Bankiowa Of Cedar Rapids Mortgage Rates, Fees & Info

Cedar Rapids, IA

LEI: 54930038YN5XV3SDVZ83

Tax ID: 42-0247350

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bankiowa Of Cedar Rapids is a smaller bank specializing in Refi and Home Purchase loans. Bankiowa Of Cedar Rapids has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Cedar Rapids, Waterloo, Des Moines, Iowa City, and Chicago among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bankiowa Of Cedar Rapids has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Bankiowa Of Cedar Rapids is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.13% 11/22/24
    30 Year Conventional Refi 6.09% 11/22/24
    30 Year Cash-out Refi 6.20% 11/22/24
    30 Year FHA Purchase 6.90% 11/22/24
    30 Year VA Purchase 5.91% 11/22/24
    30 Year VA Refi 5.82% 11/22/24
    30 Year USDA Purchase 6.59% 11/22/24
    15 Year Conventional Purchase 6.02% 11/22/24
    15 Year Conventional Refi 5.74% 11/22/24
    15 Year Cash-out Refi 5.74% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bankiowa Of Cedar Rapids Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bankiowa Of Cedar Rapids. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    821

    Origination Dollar Volume (All Markets)

    $142,895,000

    Employee count

    137 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CEDAR RAPIDS, IA (FHA|USDA|VA) 328 $60,240,000 $183,659 $1,256 3.08%
    Outside of Metro Areas 268 $36,060,000 $134,552 $1,278 3.13%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 169 $33,415,000 $197,722 $1,416 3.24%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $4,920,000 $246,000 $1,366 2.98%
    IOWA CITY, IA (FHA|USDA|VA) 19 $4,415,000 $232,368 $1,119 3.44%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $780,000 $390,000 $4,036 2.88%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $520,000 $260,000 $2,381 2.94%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $495,000 $495,000 $0 4.75%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $355,000 $355,000 $3,585 2.63%
    PEORIA, IL (FHA|USDA|VA) 1 $295,000 $295,000 $1,420 2.63%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $250,000 $125,000 $596 3.61%
    Oskaloosa, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,068 2.38%
    Mason City, IA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.75%
    AMES, IA (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.13%
    Clinton, IA (FHA|USDA|VA) 1 $125,000 $125,000 $1,075 2.75%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $1,201 2.50%
    DUBUQUE, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.88%
    Ottumwa, IA (FHA|USDA|VA) 1 $105,000 $105,000 $1,553 2.38%
    Hannibal, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,477 3.13%
    Bankiowa Of Cedar Rapids's top markets include Cedar Rapids, Waterloo, Des Moines, Iowa City, and Chicago among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against BankIowa of Cedar Rapids based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bankers Trust Company
    Similarity Rank: 222
    Hills Bank and Trust Company
    Similarity Rank: 260
    LINN AREA
    Similarity Rank: 273
    RUHL MORTGAGE, LLC
    Similarity Rank: 364
    Fidelity Bank & Trust
    Similarity Rank: 400
    Farmers State Bank
    Similarity Rank: 440
    FIRST
    Similarity Rank: 451
    UNIVERSAL LENDING CORPORATION
    Similarity Rank: 532
    HOMESERVICES LENDING, LLC
    Similarity Rank: 544
    RESIDENTIAL MORTGAGE NETWORK, INC.
    Similarity Rank: 546

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 779 $135,095,000 $173,421 $1,159 3.15%
    VA 22 $5,200,000 $236,364 $4,196 2.86%
    FHA 10 $1,360,000 $136,000 $3,772 2.99%
    USDA 10 $1,240,000 $124,000 $2,516 2.68%

    For 2020, Bankiowa Of Cedar Rapids's most frequently originated type of loan was Conventional, with 779 originations. Their 2nd most popular type was VA, with 22 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 350 $69,770,000 $199,343 $1,097 2.86%
    Home Purchase 259 $42,765,000 $165,116 $1,855 3.50%
    Cash Out Refi 163 $28,445,000 $174,509 $1,353 2.64%
    Home Improvement 32 $950,000 $29,688 $148 4.76%
    Other 17 $965,000 $56,765 $114 4.83%

