Clinton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Clinton averaged 6.76% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.79% and one month ago for the week of 2023-02-09, the average rate was 6.08%.

Clinton's average rate one year ago was 4.11%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Clinton 30 Year Fixed Rate 2023-03-16 6.76%
Clinton 30 Year Fixed Rate Refi 2023-03-16 6.62%
Clinton 15 Year Fixed Rate 2023-03-16 6.05%
Clinton 15 Year Fixed Rate Refi 2023-03-16 6.08%
Clinton 30 Year FHA 2023-03-16 6.81%
Clinton 30 Year FHA Refi 2023-03-16 6.75%
Clinton 30 Year USDA 2023-03-16 6.54%
Clinton 30 Year USDA Refi 2023-03-16 6.27%
Clinton 30 Year VA 2023-03-16 6.5%
Clinton 30 Year VA Refi 2023-03-16 6.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clinton, IA.

Clinton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clinton, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
GREENSTATE CREDIT UNION 55 3.18% $1,814
ASCENTRA 51 3.02% $2,088
HOMESIDE FINANCIAL, LLC 39 3.22% $2,813
IOWA BANKERS MORTGAGE CORPORATION 35 2.98% $2,212
U.S. Bank 35 3.18% $2,665
BROKER SOLUTIONS, INC. 25 3.30% $3,836
QUICKEN LOANS, LLC 22 3.33% $4,472
RUHL MORTGAGE, LLC 20 2.74% $1,425
I. H. MISSISSIPPI VALLEY CREDIT UNION 16 2.87% $2,157
DuTrac Community Credit Union 11 3.13% $1,974
Vibrant Credit Union 10 2.95% $2,102
Deere Employees Credit Union 9 2.56% $2,600
Wells Fargo Bank 8 3.25% $1,726
American Bank and Trust Company 5 3.05% $2,289
DUPACO COMMUNITY 5 2.83% $3,316
CALIBER HOME LOANS, INC. 4 2.84% $2,773
Collins Community Credit Union 4 2.66% $1,733
Fidelity Bank & Trust 4 3.03% $1,555
Plains Commerce Bank 4 3.00% $3,574
Central Bank Illinois 3 3.54% $1,543
Community Mortgage Banc Corporation 3 3.41% $2,138
Mr. Cooper ( Nationstar Mortgage ) 3 3.29% $5,919
LOANDEPOT.COM, LLC 3 3.04% $5,340
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.25% $2,428
Farm Credit Mid-America, ACA 3 3.68% $6,854
FREEDOM MORTGAGE CORPORATION 2 3.31% $2,006
AMERICAN FINANCING CORPORATION 2 3.19% $2,761
BNC National Bank 2 3.19% $3,502
NAVY FEDERAL CREDIT UNION 2 4.00% $3,324
Paramount Residential Mortgage Group, Inc. 2 3.13% $3,027
THE FAMILY CREDIT UNION 2 2.94% $2,124
GAS AND ELECTRIC CREDIT UNION 1 3.00% $2,700
INLAND BANK & TRUST 1 2.88% $3,673
Flagstar Bank, FSB 1 3.17% $1,480
JPMorgan Chase Bank 1 3.38% $0
Lincoln Savings Bank 1 2.88% $2,167
First Midwest Bank 1 2.88% $2,865
MICHIGAN MUTUAL, INC. 1 2.99% $5,791
MidWestOne Bank 1 2.88% $2,001
MORTGAGE ACCESS CORP. 1 3.49% $2,183
FIRST 1 2.88% $1,862
V.I.P. MORTGAGE, INC. 1 2.99% $2,990
NEWREZ LLC 1 2.75% $3,408
Northpointe Bank 1 2.88% $2,488
Bank of America 1 3.00% $3,416
FINANCE OF AMERICA MORTGAGE LLC 1 3.63% $1,886
PREMIA MORTGAGE, LLC 1 2.75% $3,197
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,382
R.I.A. Federal Credit Union 1 3.00% $2,133
Carrington Mortgage Services, LLC 1 3.38% $3,163
SENB Bank 1 2.50% $706
Servion, Inc. 1 3.63% $1,985
SUCCESS MORTGAGE PARTNERS, INC. 1 3.88% $3,757
SWBC MORTGAGE CORPORATION 1 3.25% $3,269
Wyndham Capital Mortgage, Inc. 1 3.50% $1,560
UNION HOME MORTGAGE CORP. 1 3.25% $1,873
USAA Federal Savings Bank 1 2.75% $6,197
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.25% $4,119
VERIDIAN CREDIT UNION 1 3.00% $1,637
BETTER MORTGAGE CORPORATION 1 3.25% $1,651
GUILD MORTGAGE COMPANY 1 2.50% $2,148
HOME POINT FINANCIAL CORPORATION 1 3.50% $3,480
Great Southern Bank 1 3.38% $2,557

