Clinton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clinton averaged 6.76% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.79% and one month ago for the week of 2023-02-09, the average rate was 6.08%.

    Clinton's average rate one year ago was 4.11%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Clinton 30 Year Fixed Rate 2023-03-16 6.76%
    Clinton 30 Year Fixed Rate Refi 2023-03-16 6.62%
    Clinton 15 Year Fixed Rate 2023-03-16 6.05%
    Clinton 15 Year Fixed Rate Refi 2023-03-16 6.08%
    Clinton 30 Year FHA 2023-03-16 6.81%
    Clinton 30 Year FHA Refi 2023-03-16 6.75%
    Clinton 30 Year USDA 2023-03-16 6.54%
    Clinton 30 Year USDA Refi 2023-03-16 6.27%
    Clinton 30 Year VA 2023-03-16 6.5%
    Clinton 30 Year VA Refi 2023-03-16 6.07%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clinton, IA.

    Clinton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clinton, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    GREENSTATE CREDIT UNION 55 3.18% $1,814
    ASCENTRA 51 3.02% $2,088
    HOMESIDE FINANCIAL, LLC 39 3.22% $2,813
    IOWA BANKERS MORTGAGE CORPORATION 35 2.98% $2,212
    U.S. Bank 35 3.18% $2,665
    BROKER SOLUTIONS, INC. 25 3.30% $3,836
    QUICKEN LOANS, LLC 22 3.33% $4,472
    RUHL MORTGAGE, LLC 20 2.74% $1,425
    I. H. MISSISSIPPI VALLEY CREDIT UNION 16 2.87% $2,157
    DuTrac Community Credit Union 11 3.13% $1,974
    Vibrant Credit Union 10 2.95% $2,102
    Deere Employees Credit Union 9 2.56% $2,600
    Wells Fargo Bank 8 3.25% $1,726
    American Bank and Trust Company 5 3.05% $2,289
    DUPACO COMMUNITY 5 2.83% $3,316
    CALIBER HOME LOANS, INC. 4 2.84% $2,773
    Collins Community Credit Union 4 2.66% $1,733
    Fidelity Bank & Trust 4 3.03% $1,555
    Plains Commerce Bank 4 3.00% $3,574
    Central Bank Illinois 3 3.54% $1,543
    Community Mortgage Banc Corporation 3 3.41% $2,138
    Mr. Cooper ( Nationstar Mortgage ) 3 3.29% $5,919
    LOANDEPOT.COM, LLC 3 3.04% $5,340
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.25% $2,428
    Farm Credit Mid-America, ACA 3 3.68% $6,854
    FREEDOM MORTGAGE CORPORATION 2 3.31% $2,006
    AMERICAN FINANCING CORPORATION 2 3.19% $2,761
    BNC National Bank 2 3.19% $3,502
    NAVY FEDERAL CREDIT UNION 2 4.00% $3,324
    Paramount Residential Mortgage Group, Inc. 2 3.13% $3,027
    THE FAMILY CREDIT UNION 2 2.94% $2,124
    GAS AND ELECTRIC CREDIT UNION 1 3.00% $2,700
    INLAND BANK & TRUST 1 2.88% $3,673
    Flagstar Bank, FSB 1 3.17% $1,480
    JPMorgan Chase Bank 1 3.38% $0
    Lincoln Savings Bank 1 2.88% $2,167
    First Midwest Bank 1 2.88% $2,865
    MICHIGAN MUTUAL, INC. 1 2.99% $5,791
    MidWestOne Bank 1 2.88% $2,001
    MORTGAGE ACCESS CORP. 1 3.49% $2,183
    FIRST 1 2.88% $1,862
    V.I.P. MORTGAGE, INC. 1 2.99% $2,990
    NEWREZ LLC 1 2.75% $3,408
    Northpointe Bank 1 2.88% $2,488
    Bank of America 1 3.00% $3,416
    FINANCE OF AMERICA MORTGAGE LLC 1 3.63% $1,886
    PREMIA MORTGAGE, LLC 1 2.75% $3,197
    CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,382
    R.I.A. Federal Credit Union 1 3.00% $2,133
    Carrington Mortgage Services, LLC 1 3.38% $3,163
    SENB Bank 1 2.50% $706
    Servion, Inc. 1 3.63% $1,985
    SUCCESS MORTGAGE PARTNERS, INC. 1 3.88% $3,757
    SWBC MORTGAGE CORPORATION 1 3.25% $3,269
    Wyndham Capital Mortgage, Inc. 1 3.50% $1,560
    UNION HOME MORTGAGE CORP. 1 3.25% $1,873
    USAA Federal Savings Bank 1 2.75% $6,197
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.25% $4,119
    VERIDIAN CREDIT UNION 1 3.00% $1,637
    BETTER MORTGAGE CORPORATION 1 3.25% $1,651
    GUILD MORTGAGE COMPANY 1 2.50% $2,148
    HOME POINT FINANCIAL CORPORATION 1 3.50% $3,480
    Great Southern Bank 1 3.38% $2,557

