Mason City Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mason City averaged 5.81% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.22% and one month ago for the week of 2022-05-26, the average rate was 5.31%.

Mason City's average rate one year ago was 3.11%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Mason City 30 Year Fixed Rate 2022-06-30 5.81%
Mason City 30 Year Fixed Rate Refi 2022-06-30 5.62%
Mason City 15 Year Fixed Rate 2022-06-30 4.95%
Mason City 15 Year Fixed Rate Refi 2022-06-30 5.31%
Mason City 30 Year FHA 2022-06-30 5.75%
Mason City 30 Year FHA Refi 2022-06-30 5.74%
Mason City 30 Year USDA 2022-06-30 5.42%
Mason City 30 Year USDA Refi 2022-06-30 2.55%
Mason City 30 Year VA 2022-06-30 5.41%
Mason City 30 Year VA Refi 2022-06-30 5.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mason City, IA.

Mason City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mason City, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Wells Fargo Bank 68 3.08% $2,472
U.S. Bank 44 3.12% $2,467
Manufacturers Bank & Trust Company 35 2.92% $4,138
IOWA BANKERS MORTGAGE CORPORATION 35 2.98% $2,891
QUICKEN LOANS, LLC 32 3.23% $4,295
Plains Commerce Bank 19 3.07% $3,211
GREENSTATE CREDIT UNION 16 2.96% $1,865
Merchants Bank 16 2.88% $3,272
Bankers' Bank 15 2.82% $3,016
VERIDIAN CREDIT UNION 8 2.95% $2,350
Luana Savings Bank 6 3.06% $1,327
Mr. Cooper ( Nationstar Mortgage ) 5 3.10% $6,128
DUPACO COMMUNITY 5 2.83% $2,928
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 2.96% $5,405
Lincoln Savings Bank 4 2.98% $4,001
Farm Credit Mid-America, ACA 3 3.52% $6,167
JPMorgan Chase Bank 3 2.88% $1,664
LOANDEPOT.COM, LLC 3 3.21% $6,644
Barrington Bank & Trust Company, N.A. 3 3.21% $3,060
AMERISAVE MORTGAGE CORPORATION 3 2.58% $5,234
ROYAL UNITED MORTGAGE LLC 3 3.71% $6,768
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.29% $2,950
BROKER SOLUTIONS, INC. 2 3.18% $6,468
PENNYMAC LOAN SERVICES, LLC 2 3.18% $6,659
Bankers Trust Company 2 3.06% $2,071
Bank of America 2 4.06% $2,310
Fidelity Bank & Trust 2 3.00% $3,631
Farmers State Bank 2 3.06% $1,262
GERSHMAN INVESTMENT CORP. 2 3.06% $2,753
Ally Bank 2 3.31% $6,702
Servion, Inc. 2 3.13% $3,040
Home Federal Savings Bank 2 3.25% $2,377
KELLER MORTGAGE, LLC 2 3.25% $2,094
TCF National Bank 2 3.06% $2,728
GUARANTEED RATE, INC. 2 2.81% $4,095
Truist Bank 2 3.31% $2,847
GUILD MORTGAGE COMPANY 2 3.25% $2,967
UNITED WHOLESALE MORTGAGE, LLC 2 3.11% $3,629
Ixonia Bank 2 3.06% $3,191
I. H. MISSISSIPPI VALLEY CREDIT UNION 2 2.75% $2,770
Bank Iowa 2 2.81% $1,860
Flagstar Bank, FSB 2 3.41% $3,105
Northwest Bank 2 2.63% $2,117
ZILLOW HOME LOANS, LLC 1 2.88% $4,486
Arvest Bank 1 3.00% $5,253
Associated Bank 1 3.00% $2,429
Bell Bank 1 2.88% $3,799
CALIBER HOME LOANS, INC. 1 3.75% $5,294
Cambria Financial Group, LLC 1 3.13% $2,995
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.25% $3,962
Collins Community Credit Union 1 2.75% $1,609
Community Savings Bank 1 2.75% $2,063
COMPEER FINANCIAL, FLCA 1 4.38% $2,937
CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $2,001
Deere Employees Credit Union 1 2.00% $2,928
DuTrac Community Credit Union 1 3.13% $2,517
EMBRACE HOME LOANS, INC. 1 2.99% $2,518
Farmers & Merchants Savings Bank 1 3.00% $1,350
FINANCE OF AMERICA MORTGAGE LLC 1 3.00% $6,329
First Federal Bank 1 2.88% $3,596
First Guaranty Mortgage Corporation 1 2.75% $3,820
First International Bank & Trust 1 2.63% $2,145
First Midwest Bank 1 3.63% $2,990
Fortress Bank 1 2.88% $1,472
Gate City Bank 1 2.88% $3,569
Gateway First Bank 1 3.25% $1,983
Great Western Bank 1 2.88% $2,829
Hills Bank and Trust Company 1 2.88% $1,848
HOMESERVICES LENDING, LLC 1 3.13% $2,416
KeyBank 1 2.75% $3,492
LAKEVIEW LOAN SERVICING, LLC 1 3.63% $2,068
LIBERTY HOME MORTGAGE CORPORATION 1 3.50% $2,942
MID AMERICA MORTGAGE, INC. 1 2.88% $2,813
Morgan Stanley Private Bank 1 2.75% $2,862
MORIA DEVELOPMENT, INC. 1 2.75% $3,015
MORTGAGE ACCESS CORP. 1 3.38% $2,358
NBKC BANK 1 2.63% $1,334
ON Q FINANCIAL, INC. 1 2.88% $3,543
Pinnacle Bank 1 2.75% $2,493
Premier Credit Union 1 2.75% $2,922
Regions Bank 1 2.75% $2,579
Stifel Bank and Trust 1 2.13% $2,170
SUMMIT FUNDING, INC. 1 3.25% $2,810
TOWNE MORTGAGE COMPANY 1 3.38% $2,557
United Bank of Iowa 1 3.50% $2,592

