CHARLESTON - NORTH CHARLESTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charleston - North Charleston averaged 7.25% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.21% and one month ago for the week of 2026-10-01, the average rate was 7.45%.

Charleston - North Charleston's average rate one year ago was 6.04%.

For refis of the same type during the week of 2026-11-05, the average rate was 6.83%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Charleston - North Charleston 30 Year Fixed Rate 2026-11-05 7.25%
Charleston - North Charleston 30 Year Fixed Rate Refi 2026-11-05 6.83%
Charleston - North Charleston 15 Year Fixed Rate 2026-11-05 6.55%
Charleston - North Charleston 15 Year Fixed Rate Refi 2026-11-05 6.37%
Charleston - North Charleston 30 Year FHA 2026-11-05 6.25%
Charleston - North Charleston 30 Year FHA Refi 2026-11-05 6.76%
Charleston - North Charleston 30 Year USDA 2026-11-05 5.52%
Charleston - North Charleston 30 Year USDA Refi 2026-11-05 6.9%
Charleston - North Charleston 30 Year VA 2026-11-05 6.63%
Charleston - North Charleston 30 Year VA Refi 2026-11-05 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLESTON-NORTH CHARLESTON, SC.

CHARLESTON - NORTH CHARLESTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLESTON-NORTH CHARLESTON, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
QUICKEN LOANS, LLC 569 6.57% $7,782
EAGLE HOME MORTGAGE, LLC 434 6.25% $6,653
UNITED WHOLESALE MORTGAGE, LLC 326 6.55% $9,087
Fifth Third Bank 288 6.21% $6,164
CAROLINA ONE MORTGAGE, LLC 278 6.66% $6,093
CMG MORTGAGE, INC. 275 6.70% $6,473
Ameris Bank 238 6.60% $7,093
First-Citizens Bank & Trust Company 235 6.25% $6,795
SOUTH CAROLINA FEDERAL CREDIT UNION 214 6.18% $9,826
PULTE MORTGAGE LLC 213 6.19% $1,088
Renasant Bank 191 6.63% $6,595
South State Bank 190 6.29% $5,836
MOVEMENT MORTGAGE, LLC 179 6.54% $7,857
CROSSCOUNTRY MORTGAGE, LLC 170 6.87% $7,259
JPMorgan Chase Bank 169 6.35% $4,914
Bank of America 143 5.89% $5,410
NAVY FEDERAL CREDIT UNION 128 6.58% $5,763
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 123 6.71% $7,082
Wells Fargo Bank 119 6.08% $6,606
HOMESIDE FINANCIAL, LLC 117 6.74% $7,485
First National Bank of Pennsylvania 115 6.21% $5,289
Pinnacle Bank 112 6.39% $5,943
VANDERBILT MORTGAGE AND FINANCE, INC. 112 6.15% $7,602
Atlantic Coast Mortgage, LLC 107 6.74% $7,242
GUILD MORTGAGE COMPANY 105 6.52% $7,251
REV FEDERAL CREDIT UNION 102 6.36% $8,420
LOANDEPOT.COM, LLC 94 6.36% $7,901
PENNYMAC LOAN SERVICES, LLC 92 6.54% $8,277
Truist 91 6.30% $6,378
First Reliance Bank 90 6.63% $5,142
FIRST HOME MORTGAGE CORPORATION 89 6.65% $7,350
GUARANTEED RATE, INC. 87 6.61% $7,238
NEWREZ LLC 85 6.72% $7,873
DIRECT MORTGAGE LOANS, LLC 85 6.70% $9,066
NORTHPOINT MORTGAGE, INC. 76 6.71% $5,150
TD Bank 73 6.11% $4,620
Morgan Stanley Private Bank 71 5.94% $5,469
PRIMELENDING, A PLAINSCAPITAL COMPANY 70 6.66% $6,673
JET HOMELOANS, LLC 69 6.20% $6,994
SENTE MORTGAGE, INC. 67 6.64% $9,382
CALCON MUTUAL MORTGAGE LLC 67 6.31% $13,020
First Heritage Mortgage, LLC 62 6.42% $6,605
DHI MORTGAGE COMPANY, LTD. 60 5.48% $3,062
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 59 6.74% $6,259
ARK-LA-TEX FINANCIAL SERVICES, LLC. 54 6.74% $4,553
Mr. Cooper ( Nationstar Mortgage ) 53 6.68% $7,308
ServisFirst Bank 51 6.71% $5,735
Barley Mortgage, LLC 50 6.57% $3,902
Southern First Bank 49 6.54% $5,143
Regions Bank 49 6.31% $7,847
A&D Mortgage LLC 44 6.82% $8,388
VELOCIO MORTGAGE L.L.C. 43 5.74% $8,072
U.S. Bank 42 6.36% $8,026
The Loan Store, Inc. 41 6.75% $7,848
Prosperity Home Mortgage, LLC 38 6.76% $6,280
BROKER SOLUTIONS, INC. 36 6.76% $7,598
TBI MORTGAGE COMPANY 36 6.57% $9,408
AMERICAN FINANCIAL NETWORK, INC. 35 6.81% $7,880
Northpointe Bank 35 6.96% $7,395
GUARANTEED RATE AFFINITY, LLC 35 6.48% $6,258
MUTUAL OF OMAHA MORTGAGE, INC. 34 6.46% $9,425
PNC Bank 32 6.45% $5,991
AMERICAN FINANCIAL RESOURCES, INC. 31 6.47% $7,969
PROVIDENT FUNDING ASSOCIATES, L.P. 31 6.36% $4,867
Charles Schwab Bank, SSB 31 5.50% $5,278
United Community Bank 31 6.60% $5,925
SeaTrust Mortgage Company 29 6.73% $5,632
UBS Bank USA 28 5.78% $6,364
ZILLOW HOME LOANS, LLC 26 6.38% $6,863
RESIDENTIAL WHOLESALE MORTGAGE, INC. 25 6.71% $5,225
INTERCOASTAL MORTGAGE COMPANY 24 6.71% $6,660
Residential Mortgage Solutions, Inc. 23 6.50% $8,138
First National Bank of America 23 9.67% $13,108
Integrity Home Mortgage Corp 22 6.15% $11,511
NBKC BANK 22 6.48% $3,776
STATE EMPLOYEES' 21 5.65% $4,905
NATION ONE MORTGAGE CORPORATION 21 6.76% $21,656
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 21 6.59% $8,713
PLAZA HOME MORTGAGE, INC. 19 6.63% $8,670
FREEDOM MORTGAGE CORPORATION 19 6.68% $9,512
LENOX FINANCIAL MORTGAGE CORPORATION 19 6.40% $6,685
Citibank 18 5.68% $8,008
NFM, INC. 18 6.88% $9,549
NEXERA HOLDING LLC 18 7.29% $16,889
United Bank 18 6.00% $4,902
ANGEL OAK MORTGAGE SOLUTIONS LLC 17 7.10% $14,395
Boeing Employees Credit Union 17 6.24% $5,542
The Huntington National Bank 17 6.54% $6,988
UNION HOME MORTGAGE CORP. 16 6.63% $7,674
Alcova Mortgage LLC 15 6.81% $4,723
AMERISAVE MORTGAGE CORPORATION 15 6.89% $8,829
AFFORDABLE MORTGAGE ADVISORS, LLC. 15 6.68% $9,125
FOUNDERS FEDERAL CREDIT UNION 15 6.33% $4,714
Stifel Bank and Trust 15 5.83% $4,814
PREMIA MORTGAGE, LLC 15 6.20% $3,290
Synovus Bank 15 6.07% $6,431
Mortgage Lenders Investment Trading Corporation 14 6.71% $10,110
JMAC LENDING, INC. 14 6.59% $9,445
DELMAR FINANCIAL COMPANY 14 6.82% $5,326
ROYAL UNITED MORTGAGE LLC 14 6.96% $7,982
Citizens Bank 14 6.47% $7,549
USAA Federal Savings Bank 14 6.73% $7,566
Commerce Home Mortgage, Inc. 14 8.24% $20,896
NATIONWIDE MORTGAGE BANKERS, INC. 13 6.73% $7,290
Assurance Financial Group, L.L.C. 13 6.86% $5,946
Raymond James Bank 13 5.62% $4,701
GARDNER FINANCIAL SERVICES, LTD. 13 6.48% $10,620
Flagstar Bank, FSB 13 6.69% $3,901
First Horizon Bank 12 6.46% $11,165
AMERICAN PACIFIC MORTGAGE CORPORATION 12 7.11% $11,744
NP, Inc. 12 7.47% $16,003
CPM Federal Credit Union 11 5.71% $7,189
Mortgage Research Center, LLC 11 6.55% $4,814
Paramount Residential Mortgage Group, Inc. 11 6.29% $11,214
Towne Bank 11 6.80% $10,917
Century Mortgage Company DBA Century Lending Company 10 6.60% $8,486
BETTER MORTGAGE CORPORATION 10 6.50% $4,754
First Palmetto Bank 10 6.42% $4,795
Goldman Sachs Bank USA 9 5.53% $8,497
General Mortgage Capital Corporation 9 6.66% $5,413
T2 FINANCIAL LLC 9 6.60% $7,756
BAYER HERITAGE 9 5.58% $4,735
RESOURCE FINANCIAL SERVICES, INC. 9 6.61% $8,612
FIRST COMMUNITY MORTGAGE, INC. 9 7.02% $12,574
ABSOLUTE HOME MORTGAGE CORPORATION 9 7.01% $8,841
SHELTER LENDING SERVICES, L.L.C. 8 7.23% $4,191
21ST MORTGAGE CORPORATION 8 8.46% $6,494
Plains Commerce Bank 8 6.75% $7,396
Mortgage Assurance Inc. 8 6.69% $8,287
CARDINAL FINANCIAL 8 6.69% $7,405
ARC HOME LLC 8 7.66% $21,129
American Security Mortgage Corp. 8 6.30% $6,071
LAKEVIEW LOAN SERVICING, LLC 8 6.57% $7,334
Leader Bank 8 6.55% $4,674
SOUTHERN TRUST MORTGAGE, LLC 7 6.73% $7,148
NexBank 7 6.25% $11,974
TOWNE MORTGAGE COMPANY 7 7.07% $7,963
Sierra Pacific Mortgage Company, Inc. 7 6.84% $6,271
First Federal Bank 7 6.14% $4,862
University Bank 7 6.32% $5,636
RELIANCE FIRST CAPITAL, LLC 7 6.98% $8,593
HOMEOWNERS FINANCIAL GROUP USA, LLC 7 6.70% $7,188
PREMIER LENDING, INC. 7 6.80% $5,475
KeyBank 6 7.00% $5,592
NATIONS DIRECT MORTGAGE, LLC 6 6.51% $11,589
First Community Bank 6 6.83% $6,567
MID AMERICA MORTGAGE, INC. 6 7.25% $21,894
UNITED MORTGAGE CORP 6 6.94% $9,592
Presidential Bank, FSB 6 6.37% $11,104
CITY FIRST MORTGAGE SERVICES, L.L.C. 6 6.87% $6,584
LOANPAL, LLC 6 6.73% $9,023
Barrington Bank & Trust Company, N.A. 6 6.81% $8,865
M&T Bank 6 6.08% $5,757
Baxter Credit Union 6 6.21% $6,302
DEEPHAVEN MORTGAGE LLC 6 7.67% $15,972
MORTGAGE EQUITY PARTNERS LLC 6 6.85% $7,414
LEGEND LENDING CORPORATION 6 7.08% $9,478
HOMESTEAD FUNDING CORP. 6 6.46% $3,552
AgFirst Farm Credit Bank 6 6.44% $8,582
BNY Mellon 5 6.08% $6,777
Citadel Servicing Corporation 5 7.45% $17,480
CHURCHILL MORTGAGE CORPORATION 5 7.03% $5,953
Hometown Equity Mortgage, LLC 5 7.53% $16,415
City National Bank 5 5.41% $6,314
Strong Home Mortgage, LLC 5 6.45% $1,901
SIRVA MORTGAGE, INC. 5 6.73% $1,253
ALLIED MORTGAGE GROUP, INC. 5 6.67% $3,817
Kwik Mortgage Corporation 5 6.23% $4,934
Bethpage Federal Credit Union 5 5.93% $4,708
Countybank 5 6.47% $7,187
Atlantic Union Bank 5 6.68% $8,351
V.I.P. MORTGAGE, INC. 5 6.38% $8,152
