VICTORIA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Victoria averaged
6.63%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.35% and
one month ago for the week of 2023-04-20, the
average rate was 6.15%.
Victoria's average rate one year ago was 4.91%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.57%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Victoria 30 Year Fixed Rate | 2023-05-25 | 6.63% |
| Victoria 30 Year Fixed Rate Refi | 2023-05-25 | 6.57% |
| Victoria 15 Year Fixed Rate | 2023-05-25 | 6.07% |
| Victoria 15 Year Fixed Rate Refi | 2023-05-25 | 6.17% |
| Victoria 30 Year FHA | 2023-05-25 | 6.06% |
| Victoria 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Victoria 30 Year USDA | 2023-05-25 | 6.53% |
| Victoria 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Victoria 30 Year VA | 2023-05-25 | 6.02% |
| Victoria 30 Year VA Refi | 2023-05-25 | 6.61% |
VICTORIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VICTORIA, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VICTORIA Average Closing Costs & Other Stats
VICTORIA, TX's 112 lenders originated 1,480
loans during 2022. The total origination value was $376,440,000, with an average loan value of
$254,351.
VICTORIA's average closing costs are $5,514.
The top VICTORIA lender as defined by loan originations is TEXAS DOW EMPLOYEES CREDIT UNION, with
104 loans originated. Their average total fees are
$5,005, which is $1,165
higher than the next largest lender,
Prosperity Bank.
The lowest fee VICTORIA lenders (with over 10 loans originated) are
Prosperity Bank ($3,839), Wells Fargo Bank ($3,876), TEXAS DOW EMPLOYEES CREDIT UNION ($5,005), Wallick & Volk, Inc. ($5,499) and UNITED WHOLESALE MORTGAGE, LLC ($5,646).
The lowest rate VICTORIA lenders (with over 10 loans originated) are
Wallick & Volk, Inc. (4.59%), WESTSTAR MORTGAGE CORPORATION (4.64%), Wells Fargo Bank (4.67%), Prosperity Bank (5.01%) and QUICKEN LOANS, LLC (5.20%).
VICTORIA, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Prosperity Bank | $47,900,000 | $54,780,000 | 14.4% | 14.6% |
| Wallick & Volk, Inc. | $44,200,000 | $27,470,000 | -37.9% | 7.3% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $45,800,000 | $26,810,000 | -41.5% | 7.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $22,035,000 | $26,070,000 | 18.3% | 6.9% |
| KeyBank | $23,805,000 | n/a | 6.3% | |
| QUICKEN LOANS, LLC | $41,315,000 | $20,945,000 | -49.3% | 5.6% |
| Washington Federal Bank | $11,405,000 | n/a | 3.0% | |
| First Community Bank | $25,715,000 | $8,205,000 | -68.1% | 2.2% |
| Wells Fargo Bank | $35,375,000 | $8,065,000 | -77.2% | 2.1% |
| WESTSTAR MORTGAGE CORPORATION | $15,055,000 | $8,065,000 | -46.4% | 2.1% |
| Mortgage Research Center, LLC | $8,775,000 | $7,960,000 | -9.3% | 2.1% |
| Origin Bank | $395,000 | $6,005,000 | 1,420.3% | 1.6% |
| First National Bank in Port Lavaca | $5,105,000 | $4,975,000 | -2.5% | 1.3% |
| Hometown Lenders, Inc. | $155,000 | $4,650,000 | 2,900.0% | 1.2% |
| AMCAP MORTGAGE, LTD. | $12,390,000 | $4,470,000 | -63.9% | 1.2% |
| Crossroads Bank | $4,135,000 | $4,460,000 | 7.9% | 1.2% |
| TrustTexas Bank, SSB | $5,930,000 | $4,135,000 | -30.3% | 1.1% |
| 21ST MORTGAGE CORPORATION | $5,070,000 | $4,130,000 | -18.5% | 1.1% |
| CALIBER HOME LOANS, INC. | $6,880,000 | $4,060,000 | -41.0% | 1.1% |
| GREYSTONE SERVICING COMPANY LLC | $3,965,000 | n/a | 1.1% | |
| BancorpSouth Bank | $3,055,000 | n/a | 0.8% | |
| LOANDEPOT.COM, LLC | $4,240,000 | $3,045,000 | -28.2% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $8,865,000 | $3,010,000 | -66.0% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,010,000 | $2,915,000 | 45.0% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $8,285,000 | $2,840,000 | -65.7% | 0.8% |
