CHARLESTON - NORTH CHARLESTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charleston - North Charleston averaged 6.54% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

Charleston - North Charleston's average rate one year ago was 6.69%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Charleston - North Charleston 30 Year Fixed Rate 2025-04-03 6.54%
Charleston - North Charleston 30 Year Fixed Rate Refi 2025-04-03 6.8%
Charleston - North Charleston 15 Year Fixed Rate 2025-04-03 6.25%
Charleston - North Charleston 15 Year Fixed Rate Refi 2025-04-03 6.22%
Charleston - North Charleston 30 Year FHA 2025-04-03 5.87%
Charleston - North Charleston 30 Year FHA Refi 2025-04-03 6.06%
Charleston - North Charleston 30 Year USDA 2025-04-03 6.12%
Charleston - North Charleston 30 Year USDA Refi 2025-04-03 6.22%
Charleston - North Charleston 30 Year VA 2025-04-03 6.05%
Charleston - North Charleston 30 Year VA Refi 2025-04-03 5.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLESTON-NORTH CHARLESTON, SC.

CHARLESTON - NORTH CHARLESTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLESTON-NORTH CHARLESTON, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 491 6.65% $8,007
EAGLE HOME MORTGAGE, LLC 465 6.47% $7,037
UNITED WHOLESALE MORTGAGE, LLC 371 6.75% $9,044
Ameris Bank 304 6.63% $7,494
CAROLINA ONE MORTGAGE, LLC 282 6.70% $6,288
MOVEMENT MORTGAGE, LLC 273 6.78% $7,598
PULTE MORTGAGE LLC 252 6.36% $1,522
SOUTH CAROLINA FEDERAL CREDIT UNION 246 6.02% $9,288
CMG MORTGAGE, INC. 237 6.87% $6,238
Fifth Third Bank 227 6.37% $6,083
First-Citizens Bank & Trust Company 227 6.57% $6,413
South State Bank 223 6.86% $6,080
JPMorgan Chase Bank 193 6.57% $6,270
CROSSCOUNTRY MORTGAGE, LLC 148 7.03% $7,469
NAVY FEDERAL CREDIT UNION 145 6.36% $5,071
First National Bank of Pennsylvania 141 6.41% $5,679
Bank of America 127 6.10% $5,134
Renasant Bank 117 6.86% $6,747
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 113 6.75% $7,129
Wells Fargo Bank 112 6.32% $6,524
Atlantic Coast Mortgage, LLC 108 6.80% $8,822
DIRECT MORTGAGE LOANS, LLC 105 6.66% $8,992
GUILD MORTGAGE COMPANY 103 6.72% $6,739
SENTE MORTGAGE, INC. 101 6.87% $9,053
VANDERBILT MORTGAGE AND FINANCE, INC. 94 6.68% $7,199
Truist 90 6.41% $6,302
HOMESIDE FINANCIAL, LLC 87 6.69% $7,219
VELOCIO MORTGAGE L.L.C. 82 6.04% $5,930
First Reliance Bank 81 6.73% $5,059
Morgan Stanley Private Bank 81 6.03% $5,131
FIRST HOME MORTGAGE CORPORATION 79 7.06% $6,331
GUARANTEED RATE, INC. 79 6.79% $6,735
NEWREZ LLC 79 6.80% $6,906
TD Bank 76 6.44% $5,393
LOANDEPOT.COM, LLC 76 6.67% $7,475
First National Bank of America 76 9.79% $12,354
Pinnacle Bank 72 6.76% $5,922
REV FEDERAL CREDIT UNION 72 6.45% $7,598
JET HOMELOANS, LLC 66 6.65% $7,220
ARK-LA-TEX FINANCIAL SERVICES, LLC. 64 6.80% $4,398
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 63 6.80% $7,161
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 63 6.61% $8,829
ServisFirst Bank 60 6.69% $5,264
DHI MORTGAGE COMPANY, LTD. 59 5.81% $4,018
GUARANTEED RATE AFFINITY, LLC 55 6.80% $6,773
PRIMELENDING, A PLAINSCAPITAL COMPANY 55 6.75% $6,807
Regions Bank 51 6.62% $6,617
First Heritage Mortgage, LLC 48 6.90% $6,929
TBI MORTGAGE COMPANY 41 6.61% $8,995
United Community Bank 38 6.73% $5,780
Mr. Cooper ( Nationstar Mortgage ) 38 6.64% $7,986
PENNYMAC LOAN SERVICES, LLC 38 6.66% $8,504
Southern First Bank 38 6.69% $5,199
RESOURCE FINANCIAL SERVICES, INC. 38 6.52% $7,515
BROKER SOLUTIONS, INC. 36 6.98% $7,871
Barley Mortgage, LLC 35 6.83% $3,704
NBKC BANK 35 6.47% $4,444
Citibank 34 6.34% $6,797
Prosperity Home Mortgage, LLC 34 6.85% $6,460
Princeton Mortgage Corporation 33 7.23% $6,985
U.S. Bank 33 6.61% $5,678
The Loan Store, Inc. 32 6.68% $7,897
PROVIDENT FUNDING ASSOCIATES, L.P. 31 6.42% $5,212
Flagstar Bank, FSB 31 6.94% $4,641
SeaTrust Mortgage Company 28 6.76% $5,289
MUTUAL OF OMAHA MORTGAGE, INC. 27 6.63% $8,326
NATION ONE MORTGAGE CORPORATION 27 6.94% $11,240
Northpointe Bank 26 6.96% $7,404
FREEDOM MORTGAGE CORPORATION 26 6.86% $6,404
First Horizon Bank 25 6.74% $6,319
UNION HOME MORTGAGE CORP. 25 6.92% $8,272
NFM, INC. 25 7.10% $6,805
INTERCOASTAL MORTGAGE COMPANY 24 6.95% $4,716
Towne Bank 24 6.22% $8,219
First Palmetto Bank 22 6.84% $3,876
Alcova Mortgage LLC 22 6.79% $3,468
UBS Bank USA 22 6.19% $6,445
Plains Commerce Bank 21 6.40% $9,614
Integrity Home Mortgage Corp 21 6.15% $11,397
Synovus Bank 20 6.36% $9,882
EMBRACE HOME LOANS, INC. 19 7.12% $5,873
Charles Schwab Bank, SSB 19 6.01% $3,692
PNC Bank 18 6.52% $5,566
DEEPHAVEN MORTGAGE LLC 18 8.23% $18,649
United Bank 17 6.60% $6,145
INTERLINC MORTGAGE SERVICES, LLC 17 7.00% $6,675
FIRST COMMUNITY MORTGAGE, INC. 17 7.41% $10,166
Mortgage Assurance Inc. 16 6.95% $7,268
General Mortgage Capital Corporation 16 6.71% $5,560
Mortgage Lenders Investment Trading Corporation 16 6.62% $9,055
ANGEL OAK MORTGAGE SOLUTIONS LLC 16 7.73% $16,372
DELMAR FINANCIAL COMPANY 15 6.71% $5,973
SHELTER LENDING SERVICES, L.L.C. 14 7.01% $6,150
American Security Mortgage Corp. 14 6.86% $7,093
AMERICAN FINANCIAL NETWORK, INC. 14 6.98% $6,343
PLAZA HOME MORTGAGE, INC. 13 6.95% $7,793
AMERICAN PACIFIC MORTGAGE CORPORATION 13 7.04% $8,740
Stifel Bank and Trust 13 6.11% $4,165
ABSOLUTE HOME MORTGAGE CORPORATION 13 7.24% $10,527
HOMEOWNERS FINANCIAL GROUP USA, LLC 12 6.41% $8,216
USAA Federal Savings Bank 12 6.47% $6,843
CHURCHILL MORTGAGE CORPORATION 12 6.87% $6,922
NexBank 11 6.94% $12,184
AFFORDABLE MORTGAGE ADVISORS, LLC. 11 7.02% $6,584
BETTER MORTGAGE CORPORATION 11 6.48% $6,251
RELIANCE FIRST CAPITAL, LLC 11 6.59% $6,921
PREMIA MORTGAGE, LLC 11 6.44% $2,854
NP, Inc. 11 8.67% $11,155
CITY FIRST MORTGAGE SERVICES, L.L.C. 11 6.85% $6,927
GSF Mortgage Corporation 11 7.11% $8,260
Raymond James Bank 10 5.84% $4,895
MID AMERICA MORTGAGE, INC. 10 6.51% $13,118
Citizens Bank 10 6.60% $7,561
CARDINAL FINANCIAL 10 7.06% $8,044
ROYAL UNITED MORTGAGE LLC 10 7.29% $7,004
BAY EQUITY LLC 10 6.63% $6,287
GARDNER FINANCIAL SERVICES, LTD. 10 6.96% $11,602
UNITED MORTGAGE CORP 10 7.09% $8,396
Ally Bank 9 6.78% $5,224
The Huntington National Bank 9 6.79% $7,798
Evolve Bank & Trust 9 7.07% $5,109
PENTAGON FEDERAL CREDIT UNION 9 6.97% $7,316
NEXERA HOLDING LLC 9 7.72% $23,658
Boeing Employees Credit Union 9 6.39% $4,634
LENOX FINANCIAL MORTGAGE CORPORATION 8 6.37% $4,308
FBC MORTGAGE, LLC 8 6.40% $6,002
Commerce Home Mortgage, Inc. 8 8.31% $20,046
Discover Bank 8 7.03% $0
AgFirst Farm Credit Bank 8 6.95% $8,206
Assurance Financial Group, L.L.C. 8 6.98% $5,864
FOUNDERS FEDERAL CREDIT UNION 8 6.61% $4,280
NVR Mortgage Finance, Inc. 8 6.91% $4,333
AMERISAVE MORTGAGE CORPORATION 7 6.59% $11,812
Gateway First Bank 7 7.02% $7,391
NATIONWIDE MORTGAGE BANKERS, INC. 7 6.48% $6,280
Mortgage Research Center, LLC 7 7.02% $5,638
LEGEND LENDING CORPORATION 7 6.39% $16,692
STATE EMPLOYEES' 7 6.45% $5,404
CPM Federal Credit Union 7 5.92% $6,224
ZILLOW HOME LOANS, LLC 6 6.98% $5,317
CANOPY MORTGAGE, LLC 6 6.43% $11,021
LOANPAL, LLC 6 6.48% $10,521
NATIONS DIRECT MORTGAGE, LLC 6 8.02% $11,228
Paramount Residential Mortgage Group, Inc. 6 6.77% $7,085
Residential Mortgage Solutions, Inc. 6 6.81% $8,612
TJC Mortgage, Inc. 6 6.67% $7,641
21ST MORTGAGE CORPORATION 6 8.30% $6,814
BMO Harris Bank 5 6.30% $11,688
MORTGAGE ACCESS CORP. 5 6.92% $4,536
T2 FINANCIAL LLC 5 7.15% $7,793
Strong Home Mortgage, LLC 5 6.20% $2,243
Commerce Bank 5 6.23% $4,226
LAKEVIEW LOAN SERVICING, LLC 5 6.55% $7,768
First Federal Bank 5 6.20% $7,750
PHH Mortgage Corporation 5 6.40% $7,707
Leader Bank 5 6.43% $5,209
RUOFF MORTGAGE COMPANY, INC. 5 6.63% $6,980
Farmers Bank & Trust 5 6.05% $4,298
Century Mortgage Company DBA Century Lending Company 5 7.13% $6,602
EMM LOANS LLC 5 6.45% $5,006
American Mortgage & Equity Consultants, Inc. 5 7.05% $9,637
AMERICAN HERITAGE LENDING, INC. 5 7.85% $24,249
OCMBC, INC. 5 8.15% $10,523
CORNERSTONE HOME LENDING, INC. 5 6.58% $9,296
Carrington Mortgage Services, LLC 4 7.88% $8,665
Ixonia Bank 4 6.44% $5,466
Toyota Financial Savings Bank 4 6.88% $3,561
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 6.50% $5,686
SIRVA MORTGAGE, INC. 4 6.47% $2,834
SOUTHERN TRUST MORTGAGE, LLC 4 6.84% $10,875
Goldman Sachs Bank USA 4 6.40% $10,279
The Park National Bank 4 7.19% $7,518
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.71% $9,217
NEW WAVE LENDING GROUP INC 4 7.97% $11,088
LENDSURE MORTGAGE CORP. 4 7.91% $14,021
LADERA LENDING, INC. 4 7.03% $5,401
Cornerstone First Mortgage, Inc 4 8.22% $23,999
