Oskaloosa Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oskaloosa averaged 6.79% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.71% and one month ago for the week of 2025-03-06, the average rate was 6.6%.

Oskaloosa's average rate one year ago was 6.79%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Oskaloosa 30 Year Fixed Rate 2025-04-10 6.79%
Oskaloosa 30 Year Fixed Rate Refi 2025-04-10 6.52%
Oskaloosa 15 Year Fixed Rate 2025-04-10 5.82%
Oskaloosa 15 Year Fixed Rate Refi 2025-04-10 5.72%
Oskaloosa 30 Year FHA 2025-04-10 6.33%
Oskaloosa 30 Year FHA Refi 2025-04-10 6.53%
Oskaloosa 30 Year USDA 2025-04-10 6.35%
Oskaloosa 30 Year USDA Refi 2025-04-10 6.45%
Oskaloosa 30 Year VA 2025-04-10 6.09%
Oskaloosa 30 Year VA Refi 2025-04-10 6.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oskaloosa, IA.

Oskaloosa Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oskaloosa, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
IOWA BANKERS MORTGAGE CORPORATION 17 6.29% $2,869
COMMUNITY 1ST CREDIT UNION 16 6.80% $2,298
Bank Iowa 15 6.89% $3,427
West Gate Bank 14 6.30% $2,509
QUICKEN LOANS, LLC 7 7.19% $4,937
MidWestOne Bank 7 6.63% $2,600
GREENSTATE CREDIT UNION 6 6.25% $2,200
CROSSCOUNTRY MORTGAGE, LLC 5 6.96% $3,517
Sierra Pacific Mortgage Company, Inc. 4 6.78% $4,218
Great Southern Bank 4 6.28% $3,659
U.S. Bank 4 6.59% $3,729
RESIDENTIAL MORTGAGE NETWORK, INC. 3 6.83% $2,377
Fortress Bank 3 6.46% $3,090
First Interstate Bank 2 7.88% $3,207
Farm Credit Mid-America, ACA 2 7.25% $8,331
VERIDIAN CREDIT UNION 2 5.88% $1,982
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.18% $5,048
CARDINAL FINANCIAL 2 6.81% $6,436
Wells Fargo Bank 1 6.88% $5,708
Community Choice Credit Union 1 6.50% $2,769
Bank of America 1 6.25% $3,206
GERSHMAN INVESTMENT CORP. 1 6.75% $3,031
Bankers Trust Company 1 6.88% $2,238
Carrington Mortgage Services, LLC 1 6.88% $3,824
JMAC LENDING, INC. 1 7.13% $4,137
JPMorgan Chase Bank 1 6.63% $0
Luana Savings Bank 1 7.13% $1,490
MORIA DEVELOPMENT, INC. 1 7.63% $6,525
Mortgage Research Center, LLC 1 6.38% $0
Northwest Bank 1 6.50% $2,588
BROKER SOLUTIONS, INC. 1 6.13% $2,889

Oskaloosa Average Closing Costs & Other Stats

Oskaloosa, IA's 31 lenders originated 434 loans during 2024. The total origination value was $53,880,000, with an average loan value of $124,147.

Oskaloosa's average closing costs are $3,237.

The top Oskaloosa lender as defined by loan originations is IOWA BANKERS MORTGAGE CORPORATION, with 17 loans originated. Their average total fees are $2,869, which is $571 higher than the next largest lender, COMMUNITY 1ST CREDIT UNION.

The lowest fee Oskaloosa lenders (with over 10 loans originated) are COMMUNITY 1ST CREDIT UNION ($2,298), West Gate Bank ($2,509), IOWA BANKERS MORTGAGE CORPORATION ($2,869), Bank Iowa ($3,427) and .

The lowest rate Oskaloosa lenders (with over 10 loans originated) are IOWA BANKERS MORTGAGE CORPORATION (6.29%), West Gate Bank (6.30%), COMMUNITY 1ST CREDIT UNION (6.80%), Bank Iowa (6.89%) and .

