Clinton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clinton averaged 6.32% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.61% and one month ago for the week of 2024-11-07, the average rate was 6.61%.

    Clinton's average rate one year ago was 6.75%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Clinton 30 Year Fixed Rate 2024-12-12 6.32%
    Clinton 30 Year Fixed Rate Refi 2024-12-12 6.7%
    Clinton 15 Year Fixed Rate 2024-12-12 5.64%
    Clinton 15 Year Fixed Rate Refi 2024-12-12 5.84%
    Clinton 30 Year FHA 2024-12-12 6.46%
    Clinton 30 Year FHA Refi 2024-12-12 6.38%
    Clinton 30 Year USDA 2024-12-12 6.3%
    Clinton 30 Year USDA Refi 2024-12-12 6.2%
    Clinton 30 Year VA 2024-12-12 6.18%
    Clinton 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clinton, IA.

    Clinton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clinton, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    U.S. Bank 37 7.26% $3,246
    ASCENTRA 31 6.13% $2,190
    GREENSTATE CREDIT UNION 26 6.41% $2,159
    HOMESIDE FINANCIAL, LLC 9 7.07% $3,018
    QUICKEN LOANS, LLC 8 7.14% $5,602
    I. H. MISSISSIPPI VALLEY CREDIT UNION 7 7.05% $1,946
    BROKER SOLUTIONS, INC. 7 6.55% $3,969
    DuTrac Community Credit Union 7 6.39% $2,488
    IOWA BANKERS MORTGAGE CORPORATION 6 6.40% $2,491
    RUHL MORTGAGE, LLC 6 5.93% $1,652
    Collins Community Credit Union 5 6.42% $2,116
    American Bank and Trust Company 4 6.53% $3,171
    DUPACO COMMUNITY 4 6.06% $2,239
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.43% $3,284
    Deere Employees Credit Union 2 5.81% $2,634
    AMERISAVE MORTGAGE CORPORATION 2 6.06% $5,078
    VERIDIAN CREDIT UNION 2 7.19% $1,777
    Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $2,652
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.50% $3,716
    NAVY FEDERAL CREDIT UNION 1 6.00% $1,644
    NBKC BANK 1 7.50% $3,392
    Ohnward Bank & Trust 1 5.75% $1,994
    Plains Commerce Bank 1 6.38% $3,189
    PREMIA MORTGAGE, LLC 1 5.75% $4,774
    THE FAMILY CREDIT UNION 1 7.00% $2,162
    Wells Fargo Bank 1 7.38% $3,818
    West Gate Bank 1 6.63% $2,609
    ZILLOW HOME LOANS, LLC 1 5.63% $3,049
    AmeriHome Mortgage Company, LLC 1 5.88% $2,124
    BMO Harris Bank 1 7.63% $3,553
    BNC National Bank 1 6.38% $3,074
    Carrington Mortgage Services, LLC 1 6.63% $6,465
    Central Bank Illinois 1 6.63% $1,829
    Community Choice Credit Union 1 7.25% $2,552
    Farm Credit Mid-America, ACA 1 7.00% $4,115
    Fidelity Bank & Trust 1 6.27% $1,732
    Flagstar Bank, FSB 1 7.06% $2,243
    Flanagan State Bank 1 6.13% $5,061
    Frandsen Bank & Trust 1 7.25% $4,637
    GUARANTEED RATE AFFINITY, LLC 1 7.13% $975
    Hills Bank and Trust Company 1 7.75% $2,138
    JPMorgan Chase Bank 1 6.25% $5,091
    LINN AREA 1 5.75% $2,020
    LOANDEPOT.COM, LLC 1 7.63% $2,197

    Clinton Average Closing Costs & Other Stats

    Clinton, IA's 44 lenders originated 591 loans during 2023. The total origination value was $74,565,000, with an average loan value of $126,168.

    Clinton's average closing costs are $3,492.

    The top Clinton lender as defined by loan originations is U.S. Bank, with 37 loans originated. Their average total fees are $3,246, which is $1,056 higher than the next largest lender, ASCENTRA.

    The lowest fee Clinton lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($2,159), ASCENTRA ($2,190), U.S. Bank ($3,246), .

