Hailey Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hailey averaged 6.48% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.79% and one month ago for the week of 2025-02-27, the average rate was 6.9%.

Hailey's average rate one year ago was 6.83%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Hailey 30 Year Fixed Rate 2025-04-03 6.48%
Hailey 30 Year Fixed Rate Refi 2025-04-03 6.64%
Hailey 15 Year Fixed Rate 2025-04-03 5.62%
Hailey 15 Year Fixed Rate Refi 2025-04-03 6.12%
Hailey 30 Year FHA 2025-04-03 6.06%
Hailey 30 Year FHA Refi 2025-04-03 6.46%
Hailey 30 Year USDA 2025-04-03 6.42%
Hailey 30 Year USDA Refi 2025-04-03 6.12%
Hailey 30 Year VA 2025-04-03 6.06%
Hailey 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hailey, ID.

Hailey Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hailey, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 33 6.74% $7,244
QUICKEN LOANS, LLC 28 6.81% $9,028
LOANDEPOT.COM, LLC 17 6.97% $7,767
D. L. Evans Bank 13 6.89% $7,712
U.S. Bank 11 6.59% $7,591
Charles Schwab Bank, SSB 8 5.73% $7,411
Zions Bank 7 6.89% $10,493
Wells Fargo Bank 7 6.29% $7,523
GUARANTEED RATE, INC. 6 6.79% $9,603
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.80% $4,730
PROVIDENT FUNDING ASSOCIATES, L.P. 5 6.53% $4,834
Morgan Stanley Private Bank 5 5.53% $7,737
JPMorgan Chase Bank 4 5.49% $23,139
PENNYMAC LOAN SERVICES, LLC 4 6.56% $12,351
Stifel Bank and Trust 4 6.25% $4,855
The Loan Store, Inc. 4 6.81% $8,021
MOVEMENT MORTGAGE, LLC 4 6.56% $8,545
UBS Bank USA 3 6.29% $7,453
BROKER SOLUTIONS, INC. 3 7.20% $9,784
Glacier Bank 3 6.96% $10,078
PNC Bank 3 6.54% $4,855
S1L, Inc. 3 7.37% $10,988
GUILD MORTGAGE COMPANY 3 6.75% $9,802
IDAHO CENTRAL 3 6.82% $8,883
Washington Federal Bank 3 6.67% $14,196
BMO Harris Bank 3 6.58% $9,184
AXIA FINANCIAL, LLC 2 6.81% $10,826
Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $9,953
CMG MORTGAGE, INC. 2 6.50% $12,104
Flagstar Bank, FSB 2 7.50% $7,401
BNY Mellon 2 6.19% $6,413
Bank of America 2 6.19% $6,044
CROSSCOUNTRY MORTGAGE, LLC 2 7.06% $33,487
Citibank 2 6.06% $9,649
NFM, INC. 1 5.99% $9,523
Barrington Bank & Trust Company, N.A. 1 6.99% $5,994
CANOPY MORTGAGE, LLC 1 6.88% $11,671
CHURCHILL MORTGAGE CORPORATION 1 6.38% $5,916
Citizens Bank 1 5.88% $17,596
Commerce Home Mortgage, Inc. 1 8.13% $47,196
DIRECTORS MORTGAGE, INC. 1 7.13% $14,938
First Federal Savings Bank of Twin Falls 1 5.88% $5,276
GREENSTATE CREDIT UNION 1 6.62% $5,672
HSBC BANK USA, NATIONAL ASSOCIATION 1 5.25% $14,229
JMJ FINANCIAL GROUP 1 9.25% $36,821
KeyBank 1 5.38% $14,614
LENDSURE MORTGAGE CORP. 1 7.75% $23,275
MidFirst Bank 1 6.85% $11,316
NAVY FEDERAL CREDIT UNION 1 5.88% $9,121
NEWREZ LLC 1 7.00% $8,525
ALAMEDA MORTGAGE CORPORATION 1 6.50% $15,829
Northwest Farm Credit Services, FLCA 1 6.70% $4,843
PHH Mortgage Corporation 1 6.88% $9,412
PLANET HOME LENDING, LLC 1 6.13% $6,496
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.63% $14,457
Raymond James Bank 1 5.25% $10,783
Truist 1 6.12% $6,882
Umpqua Bank 1 5.88% $31,913
UNION HOME MORTGAGE CORP. 1 6.88% $6,979
Washington Trust Bank 1 7.50% $4,255