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 6.75% $7,461
AMERICAN HERITAGE LENDING, INC. 5 7.35% $18,194
CANOPY MORTGAGE, LLC 5 6.65% $11,112
ALLIANT CREDIT UNION 5 6.00% $4,406
Carrington Mortgage Services, LLC 4 6.53% $11,352
Nations Lending Corporation 4 6.00% $7,489
LAFAYETTE FEDERAL CREDIT UNION 4 6.13% $6,181
The Federal Savings Bank 4 6.81% $6,743
NVR Mortgage Finance, Inc. 4 6.31% $9,058
BAY EQUITY LLC 4 6.34% $9,529
PHH Mortgage Corporation 4 6.06% $6,724
CAPITAL CENTER, L.L.C. 4 6.13% $604
TJC Mortgage, Inc. 4 6.75% $5,810
TOTAL MORTGAGE SERVICES, LLC 4 6.47% $6,162
RADIUS FINANCIAL GROUP INC. 4 6.59% $5,262
First Option Mortgage, LLC 4 9.53% $10,299
TRIAD FINANCIAL SERVICES, INC. 4 9.64% $8,028
Wolfe Financial, Inc 4 7.13% $7,463
BMO Harris Bank 4 6.41% $5,515
AmeriHome Mortgage Company, LLC 4 6.50% $8,657
Old National Bank 4 6.09% $5,275
PREMIER MORTGAGE RESOURCES, L.L.C. 3 6.79% $4,614
AMERICAN INTERNET MORTGAGE, INC. 3 5.79% $13,766
SAFE FEDERAL CREDIT UNION 3 6.04% $3,563
CHEVRON 3 6.08% $3,607
FBC MORTGAGE, LLC 3 6.38% $3,568
Farmers Bank & Trust 3 6.00% $6,211
EMM LOANS LLC 3 6.63% $6,709
EASTMAN 3 6.75% $5,239
Grow Financial Federal Credit Union 3 5.83% $4,720
GSF Mortgage Corporation 3 6.62% $11,099
AMERITRUST MORTGAGE CORPORATION 3 6.79% $15,244
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.66% $7,848
Arthur State Bank 3 7.47% $20,626
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.63% $6,542
HOMEXPRESS MORTGAGE CORP. 3 7.63% $16,733
FirstBank 3 6.33% $10,414
NEW WAVE LENDING GROUP INC 3 7.38% $9,775
Ixonia Bank 3 6.79% $8,163
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 5.67% $5,931
Advisors Mortgage Group, L.L.C. 3 6.88% $4,606
BAYCOAST MORTGAGE COMPANY, LLC 3 6.58% $4,672
First Financial Bank 3 6.13% $8,070
Capital Bank 3 5.91% $5,009
S1L, Inc. 2 7.19% $8,873
City National Bank of Florida 2 6.31% $6,364
COMPASS MORTGAGE, INC. 2 7.19% $5,300
CORNING 2 5.88% $3,675
DAS Acquisition Company, LLC 2 6.50% $13,809
DEVELOPER'S MORTGAGE COMPANY 2 6.50% $4,732
East Coast Capital Corp. 2 7.25% $5,466
EQUITY RESOURCES, INC. 2 6.63% $3,612
EVANSVILLE TEACHERS 2 6.88% $3,663
EVERETT FINANCIAL, INC. 2 6.63% $6,559
First Bank 2 6.56% $3,895
First Merchants Bank 2 6.50% $4,360
Fulton Bank 2 6.25% $8,245
Gateway First Bank 2 6.69% $5,007
GoPrime Mortgage, Inc. 2 6.31% $4,990
Gulf Coast Bank and Trust Company 2 6.81% $4,172
Keystone Funding, Inc. 2 6.69% $9,076
LAKE MICHIGAN CREDIT UNION 2 6.13% $6,166
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.69% $10,568
MEMBERS 1ST FEDERAL CREDIT UNION 2 7.38% $5,419
MICHIGAN MUTUAL, INC. 2 7.44% $14,163
MID-ISLAND MORTGAGE CORP. 2 7.25% $6,497
Midwest BankCentre 2 6.50% $5,052
MORTGAGE INVESTORS GROUP, INC. 2 6.68% $3,785
BancorpSouth 2 6.50% $5,236
NMSI, INC. 2 6.63% $10,769
Axos Bank 2 6.38% $1,648
ONY GLO, INC. 2 6.19% $13,840
Palmetto Citizens Federal Credit Union 2 5.69% $7,410
Performance Financial, Inc. 2 7.44% $10,358
S. C. STATE FEDERAL CREDIT UNION 2 6.13% $6,931
American Airlines Federal Credit Union 2 6.63% $2,519
The Central Trust Bank 2 5.88% $16,830
THE MORTGAGE FIRM, INC. 2 7.00% $5,082
The Park National Bank 2 7.06% $5,380
Third Federal Savings and Loan Association of Cleveland 2 6.00% $8,006
TOWER 2 5.50% $4,536
United Nations Federal Credit Union 2 5.75% $4,967
Valley National Bank 2 6.44% $8,233
Vellum Mortgage, Inc. 2 6.56% $6,799
Watermark Capital, Inc. 2 6.50% $4,735
ADVANCIAL 1 7.38% $9,990
Orrstown Bank 1 5.75% $6,823
US MORTGAGE CORPORATION 1 5.99% $4,696
Meridian Bank Corporation 1 7.25% $9,987
Merchants Bank of Indiana 1 6.13% $6,299
PENTAGON FEDERAL CREDIT UNION 1 6.50% $5,061
Civista Bank 1 5.63% $5,788
Luxury Mortgage Corp. 1 6.63% $20,871
Logan Finance Corporation 1 7.00% $15,801
Loan Simple, Inc. 1 6.13% $9,123
PLANET HOME LENDING, LLC 1 6.99% $9,365
LCNB National Bank 1 6.38% $3,887
PLUS RELOCATION MORTGAGE, LLC 1 6.38% $6,923
BAYSHORE MORTGAGE FUNDING, LLC 1 6.62% $10,290
BEEHIVE 1 6.25% $5,093
JAMS-01, INC. 1 7.00% $4,969
1st Colonial Community Bank 1 6.63% $5,546
Premium Mortgage Corporation 1 6.99% $5,031
HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.75% $4,847
HOME TOWN FUNDING, INC. 1 6.50% $4,361
Arvest Bank 1 6.13% $5,645
Princeton Mortgage Corporation 1 5.50% $8,330
Home State Bank 1 7.99% $3,953
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $5,008
GUIDANCE RESIDENTIAL, LLC 1 7.13% $6,237
BOKF 1 6.63% $3,856
Quontic Bank 1 7.38% $10,849
GREENVILLE FEDERAL CREDIT UNION 1 6.25% $14,156
GREENSTATE CREDIT UNION 1 7.00% $3,445
RBC Bank, (Georgia) 1 5.88% $2,570
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 6.38% $6,173
GERSHMAN INVESTMENT CORP. 1 6.62% $4,996
GENISYS 1 6.00% $6,376
FUNDLOANS CAPITAL 1 8.13% $107,878
Republic Bank & Trust Company 1 6.38% $3,592
RESIDENTIAL BANCORP 1 6.49% $3,827
Franklin Loan Corporation 1 6.13% $11,667
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 8.13% $10,651
FOUNDATION MORTGAGE CORPORATION 1 7.50% $10,833
FLAT BRANCH MORTGAGE, INC. 1 6.13% $5,245
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.99% $2,435
Royal Credit Union 1 7.25% $4,337
First Western Trust Bank 1 6.63% $7,645
RUOFF MORTGAGE COMPANY, INC. 1 6.75% $4,123
FIRST SAVINGS MORTGAGE CORPORATION 1 6.88% $9,470
BOND STREET MORTGAGE, LLC 1 6.63% $5,367
Acre Mortgage and Financial Inc 1 7.38% $27,745
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $7,832
Security Federal Bank 1 7.25% $6,962
Canyon State Credit Union 1 7.25% $3,521
Servion, Inc. 1 6.75% $3,632
First International Bank & Trust 1 6.75% $3,842
First Federal Savings and Loan Association of Lakewood 1 6.28% $4,693
Capital City Home Loans, LLC 1 6.88% $5,364
Simmons Bank 1 6.75% $5,133
FEDERATED MORTGAGE CORP. 1 6.63% $3,830
SmartBank 1 6.50% $4,298
AMERICAN FINANCING CORPORATION 1 6.25% $4,899
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.38% $9,401
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.50% $6,713
CAROLINAS TELCO FEDERAL CREDIT UNION 1 6.13% $8,162
CIBM Bank 1 7.38% $4,531
SRP Federal Credit Union 1 5.63% $10,050
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.99% $10,289
Equity Prime Mortgage LLC 1 7.38% $3,761
ENVOY MORTGAGE, LTD 1 6.38% $3,776
SUN WEST MORTGAGE COMPANY, INC. 1 6.50% $10,536
SWBC MORTGAGE CORPORATION 1 6.75% $525
ENCORE BANK 1 6.50% $2,862
Empower Federal Credit Union 1 5.75% $3,465
EMBRACE HOME LOANS, INC. 1 7.13% $4,569
Elements Financial Federal Credit Union 1 6.88% $5,712
TEACHERS 1 7.00% $3,986
THE ANDERSON FINANCIAL GROUP, INC. 1 5.75% $4,536
Access Bank 1 6.13% $5,556
The Citizens National Bank of Meridian 1 6.84% $5,076
The Dart Bank 1 6.63% $6,167
EDUCATIONAL SYSTEMS 1 4.25% $3,856
CAROLINA TRUST FEDERAL CREDIT UNION 1 6.25% $3,740
ALLEGACY FEDERAL CREDIT UNION 1 6.38% $5,322
C & F Mortgage Corporation 1 7.00% $6,693
CHARLOTTE METRO FEDERAL CREDIT UNION 1 6.25% $5,366
The State Bank and Trust Company 1 7.00% $15,904
Clear Mountain Bank 1 5.99% $6,180
DOMINION ENERGY CREDIT UNION 1 6.38% $3,998
Discover Bank 1 7.13% $0
WesBanco 1 6.50% $3,425
CBI Bank & Trust 1 6.50% $3,419
DELTA COMMUNITY CREDIT UNION 1 5.75% $3,654
Deere Employees Credit Union 1 5.74% $3,944
Troy Bank and Trust Company 1 7.20% $5,722
Customers Bank 1 6.38% $15,270
CREDIT UNION ONE 1 6.25% $4,682
UIF CORPORATION 1 6.50% $4,208
Cornerstone National Bank & Trust Company 1 6.75% $3,486
Union Savings Bank 1 6.63% $3,387
CORNERSTONE HOME LENDING, INC. 1 6.13% $8,905
Cornerstone First Mortgage, Inc 1 9.50% $5,854
CONTOUR MORTGAGE CORPORATION 1 6.75% $5,209
Wilmington Savings Fund Society, FSB 1 5.88% $4,060
CONSUMERS COOPERATIVE CREDIT UNION 1 7.00% $4,687
UNIVERSAL MORTGAGE & FINANCE, INC. 1 6.75% $6,676
Commerce Bank 1 6.13% $4,664
Zions Bank 1 4.63% $19,619
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.50% $5,047
Univest Bank and Trust Co. 1 7.88% $8,396
North American Savings Bank, F.S.B. 1 7.25% $18,650
Coastal Carolina National Bank 1 6.50% $3,486
Aurora Financial, LLC 1 5.88% $9,026
North State Bank 1 5.50% $6,977
Northwest Bank 1 6.13% $3,842
Northwest Federal Credit Union 1 6.38% $4,614
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.75% $3,752
Navigant Credit Union 1 6.50% $3,503
MORTGAGEONE, INC. 1 7.50% $3,644
OceanFirst Bank 1 6.00% $2,036
OCMBC, INC. 1 7.75% $26,648
Metro City Bank 1 6.75% $5,602
Old Second National Bank 1 6.88% $5,455

