Oskaloosa Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oskaloosa averaged 6.07% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.77% and one month ago for the week of 2024-09-05, the average rate was 6.3%.

Oskaloosa's average rate one year ago was 7.44%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Oskaloosa 30 Year Fixed Rate 2024-10-10 6.07%
Oskaloosa 30 Year Fixed Rate Refi 2024-10-10 6.72%
Oskaloosa 15 Year Fixed Rate 2024-10-10 5.51%
Oskaloosa 15 Year Fixed Rate Refi 2024-10-10 5.91%
Oskaloosa 30 Year FHA 2024-10-10 6%
Oskaloosa 30 Year FHA Refi 2024-10-10 6.2%
Oskaloosa 30 Year USDA 2024-10-10 5.88%
Oskaloosa 30 Year USDA Refi 2024-10-10 5.98%
Oskaloosa 30 Year VA 2024-10-10 6.05%
Oskaloosa 30 Year VA Refi 2024-10-10 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oskaloosa, IA.

Oskaloosa Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oskaloosa, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
COMMUNITY 1ST CREDIT UNION 32 6.24% $2,165
IOWA BANKERS MORTGAGE CORPORATION 13 6.23% $2,750
MidWestOne Bank 9 6.79% $2,934
Bank Iowa 8 6.58% $2,572
GREENSTATE CREDIT UNION 5 6.27% $2,072
U.S. Bank 5 6.95% $2,763
Great Southern Bank 4 6.03% $2,515
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.75% $3,629
Lincoln Savings Bank 3 6.46% $2,680
Fortress Bank 3 7.50% $2,821
HOMESERVICES LENDING, LLC 3 6.88% $4,941
UNITED WHOLESALE MORTGAGE, LLC 3 7.69% $5,092
Raymond James Bank 2 6.13% $3,040
JPMorgan Chase Bank 2 6.75% $2,929
RESIDENTIAL MORTGAGE NETWORK, INC. 2 7.19% $2,196
PREMIA MORTGAGE, LLC 1 6.63% $0
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $3,501
The Central Trust Bank 1 7.38% $2,692
Wells Fargo Bank 1 6.75% $2,141
21ST MORTGAGE CORPORATION 1 7.50% $3,611
West Gate Bank 1 7.25% $2,818
Adams Bank & Trust 1 7.13% $1,818
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $5,828
AMERISAVE MORTGAGE CORPORATION 1 5.50% $4,841
ASCENTRA 1 5.25% $2,436
CARDINAL FINANCIAL 1 6.99% $6,593
COMPASS MORTGAGE, INC. 1 6.63% $6,441
Deere Employees Credit Union 1 5.75% $3,898
Farm Credit Mid-America, ACA 1 7.13% $10,384
First Bank 1 7.13% $2,761
FRONTIER FINANCIAL, INC. 1 6.63% $4,788
GERSHMAN INVESTMENT CORP. 1 6.88% $2,990
HOMESIDE FINANCIAL, LLC 1 6.38% $2,930
JMAC LENDING, INC. 1 7.63% $5,882
Mr. Cooper ( Nationstar Mortgage ) 1 8.13% $4,529

Oskaloosa Average Closing Costs & Other Stats

Oskaloosa, IA's 35 lenders originated 419 loans during 2023. The total origination value was $45,785,000, with an average loan value of $109,272.

Oskaloosa's average closing costs are $3,129.

The top Oskaloosa lender as defined by loan originations is COMMUNITY 1ST CREDIT UNION, with 32 loans originated. Their average total fees are $2,165, which is $585 lower than the next largest lender, IOWA BANKERS MORTGAGE CORPORATION.

The lowest fee Oskaloosa lenders (with over 10 loans originated) are COMMUNITY 1ST CREDIT UNION ($2,165), IOWA BANKERS MORTGAGE CORPORATION ($2,750), .

The lowest rate Oskaloosa lenders (with over 10 loans originated) are IOWA BANKERS MORTGAGE CORPORATION (6.23%), COMMUNITY 1ST CREDIT UNION (6.24%), .

