Hailey Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hailey averaged
6.48%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.79% and
one month ago for the week of 2025-02-27, the
average rate was 6.9%.
Hailey's average rate one year ago was 6.83%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Hailey 30 Year Fixed Rate | 2025-04-03 | 6.48% |
Hailey 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
Hailey 15 Year Fixed Rate | 2025-04-03 | 5.62% |
Hailey 15 Year Fixed Rate Refi | 2025-04-03 | 6.12% |
Hailey 30 Year FHA | 2025-04-03 | 6.06% |
Hailey 30 Year FHA Refi | 2025-04-03 | 6.46% |
Hailey 30 Year USDA | 2025-04-03 | 6.42% |
Hailey 30 Year USDA Refi | 2025-04-03 | 6.12% |
Hailey 30 Year VA | 2025-04-03 | 6.06% |
Hailey 30 Year VA Refi | 2025-04-03 | 6.06% |
Hailey Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hailey Average Closing Costs & Other Stats
Hailey, ID's 60 lenders originated 531
loans during 2024. The total origination value was $392,275,000, with an average loan value of
$738,748.
Hailey's average closing costs are $6,845.
The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
33 loans originated. Their average total fees are
$7,244, which is $1,784
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Hailey lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC ($7,244), U.S. Bank ($7,591), D. L. Evans Bank ($7,712), LOANDEPOT.COM, LLC ($7,767) and QUICKEN LOANS, LLC ($9,028).
The lowest rate Hailey lenders (with over 10 loans originated) are
U.S. Bank (6.59%), UNITED WHOLESALE MORTGAGE, LLC (6.74%), QUICKEN LOANS, LLC (6.81%), D. L. Evans Bank (6.89%) and LOANDEPOT.COM, LLC (6.97%).
Hailey, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Bank of America | $2,795,000 | $34,070,000 | 1,119.0% | 8.7% |
HomeStreet Bank | $705,000 | $22,715,000 | 3,122.0% | 5.8% |
QUICKEN LOANS, LLC | $13,895,000 | $20,750,000 | 49.3% | 5.3% |
D. L. Evans Bank | $30,795,000 | $19,770,000 | -35.8% | 5.0% |
UNITED WHOLESALE MORTGAGE, LLC | $20,240,000 | $19,660,000 | -2.9% | 5.0% |
Zions Bank | $19,170,000 | $18,030,000 | -5.9% | 4.6% |
U.S. Bank | $30,980,000 | $16,345,000 | -47.2% | 4.2% |
LOANDEPOT.COM, LLC | $2,425,000 | $16,265,000 | 570.7% | 4.1% |
Charles Schwab Bank, SSB | $11,190,000 | $14,110,000 | 26.1% | 3.6% |
JPMorgan Chase Bank | $19,985,000 | $13,975,000 | -30.1% | 3.6% |
Washington Trust Bank | $14,315,000 | $12,985,000 | -9.3% | 3.3% |
Morgan Stanley Private Bank | $2,890,000 | $10,925,000 | 278.0% | 2.8% |
Umpqua Bank | $465,000 | $10,005,000 | 2,051.6% | 2.6% |
The Northern Trust Company | $9,850,000 | n/a | 2.5% | |
Citizens Bank | $9,010,000 | n/a | 2.3% | |
Idaho First Bank | $12,945,000 | $8,930,000 | -31.0% | 2.3% |
Glacier Bank | $4,340,000 | $7,725,000 | 78.0% | 2.0% |
IDAHO CENTRAL | $5,925,000 | $7,565,000 | 27.7% | 1.9% |