MORTGAGE EQUITY PARTNERS LLC 4 6.81% $6,529
A&D Mortgage LLC 4 8.03% $11,214
CAPITAL CENTER, L.L.C. 4 6.81% $608
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 6.40% $4,286
Citadel Servicing Corporation 4 8.97% $16,662
JMAC LENDING, INC. 4 7.12% $5,301
ALLIANT CREDIT UNION 4 6.00% $6,292
EASTMAN 3 6.38% $5,363
MORTGAGE INVESTORS GROUP, INC. 3 6.96% $9,243
Presidential Bank, FSB 3 6.58% $9,900
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 7.00% $6,979
Kwik Mortgage Corporation 3 6.67% $3,919
RADIUS FINANCIAL GROUP INC. 3 6.67% $5,381
HOMESTEAD FUNDING CORP. 3 6.58% $3,244
M&T Bank 3 6.71% $4,211
BNY Mellon 3 6.54% $7,433
Countybank 3 6.66% $4,055
Bethpage Federal Credit Union 3 6.63% $5,656
CORNING 3 6.50% $3,003
Sandy Spring Bank 3 6.71% $5,533
SRP Federal Credit Union 3 6.29% $6,854
NMSI, INC. 3 6.58% $6,570
Waterstone Mortgage Corporation 3 6.71% $11,083
FUNDLOANS CAPITAL 3 7.71% $30,167
EQUITY RESOURCES, INC. 3 7.33% $5,160
TOTAL MORTGAGE SERVICES, LLC 3 6.38% $5,847
TOWNE MORTGAGE COMPANY 3 6.83% $8,210
Union Savings Bank 3 6.96% $3,776
AMERICAN FEDERAL MORTGAGE CORPORATION 3 6.54% $3,287
GREENSTATE CREDIT UNION 3 6.46% $4,001
Dollar Bank, Federal Savings Bank 2 7.25% $9,505
The Farmers & Merchants State Bank 2 7.63% $4,325
First Citizens Community Bank 2 6.81% $5,148
AmeriHome Mortgage Company, LLC 2 6.88% $4,895
ARC HOME LLC 2 7.50% $8,145
The Northern Trust Company 2 6.50% $36,320
State Department Federal Credit Union 2 6.19% $4,832
First Financial Bank 2 6.38% $6,436
Axos Bank 2 6.81% $3,622
CONTOUR MORTGAGE CORPORATION 2 6.56% $9,349
BANKSOUTH MORTGAGE COMPANY, LLC 2 7.13% $4,100
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 6.56% $5,503
TOWER 2 5.94% $4,520
NETWORK CAPITAL FUNDING CORPORATION 2 6.81% $6,859
Quontic Bank 2 8.31% $13,335
BAYER HERITAGE 2 6.88% $6,520
AMERICAN INTERNET MORTGAGE, INC. 2 6.13% $6,143
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.81% $5,291
Trustmark National Bank 2 6.25% $5,138
BAYSHORE MORTGAGE FUNDING, LLC 2 6.68% $4,679
AMERICAN FINANCING CORPORATION 2 6.19% $10,845
Capital City Home Loans, LLC 2 7.56% $7,847
AMERICAN FINANCIAL RESOURCES, INC. 2 5.68% $8,283
PROPER RATE, LLC 2 6.25% $4,199
S. C. STATE FEDERAL CREDIT UNION 2 6.00% $5,620
MICHIGAN MUTUAL, INC. 2 8.13% $9,272
WesBanco 2 6.63% $5,230
S1L, Inc. 2 6.69% $9,212
FM Home Loans, LLC 2 6.81% $4,811
Bell Bank 2 6.94% $4,860
University Bank 2 6.88% $4,629
MILEND, INC. 2 6.99% $8,664
Nations Lending Corporation 2 5.81% $9,154
Advisors Mortgage Group, L.L.C. 2 7.18% $4,129
CITIZENS EQUITY FIRST 2 6.19% $2,938
Uwharrie Bank 2 6.04% $6,871
ADVANCIAL 2 7.63% $15,836
First Bank 2 6.81% $5,522
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.63% $13,384
NASA Federal Credit Union 2 5.49% $7,985
PLANET HOME LENDING, LLC 2 6.31% $4,622
FIRST SAVINGS MORTGAGE CORPORATION 2 7.18% $9,180
Suncoast Credit Union 2 4.93% $3,624
HomeTrust Bank 2 7.00% $4,298
V.I.P. MORTGAGE, INC. 2 7.31% $6,117
HOMEXPRESS MORTGAGE CORP. 2 7.81% $13,927
Grow Financial Federal Credit Union 2 6.00% $5,047
Coastal Carolina National Bank 2 7.25% $5,362
Republic Bank & Trust Company 2 6.81% $5,765
Texana Bank 2 6.25% $5,867
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.86% $5,305
Unity Bank 1 7.88% $7,691
UNIVERSAL MORTGAGE & FINANCE, INC. 1 6.88% $10,321
UNIVERSITY CREDIT UNION 1 6.63% $3,661
ALLEGACY FEDERAL CREDIT UNION 1 7.63% $7,487
UTILITIES EMPLOYEES CREDIT UNION 1 6.63% $3,948
VAN DYK MORTGAGE CORPORATION 1 6.99% $9,704
Vellum Mortgage, Inc. 1 6.62% $4,704
VERITAS FUNDING, LLC 1 7.12% $18,976
Victorian Finance, LLC 1 7.38% $23,199
Warsaw Federal Savings and Loan Association 1 6.50% $5,787
Watermark Capital, Inc. 1 6.63% $3,874
First Financial Bank 1 6.25% $4,215
First Federal Savings and Loan Association of Lakewood 1 6.48% $4,535
First Option Mortgage, LLC 1 10.00% $12,079
First Community Bank 1 7.25% $7,651
First State Bank 1 7.13% $4,216
FIRST STATE MORTGAGE SERVICES, LLC 1 8.63% $8,213
FIRST COLONY MORTGAGE CORPORATION 1 6.13% $6,890
FOUNDATION MORTGAGE CORPORATION 1 7.63% $12,922
FIRST CHOICE MORTGAGE, INC. 1 7.50% $6,356
FirstBank 1 6.99% $9,866
First Bank 1 6.63% $4,938
GEORGIA UNITED 1 8.13% $4,226
GERSHMAN INVESTMENT CORP. 1 6.63% $2,982
Goldwater Bank, N.A. 1 6.50% $3,317
GoPrime Mortgage, Inc. 1 6.99% $5,762
FIRST BANCORP 1 7.38% $4,053
FIDELITY DIRECT MORTGAGE, LLC 1 6.13% $4,357
FIDELITY BANK 1 6.50% $5,033
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.63% $11,611
Home Mortgage Alliance Corp 1 8.13% $4,947
EVERETT FINANCIAL, INC. 1 6.99% $4,421
EVANSVILLE TEACHERS 1 7.13% $4,089
Hometown Equity Mortgage, LLC 1 7.38% $8,133
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.38% $4,448
INTERCAP LENDING INC. 1 7.13% $3,966
Equity Prime Mortgage LLC 1 7.38% $5,739
INTERSTATE HOME LOAN CENTER, INC. 1 7.00% $9,366
ITHINK FINANCIAL Credit Union 1 6.50% $4,720
ENVOY MORTGAGE, LTD 1 6.38% $5,037
Empower Federal Credit Union 1 6.88% $3,563
Kearny Bank 1 6.75% $4,442
Elements Financial Federal Credit Union 1 7.13% $5,265
LIBERTY HOME MORTGAGE CORPORATION 1 7.00% $8,640
East Coast Capital Corp. 1 7.00% $4,908
LOANLEADERS OF AMERICA, INC. 1 8.75% $59,555
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 8.25% $4,993
Logan Finance Corporation 1 8.37% $10,682
Magnolia Bank 1 7.50% $8,788
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.62% $7,341
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 6.25% $4,469
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 8.63% $16,158
Meridian Bank Corporation 1 6.50% $7,885
MICHIGAN FIRST CREDIT UNION 1 6.50% $3,963
Eagle Bank and Trust Company 1 6.38% $6,095
Midwest BankCentre 1 7.50% $9,506
DOMINION ENERGY CREDIT UNION 1 6.50% $3,386
MORIA DEVELOPMENT, INC. 1 7.38% $4,983
Mortgage Bank of California 1 8.25% $47,280
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.99% $10,791
MORTGAGEONE, INC. 1 7.63% $7,522
DELTA COMMUNITY CREDIT UNION 1 6.00% $8,468
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.38% $4,837
CrossFirst Bank 1 7.63% $3,651
Credit Union of Texas 1 6.15% $5,176
ACOPIA, LLC 1 7.00% $6,280
Commercial Bank 1 6.50% $5,260
COASTAL Federal Credit Union 1 6.63% $4,029
North American Savings Bank, F.S.B. 1 7.25% $814
NORTHPOINT MORTGAGE, INC. 1 6.75% $7,803
North State Bank 1 7.00% $4,297
Northwest Federal Credit Union 1 7.00% $4,163
NORWICH COMMERCIAL GROUP, INC. 1 6.38% $5,194
CNB Bank And Trust, N.A. 1 6.50% $4,164
CLIFFCO, INC. 1 6.50% $3,900
OAKTREE FUNDING CORP. 1 7.75% $16,535
Old National Bank 1 7.00% $4,433
ON Q FINANCIAL, INC. 1 5.75% $13,110
Origin Bank 1 7.38% $6,874
PAWTUCKET 1 7.63% $4,173
City National Bank of Florida 1 6.62% $4,943
City National Bank 1 6.55% $11,251
Pinnacle Bank 1 7.63% $3,957
CIBC Bank USA 1 5.88% $11,006
PLUS RELOCATION MORTGAGE, LLC 1 7.50% $3,813
Choice Financial Group 1 6.49% $13,088
POLARIS HOME FUNDING CORP. 1 7.50% $12,713
PREMIER LENDING, INC. 1 6.63% $6,784
Premium Mortgage Corporation 1 6.88% $6,262
Carter Bank & Trust 1 7.88% $4,577
CAROLINA TRUST FEDERAL CREDIT UNION 1 7.00% $3,871
Capital Bank 1 7.00% $7,180
RANLIFE, INC. 1 6.13% $17,149
RAPID MORTGAGE COMPANY 1 6.99% $10,086
Burke & Herbert Bank & Trust Company 1 6.63% $9,582
RBC Bank, (Georgia) 1 6.13% $2,444
BOND STREET MORTGAGE, LLC 1 6.38% $3,675
RESIDENTIAL BANCORP 1 5.63% $4,905
Wilmington Savings Fund Society, FSB 1 6.38% $7,496
Berkshire Bank 1 6.50% $4,048
ROSS MORTGAGE CORPORATION 1 6.63% $13,463
SAFE FEDERAL CREDIT UNION 1 6.50% $3,577
Baxter Credit Union 1 6.25% $8,645
Barrington Bank & Trust Company, N.A. 1 7.38% $7,298
SmartBank 1 7.13% $5,148
Bank-Fund Staff Federal Credit Union 1 5.50% $4,154
ANDREWS FEDERAL CREDIT UNION 1 6.25% $3,751
Stock Yards Bank & Trust Company 1 6.90% $10,305
SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $6,451
SUN WEST MORTGAGE COMPANY, INC. 1 6.63% $4,125
SWBC MORTGAGE CORPORATION 1 6.63% $10,701
Anderson Brothers Bank 1 7.00% $8,176
AmRes Corporation 1 6.63% $1,355
AMERITRUST MORTGAGE CORPORATION 1 6.88% $6,386
The Central Trust Bank 1 8.13% $6,509
THE EQUITABLE MORTGAGE CORPORATION 1 6.63% $4,715
The Federal Savings Bank 1 7.38% $16,003
TIDEWATER MORTGAGE SERVICES, INC. 1 7.13% $5,394
York Traditions Bank 1 6.25% $4,851
TOGETHER CREDIT UNION 1 6.00% $1,807
TOP FLITE FINANCIAL, INC. 1 6.99% $4,441
TrustCo Bank 1 5.88% $3,209
UNITED HOME LOANS, INC. 1 6.38% $4,751
ALLIED MORTGAGE GROUP, INC. 1 7.50% $2,934
United Nations Federal Credit Union 1 6.13% $4,677