Clinton Average Closing Costs & Other Stats

Clinton, IA's 63 lenders originated 1,322 loans during 2021. The total origination value was $189,120,000, with an average loan value of $143,056.

Clinton's average closing costs are $3,239.

The top Clinton lender as defined by loan originations is GREENSTATE CREDIT UNION, with 55 loans originated. Their average total fees are $1,814, which is $274 lower than the next largest lender, ASCENTRA.

The lowest fee Clinton lenders (with over 10 loans originated) are RUHL MORTGAGE, LLC ($1,425), GREENSTATE CREDIT UNION ($1,814), DuTrac Community Credit Union ($1,974), ASCENTRA ($2,088) and Vibrant Credit Union ($2,102).

The lowest rate Clinton lenders (with over 10 loans originated) are RUHL MORTGAGE, LLC (2.74%), I. H. MISSISSIPPI VALLEY CREDIT UNION (2.87%), Vibrant Credit Union (2.95%), IOWA BANKERS MORTGAGE CORPORATION (2.98%) and ASCENTRA (3.02%).

Clinton, IA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Central State Bank $20,430,000 $24,905,000 21.9% 13.2%
BROKER SOLUTIONS, INC. $18,400,000 $13,470,000 -26.8% 7.1%
GREENSTATE CREDIT UNION $8,125,000 $13,340,000 64.2% 7.1%
HOMESIDE FINANCIAL, LLC $9,950,000 $12,055,000 21.2% 6.4%
ASCENTRA $16,355,000 $11,970,000 -26.8% 6.3%
IOWA BANKERS MORTGAGE CORPORATION $18,040,000 $11,445,000 -36.6% 6.1%
QUICKEN LOANS, LLC $6,065,000 $11,020,000 81.7% 5.8%
U.S. Bank $8,885,000 $10,865,000 22.3% 5.7%
North Shore Bank FSB $9,685,000 n/a 5.1%
I. H. MISSISSIPPI VALLEY CREDIT UNION $8,090,000 $5,880,000 -27.3% 3.1%
RUHL MORTGAGE, LLC $6,200,000 $4,520,000 -27.1% 2.4%
FREEDOM MORTGAGE CORPORATION $3,955,000 $3,730,000 -5.7% 2.0%
DuTrac Community Credit Union $3,635,000 $3,605,000 -0.8% 1.9%
Plains Commerce Bank $2,620,000 $2,990,000 14.1% 1.6%
Vibrant Credit Union $7,240,000 $2,890,000 -60.1% 1.5%
Deere Employees Credit Union $1,670,000 $2,405,000 44.0% 1.3%
Wells Fargo Bank $565,000 $2,150,000 280.5% 1.1%
Mortgage Research Center, LLC $1,065,000 $2,080,000 95.3% 1.1%
Farm Credit Mid-America, ACA $1,530,000 $1,685,000 10.1% 0.9%
CALIBER HOME LOANS, INC. $1,135,000 $1,675,000 47.6% 0.9%
PENNYMAC LOAN SERVICES, LLC $390,000 $1,525,000 291.0% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $595,000 $1,345,000 126.1% 0.7%
American Bank and Trust Company $1,480,000 $1,290,000 -12.8% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $755,000 $1,230,000 62.9% 0.7%
THE FAMILY CREDIT UNION $280,000 $1,185,000 323.2% 0.6%
Collins Community Credit Union $620,000 $1,175,000 89.5% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $585,000 $1,175,000 100.9% 0.6%
LOANDEPOT.COM, LLC $945,000 $1,135,000 20.1% 0.6%
Paramount Residential Mortgage Group, Inc. $690,000 $1,060,000 53.6% 0.6%
Fidelity Bank & Trust $500,000 $1,020,000 104.0% 0.5%
USAA Federal Savings Bank $610,000 $970,000 59.0% 0.5%
MidWestOne Bank $635,000 $955,000 50.4% 0.5%
DUPACO COMMUNITY $620,000 $940,000 51.6% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,015,000 $910,000 -10.3% 0.5%
NEWREZ LLC $190,000 $865,000 355.3% 0.5%
Community Savings Bank $765,000 n/a 0.4%
SENB Bank $325,000 $690,000 112.3% 0.4%
INLAND BANK & TRUST $675,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $225,000 $625,000 177.8% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $205,000 $615,000 200.0% 0.3%