Wells Fargo Bank | $6,640,000 | $6,865,000 | 3.4% | 1.8% |
PNC Bank | $450,000 | $5,655,000 | 1,156.7% | 1.4% |
GUARANTEED RATE, INC. | $8,130,000 | $5,545,000 | -31.8% | 1.4% |
PENNYMAC LOAN SERVICES, LLC | $4,070,000 | n/a | 1.0% | |
1st Security Bank of Washington | $505,000 | $3,905,000 | 673.3% | 1.0% |
Citibank | $9,755,000 | $3,870,000 | -60.3% | 1.0% |
UBS Bank USA | $10,100,000 | $3,845,000 | -61.9% | 1.0% |
KeyBank | $85,000 | $3,505,000 | 4,023.5% | 0.9% |
Fieldpoint Private Bank & Trust | $3,405,000 | n/a | 0.9% | |
Stifel Bank and Trust | $3,510,000 | $3,315,000 | -5.6% | 0.8% |
BMO Harris Bank | $2,965,000 | $3,225,000 | 8.8% | 0.8% |
JMJ FINANCIAL GROUP | $3,195,000 | n/a | 0.8% | |
HSBC BANK USA, NATIONAL ASSOCIATION | $3,135,000 | n/a | 0.8% | |
Washington Federal Bank | $6,280,000 | $3,100,000 | -50.6% | 0.8% |
MUTUAL OF OMAHA MORTGAGE, INC. | $640,000 | $3,015,000 | 371.1% | 0.8% |
FARMERS BANK | $75,000 | $2,625,000 | 3,400.0% | 0.7% |
MidFirst Bank | $2,605,000 | n/a | 0.7% | |
Raymond James Bank | $2,505,000 | n/a | 0.6% | |
CMG MORTGAGE, INC. | $2,500,000 | n/a | 0.6% | |
FINANCE OF AMERICA REVERSE LLC | $2,880,000 | $2,130,000 | -26.0% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $1,120,000 | $1,820,000 | 62.5% | 0.5% |
BNY Mellon | $1,750,000 | n/a | 0.4% | |
Commerce Home Mortgage, Inc. | $1,725,000 | n/a | 0.4% | |
BROKER SOLUTIONS, INC. | $1,210,000 | $1,705,000 | 40.9% | 0.4% |
MOVEMENT MORTGAGE, LLC | $395,000 | $1,675,000 | 324.1% | 0.4% |
The Loan Store, Inc. | $1,670,000 | n/a | 0.4% | |
Flagstar Bank, FSB | $3,435,000 | $1,645,000 | -52.1% | 0.4% |
GUILD MORTGAGE COMPANY | $2,595,000 | $1,620,000 | -37.6% | 0.4% |
LONGBRIDGE FINANCIAL, LLC | $565,000 | $1,620,000 | 186.7% | 0.4% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $2,025,000 | $1,595,000 | -21.2% | 0.4% |
S1L, Inc. | $355,000 | $1,555,000 | 338.0% | 0.4% |
LENDSURE MORTGAGE CORP. | $1,455,000 | n/a | 0.4% | |
NFM, INC. | $465,000 | $1,160,000 | 149.5% | 0.3% |
PLANET HOME LENDING, LLC | $1,125,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $430,000 | $985,000 | 129.1% | 0.3% |
First Federal Savings Bank of Twin Falls | $1,775,000 | $960,000 | -45.9% | 0.2% |
USAA Federal Savings Bank | $960,000 | n/a | 0.2% | |
Truist | $885,000 | n/a | 0.2% | |
AXIA FINANCIAL, LLC | $505,000 | $780,000 | 54.5% | 0.2% |
First National Bank Of Oklahoma | $765,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $725,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $720,000 | n/a | 0.2% | |
ALAMEDA MORTGAGE CORPORATION | $715,000 | n/a | 0.2% | |
CALCON MUTUAL MORTGAGE LLC | $415,000 | $695,000 | 67.5% | 0.2% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $1,510,000 | $675,000 | -55.3% | 0.2% |
GREENSTATE CREDIT UNION | $655,000 | n/a | 0.2% | |
