Port Lavaca Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Port Lavaca averaged 6.51% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.11% and one month ago for the week of 2024-09-05, the average rate was 6.54%.

Port Lavaca's average rate one year ago was 7.68%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Port Lavaca 30 Year Fixed Rate 2024-10-10 6.51%
Port Lavaca 30 Year Fixed Rate Refi 2024-10-10 6.32%
Port Lavaca 15 Year Fixed Rate 2024-10-10 5.61%
Port Lavaca 15 Year Fixed Rate Refi 2024-10-10 6.01%
Port Lavaca 30 Year FHA 2024-10-10 5.9%
Port Lavaca 30 Year FHA Refi 2024-10-10 6%
Port Lavaca 30 Year USDA 2024-10-10 5.88%
Port Lavaca 30 Year USDA Refi 2024-10-10 5.88%
Port Lavaca 30 Year VA 2024-10-10 6.05%
Port Lavaca 30 Year VA Refi 2024-10-10 5.75%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Port Lavaca, TX.

Port Lavaca Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Port Lavaca, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Prosperity Bank 12 6.24% $5,035
QUICKEN LOANS, LLC 10 7.07% $6,957
TEXAS DOW EMPLOYEES CREDIT UNION 9 7.67% $5,157
UNITED WHOLESALE MORTGAGE, LLC 7 7.12% $8,140
Wallick & Volk, Inc. 4 6.81% $9,347
AMCAP MORTGAGE, LTD. 2 7.31% $17,420
Zions Bank 2 6.94% $6,846
First Financial Bank 2 7.50% $5,399
DRAPER AND KRAMER MORTGAGE CORP. 2 7.63% $9,625
Wells Fargo Bank 2 6.56% $5,403
JPMorgan Chase Bank 2 6.38% $7,498
International Bank of Commerce 1 6.13% $4,505
A&D Mortgage LLC 1 8.88% $25,662
MORTGAGE FINANCIAL SERVICES, LLC 1 5.99% $16,111
NAVY FEDERAL CREDIT UNION 1 5.75% $7,416
RANDOLPH-BROOKS 1 7.00% $770
SFMC, LP 1 7.63% $7,866
SOUTHWEST STAGE FUNDING, LLC 1 6.75% $9,014
TEXAS BAY 1 6.75% $5,242
THRIVE MORTGAGE, LLC 1 6.88% $15,884
WESTSTAR MORTGAGE CORPORATION 1 7.50% $8,514
ZILLOW HOME LOANS, LLC 1 6.63% $4,147
LOANDEPOT.COM, LLC 1 3.38% $4,453
Affiliated Bank 1 6.50% $7,331
American Bank of Commerce 1 7.13% $6,213
AmeriHome Mortgage Company, LLC 1 7.38% $7,792
AMERISAVE MORTGAGE CORPORATION 1 6.99% $6,251
ARC HOME LLC 1 8.63% $16,537
DAS Acquisition Company, LLC 1 7.13% $5,581
FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $3,582
First United Bank and Trust Company 1 6.75% $5,242
GARDNER FINANCIAL SERVICES, LTD. 1 8.25% $6,650
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.63% $5,557

Port Lavaca Average Closing Costs & Other Stats

Port Lavaca, TX's 33 lenders originated 230 loans during 2023. The total origination value was $53,510,000, with an average loan value of $232,652.

Port Lavaca's average closing costs are $6,060.

The top Port Lavaca lender as defined by loan originations is Prosperity Bank, with 12 loans originated. Their average total fees are $5,035, which is $1,922 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Port Lavaca lenders (with over 10 loans originated) are Prosperity Bank ($5,035), QUICKEN LOANS, LLC ($6,957), .

The lowest rate Port Lavaca lenders (with over 10 loans originated) are Prosperity Bank (6.24%), QUICKEN LOANS, LLC (7.07%), .

