Hailey Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hailey averaged 5.99% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.96% and one month ago for the week of 2022-05-19, the average rate was 5.03%.

Hailey's average rate one year ago was 3.02%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Hailey 30 Year Fixed Rate 2022-06-23 5.99%
Hailey 30 Year Fixed Rate Refi 2022-06-23 5.93%
Hailey 15 Year Fixed Rate 2022-06-23 5.29%
Hailey 15 Year Fixed Rate Refi 2022-06-23 4.98%
Hailey 30 Year FHA 2022-06-23 -0.01%
Hailey 30 Year FHA Refi 2022-06-23 -0.38%
Hailey 30 Year USDA 2022-06-23 0.37%
Hailey 30 Year USDA Refi 2022-06-23 3%
Hailey 30 Year VA 2022-06-23 0.55%
Hailey 30 Year VA Refi 2022-06-23 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

Hailey Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 147 2.90% $5,420
UNITED WHOLESALE MORTGAGE, LLC 138 2.93% $6,465
GUARANTEED RATE, INC. 107 3.08% $5,610
U.S. Bank 67 2.86% $7,421
Wells Fargo Bank 63 2.71% $5,684
MOVEMENT MORTGAGE, LLC 58 3.23% $4,719
First Republic Bank 37 2.74% $10,669
LOANDEPOT.COM, LLC 35 2.67% $6,897
D. L. Evans Bank 34 3.10% $6,155
JPMorgan Chase Bank 25 2.69% $9,192
IDAHO CENTRAL 24 3.28% $5,752
Charles Schwab Bank, SSB 21 2.55% $4,048
Morgan Stanley Private Bank 20 2.58% $7,650
Zions Bancorporation, N.A. 19 2.93% $5,658
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 3.14% $6,378
FINANCE OF AMERICA MORTGAGE LLC 19 3.30% $6,041
Flagstar Bank, FSB 19 3.00% $6,047
CALIBER HOME LOANS, INC. 15 3.07% $5,566
Bank of America 15 2.44% $7,939
CALCON MUTUAL MORTGAGE LLC 15 2.91% $7,309
Glacier Bank 13 3.14% $8,673
AMERISAVE MORTGAGE CORPORATION 13 2.91% $5,153
Washington Federal Bank 12 3.24% $10,060
BETTER MORTGAGE CORPORATION 11 2.90% $4,168
KELLER MORTGAGE, LLC 11 3.18% $4,133
PIONEER 11 3.44% $5,341
Stifel Bank and Trust 10 2.55% $5,364
City National Bank 9 3.02% $7,356
GUILD MORTGAGE COMPANY 9 3.02% $5,247
UBS Bank USA 8 2.55% $8,347
First Federal Savings Bank of Twin Falls 8 3.63% $7,425
HOME POINT FINANCIAL CORPORATION 7 2.84% $4,466
Mr. Cooper ( Nationstar Mortgage ) 7 3.20% $6,443
KeyBank 7 2.59% $7,164
PREMIER MORTGAGE RESOURCES, L.L.C. 6 3.31% $12,242
Bank of the West 6 3.04% $5,205
Washington Trust Bank 6 3.25% $11,089
STEARNS LENDING, LLC 6 2.90% $4,066
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 3.21% $6,584
Goldman Sachs Bank USA 5 2.74% $17,461
Citibank 5 2.75% $11,947
North American Savings Bank, F.S.B. 5 2.98% $3,714
NBKC BANK 5 2.93% $4,109
CROSSCOUNTRY MORTGAGE, LLC 4 3.00% $7,058
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.72% $3,167
Umpqua Bank 4 2.81% $4,654
S1L, Inc. 4 3.19% $7,586
PENNYMAC LOAN SERVICES, LLC 4 2.94% $5,689
NEWREZ LLC 4 3.03% $3,880
ACADEMY MORTGAGE CORPORATION 4 3.22% $10,018
CHURCHILL MORTGAGE CORPORATION 3 3.38% $5,815
Raymond James Bank 3 2.96% $6,895
Barrington Bank & Trust Company, N.A. 3 2.88% $5,514
PNC Bank 3 2.71% $6,353
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.33% $7,923
HomeStreet Bank 2 2.69% $10,010
ALLIANT CREDIT UNION 2 3.06% $4,264
Ally Bank 2 2.88% $11,730
AMERICAN FINANCIAL NETWORK, INC. 2 3.50% $9,196
AMERICAN FINANCING CORPORATION 2 3.06% $3,886