CHARLESTON - NORTH CHARLESTON Average Closing Costs & Other Stats

CHARLESTON-NORTH CHARLESTON, SC's 383 lenders originated 23,516 loans during 2024. The total origination value was $9,596,250,000, with an average loan value of $408,073.

CHARLESTON - NORTH CHARLESTON's average closing costs are $6,065.

The top CHARLESTON - NORTH CHARLESTON lender as defined by loan originations is QUICKEN LOANS, LLC, with 491 loans originated. Their average total fees are $8,007, which is $970 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee CHARLESTON - NORTH CHARLESTON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,522), PREMIA MORTGAGE, LLC ($2,854), Alcova Mortgage LLC ($3,468), Charles Schwab Bank, SSB ($3,692) and Barley Mortgage, LLC ($3,704).

The lowest rate CHARLESTON - NORTH CHARLESTON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.81%), Raymond James Bank (5.84%), Charles Schwab Bank, SSB (6.01%), SOUTH CAROLINA FEDERAL CREDIT UNION (6.02%) and Morgan Stanley Private Bank (6.03%).

CHARLESTON-NORTH CHARLESTON, SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $329,015,000 $425,200,000 29.2% 4.4%
QUICKEN LOANS, LLC $257,195,000 $344,690,000 34.0% 3.6%
First-Citizens Bank & Trust Company $334,370,000 $337,220,000 0.9% 3.5%
EAGLE HOME MORTGAGE, LLC $278,540,000 $298,350,000 7.1% 3.1%
South State Bank $304,045,000 $248,755,000 -18.2% 2.6%
Fifth Third Bank $120,570,000 $228,620,000 89.6% 2.4%
Ameris Bank $155,785,000 $207,840,000 33.4% 2.2%
MOVEMENT MORTGAGE, LLC $210,390,000 $205,095,000 -2.5% 2.1%
Wells Fargo Bank $200,520,000 $202,080,000 0.8% 2.1%
DHI MORTGAGE COMPANY, LTD. $297,280,000 $202,075,000 -32.0% 2.1%
JPMorgan Chase Bank $125,220,000 $196,905,000 57.2% 2.1%
SOUTH CAROLINA FEDERAL CREDIT UNION $176,725,000 $183,795,000 4.0% 1.9%
CMG MORTGAGE, INC. $164,560,000 $175,720,000 6.8% 1.8%
CAROLINA ONE MORTGAGE, LLC $128,475,000 $165,455,000 28.8% 1.7%
NAVY FEDERAL CREDIT UNION $144,470,000 $156,725,000 8.5% 1.6%
PULTE MORTGAGE LLC $111,660,000 $144,450,000 29.4% 1.5%
First National Bank of Pennsylvania $94,465,000 $141,445,000 49.7% 1.5%
Bank of America $138,825,000 $138,460,000 -0.3% 1.4%
BERKELEY POINT CAPITAL LLC $131,475,000 n/a 1.4%
CROSSCOUNTRY MORTGAGE, LLC $120,490,000 $122,100,000 1.3% 1.3%
TD Bank $141,280,000 $120,415,000 -14.8% 1.3%
Regions Bank $46,090,000 $116,065,000 151.8% 1.2%
FREEDOM MORTGAGE CORPORATION $44,540,000 $115,685,000 159.7% 1.2%
VELOCIO MORTGAGE L.L.C. $122,985,000 $105,420,000 -14.3% 1.1%
Mortgage Research Center, LLC $77,485,000 $101,855,000 31.5% 1.1%
Morgan Stanley Private Bank $69,310,000 $100,450,000 44.9% 1.0%
Arbor Realty Trust, Inc. $3,905,000 $98,370,000 2,419.1% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $56,610,000 $87,245,000 54.1% 0.9%
Truist $145,410,000 $85,810,000 -41.0% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $74,490,000 $84,405,000 13.3% 0.9%
Renasant Bank $39,250,000 $83,105,000 111.7% 0.9%
Atlantic Coast Mortgage, LLC $45,235,000 $82,790,000 83.0% 0.9%
DIRECT MORTGAGE LOANS, LLC $31,630,000 $76,610,000 142.2% 0.8%
SENTE MORTGAGE, INC. $2,935,000 $74,505,000 2,438.5% 0.8%
PENNYMAC LOAN SERVICES, LLC $33,115,000 $71,200,000 115.0% 0.7%
GUILD MORTGAGE COMPANY $58,710,000 $69,905,000 19.1% 0.7%
NEWREZ LLC $34,355,000 $68,385,000 99.1% 0.7%
ServisFirst Bank $46,945,000 $68,220,000 45.3% 0.7%
LOANDEPOT.COM, LLC $40,040,000 $67,650,000 69.0% 0.7%
NATION ONE MORTGAGE CORPORATION $10,370,000 $66,965,000 545.8% 0.7%
First Reliance Bank $23,835,000 $66,705,000 179.9% 0.7%
BOKF $66,005,000 n/a 0.7%
Pinnacle Bank $115,000 $65,480,000 56,839.1% 0.7%
United Community Bank $61,905,000 $65,075,000 5.1% 0.7%
GUARANTEED RATE, INC. $59,565,000 $61,555,000 3.3% 0.6%
HOMESIDE FINANCIAL, LLC $8,110,000 $59,985,000 639.6% 0.6%
JET HOMELOANS, LLC $56,250,000 n/a 0.6%
Southern First Bank $57,555,000 $54,310,000 -5.6% 0.6%
WALKER & DUNLOP, LLC $57,975,000 $51,365,000 -11.4% 0.5%
The Bank of South Carolina $40,810,000 $48,610,000 19.1% 0.5%
REV FEDERAL CREDIT UNION $28,645,000 $46,410,000 62.0% 0.5%
FIRST HOME MORTGAGE CORPORATION $38,925,000 $45,475,000 16.8% 0.5%
Citibank $50,955,000 $44,905,000 -11.9% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $34,895,000 $43,825,000 25.6% 0.5%
PNC Bank $46,685,000 $43,400,000 -7.0% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $43,885,000 $43,035,000 -1.9% 0.4%
Synovus Bank $44,155,000 $42,150,000 -4.5% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $37,565,000 $40,190,000 7.0% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $18,575,000 $39,810,000 114.3% 0.4%
GUARANTEED RATE AFFINITY, LLC $37,600,000 $38,220,000 1.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $29,320,000 $37,875,000 29.2% 0.4%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $31,700,000 $36,010,000 13.6% 0.4%
UBS Bank USA $19,745,000 $34,920,000 76.9% 0.4%
First Heritage Mortgage, LLC $16,855,000 $33,820,000 100.7% 0.4%
COLLIERS MORTGAGE LLC $32,975,000 n/a 0.3%
NBKC BANK $15,435,000 $32,865,000 112.9% 0.3%
First Horizon Bank $15,445,000 $32,440,000 110.0% 0.3%
CALCON MUTUAL MORTGAGE LLC $32,205,000 $32,310,000 0.3% 0.3%
BROKER SOLUTIONS, INC. $19,685,000 $31,950,000 62.3% 0.3%
U.S. Bank $35,750,000 $31,560,000 -11.7% 0.3%
Flagstar Bank, FSB $26,100,000 $31,265,000 19.8% 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $30,780,000 $31,115,000 1.1% 0.3%
Citizens Bank $48,905,000 $29,855,000 -39.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $27,000,000 $26,705,000 -1.1% 0.3%
Prosperity Home Mortgage, LLC $27,775,000 $26,325,000 -5.2% 0.3%
Towne Bank $7,500,000 $25,335,000 237.8% 0.3%
Bank of the Lowcountry $16,365,000 $24,560,000 50.1% 0.3%
Princeton Mortgage Corporation $68,435,000 $24,145,000 -64.7% 0.3%
Charles Schwab Bank, SSB $10,690,000 $23,910,000 123.7% 0.2%
First National Bank of America $15,515,000 $23,905,000 54.1% 0.2%
RESOURCE FINANCIAL SERVICES, INC. $10,155,000 $22,725,000 123.8% 0.2%
TBI MORTGAGE COMPANY $31,160,000 $21,930,000 -29.6% 0.2%
Northpointe Bank $11,725,000 $21,765,000 85.6% 0.2%
VILLAGE CAPITAL MORTGAGE $5,365,000 $21,490,000 300.6% 0.2%
Prudential Huntoon Paige Associates, LLC $4,505,000 $20,765,000 360.9% 0.2%
The Loan Store, Inc. $2,505,000 $20,720,000 727.1% 0.2%
NEXERA HOLDING LLC $9,335,000 $20,655,000 121.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,560,000 $20,360,000 346.5% 0.2%
PLAZA HOME MORTGAGE, INC. $17,985,000 $19,820,000 10.2% 0.2%
Barley Mortgage, LLC $13,320,000 $19,300,000 44.9% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $8,105,000 $18,920,000 133.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,730,000 $18,625,000 293.8% 0.2%
FineMark National Bank & Trust $27,030,000 $17,990,000 -33.4% 0.2%
DEEPHAVEN MORTGAGE LLC $10,230,000 $17,845,000 74.4% 0.2%
LENDINGHOME FUNDING CORPORATION $10,360,000 $17,405,000 68.0% 0.2%
USAA Federal Savings Bank $23,435,000 $17,355,000 -25.9% 0.2%
South Atlantic Bank $43,335,000 $17,320,000 -60.0% 0.2%
First Palmetto Bank $24,365,000 $16,545,000 -32.1% 0.2%
Plains Commerce Bank $10,505,000 $16,515,000 57.2% 0.2%
UNION HOME MORTGAGE CORP. $12,905,000 $16,145,000 25.1% 0.2%
Mortgage Assurance Inc. $4,070,000 $15,320,000 276.4% 0.2%
Alcova Mortgage LLC $12,265,000 $15,085,000 23.0% 0.2%
SeaTrust Mortgage Company $15,565,000 $14,915,000 -4.2% 0.2%
United Bank $32,730,000 $14,530,000 -55.6% 0.2%
21ST MORTGAGE CORPORATION $15,800,000 $14,400,000 -8.9% 0.2%
Discover Bank $12,565,000 $14,370,000 14.4% 0.1%
EMBRACE HOME LOANS, INC. $14,125,000 $14,220,000 0.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $18,385,000 $14,100,000 -23.3% 0.1%
Integrity Home Mortgage Corp $1,060,000 $13,875,000 1,209.0% 0.1%
Carrington Mortgage Services, LLC $11,355,000 $13,845,000 21.9% 0.1%
Citadel Servicing Corporation $23,790,000 $13,805,000 -42.0% 0.1%
LENDINGONE, LLC $8,385,000 $13,790,000 64.5% 0.1%
Goldman Sachs Bank USA $9,015,000 $13,670,000 51.6% 0.1%
Mortgage Lenders Investment Trading Corporation $685,000 $13,140,000 1,818.2% 0.1%
CARDINAL FINANCIAL $29,050,000 $12,920,000 -55.5% 0.1%
NEW DAY FINANCIAL, LLC $13,505,000 $12,595,000 -6.7% 0.1%
NFM, INC. $17,790,000 $12,515,000 -29.7% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $33,995,000 $12,375,000 -63.6% 0.1%