Mason City, IA's 85 lenders originated 1,129 loans during 2021. The total origination value was $187,375,000, with an average loan value of $165,965.

The top Mason City lender as defined by loan originations is Wells Fargo Bank, with 68 loans originated. Their average total fees are $2,472, which is $5 higher than the next largest lender, U.S. Bank.

The lowest fee Mason City lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($1,865), U.S. Bank ($2,467), Wells Fargo Bank ($2,472), IOWA BANKERS MORTGAGE CORPORATION ($2,891) and Bankers' Bank ($3,016).

The lowest rate Mason City lenders (with over 10 loans originated) are Bankers' Bank (2.82%), Merchants Bank (2.88%), Manufacturers Bank & Trust Company (2.92%), GREENSTATE CREDIT UNION (2.96%) and IOWA BANKERS MORTGAGE CORPORATION (2.98%).

Mason City, IA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Wells Fargo Bank $20,885,000 $30,005,000 43.7% 16.0%
U.S. Bank $9,760,000 $14,600,000 49.6% 7.8%
QUICKEN LOANS, LLC $14,845,000 $13,870,000 -6.6% 7.4%
Manufacturers Bank & Trust Company $16,025,000 $13,705,000 -14.5% 7.3%
Plains Commerce Bank $10,710,000 $9,895,000 -7.6% 5.3%
IOWA BANKERS MORTGAGE CORPORATION $8,540,000 $9,385,000 9.9% 5.0%
Bankers' Bank $5,860,000 n/a 3.1%
Merchants Bank $3,725,000 $5,275,000 41.6% 2.8%
GREENSTATE CREDIT UNION $5,550,000 $5,100,000 -8.1% 2.7%
VERIDIAN CREDIT UNION $6,360,000 $4,260,000 -33.0% 2.3%
DuTrac Community Credit Union $2,425,000 $3,510,000 44.7% 1.9%
Luana Savings Bank $1,955,000 $3,380,000 72.9% 1.8%
Mortgage Research Center, LLC $965,000 $3,175,000 229.0% 1.7%
PNC Bank $2,865,000 n/a 1.5%
LOANDEPOT.COM, LLC $1,235,000 $2,430,000 96.8% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $1,315,000 $2,305,000 75.3% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,920,000 $2,205,000 14.8% 1.2%
Farmers State Bank $345,000 $2,020,000 485.5% 1.1%
Lincoln Savings Bank $2,505,000 $1,905,000 -24.0% 1.0%
Great Western Bank $225,000 $1,895,000 742.2% 1.0%
AMERISAVE MORTGAGE CORPORATION $695,000 $1,885,000 171.2% 1.0%
GUILD MORTGAGE COMPANY $1,075,000 $1,845,000 71.6% 1.0%
Barrington Bank & Trust Company, N.A. $595,000 $1,690,000 184.0% 0.9%
JPMorgan Chase Bank $605,000 $1,405,000 132.2% 0.7%
FREEDOM MORTGAGE CORPORATION $335,000 $1,365,000 307.5% 0.7%
Northwest Bank $2,745,000 $1,335,000 -51.4% 0.7%
Bankers Trust Company $890,000 $1,295,000 45.5% 0.7%
Farm Credit Mid-America, ACA $1,215,000 $1,205,000 -0.8% 0.6%
Union Bank and Trust Company $1,175,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $395,000 $1,080,000 173.4% 0.6%
NEW DAY FINANCIAL, LLC $645,000 $1,045,000 62.0% 0.6%
CALIBER HOME LOANS, INC. $600,000 $995,000 65.8% 0.5%
Servion, Inc. $785,000 $915,000 16.6% 0.5%
Carrington Mortgage Services, LLC $450,000 $885,000 96.7% 0.5%
GERSHMAN INVESTMENT CORP. $865,000 n/a 0.5%
Fidelity Bank & Trust $810,000 n/a 0.4%
TCF National Bank $590,000 $720,000 22.0% 0.4%
NAVY FEDERAL CREDIT UNION $375,000 $715,000 90.7% 0.4%
Central Bank $550,000 $650,000 18.2% 0.3%
MORTGAGE ACCESS CORP. $650,000 n/a 0.3%
I. H. MISSISSIPPI VALLEY CREDIT UNION $605,000 n/a 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $225,000 $605,000 168.9% 0.3%
Pinnacle Bank $580,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $170,000 $550,000 223.5% 0.3%
UNITED WHOLESALE MORTGAGE, LLC $165,000 $550,000 233.3% 0.3%
First Federal Bank $310,000 $545,000 75.8% 0.3%
HOMESERVICES LENDING, LLC $135,000 $545,000 303.7% 0.3%
DUPACO COMMUNITY $560,000 $530,000 -5.4% 0.3%
Ally Bank $300,000 $500,000 66.7% 0.3%
BETTER MORTGAGE CORPORATION $85,000 $495,000 482.4% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,075,000 $495,000 -76.1% 0.3%
Green Belt Bank & Trust $405,000 $485,000 19.8% 0.3%
Ixonia Bank $470,000 n/a 0.3%
Midwest Heritage Bank FSB $865,000 $460,000 -46.8% 0.2%
Stifel Bank and Trust $75,000 $450,000 500.0% 0.2%
KELLER MORTGAGE, LLC $440,000 n/a 0.2%
United Bank of Iowa $310,000 $440,000 41.9% 0.2%
