VICTORIA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Victoria averaged 6.72% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.81% and one month ago for the week of 2024-11-07, the average rate was 6.81%.

    Victoria's average rate one year ago was 7.15%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.8%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Victoria 30 Year Fixed Rate 2024-12-12 6.72%
    Victoria 30 Year Fixed Rate Refi 2024-12-12 6.8%
    Victoria 15 Year Fixed Rate 2024-12-12 5.74%
    Victoria 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Victoria 30 Year FHA 2024-12-12 6.34%
    Victoria 30 Year FHA Refi 2024-12-12 6.18%
    Victoria 30 Year USDA 2024-12-12 6.4%
    Victoria 30 Year USDA Refi 2024-12-12 6.3%
    Victoria 30 Year VA 2024-12-12 5.9%
    Victoria 30 Year VA Refi 2024-12-12 6.08%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VICTORIA, TX.

    VICTORIA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VICTORIA, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Prosperity Bank 96 6.41% $4,412
    TEXAS DOW EMPLOYEES CREDIT UNION 83 7.29% $5,136
    UNITED WHOLESALE MORTGAGE, LLC 43 6.96% $6,847
    Wallick & Volk, Inc. 39 6.68% $7,945
    QUICKEN LOANS, LLC 26 7.08% $6,003
    FIRST CHOICE MH LLC 10 10.25% $2,954
    WESTSTAR MORTGAGE CORPORATION 9 6.40% $8,989
    Wells Fargo Bank 8 6.83% $8,044
    AMCAP MORTGAGE, LTD. 8 6.97% $10,120
    JPMorgan Chase Bank 7 6.66% $7,437
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 4 7.03% $10,267
    21ST MORTGAGE CORPORATION 4 8.63% $6,643
    DRAPER AND KRAMER MORTGAGE CORP. 4 6.91% $7,586
    U.S. Bank 4 6.19% $2,878
    RANDOLPH-BROOKS 3 6.63% $3,277
    CMG MORTGAGE, INC. 3 5.96% $8,029
    PNC Bank 3 6.17% $4,725
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.75% $4,675
    AMERISAVE MORTGAGE CORPORATION 3 6.42% $8,383
    LOANDEPOT.COM, LLC 3 6.87% $5,317
    BROKER SOLUTIONS, INC. 3 6.83% $9,624
    Farm Credit Mid-America, ACA 2 7.25% $11,195
    Discover Bank 2 6.42% $0
    Bank of America 2 5.56% $7,412
    GUARANTEED RATE, INC. 2 6.56% $5,236
    Gateway First Bank 2 6.88% $5,985
    CARDINAL FINANCIAL 2 7.13% $19,446
    FREEDOM MORTGAGE CORPORATION 2 7.50% $9,078
    UNIVERSITY Federal Credit Union 2 7.19% $6,682
    USAA Federal Savings Bank 2 6.38% $4,576
    F & M Bank 2 6.75% $6,191
    Flagstar Bank, FSB 2 7.06% $7,948
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.13% $6,292
    First Horizon Bank 2 6.19% $6,486
    ROYAL UNITED MORTGAGE LLC 1 6.50% $6,255
    S1L, Inc. 1 6.25% $7,996
    SECURITY SERVICE 1 6.13% $3,196
    SOUTHWEST STAGE FUNDING, LLC 1 9.35% $8,986
    S&S Financial 1 9.38% $4,589
    UNION HOME MORTGAGE CORP. 1 6.63% $5,134
    SWBC MORTGAGE CORPORATION 1 7.25% $740
    AMERICAN FINANCING CORPORATION 1 6.50% $19,299
    AMPLIFY 1 7.75% $4,090
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $6,322
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $7,551
    BOKF 1 7.50% $6,423
    CHEVRON 1 7.25% $4,566
    Colonial Savings, F.A. 1 6.13% $5,895
    CORNERSTONE HOME LENDING, INC. 1 6.38% $6,887
    DIRECTIONS EQUITY, LLC 1 6.63% $6,918
    Extraco Banks 1 6.38% $5,575
    GARDNER FINANCIAL SERVICES, LTD. 1 7.63% $7,041
    GUILD MORTGAGE COMPANY 1 7.13% $9,440
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $4,464
    INTERLINC MORTGAGE SERVICES, LLC 1 7.63% $2,389
    LOANPEOPLE, LLC 1 6.00% $10,830
    Loan Simple, Inc. 1 0.00% $0
    MICHIGAN MUTUAL, INC. 1 5.99% $9,391
    Mortgage Research Center, LLC 1 6.75% $3,487
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $8,873
    MUTUAL OF OMAHA MORTGAGE, INC. 1 8.00% $11,344
    NAVY ARMY COMMUNITY CREDIT UNION 1 7.00% $6,592
    NAVY FEDERAL CREDIT UNION 1 8.13% $3,266
    Network Funding, L.P. 1 5.99% $8,774
    NexBank 1 8.50% $7,508
    NJ LENDERS CORP. 1 7.63% $8,908
    Northpointe Bank 1 6.50% $6,099
    OCMBC, INC. 1 6.88% $18,500
    PENNYMAC LOAN SERVICES, LLC 1 6.38% $7,531
    PENTAGON FEDERAL CREDIT UNION 1 5.88% $4,010
    Plains Commerce Bank 1 7.25% $9,977
    PLAZA HOME MORTGAGE, INC. 1 6.88% $7,909
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $4,147
    Regions Bank 1 7.13% $0