Oskaloosa, IA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
COMMUNITY 1ST CREDIT UNION $8,780,000 $7,920,000 -9.8% 17.3%
Bank Iowa $6,605,000 $5,160,000 -21.9% 11.3%
MidWestOne Bank $5,090,000 $4,710,000 -7.5% 10.3%
Washington State Bank $3,050,000 $2,330,000 -23.6% 5.1%
Leighton State Bank $4,025,000 $2,095,000 -48.0% 4.6%
IOWA BANKERS MORTGAGE CORPORATION $3,200,000 $2,030,000 -36.6% 4.4%
Great Southern Bank $1,870,000 $1,740,000 -7.0% 3.8%
U.S. Bank $1,235,000 $1,605,000 30.0% 3.5%
GREENSTATE CREDIT UNION $2,405,000 $1,575,000 -34.5% 3.4%
HOMESERVICES LENDING, LLC $470,000 $1,380,000 193.6% 3.0%
QUICKEN LOANS, LLC $3,745,000 $775,000 -79.3% 1.7%
RESIDENTIAL MORTGAGE NETWORK, INC. $340,000 $750,000 120.6% 1.6%
Lincoln Savings Bank $455,000 $735,000 61.5% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $465,000 $660,000 41.9% 1.4%
Adams Bank & Trust $510,000 n/a 1.1%
Farm Credit Mid-America, ACA $485,000 n/a 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,360,000 $480,000 -64.7% 1.0%
FREEDOM MORTGAGE CORPORATION $470,000 $480,000 2.1% 1.0%
COMPASS MORTGAGE, INC. $205,000 $470,000 129.3% 1.0%
GUILD MORTGAGE COMPANY $610,000 $470,000 -23.0% 1.0%
Wells Fargo Bank $835,000 $405,000 -51.5% 0.9%
Mortgage Research Center, LLC $1,340,000 $395,000 -70.5% 0.9%
Raymond James Bank $390,000 n/a 0.9%
Fortress Bank $180,000 $375,000 108.3% 0.8%
First National Bank of Omaha $365,000 n/a 0.8%
AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.8%
Deere Employees Credit Union $130,000 $340,000 161.5% 0.7%
First Bank $305,000 n/a 0.7%
HOMESIDE FINANCIAL, LLC $255,000 $305,000 19.6% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 n/a 0.6%
The Central Trust Bank $255,000 $295,000 15.7% 0.6%
Ixonia Bank $245,000 $280,000 14.3% 0.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $275,000 n/a 0.6%
JMAC LENDING, INC. $255,000 n/a 0.6%
PREMIA MORTGAGE, LLC $185,000 $255,000 37.8% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $265,000 $245,000 -7.5% 0.5%
VERIDIAN CREDIT UNION $860,000 $235,000 -72.7% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $175,000 $215,000 22.9% 0.5%
JPMorgan Chase Bank $790,000 $200,000 -74.7% 0.4%
West Gate Bank $805,000 $195,000 -75.8% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 n/a 0.4%
FRONTIER FINANCIAL, INC. $175,000 n/a 0.4%
BROKER SOLUTIONS, INC. $235,000 $165,000 -29.8% 0.4%
21ST MORTGAGE CORPORATION $155,000 n/a 0.3%
V.I.P. MORTGAGE, INC. $195,000 $155,000 -20.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $215,000 $140,000 -34.9% 0.3%
CARDINAL FINANCIAL $95,000 $135,000 42.1% 0.3%
The Security National Bank of Sioux City, Iowa $125,000 n/a 0.3%
GERSHMAN INVESTMENT CORP. $115,000 n/a 0.3%
LOANDEPOT.COM, LLC $600,000 $105,000 -82.5% 0.2%
MARINE $230,000 $105,000 -54.3% 0.2%
NEWREZ LLC $105,000 n/a 0.2%
CITIZENS EQUITY FIRST $95,000 n/a 0.2%
Community Choice Credit Union $345,000 $95,000 -72.5% 0.2%
LIMA ONE CAPITAL, LLC $85,000 n/a 0.2%
Regions Bank $85,000 n/a 0.2%
FIRST $85,000 $75,000 -11.8% 0.2%
NAVY FEDERAL CREDIT UNION $395,000 $75,000 -81.0% 0.2%
TruBank $240,000 $75,000 -68.8% 0.2%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
Midwest Heritage Bank FSB $55,000 n/a 0.1%
ASCENTRA $45,000 n/a 0.1%
Centier Bank $45,000 n/a 0.1%
DUPACO COMMUNITY $35,000 n/a 0.1%
STAR USA FEDERAL CREDIT UNION $35,000 n/a 0.1%
Figure Lending LLC $55,000 $25,000 -54.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $15,000 n/a 0.0%

Oskaloosa's top lender by overall market share is COMMUNITY 1ST CREDIT UNION, with 17.3% market share. In second place, with 11.3%, is Bank Iowa, having originated $5,160,000 in loans. In third place, with 10.3%, is MidWestOne Bank, having originated $4,710,000 in loans. In fourth place, with 5.1%, is Washington State Bank, having originated $2,330,000 in loans. In fifth place, with 4.6%, is Leighton State Bank, having originated $2,095,000 in loans.


