Port Lavaca Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Port Lavaca averaged 6.87% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.88% and one month ago for the week of 2025-02-27, the average rate was 6.79%.

    Port Lavaca's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Port Lavaca 30 Year Fixed Rate 2025-04-03 6.87%
    Port Lavaca 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Port Lavaca 15 Year Fixed Rate 2025-04-03 5.72%
    Port Lavaca 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Port Lavaca 30 Year FHA 2025-04-03 6.06%
    Port Lavaca 30 Year FHA Refi 2025-04-03 6.26%
    Port Lavaca 30 Year USDA 2025-04-03 6.52%
    Port Lavaca 30 Year USDA Refi 2025-04-03 6.32%
    Port Lavaca 30 Year VA 2025-04-03 5.96%
    Port Lavaca 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Port Lavaca, TX.

    Port Lavaca Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Port Lavaca, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    TEXAS DOW EMPLOYEES CREDIT UNION 10 7.45% $4,824
    Wallick & Volk, Inc. 10 6.24% $5,229
    QUICKEN LOANS, LLC 9 7.05% $7,423
    JPMorgan Chase Bank 8 6.36% $5,115
    UNITED WHOLESALE MORTGAGE, LLC 8 6.79% $7,373
    Prosperity Bank 6 6.96% $4,238
    Wells Fargo Bank 4 6.41% $4,185
    BROKER SOLUTIONS, INC. 2 6.69% $8,302
    LOANDEPOT.COM, LLC 2 6.81% $6,407
    CMG MORTGAGE, INC. 2 7.00% $5,775
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.56% $6,439
    Kwik Mortgage Corporation 1 7.63% $4,385
    NAVY ARMY COMMUNITY CREDIT UNION 1 7.25% $4,541
    Network Funding, L.P. 1 7.25% $4,785
    NexBank 1 7.13% $5,558
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $18,531
    PENTAGON FEDERAL CREDIT UNION 1 6.50% $3,673
    PLAZA HOME MORTGAGE, INC. 1 7.50% $14,930
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $15,434
    PRIMEWAY 1 8.19% $5,272
    Southside Bank 1 7.38% $17,202
    V.I.P. MORTGAGE, INC. 1 7.25% $7,154
    WILLOW BEND MORTGAGE COMPANY, LLC 1 5.99% $7,662
    A+ Federal Credit Union 1 6.99% $4,989
    Zions Bank 1 7.13% $6,141
    AmeriHome Mortgage Company, LLC 1 6.99% $4,989
    BancorpSouth 1 6.38% $2,588
    City Bank 1 6.13% $5,527
    CORNERSTONE HOME LENDING, INC. 1 6.99% $10,657
    First Bank 1 6.88% $9,879
    First United Bank and Trust Company 1 7.63% $5,923
    Florida Capital Bank 1 5.63% $10,266
    GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $8,370
    Gateway First Bank 1 6.63% $6,277
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.13% $7,323

    Port Lavaca Average Closing Costs & Other Stats

    Port Lavaca, TX's 35 lenders originated 235 loans during 2024. The total origination value was $56,795,000, with an average loan value of $241,681.

    Port Lavaca's average closing costs are $6,241.

    The top Port Lavaca lender as defined by loan originations is TEXAS DOW EMPLOYEES CREDIT UNION, with 10 loans originated. Their average total fees are $4,824, which is $405 lower than the next largest lender, Wallick & Volk, Inc..

    The lowest fee Port Lavaca lenders (with over 10 loans originated) are TEXAS DOW EMPLOYEES CREDIT UNION ($4,824), Wallick & Volk, Inc. ($5,229), .

    The lowest rate Port Lavaca lenders (with over 10 loans originated) are Wallick & Volk, Inc. (6.24%), TEXAS DOW EMPLOYEES CREDIT UNION (7.45%), .