    Clinton Average Closing Costs & Other Stats

    Clinton, IA's 63 lenders originated 1,322 loans during 2021. The total origination value was $189,120,000, with an average loan value of $143,056.

    Clinton's average closing costs are $3,239.

    The top Clinton lender as defined by loan originations is GREENSTATE CREDIT UNION, with 55 loans originated. Their average total fees are $1,814, which is $274 lower than the next largest lender, ASCENTRA.

    The lowest fee Clinton lenders (with over 10 loans originated) are RUHL MORTGAGE, LLC ($1,425), GREENSTATE CREDIT UNION ($1,814), DuTrac Community Credit Union ($1,974), ASCENTRA ($2,088) and Vibrant Credit Union ($2,102).

    The lowest rate Clinton lenders (with over 10 loans originated) are RUHL MORTGAGE, LLC (2.74%), I. H. MISSISSIPPI VALLEY CREDIT UNION (2.87%), Vibrant Credit Union (2.95%), IOWA BANKERS MORTGAGE CORPORATION (2.98%) and ASCENTRA (3.02%).

    Clinton, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Central State Bank $20,430,000 $24,905,000 21.9% 13.2%
    BROKER SOLUTIONS, INC. $18,400,000 $13,470,000 -26.8% 7.1%
    GREENSTATE CREDIT UNION $8,125,000 $13,340,000 64.2% 7.1%
    HOMESIDE FINANCIAL, LLC $9,950,000 $12,055,000 21.2% 6.4%
    ASCENTRA $16,355,000 $11,970,000 -26.8% 6.3%
    IOWA BANKERS MORTGAGE CORPORATION $18,040,000 $11,445,000 -36.6% 6.1%
    QUICKEN LOANS, LLC $6,065,000 $11,020,000 81.7% 5.8%
    U.S. Bank $8,885,000 $10,865,000 22.3% 5.7%
    North Shore Bank FSB $9,685,000 n/a 5.1%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $8,090,000 $5,880,000 -27.3% 3.1%
    RUHL MORTGAGE, LLC $6,200,000 $4,520,000 -27.1% 2.4%
    FREEDOM MORTGAGE CORPORATION $3,955,000 $3,730,000 -5.7% 2.0%
    DuTrac Community Credit Union $3,635,000 $3,605,000 -0.8% 1.9%
    Plains Commerce Bank $2,620,000 $2,990,000 14.1% 1.6%
    Vibrant Credit Union $7,240,000 $2,890,000 -60.1% 1.5%
    Deere Employees Credit Union $1,670,000 $2,405,000 44.0% 1.3%
    Wells Fargo Bank $565,000 $2,150,000 280.5% 1.1%
    Mortgage Research Center, LLC $1,065,000 $2,080,000 95.3% 1.1%
    Farm Credit Mid-America, ACA $1,530,000 $1,685,000 10.1% 0.9%
    CALIBER HOME LOANS, INC. $1,135,000 $1,675,000 47.6% 0.9%
    PENNYMAC LOAN SERVICES, LLC $390,000 $1,525,000 291.0% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $595,000 $1,345,000 126.1% 0.7%
    American Bank and Trust Company $1,480,000 $1,290,000 -12.8% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $755,000 $1,230,000 62.9% 0.7%
    THE FAMILY CREDIT UNION $280,000 $1,185,000 323.2% 0.6%
    Collins Community Credit Union $620,000 $1,175,000 89.5% 0.6%
    VILLAGE CAPITAL & INVESTMENT LLC $585,000 $1,175,000 100.9% 0.6%
    LOANDEPOT.COM, LLC $945,000 $1,135,000 20.1% 0.6%
    Paramount Residential Mortgage Group, Inc. $690,000 $1,060,000 53.6% 0.6%
    Fidelity Bank & Trust $500,000 $1,020,000 104.0% 0.5%
    USAA Federal Savings Bank $610,000 $970,000 59.0% 0.5%
    MidWestOne Bank $635,000 $955,000 50.4% 0.5%
    DUPACO COMMUNITY $620,000 $940,000 51.6% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,015,000 $910,000 -10.3% 0.5%
    NEWREZ LLC $190,000 $865,000 355.3% 0.5%
    Community Savings Bank $765,000 n/a 0.4%
    SENB Bank $325,000 $690,000 112.3% 0.4%
    INLAND BANK & TRUST $675,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $225,000 $625,000 177.8% 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $205,000 $615,000 200.0% 0.3%
    The Federal Savings Bank $480,000 $600,000 25.0% 0.3%
