Frontier Bank Of Texas Mortgage Rates, Fees & Info
E Elgin, TXLEI: 254900IHP9HX92C8DX39
Tax ID: 20-8384720
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Frontier Bank Of Texas is a smaller bank specializing in Home Purchase and Refi loans. Frontier Bank Of Texas has a high proportion of conventional loans. Their top markets by origination volume include: Austin, Killeen, Houston, College Station, and Glenwood Springs among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Frontier Bank Of Texas has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
106Origination Dollar Volume (All Markets)
$49,210,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 67 | $29,625,000 | $442,164 | $0 | 0.00% |
| Outside of Metro Areas | 20 | $12,560,000 | $628,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $0 | 0.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $49,210,000 | $464,245 | $0 | 0.00% |
For 2024, Frontier Bank Of Texas's most frequently originated type of loan was Conventional, with 106 originations.
Loan Reason
For 2024, Frontier Bank Of Texas's most frequently cited loan purpose was Home Purchase, with 62 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 106 | $49,210,000 | $464,245 | $0 | 0.00% |
For 2024, Frontier Bank Of Texas's most frequently cited loan duration was Other, with 106 originations.
Loan Sizing
2024 saw Frontier Bank Of Texas place emphasis on $200k-400k loans with 28 originations, totaling $7,990,000 in origination value.
Applicant Income
Frontier Bank Of Texas lent most frequently to those with incomes in the $150k-250k range, with 23 originations. The second most popular income band? $250k+, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 106 | $49,210,000 | $464,245 | $0 | 0.00% |
Frontier Bank Of Texas lent most frequently to those with DTI ratios of Exempt%, with 106 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.14%
Frontier Bank Of Texas has an average approval rate.
Pick Rate
Approvals leading to origination83.96%
Frontier Bank Of Texas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 106 | $49,210,000 | $464,245 |