    The lowest rate Clinton lenders (with over 10 loans originated) are ASCENTRA (6.13%), GREENSTATE CREDIT UNION (6.41%), U.S. Bank (7.26%), .

    Clinton, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Central State Bank $16,450,000 $10,715,000 -34.9% 14.4%
    ASCENTRA $10,635,000 $6,675,000 -37.2% 9.0%
    U.S. Bank $10,840,000 $5,765,000 -46.8% 7.7%
    GREENSTATE CREDIT UNION $8,870,000 $5,685,000 -35.9% 7.6%
    BROKER SOLUTIONS, INC. $11,470,000 $5,605,000 -51.1% 7.5%
    HOMESIDE FINANCIAL, LLC $8,295,000 $4,555,000 -45.1% 6.1%
    QUICKEN LOANS, LLC $5,355,000 $3,805,000 -28.9% 5.1%
    DuTrac Community Credit Union $2,060,000 $2,625,000 27.4% 3.5%
    IOWA BANKERS MORTGAGE CORPORATION $3,215,000 $1,710,000 -46.8% 2.3%
    RUHL MORTGAGE, LLC $1,975,000 $1,705,000 -13.7% 2.3%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $3,290,000 $1,685,000 -48.8% 2.3%
    Mortgage Research Center, LLC $4,790,000 $1,595,000 -66.7% 2.1%
    Collins Community Credit Union $2,460,000 $1,390,000 -43.5% 1.9%
    SENB Bank $2,715,000 $1,355,000 -50.1% 1.8%
    Plains Commerce Bank $1,145,000 $1,300,000 13.5% 1.7%
    Mr. Cooper ( Nationstar Mortgage ) $125,000 $1,240,000 892.0% 1.7%
    American Bank and Trust Company $1,145,000 $970,000 -15.3% 1.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $235,000 $950,000 304.3% 1.3%
    DUPACO COMMUNITY $1,625,000 $810,000 -50.2% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $965,000 $725,000 -24.9% 1.0%
    Deere Employees Credit Union $2,090,000 $675,000 -67.7% 0.9%
    West Gate Bank $645,000 n/a 0.9%
    PREMIA MORTGAGE, LLC $165,000 $520,000 215.2% 0.7%
    NAVY FEDERAL CREDIT UNION $1,350,000 $510,000 -62.2% 0.7%
    Farm Credit Mid-America, ACA $1,675,000 $440,000 -73.7% 0.6%
    Servion, Inc. $430,000 n/a 0.6%
    LOANDEPOT.COM, LLC $940,000 $405,000 -56.9% 0.5%
    Flanagan State Bank $380,000 n/a 0.5%
    Coastal Community Bank $365,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $350,000 n/a 0.5%
    CARDINAL FINANCIAL $1,330,000 $325,000 -75.6% 0.4%
    GUARANTEED RATE AFFINITY, LLC $305,000 n/a 0.4%
    Wells Fargo Bank $1,290,000 $305,000 -76.4% 0.4%
    ENDEAVOR CAPITAL, LLC. $300,000 n/a 0.4%
    NEWREZ LLC $655,000 $300,000 -54.2% 0.4%
    THE FAMILY CREDIT UNION $870,000 $295,000 -66.1% 0.4%
    Barrington Bank & Trust Company, N.A. $280,000 $280,000 0.0% 0.4%
    Flagstar Bank, FSB $305,000 $255,000 -16.4% 0.3%
