Hailey Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hailey averaged 6.31% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 6.79% and one month ago for the week of 2023-02-16, the average rate was 6.61%.

Hailey's average rate one year ago was 3.62%.

For refis of the same type during the week of 2023-03-23, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Hailey 30 Year Fixed Rate 2023-03-23 6.31%
Hailey 30 Year Fixed Rate Refi 2023-03-23 6.64%
Hailey 15 Year Fixed Rate 2023-03-23 6%
Hailey 15 Year Fixed Rate Refi 2023-03-23 6.05%
Hailey 30 Year FHA 2023-03-23 6.21%
Hailey 30 Year FHA Refi 2023-03-23 5.92%
Hailey 30 Year USDA 2023-03-23 5.89%
Hailey 30 Year USDA Refi 2023-03-23 5.88%
Hailey 30 Year VA 2023-03-23 6.35%
Hailey 30 Year VA Refi 2023-03-23 5.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

Hailey Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 38 4.70% $5,925
QUICKEN LOANS, LLC 36 4.63% $7,600
U.S. Bank 36 3.76% $15,182
GUARANTEED RATE, INC. 35 4.28% $9,274
Wells Fargo Bank 23 3.16% $6,854
PIONEER 21 3.86% $6,846
Zions Bancorporation, N.A. 19 3.66% $6,004
First Republic Bank 19 2.97% $20,482
D. L. Evans Bank 19 4.80% $7,178
JPMorgan Chase Bank 17 3.39% $11,604
MOVEMENT MORTGAGE, LLC 15 4.34% $7,558
Morgan Stanley Private Bank 13 3.59% $9,124
Washington Federal Bank 13 3.95% $14,370
Flagstar Bank, FSB 10 4.24% $9,824
Glacier Bank 9 4.18% $12,277
FINANCE OF AMERICA MORTGAGE LLC 9 4.36% $13,299
Charles Schwab Bank, SSB 9 3.41% $7,239
IDAHO CENTRAL 9 4.95% $7,186
LOANDEPOT.COM, LLC 8 3.94% $7,154
CALIBER HOME LOANS, INC. 7 5.09% $10,428
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 4.62% $9,563
City National Bank 6 3.07% $10,346
HOME POINT FINANCIAL CORPORATION 5 4.25% $5,049
Bank of America 5 3.23% $6,208
Washington Trust Bank 5 4.55% $6,014
UBS Bank USA 5 4.13% $10,658
CALCON MUTUAL MORTGAGE LLC 4 4.41% $9,259
PNC Bank 4 4.28% $6,430
CROSSCOUNTRY MORTGAGE, LLC 4 5.64% $9,925
KeyBank 4 3.75% $5,672
The Northern Trust Company 3 3.04% $8,217
BNY Mellon 3 3.17% $7,490
Citibank 3 2.83% $14,122
First Federal Savings Bank of Twin Falls 3 4.79% $9,615
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.62% $11,049
Mr. Cooper ( Nationstar Mortgage ) 3 4.74% $12,373
PREMIER MORTGAGE RESOURCES, L.L.C. 3 5.00% $10,590
PROVIDENT FUNDING ASSOCIATES, L.P. 3 3.83% $8,356
LENDSURE MORTGAGE CORP. 2 6.88% $15,405
Wyndham Capital Mortgage, Inc. 2 3.69% $10,153
S1L, Inc. 2 4.50% $25,689
