01 0 days 2,586 sqft
    2018-04-01 0 days 2,571 sqft
    2018-05-01 0 days 2,462 sqft
    2018-06-01 0 days 2,457 sqft
    2018-07-01 0 days 2,471 sqft
    2018-08-01 0 days 2,495 sqft
    2018-09-01 0 days 2,486 sqft
    2018-10-01 0 days 2,501 sqft
    2018-11-01 0 days 2,466 sqft
    2018-12-01 0 days 2,472 sqft
    2019-01-01 0 days 2,348 sqft
    2019-02-01 0 days 2,471 sqft
    2019-03-01 0 days 2,576 sqft
    2019-04-01 0 days 2,705 sqft
    2019-05-01 0 days 2,508 sqft
    2019-06-01 0 days 2,487 sqft
    2019-07-01 0 days 2,507 sqft
    2019-08-01 0 days 2,524 sqft
    2019-09-01 0 days 2,548 sqft
    2019-10-01 0 days 2,609 sqft
    2019-11-01 0 days 2,660 sqft
    2019-12-01 0 days 2,696 sqft
    2020-01-01 0 days 2,752 sqft
    2020-02-01 0 days 2,784 sqft
    2020-03-01 0 days 2,515 sqft
    2020-04-01 0 days 2,489 sqft
    2020-05-01 0 days 2,419 sqft
    2020-06-01 0 days 2,407 sqft
    2020-07-01 0 days 2,469 sqft
    2020-08-01 0 days 2,483 sqft
    2020-09-01 0 days 2,594 sqft
    2020-10-01 0 days 2,855 sqft
    2020-11-01 0 days 2,939 sqft
    2020-12-01 0 days 2,980 sqft
    2021-01-01 0 days 3,064 sqft
    2021-02-01 0 days 3,098 sqft
    2021-03-01 0 days 2,970 sqft
    2021-04-01 0 days 2,658 sqft
    2021-05-01 0 days 2,399 sqft
    2021-06-01 0 days 2,480 sqft
    2021-07-01 0 days 2,629 sqft
    2021-08-01 0 days 2,500 sqft
    2021-09-01 0 days 2,529 sqft
    2021-10-01 0 days 2,282 sqft
    2021-11-01 0 days 2,314 sqft
    2021-12-01 0 days 2,507 sqft
    2022-01-01 0 days 2,552 sqft
    2022-02-01 0 days 2,693 sqft
    2022-03-01 0 days 2,956 sqft
    2022-04-01 0 days 2,693 sqft
    2022-05-01 0 days 2,730 sqft
    2022-06-01 0 days 2,708 sqft
    2022-07-01 0 days 2,510 sqft
    2022-08-01 0 days 2,201 sqft
    2022-09-01 0 days 2,232 sqft
    2022-10-01 0 days 2,324 sqft
    2022-11-01 0 days 2,551 sqft
    2022-12-01 0 days 2,724 sqft
    2023-01-01 0 days 2,759 sqft
    2023-02-01 0 days 2,719 sqft
    Hailey's median listing age (time on market) for 2023-02-01 was 0 days.

    Hailey's median square footage for active listings during the 2023-02-01 period was 2,719 sqft. One year prior, the average listing was 2,693 sqft.

    Hailey, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 344 $337,890,000 $982,238
    Cash Out Refi 217 $144,605,000 $666,382
    Other 161 $141,635,000 $879,720
    Refi 161 $101,525,000 $630,590
    Home Improvement 114 $30,440,000 $267,018

    Hailey's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Cash Out Refi, with 217 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 298 $211,810,000 $710,772
    4-5% 214 $169,470,000 $791,916
    5-6% 151 $68,925,000 $456,457
    2.5-3% 119 $163,245,000 $1,371,807
    6-7% 85 $35,285,000 $415,118
    <2.5% 68 $72,230,000 $1,062,206
    7-8% 37 $14,685,000 $396,892
    Over 8% 15 $8,085,000 $539,000

    During 2022, Hailey's most frequently originated rate bucket was 3-4%, with 298 originations.

    Loan Sizing (Hailey, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 248 $72,390,000 $291,895
    $600k-1000k 186 $136,430,000 $733,495
    $Over $1MM 179 $440,345,000 $2,460,028
    $400k-600k 169 $83,395,000 $493,462
    $100k-200k 121 $17,925,000 $148,140
    $100,000 or less 94 $5,610,000 $59,681

    Hailey's loan sizing saw the bucket of loans from $200k-400k with 248 originations, totaling $72,390,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 245 $291,755,000 $1,190,837
    40-60% 226 $200,570,000 $887,478
    20-40% 219 $125,915,000 $574,954
    Under 20% 177 $39,445,000 $222,853
    80-100% 114 $81,960,000 $718,947
    Over 100% 3 $1,175,000 $391,667

    Hailey's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 245 originations, totaling $291,755,000 in origination value.