    Frandsen Bank & Trust $75,000 $255,000 240.0% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $410,000 $255,000 -37.8% 0.3%
    AMERISAVE MORTGAGE CORPORATION $465,000 $250,000 -46.2% 0.3%
    NATIONWIDE MORTGAGE BANKERS, INC. $250,000 n/a 0.3%
    NBKC BANK $250,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $245,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $240,000 n/a 0.3%
    VERIDIAN CREDIT UNION $1,160,000 $240,000 -79.3% 0.3%
    Central Bank Illinois $1,480,000 $225,000 -84.8% 0.3%
    USAA Federal Savings Bank $305,000 $225,000 -26.2% 0.3%
    Fortress Bank $220,000 n/a 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 $215,000 48.3% 0.3%
    Fairfax State Savings Bank $195,000 n/a 0.3%
    JPMorgan Chase Bank $275,000 $185,000 -32.7% 0.2%
    CHURCHILL MORTGAGE CORPORATION $175,000 n/a 0.2%
    GUARANTEED RATE, INC. $885,000 $175,000 -80.2% 0.2%
    Bank of America $95,000 $170,000 78.9% 0.2%
    GUILD MORTGAGE COMPANY $95,000 $165,000 73.7% 0.2%
    Fidelity Bank & Trust $485,000 $160,000 -67.0% 0.2%
    R.I.A. Federal Credit Union $495,000 $155,000 -68.7% 0.2%
    Access Bank $145,000 n/a 0.2%
    Quad City Bank and Trust Company $105,000 $145,000 38.1% 0.2%
    RESIDENTIAL MORTGAGE NETWORK, INC. $595,000 $145,000 -75.6% 0.2%
    NEW DAY FINANCIAL, LLC $325,000 $135,000 -58.5% 0.2%
    ALLIANT $55,000 $125,000 127.3% 0.2%
    FIRST MORTGAGE COMPANY, INC. $125,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $270,000 $125,000 -53.7% 0.2%
    BNC National Bank $260,000 $105,000 -59.6% 0.1%
    Community Choice Credit Union $105,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.1%
    Carrington Mortgage Services, LLC $130,000 $85,000 -34.6% 0.1%
    Hills Bank and Trust Company $85,000 n/a 0.1%
    Holcomb Bank $85,000 n/a 0.1%
    Old National Bank $85,000 n/a 0.1%
    TBK BANK, SSB $55,000 $85,000 54.5% 0.1%
    LINN AREA $85,000 $80,000 -5.9% 0.1%
    Merchants Bank $75,000 n/a 0.1%
    PHH Mortgage Corporation $75,000 n/a 0.1%
    Bank of England $65,000 n/a 0.1%
    Blackhawk Bank & Trust $150,000 $65,000 -56.7% 0.1%
    Figure Lending LLC $65,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $55,000 n/a 0.1%
    Farmers National Bank $55,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $1,260,000 $45,000 -96.4% 0.1%
    BMO Harris Bank $35,000 n/a 0.0%
    CBI Bank & Trust $215,000 $25,000 -88.4% 0.0%
    MidWestOne Bank $610,000 $25,000 -95.9% 0.0%
    Ohnward Bank & Trust $250,000 $25,000 -90.0% 0.0%