Oskaloosa, IA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
COMMUNITY 1ST CREDIT UNION $7,920,000 $6,920,000 -12.6% 12.8%
Bank Iowa $5,160,000 $6,860,000 32.9% 12.7%
MidWestOne Bank $4,710,000 $3,630,000 -22.9% 6.7%
IOWA BANKERS MORTGAGE CORPORATION $2,030,000 $3,545,000 74.6% 6.6%
QUICKEN LOANS, LLC $775,000 $3,035,000 291.6% 5.6%
Leighton State Bank $2,095,000 $2,360,000 12.6% 4.4%
Washington State Bank $2,330,000 $2,100,000 -9.9% 3.9%
West Gate Bank $195,000 $2,040,000 946.2% 3.8%
GREENSTATE CREDIT UNION $1,575,000 $1,735,000 10.2% 3.2%
U.S. Bank $1,605,000 $1,575,000 -1.9% 2.9%
Great Southern Bank $1,740,000 $1,530,000 -12.1% 2.8%
Mortgage Research Center, LLC $395,000 $1,480,000 274.7% 2.7%
CROSSCOUNTRY MORTGAGE, LLC $215,000 $1,350,000 527.9% 2.5%
RESIDENTIAL MORTGAGE NETWORK, INC. $750,000 $1,080,000 44.0% 2.0%
Sierra Pacific Mortgage Company, Inc. $940,000 n/a 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $480,000 $885,000 84.4% 1.6%
VERIDIAN CREDIT UNION $235,000 $880,000 274.5% 1.6%
CARDINAL FINANCIAL $135,000 $705,000 422.2% 1.3%
Community Choice Credit Union $95,000 $675,000 610.5% 1.3%
Farm Credit Mid-America, ACA $485,000 $630,000 29.9% 1.2%
Fortress Bank $375,000 $535,000 42.7% 1.0%
Bankers Trust Company $525,000 n/a 1.0%
NEW DAY FINANCIAL, LLC $510,000 n/a 0.9%
Luana Savings Bank $455,000 n/a 0.8%
LOANDEPOT.COM, LLC $105,000 $450,000 328.6% 0.8%
FREEDOM MORTGAGE CORPORATION $480,000 $380,000 -20.8% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $660,000 $370,000 -43.9% 0.7%
21ST MORTGAGE CORPORATION $155,000 $355,000 129.0% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $350,000 n/a 0.6%
MORIA DEVELOPMENT, INC. $325,000 n/a 0.6%
HOMESERVICES LENDING, LLC $1,380,000 $305,000 -77.9% 0.6%
HOMESIDE FINANCIAL, LLC $305,000 $285,000 -6.6% 0.5%
First Interstate Bank $280,000 n/a 0.5%
Bank of America $255,000 n/a 0.5%
BROKER SOLUTIONS, INC. $165,000 $255,000 54.5% 0.5%
GUILD MORTGAGE COMPANY $470,000 $255,000 -45.7% 0.5%
COMPASS MORTGAGE, INC. $470,000 $245,000 -47.9% 0.5%
PENNYMAC LOAN SERVICES, LLC $230,000 n/a 0.4%
Northbrook Bank & Trust $185,000 n/a 0.3%
ROYAL UNITED MORTGAGE LLC $180,000 n/a 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $170,000 n/a 0.3%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.3%
UNITED $155,000 n/a 0.3%
GERSHMAN INVESTMENT CORP. $115,000 $145,000 26.1% 0.3%
Northpointe Bank $145,000 n/a 0.3%
Wells Fargo Bank $405,000 $145,000 -64.2% 0.3%
Federation Bank $135,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $125,000 n/a 0.2%
JMAC LENDING, INC. $255,000 $125,000 -51.0% 0.2%
MLD MORTGAGE INC. $125,000 n/a 0.2%
River Region Credit Union $115,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $105,000 n/a 0.2%
Northwest Bank $105,000 n/a 0.2%
JPMorgan Chase Bank $200,000 $95,000 -52.5% 0.2%
LIMA ONE CAPITAL, LLC $85,000 $95,000 11.8% 0.2%
TRIAD FINANCIAL SERVICES, INC. $15,000 $90,000 500.0% 0.2%
Carrington Mortgage Services, LLC $85,000 n/a 0.2%
Deere Employees Credit Union $340,000 $75,000 -77.9% 0.1%
Peoples Savings Bank $75,000 n/a 0.1%
SPRING EQ, LLC $75,000 n/a 0.1%
The Bank of Old Monroe $75,000 n/a 0.1%
Collins Community Credit Union $65,000 n/a 0.1%
MEMBERS1st Community Credit Union $65,000 n/a 0.1%
Centier Bank $45,000 $55,000 22.2% 0.1%
Bridge Community Bank $35,000 n/a 0.1%