    VICTORIA Average Closing Costs & Other Stats

    VICTORIA, TX's 74 lenders originated 1,058 loans during 2023. The total origination value was $232,450,000, with an average loan value of $219,707.

    VICTORIA's average closing costs are $5,742.

    The top VICTORIA lender as defined by loan originations is Prosperity Bank, with 96 loans originated. Their average total fees are $4,412, which is $724 lower than the next largest lender, TEXAS DOW EMPLOYEES CREDIT UNION.

    The lowest fee VICTORIA lenders (with over 10 loans originated) are FIRST CHOICE MH LLC ($2,954), Prosperity Bank ($4,412), TEXAS DOW EMPLOYEES CREDIT UNION ($5,136), QUICKEN LOANS, LLC ($6,003) and UNITED WHOLESALE MORTGAGE, LLC ($6,847).

    The lowest rate VICTORIA lenders (with over 10 loans originated) are Prosperity Bank (6.41%), Wallick & Volk, Inc. (6.68%), UNITED WHOLESALE MORTGAGE, LLC (6.96%), QUICKEN LOANS, LLC (7.08%) and TEXAS DOW EMPLOYEES CREDIT UNION (7.29%).

    VICTORIA, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Prosperity Bank $54,780,000 $40,980,000 -25.2% 17.6%
    Wallick & Volk, Inc. $27,470,000 $31,060,000 13.1% 13.4%
    UNITED WHOLESALE MORTGAGE, LLC $26,070,000 $22,880,000 -12.2% 9.8%
    TEXAS DOW EMPLOYEES CREDIT UNION $26,810,000 $20,800,000 -22.4% 8.9%
    QUICKEN LOANS, LLC $20,945,000 $8,350,000 -60.1% 3.6%
    Mortgage Research Center, LLC $7,960,000 $6,180,000 -22.4% 2.7%
    AMCAP MORTGAGE, LTD. $4,470,000 $4,985,000 11.5% 2.1%
    WESTSTAR MORTGAGE CORPORATION $8,065,000 $4,620,000 -42.7% 2.0%
    21ST MORTGAGE CORPORATION $4,130,000 $3,605,000 -12.7% 1.6%
    LIMA ONE CAPITAL, LLC $1,135,000 $3,055,000 169.2% 1.3%
    Newfirst National Bank $2,995,000 n/a 1.3%
    CARDINAL FINANCIAL $1,235,000 $2,675,000 116.6% 1.2%
    Crossroads Bank $4,460,000 $2,665,000 -40.2% 1.1%
    Wells Fargo Bank $8,065,000 $2,475,000 -69.3% 1.1%
    FIRST STATE BANK $2,085,000 n/a 0.9%
    CMG MORTGAGE, INC. $1,035,000 $2,075,000 100.5% 0.9%
    First National Bank in Port Lavaca $4,975,000 $2,055,000 -58.7% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $1,170,000 $1,980,000 69.2% 0.9%
    JPMorgan Chase Bank $620,000 $1,970,000 217.7% 0.8%
    NAVY FEDERAL CREDIT UNION $1,725,000 $1,960,000 13.6% 0.8%
    DRAPER AND KRAMER MORTGAGE CORP. $2,770,000 $1,780,000 -35.7% 0.8%
    TrustTexas Bank, SSB $4,135,000 $1,760,000 -57.4% 0.8%
    First National Bank of Shiner $1,745,000 n/a 0.8%
    Plains Commerce Bank $1,565,000 n/a 0.7%
    Frost Bank $490,000 $1,380,000 181.6% 0.6%
    American Bank $185,000 $1,375,000 643.2% 0.6%
    Bank of America $575,000 $1,335,000 132.2% 0.6%
    NEWREZ LLC $1,230,000 $1,280,000 4.1% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $2,065,000 $1,250,000 -39.5% 0.5%
    U.S. Bank $740,000 $1,140,000 54.1% 0.5%
    USAA Federal Savings Bank $2,405,000 $1,125,000 -53.2% 0.5%
    Flagstar Bank, FSB $1,840,000 $1,050,000 -42.9% 0.5%
