VICTORIA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Victoria averaged 6.8% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 7.14% and one month ago for the week of 2024-03-07, the average rate was 6.9%.

Victoria's average rate one year ago was 6.3%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Victoria 30 Year Fixed Rate 2024-04-11 6.8%
Victoria 30 Year Fixed Rate Refi 2024-04-11 7.28%
Victoria 15 Year Fixed Rate 2024-04-11 6.36%
Victoria 15 Year Fixed Rate Refi 2024-04-11 6.36%
Victoria 30 Year FHA 2024-04-11 6.6%
Victoria 30 Year FHA Refi 2024-04-11 6.84%
Victoria 30 Year USDA 2024-04-11 6.71%
Victoria 30 Year USDA Refi 2024-04-11 6.81%
Victoria 30 Year VA 2024-04-11 6.4%
Victoria 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VICTORIA, TX.

VICTORIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VICTORIA, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Prosperity Bank 96 6.41% $4,412
TEXAS DOW EMPLOYEES CREDIT UNION 83 7.29% $5,136
UNITED WHOLESALE MORTGAGE, LLC 43 6.96% $6,847
Wallick & Volk, Inc. 39 6.68% $7,945
QUICKEN LOANS, LLC 26 7.08% $6,003
FIRST CHOICE MH LLC 10 10.25% $2,954
WESTSTAR MORTGAGE CORPORATION 9 6.40% $8,989
Wells Fargo Bank 8 6.83% $8,044
AMCAP MORTGAGE, LTD. 8 6.97% $10,120
JPMorgan Chase Bank 7 6.66% $7,437
INTEGRITY MORTGAGE CORPORATION OF TEXAS 4 7.03% $10,267
21ST MORTGAGE CORPORATION 4 8.63% $6,643
DRAPER AND KRAMER MORTGAGE CORP. 4 6.91% $7,586
U.S. Bank 4 6.19% $2,878
RANDOLPH-BROOKS 3 6.63% $3,277
CMG MORTGAGE, INC. 3 5.96% $8,029
PNC Bank 3 6.17% $4,725
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.75% $4,675
AMERISAVE MORTGAGE CORPORATION 3 6.42% $8,383
LOANDEPOT.COM, LLC 3 6.87% $5,317
BROKER SOLUTIONS, INC. 3 6.83% $9,624
Farm Credit Mid-America, ACA 2 7.25% $11,195
Discover Bank 2 6.42% $0
Bank of America 2 5.56% $7,412
GUARANTEED RATE, INC. 2 6.56% $5,236
Gateway First Bank 2 6.88% $5,985
CARDINAL FINANCIAL 2 7.13% $19,446
FREEDOM MORTGAGE CORPORATION 2 7.50% $9,078
UNIVERSITY Federal Credit Union 2 7.19% $6,682
USAA Federal Savings Bank 2 6.38% $4,576
F & M Bank 2 6.75% $6,191
Flagstar Bank, FSB 2 7.06% $7,948
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.13% $6,292
First Horizon Bank 2 6.19% $6,486
ROYAL UNITED MORTGAGE LLC 1 6.50% $6,255
S1L, Inc. 1 6.25% $7,996
SECURITY SERVICE 1 6.13% $3,196
SOUTHWEST STAGE FUNDING, LLC 1 9.35% $8,986
S&S Financial 1 9.38% $4,589
UNION HOME MORTGAGE CORP. 1 6.63% $5,134
SWBC MORTGAGE CORPORATION 1 7.25% $740
AMERICAN FINANCING CORPORATION 1 6.50% $19,299
AMPLIFY 1 7.75% $4,090
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $6,322
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $7,551
BOKF 1 7.50% $6,423
CHEVRON 1 7.25% $4,566
Colonial Savings, F.A. 1 6.13% $5,895
CORNERSTONE HOME LENDING, INC. 1 6.38% $6,887
DIRECTIONS EQUITY, LLC 1 6.63% $6,918
Extraco Banks 1 6.38% $5,575
GARDNER FINANCIAL SERVICES, LTD. 1 7.63% $7,041
GUILD MORTGAGE COMPANY 1 7.13% $9,440
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $4,464
INTERLINC MORTGAGE SERVICES, LLC 1 7.63% $2,389
LOANPEOPLE, LLC 1 6.00% $10,830
Loan Simple, Inc. 1 0.00% $0
MICHIGAN MUTUAL, INC. 1 5.99% $9,391
Mortgage Research Center, LLC 1 6.75% $3,487
Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $8,873
MUTUAL OF OMAHA MORTGAGE, INC. 1 8.00% $11,344
NAVY ARMY COMMUNITY CREDIT UNION 1 7.00% $6,592
NAVY FEDERAL CREDIT UNION 1 8.13% $3,266
Network Funding, L.P. 1 5.99% $8,774
NexBank 1 8.50% $7,508
NJ LENDERS CORP. 1 7.63% $8,908
Northpointe Bank 1 6.50% $6,099
OCMBC, INC. 1 6.88% $18,500
PENNYMAC LOAN SERVICES, LLC 1 6.38% $7,531
PENTAGON FEDERAL CREDIT UNION 1 5.88% $4,010
Plains Commerce Bank 1 7.25% $9,977
PLAZA HOME MORTGAGE, INC. 1 6.88% $7,909
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $4,147
Regions Bank 1 7.13% $0