CHARLESTON - NORTH CHARLESTON Average Closing Costs & Other Stats

CHARLESTON-NORTH CHARLESTON, SC's 376 lenders originated 26,126 loans during 2025. The total origination value was $11,866,910,000, with an average loan value of $454,218.

CHARLESTON - NORTH CHARLESTON's average closing costs are $6,329.

The top CHARLESTON - NORTH CHARLESTON lender as defined by loan originations is QUICKEN LOANS, LLC, with 569 loans originated. Their average total fees are $7,782, which is $1,130 higher than the next largest lender, EAGLE HOME MORTGAGE, LLC.

The lowest fee CHARLESTON - NORTH CHARLESTON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,088), DHI MORTGAGE COMPANY, LTD. ($3,062), PREMIA MORTGAGE, LLC ($3,290), NBKC BANK ($3,776) and Flagstar Bank, FSB ($3,901).

The lowest rate CHARLESTON - NORTH CHARLESTON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.48%), Charles Schwab Bank, SSB (5.50%), Raymond James Bank (5.62%), STATE EMPLOYEES' (5.65%) and Citibank (5.68%).

CHARLESTON-NORTH CHARLESTON, SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
Wells Fargo Bank $202,080,000 $571,200,000 182.7% 4.8%
UNITED WHOLESALE MORTGAGE, LLC $425,200,000 $478,005,000 12.4% 4.0%
QUICKEN LOANS, LLC $344,690,000 $446,010,000 29.4% 3.8%
EAGLE HOME MORTGAGE, LLC $298,350,000 $325,630,000 9.1% 2.7%
First-Citizens Bank & Trust Company $337,220,000 $301,440,000 -10.6% 2.5%
DHI MORTGAGE COMPANY, LTD. $202,075,000 $294,880,000 45.9% 2.5%
Truist $85,810,000 $278,070,000 224.1% 2.3%
Fifth Third Bank $228,620,000 $268,275,000 17.3% 2.3%
South State Bank $248,755,000 $232,460,000 -6.6% 2.0%
CMG MORTGAGE, INC. $175,720,000 $213,270,000 21.4% 1.8%
Bank of America $138,460,000 $207,480,000 49.8% 1.7%
BERKELEY POINT CAPITAL LLC $131,475,000 $198,265,000 50.8% 1.7%
Ameris Bank $207,840,000 $189,060,000 -9.0% 1.6%
JPMorgan Chase Bank $196,905,000 $175,420,000 -10.9% 1.5%
NAVY FEDERAL CREDIT UNION $156,725,000 $174,345,000 11.2% 1.5%
CAROLINA ONE MORTGAGE, LLC $165,455,000 $171,205,000 3.5% 1.4%
FREEDOM MORTGAGE CORPORATION $115,685,000 $167,050,000 44.4% 1.4%
SOUTH CAROLINA FEDERAL CREDIT UNION $183,795,000 $162,845,000 -11.4% 1.4%
MOVEMENT MORTGAGE, LLC $205,095,000 $153,225,000 -25.3% 1.3%
Renasant Bank $83,105,000 $149,390,000 79.8% 1.3%
PULTE MORTGAGE LLC $144,450,000 $144,410,000 0.0% 1.2%
Pinnacle Bank $115,000 $141,085,000 122,582.6% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $122,100,000 $138,405,000 13.4% 1.2%
PENNYMAC LOAN SERVICES, LLC $71,200,000 $136,900,000 92.3% 1.2%
Mortgage Research Center, LLC $101,855,000 $131,865,000 29.5% 1.1%
First National Bank of Pennsylvania $141,445,000 $116,860,000 -17.4% 1.0%
HOMESIDE FINANCIAL, LLC $59,985,000 $114,045,000 90.1% 1.0%
Arbor Realty Trust, Inc. $98,370,000 $110,305,000 12.1% 0.9%
TD Bank $120,415,000 $109,195,000 -9.3% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $84,405,000 $105,985,000 25.6% 0.9%
Prudential Huntoon Paige Associates, LLC $20,765,000 $105,030,000 405.8% 0.9%
VELOCIO MORTGAGE L.L.C. $105,420,000 $103,895,000 -1.4% 0.9%
JET HOMELOANS, LLC $56,250,000 $95,530,000 69.8% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $87,245,000 $95,410,000 9.4% 0.8%
NEWREZ LLC $68,385,000 $94,775,000 38.6% 0.8%
GUARANTEED RATE, INC. $61,555,000 $92,120,000 49.7% 0.8%
Regions Bank $116,065,000 $91,125,000 -21.5% 0.8%
Atlantic Coast Mortgage, LLC $82,790,000 $90,655,000 9.5% 0.8%
LOANDEPOT.COM, LLC $67,650,000 $89,835,000 32.8% 0.8%
First Reliance Bank $66,705,000 $85,010,000 27.4% 0.7%
Morgan Stanley Private Bank $100,450,000 $84,255,000 -16.1% 0.7%
United Community Bank $65,075,000 $83,265,000 28.0% 0.7%
NATION ONE MORTGAGE CORPORATION $66,965,000 $79,140,000 18.2% 0.7%
ServisFirst Bank $68,220,000 $71,220,000 4.4% 0.6%
DIRECT MORTGAGE LOANS, LLC $76,610,000 $70,000,000 -8.6% 0.6%
CALCON MUTUAL MORTGAGE LLC $32,310,000 $69,820,000 116.1% 0.6%
REV FEDERAL CREDIT UNION $46,410,000 $67,405,000 45.2% 0.6%
Southern First Bank $54,310,000 $66,535,000 22.5% 0.6%
GUILD MORTGAGE COMPANY $69,905,000 $66,360,000 -5.1% 0.6%
SENTE MORTGAGE, INC. $74,505,000 $64,875,000 -12.9% 0.5%
PNC Bank $43,400,000 $63,955,000 47.4% 0.5%
FIRST HOME MORTGAGE CORPORATION $45,475,000 $63,405,000 39.4% 0.5%
The Bank of South Carolina $48,610,000 $62,245,000 28.0% 0.5%
ORIX REAL ESTATE CAPITAL, LLC $3,885,000 $57,070,000 1,369.0% 0.5%
NORTHPOINT MORTGAGE, INC. $1,705,000 $55,920,000 3,179.8% 0.5%
First Heritage Mortgage, LLC $33,820,000 $54,055,000 59.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $43,035,000 $50,685,000 17.8% 0.4%
Charles Schwab Bank, SSB $23,910,000 $50,020,000 109.2% 0.4%
U.S. Bank $31,560,000 $48,805,000 54.6% 0.4%
JONES LANG LASALLE MULTIFAMILY, LLC $31,115,000 $46,005,000 47.9% 0.4%
Citizens Bank $29,855,000 $45,475,000 52.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $26,705,000 $44,380,000 66.2% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $37,875,000 $43,160,000 14.0% 0.4%
BROKER SOLUTIONS, INC. $31,950,000 $42,360,000 32.6% 0.4%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $36,010,000 $41,060,000 14.0% 0.3%
Citibank $44,905,000 $40,490,000 -9.8% 0.3%
CBRE MULTIFAMILY CAPITAL, INC. $39,810,000 $39,605,000 -0.5% 0.3%
South Atlantic Bank $17,320,000 $38,680,000 123.3% 0.3%
UBS Bank USA $34,920,000 $37,650,000 7.8% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $43,825,000 $37,300,000 -14.9% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $20,360,000 $37,070,000 82.1% 0.3%
Wintrust Bank, N.A. $37,005,000 n/a 0.3%
Synovus Bank $42,150,000 $36,505,000 -13.4% 0.3%
Northpointe Bank $21,765,000 $34,755,000 59.7% 0.3%
First Merchants Bank $305,000 $33,615,000 10,921.3% 0.3%
Prosperity Home Mortgage, LLC $26,325,000 $33,400,000 26.9% 0.3%
A&D Mortgage LLC $5,740,000 $32,745,000 470.5% 0.3%
GUARANTEED RATE AFFINITY, LLC $38,220,000 $32,045,000 -16.2% 0.3%
VILLAGE CAPITAL MORTGAGE $21,490,000 $32,000,000 48.9% 0.3%
Barley Mortgage, LLC $19,300,000 $31,190,000 61.6% 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $18,920,000 $30,900,000 63.3% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $11,545,000 $30,445,000 163.7% 0.3%
LAKEVIEW LOAN SERVICING, LLC $18,625,000 $29,770,000 59.8% 0.3%
LENDINGONE, LLC $13,790,000 $29,015,000 110.4% 0.2%
LENDINGHOME FUNDING CORPORATION $17,405,000 $26,085,000 49.9% 0.2%
NBKC BANK $32,865,000 $25,750,000 -21.6% 0.2%
NEXERA HOLDING LLC $20,655,000 $25,425,000 23.1% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $25,165,000 n/a 0.2%
United Bank $14,530,000 $25,160,000 73.2% 0.2%
The Loan Store, Inc. $20,720,000 $23,620,000 14.0% 0.2%
GREYSTONE SERVICING COMPANY LLC $9,285,000 $23,415,000 152.2% 0.2%
Goldman Sachs Bank USA $13,670,000 $23,150,000 69.3% 0.2%
TBI MORTGAGE COMPANY $21,930,000 $23,130,000 5.5% 0.2%
Century Mortgage Company DBA Century Lending Company $7,875,000 $22,760,000 189.0% 0.2%
The Huntington National Bank $6,235,000 $22,710,000 264.2% 0.2%
PLAZA HOME MORTGAGE, INC. $19,820,000 $21,230,000 7.1% 0.2%
Enterprise Bank of South Carolina $5,160,000 $20,700,000 301.2% 0.2%
WALKER & DUNLOP, LLC $51,365,000 $19,775,000 -61.5% 0.2%
FineMark National Bank & Trust $17,990,000 $19,565,000 8.8% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $9,990,000 $19,475,000 94.9% 0.2%
UNION HOME MORTGAGE CORP. $16,145,000 $19,460,000 20.5% 0.2%
SeaTrust Mortgage Company $14,915,000 $19,165,000 28.5% 0.2%
Citadel Servicing Corporation $13,805,000 $19,145,000 38.7% 0.2%
NEW DAY FINANCIAL, LLC $12,595,000 $19,135,000 51.9% 0.2%
NFM, INC. $12,515,000 $18,490,000 47.7% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $40,190,000 $18,440,000 -54.1% 0.2%
Stifel Bank and Trust $11,595,000 $18,400,000 58.7% 0.2%
SPRING EQ, LLC $3,700,000 $18,095,000 389.1% 0.2%
INTERCOASTAL MORTGAGE COMPANY $11,795,000 $17,745,000 50.4% 0.1%
PLANET HOME LENDING, LLC $7,950,000 $16,990,000 113.7% 0.1%
RF Renovo Management Company, LLC $875,000 $16,990,000 1,841.7% 0.1%
M&T Bank $4,555,000 $16,930,000 271.7% 0.1%
Residential Mortgage Solutions, Inc. $4,340,000 $16,930,000 290.1% 0.1%
First Horizon Bank $32,440,000 $16,860,000 -48.0% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,095,000 $16,700,000 697.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $14,100,000 $16,425,000 16.5% 0.1%