Hailey Average Closing Costs & Other Stats

Hailey, ID's 60 lenders originated 531 loans during 2024. The total origination value was $392,275,000, with an average loan value of $738,748.

Hailey's average closing costs are $6,845.

The top Hailey lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 33 loans originated. Their average total fees are $7,244, which is $1,784 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Hailey lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($7,244), U.S. Bank ($7,591), D. L. Evans Bank ($7,712), LOANDEPOT.COM, LLC ($7,767) and QUICKEN LOANS, LLC ($9,028).

The lowest rate Hailey lenders (with over 10 loans originated) are U.S. Bank (6.59%), UNITED WHOLESALE MORTGAGE, LLC (6.74%), QUICKEN LOANS, LLC (6.81%), D. L. Evans Bank (6.89%) and LOANDEPOT.COM, LLC (6.97%).

Hailey, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Bank of America $2,795,000 $34,070,000 1,119.0% 8.7%
HomeStreet Bank $705,000 $22,715,000 3,122.0% 5.8%
QUICKEN LOANS, LLC $13,895,000 $20,750,000 49.3% 5.3%
D. L. Evans Bank $30,795,000 $19,770,000 -35.8% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $20,240,000 $19,660,000 -2.9% 5.0%
Zions Bank $19,170,000 $18,030,000 -5.9% 4.6%
U.S. Bank $30,980,000 $16,345,000 -47.2% 4.2%
LOANDEPOT.COM, LLC $2,425,000 $16,265,000 570.7% 4.1%
Charles Schwab Bank, SSB $11,190,000 $14,110,000 26.1% 3.6%
JPMorgan Chase Bank $19,985,000 $13,975,000 -30.1% 3.6%
Washington Trust Bank $14,315,000 $12,985,000 -9.3% 3.3%
Morgan Stanley Private Bank $2,890,000 $10,925,000 278.0% 2.8%
Umpqua Bank $465,000 $10,005,000 2,051.6% 2.6%
The Northern Trust Company $9,850,000 n/a 2.5%
Citizens Bank $9,010,000 n/a 2.3%
Idaho First Bank $12,945,000 $8,930,000 -31.0% 2.3%
Glacier Bank $4,340,000 $7,725,000 78.0% 2.0%
IDAHO CENTRAL $5,925,000 $7,565,000 27.7% 1.9%
Wells Fargo Bank $6,640,000 $6,865,000 3.4% 1.8%
PNC Bank $450,000 $5,655,000 1,156.7% 1.4%
GUARANTEED RATE, INC. $8,130,000 $5,545,000 -31.8% 1.4%
PENNYMAC LOAN SERVICES, LLC $4,070,000 n/a 1.0%
1st Security Bank of Washington $505,000 $3,905,000 673.3% 1.0%
Citibank $9,755,000 $3,870,000 -60.3% 1.0%
UBS Bank USA $10,100,000 $3,845,000 -61.9% 1.0%
KeyBank $85,000 $3,505,000 4,023.5% 0.9%
Fieldpoint Private Bank & Trust $3,405,000 n/a 0.9%
Stifel Bank and Trust $3,510,000 $3,315,000 -5.6% 0.8%
BMO Harris Bank $2,965,000 $3,225,000 8.8% 0.8%
JMJ FINANCIAL GROUP $3,195,000 n/a 0.8%
HSBC BANK USA, NATIONAL ASSOCIATION $3,135,000 n/a 0.8%
Washington Federal Bank $6,280,000 $3,100,000 -50.6% 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $640,000 $3,015,000 371.1% 0.8%
FARMERS BANK $75,000 $2,625,000 3,400.0% 0.7%
MidFirst Bank $2,605,000 n/a 0.7%
Raymond James Bank $2,505,000 n/a 0.6%
CMG MORTGAGE, INC. $2,500,000 n/a 0.6%
FINANCE OF AMERICA REVERSE LLC $2,880,000 $2,130,000 -26.0% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,120,000 $1,820,000 62.5% 0.5%
BNY Mellon $1,750,000 n/a 0.4%