AMERISAVE MORTGAGE CORPORATION $13,400,000 $11,985,000 -10.6% 0.1%
INTERCOASTAL MORTGAGE COMPANY $3,740,000 $11,795,000 215.4% 0.1%
Stifel Bank and Trust $2,940,000 $11,595,000 294.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $7,110,000 $11,545,000 62.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $12,045,000 $11,490,000 -4.6% 0.1%
MID AMERICA MORTGAGE, INC. $14,515,000 $11,205,000 -22.8% 0.1%
Equity Prime Mortgage LLC $8,145,000 $11,100,000 36.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,040,000 $10,345,000 240.3% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $68,030,000 $9,990,000 -85.3% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,515,000 $9,920,000 182.2% 0.1%
PREMIA MORTGAGE, LLC $7,870,000 $9,805,000 24.6% 0.1%
Paramount Residential Mortgage Group, Inc. $4,705,000 $9,610,000 104.3% 0.1%
S. C. STATE FEDERAL CREDIT UNION $5,675,000 $9,455,000 66.6% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $3,695,000 $9,320,000 152.2% 0.1%
GREYSTONE SERVICING COMPANY LLC $17,095,000 $9,285,000 -45.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $5,000,000 $9,265,000 85.3% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $5,280,000 $9,235,000 74.9% 0.1%
DELMAR FINANCIAL COMPANY $6,665,000 $9,025,000 35.4% 0.1%
General Mortgage Capital Corporation $1,340,000 $8,935,000 566.8% 0.1%
The Federal Savings Bank $10,035,000 $8,850,000 -11.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $7,670,000 $8,710,000 13.6% 0.1%
Toyota Financial Savings Bank $895,000 $8,710,000 873.2% 0.1%
First Federal Bank $6,020,000 $8,635,000 43.4% 0.1%
AMERICAN HERITAGE LENDING, INC. $2,700,000 $8,625,000 219.4% 0.1%
American Security Mortgage Corp. $8,150,000 $8,595,000 5.5% 0.1%
FBC MORTGAGE, LLC $1,125,000 $8,555,000 660.4% 0.1%
First Bank $9,590,000 $8,540,000 -10.9% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $6,360,000 $8,500,000 33.6% 0.1%
Raymond James Bank $13,740,000 $8,390,000 -38.9% 0.1%
AgFirst Farm Credit Bank $5,845,000 $8,365,000 43.1% 0.1%
BMO Harris Bank $4,910,000 $8,035,000 63.6% 0.1%
PLANET HOME LENDING, LLC $2,865,000 $7,950,000 177.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $8,395,000 $7,890,000 -6.0% 0.1%
Century Mortgage Company DBA Century Lending Company $2,840,000 $7,875,000 177.3% 0.1%
UNITED MORTGAGE CORP $7,720,000 n/a 0.1%
Figure Lending LLC $4,385,000 $7,680,000 75.1% 0.1%
AmeriHome Mortgage Company, LLC $580,000 $7,500,000 1,193.1% 0.1%
GSF Mortgage Corporation $10,895,000 $7,365,000 -32.4% 0.1%
NVR Mortgage Finance, Inc. $7,295,000 n/a 0.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. $7,040,000 n/a 0.1%
The Northern Trust Company $485,000 $6,920,000 1,326.8% 0.1%
Boeing Employees Credit Union $7,440,000 $6,895,000 -7.3% 0.1%
Bethpage Federal Credit Union $2,745,000 $6,860,000 149.9% 0.1%
T2 FINANCIAL LLC $1,150,000 $6,835,000 494.3% 0.1%
LEGEND LENDING CORPORATION $8,000,000 $6,805,000 -14.9% 0.1%
STATE EMPLOYEES' $10,655,000 $6,745,000 -36.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $3,340,000 $6,715,000 101.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $10,640,000 $6,680,000 -37.2% 0.1%
Cornerstone First Mortgage, Inc $385,000 $6,535,000 1,597.4% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $2,950,000 $6,495,000 120.2% 0.1%
Commerce Home Mortgage, Inc. $9,970,000 $6,410,000 -35.7% 0.1%
CLEARPATH LENDING $5,670,000 $6,395,000 12.8% 0.1%
Dollar Bank, Federal Savings Bank $6,475,000 $6,365,000 -1.7% 0.1%
Lakeview Community Capital, LLC $1,645,000 $6,340,000 285.4% 0.1%
The Huntington National Bank $8,420,000 $6,235,000 -26.0% 0.1%
CPM Federal Credit Union $3,975,000 $6,125,000 54.1% 0.1%
BETTER MORTGAGE CORPORATION $8,715,000 $6,110,000 -29.9% 0.1%
FOUNDERS FEDERAL CREDIT UNION $2,525,000 $6,000,000 137.6% 0.1%
LOANPAL, LLC $5,585,000 $5,865,000 5.0% 0.1%
The Park National Bank $4,035,000 $5,815,000 44.1% 0.1%
A&D Mortgage LLC $650,000 $5,740,000 783.1% 0.1%
BNY Mellon $13,840,000 $5,715,000 -58.7% 0.1%
TOWNE MORTGAGE COMPANY $6,715,000 $5,685,000 -15.3% 0.1%
OCMBC, INC. $1,900,000 $5,675,000 198.7% 0.1%
NexBank $2,835,000 $5,575,000 96.6% 0.1%
First National Bank of South Carolina $5,510,000 n/a 0.1%
Evolve Bank & Trust $12,920,000 $5,465,000 -57.7% 0.1%
BAY EQUITY LLC $6,625,000 $5,430,000 -18.0% 0.1%
TJC Mortgage, Inc. $5,910,000 $5,375,000 -9.1% 0.1%
PHH Mortgage Corporation $1,660,000 $5,260,000 216.9% 0.1%
Enterprise Bank of South Carolina $4,565,000 $5,160,000 13.0% 0.1%
Assurance Financial Group, L.L.C. $3,800,000 $5,100,000 34.2% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,440,000 $5,080,000 252.8% 0.1%
SHELTER LENDING SERVICES, L.L.C. $7,640,000 $4,985,000 -34.8% 0.1%
AMWEST FUNDING CORP. $1,290,000 $4,950,000 283.7% 0.1%
TOWER $2,835,000 $4,855,000 71.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $3,550,000 $4,845,000 36.5% 0.1%
VERITAS FUNDING, LLC $2,010,000 $4,740,000 135.8% 0.0%
American Heritage National Bank $4,710,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,550,000 $4,685,000 202.3% 0.0%
Axos Bank $3,020,000 $4,645,000 53.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $10,485,000 $4,630,000 -55.8% 0.0%
Strong Home Mortgage, LLC $3,925,000 $4,605,000 17.3% 0.0%
M&T Bank $13,010,000 $4,555,000 -65.0% 0.0%
Barrington Bank & Trust Company, N.A. $3,435,000 $4,480,000 30.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $13,690,000 $4,425,000 -67.7% 0.0%
Residential Mortgage Solutions, Inc. $1,875,000 $4,340,000 131.5% 0.0%
American Mortgage & Equity Consultants, Inc. $1,920,000 $4,235,000 120.6% 0.0%
Ally Bank $5,750,000 $4,160,000 -27.7% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,420,000 $4,145,000 71.3% 0.0%
Monson Savings Bank $4,005,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $4,115,000 $3,995,000 -2.9% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $15,920,000 $3,885,000 -75.6% 0.0%
Leader Bank $3,495,000 $3,880,000 11.0% 0.0%
Pony Express Bank $3,755,000 n/a 0.0%
SPRING EQ, LLC $1,690,000 $3,700,000 118.9% 0.0%
LADERA LENDING, INC. $340,000 $3,680,000 982.4% 0.0%
LIMA ONE CAPITAL, LLC $20,845,000 $3,635,000 -82.6% 0.0%
Hometown Equity Mortgage, LLC $1,875,000 $3,570,000 90.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $5,275,000 $3,525,000 -33.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $7,840,000 $3,510,000 -55.2% 0.0%
EMM LOANS LLC $6,925,000 $3,475,000 -49.8% 0.0%
CIBC Bank USA $3,460,000 n/a 0.0%
HomeTrust Bank $5,400,000 $3,460,000 -35.9% 0.0%
Midwest BankCentre $505,000 $3,405,000 574.3% 0.0%
SIRVA MORTGAGE, INC. $5,365,000 $3,380,000 -37.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $25,000 $3,345,000 13,280.0% 0.0%
QUORUM FEDERAL CREDIT UNION $920,000 $3,295,000 258.2% 0.0%
MICHIGAN MUTUAL, INC. $7,810,000 $3,265,000 -58.2% 0.0%
NP, Inc. $3,030,000 $3,245,000 7.1% 0.0%
LONGBRIDGE FINANCIAL, LLC $5,670,000 $3,235,000 -42.9% 0.0%
Republic Bank & Trust Company $3,215,000 n/a 0.0%
Capital Bank $225,000 $3,160,000 1,304.4% 0.0%
Gateway First Bank $4,750,000 $3,155,000 -33.6% 0.0%
Nations Lending Corporation $19,125,000 $3,115,000 -83.7% 0.0%
CORNERSTONE HOME LENDING, INC. $29,215,000 $3,105,000 -89.4% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $1,260,000 $3,065,000 143.3% 0.0%
Carolina Bank & Trust $3,015,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,350,000 $2,970,000 120.0% 0.0%
Magnolia Bank $1,575,000 $2,970,000 88.6% 0.0%
FAIRWAY FUNDING GROUP, INC. $2,965,000 n/a 0.0%
Commerce Bank $805,000 $2,955,000 267.1% 0.0%
Farmers Bank & Trust $1,415,000 $2,955,000 108.8% 0.0%
Stock Yards Bank & Trust Company $2,660,000 $2,955,000 11.1% 0.0%
ROYAL UNITED MORTGAGE LLC $1,625,000 $2,945,000 81.2% 0.0%
ZILLOW HOME LOANS, LLC $2,630,000 $2,890,000 9.9% 0.0%
City National Bank $9,795,000 $2,885,000 -70.5% 0.0%
First Community Bank $600,000 $2,880,000 380.0% 0.0%
MORTGAGE INVESTORS GROUP, INC. $835,000 $2,880,000 244.9% 0.0%
V.I.P. MORTGAGE, INC. $2,780,000 n/a 0.0%
BANK OF CLARENDON $1,405,000 $2,770,000 97.2% 0.0%
Burke & Herbert Bank & Trust Company $2,755,000 n/a 0.0%
Coastal Carolina National Bank $3,325,000 $2,735,000 -17.7% 0.0%
CANOPY MORTGAGE, LLC $2,605,000 n/a 0.0%