Commerce Home Mortgage, Inc. $6,410,000 $16,335,000 154.8% 0.1%
Bank of the Lowcountry $24,560,000 $15,825,000 -35.6% 0.1%
BETTER MORTGAGE CORPORATION $6,110,000 $15,545,000 154.4% 0.1%
The Lincoln National Life Insurance Company $15,505,000 n/a 0.1%
JMAC LENDING, INC. $2,305,000 $15,475,000 571.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $11,985,000 $15,420,000 28.7% 0.1%
USAA Federal Savings Bank $17,355,000 $15,040,000 -13.3% 0.1%
Integrity Home Mortgage Corp $13,875,000 $14,800,000 6.7% 0.1%
ZILLOW HOME LOANS, LLC $2,890,000 $14,675,000 407.8% 0.1%
Towne Bank $25,335,000 $14,575,000 -42.5% 0.1%
Alcova Mortgage LLC $15,085,000 $14,235,000 -5.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $6,680,000 $14,165,000 112.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $9,265,000 $13,960,000 50.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,145,000 $13,795,000 232.8% 0.1%
21ST MORTGAGE CORPORATION $14,400,000 $13,770,000 -4.4% 0.1%
Carrington Mortgage Services, LLC $13,845,000 $13,765,000 -0.6% 0.1%
Raymond James Bank $8,390,000 $13,560,000 61.6% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $5,080,000 $13,540,000 166.5% 0.1%
Equity Prime Mortgage LLC $11,100,000 $13,500,000 21.6% 0.1%
DEEPHAVEN MORTGAGE LLC $17,845,000 $13,280,000 -25.6% 0.1%
Hometown Equity Mortgage, LLC $3,570,000 $12,900,000 261.3% 0.1%
PREMIA MORTGAGE, LLC $9,805,000 $12,790,000 30.4% 0.1%
Mortgage Assurance Inc. $15,320,000 $12,735,000 -16.9% 0.1%
TOWNE MORTGAGE COMPANY $5,685,000 $12,425,000 118.6% 0.1%
DELMAR FINANCIAL COMPANY $9,025,000 $12,420,000 37.6% 0.1%
Figure Lending LLC $7,680,000 $12,105,000 57.6% 0.1%
LEGEND LENDING CORPORATION $6,805,000 $11,760,000 72.8% 0.1%
Boeing Employees Credit Union $6,895,000 $11,690,000 69.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $3,235,000 $11,080,000 242.5% 0.1%
Flagstar Bank, FSB $31,265,000 $10,975,000 -64.9% 0.1%
STATE EMPLOYEES' $6,745,000 $10,680,000 58.3% 0.1%
Plains Commerce Bank $16,515,000 $10,615,000 -35.7% 0.1%
Cedar Rapids Bank and Trust Company $10,430,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $9,610,000 $10,335,000 7.5% 0.1%
LOANPAL, LLC $5,865,000 $10,130,000 72.7% 0.1%
Mortgage Lenders Investment Trading Corporation $13,140,000 $10,055,000 -23.5% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $22,725,000 $10,035,000 -55.8% 0.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. $7,040,000 $9,680,000 37.5% 0.1%
AMERICAN HERITAGE LENDING, INC. $8,625,000 $9,465,000 9.7% 0.1%
S. C. STATE FEDERAL CREDIT UNION $9,455,000 $9,395,000 -0.6% 0.1%
First Carolina Bank $1,840,000 $9,185,000 399.2% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $215,000 $9,080,000 4,123.3% 0.1%
First National Bank of America $23,905,000 $9,010,000 -62.3% 0.1%
First Federal Bank $8,635,000 $9,000,000 4.2% 0.1%
MID AMERICA MORTGAGE, INC. $11,205,000 $8,985,000 -19.8% 0.1%
The Federal Savings Bank $8,850,000 $8,985,000 1.5% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $9,320,000 $8,905,000 -4.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,235,000 $8,850,000 296.0% 0.1%
FOUNDERS FEDERAL CREDIT UNION $6,000,000 $8,720,000 45.3% 0.1%
CPM Federal Credit Union $6,125,000 $8,575,000 40.0% 0.1%
NATIONS DIRECT MORTGAGE, LLC $6,715,000 $8,495,000 26.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $9,920,000 $8,405,000 -15.3% 0.1%
LENDSURE MORTGAGE CORP. $2,970,000 $8,205,000 176.3% 0.1%
T2 FINANCIAL LLC $6,835,000 $8,055,000 17.8% 0.1%
Georgia Banking Company $7,790,000 n/a 0.1%
First Palmetto Bank $16,545,000 $7,700,000 -53.5% 0.1%
City National Bank $2,885,000 $7,675,000 166.0% 0.1%
ARC HOME LLC $1,985,000 $7,495,000 277.6% 0.1%
University Bank $1,535,000 $7,435,000 384.4% 0.1%
AmeriHome Mortgage Company, LLC $7,500,000 $7,425,000 -1.0% 0.1%
Southern Bank $7,380,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $4,685,000 $7,375,000 57.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $3,345,000 $7,320,000 118.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,525,000 $7,100,000 101.4% 0.1%
General Mortgage Capital Corporation $8,935,000 $7,095,000 -20.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $11,490,000 $6,695,000 -41.7% 0.1%
BNY Mellon $5,715,000 $6,655,000 16.4% 0.1%
Presidential Bank, FSB $2,605,000 $6,625,000 154.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $4,845,000 $6,545,000 35.1% 0.1%
AMWEST FUNDING CORP. $4,950,000 $6,535,000 32.0% 0.1%
TOWER $4,855,000 $6,530,000 34.5% 0.1%
CARDINAL FINANCIAL $12,920,000 $6,390,000 -50.5% 0.1%
Queensborough National Bank & Trust Company $1,405,000 $6,225,000 343.1% 0.1%
Assurance Financial Group, L.L.C. $5,100,000 $6,085,000 19.3% 0.1%
American Security Mortgage Corp. $8,595,000 $6,020,000 -30.0% 0.1%
UMB Bank $5,995,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $9,235,000 $5,990,000 -35.1% 0.1%
COLLIERS MORTGAGE LLC $32,975,000 $5,940,000 -82.0% 0.1%
PHH Mortgage Corporation $5,260,000 $5,915,000 12.5% 0.0%
NP, Inc. $3,245,000 $5,845,000 80.1% 0.0%
Bethpage Federal Credit Union $6,860,000 $5,800,000 -15.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $8,710,000 $5,770,000 -33.8% 0.0%
NVR Mortgage Finance, Inc. $7,295,000 $5,755,000 -21.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $6,495,000 $5,725,000 -11.9% 0.0%
Carolina Bank & Trust $3,015,000 $5,680,000 88.4% 0.0%
First Financial Bank $505,000 $5,480,000 985.1% 0.0%
GoPrime Mortgage, Inc. $2,180,000 $5,420,000 148.6% 0.0%
Customers Bank $5,325,000 n/a 0.0%
ALLIANT CREDIT UNION $2,160,000 $5,135,000 137.7% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $8,500,000 $4,915,000 -42.2% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $3,065,000 $4,905,000 60.0% 0.0%
Old National Bank $2,380,000 $4,870,000 104.6% 0.0%
OCMBC, INC. $5,675,000 $4,765,000 -16.0% 0.0%
AMERITRUST MORTGAGE CORPORATION $2,595,000 $4,760,000 83.4% 0.0%
Arthur State Bank $1,005,000 $4,625,000 360.2% 0.0%
Barrington Bank & Trust Company, N.A. $4,480,000 $4,625,000 3.2% 0.0%
Guaranty Bank & Trust, N.A. $4,565,000 n/a 0.0%
Strong Home Mortgage, LLC $4,605,000 $4,500,000 -2.3% 0.0%
BMO Harris Bank $8,035,000 $4,445,000 -44.7% 0.0%
Performance Financial, Inc. $305,000 $4,370,000 1,332.8% 0.0%
Wolfe Financial, Inc $4,140,000 n/a 0.0%
Magnolia Bank $2,970,000 $4,070,000 37.0% 0.0%
Leader Bank $3,880,000 $4,065,000 4.8% 0.0%
NexBank $5,575,000 $3,985,000 -28.5% 0.0%
VERITAS FUNDING, LLC $4,740,000 $3,985,000 -15.9% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,630,000 $3,945,000 -14.8% 0.0%
HOMESTEAD FUNDING CORP. $1,415,000 $3,890,000 174.9% 0.0%
PREMIER LENDING, INC. $275,000 $3,855,000 1,301.8% 0.0%
CLEARPATH LENDING $6,395,000 $3,850,000 -39.8% 0.0%
First Community Bank $2,880,000 $3,845,000 33.5% 0.0%
GENEVA FINANCIAL, LLC $2,440,000 $3,780,000 54.9% 0.0%
The Citizens Bank $1,495,000 $3,770,000 152.2% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,040,000 $3,765,000 262.0% 0.0%
Baxter Credit Union $625,000 $3,740,000 498.4% 0.0%
First National Bank of South Carolina $5,510,000 $3,720,000 -32.5% 0.0%
MORTGAGE EQUITY PARTNERS LLC $2,450,000 $3,715,000 51.6% 0.0%
TJC Mortgage, Inc. $5,375,000 $3,680,000 -31.5% 0.0%
QUORUM FEDERAL CREDIT UNION $3,295,000 $3,655,000 10.9% 0.0%
Valley National Bank $205,000 $3,610,000 1,661.0% 0.0%
Atlantic Union Bank $255,000 $3,590,000 1,307.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $10,345,000 $3,580,000 -65.4% 0.0%
V.I.P. MORTGAGE, INC. $2,780,000 $3,545,000 27.5% 0.0%
The Conway National Bank $105,000 $3,465,000 3,200.0% 0.0%
SIRVA MORTGAGE, INC. $3,380,000 $3,455,000 2.2% 0.0%
LIMA ONE CAPITAL, LLC $3,635,000 $3,445,000 -5.2% 0.0%
BAYER HERITAGE $1,790,000 $3,420,000 91.1% 0.0%
CANOPY MORTGAGE, LLC $2,605,000 $3,320,000 27.4% 0.0%
Countybank $1,275,000 $3,290,000 158.0% 0.0%
Discover Bank $14,370,000 $3,220,000 -77.6% 0.0%
FUNDLOANS CAPITAL $2,485,000 $3,130,000 26.0% 0.0%
Nations Lending Corporation $3,115,000 $3,130,000 0.5% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,420,000 $3,125,000 29.1% 0.0%
UNITED MORTGAGE CORP $7,720,000 $3,040,000 -60.6% 0.0%
