Moberly Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Moberly averaged
6.44%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.24% and
one month ago for the week of 2024-09-05, the
average rate was 6.57%.
Moberly's average rate one year ago was 7.71%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Moberly 30 Year Fixed Rate | 2024-10-10 | 6.44% |
Moberly 30 Year Fixed Rate Refi | 2024-10-10 | 6.72% |
Moberly 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Moberly 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Moberly 30 Year FHA | 2024-10-10 | 6% |
Moberly 30 Year FHA Refi | 2024-10-10 | 6.2% |
Moberly 30 Year USDA | 2024-10-10 | 6.28% |
Moberly 30 Year USDA Refi | 2024-10-10 | 6.18% |
Moberly 30 Year VA | 2024-10-10 | 6.05% |
Moberly 30 Year VA Refi | 2024-10-10 | 5.65% |
Moberly Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Moberly, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Moberly Average Closing Costs & Other Stats
Moberly, MO's 30 lenders originated 458
loans during 2023. The total origination value was $71,110,000, with an average loan value of
$155,262.
Moberly's average closing costs are $3,450.
The top Moberly lender as defined by loan originations is The Central Trust Bank, with
24 loans originated. Their average total fees are
$2,664, which is $949
lower than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee Moberly lenders (with over 10 loans originated) are
First State Community Bank ($1,436), Plains Commerce Bank ($2,006), The Central Trust Bank ($2,664), FLAT BRANCH MORTGAGE, INC. ($3,613) and .
The lowest rate Moberly lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.65%), Plains Commerce Bank (6.80%), The Central Trust Bank (7.09%), First State Community Bank (7.77%) and .
Moberly, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
The Central Trust Bank | $11,005,000 | $8,950,000 | -18.7% | 12.6% |
FLAT BRANCH MORTGAGE, INC. | $8,895,000 | $8,230,000 | -7.5% | 11.6% |
Regional Missouri Bank | $9,055,000 | $7,600,000 | -16.1% | 10.7% |
Mortgage Research Center, LLC | $3,965,000 | $5,670,000 | 43.0% | 8.0% |
Exchange Bank of Missouri | $1,180,000 | $4,470,000 | 278.8% | 6.3% |
DAS Acquisition Company, LLC | $6,370,000 | $3,165,000 | -50.3% | 4.5% |
First State Community Bank | $3,690,000 | $3,120,000 | -15.4% | 4.4% |
Midwest Mortgage Associates Corporation | $2,025,000 | $2,830,000 | 39.8% | 4.0% |
River Region Credit Union | $475,000 | $2,715,000 | 471.6% | 3.8% |
QUICKEN LOANS, LLC | $3,645,000 | $2,515,000 | -31.0% | 3.5% |
PLAZA HOME MORTGAGE, INC. | $3,705,000 | $2,425,000 | -34.5% | 3.4% |
Commerce Bank | $3,210,000 | $2,185,000 | -31.9% | 3.1% |
Plains Commerce Bank | $1,655,000 | n/a | 2.3% | |
Heritage Community Bank | $1,335,000 | n/a | 1.9% | |
Gateway First Bank | $615,000 | $1,275,000 | 107.3% | 1.8% |
UNITED WHOLESALE MORTGAGE, LLC | $355,000 | $965,000 | 171.8% | 1.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $815,000 | n/a | 1.1% | |
U.S. Bank | $450,000 | $710,000 | 57.8% | 1.0% |
UMB Bank | $565,000 | n/a | 0.8% | |
MISSOURI Credit Union | $495,000 | $525,000 | 6.1% | 0.7% |
LOANDEPOT.COM, LLC | $345,000 | $415,000 | 20.3% | 0.6% |
GUILD MORTGAGE COMPANY | $180,000 | $400,000 | 122.2% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $725,000 | $400,000 | -44.8% | 0.6% |