    Equity Prime Mortgage LLC $1,040,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,910,000 $990,000 -48.2% 0.4%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $970,000 n/a 0.4%
    RANDOLPH-BROOKS $1,060,000 $965,000 -9.0% 0.4%
    NAVY ARMY COMMUNITY CREDIT UNION $1,335,000 $960,000 -28.1% 0.4%
    FIRST CHOICE MH LLC $920,000 n/a 0.4%
    First Liberty Bank $905,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,840,000 $890,000 -68.7% 0.4%
    Farm Credit Mid-America, ACA $255,000 $870,000 241.2% 0.4%
    First Horizon Bank $820,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $1,085,000 $795,000 -26.7% 0.3%
    GUARANTEED RATE, INC. $605,000 $765,000 26.4% 0.3%
    H E B $430,000 $750,000 74.4% 0.3%
    FREEDOM MORTGAGE CORPORATION $2,375,000 $725,000 -69.5% 0.3%
    INTERLINC MORTGAGE SERVICES, LLC $430,000 $725,000 68.6% 0.3%
    AMERICAN FINANCING CORPORATION $670,000 $720,000 7.5% 0.3%
    Discover Bank $700,000 n/a 0.3%
    UNITED BUILT HOMES, L.L.C. $275,000 $700,000 154.5% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,915,000 $695,000 -76.2% 0.3%
    Network Funding, L.P. $770,000 $690,000 -10.4% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $825,000 $670,000 -18.8% 0.3%
    PNC Bank $665,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $1,030,000 $650,000 -36.9% 0.3%
    PLANET HOME LENDING, LLC $330,000 $610,000 84.8% 0.3%
    GUARANTEED RATE AFFINITY, LLC $605,000 n/a 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $960,000 $600,000 -37.5% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $470,000 $595,000 26.6% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,540,000 $590,000 -61.7% 0.3%
    Gateway First Bank $2,235,000 $580,000 -74.0% 0.2%
    CSL Financial, LLC $180,000 $540,000 200.0% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $395,000 $535,000 35.4% 0.2%
    CORNERSTONE HOME LENDING, INC. $720,000 $515,000 -28.5% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $920,000 $500,000 -45.7% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $520,000 $495,000 -4.8% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,255,000 $485,000 -78.5% 0.2%
    SECURITY SERVICE $460,000 $485,000 5.4% 0.2%
    Extraco Banks $465,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $865,000 $455,000 -47.4% 0.2%
    F & M Bank $450,000 n/a 0.2%
    UNIVERSITY Federal Credit Union $335,000 $450,000 34.3% 0.2%
    GUILD MORTGAGE COMPANY $1,765,000 $445,000 -74.8% 0.2%
    GARDNER FINANCIAL SERVICES, LTD. $440,000 n/a 0.2%
    Kleberg Bank, N.A $440,000 n/a 0.2%
    CHEVRON $435,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,010,000 $435,000 -56.9% 0.2%
    ACADEMY MORTGAGE CORPORATION $965,000 $395,000 -59.1% 0.2%
    RESIDENTIAL BANCORP $375,000 n/a 0.2%
    LOANDEPOT.COM, LLC $3,045,000 $365,000 -88.0% 0.2%
    Round Top State Bank $365,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $360,000 50.0% 0.2%
    THRIVE MORTGAGE, LLC $795,000 $355,000 -55.3% 0.2%
    LOANPAL, LLC $380,000 $350,000 -7.9% 0.2%
    NexBank $435,000 $350,000 -19.5% 0.2%
