Charleston VA Loan Rates, Closing Costs & Stats

CHARLESTON-NORTH CHARLESTON, SC

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Charleston's 178 lenders originated 3,046 VA loans during 2023. The total origination value was $1,160,680,000, with an average VA loan value of $381,051.

Charleston VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Charleston averaged 6.31% for the week of 2024-04-12, compared to the national average (all VA variants) of 6.574% for the same period.

Charleston's average VA mortgage closing costs are $6,841.

The average rate for the prior week (2024-04-05) was 6.56% and one month ago for the week of 2024-03-08, the average rate was 6.19%.

The average rate one year ago was 5.69%.

For refis of the same type during the week of 2024-04-12, the average rate was 6.8%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Charleston VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Charleston level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD. 342 5.22% $8,116
Mortgage Research Center, LLC 209 6.55% $8,619
EAGLE HOME MORTGAGE, LLC 209 5.71% $7,237
UNITED WHOLESALE MORTGAGE, LLC 207 6.24% $9,648
NAVY FEDERAL CREDIT UNION 149 5.75% $7,448
QUICKEN LOANS, LLC 127 6.06% $13,043
MOVEMENT MORTGAGE, LLC 97 6.25% $10,570
FREEDOM MORTGAGE CORPORATION 70 6.45% $16,701
CORNERSTONE HOME LENDING, INC. 61 6.10% $6,999
VELOCIO MORTGAGE L.L.C. 58 5.54% $8,064
AMERICAN PACIFIC MORTGAGE CORPORATION 55 6.47% $14,081
CMG MORTGAGE, INC. 54 6.34% $10,136
CROSSCOUNTRY MORTGAGE, LLC 51 6.62% $10,052
Ameris Bank 46 6.20% $10,324
USAA Federal Savings Bank 43 6.19% $11,448
CAROLINA ONE MORTGAGE, LLC 40 6.33% $11,866
PENNYMAC LOAN SERVICES, LLC 39 5.54% $9,905
GUARANTEED RATE, INC. 38 5.99% $10,236
LOANDEPOT.COM, LLC 38 6.11% $13,201
NEW DAY FINANCIAL, LLC 34 7.40% $16,404
NTFN, INC. 32 6.32% $8,714
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 31 6.50% $11,234
PULTE MORTGAGE LLC 26 6.17% $7,144
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 26 6.32% $9,985
CARDINAL FINANCIAL 26 6.52% $13,191
GUARANTEED RATE AFFINITY, LLC 25 6.20% $9,254
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 6.56% $5,681
INTERLINC MORTGAGE SERVICES, LLC 24 6.40% $9,100
CALCON MUTUAL MORTGAGE LLC 23 6.70% $12,618
Prosperity Home Mortgage, LLC 23 6.10% $10,380
GUILD MORTGAGE COMPANY 22 6.32% $12,517
The Federal Savings Bank 18 6.23% $18,546
Princeton Mortgage Corporation 18 6.42% $12,124
Mr. Cooper ( Nationstar Mortgage ) 18 6.05% $15,402
VANDERBILT MORTGAGE AND FINANCE, INC. 17 5.85% $5,982
NBKC BANK 17 5.79% $11,046
ARK-LA-TEX FINANCIAL SERVICES, LLC. 16 6.32% $8,776
MUTUAL OF OMAHA MORTGAGE, INC. 16 6.13% $14,187
Nations Lending Corporation 16 6.31% $10,811
FIRST HOME MORTGAGE CORPORATION 16 6.59% $9,154
NEWREZ LLC 15 6.22% $11,967
MORTGAGE EQUITY PARTNERS LLC 15 6.09% $15,644