INTERCAP LENDING INC. | $655,000 | n/a | 0.2% | |
NEWREZ LLC | $1,305,000 | $620,000 | -52.5% | 0.2% |
DIRECTORS MORTGAGE, INC. | $615,000 | n/a | 0.2% | |
DOMINION FINANCIAL SERVICES, LLC | $545,000 | n/a | 0.1% | |
Figure Lending LLC | $440,000 | $545,000 | 23.9% | 0.1% |
21ST MORTGAGE CORPORATION | $95,000 | $535,000 | 463.2% | 0.1% |
FREEDOM MORTGAGE CORPORATION | $625,000 | $480,000 | -23.2% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $405,000 | n/a | 0.1% | |
CANOPY MORTGAGE, LLC | $405,000 | n/a | 0.1% | |
Home Mortgage Alliance Corp | $405,000 | n/a | 0.1% | |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $390,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $385,000 | n/a | 0.1% | |
OAKTREE FUNDING CORP. | $375,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $1,565,000 | $355,000 | -77.3% | 0.1% |
Citadel Servicing Corporation | $345,000 | n/a | 0.1% | |
Mortgage Research Center, LLC | $595,000 | $335,000 | -43.7% | 0.1% |
HighTechLending Inc | $325,000 | n/a | 0.1% | |
SUMMIT FUNDING, INC. | $325,000 | n/a | 0.1% | |
Discover Bank | $170,000 | $305,000 | 79.4% | 0.1% |
The Bank of Commerce | $305,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $455,000 | $285,000 | -37.4% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $275,000 | n/a | 0.1% | |
Northwest Farm Credit Services, FLCA | $255,000 | n/a | 0.1% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $185,000 | $215,000 | 16.2% | 0.1% |
First Interstate Bank | $220,000 | $205,000 | -6.8% | 0.1% |
Boeing Employees Credit Union | $190,000 | n/a | 0.0% | |
SPRING EQ, LLC | $190,000 | n/a | 0.0% | |
FIRST TECHNOLOGY | $175,000 | n/a | 0.0% | |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
WESTMARK Credit Union | $200,000 | $165,000 | -17.5% | 0.0% |
CONNECTIONS | $155,000 | n/a | 0.0% | |
MOUNTAIN AMERICA | $230,000 | $140,000 | -39.1% | 0.0% |
Firefighters First Federal Credit Union | $105,000 | n/a | 0.0% | |
AMERICA FIRST | $170,000 | $95,000 | -44.1% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $95,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $270,000 | $25,000 | -90.7% | 0.0% |
Hailey's top lender by overall market share is Bank of America, with 8.7% market share. In second place, with 5.8%, is HomeStreet Bank, having originated $22,715,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $20,750,000 in loans. In fourth place, with 5.0%, is D. L. Evans Bank, having originated $19,770,000 in loans. In fifth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,660,000 in loans.
Hailey Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $885,000 (17.6%) | $1,661,713 (11.1%) | 0.00 | 475 |
2018-02-01 | $895,000 (16.5%) | $1,747,608 (14.9%) | 0.00 | 464 |
2018-03-01 | $875,000 (11.5%) | $1,683,774 (5.9%) | 0.00 | 452 |
2018-04-01 | $865,000 (16.1%) | $1,634,813 (6.3%) | 0.00 | 442 |