AMERICAN INTERNET MORTGAGE, INC. 2 2.56% $5,406
Bank of Idaho 2 2.75% $6,851
BNY Mellon 2 2.75% $9,409
BROKER SOLUTIONS, INC. 2 2.63% $3,991
CELEBRITY HOME LOANS, LLC 2 2.94% $9,416
CHERRY CREEK MORTGAGE, LLC 2 2.81% $221
CITYWIDE HOME LOANS, LLC 2 3.31% $7,550
EVERETT FINANCIAL, INC. 2 3.25% $3,338
FIRST COLONY MORTGAGE CORPORATION 2 2.88% $10,776
GSF Mortgage Corporation 2 3.44% $15,054
1st Security Bank of Washington 2 3.50% $15,831
HORIZON 2 4.38% $5,405
INTERCAP LENDING INC. 2 2.88% $4,214
LENDUS, LLC 2 3.75% $9,003
MidFirst Bank 2 3.13% $14,449
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.87% $6,264
Paramount Bank 2 2.69% $3,844
Silicon Valley Bank 2 2.38% $12,148
Truist Bank 2 3.19% $12,809
Wyndham Capital Mortgage, Inc. 2 2.81% $3,657
GOLDENWEST 1 3.50% $9,168
Low VA Rates, LLC 1 3.25% $3,783
MANN FINANCIAL INC. 1 2.75% $5,395
Manufacturers and Traders Trust Company 1 2.25% $3,766
AXIA FINANCIAL, LLC 1 3.25% $4,842
GENEVA FINANCIAL, LLC 1 3.00% $6,134
MOUNTAIN AMERICA 1 2.75% $5,850
First Interstate Bank 1 3.38% $2,719
First Horizon Bank 1 2.49% $11,499
AmeriHome Mortgage Company, LLC 1 3.13% $4,265
NATIONS DIRECT MORTGAGE, LLC 1 4.25% $21,421
Nations Lending Corporation 1 3.50% $6,902
First Home Bank 1 3.38% $6,058
Firefighters First Federal Credit Union 1 3.25% $2,874
NFM, INC. 1 3.25% $7,134
EVERLEND MORTGAGE COMPANY 1 3.00% $7,091
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.75% $9,087
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $5,541
Paramount Residential Mortgage Group, Inc. 1 3.00% $3,824
EVANSVILLE TEACHERS 1 2.75% $4,643
PENTAGON FEDERAL CREDIT UNION 1 3.13% $7,992
PHH Mortgage Corporation 1 2.88% $9,844
Enterprise Bank & Trust 1 3.00% $6,717
Platinum Home Mortgage Corporation 1 3.25% $4,449
CORNERSTONE HOME LENDING, INC. 1 2.88% $4,471
Commerce Home Mortgage, Inc. 1 2.63% $5,182
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.99% $6,274
Columbia State Bank 1 2.75% $2,655
Cf Bank 1 3.13% $4,419
Carrington Mortgage Services, LLC 1 3.63% $5,651
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.00% $7,268
CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 3.63% $7,519
Willamette Valley Bank 1 3.25% $2,506
Sound Community Bank 1 3.13% $8,883
STAR ONE CREDIT UNION 1 2.88% $4,294
CANOPY MORTGAGE, LLC 1 2.75% $3,873
BMO Harris Bank 1 3.25% $33,291
SUMMIT FUNDING, INC. 1 3.38% $12,187
Sunflower Bank 1 2.99% $5,833
Texana Bank 1 2.75% $7,836
The Central Trust Bank 1 3.13% $5,146
The Federal Savings Bank 1 3.13% $6,307
The Northern Trust Company 1 3.00% $53,203
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $7,706
Truity Federal Credit Union 1 2.75% $2,900
BAY EQUITY LLC 1 3.25% $4,379
Baxter Credit Union 1 2.88% $4,160
Banner Bank 1 3.25% $2,612
INLAND BANK & TRUST 1 2.88% $4,778
Bank of Utah 1 3.25% $7,793
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.79% $5,845
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.38% $5,867
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.88% $5,665
LAKEVIEW LOAN SERVICING, LLC 1 3.50% $6,018
LENDSURE MORTGAGE CORP. 1 4.50% $23,350
Utah Mortgage Loan Corporation 1 2.88% $5,504