Oskaloosa's top lender by overall market share is COMMUNITY 1ST CREDIT UNION, with 12.8% market share. In second place, with 12.7%, is Bank Iowa, having originated $6,860,000 in loans. In third place, with 6.7%, is MidWestOne Bank, having originated $3,630,000 in loans. In fourth place, with 6.6%, is IOWA BANKERS MORTGAGE CORPORATION, having originated $3,545,000 in loans. In fifth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $3,035,000 in loans.


Oskaloosa Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $112,900 (14.7%) $128,872 (-4.2%) 0.00 53
2018-02-01 $121,225 (27.6%) $134,177 (1.9%) 0.00 48
2018-03-01 $102,450 (3.6%) $126,313 (-7.0%) 0.00 48
2018-04-01 $119,900 (5.5%) $139,764 (0.0%) 0.00 49
2018-05-01 $133,700 (17.1%) $146,105 (3.3%) 0.00 52
2018-06-01 $127,500 (14.7%) $151,505 (7.7%) 0.00 53
2018-07-01 $154,900 (35.4%) $162,701 (15.8%) 0.00 56
2018-08-01 $149,700 (24.8%) $160,941 (10.8%) 0.00 54
2018-09-01 $135,000 (12.6%) $163,046 (18.2%) 0.00 55
2018-10-01 $132,500 (16.3%) $167,005 (22.4%) 0.00 60
2018-11-01 $147,900 (37.7%) $170,477 (30.4%) 0.00 59
2018-12-01 $149,900 (32.8%) $169,195 (28.9%) 0.00 60
2019-01-01 $124,900 (10.6%) $156,070 (21.1%) 0.00 51
2019-02-01 $115,175 (-5.0%) $148,035 (10.3%) 0.00 45
2019-03-01 $134,014 (30.8%) $161,082 (27.5%) 0.00 45
2019-04-01 $144,975 (20.9%) $169,291 (21.1%) 0.00 45
2019-05-01 $149,825 (12.1%) $171,684 (17.5%) 0.00 47
2019-06-01 $147,400 (15.6%) $174,217 (15.0%) 0.00 54
2019-07-01 $139,000 (-10.3%) $160,492 (-1.4%) 0.00 62
2019-08-01 $137,364 (-8.2%) $157,165 (-2.4%) 0.00 65
2019-09-01 $136,034 (0.8%) $155,916 (-4.4%) 0.00 63
2019-10-01 $135,148 (2.0%) $155,088 (-7.1%) 0.00 64
2019-11-01 $144,900 (-2.0%) $170,704 (0.1%) 0.00 70
2019-12-01 $144,900 (-3.3%) $170,505 (0.8%) 0.00 59
2020-01-01 $144,950 (16.1%) $173,100 (10.9%) 0.00 58
2020-02-01 $144,900 (25.8%) $169,405 (14.4%) 0.00 56
2020-03-01 $129,875 (-3.1%) $153,163 (-4.9%) 0.00 52
2020-04-01 $123,750 (-14.6%) $152,941 (-9.7%) 0.00 48
2020-05-01 $137,400 (-8.3%) $152,165 (-11.4%) 0.00 44
2020-06-01 $136,650 (-7.3%) $155,137 (-11.0%) 0.00 39
2020-07-01 $144,900 (4.2%) $161,800 (0.8%) 0.00 38
2020-08-01 $144,900 (5.5%) $155,118 (-1.3%) 0.00 39
2020-09-01 $123,750 (-9.0%) $141,301 (-9.4%) 0.00 40
2020-10-01 $109,000 (-19.4%) $137,227 (-11.5%) 0.00 43
2020-11-01 $123,450 (-14.8%) $143,627 (-15.9%) 0.00 41
2020-12-01 $121,300 (-16.3%) $149,483 (-12.3%) 0.00 37
2021-01-01 $121,250 (-16.4%) $142,907 (-17.4%) 0.00 33
2021-02-01 $127,400 (-12.1%) $147,551 (-12.9%) 0.00 30
2021-03-01 $109,900 (-15.4%) $133,275 (-13.0%) 0.00 26
2021-04-01 $117,384 (-5.1%) $149,826 (-2.0%) 0.00 25