    Port Lavaca, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First National Bank in Port Lavaca $6,590,000 $7,885,000 19.7% 13.9%
    Wallick & Volk, Inc. $3,050,000 $5,410,000 77.4% 9.5%
    UNITED WHOLESALE MORTGAGE, LLC $4,070,000 $4,455,000 9.5% 7.8%
    Prosperity Bank $9,605,000 $3,155,000 -67.2% 5.6%
    TEXAS DOW EMPLOYEES CREDIT UNION $2,515,000 $3,100,000 23.3% 5.5%
    QUICKEN LOANS, LLC $2,255,000 $2,660,000 18.0% 4.7%
    JPMorgan Chase Bank $730,000 $2,225,000 204.8% 3.9%
    FIRST STATE BANK $1,030,000 $1,465,000 42.2% 2.6%
    Southside Bank $1,265,000 n/a 2.2%
    CMG MORTGAGE, INC. $160,000 $1,220,000 662.5% 2.1%
    Wells Fargo Bank $260,000 $1,055,000 305.8% 1.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $810,000 n/a 1.4%
    V.I.P. MORTGAGE, INC. $800,000 n/a 1.4%
    LOANDEPOT.COM, LLC $515,000 $765,000 48.5% 1.3%
    BROKER SOLUTIONS, INC. $760,000 n/a 1.3%
    Gateway First Bank $935,000 $675,000 -27.8% 1.2%
    Florida Capital Bank $665,000 n/a 1.2%
    Mortgage Research Center, LLC $460,000 $650,000 41.3% 1.1%
    NAVY FEDERAL CREDIT UNION $145,000 $650,000 348.3% 1.1%
    PENNYMAC LOAN SERVICES, LLC $205,000 $615,000 200.0% 1.1%
    COLEMAN COUNTY STATE BANK $600,000 n/a 1.1%
    21ST MORTGAGE CORPORATION $1,390,000 $590,000 -57.6% 1.0%
    The Falls City National Bank $225,000 $525,000 133.3% 0.9%
    TruHome Solutions, LLC $495,000 n/a 0.9%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $460,000 n/a 0.8%
    PRIMEWAY $455,000 n/a 0.8%
    SouthStar Bank, S.S.B. $205,000 $455,000 122.0% 0.8%
    Crossroads Bank $565,000 $445,000 -21.2% 0.8%
    NAVY ARMY COMMUNITY CREDIT UNION $435,000 n/a 0.8%
    USAA Federal Savings Bank $430,000 n/a 0.8%
    First Bank $425,000 n/a 0.7%
    Network Funding, L.P. $420,000 n/a 0.7%
    Citizens National Bank of Texas $355,000 n/a 0.6%
    PLAZA HOME MORTGAGE, INC. $275,000 $315,000 14.5% 0.6%
    Prosperity Home Mortgage, LLC $315,000 n/a 0.6%
    Equity Prime Mortgage LLC $200,000 $310,000 55.0% 0.5%
    A+ Federal Credit Union $305,000 n/a 0.5%
    American Bank, N.A. $305,000 n/a 0.5%
    AmeriHome Mortgage Company, LLC $165,000 $305,000 84.8% 0.5%
    Broadway National Bank $305,000 n/a 0.5%
    RF Renovo Management Company, LLC $105,000 $305,000 190.5% 0.5%
    The First National Bank of McGregor $305,000 n/a 0.5%
    RANDOLPH-BROOKS $145,000 $300,000 106.9% 0.5%
    MORTGAGE FINANCIAL SERVICES, LLC $405,000 $295,000 -27.2% 0.5%
    First Community Bank $285,000 n/a 0.5%
    Kwik Mortgage Corporation $285,000 n/a 0.5%
    CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.5%
    First National Bank of Shiner $275,000 n/a 0.5%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $225,000 $265,000 17.8% 0.5%
    Community First National Bank $255,000 n/a 0.4%
    First United Bank and Trust Company $135,000 $245,000 81.5% 0.4%
    Frost Bank $75,000 $245,000 226.7% 0.4%
    Century Mortgage Company DBA Century Lending Company $235,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $235,000 n/a 0.4%
    WILLOW BEND MORTGAGE COMPANY, LLC $165,000 $235,000 42.4% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $225,000 n/a 0.4%
    Home Mortgage Alliance Corp $225,000 n/a 0.4%
    S1L, Inc. $225,000 n/a 0.4%
    BancorpSouth $215,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $305,000 $205,000 -32.8% 0.4%
    Frontier Bank of Texas $205,000 n/a 0.4%
    City Bank $185,000 n/a 0.3%
    MICHIGAN MUTUAL, INC. $175,000 n/a 0.3%
    Plains Commerce Bank $175,000 n/a 0.3%
    Zions Bank $1,210,000 $175,000 -85.5% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $160,000 n/a 0.3%
    FIRST SERVICE Credit Union $160,000 n/a 0.3%
    GARDNER FINANCIAL SERVICES, LTD. $185,000 $135,000 -27.0% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $385,000 $125,000 -67.5% 0.2%
    PENTAGON FEDERAL CREDIT UNION $105,000 n/a 0.2%
    NATIONS RELIABLE LENDING, LLC $95,000 n/a 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $200,000 $75,000 -62.5% 0.1%
    NexBank $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $105,000 $75,000 -28.6% 0.1%
    SMART FINANCIAL CREDIT UNION $55,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 $55,000 0.0% 0.1%
    EVANSVILLE TEACHERS $35,000 n/a 0.1%