Port Lavaca, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Prosperity Bank $9,450,000 $9,605,000 1.6% 17.9%
First National Bank in Port Lavaca $20,690,000 $6,590,000 -68.1% 12.3%
UNITED WHOLESALE MORTGAGE, LLC $2,605,000 $4,070,000 56.2% 7.6%
Wallick & Volk, Inc. $2,125,000 $3,050,000 43.5% 5.7%
TEXAS DOW EMPLOYEES CREDIT UNION $4,750,000 $2,515,000 -47.1% 4.7%
QUICKEN LOANS, LLC $4,250,000 $2,255,000 -46.9% 4.2%
A&D Mortgage LLC $1,405,000 n/a 2.6%
21ST MORTGAGE CORPORATION $1,130,000 $1,390,000 23.0% 2.6%
AMCAP MORTGAGE, LTD. $2,525,000 $1,325,000 -47.5% 2.5%
Zions Bank $1,005,000 $1,210,000 20.4% 2.3%
FIRST STATE BANK $1,030,000 n/a 1.9%
DRAPER AND KRAMER MORTGAGE CORP. $430,000 $1,025,000 138.4% 1.9%
The First Liberty National Bank $1,010,000 n/a 1.9%
Gateway First Bank $345,000 $935,000 171.0% 1.7%
JPMorgan Chase Bank $885,000 $730,000 -17.5% 1.4%
Crossroads Bank $565,000 n/a 1.1%
Texas Capital Bank $555,000 n/a 1.0%
CARDINAL FINANCIAL $530,000 $550,000 3.8% 1.0%
First Financial Bank $530,000 n/a 1.0%
LOANDEPOT.COM, LLC $825,000 $515,000 -37.6% 1.0%
Mortgage Research Center, LLC $400,000 $460,000 15.0% 0.9%
CALCON MUTUAL MORTGAGE LLC $440,000 n/a 0.8%
SOUTHWEST STAGE FUNDING, LLC $435,000 n/a 0.8%
Hometown Equity Mortgage, LLC $405,000 n/a 0.8%
MORTGAGE FINANCIAL SERVICES, LLC $280,000 $405,000 44.6% 0.8%
WESTSTAR MORTGAGE CORPORATION $410,000 $405,000 -1.2% 0.8%
ARC HOME LLC $385,000 n/a 0.7%
TRIAD FINANCIAL SERVICES, INC. $340,000 $385,000 13.2% 0.7%
AUSTIN COUNTY STATE BANK $355,000 n/a 0.7%
Bank of America $195,000 $335,000 71.8% 0.6%
FBC MORTGAGE, LLC $335,000 n/a 0.6%
American Bank $325,000 n/a 0.6%
GSF Mortgage Corporation $325,000 n/a 0.6%
FREEDOM MORTGAGE CORPORATION $305,000 n/a 0.6%
THRIVE MORTGAGE, LLC $755,000 $305,000 -59.6% 0.6%
PLAZA HOME MORTGAGE, INC. $275,000 n/a 0.5%
Wells Fargo Bank $1,240,000 $260,000 -79.0% 0.5%
American Bank of Commerce $245,000 n/a 0.5%
InterBank $415,000 $235,000 -43.4% 0.4%
The Bank & Trust $235,000 n/a 0.4%
Affiliated Bank $225,000 n/a 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $75,000 $225,000 200.0% 0.4%
Newfirst National Bank $225,000 n/a 0.4%
The Falls City National Bank $225,000 n/a 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $220,000 n/a 0.4%
First-Lockhart National Bank $215,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $710,000 $205,000 -71.1% 0.4%
SouthStar Bank, S.S.B. $205,000 n/a 0.4%
COUNTRYPLACE MORTGAGE, LTD. $115,000 $200,000 73.9% 0.4%
Equity Prime Mortgage LLC $200,000 n/a 0.4%
GARDNER FINANCIAL SERVICES, LTD. $185,000 n/a 0.3%
EVERETT FINANCIAL, INC. $540,000 $175,000 -67.6% 0.3%
International Bank of Commerce $130,000 $175,000 34.6% 0.3%
AmeriHome Mortgage Company, LLC $565,000 $165,000 -70.8% 0.3%
LIMA ONE CAPITAL, LLC $165,000 n/a 0.3%
WILLOW BEND MORTGAGE COMPANY, LLC $165,000 $165,000 0.0% 0.3%
ZILLOW HOME LOANS, LLC $570,000 $165,000 -71.1% 0.3%
CMG MORTGAGE, INC. $870,000 $160,000 -81.6% 0.3%
The Loan Store, Inc. $160,000 n/a 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $145,000 n/a 0.3%
RANDOLPH-BROOKS $680,000 $145,000 -78.7% 0.3%
TEXAS BAY $145,000 n/a 0.3%
DAS Acquisition Company, LLC $135,000 n/a 0.3%
First United Bank and Trust Company $135,000 n/a 0.3%
Flagstar Bank, FSB $125,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $115,000 n/a 0.2%
GUILD MORTGAGE COMPANY $230,000 $115,000 -50.0% 0.2%
AMERISAVE MORTGAGE CORPORATION $145,000 $105,000 -27.6% 0.2%
RF Renovo Management Company, LLC $105,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $125,000 $105,000 -16.0% 0.2%
GUARANTEED RATE, INC. $225,000 $95,000 -57.8% 0.2%
Frost Bank $125,000 $75,000 -40.0% 0.1%
SFMC, LP $75,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $55,000 -56.0% 0.1%