BROKER SOLUTIONS, INC. 14 6.14% $10,453
MIDLAND MORTGAGE CORPORATION 14 6.25% $8,937
DIRECT MORTGAGE LOANS, LLC 14 7.03% $12,391
VILLAGE CAPITAL MORTGAGE 14 6.04% $9,851
Truist 13 5.89% $8,338
Wells Fargo Bank 11 5.65% $11,924
PENTAGON FEDERAL CREDIT UNION 11 5.80% $8,617
Equity Prime Mortgage LLC 11 6.73% $6,044
South State Bank 11 5.97% $10,213
Renasant Bank 10 6.31% $8,927
Plains Commerce Bank 10 6.14% $10,098
Fifth Third Bank 10 6.54% $9,046
Atlantic Coast Mortgage, LLC 10 6.68% $11,101
NATION ONE MORTGAGE CORPORATION 9 7.57% $8,037
NFM, INC. 9 6.42% $14,356
PLAZA HOME MORTGAGE, INC. 8 6.09% $13,667
MORTGAGE SOLUTIONS OF COLORADO, LLC 8 7.52% $9,247
Alcova Mortgage LLC 8 7.22% $6,908
First Heritage Mortgage, LLC 8 7.05% $10,960
MID AMERICA MORTGAGE, INC. 7 7.05% $16,080
LEGEND LENDING CORPORATION 7 6.93% $13,771
CHURCHILL MORTGAGE CORPORATION 7 6.61% $13,186
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 5.89% $11,466
PLANET HOME LENDING, LLC 6 6.00% $5,623
VERITAS FUNDING, LLC 6 6.21% $21,966
Strong Home Mortgage, LLC 6 5.50% $7,362
SeaTrust Mortgage Company 6 6.35% $9,189
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 6 6.52% $4,610
LAKEVIEW LOAN SERVICING, LLC 6 6.06% $12,512
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 7.13% $5,828
EMBRACE HOME LOANS, INC. 5 6.05% $9,157
RELIANCE FIRST CAPITAL, LLC 5 6.10% $16,241
TBI MORTGAGE COMPANY 5 6.43% $7,315
The Bank of South Carolina 5 5.98% $13,163
EQUITY RESOURCES, INC. 5 6.30% $10,140
First-Citizens Bank & Trust Company 5 5.93% $11,746
First Federal Bank 5 6.18% $8,008
BAY EQUITY LLC 5 6.33% $14,752
Mid-Continent Funding, Inc. 5 6.79% $9,424
PREMIA MORTGAGE, LLC 5 6.10% $3,587
EMM LOANS LLC 4 5.44% $14,802
MICHIGAN MUTUAL, INC. 4 5.28% $17,257
Towne Bank 4 5.66% $8,780
AMERISAVE MORTGAGE CORPORATION 4 5.31% $22,541
TOWNE MORTGAGE COMPANY 4 6.16% $11,956
DAS Acquisition Company, LLC 4 6.78% $9,113
Armed Forces Bank 4 6.06% $10,558
LOANPAL, LLC 4 6.00% $11,542
GSF Mortgage Corporation 4 5.88% $12,890
DELMAR FINANCIAL COMPANY 4 6.78% $12,426
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.34% $2,164
INTERCOASTAL MORTGAGE COMPANY 3 6.92% $6,665
Magnolia Bank 3 5.96% $21,886
Citizens Bank 3 5.50% $8,181
BNC National Bank 3 5.25% $10,992
MORTGAGE ACCESS CORP. 3 6.17% $11,705
AMERICAN FINANCIAL NETWORK, INC. 3 6.13% $6,357
Barrington Bank & Trust Company, N.A. 3 6.42% $28,077
United Bank 3 6.00% $11,130
UNION HOME MORTGAGE CORP. 3 7.08% $13,253
CONTOUR MORTGAGE CORPORATION 3 6.25% $13,224
Paramount Residential Mortgage Group, Inc. 3 6.13% $10,606
ServisFirst Bank 3 6.17% $8,643
Regions Bank 3 6.38% $11,190
TOP FLITE FINANCIAL, INC. 2 6.75% $15,847
Mortgage Assurance Inc. 2 5.75% $8,418
MILEND, INC. 2 6.63% $18,409
GARDNER FINANCIAL SERVICES, LTD. 2 7.25% $17,261