| DRAPER AND KRAMER MORTGAGE CORP. | $195,000 | $2,770,000 | 1,320.5% | 0.7% |
| USAA Federal Savings Bank | $2,560,000 | $2,405,000 | -6.1% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $10,500,000 | $2,375,000 | -77.4% | 0.6% |
| Pinnacle Bank | $2,275,000 | n/a | 0.6% | |
| Mr. Cooper ( Nationstar Mortgage ) | $5,090,000 | $2,255,000 | -55.7% | 0.6% |
| Gateway First Bank | $2,070,000 | $2,235,000 | 8.0% | 0.6% |
| NATIONS RELIABLE LENDING, LLC | $4,775,000 | $2,075,000 | -56.5% | 0.6% |
| SOUTHWEST STAGE FUNDING, LLC | $1,585,000 | $2,065,000 | 30.3% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $610,000 | $1,910,000 | 213.1% | 0.5% |
| Flagstar Bank, FSB | $635,000 | $1,840,000 | 189.8% | 0.5% |
| GUILD MORTGAGE COMPANY | $2,010,000 | $1,765,000 | -12.2% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,015,000 | $1,725,000 | -42.8% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $330,000 | $1,540,000 | 366.7% | 0.4% |
| LOANPEOPLE, LLC | $1,515,000 | n/a | 0.4% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $700,000 | $1,335,000 | 90.7% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,930,000 | $1,235,000 | -36.0% | 0.3% |
| NEWREZ LLC | $3,975,000 | $1,230,000 | -69.1% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $600,000 | $1,170,000 | 95.0% | 0.3% |
| LIMA ONE CAPITAL, LLC | $1,135,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $3,735,000 | $1,085,000 | -71.0% | 0.3% |
| RANDOLPH-BROOKS | $465,000 | $1,060,000 | 128.0% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,830,000 | $1,050,000 | -42.6% | 0.3% |
| CMG MORTGAGE, INC. | $2,020,000 | $1,035,000 | -48.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,260,000 | $1,030,000 | -18.3% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $915,000 | $1,010,000 | 10.4% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $490,000 | $965,000 | 96.9% | 0.3% |
| COUNTRYPLACE MORTGAGE, LTD. | $475,000 | $960,000 | 102.1% | 0.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $550,000 | $920,000 | 67.3% | 0.2% |
| R Bank | $975,000 | $900,000 | -7.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $200,000 | $865,000 | 332.5% | 0.2% |
| PREMIA MORTGAGE, LLC | $865,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $1,185,000 | $850,000 | -28.3% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $435,000 | $825,000 | 89.7% | 0.2% |
| VeraBank | $825,000 | n/a | 0.2% | |
| MID AMERICA MORTGAGE, INC. | $290,000 | $795,000 | 174.1% | 0.2% |
| THRIVE MORTGAGE, LLC | $795,000 | n/a | 0.2% | |
| Citizens Bank | $1,000,000 | $790,000 | -21.0% | 0.2% |
| OPEN MORTGAGE, LLC | $790,000 | n/a | 0.2% | |
| Network Funding, L.P. | $360,000 | $770,000 | 113.9% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $195,000 | $745,000 | 282.1% | 0.2% |
| U.S. Bank | $970,000 | $740,000 | -23.7% | 0.2% |
| Loan Simple, Inc. | $300,000 | $735,000 | 145.0% | 0.2% |
| The Bank of San Antonio | $735,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $175,000 | $730,000 | 317.1% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $2,160,000 | $720,000 | -66.7% | 0.2% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $720,000 | n/a | 0.2% | |
| CHURCHILL MORTGAGE CORPORATION | $1,240,000 | $710,000 | -42.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $310,000 | $670,000 | 116.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $640,000 | n/a | 0.2% | |
| AMERICAN HERITAGE LENDING, INC. | $635,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $3,550,000 | $630,000 | -82.3% | 0.2% |
