Mason City Mortgage Rates

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mason City averaged 5.81% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 6.22% and one month ago for the week of 2022-05-26, the average rate was 5.31%.

    Mason City's average rate one year ago was 3.11%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Mason City 30 Year Fixed Rate 2022-06-30 5.81%
    Mason City 30 Year Fixed Rate Refi 2022-06-30 5.62%
    Mason City 15 Year Fixed Rate 2022-06-30 4.95%
    Mason City 15 Year Fixed Rate Refi 2022-06-30 5.31%
    Mason City 30 Year FHA 2022-06-30 5.75%
    Mason City 30 Year FHA Refi 2022-06-30 5.74%
    Mason City 30 Year USDA 2022-06-30 5.42%
    Mason City 30 Year USDA Refi 2022-06-30 2.55%
    Mason City 30 Year VA 2022-06-30 5.41%
    Mason City 30 Year VA Refi 2022-06-30 5.32%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mason City, IA.

    Mason City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Mason City, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    Wells Fargo Bank 68 3.08% $2,472
    U.S. Bank 44 3.12% $2,467
    Manufacturers Bank & Trust Company 35 2.92% $4,138
    IOWA BANKERS MORTGAGE CORPORATION 35 2.98% $2,891
    QUICKEN LOANS, LLC 32 3.23% $4,295
    Plains Commerce Bank 19 3.07% $3,211
    GREENSTATE CREDIT UNION 16 2.96% $1,865
    Merchants Bank 16 2.88% $3,272
    Bankers' Bank 15 2.82% $3,016
    VERIDIAN CREDIT UNION 8 2.95% $2,350
    Luana Savings Bank 6 3.06% $1,327
    Mr. Cooper ( Nationstar Mortgage ) 5 3.10% $6,128
    DUPACO COMMUNITY 5 2.83% $2,928
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 2.96% $5,405
    Lincoln Savings Bank 4 2.98% $4,001
    Farm Credit Mid-America, ACA 3 3.52% $6,167
    JPMorgan Chase Bank 3 2.88% $1,664
    LOANDEPOT.COM, LLC 3 3.21% $6,644
    Barrington Bank & Trust Company, N.A. 3 3.21% $3,060
    AMERISAVE MORTGAGE CORPORATION 3 2.58% $5,234
    ROYAL UNITED MORTGAGE LLC 3 3.71% $6,768
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.29% $2,950
    BROKER SOLUTIONS, INC. 2 3.18% $6,468
    PENNYMAC LOAN SERVICES, LLC 2 3.18% $6,659
    Bankers Trust Company 2 3.06% $2,071
    Bank of America 2 4.06% $2,310
    Fidelity Bank & Trust 2 3.00% $3,631
    Farmers State Bank 2 3.06% $1,262
    GERSHMAN INVESTMENT CORP. 2 3.06% $2,753
    Ally Bank 2 3.31% $6,702
    Servion, Inc. 2 3.13% $3,040
    Home Federal Savings Bank 2 3.25% $2,377
    KELLER MORTGAGE, LLC 2 3.25% $2,094
    TCF National Bank 2 3.06% $2,728
    GUARANTEED RATE, INC. 2 2.81% $4,095
    Truist Bank 2 3.31% $2,847
    GUILD MORTGAGE COMPANY 2 3.25% $2,967
    UNITED WHOLESALE MORTGAGE, LLC 2 3.11% $3,629
    Ixonia Bank 2 3.06% $3,191
    I. H. MISSISSIPPI VALLEY CREDIT UNION 2 2.75% $2,770
    Bank Iowa 2 2.81% $1,860
    Flagstar Bank, FSB 2 3.41% $3,105
    Northwest Bank 2 2.63% $2,117
    ZILLOW HOME LOANS, LLC 1 2.88% $4,486
    Arvest Bank 1 3.00% $5,253
    Associated Bank 1 3.00% $2,429
    Bell Bank 1 2.88% $3,799
    CALIBER HOME LOANS, INC. 1 3.75% $5,294
    Cambria Financial Group, LLC 1 3.13% $2,995
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.25% $3,962
    Collins Community Credit Union 1 2.75% $1,609
    Community Savings Bank 1 2.75% $2,063
    COMPEER FINANCIAL, FLCA 1 4.38% $2,937
    CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $2,001
    Deere Employees Credit Union 1 2.00% $2,928
    DuTrac Community Credit Union 1 3.13% $2,517
    EMBRACE HOME LOANS, INC. 1 2.99% $2,518
    Farmers & Merchants Savings Bank 1 3.00% $1,350
    FINANCE OF AMERICA MORTGAGE LLC 1 3.00% $6,329
    First Federal Bank 1 2.88% $3,596
    First Guaranty Mortgage Corporation 1 2.75% $3,820
    First International Bank & Trust 1 2.63% $2,145
    First Midwest Bank 1 3.63% $2,990
    Fortress Bank 1 2.88% $1,472
    Gate City Bank 1 2.88% $3,569
    Gateway First Bank 1 3.25% $1,983
    Great Western Bank 1 2.88% $2,829
    Hills Bank and Trust Company 1 2.88% $1,848
    HOMESERVICES LENDING, LLC 1 3.13% $2,416
    KeyBank 1 2.75% $3,492
    LAKEVIEW LOAN SERVICING, LLC 1 3.63% $2,068
    LIBERTY HOME MORTGAGE CORPORATION 1 3.50% $2,942
    MID AMERICA MORTGAGE, INC. 1 2.88% $2,813
    Morgan Stanley Private Bank 1 2.75% $2,862
    MORIA DEVELOPMENT, INC. 1 2.75% $3,015
    MORTGAGE ACCESS CORP. 1 3.38% $2,358
    NBKC BANK 1 2.63% $1,334
    ON Q FINANCIAL, INC. 1 2.88% $3,543
    Pinnacle Bank 1 2.75% $2,493
    Premier Credit Union 1 2.75% $2,922
    Regions Bank 1 2.75% $2,579
    Stifel Bank and Trust 1 2.13% $2,170
    SUMMIT FUNDING, INC. 1 3.25% $2,810
    TOWNE MORTGAGE COMPANY 1 3.38% $2,557
    United Bank of Iowa 1 3.50% $2,592