Presidential Bank, FSB $1,650,000 $2,605,000 57.9% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,780,000 $2,595,000 45.8% 0.0%
CAPITAL CENTER, L.L.C. $1,645,000 $2,575,000 56.5% 0.0%
Parke Bank $2,565,000 n/a 0.0%
FUNDLOANS CAPITAL $2,485,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $1,845,000 $2,480,000 34.4% 0.0%
MORTGAGE EQUITY PARTNERS LLC $11,675,000 $2,450,000 -79.0% 0.0%
GENEVA FINANCIAL, LLC $2,485,000 $2,440,000 -1.8% 0.0%
Trustmark National Bank $1,355,000 $2,435,000 79.7% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,420,000 n/a 0.0%
Old National Bank $560,000 $2,380,000 325.0% 0.0%
Bank of Ann Arbor $2,305,000 n/a 0.0%
JMAC LENDING, INC. $1,075,000 $2,305,000 114.4% 0.0%
RADIUS FINANCIAL GROUP INC. $1,085,000 $2,300,000 112.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $19,765,000 $2,235,000 -88.7% 0.0%
GoPrime Mortgage, Inc. $1,030,000 $2,180,000 111.7% 0.0%
ALLIANT CREDIT UNION $165,000 $2,160,000 1,209.1% 0.0%
FirstBank $560,000 $2,155,000 284.8% 0.0%
AMERICAN FINANCING CORPORATION $1,925,000 $2,140,000 11.2% 0.0%
LOANLEADERS OF AMERICA, INC. $305,000 $2,140,000 601.6% 0.0%
Sandy Spring Bank $740,000 $2,130,000 187.8% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,095,000 n/a 0.0%
OAKTREE FUNDING CORP. $385,000 $2,090,000 442.9% 0.0%
OPEN MORTGAGE, LLC $625,000 $2,050,000 228.0% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $2,030,000 $2,035,000 0.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $595,000 $2,010,000 237.8% 0.0%
Capital City Home Loans, LLC $2,055,000 $1,990,000 -3.2% 0.0%
ARC HOME LLC $4,780,000 $1,985,000 -58.5% 0.0%
Mortgage Bank of California $1,925,000 n/a 0.0%
First Carolina Bank $6,850,000 $1,840,000 -73.1% 0.0%
First National Bank Of Oklahoma $1,835,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,480,000 $1,835,000 24.0% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $640,000 $1,815,000 183.6% 0.0%
WesBanco $515,000 $1,810,000 251.5% 0.0%
Mid-Continent Funding, Inc. $1,605,000 $1,800,000 12.1% 0.0%
BAYER HERITAGE $2,550,000 $1,790,000 -29.8% 0.0%
CoastalStates Bank $1,775,000 n/a 0.0%
Kwik Mortgage Corporation $2,095,000 $1,775,000 -15.3% 0.0%
Armed Forces Bank $2,405,000 $1,770,000 -26.4% 0.0%
MILEND, INC. $3,085,000 $1,750,000 -43.3% 0.0%
FARMERS & MERCHANTS BANK OF SOUTH CAROLINA $1,255,000 $1,725,000 37.5% 0.0%
EVERETT FINANCIAL, INC. $325,000 $1,715,000 427.7% 0.0%
NORTHPOINT MORTGAGE, INC. $385,000 $1,705,000 342.9% 0.0%
State Department Federal Credit Union $2,175,000 $1,670,000 -23.2% 0.0%
GEORGIA'S OWN $1,655,000 $1,650,000 -0.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $11,160,000 $1,635,000 -85.3% 0.0%
GREENSTATE CREDIT UNION $1,320,000 $1,565,000 18.6% 0.0%
TOTAL MORTGAGE SERVICES, LLC $715,000 $1,565,000 118.9% 0.0%
Credit Union of Texas $1,555,000 n/a 0.0%
University Bank $405,000 $1,535,000 279.0% 0.0%
Northwest Federal Credit Union $2,535,000 $1,510,000 -40.4% 0.0%
The Citizens Bank $2,470,000 $1,495,000 -39.5% 0.0%
ALLSOUTH $920,000 $1,485,000 61.4% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $770,000 $1,480,000 92.2% 0.0%
Ixonia Bank $225,000 $1,475,000 555.6% 0.0%
Union Savings Bank $1,245,000 $1,465,000 17.7% 0.0%
S1L, Inc. $1,430,000 n/a 0.0%
Bell Bank $1,420,000 n/a 0.0%
CLIFFCO, INC. $1,415,000 n/a 0.0%
East Coast Capital Corp. $1,415,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $395,000 $1,415,000 258.2% 0.0%
HOMESTEAD FUNDING CORP. $1,595,000 $1,415,000 -11.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $1,415,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $660,000 $1,405,000 112.9% 0.0%
NMSI, INC. $1,010,000 $1,405,000 39.1% 0.0%
Queensborough National Bank & Trust Company $1,405,000 n/a 0.0%
Unity Bank $1,405,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $335,000 $1,395,000 316.4% 0.0%
TOP FLITE FINANCIAL, INC. $3,350,000 $1,390,000 -58.5% 0.0%
Origin Bank $1,385,000 n/a 0.0%
Brentwood Bank $1,375,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $430,000 $1,375,000 219.8% 0.0%
Logan Finance Corporation $1,995,000 $1,350,000 -32.3% 0.0%
Waterstone Mortgage Corporation $800,000 $1,295,000 61.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $155,000 $1,290,000 732.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $205,000 $1,285,000 526.8% 0.0%
Countybank $3,700,000 $1,275,000 -65.5% 0.0%
NASA Federal Credit Union $1,235,000 n/a 0.0%
Anderson Brothers Bank $1,340,000 $1,225,000 -8.6% 0.0%
EASTMAN $2,315,000 $1,225,000 -47.1% 0.0%
Peoples Bank $420,000 $1,215,000 189.3% 0.0%
CORNING $365,000 $1,210,000 231.5% 0.0%
TrustCo Bank $1,205,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $305,000 $1,200,000 293.4% 0.0%
Uwharrie Bank $1,190,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,585,000 $1,160,000 -26.8% 0.0%
HOME TOWN FUNDING, INC. $685,000 $1,150,000 67.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,145,000 n/a 0.0%
EQUITY RESOURCES, INC. $4,570,000 $1,125,000 -75.4% 0.0%
MORTGAGEONE, INC. $445,000 $1,075,000 141.6% 0.0%
First Option Mortgage, LLC $145,000 $1,065,000 634.5% 0.0%
CARTER FEDERAL CREDIT UNION $1,055,000 n/a 0.0%
Texana Bank $1,055,000 n/a 0.0%
SRP Federal Credit Union $270,000 $1,050,000 288.9% 0.0%
SAFE FEDERAL CREDIT UNION $995,000 $1,045,000 5.0% 0.0%
The Peoples Bank $1,045,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $3,705,000 $1,040,000 -71.9% 0.0%
Victorian Finance, LLC $1,030,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $335,000 $1,015,000 203.0% 0.0%
Arthur State Bank $490,000 $1,005,000 105.1% 0.0%
Warsaw Federal Savings and Loan Association $1,005,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $995,000 n/a 0.0%
First Financial Bank $505,000 $990,000 96.0% 0.0%
Grow Financial Federal Credit Union $2,100,000 $985,000 -53.1% 0.0%
RESIDENTIAL BANCORP $205,000 $975,000 375.6% 0.0%
FM Home Loans, LLC $950,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $7,610,000 $930,000 -87.8% 0.0%
ADVANCIAL $920,000 n/a 0.0%
ALL IN $205,000 $900,000 339.0% 0.0%
ALLEGACY FEDERAL CREDIT UNION $2,450,000 $895,000 -63.5% 0.0%
COASTAL Federal Credit Union $800,000 $885,000 10.6% 0.0%
Palmetto State Bank $1,060,000 $885,000 -16.5% 0.0%
FIRST TECHNOLOGY $805,000 $880,000 9.3% 0.0%
RF Renovo Management Company, LLC $875,000 n/a 0.0%
Quontic Bank $870,000 n/a 0.0%
Central Bank $825,000 n/a 0.0%
Choice Financial Group $795,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $780,000 n/a 0.0%
BancorpSouth $770,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $765,000 n/a 0.0%
United Nations Federal Credit Union $765,000 n/a 0.0%
PROPER RATE, LLC $955,000 $760,000 -20.4% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $755,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $750,000 n/a 0.0%
Truliant Federal Credit Union $1,985,000 $720,000 -63.7% 0.0%
DELTA COMMUNITY CREDIT UNION $1,700,000 $715,000 -57.9% 0.0%
Premium Mortgage Corporation $715,000 n/a 0.0%
GMFS LLC $490,000 $710,000 44.9% 0.0%
Elements Financial Federal Credit Union $705,000 n/a 0.0%
Oconee State Bank $705,000 n/a 0.0%
PrimeSouth Bank $695,000 n/a 0.0%
Suncoast Credit Union $405,000 $690,000 70.4% 0.0%
KS StateBank $685,000 n/a 0.0%
DAS Acquisition Company, LLC $2,145,000 $680,000 -68.3% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,450,000 $665,000 -54.1% 0.0%
SWBC MORTGAGE CORPORATION $5,465,000 $660,000 -87.9% 0.0%
SmartBank $655,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $2,790,000 $650,000 -76.7% 0.0%
Baxter Credit Union $2,185,000 $625,000 -71.4% 0.0%
Better Banks $605,000 n/a 0.0%
First Federal Savings and Loan Association of Lakewood $995,000 $605,000 -39.2% 0.0%
First Financial Bank $505,000 $605,000 19.8% 0.0%
Allied First Bank,sb $425,000 $600,000 41.2% 0.0%
CITIZENS EQUITY FIRST $655,000 $590,000 -9.9% 0.0%
Academy Bank $585,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $585,000 n/a 0.0%
Home Mortgage Alliance Corp $585,000 n/a 0.0%
Beeline Loans, Inc. $580,000 n/a 0.0%
Arvest Bank $2,760,000 $575,000 -79.2% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $575,000 $575,000 0.0% 0.0%
Palmetto Citizens Federal Credit Union $575,000 $570,000 -0.9% 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $690,000 $560,000 -18.8% 0.0%
