Moberly Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Moberly averaged 6.91% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.92% and one month ago for the week of 2025-02-27, the average rate was 6.93%.

    Moberly's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Moberly 30 Year Fixed Rate 2025-04-03 6.91%
    Moberly 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Moberly 15 Year Fixed Rate 2025-04-03 5.92%
    Moberly 15 Year Fixed Rate Refi 2025-04-03 6.22%
    Moberly 30 Year FHA 2025-04-03 6.46%
    Moberly 30 Year FHA Refi 2025-04-03 6.46%
    Moberly 30 Year USDA 2025-04-03 6.42%
    Moberly 30 Year USDA Refi 2025-04-03 6.22%
    Moberly 30 Year VA 2025-04-03 6.16%
    Moberly 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Moberly, MO.

    Moberly Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moberly, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 29 6.74% $3,125
    The Central Trust Bank 27 7.08% $2,892
    Plains Commerce Bank 13 6.65% $2,259
    First State Community Bank 10 6.87% $1,883
    DAS Acquisition Company, LLC 10 6.69% $4,124
    QUICKEN LOANS, LLC 8 6.83% $3,700
    Midwest Mortgage Associates Corporation 4 6.38% $3,437
    PLAZA HOME MORTGAGE, INC. 4 6.75% $2,560
    UNITED WHOLESALE MORTGAGE, LLC 4 6.94% $3,577
    MISSOURI Credit Union 3 6.38% $1,855
    Commerce Bank 3 6.96% $2,247
    Mr. Cooper ( Nationstar Mortgage ) 2 7.24% $5,260
    U.S. Bank 2 6.31% $2,425
    TOGETHER CREDIT UNION 1 6.88% $2,160
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.50% $3,453
    ZILLOW HOME LOANS, LLC 1 6.13% $5,136
    Bell Bank 1 6.13% $7,429
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,517
    CITIZENS EQUITY FIRST 1 6.88% $1,776
    Community Mortgage Banc Corporation 1 6.63% $2,028
    First Mid Bank & Trust 1 6.38% $2,160
    GERSHMAN INVESTMENT CORP. 1 7.38% $2,443
    GUILD MORTGAGE COMPANY 1 6.75% $2,470
    HomeBank 1 8.70% $2,009
    MID AMERICA MORTGAGE, INC. 1 7.50% $1,342
    Mortgage Research Center, LLC 1 7.00% $5,982
    NAVY FEDERAL CREDIT UNION 1 8.63% $3,527
    ROYAL UNITED MORTGAGE LLC 1 7.00% $6,943

    Moberly Average Closing Costs & Other Stats

    Moberly, MO's 28 lenders originated 481 loans during 2024. The total origination value was $87,315,000, with an average loan value of $181,528.

    Moberly's average closing costs are $3,588.

    The top Moberly lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 29 loans originated. Their average total fees are $3,125, which is $233 higher than the next largest lender, The Central Trust Bank.

    The lowest fee Moberly lenders (with over 10 loans originated) are First State Community Bank ($1,883), Plains Commerce Bank ($2,259), The Central Trust Bank ($2,892), FLAT BRANCH MORTGAGE, INC. ($3,125) and DAS Acquisition Company, LLC ($4,124).

    The lowest rate Moberly lenders (with over 10 loans originated) are Plains Commerce Bank (6.65%), DAS Acquisition Company, LLC (6.69%), FLAT BRANCH MORTGAGE, INC. (6.74%), First State Community Bank (6.87%) and The Central Trust Bank (7.08%).