    Mason City, IA's 85 lenders originated 1,129 loans during 2021. The total origination value was $187,375,000, with an average loan value of $165,965.

    The top Mason City lender as defined by loan originations is Wells Fargo Bank, with 68 loans originated. Their average total fees are $2,472, which is $5 higher than the next largest lender, U.S. Bank.

    The lowest fee Mason City lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($1,865), U.S. Bank ($2,467), Wells Fargo Bank ($2,472), IOWA BANKERS MORTGAGE CORPORATION ($2,891) and Bankers' Bank ($3,016).

    The lowest rate Mason City lenders (with over 10 loans originated) are Bankers' Bank (2.82%), Merchants Bank (2.88%), Manufacturers Bank & Trust Company (2.92%), GREENSTATE CREDIT UNION (2.96%) and IOWA BANKERS MORTGAGE CORPORATION (2.98%).

    Mason City, IA Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Wells Fargo Bank $20,885,000 $30,005,000 43.7% 16.0%
    U.S. Bank $9,760,000 $14,600,000 49.6% 7.8%
    QUICKEN LOANS, LLC $14,845,000 $13,870,000 -6.6% 7.4%
    Manufacturers Bank & Trust Company $16,025,000 $13,705,000 -14.5% 7.3%
    Plains Commerce Bank $10,710,000 $9,895,000 -7.6% 5.3%
    IOWA BANKERS MORTGAGE CORPORATION $8,540,000 $9,385,000 9.9% 5.0%
    Bankers' Bank $5,860,000 n/a 3.1%
    Merchants Bank $3,725,000 $5,275,000 41.6% 2.8%
    GREENSTATE CREDIT UNION $5,550,000 $5,100,000 -8.1% 2.7%
    VERIDIAN CREDIT UNION $6,360,000 $4,260,000 -33.0% 2.3%
    DuTrac Community Credit Union $2,425,000 $3,510,000 44.7% 1.9%
    Luana Savings Bank $1,955,000 $3,380,000 72.9% 1.8%
    Mortgage Research Center, LLC $965,000 $3,175,000 229.0% 1.7%
    PNC Bank $2,865,000 n/a 1.5%
    LOANDEPOT.COM, LLC $1,235,000 $2,430,000 96.8% 1.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,315,000 $2,305,000 75.3% 1.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,920,000 $2,205,000 14.8% 1.2%
    Farmers State Bank $345,000 $2,020,000 485.5% 1.1%
    Lincoln Savings Bank $2,505,000 $1,905,000 -24.0% 1.0%
    Great Western Bank $225,000 $1,895,000 742.2% 1.0%
    AMERISAVE MORTGAGE CORPORATION $695,000 $1,885,000 171.2% 1.0%
    GUILD MORTGAGE COMPANY $1,075,000 $1,845,000 71.6% 1.0%
    Barrington Bank & Trust Company, N.A. $595,000 $1,690,000 184.0% 0.9%
    JPMorgan Chase Bank $605,000 $1,405,000 132.2% 0.7%
    FREEDOM MORTGAGE CORPORATION $335,000 $1,365,000 307.5% 0.7%
    Northwest Bank $2,745,000 $1,335,000 -51.4% 0.7%
    Bankers Trust Company $890,000 $1,295,000 45.5% 0.7%
    Farm Credit Mid-America, ACA $1,215,000 $1,205,000 -0.8% 0.6%
    Union Bank and Trust Company $1,175,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $395,000 $1,080,000 173.4% 0.6%
    NEW DAY FINANCIAL, LLC $645,000 $1,045,000 62.0% 0.6%
    CALIBER HOME LOANS, INC. $600,000 $995,000 65.8% 0.5%