VICTORIA Average Closing Costs & Other Stats

VICTORIA, TX's 74 lenders originated 1,058 loans during 2023. The total origination value was $232,450,000, with an average loan value of $219,707.

VICTORIA's average closing costs are $5,742.

The top VICTORIA lender as defined by loan originations is Prosperity Bank, with 96 loans originated. Their average total fees are $4,412, which is $724 lower than the next largest lender, TEXAS DOW EMPLOYEES CREDIT UNION.

The lowest fee VICTORIA lenders (with over 10 loans originated) are FIRST CHOICE MH LLC ($2,954), Prosperity Bank ($4,412), TEXAS DOW EMPLOYEES CREDIT UNION ($5,136), QUICKEN LOANS, LLC ($6,003) and UNITED WHOLESALE MORTGAGE, LLC ($6,847).

The lowest rate VICTORIA lenders (with over 10 loans originated) are Prosperity Bank (6.41%), Wallick & Volk, Inc. (6.68%), UNITED WHOLESALE MORTGAGE, LLC (6.96%), QUICKEN LOANS, LLC (7.08%) and TEXAS DOW EMPLOYEES CREDIT UNION (7.29%).

VICTORIA, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Prosperity Bank $54,780,000 $40,980,000 -25.2% 17.6%
Wallick & Volk, Inc. $27,470,000 $31,060,000 13.1% 13.4%
UNITED WHOLESALE MORTGAGE, LLC $26,070,000 $22,880,000 -12.2% 9.8%
TEXAS DOW EMPLOYEES CREDIT UNION $26,810,000 $20,800,000 -22.4% 8.9%
QUICKEN LOANS, LLC $20,945,000 $8,350,000 -60.1% 3.6%
Mortgage Research Center, LLC $7,960,000 $6,180,000 -22.4% 2.7%
AMCAP MORTGAGE, LTD. $4,470,000 $4,985,000 11.5% 2.1%
WESTSTAR MORTGAGE CORPORATION $8,065,000 $4,620,000 -42.7% 2.0%
21ST MORTGAGE CORPORATION $4,130,000 $3,605,000 -12.7% 1.6%
LIMA ONE CAPITAL, LLC $1,135,000 $3,055,000 169.2% 1.3%
Newfirst National Bank $2,995,000 n/a 1.3%
CARDINAL FINANCIAL $1,235,000 $2,675,000 116.6% 1.2%
Crossroads Bank $4,460,000 $2,665,000 -40.2% 1.1%
Wells Fargo Bank $8,065,000 $2,475,000 -69.3% 1.1%
FIRST STATE BANK $2,085,000 n/a 0.9%
CMG MORTGAGE, INC. $1,035,000 $2,075,000 100.5% 0.9%
First National Bank in Port Lavaca $4,975,000 $2,055,000 -58.7% 0.9%
TRIAD FINANCIAL SERVICES, INC. $1,170,000 $1,980,000 69.2% 0.9%
JPMorgan Chase Bank $620,000 $1,970,000 217.7% 0.8%
NAVY FEDERAL CREDIT UNION $1,725,000 $1,960,000 13.6% 0.8%
DRAPER AND KRAMER MORTGAGE CORP. $2,770,000 $1,780,000 -35.7% 0.8%
TrustTexas Bank, SSB $4,135,000 $1,760,000 -57.4% 0.8%
First National Bank of Shiner $1,745,000 n/a 0.8%
Plains Commerce Bank $1,565,000 n/a 0.7%
Frost Bank $490,000 $1,380,000 181.6% 0.6%
American Bank $185,000 $1,375,000 643.2% 0.6%
Bank of America $575,000 $1,335,000 132.2% 0.6%
NEWREZ LLC $1,230,000 $1,280,000 4.1% 0.6%
SOUTHWEST STAGE FUNDING, LLC $2,065,000 $1,250,000 -39.5% 0.5%
U.S. Bank $740,000 $1,140,000 54.1% 0.5%
USAA Federal Savings Bank $2,405,000 $1,125,000 -53.2% 0.5%
Flagstar Bank, FSB $1,840,000 $1,050,000 -42.9% 0.5%