Oskaloosa Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $112,900 (14.7%) $128,872 (-4.2%) 0.00 53
2018-02-01 $121,225 (27.6%) $134,177 (1.9%) 0.00 48
2018-03-01 $102,450 (3.6%) $126,313 (-7.0%) 0.00 48
2018-04-01 $119,900 (5.5%) $139,764 (0.0%) 0.00 49
2018-05-01 $133,700 (17.1%) $146,105 (3.3%) 0.00 52
2018-06-01 $127,500 (14.7%) $151,505 (7.7%) 0.00 53
2018-07-01 $154,900 (35.4%) $162,701 (15.8%) 0.00 56
2018-08-01 $149,700 (24.8%) $160,941 (10.8%) 0.00 54
2018-09-01 $135,000 (12.6%) $163,046 (18.2%) 0.00 55
2018-10-01 $132,500 (16.3%) $167,005 (22.4%) 0.00 60
2018-11-01 $147,900 (37.7%) $170,477 (30.4%) 0.00 59
2018-12-01 $149,900 (32.8%) $169,195 (28.9%) 0.00 60
2019-01-01 $124,900 (10.6%) $156,070 (21.1%) 0.00 51
2019-02-01 $115,175 (-5.0%) $148,035 (10.3%) 0.00 45
2019-03-01 $133,457 (30.3%) $158,905 (25.8%) 0.00 45
2019-04-01 $144,975 (20.9%) $167,115 (19.6%) 0.00 45
2019-05-01 $149,825 (12.1%) $171,684 (17.5%) 0.00 47
2019-06-01 $147,400 (15.6%) $174,217 (15.0%) 0.00 54
2019-07-01 $139,000 (-10.3%) $160,492 (-1.4%) 0.00 62
2019-08-01 $137,364 (-8.2%) $157,165 (-2.4%) 0.00 65
2019-09-01 $136,034 (0.8%) $155,916 (-4.4%) 0.00 63
2019-10-01 $135,148 (2.0%) $155,088 (-7.1%) 0.00 64
2019-11-01 $144,900 (-2.0%) $170,704 (0.1%) 0.00 70
2019-12-01 $144,900 (-3.3%) $170,505 (0.8%) 0.00 59
2020-01-01 $144,950 (16.1%) $173,100 (10.9%) 0.00 58
2020-02-01 $144,900 (25.8%) $169,405 (14.4%) 0.00 56
2020-03-01 $129,875 (-2.7%) $153,163 (-3.6%) 0.00 52
2020-04-01 $123,750 (-14.6%) $152,941 (-8.5%) 0.00 48
2020-05-01 $137,400 (-8.3%) $152,165 (-11.4%) 0.00 44
2020-06-01 $136,650 (-7.3%) $155,137 (-11.0%) 0.00 39
2020-07-01 $144,900 (4.2%) $161,800 (0.8%) 0.00 38
2020-08-01 $144,900 (5.5%) $155,118 (-1.3%) 0.00 39
2020-09-01 $123,750 (-9.0%) $141,301 (-9.4%) 0.00 40
2020-10-01 $109,000 (-19.4%) $137,227 (-11.5%) 0.00 43
2020-11-01 $123,450 (-14.8%) $143,627 (-15.9%) 0.00 41
2020-12-01 $121,300 (-16.3%) $149,483 (-12.3%) 0.00 37
2021-01-01 $121,250 (-16.4%) $142,907 (-17.4%) 0.00 33
2021-02-01 $127,400 (-12.1%) $147,551 (-12.9%) 0.00 30
2021-03-01 $109,900 (-15.4%) $133,275 (-13.0%) 0.00 26
2021-04-01 $117,384 (-5.1%) $149,826 (-2.0%) 0.00 25
2021-05-01 $129,900 (-5.5%) $157,642 (3.6%) 0.00 23