The Federal Savings Bank $480,000 $600,000 25.0% 0.3%
Quad City Bank and Trust Company $1,140,000 $545,000 -52.2% 0.3%
Servion, Inc. $750,000 $545,000 -27.3% 0.3%
GUILD MORTGAGE COMPANY $725,000 $540,000 -25.5% 0.3%
BNC National Bank $475,000 $510,000 7.4% 0.3%
HOME POINT FINANCIAL CORPORATION $505,000 n/a 0.3%
Blue Grass Savings Bank $395,000 $465,000 17.7% 0.2%
FIRST $445,000 $465,000 4.5% 0.2%
NAVY FEDERAL CREDIT UNION $225,000 $455,000 102.2% 0.2%
Community Mortgage Banc Corporation $155,000 $450,000 190.3% 0.2%
Flagstar Bank, FSB $135,000 $445,000 229.6% 0.2%
VERIDIAN CREDIT UNION $255,000 $445,000 74.5% 0.2%
R.I.A. Federal Credit Union $210,000 $440,000 109.5% 0.2%
Lincoln Savings Bank $385,000 $395,000 2.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $600,000 $370,000 -38.3% 0.2%
PLAZA HOME MORTGAGE, INC. $470,000 $365,000 -22.3% 0.2%
Central Bank Illinois $3,915,000 $360,000 -90.8% 0.2%
Fortress Bank $675,000 $360,000 -46.7% 0.2%
Morton Community Bank $150,000 $355,000 136.7% 0.2%
AMERICAN FINANCING CORPORATION $350,000 n/a 0.2%
MICHIGAN MUTUAL, INC. $105,000 $335,000 219.0% 0.2%
UNITED WHOLESALE MORTGAGE, LLC $1,020,000 $320,000 -68.6% 0.2%
PLANET HOME LENDING, LLC $135,000 $310,000 129.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $310,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $305,000 n/a 0.2%
MARINE $75,000 $295,000 293.3% 0.2%
GUARANTEED RATE, INC. $270,000 n/a 0.1%
Sauk Valley Bank & Trust Company $270,000 n/a 0.1%
CBI Bank & Trust $105,000 $265,000 152.4% 0.1%
BETTER MORTGAGE CORPORATION $260,000 n/a 0.1%
JPMorgan Chase Bank $225,000 $250,000 11.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.1%
RESIDENTIAL MORTGAGE NETWORK, INC. $890,000 $225,000 -74.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $220,000 n/a 0.1%
Hills Bank and Trust Company $480,000 $190,000 -60.4% 0.1%
Carrington Mortgage Services, LLC $400,000 $185,000 -53.8% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $95,000 $185,000 94.7% 0.1%
MORTGAGE ACCESS CORP. $175,000 n/a 0.1%
Resource Bank, N.A. $175,000 n/a 0.1%
Flanagan State Bank $280,000 $155,000 -44.6% 0.1%
GAS AND ELECTRIC CREDIT UNION $285,000 $155,000 -45.6% 0.1%
THRIVENT Federal Credit Union $155,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $145,000 n/a 0.1%
Low VA Rates, LLC $805,000 $145,000 -82.0% 0.1%
Bank of America $200,000 $135,000 -32.5% 0.1%
Lake Area Bank $135,000 n/a 0.1%
AMERICAN ADVISORS GROUP $80,000 $130,000 62.5% 0.1%
FLAT BRANCH MORTGAGE, INC. $125,000 n/a 0.1%
PREMIA MORTGAGE, LLC $125,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $125,000 n/a 0.1%
Farmers National Bank $115,000 n/a 0.1%
First Midwest Bank $300,000 $115,000 -61.7% 0.1%
BANKORION $105,000 n/a 0.1%
Northpointe Bank $105,000 n/a 0.1%
Farmers & Merchants Savings Bank $95,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $95,000 n/a 0.1%
Ohnward Bank & Trust $95,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $95,000 n/a 0.1%
ALLIANT $85,000 n/a 0.0%
AMERISAVE MORTGAGE CORPORATION $390,000 $75,000 -80.8% 0.0%
Great Southern Bank $105,000 $75,000 -28.6% 0.0%
UNION HOME MORTGAGE CORP. $75,000 n/a 0.0%
CITIZENS EQUITY FIRST $55,000 n/a 0.0%
Midwest Heritage Bank FSB $55,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $55,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $45,000 n/a 0.0%