SHELTER LENDING SERVICES, L.L.C. $4,985,000 $2,990,000 -40.0% 0.0%
First Bank $265,000 $2,960,000 1,017.0% 0.0%
Gateway First Bank $3,155,000 $2,960,000 -6.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,285,000 $2,890,000 124.9% 0.0%
Ixonia Bank $1,475,000 $2,840,000 92.5% 0.0%
AgFirst Farm Credit Bank $8,365,000 $2,790,000 -66.6% 0.0%
United Nations Federal Credit Union $765,000 $2,770,000 262.1% 0.0%
Loan Simple, Inc. $2,735,000 n/a 0.0%
Capital Bank $3,160,000 $2,720,000 -13.9% 0.0%
Armed Forces Bank $1,770,000 $2,700,000 52.5% 0.0%
S1L, Inc. $1,430,000 $2,700,000 88.8% 0.0%
East Coast Capital Corp. $1,415,000 $2,635,000 86.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,405,000 $2,575,000 83.3% 0.0%
First Option Mortgage, LLC $1,065,000 $2,550,000 139.4% 0.0%
Midwest BankCentre $3,405,000 $2,535,000 -25.6% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $3,510,000 $2,460,000 -29.9% 0.0%
ROYAL UNITED MORTGAGE LLC $2,945,000 $2,460,000 -16.5% 0.0%
First Bank $265,000 $2,430,000 817.0% 0.0%
EMM LOANS LLC $3,475,000 $2,420,000 -30.4% 0.0%
KeyBank $2,405,000 n/a 0.0%
Coastal Carolina National Bank $2,735,000 $2,270,000 -17.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $4,425,000 $2,245,000 -49.3% 0.0%
DAS Acquisition Company, LLC $680,000 $2,230,000 227.9% 0.0%
CAPITAL CENTER, L.L.C. $2,575,000 $2,220,000 -13.8% 0.0%
The Central Trust Bank $405,000 $2,215,000 446.9% 0.0%
SAFE FEDERAL CREDIT UNION $1,045,000 $2,210,000 111.5% 0.0%
Mid-Continent Funding, Inc. $1,800,000 $2,170,000 20.6% 0.0%
NORWICH COMMERCIAL GROUP, INC. $3,995,000 $2,145,000 -46.3% 0.0%
Montgomery Bank $2,140,000 n/a 0.0%
FirstBank $2,155,000 $2,135,000 -0.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,145,000 $2,135,000 86.5% 0.0%
GEORGIA'S OWN $1,650,000 $2,120,000 28.5% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $1,415,000 $2,115,000 49.5% 0.0%
Fulton Bank $305,000 $2,100,000 588.5% 0.0%
Zions Bank $2,085,000 n/a 0.0%
Logan Finance Corporation $1,350,000 $2,020,000 49.6% 0.0%
Keystone Funding, Inc. $2,015,000 n/a 0.0%
BANK OF CLARENDON $2,770,000 $1,995,000 -28.0% 0.0%
ALLEGACY FEDERAL CREDIT UNION $895,000 $1,990,000 122.3% 0.0%
Kwik Mortgage Corporation $1,775,000 $1,955,000 10.1% 0.0%
NMSI, INC. $1,405,000 $1,955,000 39.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,565,000 $1,955,000 24.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $7,890,000 $1,900,000 -75.9% 0.0%
ALLSOUTH $1,485,000 $1,895,000 27.6% 0.0%
CHEVRON $1,885,000 n/a 0.0%
FBC MORTGAGE, LLC $8,555,000 $1,860,000 -78.3% 0.0%
MORTGAGEONE, INC. $1,075,000 $1,820,000 69.3% 0.0%
Bank of Charles Town $1,815,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $2,140,000 $1,805,000 -15.7% 0.0%
Central Bank $825,000 $1,805,000 118.8% 0.0%
Piedmont Federal Savings Bank $1,805,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $1,390,000 $1,805,000 29.9% 0.0%
NEW WAVE LENDING GROUP INC $1,200,000 $1,795,000 49.6% 0.0%
USAlliance Federal Credit Union $275,000 $1,790,000 550.9% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $315,000 $1,785,000 466.7% 0.0%
BAY EQUITY LLC $5,430,000 $1,770,000 -67.4% 0.0%
City National Bank of Florida $325,000 $1,720,000 429.2% 0.0%
Ohnward Bank & Trust $1,675,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,635,000 $1,660,000 1.5% 0.0%
Advisors Mortgage Group, L.L.C. $1,395,000 $1,645,000 17.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $305,000 $1,645,000 439.3% 0.0%
Farmers Bank & Trust $2,955,000 $1,635,000 -44.7% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $665,000 $1,625,000 144.4% 0.0%
The Citizens National Bank of Meridian $1,615,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $2,300,000 $1,610,000 -30.0% 0.0%
RESIDENTIAL BANCORP $975,000 $1,585,000 62.6% 0.0%
HomeTrust Bank $3,460,000 $1,520,000 -56.1% 0.0%
GREENVILLE FEDERAL CREDIT UNION $1,505,000 n/a 0.0%
The Northern Trust Company $6,920,000 $1,505,000 -78.3% 0.0%
Vantage Bank Texas $1,505,000 n/a 0.0%
GTE Federal Credit Union $55,000 $1,485,000 2,600.0% 0.0%
GENISYS $1,425,000 n/a 0.0%
The Park National Bank $5,815,000 $1,375,000 -76.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $540,000 $1,355,000 150.9% 0.0%
S. C. TELCO $145,000 $1,355,000 834.5% 0.0%
LAKE MICHIGAN CREDIT UNION $1,350,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $715,000 $1,340,000 87.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $265,000 $1,340,000 405.7% 0.0%
Acre Mortgage and Financial Inc $1,315,000 n/a 0.0%
C & F Mortgage Corporation $1,245,000 n/a 0.0%
COMPASS MORTGAGE, INC. $1,240,000 n/a 0.0%
Northwest Federal Credit Union $1,510,000 $1,225,000 -18.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,480,000 $1,215,000 -17.9% 0.0%
1st Colonial Community Bank $1,200,000 n/a 0.0%
Orrstown Bank $1,165,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $2,880,000 $1,155,000 -59.9% 0.0%
Merchants Mortgage & Trust Corporation $215,000 $1,150,000 434.9% 0.0%
Texana Bank $1,055,000 $1,150,000 9.0% 0.0%
Guardian Savings Bank, A Federal Savings Bank $1,135,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $1,115,000 n/a 0.0%
HOME TOWN FUNDING, INC. $1,150,000 $1,110,000 -3.5% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $355,000 $1,095,000 208.5% 0.0%
Grow Financial Federal Credit Union $985,000 $1,085,000 10.2% 0.0%
GSF Mortgage Corporation $7,365,000 $1,085,000 -85.3% 0.0%
Old Second National Bank $1,085,000 n/a 0.0%
Luxury Mortgage Corp. $1,080,000 n/a 0.0%
Aurora Financial, LLC $495,000 $1,070,000 116.2% 0.0%
UIF CORPORATION $255,000 $1,070,000 319.6% 0.0%
Academy Bank $585,000 $1,065,000 82.1% 0.0%
First Savings Bank $555,000 $1,065,000 91.9% 0.0%
The Dart Bank $1,060,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $650,000 $1,050,000 61.5% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,045,000 n/a 0.0%
SRP Federal Credit Union $1,050,000 $1,030,000 -1.9% 0.0%
Crystal Lake Bank and Trust $1,025,000 n/a 0.0%
Anderson Brothers Bank $1,225,000 $1,020,000 -16.7% 0.0%
Vellum Mortgage, Inc. $505,000 $1,020,000 102.0% 0.0%
EASTMAN $1,225,000 $1,010,000 -17.6% 0.0%
Palmetto Citizens Federal Credit Union $570,000 $1,010,000 77.2% 0.0%
Manasquan Bank $1,005,000 n/a 0.0%
The Bank of Marion $1,005,000 n/a 0.0%
Monroe Savings Bank $995,000 n/a 0.0%
EQUITY RESOURCES, INC. $1,125,000 $990,000 -12.0% 0.0%
Commerce Bank $2,955,000 $960,000 -67.5% 0.0%
Beeline Loans, Inc. $580,000 $915,000 57.8% 0.0%
First State Bank $355,000 $910,000 156.3% 0.0%
Johnson Bank $910,000 n/a 0.0%
BancorpSouth $770,000 $900,000 16.9% 0.0%
MICHIGAN MUTUAL, INC. $3,265,000 $900,000 -72.4% 0.0%
Farmers & Merchants Bank $895,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $1,815,000 $880,000 -51.5% 0.0%
The Bank of Fayette County $870,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $14,220,000 $850,000 -94.0% 0.0%
MID-ISLAND MORTGAGE CORP. $995,000 $840,000 -15.6% 0.0%
EDUCATIONAL SYSTEMS $835,000 n/a 0.0%
OAKTREE FUNDING CORP. $2,090,000 $835,000 -60.0% 0.0%
Meridian Bank Corporation $355,000 $830,000 133.8% 0.0%
North American Savings Bank, F.S.B. $335,000 $830,000 147.8% 0.0%
MORTGAGE ACCESS CORP. $1,835,000 $820,000 -55.3% 0.0%
Watermark Capital, Inc. $195,000 $820,000 320.5% 0.0%
Axos Bank $4,645,000 $810,000 -82.6% 0.0%
DIGITAL Federal Credit Union $445,000 $810,000 82.0% 0.0%
First Western Trust Bank $345,000 $805,000 133.3% 0.0%
FLAT BRANCH MORTGAGE, INC. $805,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $790,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $790,000 n/a 0.0%
The Peoples Bank $1,045,000 $790,000 -24.4% 0.0%
Waterstone Mortgage Corporation $1,295,000 $790,000 -39.0% 0.0%
American Airlines Federal Credit Union $555,000 $775,000 39.6% 0.0%
North Shore Trust and Savings $295,000 $760,000 157.6% 0.0%
FEDERATED MORTGAGE CORP. $755,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,715,000 $750,000 -56.3% 0.0%
SWBC MORTGAGE CORPORATION $660,000 $740,000 12.1% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $730,000 n/a 0.0%
CORNING $1,210,000 $730,000 -39.7% 0.0%
ONY GLO, INC. $435,000 $730,000 67.8% 0.0%