| JPMorgan Chase Bank | $800,000 | $620,000 | -22.5% | 0.2% |
| Trinity Oaks Mortgage, LLC | $615,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $540,000 | $605,000 | 12.0% | 0.2% |
| GUARANTEED RATE, INC. | $910,000 | $605,000 | -33.5% | 0.2% |
| A+ Federal Credit Union | $155,000 | $590,000 | 280.6% | 0.2% |
| Bank of America | $1,355,000 | $575,000 | -57.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $3,725,000 | $570,000 | -84.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $2,605,000 | $565,000 | -78.3% | 0.2% |
| CITIZENS EQUITY FIRST | $550,000 | n/a | 0.1% | |
| Centennial Bank | $535,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $75,000 | $520,000 | 593.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $235,000 | $520,000 | 121.3% | 0.1% |
| MICHIGAN MUTUAL, INC. | $515,000 | n/a | 0.1% | |
| TIB The Independent Bankersbank | $515,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $510,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $465,000 | $510,000 | 9.7% | 0.1% |
| Frost Bank | $995,000 | $490,000 | -50.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $805,000 | $480,000 | -40.4% | 0.1% |
| First Home Bank | $475,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,620,000 | $470,000 | -71.0% | 0.1% |
| SECURITY SERVICE | $590,000 | $460,000 | -22.0% | 0.1% |
| First United Bank and Trust Company | $240,000 | $450,000 | 87.5% | 0.1% |
| LEGEND LENDING CORPORATION | $445,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $440,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $175,000 | $440,000 | 151.4% | 0.1% |
| American Mortgage Bank, LLC | $435,000 | n/a | 0.1% | |
| NexBank | $520,000 | $435,000 | -16.3% | 0.1% |
| H E B | $430,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $195,000 | $430,000 | 120.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $245,000 | $425,000 | 73.5% | 0.1% |
| Sunflower Bank | $420,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $415,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $225,000 | $395,000 | 75.6% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $380,000 | n/a | 0.1% | |
| LOANPAL, LLC | $145,000 | $380,000 | 162.1% | 0.1% |
| MLD MORTGAGE INC. | $375,000 | n/a | 0.1% | |
| International Bank of Commerce | $275,000 | $370,000 | 34.5% | 0.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | $285,000 | $370,000 | 29.8% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $345,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $340,000 | n/a | 0.1% | |
| UNIVERSITY Federal Credit Union | $350,000 | $335,000 | -4.3% | 0.1% |
| PLANET HOME LENDING, LLC | $330,000 | n/a | 0.1% | |
| AUSTIN TELCO Federal Credit Union | $325,000 | n/a | 0.1% | |
| FINANCIAL CONCEPTS MORTGAGE, LLC | $315,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $105,000 | $315,000 | 200.0% | 0.1% |
| City Bank | $500,000 | $310,000 | -38.0% | 0.1% |
| AMPLIFY | $305,000 | n/a | 0.1% | |
| ASPIRE FINANCIAL, INC. | $995,000 | $305,000 | -69.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $985,000 | $305,000 | -69.0% | 0.1% |
| Ally Bank | $295,000 | n/a | 0.1% | |
| FIRST CONTINENTAL MORTGAGE, LTD. | $295,000 | n/a | 0.1% | |
| GROUP MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| The Home Loan Expert LLC | $285,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $2,115,000 | $280,000 | -86.8% | 0.1% |
| Regions Bank | $2,300,000 | $280,000 | -87.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $155,000 | $280,000 | 80.6% | 0.1% |
| BAY EQUITY LLC | $275,000 | n/a | 0.1% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| KINECTA | $275,000 | n/a | 0.1% | |
| UNITED BUILT HOMES, L.L.C. | $795,000 | $275,000 | -65.4% | 0.1% |