USAA Federal Savings Bank 2 4.69% $4,829
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.56% $6,915
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.75% $10,072
Ally Bank 2 2.75% $8,557
Silicon Valley Bank 2 2.56% $8,701
EMBRACE HOME LOANS, INC. 2 3.50% $5,512
EVERETT FINANCIAL, INC. 2 4.25% $3,479
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.31% $6,431
CMG MORTGAGE, INC. 2 3.75% $9,726
FREEDOM MORTGAGE CORPORATION 2 3.88% $5,845
Century Mortgage Company DBA Century Lending Company 1 4.25% $6,445
KELLER MORTGAGE, LLC 1 4.25% $4,422
CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 5.25% $7,310
CANOPY MORTGAGE, LLC 1 5.99% $5,765
BNC National Bank 1 4.13% $7,237
BMO Harris Bank 1 3.88% $22,933
Willamette Valley Bank 1 4.63% $10,099
MUFG Union Bank 1 3.50% $22,117
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.12% $7,597
Network Funding, L.P. 1 6.00% $5,207
NEWREZ LLC 1 4.00% $8,990
NEXERA HOLDING LLC 1 6.25% $21,929
NMSI, INC. 1 5.75% $5,770
Northwest Farm Credit Services, FLCA 1 5.65% $10,563
PENNYMAC LOAN SERVICES, LLC 1 2.75% $9,533
BETTER MORTGAGE CORPORATION 1 2.75% $6,188
Platinum Home Mortgage Corporation 1 6.00% $7,387
BAY EQUITY LLC 1 5.63% $10,528
Barrington Bank & Trust Company, N.A. 1 4.88% $10,365
RANLIFE, INC. 1 2.75% $16,085
Raymond James Bank 1 2.63% $4,747
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 5.63% $16,482
SAMMAMISH MORTGAGE COMPANY 1 2.75% $16,455
Sierra Pacific Mortgage Company, Inc. 1 3.38% $4,249
Stifel Bank and Trust 1 4.00% $10,138
The Huntington National Bank 1 5.45% $7,466
ACADEMY MORTGAGE CORPORATION 1 4.88% $8,236
Bank of the West 1 5.50% $3,712
AMERISAVE MORTGAGE CORPORATION 1 4.50% $9,873
VERITAS FUNDING, LLC 1 5.00% $16,279
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.25% $5,735
Amalgamated Bank 1 4.99% $8,778
Eagle Bank and Trust Company 1 6.38% $20,786
FIRST COLONY MORTGAGE CORPORATION 1 7.00% $11,875
CORNERSTONE HOME LENDING, INC. 1 6.25% $7,626
Watermark Capital, Inc. 1 5.63% $11,152
First Interstate Bank 1 3.88% $12,681
Columbia State Bank 1 4.13% $10,296
Gateway First Bank 1 4.75% $15,476
CITYWIDE HOME LOANS, LLC 1 6.75% $13,559
Goldman Sachs Bank USA 1 3.00% $7,246
Citizens Bank 1 4.25% $18,740
GUARANTY HOME MORTGAGE CORPORATION 1 5.25% $6,652
ALTITUDE FINANCIAL CORPORATION 1 5.63% $4,456
Citadel Servicing Corporation 1 7.88% $15,494
CHURCHILL MORTGAGE CORPORATION 1 6.75% $15,433
INTERCAP LENDING INC. 1 3.25% $15,257