Port Lavaca's top lender by overall market share is Prosperity Bank, with 17.9% market share. In second place, with 12.3%, is First National Bank in Port Lavaca, having originated $6,590,000 in loans. In third place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,070,000 in loans. In fourth place, with 5.7%, is Wallick & Volk, Inc., having originated $3,050,000 in loans. In fifth place, with 4.7%, is TEXAS DOW EMPLOYEES CREDIT UNION, having originated $2,515,000 in loans.


Port Lavaca Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Port Lavaca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $228,900 (9.9%) $305,282 (-2.4%) 0.00 138
2018-02-01 $244,650 (13.8%) $326,422 (1.1%) 0.00 133
2018-03-01 $249,000 (19.6%) $344,332 (9.8%) 0.00 136
2018-04-01 $254,988 (16.0%) $344,752 (9.3%) 0.00 145
2018-05-01 $253,000 (12.4%) $338,534 (8.6%) 0.00 160
2018-06-01 $257,450 (14.4%) $345,837 (11.4%) 0.00 183
2018-07-01 $259,450 (18.0%) $365,161 (17.5%) 0.00 182
2018-08-01 $273,450 (29.0%) $377,630 (27.0%) 0.00 172
2018-09-01 $274,950 (37.7%) $359,206 (26.5%) 0.00 165
2018-10-01 $274,500 (40.5%) $360,695 (34.9%) 0.00 161
2018-11-01 $278,225 (28.7%) $356,341 (27.4%) 0.00 154
2018-12-01 $262,400 (16.6%) $331,003 (15.0%) 0.00 154
2019-01-01 $260,000 (13.6%) $329,184 (7.8%) 0.00 143
2019-02-01 $260,000 (6.3%) $329,274 (0.9%) 0.00 148
2019-03-01 $263,857 (6.0%) $327,487 (-4.9%) 0.00 144
2019-04-01 $269,450 (5.7%) $330,029 (-4.3%) 0.00 142
2019-05-01 $257,000 (1.6%) $324,008 (-4.3%) 0.00 145
2019-06-01 $254,000 (-1.3%) $332,031 (-4.0%) 0.00 144
2019-07-01 $249,900 (-3.7%) $324,876 (-11.0%) 0.00 147
2019-08-01 $249,077 (-8.9%) $332,185 (-12.0%) 0.00 144
2019-09-01 $243,943 (-11.3%) $327,575 (-8.8%) 0.00 141
2019-10-01 $239,950 (-12.6%) $323,300 (-10.4%) 0.00 138
2019-11-01 $249,700 (-10.3%) $324,807 (-8.9%) 0.00 138
2019-12-01 $236,975 (-9.7%) $318,615 (-3.7%) 0.00 133
2020-01-01 $230,000 (-11.5%) $310,358 (-5.7%) 0.00 124
2020-02-01 $244,450 (-6.0%) $346,672 (5.3%) 0.00 112
2020-03-01 $257,950 (-2.2%) $357,579 (9.2%) 0.00 120
2020-04-01 $270,725 (0.5%) $361,911 (9.7%) 0.00 119
2020-05-01 $269,900 (5.0%) $367,354 (13.4%) 0.00 116
2020-06-01 $251,250 (-1.1%) $358,619 (8.0%) 0.00 114
2020-07-01 $251,250 (0.5%) $405,260 (24.7%) 0.00 109
2020-08-01 $249,900 (0.3%) $394,063 (18.6%) 0.00 97
2020-09-01 $249,950 (2.5%) $413,222 (26.2%) 0.00 87
2020-10-01 $262,500 (9.4%) $407,386 (26.0%) 0.00 82
2020-11-01 $261,250 (4.6%) $425,137 (30.9%) 0.00 82
2020-12-01 $249,000 (5.1%) $402,257 (26.3%) 0.00 83