2018-05-01 | $797,500 (7.4%) | $1,576,199 (10.1%) | 0.00 | 448 |
2018-06-01 | $837,000 (13.6%) | $1,651,434 (16.1%) | 0.00 | 516 |
2018-07-01 | $837,000 (12.7%) | $1,668,307 (16.5%) | 0.00 | 560 |
2018-08-01 | $834,250 (15.1%) | $1,730,535 (19.8%) | 0.00 | 550 |
2018-09-01 | $819,000 (13.0%) | $1,720,297 (18.5%) | 0.00 | 530 |
2018-10-01 | $825,000 (9.7%) | $1,696,054 (13.2%) | 0.00 | 490 |
2018-11-01 | $817,000 (3.9%) | $1,697,041 (11.2%) | 0.00 | 443 |
2018-12-01 | $825,000 (3.8%) | $1,739,068 (9.6%) | 0.00 | 426 |
2019-01-01 | $827,500 (-6.5%) | $1,770,768 (6.6%) | 0.00 | 388 |
2019-02-01 | $826,000 (-7.7%) | $1,782,370 (2.0%) | 0.00 | 382 |
2019-03-01 | $895,071 (2.3%) | $1,904,158 (13.1%) | 0.00 | 360 |
2019-04-01 | $954,071 (10.3%) | $1,971,457 (20.6%) | 0.00 | 342 |
2019-05-01 | $865,500 (8.5%) | $1,845,062 (17.1%) | 0.00 | 369 |
2019-06-01 | $895,000 (6.9%) | $1,884,657 (14.1%) | 0.00 | 402 |
2019-07-01 | $890,750 (6.4%) | $1,887,802 (13.2%) | 0.00 | 430 |
2019-08-01 | $892,455 (7.0%) | $1,900,821 (9.8%) | 0.00 | 418 |
2019-09-01 | $938,886 (14.6%) | $1,931,748 (12.3%) | 0.00 | 388 |
2019-10-01 | $1,018,750 (23.5%) | $2,012,918 (18.7%) | 0.00 | 360 |
2019-11-01 | $1,102,500 (34.9%) | $2,133,829 (25.7%) | 0.00 | 318 |
2019-12-01 | $1,199,500 (45.4%) | $2,187,391 (25.8%) | 0.00 | 308 |
2020-01-01 | $1,285,000 (55.3%) | $2,265,614 (28.0%) | 0.00 | 274 |
2020-02-01 | $1,300,000 (57.4%) | $2,291,506 (28.6%) | 0.00 | 276 |
2020-03-01 | $1,220,000 (36.3%) | $2,119,778 (11.3%) | 0.00 | 286 |
2020-04-01 | $1,238,500 (29.8%) | $2,069,161 (5.0%) | 0.00 | 280 |
2020-05-01 | $976,500 (12.8%) | $2,017,895 (9.4%) | 0.00 | 286 |
2020-06-01 | $970,250 (8.4%) | $2,005,407 (6.4%) | 0.00 | 321 |
2020-07-01 | $1,155,000 (29.7%) | $1,968,762 (4.3%) | 0.00 | 335 |
2020-08-01 | $1,195,000 (33.9%) | $2,087,115 (9.8%) | 0.00 | 288 |
2020-09-01 | $1,175,000 (25.2%) | $2,201,673 (14.0%) | 0.00 | 265 |
2020-10-01 | $1,295,000 (27.1%) | $2,415,139 (20.0%) | 0.00 | 202 |
2020-11-01 | $1,572,500 (42.6%) | $2,721,652 (27.6%) | 0.00 | 158 |
2020-12-01 | $1,595,000 (33.0%) | $2,759,203 (26.1%) | 0.00 | 142 |
2021-01-01 | $1,724,000 (34.2%) | $3,114,469 (37.5%) | 0.00 | 99 |
2021-02-01 | $1,453,500 (11.8%) | $3,175,421 (38.6%) | 0.00 | 90 |
2021-03-01 | $1,261,250 (3.4%) | $3,115,683 (47.0%) | 0.00 | 86 |
2021-04-01 | $879,500 (-29.0%) | $2,606,269 (26.0%) | 0.00 | 97 |
2021-05-01 | $812,000 (-16.9%) | $2,577,815 (27.8%) | 0.00 | 105 |
2021-06-01 | $905,500 (-6.7%) | $2,442,796 (21.8%) | 0.00 | 113 |
2021-07-01 | $1,360,000 (17.8%) | $2,667,836 (35.5%) | 0.00 | 140 |
2021-08-01 | $1,393,500 (16.6%) | $2,592,279 (24.2%) | 0.00 | 162 |
2021-09-01 | $1,368,750 (16.5%) | $2,644,333 (20.1%) | 0.00 | 153 |
2021-10-01 | $1,149,000 (-11.3%) | $2,313,992 (-4.2%) | 0.00 | 142 |