    Servion, Inc. $785,000 $915,000 16.6% 0.5%
    Carrington Mortgage Services, LLC $450,000 $885,000 96.7% 0.5%
    GERSHMAN INVESTMENT CORP. $865,000 n/a 0.5%
    Fidelity Bank & Trust $810,000 n/a 0.4%
    TCF National Bank $590,000 $720,000 22.0% 0.4%
    NAVY FEDERAL CREDIT UNION $375,000 $715,000 90.7% 0.4%
    Central Bank $550,000 $650,000 18.2% 0.3%
    MORTGAGE ACCESS CORP. $650,000 n/a 0.3%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $605,000 n/a 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $225,000 $605,000 168.9% 0.3%
    Pinnacle Bank $580,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $170,000 $550,000 223.5% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $165,000 $550,000 233.3% 0.3%
    First Federal Bank $310,000 $545,000 75.8% 0.3%
    HOMESERVICES LENDING, LLC $135,000 $545,000 303.7% 0.3%
    DUPACO COMMUNITY $560,000 $530,000 -5.4% 0.3%
    Ally Bank $300,000 $500,000 66.7% 0.3%
    BETTER MORTGAGE CORPORATION $85,000 $495,000 482.4% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,075,000 $495,000 -76.1% 0.3%
    Green Belt Bank & Trust $405,000 $485,000 19.8% 0.3%
    Ixonia Bank $470,000 n/a 0.3%
    Midwest Heritage Bank FSB $865,000 $460,000 -46.8% 0.2%
    Stifel Bank and Trust $75,000 $450,000 500.0% 0.2%
    KELLER MORTGAGE, LLC $440,000 n/a 0.2%
    United Bank of Iowa $310,000 $440,000 41.9% 0.2%
    FirstBank $435,000 n/a 0.2%
    Regions Bank $605,000 $435,000 -28.1% 0.2%
    NEWREZ LLC $680,000 $430,000 -36.8% 0.2%
    Flagstar Bank, FSB $365,000 $425,000 16.4% 0.2%
    USAA Federal Savings Bank $695,000 $425,000 -38.8% 0.2%
    GUARANTEED RATE, INC. $420,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $260,000 $410,000 57.7% 0.2%
    First National Bank, Ames, Iowa $565,000 $405,000 -28.3% 0.2%
    CEDAR FALLS COMMUNITY CREDIT UNION $400,000 n/a 0.2%
    First Guaranty Mortgage Corporation $390,000 n/a 0.2%
    Deere Employees Credit Union $230,000 $380,000 65.2% 0.2%
    NBKC BANK $375,000 $375,000 0.0% 0.2%
    Manufacturers and Traders Trust Company $370,000 n/a 0.2%
    BankIowa of Cedar Rapids $225,000 $365,000 62.2% 0.2%
    MORIA DEVELOPMENT, INC. $365,000 n/a 0.2%
    Bank of America $195,000 $355,000 82.1% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $640,000 $355,000 -44.5% 0.2%
    VisionBank of Iowa $770,000 $355,000 -53.9% 0.2%
    First Central State Bank $345,000 n/a 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $340,000 n/a 0.2%
    Chickasaw Community Bank $510,000 $330,000 -35.3% 0.2%
    Morgan Stanley Private Bank $325,000 n/a 0.2%
    First International Bank & Trust $320,000 n/a 0.2%
    RESIDENTIAL BANCORP. $320,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $305,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $300,000 71.4% 0.2%
