DAVENPORT - MOLINE - ROCK ISLAND Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Davenport - Moline - Rock Island averaged 6.7% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.31% and one month ago for the week of 2025-02-27, the average rate was 6.72%.

Davenport - Moline - Rock Island's average rate one year ago was 6.55%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.53%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Davenport - Moline - Rock Island 30 Year Fixed Rate 2025-04-03 6.7%
Davenport - Moline - Rock Island 30 Year Fixed Rate Refi 2025-04-03 6.53%
Davenport - Moline - Rock Island 15 Year Fixed Rate 2025-04-03 5.97%
Davenport - Moline - Rock Island 15 Year Fixed Rate Refi 2025-04-03 6.02%
Davenport - Moline - Rock Island 30 Year FHA 2025-04-03 6.59%
Davenport - Moline - Rock Island 30 Year FHA Refi 2025-04-03 6.36%
Davenport - Moline - Rock Island 30 Year USDA 2025-04-03 6.32%
Davenport - Moline - Rock Island 30 Year USDA Refi 2025-04-03 6.42%
Davenport - Moline - Rock Island 30 Year VA 2025-04-03 6.02%
Davenport - Moline - Rock Island 30 Year VA Refi 2025-04-03 5.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAVENPORT-MOLINE-ROCK ISLAND, IA-IL.

