Oskaloosa Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Oskaloosa averaged 6.75% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.53% and one month ago for the week of 2024-03-14, the average rate was 6.69%.

    Oskaloosa's average rate one year ago was 6.12%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Oskaloosa 30 Year Fixed Rate 2024-04-18 6.75%
    Oskaloosa 30 Year Fixed Rate Refi 2024-04-18 7.5%
    Oskaloosa 15 Year Fixed Rate 2024-04-18 6.39%
    Oskaloosa 15 Year Fixed Rate Refi 2024-04-18 6.99%
    Oskaloosa 30 Year FHA 2024-04-18 7.06%
    Oskaloosa 30 Year FHA Refi 2024-04-18 7.06%
    Oskaloosa 30 Year USDA 2024-04-18 6.66%
    Oskaloosa 30 Year USDA Refi 2024-04-18 6.66%
    Oskaloosa 30 Year VA 2024-04-18 6.96%
    Oskaloosa 30 Year VA Refi 2024-04-18 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oskaloosa, IA.

    Oskaloosa Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oskaloosa, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    COMMUNITY 1ST CREDIT UNION 32 6.24% $2,165
    IOWA BANKERS MORTGAGE CORPORATION 13 6.23% $2,750
    MidWestOne Bank 9 6.79% $2,934
    Bank Iowa 8 6.58% $2,572
    GREENSTATE CREDIT UNION 5 6.27% $2,072
    U.S. Bank 5 6.95% $2,763
    Great Southern Bank 4 6.03% $2,515
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.75% $3,629
    Lincoln Savings Bank 3 6.46% $2,680
    Fortress Bank 3 7.50% $2,821
    HOMESERVICES LENDING, LLC 3 6.88% $4,941
    UNITED WHOLESALE MORTGAGE, LLC 3 7.69% $5,092
    Raymond James Bank 2 6.13% $3,040
    JPMorgan Chase Bank 2 6.75% $2,929
    RESIDENTIAL MORTGAGE NETWORK, INC. 2 7.19% $2,196
    PREMIA MORTGAGE, LLC 1 6.63% $0
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $3,501
    The Central Trust Bank 1 7.38% $2,692
    Wells Fargo Bank 1 6.75% $2,141
    21ST MORTGAGE CORPORATION 1 7.50% $3,611
    West Gate Bank 1 7.25% $2,818
    Adams Bank & Trust 1 7.13% $1,818
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $5,828
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $4,841
    ASCENTRA 1 5.25% $2,436
    CARDINAL FINANCIAL 1 6.99% $6,593
    COMPASS MORTGAGE, INC. 1 6.63% $6,441
    Deere Employees Credit Union 1 5.75% $3,898
    Farm Credit Mid-America, ACA 1 7.13% $10,384
    First Bank 1 7.13% $2,761
    FRONTIER FINANCIAL, INC. 1 6.63% $4,788
    GERSHMAN INVESTMENT CORP. 1 6.88% $2,990
    HOMESIDE FINANCIAL, LLC 1 6.38% $2,930
    JMAC LENDING, INC. 1 7.63% $5,882
    Mr. Cooper ( Nationstar Mortgage ) 1 8.13% $4,529

    Oskaloosa Average Closing Costs & Other Stats

    Oskaloosa, IA's 35 lenders originated 419 loans during 2023. The total origination value was $45,785,000, with an average loan value of $109,272.

    Oskaloosa's average closing costs are $3,129.

    The top Oskaloosa lender as defined by loan originations is COMMUNITY 1ST CREDIT UNION, with 32 loans originated. Their average total fees are $2,165, which is $585 lower than the next largest lender, IOWA BANKERS MORTGAGE CORPORATION.

    The lowest fee Oskaloosa lenders (with over 10 loans originated) are COMMUNITY 1ST CREDIT UNION ($2,165), IOWA BANKERS MORTGAGE CORPORATION ($2,750), .

    The lowest rate Oskaloosa lenders (with over 10 loans originated) are IOWA BANKERS MORTGAGE CORPORATION (6.23%), COMMUNITY 1ST CREDIT UNION (6.24%), .