    Community Choice Credit Union $285,000 n/a 0.2%
    COMPEER FINANCIAL, FLCA $305,000 $280,000 -8.2% 0.1%
    Truist Bank $130,000 $280,000 115.4% 0.1%
    Bank Iowa $465,000 $270,000 -41.9% 0.1%
    Gateway First Bank $300,000 $270,000 -10.0% 0.1%
    KeyBank $265,000 n/a 0.1%
    Washington County Bank $15,000 $260,000 1,633.3% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $370,000 $245,000 -33.8% 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $235,000 n/a 0.1%
    Premier Credit Union $235,000 n/a 0.1%
    First Bank $690,000 $230,000 -66.7% 0.1%
    Fortress Bank $270,000 $225,000 -16.7% 0.1%
    ON Q FINANCIAL, INC. $225,000 n/a 0.1%
    SOFI LENDING CORP. $225,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $215,000 n/a 0.1%
    Home Federal Savings Bank $400,000 $210,000 -47.5% 0.1%
    Collins Community Credit Union $525,000 $205,000 -61.0% 0.1%
    MID AMERICA MORTGAGE, INC. $205,000 n/a 0.1%
    Bank of England $200,000 n/a 0.1%
    Arvest Bank $195,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $285,000 $195,000 -31.6% 0.1%
    LENDERFI, INC. $185,000 n/a 0.1%
    Low VA Rates, LLC $175,000 $185,000 5.7% 0.1%
    Farmers & Merchants Savings Bank $175,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $175,000 n/a 0.1%
    SUMMIT FUNDING, INC. $525,000 $175,000 -66.7% 0.1%
    THRIVENT Federal Credit Union $265,000 $155,000 -41.5% 0.1%
    TOWNE MORTGAGE COMPANY $190,000 $150,000 -21.1% 0.1%
    American Bank and Trust Company $145,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $195,000 $145,000 -25.6% 0.1%
    MLD MORTGAGE INC. $145,000 n/a 0.1%
    Community Savings Bank $250,000 $135,000 -46.0% 0.1%
    CMG MORTGAGE, INC. $125,000 $125,000 0.0% 0.1%
    Fidelity Bank $95,000 $125,000 31.6% 0.1%
    First Midwest Bank $125,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $125,000 n/a 0.1%
    Associated Bank $280,000 $115,000 -58.9% 0.1%
    Cambria Financial Group, LLC $115,000 n/a 0.1%
    Denver Savings Bank $125,000 $115,000 -8.0% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $105,000 n/a 0.1%
    MARINE $100,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $105,000 $95,000 -9.5% 0.1%
    CHURCHILL MORTGAGE CORPORATION $95,000 n/a 0.1%
    Flanagan State Bank $95,000 n/a 0.1%
    Gate City Bank $95,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $95,000 n/a 0.1%
    DHI MORTGAGE COMPANY, LTD. $85,000 n/a 0.0%
    NUMARK CREDIT UNION $75,000 n/a 0.0%
    Bell Bank $105,000 $65,000 -38.1% 0.0%
    Colonial Savings, F.A. $65,000 n/a 0.0%
    GNB Bank $4,940,000 $55,000 -98.9% 0.0%
    Hills Bank and Trust Company $55,000 n/a 0.0%
    MEMBERS1st Community Credit Union $55,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $45,000 n/a 0.0%
    ALTRA $25,000 n/a 0.0%