2021-05-01 $129,900 (-5.5%) $157,642 (3.6%) 0.00 23
2021-06-01 $168,450 (23.3%) $209,535 (35.1%) 0.00 24
2021-07-01 $179,500 (23.9%) $235,391 (45.5%) 0.00 21
2021-08-01 $154,700 (6.8%) $177,373 (14.4%) 0.00 34
2021-09-01 $144,400 (16.7%) $167,472 (18.5%) 0.00 36
2021-10-01 $139,900 (28.4%) $161,439 (17.6%) 0.00 45
2021-11-01 $137,450 (11.3%) $175,683 (22.3%) 0.00 34
2021-12-01 $139,900 (15.3%) $162,050 (8.4%) 0.00 27
2022-01-01 $120,000 (-1.0%) $169,513 (18.6%) 0.00 24
2022-02-01 $131,000 (2.8%) $181,357 (22.9%) 0.00 18
2022-03-01 $146,500 (33.3%) $211,415 (58.6%) 0.00 17
2022-04-01 $160,000 (36.3%) $217,582 (45.2%) 0.00 18
2022-05-01 $176,250 (35.7%) $221,394 (40.4%) 0.00 27
2022-06-01 $171,200 (1.6%) $184,602 (-11.9%) 0.00 33
2022-07-01 $174,900 (-2.6%) $191,267 (-18.8%) 0.00 43
2022-08-01 $177,225 (14.6%) $207,176 (16.8%) 0.00 39
2022-09-01 $188,375 (30.5%) $218,449 (30.4%) 0.00 37
2022-10-01 $175,000 (25.1%) $191,197 (18.4%) 0.00 27
2022-11-01 $167,400 (21.8%) $183,099 (4.2%) 0.00 25
2022-12-01 $155,000 (10.8%) $189,269 (16.8%) 0.00 25
2023-01-01 $178,700 (48.9%) $203,951 (20.3%) 0.00 23
2023-02-01 $168,250 (28.4%) $186,306 (2.7%) 0.00 22
2023-03-01 $166,100 (13.4%) $186,910 (-11.6%) 0.00 20
2023-04-01 $189,500 (18.4%) $216,348 (-0.6%) 0.00 12
2023-05-01 $179,900 (2.1%) $209,354 (-5.4%) 0.00 14
2023-06-01 $193,950 (13.3%) $223,368 (21.0%) 0.00 19
2023-07-01 $215,000 (22.9%) $225,393 (17.8%) 0.00 15
2023-08-01 $188,950 (6.6%) $218,425 (5.4%) 0.00 21
2023-09-01 $175,000 (-7.1%) $214,957 (-1.6%) 0.00 23
2023-10-01 $168,450 (-3.7%) $190,830 (-0.2%) 0.00 21
2023-11-01 $209,675 (25.3%) $222,634 (21.6%) 0.00 21
2023-12-01 $209,900 (35.4%) $223,963 (18.3%) 0.00 22
2024-01-01 $158,975 (-11.0%) $208,842 (2.4%) 0.00 22
2024-02-01 $187,450 (11.4%) $224,263 (20.4%) 0.00 20
2024-03-01 $228,500 (37.6%) $247,009 (32.2%) 0.00 19
2024-04-01 $239,950 (26.6%) $251,024 (16.0%) 0.00 18
2024-05-01 $201,425 (12.0%) $212,651 (1.6%) 0.00 21
2024-06-01 $196,900 (1.5%) $224,722 (0.6%) 0.00 19
2024-07-01 $215,000 (0.0%) $231,934 (2.9%) 0.00 29
2024-08-01 $229,450 (21.4%) $245,849 (12.6%) 0.00 34
2024-09-01 $227,175 (29.8%) $238,430 (10.9%) 0.00 33
2024-10-01 $189,900 (12.7%) $212,268 (11.2%) 0.00 48
2024-11-01 $189,950 (-9.4%) $212,675 (-4.5%) 0.00 49
2024-12-01 $193,500 (-7.8%) $215,458 (-3.8%) 0.00 47
2025-01-01 $212,450 (33.6%) $240,746 (15.3%) 0.00 42
2025-02-01 $233,950 (24.8%) $263,586 (17.5%) 0.00 41
2025-03-01 $262,000 (14.7%) $281,090 (13.8%) 0.00 40
Oskaloosa's median listing price for 2025-03-01 was $262,000, a difference of $33,500 (14.7%) versus the prior year and $28,050 versus the prior month.