2021-06-01 $168,450 (23.3%) $209,535 (35.1%) 0.00 24
2021-07-01 $179,500 (23.9%) $235,391 (45.5%) 0.00 21
2021-08-01 $154,700 (6.8%) $177,373 (14.4%) 0.00 34
2021-09-01 $144,400 (16.7%) $167,472 (18.5%) 0.00 36
2021-10-01 $139,900 (28.4%) $161,439 (17.6%) 0.00 45
2021-11-01 $137,450 (11.3%) $175,683 (22.3%) 0.00 34
2021-12-01 $139,900 (15.3%) $162,050 (8.4%) 0.00 27
2022-01-01 $120,000 (-1.0%) $169,513 (18.6%) 0.00 24
2022-02-01 $131,000 (2.8%) $181,357 (22.9%) 0.00 18
2022-03-01 $146,500 (33.3%) $211,415 (58.6%) 0.00 17
2022-04-01 $160,000 (36.3%) $217,582 (45.2%) 0.00 18
2022-05-01 $176,250 (35.7%) $221,394 (40.4%) 0.00 27
2022-06-01 $171,200 (1.6%) $184,602 (-11.9%) 0.00 33
2022-07-01 $174,900 (-2.6%) $191,267 (-18.8%) 0.00 43
2022-08-01 $177,225 (14.6%) $207,176 (16.8%) 0.00 39
2022-09-01 $189,500 (31.2%) $218,872 (30.7%) 0.00 37
2022-10-01 $175,000 (25.1%) $191,197 (18.4%) 0.00 27
2022-11-01 $167,400 (21.8%) $183,099 (4.2%) 0.00 25
2022-12-01 $155,000 (10.8%) $189,269 (16.8%) 0.00 25
2023-01-01 $178,700 (48.9%) $203,951 (20.3%) 0.00 23
2023-02-01 $168,250 (28.4%) $186,306 (2.7%) 0.00 22
2023-03-01 $166,100 (13.4%) $186,910 (-11.6%) 0.00 20
2023-04-01 $189,500 (18.4%) $216,348 (-0.6%) 0.00 12
2023-05-01 $179,900 (2.1%) $209,354 (-5.4%) 0.00 14
2023-06-01 $193,950 (13.3%) $223,368 (21.0%) 0.00 19
2023-07-01 $215,000 (22.9%) $225,393 (17.8%) 0.00 15
2023-08-01 $188,950 (6.6%) $218,425 (5.4%) 0.00 21
2023-09-01 $175,000 (-7.7%) $214,957 (-1.8%) 0.00 23
2023-10-01 $168,450 (-3.7%) $190,830 (-0.2%) 0.00 21
2023-11-01 $209,675 (25.3%) $222,634 (21.6%) 0.00 21
2023-12-01 $209,900 (35.4%) $223,963 (18.3%) 0.00 22
2024-01-01 $158,975 (-11.0%) $208,842 (2.4%) 0.00 22
2024-02-01 $187,450 (11.4%) $224,263 (20.4%) 0.00 20
2024-03-01 $228,500 (37.6%) $247,009 (32.2%) 0.00 19
2024-04-01 $239,950 (26.6%) $251,024 (16.0%) 0.00 18
2024-05-01 $198,975 (10.6%) $211,469 (1.0%) 0.00 21
2024-06-01 $204,950 (5.7%) $224,722 (0.6%) 0.00 19
2024-07-01 $215,000 (0.0%) $231,934 (2.9%) 0.00 29
2024-08-01 $229,450 (21.4%) $245,849 (12.6%) 0.00 34
2024-09-01 $227,175 (29.8%) $238,430 (10.9%) 0.00 33
Oskaloosa's median listing price for 2024-09-01 was $227,175, a difference of $52,175 (29.8%) versus the prior year and $-2,275 versus the prior month.