    Mason City's top lender by overall market share is Wells Fargo Bank, with 16.0% market share. In second place, with 7.8%, is U.S. Bank, having originated $14,600,000 in loans. In third place, with 7.4%, is QUICKEN LOANS, LLC, having originated $13,870,000 in loans. In third place, with 7.3%, is Manufacturers Bank & Trust Company, having originated $13,705,000 in loans. In third place, with 5.3%, is Plains Commerce Bank, having originated $9,895,000 in loans.

    Mason City, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 555 $92,175,000 $166,081
    Refi 353 $58,205,000 $164,887
    Cash Out Refi 181 $32,825,000 $181,354
    Home Improvement 22 $1,660,000 $75,455
    Other 18 $2,510,000 $139,444

    Mason City's most frequently cited loan purpose was Home Purchase, with 555 originations. The 2nd most popular reason was Refi, with 353 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 497 $85,935,000 $172,907
    3-4% 334 $51,430,000 $153,982
    <2.5% 239 $42,385,000 $177,343
    4-5% 29 $3,595,000 $123,966
    5-6% 12 $1,480,000 $123,333
    6-7% 2 $80,000 $40,000
    Over 8% 2 $100,000 $50,000
    7-8% 1 $75,000 $75,000

    During 2021, Mason City's most frequently originated rate bucket was 2.5-3%, with 497 originations.

    Loan Sizing (Mason City, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 459 $64,885,000 $141,362
    $100,000 or less 382 $26,270,000 $68,770
    $200k-400k 240 $64,550,000 $268,958
    $400k-600k 35 $16,535,000 $472,429
    $600k-1000k 10 $7,690,000 $769,000
    $Over $1MM 3 $7,445,000 $2,481,667

    Mason City's loan sizing saw the bucket of loans from $100k-200k with 459 originations, totaling $64,885,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 514 $84,760,000 $164,903
    60-80% 336 $58,550,000 $174,256
    40-60% 148 $25,490,000 $172,230
    20-40% 60 $10,750,000 $179,167
    Under 20% 37 $1,165,000 $31,486
    Over 100% 6 $1,760,000 $293,333

