Clinton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Clinton averaged 6.33% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.65% and one month ago for the week of 2025-03-06, the average rate was 6.54%.

    Clinton's average rate one year ago was 6.63%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Clinton 30 Year Fixed Rate 2025-04-10 6.33%
    Clinton 30 Year Fixed Rate Refi 2025-04-10 7.02%
    Clinton 15 Year Fixed Rate 2025-04-10 5.72%
    Clinton 15 Year Fixed Rate Refi 2025-04-10 5.82%
    Clinton 30 Year FHA 2025-04-10 6.43%
    Clinton 30 Year FHA Refi 2025-04-10 6.33%
    Clinton 30 Year USDA 2025-04-10 6.55%
    Clinton 30 Year USDA Refi 2025-04-10 6.25%
    Clinton 30 Year VA 2025-04-10 6.09%
    Clinton 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Clinton, IA.

    Clinton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clinton, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    U.S. Bank 44 6.91% $3,358
    BROKER SOLUTIONS, INC. 19 6.44% $5,197
    ASCENTRA 18 6.76% $2,254
    GREENSTATE CREDIT UNION 17 6.25% $2,101
    HOMESIDE FINANCIAL, LLC 17 7.07% $3,074
    RUHL MORTGAGE, LLC 12 6.49% $2,133
    IOWA BANKERS MORTGAGE CORPORATION 11 6.28% $2,361
    QUICKEN LOANS, LLC 5 7.18% $5,764
    JPMorgan Chase Bank 5 6.80% $1,424
    I. H. MISSISSIPPI VALLEY CREDIT UNION 5 6.38% $2,668
    UNITED WHOLESALE MORTGAGE, LLC 4 6.78% $4,739
    DUPACO COMMUNITY 4 6.25% $2,038
    Deere Employees Credit Union 3 6.17% $3,098
    Servion, Inc. 3 6.92% $2,517
    Plains Commerce Bank 3 5.42% $3,574
    Farm Credit Mid-America, ACA 2 7.25% $6,045
    Collins Community Credit Union 2 6.81% $2,112
    DuTrac Community Credit Union 2 6.38% $2,333
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.43% $4,213
    American Bank and Trust Company 2 3.81% $2,700
    Fidelity Bank & Trust 2 6.29% $1,787
    First Federal Bank 2 6.63% $3,863
    LOANDEPOT.COM, LLC 2 6.38% $6,431
    MARINE 2 9.54% $4,372
    NEWREZ LLC 2 7.25% $4,362
    R.I.A. Federal Credit Union 2 5.75% $2,334
    Morgan Stanley Private Bank 1 5.90% $2,735
    Mortgage Research Center, LLC 1 6.13% $3,208
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $4,999
    USAA Federal Savings Bank 1 6.63% $3,782
    PHH Mortgage Corporation 1 6.99% $4,645
    Great Southern Bank 1 6.38% $1,986
    PLANET HOME LENDING, LLC 1 6.13% $3,847
    Fortress Bank 1 6.13% $1,690
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.88% $5,735
    ROYAL UNITED MORTGAGE LLC 1 7.63% $4,221
    FLAT BRANCH MORTGAGE, INC. 1 7.00% $4,518
    Flagstar Bank, FSB 1 6.88% $2,485
    Hills Bank and Trust Company 1 6.13% $1,938
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.63% $3,421
    CMG MORTGAGE, INC. 1 7.63% $3,021
    MICHIGAN MUTUAL, INC. 1 5.99% $2,011

    Clinton Average Closing Costs & Other Stats

    Clinton, IA's 42 lenders originated 653 loans during 2024. The total origination value was $94,575,000, with an average loan value of $144,832.

    Clinton's average closing costs are $3,575.

    The top Clinton lender as defined by loan originations is U.S. Bank, with 44 loans originated. Their average total fees are $3,358, which is $1,839 lower than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee Clinton lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($2,101), RUHL MORTGAGE, LLC ($2,133), ASCENTRA ($2,254), IOWA BANKERS MORTGAGE CORPORATION ($2,361) and HOMESIDE FINANCIAL, LLC ($3,074).

    The lowest rate Clinton lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION (6.25%), IOWA BANKERS MORTGAGE CORPORATION (6.28%), BROKER SOLUTIONS, INC. (6.44%), RUHL MORTGAGE, LLC (6.49%) and ASCENTRA (6.76%).