    Oskaloosa, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    COMMUNITY 1ST CREDIT UNION $8,780,000 $7,920,000 -9.8% 17.3%
    Bank Iowa $6,605,000 $5,160,000 -21.9% 11.3%
    MidWestOne Bank $5,090,000 $4,710,000 -7.5% 10.3%
    Washington State Bank $3,050,000 $2,330,000 -23.6% 5.1%
    Leighton State Bank $4,025,000 $2,095,000 -48.0% 4.6%
    IOWA BANKERS MORTGAGE CORPORATION $3,200,000 $2,030,000 -36.6% 4.4%
    Great Southern Bank $1,870,000 $1,740,000 -7.0% 3.8%
    U.S. Bank $1,235,000 $1,605,000 30.0% 3.5%
    GREENSTATE CREDIT UNION $2,405,000 $1,575,000 -34.5% 3.4%
    HOMESERVICES LENDING, LLC $470,000 $1,380,000 193.6% 3.0%
    QUICKEN LOANS, LLC $3,745,000 $775,000 -79.3% 1.7%
    RESIDENTIAL MORTGAGE NETWORK, INC. $340,000 $750,000 120.6% 1.6%
    Lincoln Savings Bank $455,000 $735,000 61.5% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $465,000 $660,000 41.9% 1.4%
    Adams Bank & Trust $510,000 n/a 1.1%
    Farm Credit Mid-America, ACA $485,000 n/a 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,360,000 $480,000 -64.7% 1.0%
    FREEDOM MORTGAGE CORPORATION $470,000 $480,000 2.1% 1.0%
    COMPASS MORTGAGE, INC. $205,000 $470,000 129.3% 1.0%
    GUILD MORTGAGE COMPANY $610,000 $470,000 -23.0% 1.0%
    Wells Fargo Bank $835,000 $405,000 -51.5% 0.9%
    Mortgage Research Center, LLC $1,340,000 $395,000 -70.5% 0.9%
    Raymond James Bank $390,000 n/a 0.9%
    Fortress Bank $180,000 $375,000 108.3% 0.8%
    First National Bank of Omaha $365,000 n/a 0.8%
    AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.8%
    Deere Employees Credit Union $130,000 $340,000 161.5% 0.7%
    First Bank $305,000 n/a 0.7%
    HOMESIDE FINANCIAL, LLC $255,000 $305,000 19.6% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 n/a 0.6%
    The Central Trust Bank $255,000 $295,000 15.7% 0.6%
    Ixonia Bank $245,000 $280,000 14.3% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $275,000 n/a 0.6%
    JMAC LENDING, INC. $255,000 n/a 0.6%
    PREMIA MORTGAGE, LLC $185,000 $255,000 37.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $265,000 $245,000 -7.5% 0.5%
    VERIDIAN CREDIT UNION $860,000 $235,000 -72.7% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $175,000 $215,000 22.9% 0.5%
    JPMorgan Chase Bank $790,000 $200,000 -74.7% 0.4%
    West Gate Bank $805,000 $195,000 -75.8% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 n/a 0.4%
    FRONTIER FINANCIAL, INC. $175,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $235,000 $165,000 -29.8% 0.4%
    21ST MORTGAGE CORPORATION $155,000 n/a 0.3%
    V.I.P. MORTGAGE, INC. $195,000 $155,000 -20.5% 0.3%
    AMERISAVE MORTGAGE CORPORATION $215,000 $140,000 -34.9% 0.3%
    CARDINAL FINANCIAL $95,000 $135,000 42.1% 0.3%
    The Security National Bank of Sioux City, Iowa $125,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $115,000 n/a 0.3%
    LOANDEPOT.COM, LLC $600,000 $105,000 -82.5% 0.2%
    MARINE $230,000 $105,000 -54.3% 0.2%
    NEWREZ LLC $105,000 n/a 0.2%
    CITIZENS EQUITY FIRST $95,000 n/a 0.2%
    Community Choice Credit Union $345,000 $95,000 -72.5% 0.2%
    LIMA ONE CAPITAL, LLC $85,000 n/a 0.2%
    Regions Bank $85,000 n/a 0.2%
    FIRST $85,000 $75,000 -11.8% 0.2%
    NAVY FEDERAL CREDIT UNION $395,000 $75,000 -81.0% 0.2%
    TruBank $240,000 $75,000 -68.8% 0.2%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    Midwest Heritage Bank FSB $55,000 n/a 0.1%
    ASCENTRA $45,000 n/a 0.1%
    Centier Bank $45,000 n/a 0.1%
    DUPACO COMMUNITY $35,000 n/a 0.1%
    STAR USA FEDERAL CREDIT UNION $35,000 n/a 0.1%
    Figure Lending LLC $55,000 $25,000 -54.5% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $15,000 n/a 0.0%

    Oskaloosa's top lender by overall market share is COMMUNITY 1ST CREDIT UNION, with 17.3% market share. In second place, with 11.3%, is Bank Iowa, having originated $5,160,000 in loans. In third place, with 10.3%, is MidWestOne Bank, having originated $4,710,000 in loans. In fourth place, with 5.1%, is Washington State Bank, having originated $2,330,000 in loans. In fifth place, with 4.6%, is Leighton State Bank, having originated $2,095,000 in loans.