    Moberly, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FLAT BRANCH MORTGAGE, INC. $8,230,000 $11,035,000 34.1% 12.6%
    The Central Trust Bank $8,950,000 $9,835,000 9.9% 11.3%
    Barings Multifamily Capital $8,005,000 n/a 9.2%
    First State Community Bank $3,120,000 $7,590,000 143.3% 8.7%
    Regional Missouri Bank $7,600,000 $6,960,000 -8.4% 8.0%
    Alliant Bank $3,695,000 n/a 4.2%
    PLAZA HOME MORTGAGE, INC. $2,425,000 $2,660,000 9.7% 3.0%
    Mortgage Research Center, LLC $5,670,000 $2,550,000 -55.0% 2.9%
    DAS Acquisition Company, LLC $3,165,000 $2,530,000 -20.1% 2.9%
    Bank of Springfield $2,505,000 n/a 2.9%
    Plains Commerce Bank $1,655,000 $2,475,000 49.5% 2.8%
    QUICKEN LOANS, LLC $2,515,000 $2,320,000 -7.8% 2.7%
    Commerce Bank $2,185,000 $2,290,000 4.8% 2.6%
    PENNYMAC LOAN SERVICES, LLC $400,000 $1,575,000 293.8% 1.8%
    Midwest Mortgage Associates Corporation $2,830,000 $1,560,000 -44.9% 1.8%
    Exchange Bank of Missouri $4,470,000 $1,460,000 -67.3% 1.7%
    Mr. Cooper ( Nationstar Mortgage ) $320,000 $895,000 179.7% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $965,000 $840,000 -13.0% 1.0%
    Carrington Mortgage Services, LLC $230,000 $795,000 245.7% 0.9%
    FREEDOM MORTGAGE CORPORATION $115,000 $625,000 443.5% 0.7%
    River Region Credit Union $2,715,000 $590,000 -78.3% 0.7%
    MID AMERICA MORTGAGE, INC. $105,000 $585,000 457.1% 0.7%
    GERSHMAN INVESTMENT CORP. $210,000 $570,000 171.4% 0.7%
    The Callaway Bank $570,000 n/a 0.7%
    BTC BANK $155,000 $545,000 251.6% 0.6%
    The Missouri Bank $525,000 n/a 0.6%
    COMMERCIAL TRUST COMPANY OF FAYETTE $155,000 $490,000 216.1% 0.6%
    LOANDEPOT.COM, LLC $415,000 $490,000 18.1% 0.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $475,000 n/a 0.5%
    EVERETT FINANCIAL, INC. $465,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $455,000 n/a 0.5%
    MISSOURI Credit Union $525,000 $415,000 -21.0% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $815,000 $395,000 -51.5% 0.5%
    The Peoples State Bank of Newton, Illinois $185,000 $355,000 91.9% 0.4%
    Equity Prime Mortgage LLC $350,000 n/a 0.4%
    U.S. Bank $710,000 $325,000 -54.2% 0.4%
    GUILD MORTGAGE COMPANY $400,000 $310,000 -22.5% 0.4%
    PLANET HOME LENDING, LLC $285,000 n/a 0.3%
    The Bank of Missouri $195,000 $285,000 46.2% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $275,000 n/a 0.3%
    Legacy Bank & Trust Company $275,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $65,000 $260,000 300.0% 0.3%
    TOGETHER CREDIT UNION $255,000 n/a 0.3%
    NBH Bank $245,000 n/a 0.3%
    Bell Bank $160,000 $235,000 46.9% 0.3%
    GENEVA FINANCIAL, LLC $235,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $235,000 n/a 0.3%
    JONESBURG STATE BANK $230,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $230,000 n/a 0.3%
    CONSERVATION EMP. CREDIT UNION $225,000 n/a 0.3%
    CITIZENS EQUITY FIRST $215,000 n/a 0.2%
    Discover Bank $265,000 $215,000 -18.9% 0.2%
    NEWREZ LLC $205,000 n/a 0.2%
    OPEN MORTGAGE, LLC $205,000 n/a 0.2%
    Wells Bank $205,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $320,000 $195,000 -39.1% 0.2%
    ZILLOW HOME LOANS, LLC $195,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $235,000 $160,000 -31.9% 0.2%
    CMG MORTGAGE, INC. $35,000 $155,000 342.9% 0.2%
    TruHome Solutions, LLC $275,000 $155,000 -43.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $145,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $145,000 n/a 0.2%
    NFM, INC. $140,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $140,000 n/a 0.2%
    Community Mortgage Banc Corporation $75,000 $135,000 80.0% 0.2%
    VILLAGE CAPITAL MORTGAGE $135,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $295,000 $115,000 -61.0% 0.1%
    Armed Forces Bank $115,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $345,000 $105,000 -69.6% 0.1%
    HomeBank $95,000 n/a 0.1%
    United Credit Union $355,000 $90,000 -74.6% 0.1%
    First Mid Bank & Trust $85,000 n/a 0.1%
    Bank of America $75,000 n/a 0.1%
    LOANPAL, LLC $55,000 n/a 0.1%
    Figure Lending LLC $35,000 n/a 0.0%
    Southern Bank $35,000 n/a 0.0%