2021-01-01 $249,950 (8.7%) $423,796 (36.6%) 0.00 77
2021-02-01 $245,000 (0.2%) $418,483 (20.7%) 0.00 71
2021-03-01 $279,750 (8.5%) $454,208 (27.0%) 0.00 69
2021-04-01 $253,750 (-6.3%) $427,033 (18.0%) 0.00 65
2021-05-01 $274,900 (1.9%) $423,269 (15.2%) 0.00 65
2021-06-01 $283,600 (12.9%) $463,951 (29.4%) 0.00 65
2021-07-01 $292,450 (16.4%) $389,617 (-3.9%) 0.00 57
2021-08-01 $286,175 (14.5%) $354,719 (-10.0%) 0.00 56
2021-09-01 $287,000 (14.8%) $359,836 (-12.9%) 0.00 64
2021-10-01 $280,500 (6.9%) $346,663 (-14.9%) 0.00 67
2021-11-01 $251,200 (-3.9%) $329,559 (-22.5%) 0.00 65
2021-12-01 $236,225 (-5.1%) $313,247 (-22.1%) 0.00 68
2022-01-01 $257,450 (3.0%) $312,536 (-26.3%) 0.00 61
2022-02-01 $229,000 (-6.5%) $270,238 (-35.4%) 0.00 53
2022-03-01 $250,750 (-10.4%) $330,159 (-27.3%) 0.00 56
2022-04-01 $294,450 (16.0%) $365,639 (-14.4%) 0.00 58
2022-05-01 $289,000 (5.1%) $360,649 (-14.8%) 0.00 57
2022-06-01 $290,500 (2.4%) $354,613 (-23.6%) 0.00 61
2022-07-01 $319,000 (9.1%) $422,905 (8.5%) 0.00 69
2022-08-01 $312,000 (9.0%) $415,591 (17.2%) 0.00 70
2022-09-01 $277,450 (-3.3%) $403,661 (12.2%) 0.00 86
2022-10-01 $298,500 (6.4%) $423,272 (22.1%) 0.00 81
2022-11-01 $327,000 (30.2%) $453,790 (37.7%) 0.00 79
2022-12-01 $317,000 (34.2%) $450,582 (43.8%) 0.00 80
2023-01-01 $308,750 (19.9%) $450,499 (44.1%) 0.00 82
2023-02-01 $299,000 (30.6%) $433,191 (60.3%) 0.00 82
2023-03-01 $307,500 (22.6%) $430,712 (30.5%) 0.00 83
2023-04-01 $299,000 (1.6%) $402,131 (10.0%) 0.00 93
2023-05-01 $304,975 (5.5%) $415,212 (15.1%) 0.00 96
2023-06-01 $335,000 (15.3%) $445,707 (25.7%) 0.00 95
2023-07-01 $327,000 (2.5%) $419,957 (-0.7%) 0.00 103
2023-08-01 $317,250 (1.7%) $403,842 (-2.8%) 0.00 102
2023-09-01 $322,000 (16.1%) $396,774 (-1.7%) 0.00 115
2023-10-01 $316,000 (5.9%) $412,719 (-2.5%) 0.00 116
2023-11-01 $325,250 (-0.5%) $433,704 (-4.4%) 0.00 115
2023-12-01 $325,000 (2.5%) $428,319 (-4.9%) 0.00 103
2024-01-01 $313,500 (1.5%) $419,206 (-7.0%) 0.00 110
2024-02-01 $311,475 (4.2%) $415,522 (-4.1%) 0.00 109
2024-03-01 $339,500 (10.4%) $443,015 (2.9%) 0.00 114
2024-04-01 $346,450 (15.9%) $438,929 (9.2%) 0.00 136
2024-05-01 $357,000 (17.1%) $425,503 (2.5%) 0.00 155
2024-06-01 $340,000 (1.5%) $413,891 (-7.1%) 0.00 158
2024-07-01 $367,375 (12.4%) $432,429 (3.0%) 0.00 162
2024-08-01 $353,725 (11.5%) $426,504 (5.6%) 0.00 151
2024-09-01 $357,425 (11.0%) $458,461 (15.6%) 0.00 151
Port Lavaca's median listing price for 2024-09-01 was $357,425, a difference of $35,425 (11.0%) versus the prior year and $3,700 versus the prior month.