    Port Lavaca's top lender by overall market share is First National Bank in Port Lavaca, with 13.9% market share. In second place, with 9.5%, is Wallick & Volk, Inc., having originated $5,410,000 in loans. In third place, with 7.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,455,000 in loans. In fourth place, with 5.6%, is Prosperity Bank, having originated $3,155,000 in loans. In fifth place, with 5.5%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $3,100,000 in loans.

    Port Lavaca Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Port Lavaca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $228,900 (9.9%) $305,282 (-2.4%) 0.00 138
    2018-02-01 $244,650 (13.8%) $326,422 (1.1%) 0.00 133
    2018-03-01 $249,000 (19.6%) $344,332 (9.8%) 0.00 136
    2018-04-01 $254,988 (16.0%) $344,752 (9.3%) 0.00 145
    2018-05-01 $253,000 (12.4%) $338,534 (8.6%) 0.00 160
    2018-06-01 $257,450 (14.4%) $345,837 (11.4%) 0.00 183
    2018-07-01 $261,175 (18.7%) $367,616 (18.3%) 0.00 183
    2018-08-01 $274,950 (29.7%) $379,879 (27.7%) 0.00 173
    2018-09-01 $274,950 (37.7%) $359,206 (26.5%) 0.00 165
    2018-10-01 $274,500 (40.5%) $360,695 (34.9%) 0.00 161
    2018-11-01 $278,225 (28.7%) $356,341 (27.4%) 0.00 154
    2018-12-01 $262,400 (16.6%) $331,003 (15.0%) 0.00 154
    2019-01-01 $260,000 (13.6%) $329,184 (7.8%) 0.00 143
    2019-02-01 $260,000 (6.3%) $329,274 (0.9%) 0.00 148
    2019-03-01 $263,857 (6.0%) $327,487 (-4.9%) 0.00 144
    2019-04-01 $269,450 (5.7%) $330,029 (-4.3%) 0.00 142
    2019-05-01 $257,000 (1.6%) $324,008 (-4.3%) 0.00 145
    2019-06-01 $254,000 (-1.3%) $332,031 (-4.0%) 0.00 144
    2019-07-01 $249,900 (-4.3%) $324,876 (-11.6%) 0.00 147
    2019-08-01 $249,077 (-9.4%) $332,185 (-12.6%) 0.00 144
    2019-09-01 $243,943 (-11.3%) $327,575 (-8.8%) 0.00 141
    2019-10-01 $239,950 (-12.6%) $323,300 (-10.4%) 0.00 138
    2019-11-01 $249,700 (-10.3%) $324,807 (-8.9%) 0.00 138
    2019-12-01 $236,975 (-9.7%) $318,615 (-3.7%) 0.00 133
    2020-01-01 $230,000 (-11.5%) $310,358 (-5.7%) 0.00 124
    2020-02-01 $244,450 (-6.0%) $346,672 (5.3%) 0.00 112
    2020-03-01 $257,950 (-2.2%) $357,579 (9.2%) 0.00 120
    2020-04-01 $270,725 (0.5%) $361,911 (9.7%) 0.00 119
    2020-05-01 $269,900 (5.0%) $367,354 (13.4%) 0.00 116
    2020-06-01 $251,250 (-1.1%) $358,619 (8.0%) 0.00 114
    2020-07-01 $251,250 (0.5%) $405,260 (24.7%) 0.00 109
    2020-08-01 $249,900 (0.3%) $394,063 (18.6%) 0.00 97
    2020-09-01 $249,950 (2.5%) $413,222 (26.2%) 0.00 87
    2020-10-01 $262,500 (9.4%) $407,386 (26.0%) 0.00 82
    2020-11-01 $261,250 (4.6%) $425,137 (30.9%) 0.00 82
    2020-12-01 $249,000 (5.1%) $402,257 (26.3%) 0.00 83
    2021-01-01 $249,950 (8.7%) $423,796 (36.6%) 0.00 77
    2021-02-01 $245,000 (0.2%) $418,483 (20.7%) 0.00 71
    2021-03-01 $279,750 (8.5%) $454,208 (27.0%) 0.00 69