Equity Prime Mortgage LLC $1,040,000 n/a 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,910,000 $990,000 -48.2% 0.4%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $970,000 n/a 0.4%
RANDOLPH-BROOKS $1,060,000 $965,000 -9.0% 0.4%
NAVY ARMY COMMUNITY CREDIT UNION $1,335,000 $960,000 -28.1% 0.4%
FIRST CHOICE MH LLC $920,000 n/a 0.4%
First Liberty Bank $905,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $2,840,000 $890,000 -68.7% 0.4%
Farm Credit Mid-America, ACA $255,000 $870,000 241.2% 0.4%
First Horizon Bank $820,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $1,085,000 $795,000 -26.7% 0.3%
GUARANTEED RATE, INC. $605,000 $765,000 26.4% 0.3%
H E B $430,000 $750,000 74.4% 0.3%
FREEDOM MORTGAGE CORPORATION $2,375,000 $725,000 -69.5% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $430,000 $725,000 68.6% 0.3%
AMERICAN FINANCING CORPORATION $670,000 $720,000 7.5% 0.3%
Discover Bank $700,000 n/a 0.3%
UNITED BUILT HOMES, L.L.C. $275,000 $700,000 154.5% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,915,000 $695,000 -76.2% 0.3%
Network Funding, L.P. $770,000 $690,000 -10.4% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $825,000 $670,000 -18.8% 0.3%
PNC Bank $665,000 n/a 0.3%
BROKER SOLUTIONS, INC. $1,030,000 $650,000 -36.9% 0.3%
PLANET HOME LENDING, LLC $330,000 $610,000 84.8% 0.3%
GUARANTEED RATE AFFINITY, LLC $605,000 n/a 0.3%
COUNTRYPLACE MORTGAGE, LTD. $960,000 $600,000 -37.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $470,000 $595,000 26.6% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,540,000 $590,000 -61.7% 0.3%
Gateway First Bank $2,235,000 $580,000 -74.0% 0.2%
CSL Financial, LLC $180,000 $540,000 200.0% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $395,000 $535,000 35.4% 0.2%
CORNERSTONE HOME LENDING, INC. $720,000 $515,000 -28.5% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $920,000 $500,000 -45.7% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $520,000 $495,000 -4.8% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,255,000 $485,000 -78.5% 0.2%
SECURITY SERVICE $460,000 $485,000 5.4% 0.2%
Extraco Banks $465,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $865,000 $455,000 -47.4% 0.2%
F & M Bank $450,000 n/a 0.2%
UNIVERSITY Federal Credit Union $335,000 $450,000 34.3% 0.2%
GUILD MORTGAGE COMPANY $1,765,000 $445,000 -74.8% 0.2%
GARDNER FINANCIAL SERVICES, LTD. $440,000 n/a 0.2%
Kleberg Bank, N.A $440,000 n/a 0.2%
CHEVRON $435,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,010,000 $435,000 -56.9% 0.2%
ACADEMY MORTGAGE CORPORATION $965,000 $395,000 -59.1% 0.2%
RESIDENTIAL BANCORP $375,000 n/a 0.2%
LOANDEPOT.COM, LLC $3,045,000 $365,000 -88.0% 0.2%
Round Top State Bank $365,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $240,000 $360,000 50.0% 0.2%
THRIVE MORTGAGE, LLC $795,000 $355,000 -55.3% 0.2%
LOANPAL, LLC $380,000 $350,000 -7.9% 0.2%
NexBank $435,000 $350,000 -19.5% 0.2%