    For 2020, Bankiowa Of Cedar Rapids's most frequently cited loan purpose was Refi, with 350 originations. The 2nd most popular reason was Home Purchase, with 259 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 383 $75,425,000 $196,932 $1,669 2.96%
    15 Year 201 $32,905,000 $163,706 $1,177 2.37%
    Other 113 $7,875,000 $69,690 $390 4.52%
    20 Year 49 $10,415,000 $212,551 $1,108 2.68%
    5 Year 45 $9,075,000 $201,667 $163 4.69%
    10 Year 15 $6,055,000 $403,667 $1,092 2.56%
    1 Year 11 $945,000 $85,909 $0 4.68%
    3 Year 4 $200,000 $50,000 $0 5.00%

    For 2020, Bankiowa Of Cedar Rapids's most frequently cited loan duration was 30 Year, with 383 originations. The 2nd most popular length was 15 Year, with 201 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 699 $116,945,000 $167,303
    $1k-2k 20 $2,040,000 $102,000
    $2k-3k 14 $3,130,000 $223,571
    $3k-4k 6 $3,000,000 $500,000
    $4k-5k 1 $685,000 $685,000

    Bankiowa Of Cedar Rapids's average total fees were $1,669, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 699 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 289 $51,255,000 $177,353
    2.5-3% 234 $44,900,000 $191,880
    3-4% 139 $34,715,000 $249,748
    4-5% 102 $9,800,000 $96,078
    5-6% 57 $2,225,000 $39,035

    During 2020, Bankiowa Of Cedar Rapids's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was <2.5%, with 289 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 345 $49,115,000 $142,362 $1,364 2.81%
    $100,000 or less 234 $13,790,000 $58,932 $849 3.95%
    $200k-400k 210 $56,480,000 $268,952 $1,521 2.76%
    $400k-600k 25 $11,335,000 $453,400 $1,564 2.99%
    $600k-1MM 4 $2,660,000 $665,000 $3,889 3.31%
    $1MM+ 3 $9,515,000 $3,171,667 $0 3.88%

    2020 saw Bankiowa Of Cedar Rapids place emphasis on $100k-200k loans with 345 originations, totaling $49,115,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 199 $40,265,000 $202,337 $1,342 3.00%
    $50k-75k 169 $21,535,000 $127,426 $1,241 3.09%
    $75k-100k 143 $22,955,000 $160,524 $1,338 3.03%
    $50k or less 126 $11,330,000 $89,921 $1,399 3.27%
    $150k-250k 88 $20,240,000 $230,000 $1,294 2.98%
    $250k+ 28 $7,580,000 $270,714 $1,117 3.09%

    Bankiowa Of Cedar Rapids lent most frequently to those with incomes in the $100k-150k range, with 199 originations. The second most popular income band? $50k-75k, with 169 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 273 $44,985,000 $164,780 $1,293 2.99%
    30-36% 162 $28,270,000 $174,506 $1,418 3.03%
    <20% 127 $20,155,000 $158,701 $1,088 2.87%
    37% 28 $4,470,000 $159,643 $1,393 3.18%
    36% 27 $4,685,000 $173,519 $1,062 3.32%
    38% 23 $4,225,000 $183,696 $1,305 3.16%
    40% 22 $3,460,000 $157,273 $1,392 3.03%
    41% 20 $3,620,000 $181,000 $924 3.15%
    39% 16 $2,920,000 $182,500 $1,689 3.15%
    42% 16 $2,360,000 $147,500 $1,048 3.37%
    45% 11 $1,575,000 $143,182 $1,490 2.76%
    44% 9 $1,845,000 $205,000 $1,260 2.56%
    43% 9 $1,975,000 $219,444 $2,523 2.75%
    47% 6 $1,570,000 $261,667 $2,340 2.73%
    48% 4 $860,000 $215,000 $1,393 2.88%
    49% 3 $575,000 $191,667 $1,203 3.00%