DAVENPORT - MOLINE - ROCK ISLAND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAVENPORT-MOLINE-ROCK ISLAND, IA-IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
GREENSTATE CREDIT UNION 428 6.33% $2,009
I. H. MISSISSIPPI VALLEY CREDIT UNION 407 6.28% $2,639
RUHL MORTGAGE, LLC 265 6.39% $2,254
HOMESIDE FINANCIAL, LLC 176 7.04% $3,257
Deere Employees Credit Union 155 6.31% $2,475
BROKER SOLUTIONS, INC. 151 6.72% $5,644
ASCENTRA 126 6.43% $2,097
QUICKEN LOANS, LLC 96 6.76% $5,230
American Bank and Trust Company 85 6.40% $2,778
CROSSCOUNTRY MORTGAGE, LLC 72 6.87% $4,465
R.I.A. Federal Credit Union 67 6.00% $2,340
DuTrac Community Credit Union 66 6.41% $2,444
U.S. Bank 62 6.81% $3,124
CBI Bank & Trust 61 6.82% $2,346
UNITED WHOLESALE MORTGAGE, LLC 37 6.79% $5,180
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 33 6.94% $4,726
MICHIGAN MUTUAL, INC. 32 6.50% $3,309
Wells Fargo Bank 29 6.56% $4,225
LOANDEPOT.COM, LLC 25 6.93% $5,403
First Federal Bank 24 6.84% $4,077
Old National Bank 24 6.48% $2,678
NEWREZ LLC 22 6.85% $4,296
Fortress Bank 22 6.47% $2,332
CALCON MUTUAL MORTGAGE LLC 20 6.89% $3,764
COMPEER FINANCIAL, FLCA 15 7.61% $3,154
THE FAMILY CREDIT UNION 15 6.87% $2,053
Great Southern Bank 15 6.37% $2,925
GUARANTEED RATE, INC. 14 6.70% $4,381
Community Mortgage Banc Corporation 14 6.23% $3,293
JPMorgan Chase Bank 13 6.80% $2,779
CARDINAL FINANCIAL 12 6.87% $7,162
GAS AND ELECTRIC CREDIT UNION 11 6.20% $3,521
SUCCESS MORTGAGE PARTNERS, INC. 9 7.42% $5,794
FLAT BRANCH MORTGAGE, INC. 9 6.65% $3,702
AXIA FINANCIAL, LLC 9 7.12% $4,482
MARINE 9 10.28% $4,740
Mr. Cooper ( Nationstar Mortgage ) 8 6.90% $5,050
American Mortgage & Equity Consultants, Inc. 8 6.91% $4,737
Flanagan State Bank 8 6.80% $4,739
Morton Community Bank 7 7.16% $2,290
MOVEMENT MORTGAGE, LLC 7 6.80% $4,228
Flagstar Bank, FSB 7 6.74% $2,545
NAVY FEDERAL CREDIT UNION 7 6.71% $2,298
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.96% $4,643
Mortgage Research Center, LLC 5 6.67% $4,952
Servion, Inc. 5 6.38% $2,779
DUPACO COMMUNITY 5 6.60% $2,957
Morgan Stanley Private Bank 4 6.31% $3,672
GERSHMAN INVESTMENT CORP. 4 6.59% $4,212
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.94% $5,129
VERIDIAN CREDIT UNION 4 6.00% $1,986
PLANET HOME LENDING, LLC 4 7.34% $3,875
PREMIA MORTGAGE, LLC 4 6.58% $0
USAA Federal Savings Bank 4 6.66% $3,873
IOWA BANKERS MORTGAGE CORPORATION 4 6.44% $2,607
ZILLOW HOME LOANS, LLC 3 7.13% $3,675
Associated Bank 3 6.29% $2,609
Carrington Mortgage Services, LLC 3 6.54% $5,922
CITIZENS EQUITY FIRST 3 6.29% $1,361
Collins Community Credit Union 3 6.75% $2,172
COMPASS MORTGAGE, INC. 3 6.58% $3,573
GUILD MORTGAGE COMPANY 3 7.08% $3,520
NexBank 3 6.83% $4,672
PENNYMAC LOAN SERVICES, LLC 3 6.62% $3,135
ROYAL UNITED MORTGAGE LLC 3 7.21% $7,674
The Loan Store, Inc. 3 6.96% $3,998
Century Mortgage Company DBA Century Lending Company 2 7.00% $3,681
RESIDENTIAL BANCORP 2 6.38% $11,914
RESIDENTIAL MORTGAGE NETWORK, INC. 2 6.50% $2,524
CANOPY MORTGAGE, LLC 2 7.00% $3,123
PLAZA HOME MORTGAGE, INC. 2 6.75% $7,069
Ally Bank 2 6.31% $4,239
UIF CORPORATION 2 6.44% $4,134
First Mid Bank & Trust 2 6.50% $1,830
AmeriHome Mortgage Company, LLC 2 7.06% $2,605
MORTGAGE ACCESS CORP. 2 7.25% $4,108
PHH Mortgage Corporation 2 7.00% $6,347
Plains Commerce Bank 2 6.63% $12,997
SIRVA MORTGAGE, INC. 2 6.56% $1,289
PROPER RATE, LLC 2 7.03% $3,591
AMERICAN FINANCIAL NETWORK, INC. 2 8.00% $3,510
MidWestOne Bank 1 7.50% $2,778
MLD MORTGAGE INC. 1 6.63% $3,476
FIRST COMMUNITY MORTGAGE, INC. 1 7.88% $20,732
MORTGAGE CENTER L.C 1 6.38% $2,368
First Central State Bank 1 6.13% $2,188
First Bank & Trust 1 5.99% $2,953
Farmers State Bank 1 7.13% $2,504
Discover Bank 1 7.49% $0
DEEPHAVEN MORTGAGE LLC 1 9.63% $11,432
Community Choice Credit Union 1 5.63% $2,787
Commerce Home Mortgage, Inc. 1 9.50% $7,681
NBKC BANK 1 7.00% $2,738
Commerce Bank 1 6.38% $2,489
NEXERA HOLDING LLC 1 7.00% $3,203
NFM, INC. 1 6.99% $7,512
CMG MORTGAGE, INC. 1 7.38% $2,820
Waterstone Mortgage Corporation 1 6.38% $7,127
PENTAGON FEDERAL CREDIT UNION 1 7.38% $3,112
Citibank 1 6.50% $3,651
PNC Bank 1 8.00% $2,501
CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,135
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $5,623
Princeton Mortgage Corporation 1 6.63% $4,313
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.50% $5,853
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.99% $2,619
AMERICAN FINANCE HOUSE LARIBA 1 7.10% $6,106
Barrington Bank & Trust Company, N.A. 1 6.49% $2,979
S1L, Inc. 1 6.99% $3,746
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.63% $9,358
SPIRE Credit Union 1 7.00% $2,773
Bank of America 1 6.75% $2,540
SUN WEST MORTGAGE COMPANY, INC. 1 6.00% $6,557
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $8,348
The Federal Savings Bank 1 6.88% $7,167
The First National Bank and Trust Company 1 6.50% $2,847
The First National Bank of Ottawa 1 6.25% $2,408
AMERISAVE MORTGAGE CORPORATION 1 6.63% $5,965
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $4,334
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.88% $2,548
HANSCOM 1 5.88% $6,507
Hills Bank and Trust Company 1 6.25% $1,717
HOMESERVICES LENDING, LLC 1 7.00% $4,136
HOMEXPRESS MORTGAGE CORP. 1 8.75% $7,457
GUARANTEED RATE AFFINITY, LLC 1 5.88% $935
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.98% $3,391
IAA Credit Union 1 6.50% $2,761
Goldwater Bank, N.A. 1 8.13% $4,826
GENEVA FINANCIAL, LLC 1 6.38% $4,338
First State Bank 1 7.13% $1,569
LAKEVIEW LOAN SERVICING, LLC 1 7.63% $6,496
LEADERONE FINANCIAL CORPORATION 1 6.99% $3,460
LENDSURE MORTGAGE CORP. 1 8.00% $7,220
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $3,063
LINN AREA 1 5.75% $2,138
First National Bank of America 1 10.63% $7,895
Luana Savings Bank 1 6.38% $1,515
Merchants Bank 1 6.53% $2,215
First International Bank & Trust 1 7.38% $2,326