Clinton's top lender by overall market share is First Central State Bank, with 13.2% market share. In second place, with 7.1%, is BROKER SOLUTIONS, INC., having originated $13,470,000 in loans. In third place, with 7.1%, is GREENSTATE CREDIT UNION, having originated $13,340,000 in loans. In fourth place, with 6.4%, is HOMESIDE FINANCIAL, LLC, having originated $12,055,000 in loans. In fifth place, with 6.3%, is ASCENTRA, having originated $11,970,000 in loans.


Clinton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $85,000 (-4.2%) $111,817 (0.2%) 0.00 214
2018-02-01 $84,975 (0.0%) $108,340 (-0.4%) 0.00 218
2018-03-01 $85,000 (0.1%) $109,057 (1.7%) 0.00 208
2018-04-01 $83,475 (4.5%) $109,863 (5.8%) 0.00 221
2018-05-01 $82,500 (3.3%) $115,253 (8.5%) 0.00 233
2018-06-01 $79,900 (0.0%) $113,562 (8.1%) 0.00 224
2018-07-01 $88,625 (10.8%) $127,417 (15.1%) 0.00 232
2018-08-01 $89,900 (12.5%) $121,559 (7.6%) 0.00 240
2018-09-01 $89,900 (12.5%) $120,900 (7.2%) 0.00 224
2018-10-01 $84,425 (5.6%) $120,141 (5.7%) 0.00 213
2018-11-01 $85,000 (3.9%) $123,865 (9.0%) 0.00 210
2018-12-01 $89,900 (5.8%) $129,470 (12.2%) 0.00 190
2019-01-01 $89,925 (5.8%) $130,200 (16.4%) 0.00 185
2019-02-01 $87,250 (2.7%) $128,401 (18.5%) 0.00 170
2019-03-01 $95,829 (12.7%) $130,846 (20.0%) 0.00 168
2019-04-01 $107,354 (28.6%) $132,418 (20.5%) 0.00 168
2019-05-01 $81,000 (-1.8%) $115,732 (0.4%) 0.00 186
2019-06-01 $79,900 (0.0%) $112,880 (-0.6%) 0.00 205
2019-07-01 $81,200 (-8.4%) $114,941 (-9.8%) 0.00 211
2019-08-01 $81,973 (-8.8%) $118,677 (-2.4%) 0.00 224
2019-09-01 $85,082 (-5.4%) $118,634 (-1.9%) 0.00 233
2019-10-01 $85,855 (1.7%) $118,605 (-1.3%) 0.00 234
2019-11-01 $83,200 (-2.1%) $120,323 (-2.9%) 0.00 222
2019-12-01 $82,550 (-8.2%) $118,869 (-8.2%) 0.00 195
2020-01-01 $75,725 (-15.8%) $112,699 (-13.4%) 0.00 177
2020-02-01 $79,900 (-8.4%) $119,811 (-6.7%) 0.00 165
2020-03-01 $74,800 (-21.9%) $118,955 (-9.1%) 0.00 170
2020-04-01 $73,700 (-31.4%) $118,647 (-10.4%) 0.00 177
2020-05-01 $74,900 (-7.5%) $123,162 (6.4%) 0.00 172
2020-06-01 $80,250 (0.4%) $131,873 (16.8%) 0.00 171