Century Mortgage Company DBA Century Lending Company 2 6.19% $5,393
Northpointe Bank 2 5.69% $10,379
NORWICH COMMERCIAL GROUP, INC. 2 6.69% $4,558
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.18% $6,035
Old National Bank 2 5.75% $9,212
American Security Mortgage Corp. 2 6.25% $20,711
SHELTER LENDING SERVICES, L.L.C. 2 5.25% $4,197
JPMorgan Chase Bank 2 5.88% $6,065
PHH Mortgage Corporation 2 6.00% $9,684
ROYAL UNITED MORTGAGE LLC 2 6.50% $13,864
HOMESIDE FINANCIAL, LLC 2 6.44% $3,656
RAPID MORTGAGE COMPANY 2 5.88% $20,929
UNIVERSAL MORTGAGE & FINANCE, INC. 2 5.63% $19,547
NATIONS DIRECT MORTGAGE, LLC 2 6.75% $13,270
First Reliance Bank 2 6.25% $9,396
Mortgage Lenders Investment Trading Corporation 2 7.25% $15,154
Wyndham Capital Mortgage, Inc. 1 5.63% $5,479
Allen Tate Mortgage Partners, LLC 1 5.50% $9,434
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $6,257
AMERICAN FINANCING CORPORATION 1 6.13% $14,303
American Mortgage & Equity Consultants, Inc. 1 6.75% $7,382
Blue Ridge Bank 1 7.00% $11,956
Capital Bank 1 7.25% $9,298
CAPITAL CENTER, L.L.C. 1 6.25% $9,223
Capital City Home Loans, LLC 1 5.75% $9,407
Carrington Mortgage Services, LLC 1 6.13% $3,504
CBM Mortgage, Inc. 1 5.63% $10,183
Credence Funding Corporation 1 6.00% $6,821
DIRECT MORTGAGE, CORP. 1 5.63% $21,563
Encompass Lending Group, LP 1 6.75% $9,412
FBC MORTGAGE, LLC 1 8.25% $14,406
First Federal Bank of the Midwest 1 5.63% $10,941
First National Bank of Pennsylvania 1 6.00% $17,069
First Palmetto Bank 1 7.13% $2,597
First Savings Bank 1 6.25% $3,537
First Western Trust Bank 1 5.75% $9,745
Flagstar Bank, FSB 1 6.62% $22,898
HALLMARK HOME MORTGAGE, LLC 1 6.25% $9,869
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.49% $175
HOMESTAR FINANCIAL CORPORATION 1 6.25% $5,408
KeyBank 1 5.50% $6,820
Lakeview Community Capital, LLC 1 5.75% $16,502
Leader Bank 1 6.25% $4,196
Meridian Bank Corporation 1 7.25% $6,095
MORTGAGEONE, INC. 1 6.00% $11,097
North American Savings Bank, F.S.B. 1 6.75% $1,980
PLUS RELOCATION MORTGAGE, LLC 1 7.25% $8,416
Presidential Bank, FSB 1 6.75% $3,108
RADIUS FINANCIAL GROUP INC. 1 7.50% $6,905
Residential Mortgage Solutions, Inc. 1 7.50% $10,180
SIRVA MORTGAGE, INC. 1 5.63% $10,114
Southern First Bank 1 6.25% $12,529
SOVEREIGN LENDING GROUP INCORPORATED 1 5.50% $18,695
SUMMIT FUNDING, INC. 1 6.75% $17,389
Sunflower Bank 1 6.63% $27,786
SUN WEST MORTGAGE COMPANY, INC. 1 6.50% $3,835
SWBC MORTGAGE CORPORATION 1 6.25% $3,748
Synovus Bank 1 5.75% $9,046
The Central Trust Bank 1 5.13% $10,912
The Loan Store, Inc. 1 6.99% $4,059
TIDEWATER MORTGAGE SERVICES, INC. 1 7.25% $22,831
TJC Mortgage, Inc. 1 5.75% $17,478
TruHome Solutions, LLC 1 5.88% $5,407
Union Savings Bank 1 5.25% $5,627
United Community Bank 1 5.75% $675
U.S. Bank 1 7.13% $0
US MORTGAGE CORPORATION 1 7.25% $20,002
ACADEMY MORTGAGE CORPORATION 1 7.63% $13,744