Commerce Home Mortgage, Inc. $1,725,000 n/a 0.4%
BROKER SOLUTIONS, INC. $1,210,000 $1,705,000 40.9% 0.4%
MOVEMENT MORTGAGE, LLC $395,000 $1,675,000 324.1% 0.4%
The Loan Store, Inc. $1,670,000 n/a 0.4%
Flagstar Bank, FSB $3,435,000 $1,645,000 -52.1% 0.4%
GUILD MORTGAGE COMPANY $2,595,000 $1,620,000 -37.6% 0.4%
LONGBRIDGE FINANCIAL, LLC $565,000 $1,620,000 186.7% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,025,000 $1,595,000 -21.2% 0.4%
S1L, Inc. $355,000 $1,555,000 338.0% 0.4%
LENDSURE MORTGAGE CORP. $1,455,000 n/a 0.4%
NFM, INC. $465,000 $1,160,000 149.5% 0.3%
PLANET HOME LENDING, LLC $1,125,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $430,000 $985,000 129.1% 0.3%
First Federal Savings Bank of Twin Falls $1,775,000 $960,000 -45.9% 0.2%
USAA Federal Savings Bank $960,000 n/a 0.2%
Truist $885,000 n/a 0.2%
AXIA FINANCIAL, LLC $505,000 $780,000 54.5% 0.2%
First National Bank Of Oklahoma $765,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $725,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $720,000 n/a 0.2%
ALAMEDA MORTGAGE CORPORATION $715,000 n/a 0.2%
CALCON MUTUAL MORTGAGE LLC $415,000 $695,000 67.5% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,510,000 $675,000 -55.3% 0.2%
GREENSTATE CREDIT UNION $655,000 n/a 0.2%
INTERCAP LENDING INC. $655,000 n/a 0.2%
NEWREZ LLC $1,305,000 $620,000 -52.5% 0.2%
DIRECTORS MORTGAGE, INC. $615,000 n/a 0.2%
DOMINION FINANCIAL SERVICES, LLC $545,000 n/a 0.1%
Figure Lending LLC $440,000 $545,000 23.9% 0.1%
21ST MORTGAGE CORPORATION $95,000 $535,000 463.2% 0.1%
FREEDOM MORTGAGE CORPORATION $625,000 $480,000 -23.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $405,000 n/a 0.1%
CANOPY MORTGAGE, LLC $405,000 n/a 0.1%
Home Mortgage Alliance Corp $405,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $390,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $385,000 n/a 0.1%
OAKTREE FUNDING CORP. $375,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,565,000 $355,000 -77.3% 0.1%
Citadel Servicing Corporation $345,000 n/a 0.1%
Mortgage Research Center, LLC $595,000 $335,000 -43.7% 0.1%
HighTechLending Inc $325,000 n/a 0.1%
SUMMIT FUNDING, INC. $325,000 n/a 0.1%
Discover Bank $170,000 $305,000 79.4% 0.1%
The Bank of Commerce $305,000 n/a 0.1%
PHH Mortgage Corporation $455,000 $285,000 -37.4% 0.1%
CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $255,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $185,000 $215,000 16.2% 0.1%
First Interstate Bank $220,000 $205,000 -6.8% 0.1%
Boeing Employees Credit Union $190,000 n/a 0.0%
SPRING EQ, LLC $190,000 n/a 0.0%
FIRST TECHNOLOGY $175,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $175,000 n/a 0.0%
WESTMARK Credit Union $200,000 $165,000 -17.5% 0.0%
CONNECTIONS $155,000 n/a 0.0%
MOUNTAIN AMERICA $230,000 $140,000 -39.1% 0.0%
Firefighters First Federal Credit Union $105,000 n/a 0.0%
AMERICA FIRST $170,000 $95,000 -44.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $270,000 $25,000 -90.7% 0.0%