    S&S Financial $345,000 n/a 0.1%
    DUGOOD FEDERAL CREDIT UNION $335,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $520,000 $330,000 -36.5% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $315,000 125.0% 0.1%
    NATIONS RELIABLE LENDING, LLC $2,075,000 $310,000 -85.1% 0.1%
    Colonial Savings, F.A. $265,000 $305,000 15.1% 0.1%
    OCMBC, INC. $215,000 $295,000 37.2% 0.1%
    UNION HOME MORTGAGE CORP. $565,000 $290,000 -48.7% 0.1%
    BOKF $210,000 $285,000 35.7% 0.1%
    PLAZA HOME MORTGAGE, INC. $440,000 $285,000 -35.2% 0.1%
    Loan Simple, Inc. $735,000 $280,000 -61.9% 0.1%
    MORTGAGE FINANCIAL SERVICES, LLC $370,000 $280,000 -24.3% 0.1%
    First Community Bank $8,205,000 $275,000 -96.6% 0.1%
    NJ LENDERS CORP. $265,000 n/a 0.1%
    First United Bank and Trust Company $450,000 $255,000 -43.3% 0.1%
    Carrington Mortgage Services, LLC $850,000 $250,000 -70.6% 0.1%
    BRAZOS VALLEY SCHOOLS $245,000 n/a 0.1%
    First State Bank $245,000 n/a 0.1%
    LOANPEOPLE, LLC $1,515,000 $245,000 -83.8% 0.1%
    Simmons Bank $195,000 $245,000 25.6% 0.1%
    NFM, INC. $235,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $305,000 $235,000 -23.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $510,000 $235,000 -53.9% 0.1%
    MANN FINANCIAL INC. $225,000 n/a 0.1%
    The Falls City National Bank $225,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $225,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $220,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 n/a 0.1%
    S1L, Inc. $215,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 n/a 0.1%
    Presidential Bank, FSB $195,000 n/a 0.1%
    United Heritage Credit Union $195,000 n/a 0.1%
    HOMETRUST MORTGAGE COMPANY $185,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $425,000 $175,000 -58.8% 0.1%
    VAN DYK MORTGAGE CORPORATION $280,000 $175,000 -37.5% 0.1%
    CALIBER HOME LOANS, INC. $4,060,000 $165,000 -95.9% 0.1%
    DIRECTIONS EQUITY, LLC $165,000 n/a 0.1%
    Stride Bank $165,000 n/a 0.1%
    Truist $165,000 n/a 0.1%
    First National Bank Texas $155,000 n/a 0.1%
    BARTON CREEK LENDING GROUP, LLC $145,000 n/a 0.1%
    PINNACLE LENDING GROUP, INC. $135,000 n/a 0.1%
    RB MORTGAGE LLC $135,000 n/a 0.1%
    Regions Bank $280,000 $135,000 -51.8% 0.1%
    Watermark Capital, Inc. $135,000 n/a 0.1%
    Northpointe Bank $120,000 n/a 0.1%
    AMPLIFY $305,000 $115,000 -62.3% 0.0%
    MICHIGAN MUTUAL, INC. $515,000 $115,000 -77.7% 0.0%
    MidFirst Bank $115,000 n/a 0.0%
    FirstBank $95,000 n/a 0.0%
    Neighborhood Loans, Inc. $195,000 $95,000 -51.3% 0.0%
    Texas Mortgage Lending, LLC $85,000 n/a 0.0%
    Credit Union of Texas $80,000 n/a 0.0%
    Ally Bank $295,000 $75,000 -74.6% 0.0%
    Deere Employees Credit Union $65,000 $75,000 15.4% 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $65,000 n/a 0.0%
    United Community Bank $55,000 n/a 0.0%
    A+ Federal Credit Union $590,000 $35,000 -94.1% 0.0%
    International Bank of Commerce $370,000 $25,000 -93.2% 0.0%