S&S Financial $345,000 n/a 0.1%
DUGOOD FEDERAL CREDIT UNION $335,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $520,000 $330,000 -36.5% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $140,000 $315,000 125.0% 0.1%
NATIONS RELIABLE LENDING, LLC $2,075,000 $310,000 -85.1% 0.1%
Colonial Savings, F.A. $265,000 $305,000 15.1% 0.1%
OCMBC, INC. $215,000 $295,000 37.2% 0.1%
UNION HOME MORTGAGE CORP. $565,000 $290,000 -48.7% 0.1%
BOKF $210,000 $285,000 35.7% 0.1%
PLAZA HOME MORTGAGE, INC. $440,000 $285,000 -35.2% 0.1%
Loan Simple, Inc. $735,000 $280,000 -61.9% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $370,000 $280,000 -24.3% 0.1%
First Community Bank $8,205,000 $275,000 -96.6% 0.1%
NJ LENDERS CORP. $265,000 n/a 0.1%
First United Bank and Trust Company $450,000 $255,000 -43.3% 0.1%
Carrington Mortgage Services, LLC $850,000 $250,000 -70.6% 0.1%
BRAZOS VALLEY SCHOOLS $245,000 n/a 0.1%
First State Bank $245,000 n/a 0.1%
LOANPEOPLE, LLC $1,515,000 $245,000 -83.8% 0.1%
Simmons Bank $195,000 $245,000 25.6% 0.1%
NFM, INC. $235,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $305,000 $235,000 -23.0% 0.1%
ROYAL UNITED MORTGAGE LLC $510,000 $235,000 -53.9% 0.1%
MANN FINANCIAL INC. $225,000 n/a 0.1%
The Falls City National Bank $225,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $225,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $220,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 n/a 0.1%
S1L, Inc. $215,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 n/a 0.1%
Presidential Bank, FSB $195,000 n/a 0.1%
United Heritage Credit Union $195,000 n/a 0.1%
HOMETRUST MORTGAGE COMPANY $185,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $425,000 $175,000 -58.8% 0.1%
VAN DYK MORTGAGE CORPORATION $280,000 $175,000 -37.5% 0.1%
CALIBER HOME LOANS, INC. $4,060,000 $165,000 -95.9% 0.1%
DIRECTIONS EQUITY, LLC $165,000 n/a 0.1%
Stride Bank $165,000 n/a 0.1%
Truist $165,000 n/a 0.1%
First National Bank Texas $155,000 n/a 0.1%
BARTON CREEK LENDING GROUP, LLC $145,000 n/a 0.1%
PINNACLE LENDING GROUP, INC. $135,000 n/a 0.1%
RB MORTGAGE LLC $135,000 n/a 0.1%
Regions Bank $280,000 $135,000 -51.8% 0.1%
Watermark Capital, Inc. $135,000 n/a 0.1%
Northpointe Bank $120,000 n/a 0.1%
AMPLIFY $305,000 $115,000 -62.3% 0.0%
MICHIGAN MUTUAL, INC. $515,000 $115,000 -77.7% 0.0%
MidFirst Bank $115,000 n/a 0.0%
FirstBank $95,000 n/a 0.0%
Neighborhood Loans, Inc. $195,000 $95,000 -51.3% 0.0%
Texas Mortgage Lending, LLC $85,000 n/a 0.0%
Credit Union of Texas $80,000 n/a 0.0%
Ally Bank $295,000 $75,000 -74.6% 0.0%
Deere Employees Credit Union $65,000 $75,000 15.4% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $65,000 n/a 0.0%
United Community Bank $55,000 n/a 0.0%
A+ Federal Credit Union $590,000 $35,000 -94.1% 0.0%
International Bank of Commerce $370,000 $25,000 -93.2% 0.0%