    Clinton, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First Central State Bank $10,715,000 $11,140,000 4.0% 11.8%
    U.S. Bank $5,765,000 $8,185,000 42.0% 8.7%
    BROKER SOLUTIONS, INC. $5,605,000 $7,460,000 33.1% 7.9%
    HOMESIDE FINANCIAL, LLC $4,555,000 $6,755,000 48.3% 7.1%
    ASCENTRA $6,675,000 $5,840,000 -12.5% 6.2%
    Mortgage Research Center, LLC $1,595,000 $4,875,000 205.6% 5.2%
    GREENSTATE CREDIT UNION $5,685,000 $4,495,000 -20.9% 4.8%
    Landmark Credit Union $4,025,000 n/a 4.3%
    QUICKEN LOANS, LLC $3,805,000 $3,610,000 -5.1% 3.8%
    RUHL MORTGAGE, LLC $1,705,000 $3,230,000 89.4% 3.4%
    IOWA BANKERS MORTGAGE CORPORATION $1,710,000 $3,080,000 80.1% 3.3%
    UNITED WHOLESALE MORTGAGE, LLC $255,000 $2,365,000 827.5% 2.5%
    DuTrac Community Credit Union $2,625,000 $1,585,000 -39.6% 1.7%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $1,685,000 $1,155,000 -31.5% 1.2%
    DUPACO COMMUNITY $810,000 $1,040,000 28.4% 1.1%
    Quad City Bank and Trust Company $145,000 $1,025,000 606.9% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $950,000 $930,000 -2.1% 1.0%
    Deere Employees Credit Union $675,000 $860,000 27.4% 0.9%
    Farm Credit Mid-America, ACA $440,000 $845,000 92.0% 0.9%
    JPMorgan Chase Bank $185,000 $830,000 348.6% 0.9%
    Blue Grass Savings Bank $770,000 n/a 0.8%
    Morgan Stanley Private Bank $755,000 n/a 0.8%
    Plains Commerce Bank $1,300,000 $745,000 -42.7% 0.8%
    NAVY FEDERAL CREDIT UNION $510,000 $740,000 45.1% 0.8%
    Collins Community Credit Union $1,390,000 $685,000 -50.7% 0.7%
    Fidelity Bank & Trust $160,000 $635,000 296.9% 0.7%
    USAA Federal Savings Bank $225,000 $600,000 166.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $125,000 $595,000 376.0% 0.6%
    Central Bank Illinois $225,000 $590,000 162.2% 0.6%
    American Bank and Trust Company $970,000 $550,000 -43.3% 0.6%
    NEWREZ LLC $300,000 $510,000 70.0% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $725,000 $485,000 -33.1% 0.5%
    LOANDEPOT.COM, LLC $405,000 $485,000 19.8% 0.5%
    CALCON MUTUAL MORTGAGE LLC $475,000 n/a 0.5%
    RESIDENTIAL MORTGAGE NETWORK, INC. $145,000 $450,000 210.3% 0.5%
    Bell Bank $435,000 n/a 0.5%
    Flanagan State Bank $380,000 $435,000 14.5% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $425,000 n/a 0.4%
    Servion, Inc. $430,000 $400,000 -7.0% 0.4%
    BANKORION $390,000 n/a 0.4%
    Citadel Servicing Corporation $375,000 n/a 0.4%
    R.I.A. Federal Credit Union $155,000 $370,000 138.7% 0.4%
    PNC Bank $355,000 n/a 0.4%
    NORTHWEST BANK OF ROCKFORD $345,000 n/a 0.4%
    Bank of Farmington $315,000 n/a 0.3%
    CARDINAL FINANCIAL $325,000 $310,000 -4.6% 0.3%
    MARINE $305,000 n/a 0.3%
    PLANET HOME LENDING, LLC $295,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $285,000 n/a 0.3%
    Flagstar Bank, FSB $255,000 $270,000 5.9% 0.3%
    CBI Bank & Trust $25,000 $265,000 960.0% 0.3%
    CMG MORTGAGE, INC. $260,000 n/a 0.3%
    PHH Mortgage Corporation $75,000 $250,000 233.3% 0.3%
    American State Bank $245,000 n/a 0.3%
    First Federal Bank $230,000 n/a 0.2%
    Hills Bank and Trust Company $85,000 $215,000 152.9% 0.2%
    MOVEMENT MORTGAGE, LLC $215,000 n/a 0.2%
    Ohnward Bank & Trust $25,000 $205,000 720.0% 0.2%
    ROYAL UNITED MORTGAGE LLC $200,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $55,000 $195,000 254.5% 0.2%
    COMMUNITY 1ST CREDIT UNION $195,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $280,000 $185,000 -33.9% 0.2%
    Blackhawk Bank & Trust $65,000 $185,000 184.6% 0.2%
    Fortress Bank $220,000 $185,000 -15.9% 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $250,000 $180,000 -28.0% 0.2%
    LONGBRIDGE FINANCIAL, LLC $165,000 n/a 0.2%
    AXIA FINANCIAL, LLC $155,000 n/a 0.2%
    FLAT BRANCH MORTGAGE, INC. $155,000 n/a 0.2%
    Great Southern Bank $155,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $155,000 n/a 0.2%
    Equity Prime Mortgage LLC $145,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $95,000 $145,000 52.6% 0.2%
    Morton Community Bank $145,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $135,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $135,000 $135,000 0.0% 0.1%
    Coastal Community Bank $365,000 $130,000 -64.4% 0.1%
    THE FAMILY CREDIT UNION $295,000 $130,000 -55.9% 0.1%
    ENDEAVOR CAPITAL, LLC. $300,000 $125,000 -58.3% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,240,000 $115,000 -90.7% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $215,000 $115,000 -46.5% 0.1%
    MidWestOne Bank $25,000 $105,000 320.0% 0.1%
    PENNYMAC LOAN SERVICES, LLC $105,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 n/a 0.1%
    Carrington Mortgage Services, LLC $85,000 $85,000 0.0% 0.1%
    Merchants Bank $75,000 $65,000 -13.3% 0.1%
    Bank of America $170,000 $50,000 -70.6% 0.1%
    Citizens Bank Minnesota $45,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $35,000 n/a 0.0%