    Bankiowa Of Cedar Rapids lent most frequently to those with DTI ratios of 20-30%, with 273 originations. The next most common DTI ratio? 30-36%, with 162 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 743 $123,325,000 $165,983 $1,299 3.07%
    Not applicable 37 $13,455,000 $363,649 $0 4.71%
    Not provided 28 $4,090,000 $146,071 $1,235 2.91%
    Chinese 1 $515,000 $515,000 $4,836 2.88%
    Asian 3 $495,000 $165,000 $643 2.54%
    American Indian 3 $445,000 $148,333 $1,799 2.75%
    Black 4 $390,000 $97,500 $2,227 3.69%
    Asian Indian 1 $165,000 $165,000 $1,303 2.25%
    Other Asian 1 $15,000 $15,000 $59 4.46%

    Approval Rates

    Total approvals of all applications
    95.91%

    Bankiowa Of Cedar Rapids has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.35%

    Bankiowa Of Cedar Rapids has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    15.0 4 $520,000 $130,000
    NA 817 $142,375,000 $174,266

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 10 $11,310,000 $1,131,000
    Single Family (1-4 Units):Manufactured 1 $25,000 $25,000
    Single Family (1-4 Units):Site-Built 810 $131,560,000 $162,420

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 53 $4,205,000 $79,340 $752 3.66%
    40-60% 121 $16,685,000 $137,893 $1,073 2.76%
    60-80% 354 $69,640,000 $196,723 $1,269 2.92%
    80-100% 224 $44,270,000 $197,634 $1,759 3.08%
    Over 100% 10 $5,830,000 $583,000 $6,153 3.54%
    Under 20% 56 $1,670,000 $29,821 $116 4.94%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Incorrect information on your report 1 3.8%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 2 7.7%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 4 15.4%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 2 7.7%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.8%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 6 23.1%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 3.8%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 2 7.7%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 4 15.4%
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 7.7%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 1 3.8%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bankiowa of Cedar Rapids 305 Enterprise Drive Independence, IA 50644 Full Service B&M $21,752
    Bankiowa of Cedar Rapids 1311 Sixth Street Jesup, IA 50648 Full Service B&M $27,683
    Bankiowa of Cedar Rapids 230 First Street East Independence, IA 50644 Full Service B&M $213,965
    Bankiowa of Cedar Rapids 2701 Edgewood Parkway, Sw Cedar Rapids, IA 52404 Full Service B&M $82,381
    Bankiowa of Cedar Rapids 102 Railroad Street West Norway, IA 52318 Full Service B&M $29,646
    Bankiowa of Cedar Rapids 3222 Kimball Avenue Waterloo, IA 50702 Full Service B&M $81,742
    Bankiowa of Cedar Rapids 330 East 4th Street Waterloo, IA 50703 Full Service B&M $36,672
    Bankiowa of Cedar Rapids 331 Second Street, Ne Independence, IA 50644 Limited, Drive-thru $0
    Bankiowa of Cedar Rapids 633 Bush Street Lamont, IA 50650 Full Service B&M $15,777
    Bankiowa of Cedar Rapids 6804 University Avenue Cedar Falls, IA 50613 Full Service B&M $40,497
    Bankiowa of Cedar Rapids 7045 C Avenue Northeast Cedar Rapids, IA 52402 Full Service B&M $63,557

    For 2020, Bankiowa Of Cedar Rapids had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $25,587
    Net interest income $19,191
    Total noninterest income $6,970
    Gross Fiduciary activities income $705
    Service charges on deposit accounts $472
    Trading account gains and fees $0
    Additional Noninterest Income $5,793
    Pre-tax net operating income $7,171
    Securities gains (or losses, -) $8
    Income before extraordinary items $6,867
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $6,867
    Minority interest net income $0
    Net income $6,867
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $6,859

    Bankiowa Of Cedar Rapids's gross interest income from loans was $25,587,000.
    Bankiowa Of Cedar Rapids's net interest income from loans was $19,191,000.
    Bankiowa Of Cedar Rapids's fee based income from loans was $472,000.
    Bankiowa Of Cedar Rapids's net income from loans was $6,867,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,396
    Provision for credit losses $1,100
    Total noninterest expense $17,890
    Salaries and employee benefits $11,340
    Premises and equipment expense $1,637
    Additional noninterest expense $4,913
    Applicable income taxes $312
    Net charge-offs $813
    Cash dividends $3,072