American Airlines Federal Credit Union $685,000 $555,000 -19.0% 0.0%
First Savings Bank $3,670,000 $555,000 -84.9% 0.0%
PS Bank $555,000 n/a 0.0%
City Bank $545,000 n/a 0.0%
CSL Financial, LLC $545,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $1,170,000 $540,000 -53.8% 0.0%
First State Bank $165,000 $525,000 218.2% 0.0%
DEVELOPER'S MORTGAGE COMPANY $910,000 $515,000 -43.4% 0.0%
Kearny Bank $265,000 $515,000 94.3% 0.0%
UNITED HOME LOANS, INC. $515,000 n/a 0.0%
Ballston Spa National Bank $505,000 n/a 0.0%
Bank Five Nine $505,000 n/a 0.0%
First Financial Bank $505,000 $505,000 0.0% 0.0%
Vellum Mortgage, Inc. $630,000 $505,000 -19.8% 0.0%
ACOPIA, LLC $1,040,000 $500,000 -51.9% 0.0%
Aurora Financial, LLC $570,000 $495,000 -13.2% 0.0%
The Farmers & Merchants State Bank $490,000 n/a 0.0%
NJ LENDERS CORP. $1,050,000 $485,000 -53.8% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $485,000 n/a 0.0%
EVANSVILLE TEACHERS $720,000 $460,000 -36.1% 0.0%
Service Federal Credit Union $225,000 $455,000 102.2% 0.0%
DIGITAL Federal Credit Union $975,000 $445,000 -54.4% 0.0%
First National Bank of Brookfield $445,000 $445,000 0.0% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $445,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $1,295,000 $440,000 -66.0% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $605,000 $435,000 -28.1% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $435,000 n/a 0.0%
ONY GLO, INC. $435,000 n/a 0.0%
TruHome Solutions, LLC $740,000 $435,000 -41.2% 0.0%
West Alabama Bank & Trust $425,000 n/a 0.0%
Connexus Credit Union $210,000 $420,000 100.0% 0.0%
Bank of England $415,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $415,000 n/a 0.0%
The Central Trust Bank $1,645,000 $405,000 -75.4% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $415,000 $405,000 -2.4% 0.0%
Bank-Fund Staff Federal Credit Union $385,000 $395,000 2.6% 0.0%
American Mortgage Bank, LLC $385,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $275,000 $385,000 40.0% 0.0%
MTC Federal Credit Union $375,000 n/a 0.0%
NBH Bank $375,000 n/a 0.0%
North State Bank $375,000 n/a 0.0%
ON Q FINANCIAL, INC. $195,000 $375,000 92.3% 0.0%
First Citizens Community Bank $395,000 $370,000 -6.3% 0.0%
First State Bank of St. Charles, Missouri $605,000 $365,000 -39.7% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $65,000 $360,000 453.8% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $355,000 n/a 0.0%
Credence Funding Corporation $235,000 $355,000 51.1% 0.0%
First State Bank $165,000 $355,000 115.2% 0.0%
McKenzie Banking Company $355,000 n/a 0.0%
Meridian Bank Corporation $1,310,000 $355,000 -72.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $305,000 $350,000 14.8% 0.0%
Carter Bank & Trust $685,000 $345,000 -49.6% 0.0%
First Western Trust Bank $1,040,000 $345,000 -66.8% 0.0%
INTERCAP LENDING INC. $725,000 $345,000 -52.4% 0.0%
MORIA DEVELOPMENT, INC. $345,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $245,000 $345,000 40.8% 0.0%
Security Federal Bank $575,000 $345,000 -40.0% 0.0%
Bank of Travelers Rest $405,000 $335,000 -17.3% 0.0%
Extraco Banks $335,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $335,000 n/a 0.0%
North American Savings Bank, F.S.B. $2,525,000 $335,000 -86.7% 0.0%
First American Bank $730,000 $330,000 -54.8% 0.0%
City National Bank of Florida $325,000 n/a 0.0%
Eagle Bank $325,000 n/a 0.0%
Empower Federal Credit Union $325,000 n/a 0.0%
FIRST BANCORP $325,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,110,000 $325,000 -70.7% 0.0%
MICHIGAN FIRST CREDIT UNION $855,000 $325,000 -62.0% 0.0%
POLARIS HOME FUNDING CORP. $585,000 $325,000 -44.4% 0.0%
RBC Bank, (Georgia) $2,665,000 $325,000 -87.8% 0.0%
Community First National Bank $315,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $315,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $315,000 n/a 0.0%
RAPID MORTGAGE COMPANY $1,500,000 $315,000 -79.0% 0.0%
US MORTGAGE CORPORATION $1,245,000 $315,000 -74.7% 0.0%
NORTHROP GRUMMAN Federal Credit Union $55,000 $310,000 463.6% 0.0%
Commercial Bank $305,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $305,000 n/a 0.0%
First Merchants Bank $480,000 $305,000 -36.5% 0.0%
Fulton Bank $1,980,000 $305,000 -84.6% 0.0%
Performance Financial, Inc. $305,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $660,000 $305,000 -53.8% 0.0%
UNIVERSITY CREDIT UNION $245,000 $305,000 24.5% 0.0%
CNB Bank And Trust, N.A. $295,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $265,000 $295,000 11.3% 0.0%
North Shore Trust and Savings $295,000 n/a 0.0%
RANLIFE, INC. $295,000 n/a 0.0%
FIDELITY BANK $285,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $255,000 $285,000 11.8% 0.0%
SOMERSET TRUST COMPANY $285,000 n/a 0.0%
Investmark Mortgage, LLC $275,000 n/a 0.0%
PREMIER LENDING, INC. $295,000 $275,000 -6.8% 0.0%
USAlliance Federal Credit Union $275,000 n/a 0.0%
Eagle Bank and Trust Company $265,000 n/a 0.0%
First Bank $9,590,000 $265,000 -97.2% 0.0%
First IC Corporation $265,000 n/a 0.0%
Pinnacle Bank $115,000 $265,000 130.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $265,000 n/a 0.0%
AFFINITY $255,000 n/a 0.0%
Atlantic Union Bank $615,000 $255,000 -58.5% 0.0%
Belmont Savings Bank $255,000 n/a 0.0%
Clearview Federal Credit Union $365,000 $255,000 -30.1% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $245,000 $255,000 4.1% 0.0%
FIRST CHOICE MORTGAGE, INC. $255,000 n/a 0.0%
UIF CORPORATION $305,000 $255,000 -16.4% 0.0%
CrossFirst Bank $245,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $725,000 $245,000 -66.2% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $55,000 $235,000 327.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $235,000 n/a 0.0%
Signature Federal Credit Union $185,000 $235,000 27.0% 0.0%
Ukrainian Selfreliance Federal Credit Union $245,000 $235,000 -4.1% 0.0%
FREEDOM FIRST $225,000 n/a 0.0%
Gulf Coast Bank and Trust Company $630,000 $225,000 -64.3% 0.0%
Merchants Mortgage & Trust Corporation $215,000 n/a 0.0%
Network Funding, L.P. $235,000 $215,000 -8.5% 0.0%
The First National Bank of Pandora $215,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,250,000 $215,000 -90.4% 0.0%
Valley National Bank $2,505,000 $205,000 -91.8% 0.0%
ANDREWS FEDERAL CREDIT UNION $195,000 n/a 0.0%
Brighton Bank $710,000 $195,000 -72.5% 0.0%
Home Loan Investment Bank, F.S.B. $195,000 $195,000 0.0% 0.0%
Watermark Capital, Inc. $195,000 n/a 0.0%
ENVOY MORTGAGE, LTD $830,000 $185,000 -77.7% 0.0%
PAWTUCKET $185,000 n/a 0.0%
Berkshire Bank $175,000 n/a 0.0%
GEORGIA UNITED $175,000 n/a 0.0%
AgSouth Farm Credit, ACA $295,000 $165,000 -44.1% 0.0%
Ardent Federal Credit Union $155,000 n/a 0.0%
CAROLINA TRUST FEDERAL CREDIT UNION $155,000 n/a 0.0%
SUMMIT FUNDING, INC. $885,000 $155,000 -82.5% 0.0%
York Traditions Bank $155,000 n/a 0.0%
AGRICULTURE Federal Credit Union $145,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $145,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $145,000 n/a 0.0%
S. C. TELCO $1,130,000 $145,000 -87.2% 0.0%
AmRes Corporation $670,000 $135,000 -79.9% 0.0%
GVC MORTGAGE, INC. $135,000 n/a 0.0%
HANSCOM $85,000 $130,000 52.9% 0.0%
BOND STREET MORTGAGE, LLC $185,000 $125,000 -32.4% 0.0%
Tyndall Federal Credit Union $125,000 n/a 0.0%
MLD MORTGAGE INC. $405,000 $115,000 -71.6% 0.0%
Pinnacle Bank $115,000 $115,000 0.0% 0.0%
Goldwater Bank, N.A. $455,000 $105,000 -76.9% 0.0%
ITHINK FINANCIAL Credit Union $105,000 n/a 0.0%
The Conway National Bank $285,000 $105,000 -63.2% 0.0%
United States Senate Federal Credit Union $85,000 $105,000 23.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $230,000 $95,000 -58.7% 0.0%
WINGS FINANCIAL $330,000 $85,000 -74.2% 0.0%
ATLANTA POSTAL $75,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $345,000 $75,000 -78.3% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $235,000 $75,000 -68.1% 0.0%
CORPORATE AMERICA FAMILY $70,000 n/a 0.0%
CAMPUS USA $65,000 n/a 0.0%
Deere Employees Credit Union $445,000 $65,000 -85.4% 0.0%
TOGETHER CREDIT UNION $65,000 n/a 0.0%
GTE Federal Credit Union $1,830,000 $55,000 -97.0% 0.0%
HONDA Federal Credit Union $55,000 $35,000 -36.4% 0.0%
First Federal Bank of Kansas City $15,000 n/a 0.0%