    2021-04-01 $253,750 (-6.3%) $427,033 (18.0%) 0.00 65
    2021-05-01 $274,900 (1.9%) $423,269 (15.2%) 0.00 65
    2021-06-01 $283,600 (12.9%) $463,951 (29.4%) 0.00 65
    2021-07-01 $292,450 (16.4%) $389,617 (-3.9%) 0.00 57
    2021-08-01 $286,175 (14.5%) $354,719 (-10.0%) 0.00 56
    2021-09-01 $287,000 (14.8%) $359,836 (-12.9%) 0.00 64
    2021-10-01 $280,500 (6.9%) $346,663 (-14.9%) 0.00 67
    2021-11-01 $251,200 (-3.9%) $329,559 (-22.5%) 0.00 65
    2021-12-01 $236,225 (-5.1%) $313,247 (-22.1%) 0.00 68
    2022-01-01 $257,450 (3.0%) $312,536 (-26.3%) 0.00 61
    2022-02-01 $229,000 (-6.5%) $270,238 (-35.4%) 0.00 53
    2022-03-01 $250,750 (-10.4%) $330,159 (-27.3%) 0.00 56
    2022-04-01 $294,450 (16.0%) $365,639 (-14.4%) 0.00 58
    2022-05-01 $289,000 (5.1%) $360,649 (-14.8%) 0.00 57
    2022-06-01 $290,500 (2.4%) $354,613 (-23.6%) 0.00 61
    2022-07-01 $319,000 (9.1%) $422,905 (8.5%) 0.00 69
    2022-08-01 $312,000 (9.0%) $415,591 (17.2%) 0.00 70
    2022-09-01 $277,450 (-3.3%) $403,661 (12.2%) 0.00 86
    2022-10-01 $298,500 (6.4%) $423,272 (22.1%) 0.00 81
    2022-11-01 $327,000 (30.2%) $453,790 (37.7%) 0.00 79
    2022-12-01 $317,000 (34.2%) $450,582 (43.8%) 0.00 80
    2023-01-01 $308,750 (19.9%) $450,499 (44.1%) 0.00 82
    2023-02-01 $299,000 (30.6%) $433,191 (60.3%) 0.00 82
    2023-03-01 $307,500 (22.6%) $430,712 (30.5%) 0.00 83
    2023-04-01 $299,000 (1.6%) $402,131 (10.0%) 0.00 93
    2023-05-01 $304,975 (5.5%) $415,212 (15.1%) 0.00 96
    2023-06-01 $335,000 (15.3%) $445,707 (25.7%) 0.00 95
    2023-07-01 $327,000 (2.5%) $419,957 (-0.7%) 0.00 103
    2023-08-01 $317,250 (1.7%) $403,842 (-2.8%) 0.00 102
    2023-09-01 $322,000 (16.1%) $396,774 (-1.7%) 0.00 115
    2023-10-01 $316,000 (5.9%) $412,719 (-2.5%) 0.00 116
    2023-11-01 $325,250 (-0.5%) $433,591 (-4.5%) 0.00 115
    2023-12-01 $325,000 (2.5%) $428,319 (-4.9%) 0.00 103
    2024-01-01 $313,500 (1.5%) $419,206 (-7.0%) 0.00 110
    2024-02-01 $311,475 (4.2%) $415,522 (-4.1%) 0.00 109
    2024-03-01 $339,500 (10.4%) $443,015 (2.9%) 0.00 114
    2024-04-01 $346,450 (15.9%) $438,929 (9.2%) 0.00 136
    2024-05-01 $354,450 (16.2%) $425,503 (2.5%) 0.00 155
    2024-06-01 $339,900 (1.5%) $409,492 (-8.1%) 0.00 158
    2024-07-01 $364,950 (11.6%) $431,822 (2.8%) 0.00 162
    2024-08-01 $350,000 (10.3%) $425,236 (5.3%) 0.00 152
    2024-09-01 $354,950 (10.2%) $457,032 (15.2%) 0.00 152
    2024-10-01 $349,950 (10.7%) $443,301 (7.4%) 0.00 156
    2024-11-01 $349,450 (7.4%) $427,130 (-1.5%) 0.00 154
    2024-12-01 $348,225 (7.2%) $424,120 (-1.0%) 0.00 150
    2025-01-01 $340,500 (8.6%) $422,932 (0.9%) 0.00 145
    2025-02-01 $340,225 (9.2%) $425,689 (2.5%) 0.00 157
    2025-03-01 $345,000 (1.6%) $449,207 (1.4%) 0.00 167
    Port Lavaca's median listing price for 2025-03-01 was $345,000, a difference of $5,500 (1.6%) versus the prior year and $4,775 versus the prior month.