Hawthorn Bank | $355,000 | n/a | 0.5% | |
United Credit Union | $485,000 | $355,000 | -26.8% | 0.5% |
CHURCHILL MORTGAGE CORPORATION | $345,000 | n/a | 0.5% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $320,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $870,000 | $320,000 | -63.2% | 0.5% |
Wells Fargo Bank | $385,000 | $320,000 | -16.9% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $655,000 | $295,000 | -55.0% | 0.4% |
AmeriHome Mortgage Company, LLC | $155,000 | $275,000 | 77.4% | 0.4% |
TruHome Solutions, LLC | $275,000 | n/a | 0.4% | |
Discover Bank | $265,000 | n/a | 0.4% | |
21ST MORTGAGE CORPORATION | $140,000 | $235,000 | 67.9% | 0.3% |
NBKC BANK | $235,000 | n/a | 0.3% | |
Carrington Mortgage Services, LLC | $260,000 | $230,000 | -11.5% | 0.3% |
NP, Inc. | $225,000 | n/a | 0.3% | |
GERSHMAN INVESTMENT CORP. | $225,000 | $210,000 | -6.7% | 0.3% |
The Bank of Missouri | $650,000 | $195,000 | -70.0% | 0.3% |
The Peoples State Bank of Newton, Illinois | $185,000 | n/a | 0.3% | |
ENDEAVOR CAPITAL, LLC. | $155,000 | $175,000 | 12.9% | 0.2% |
GUARANTEED RATE, INC. | $210,000 | $170,000 | -19.0% | 0.2% |
LEADERONE FINANCIAL CORPORATION | $165,000 | n/a | 0.2% | |
Bell Bank | $160,000 | n/a | 0.2% | |
BTC BANK | $155,000 | n/a | 0.2% | |
COMMERCIAL TRUST COMPANY OF FAYETTE | $2,700,000 | $155,000 | -94.3% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $310,000 | $155,000 | -50.0% | 0.2% |
PHH Mortgage Corporation | $155,000 | n/a | 0.2% | |
Ally Bank | $145,000 | n/a | 0.2% | |
FIRST INTEGRITY MORTGAGE SERVICES, INC. | $135,000 | n/a | 0.2% | |
Mid-Continent Funding, Inc. | $470,000 | $125,000 | -73.4% | 0.2% |
FREEDOM MORTGAGE CORPORATION | $1,095,000 | $115,000 | -89.5% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $440,000 | $115,000 | -73.9% | 0.2% |
Members Mortgage Services, L.L.C. | $115,000 | n/a | 0.2% | |
MID AMERICA MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
MISSOURI ELECTRIC COOPERATIVES EMPL | $105,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $35,000 | $105,000 | 200.0% | 0.1% |
Academy Bank | $120,000 | $85,000 | -29.2% | 0.1% |
WEST COMMUNITY | $85,000 | n/a | 0.1% | |
Community Mortgage Banc Corporation | $75,000 | n/a | 0.1% | |
Service Federal Credit Union | $75,000 | n/a | 0.1% | |
Simmons Bank | $130,000 | $70,000 | -46.2% | 0.1% |
BROKER SOLUTIONS, INC. | $1,225,000 | $65,000 | -94.7% | 0.1% |
JPMorgan Chase Bank | $230,000 | $65,000 | -71.7% | 0.1% |
Baxter Credit Union | $55,000 | n/a | 0.1% | |
PNC Bank | $700,000 | $55,000 | -92.1% | 0.1% |
UNITED SECURITY BANK | $55,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $45,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $35,000 | n/a | 0.0% | |
Flagstar Bank, FSB | $355,000 | $25,000 | -93.0% | 0.0% |
Moberly's top lender by overall market share is The Central Trust Bank, with 12.6% market share. In second place, with 11.6%, is FLAT BRANCH MORTGAGE, INC., having originated $8,230,000 in loans. In third place, with 10.7%, is Regional Missouri Bank, having originated $7,600,000 in loans. In fourth place, with 8.0%, is Mortgage Research Center, LLC, having originated $5,670,000 in loans. In fifth place, with 6.3%, is Exchange Bank of Missouri, having originated $4,470,000 in loans.