    Clinton's top lender by overall market share is First Central State Bank, with 14.4% market share. In second place, with 9.0%, is ASCENTRA, having originated $6,675,000 in loans. In third place, with 7.7%, is U.S. Bank, having originated $5,765,000 in loans. In fourth place, with 7.6%, is GREENSTATE CREDIT UNION, having originated $5,685,000 in loans. In fifth place, with 7.5%, is BROKER SOLUTIONS, INC., having originated $5,605,000 in loans.

    Clinton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $85,000 (-3.5%) $111,817 (0.5%) 0.00 214
    2018-02-01 $84,975 (0.0%) $108,340 (0.0%) 0.00 218
    2018-03-01 $85,000 (0.1%) $109,243 (1.9%) 0.00 207
    2018-04-01 $83,475 (4.5%) $109,863 (5.8%) 0.00 221
    2018-05-01 $82,500 (3.3%) $115,253 (8.5%) 0.00 233
    2018-06-01 $79,900 (0.0%) $113,562 (8.1%) 0.00 224
    2018-07-01 $88,625 (10.8%) $127,417 (15.1%) 0.00 232
    2018-08-01 $89,900 (12.5%) $121,559 (7.6%) 0.00 240
    2018-09-01 $89,900 (12.5%) $120,900 (7.2%) 0.00 224
    2018-10-01 $84,425 (5.6%) $120,141 (5.7%) 0.00 213
    2018-11-01 $85,000 (3.9%) $123,865 (9.0%) 0.00 210
    2018-12-01 $89,900 (5.8%) $129,470 (12.2%) 0.00 190
    2019-01-01 $89,925 (5.8%) $130,200 (16.4%) 0.00 185
    2019-02-01 $87,250 (2.7%) $128,401 (18.5%) 0.00 170
    2019-03-01 $96,021 (13.0%) $130,849 (19.8%) 0.00 168
    2019-04-01 $107,771 (29.1%) $132,412 (20.5%) 0.00 168
    2019-05-01 $81,000 (-1.8%) $115,732 (0.4%) 0.00 186
    2019-06-01 $79,900 (0.0%) $112,880 (-0.6%) 0.00 205
    2019-07-01 $81,300 (-8.3%) $114,950 (-9.8%) 0.00 211
    2019-08-01 $81,973 (-8.8%) $118,150 (-2.8%) 0.00 224
    2019-09-01 $85,082 (-5.4%) $117,239 (-3.0%) 0.00 232
    2019-10-01 $85,855 (1.7%) $116,631 (-2.9%) 0.00 233
    2019-11-01 $81,500 (-4.1%) $118,057 (-4.7%) 0.00 221
    2019-12-01 $81,900 (-8.9%) $116,603 (-9.9%) 0.00 194
    2020-01-01 $75,200 (-16.4%) $110,055 (-15.5%) 0.00 176
    2020-02-01 $79,900 (-8.4%) $119,729 (-6.8%) 0.00 165
    2020-03-01 $74,800 (-22.1%) $118,955 (-9.1%) 0.00 170
    2020-04-01 $73,700 (-31.6%) $118,647 (-10.4%) 0.00 177
    2020-05-01 $74,900 (-7.5%) $123,162 (6.4%) 0.00 172
    2020-06-01 $80,250 (0.4%) $131,873 (16.8%) 0.00 171
    2020-07-01 $76,950 (-5.4%) $128,141 (11.5%) 0.00 158
    2020-08-01 $75,000 (-8.5%) $115,102 (-2.6%) 0.00 151
    2020-09-01 $78,475 (-7.8%) $115,620 (-1.4%) 0.00 139
    2020-10-01 $79,900 (-6.9%) $113,341 (-2.8%) 0.00 142
    2020-11-01 $78,625 (-3.5%) $113,311 (-4.0%) 0.00 142
    2020-12-01 $78,250 (-4.5%) $105,457 (-9.6%) 0.00 135
    2021-01-01 $71,950 (-4.3%) $102,186 (-7.2%) 0.00 124
    2021-02-01 $68,125 (-14.7%) $107,038 (-10.6%) 0.00 114
    2021-03-01 $60,625 (-19.0%) $97,544 (-18.0%) 0.00 91