2021-11-01 | $1,228,000 (-21.9%) | $2,513,097 (-7.7%) | 0.00 | 131 |
2021-12-01 | $1,440,000 (-9.7%) | $2,741,218 (-0.7%) | 0.00 | 119 |
2022-01-01 | $1,495,000 (-13.3%) | $2,997,274 (-3.8%) | 0.00 | 93 |
2022-02-01 | $1,672,500 (15.1%) | $3,087,221 (-2.8%) | 0.00 | 85 |
2022-03-01 | $2,200,000 (74.4%) | $3,378,642 (8.4%) | 0.00 | 88 |
2022-04-01 | $1,283,000 (45.9%) | $3,112,006 (19.4%) | 0.00 | 96 |
2022-05-01 | $1,367,000 (68.4%) | $3,422,865 (32.8%) | 0.00 | 102 |
2022-06-01 | $1,431,000 (58.0%) | $3,272,842 (34.0%) | 0.00 | 148 |
2022-07-01 | $1,400,000 (2.9%) | $2,965,031 (11.1%) | 0.00 | 208 |
2022-08-01 | $1,225,000 (-12.1%) | $2,667,270 (2.9%) | 0.00 | 222 |
2022-09-01 | $1,272,500 (-7.0%) | $2,676,116 (1.2%) | 0.00 | 222 |
2022-10-01 | $1,240,000 (7.9%) | $2,796,884 (20.9%) | 0.00 | 212 |
2022-11-01 | $1,295,000 (5.5%) | $2,822,126 (12.3%) | 0.00 | 198 |
2022-12-01 | $1,400,000 (-2.8%) | $3,051,334 (11.3%) | 0.00 | 189 |
2023-01-01 | $1,552,500 (3.9%) | $3,249,292 (8.4%) | 0.00 | 161 |
2023-02-01 | $1,565,000 (-6.4%) | $3,149,573 (2.0%) | 0.00 | 152 |
2023-03-01 | $1,181,500 (-46.3%) | $2,969,840 (-12.1%) | 0.00 | 156 |
2023-04-01 | $1,022,500 (-20.3%) | $2,889,496 (-7.2%) | 0.00 | 144 |
2023-05-01 | $860,000 (-37.1%) | $2,576,209 (-24.7%) | 0.00 | 133 |
2023-06-01 | $1,410,000 (-1.5%) | $2,778,702 (-15.1%) | 0.00 | 168 |
2023-07-01 | $1,795,000 (28.2%) | $2,917,453 (-1.6%) | 0.00 | 218 |
2023-08-01 | $1,728,750 (41.1%) | $3,110,129 (16.6%) | 0.00 | 230 |
2023-09-01 | $1,682,500 (32.2%) | $3,149,434 (17.7%) | 0.00 | 229 |
2023-10-01 | $1,671,250 (34.8%) | $3,135,796 (12.1%) | 0.00 | 212 |
2023-11-01 | $1,575,000 (21.6%) | $3,015,077 (6.8%) | 0.00 | 185 |
2023-12-01 | $1,692,500 (20.9%) | $2,987,653 (-2.1%) | 0.00 | 190 |
2024-01-01 | $1,695,000 (9.2%) | $3,037,199 (-6.5%) | 0.00 | 187 |
2024-02-01 | $1,228,250 (-21.5%) | $2,903,825 (-7.8%) | 0.00 | 180 |
2024-03-01 | $1,144,738 (-3.1%) | $2,435,365 (-18.0%) | 0.00 | 200 |
2024-04-01 | $1,157,238 (13.2%) | $2,440,693 (-15.5%) | 0.00 | 194 |
2024-05-01 | $1,095,000 (27.3%) | $2,451,783 (-4.8%) | 0.00 | 205 |
2024-06-01 | $1,275,000 (-9.6%) | $2,628,519 (-5.4%) | 0.00 | 258 |
2024-07-01 | $1,468,750 (-18.2%) | $2,845,599 (-2.5%) | 0.00 | 323 |
2024-08-01 | $1,450,000 (-16.1%) | $2,924,648 (-6.0%) | 0.00 | 327 |
2024-09-01 | $1,497,500 (-11.0%) | $3,068,017 (-2.6%) | 0.00 | 301 |
2024-10-01 | $1,585,000 (-5.2%) | $3,113,644 (-0.7%) | 0.00 | 259 |
2024-11-01 | $1,375,000 (-12.7%) | $2,972,316 (-1.4%) | 0.00 | 215 |
2024-12-01 | $1,222,000 (-27.8%) | $2,865,655 (-4.1%) | 0.00 | 216 |
2025-01-01 | $1,373,750 (-19.0%) | $3,236,084 (6.6%) | 0.00 | 209 |
2025-02-01 | $1,535,000 (25.0%) | $3,460,453 (19.2%) | 0.00 | 212 |
2025-03-01 | $1,697,000 (48.2%) | $3,726,031 (53.0%) | 0.00 | 209 |
Hailey's median listing price comes in at 0% of the national average.