Moberly Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Moberly (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $94,775 (10.4%) | $137,610 (18.9%) | 0.00 | 73 |
2018-02-01 | $89,900 (0.1%) | $131,964 (11.5%) | 0.00 | 72 |
2018-03-01 | $111,270 (-2.4%) | $147,347 (15.8%) | 0.00 | 69 |
2018-04-01 | $119,900 (29.0%) | $148,803 (13.3%) | 0.00 | 60 |
2018-05-01 | $127,400 (43.6%) | $149,121 (13.1%) | 0.00 | 63 |
2018-06-01 | $124,950 (31.9%) | $146,187 (7.9%) | 0.00 | 67 |
2018-07-01 | $93,975 (-14.6%) | $138,341 (-7.5%) | 0.00 | 88 |
2018-08-01 | $98,175 (-12.7%) | $139,619 (-6.7%) | 0.00 | 88 |
2018-09-01 | $89,900 (-14.0%) | $149,000 (4.7%) | 0.00 | 95 |
2018-10-01 | $122,400 (30.7%) | $158,049 (16.5%) | 0.00 | 74 |
2018-11-01 | $129,800 (37.7%) | $169,596 (21.6%) | 0.00 | 65 |
2018-12-01 | $139,950 (53.4%) | $182,775 (30.7%) | 0.00 | 64 |
2019-01-01 | $136,700 (44.2%) | $187,231 (36.1%) | 0.00 | 53 |
2019-02-01 | $142,450 (58.5%) | $197,933 (50.0%) | 0.00 | 55 |
2019-03-01 | $150,757 (35.5%) | $196,248 (33.2%) | 0.00 | 59 |
2019-04-01 | $147,107 (22.7%) | $190,040 (27.7%) | 0.00 | 65 |
2019-05-01 | $143,875 (12.9%) | $191,559 (28.5%) | 0.00 | 73 |
2019-06-01 | $154,900 (24.0%) | $189,011 (29.3%) | 0.00 | 91 |
2019-07-01 | $142,500 (51.6%) | $181,795 (31.4%) | 0.00 | 94 |
2019-08-01 | $132,991 (35.5%) | $162,225 (16.2%) | 0.00 | 102 |
2019-09-01 | $130,127 (44.8%) | $157,450 (5.7%) | 0.00 | 109 |
2019-10-01 | $128,218 (4.8%) | $154,266 (-2.4%) | 0.00 | 111 |
2019-11-01 | $124,700 (-3.9%) | $147,923 (-12.8%) | 0.00 | 102 |
2019-12-01 | $124,900 (-10.8%) | $152,500 (-16.6%) | 0.00 | 99 |
2020-01-01 | $125,175 (-8.4%) | $144,556 (-22.8%) | 0.00 | 97 |
2020-02-01 | $122,450 (-14.0%) | $143,594 (-27.5%) | 0.00 | 94 |
2020-03-01 | $132,150 (-12.3%) | $152,489 (-22.3%) | 0.00 | 88 |
2020-04-01 | $133,425 (-9.3%) | $154,325 (-18.8%) | 0.00 | 85 |
2020-05-01 | $134,400 (-6.6%) | $163,694 (-14.6%) | 0.00 | 80 |
2020-06-01 | $138,075 (-10.9%) | $171,004 (-9.5%) | 0.00 | 69 |
2020-07-01 | $129,950 (-8.8%) | $171,518 (-5.7%) | 0.00 | 66 |
2020-08-01 | $125,000 (-6.0%) | $144,742 (-10.8%) | 0.00 | 60 |
2020-09-01 | $132,100 (1.5%) | $152,153 (-3.4%) | 0.00 | 63 |
2020-10-01 | $129,900 (1.3%) | $156,821 (1.7%) | 0.00 | 61 |
2020-11-01 | $119,000 (-4.6%) | $137,951 (-6.7%) | 0.00 | 68 |
2020-12-01 | $106,750 (-14.5%) | $133,930 (-12.2%) | 0.00 | 54 |
2021-01-01 | $104,500 (-16.5%) | $135,597 (-6.2%) | 0.00 | 45 |
2021-02-01 | $98,749 (-19.4%) | $134,053 (-6.6%) | 0.00 | 31 |
2021-03-01 | $152,500 (15.4%) | $189,430 (24.2%) | 0.00 | 31 |
2021-04-01 | $149,925 (12.4%) | $179,094 (16.1%) | 0.00 | 29 |