    2021-04-01 $62,500 (-15.2%) $100,926 (-14.9%) 0.00 68
    2021-05-01 $62,500 (-16.6%) $88,768 (-27.9%) 0.00 62
    2021-06-01 $74,900 (-6.7%) $114,954 (-12.8%) 0.00 79
    2021-07-01 $79,900 (3.8%) $127,056 (-0.9%) 0.00 86
    2021-08-01 $83,975 (12.0%) $130,889 (13.7%) 0.00 87
    2021-09-01 $99,675 (27.0%) $151,431 (31.0%) 0.00 91
    2021-10-01 $98,900 (23.8%) $150,059 (32.4%) 0.00 102
    2021-11-01 $119,600 (52.1%) $182,405 (61.0%) 0.00 111
    2021-12-01 $129,225 (65.1%) $189,963 (80.1%) 0.00 107
    2022-01-01 $127,350 (77.0%) $193,656 (89.5%) 0.00 93
    2022-02-01 $114,700 (68.4%) $191,489 (78.9%) 0.00 89
    2022-03-01 $137,425 (126.7%) $201,796 (106.9%) 0.00 83
    2022-04-01 $155,450 (148.7%) $211,343 (109.4%) 0.00 73
    2022-05-01 $143,700 (129.9%) $216,848 (144.3%) 0.00 77
    2022-06-01 $151,400 (102.1%) $216,461 (88.3%) 0.00 90
    2022-07-01 $169,900 (112.6%) $225,897 (77.8%) 0.00 114
    2022-08-01 $165,950 (97.6%) $226,287 (72.9%) 0.00 119
    2022-09-01 $175,500 (76.1%) $229,866 (51.8%) 0.00 130
    2022-10-01 $164,950 (66.8%) $220,645 (47.0%) 0.00 135
    2022-11-01 $159,925 (33.7%) $221,500 (21.4%) 0.00 131
    2022-12-01 $169,900 (31.5%) $218,574 (15.1%) 0.00 120
    2023-01-01 $170,650 (34.0%) $223,233 (15.3%) 0.00 104
    2023-02-01 $185,700 (61.9%) $226,432 (18.3%) 0.00 97
    2023-03-01 $220,000 (60.1%) $235,215 (16.6%) 0.00 90
    2023-04-01 $274,900 (76.8%) $261,651 (23.8%) 0.00 72
    2023-05-01 $257,400 (79.1%) $255,595 (17.9%) 0.00 79
    2023-06-01 $224,750 (48.5%) $243,383 (12.4%) 0.00 89
    2023-07-01 $234,900 (38.3%) $243,819 (7.9%) 0.00 100
    2023-08-01 $207,400 (25.0%) $237,770 (5.1%) 0.00 109
    2023-09-01 $199,450 (13.7%) $231,337 (0.6%) 0.00 107
    2023-10-01 $168,670 (2.3%) $217,068 (-1.6%) 0.00 117
    2023-11-01 $176,200 (10.2%) $225,048 (1.6%) 0.00 120
    2023-12-01 $184,900 (8.8%) $229,103 (4.8%) 0.00 114
    2024-01-01 $212,450 (24.5%) $247,153 (10.7%) 0.00 101
    2024-02-01 $225,250 (21.3%) $251,493 (11.1%) 0.00 96
    2024-03-01 $224,900 (2.2%) $256,435 (9.0%) 0.00 88
    2024-04-01 $226,225 (-17.7%) $259,375 (-0.9%) 0.00 90
    2024-05-01 $237,400 (-7.8%) $271,286 (6.1%) 0.00 98
    2024-06-01 $229,900 (2.3%) $278,759 (14.5%) 0.00 98
    2024-07-01 $219,617 (-6.5%) $265,686 (9.0%) 0.00 114
    2024-08-01 $209,900 (1.2%) $262,145 (10.3%) 0.00 122
    2024-09-01 $193,500 (-3.0%) $243,892 (5.4%) 0.00 122
    2024-10-01 $180,150 (6.8%) $234,122 (7.9%) 0.00 131
    2024-11-01 $165,000 (-6.4%) $214,776 (-4.6%) 0.00 125
    Clinton's median listing price for 2024-11-01 was $165,000, a difference of $-11,200 (-6.4%) versus the prior year and $-15,150 versus the prior month.