Hailey, ID's 136 lenders originated 2,039 loans during 2021. The total origination value was $1,206,225,000, with an average loan value of $591,577.

The top Hailey lender as defined by loan originations is QUICKEN LOANS, LLC, with 147 loans originated. Their average total fees are $5,420, which is $1,045 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Hailey lenders (with over 10 loans originated) are Charles Schwab Bank, SSB ($4,048), KELLER MORTGAGE, LLC ($4,133), BETTER MORTGAGE CORPORATION ($4,168), MOVEMENT MORTGAGE, LLC ($4,719) and AMERISAVE MORTGAGE CORPORATION ($5,153).

The lowest rate Hailey lenders (with over 10 loans originated) are Bank of America (2.44%), Charles Schwab Bank, SSB (2.55%), Stifel Bank and Trust (2.55%), Morgan Stanley Private Bank (2.58%) and LOANDEPOT.COM, LLC (2.67%).

Hailey, ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
U.S. Bank $93,755,000 $89,495,000 -4.5% 7.4%
First Republic Bank $34,365,000 $85,600,000 149.1% 7.1%
QUICKEN LOANS, LLC $61,330,000 $75,985,000 23.9% 6.3%
UNITED WHOLESALE MORTGAGE, LLC $42,830,000 $73,690,000 72.1% 6.1%
Wells Fargo Bank $63,510,000 $73,280,000 15.4% 6.1%
GUARANTEED RATE, INC. $36,865,000 $64,490,000 74.9% 5.3%
JPMorgan Chase Bank $14,665,000 $56,970,000 288.5% 4.7%
Bank of America $51,220,000 $47,040,000 -8.2% 3.9%
Zions Bancorporation, N.A. $35,430,000 $40,915,000 15.5% 3.4%
Morgan Stanley Private Bank $21,565,000 $32,575,000 51.1% 2.7%
MOVEMENT MORTGAGE, LLC $37,925,000 $31,650,000 -16.5% 2.6%
D. L. Evans Bank $20,985,000 $29,140,000 38.9% 2.4%
Idaho First Bank $17,515,000 $26,325,000 50.3% 2.2%
Bank of Utah $24,300,000 n/a 2.0%
Charles Schwab Bank, SSB $10,395,000 $20,955,000 101.6% 1.7%
LOANDEPOT.COM, LLC $12,290,000 $20,950,000 70.5% 1.7%
Glacier Bank $13,395,000 $20,715,000 54.6% 1.7%
Washington Trust Bank $3,760,000 $20,510,000 445.5% 1.7%
Citibank $16,230,000 $18,260,000 12.5% 1.5%
City National Bank $25,705,000 $17,020,000 -33.8% 1.4%
Washington Federal Bank $12,265,000 $13,600,000 10.9% 1.1%
IDAHO CENTRAL $16,640,000 $12,620,000 -24.2% 1.0%
Flagstar Bank, FSB $6,010,000 $11,850,000 97.2% 1.0%
UBS Bank USA $21,235,000 $11,820,000 -44.3% 1.0%
Goldman Sachs Bank USA $17,315,000 $11,535,000 -33.4% 1.0%
Stifel Bank and Trust $1,960,000 $10,945,000 458.4% 0.9%
BMO Harris Bank $7,005,000 $10,325,000 47.4% 0.9%
Bank of the West $5,825,000 $8,955,000 53.7% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $5,955,000 $8,855,000 48.7% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,410,000 $8,060,000 -50.9% 0.7%
CALCON MUTUAL MORTGAGE LLC $6,130,000 $7,450,000 21.5% 0.6%
KeyBank $5,185,000 $6,925,000 33.6% 0.6%
CALIBER HOME LOANS, INC. $4,775,000 $6,570,000 37.6% 0.5%
BETTER MORTGAGE CORPORATION $2,270,000 $6,105,000 168.9% 0.5%
Raymond James Bank $6,075,000 n/a 0.5%
Pacific Premier Bank $6,065,000 n/a 0.5%
Silicon Valley Bank $5,010,000 $5,480,000 9.4% 0.5%
FREEDOM MORTGAGE CORPORATION $5,570,000 $5,455,000 -2.1% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,275,000 $5,420,000 138.2% 0.4%
First Federal Savings Bank of Twin Falls $6,490,000 $4,940,000 -23.9% 0.4%
Umpqua Bank $2,030,000 $4,830,000 137.9% 0.4%
MidFirst Bank $4,630,000 n/a 0.4%
KELLER MORTGAGE, LLC $3,335,000 $4,600,000 37.9% 0.4%
First Interstate Bank $4,335,000 $4,325,000 -0.2% 0.4%
GUILD MORTGAGE COMPANY $3,425,000 $4,315,000 26.0% 0.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,295,000 $4,225,000 84.1% 0.4%
First Horizon Bank $4,200,000 n/a 0.3%