FirstBank $435,000 n/a 0.2%
Regions Bank $605,000 $435,000 -28.1% 0.2%
NEWREZ LLC $680,000 $430,000 -36.8% 0.2%
Flagstar Bank, FSB $365,000 $425,000 16.4% 0.2%
USAA Federal Savings Bank $695,000 $425,000 -38.8% 0.2%
GUARANTEED RATE, INC. $420,000 n/a 0.2%
BROKER SOLUTIONS, INC. $260,000 $410,000 57.7% 0.2%
First National Bank, Ames, Iowa $565,000 $405,000 -28.3% 0.2%
CEDAR FALLS COMMUNITY CREDIT UNION $400,000 n/a 0.2%
First Guaranty Mortgage Corporation $390,000 n/a 0.2%
Deere Employees Credit Union $230,000 $380,000 65.2% 0.2%
NBKC BANK $375,000 $375,000 0.0% 0.2%
Manufacturers and Traders Trust Company $370,000 n/a 0.2%
BankIowa of Cedar Rapids $225,000 $365,000 62.2% 0.2%
MORIA DEVELOPMENT, INC. $365,000 n/a 0.2%
Bank of America $195,000 $355,000 82.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $640,000 $355,000 -44.5% 0.2%
VisionBank of Iowa $770,000 $355,000 -53.9% 0.2%
First Central State Bank $345,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $340,000 n/a 0.2%
Chickasaw Community Bank $510,000 $330,000 -35.3% 0.2%
Morgan Stanley Private Bank $325,000 n/a 0.2%
First International Bank & Trust $320,000 n/a 0.2%
RESIDENTIAL BANCORP. $320,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $305,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $300,000 71.4% 0.2%
Community Choice Credit Union $285,000 n/a 0.2%
COMPEER FINANCIAL, FLCA $305,000 $280,000 -8.2% 0.1%
Truist Bank $130,000 $280,000 115.4% 0.1%
Bank Iowa $465,000 $270,000 -41.9% 0.1%
Gateway First Bank $300,000 $270,000 -10.0% 0.1%
KeyBank $265,000 n/a 0.1%
Washington County Bank $15,000 $260,000 1,633.3% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $370,000 $245,000 -33.8% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $235,000 n/a 0.1%
Premier Credit Union $235,000 n/a 0.1%
First Bank $690,000 $230,000 -66.7% 0.1%
Fortress Bank $270,000 $225,000 -16.7% 0.1%
ON Q FINANCIAL, INC. $225,000 n/a 0.1%
SOFI LENDING CORP. $225,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $215,000 n/a 0.1%
Home Federal Savings Bank $400,000 $210,000 -47.5% 0.1%
Collins Community Credit Union $525,000 $205,000 -61.0% 0.1%
MID AMERICA MORTGAGE, INC. $205,000 n/a 0.1%
Bank of England $200,000 n/a 0.1%
Arvest Bank $195,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $285,000 $195,000 -31.6% 0.1%
LENDERFI, INC. $185,000 n/a 0.1%
Low VA Rates, LLC $175,000 $185,000 5.7% 0.1%
Farmers & Merchants Savings Bank $175,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $175,000 n/a 0.1%
SUMMIT FUNDING, INC. $525,000 $175,000 -66.7% 0.1%
THRIVENT Federal Credit Union $265,000 $155,000 -41.5% 0.1%
TOWNE MORTGAGE COMPANY $190,000 $150,000 -21.1% 0.1%
American Bank and Trust Company $145,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $195,000 $145,000 -25.6% 0.1%
MLD MORTGAGE INC. $145,000 n/a 0.1%
Community Savings Bank $250,000 $135,000 -46.0% 0.1%
CMG MORTGAGE, INC. $125,000 $125,000 0.0% 0.1%
Fidelity Bank $95,000 $125,000 31.6% 0.1%
First Midwest Bank $125,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $125,000 n/a 0.1%
Associated Bank $280,000 $115,000 -58.9% 0.1%
Cambria Financial Group, LLC $115,000 n/a 0.1%
Denver Savings Bank $125,000 $115,000 -8.0% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $105,000 n/a 0.1%
MARINE $100,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $105,000 $95,000 -9.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $95,000 n/a 0.1%
Flanagan State Bank $95,000 n/a 0.1%
Gate City Bank $95,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $95,000 n/a 0.1%
DHI MORTGAGE COMPANY, LTD. $85,000 n/a 0.0%
NUMARK CREDIT UNION $75,000 n/a 0.0%
Bell Bank $105,000 $65,000 -38.1% 0.0%
Colonial Savings, F.A. $65,000 n/a 0.0%
GNB Bank $4,940,000 $55,000 -98.9% 0.0%
Hills Bank and Trust Company $55,000 n/a 0.0%
MEMBERS1st Community Credit Union $55,000 n/a 0.0%
AMERICAN ADVISORS GROUP $45,000 n/a 0.0%
ALTRA $25,000 n/a 0.0%