    Moberly's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 12.6% market share. In second place, with 11.3%, is The Central Trust Bank, having originated $9,835,000 in loans. In third place, with 9.2%, is Barings Multifamily Capital, having originated $8,005,000 in loans. In fourth place, with 8.7%, is First State Community Bank, having originated $7,590,000 in loans. In fifth place, with 8.0%, is Regional Missouri Bank, having originated $6,960,000 in loans.

    Moberly Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Moberly (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $94,775 (10.4%) $137,610 (18.9%) 0.00 73
    2018-02-01 $89,900 (0.1%) $131,964 (11.5%) 0.00 72
    2018-03-01 $111,270 (-2.4%) $147,347 (15.8%) 0.00 69
    2018-04-01 $119,900 (29.0%) $148,803 (13.3%) 0.00 60
    2018-05-01 $127,400 (43.6%) $149,121 (13.1%) 0.00 63
    2018-06-01 $124,950 (31.9%) $146,187 (7.9%) 0.00 67
    2018-07-01 $93,975 (-14.6%) $138,341 (-7.5%) 0.00 88
    2018-08-01 $98,175 (-12.7%) $139,619 (-6.7%) 0.00 88
    2018-09-01 $89,900 (-14.0%) $149,000 (4.7%) 0.00 95
    2018-10-01 $122,400 (30.7%) $158,049 (16.5%) 0.00 74
    2018-11-01 $129,800 (37.7%) $169,596 (21.6%) 0.00 65
    2018-12-01 $139,950 (53.4%) $182,775 (30.7%) 0.00 64
    2019-01-01 $136,700 (44.2%) $187,231 (36.1%) 0.00 53
    2019-02-01 $142,450 (58.5%) $197,933 (50.0%) 0.00 55
    2019-03-01 $150,757 (35.5%) $196,248 (33.2%) 0.00 59
    2019-04-01 $147,107 (22.7%) $190,040 (27.7%) 0.00 65
    2019-05-01 $143,875 (12.9%) $191,559 (28.5%) 0.00 73
    2019-06-01 $154,900 (24.0%) $189,011 (29.3%) 0.00 91
    2019-07-01 $142,500 (51.6%) $181,795 (31.4%) 0.00 94
    2019-08-01 $132,991 (35.5%) $162,225 (16.2%) 0.00 102
    2019-09-01 $130,127 (44.8%) $157,450 (5.7%) 0.00 109
    2019-10-01 $128,218 (4.8%) $154,266 (-2.4%) 0.00 111
    2019-11-01 $124,700 (-3.9%) $147,923 (-12.8%) 0.00 102
    2019-12-01 $124,900 (-10.8%) $152,500 (-16.6%) 0.00 99
    2020-01-01 $125,175 (-8.4%) $144,556 (-22.8%) 0.00 97
    2020-02-01 $122,450 (-14.0%) $143,594 (-27.5%) 0.00 94
    2020-03-01 $132,150 (-12.3%) $152,489 (-22.3%) 0.00 88
    2020-04-01 $133,425 (-9.3%) $154,325 (-18.8%) 0.00 85
    2020-05-01 $134,400 (-6.6%) $163,694 (-14.6%) 0.00 80
    2020-06-01 $138,075 (-10.9%) $171,004 (-9.5%) 0.00 69
    2020-07-01 $129,950 (-8.8%) $171,518 (-5.7%) 0.00 66
    2020-08-01 $125,000 (-6.0%) $144,742 (-10.8%) 0.00 60
    2020-09-01 $132,100 (1.5%) $152,153 (-3.4%) 0.00 63
    2020-10-01 $129,900 (1.3%) $156,821 (1.7%) 0.00 61
    2020-11-01 $119,000 (-4.6%) $137,951 (-6.7%) 0.00 68
    2020-12-01 $106,750 (-14.5%) $133,930 (-12.2%) 0.00 54
    2021-01-01 $104,500 (-16.5%) $135,597 (-6.2%) 0.00 45
    2021-02-01 $98,749 (-19.4%) $134,053 (-6.6%) 0.00 31
    2021-03-01 $152,500 (15.4%) $189,430 (24.2%) 0.00 31
    2021-04-01 $149,925 (12.4%) $179,094 (16.1%) 0.00 29