    Port Lavaca's median listing price comes in at 0% of the national average.

    Port Lavaca's average listing price for 2025-03-01 was $449,207, a difference of $6,192 (1.4%) versus the prior year and $23,518 versus the prior month.

    For the 2025-03-01 period, Port Lavaca had 167 MLS listings, a difference of 10 listings (6%) versus the prior month and 53 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Port Lavaca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,601 sqft
    2018-02-01 0 days 1,679 sqft
    2018-03-01 0 days 1,736 sqft
    2018-04-01 0 days 1,768 sqft
    2018-05-01 0 days 1,718 sqft
    2018-06-01 0 days 1,793 sqft
    2018-07-01 0 days 1,789 sqft
    2018-08-01 0 days 1,809 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,793 sqft
    2018-11-01 0 days 1,807 sqft
    2018-12-01 0 days 1,700 sqft
    2019-01-01 0 days 1,699 sqft
    2019-02-01 0 days 1,699 sqft
    2019-03-01 0 days 1,686 sqft
    2019-04-01 0 days 1,658 sqft
    2019-05-01 0 days 1,621 sqft
    2019-06-01 0 days 1,583 sqft
    2019-07-01 0 days 1,577 sqft
    2019-08-01 0 days 1,576 sqft
    2019-09-01 0 days 1,563 sqft
    2019-10-01 0 days 1,534 sqft
    2019-11-01 0 days 1,565 sqft
    2019-12-01 0 days 1,543 sqft
    2020-01-01 0 days 1,549 sqft
    2020-02-01 0 days 1,620 sqft
    2020-03-01 0 days 1,780 sqft
    2020-04-01 0 days 1,796 sqft
    2020-05-01 0 days 1,854 sqft
    2020-06-01 0 days 1,800 sqft
    2020-07-01 0 days 1,773 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,729 sqft
    2020-10-01 0 days 1,649 sqft
    2020-11-01 0 days 1,667 sqft
    2020-12-01 0 days 1,639 sqft
    2021-01-01 0 days 1,792 sqft
    2021-02-01 0 days 1,796 sqft
    2021-03-01 0 days 1,722 sqft
    2021-04-01 0 days 1,496 sqft
    2021-05-01 0 days 1,600 sqft
    2021-06-01 0 days 1,787 sqft
    2021-07-01 0 days 1,712 sqft
    2021-08-01 0 days 1,737 sqft
    2021-09-01 0 days 1,593 sqft
    2021-10-01 0 days 1,600 sqft
    2021-11-01 0 days 1,438 sqft
    2021-12-01 0 days 1,453 sqft
    2022-01-01 0 days 1,528 sqft
    2022-02-01 0 days 1,581 sqft
    2022-03-01 0 days 1,631 sqft
    2022-04-01 0 days 1,628 sqft
    2022-05-01 0 days 1,748 sqft
    2022-06-01 0 days 1,714 sqft
    2022-07-01 0 days 1,620 sqft
    2022-08-01 0 days 1,631 sqft
    2022-09-01 0 days 1,611 sqft
    2022-10-01 0 days 1,620 sqft
    2022-11-01 0 days 1,650 sqft
    2022-12-01 0 days 1,729 sqft
    2023-01-01 0 days 1,730 sqft
    2023-02-01 0 days 1,739 sqft
    2023-03-01 0 days 1,746 sqft