    Clinton's median listing price comes in at 0% of the national average.

    Clinton's average listing price for 2024-11-01 was $214,776, a difference of $-10,272 (-4.6%) versus the prior year and $-19,346 versus the prior month.

    For the 2024-11-01 period, Clinton had 125 MLS listings, a difference of -6 listings (-5%) versus the prior month and 5 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,482 sqft
    2018-02-01 0 days 1,454 sqft
    2018-03-01 0 days 1,497 sqft
    2018-04-01 0 days 1,448 sqft
    2018-05-01 0 days 1,460 sqft
    2018-06-01 0 days 1,478 sqft
    2018-07-01 0 days 1,488 sqft
    2018-08-01 0 days 1,458 sqft
    2018-09-01 0 days 1,460 sqft
    2018-10-01 0 days 1,458 sqft
    2018-11-01 0 days 1,478 sqft
    2018-12-01 0 days 1,467 sqft
    2019-01-01 0 days 1,456 sqft
    2019-02-01 0 days 1,450 sqft
    2019-03-01 0 days 1,425 sqft
    2019-04-01 0 days 1,445 sqft
    2019-05-01 0 days 1,329 sqft
    2019-06-01 0 days 1,330 sqft
    2019-07-01 0 days 1,428 sqft
    2019-08-01 0 days 1,439 sqft
    2019-09-01 0 days 1,460 sqft
    2019-10-01 0 days 1,476 sqft
    2019-11-01 0 days 1,476 sqft
    2019-12-01 0 days 1,461 sqft
    2020-01-01 0 days 1,408 sqft
    2020-02-01 0 days 1,442 sqft
    2020-03-01 0 days 1,408 sqft
    2020-04-01 0 days 1,408 sqft
    2020-05-01 0 days 1,442 sqft
    2020-06-01 0 days 1,479 sqft
    2020-07-01 0 days 1,479 sqft
    2020-08-01 0 days 1,476 sqft
    2020-09-01 0 days 1,476 sqft
    2020-10-01 0 days 1,476 sqft
    2020-11-01 0 days 1,468 sqft
    2020-12-01 0 days 1,476 sqft
    2021-01-01 0 days 1,476 sqft
    2021-02-01 0 days 1,469 sqft
    2021-03-01 0 days 1,401 sqft
    2021-04-01 0 days 1,380 sqft
    2021-05-01 0 days 1,382 sqft
    2021-06-01 0 days 1,482 sqft
    2021-07-01 0 days 1,544 sqft
    2021-08-01 0 days 1,525 sqft
    2021-09-01 0 days 1,598 sqft
    2021-10-01 0 days 1,546 sqft
    2021-11-01 0 days 1,582 sqft
    2021-12-01 0 days 1,582 sqft
    2022-01-01 0 days 1,582 sqft
    2022-02-01 0 days 1,581 sqft
    2022-03-01 0 days 1,582 sqft
    2022-04-01 0 days 1,569 sqft
    2022-05-01 0 days 1,582 sqft
    2022-06-01 0 days 1,582 sqft
    2022-07-01 0 days 1,582 sqft
    2022-08-01 0 days 1,582 sqft
    2022-09-01 0 days 1,582 sqft
    2022-10-01 0 days 1,582 sqft
    2022-11-01 0 days 1,582 sqft
    2022-12-01 0 days 1,582 sqft
    2023-01-01 0 days 1,582 sqft
    2023-02-01 0 days 1,582 sqft
    2023-03-01 0 days 1,582 sqft
    2023-04-01 0 days 1,582 sqft
    2023-05-01 0 days 1,582 sqft
    2023-06-01 0 days 1,582 sqft
    2023-07-01 0 days 1,582 sqft
    2023-08-01 0 days 1,582 sqft
    2023-09-01 0 days 1,582 sqft
    2023-10-01 0 days 1,582 sqft
    2023-11-01 0 days 1,582 sqft
    2023-12-01 0 days 1,582 sqft
    2024-01-01 0 days 1,610 sqft
    2024-02-01 0 days 1,648 sqft
    2024-03-01 0 days 1,715 sqft
    2024-04-01 0 days 1,729 sqft
    2024-05-01 0 days 1,812 sqft
    2024-06-01 0 days 1,827 sqft
    2024-07-01 0 days 1,812 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,710 sqft
    2024-10-01 0 days 1,669 sqft
    2024-11-01 0 days 1,681 sqft
    Clinton's median listing age (time on market) for 2024-11-01 was 0 days.

    Clinton's median square footage for active listings during the 2024-11-01 period was 1,681 sqft. One year prior, the average listing was 1,582 sqft.

    Clinton, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 375 $57,555,000 $153,480
    Cash Out Refi 65 $7,045,000 $108,385
    Other 59 $2,245,000 $38,051
    Refi 57 $5,885,000 $103,246
    Home Improvement 35 $1,835,000 $52,429

    Clinton's most frequently cited loan purpose was Home Purchase, with 375 originations. The 2nd most popular reason was Cash Out Refi, with 65 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 202 $28,480,000 $140,990
    7-8% 129 $16,145,000 $125,155
    5-6% 81 $12,405,000 $153,148
    Over 8% 61 $3,465,000 $56,803
    4-5% 6 $1,220,000 $203,333
    <2.5% 5 $25,000 $5,000

    During 2023, Clinton's most frequently originated rate bucket was 6-7%, with 202 originations.

    Loan Sizing (Clinton, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 283 $14,815,000 $52,350
    $100k-200k 209 $30,125,000 $144,139
    $200k-400k 82 $21,210,000 $258,659
    $400k-600k 13 $5,815,000 $447,308
    $600k-1000k 4 $2,600,000 $650,000

    Clinton's loan sizing saw the bucket of loans from $100,000 or less with 283 originations, totaling $14,815,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 238 $39,230,000 $164,832
    60-80% 91 $13,575,000 $149,176
    Under 20% 62 $2,040,000 $32,903
    20-40% 52 $2,790,000 $53,654
    40-60% 30 $2,510,000 $83,667
    Over 100% 5 $1,185,000 $237,000

    Clinton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 238 originations, totaling $39,230,000 in origination value.