2021-05-01 | $124,950 (-7.0%) | $172,239 (5.2%) | 0.00 | 30 |
2021-06-01 | $166,875 (20.9%) | $196,322 (14.8%) | 0.00 | 45 |
2021-07-01 | $140,000 (7.7%) | $188,902 (10.1%) | 0.00 | 49 |
2021-08-01 | $156,175 (24.9%) | $210,812 (45.7%) | 0.00 | 43 |
2021-09-01 | $157,000 (18.9%) | $191,455 (25.8%) | 0.00 | 46 |
2021-10-01 | $144,750 (11.4%) | $170,024 (8.4%) | 0.00 | 48 |
2021-11-01 | $149,500 (25.6%) | $164,442 (19.2%) | 0.00 | 45 |
2021-12-01 | $129,900 (21.7%) | $154,233 (15.2%) | 0.00 | 45 |
2022-01-01 | $133,700 (27.9%) | $155,262 (14.5%) | 0.00 | 42 |
2022-02-01 | $131,250 (32.9%) | $153,854 (14.8%) | 0.00 | 26 |
2022-03-01 | $152,250 (-0.2%) | $172,941 (-8.7%) | 0.00 | 22 |
2022-04-01 | $149,450 (-0.3%) | $182,528 (1.9%) | 0.00 | 27 |
2022-05-01 | $169,975 (36.0%) | $189,221 (9.9%) | 0.00 | 29 |
2022-06-01 | $189,250 (13.4%) | $649,743 (231.0%) | 0.00 | 35 |
2022-07-01 | $182,450 (30.3%) | $607,973 (221.9%) | 0.00 | 34 |
2022-08-01 | $179,675 (15.1%) | $594,099 (181.8%) | 0.00 | 43 |
2022-09-01 | $172,725 (10.0%) | $519,906 (171.6%) | 0.00 | 62 |
2022-10-01 | $169,250 (16.9%) | $498,616 (193.3%) | 0.00 | 60 |
2022-11-01 | $161,175 (7.8%) | $491,212 (198.7%) | 0.00 | 60 |
2022-12-01 | $159,900 (23.1%) | $569,270 (269.1%) | 0.00 | 47 |
2023-01-01 | $168,450 (26.0%) | $227,591 (46.6%) | 0.00 | 42 |
2023-02-01 | $159,900 (21.8%) | $197,542 (28.4%) | 0.00 | 42 |
2023-03-01 | $156,075 (2.5%) | $206,152 (19.2%) | 0.00 | 38 |
2023-04-01 | $149,200 (-0.2%) | $514,963 (182.1%) | 0.00 | 40 |
2023-05-01 | $171,250 (0.8%) | $426,879 (125.6%) | 0.00 | 46 |
2023-06-01 | $169,125 (-10.6%) | $447,715 (-31.1%) | 0.00 | 37 |
2023-07-01 | $179,000 (-1.9%) | $414,746 (-31.8%) | 0.00 | 50 |
2023-08-01 | $180,975 (0.7%) | $416,608 (-29.9%) | 0.00 | 52 |
2023-09-01 | $180,000 (4.2%) | $239,890 (-53.9%) | 0.00 | 49 |
2023-10-01 | $169,900 (0.4%) | $217,091 (-56.5%) | 0.00 | 61 |
2023-11-01 | $186,425 (15.7%) | $237,290 (-51.7%) | 0.00 | 64 |
2023-12-01 | $189,000 (18.2%) | $238,118 (-58.2%) | 0.00 | 64 |
2024-01-01 | $175,725 (4.3%) | $215,328 (-5.4%) | 0.00 | 69 |
2024-02-01 | $126,250 (-21.0%) | $175,972 (-10.9%) | 0.00 | 79 |
2024-03-01 | $124,700 (-20.1%) | $178,693 (-13.3%) | 0.00 | 73 |
2024-04-01 | $150,100 (0.6%) | $182,216 (-64.6%) | 0.00 | 84 |
2024-05-01 | $129,750 (-24.2%) | $184,804 (-56.7%) | 0.00 | 89 |
2024-06-01 | $169,900 (0.5%) | $204,883 (-54.2%) | 0.00 | 94 |
2024-07-01 | $184,300 (3.0%) | $223,519 (-46.1%) | 0.00 | 89 |
2024-08-01 | $244,950 (35.4%) | $253,167 (-39.2%) | 0.00 | 77 |
2024-09-01 | $243,250 (35.1%) | $249,949 (4.2%) | 0.00 | 80 |
Moberly's median listing price comes in at 0% of the national average.