    Oskaloosa Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $112,900 (14.7%) $128,872 (-4.2%) 0.00 53
    2018-02-01 $121,225 (27.6%) $134,177 (1.9%) 0.00 48
    2018-03-01 $102,450 (3.6%) $126,313 (-7.0%) 0.00 48
    2018-04-01 $119,900 (5.5%) $139,764 (0.0%) 0.00 49
    2018-05-01 $133,700 (17.1%) $146,105 (3.3%) 0.00 52
    2018-06-01 $127,500 (14.7%) $151,505 (7.7%) 0.00 53
    2018-07-01 $154,900 (35.4%) $162,701 (15.8%) 0.00 56
    2018-08-01 $149,700 (24.8%) $160,941 (10.8%) 0.00 54
    2018-09-01 $135,000 (12.6%) $163,046 (18.2%) 0.00 55
    2018-10-01 $132,500 (16.3%) $167,005 (22.4%) 0.00 60
    2018-11-01 $147,900 (37.7%) $170,477 (30.4%) 0.00 59
    2018-12-01 $149,900 (32.8%) $169,195 (28.9%) 0.00 60
    2019-01-01 $124,900 (10.6%) $156,070 (21.1%) 0.00 51
    2019-02-01 $115,175 (-5.0%) $148,035 (10.3%) 0.00 45
    2019-03-01 $133,457 (30.3%) $158,905 (25.8%) 0.00 45
    2019-04-01 $144,975 (20.9%) $167,115 (19.6%) 0.00 45
    2019-05-01 $149,825 (12.1%) $171,684 (17.5%) 0.00 47
    2019-06-01 $147,400 (15.6%) $174,217 (15.0%) 0.00 54
    2019-07-01 $139,000 (-10.3%) $160,492 (-1.4%) 0.00 62
    2019-08-01 $137,364 (-8.2%) $157,165 (-2.4%) 0.00 65
    2019-09-01 $136,034 (0.8%) $155,916 (-4.4%) 0.00 63
    2019-10-01 $135,148 (2.0%) $155,088 (-7.1%) 0.00 64
    2019-11-01 $144,900 (-2.0%) $170,704 (0.1%) 0.00 70
    2019-12-01 $144,900 (-3.3%) $170,505 (0.8%) 0.00 59
    2020-01-01 $144,950 (16.1%) $173,100 (10.9%) 0.00 58
    2020-02-01 $144,900 (25.8%) $169,405 (14.4%) 0.00 56
    2020-03-01 $129,875 (-2.7%) $153,163 (-3.6%) 0.00 52
    2020-04-01 $123,750 (-14.6%) $152,941 (-8.5%) 0.00 48
    2020-05-01 $137,400 (-8.3%) $152,165 (-11.4%) 0.00 44
    2020-06-01 $136,650 (-7.3%) $155,137 (-11.0%) 0.00 39
    2020-07-01 $144,900 (4.2%) $161,800 (0.8%) 0.00 38
    2020-08-01 $144,900 (5.5%) $155,118 (-1.3%) 0.00 39
    2020-09-01 $123,750 (-9.0%) $141,301 (-9.4%) 0.00 40
    2020-10-01 $109,000 (-19.4%) $137,227 (-11.5%) 0.00 43
    2020-11-01 $123,450 (-14.8%) $143,627 (-15.9%) 0.00 41
    2020-12-01 $121,300 (-16.3%) $149,483 (-12.3%) 0.00 37
    2021-01-01 $121,250 (-16.4%) $142,907 (-17.4%) 0.00 33
    2021-02-01 $127,400 (-12.1%) $147,551 (-12.9%) 0.00 30