Hailey's top lender by overall market share is Bank of America, with 8.7% market share. In second place, with 5.8%, is HomeStreet Bank, having originated $22,715,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $20,750,000 in loans. In fourth place, with 5.0%, is D. L. Evans Bank, having originated $19,770,000 in loans. In fifth place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,660,000 in loans.


Hailey Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $885,000 (17.6%) $1,661,713 (11.1%) 0.00 475
2018-02-01 $895,000 (16.5%) $1,747,608 (14.9%) 0.00 464
2018-03-01 $875,000 (11.5%) $1,683,774 (5.9%) 0.00 452
2018-04-01 $865,000 (16.1%) $1,634,813 (6.3%) 0.00 442
2018-05-01 $797,500 (7.4%) $1,576,199 (10.1%) 0.00 448
2018-06-01 $837,000 (13.6%) $1,651,434 (16.1%) 0.00 516
2018-07-01 $837,000 (12.7%) $1,668,307 (16.5%) 0.00 560
2018-08-01 $834,250 (15.1%) $1,730,535 (19.8%) 0.00 550
2018-09-01 $819,000 (13.0%) $1,720,297 (18.5%) 0.00 530
2018-10-01 $825,000 (9.7%) $1,696,054 (13.2%) 0.00 490
2018-11-01 $817,000 (3.9%) $1,697,041 (11.2%) 0.00 443
2018-12-01 $825,000 (3.8%) $1,739,068 (9.6%) 0.00 426
2019-01-01 $827,500 (-6.5%) $1,770,768 (6.6%) 0.00 388
2019-02-01 $826,000 (-7.7%) $1,782,370 (2.0%) 0.00 382
2019-03-01 $895,071 (2.3%) $1,904,158 (13.1%) 0.00 360
2019-04-01 $954,071 (10.3%) $1,971,457 (20.6%) 0.00 342
2019-05-01 $865,500 (8.5%) $1,845,062 (17.1%) 0.00 369
2019-06-01 $895,000 (6.9%) $1,884,657 (14.1%) 0.00 402
2019-07-01 $890,750 (6.4%) $1,887,802 (13.2%) 0.00 430
2019-08-01 $892,455 (7.0%) $1,900,821 (9.8%) 0.00 418
2019-09-01 $938,886 (14.6%) $1,931,748 (12.3%) 0.00 388
2019-10-01 $1,018,750 (23.5%) $2,012,918 (18.7%) 0.00 360
2019-11-01 $1,102,500 (34.9%) $2,133,829 (25.7%) 0.00 318
2019-12-01 $1,199,500 (45.4%) $2,187,391 (25.8%) 0.00 308
2020-01-01 $1,285,000 (55.3%) $2,265,614 (28.0%) 0.00 274
2020-02-01 $1,300,000 (57.4%) $2,291,506 (28.6%) 0.00 276
2020-03-01 $1,220,000 (36.3%) $2,119,778 (11.3%) 0.00 286
2020-04-01 $1,238,500 (29.8%) $2,069,161 (5.0%) 0.00 280
2020-05-01 $976,500 (12.8%) $2,017,895 (9.4%) 0.00 286
2020-06-01 $970,250 (8.4%) $2,005,407 (6.4%) 0.00 321
2020-07-01 $1,155,000 (29.7%) $1,968,762 (4.3%) 0.00 335
2020-08-01 $1,195,000 (33.9%) $2,087,115 (9.8%) 0.00 288
2020-09-01 $1,175,000 (25.2%) $2,201,673 (14.0%) 0.00 265
2020-10-01 $1,295,000 (27.1%) $2,415,139 (20.0%) 0.00 202
2020-11-01 $1,572,500 (42.6%) $2,721,652 (27.6%) 0.00 158
2020-12-01 $1,595,000 (33.0%) $2,759,203 (26.1%) 0.00 142
2021-01-01 $1,724,000 (34.2%) $3,114,469 (37.5%) 0.00 99
2021-02-01 $1,453,500 (11.8%) $3,175,421 (38.6%) 0.00 90
2021-03-01 $1,261,250 (3.4%) $3,115,683 (47.0%) 0.00 86
2021-04-01 $879,500 (-29.0%) $2,606,269 (26.0%) 0.00 97
2021-05-01 $812,000 (-16.9%) $2,577,815 (27.8%) 0.00 105