VICTORIA's top lender by overall market share is Prosperity Bank, with 17.6% market share. In second place, with 13.4%, is Wallick & Volk, Inc., having originated $31,060,000 in loans. In third place, with 9.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,880,000 in loans. In fourth place, with 8.9%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $20,800,000 in loans. In fifth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $8,350,000 in loans.


VICTORIA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $229,938 (15.4%) $278,157 (22.4%) 0.00 266
2018-02-01 $222,225 (12.6%) $269,591 (18.2%) 0.00 256
2018-03-01 $223,750 (12.3%) $269,170 (15.4%) 0.00 256
2018-04-01 $232,400 (11.6%) $264,464 (10.4%) 0.00 263
2018-05-01 $224,450 (4.4%) $261,413 (4.2%) 0.00 273
2018-06-01 $219,893 (0.7%) $257,376 (2.1%) 0.00 274
2018-07-01 $228,225 (6.5%) $249,303 (-0.3%) 0.00 276
2018-08-01 $221,600 (4.6%) $245,236 (-1.9%) 0.00 291
2018-09-01 $221,886 (4.6%) $250,566 (-0.3%) 0.00 283
2018-10-01 $229,950 (7.7%) $254,382 (-0.7%) 0.00 266
2018-11-01 $234,900 (2.2%) $255,857 (-8.6%) 0.00 273
2018-12-01 $239,400 (4.1%) $269,609 (-4.4%) 0.00 255
2019-01-01 $237,450 (3.3%) $267,231 (-3.9%) 0.00 241
2019-02-01 $232,175 (4.5%) $267,568 (-0.8%) 0.00 234
2019-03-01 $240,421 (7.5%) $299,211 (11.2%) 0.00 232
2019-04-01 $245,024 (5.4%) $304,800 (15.3%) 0.00 232
2019-05-01 $242,450 (8.0%) $279,800 (7.0%) 0.00 251
2019-06-01 $244,999 (11.4%) $288,229 (12.0%) 0.00 280
2019-07-01 $248,686 (9.0%) $291,441 (16.9%) 0.00 284
2019-08-01 $243,791 (10.0%) $291,343 (18.8%) 0.00 298
2019-09-01 $234,627 (5.7%) $288,340 (15.1%) 0.00 314
2019-10-01 $226,844 (-1.4%) $285,186 (12.1%) 0.00 324
2019-11-01 $225,000 (-4.2%) $291,886 (14.1%) 0.00 302
2019-12-01 $221,500 (-7.5%) $288,019 (6.8%) 0.00 294
2020-01-01 $220,450 (-7.2%) $275,551 (3.1%) 0.00 286
2020-02-01 $224,900 (-3.1%) $286,072 (6.9%) 0.00 278
2020-03-01 $227,450 (-5.4%) $294,703 (-1.5%) 0.00 262
2020-04-01 $229,900 (-6.2%) $294,717 (-3.3%) 0.00 258
2020-05-01 $240,950 (-0.6%) $309,360 (10.6%) 0.00 235
2020-06-01 $252,475 (3.1%) $320,715 (11.3%) 0.00 231
2020-07-01 $265,350 (6.7%) $327,423 (12.4%) 0.00 239
2020-08-01 $271,400 (11.3%) $342,853 (17.7%) 0.00 226
2020-09-01 $274,550 (17.0%) $351,239 (21.8%) 0.00 219
2020-10-01 $265,700 (17.1%) $338,371 (18.7%) 0.00 229
