Regional Missouri Bank Mortgage Rates, Fees & Info
Marceline, MOLEI: 254900RZAKWEVNKBVY93
Tax ID: 44-0161720
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Regional Missouri Bank is a smaller bank specializing in Home Purchase loans. Regional Missouri Bank has a high proportion of conventional loans. Their top markets by origination volume include: Moberly, Key West, Kirksville, Columbia, and Kansas City among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Regional Missouri Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
202Origination Dollar Volume (All Markets)
$43,590,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 115 | $23,565,000 | $204,913 | $0 | 0.00% |
| Moberly, MO (FHA|USDA|VA) | 52 | $7,600,000 | $146,154 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $2,875,000 | $2,875,000 | $0 | 0.00% |
| Kirksville, MO (FHA|USDA|VA) | 5 | $2,845,000 | $569,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 0.00% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Marshall, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 202 | $43,590,000 | $215,792 | $0 | 0.00% |
For 2023, Regional Missouri Bank's most frequently originated type of loan was Conventional, with 202 originations.
Loan Reason
For 2023, Regional Missouri Bank's most frequently cited loan purpose was Home Purchase, with 129 originations. The 2nd most popular reason was Refi, with 51 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 202 | $43,590,000 | $215,792 | $0 | 0.00% |
For 2023, Regional Missouri Bank's most frequently cited loan duration was Other, with 202 originations.
Loan Sizing
2023 saw Regional Missouri Bank place emphasis on $100,000 or less loans with 103 originations, totaling $6,085,000 in origination value.
Applicant Income
Regional Missouri Bank lent most frequently to those with incomes in the $100k-150k range, with 43 originations. The second most popular income band? $50k-75k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 202 | $43,590,000 | $215,792 | $0 | 0.00% |
Regional Missouri Bank lent most frequently to those with DTI ratios of Exempt%, with 202 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.89%
Regional Missouri Bank has an average approval rate.
Pick Rate
Approvals leading to origination88.61%
Regional Missouri Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 202 | $43,590,000 | $215,792 |