2021-06-01 $905,500 (-6.7%) $2,442,796 (21.8%) 0.00 113
2021-07-01 $1,360,000 (17.8%) $2,667,836 (35.5%) 0.00 140
2021-08-01 $1,393,500 (16.6%) $2,592,279 (24.2%) 0.00 162
2021-09-01 $1,368,750 (16.5%) $2,644,333 (20.1%) 0.00 153
2021-10-01 $1,149,000 (-11.3%) $2,313,992 (-4.2%) 0.00 142
2021-11-01 $1,228,000 (-21.9%) $2,513,097 (-7.7%) 0.00 131
2021-12-01 $1,440,000 (-9.7%) $2,741,218 (-0.7%) 0.00 119
2022-01-01 $1,495,000 (-13.3%) $2,997,274 (-3.8%) 0.00 93
2022-02-01 $1,672,500 (15.1%) $3,087,221 (-2.8%) 0.00 85
2022-03-01 $2,200,000 (74.4%) $3,378,642 (8.4%) 0.00 88
2022-04-01 $1,283,000 (45.9%) $3,112,006 (19.4%) 0.00 96
2022-05-01 $1,367,000 (68.4%) $3,422,865 (32.8%) 0.00 102
2022-06-01 $1,431,000 (58.0%) $3,272,842 (34.0%) 0.00 148
2022-07-01 $1,400,000 (2.9%) $2,965,031 (11.1%) 0.00 208
2022-08-01 $1,225,000 (-12.1%) $2,667,270 (2.9%) 0.00 222
2022-09-01 $1,272,500 (-7.0%) $2,676,116 (1.2%) 0.00 222
2022-10-01 $1,240,000 (7.9%) $2,796,884 (20.9%) 0.00 212
2022-11-01 $1,295,000 (5.5%) $2,822,126 (12.3%) 0.00 198
2022-12-01 $1,400,000 (-2.8%) $3,051,334 (11.3%) 0.00 189
2023-01-01 $1,552,500 (3.9%) $3,249,292 (8.4%) 0.00 161
2023-02-01 $1,565,000 (-6.4%) $3,149,573 (2.0%) 0.00 152
2023-03-01 $1,181,500 (-46.3%) $2,969,840 (-12.1%) 0.00 156
2023-04-01 $1,022,500 (-20.3%) $2,889,496 (-7.2%) 0.00 144
2023-05-01 $860,000 (-37.1%) $2,576,209 (-24.7%) 0.00 133
2023-06-01 $1,410,000 (-1.5%) $2,778,702 (-15.1%) 0.00 168
2023-07-01 $1,795,000 (28.2%) $2,917,453 (-1.6%) 0.00 218
2023-08-01 $1,728,750 (41.1%) $3,110,129 (16.6%) 0.00 230
2023-09-01 $1,682,500 (32.2%) $3,149,434 (17.7%) 0.00 229
2023-10-01 $1,671,250 (34.8%) $3,135,796 (12.1%) 0.00 212
2023-11-01 $1,575,000 (21.6%) $3,015,077 (6.8%) 0.00 185
2023-12-01 $1,692,500 (20.9%) $2,987,653 (-2.1%) 0.00 190
2024-01-01 $1,695,000 (9.2%) $3,037,199 (-6.5%) 0.00 187
2024-02-01 $1,228,250 (-21.5%) $2,903,825 (-7.8%) 0.00 180
2024-03-01 $1,144,738 (-3.1%) $2,435,365 (-18.0%) 0.00 200
2024-04-01 $1,157,238 (13.2%) $2,440,693 (-15.5%) 0.00 194
2024-05-01 $1,095,000 (27.3%) $2,451,783 (-4.8%) 0.00 205
2024-06-01 $1,275,000 (-9.6%) $2,628,519 (-5.4%) 0.00 258
2024-07-01 $1,468,750 (-18.2%) $2,845,599 (-2.5%) 0.00 323
2024-08-01 $1,450,000 (-16.1%) $2,924,648 (-6.0%) 0.00 327
2024-09-01 $1,497,500 (-11.0%) $3,068,017 (-2.6%) 0.00 301
2024-10-01 $1,585,000 (-5.2%) $3,113,644 (-0.7%) 0.00 259
2024-11-01 $1,375,000 (-12.7%) $2,972,316 (-1.4%) 0.00 215
2024-12-01 $1,222,000 (-27.8%) $2,865,655 (-4.1%) 0.00 216
2025-01-01 $1,373,750 (-19.0%) $3,236,084 (6.6%) 0.00 209
2025-02-01 $1,535,000 (25.0%) $3,460,453 (19.2%) 0.00 212
2025-03-01 $1,697,000 (48.2%) $3,726,031 (53.0%) 0.00 209
Hailey's median listing price for 2025-03-01 was $1,697,000, a difference of $552,262 (48.2%) versus the prior year and $162,000 versus the prior month.