    Clinton's top lender by overall market share is First Central State Bank, with 11.8% market share. In second place, with 8.7%, is U.S. Bank, having originated $8,185,000 in loans. In third place, with 7.9%, is BROKER SOLUTIONS, INC., having originated $7,460,000 in loans. In fourth place, with 7.1%, is HOMESIDE FINANCIAL, LLC, having originated $6,755,000 in loans. In fifth place, with 6.2%, is ASCENTRA, having originated $5,840,000 in loans.

    Clinton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $85,000 (-3.5%) $111,817 (0.5%) 0.00 214
    2018-02-01 $84,975 (0.0%) $108,340 (0.0%) 0.00 218
    2018-03-01 $85,000 (0.1%) $109,057 (1.7%) 0.00 208
    2018-04-01 $83,475 (4.5%) $109,863 (5.8%) 0.00 221
    2018-05-01 $82,500 (3.3%) $115,253 (8.5%) 0.00 233
    2018-06-01 $79,900 (0.0%) $113,562 (8.1%) 0.00 224
    2018-07-01 $88,625 (10.8%) $127,417 (15.1%) 0.00 232
    2018-08-01 $89,900 (12.5%) $121,559 (7.6%) 0.00 240
    2018-09-01 $89,900 (12.5%) $120,900 (7.2%) 0.00 224
    2018-10-01 $84,425 (5.6%) $120,141 (5.7%) 0.00 213
    2018-11-01 $85,000 (3.9%) $123,865 (9.0%) 0.00 210
    2018-12-01 $89,900 (5.8%) $129,470 (12.2%) 0.00 190
    2019-01-01 $89,925 (5.8%) $130,200 (16.4%) 0.00 185
    2019-02-01 $87,250 (2.7%) $128,401 (18.5%) 0.00 170
    2019-03-01 $96,021 (13.0%) $130,849 (20.0%) 0.00 168
    2019-04-01 $107,771 (29.1%) $132,412 (20.5%) 0.00 168
    2019-05-01 $81,000 (-1.8%) $115,732 (0.4%) 0.00 186
    2019-06-01 $79,900 (0.0%) $112,880 (-0.6%) 0.00 205
    2019-07-01 $81,300 (-8.3%) $114,950 (-9.8%) 0.00 211
    2019-08-01 $81,973 (-8.8%) $118,715 (-2.3%) 0.00 224
    2019-09-01 $85,082 (-5.4%) $118,650 (-1.9%) 0.00 233
    2019-10-01 $85,855 (1.7%) $118,608 (-1.3%) 0.00 234
    2019-11-01 $83,200 (-2.1%) $120,323 (-2.9%) 0.00 222
    2019-12-01 $82,550 (-8.2%) $118,869 (-8.2%) 0.00 195
    2020-01-01 $75,725 (-15.8%) $112,699 (-13.4%) 0.00 177
    2020-02-01 $79,900 (-8.4%) $119,811 (-6.7%) 0.00 165
    2020-03-01 $74,800 (-22.1%) $118,955 (-9.1%) 0.00 170
    2020-04-01 $73,700 (-31.6%) $118,647 (-10.4%) 0.00 177
    2020-05-01 $74,900 (-7.5%) $123,162 (6.4%) 0.00 172
    2020-06-01 $80,250 (0.4%) $131,873 (16.8%) 0.00 171
    2020-07-01 $76,950 (-5.4%) $128,141 (11.5%) 0.00 158
    2020-08-01 $75,000 (-8.5%) $115,102 (-3.0%) 0.00 151
    2020-09-01 $78,475 (-7.8%) $115,620 (-2.6%) 0.00 139
    2020-10-01 $79,900 (-6.9%) $113,341 (-4.4%) 0.00 142
    2020-11-01 $78,625 (-5.5%) $113,311 (-5.8%) 0.00 142
    2020-12-01 $78,250 (-5.2%) $105,457 (-11.3%) 0.00 135
    2021-01-01 $71,950 (-5.0%) $102,186 (-9.3%) 0.00 124
    2021-02-01 $68,125 (-14.7%) $107,038 (-10.7%) 0.00 114
    2021-03-01 $60,625 (-19.0%) $97,544 (-18.0%) 0.00 91
    2021-04-01 $62,500 (-15.2%) $100,926 (-14.9%) 0.00 68
    2021-05-01 $62,500 (-16.6%) $88,768 (-27.9%) 0.00 62