2020-07-01 $76,950 (-5.2%) $128,141 (11.5%) 0.00 158
2020-08-01 $75,000 (-8.5%) $115,102 (-3.0%) 0.00 151
2020-09-01 $78,475 (-7.8%) $115,620 (-2.5%) 0.00 139
2020-10-01 $79,900 (-6.9%) $113,341 (-4.4%) 0.00 142
2020-11-01 $78,625 (-5.5%) $113,311 (-5.8%) 0.00 142
2020-12-01 $78,250 (-5.2%) $105,457 (-11.3%) 0.00 135
2021-01-01 $71,950 (-5.0%) $102,186 (-9.3%) 0.00 124
2021-02-01 $68,125 (-14.7%) $107,038 (-10.7%) 0.00 114
2021-03-01 $60,625 (-19.0%) $97,544 (-18.0%) 0.00 91
2021-04-01 $62,500 (-15.2%) $100,926 (-14.9%) 0.00 68
2021-05-01 $62,500 (-16.6%) $88,768 (-27.9%) 0.00 62
2021-06-01 $74,900 (-6.7%) $114,954 (-12.8%) 0.00 79
2021-07-01 $79,900 (3.8%) $127,056 (-0.9%) 0.00 86
2021-08-01 $83,975 (12.0%) $130,889 (13.7%) 0.00 87
2021-09-01 $99,675 (27.0%) $151,431 (31.0%) 0.00 91
2021-10-01 $98,900 (23.8%) $150,059 (32.4%) 0.00 102
2021-11-01 $119,600 (52.1%) $182,405 (61.0%) 0.00 111
2021-12-01 $129,225 (65.1%) $189,963 (80.1%) 0.00 107
2022-01-01 $127,350 (77.0%) $193,656 (89.5%) 0.00 93
2022-02-01 $114,700 (68.4%) $191,489 (78.9%) 0.00 89
2022-03-01 $137,425 (126.7%) $201,796 (106.9%) 0.00 83
2022-04-01 $155,450 (148.7%) $211,343 (109.4%) 0.00 73
2022-05-01 $143,700 (129.9%) $216,848 (144.3%) 0.00 77
2022-06-01 $147,450 (96.9%) $212,951 (85.3%) 0.00 90
2022-07-01 $169,900 (112.6%) $227,746 (79.3%) 0.00 114
2022-08-01 $168,675 (100.9%) $231,105 (76.6%) 0.00 119
2022-09-01 $179,500 (80.1%) $232,385 (53.5%) 0.00 130
2022-10-01 $162,500 (64.3%) $222,404 (48.2%) 0.00 135
2022-11-01 $168,500 (40.9%) $226,076 (23.9%) 0.00 131
2022-12-01 $169,900 (31.5%) $219,699 (15.7%) 0.00 120
2023-01-01 $170,650 (34.0%) $226,205 (16.8%) 0.00 104
2023-02-01 $191,925 (67.3%) $226,407 (18.2%) 0.00 97
Clinton's median listing price for 2023-02-01 was $191,925, a difference of $77,225 (67.3%) versus the prior year and $21,275 versus the prior month.

Clinton's median listing price comes in at 0% of the national average.

Clinton's average listing price for 2023-02-01 was $226,407, a difference of $34,918 (18.2%) versus the prior year and $202 versus the prior month.