    VICTORIA's top lender by overall market share is Prosperity Bank, with 17.6% market share. In second place, with 13.4%, is Wallick & Volk, Inc., having originated $31,060,000 in loans. In third place, with 9.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,880,000 in loans. In fourth place, with 8.9%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $20,800,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $8,350,000 in loans.

    VICTORIA Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,938 (15.4%) $278,157 (22.4%) 0.00 266
    2018-02-01 $222,225 (12.6%) $269,591 (18.2%) 0.00 256
    2018-03-01 $223,750 (12.3%) $269,170 (15.4%) 0.00 256
    2018-04-01 $232,400 (11.6%) $264,464 (10.4%) 0.00 263
    2018-05-01 $224,450 (4.4%) $261,413 (4.2%) 0.00 273
    2018-06-01 $219,893 (0.7%) $257,376 (2.1%) 0.00 274
    2018-07-01 $228,225 (6.5%) $249,303 (-0.3%) 0.00 276
    2018-08-01 $221,600 (4.6%) $245,236 (-1.9%) 0.00 291
    2018-09-01 $221,886 (4.6%) $250,566 (-0.3%) 0.00 283
    2018-10-01 $229,950 (7.7%) $254,382 (-0.7%) 0.00 266
    2018-11-01 $234,900 (2.2%) $255,857 (-8.6%) 0.00 273
    2018-12-01 $239,400 (4.1%) $269,609 (-4.4%) 0.00 255
    2019-01-01 $237,450 (3.3%) $267,231 (-3.9%) 0.00 241
    2019-02-01 $232,175 (4.5%) $267,568 (-0.8%) 0.00 234
    2019-03-01 $240,421 (7.5%) $299,211 (11.2%) 0.00 232
    2019-04-01 $245,024 (5.4%) $304,800 (15.3%) 0.00 232
    2019-05-01 $242,450 (8.0%) $279,800 (7.0%) 0.00 251
    2019-06-01 $244,999 (11.4%) $288,229 (12.0%) 0.00 280
    2019-07-01 $248,686 (9.0%) $291,441 (16.9%) 0.00 284
    2019-08-01 $243,791 (10.0%) $291,343 (18.8%) 0.00 298
    2019-09-01 $234,627 (5.7%) $288,340 (15.1%) 0.00 314
    2019-10-01 $226,844 (-1.4%) $285,186 (12.1%) 0.00 324
    2019-11-01 $225,000 (-4.2%) $291,886 (14.1%) 0.00 302
    2019-12-01 $221,500 (-7.5%) $288,019 (6.8%) 0.00 294
    2020-01-01 $220,450 (-7.2%) $275,551 (3.1%) 0.00 286
    2020-02-01 $224,900 (-3.1%) $286,072 (6.9%) 0.00 278
    2020-03-01 $227,450 (-5.4%) $294,703 (-1.5%) 0.00 262
    2020-04-01 $229,900 (-6.2%) $294,717 (-3.3%) 0.00 258
    2020-05-01 $240,950 (-0.6%) $309,360 (10.6%) 0.00 235
    2020-06-01 $252,475 (3.1%) $320,715 (11.3%) 0.00 231
    2020-07-01 $265,350 (6.7%) $327,423 (12.4%) 0.00 239
    2020-08-01 $271,400 (11.3%) $342,853 (17.7%) 0.00 226
    2020-09-01 $274,550 (17.0%) $351,239 (21.8%) 0.00 219
    2020-10-01 $265,700 (17.1%) $338,371 (18.7%) 0.00 229
    2020-11-01 $268,921 (19.5%) $333,205 (14.2%) 0.00 231
    2020-12-01 $261,200 (17.9%) $330,615 (14.8%) 0.00 225
    2021-01-01 $271,150 (23.0%) $333,358 (21.0%) 0.00 197
    2021-02-01 $271,425 (20.7%) $338,952 (18.5%) 0.00 159