Moberly's average listing price for 2024-09-01 was $249,949, a difference of $10,059 (4.2%) versus the prior year and $-3,218 versus the prior month.
For the 2024-09-01 period, Moberly had 80 MLS listings, a difference of 3 listings (4%) versus the prior month and 31 listings (63%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Moberly (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,593 sqft |
2018-02-01 | 0 days | 1,555 sqft |
2018-03-01 | 0 days | 1,678 sqft |
2018-04-01 | 0 days | 1,655 sqft |
2018-05-01 | 0 days | 1,702 sqft |
2018-06-01 | 0 days | 1,768 sqft |
2018-07-01 | 0 days | 1,501 sqft |
2018-08-01 | 0 days | 1,487 sqft |
2018-09-01 | 0 days | 1,610 sqft |
2018-10-01 | 0 days | 1,584 sqft |
2018-11-01 | 0 days | 1,598 sqft |
2018-12-01 | 0 days | 1,632 sqft |
2019-01-01 | 0 days | 1,626 sqft |
2019-02-01 | 0 days | 1,599 sqft |
2019-03-01 | 0 days | 1,601 sqft |
2019-04-01 | 0 days | 1,636 sqft |
2019-05-01 | 0 days | 1,850 sqft |
2019-06-01 | 0 days | 1,868 sqft |
2019-07-01 | 0 days | 1,739 sqft |
2019-08-01 | 0 days | 1,609 sqft |
2019-09-01 | 0 days | 1,565 sqft |
2019-10-01 | 0 days | 1,550 sqft |
2019-11-01 | 0 days | 1,536 sqft |
2019-12-01 | 0 days | 1,536 sqft |
2020-01-01 | 0 days | 1,533 sqft |
2020-02-01 | 0 days | 1,624 sqft |
2020-03-01 | 0 days | 1,684 sqft |
2020-04-01 | 0 days | 1,685 sqft |
2020-05-01 | 0 days | 1,688 sqft |
2020-06-01 | 0 days | 1,684 sqft |
2020-07-01 | 0 days | 1,724 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,665 sqft |
2020-10-01 | 0 days | 1,680 sqft |
2020-11-01 | 0 days | 1,617 sqft |
2020-12-01 | 0 days | 1,588 sqft |
2021-01-01 | 0 days | 1,592 sqft |
2021-02-01 | 0 days | 1,764 sqft |
2021-03-01 | 0 days | 1,475 sqft |
2021-04-01 | 0 days | 1,555 sqft |
2021-05-01 | 0 days | 1,422 sqft |
2021-06-01 | 0 days | 1,650 sqft |
2021-07-01 | 0 days | 1,656 sqft |
2021-08-01 | 0 days | 1,638 sqft |
2021-09-01 | 0 days | 1,428 sqft |
2021-10-01 | 0 days | 1,491 sqft |
2021-11-01 | 0 days | 1,529 sqft |
2021-12-01 | 0 days | 1,523 sqft |
2022-01-01 | 0 days | 1,460 sqft |
2022-02-01 | 0 days | 1,350 sqft |
2022-03-01 | 0 days | 1,553 sqft |
2022-04-01 | 0 days | 1,354 sqft |
2022-05-01 | 0 days | 1,473 sqft |
2022-06-01 | 0 days | 1,611 sqft |
2022-07-01 | 0 days | 1,598 sqft |
2022-08-01 | 0 days | 1,619 sqft |
2022-09-01 | 0 days | 1,602 sqft |
2022-10-01 | 0 days | 1,488 sqft |
2022-11-01 | 0 days | 1,602 sqft |
2022-12-01 | 0 days | 1,598 sqft |