CHARLESTON - NORTH CHARLESTON's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 4.4% market share. In second place, with 3.6%, is QUICKEN LOANS, LLC, having originated $344,690,000 in loans. In third place, with 3.5%, is First-Citizens Bank & Trust Company, having originated $337,220,000 in loans. In fourth place, with 3.1%, is EAGLE HOME MORTGAGE, LLC, having originated $298,350,000 in loans. In fifth place, with 2.6%, is South State Bank, having originated $248,755,000 in loans.


CHARLESTON - NORTH CHARLESTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHARLESTON - NORTH CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $393,945 (5.2%) $666,998 (3.0%) 1.46 4,315
2018-02-01 $398,615 (3.7%) $671,931 (2.0%) 1.45 4,444
2018-03-01 $400,000 (0.0%) $690,847 (1.9%) 1.40 4,595
2018-04-01 $409,450 (-0.1%) $701,666 (2.9%) 1.39 4,743
2018-05-01 $417,000 (4.0%) $699,033 (2.9%) 1.39 4,819
2018-06-01 $411,760 (3.1%) $699,625 (3.3%) 1.37 4,902
2018-07-01 $409,425 (2.4%) $685,760 (2.2%) 1.37 4,934
2018-08-01 $399,125 (-0.2%) $677,912 (0.8%) 1.34 4,936
2018-09-01 $399,000 (0.7%) $670,709 (0.4%) 1.34 5,020
2018-10-01 $390,000 (-1.4%) $657,703 (-0.4%) 1.32 5,187
2018-11-01 $389,000 (-1.5%) $654,672 (-0.4%) 1.32 5,257
2018-12-01 $385,000 (-2.5%) $648,741 (-2.7%) 1.33 4,969
2019-01-01 $387,835 (-1.6%) $648,218 (-2.8%) 1.34 4,844
2019-02-01 $399,700 (0.3%) $663,664 (-1.2%) 1.35 4,946
2019-03-01 $404,836 (1.2%) $671,805 (-2.8%) 1.32 5,107
2019-04-01 $413,209 (0.9%) $683,737 (-2.6%) 1.31 5,281
2019-05-01 $416,700 (-0.1%) $689,765 (-1.3%) 1.30 5,270
2019-06-01 $419,000 (1.8%) $693,830 (-0.8%) 1.31 5,290
2019-07-01 $419,500 (2.5%) $697,059 (1.7%) 1.31 5,193
2019-08-01 $414,273 (3.8%) $691,066 (1.9%) 1.31 5,136
2019-09-01 $405,682 (1.7%) $681,680 (1.6%) 1.30 5,091
2019-10-01 $399,450 (2.4%) $676,288 (2.8%) 1.29 5,042
2019-11-01 $399,000 (2.6%) $681,384 (4.1%) 1.31 4,926
2019-12-01 $398,840 (3.6%) $680,979 (5.0%) 1.33 4,609
2020-01-01 $399,450 (3.0%) $680,482 (5.0%) 1.33 4,308
2020-02-01 $408,637 (2.2%) $694,666 (4.7%) 1.34 4,288
2020-03-01 $424,000 (4.7%) $700,203 (4.2%) 1.33 4,363
2020-04-01 $413,448 (0.1%) $684,621 (0.1%) 1.30 4,448
2020-05-01 $425,000 (2.0%) $702,207 (1.8%) 1.29 4,308
2020-06-01 $429,000 (2.4%) $721,671 (4.0%) 1.26 3,946
2020-07-01 $434,500 (3.6%) $742,908 (6.6%) 1.26 3,608
2020-08-01 $439,500 (6.1%) $766,423 (10.9%) 1.26 3,314
2020-09-01 $444,260 (9.5%) $768,487 (12.7%) 1.27 3,063
2020-10-01 $435,000 (8.9%) $778,325 (15.1%) 1.25 2,930
2020-11-01 $434,500 (8.9%) $789,870 (15.9%) 1.27 2,740
2020-12-01 $439,923 (10.3%) $804,344 (18.1%) 1.31 2,456
2021-01-01 $450,000 (12.7%) $825,770 (21.4%) 1.34 2,039
2021-02-01 $498,000 (21.9%) $883,554 (27.2%) 1.45 1,553
2021-03-01 $496,085 (17.0%) $930,902 (33.0%) 1.41 1,411
2021-04-01 $503,225 (21.7%) $1,027,130 (50.0%) 1.36 1,291
2021-05-01 $531,995 (25.2%) $1,092,470 (55.6%) 1.41 1,216
2021-06-01 $525,000 (22.4%) $1,036,949 (43.7%) 1.38 1,337
2021-07-01 $491,580 (13.1%) $929,946 (25.2%) 1.30 1,593
2021-08-01 $477,450 (8.6%) $890,495 (16.2%) 1.27 1,695
2021-09-01 $454,394 (2.3%) $827,754 (7.7%) 1.21 1,726
2021-10-01 $474,450 (9.1%) $861,184 (10.7%) 1.27 1,572
2021-11-01 $465,755 (7.2%) $867,003 (9.8%) 1.24 1,495
2021-12-01 $467,450 (6.3%) $934,787 (16.2%) 1.27 1,258
2022-01-01 $480,000 (6.7%) $992,618 (20.2%) 1.30 994
2022-02-01 $509,900 (2.4%) $1,090,402 (23.4%) 1.33 817
2022-03-01 $516,238 (4.1%) $1,108,814 (19.1%) 1.29 837
2022-04-01 $530,000 (5.3%) $1,085,844 (5.7%) 1.26 888
2022-05-01 $546,000 (2.6%) $1,053,576 (-3.6%) 1.25 1,170
2022-06-01 $549,000 (4.6%) $1,037,782 (0.1%) 1.22 1,583
2022-07-01 $524,400 (6.7%) $971,783 (4.5%) 1.18 2,014
2022-08-01 $506,733 (6.1%) $927,207 (4.1%) 1.17 2,193
2022-09-01 $500,000 (10.0%) $916,843 (10.8%) 1.17 2,236
2022-10-01 $489,900 (3.3%) $899,714 (4.5%) 1.15 2,446
2022-11-01 $485,445 (4.2%) $894,013 (3.1%) 1.17 2,552
2022-12-01 $479,900 (2.7%) $908,381 (-2.8%) 1.18 2,406
2023-01-01 $479,902 (0.0%) $911,593 (-8.2%) 1.19 2,154
2023-02-01 $497,450 (-2.4%) $985,984 (-9.6%) 1.20 1,950
2023-03-01 $516,672 (0.1%) $1,012,478 (-8.7%) 1.22 1,887
2023-04-01 $538,995 (1.7%) $1,021,015 (-6.0%) 1.25 1,853
2023-05-01 $557,056 (2.0%) $1,073,160 (1.9%) 1.26 1,768
2023-06-01 $554,917 (1.1%) $1,075,972 (3.7%) 1.25 1,910
2023-07-01 $550,000 (4.9%) $1,043,550 (7.4%) 1.25 1,952
2023-08-01 $531,993 (5.0%) $1,006,706 (8.6%) 1.22 2,074
2023-09-01 $525,000 (5.0%) $1,009,585 (10.1%) 1.22 2,318
2023-10-01 $538,248 (9.9%) $1,031,863 (14.7%) 1.27 2,429
2023-11-01 $519,000 (6.9%) $1,000,884 (12.0%) 1.24 2,559
2023-12-01 $500,000 (4.2%) $989,082 (8.9%) 1.22 2,442
2024-01-01 $499,000 (4.0%) $990,800 (8.7%) 1.22 2,243
2024-02-01 $494,500 (-0.6%) $987,444 (0.2%) 1.19 2,257
2024-03-01 $507,547 (-1.8%) $1,009,656 (-0.3%) 1.19 2,361
2024-04-01 $523,350 (-2.9%) $1,037,289 (1.6%) 1.22 2,492
2024-05-01 $529,225 (-5.0%) $1,076,271 (0.3%) 1.20 2,718
2024-06-01 $529,000 (-4.7%) $1,077,400 (0.1%) 1.20 2,854
2024-07-01 $519,995 (-5.5%) $1,032,138 (-1.1%) 1.19 3,063
2024-08-01 $510,000 (-4.1%) $988,171 (-1.8%) 1.19 3,188
2024-09-01 $530,000 (1.0%) $1,016,840 (0.7%) 1.25 3,121
2024-10-01 $535,000 (-0.6%) $1,014,709 (-1.7%) 1.26 3,214
2024-11-01 $535,000 (3.1%) $999,510 (-0.1%) 1.28 3,226
2024-12-01 $524,999 (5.0%) $967,219 (-2.2%) 1.30 2,923
2025-01-01 $508,000 (1.8%) $957,960 (-3.3%) 1.27 2,796
2025-02-01 $504,808 (2.1%) $964,929 (-2.3%) 1.23 2,971
2025-03-01 $499,995 (-1.5%) $971,604 (-3.8%) 0.00 3,334
CHARLESTON - NORTH CHARLESTON's median listing price for 2025-03-01 was $499,995, a difference of $-7,552 (-1.5%) versus the prior year and $-4,813 versus the prior month.