    2021-03-01 $109,900 (-15.4%) $133,275 (-13.0%) 0.00 26
    2021-04-01 $117,384 (-5.1%) $149,826 (-2.0%) 0.00 25
    2021-05-01 $129,900 (-5.5%) $157,642 (3.6%) 0.00 23
    2021-06-01 $168,450 (23.3%) $209,535 (35.1%) 0.00 24
    2021-07-01 $179,500 (23.9%) $235,391 (45.5%) 0.00 21
    2021-08-01 $154,700 (6.8%) $177,373 (14.4%) 0.00 34
    2021-09-01 $144,400 (16.7%) $167,472 (18.5%) 0.00 36
    2021-10-01 $139,900 (28.4%) $161,439 (17.6%) 0.00 45
    2021-11-01 $137,450 (11.3%) $175,683 (22.3%) 0.00 34
    2021-12-01 $139,900 (15.3%) $162,050 (8.4%) 0.00 27
    2022-01-01 $120,000 (-1.0%) $169,513 (18.6%) 0.00 24
    2022-02-01 $131,000 (2.8%) $181,357 (22.9%) 0.00 18
    2022-03-01 $146,500 (33.3%) $211,415 (58.6%) 0.00 17
    2022-04-01 $160,000 (36.3%) $217,582 (45.2%) 0.00 18
    2022-05-01 $176,250 (35.7%) $221,394 (40.4%) 0.00 27
    2022-06-01 $171,200 (1.6%) $184,602 (-11.9%) 0.00 33
    2022-07-01 $174,900 (-2.6%) $191,267 (-18.8%) 0.00 43
    2022-08-01 $177,225 (14.6%) $207,176 (16.8%) 0.00 39
    2022-09-01 $189,500 (31.2%) $218,872 (30.7%) 0.00 37
    2022-10-01 $175,000 (25.1%) $191,197 (18.4%) 0.00 27
    2022-11-01 $167,400 (21.8%) $183,099 (4.2%) 0.00 25
    2022-12-01 $155,000 (10.8%) $189,269 (16.8%) 0.00 25
    2023-01-01 $178,700 (48.9%) $203,951 (20.3%) 0.00 23
    2023-02-01 $168,250 (28.4%) $186,306 (2.7%) 0.00 22
    2023-03-01 $166,100 (13.4%) $186,910 (-11.6%) 0.00 20
    2023-04-01 $189,500 (18.4%) $216,348 (-0.6%) 0.00 12
    2023-05-01 $179,900 (2.1%) $209,354 (-5.4%) 0.00 14
    2023-06-01 $193,950 (13.3%) $223,368 (21.0%) 0.00 19
    2023-07-01 $215,000 (22.9%) $225,393 (17.8%) 0.00 15
    2023-08-01 $188,950 (6.6%) $218,425 (5.4%) 0.00 21
    2023-09-01 $175,000 (-7.7%) $214,957 (-1.8%) 0.00 23
    2023-10-01 $168,450 (-3.7%) $190,830 (-0.2%) 0.00 21
    2023-11-01 $209,675 (25.3%) $222,634 (21.6%) 0.00 21
    2023-12-01 $209,900 (35.4%) $223,963 (18.3%) 0.00 22
    2024-01-01 $158,975 (-11.0%) $208,842 (2.4%) 0.00 22
    2024-02-01 $187,450 (11.4%) $224,263 (20.4%) 0.00 20
    2024-03-01 $228,500 (37.6%) $247,009 (32.2%) 0.00 19
    Oskaloosa's median listing price for 2024-03-01 was $228,500, a difference of $62,400 (37.6%) versus the prior year and $41,050 versus the prior month.