    2021-05-01 $124,950 (-7.0%) $172,239 (5.2%) 0.00 30
    2021-06-01 $166,875 (20.9%) $196,322 (14.8%) 0.00 45
    2021-07-01 $140,000 (7.7%) $188,902 (10.1%) 0.00 49
    2021-08-01 $156,175 (24.9%) $210,812 (45.7%) 0.00 43
    2021-09-01 $157,000 (18.9%) $191,455 (25.8%) 0.00 46
    2021-10-01 $144,750 (11.4%) $170,024 (8.4%) 0.00 48
    2021-11-01 $149,500 (25.6%) $164,442 (19.2%) 0.00 45
    2021-12-01 $129,900 (21.7%) $154,233 (15.2%) 0.00 45
    2022-01-01 $133,700 (27.9%) $155,262 (14.5%) 0.00 42
    2022-02-01 $131,250 (32.9%) $153,854 (14.8%) 0.00 26
    2022-03-01 $152,250 (-0.2%) $172,941 (-8.7%) 0.00 22
    2022-04-01 $149,450 (-0.3%) $182,528 (1.9%) 0.00 27
    2022-05-01 $169,975 (36.0%) $189,221 (9.9%) 0.00 29
    2022-06-01 $189,250 (13.4%) $649,743 (231.0%) 0.00 35
    2022-07-01 $182,450 (30.3%) $607,973 (221.9%) 0.00 34
    2022-08-01 $179,675 (15.1%) $594,099 (181.8%) 0.00 43
    2022-09-01 $172,725 (10.0%) $519,906 (171.6%) 0.00 62
    2022-10-01 $169,250 (16.9%) $498,616 (193.3%) 0.00 60
    2022-11-01 $161,175 (7.8%) $491,212 (198.7%) 0.00 60
    2022-12-01 $159,900 (23.1%) $569,270 (269.1%) 0.00 47
    2023-01-01 $168,450 (26.0%) $227,591 (46.6%) 0.00 42
    2023-02-01 $159,900 (21.8%) $197,542 (28.4%) 0.00 42
    2023-03-01 $156,075 (2.5%) $206,152 (19.2%) 0.00 38
    2023-04-01 $149,200 (-0.2%) $514,963 (182.1%) 0.00 40
    2023-05-01 $171,250 (0.8%) $426,879 (125.6%) 0.00 46
    2023-06-01 $169,125 (-10.6%) $447,715 (-31.1%) 0.00 37
    2023-07-01 $179,000 (-1.9%) $414,746 (-31.8%) 0.00 50
    2023-08-01 $179,500 (-0.1%) $412,159 (-30.6%) 0.00 53
    2023-09-01 $180,000 (4.2%) $239,890 (-53.9%) 0.00 49
    2023-10-01 $169,900 (0.4%) $217,091 (-56.5%) 0.00 61
    2023-11-01 $186,425 (15.7%) $237,290 (-51.7%) 0.00 64
    2023-12-01 $189,000 (18.2%) $238,118 (-58.2%) 0.00 64
    2024-01-01 $175,725 (4.3%) $215,328 (-5.4%) 0.00 69
    2024-02-01 $126,250 (-21.0%) $175,972 (-10.9%) 0.00 79
    2024-03-01 $124,700 (-20.1%) $178,693 (-13.3%) 0.00 73
    2024-04-01 $150,100 (0.6%) $182,216 (-64.6%) 0.00 84
    2024-05-01 $139,625 (-18.5%) $184,775 (-56.7%) 0.00 89
    2024-06-01 $169,900 (0.5%) $206,945 (-53.8%) 0.00 94
    2024-07-01 $184,300 (3.0%) $223,519 (-46.1%) 0.00 89
    2024-08-01 $244,950 (36.5%) $253,167 (-38.6%) 0.00 77
    2024-09-01 $243,250 (35.1%) $249,949 (4.2%) 0.00 80
    2024-10-01 $236,125 (39.0%) $250,142 (15.2%) 0.00 91
    2024-11-01 $250,000 (34.1%) $261,887 (10.4%) 0.00 84
    2024-12-01 $236,225 (25.0%) $253,263 (6.4%) 0.00 82
    2025-01-01 $212,500 (20.9%) $240,398 (11.6%) 0.00 81
    2025-02-01 $207,500 (64.4%) $232,166 (31.9%) 0.00 79
    2025-03-01 $225,000 (80.4%) $235,133 (31.6%) 0.00 69
    Moberly's median listing price for 2025-03-01 was $225,000, a difference of $100,300 (80.4%) versus the prior year and $17,500 versus the prior month.