The top Charleston VA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 342 VA loans originated. Their average total fees are $8,116, which is $503 lower than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Charleston VA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,681), VANDERBILT MORTGAGE AND FINANCE, INC. ($5,982), Equity Prime Mortgage LLC ($6,044), CORNERSTONE HOME LENDING, INC. ($6,999) and PULTE MORTGAGE LLC ($7,144).

The lowest rate Charleston VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.22%), VELOCIO MORTGAGE L.L.C. (5.54%), PENNYMAC LOAN SERVICES, LLC (5.54%), Wells Fargo Bank (5.65%) and EAGLE HOME MORTGAGE, LLC (5.71%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Charleston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $393,945 (5.2%) $666,998 (3.0%) 1.46 4,315
2018-02-01 $398,615 (3.7%) $671,931 (2.0%) 1.45 4,444
2018-03-01 $400,000 (0.0%) $690,847 (1.9%) 1.40 4,595
2018-04-01 $409,450 (-0.1%) $701,666 (2.9%) 1.39 4,743
2018-05-01 $417,000 (4.0%) $699,033 (2.9%) 1.39 4,819
2018-06-01 $411,760 (3.1%) $699,625 (3.3%) 1.37 4,902
2018-07-01 $409,425 (2.4%) $685,760 (2.2%) 1.37 4,934
2018-08-01 $399,125 (-0.2%) $677,912 (0.8%) 1.34 4,936
2018-09-01 $399,000 (0.7%) $670,709 (0.4%) 1.34 5,020
2018-10-01 $390,000 (-1.4%) $657,703 (-0.4%) 1.32 5,187
2018-11-01 $389,000 (-1.5%) $654,672 (-0.4%) 1.32 5,257
2018-12-01 $385,000 (-2.5%) $648,741 (-2.7%) 1.33 4,969
2019-01-01 $387,835 (-1.6%) $648,218 (-2.8%) 1.34 4,844
2019-02-01 $399,700 (0.3%) $663,664 (-1.2%) 1.35 4,946
2019-03-01 $405,084 (1.3%) $671,896 (-2.7%) 1.32 5,106
2019-04-01 $413,498 (1.0%) $683,903 (-2.5%) 1.31 5,280
2019-05-01 $416,825 (0.0%) $689,921 (-1.3%) 1.30 5,267
2019-06-01 $419,000 (1.8%) $693,830 (-0.8%) 1.31 5,290
2019-07-01 $419,500 (2.5%) $697,059 (1.7%) 1.31 5,193
2019-08-01 $414,273 (3.8%) $691,066 (1.9%) 1.31 5,136
2019-09-01 $405,682 (1.7%) $681,680 (1.6%) 1.30 5,091
2019-10-01 $399,450 (2.4%) $676,288 (2.8%) 1.29 5,042
2019-11-01 $399,000 (2.6%) $681,384 (4.1%) 1.31 4,926
2019-12-01 $398,840 (3.6%) $680,979 (5.0%) 1.33 4,609
2020-01-01 $399,450 (3.0%) $680,465 (5.0%) 1.33 4,309
2020-02-01 $408,637 (2.2%) $694,666 (4.7%) 1.34 4,288
2020-03-01 $424,000 (4.7%) $700,203 (4.2%) 1.33 4,363
2020-04-01 $413,448 (0.0%) $684,621 (0.1%) 1.30 4,448
2020-05-01 $425,000 (2.0%) $702,207 (1.8%) 1.29 4,308
2020-06-01 $429,000 (2.4%) $721,671 (4.0%) 1.26 3,946
2020-07-01 $434,500 (3.6%) $742,908 (6.6%) 1.26 3,608
2020-08-01 $439,500 (6.1%) $766,423 (10.9%) 1.26 3,314