Oskaloosa's median listing price comes in at 0% of the national average.

Oskaloosa's average listing price for 2025-03-01 was $281,090, a difference of $34,081 (13.8%) versus the prior year and $17,504 versus the prior month.

For the 2025-03-01 period, Oskaloosa had 40 MLS listings, a difference of -1 listings (-2%) versus the prior month and 21 listings (111%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Oskaloosa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,580 sqft
2018-02-01 0 days 1,563 sqft
2018-03-01 0 days 1,460 sqft
2018-04-01 0 days 1,429 sqft
2018-05-01 0 days 1,443 sqft
2018-06-01 0 days 1,512 sqft
2018-07-01 0 days 1,580 sqft
2018-08-01 0 days 1,689 sqft
2018-09-01 0 days 1,704 sqft
2018-10-01 0 days 1,600 sqft
2018-11-01 0 days 1,592 sqft
2018-12-01 0 days 1,512 sqft
2019-01-01 0 days 1,432 sqft
2019-02-01 0 days 1,360 sqft
2019-03-01 0 days 1,447 sqft
2019-04-01 0 days 1,519 sqft
2019-05-01 0 days 1,525 sqft
2019-06-01 0 days 1,459 sqft
2019-07-01 0 days 1,401 sqft
2019-08-01 0 days 1,398 sqft
2019-09-01 0 days 1,392 sqft
2019-10-01 0 days 1,388 sqft
2019-11-01 0 days 1,472 sqft
2019-12-01 0 days 1,532 sqft
2020-01-01 0 days 1,773 sqft
2020-02-01 0 days 1,574 sqft
2020-03-01 0 days 1,525 sqft
2020-04-01 0 days 1,549 sqft
2020-05-01 0 days 1,462 sqft
2020-06-01 0 days 1,443 sqft
2020-07-01 0 days 1,480 sqft
2020-08-01 0 days 1,436 sqft
2020-09-01 0 days 1,429 sqft
2020-10-01 0 days 1,290 sqft
2020-11-01 0 days 1,406 sqft
2020-12-01 0 days 1,416 sqft
2021-01-01 0 days 1,446 sqft
2021-02-01 0 days 1,442 sqft
2021-03-01 0 days 1,374 sqft
2021-04-01 0 days 1,413 sqft
2021-05-01 0 days 1,428 sqft
2021-06-01 0 days 1,584 sqft
2021-07-01 0 days 1,543 sqft
2021-08-01 0 days 1,268 sqft
2021-09-01 0 days 1,275 sqft
2021-10-01 0 days 1,285 sqft
2021-11-01 0 days 1,285 sqft
2021-12-01 0 days 1,424 sqft
2022-01-01 0 days 1,732 sqft
2022-02-01 0 days 1,696 sqft
2022-03-01 0 days 1,557 sqft
2022-04-01 0 days 1,690 sqft
2022-05-01 0 days 1,709 sqft
2022-06-01 0 days 1,482 sqft
2022-07-01 0 days 1,520 sqft
2022-08-01 0 days 1,531 sqft
2022-09-01 0 days 1,521 sqft
2022-10-01 0 days 1,583 sqft
2022-11-01 0 days 1,523 sqft
2022-12-01 0 days 1,435 sqft
2023-01-01 0 days 1,499 sqft
2023-02-01 0 days 1,435 sqft
2023-03-01 0 days 1,452 sqft
2023-04-01 0 days 1,403 sqft