Port Lavaca's median listing price comes in at 0% of the national average.

Port Lavaca's average listing price for 2024-09-01 was $458,461, a difference of $61,687 (15.6%) versus the prior year and $31,957 versus the prior month.

For the 2024-09-01 period, Port Lavaca had 151 MLS listings, a difference of 0 listings (0%) versus the prior month and 36 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Port Lavaca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,601 sqft
2018-02-01 0 days 1,679 sqft
2018-03-01 0 days 1,736 sqft
2018-04-01 0 days 1,768 sqft
2018-05-01 0 days 1,718 sqft
2018-06-01 0 days 1,793 sqft
2018-07-01 0 days 1,785 sqft
2018-08-01 0 days 1,795 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,793 sqft
2018-11-01 0 days 1,807 sqft
2018-12-01 0 days 1,700 sqft
2019-01-01 0 days 1,699 sqft
2019-02-01 0 days 1,697 sqft
2019-03-01 0 days 1,672 sqft
2019-04-01 0 days 1,644 sqft
2019-05-01 0 days 1,621 sqft
2019-06-01 0 days 1,583 sqft
2019-07-01 0 days 1,577 sqft
2019-08-01 0 days 1,576 sqft
2019-09-01 0 days 1,563 sqft
2019-10-01 0 days 1,534 sqft
2019-11-01 0 days 1,565 sqft
2019-12-01 0 days 1,543 sqft
2020-01-01 0 days 1,549 sqft
2020-02-01 0 days 1,620 sqft
2020-03-01 0 days 1,780 sqft
2020-04-01 0 days 1,796 sqft
2020-05-01 0 days 1,854 sqft
2020-06-01 0 days 1,800 sqft
2020-07-01 0 days 1,773 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,729 sqft
2020-10-01 0 days 1,649 sqft
2020-11-01 0 days 1,667 sqft
2020-12-01 0 days 1,639 sqft
2021-01-01 0 days 1,792 sqft
2021-02-01 0 days 1,796 sqft
2021-03-01 0 days 1,722 sqft
2021-04-01 0 days 1,496 sqft
2021-05-01 0 days 1,600 sqft
2021-06-01 0 days 1,787 sqft
2021-07-01 0 days 1,712 sqft
2021-08-01 0 days 1,737 sqft
2021-09-01 0 days 1,593 sqft
2021-10-01 0 days 1,600 sqft
2021-11-01 0 days 1,438 sqft
2021-12-01 0 days 1,453 sqft
2022-01-01 0 days 1,528 sqft
2022-02-01 0 days 1,581 sqft
2022-03-01 0 days 1,631 sqft
2022-04-01 0 days 1,628 sqft
2022-05-01 0 days 1,748 sqft
2022-06-01 0 days 1,714 sqft
2022-07-01 0 days 1,620 sqft
2022-08-01 0 days 1,631 sqft
2022-09-01 0 days 1,611 sqft
2022-10-01 0 days 1,616 sqft
2022-11-01 0 days 1,630 sqft
2022-12-01 0 days 1,690 sqft
2023-01-01 0 days 1,728 sqft
