Regional Missouri Bank Mortgage Rates, Fees & Info
Marceline, MOLEI: 254900RZAKWEVNKBVY93
Tax ID: 44-0161720
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Regional Missouri Bank is a smaller bank specializing in Home Purchase and Refi loans. Regional Missouri Bank has a high proportion of conventional loans. Their top markets by origination volume include: Moberly, Key West, Marshall, Columbia, and Kirksville among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)Regional Missouri Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
216Origination Dollar Volume (All Markets)
$44,780,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 150 | $31,400,000 | $209,333 | $0 | 0.00% |
| Moberly, MO (FHA|USDA|VA) | 44 | $6,960,000 | $158,182 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,955,000 | $1,955,000 | $0 | 0.00% |
| Marshall, MO (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 0.00% |
| Kirksville, MO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| Rolla, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 216 | $44,780,000 | $207,315 | $0 | 0.00% |
For 2024, Regional Missouri Bank's most frequently originated type of loan was Conventional, with 216 originations.
Loan Reason
For 2024, Regional Missouri Bank's most frequently cited loan purpose was Home Purchase, with 117 originations. The 2nd most popular reason was Refi, with 64 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 216 | $44,780,000 | $207,315 | $0 | 0.00% |
For 2024, Regional Missouri Bank's most frequently cited loan duration was Other, with 216 originations.
Loan Sizing
2024 saw Regional Missouri Bank place emphasis on $100,000 or less loans with 90 originations, totaling $4,980,000 in origination value.
Applicant Income
Regional Missouri Bank lent most frequently to those with incomes in the $100k-150k range, with 43 originations. The second most popular income band? $50k-75k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 216 | $44,780,000 | $207,315 | $0 | 0.00% |
Regional Missouri Bank lent most frequently to those with DTI ratios of Exempt%, with 216 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.39%
Regional Missouri Bank has an average approval rate.
Pick Rate
Approvals leading to origination81.94%
Regional Missouri Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 216 | $44,780,000 | $207,315 |