    2021-03-01 $277,400 (22.0%) $342,735 (16.3%) 0.00 142
    2021-04-01 $277,446 (20.7%) $348,413 (18.2%) 0.00 130
    2021-05-01 $284,900 (18.2%) $369,998 (19.6%) 0.00 123
    2021-06-01 $285,000 (12.9%) $343,983 (7.3%) 0.00 131
    2021-07-01 $256,900 (-3.2%) $336,637 (2.8%) 0.00 140
    2021-08-01 $271,675 (0.1%) $329,165 (-4.0%) 0.00 168
    2021-09-01 $269,750 (-1.8%) $338,106 (-3.7%) 0.00 176
    2021-10-01 $279,700 (5.3%) $347,726 (2.8%) 0.00 188
    2021-11-01 $284,575 (5.8%) $345,054 (3.6%) 0.00 186
    2021-12-01 $278,125 (6.5%) $337,505 (2.1%) 0.00 167
    2022-01-01 $269,900 (-0.5%) $334,819 (0.4%) 0.00 160
    2022-02-01 $284,500 (4.8%) $354,022 (4.5%) 0.00 156
    2022-03-01 $302,400 (9.0%) $360,711 (5.3%) 0.00 151
    2022-04-01 $299,900 (8.1%) $370,652 (6.4%) 0.00 130
    2022-05-01 $294,900 (3.5%) $393,407 (6.3%) 0.00 141
    2022-06-01 $299,600 (5.1%) $380,006 (10.5%) 0.00 149
    2022-07-01 $294,750 (14.7%) $376,197 (11.8%) 0.00 184
    2022-08-01 $286,125 (5.3%) $371,350 (12.8%) 0.00 202
    2022-09-01 $276,125 (2.4%) $367,038 (8.6%) 0.00 211
    2022-10-01 $250,000 (-10.6%) $358,241 (3.0%) 0.00 212
    2022-11-01 $249,675 (-12.3%) $345,156 (0.0%) 0.00 210
    2022-12-01 $262,200 (-5.7%) $346,900 (2.8%) 0.00 219
    2023-01-01 $265,225 (-1.7%) $342,640 (2.3%) 0.00 215
    2023-02-01 $278,425 (-2.1%) $348,206 (-1.6%) 0.00 203
    2023-03-01 $284,975 (-5.8%) $359,103 (-0.5%) 0.00 191
    2023-04-01 $329,900 (10.0%) $369,815 (-0.2%) 0.00 165
    2023-05-01 $328,650 (11.4%) $384,785 (-2.2%) 0.00 184
    2023-06-01 $328,325 (9.6%) $379,315 (-0.2%) 0.00 186
    2023-07-01 $319,950 (8.6%) $368,757 (-2.0%) 0.00 199
    2023-08-01 $300,000 (4.9%) $359,807 (-3.1%) 0.00 225
    2023-09-01 $288,900 (4.6%) $348,096 (-5.2%) 0.00 246
    2023-10-01 $276,475 (10.6%) $344,608 (-3.8%) 0.00 271
    2023-11-01 $286,675 (14.8%) $348,855 (1.1%) 0.00 285
    2023-12-01 $275,000 (4.9%) $344,429 (-0.7%) 0.00 265
    2024-01-01 $269,925 (1.8%) $339,197 (-1.0%) 0.00 257
    2024-02-01 $274,949 (-1.3%) $343,894 (-1.2%) 0.00 259
    2024-03-01 $279,400 (-2.0%) $348,518 (-3.0%) 0.00 253
    2024-04-01 $299,000 (-9.4%) $354,666 (-4.1%) 0.00 260
    2024-05-01 $304,950 (-7.2%) $365,113 (-5.1%) 0.00 239
    2024-06-01 $299,785 (-8.7%) $349,739 (-7.8%) 0.00 252
    2024-07-01 $286,225 (-10.5%) $349,141 (-5.3%) 0.00 264
    2024-08-01 $295,000 (-1.7%) $347,149 (-3.5%) 0.00 255
    2024-09-01 $292,400 (1.2%) $347,736 (-0.1%) 0.00 255
    2024-10-01 $289,900 (4.9%) $345,250 (0.2%) 0.00 282
    2024-11-01 $286,200 (-0.2%) $338,931 (-2.8%) 0.00 286
    VICTORIA's median listing price for 2024-11-01 was $286,200, a difference of $-475 (-0.2%) versus the prior year and $-3,700 versus the prior month.