2020-09-01 $444,260 (9.5%) $768,487 (12.7%) 1.27 3,063
2020-10-01 $435,000 (8.9%) $778,325 (15.1%) 1.25 2,930
2020-11-01 $434,500 (8.9%) $789,870 (15.9%) 1.27 2,740
2020-12-01 $439,923 (10.3%) $804,344 (18.1%) 1.31 2,456
2021-01-01 $450,000 (12.7%) $825,770 (21.4%) 1.34 2,039
2021-02-01 $498,000 (21.9%) $883,554 (27.2%) 1.45 1,553
2021-03-01 $496,085 (17.0%) $930,902 (33.0%) 1.41 1,411
2021-04-01 $503,225 (21.7%) $1,027,130 (50.0%) 1.36 1,291
2021-05-01 $531,995 (25.2%) $1,092,470 (55.6%) 1.41 1,216
2021-06-01 $525,000 (22.4%) $1,036,949 (43.7%) 1.38 1,337
2021-07-01 $491,580 (13.1%) $929,946 (25.2%) 1.30 1,593
2021-08-01 $477,450 (8.6%) $890,495 (16.2%) 1.27 1,695
2021-09-01 $454,394 (2.3%) $827,754 (7.7%) 1.21 1,726
2021-10-01 $474,450 (9.1%) $861,184 (10.7%) 1.27 1,572
2021-11-01 $465,755 (7.2%) $867,003 (9.8%) 1.24 1,495
2021-12-01 $467,450 (6.3%) $934,787 (16.2%) 1.27 1,258
2022-01-01 $480,000 (6.7%) $992,618 (20.2%) 1.30 994
2022-02-01 $509,900 (2.4%) $1,090,402 (23.4%) 1.33 817
2022-03-01 $516,238 (4.1%) $1,108,814 (19.1%) 1.29 837
2022-04-01 $530,000 (5.3%) $1,085,844 (5.7%) 1.26 888
2022-05-01 $545,641 (2.6%) $1,053,576 (-3.6%) 1.25 1,170
2022-06-01 $548,125 (4.4%) $1,037,361 (0.0%) 1.22 1,584
2022-07-01 $524,400 (6.7%) $971,783 (4.5%) 1.18 2,015
2022-08-01 $506,733 (6.1%) $927,207 (4.1%) 1.17 2,193
2022-09-01 $500,000 (10.0%) $916,843 (10.8%) 1.17 2,236
2022-10-01 $489,900 (3.3%) $899,714 (4.5%) 1.15 2,446
2022-11-01 $484,973 (4.1%) $893,244 (3.0%) 1.17 2,551
2022-12-01 $479,900 (2.7%) $907,505 (-2.9%) 1.18 2,405
2023-01-01 $479,901 (0.0%) $911,593 (-8.2%) 1.19 2,154
2023-02-01 $497,450 (-2.4%) $985,984 (-9.6%) 1.20 1,950
2023-03-01 $516,672 (0.1%) $1,012,478 (-8.7%) 1.22 1,887
2023-04-01 $538,995 (1.7%) $1,021,015 (-6.0%) 1.25 1,853
2023-05-01 $557,056 (2.1%) $1,073,160 (1.9%) 1.26 1,768
2023-06-01 $554,917 (1.2%) $1,075,972 (3.7%) 1.25 1,910
2023-07-01 $550,000 (4.9%) $1,043,550 (7.4%) 1.25 1,952
2023-08-01 $531,993 (5.0%) $1,006,706 (8.6%) 1.22 2,074
2023-09-01 $525,000 (5.0%) $1,009,585 (10.1%) 1.22 2,318
2023-10-01 $538,248 (9.9%) $1,031,863 (14.7%) 1.27 2,429
2023-11-01 $519,000 (7.0%) $1,000,884 (12.1%) 1.24 2,559
2023-12-01 $500,000 (4.2%) $989,082 (9.0%) 1.22 2,442
2024-01-01 $499,000 (4.0%) $991,096 (8.7%) 1.22 2,242
2024-02-01 $494,500 (-0.6%) $988,382 (0.2%) 1.19 2,253
2024-03-01 $508,990 (-1.5%) $1,010,147 (-0.2%) 1.20 2,358
Charleston's median listing price for 2024-03-01 was $508,990, a difference of $-7,682 (-1.5%) versus the prior year and $14,490 versus the prior month.