PIONEER $6,800,000 $4,180,000 -38.5% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $3,205,000 $3,950,000 23.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,435,000 $3,590,000 150.2% 0.3%
NEWREZ LLC $3,990,000 $3,355,000 -15.9% 0.3%
BNY Mellon $5,665,000 $3,180,000 -43.9% 0.3%
HOME POINT FINANCIAL CORPORATION $995,000 $3,070,000 208.5% 0.3%
FINANCE OF AMERICA REVERSE LLC $3,045,000 n/a 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,035,000 $2,990,000 46.9% 0.2%
1st Security Bank of Washington $2,930,000 n/a 0.2%
AMERICAN ADVISORS GROUP $390,000 $2,860,000 633.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $500,000 $2,860,000 472.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $1,415,000 $2,855,000 101.8% 0.2%
North American Savings Bank, F.S.B. $2,425,000 $2,840,000 17.1% 0.2%
STEARNS LENDING, LLC $4,980,000 $2,830,000 -43.2% 0.2%
NP, Inc. $2,640,000 n/a 0.2%
The Northern Trust Company $7,940,000 $2,635,000 -66.8% 0.2%
PENNYMAC LOAN SERVICES, LLC $3,730,000 $2,570,000 -31.1% 0.2%
S1L, Inc. $2,175,000 $2,520,000 15.9% 0.2%
FineMark National Bank & Trust $2,345,000 n/a 0.2%
CELEBRITY HOME LOANS, LLC $2,120,000 n/a 0.2%
Manufacturers and Traders Trust Company $2,080,000 n/a 0.2%
ACADEMY MORTGAGE CORPORATION $1,875,000 $2,040,000 8.8% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,320,000 $2,040,000 54.5% 0.2%
NBKC BANK $1,065,000 $1,905,000 78.9% 0.2%
Barrington Bank & Trust Company, N.A. $225,000 $1,895,000 742.2% 0.2%
Truist Bank $1,500,000 $1,870,000 24.7% 0.2%
LENDUS, LLC $1,820,000 n/a 0.2%
Ally Bank $1,605,000 n/a 0.1%
PNC Bank $955,000 $1,585,000 66.0% 0.1%
HomeStreet Bank $2,575,000 $1,575,000 -38.8% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,495,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $590,000 $1,490,000 152.5% 0.1%
BROKER SOLUTIONS, INC. $2,035,000 $1,400,000 -31.2% 0.1%
UMB Bank $1,875,000 $1,310,000 -30.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,235,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $1,215,000 n/a 0.1%
Paramount Bank $1,040,000 $1,165,000 12.0% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $315,000 $1,125,000 257.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,995,000 $1,110,000 -72.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $325,000 $1,100,000 238.5% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,340,000 $1,035,000 -22.8% 0.1%
FIRST COLONY MORTGAGE CORPORATION $355,000 $1,030,000 190.1% 0.1%
INLAND BANK & TRUST $1,005,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $985,000 n/a 0.1%
Mortgage Research Center, LLC $175,000 $980,000 460.0% 0.1%
ON Q FINANCIAL, INC. $515,000 $975,000 89.3% 0.1%
GSF Mortgage Corporation $970,000 n/a 0.1%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $930,000 $955,000 2.7% 0.1%
Sound Community Bank $660,000 $955,000 44.7% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,095,000 $945,000 -13.7% 0.1%
INTERCAP LENDING INC. $940,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $935,000 n/a 0.1%
EVERETT FINANCIAL, INC. $3,065,000 $920,000 -70.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $885,000 $885,000 0.0% 0.1%
BAY EQUITY LLC $865,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $1,415,000 $860,000 -39.2% 0.1%
Cornerstone First Mortgage, Inc $485,000 $840,000 73.2% 0.1%
Sunflower Bank $1,240,000 $835,000 -32.7% 0.1%
The Federal Savings Bank $305,000 $820,000 168.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $945,000 $800,000 -15.3% 0.1%