Hailey's median listing price comes in at 0% of the national average.

Hailey's average listing price for 2025-03-01 was $3,726,031, a difference of $1,290,666 (53.0%) versus the prior year and $265,578 versus the prior month.

For the 2025-03-01 period, Hailey had 209 MLS listings, a difference of -3 listings (-1%) versus the prior month and 9 listings (5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Hailey (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,538 sqft
2018-02-01 0 days 2,563 sqft
2018-03-01 0 days 2,552 sqft
2018-04-01 0 days 2,521 sqft
2018-05-01 0 days 2,391 sqft
2018-06-01 0 days 2,393 sqft
2018-07-01 0 days 2,394 sqft
2018-08-01 0 days 2,457 sqft
2018-09-01 0 days 2,422 sqft
2018-10-01 0 days 2,426 sqft
2018-11-01 0 days 2,352 sqft
2018-12-01 0 days 2,393 sqft
2019-01-01 0 days 2,299 sqft
2019-02-01 0 days 2,326 sqft
2019-03-01 0 days 2,393 sqft
2019-04-01 0 days 2,472 sqft
2019-05-01 0 days 2,356 sqft
2019-06-01 0 days 2,358 sqft
2019-07-01 0 days 2,352 sqft
2019-08-01 0 days 2,395 sqft
2019-09-01 0 days 2,458 sqft
2019-10-01 0 days 2,532 sqft
2019-11-01 0 days 2,574 sqft
2019-12-01 0 days 2,650 sqft
2020-01-01 0 days 2,671 sqft
2020-02-01 0 days 2,705 sqft
2020-03-01 0 days 2,504 sqft
2020-04-01 0 days 2,457 sqft
2020-05-01 0 days 2,366 sqft
2020-06-01 0 days 2,332 sqft
2020-07-01 0 days 2,381 sqft
2020-08-01 0 days 2,464 sqft
2020-09-01 0 days 2,557 sqft
2020-10-01 0 days 2,800 sqft
2020-11-01 0 days 2,880 sqft
2020-12-01 0 days 2,919 sqft
2021-01-01 0 days 2,984 sqft
2021-02-01 0 days 3,058 sqft
2021-03-01 0 days 2,998 sqft
2021-04-01 0 days 2,654 sqft
2021-05-01 0 days 2,280 sqft
2021-06-01 0 days 2,450 sqft
2021-07-01 0 days 2,510 sqft
2021-08-01 0 days 2,455 sqft
2021-09-01 0 days 2,506 sqft
2021-10-01 0 days 2,287 sqft
2021-11-01 0 days 2,242 sqft
2021-12-01 0 days 2,450 sqft
2022-01-01 0 days 2,493 sqft
2022-02-01 0 days 2,560 sqft
2022-03-01 0 days 2,815 sqft
2022-04-01 0 days 2,464 sqft
2022-05-01 0 days 2,538 sqft
2022-06-01 0 days 2,554 sqft
2022-07-01 0 days 2,405 sqft
2022-08-01 0 days 2,110 sqft
2022-09-01 0 days 2,170 sqft
2022-10-01 0 days 2,256 sqft
2022-11-01 0 days 2,393 sqft
2022-12-01 0 days 2,615 sqft
2023-01-01 0 days 2,715 sqft
2023-02-01 0 days 2,632 sqft
2023-03-01 0 days 2,335 sqft
2023-04-01 0 days 2,239 sqft