2020-11-01 $268,921 (19.5%) $333,205 (14.2%) 0.00 231
2020-12-01 $261,200 (17.9%) $330,615 (14.8%) 0.00 225
2021-01-01 $271,150 (23.0%) $333,358 (21.0%) 0.00 197
2021-02-01 $271,425 (20.7%) $338,952 (18.5%) 0.00 159
2021-03-01 $277,400 (22.0%) $342,735 (16.3%) 0.00 142
2021-04-01 $277,446 (20.7%) $348,413 (18.2%) 0.00 130
2021-05-01 $284,900 (18.2%) $369,998 (19.6%) 0.00 123
2021-06-01 $285,000 (12.9%) $343,983 (7.3%) 0.00 131
2021-07-01 $256,900 (-3.2%) $336,637 (2.8%) 0.00 140
2021-08-01 $271,675 (0.1%) $329,165 (-4.0%) 0.00 168
2021-09-01 $269,750 (-1.8%) $338,106 (-3.7%) 0.00 176
2021-10-01 $279,700 (5.3%) $347,726 (2.8%) 0.00 188
2021-11-01 $284,575 (5.8%) $345,054 (3.6%) 0.00 186
2021-12-01 $278,125 (6.5%) $337,505 (2.1%) 0.00 167
2022-01-01 $269,900 (-0.5%) $334,819 (0.4%) 0.00 160
2022-02-01 $284,500 (4.8%) $354,022 (4.5%) 0.00 156
2022-03-01 $302,400 (9.0%) $360,711 (5.3%) 0.00 151
2022-04-01 $299,900 (8.1%) $370,652 (6.4%) 0.00 130
2022-05-01 $294,900 (3.5%) $393,407 (6.3%) 0.00 141
2022-06-01 $299,600 (5.1%) $380,006 (10.5%) 0.00 149
2022-07-01 $294,750 (14.7%) $376,197 (11.8%) 0.00 184
2022-08-01 $286,125 (5.3%) $371,350 (12.8%) 0.00 202
2022-09-01 $276,125 (2.4%) $367,038 (8.6%) 0.00 211
2022-10-01 $250,000 (-10.6%) $358,241 (3.0%) 0.00 212
2022-11-01 $249,675 (-12.3%) $345,156 (0.0%) 0.00 210
2022-12-01 $262,200 (-5.7%) $346,900 (2.8%) 0.00 219
2023-01-01 $265,225 (-1.7%) $342,640 (2.3%) 0.00 215
2023-02-01 $278,425 (-2.1%) $348,206 (-1.6%) 0.00 203
2023-03-01 $284,975 (-5.8%) $359,103 (-0.5%) 0.00 191
2023-04-01 $329,900 (10.0%) $369,815 (-0.2%) 0.00 165
2023-05-01 $328,650 (11.4%) $384,785 (-2.2%) 0.00 184
2023-06-01 $328,325 (9.6%) $379,315 (-0.2%) 0.00 186
2023-07-01 $319,950 (8.6%) $368,757 (-2.0%) 0.00 199
2023-08-01 $300,000 (4.9%) $359,807 (-3.1%) 0.00 225
2023-09-01 $288,900 (4.6%) $348,096 (-5.2%) 0.00 246
2023-10-01 $276,475 (10.6%) $344,608 (-3.8%) 0.00 271
2023-11-01 $286,675 (14.8%) $348,855 (1.1%) 0.00 285
2023-12-01 $275,000 (4.9%) $344,429 (-0.7%) 0.00 265
2024-01-01 $269,925 (1.8%) $339,197 (-1.0%) 0.00 257
2024-02-01 $274,949 (-1.3%) $343,894 (-1.2%) 0.00 259
2024-03-01 $279,400 (-2.0%) $348,518 (-3.0%) 0.00 253
VICTORIA's median listing price for 2024-03-01 was $279,400, a difference of $-5,575 (-2.0%) versus the prior year and $4,451 versus the prior month.