CLEARPATH LENDING $395,000 $760,000 92.4% 0.1%
The Central Trust Bank $755,000 n/a 0.1%
Bank of Idaho $850,000 $750,000 -11.8% 0.1%
Cf Bank $745,000 n/a 0.1%
NFM, INC. $730,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $225,000 $720,000 220.0% 0.1%
Gateway First Bank $1,520,000 $650,000 -57.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,125,000 $650,000 -69.4% 0.1%
Enterprise Bank & Trust $645,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $625,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $345,000 $620,000 79.7% 0.1%
First Home Bank $790,000 $605,000 -23.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $345,000 $600,000 73.9% 0.0%
CITYWIDE HOME LOANS, LLC $590,000 n/a 0.0%
EVANSVILLE TEACHERS $545,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $525,000 n/a 0.0%
Commerce Home Mortgage, Inc. $520,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $800,000 $515,000 -35.6% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $615,000 $480,000 -22.0% 0.0%
GOLDENWEST $475,000 n/a 0.0%
Platinum Home Mortgage Corporation $395,000 $475,000 20.3% 0.0%
Willamette Valley Bank $145,000 $465,000 220.7% 0.0%
REVERSE MORTGAGE FUNDING LLC $460,000 n/a 0.0%
Carrington Mortgage Services, LLC $240,000 $450,000 87.5% 0.0%
SUMMIT FUNDING, INC. $1,445,000 $445,000 -69.2% 0.0%
WESTMARK Credit Union $1,200,000 $440,000 -63.3% 0.0%
Low VA Rates, LLC $435,000 n/a 0.0%
Banner Bank $145,000 $430,000 196.6% 0.0%
GENEVA FINANCIAL, LLC $415,000 n/a 0.0%
CANOPY MORTGAGE, LLC $490,000 $405,000 -17.3% 0.0%
EVERLEND MORTGAGE COMPANY $405,000 n/a 0.0%
ALLIANT CREDIT UNION $455,000 $400,000 -12.1% 0.0%
Truity Federal Credit Union $385,000 n/a 0.0%
West Gate Bank $385,000 n/a 0.0%
HORIZON $380,000 n/a 0.0%
MOUNTAIN AMERICA $690,000 $365,000 -47.1% 0.0%
Wasatch Peaks Federal Credit Union $365,000 n/a 0.0%
FARMERS BANK $95,000 $360,000 278.9% 0.0%
PHH Mortgage Corporation $345,000 n/a 0.0%
Baxter Credit Union $335,000 n/a 0.0%
IMPAC MORTGAGE CORP. $490,000 $335,000 -31.6% 0.0%
CMG MORTGAGE, INC. $1,580,000 $325,000 -79.4% 0.0%
Utah Mortgage Loan Corporation $325,000 n/a 0.0%
STAR ONE CREDIT UNION $305,000 $315,000 3.3% 0.0%
AMERICAN FINANCING CORPORATION $550,000 $310,000 -43.6% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $305,000 n/a 0.0%
Texana Bank $515,000 $305,000 -40.8% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $305,000 n/a 0.0%
Nations Lending Corporation $430,000 $285,000 -33.7% 0.0%
Discover Bank $55,000 $260,000 372.7% 0.0%
Paramount Residential Mortgage Group, Inc. $335,000 $255,000 -23.9% 0.0%
JMJ FINANCIAL GROUP $325,000 $245,000 -24.6% 0.0%
PLAZA HOME MORTGAGE, INC. $245,000 n/a 0.0%
Waterstone Mortgage Corporation $240,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $225,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 n/a 0.0%
FIRST TECHNOLOGY $210,000 n/a 0.0%
First Internet Bank of Indiana $770,000 $205,000 -73.4% 0.0%
ADVANTAGE PLUS $325,000 $190,000 -41.5% 0.0%
AXIA FINANCIAL, LLC $175,000 n/a 0.0%
FirstBank $850,000 $165,000 -80.6% 0.0%
MANN FINANCIAL INC. $1,055,000 $165,000 -84.4% 0.0%
TIAA, FSB $1,160,000 $165,000 -85.8% 0.0%
Columbia State Bank $1,880,000 $155,000 -91.8% 0.0%
Figure Lending LLC $155,000 n/a 0.0%
First National Bank of Omaha $285,000 $135,000 -52.6% 0.0%
NAVY FEDERAL CREDIT UNION $1,100,000 $135,000 -87.7% 0.0%
Firefighters First Federal Credit Union $555,000 $125,000 -77.5% 0.0%
IDAHO STATE UNIVERSITY $55,000 n/a 0.0%
AMERICA FIRST $75,000 $45,000 -40.0% 0.0%