CHARLESTON - NORTH CHARLESTON's median listing price comes in at 0% of the national average.

CHARLESTON - NORTH CHARLESTON's average listing price for 2025-03-01 was $971,604, a difference of $-38,052 (-3.8%) versus the prior year and $6,675 versus the prior month.

For the 2025-03-01 period, CHARLESTON - NORTH CHARLESTON had 3,334 MLS listings, a difference of 363 listings (12%) versus the prior month and 973 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLESTON - NORTH CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 2,277 sqft
2018-02-01 82 days 2,295 sqft
2018-03-01 56 days 2,300 sqft
2018-04-01 58 days 2,313 sqft
2018-05-01 59 days 2,309 sqft
2018-06-01 60 days 2,302 sqft
2018-07-01 64 days 2,283 sqft
2018-08-01 67 days 2,245 sqft
2018-09-01 73 days 2,207 sqft
2018-10-01 72 days 2,176 sqft
2018-11-01 75 days 2,144 sqft
2018-12-01 78 days 2,135 sqft
2019-01-01 86 days 2,136 sqft
2019-02-01 77 days 2,159 sqft
2019-03-01 65 days 2,178 sqft
2019-04-01 58 days 2,209 sqft
2019-05-01 61 days 2,226 sqft
2019-06-01 63 days 2,217 sqft
2019-07-01 66 days 2,218 sqft
2019-08-01 70 days 2,202 sqft
2019-09-01 72 days 2,189 sqft
2019-10-01 74 days 2,180 sqft
2019-11-01 74 days 2,148 sqft
2019-12-01 80 days 2,140 sqft
2020-01-01 86 days 2,139 sqft
2020-02-01 74 days 2,148 sqft
2020-03-01 54 days 2,176 sqft
2020-04-01 59 days 2,183 sqft
2020-05-01 69 days 2,226 sqft
2020-06-01 65 days 2,238 sqft
2020-07-01 59 days 2,233 sqft
2020-08-01 54 days 2,215 sqft
2020-09-01 53 days 2,200 sqft
2020-10-01 52 days 2,174 sqft
2020-11-01 53 days 2,134 sqft
2020-12-01 60 days 2,137 sqft
2021-01-01 66 days 2,148 sqft
2021-02-01 46 days 2,104 sqft
2021-03-01 36 days 2,127 sqft
2021-04-01 33 days 2,172 sqft
2021-05-01 29 days 2,170 sqft
2021-06-01 23 days 2,148 sqft
2021-07-01 24 days 2,170 sqft
2021-08-01 30 days 2,116 sqft
2021-09-01 31 days 2,104 sqft
2021-10-01 37 days 2,090 sqft
2021-11-01 37 days 2,091 sqft
2021-12-01 44 days 2,093 sqft
2022-01-01 53 days 2,148 sqft
2022-02-01 22 days 2,165 sqft
2022-03-01 16 days 2,172 sqft
2022-04-01 16 days 2,166 sqft
2022-05-01 15 days 2,211 sqft
2022-06-01 21 days 2,214 sqft
2022-07-01 28 days 2,221 sqft
2022-08-01 36 days 2,218 sqft
2022-09-01 43 days 2,206 sqft
2022-10-01 45 days 2,185 sqft
2022-11-01 47 days 2,175 sqft
2022-12-01 58 days 2,164 sqft
2023-01-01 69 days 2,188 sqft
2023-02-01 60 days 2,208 sqft
2023-03-01 44 days 2,222 sqft
2023-04-01 38 days 2,245 sqft
2023-05-01 40 days 2,262 sqft
2023-06-01 37 days 2,298 sqft
2023-07-01 39 days 2,263 sqft
2023-08-01 43 days 2,193 sqft
2023-09-01 42 days 2,164 sqft
2023-10-01 45 days 2,151 sqft
2023-11-01 45 days 2,107 sqft
2023-12-01 57 days 2,100 sqft
2024-01-01 64 days 2,100 sqft
2024-02-01 48 days 2,100 sqft
2024-03-01 39 days 2,106 sqft
2024-04-01 39 days 2,119 sqft
2024-05-01 38 days 2,150 sqft
2024-06-01 43 days 2,178 sqft
2024-07-01 45 days 2,158 sqft
2024-08-01 51 days 2,112 sqft
2024-09-01 50 days 2,099 sqft
2024-10-01 50 days 2,081 sqft
2024-11-01 56 days 2,020 sqft
2024-12-01 62 days 2,013 sqft
2025-01-01 66 days 1,986 sqft
2025-02-01 55 days 2,000 sqft
2025-03-01 0 days 1,995 sqft
CHARLESTON - NORTH CHARLESTON's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

CHARLESTON - NORTH CHARLESTON's median square footage for active listings during the 2025-03-01 period was 1,995 sqft. One year prior, the average listing was 2,106 sqft.

CHARLESTON-NORTH CHARLESTON, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 14,692 $6,912,880,000 $470,520
Cash Out Refi 3,207 $931,785,000 $290,547
Refi 2,245 $1,131,815,000 $504,149
Home Improvement 1,851 $278,985,000 $150,721
Other 1,515 $338,205,000 $223,238
NA 6 $2,580,000 $430,000

Charleston - North Charleston's most frequently cited loan purpose was Home Purchase, with 14,692 originations. The 2nd most popular reason was Cash Out Refi, with 3,207 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 9,618 $4,224,960,000 $439,276
5-6% 4,496 $2,288,480,000 $509,004
Over 8% 3,798 $703,860,000 $185,324
7-8% 3,659 $1,511,555,000 $413,106
4-5% 1,026 $467,600,000 $455,750
<2.5% 286 $13,030,000 $45,559
3-4% 191 $75,195,000 $393,691
2.5-3% 23 $8,465,000 $368,043

During 2024, Charleston - North Charleston's most frequently originated rate bucket was 6-7%, with 9,618 originations.

Loan Sizing (CHARLESTON-NORTH CHARLESTON, SC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 10,208 $3,096,290,000 $303,320
$400k-600k 4,162 $1,984,950,000 $476,922
$100k-200k 3,230 $458,250,000 $141,873
$100,000 or less 3,035 $166,945,000 $55,007
$600k-1000k 1,825 $1,343,655,000 $736,249
$Over $1MM 1,056 $2,546,160,000 $2,411,136

CHARLESTON - NORTH CHARLESTON's loan sizing saw the bucket of loans from $200k-400k with 10,208 originations, totaling $3,096,290,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,276 $3,874,580,000 $417,699
60-80% 4,714 $2,625,150,000 $556,884
Under 20% 3,540 $346,540,000 $97,893
20-40% 2,334 $607,660,000 $260,351
40-60% 2,092 $1,384,330,000 $661,726
Over 100% 819 $338,615,000 $413,449

CHARLESTON - NORTH CHARLESTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,276 originations, totaling $3,874,580,000 in origination value.