    Bankiowa Of Cedar Rapids's interest expense for loans was $6,396,000.
    Bankiowa Of Cedar Rapids's payroll and benefits expense were $11,340,000.
    Bankiowa Of Cedar Rapids's property, plant and equipment expenses $1,637,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 2.0%
    Real Estate loans 3.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 4.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $614,462
    Deposits held in domestic offices $614,462
    Deposits by Individuals, partnerships, and corporations $504,674
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $109,788
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $49,722
    Demand deposits $49,630
    Nontransaction accounts $564,740
    Money market deposit accounts (MMDAs) $191,383
    Other savings deposits (excluding MMDAs) $242,726
    Total time deposits $130,631
    Total time and savings deposits $564,832
    Noninterest-bearing deposits $139,222
    Interest-bearing deposits $475,240
    Retail deposits $573,104
    IRAs and Keogh plan accounts $15,657
    Brokered deposits $5,001
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $770,638
    Cash & Balances due from depository institutions $85,433
    Interest-bearing balances $76,477
    Total securities $115,388
    Federal funds sold & reverse repurchase $0
    Net loans and leases $533,585
    Loan and leases loss allowance $5,976
    Trading account assets $0
    Bank premises and fixed assets $7,239
    Other real estate owned $222
    Goodwill and other intangibles $3,832
    All other assets $24,939

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $770,638
    Total Liabilities $686,351
    Total deposits $614,462
    Interest-bearing deposits $475,240
    Deposits held in domestic offices $614,462
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $30,564
    Trading liabilities $0
    Other borrowed funds $32,809
    Subordinated debt $0
    All other liabilities $8,516

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $533,585
    Loan and leases loss allowance $5,976
    Total loans and leases (domestic) $539,561
    All real estate loans $350,371
    Real estate loans in domestic offices $350,371
    Construction and development loans $34,710
    Residential 1-4 family construction $6,707
    Other construction, all land development and other land $28,003
    Loans secured by nonfarm nonresidential properties $95,306
    Nonfarm nonresidential secured by owner-occupied properties $42,820
    Commercial real estate & other non-farm, non-residential $52,486
    Multifamily residential real estate $23,832
    1-4 family residential loans $113,321
    Farmland loans $83,202
    Loans held in foreign offices $0
    Farm loans $70,911
    Commercial and industrial loans $97,115
    To non-U.S. addressees $0
    Loans to individuals $11,317
    Credit card loans $0
    Related Plans $137
    Consumer Auto Loans $4,267
    Other loans to individuals $6,913
    All other loans & leases $9,847
    Loans to foreign governments and official institutions $0
    Other loans $57
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $5,038
    Non 1-4 family restructured loans & leases $5,009
    Total loans and leases (foreign) $0

    BankIowa of Cedar Rapids had $533,585,000 of loans outstanding in 2020. $350,371,000 of loans were in real estate loans. $34,710,000 of loans were in development loans. $23,832,000 of loans were in multifamily mortgage loans. $113,321,000 of loans were in 1-4 family mortgage loans. $70,911,000 of loans were in farm loans. $0 of loans were in credit card loans. $4,267,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 192 $40,728 $212,125
    Nonfarm, nonresidential loans - <$100k 57 $1,970 $34,561
    Nonfarm, nonresidential loans - $100-250k 57 $7,501 $131,596
    Nonfarm, nonresidential loans - $250k-1MM 78 $31,257 $400,731
    Commercial & Industrial, US addressed loans - <$1MM 631 $38,692 $61,319
    Commercial & Industrial, US addressed loans - <$100k 502 $12,218 $24,339
    Commercial & Industrial, US addressed loans - $100-250k 85 $9,456 $111,247
    Commercial & Industrial, US addressed loans - $250k-1MM 44 $17,018 $386,773
    Farmland loans - <$1MM 251 $31,877 $127,000
    Farmland loans - <$100k 62 $2,297 $37,048
    Farmland loans - $100-250k 113 $12,254 $108,442
    Farmland loans - $250k-1MM 76 $17,326 $227,974
    Agriculture operations loans - <$1MM 590 $39,089 $66,253
    Agriculture operations loans - <$100k 410 $10,570 $25,780
    Agriculture operations loans - $100-250k 117 $13,391 $114,453
    Agriculture operations loans - $250k-1MM 63 $15,128 $240,127