Hailey Average Closing Costs & Other Stats

Hailey, ID's 98 lenders originated 997 loans during 2022. The total origination value was $756,095,000, with an average loan value of $758,370.

Hailey's average closing costs are $6,492.

The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 38 loans originated. Their average total fees are $5,925, which is $1,674 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hailey lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($5,925), Zions Bancorporation, N.A. ($6,004), PIONEER ($6,846), Wells Fargo Bank ($6,854) and D. L. Evans Bank ($7,178).

The lowest rate Hailey lenders (with over 10 loans originated) are First Republic Bank (2.97%), Wells Fargo Bank (3.16%), JPMorgan Chase Bank (3.39%), Morgan Stanley Private Bank (3.59%) and Zions Bancorporation, N.A. (3.66%).

Hailey, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
U.S. Bank $89,495,000 $90,060,000 0.6% 11.9%
First Republic Bank $85,600,000 $69,175,000 -19.2% 9.1%
Bank of America $47,040,000 $50,160,000 6.6% 6.6%
Zions Bancorporation, N.A. $40,915,000 $48,285,000 18.0% 6.4%
JPMorgan Chase Bank $56,970,000 $38,435,000 -32.5% 5.1%
Glacier Bank $20,715,000 $36,525,000 76.3% 4.8%
GUARANTEED RATE, INC. $64,490,000 $30,360,000 -52.9% 4.0%
Washington Federal Bank $13,600,000 $29,835,000 119.4% 3.9%
Wells Fargo Bank $73,280,000 $29,150,000 -60.2% 3.9%
Morgan Stanley Private Bank $32,575,000 $26,195,000 -19.6% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $73,690,000 $22,130,000 -70.0% 2.9%
City National Bank $17,020,000 $21,480,000 26.2% 2.8%
QUICKEN LOANS, LLC $75,985,000 $17,860,000 -76.5% 2.4%
D. L. Evans Bank $29,140,000 $14,670,000 -49.7% 1.9%
MOVEMENT MORTGAGE, LLC $31,650,000 $12,005,000 -62.1% 1.6%
IDAHO CENTRAL $12,620,000 $10,570,000 -16.2% 1.4%
Idaho First Bank $26,325,000 $10,340,000 -60.7% 1.4%
PIONEER $4,180,000 $10,205,000 144.1% 1.3%
Citibank $18,260,000 $10,065,000 -44.9% 1.3%
UBS Bank USA $11,820,000 $8,725,000 -26.2% 1.2%
Flagstar Bank, FSB $11,850,000 $8,650,000 -27.0% 1.1%
Charles Schwab Bank, SSB $20,955,000 $8,325,000 -60.3% 1.1%
FINANCE OF AMERICA REVERSE LLC $3,045,000 $8,305,000 172.7% 1.1%
The Northern Trust Company $2,635,000 $6,090,000 131.1% 0.8%
Washington Trust Bank $20,510,000 $5,880,000 -71.3% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $8,855,000 $5,280,000 -40.4% 0.7%
BMO Harris Bank $10,325,000 $4,765,000 -53.8% 0.6%
CALIBER HOME LOANS, INC. $6,570,000 $4,475,000 -31.9% 0.6%
BNY Mellon $3,180,000 $4,225,000 32.9% 0.6%
Silicon Valley Bank $5,480,000 $4,160,000 -24.1% 0.6%
MUFG Union Bank $3,975,000 n/a 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,225,000 $3,710,000 -12.2% 0.5%
LOANDEPOT.COM, LLC $20,950,000 $3,655,000 -82.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,060,000 $3,590,000 -55.5% 0.5%
Bank of the West $8,955,000 $3,395,000 -62.1% 0.4%
Stifel Bank and Trust $10,945,000 $3,035,000 -72.3% 0.4%
First Federal Savings Bank of Twin Falls $4,940,000 $2,985,000 -39.6% 0.4%
PNC Bank $1,585,000 $2,935,000 85.2% 0.4%
LONGBRIDGE FINANCIAL, LLC $935,000 $2,865,000 206.4% 0.4%
First Interstate Bank $4,325,000 $2,855,000 -34.0% 0.4%
HOME POINT FINANCIAL CORPORATION $3,070,000 $2,785,000 -9.3% 0.4%
S1L, Inc. $2,520,000 $2,675,000 6.2% 0.4%
LENDSURE MORTGAGE CORP. $1,215,000 $2,635,000 116.9% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,860,000 $2,425,000 -15.2% 0.3%
KeyBank $6,925,000 $2,225,000 -67.9% 0.3%
CALCON MUTUAL MORTGAGE LLC $7,450,000 $1,850,000 -75.2% 0.2%
Columbia State Bank $155,000 $1,825,000 1,077.4% 0.2%
Hometown Equity Mortgage, LLC $1,625,000 n/a 0.2%
Citizens Bank $1,505,000 n/a 0.2%
HOMEXPRESS MORTGAGE CORP. $1,455,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $650,000 $1,430,000 120.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,110,000 $1,390,000 25.2% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $515,000 $1,270,000 146.6% 0.2%
Goldman Sachs Bank USA $11,535,000 $1,255,000 -89.1% 0.2%
Raymond James Bank $6,075,000 $1,205,000 -80.2% 0.2%
Heritage Bank $1,195,000 n/a 0.2%
USAA Federal Savings Bank $1,175,000 n/a 0.2%