Hailey's top lender by overall market share is U.S. Bank, with 7.4% market share. In second place, with 7.1%, is First Republic Bank, having originated $85,600,000 in loans. In third place, with 6.3%, is QUICKEN LOANS, LLC, having originated $75,985,000 in loans. In third place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $73,690,000 in loans. In third place, with 6.1%, is Wells Fargo Bank, having originated $73,280,000 in loans.


Hailey, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 743 $336,665,000 $453,116
Home Purchase 600 $475,670,000 $792,783
Cash Out Refi 457 $244,895,000 $535,875
Other 151 $124,845,000 $826,788
Home Improvement 88 $24,150,000 $274,432

Hailey's most frequently cited loan purpose was Refi, with 743 originations. The 2nd most popular reason was Home Purchase, with 600 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 874 $509,400,000 $582,838
3-4% 597 $310,085,000 $519,405
<2.5% 412 $288,540,000 $700,340
4-5% 88 $56,200,000 $638,636
5-6% 11 $4,615,000 $419,545
6-7% 5 $5,145,000 $1,029,000
7-8% 2 $1,690,000 $845,000
Over 8% 2 $210,000 $105,000

During 2021, Hailey's most frequently originated rate bucket was 2.5-3%, with 874 originations.

Loan Sizing (Hailey, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 737 $214,205,000 $290,645
$400k-600k 412 $199,100,000 $483,252
$100k-200k 302 $46,450,000 $153,808
$Over $1MM 252 $556,810,000 $2,209,563
$600k-1000k 251 $184,845,000 $736,434
$100,000 or less 85 $4,815,000 $56,647

Hailey's loan sizing saw the bucket of loans from $200k-400k with 737 originations, totaling $214,205,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 577 $455,535,000 $789,489
40-60% 534 $322,890,000 $604,663
20-40% 386 $172,360,000 $446,528
80-100% 280 $156,820,000 $560,071
Under 20% 186 $47,960,000 $257,849
Over 100% 7 $2,965,000 $423,571