Mason City's top lender by overall market share is Wells Fargo Bank, with 16.0% market share. In second place, with 7.8%, is U.S. Bank, having originated $14,600,000 in loans. In third place, with 7.4%, is QUICKEN LOANS, LLC, having originated $13,870,000 in loans. In third place, with 7.3%, is Manufacturers Bank & Trust Company, having originated $13,705,000 in loans. In third place, with 5.3%, is Plains Commerce Bank, having originated $9,895,000 in loans.


Mason City, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 555 $92,175,000 $166,081
Refi 353 $58,205,000 $164,887
Cash Out Refi 181 $32,825,000 $181,354
Home Improvement 22 $1,660,000 $75,455
Other 18 $2,510,000 $139,444

Mason City's most frequently cited loan purpose was Home Purchase, with 555 originations. The 2nd most popular reason was Refi, with 353 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 497 $85,935,000 $172,907
3-4% 334 $51,430,000 $153,982
<2.5% 239 $42,385,000 $177,343
4-5% 29 $3,595,000 $123,966
5-6% 12 $1,480,000 $123,333
6-7% 2 $80,000 $40,000
Over 8% 2 $100,000 $50,000
7-8% 1 $75,000 $75,000

During 2021, Mason City's most frequently originated rate bucket was 2.5-3%, with 497 originations.