| Hancock Whitney Bank | $270,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $460,000 | $265,000 | -42.4% | 0.1% |
| Nations Lending Corporation | $820,000 | $265,000 | -67.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,085,000 | $260,000 | -76.0% | 0.1% |
| Farm Credit Mid-America, ACA | $255,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $255,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
| LHM FINANCIAL CORPORATION | $255,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $340,000 | $255,000 | -25.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | n/a | 0.1% | |
| CAPITAL CREDIT UNION | $235,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $370,000 | $235,000 | -36.5% | 0.1% |
| First Guaranty Mortgage Corporation | $485,000 | $225,000 | -53.6% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,600,000 | $225,000 | -85.9% | 0.1% |
| SUMMIT FUNDING, INC. | $225,000 | $225,000 | 0.0% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $215,000 | n/a | 0.1% | |
| OCMBC, INC. | $195,000 | $215,000 | 10.3% | 0.1% |
| AMERICAN ADVISORS GROUP | $310,000 | $210,000 | -32.3% | 0.1% |
| BOKF | $520,000 | $210,000 | -59.6% | 0.1% |
| American Momentum Bank | $205,000 | n/a | 0.1% | |
| KBR HERITAGE | $205,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $480,000 | $205,000 | -57.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $515,000 | $195,000 | -62.1% | 0.1% |
| Neighborhood Loans, Inc. | $195,000 | n/a | 0.1% | |
| Simmons Bank | $195,000 | n/a | 0.1% | |
| American Bank | $740,000 | $185,000 | -75.0% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $595,000 | $185,000 | -68.9% | 0.0% |
| EMM LOANS LLC | $185,000 | n/a | 0.0% | |
| First Bank & Trust | $185,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $185,000 | n/a | 0.0% | |
| CSL Financial, LLC | $270,000 | $180,000 | -33.3% | 0.0% |
| Chicago Mortgage Solutions LLC | $305,000 | $175,000 | -42.6% | 0.0% |
| SOUTHWEST FUNDING, LP | $1,165,000 | $165,000 | -85.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $195,000 | $155,000 | -20.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $2,930,000 | $155,000 | -94.7% | 0.0% |
| Republic State Mortgage Co. | $145,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $360,000 | $140,000 | -61.1% | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | $135,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $135,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $115,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $105,000 | $115,000 | 9.5% | 0.0% |
| FIRST TECHNOLOGY | $115,000 | n/a | 0.0% | |
| ASSOCIATED MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| First National Bank of America | $105,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $675,000 | $105,000 | -84.4% | 0.0% |
| NBKC BANK | $265,000 | $105,000 | -60.4% | 0.0% |
| MEMBERS CHOICE Credit Union | $95,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $95,000 | n/a | 0.0% | |
| GULF COAST | $85,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $830,000 | $85,000 | -89.8% | 0.0% |
| Deere Employees Credit Union | $65,000 | n/a | 0.0% | |
| First Financial Bank | $45,000 | n/a | 0.0% |
VICTORIA's top lender by overall market share is Prosperity Bank, with 14.6% market share. In second place, with 7.3%, is Wallick & Volk, Inc., having originated $27,470,000 in loans. In third place, with 7.1%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $26,810,000 in loans. In fourth place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,070,000 in loans. In fifth place, with 6.3%, is KeyBank, having originated $23,805,000 in loans.