Hailey's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 577 originations, totaling $455,535,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $860,000 (10.7%) $1,736,443 (8.2%) 0.00 410
2018-02-01 $819,000 (3.0%) $1,788,971 (9.7%) 0.00 403
2018-03-01 $795,000 (-0.2%) $1,667,543 (-2.2%) 0.00 397
2018-04-01 $762,000 (0.4%) $1,608,397 (-0.7%) 0.00 390
2018-05-01 $699,000 (-8.3%) $1,588,613 (3.4%) 0.00 386
2018-06-01 $795,000 (6.3%) $1,708,304 (13.2%) 0.00 441
2018-07-01 $819,000 (9.4%) $1,704,392 (15.3%) 0.00 484
2018-08-01 $819,000 (12.1%) $1,771,486 (19.9%) 0.00 476
2018-09-01 $799,000 (9.9%) $1,771,591 (17.6%) 0.00 457
2018-10-01 $819,500 (9.3%) $1,747,556 (14.0%) 0.00 433
2018-11-01 $822,000 (4.7%) $1,748,113 (10.4%) 0.00 389
2018-12-01 $849,000 (8.2%) $1,803,097 (10.1%) 0.00 375
2019-01-01 $870,000 (1.2%) $1,832,913 (5.6%) 0.00 345
2019-02-01 $820,000 (0.1%) $1,835,832 (2.6%) 0.00 341
2019-03-01 $888,143 (11.7%) $1,944,111 (16.6%) 0.00 328
2019-04-01 $932,643 (22.4%) $1,986,006 (23.5%) 0.00 319
2019-05-01 $851,500 (21.8%) $1,895,134 (19.3%) 0.00 343
2019-06-01 $895,000 (12.6%) $1,926,417 (12.8%) 0.00 375
2019-07-01 $861,500 (5.2%) $1,905,215 (11.8%) 0.00 399
2019-08-01 $870,214 (6.3%) $1,933,306 (9.1%) 0.00 394
2019-09-01 $898,750 (12.5%) $1,982,389 (11.9%) 0.00 364
2019-10-01 $1,012,500 (23.6%) $2,075,114 (18.7%) 0.00 324
2019-11-01 $1,100,000 (33.8%) $2,222,443 (27.1%) 0.00 283
2019-12-01 $1,198,000 (41.1%) $2,270,803 (25.9%) 0.00 277
2020-01-01 $1,285,000 (47.7%) $2,309,064 (26.0%) 0.00 244
2020-02-01 $1,245,000 (51.8%) $2,174,471 (18.5%) 0.00 249
2020-03-01 $1,262,500 (42.2%) $2,163,122 (11.3%) 0.00 262
2020-04-01 $1,250,000 (34.0%) $2,115,429 (6.5%) 0.00 255
2020-05-01 $1,065,000 (25.1%) $2,081,061 (9.8%) 0.00 260
2020-06-01 $995,000 (11.2%) $2,040,467 (5.9%) 0.00 289
2020-07-01 $1,107,500 (28.6%) $2,006,944 (5.3%) 0.00 294
2020-08-01 $1,170,000 (34.5%) $2,048,190 (5.9%) 0.00 242
2020-09-01 $1,055,000 (17.4%) $2,124,946 (7.2%) 0.00 238
2020-10-01 $1,200,000 (18.5%) $2,280,014 (9.9%) 0.00 189
2020-11-01 $1,320,000 (20.0%) $2,585,446 (16.3%) 0.00 147
2020-12-01 $1,495,000 (24.8%) $2,730,521 (20.2%) 0.00 137
2021-01-01 $1,595,000 (24.1%) $3,019,635 (30.8%) 0.00 89
2021-02-01 $1,295,000 (4.0%) $3,173,686 (46.0%) 0.00 79
2021-03-01 $1,247,500 (-1.2%) $3,146,355 (45.5%) 0.00 75
2021-04-01 $812,000 (-35.0%) $2,671,549 (26.3%) 0.00 89
2021-05-01 $786,000 (-26.2%) $2,724,386 (30.9%) 0.00 101
2021-06-01 $904,500 (-9.1%) $2,624,757 (28.6%) 0.00 101
2021-07-01 $1,310,000 (18.3%) $2,753,327 (37.2%) 0.00 122
2021-08-01 $1,425,000 (21.8%) $2,718,109 (32.7%) 0.00 147
2021-09-01 $1,297,500 (23.0%) $2,761,822 (30.0%) 0.00 141
2021-10-01 $998,000 (-16.8%) $2,434,975 (6.8%) 0.00 131
2021-11-01 $1,197,500 (-9.3%) $2,669,845 (3.3%) 0.00 123
2021-12-01 $1,500,000 (0.3%) $2,922,088 (7.0%) 0.00 112
2022-01-01 $1,495,000 (-6.3%) $3,054,969 (1.2%) 0.00 89
2022-02-01 $1,547,500 (19.5%) $3,209,631 (1.1%) 0.00 76
2022-03-01 $1,495,000 (19.8%) $3,360,881 (6.8%) 0.00 76
2022-04-01 $1,092,000 (34.5%) $3,147,929 (17.8%) 0.00 84
2022-05-01 $1,124,000 (43.0%) $3,400,738 (24.8%) 0.00 90
Hailey's median listing price for 2022-05-01 was $1,124,000, a difference of $338,000 (43.0%) versus the prior year and $32,000 versus the prior month.