FREEDOM MORTGAGE CORPORATION $5,455,000 $1,115,000 -79.6% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,990,000 $1,080,000 -63.9% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $3,950,000 $1,065,000 -73.0% 0.1%
Ally Bank $1,605,000 $1,060,000 -34.0% 0.1%
Century Mortgage Company DBA Century Lending Company $1,005,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $990,000 n/a 0.1%
EVERETT FINANCIAL, INC. $920,000 $940,000 2.2% 0.1%
PENNYMAC LOAN SERVICES, LLC $2,570,000 $940,000 -63.4% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $940,000 337.2% 0.1%
INTERCAP LENDING INC. $940,000 $905,000 -3.7% 0.1%
AMWEST FUNDING CORP. $895,000 n/a 0.1%
NEXERA HOLDING LLC $885,000 n/a 0.1%
GUILD MORTGAGE COMPANY $4,315,000 $880,000 -79.6% 0.1%
CMG MORTGAGE, INC. $325,000 $870,000 167.7% 0.1%
Eagle Bank and Trust Company $865,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $6,105,000 $835,000 -86.3% 0.1%
SAMMAMISH MORTGAGE COMPANY $835,000 n/a 0.1%
AMERICA FIRST $45,000 $830,000 1,744.4% 0.1%
NEWREZ LLC $3,355,000 $815,000 -75.7% 0.1%
ACADEMY MORTGAGE CORPORATION $2,040,000 $805,000 -60.5% 0.1%
Banner Bank $430,000 $805,000 87.2% 0.1%
Amalgamated Bank $795,000 n/a 0.1%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $955,000 $785,000 -17.8% 0.1%
The Huntington National Bank $765,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $225,000 $755,000 235.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $755,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $860,000 $740,000 -14.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,235,000 $730,000 -40.9% 0.1%
Commerce Home Mortgage, Inc. $520,000 $690,000 32.7% 0.1%
Northwest Farm Credit Services, FLCA $655,000 n/a 0.1%
VERITAS FUNDING, LLC $655,000 n/a 0.1%
Willamette Valley Bank $465,000 $645,000 38.7% 0.1%
Citadel Servicing Corporation $625,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $590,000 $615,000 4.2% 0.1%
NAVY FEDERAL CREDIT UNION $135,000 $615,000 355.6% 0.1%
RANLIFE, INC. $595,000 n/a 0.1%
KELLER MORTGAGE, LLC $4,600,000 $585,000 -87.3% 0.1%
BAY EQUITY LLC $865,000 $555,000 -35.8% 0.1%
GSF Mortgage Corporation $970,000 $525,000 -45.9% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $525,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $525,000 n/a 0.1%
Network Funding, L.P. $515,000 n/a 0.1%
Gateway First Bank $650,000 $510,000 -21.5% 0.1%
STAR ONE CREDIT UNION $315,000 $505,000 60.3% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,035,000 $500,000 -51.7% 0.1%
BNC National Bank $475,000 n/a 0.1%
CANOPY MORTGAGE, LLC $405,000 $465,000 14.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $3,590,000 $450,000 -87.5% 0.1%
FIRST COLONY MORTGAGE CORPORATION $1,030,000 $435,000 -57.8% 0.1%
MANN FINANCIAL INC. $165,000 $395,000 139.4% 0.1%
NMSI, INC. $365,000 n/a 0.0%
ALTITUDE FINANCIAL CORPORATION $355,000 n/a 0.0%
Watermark Capital, Inc. $345,000 n/a 0.0%
IMPAC MORTGAGE CORP. $335,000 $325,000 -3.0% 0.0%
Barrington Bank & Trust Company, N.A. $1,895,000 $305,000 -83.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $600,000 $305,000 -49.2% 0.0%
Platinum Home Mortgage Corporation $475,000 $295,000 -37.9% 0.0%
CHERRY CREEK MORTGAGE, LLC $620,000 $255,000 -58.9% 0.0%
MOUNTAIN AMERICA $365,000 $255,000 -30.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $460,000 $255,000 -44.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $235,000 n/a 0.0%
AXIA FINANCIAL, LLC $175,000 $210,000 20.0% 0.0%
GTE Federal Credit Union $205,000 n/a 0.0%
PHH Mortgage Corporation $345,000 $205,000 -40.6% 0.0%
Umpqua Bank $4,830,000 $205,000 -95.8% 0.0%
BROKER SOLUTIONS, INC. $1,400,000 $185,000 -86.8% 0.0%
AMERISAVE MORTGAGE CORPORATION $5,420,000 $175,000 -96.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $945,000 $165,000 -82.5% 0.0%
FARMERS BANK $360,000 $165,000 -54.2% 0.0%
AMERICAN ADVISORS GROUP $2,860,000 $130,000 -95.5% 0.0%
WESTMARK Credit Union $440,000 $105,000 -76.1% 0.0%
HORIZON $380,000 $70,000 -81.6% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $65,000 n/a 0.0%
TOGETHER CREDIT UNION $55,000 n/a 0.0%
Discover Bank $260,000 $45,000 -82.7% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,100,000 $25,000 -97.7% 0.0%