2023-05-01 0 days 1,302 sqft
2023-06-01 0 days 1,486 sqft
2023-07-01 0 days 1,344 sqft
2023-08-01 0 days 1,460 sqft
2023-09-01 0 days 1,456 sqft
2023-10-01 0 days 1,457 sqft
2023-11-01 0 days 1,544 sqft
2023-12-01 0 days 1,449 sqft
2024-01-01 0 days 1,482 sqft
2024-02-01 0 days 1,534 sqft
2024-03-01 0 days 1,698 sqft
2024-04-01 0 days 1,587 sqft
2024-05-01 0 days 1,507 sqft
2024-06-01 0 days 1,594 sqft
2024-07-01 0 days 1,565 sqft
2024-08-01 0 days 1,528 sqft
2024-09-01 0 days 1,542 sqft
2024-10-01 0 days 1,414 sqft
2024-11-01 0 days 1,322 sqft
2024-12-01 0 days 1,280 sqft
2025-01-01 0 days 1,436 sqft
2025-02-01 0 days 1,448 sqft
2025-03-01 0 days 1,495 sqft
Oskaloosa's median listing age (time on market) for 2025-03-01 was 0 days.

Oskaloosa's median square footage for active listings during the 2025-03-01 period was 1,495 sqft. One year prior, the average listing was 1,698 sqft.

Oskaloosa, IA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 206 $34,460,000 $167,282
Refi 123 $10,325,000 $83,943
Other 41 $2,735,000 $66,707
Cash Out Refi 38 $4,770,000 $125,526
Home Improvement 26 $1,590,000 $61,154

Oskaloosa's most frequently cited loan purpose was Home Purchase, with 206 originations. The 2nd most popular reason was Refi, with 123 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 165 $26,735,000 $162,030
7-8% 79 $9,175,000 $116,139
<2.5% 65 $2,985,000 $45,923
Over 8% 51 $3,315,000 $65,000
5-6% 32 $5,330,000 $166,563
4-5% 3 $675,000 $225,000
3-4% 1 $65,000 $65,000

During 2024, Oskaloosa's most frequently originated rate bucket was 6-7%, with 165 originations.

Loan Sizing (Oskaloosa, IA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 214 $10,780,000 $50,374
$100k-200k 148 $21,500,000 $145,270
$200k-400k 62 $16,470,000 $265,645
$400k-600k 8 $3,760,000 $470,000
$600k-1000k 2 $1,370,000 $685,000

Oskaloosa's loan sizing saw the bucket of loans from $100,000 or less with 214 originations, totaling $10,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 134 $24,230,000 $180,821
Under 20% 85 $2,775,000 $32,647
20-40% 70 $4,620,000 $66,000
60-80% 64 $11,350,000 $177,344
40-60% 37 $3,925,000 $106,081
Over 100% 1 $255,000 $255,000

Oskaloosa's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 134 originations, totaling $24,230,000 in origination value.