Regional Missouri Bank Mortgage Rates, Fees & Info
Marceline, MOLEI: 254900RZAKWEVNKBVY93
Tax ID: 44-0161720
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Regional Missouri Bank is a smaller bank specializing in Home Purchase and Refi loans. Regional Missouri Bank has a high proportion of conventional loans. Their top markets by origination volume include: Moberly, Kansas City, Columbia, Kirksville, and Warrensburg among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)Regional Missouri Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
302Origination Dollar Volume (All Markets)
$56,090,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 187 | $32,855,000 | $175,695 | $0 | 0.00% |
| Moberly, MO (FHA|USDA|VA) | 63 | $9,055,000 | $143,730 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $5,250,000 | $375,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 15 | $3,405,000 | $227,000 | $0 | 0.00% |
| Kirksville, MO (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 0.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Marshall, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 302 | $56,090,000 | $185,728 | $0 | 0.00% |
For 2022, Regional Missouri Bank's most frequently originated type of loan was Conventional, with 302 originations.
Loan Reason
For 2022, Regional Missouri Bank's most frequently cited loan purpose was Home Purchase, with 181 originations. The 2nd most popular reason was Refi, with 82 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 302 | $56,090,000 | $185,728 | $0 | 0.00% |
For 2022, Regional Missouri Bank's most frequently cited loan duration was Other, with 302 originations.
Loan Sizing
2022 saw Regional Missouri Bank place emphasis on $100,000 or less loans with 122 originations, totaling $6,470,000 in origination value.
Applicant Income
Regional Missouri Bank lent most frequently to those with incomes in the $50k or less range, with 55 originations. The second most popular income band? $100k-150k, with 54 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 302 | $56,090,000 | $185,728 | $0 | 0.00% |
Regional Missouri Bank lent most frequently to those with DTI ratios of Exempt%, with 302 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.13%
Regional Missouri Bank has an average approval rate.
Pick Rate
Approvals leading to origination87.75%
Regional Missouri Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 302 | $56,090,000 | $185,728 |