Hailey's top lender by overall market share is U.S. Bank, with 11.9% market share. In second place, with 9.1%, is First Republic Bank, having originated $69,175,000 in loans. In third place, with 6.6%, is Bank of America, having originated $50,160,000 in loans. In fourth place, with 6.4%, is Zions Bancorporation, N.A., having originated $48,285,000 in loans. In fifth place, with 5.1%, is JPMorgan Chase Bank, having originated $38,435,000 in loans.


Hailey Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $940,000 (20.4%) $1,719,142 (11.4%) 0.00 459
2018-02-01 $969,250 (22.3%) $1,806,920 (15.3%) 0.00 446
2018-03-01 $947,000 (18.5%) $1,751,845 (6.9%) 0.00 432
2018-04-01 $897,000 (17.1%) $1,695,587 (6.5%) 0.00 424
2018-05-01 $862,000 (12.2%) $1,635,362 (10.3%) 0.00 430
2018-06-01 $875,000 (14.8%) $1,706,426 (16.0%) 0.00 498
2018-07-01 $872,000 (12.5%) $1,723,226 (15.8%) 0.00 540
2018-08-01 $876,250 (14.8%) $1,788,922 (20.2%) 0.00 531
2018-09-01 $869,000 (12.9%) $1,791,708 (19.6%) 0.00 508
2018-10-01 $873,750 (9.9%) $1,771,130 (13.8%) 0.00 466
2018-11-01 $871,250 (1.3%) $1,781,675 (11.9%) 0.00 420
2018-12-01 $875,000 (-2.2%) $1,818,277 (10.2%) 0.00 406
2019-01-01 $875,000 (-6.9%) $1,855,547 (7.9%) 0.00 373
2019-02-01 $892,000 (-8.0%) $1,890,835 (4.6%) 0.00 358
2019-03-01 $1,043,286 (10.2%) $2,028,442 (15.8%) 0.00 337
2019-04-01 $1,158,536 (29.2%) $2,115,446 (24.8%) 0.00 317
2019-05-01 $982,500 (14.0%) $1,986,899 (21.5%) 0.00 340
2019-06-01 $995,000 (13.7%) $2,022,952 (18.6%) 0.00 375
2019-07-01 $976,000 (11.9%) $2,027,334 (17.7%) 0.00 397
2019-08-01 $987,591 (12.7%) $2,023,629 (13.1%) 0.00 391
2019-09-01 $1,029,727 (18.5%) $2,030,862 (13.4%) 0.00 366
2019-10-01 $1,108,750 (26.9%) $2,088,753 (17.9%) 0.00 345
2019-11-01 $1,195,000 (37.2%) $2,197,990 (23.4%) 0.00 308
2019-12-01 $1,280,000 (46.3%) $2,250,475 (23.8%) 0.00 300
2020-01-01 $1,347,500 (54.0%) $2,331,256 (25.6%) 0.00 266
2020-02-01 $1,370,000 (53.6%) $2,339,243 (23.7%) 0.00 270
2020-03-01 $1,260,000 (20.8%) $2,170,941 (7.0%) 0.00 281
2020-04-01 $1,262,500 (9.0%) $2,109,226 (-0.3%) 0.00 273