    2021-06-01 $74,900 (-6.7%) $114,954 (-12.8%) 0.00 79
    2021-07-01 $79,900 (3.8%) $127,056 (-0.9%) 0.00 86
    2021-08-01 $83,975 (12.0%) $130,889 (13.7%) 0.00 87
    2021-09-01 $99,675 (27.0%) $151,431 (31.0%) 0.00 91
    2021-10-01 $98,900 (23.8%) $150,059 (32.4%) 0.00 102
    2021-11-01 $119,600 (52.1%) $182,405 (61.0%) 0.00 111
    2021-12-01 $129,225 (65.1%) $189,963 (80.1%) 0.00 107
    2022-01-01 $127,350 (77.0%) $193,656 (89.5%) 0.00 93
    2022-02-01 $114,700 (68.4%) $191,489 (78.9%) 0.00 89
    2022-03-01 $137,425 (126.7%) $201,796 (106.9%) 0.00 83
    2022-04-01 $155,450 (148.7%) $211,343 (109.4%) 0.00 73
    2022-05-01 $143,700 (129.9%) $216,848 (144.3%) 0.00 77
    2022-06-01 $151,400 (102.1%) $216,461 (88.3%) 0.00 90
    2022-07-01 $169,900 (112.6%) $225,897 (77.8%) 0.00 114
    2022-08-01 $165,950 (97.6%) $226,287 (72.9%) 0.00 119
    2022-09-01 $175,500 (76.1%) $229,866 (51.8%) 0.00 130
    2022-10-01 $164,950 (66.8%) $220,645 (47.0%) 0.00 135
    2022-11-01 $159,925 (33.7%) $221,500 (21.4%) 0.00 131
    2022-12-01 $169,900 (31.5%) $218,574 (15.1%) 0.00 120
    2023-01-01 $170,650 (34.0%) $223,233 (15.3%) 0.00 104
    2023-02-01 $185,700 (61.9%) $226,432 (18.3%) 0.00 97
    2023-03-01 $220,000 (60.1%) $235,215 (16.6%) 0.00 90
    2023-04-01 $274,900 (76.8%) $261,651 (23.8%) 0.00 72
    2023-05-01 $257,400 (79.1%) $255,595 (17.9%) 0.00 79
    2023-06-01 $224,750 (48.5%) $243,383 (12.4%) 0.00 89
    2023-07-01 $234,900 (38.3%) $243,819 (7.9%) 0.00 100
    2023-08-01 $207,400 (25.0%) $237,770 (5.1%) 0.00 109
    2023-09-01 $199,450 (13.7%) $231,337 (0.6%) 0.00 107
    2023-10-01 $168,670 (2.3%) $217,068 (-1.6%) 0.00 117
    2023-11-01 $176,200 (10.2%) $225,048 (1.6%) 0.00 120
    2023-12-01 $184,900 (8.8%) $229,103 (4.8%) 0.00 114
    2024-01-01 $212,450 (24.5%) $247,153 (10.7%) 0.00 101
    2024-02-01 $225,250 (21.3%) $251,493 (11.1%) 0.00 96
    2024-03-01 $224,900 (2.2%) $256,435 (9.0%) 0.00 88
    2024-04-01 $226,225 (-17.7%) $259,375 (-0.9%) 0.00 90
    2024-05-01 $234,950 (-8.7%) $268,448 (5.0%) 0.00 98
    2024-06-01 $225,750 (0.4%) $273,223 (12.3%) 0.00 97
    2024-07-01 $219,617 (-6.5%) $265,686 (9.0%) 0.00 114
    2024-08-01 $209,900 (1.2%) $262,145 (10.3%) 0.00 122
    2024-09-01 $193,500 (-3.0%) $243,892 (5.4%) 0.00 122
    2024-10-01 $180,150 (6.8%) $234,122 (7.9%) 0.00 131
    2024-11-01 $165,000 (-6.4%) $214,776 (-4.6%) 0.00 125
    2024-12-01 $156,950 (-15.1%) $200,830 (-12.3%) 0.00 121
    2025-01-01 $141,000 (-33.6%) $195,004 (-21.1%) 0.00 110
    2025-02-01 $144,950 (-35.7%) $197,514 (-21.5%) 0.00 123
    2025-03-01 $145,000 (-35.5%) $202,017 (-21.2%) 0.00 122
    Clinton's median listing price for 2025-03-01 was $145,000, a difference of $-79,900 (-35.5%) versus the prior year and $50 versus the prior month.