Loan Sizing (Mason City, IA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 459 $64,885,000 $141,362
$100,000 or less 382 $26,270,000 $68,770
$200k-400k 240 $64,550,000 $268,958
$400k-600k 35 $16,535,000 $472,429
$600k-1000k 10 $7,690,000 $769,000
$Over $1MM 3 $7,445,000 $2,481,667

Mason City's loan sizing saw the bucket of loans from $100k-200k with 459 originations, totaling $64,885,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 514 $84,760,000 $164,903
60-80% 336 $58,550,000 $174,256
40-60% 148 $25,490,000 $172,230
20-40% 60 $10,750,000 $179,167
Under 20% 37 $1,165,000 $31,486
Over 100% 6 $1,760,000 $293,333

Mason City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 514 originations, totaling $84,760,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Mason City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,900 (-0.1%) $192,643 (4.8%) 0.00 333
2018-02-01 $138,250 (-0.7%) $195,266 (-0.7%) 0.00 352
2018-03-01 $144,970 (0.0%) $217,518 (8.5%) 0.00 338
2018-04-01 $146,900 (1.4%) $223,226 (10.1%) 0.00 359
2018-05-01 $155,000 (0.0%) $237,010 (8.1%) 0.00 396
2018-06-01 $149,900 (3.4%) $240,355 (12.9%) 0.00 432
2018-07-01 $149,900 (3.5%) $233,226 (16.2%) 0.00 429
2018-08-01 $152,311 (6.9%) $228,809 (18.1%) 0.00 438
2018-09-01 $145,000 (8.6%) $219,593 (14.8%) 0.00 436
2018-10-01 $149,824 (15.3%) $213,869 (15.2%) 0.00 439
2018-11-01 $148,412 (14.3%) $211,176 (11.7%) 0.00 430
2018-12-01 $140,000 (7.9%) $204,235 (4.7%) 0.00 375
2019-01-01 $142,450 (9.7%) $206,735 (7.3%) 0.00 359
2019-02-01 $149,700 (8.3%) $210,145 (7.6%) 0.00 368
2019-03-01 $152,075 (4.9%) $213,448 (-1.9%) 0.00 384
2019-04-01 $154,735 (5.3%) $218,024 (-2.3%) 0.00 415
2019-05-01 $159,900 (3.2%) $226,784 (-4.3%) 0.00 458
2019-06-01 $174,900 (16.7%) $237,561 (-1.2%) 0.00 469
2019-07-01 $169,900 (13.3%) $227,885 (-2.3%) 0.00 523
2019-08-01 $169,900 (11.6%) $229,227 (0.2%) 0.00 521
2019-09-01 $169,450 (16.9%) $229,631 (4.6%) 0.00 507
2019-10-01 $166,250 (11.0%) $222,504 (4.0%) 0.00 505
2019-11-01 $159,750 (7.6%) $212,599 (0.7%) 0.00 503
2019-12-01 $149,948 (7.1%) $204,364 (0.1%) 0.00 435
2020-01-01 $159,625 (12.1%) $208,848 (1.0%) 0.00 376
2020-02-01 $159,500 (6.6%) $205,870 (-2.0%) 0.00 392
2020-03-01 $154,650 (1.7%) $205,177 (-3.9%) 0.00 390
2020-04-01 $159,700 (3.2%) $214,322 (-1.7%) 0.00 360
2020-05-01 $159,900 (0.0%) $218,159 (-3.8%) 0.00 375
2020-06-01 $159,350 (-8.9%) $221,077 (-6.9%) 0.00 379
2020-07-01 $158,950 (-6.4%) $217,609 (-4.5%) 0.00 330
2020-08-01 $162,500 (-4.4%) $221,728 (-3.3%) 0.00 278
2020-09-01 $157,450 (-7.1%) $220,079 (-4.2%) 0.00 266
2020-10-01 $139,900 (-15.9%) $203,334 (-8.6%) 0.00 251
2020-11-01 $135,400 (-15.2%) $199,255 (-6.3%) 0.00 259
2020-12-01 $134,850 (-10.1%) $194,430 (-4.9%) 0.00 252
2021-01-01 $139,797 (-12.4%) $203,660 (-2.5%) 0.00 226
2021-02-01 $139,399 (-12.6%) $199,398 (-3.1%) 0.00 184
2021-03-01 $154,000 (-0.4%) $213,949 (4.3%) 0.00 205
2021-04-01 $194,854 (22.0%) $246,001 (14.8%) 0.00 261
2021-05-01 $211,000 (32.0%) $261,018 (19.7%) 0.00 286
2021-06-01 $200,750 (26.0%) $252,502 (14.2%) 0.00 314
2021-07-01 $181,750 (14.3%) $231,514 (6.4%) 0.00 230
2021-08-01 $169,900 (4.6%) $230,262 (3.9%) 0.00 243
2021-09-01 $167,350 (6.3%) $237,479 (7.9%) 0.00 212
2021-10-01 $155,000 (10.8%) $205,786 (1.2%) 0.00 229
2021-11-01 $144,000 (6.4%) $189,969 (-4.7%) 0.00 197
2021-12-01 $141,950 (5.3%) $187,177 (-3.7%) 0.00 196
2022-01-01 $143,000 (2.3%) $189,776 (-6.8%) 0.00 176
2022-02-01 $138,860 (-0.4%) $186,696 (-6.4%) 0.00 154
2022-03-01 $137,900 (-10.5%) $179,573 (-16.1%) 0.00 141
2022-04-01 $154,900 (-20.5%) $194,890 (-20.8%) 0.00 137
2022-05-01 $189,500 (-10.2%) $251,762 (-3.6%) 0.00 143
2022-06-01 $212,451 (5.8%) $290,370 (15.0%) 0.00 155
Mason City's median listing price for 2022-06-01 was $212,451, a difference of $11,701 (5.8%) versus the prior year and $22,951 versus the prior month.