Hailey's average listing price for 2025-03-01 was $3,726,031, a difference of $1,290,666 (53.0%) versus the prior year and $265,578 versus the prior month.
For the 2025-03-01 period, Hailey had 209 MLS listings, a difference of -3 listings (-1%) versus the prior month and 9 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,538 sqft |
2018-02-01 | 0 days | 2,563 sqft |
2018-03-01 | 0 days | 2,552 sqft |
2018-04-01 | 0 days | 2,521 sqft |
2018-05-01 | 0 days | 2,391 sqft |
2018-06-01 | 0 days | 2,393 sqft |
2018-07-01 | 0 days | 2,394 sqft |
2018-08-01 | 0 days | 2,457 sqft |
2018-09-01 | 0 days | 2,422 sqft |
2018-10-01 | 0 days | 2,426 sqft |
2018-11-01 | 0 days | 2,352 sqft |
2018-12-01 | 0 days | 2,393 sqft |
2019-01-01 | 0 days | 2,299 sqft |
2019-02-01 | 0 days | 2,326 sqft |
2019-03-01 | 0 days | 2,393 sqft |
2019-04-01 | 0 days | 2,472 sqft |
2019-05-01 | 0 days | 2,356 sqft |
2019-06-01 | 0 days | 2,358 sqft |
2019-07-01 | 0 days | 2,352 sqft |
2019-08-01 | 0 days | 2,395 sqft |
2019-09-01 | 0 days | 2,458 sqft |
2019-10-01 | 0 days | 2,532 sqft |
2019-11-01 | 0 days | 2,574 sqft |
2019-12-01 | 0 days | 2,650 sqft |
2020-01-01 | 0 days | 2,671 sqft |
2020-02-01 | 0 days | 2,705 sqft |
2020-03-01 | 0 days | 2,504 sqft |
2020-04-01 | 0 days | 2,457 sqft |
2020-05-01 | 0 days | 2,366 sqft |
2020-06-01 | 0 days | 2,332 sqft |
2020-07-01 | 0 days | 2,381 sqft |
2020-08-01 | 0 days | 2,464 sqft |
2020-09-01 | 0 days | 2,557 sqft |
2020-10-01 | 0 days | 2,800 sqft |
2020-11-01 | 0 days | 2,880 sqft |
2020-12-01 | 0 days | 2,919 sqft |
2021-01-01 | 0 days | 2,984 sqft |
2021-02-01 | 0 days | 3,058 sqft |
2021-03-01 | 0 days | 2,998 sqft |
2021-04-01 | 0 days | 2,654 sqft |
2021-05-01 | 0 days | 2,280 sqft |
2021-06-01 | 0 days | 2,450 sqft |
2021-07-01 | 0 days | 2,510 sqft |
2021-08-01 | 0 days | 2,455 sqft |
2021-09-01 | 0 days | 2,506 sqft |
2021-10-01 | 0 days | 2,287 sqft |
2021-11-01 | 0 days | 2,242 sqft |
2021-12-01 | 0 days | 2,450 sqft |
2022-01-01 | 0 days | 2,493 sqft |
2022-02-01 | 0 days | 2,560 sqft |
2022-03-01 | 0 days | 2,815 sqft |
2022-04-01 | 0 days | 2,464 sqft |
2022-05-01 | 0 days | 2,538 sqft |
2022-06-01 | 0 days | 2,554 sqft |
2022-07-01 | 0 days | 2,405 sqft |
2022-08-01 | 0 days | 2,110 sqft |
2022-09-01 | 0 days | 2,170 sqft |
2022-10-01 | 0 days | 2,256 sqft |
2022-11-01 | 0 days | 2,393 sqft |
2022-12-01 | 0 days | 2,615 sqft |
2023-01-01 | 0 days | 2,715 sqft |
2023-02-01 | 0 days | 2,632 sqft |
2023-03-01 | 0 days | 2,335 sqft |
2023-04-01 | 0 days | 2,239 sqft |
2023-05-01 | 0 days | 1,965 sqft |