    Mason City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 514 originations, totaling $84,760,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Mason City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,900 (-0.1%) $192,643 (4.8%) 0.00 333
    2018-02-01 $138,250 (-0.7%) $195,266 (-0.7%) 0.00 352
    2018-03-01 $144,970 (0.0%) $217,518 (8.5%) 0.00 338
    2018-04-01 $146,900 (1.4%) $223,226 (10.1%) 0.00 359
    2018-05-01 $155,000 (0.0%) $237,010 (8.1%) 0.00 396
    2018-06-01 $149,900 (3.4%) $240,355 (12.9%) 0.00 432
    2018-07-01 $149,900 (3.5%) $233,226 (16.2%) 0.00 429
    2018-08-01 $152,311 (6.9%) $228,809 (18.1%) 0.00 438
    2018-09-01 $145,000 (8.6%) $219,593 (14.8%) 0.00 436
    2018-10-01 $149,824 (15.3%) $213,869 (15.2%) 0.00 439
    2018-11-01 $148,412 (14.3%) $211,176 (11.7%) 0.00 430
    2018-12-01 $140,000 (7.9%) $204,235 (4.7%) 0.00 375
    2019-01-01 $142,450 (9.7%) $206,735 (7.3%) 0.00 359
    2019-02-01 $149,700 (8.3%) $210,145 (7.6%) 0.00 368
    2019-03-01 $152,075 (4.9%) $213,448 (-1.9%) 0.00 384
    2019-04-01 $154,735 (5.3%) $218,024 (-2.3%) 0.00 415
    2019-05-01 $159,900 (3.2%) $226,784 (-4.3%) 0.00 458
    2019-06-01 $174,900 (16.7%) $237,561 (-1.2%) 0.00 469
    2019-07-01 $169,900 (13.3%) $227,885 (-2.3%) 0.00 523
    2019-08-01 $169,900 (11.6%) $229,227 (0.2%) 0.00 521
    2019-09-01 $169,450 (16.9%) $229,631 (4.6%) 0.00 507
    2019-10-01 $166,250 (11.0%) $222,504 (4.0%) 0.00 505
    2019-11-01 $159,750 (7.6%) $212,599 (0.7%) 0.00 503
    2019-12-01 $149,948 (7.1%) $204,364 (0.1%) 0.00 435
    2020-01-01 $159,625 (12.1%) $208,848 (1.0%) 0.00 376
    2020-02-01 $159,500 (6.6%) $205,870 (-2.0%) 0.00 392
    2020-03-01 $154,650 (1.7%) $205,177 (-3.9%) 0.00 390
    2020-04-01 $159,700 (3.2%) $214,322 (-1.7%) 0.00 360
    2020-05-01 $159,900 (0.0%) $218,159 (-3.8%) 0.00 375
    2020-06-01 $159,350 (-8.9%) $221,077 (-6.9%) 0.00 379
    2020-07-01 $158,950 (-6.4%) $217,609 (-4.5%) 0.00 330
    2020-08-01 $162,500 (-4.4%) $221,728 (-3.3%) 0.00 278
    2020-09-01 $157,450 (-7.1%) $220,079 (-4.2%) 0.00 266
    2020-10-01 $139,900 (-15.9%) $203,334 (-8.6%) 0.00 251
    2020-11-01 $135,400 (-15.2%) $199,255 (-6.3%) 0.00 259
    2020-12-01 $134,850 (-10.1%) $194,430 (-4.9%) 0.00 252
    2021-01-01 $139,797 (-12.4%) $203,660 (-2.5%) 0.00 226
    2021-02-01 $139,399 (-12.6%) $199,398 (-3.1%) 0.00 184
    2021-03-01 $154,000 (-0.4%) $213,949 (4.3%) 0.00 205
    2021-04-01 $194,854 (22.0%) $246,001 (14.8%) 0.00 261
    2021-05-01 $211,000 (32.0%) $261,018 (19.7%) 0.00 286
    2021-06-01 $200,750 (26.0%) $252,502 (14.2%) 0.00 314
    2021-07-01 $181,750 (14.3%) $231,514 (6.4%) 0.00 230
    2021-08-01 $169,900 (4.6%) $230,262 (3.9%) 0.00 243
    2021-09-01 $167,350 (6.3%) $237,479 (7.9%) 0.00 212
    2021-10-01 $155,000 (10.8%) $205,786 (1.2%) 0.00 229
    2021-11-01 $144,000 (6.4%) $189,969 (-4.7%) 0.00 197
    2021-12-01 $141,950 (5.3%) $187,177 (-3.7%) 0.00 196
    2022-01-01 $143,000 (2.3%) $189,776 (-6.8%) 0.00 176
    2022-02-01 $138,860 (-0.4%) $186,696 (-6.4%) 0.00 154
    2022-03-01 $137,900 (-10.5%) $179,573 (-16.1%) 0.00 141
    2022-04-01 $154,900 (-20.5%) $194,890 (-20.8%) 0.00 137
    2022-05-01 $189,500 (-10.2%) $251,762 (-3.6%) 0.00 143
    2022-06-01 $212,451 (5.8%) $290,370 (15.0%) 0.00 155
    Mason City's median listing price for 2022-06-01 was $212,451, a difference of $11,701 (5.8%) versus the prior year and $22,951 versus the prior month.