    Moberly's median listing price comes in at 0% of the national average.

    Moberly's average listing price for 2025-03-01 was $235,133, a difference of $56,440 (31.6%) versus the prior year and $2,967 versus the prior month.

    For the 2025-03-01 period, Moberly had 69 MLS listings, a difference of -10 listings (-13%) versus the prior month and -4 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Moberly (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,563 sqft
    2018-02-01 0 days 1,540 sqft
    2018-03-01 0 days 1,650 sqft
    2018-04-01 0 days 1,629 sqft
    2018-05-01 0 days 1,636 sqft
    2018-06-01 0 days 1,715 sqft
    2018-07-01 0 days 1,472 sqft
    2018-08-01 0 days 1,487 sqft
    2018-09-01 0 days 1,610 sqft
    2018-10-01 0 days 1,584 sqft
    2018-11-01 0 days 1,598 sqft
    2018-12-01 0 days 1,632 sqft
    2019-01-01 0 days 1,626 sqft
    2019-02-01 0 days 1,599 sqft
    2019-03-01 0 days 1,601 sqft
    2019-04-01 0 days 1,636 sqft
    2019-05-01 0 days 1,850 sqft
    2019-06-01 0 days 1,868 sqft
    2019-07-01 0 days 1,739 sqft
    2019-08-01 0 days 1,609 sqft
    2019-09-01 0 days 1,565 sqft
    2019-10-01 0 days 1,550 sqft
    2019-11-01 0 days 1,536 sqft
    2019-12-01 0 days 1,536 sqft
    2020-01-01 0 days 1,533 sqft
    2020-02-01 0 days 1,624 sqft
    2020-03-01 0 days 1,684 sqft
    2020-04-01 0 days 1,685 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,684 sqft
    2020-07-01 0 days 1,724 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,665 sqft
    2020-10-01 0 days 1,680 sqft
    2020-11-01 0 days 1,608 sqft
    2020-12-01 0 days 1,586 sqft
    2021-01-01 0 days 1,592 sqft
    2021-02-01 0 days 1,764 sqft
    2021-03-01 0 days 1,475 sqft
    2021-04-01 0 days 1,555 sqft
    2021-05-01 0 days 1,422 sqft
    2021-06-01 0 days 1,650 sqft
    2021-07-01 0 days 1,656 sqft
    2021-08-01 0 days 1,638 sqft
    2021-09-01 0 days 1,456 sqft
    2021-10-01 0 days 1,527 sqft
    2021-11-01 0 days 1,531 sqft
    2021-12-01 0 days 1,533 sqft
    2022-01-01 0 days 1,491 sqft
    2022-02-01 0 days 1,364 sqft
    2022-03-01 0 days 1,589 sqft
    2022-04-01 0 days 1,354 sqft
    2022-05-01 0 days 1,473 sqft
    2022-06-01 0 days 1,611 sqft
    2022-07-01 0 days 1,598 sqft
    2022-08-01 0 days 1,619 sqft
    2022-09-01 0 days 1,602 sqft
    2022-10-01 0 days 1,488 sqft
    2022-11-01 0 days 1,602 sqft
    2022-12-01 0 days 1,598 sqft
    2023-01-01 0 days 1,598 sqft
    2023-02-01 0 days 1,619 sqft
    2023-03-01 0 days 1,656 sqft
    2023-04-01 0 days 1,651 sqft
    2023-05-01 0 days 1,607 sqft
    2023-06-01 0 days 1,769 sqft
    2023-07-01 0 days 1,792 sqft
    2023-08-01 0 days 1,687 sqft
    2023-09-01 0 days 1,727 sqft
    2023-10-01 0 days 1,531 sqft
    2023-11-01 0 days 1,592 sqft
    2023-12-01 0 days 1,642 sqft
    2024-01-01 0 days 1,618 sqft
    2024-02-01 0 days 1,344 sqft
    2024-03-01 0 days 1,271 sqft
    2024-04-01 0 days 1,333 sqft
    2024-05-01 0 days 1,386 sqft
    2024-06-01 0 days 1,452 sqft
    2024-07-01 0 days 1,538 sqft
    2024-08-01 0 days 1,762 sqft
    2024-09-01 0 days 1,642 sqft
    2024-10-01 0 days 1,578 sqft
    2024-11-01 0 days 1,632 sqft
    2024-12-01 0 days 1,609 sqft
    2025-01-01 0 days 1,578 sqft
    2025-02-01 0 days 1,583 sqft
    2025-03-01 0 days 1,624 sqft
    Moberly's median listing age (time on market) for 2025-03-01 was 0 days.