    Oskaloosa's median listing price comes in at 0% of the national average.

    Oskaloosa's average listing price for 2024-03-01 was $247,009, a difference of $60,099 (32.2%) versus the prior year and $22,746 versus the prior month.

    For the 2024-03-01 period, Oskaloosa had 19 MLS listings, a difference of -1 listings (-5%) versus the prior month and -1 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,580 sqft
    2018-02-01 0 days 1,563 sqft
    2018-03-01 0 days 1,460 sqft
    2018-04-01 0 days 1,429 sqft
    2018-05-01 0 days 1,443 sqft
    2018-06-01 0 days 1,512 sqft
    2018-07-01 0 days 1,580 sqft
    2018-08-01 0 days 1,689 sqft
    2018-09-01 0 days 1,704 sqft
    2018-10-01 0 days 1,600 sqft
    2018-11-01 0 days 1,592 sqft
    2018-12-01 0 days 1,512 sqft
    2019-01-01 0 days 1,432 sqft
    2019-02-01 0 days 1,360 sqft
    2019-03-01 0 days 1,449 sqft
    2019-04-01 0 days 1,521 sqft
    2019-05-01 0 days 1,525 sqft
    2019-06-01 0 days 1,459 sqft
    2019-07-01 0 days 1,401 sqft
    2019-08-01 0 days 1,398 sqft
    2019-09-01 0 days 1,392 sqft
    2019-10-01 0 days 1,388 sqft
    2019-11-01 0 days 1,472 sqft
    2019-12-01 0 days 1,532 sqft
    2020-01-01 0 days 1,773 sqft
    2020-02-01 0 days 1,574 sqft
    2020-03-01 0 days 1,525 sqft
    2020-04-01 0 days 1,549 sqft
    2020-05-01 0 days 1,462 sqft
    2020-06-01 0 days 1,443 sqft
    2020-07-01 0 days 1,480 sqft
    2020-08-01 0 days 1,436 sqft
    2020-09-01 0 days 1,429 sqft
    2020-10-01 0 days 1,290 sqft
    2020-11-01 0 days 1,406 sqft
    2020-12-01 0 days 1,416 sqft
    2021-01-01 0 days 1,446 sqft
    2021-02-01 0 days 1,442 sqft
    2021-03-01 0 days 1,374 sqft
    2021-04-01 0 days 1,413 sqft
    2021-05-01 0 days 1,428 sqft
    2021-06-01 0 days 1,584 sqft
    2021-07-01 0 days 1,543 sqft
    2021-08-01 0 days 1,268 sqft
    2021-09-01 0 days 1,275 sqft
    2021-10-01 0 days 1,285 sqft
    2021-11-01 0 days 1,285 sqft
    2021-12-01 0 days 1,424 sqft
    2022-01-01 0 days 1,732 sqft
    2022-02-01 0 days 1,696 sqft
    2022-03-01 0 days 1,557 sqft
    2022-04-01 0 days 1,690 sqft
    2022-05-01 0 days 1,709 sqft
    2022-06-01 0 days 1,482 sqft
    2022-07-01 0 days 1,520 sqft
    2022-08-01 0 days 1,531 sqft
    2022-09-01 0 days 1,518 sqft
    2022-10-01 0 days 1,583 sqft
    2022-11-01 0 days 1,523 sqft
    2022-12-01 0 days 1,435 sqft
    2023-01-01 0 days 1,499 sqft
    2023-02-01 0 days 1,435 sqft
    2023-03-01 0 days 1,452 sqft
    2023-04-01 0 days 1,403 sqft
    2023-05-01 0 days 1,302 sqft
    2023-06-01 0 days 1,486 sqft
    2023-07-01 0 days 1,344 sqft
    2023-08-01 0 days 1,460 sqft
    2023-09-01 0 days 1,456 sqft
    2023-10-01 0 days 1,457 sqft
    2023-11-01 0 days 1,544 sqft
    2023-12-01 0 days 1,449 sqft
    2024-01-01 0 days 1,482 sqft
    2024-02-01 0 days 1,534 sqft
    2024-03-01 0 days 1,698 sqft
    Oskaloosa's median listing age (time on market) for 2024-03-01 was 0 days.

    Oskaloosa's median square footage for active listings during the 2024-03-01 period was 1,698 sqft. One year prior, the average listing was 1,452 sqft.

    Oskaloosa, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 203 $30,665,000 $151,059
    Refi 78 $6,710,000 $86,026
    Cash Out Refi 60 $4,010,000 $66,833
    Other 49 $2,805,000 $57,245
    Home Improvement 29 $1,595,000 $55,000

    Oskaloosa's most frequently cited loan purpose was Home Purchase, with 203 originations. The 2nd most popular reason was Refi, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 114 $14,550,000 $127,632
    5-6% 91 $10,675,000 $117,308
    7-8% 74 $9,350,000 $126,351
    <2.5% 50 $2,440,000 $48,800
    Over 8% 42 $3,160,000 $75,238
    4-5% 2 $160,000 $80,000
    2.5-3% 1 $5,000 $5,000

    During 2023, Oskaloosa's most frequently originated rate bucket was 6-7%, with 114 originations.

    Loan Sizing (Oskaloosa, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 233 $12,365,000 $53,069
    $100k-200k 133 $18,575,000 $139,662
    $200k-400k 48 $12,510,000 $260,625
    $400k-600k 5 $2,335,000 $467,000

    Oskaloosa's loan sizing saw the bucket of loans from $100,000 or less with 233 originations, totaling $12,365,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 130 $21,280,000 $163,692
    20-40% 75 $4,805,000 $64,067
    Under 20% 70 $2,410,000 $34,429
    60-80% 60 $7,580,000 $126,333
    40-60% 35 $3,075,000 $87,857
    Over 100% 4 $1,190,000 $297,500

    Oskaloosa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 130 originations, totaling $21,280,000 in origination value.