    Quad City Bank and Trust Company $1,140,000 $545,000 -52.2% 0.3%
    Servion, Inc. $750,000 $545,000 -27.3% 0.3%
    GUILD MORTGAGE COMPANY $725,000 $540,000 -25.5% 0.3%
    BNC National Bank $475,000 $510,000 7.4% 0.3%
    HOME POINT FINANCIAL CORPORATION $505,000 n/a 0.3%
    Blue Grass Savings Bank $395,000 $465,000 17.7% 0.2%
    FIRST $445,000 $465,000 4.5% 0.2%
    NAVY FEDERAL CREDIT UNION $225,000 $455,000 102.2% 0.2%
    Community Mortgage Banc Corporation $155,000 $450,000 190.3% 0.2%
    Flagstar Bank, FSB $135,000 $445,000 229.6% 0.2%
    VERIDIAN CREDIT UNION $255,000 $445,000 74.5% 0.2%
    R.I.A. Federal Credit Union $210,000 $440,000 109.5% 0.2%
    Lincoln Savings Bank $385,000 $395,000 2.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $600,000 $370,000 -38.3% 0.2%
    PLAZA HOME MORTGAGE, INC. $470,000 $365,000 -22.3% 0.2%
    Central Bank Illinois $3,915,000 $360,000 -90.8% 0.2%
    Fortress Bank $675,000 $360,000 -46.7% 0.2%
    Morton Community Bank $150,000 $355,000 136.7% 0.2%
    AMERICAN FINANCING CORPORATION $350,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $105,000 $335,000 219.0% 0.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,020,000 $320,000 -68.6% 0.2%
    PLANET HOME LENDING, LLC $135,000 $310,000 129.6% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $310,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $305,000 n/a 0.2%
    MARINE $75,000 $295,000 293.3% 0.2%
    GUARANTEED RATE, INC. $270,000 n/a 0.1%
    Sauk Valley Bank & Trust Company $270,000 n/a 0.1%
    CBI Bank & Trust $105,000 $265,000 152.4% 0.1%
    BETTER MORTGAGE CORPORATION $260,000 n/a 0.1%
    JPMorgan Chase Bank $225,000 $250,000 11.1% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $225,000 n/a 0.1%
    RESIDENTIAL MORTGAGE NETWORK, INC. $890,000 $225,000 -74.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $220,000 n/a 0.1%
    Hills Bank and Trust Company $480,000 $190,000 -60.4% 0.1%
    Carrington Mortgage Services, LLC $400,000 $185,000 -53.8% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $95,000 $185,000 94.7% 0.1%
    MORTGAGE ACCESS CORP. $175,000 n/a 0.1%
    Resource Bank, N.A. $175,000 n/a 0.1%
    Flanagan State Bank $280,000 $155,000 -44.6% 0.1%
    GAS AND ELECTRIC CREDIT UNION $285,000 $155,000 -45.6% 0.1%
    THRIVENT Federal Credit Union $155,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $145,000 n/a 0.1%
    Low VA Rates, LLC $805,000 $145,000 -82.0% 0.1%
    Bank of America $200,000 $135,000 -32.5% 0.1%
    Lake Area Bank $135,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $80,000 $130,000 62.5% 0.1%
    FLAT BRANCH MORTGAGE, INC. $125,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $125,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $125,000 n/a 0.1%
    Farmers National Bank $115,000 n/a 0.1%
    First Midwest Bank $300,000 $115,000 -61.7% 0.1%
    BANKORION $105,000 n/a 0.1%
    Northpointe Bank $105,000 n/a 0.1%
    Farmers & Merchants Savings Bank $95,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $95,000 n/a 0.1%
    Ohnward Bank & Trust $95,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $95,000 n/a 0.1%
    ALLIANT $85,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $390,000 $75,000 -80.8% 0.0%
    Great Southern Bank $105,000 $75,000 -28.6% 0.0%
    UNION HOME MORTGAGE CORP. $75,000 n/a 0.0%
    CITIZENS EQUITY FIRST $55,000 n/a 0.0%
    Midwest Heritage Bank FSB $55,000 n/a 0.0%
    SWBC MORTGAGE CORPORATION $55,000 n/a 0.0%
    RUOFF MORTGAGE COMPANY, INC. $45,000 n/a 0.0%