    Clinton's median listing price comes in at 0% of the national average.

    Clinton's average listing price for 2025-03-01 was $202,017, a difference of $-54,418 (-21.2%) versus the prior year and $4,503 versus the prior month.

    For the 2025-03-01 period, Clinton had 122 MLS listings, a difference of -1 listings (-1%) versus the prior month and 34 listings (39%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Clinton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,482 sqft
    2018-02-01 0 days 1,454 sqft
    2018-03-01 0 days 1,504 sqft
    2018-04-01 0 days 1,458 sqft
    2018-05-01 0 days 1,463 sqft
    2018-06-01 0 days 1,480 sqft
    2018-07-01 0 days 1,487 sqft
    2018-08-01 0 days 1,458 sqft
    2018-09-01 0 days 1,460 sqft
    2018-10-01 0 days 1,459 sqft
    2018-11-01 0 days 1,478 sqft
    2018-12-01 0 days 1,467 sqft
    2019-01-01 0 days 1,456 sqft
    2019-02-01 0 days 1,450 sqft
    2019-03-01 0 days 1,435 sqft
    2019-04-01 0 days 1,446 sqft
    2019-05-01 0 days 1,329 sqft
    2019-06-01 0 days 1,330 sqft
    2019-07-01 0 days 1,428 sqft
    2019-08-01 0 days 1,439 sqft
    2019-09-01 0 days 1,460 sqft
    2019-10-01 0 days 1,476 sqft
    2019-11-01 0 days 1,476 sqft
    2019-12-01 0 days 1,467 sqft
    2020-01-01 0 days 1,416 sqft
    2020-02-01 0 days 1,442 sqft
    2020-03-01 0 days 1,408 sqft
    2020-04-01 0 days 1,408 sqft
    2020-05-01 0 days 1,442 sqft
    2020-06-01 0 days 1,479 sqft
    2020-07-01 0 days 1,479 sqft
    2020-08-01 0 days 1,476 sqft
    2020-09-01 0 days 1,476 sqft
    2020-10-01 0 days 1,476 sqft
    2020-11-01 0 days 1,468 sqft
    2020-12-01 0 days 1,476 sqft
    2021-01-01 0 days 1,476 sqft
    2021-02-01 0 days 1,469 sqft
    2021-03-01 0 days 1,401 sqft
    2021-04-01 0 days 1,380 sqft
    2021-05-01 0 days 1,382 sqft
    2021-06-01 0 days 1,482 sqft
    2021-07-01 0 days 1,544 sqft
    2021-08-01 0 days 1,525 sqft
    2021-09-01 0 days 1,598 sqft
    2021-10-01 0 days 1,546 sqft
    2021-11-01 0 days 1,582 sqft
    2021-12-01 0 days 1,582 sqft
    2022-01-01 0 days 1,582 sqft
    2022-02-01 0 days 1,581 sqft
    2022-03-01 0 days 1,582 sqft
    2022-04-01 0 days 1,569 sqft
    2022-05-01 0 days 1,582 sqft
    2022-06-01 0 days 1,582 sqft
    2022-07-01 0 days 1,582 sqft
    2022-08-01 0 days 1,582 sqft
    2022-09-01 0 days 1,582 sqft
    2022-10-01 0 days 1,582 sqft
    2022-11-01 0 days 1,582 sqft
    2022-12-01 0 days 1,582 sqft
    2023-01-01 0 days 1,582 sqft
    2023-02-01 0 days 1,582 sqft
    2023-03-01 0 days 1,582 sqft