    Moberly's median square footage for active listings during the 2025-03-01 period was 1,624 sqft. One year prior, the average listing was 1,271 sqft.

    Moberly, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 301 $57,475,000 $190,947
    Refi 79 $19,555,000 $247,532
    Cash Out Refi 40 $6,290,000 $157,250
    Home Improvement 36 $1,990,000 $55,278
    Other 25 $2,005,000 $80,200

    Moberly's most frequently cited loan purpose was Home Purchase, with 301 originations. The 2nd most popular reason was Refi, with 79 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 194 $31,770,000 $163,763
    7-8% 81 $17,915,000 $221,173
    Over 8% 59 $7,285,000 $123,475
    5-6% 38 $13,630,000 $358,684
    2.5-3% 5 $335,000 $67,000
    4-5% 3 $285,000 $95,000
    <2.5% 2 $10,000 $5,000

    During 2024, Moberly's most frequently originated rate bucket was 6-7%, with 194 originations.

    Loan Sizing (Moberly, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 197 $28,985,000 $147,132
    $100,000 or less 167 $9,395,000 $56,257
    $200k-400k 98 $25,260,000 $257,755
    $400k-600k 10 $4,720,000 $472,000
    $600k-1000k 5 $3,955,000 $791,000
    $Over $1MM 4 $15,000,000 $3,750,000

    Moberly's loan sizing saw the bucket of loans from $100k-200k with 197 originations, totaling $28,985,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 203 $37,805,000 $186,232
    60-80% 71 $19,605,000 $276,127
    40-60% 35 $3,635,000 $103,857
    Under 20% 33 $3,785,000 $114,697
    20-40% 29 $2,215,000 $76,379
    Over 100% 4 $3,120,000 $780,000

    Moberly's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 203 originations, totaling $37,805,000 in origination value.