    Clinton's top lender by overall market share is First Central State Bank, with 13.2% market share. In second place, with 7.1%, is BROKER SOLUTIONS, INC., having originated $13,470,000 in loans. In third place, with 7.1%, is GREENSTATE CREDIT UNION, having originated $13,340,000 in loans. In fourth place, with 6.4%, is HOMESIDE FINANCIAL, LLC, having originated $12,055,000 in loans. In fifth place, with 6.3%, is ASCENTRA, having originated $11,970,000 in loans.

    Clinton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $85,000 (-4.2%) $111,817 (0.2%) 0.00 214
    2018-02-01 $84,975 (0.0%) $108,340 (-0.4%) 0.00 218
    2018-03-01 $85,000 (0.1%) $109,057 (1.7%) 0.00 208
    2018-04-01 $83,475 (4.5%) $109,863 (5.8%) 0.00 221
    2018-05-01 $82,500 (3.3%) $115,253 (8.5%) 0.00 233
    2018-06-01 $79,900 (0.0%) $113,562 (8.1%) 0.00 224
    2018-07-01 $88,625 (10.8%) $127,417 (15.1%) 0.00 232
    2018-08-01 $89,900 (12.5%) $121,559 (7.6%) 0.00 240
    2018-09-01 $89,900 (12.5%) $120,900 (7.2%) 0.00 224
    2018-10-01 $84,425 (5.6%) $120,141 (5.7%) 0.00 213
    2018-11-01 $85,000 (3.9%) $123,865 (9.0%) 0.00 210
    2018-12-01 $89,900 (5.8%) $129,470 (12.2%) 0.00 190
    2019-01-01 $89,925 (5.8%) $130,200 (16.4%) 0.00 185
    2019-02-01 $87,250 (2.7%) $128,401 (18.5%) 0.00 170
    2019-03-01 $95,829 (12.7%) $130,846 (20.0%) 0.00 168
    2019-04-01 $107,354 (28.6%) $132,418 (20.5%) 0.00 168
    2019-05-01 $81,000 (-1.8%) $115,732 (0.4%) 0.00 186
    2019-06-01 $79,900 (0.0%) $112,880 (-0.6%) 0.00 205
    2019-07-01 $81,200 (-8.4%) $114,941 (-9.8%) 0.00 211
    2019-08-01 $81,973 (-8.8%) $118,677 (-2.4%) 0.00 224
    2019-09-01 $85,082 (-5.4%) $118,634 (-1.9%) 0.00 233
    2019-10-01 $85,855 (1.7%) $118,605 (-1.3%) 0.00 234
    2019-11-01 $83,200 (-2.1%) $120,323 (-2.9%) 0.00 222
    2019-12-01 $82,550 (-8.2%) $118,869 (-8.2%) 0.00 195
    2020-01-01 $75,725 (-15.8%) $112,699 (-13.4%) 0.00 177
    2020-02-01 $79,900 (-8.4%) $119,811 (-6.7%) 0.00 165
    2020-03-01 $74,800 (-21.9%) $118,955 (-9.1%) 0.00 170
    2020-04-01 $73,700 (-31.4%) $118,647 (-10.4%) 0.00 177
    2020-05-01 $74,900 (-7.5%) $123,162 (6.4%) 0.00 172
    2020-06-01 $80,250 (0.4%) $131,873 (16.8%) 0.00 171