Merchants Bank of Indiana $725,000 n/a 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $715,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $125,000 $700,000 460.0% 0.0%
Wilmington Savings Fund Society, FSB $930,000 $690,000 -25.8% 0.0%
First American Bank and Trust Company $685,000 n/a 0.0%
Gulf Coast Bank and Trust Company $225,000 $660,000 193.3% 0.0%
Oconee State Bank $705,000 $655,000 -7.1% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,160,000 $640,000 -44.8% 0.0%
CONTOUR MORTGAGE CORPORATION $440,000 $635,000 44.3% 0.0%
NATIONWIDE EQUITIES CORPORATION $635,000 n/a 0.0%
Encompass Lending Group, LP $625,000 n/a 0.0%
Princeton Mortgage Corporation $24,145,000 $625,000 -97.4% 0.0%
The State Bank and Trust Company $615,000 n/a 0.0%
Arvest Bank $575,000 $605,000 5.2% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $600,000 n/a 0.0%
Capital City Home Loans, LLC $1,990,000 $595,000 -70.1% 0.0%
EVANSVILLE TEACHERS $460,000 $590,000 28.3% 0.0%
Access Bank $585,000 n/a 0.0%
Home State Bank $585,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $580,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,375,000 $575,000 -58.2% 0.0%
Elements Financial Federal Credit Union $705,000 $565,000 -19.9% 0.0%
Ballston Spa National Bank $505,000 $560,000 10.9% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $385,000 $555,000 44.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $555,000 n/a 0.0%
The Camden National Bank $555,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $405,000 $555,000 37.0% 0.0%
Northwest Bank $545,000 n/a 0.0%
MLD MORTGAGE INC. $115,000 $530,000 360.9% 0.0%
Truliant Federal Credit Union $720,000 $530,000 -26.4% 0.0%
BOKF $66,005,000 $525,000 -99.2% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $525,000 n/a 0.0%
State Department Federal Credit Union $1,670,000 $525,000 -68.6% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $515,000 n/a 0.0%
WesBanco $1,810,000 $510,000 -71.8% 0.0%
CBI Bank & Trust $505,000 n/a 0.0%
CIBM Bank $505,000 n/a 0.0%
CNB Bank $505,000 n/a 0.0%
Great Southern Bank $505,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $415,000 $505,000 21.7% 0.0%
DATA MORTGAGE, INC. $500,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $495,000 n/a 0.0%
Cornerstone National Bank & Trust Company $495,000 n/a 0.0%
First Bank $265,000 $495,000 86.8% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $485,000 n/a 0.0%
Peoples Bank $1,215,000 $485,000 -60.1% 0.0%
LADERA LENDING, INC. $3,680,000 $475,000 -87.1% 0.0%
Union Savings Bank $1,465,000 $475,000 -67.6% 0.0%
First Federal Savings and Loan Association of Lakewood $605,000 $465,000 -23.1% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $2,035,000 $465,000 -77.1% 0.0%
Service Federal Credit Union $455,000 $460,000 1.1% 0.0%
Clear Mountain Bank $455,000 n/a 0.0%
Village Bank & Trust $455,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $450,000 n/a 0.0%
Premium Mortgage Corporation $715,000 $445,000 -37.8% 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $560,000 $440,000 -21.4% 0.0%
Core Bank $425,000 n/a 0.0%
Family Trust Federal Credit Union $425,000 n/a 0.0%
First International Bank & Trust $425,000 n/a 0.0%
NASA Federal Credit Union $1,235,000 $425,000 -65.6% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $410,000 n/a 0.0%
CREDIT UNION ONE $405,000 n/a 0.0%
Granite Community Bank $405,000 n/a 0.0%
Heritage Bank $405,000 n/a 0.0%
Simmons Bank $405,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $515,000 $400,000 -22.3% 0.0%
First Financial Bank $505,000 $395,000 -21.8% 0.0%
JAMS-01, INC. $395,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $2,140,000 $395,000 -81.5% 0.0%
Monson Savings Bank $4,005,000 $395,000 -90.1% 0.0%
SmartBank $655,000 $395,000 -39.7% 0.0%
Troy Bank and Trust Company $395,000 n/a 0.0%
FIRST TECHNOLOGY $880,000 $380,000 -56.8% 0.0%
Quontic Bank $870,000 $375,000 -56.9% 0.0%
Stride Bank $375,000 n/a 0.0%
ENCORE BANK $365,000 n/a 0.0%
Franklin Loan Corporation $365,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $780,000 $355,000 -54.5% 0.0%
Bank of England $415,000 $345,000 -16.9% 0.0%
Navigant Credit Union $345,000 n/a 0.0%
Security Federal Bank $345,000 $345,000 0.0% 0.0%
BankPlus $335,000 n/a 0.0%
MILEND, INC. $1,750,000 $335,000 -80.9% 0.0%
RAIN CITY CAPITAL, LLC $335,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $345,000 $335,000 -2.9% 0.0%
SOUTHWEST FUNDING, LP $335,000 n/a 0.0%
Cornerstone First Mortgage, Inc $6,535,000 $325,000 -95.0% 0.0%
HANSCOM $130,000 $320,000 146.2% 0.0%
Pinnacle Bank $115,000 $315,000 173.9% 0.0%
Royal Credit Union $315,000 n/a 0.0%
Univest Bank and Trust Co. $315,000 n/a 0.0%
ALL IN $900,000 $305,000 -66.1% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,015,000 $305,000 -70.0% 0.0%
Deere Employees Credit Union $65,000 $295,000 353.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $295,000 $295,000 0.0% 0.0%
GREENSTATE CREDIT UNION $1,565,000 $295,000 -81.2% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $325,000 $295,000 -9.2% 0.0%
MYCUMORTGAGE, LLC $295,000 n/a 0.0%
RANLIFE, INC. $295,000 $295,000 0.0% 0.0%
ATOMIC CREDIT UNION, INC. $285,000 n/a 0.0%
Empower Federal Credit Union $325,000 $285,000 -12.3% 0.0%
ADVANCIAL $920,000 $275,000 -70.1% 0.0%
JET DIRECT FUNDING CORP $275,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $3,105,000 $270,000 -91.3% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $285,000 $265,000 -7.0% 0.0%
Metro City Bank $265,000 n/a 0.0%
Servion, Inc. $265,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $255,000 n/a 0.0%
BankSouth $255,000 n/a 0.0%
Dieterich Bank $255,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $315,000 $255,000 -19.0% 0.0%
HighTechLending Inc $255,000 n/a 0.0%
Lee Bank and Trust Company $255,000 n/a 0.0%
McKenzie Banking Company $355,000 $255,000 -28.2% 0.0%
First National Bank of Griffin $245,000 n/a 0.0%
Home Mortgage Alliance Corp $585,000 $245,000 -58.1% 0.0%
SIWELL, INC. $245,000 n/a 0.0%
Civista Bank $235,000 n/a 0.0%
First Guaranty Bank $235,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $305,000 $205,000 -32.8% 0.0%
FIRST BANCORP $325,000 $205,000 -36.9% 0.0%
RBC Bank, (Georgia) $325,000 $195,000 -40.0% 0.0%
North State Bank $375,000 $185,000 -50.7% 0.0%
Republic Bank & Trust Company $3,215,000 $185,000 -94.2% 0.0%
KINECTA $180,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $175,000 n/a 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $165,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $255,000 $165,000 -35.3% 0.0%
BEEHIVE $155,000 n/a 0.0%
CAROLINA TRUST FEDERAL CREDIT UNION $155,000 $155,000 0.0% 0.0%
LCNB National Bank $155,000 n/a 0.0%
OceanFirst Bank $155,000 n/a 0.0%
Tyndall Federal Credit Union $125,000 $155,000 24.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $75,000 $155,000 106.7% 0.0%
AMERICAN HERITAGE FCU $150,000 n/a 0.0%
CSL Financial, LLC $545,000 $135,000 -75.2% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $135,000 n/a 0.0%
COASTAL Federal Credit Union $885,000 $130,000 -85.3% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $435,000 $125,000 -71.3% 0.0%
Canyon State Credit Union $115,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $95,000 $115,000 21.1% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $115,000 n/a 0.0%
MidFirst Bank $115,000 n/a 0.0%
Palmetto State Bank $885,000 $115,000 -87.0% 0.0%
US MORTGAGE CORPORATION $315,000 $115,000 -63.5% 0.0%
AGRICULTURE Federal Credit Union $145,000 $105,000 -27.6% 0.0%
ENVOY MORTGAGE, LTD $185,000 $105,000 -43.2% 0.0%
FRANKLIN MINT $105,000 n/a 0.0%
SONABANK $105,000 n/a 0.0%
TEACHERS $105,000 n/a 0.0%
United States Senate Federal Credit Union $105,000 $105,000 0.0% 0.0%
FIDELITY BANK $285,000 $85,000 -70.2% 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $75,000 n/a 0.0%
Community Trust Bank, Inc. $65,000 n/a 0.0%
FEDCHOICE Federal Credit Union $65,000 n/a 0.0%
HUDSON HERITAGE $65,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $65,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $2,010,000 $55,000 -97.3% 0.0%
SOUTHEASTERN Credit Union $55,000 n/a 0.0%
ATLANTA POSTAL $75,000 $25,000 -66.7% 0.0%
Home Loan Investment Bank, F.S.B. $195,000 $25,000 -87.2% 0.0%