    Mason City's median listing price comes in at 0% of the national average.

    Mason City's average listing price for 2022-06-01 was $290,370, a difference of $37,868 (15.0%) versus the prior year and $38,608 versus the prior month.

    For the 2022-06-01 period, Mason City had 155 MLS listings, a difference of 12 listings (8%) versus the prior month and -159 listings (-51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Mason City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,872 sqft
    2018-02-01 0 days 1,875 sqft
    2018-03-01 0 days 1,888 sqft
    2018-04-01 0 days 1,918 sqft
    2018-05-01 0 days 1,922 sqft
    2018-06-01 0 days 1,912 sqft
    2018-07-01 0 days 1,911 sqft
    2018-08-01 0 days 1,924 sqft
    2018-09-01 0 days 1,914 sqft
    2018-10-01 0 days 1,920 sqft
    2018-11-01 0 days 1,920 sqft
    2018-12-01 0 days 1,910 sqft
    2019-01-01 0 days 1,907 sqft
    2019-02-01 0 days 1,926 sqft
    2019-03-01 0 days 1,966 sqft
    2019-04-01 0 days 1,991 sqft
    2019-05-01 0 days 2,005 sqft
    2019-06-01 0 days 2,056 sqft
    2019-07-01 0 days 1,960 sqft
    2019-08-01 0 days 1,939 sqft
    2019-09-01 0 days 1,909 sqft
    2019-10-01 0 days 1,904 sqft
    2019-11-01 0 days 1,906 sqft
    2019-12-01 0 days 1,900 sqft
    2020-01-01 0 days 1,916 sqft
    2020-02-01 0 days 1,889 sqft
    2020-03-01 0 days 1,890 sqft
    2020-04-01 0 days 1,929 sqft
    2020-05-01 0 days 1,926 sqft
    2020-06-01 0 days 1,880 sqft
    2020-07-01 0 days 1,874 sqft
    2020-08-01 0 days 1,867 sqft
    2020-09-01 0 days 1,831 sqft
    2020-10-01 0 days 1,735 sqft
    2020-11-01 0 days 1,773 sqft
    2020-12-01 0 days 1,736 sqft
    2021-01-01 0 days 1,716 sqft
    2021-02-01 0 days 1,688 sqft
    2021-03-01 0 days 1,610 sqft
    2021-04-01 0 days 1,560 sqft
    2021-05-01 0 days 1,614 sqft
    2021-06-01 0 days 1,680 sqft
    2021-07-01 0 days 1,722 sqft
    2021-08-01 0 days 1,709 sqft
    2021-09-01 0 days 1,708 sqft
    2021-10-01 0 days 1,735 sqft
    2021-11-01 0 days 1,697 sqft
    2021-12-01 0 days 1,686 sqft
    2022-01-01 0 days 1,680 sqft
    2022-02-01 0 days 1,680 sqft
    2022-03-01 0 days 1,569 sqft
    2022-04-01 0 days 1,500 sqft
    2022-05-01 0 days 1,655 sqft
    2022-06-01 0 days 1,740 sqft
    Mason City's median listing age (time on market) for 2022-06-01 was 0 days.

    Mason City's median square footage for active listings during the 2022-06-01 period was 1,740 sqft. One year prior, the average listing was 1,680 sqft.