    2020-07-01 $76,950 (-5.2%) $128,141 (11.5%) 0.00 158
    2020-08-01 $75,000 (-8.5%) $115,102 (-3.0%) 0.00 151
    2020-09-01 $78,475 (-7.8%) $115,620 (-2.5%) 0.00 139
    2020-10-01 $79,900 (-6.9%) $113,341 (-4.4%) 0.00 142
    2020-11-01 $78,625 (-5.5%) $113,311 (-5.8%) 0.00 142
    2020-12-01 $78,250 (-5.2%) $105,457 (-11.3%) 0.00 135
    2021-01-01 $71,950 (-5.0%) $102,186 (-9.3%) 0.00 124
    2021-02-01 $68,125 (-14.7%) $107,038 (-10.7%) 0.00 114
    2021-03-01 $60,625 (-19.0%) $97,544 (-18.0%) 0.00 91
    2021-04-01 $62,500 (-15.2%) $100,926 (-14.9%) 0.00 68
    2021-05-01 $62,500 (-16.6%) $88,768 (-27.9%) 0.00 62
    2021-06-01 $74,900 (-6.7%) $114,954 (-12.8%) 0.00 79
    2021-07-01 $79,900 (3.8%) $127,056 (-0.9%) 0.00 86
    2021-08-01 $83,975 (12.0%) $130,889 (13.7%) 0.00 87
    2021-09-01 $99,675 (27.0%) $151,431 (31.0%) 0.00 91
    2021-10-01 $98,900 (23.8%) $150,059 (32.4%) 0.00 102
    2021-11-01 $119,600 (52.1%) $182,405 (61.0%) 0.00 111
    2021-12-01 $129,225 (65.1%) $189,963 (80.1%) 0.00 107
    2022-01-01 $127,350 (77.0%) $193,656 (89.5%) 0.00 93
    2022-02-01 $114,700 (68.4%) $191,489 (78.9%) 0.00 89
    2022-03-01 $137,425 (126.7%) $201,796 (106.9%) 0.00 83
    2022-04-01 $155,450 (148.7%) $211,343 (109.4%) 0.00 73
    2022-05-01 $143,700 (129.9%) $216,848 (144.3%) 0.00 77
    2022-06-01 $147,450 (96.9%) $212,951 (85.3%) 0.00 90
    2022-07-01 $169,900 (112.6%) $227,746 (79.3%) 0.00 114
    2022-08-01 $168,675 (100.9%) $231,105 (76.6%) 0.00 119
    2022-09-01 $179,500 (80.1%) $232,385 (53.5%) 0.00 130
    2022-10-01 $162,500 (64.3%) $222,404 (48.2%) 0.00 135
    2022-11-01 $168,500 (40.9%) $226,076 (23.9%) 0.00 131
    2022-12-01 $169,900 (31.5%) $219,699 (15.7%) 0.00 120
    2023-01-01 $170,650 (34.0%) $226,205 (16.8%) 0.00 104
    2023-02-01 $191,925 (67.3%) $226,407 (18.2%) 0.00 97
    Clinton's median listing price for 2023-02-01 was $191,925, a difference of $77,225 (67.3%) versus the prior year and $21,275 versus the prior month.

    Clinton's median listing price comes in at 0% of the national average.

    Clinton's average listing price for 2023-02-01 was $226,407, a difference of $34,918 (18.2%) versus the prior year and $202 versus the prior month.