VICTORIA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $229,938 (15.4%) | $278,157 (22.5%) | 0.00 | 266 |
| 2018-02-01 | $222,225 (12.6%) | $269,591 (18.2%) | 0.00 | 256 |
| 2018-03-01 | $223,750 (12.3%) | $269,170 (15.4%) | 0.00 | 256 |
| 2018-04-01 | $232,400 (12.0%) | $264,464 (10.5%) | 0.00 | 263 |
| 2018-05-01 | $224,450 (4.4%) | $261,413 (4.3%) | 0.00 | 273 |
| 2018-06-01 | $219,893 (0.7%) | $257,376 (2.1%) | 0.00 | 274 |
| 2018-07-01 | $228,225 (6.5%) | $249,303 (-0.3%) | 0.00 | 276 |
| 2018-08-01 | $221,600 (4.6%) | $245,236 (-2.1%) | 0.00 | 291 |
| 2018-09-01 | $221,886 (4.6%) | $250,566 (-0.4%) | 0.00 | 283 |
| 2018-10-01 | $229,950 (7.7%) | $254,382 (-0.7%) | 0.00 | 266 |
| 2018-11-01 | $234,900 (2.2%) | $255,857 (-8.5%) | 0.00 | 273 |
| 2018-12-01 | $239,400 (4.1%) | $269,609 (-4.4%) | 0.00 | 255 |
| 2019-01-01 | $237,450 (3.3%) | $267,231 (-3.9%) | 0.00 | 241 |
| 2019-02-01 | $232,175 (4.5%) | $267,568 (-0.8%) | 0.00 | 234 |
| 2019-03-01 | $239,000 (6.8%) | $291,744 (8.4%) | 0.00 | 240 |
| 2019-04-01 | $245,024 (5.4%) | $302,226 (14.3%) | 0.00 | 233 |
| 2019-05-01 | $242,450 (8.0%) | $279,800 (7.0%) | 0.00 | 251 |
| 2019-06-01 | $244,999 (11.4%) | $288,229 (12.0%) | 0.00 | 280 |
| 2019-07-01 | $248,686 (9.0%) | $291,441 (16.9%) | 0.00 | 284 |
| 2019-08-01 | $246,900 (11.4%) | $292,878 (19.4%) | 0.00 | 297 |
| 2019-09-01 | $236,375 (6.5%) | $292,302 (16.7%) | 0.00 | 313 |
| 2019-10-01 | $226,844 (-1.4%) | $285,186 (12.1%) | 0.00 | 326 |
| 2019-11-01 | $225,000 (-4.2%) | $291,886 (14.1%) | 0.00 | 302 |
| 2019-12-01 | $221,500 (-7.5%) | $288,081 (6.9%) | 0.00 | 294 |
| 2020-01-01 | $220,450 (-7.2%) | $275,551 (3.1%) | 0.00 | 286 |
| 2020-02-01 | $224,900 (-3.1%) | $286,072 (6.9%) | 0.00 | 278 |
| 2020-03-01 | $227,450 (-4.8%) | $294,703 (1.0%) | 0.00 | 262 |
| 2020-04-01 | $229,900 (-6.2%) | $294,717 (-2.5%) | 0.00 | 258 |
| 2020-05-01 | $242,900 (0.2%) | $310,224 (10.9%) | 0.00 | 236 |
| 2020-06-01 | $253,500 (3.5%) | $321,564 (11.6%) | 0.00 | 232 |
| 2020-07-01 | $265,700 (6.8%) | $327,838 (12.5%) | 0.00 | 240 |
| 2020-08-01 | $271,400 (9.9%) | $342,853 (17.1%) | 0.00 | 226 |
| 2020-09-01 | $274,550 (16.2%) | $351,239 (20.2%) | 0.00 | 219 |