Hailey's median listing price comes in at 0% of the national average.

Hailey's average listing price for 2022-05-01 was $3,400,738, a difference of $676,352 (24.8%) versus the prior year and $252,809 versus the prior month.

For the 2022-05-01 period, Hailey had 90 MLS listings, a difference of 6 listings (7%) versus the prior month and -11 listings (-11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,562 sqft
2018-02-01 0 days 2,563 sqft
2018-03-01 0 days 2,541 sqft
2018-04-01 0 days 2,475 sqft
2018-05-01 0 days 2,368 sqft
2018-06-01 0 days 2,450 sqft
2018-07-01 0 days 2,388 sqft
2018-08-01 0 days 2,443 sqft
2018-09-01 0 days 2,422 sqft
2018-10-01 0 days 2,402 sqft
2018-11-01 0 days 2,352 sqft
2018-12-01 0 days 2,408 sqft
2019-01-01 0 days 2,350 sqft
2019-02-01 0 days 2,346 sqft
2019-03-01 0 days 2,438 sqft
2019-04-01 0 days 2,516 sqft
2019-05-01 0 days 2,360 sqft
2019-06-01 0 days 2,366 sqft
2019-07-01 0 days 2,355 sqft
2019-08-01 0 days 2,438 sqft
2019-09-01 0 days 2,547 sqft
2019-10-01 0 days 2,576 sqft
2019-11-01 0 days 2,642 sqft
2019-12-01 0 days 2,682 sqft
2020-01-01 0 days 2,698 sqft
2020-02-01 0 days 2,650 sqft
2020-03-01 0 days 2,560 sqft
2020-04-01 0 days 2,504 sqft
2020-05-01 0 days 2,504 sqft
2020-06-01 0 days 2,373 sqft
2020-07-01 0 days 2,378 sqft
2020-08-01 0 days 2,378 sqft
2020-09-01 0 days 2,520 sqft
2020-10-01 0 days 2,784 sqft
2020-11-01 0 days 2,900 sqft
2020-12-01 0 days 2,938 sqft
2021-01-01 0 days 2,996 sqft
2021-02-01 0 days 3,205 sqft
2021-03-01 0 days 3,090 sqft
2021-04-01 0 days 2,712 sqft
2021-05-01 0 days 2,512 sqft
2021-06-01 0 days 2,705 sqft
2021-07-01 0 days 2,679 sqft
2021-08-01 0 days 2,626 sqft
2021-09-01 0 days 2,696 sqft
2021-10-01 0 days 2,572 sqft
2021-11-01 0 days 2,558 sqft
2021-12-01 0 days 2,816 sqft
2022-01-01 0 days 2,768 sqft
2022-02-01 0 days 2,815 sqft
2022-03-01 0 days 2,834 sqft
2022-04-01 0 days 2,552 sqft
2022-05-01 0 days 2,448 sqft
Hailey's median listing age (time on market) for 2022-05-01 was 0 days.

Hailey's median square footage for active listings during the 2022-05-01 period was 2,448 sqft. One year prior, the average listing was 2,512 sqft.