2023-06-01 | 0 days | 2,224 sqft |
2023-07-01 | 0 days | 2,516 sqft |
2023-08-01 | 0 days | 2,627 sqft |
2023-09-01 | 0 days | 2,591 sqft |
2023-10-01 | 0 days | 2,599 sqft |
2023-11-01 | 0 days | 2,383 sqft |
2023-12-01 | 0 days | 2,320 sqft |
2024-01-01 | 0 days | 2,455 sqft |
2024-02-01 | 0 days | 2,233 sqft |
2024-03-01 | 0 days | 2,049 sqft |
2024-04-01 | 0 days | 2,051 sqft |
2024-05-01 | 0 days | 2,044 sqft |
2024-06-01 | 0 days | 2,052 sqft |
2024-07-01 | 0 days | 2,066 sqft |
2024-08-01 | 0 days | 2,090 sqft |
2024-09-01 | 0 days | 2,049 sqft |
2024-10-01 | 0 days | 2,104 sqft |
2024-11-01 | 0 days | 1,938 sqft |
2024-12-01 | 0 days | 1,923 sqft |
2025-01-01 | 0 days | 1,980 sqft |
2025-02-01 | 0 days | 2,029 sqft |
2025-03-01 | 0 days | 2,249 sqft |
Hailey's median square footage for active listings during the 2025-03-01 period was 2,249 sqft. One year prior, the average listing was 2,049 sqft.
Hailey, ID Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 259 | $219,645,000 | $848,050 |
Other | 73 | $44,675,000 | $611,986 |
Cash Out Refi | 68 | $29,250,000 | $430,147 |
Home Improvement | 66 | $13,060,000 | $197,879 |
Refi | 65 | $85,645,000 | $1,317,615 |
Hailey's most frequently cited loan purpose was Home Purchase, with 259 originations. The 2nd most popular reason was Other, with 73 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 177 | $123,155,000 | $695,791 |
Over 8% | 168 | $66,000,000 | $392,857 |
7-8% | 101 | $48,845,000 | $483,614 |
5-6% | 68 | $128,970,000 | $1,896,618 |
4-5% | 5 | $6,345,000 | $1,269,000 |
2.5-3% | 2 | $4,370,000 | $2,185,000 |
<2.5% | 1 | $1,185,000 | $1,185,000 |
During 2024, Hailey's most frequently originated rate bucket was 6-7%, with 177 originations.
Loan Sizing (Hailey, ID MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 134 | $39,990,000 | $298,433 |
$400k-600k | 90 | $43,380,000 | $482,000 |
$600k-1000k | 84 | $63,140,000 | $751,667 |
$Over $1MM | 79 | $231,325,000 | $2,928,165 |
$100k-200k | 75 | $10,645,000 | $141,933 |
$100,000 or less | 69 | $3,795,000 | $55,000 |
Hailey's loan sizing saw the bucket of loans from $200k-400k with 134 originations, totaling $39,990,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
Under 20% | 131 | $23,365,000 | $178,359 |
60-80% | 128 | $136,490,000 | $1,066,328 |
20-40% | 95 | $45,945,000 | $483,632 |
40-60% | 84 | $112,620,000 | $1,340,714 |
80-100% | 79 | $46,245,000 | $585,380 |
Hailey's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 131 originations, totaling $23,365,000 in origination value.