2023-01-01 | 0 days | 1,598 sqft |
2023-02-01 | 0 days | 1,619 sqft |
2023-03-01 | 0 days | 1,656 sqft |
2023-04-01 | 0 days | 1,651 sqft |
2023-05-01 | 0 days | 1,607 sqft |
2023-06-01 | 0 days | 1,769 sqft |
2023-07-01 | 0 days | 1,792 sqft |
2023-08-01 | 0 days | 1,723 sqft |
2023-09-01 | 0 days | 1,727 sqft |
2023-10-01 | 0 days | 1,531 sqft |
2023-11-01 | 0 days | 1,592 sqft |
2023-12-01 | 0 days | 1,642 sqft |
2024-01-01 | 0 days | 1,618 sqft |
2024-02-01 | 0 days | 1,344 sqft |
2024-03-01 | 0 days | 1,271 sqft |
2024-04-01 | 0 days | 1,333 sqft |
2024-05-01 | 0 days | 1,402 sqft |
2024-06-01 | 0 days | 1,448 sqft |
2024-07-01 | 0 days | 1,538 sqft |
2024-08-01 | 0 days | 1,762 sqft |
2024-09-01 | 0 days | 1,642 sqft |
Moberly's median square footage for active listings during the 2024-09-01 period was 1,642 sqft. One year prior, the average listing was 1,727 sqft.
Moberly, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 290 | $52,640,000 | $181,517 |
Refi | 64 | $8,620,000 | $134,688 |
Cash Out Refi | 48 | $4,900,000 | $102,083 |
Other | 31 | $3,555,000 | $114,677 |
Home Improvement | 25 | $1,395,000 | $55,800 |
Moberly's most frequently cited loan purpose was Home Purchase, with 290 originations. The 2nd most popular reason was Refi, with 64 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 153 | $24,085,000 | $157,418 |
7-8% | 117 | $17,645,000 | $150,812 |
Over 8% | 55 | $4,985,000 | $90,636 |
5-6% | 37 | $6,485,000 | $175,270 |
2.5-3% | 5 | $565,000 | $113,000 |
4-5% | 3 | $315,000 | $105,000 |
<2.5% | 1 | $5,000 | $5,000 |
During 2023, Moberly's most frequently originated rate bucket was 6-7%, with 153 originations.
Loan Sizing (Moberly, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 187 | $26,855,000 | $143,610 |
$100,000 or less | 170 | $10,290,000 | $60,529 |
$200k-400k | 84 | $22,260,000 | $265,000 |
$400k-600k | 10 | $4,890,000 | $489,000 |
$600k-1000k | 5 | $4,025,000 | $805,000 |
$Over $1MM | 2 | $2,790,000 | $1,395,000 |
Moberly's loan sizing saw the bucket of loans from $100k-200k with 187 originations, totaling $26,855,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 192 | $34,340,000 | $178,854 |
60-80% | 70 | $10,700,000 | $152,857 |
40-60% | 37 | $4,255,000 | $115,000 |
20-40% | 36 | $2,390,000 | $66,389 |
Under 20% | 25 | $1,015,000 | $40,600 |
Over 100% | 7 | $1,155,000 | $165,000 |
Moberly's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $34,340,000 in origination value.