    2023-04-01 0 days 1,642 sqft
    2023-05-01 0 days 1,633 sqft
    2023-06-01 0 days 1,688 sqft
    2023-07-01 0 days 1,634 sqft
    2023-08-01 0 days 1,635 sqft
    2023-09-01 0 days 1,620 sqft
    2023-10-01 0 days 1,626 sqft
    2023-11-01 0 days 1,701 sqft
    2023-12-01 0 days 1,668 sqft
    2024-01-01 0 days 1,705 sqft
    2024-02-01 0 days 1,671 sqft
    2024-03-01 0 days 1,770 sqft
    2024-04-01 0 days 1,756 sqft
    2024-05-01 0 days 1,672 sqft
    2024-06-01 0 days 1,662 sqft
    2024-07-01 0 days 1,671 sqft
    2024-08-01 0 days 1,653 sqft
    2024-09-01 0 days 1,633 sqft
    2024-10-01 0 days 1,629 sqft
    2024-11-01 0 days 1,600 sqft
    2024-12-01 0 days 1,618 sqft
    2025-01-01 0 days 1,600 sqft
    2025-02-01 0 days 1,632 sqft
    2025-03-01 0 days 1,628 sqft
    Port Lavaca's median listing age (time on market) for 2025-03-01 was 0 days.

    Port Lavaca's median square footage for active listings during the 2025-03-01 period was 1,628 sqft. One year prior, the average listing was 1,770 sqft.

    Port Lavaca, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 188 $48,010,000 $255,372
    Cash Out Refi 20 $3,130,000 $156,500
    Other 11 $2,115,000 $192,273
    Refi 10 $2,660,000 $266,000
    Home Improvement 6 $880,000 $146,667

    Port Lavaca's most frequently cited loan purpose was Home Purchase, with 188 originations. The 2nd most popular reason was Cash Out Refi, with 20 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 95 $22,975,000 $241,842
    7-8% 47 $11,785,000 $250,745
    5-6% 27 $6,045,000 $223,889
    Over 8% 23 $2,325,000 $101,087

    During 2024, Port Lavaca's most frequently originated rate bucket was 6-7%, with 95 originations.

    Loan Sizing (Port Lavaca, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 98 $26,580,000 $271,224
    $100k-200k 72 $10,600,000 $147,222
    $100,000 or less 36 $2,280,000 $63,333
    $400k-600k 19 $8,725,000 $459,211
    $600k-1000k 6 $4,030,000 $671,667
    $Over $1MM 4 $4,580,000 $1,145,000

    Port Lavaca's loan sizing saw the bucket of loans from $200k-400k with 98 originations, totaling $26,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 107 $25,955,000 $242,570
    60-80% 50 $12,620,000 $252,400
    40-60% 13 $2,365,000 $181,923
    20-40% 10 $1,040,000 $104,000
    Under 20% 9 $475,000 $52,778
    Over 100% 3 $675,000 $225,000

    Port Lavaca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 107 originations, totaling $25,955,000 in origination value.