2020-05-01 $1,172,500 (19.3%) $2,085,147 (4.9%) 0.00 275
2020-06-01 $1,115,000 (12.1%) $2,067,290 (2.2%) 0.00 311
2020-07-01 $1,198,750 (22.8%) $2,046,219 (0.9%) 0.00 322
2020-08-01 $1,197,500 (21.3%) $2,134,145 (5.5%) 0.00 287
2020-09-01 $1,236,250 (20.1%) $2,261,941 (11.4%) 0.00 259
2020-10-01 $1,395,000 (25.8%) $2,497,608 (19.6%) 0.00 195
2020-11-01 $1,643,750 (37.6%) $2,862,493 (30.2%) 0.00 150
2020-12-01 $1,648,750 (28.8%) $2,898,616 (28.8%) 0.00 136
2021-01-01 $1,847,500 (37.1%) $3,221,034 (38.2%) 0.00 96
2021-02-01 $1,603,000 (17.0%) $3,306,679 (41.4%) 0.00 86
2021-03-01 $1,499,500 (19.0%) $3,314,199 (52.7%) 0.00 81
2021-04-01 $917,250 (-27.4%) $2,760,153 (30.9%) 0.00 92
2021-05-01 $910,000 (-22.4%) $2,781,083 (33.4%) 0.00 96
2021-06-01 $944,250 (-15.3%) $2,604,963 (26.0%) 0.00 106
2021-07-01 $1,447,500 (20.8%) $2,757,151 (34.7%) 0.00 133
2021-08-01 $1,550,000 (29.4%) $2,708,443 (26.9%) 0.00 149
2021-09-01 $1,472,500 (19.1%) $2,808,207 (24.2%) 0.00 140
2021-10-01 $1,300,000 (-6.8%) $2,443,023 (-2.2%) 0.00 130
2021-11-01 $1,363,750 (-17.0%) $2,767,623 (-3.3%) 0.00 119
2021-12-01 $1,525,000 (-7.5%) $2,928,664 (1.0%) 0.00 109
2022-01-01 $1,850,000 (0.1%) $3,226,198 (0.2%) 0.00 88
2022-02-01 $2,147,500 (34.0%) $3,321,470 (0.5%) 0.00 79
2022-03-01 $3,200,000 (113.4%) $3,734,713 (12.7%) 0.00 80
2022-04-01 $2,100,000 (129.0%) $3,524,929 (27.7%) 0.00 83
2022-05-01 $1,523,000 (67.4%) $3,641,190 (30.9%) 0.00 90
2022-06-01 $1,667,500 (76.6%) $3,396,876 (30.4%) 0.00 136
2022-07-01 $1,572,500 (8.6%) $3,117,284 (13.1%) 0.00 196
2022-08-01 $1,345,000 (-13.2%) $2,727,040 (0.7%) 0.00 211
2022-09-01 $1,439,500 (-2.2%) $2,792,947 (-0.5%) 0.00 207
2022-10-01 $1,472,500 (13.3%) $2,928,819 (19.9%) 0.00 193
2022-11-01 $1,583,750 (16.1%) $3,009,816 (8.8%) 0.00 180
2022-12-01 $1,850,000 (21.3%) $3,328,993 (13.7%) 0.00 171
2023-01-01 $1,872,500 (1.2%) $3,492,170 (8.2%) 0.00 149
2023-02-01 $1,862,500 (-13.3%) $3,373,573 (1.6%) 0.00 142
Hailey's median listing price for 2023-02-01 was $1,862,500, a difference of $-285,000 (-13.3%) versus the prior year and $-10,000 versus the prior month.