| 2020-10-01 | $265,700 (17.1%) | $338,371 (18.7%) | 0.00 | 229 |
| 2020-11-01 | $268,921 (19.5%) | $333,205 (14.2%) | 0.00 | 231 |
| 2020-12-01 | $261,200 (17.9%) | $330,615 (14.8%) | 0.00 | 225 |
| 2021-01-01 | $271,150 (23.0%) | $333,358 (21.0%) | 0.00 | 197 |
| 2021-02-01 | $271,425 (20.7%) | $338,952 (18.5%) | 0.00 | 159 |
| 2021-03-01 | $277,400 (22.0%) | $342,735 (16.3%) | 0.00 | 142 |
| 2021-04-01 | $277,446 (20.7%) | $348,413 (18.2%) | 0.00 | 130 |
| 2021-05-01 | $284,900 (17.3%) | $369,998 (19.3%) | 0.00 | 123 |
| 2021-06-01 | $285,000 (12.4%) | $343,983 (7.0%) | 0.00 | 131 |
| 2021-07-01 | $256,900 (-3.3%) | $336,637 (2.7%) | 0.00 | 140 |
| 2021-08-01 | $271,675 (0.1%) | $329,165 (-4.0%) | 0.00 | 168 |
| 2021-09-01 | $269,750 (-1.8%) | $338,106 (-3.7%) | 0.00 | 176 |
| 2021-10-01 | $279,700 (5.3%) | $347,726 (2.8%) | 0.00 | 188 |
| 2021-11-01 | $284,575 (5.8%) | $345,054 (3.6%) | 0.00 | 186 |
| 2021-12-01 | $278,125 (6.5%) | $337,505 (2.1%) | 0.00 | 167 |
| 2022-01-01 | $269,900 (-0.5%) | $334,819 (0.4%) | 0.00 | 160 |
| 2022-02-01 | $284,500 (4.8%) | $354,022 (4.5%) | 0.00 | 156 |
| 2022-03-01 | $302,400 (9.0%) | $360,711 (5.3%) | 0.00 | 151 |
| 2022-04-01 | $299,900 (8.1%) | $370,652 (6.4%) | 0.00 | 130 |
| 2022-05-01 | $294,900 (3.5%) | $393,407 (6.3%) | 0.00 | 141 |
| 2022-06-01 | $299,600 (5.1%) | $380,006 (10.5%) | 0.00 | 149 |
| 2022-07-01 | $294,750 (14.7%) | $376,197 (11.8%) | 0.00 | 184 |
| 2022-08-01 | $286,125 (5.3%) | $371,350 (12.8%) | 0.00 | 202 |
| 2022-09-01 | $276,125 (2.4%) | $367,038 (8.6%) | 0.00 | 211 |
| 2022-10-01 | $250,000 (-10.6%) | $358,241 (3.0%) | 0.00 | 212 |
| 2022-11-01 | $249,675 (-12.3%) | $345,156 (0.0%) | 0.00 | 210 |
| 2022-12-01 | $262,200 (-5.7%) | $346,900 (2.8%) | 0.00 | 219 |
| 2023-01-01 | $265,225 (-1.7%) | $342,640 (2.3%) | 0.00 | 215 |
| 2023-02-01 | $278,425 (-2.1%) | $348,206 (-1.6%) | 0.00 | 203 |
| 2023-03-01 | $284,975 (-5.8%) | $359,103 (-0.5%) | 0.00 | 191 |
| 2023-04-01 | $329,900 (10.0%) | $369,815 (-0.2%) | 0.00 | 165 |
VICTORIA's median listing price comes in at 0% of the national average.
VICTORIA's average listing price for 2023-04-01 was $369,815, a difference of $-837 (-0.2%) versus the prior year and $10,712 versus the prior month.