Charleston's median listing price comes in at 120% of the national average.

Charleston's average listing price for 2024-03-01 was $1,010,147, a difference of $-2,331 (-0.2%) versus the prior year and $21,765 versus the prior month.

For the 2024-03-01 period, Charleston had 2,358 MLS listings, a difference of 105 listings (5%) versus the prior month and 471 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Charleston (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 2,277 sqft
2018-02-01 82 days 2,295 sqft
2018-03-01 56 days 2,300 sqft
2018-04-01 58 days 2,312 sqft
2018-05-01 59 days 2,309 sqft
2018-06-01 60 days 2,302 sqft
2018-07-01 64 days 2,283 sqft
2018-08-01 67 days 2,245 sqft
2018-09-01 73 days 2,207 sqft
2018-10-01 72 days 2,176 sqft
2018-11-01 75 days 2,144 sqft
2018-12-01 78 days 2,135 sqft
2019-01-01 86 days 2,136 sqft
2019-02-01 77 days 2,159 sqft
2019-03-01 65 days 2,178 sqft
2019-04-01 58 days 2,210 sqft
2019-05-01 61 days 2,226 sqft
2019-06-01 63 days 2,217 sqft
2019-07-01 66 days 2,218 sqft
2019-08-01 70 days 2,202 sqft
2019-09-01 72 days 2,189 sqft
2019-10-01 74 days 2,180 sqft
2019-11-01 74 days 2,148 sqft
2019-12-01 80 days 2,140 sqft
2020-01-01 86 days 2,139 sqft
2020-02-01 74 days 2,148 sqft
2020-03-01 54 days 2,176 sqft
2020-04-01 59 days 2,183 sqft
2020-05-01 69 days 2,226 sqft
2020-06-01 65 days 2,237 sqft
2020-07-01 59 days 2,233 sqft
2020-08-01 54 days 2,215 sqft
2020-09-01 53 days 2,200 sqft
2020-10-01 52 days 2,174 sqft
2020-11-01 53 days 2,134 sqft
2020-12-01 60 days 2,137 sqft
2021-01-01 66 days 2,148 sqft
2021-02-01 46 days 2,104 sqft
2021-03-01 36 days 2,126 sqft
2021-04-01 33 days 2,172 sqft
2021-05-01 29 days 2,170 sqft
2021-06-01 23 days 2,148 sqft
2021-07-01 24 days 2,170 sqft
2021-08-01 30 days 2,116 sqft
2021-09-01 31 days 2,104 sqft
2021-10-01 37 days 2,090 sqft
2021-11-01 37 days 2,092 sqft
2021-12-01 44 days 2,094 sqft
2022-01-01 53 days 2,148 sqft
2022-02-01 22 days 2,165 sqft
2022-03-01 16 days 2,172 sqft
2022-04-01 16 days 2,166 sqft
2022-05-01 15 days 2,211 sqft
2022-06-01 21 days 2,214 sqft
2022-07-01 28 days 2,221 sqft
2022-08-01 36 days 2,218 sqft
2022-09-01 43 days 2,206 sqft
2022-10-01 45 days 2,185 sqft
2022-11-01 47 days 2,175 sqft
2022-12-01 58 days 2,163 sqft
2023-01-01 69 days 2,188 sqft
2023-02-01 60 days 2,208 sqft
2023-03-01 44 days 2,222 sqft
2023-04-01 38 days 2,244 sqft
2023-05-01 40 days 2,260 sqft
2023-06-01 37 days 2,297 sqft
2023-07-01 39 days 2,263 sqft
2023-08-01 43 days 2,193 sqft
2023-09-01 42 days 2,164 sqft
2023-10-01 45 days 2,151 sqft
2023-11-01 45 days 2,106 sqft
2023-12-01 57 days 2,100 sqft
2024-01-01 65 days 2,100 sqft
2024-02-01 48 days 2,100 sqft
2024-03-01 39 days 2,106 sqft
Charleston's median listing age (time on market) for 2024-03-01 was 39 days. This is -11% shorter than the same period one year ago.

Charleston's median square footage for active listings during the 2024-03-01 period was 2,106 sqft. One year prior, the average listing was 2,222 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.