2023-05-01 0 days 1,965 sqft
2023-06-01 0 days 2,224 sqft
2023-07-01 0 days 2,516 sqft
2023-08-01 0 days 2,627 sqft
2023-09-01 0 days 2,591 sqft
2023-10-01 0 days 2,599 sqft
2023-11-01 0 days 2,383 sqft
2023-12-01 0 days 2,320 sqft
2024-01-01 0 days 2,455 sqft
2024-02-01 0 days 2,233 sqft
2024-03-01 0 days 2,049 sqft
2024-04-01 0 days 2,051 sqft
2024-05-01 0 days 2,044 sqft
2024-06-01 0 days 2,052 sqft
2024-07-01 0 days 2,066 sqft
2024-08-01 0 days 2,090 sqft
2024-09-01 0 days 2,049 sqft
2024-10-01 0 days 2,104 sqft
2024-11-01 0 days 1,938 sqft
2024-12-01 0 days 1,923 sqft
2025-01-01 0 days 1,980 sqft
2025-02-01 0 days 2,029 sqft
2025-03-01 0 days 2,249 sqft
Hailey's median listing age (time on market) for 2025-03-01 was 0 days.

Hailey's median square footage for active listings during the 2025-03-01 period was 2,249 sqft. One year prior, the average listing was 2,049 sqft.

Hailey, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 259 $219,645,000 $848,050
Other 73 $44,675,000 $611,986
Cash Out Refi 68 $29,250,000 $430,147
Home Improvement 66 $13,060,000 $197,879
Refi 65 $85,645,000 $1,317,615

Hailey's most frequently cited loan purpose was Home Purchase, with 259 originations. The 2nd most popular reason was Other, with 73 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 177 $123,155,000 $695,791
Over 8% 168 $66,000,000 $392,857
7-8% 101 $48,845,000 $483,614
5-6% 68 $128,970,000 $1,896,618
4-5% 5 $6,345,000 $1,269,000
2.5-3% 2 $4,370,000 $2,185,000
<2.5% 1 $1,185,000 $1,185,000

During 2024, Hailey's most frequently originated rate bucket was 6-7%, with 177 originations.

Loan Sizing (Hailey, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 134 $39,990,000 $298,433
$400k-600k 90 $43,380,000 $482,000
$600k-1000k 84 $63,140,000 $751,667
$Over $1MM 79 $231,325,000 $2,928,165
$100k-200k 75 $10,645,000 $141,933
$100,000 or less 69 $3,795,000 $55,000

Hailey's loan sizing saw the bucket of loans from $200k-400k with 134 originations, totaling $39,990,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 131 $23,365,000 $178,359
60-80% 128 $136,490,000 $1,066,328
20-40% 95 $45,945,000 $483,632
40-60% 84 $112,620,000 $1,340,714
80-100% 79 $46,245,000 $585,380

Hailey's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 131 originations, totaling $23,365,000 in origination value.