    For the 2023-02-01 period, Clinton had 97 MLS listings, a difference of -7 listings (-7%) versus the prior month and 8 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,480 sqft
    2018-02-01 0 days 1,452 sqft
    2018-03-01 0 days 1,489 sqft
    2018-04-01 0 days 1,452 sqft
    2018-05-01 0 days 1,461 sqft
    2018-06-01 0 days 1,480 sqft
    2018-07-01 0 days 1,487 sqft
    2018-08-01 0 days 1,459 sqft
    2018-09-01 0 days 1,465 sqft
    2018-10-01 0 days 1,459 sqft
    2018-11-01 0 days 1,478 sqft
    2018-12-01 0 days 1,467 sqft
    2019-01-01 0 days 1,456 sqft
    2019-02-01 0 days 1,450 sqft
    2019-03-01 0 days 1,435 sqft
    2019-04-01 0 days 1,446 sqft
    2019-05-01 0 days 1,329 sqft
    2019-06-01 0 days 1,330 sqft
    2019-07-01 0 days 1,428 sqft
    2019-08-01 0 days 1,439 sqft
    2019-09-01 0 days 1,460 sqft
    2019-10-01 0 days 1,476 sqft
    2019-11-01 0 days 1,476 sqft
    2019-12-01 0 days 1,467 sqft
    2020-01-01 0 days 1,416 sqft
    2020-02-01 0 days 1,442 sqft
    2020-03-01 0 days 1,408 sqft
    2020-04-01 0 days 1,408 sqft
    2020-05-01 0 days 1,442 sqft
    2020-06-01 0 days 1,479 sqft
    2020-07-01 0 days 1,479 sqft
    2020-08-01 0 days 1,476 sqft
    2020-09-01 0 days 1,476 sqft
    2020-10-01 0 days 1,476 sqft
    2020-11-01 0 days 1,468 sqft
    2020-12-01 0 days 1,476 sqft
    2021-01-01 0 days 1,476 sqft
    2021-02-01 0 days 1,469 sqft
    2021-03-01 0 days 1,401 sqft
    2021-04-01 0 days 1,380 sqft
    2021-05-01 0 days 1,382 sqft
    2021-06-01 0 days 1,482 sqft
    2021-07-01 0 days 1,544 sqft
    2021-08-01 0 days 1,525 sqft
    2021-09-01 0 days 1,598 sqft
    2021-10-01 0 days 1,546 sqft
    2021-11-01 0 days 1,582 sqft
    2021-12-01 0 days 1,582 sqft
    2022-01-01 0 days 1,582 sqft
    2022-02-01 0 days 1,581 sqft
    2022-03-01 0 days 1,582 sqft
    2022-04-01 0 days 1,569 sqft
    2022-05-01 0 days 1,582 sqft
    2022-06-01 0 days 1,582 sqft
    2022-07-01 0 days 1,582 sqft
    2022-08-01 0 days 1,582 sqft
    2022-09-01 0 days 1,582 sqft
    2022-10-01 0 days 1,582 sqft
    2022-11-01 0 days 1,582 sqft
    2022-12-01 0 days 1,582 sqft
    2023-01-01 0 days 1,582 sqft
    2023-02-01 0 days 1,582 sqft
    Clinton's median listing age (time on market) for 2023-02-01 was 0 days.

    Clinton's median square footage for active listings during the 2023-02-01 period was 1,582 sqft. One year prior, the average listing was 1,581 sqft.

    Clinton, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 570 $89,500,000 $157,018
    Refi 430 $61,440,000 $142,884
    Cash Out Refi 240 $33,040,000 $137,667
    Home Improvement 42 $2,540,000 $60,476
    Other 40 $2,600,000 $65,000

    Clinton's most frequently cited loan purpose was Home Purchase, with 570 originations. The 2nd most popular reason was Refi, with 430 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 421 $59,225,000 $140,677
    3-4% 387 $59,805,000 $154,535
    <2.5% 244 $37,370,000 $153,156
    4-5% 59 $5,035,000 $85,339
    5-6% 15 $595,000 $39,667
    6-7% 5 $175,000 $35,000
    7-8% 2 $40,000 $20,000
    Over 8% 2 $210,000 $105,000

    During 2021, Clinton's most frequently originated rate bucket was 2.5-3%, with 421 originations.

    Loan Sizing (Clinton, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 583 $83,215,000 $142,736
    $100,000 or less 517 $32,405,000 $62,679
    $200k-400k 204 $55,200,000 $270,588
    $400k-600k 15 $7,215,000 $481,000
    $600k-1000k 2 $1,400,000 $700,000
    $Over $1MM 1 $9,685,000 $9,685,000

    Clinton's loan sizing saw the bucket of loans from $100k-200k with 583 originations, totaling $83,215,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 522 $78,960,000 $151,264
    60-80% 322 $55,410,000 $172,081
    40-60% 117 $13,475,000 $115,171
    Under 20% 70 $1,840,000 $26,286
    20-40% 48 $3,660,000 $76,250
    Over 100% 10 $1,880,000 $188,000

    Clinton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 522 originations, totaling $78,960,000 in origination value.