2023-02-01 0 days 1,718 sqft
2023-03-01 0 days 1,740 sqft
2023-04-01 0 days 1,642 sqft
2023-05-01 0 days 1,633 sqft
2023-06-01 0 days 1,688 sqft
2023-07-01 0 days 1,634 sqft
2023-08-01 0 days 1,635 sqft
2023-09-01 0 days 1,620 sqft
2023-10-01 0 days 1,626 sqft
2023-11-01 0 days 1,704 sqft
2023-12-01 0 days 1,668 sqft
2024-01-01 0 days 1,705 sqft
2024-02-01 0 days 1,671 sqft
2024-03-01 0 days 1,780 sqft
2024-04-01 0 days 1,763 sqft
2024-05-01 0 days 1,681 sqft
2024-06-01 0 days 1,662 sqft
2024-07-01 0 days 1,672 sqft
2024-08-01 0 days 1,660 sqft
2024-09-01 0 days 1,642 sqft
Port Lavaca's median listing age (time on market) for 2024-09-01 was 0 days.

Port Lavaca's median square footage for active listings during the 2024-09-01 period was 1,642 sqft. One year prior, the average listing was 1,620 sqft.

Port Lavaca, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 181 $43,405,000 $239,807
Refi 19 $4,425,000 $232,895
Cash Out Refi 13 $2,745,000 $211,154
Other 10 $1,970,000 $197,000
Home Improvement 7 $965,000 $137,857

Port Lavaca's most frequently cited loan purpose was Home Purchase, with 181 originations. The 2nd most popular reason was Refi, with 19 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 70 $19,760,000 $282,286
7-8% 48 $10,260,000 $213,750
Over 8% 34 $6,500,000 $191,176
5-6% 18 $4,650,000 $258,333
<2.5% 2 $10,000 $5,000
4-5% 1 $535,000 $535,000
3-4% 1 $255,000 $255,000

During 2023, Port Lavaca's most frequently originated rate bucket was 6-7%, with 70 originations.

Loan Sizing (Port Lavaca, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 88 $12,790,000 $145,341
$200k-400k 75 $20,905,000 $278,733
$100,000 or less 43 $2,995,000 $69,651
$400k-600k 19 $9,235,000 $486,053
$600k-1000k 3 $2,125,000 $708,333
$Over $1MM 2 $5,460,000 $2,730,000

Port Lavaca's loan sizing saw the bucket of loans from $100k-200k with 88 originations, totaling $12,790,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 104 $24,060,000 $231,346
60-80% 41 $9,825,000 $239,634
40-60% 11 $5,615,000 $510,455
20-40% 8 $870,000 $108,750
Over 100% 5 $1,045,000 $209,000
Under 20% 5 $155,000 $31,000

Port Lavaca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 104 originations, totaling $24,060,000 in origination value.