    VICTORIA's median listing price comes in at 0% of the national average.

    VICTORIA's average listing price for 2024-11-01 was $338,931, a difference of $-9,924 (-2.8%) versus the prior year and $-6,319 versus the prior month.

    For the 2024-11-01 period, VICTORIA had 286 MLS listings, a difference of 4 listings (1%) versus the prior month and 1 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,085 sqft
    2018-02-01 0 days 2,031 sqft
    2018-03-01 0 days 2,069 sqft
    2018-04-01 0 days 2,087 sqft
    2018-05-01 0 days 2,025 sqft
    2018-06-01 0 days 2,037 sqft
    2018-07-01 0 days 2,043 sqft
    2018-08-01 0 days 2,030 sqft
    2018-09-01 0 days 2,011 sqft
    2018-10-01 0 days 2,044 sqft
    2018-11-01 0 days 2,034 sqft
    2018-12-01 0 days 2,049 sqft
    2019-01-01 0 days 2,014 sqft
    2019-02-01 0 days 2,020 sqft
    2019-03-01 0 days 2,055 sqft
    2019-04-01 0 days 2,066 sqft
    2019-05-01 0 days 2,093 sqft
    2019-06-01 0 days 2,088 sqft
    2019-07-01 0 days 2,076 sqft
    2019-08-01 0 days 2,037 sqft
    2019-09-01 0 days 1,981 sqft
    2019-10-01 0 days 1,944 sqft
    2019-11-01 0 days 1,946 sqft
    2019-12-01 0 days 1,931 sqft
    2020-01-01 0 days 1,903 sqft
    2020-02-01 0 days 1,906 sqft
    2020-03-01 0 days 1,868 sqft
    2020-04-01 0 days 1,900 sqft
    2020-05-01 0 days 2,007 sqft
    2020-06-01 0 days 2,023 sqft
    2020-07-01 0 days 2,067 sqft
    2020-08-01 0 days 2,102 sqft
    2020-09-01 0 days 2,137 sqft
    2020-10-01 0 days 2,131 sqft
    2020-11-01 0 days 2,057 sqft
    2020-12-01 0 days 2,036 sqft
    2021-01-01 0 days 2,042 sqft
    2021-02-01 0 days 2,031 sqft
    2021-03-01 0 days 2,041 sqft
    2021-04-01 0 days 2,021 sqft
    2021-05-01 0 days 2,020 sqft
    2021-06-01 0 days 2,004 sqft
    2021-07-01 0 days 1,916 sqft
    2021-08-01 0 days 1,924 sqft
    2021-09-01 0 days 1,881 sqft
    2021-10-01 0 days 1,882 sqft
    2021-11-01 0 days 1,871 sqft
    2021-12-01 0 days 1,842 sqft
    2022-01-01 0 days 1,874 sqft
    2022-02-01 0 days 1,899 sqft
    2022-03-01 0 days 1,894 sqft
    2022-04-01 0 days 1,972 sqft
    2022-05-01 0 days 1,960 sqft
    2022-06-01 0 days 1,911 sqft
    2022-07-01 0 days 1,894 sqft
    2022-08-01 0 days 1,871 sqft
    2022-09-01 0 days 1,818 sqft
    2022-10-01 0 days 1,814 sqft
    2022-11-01 0 days 1,792 sqft
    2022-12-01 0 days 1,808 sqft
    2023-01-01 0 days 1,807 sqft
    2023-02-01 0 days 1,816 sqft
    2023-03-01 0 days 1,899 sqft
    2023-04-01 0 days 1,938 sqft
    2023-05-01 0 days 1,997 sqft
    2023-06-01 0 days 1,943 sqft
    2023-07-01 0 days 1,910 sqft
    2023-08-01 0 days 1,915 sqft
    2023-09-01 0 days 1,865 sqft
    2023-10-01 0 days 1,820 sqft
    2023-11-01 0 days 1,884 sqft
    2023-12-01 0 days 1,888 sqft
    2024-01-01 0 days 1,889 sqft
    2024-02-01 0 days 1,899 sqft
    2024-03-01 0 days 1,921 sqft
    2024-04-01 0 days 1,930 sqft
    2024-05-01 0 days 1,938 sqft
    2024-06-01 0 days 1,960 sqft
    2024-07-01 0 days 1,921 sqft
    2024-08-01 0 days 1,893 sqft
    2024-09-01 0 days 1,879 sqft
    2024-10-01 0 days 1,858 sqft
    2024-11-01 0 days 1,830 sqft
    VICTORIA's median listing age (time on market) for 2024-11-01 was 0 days.