For the 2023-04-01 period, VICTORIA had 165 MLS listings, a difference of -26 listings (-14%) versus the prior month and 35 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,085 sqft |
| 2018-02-01 | 0 days | 2,031 sqft |
| 2018-03-01 | 0 days | 2,069 sqft |
| 2018-04-01 | 0 days | 2,087 sqft |
| 2018-05-01 | 0 days | 2,025 sqft |
| 2018-06-01 | 0 days | 2,037 sqft |
| 2018-07-01 | 0 days | 2,043 sqft |
| 2018-08-01 | 0 days | 2,030 sqft |
| 2018-09-01 | 0 days | 2,011 sqft |
| 2018-10-01 | 0 days | 2,044 sqft |
| 2018-11-01 | 0 days | 2,034 sqft |
| 2018-12-01 | 0 days | 2,049 sqft |
| 2019-01-01 | 0 days | 2,014 sqft |
| 2019-02-01 | 0 days | 2,020 sqft |
| 2019-03-01 | 0 days | 2,032 sqft |
| 2019-04-01 | 0 days | 2,066 sqft |
| 2019-05-01 | 0 days | 2,093 sqft |
| 2019-06-01 | 0 days | 2,088 sqft |
| 2019-07-01 | 0 days | 2,076 sqft |
| 2019-08-01 | 0 days | 2,062 sqft |
| 2019-09-01 | 0 days | 2,011 sqft |
| 2019-10-01 | 0 days | 1,942 sqft |
| 2019-11-01 | 0 days | 1,954 sqft |
| 2019-12-01 | 0 days | 1,931 sqft |
| 2020-01-01 | 0 days | 1,903 sqft |
| 2020-02-01 | 0 days | 1,906 sqft |
| 2020-03-01 | 0 days | 1,868 sqft |
| 2020-04-01 | 0 days | 1,900 sqft |
| 2020-05-01 | 0 days | 2,009 sqft |
| 2020-06-01 | 0 days | 2,026 sqft |
| 2020-07-01 | 0 days | 2,068 sqft |
| 2020-08-01 | 0 days | 2,102 sqft |
| 2020-09-01 | 0 days | 2,137 sqft |
| 2020-10-01 | 0 days | 2,131 sqft |
| 2020-11-01 | 0 days | 2,057 sqft |
| 2020-12-01 | 0 days | 2,036 sqft |
| 2021-01-01 | 0 days | 2,042 sqft |
| 2021-02-01 | 0 days | 2,031 sqft |
| 2021-03-01 | 0 days | 2,041 sqft |
| 2021-04-01 | 0 days | 2,021 sqft |
| 2021-05-01 | 0 days | 2,020 sqft |
| 2021-06-01 | 0 days | 2,004 sqft |
| 2021-07-01 | 0 days | 1,916 sqft |
| 2021-08-01 | 0 days | 1,924 sqft |
| 2021-09-01 | 0 days | 1,881 sqft |
| 2021-10-01 | 0 days | 1,882 sqft |
| 2021-11-01 | 0 days | 1,871 sqft |
| 2021-12-01 | 0 days | 1,842 sqft |
| 2022-01-01 | 0 days | 1,874 sqft |
| 2022-02-01 | 0 days | 1,899 sqft |
| 2022-03-01 | 0 days | 1,894 sqft |
| 2022-04-01 | 0 days | 1,972 sqft |
| 2022-05-01 | 0 days | 1,960 sqft |
| 2022-06-01 | 0 days | 1,911 sqft |
| 2022-07-01 | 0 days | 1,894 sqft |
| 2022-08-01 | 0 days | 1,871 sqft |
| 2022-09-01 | 0 days | 1,818 sqft |
| 2022-10-01 | 0 days | 1,814 sqft |
| 2022-11-01 | 0 days | 1,792 sqft |
| 2022-12-01 | 0 days | 1,808 sqft |
| 2023-01-01 | 0 days | 1,807 sqft |
| 2023-02-01 | 0 days | 1,816 sqft |
| 2023-03-01 | 0 days | 1,899 sqft |
| 2023-04-01 | 0 days | 1,938 sqft |
VICTORIA's median square footage for active listings during the 2023-04-01 period was 1,938 sqft. One year prior, the average listing was 1,972 sqft.