VICTORIA's median listing price comes in at 0% of the national average.

VICTORIA's average listing price for 2024-03-01 was $348,518, a difference of $-10,585 (-3.0%) versus the prior year and $4,624 versus the prior month.

For the 2024-03-01 period, VICTORIA had 253 MLS listings, a difference of -6 listings (-2%) versus the prior month and 62 listings (32%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - VICTORIA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,085 sqft
2018-02-01 0 days 2,031 sqft
2018-03-01 0 days 2,069 sqft
2018-04-01 0 days 2,087 sqft
2018-05-01 0 days 2,025 sqft
2018-06-01 0 days 2,037 sqft
2018-07-01 0 days 2,043 sqft
2018-08-01 0 days 2,030 sqft
2018-09-01 0 days 2,011 sqft
2018-10-01 0 days 2,044 sqft
2018-11-01 0 days 2,034 sqft
2018-12-01 0 days 2,049 sqft
2019-01-01 0 days 2,014 sqft
2019-02-01 0 days 2,020 sqft
2019-03-01 0 days 2,055 sqft
2019-04-01 0 days 2,066 sqft
2019-05-01 0 days 2,093 sqft
2019-06-01 0 days 2,088 sqft
2019-07-01 0 days 2,076 sqft
2019-08-01 0 days 2,037 sqft
2019-09-01 0 days 1,981 sqft
2019-10-01 0 days 1,944 sqft
2019-11-01 0 days 1,946 sqft
2019-12-01 0 days 1,931 sqft
2020-01-01 0 days 1,903 sqft
2020-02-01 0 days 1,906 sqft
2020-03-01 0 days 1,868 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 2,007 sqft
2020-06-01 0 days 2,023 sqft
2020-07-01 0 days 2,067 sqft
2020-08-01 0 days 2,102 sqft
2020-09-01 0 days 2,137 sqft
2020-10-01 0 days 2,131 sqft
2020-11-01 0 days 2,057 sqft
2020-12-01 0 days 2,036 sqft
2021-01-01 0 days 2,042 sqft
2021-02-01 0 days 2,031 sqft
2021-03-01 0 days 2,041 sqft
2021-04-01 0 days 2,021 sqft
2021-05-01 0 days 2,020 sqft
2021-06-01 0 days 2,004 sqft
2021-07-01 0 days 1,916 sqft
2021-08-01 0 days 1,924 sqft
2021-09-01 0 days 1,881 sqft
2021-10-01 0 days 1,882 sqft
2021-11-01 0 days 1,871 sqft
2021-12-01 0 days 1,842 sqft
2022-01-01 0 days 1,874 sqft
2022-02-01 0 days 1,899 sqft
2022-03-01 0 days 1,894 sqft
2022-04-01 0 days 1,972 sqft
2022-05-01 0 days 1,960 sqft
2022-06-01 0 days 1,911 sqft
2022-07-01 0 days 1,894 sqft
2022-08-01 0 days 1,871 sqft
2022-09-01 0 days 1,818 sqft
2022-10-01 0 days 1,814 sqft
2022-11-01 0 days 1,792 sqft
2022-12-01 0 days 1,808 sqft
2023-01-01 0 days 1,807 sqft
2023-02-01 0 days 1,816 sqft
2023-03-01 0 days 1,899 sqft
2023-04-01 0 days 1,938 sqft
2023-05-01 0 days 1,997 sqft
2023-06-01 0 days 1,943 sqft
2023-07-01 0 days 1,910 sqft
2023-08-01 0 days 1,915 sqft
2023-09-01 0 days 1,865 sqft
2023-10-01 0 days 1,820 sqft
2023-11-01 0 days 1,884 sqft
2023-12-01 0 days 1,888 sqft
2024-01-01 0 days 1,889 sqft
2024-02-01 0 days 1,899 sqft
2024-03-01 0 days 1,921 sqft
VICTORIA's median listing age (time on market) for 2024-03-01 was 0 days.