CHARLESTON - NORTH CHARLESTON's top lender by overall market share is Wells Fargo Bank, with 4.8% market share. In second place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $478,005,000 in loans. In third place, with 3.8%, is QUICKEN LOANS, LLC, having originated $446,010,000 in loans. In fourth place, with 2.7%, is EAGLE HOME MORTGAGE, LLC, having originated $325,630,000 in loans. In fifth place, with 2.5%, is First-Citizens Bank & Trust Company, having originated $301,440,000 in loans.


CHARLESTON - NORTH CHARLESTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHARLESTON - NORTH CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $393,945 (5.2%) $666,998 (3.0%) 1.46 4,315
2018-02-01 $398,615 (3.7%) $671,931 (2.0%) 1.45 4,444
2018-03-01 $400,000 (0.0%) $690,847 (1.9%) 1.40 4,595
2018-04-01 $409,450 (-0.1%) $701,666 (2.9%) 1.39 4,743
2018-05-01 $417,000 (4.0%) $699,033 (2.9%) 1.39 4,819
2018-06-01 $411,760 (3.1%) $699,625 (3.3%) 1.37 4,902
2018-07-01 $409,425 (2.4%) $685,760 (2.2%) 1.37 4,934
2018-08-01 $399,125 (-0.2%) $677,912 (0.8%) 1.34 4,936
2018-09-01 $399,000 (0.7%) $670,709 (0.4%) 1.34 5,020
2018-10-01 $390,000 (-1.4%) $657,703 (-0.4%) 1.32 5,187
2018-11-01 $389,000 (-1.5%) $654,672 (-0.4%) 1.32 5,257
2018-12-01 $385,000 (-2.5%) $648,741 (-2.7%) 1.33 4,969
2019-01-01 $387,835 (-1.6%) $648,218 (-2.8%) 1.34 4,844
2019-02-01 $399,700 (0.3%) $663,664 (-1.2%) 1.35 4,946
2019-03-01 $404,836 (1.2%) $671,805 (-2.8%) 1.32 5,107
2019-04-01 $413,209 (0.9%) $683,737 (-2.6%) 1.31 5,281
2019-05-01 $416,700 (-0.1%) $689,765 (-1.3%) 1.30 5,270
2019-06-01 $419,000 (1.8%) $693,830 (-0.8%) 1.31 5,290
2019-07-01 $419,500 (2.5%) $697,059 (1.7%) 1.31 5,193
2019-08-01 $414,273 (3.8%) $691,066 (1.9%) 1.31 5,136
2019-09-01 $405,682 (1.7%) $681,680 (1.6%) 1.30 5,091
2019-10-01 $399,450 (2.4%) $676,288 (2.8%) 1.29 5,042
2019-11-01 $399,000 (2.6%) $681,384 (4.1%) 1.31 4,926
2019-12-01 $398,840 (3.6%) $680,979 (5.0%) 1.33 4,609
2020-01-01 $399,450 (3.0%) $680,482 (5.0%) 1.33 4,308
2020-02-01 $408,637 (2.2%) $694,666 (4.7%) 1.34 4,288
2020-03-01 $424,000 (4.7%) $700,203 (4.2%) 1.33 4,363
2020-04-01 $413,448 (0.1%) $684,621 (0.1%) 1.30 4,448
2020-05-01 $425,000 (2.0%) $702,207 (1.8%) 1.29 4,308
2020-06-01 $429,000 (2.4%) $721,671 (4.0%) 1.26 3,946
2020-07-01 $434,500 (3.6%) $742,908 (6.6%) 1.26 3,608
2020-08-01 $439,500 (6.1%) $766,423 (10.9%) 1.26 3,314
2020-09-01 $444,260 (9.5%) $768,487 (12.7%) 1.27 3,063
2020-10-01 $435,000 (8.9%) $778,325 (15.1%) 1.25 2,930
2020-11-01 $434,500 (8.9%) $789,870 (15.9%) 1.27 2,740
2020-12-01 $439,923 (10.3%) $804,344 (18.1%) 1.31 2,456
2021-01-01 $450,000 (12.7%) $825,770 (21.4%) 1.34 2,039
2021-02-01 $498,000 (21.9%) $883,554 (27.2%) 1.45 1,553
2021-03-01 $496,085 (17.0%) $930,902 (33.0%) 1.41 1,411
2021-04-01 $503,225 (21.7%) $1,027,130 (50.0%) 1.36 1,291
2021-05-01 $531,995 (25.2%) $1,092,470 (55.6%) 1.41 1,216
2021-06-01 $525,000 (22.4%) $1,036,949 (43.7%) 1.38 1,337
2021-07-01 $491,580 (13.1%) $929,946 (25.2%) 1.30 1,593
2021-08-01 $477,450 (8.6%) $890,495 (16.2%) 1.27 1,695
2021-09-01 $454,394 (2.3%) $827,754 (7.7%) 1.21 1,726
2021-10-01 $474,450 (9.1%) $861,184 (10.7%) 1.27 1,572
2021-11-01 $465,755 (7.2%) $867,003 (9.8%) 1.24 1,495
2021-12-01 $467,450 (6.3%) $934,787 (16.2%) 1.27 1,258
2022-01-01 $480,000 (6.7%) $992,618 (20.2%) 1.30 994
2022-02-01 $509,900 (2.4%) $1,090,402 (23.4%) 1.33 817
2022-03-01 $516,238 (4.1%) $1,108,814 (19.1%) 1.29 837
2022-04-01 $530,000 (5.3%) $1,085,844 (5.7%) 1.26 888
2022-05-01 $546,000 (2.6%) $1,053,576 (-3.6%) 1.25 1,170
2022-06-01 $549,000 (4.6%) $1,037,782 (0.1%) 1.22 1,583
2022-07-01 $524,400 (6.7%) $971,783 (4.5%) 1.18 2,014
2022-08-01 $506,733 (6.1%) $927,207 (4.1%) 1.17 2,193
2022-09-01 $500,000 (10.0%) $916,843 (10.8%) 1.17 2,236
2022-10-01 $489,900 (3.3%) $899,714 (4.5%) 1.15 2,446
2022-11-01 $485,445 (4.2%) $894,013 (3.1%) 1.17 2,552
2022-12-01 $479,900 (2.7%) $908,381 (-2.8%) 1.18 2,406
2023-01-01 $479,902 (0.0%) $911,593 (-8.2%) 1.19 2,154
2023-02-01 $497,450 (-2.4%) $985,984 (-9.6%) 1.20 1,950
2023-03-01 $516,672 (0.1%) $1,012,478 (-8.7%) 1.22 1,887
2023-04-01 $538,995 (1.7%) $1,021,015 (-6.0%) 1.25 1,853
2023-05-01 $557,056 (2.0%) $1,073,160 (1.9%) 1.26 1,768
2023-06-01 $554,917 (1.1%) $1,075,972 (3.7%) 1.25 1,910
2023-07-01 $550,000 (4.9%) $1,043,550 (7.4%) 1.25 1,952
2023-08-01 $531,993 (5.0%) $1,006,706 (8.6%) 1.22 2,074
2023-09-01 $525,000 (5.0%) $1,009,585 (10.1%) 1.22 2,318
2023-10-01 $538,248 (9.9%) $1,031,863 (14.7%) 1.27 2,429
2023-11-01 $519,000 (6.9%) $1,000,884 (12.0%) 1.24 2,559
2023-12-01 $500,000 (4.2%) $989,082 (8.9%) 1.22 2,442
2024-01-01 $499,000 (4.0%) $990,800 (8.7%) 1.22 2,243
2024-02-01 $494,500 (-0.6%) $987,444 (0.2%) 1.19 2,257
2024-03-01 $508,269 (-1.6%) $1,009,869 (-0.3%) 1.20 2,360
2024-04-01 $523,750 (-2.8%) $1,037,507 (1.6%) 1.22 2,491
2024-05-01 $529,675 (-4.9%) $1,076,779 (0.3%) 1.21 2,716
2024-06-01 $529,000 (-4.7%) $1,077,983 (0.2%) 1.20 2,851
2024-07-01 $520,000 (-5.5%) $1,032,653 (-1.0%) 1.19 3,060
2024-08-01 $510,000 (-4.1%) $988,633 (-1.8%) 1.19 3,185
2024-09-01 $533,000 (1.5%) $1,017,725 (0.8%) 1.25 3,102
2024-10-01 $542,450 (0.8%) $1,021,231 (-1.0%) 1.28 3,214
2024-11-01 $535,000 (3.1%) $1,000,171 (-0.1%) 1.28 3,222
2024-12-01 $525,000 (5.0%) $967,943 (-2.1%) 1.30 2,919
2025-01-01 $508,475 (1.9%) $958,812 (-3.2%) 1.27 2,794
2025-02-01 $504,879 (2.1%) $964,832 (-2.3%) 1.23 2,972
2025-03-01 $499,999 (-1.6%) $971,514 (-3.8%) 1.18 3,335
2025-04-01 $525,000 (0.2%) $1,028,103 (-0.9%) 1.22 3,543
2025-05-01 $539,000 (1.8%) $1,052,162 (-2.3%) 1.23 3,696
2025-06-01 $535,000 (1.1%) $1,029,252 (-4.5%) 1.21 3,812
2025-07-01 $518,750 (-0.2%) $998,178 (-3.3%) 1.18 3,860
2025-08-01 $505,000 (-1.0%) $953,688 (-3.5%) 1.17 3,921
2025-09-01 $503,248 (-5.6%) $940,926 (-7.6%) 1.18 4,005
2025-10-01 $499,250 (-8.0%) $934,353 (-8.5%) 1.18 4,041
2025-11-01 $494,000 (-7.7%) $922,208 (-7.8%) 1.19 3,918
2025-12-01 $484,000 (-7.8%) $918,770 (-5.1%) 1.21 3,579
2026-01-01 $479,698 (-5.7%) $913,250 (-4.8%) 1.20 3,409
2026-02-01 $488,450 (-3.3%) $934,010 (-3.2%) 1.21 3,583
2026-03-01 $497,000 (-0.6%) $954,298 (-1.8%) 1.19 3,768
2026-04-01 $499,945 (-4.8%) $972,815 (-5.4%) 1.18 3,976
2026-05-01 $499,300 (-7.4%) $983,392 (-6.5%) 1.16 4,188
2026-06-01 $499,925 (-6.6%) $983,486 (-4.5%) 1.16 4,249
2026-07-01 $499,000 (-3.8%) $982,292 (-1.6%) 1.16 4,212
2026-08-01 $480,000 (-5.0%) $927,386 (-2.8%) 1.13 4,238
2026-09-01 $479,450 (-4.7%) $951,482 (1.1%) 0.00 4,224
2026-10-01 $475,000 (-4.9%) $985,843 (5.5%) 0.00 4,191
CHARLESTON - NORTH CHARLESTON's median listing price for 2026-10-01 was $475,000, a difference of $-24,250 (-4.9%) versus the prior year and $-4,450 versus the prior month.