Mason City's median listing price comes in at 0% of the national average.

Mason City's average listing price for 2022-06-01 was $290,370, a difference of $37,868 (15.0%) versus the prior year and $38,608 versus the prior month.

For the 2022-06-01 period, Mason City had 155 MLS listings, a difference of 12 listings (8%) versus the prior month and -159 listings (-51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Mason City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,872 sqft
2018-02-01 0 days 1,875 sqft
2018-03-01 0 days 1,888 sqft
2018-04-01 0 days 1,918 sqft
2018-05-01 0 days 1,922 sqft
2018-06-01 0 days 1,912 sqft
2018-07-01 0 days 1,911 sqft
2018-08-01 0 days 1,924 sqft
2018-09-01 0 days 1,914 sqft
2018-10-01 0 days 1,920 sqft
2018-11-01 0 days 1,920 sqft
2018-12-01 0 days 1,910 sqft
2019-01-01 0 days 1,907 sqft
2019-02-01 0 days 1,926 sqft
2019-03-01 0 days 1,966 sqft
2019-04-01 0 days 1,991 sqft
2019-05-01 0 days 2,005 sqft
2019-06-01 0 days 2,056 sqft
2019-07-01 0 days 1,960 sqft
2019-08-01 0 days 1,939 sqft
2019-09-01 0 days 1,909 sqft
2019-10-01 0 days 1,904 sqft
2019-11-01 0 days 1,906 sqft
2019-12-01 0 days 1,900 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 1,889 sqft
2020-03-01 0 days 1,890 sqft
2020-04-01 0 days 1,929 sqft
2020-05-01 0 days 1,926 sqft
2020-06-01 0 days 1,880 sqft
2020-07-01 0 days 1,874 sqft
2020-08-01 0 days 1,867 sqft
2020-09-01 0 days 1,831 sqft
2020-10-01 0 days 1,735 sqft
2020-11-01 0 days 1,773 sqft
2020-12-01 0 days 1,736 sqft
2021-01-01 0 days 1,716 sqft
2021-02-01 0 days 1,688 sqft
2021-03-01 0 days 1,610 sqft
2021-04-01 0 days 1,560 sqft
2021-05-01 0 days 1,614 sqft
2021-06-01 0 days 1,680 sqft
2021-07-01 0 days 1,722 sqft
2021-08-01 0 days 1,709 sqft
2021-09-01 0 days 1,708 sqft
2021-10-01 0 days 1,735 sqft
2021-11-01 0 days 1,697 sqft
2021-12-01 0 days 1,686 sqft
2022-01-01 0 days 1,680 sqft
2022-02-01 0 days 1,680 sqft
2022-03-01 0 days 1,569 sqft
2022-04-01 0 days 1,500 sqft
2022-05-01 0 days 1,655 sqft
2022-06-01 0 days 1,740 sqft
Mason City's median listing age (time on market) for 2022-06-01 was 0 days.

Mason City's median square footage for active listings during the 2022-06-01 period was 1,740 sqft. One year prior, the average listing was 1,680 sqft.