VICTORIA's median square footage for active listings during the 2024-03-01 period was 1,921 sqft. One year prior, the average listing was 1,899 sqft.

VICTORIA, TX Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
77901 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
77902 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
77903 Victoria, TX MSA $880 $950 $1,180 $1,500 $1,700
77904 Victoria, TX MSA $940 $1,020 $1,270 $1,620 $1,820
77905 Victoria, TX MSA $850 $920 $1,140 $1,450 $1,640
77951 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
77960 Victoria, TX MSA $770 $840 $1,040 $1,330 $1,500
77963 Victoria, TX MSA $740 $800 $1,000 $1,270 $1,440
77968 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
77973 Victoria, TX MSA $830 $890 $1,110 $1,410 $1,590
77974 Victoria, TX MSA $910 $990 $1,230 $1,570 $1,770
77976 Victoria, TX MSA $910 $990 $1,230 $1,570 $1,770
77977 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
77979 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
77988 Victoria, TX MSA $780 $840 $1,050 $1,330 $1,510
77993 Victoria, TX MSA $750 $810 $1,010 $1,280 $1,450
77995 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
78107 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
78119 Victoria, TX MSA $710 $780 $970 $1,240 $1,410
78164 Victoria, TX MSA $750 $810 $1,010 $1,290 $1,450

2022 Average & Median Rent Data Statistics
VICTORIA, TX average 1BR rent: $861, median: $825
VICTORIA, TX average 2BR rent: $1,071, median: $1,025
VICTORIA, TX average 3BR rent: $1,365, median: $1,310

VICTORIA, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 848 $197,840,000 $233,302
Other 72 $7,600,000 $105,556
Cash Out Refi 55 $10,325,000 $187,727
Refi 52 $12,840,000 $246,923
Home Improvement 31 $3,845,000 $124,032

Victoria's most frequently cited loan purpose was Home Purchase, with 848 originations. The 2nd most popular reason was Other, with 72 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 402 $97,130,000 $241,617
7-8% 225 $49,655,000 $220,689
5-6% 165 $40,345,000 $244,515
Over 8% 162 $23,430,000 $144,630
4-5% 17 $5,085,000 $299,118
<2.5% 5 $65,000 $13,000

During 2023, Victoria's most frequently originated rate bucket was 6-7%, with 402 originations.

Loan Sizing (VICTORIA, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 410 $111,580,000 $272,146
$100k-200k 378 $56,830,000 $150,344
$100,000 or less 174 $11,780,000 $67,701
$400k-600k 74 $34,840,000 $470,811
$600k-1000k 21 $14,365,000 $684,048
$Over $1MM 1 $3,055,000 $3,055,000

VICTORIA's loan sizing saw the bucket of loans from $200k-400k with 410 originations, totaling $111,580,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 601 $146,055,000 $243,020
60-80% 183 $42,205,000 $230,628
40-60% 70 $12,370,000 $176,714
20-40% 57 $5,895,000 $103,421
Under 20% 31 $1,515,000 $48,871
Over 100% 25 $6,415,000 $256,600

VICTORIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 601 originations, totaling $146,055,000 in origination value.