CHARLESTON - NORTH CHARLESTON's median listing price comes in at 0% of the national average.

CHARLESTON - NORTH CHARLESTON's average listing price for 2026-10-01 was $985,843, a difference of $51,490 (5.5%) versus the prior year and $34,361 versus the prior month.

For the 2026-10-01 period, CHARLESTON - NORTH CHARLESTON had 4,191 MLS listings, a difference of -33 listings (-1%) versus the prior month and 150 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLESTON - NORTH CHARLESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 2,277 sqft
2018-02-01 82 days 2,295 sqft
2018-03-01 56 days 2,300 sqft
2018-04-01 58 days 2,312 sqft
2018-05-01 59 days 2,309 sqft
2018-06-01 60 days 2,302 sqft
2018-07-01 64 days 2,283 sqft
2018-08-01 67 days 2,245 sqft
2018-09-01 73 days 2,207 sqft
2018-10-01 72 days 2,176 sqft
2018-11-01 75 days 2,145 sqft
2018-12-01 78 days 2,135 sqft
2019-01-01 86 days 2,136 sqft
2019-02-01 77 days 2,159 sqft
2019-03-01 65 days 2,178 sqft
2019-04-01 58 days 2,209 sqft
2019-05-01 61 days 2,226 sqft
2019-06-01 63 days 2,217 sqft
2019-07-01 66 days 2,218 sqft
2019-08-01 70 days 2,203 sqft
2019-09-01 72 days 2,190 sqft
2019-10-01 74 days 2,181 sqft
2019-11-01 74 days 2,149 sqft
2019-12-01 80 days 2,142 sqft
2020-01-01 86 days 2,140 sqft
2020-02-01 74 days 2,148 sqft
2020-03-01 54 days 2,176 sqft
2020-04-01 59 days 2,183 sqft
2020-05-01 69 days 2,226 sqft
2020-06-01 65 days 2,238 sqft
2020-07-01 59 days 2,233 sqft
2020-08-01 54 days 2,215 sqft
2020-09-01 53 days 2,200 sqft
2020-10-01 52 days 2,174 sqft
2020-11-01 53 days 2,134 sqft
2020-12-01 60 days 2,137 sqft
2021-01-01 66 days 2,148 sqft
2021-02-01 46 days 2,104 sqft
2021-03-01 36 days 2,127 sqft
2021-04-01 33 days 2,172 sqft
2021-05-01 29 days 2,170 sqft
2021-06-01 23 days 2,147 sqft
2021-07-01 24 days 2,170 sqft
2021-08-01 30 days 2,116 sqft
2021-09-01 31 days 2,104 sqft
2021-10-01 37 days 2,090 sqft
2021-11-01 37 days 2,092 sqft
2021-12-01 44 days 2,093 sqft
2022-01-01 53 days 2,148 sqft
2022-02-01 22 days 2,165 sqft
2022-03-01 16 days 2,172 sqft
2022-04-01 16 days 2,166 sqft
2022-05-01 15 days 2,211 sqft
2022-06-01 21 days 2,214 sqft
2022-07-01 28 days 2,221 sqft
2022-08-01 36 days 2,218 sqft
2022-09-01 43 days 2,206 sqft
2022-10-01 45 days 2,185 sqft
2022-11-01 47 days 2,175 sqft
2022-12-01 58 days 2,164 sqft
2023-01-01 69 days 2,188 sqft
2023-02-01 60 days 2,208 sqft
2023-03-01 44 days 2,222 sqft
2023-04-01 38 days 2,245 sqft
2023-05-01 40 days 2,261 sqft
2023-06-01 37 days 2,298 sqft
2023-07-01 39 days 2,263 sqft
2023-08-01 43 days 2,193 sqft
2023-09-01 42 days 2,164 sqft
2023-10-01 45 days 2,151 sqft
2023-11-01 45 days 2,107 sqft
2023-12-01 57 days 2,100 sqft
2024-01-01 64 days 2,100 sqft
2024-02-01 48 days 2,100 sqft
2024-03-01 39 days 2,106 sqft
2024-04-01 39 days 2,117 sqft
2024-05-01 38 days 2,149 sqft
2024-06-01 43 days 2,177 sqft
2024-07-01 45 days 2,157 sqft
2024-08-01 50 days 2,110 sqft
2024-09-01 50 days 2,097 sqft
2024-10-01 50 days 2,080 sqft
2024-11-01 56 days 2,019 sqft
2024-12-01 62 days 2,012 sqft
2025-01-01 66 days 1,986 sqft
2025-02-01 55 days 2,000 sqft
2025-03-01 43 days 1,995 sqft
2025-04-01 41 days 2,081 sqft
2025-05-01 45 days 2,125 sqft
2025-06-01 50 days 2,128 sqft
2025-07-01 52 days 2,102 sqft
2025-08-01 56 days 2,055 sqft
2025-09-01 57 days 2,040 sqft
2025-10-01 58 days 2,004 sqft
2025-11-01 60 days 1,969 sqft
2025-12-01 68 days 1,938 sqft
2026-01-01 71 days 1,924 sqft
2026-02-01 55 days 1,954 sqft
2026-03-01 46 days 1,999 sqft
2026-04-01 44 days 1,999 sqft
2026-05-01 45 days 2,009 sqft
2026-06-01 51 days 2,018 sqft
2026-07-01 57 days 2,017 sqft
2026-08-01 58 days 2,012 sqft
2026-09-01 0 days 2,000 sqft
2026-10-01 0 days 2,011 sqft
CHARLESTON - NORTH CHARLESTON's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

CHARLESTON - NORTH CHARLESTON's median square footage for active listings during the 2026-10-01 period was 2,011 sqft. One year prior, the average listing was 2,004 sqft.

CHARLESTON-NORTH CHARLESTON, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 15,307 $7,533,905,000 $492,187
Cash Out Refi 3,739 $1,317,735,000 $352,430
Refi 3,450 $2,330,300,000 $675,449
Home Improvement 1,905 $337,825,000 $177,336
Other 1,723 $346,765,000 $201,257
NA 2 $380,000 $190,000

Charleston - North Charleston's most frequently cited loan purpose was Home Purchase, with 15,307 originations. The 2nd most popular reason was Cash Out Refi, with 3,739 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 10,577 $4,910,215,000 $464,235
5-6% 6,170 $3,852,090,000 $624,326
Over 8% 3,444 $545,470,000 $158,383
7-8% 3,145 $1,132,515,000 $360,100
4-5% 1,472 $755,260,000 $513,084
3-4% 386 $141,550,000 $366,710
<2.5% 311 $13,715,000 $44,100
2.5-3% 28 $7,710,000 $275,357

During 2025, Charleston - North Charleston's most frequently originated rate bucket was 6-7%, with 10,577 originations.

Loan Sizing (CHARLESTON-NORTH CHARLESTON, SC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 10,897 $3,315,075,000 $304,219
$400k-600k 5,093 $2,421,655,000 $475,487
$100k-200k 3,435 $485,255,000 $141,268
$100,000 or less 3,106 $171,720,000 $55,287
$600k-1000k 2,260 $1,664,510,000 $736,509
$Over $1MM 1,335 $3,808,695,000 $2,852,955

CHARLESTON - NORTH CHARLESTON's loan sizing saw the bucket of loans from $200k-400k with 10,897 originations, totaling $3,315,075,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 10,047 $4,392,095,000 $437,155
60-80% 5,231 $3,662,295,000 $700,114
Under 20% 3,792 $401,030,000 $105,757
20-40% 2,731 $718,885,000 $263,231
40-60% 2,291 $1,497,265,000 $653,542
Over 100% 894 $429,310,000 $480,213

CHARLESTON - NORTH CHARLESTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,047 originations, totaling $4,392,095,000 in origination value.