VICTORIA, TX Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 77901 | Victoria, TX | $800 | $870 | $1,080 | $1,380 | $1,580 |
| 77902 | Victoria, TX | $790 | $860 | $1,070 | $1,370 | $1,570 |
| 77903 | Victoria, TX | $790 | $860 | $1,070 | $1,370 | $1,570 |
| 77904 | Victoria, TX | $870 | $950 | $1,180 | $1,510 | $1,730 |
| 77905 | Victoria, TX | $720 | $790 | $980 | $1,250 | $1,430 |
| 77951 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 77960 | Victoria, TX | $710 | $780 | $960 | $1,230 | $1,400 |
| 77963 | Victoria, TX | $700 | $770 | $950 | $1,220 | $1,390 |
| 77968 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 77973 | Victoria, TX | $790 | $860 | $1,070 | $1,370 | $1,570 |
| 77974 | Victoria, TX | $790 | $860 | $1,070 | $1,370 | $1,570 |
| 77976 | Victoria, TX | $830 | $900 | $1,120 | $1,430 | $1,640 |
| 77977 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 77979 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 77988 | Victoria, TX | $680 | $760 | $930 | $1,200 | $1,340 |
| 77993 | Victoria, TX | $680 | $760 | $930 | $1,200 | $1,350 |
| 77995 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 78107 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 78119 | Victoria, TX | $660 | $760 | $930 | $1,200 | $1,330 |
| 78164 | Victoria, TX | $670 | $760 | $930 | $1,200 | $1,330 |
2022 Average & Median Rent Data Statistics
VICTORIA, TX average 1BR rent: $805, median: $765
VICTORIA, TX average 2BR rent: $993, median: $940
VICTORIA, TX average 3BR rent: $1,275, median: $1,210
VICTORIA, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,089 | $285,825,000 | $262,466 |
| Refi | 167 | $55,945,000 | $335,000 |
| Cash Out Refi | 160 | $27,900,000 | $174,375 |
| Home Improvement | 35 | $3,395,000 | $97,000 |
| Other | 29 | $3,375,000 | $116,379 |
Victoria's most frequently cited loan purpose was Home Purchase, with 1,089 originations. The 2nd most popular reason was Refi, with 167 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 351 | $115,785,000 | $329,872 |
| 5-6% | 345 | $76,015,000 | $220,333 |
| 3-4% | 269 | $74,635,000 | $277,454 |
| 6-7% | 184 | $42,730,000 | $232,228 |
| 2.5-3% | 72 | $16,120,000 | $223,889 |
| 7-8% | 61 | $11,505,000 | $188,607 |
| Over 8% | 58 | $7,610,000 | $131,207 |
| <2.5% | 43 | $9,345,000 | $217,326 |
During 2022, Victoria's most frequently originated rate bucket was 4-5%, with 351 originations.
Loan Sizing (VICTORIA, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 622 | $169,830,000 | $273,039 |
| $100k-200k | 556 | $83,310,000 | $149,838 |
| $100,000 or less | 184 | $13,180,000 | $71,630 |
| $400k-600k | 89 | $41,925,000 | $471,067 |
| $600k-1000k | 20 | $14,300,000 | $715,000 |
| $Over $1MM | 9 | $53,895,000 | $5,988,333 |
VICTORIA's loan sizing saw the bucket of loans from $200k-400k with 622 originations, totaling $169,830,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 776 | $187,150,000 | $241,173 |
| 60-80% | 351 | $125,135,000 | $356,510 |
| 40-60% | 133 | $22,745,000 | $171,015 |
| 20-40% | 55 | $6,665,000 | $121,182 |
| Over 100% | 33 | $9,185,000 | $278,333 |
| Under 20% | 23 | $1,055,000 | $45,870 |
VICTORIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 776 originations, totaling $187,150,000 in origination value.