For the 2023-02-01 period, Clinton had 97 MLS listings, a difference of -7 listings (-7%) versus the prior month and 8 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,480 sqft
2018-02-01 0 days 1,452 sqft
2018-03-01 0 days 1,489 sqft
2018-04-01 0 days 1,452 sqft
2018-05-01 0 days 1,461 sqft
2018-06-01 0 days 1,480 sqft
2018-07-01 0 days 1,487 sqft
2018-08-01 0 days 1,459 sqft
2018-09-01 0 days 1,465 sqft
2018-10-01 0 days 1,459 sqft
2018-11-01 0 days 1,478 sqft
2018-12-01 0 days 1,467 sqft
2019-01-01 0 days 1,456 sqft
2019-02-01 0 days 1,450 sqft
2019-03-01 0 days 1,435 sqft
2019-04-01 0 days 1,446 sqft
2019-05-01 0 days 1,329 sqft
2019-06-01 0 days 1,330 sqft
2019-07-01 0 days 1,428 sqft
2019-08-01 0 days 1,439 sqft
2019-09-01 0 days 1,460 sqft
2019-10-01 0 days 1,476 sqft
2019-11-01 0 days 1,476 sqft
2019-12-01 0 days 1,467 sqft
2020-01-01 0 days 1,416 sqft
2020-02-01 0 days 1,442 sqft
2020-03-01 0 days 1,408 sqft
2020-04-01 0 days 1,408 sqft
2020-05-01 0 days 1,442 sqft
2020-06-01 0 days 1,479 sqft
2020-07-01 0 days 1,479 sqft
2020-08-01 0 days 1,476 sqft
2020-09-01 0 days 1,476 sqft
2020-10-01 0 days 1,476 sqft
2020-11-01 0 days 1,468 sqft
2020-12-01 0 days 1,476 sqft
2021-01-01 0 days 1,476 sqft
2021-02-01 0 days 1,469 sqft
2021-03-01 0 days 1,401 sqft
2021-04-01 0 days 1,380 sqft
2021-05-01 0 days 1,382 sqft
2021-06-01 0 days 1,482 sqft
2021-07-01 0 days 1,544 sqft
2021-08-01 0 days 1,525 sqft
2021-09-01 0 days 1,598 sqft
2021-10-01 0 days 1,546 sqft
2021-11-01 0 days 1,582 sqft
2021-12-01 0 days 1,582 sqft
2022-01-01 0 days 1,582 sqft
2022-02-01 0 days 1,581 sqft
2022-03-01 0 days 1,582 sqft
2022-04-01 0 days 1,569 sqft
2022-05-01 0 days 1,582 sqft
2022-06-01 0 days 1,582 sqft
2022-07-01 0 days 1,582 sqft
2022-08-01 0 days 1,582 sqft
2022-09-01 0 days 1,582 sqft
2022-10-01 0 days 1,582 sqft
2022-11-01 0 days 1,582 sqft
2022-12-01 0 days 1,582 sqft
2023-01-01 0 days 1,582 sqft
2023-02-01 0 days 1,582 sqft
Clinton's median listing age (time on market) for 2023-02-01 was 0 days.

Clinton's median square footage for active listings during the 2023-02-01 period was 1,582 sqft. One year prior, the average listing was 1,581 sqft.

Clinton, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 570 $89,500,000 $157,018
Refi 430 $61,440,000 $142,884
Cash Out Refi 240 $33,040,000 $137,667
Home Improvement 42 $2,540,000 $60,476
Other 40 $2,600,000 $65,000

Clinton's most frequently cited loan purpose was Home Purchase, with 570 originations. The 2nd most popular reason was Refi, with 430 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 421 $59,225,000 $140,677
3-4% 387 $59,805,000 $154,535
<2.5% 244 $37,370,000 $153,156
4-5% 59 $5,035,000 $85,339
5-6% 15 $595,000 $39,667
6-7% 5 $175,000 $35,000
7-8% 2 $40,000 $20,000
Over 8% 2 $210,000 $105,000

During 2021, Clinton's most frequently originated rate bucket was 2.5-3%, with 421 originations.

Loan Sizing (Clinton, IA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 583 $83,215,000 $142,736
$100,000 or less 517 $32,405,000 $62,679
$200k-400k 204 $55,200,000 $270,588
$400k-600k 15 $7,215,000 $481,000
$600k-1000k 2 $1,400,000 $700,000
$Over $1MM 1 $9,685,000 $9,685,000

Clinton's loan sizing saw the bucket of loans from $100k-200k with 583 originations, totaling $83,215,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 522 $78,960,000 $151,264
60-80% 322 $55,410,000 $172,081
40-60% 117 $13,475,000 $115,171
Under 20% 70 $1,840,000 $26,286
20-40% 48 $3,660,000 $76,250
Over 100% 10 $1,880,000 $188,000

Clinton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 522 originations, totaling $78,960,000 in origination value.