    VICTORIA's median square footage for active listings during the 2024-11-01 period was 1,830 sqft. One year prior, the average listing was 1,884 sqft.

    VICTORIA, TX Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    77901 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
    77902 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
    77903 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
    77904 Victoria, TX MSA $940 $1,020 $1,270 $1,620 $1,820
    77905 Victoria, TX MSA $850 $920 $1,140 $1,450 $1,640
    77951 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    77960 Victoria, TX MSA $770 $840 $1,040 $1,330 $1,500
    77963 Victoria, TX MSA $740 $800 $1,000 $1,270 $1,440
    77968 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    77973 Victoria, TX MSA $830 $890 $1,110 $1,410 $1,590
    77974 Victoria, TX MSA $910 $990 $1,230 $1,570 $1,770
    77976 Victoria, TX MSA $910 $990 $1,230 $1,570 $1,770
    77977 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    77979 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    77988 Victoria, TX MSA $780 $840 $1,050 $1,330 $1,510
    77993 Victoria, TX MSA $750 $810 $1,010 $1,280 $1,450
    77995 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    78107 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    78119 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
    78164 Victoria, TX MSA $750 $810 $1,010 $1,290 $1,450

    2022 Average & Median Rent Data Statistics
    VICTORIA, TX average 1BR rent: $861, median: $825
    VICTORIA, TX average 2BR rent: $1,071, median: $1,025
    VICTORIA, TX average 3BR rent: $1,365, median: $1,310

    VICTORIA, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 848 $197,840,000 $233,302
    Other 72 $7,600,000 $105,556
    Cash Out Refi 55 $10,325,000 $187,727
    Refi 52 $12,840,000 $246,923
    Home Improvement 31 $3,845,000 $124,032

    Victoria's most frequently cited loan purpose was Home Purchase, with 848 originations. The 2nd most popular reason was Other, with 72 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 402 $97,130,000 $241,617
    7-8% 225 $49,655,000 $220,689
    5-6% 165 $40,345,000 $244,515
    Over 8% 162 $23,430,000 $144,630
    4-5% 17 $5,085,000 $299,118
    <2.5% 5 $65,000 $13,000

    During 2023, Victoria's most frequently originated rate bucket was 6-7%, with 402 originations.

    Loan Sizing (VICTORIA, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 410 $111,580,000 $272,146
    $100k-200k 378 $56,830,000 $150,344
    $100,000 or less 174 $11,780,000 $67,701
    $400k-600k 74 $34,840,000 $470,811
    $600k-1000k 21 $14,365,000 $684,048
    $Over $1MM 1 $3,055,000 $3,055,000

    VICTORIA's loan sizing saw the bucket of loans from $200k-400k with 410 originations, totaling $111,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 601 $146,055,000 $243,020
    60-80% 183 $42,205,000 $230,628
    40-60% 70 $12,370,000 $176,714
    20-40% 57 $5,895,000 $103,421
    Under 20% 31 $1,515,000 $48,871
    Over 100% 25 $6,415,000 $256,600

    VICTORIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $146,055,000 in origination value.