Americas Mortgage Professionals Rates, Fees & Info
FT. LAUDERDALE, FLLEI: 5493000IRWB5WYTD2P48
Tax ID: 26-0698083
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Mortgage Data
Review & Overview
Americas Mortgage Professionals is a smaller mortgage company specializing in Home Purchase loans. Americas Mortgage Professionals has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Tampa, Miami, North Port, Atlanta, and Port St. Lucie among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Americas Mortgage Professionals has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Americas Mortgage Professionals is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.18% | 11/12/26 |
| 30 Year Conventional Purchase | 6.62% | 11/12/26 |
| 30 Year Conventional Refi | 6.63% | 11/12/26 |
| 30 Year Cash-out Refi | 6.27% | 11/12/26 |
| 30 Year FHA Purchase | 6.71% | 11/12/26 |
| 30 Year VA Purchase | 6.07% | 11/12/26 |
| 30 Year VA Refi | 6.18% | 11/12/26 |
| 15 Year Conventional Purchase | 5.54% | 11/12/26 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Americas Mortgage Professionals Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Americas Mortgage Professionals. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
56Origination Dollar Volume (All Markets)
$20,170,000Relative Rate
Americas Mortgage Professionals's average 30 year fixed mortgage rate was
6.83%.
The 2025 average 30 year fixed rate mortgage across all markets and lenders was 6.37%.
This yields a difference of 0.46%.
Relative Fees (Closing Costs)
Americas Mortgage Professionals's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,512.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $9,230,000 | $384,583 | $8,310 | 7.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $8,592 | 6.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,327 | 6.85% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $0 | 6.56% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $0 | 6.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $21,297 | 6.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 7.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 6.43% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 7.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,847 | 6.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 33 | $12,195,000 | $369,545 | $3,771 | 7.03% |
| FHA | 13 | $3,935,000 | $302,692 | $10,290 | 6.49% |
| VA | 10 | $4,040,000 | $404,000 | $7,921 | 6.54% |
For 2025, Americas Mortgage Professionals's most frequently originated type of loan was Conventional, with 33 originations. Their 2nd most popular type was FHA, with 13 originations.
Loan Reason
For 2025, Americas Mortgage Professionals's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 55 | $19,415,000 | $353,000 | $8,512 | 6.83% |
| 15 Year | 1 | $755,000 | $755,000 | $0 | 5.99% |
For 2025, Americas Mortgage Professionals's most frequently cited loan duration was 30 Year, with 55 originations. The 2nd most popular length was 15 Year, with 1 originations.
Origination Fees/Closing Costs
Americas Mortgage Professionals's average total fees were $8,512, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 22 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 39 | $14,115,000 | $361,923 |
| 7-8% | 12 | $4,450,000 | $370,833 |
| 5-6% | 4 | $1,560,000 | $390,000 |
| Over 8% | 1 | $45,000 | $45,000 |
During 2025, Americas Mortgage Professionals's average interest rate for loans was 6.83%, while their most frequently originated rate bucket for loans was 6-7%, with 39 originations.
Loan Sizing
2025 saw Americas Mortgage Professionals place emphasis on $200k-400k loans with 33 originations, totaling $9,875,000 in origination value.
Applicant Income
Americas Mortgage Professionals lent most frequently to those with incomes in the $100k-150k range, with 15 originations. The second most popular income band? $150k-250k, with 12 originations.
Applicant Debt to Income Ratio
Americas Mortgage Professionals lent most frequently to those with DTI ratios of 50-60%, with 13 originations. The next most common DTI ratio? 49%, with 6 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.45%
Americas Mortgage Professionals has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination50.00%
Americas Mortgage Professionals has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0 | 1 | $305,000 | $305,000 |
| 12042 | 1 | $755,000 | $755,000 |
| 1249.08 | 1 | $215,000 | $215,000 |
| 14218.6 | 1 | $745,000 | $745,000 |
| 14534 | 1 | $615,000 | $615,000 |
| 15816 | 1 | $705,000 | $705,000 |
| 2014 | 3 | $935,000 | $311,667 |
| 2214 | 8 | $2,700,000 | $337,500 |
| 2289 | 1 | $255,000 | $255,000 |
| 2674.75 | 1 | $465,000 | $465,000 |
| 3050.75 | 1 | $335,000 | $335,000 |
| 3538.17 | 1 | $265,000 | $265,000 |
| 3717 | 1 | $465,000 | $465,000 |
| 3934.32 | 1 | $275,000 | $275,000 |
| 3940.14 | 1 | $305,000 | $305,000 |
| 4734 | 1 | $505,000 | $505,000 |
| 4817.81 | 1 | $235,000 | $235,000 |
| 4849.21 | 1 | $195,000 | $195,000 |
| 5052.49 | 1 | $405,000 | $405,000 |
| 5144.36 | 1 | $375,000 | $375,000 |
| 5411.68 | 1 | $195,000 | $195,000 |
| 5512 | 1 | $295,000 | $295,000 |
| 5857.5 | 1 | $245,000 | $245,000 |
| 5864 | 1 | $385,000 | $385,000 |
| 6267 | 1 | $255,000 | $255,000 |
| 6307.76 | 1 | $285,000 | $285,000 |
| 6506.86 | 1 | $335,000 | $335,000 |
| 6649 | 1 | $305,000 | $305,000 |
| 6711.56 | 1 | $275,000 | $275,000 |
| 6849 | 1 | $245,000 | $245,000 |
| 7101.5 | 1 | $395,000 | $395,000 |
| 7360.57 | 1 | $525,000 | $525,000 |
| 7578.75 | 1 | $265,000 | $265,000 |
| 7849 | 1 | $285,000 | $285,000 |
| 7974 | 1 | $365,000 | $365,000 |
| 8495.4 | 1 | $425,000 | $425,000 |
| 8698.17 | 1 | $405,000 | $405,000 |
| 9435.7 | 1 | $425,000 | $425,000 |
| NA | 9 | $3,205,000 | $356,111 |