Oskaloosa's median listing price comes in at 0% of the national average.

Oskaloosa's average listing price for 2024-09-01 was $238,430, a difference of $23,473 (10.9%) versus the prior year and $-7,419 versus the prior month.

For the 2024-09-01 period, Oskaloosa had 33 MLS listings, a difference of -1 listings (-3%) versus the prior month and 10 listings (43%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,580 sqft
2018-02-01 0 days 1,563 sqft
2018-03-01 0 days 1,460 sqft
2018-04-01 0 days 1,429 sqft
2018-05-01 0 days 1,443 sqft
2018-06-01 0 days 1,512 sqft
2018-07-01 0 days 1,580 sqft
2018-08-01 0 days 1,689 sqft
2018-09-01 0 days 1,704 sqft
2018-10-01 0 days 1,600 sqft
2018-11-01 0 days 1,592 sqft
2018-12-01 0 days 1,512 sqft
2019-01-01 0 days 1,432 sqft
2019-02-01 0 days 1,360 sqft
2019-03-01 0 days 1,449 sqft
2019-04-01 0 days 1,521 sqft
2019-05-01 0 days 1,525 sqft
2019-06-01 0 days 1,459 sqft
2019-07-01 0 days 1,401 sqft
2019-08-01 0 days 1,398 sqft
2019-09-01 0 days 1,392 sqft
2019-10-01 0 days 1,388 sqft
2019-11-01 0 days 1,472 sqft
2019-12-01 0 days 1,532 sqft
2020-01-01 0 days 1,773 sqft
2020-02-01 0 days 1,574 sqft
2020-03-01 0 days 1,525 sqft
2020-04-01 0 days 1,549 sqft
2020-05-01 0 days 1,462 sqft
2020-06-01 0 days 1,443 sqft
2020-07-01 0 days 1,480 sqft
2020-08-01 0 days 1,436 sqft
2020-09-01 0 days 1,429 sqft
2020-10-01 0 days 1,290 sqft
2020-11-01 0 days 1,406 sqft
2020-12-01 0 days 1,416 sqft
2021-01-01 0 days 1,446 sqft
2021-02-01 0 days 1,442 sqft
2021-03-01 0 days 1,374 sqft
2021-04-01 0 days 1,413 sqft
2021-05-01 0 days 1,428 sqft
2021-06-01 0 days 1,584 sqft
2021-07-01 0 days 1,543 sqft
2021-08-01 0 days 1,268 sqft
2021-09-01 0 days 1,275 sqft
2021-10-01 0 days 1,285 sqft
2021-11-01 0 days 1,285 sqft
2021-12-01 0 days 1,424 sqft
2022-01-01 0 days 1,732 sqft
2022-02-01 0 days 1,696 sqft
2022-03-01 0 days 1,557 sqft
2022-04-01 0 days 1,690 sqft
2022-05-01 0 days 1,709 sqft
2022-06-01 0 days 1,482 sqft
2022-07-01 0 days 1,520 sqft
2022-08-01 0 days 1,531 sqft
2022-09-01 0 days 1,518 sqft
2022-10-01 0 days 1,583 sqft
2022-11-01 0 days 1,523 sqft
2022-12-01 0 days 1,435 sqft
2023-01-01 0 days 1,499 sqft
2023-02-01 0 days 1,435 sqft
2023-03-01 0 days 1,452 sqft
2023-04-01 0 days 1,403 sqft
2023-05-01 0 days 1,302 sqft
2023-06-01 0 days 1,486 sqft
2023-07-01 0 days 1,344 sqft
2023-08-01 0 days 1,460 sqft
2023-09-01 0 days 1,456 sqft
2023-10-01 0 days 1,457 sqft
2023-11-01 0 days 1,544 sqft
2023-12-01 0 days 1,449 sqft
2024-01-01 0 days 1,482 sqft
2024-02-01 0 days 1,534 sqft
2024-03-01 0 days 1,698 sqft
2024-04-01 0 days 1,587 sqft
2024-05-01 0 days 1,563 sqft
2024-06-01 0 days 1,621 sqft
2024-07-01 0 days 1,565 sqft
2024-08-01 0 days 1,528 sqft
2024-09-01 0 days 1,542 sqft
Oskaloosa's median listing age (time on market) for 2024-09-01 was 0 days.

Oskaloosa's median square footage for active listings during the 2024-09-01 period was 1,542 sqft. One year prior, the average listing was 1,456 sqft.

Oskaloosa, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 203 $30,665,000 $151,059
Refi 78 $6,710,000 $86,026
Cash Out Refi 60 $4,010,000 $66,833
Other 49 $2,805,000 $57,245
Home Improvement 29 $1,595,000 $55,000

Oskaloosa's most frequently cited loan purpose was Home Purchase, with 203 originations. The 2nd most popular reason was Refi, with 78 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 114 $14,550,000 $127,632
5-6% 91 $10,675,000 $117,308
7-8% 74 $9,350,000 $126,351
<2.5% 50 $2,440,000 $48,800
Over 8% 42 $3,160,000 $75,238
4-5% 2 $160,000 $80,000
2.5-3% 1 $5,000 $5,000

During 2023, Oskaloosa's most frequently originated rate bucket was 6-7%, with 114 originations.

Loan Sizing (Oskaloosa, IA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 233 $12,365,000 $53,069
$100k-200k 133 $18,575,000 $139,662
$200k-400k 48 $12,510,000 $260,625
$400k-600k 5 $2,335,000 $467,000

Oskaloosa's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $12,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 130 $21,280,000 $163,692
20-40% 75 $4,805,000 $64,067
Under 20% 70 $2,410,000 $34,429
60-80% 60 $7,580,000 $126,333
40-60% 35 $3,075,000 $87,857
Over 100% 4 $1,190,000 $297,500

Oskaloosa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 130 originations, totaling $21,280,000 in origination value.