    2023-04-01 0 days 1,582 sqft
    2023-05-01 0 days 1,582 sqft
    2023-06-01 0 days 1,582 sqft
    2023-07-01 0 days 1,582 sqft
    2023-08-01 0 days 1,582 sqft
    2023-09-01 0 days 1,582 sqft
    2023-10-01 0 days 1,582 sqft
    2023-11-01 0 days 1,582 sqft
    2023-12-01 0 days 1,582 sqft
    2024-01-01 0 days 1,610 sqft
    2024-02-01 0 days 1,648 sqft
    2024-03-01 0 days 1,715 sqft
    2024-04-01 0 days 1,729 sqft
    2024-05-01 0 days 1,805 sqft
    2024-06-01 0 days 1,803 sqft
    2024-07-01 0 days 1,812 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,710 sqft
    2024-10-01 0 days 1,669 sqft
    2024-11-01 0 days 1,681 sqft
    2024-12-01 0 days 1,669 sqft
    2025-01-01 0 days 1,601 sqft
    2025-02-01 0 days 1,549 sqft
    2025-03-01 0 days 1,600 sqft
    Clinton's median listing age (time on market) for 2025-03-01 was 0 days.

    Clinton's median square footage for active listings during the 2025-03-01 period was 1,600 sqft. One year prior, the average listing was 1,715 sqft.

    Clinton, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 391 $64,715,000 $165,512
    Refi 89 $16,445,000 $184,775
    Other 82 $4,820,000 $58,780
    Cash Out Refi 63 $6,765,000 $107,381
    Home Improvement 28 $1,830,000 $65,357

    Clinton's most frequently cited loan purpose was Home Purchase, with 391 originations. The 2nd most popular reason was Refi, with 89 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 255 $44,605,000 $174,922
    7-8% 110 $14,330,000 $130,273
    Over 8% 82 $5,030,000 $61,341
    5-6% 79 $14,635,000 $185,253
    <2.5% 8 $60,000 $7,500
    4-5% 4 $950,000 $237,500
    3-4% 1 $45,000 $45,000

    During 2024, Clinton's most frequently originated rate bucket was 6-7%, with 255 originations.

    Loan Sizing (Clinton, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 286 $15,220,000 $53,217
    $100k-200k 227 $32,185,000 $141,784
    $200k-400k 117 $32,275,000 $275,855
    $400k-600k 19 $8,665,000 $456,053
    $600k-1000k 3 $2,205,000 $735,000
    $Over $1MM 1 $4,025,000 $4,025,000

    Clinton's loan sizing saw the bucket of loans from $100,000 or less with 286 originations, totaling $15,220,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 253 $45,185,000 $178,597
    60-80% 89 $15,025,000 $168,820
    Under 20% 76 $2,600,000 $34,211
    20-40% 51 $3,125,000 $61,275
    40-60% 43 $9,405,000 $218,721
    Over 100% 7 $2,085,000 $297,857

    Clinton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 253 originations, totaling $45,185,000 in origination value.