Hailey's median listing price comes in at 0% of the national average.

Hailey's average listing price for 2023-02-01 was $3,373,573, a difference of $52,103 (1.6%) versus the prior year and $-118,597 versus the prior month.

For the 2023-02-01 period, Hailey had 142 MLS listings, a difference of -7 listings (-5%) versus the prior month and 63 listings (80%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,584 sqft
2018-02-01 0 days 2,590 sqft
2018-03-01 0 days 2,586 sqft
2018-04-01 0 days 2,571 sqft
2018-05-01 0 days 2,462 sqft
2018-06-01 0 days 2,457 sqft
2018-07-01 0 days 2,471 sqft
2018-08-01 0 days 2,495 sqft
2018-09-01 0 days 2,486 sqft
2018-10-01 0 days 2,501 sqft
2018-11-01 0 days 2,466 sqft
2018-12-01 0 days 2,472 sqft
2019-01-01 0 days 2,348 sqft
2019-02-01 0 days 2,471 sqft
2019-03-01 0 days 2,576 sqft
2019-04-01 0 days 2,705 sqft
2019-05-01 0 days 2,508 sqft
2019-06-01 0 days 2,487 sqft
2019-07-01 0 days 2,507 sqft
2019-08-01 0 days 2,524 sqft
2019-09-01 0 days 2,548 sqft
2019-10-01 0 days 2,609 sqft
2019-11-01 0 days 2,660 sqft
2019-12-01 0 days 2,696 sqft
2020-01-01 0 days 2,752 sqft
2020-02-01 0 days 2,784 sqft
2020-03-01 0 days 2,515 sqft
2020-04-01 0 days 2,489 sqft
2020-05-01 0 days 2,419 sqft
2020-06-01 0 days 2,407 sqft
2020-07-01 0 days 2,469 sqft
2020-08-01 0 days 2,483 sqft
2020-09-01 0 days 2,594 sqft
2020-10-01 0 days 2,855 sqft
2020-11-01 0 days 2,939 sqft
2020-12-01 0 days 2,980 sqft
2021-01-01 0 days 3,064 sqft
2021-02-01 0 days 3,098 sqft
2021-03-01 0 days 2,970 sqft
2021-04-01 0 days 2,658 sqft
2021-05-01 0 days 2,399 sqft
2021-06-01 0 days 2,480 sqft
2021-07-01 0 days 2,629 sqft
2021-08-01 0 days 2,500 sqft
2021-09-01 0 days 2,529 sqft
2021-10-01 0 days 2,282 sqft
2021-11-01 0 days 2,314 sqft
2021-12-01 0 days 2,507 sqft
2022-01-01 0 days 2,552 sqft
2022-02-01 0 days 2,693 sqft
2022-03-01 0 days 2,956 sqft
2022-04-01 0 days 2,693 sqft
2022-05-01 0 days 2,730 sqft
2022-06-01 0 days 2,708 sqft
2022-07-01 0 days 2,510 sqft
2022-08-01 0 days 2,201 sqft
2022-09-01 0 days 2,232 sqft
2022-10-01 0 days 2,324 sqft
2022-11-01 0 days 2,551 sqft
2022-12-01 0 days 2,724 sqft
2023-01-01 0 days 2,759 sqft
2023-02-01 0 days 2,719 sqft
Hailey's median listing age (time on market) for 2023-02-01 was 0 days.

Hailey's median square footage for active listings during the 2023-02-01 period was 2,719 sqft. One year prior, the average listing was 2,693 sqft.

Hailey, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 344 $337,890,000 $982,238
Cash Out Refi 217 $144,605,000 $666,382
Other 161 $141,635,000 $879,720
Refi 161 $101,525,000 $630,590
Home Improvement 114 $30,440,000 $267,018

Hailey's most frequently cited loan purpose was Home Purchase, with 344 originations. The 2nd most popular reason was Cash Out Refi, with 217 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 298 $211,810,000 $710,772
4-5% 214 $169,470,000 $791,916
5-6% 151 $68,925,000 $456,457
2.5-3% 119 $163,245,000 $1,371,807
6-7% 85 $35,285,000 $415,118
<2.5% 68 $72,230,000 $1,062,206
7-8% 37 $14,685,000 $396,892
Over 8% 15 $8,085,000 $539,000

During 2022, Hailey's most frequently originated rate bucket was 3-4%, with 298 originations.

Loan Sizing (Hailey, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 248 $72,390,000 $291,895
$600k-1000k 186 $136,430,000 $733,495
$Over $1MM 179 $440,345,000 $2,460,028
$400k-600k 169 $83,395,000 $493,462
$100k-200k 121 $17,925,000 $148,140
$100,000 or less 94 $5,610,000 $59,681

Hailey's loan sizing saw the bucket of loans from $200k-400k with 248 originations, totaling $72,390,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 245 $291,755,000 $1,190,837
40-60% 226 $200,570,000 $887,478
20-40% 219 $125,915,000 $574,954
Under 20% 177 $39,445,000 $222,853
80-100% 114 $81,960,000 $718,947
Over 100% 3 $1,175,000 $391,667

Hailey's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 245 originations, totaling $291,755,000 in origination value.