DAVENPORT - MOLINE - ROCK ISLAND Average Closing Costs & Other Stats

DAVENPORT-MOLINE-ROCK ISLAND, IA-IL's 139 lenders originated 7,698 loans during 2024. The total origination value was $1,341,010,000, with an average loan value of $174,202.

DAVENPORT - MOLINE - ROCK ISLAND's average closing costs are $3,324.

The top DAVENPORT - MOLINE - ROCK ISLAND lender as defined by loan originations is GREENSTATE CREDIT UNION, with 428 loans originated. Their average total fees are $2,009, which is $630 lower than the next largest lender, I. H. MISSISSIPPI VALLEY CREDIT UNION.

The lowest fee DAVENPORT - MOLINE - ROCK ISLAND lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($2,009), THE FAMILY CREDIT UNION ($2,053), ASCENTRA ($2,097), RUHL MORTGAGE, LLC ($2,254) and Fortress Bank ($2,332).

The lowest rate DAVENPORT - MOLINE - ROCK ISLAND lenders (with over 10 loans originated) are R.I.A. Federal Credit Union (6.00%), GAS AND ELECTRIC CREDIT UNION (6.20%), Community Mortgage Banc Corporation (6.23%), I. H. MISSISSIPPI VALLEY CREDIT UNION (6.28%) and Deere Employees Credit Union (6.31%).

DAVENPORT-MOLINE-ROCK ISLAND, IA-IL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
GREENSTATE CREDIT UNION $119,855,000 $134,690,000 12.4% 10.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $62,655,000 $84,740,000 35.2% 6.3%
RUHL MORTGAGE, LLC $69,145,000 $79,080,000 14.4% 5.9%
BROKER SOLUTIONS, INC. $57,255,000 $69,640,000 21.6% 5.2%
HOMESIDE FINANCIAL, LLC $44,380,000 $65,720,000 48.1% 4.9%
Deere Employees Credit Union $52,525,000 $64,520,000 22.8% 4.8%
Quad City Bank and Trust Company $29,175,000 $55,945,000 91.8% 4.2%
QUICKEN LOANS, LLC $25,990,000 $39,610,000 52.4% 3.0%
ASCENTRA $47,025,000 $37,700,000 -19.8% 2.8%
Blackhawk Bank & Trust $27,260,000 $33,700,000 23.6% 2.5%
DuTrac Community Credit Union $18,485,000 $32,415,000 75.4% 2.4%
BANKORION $32,020,000 $30,390,000 -5.1% 2.3%
American Bank and Trust Company $25,425,000 $27,705,000 9.0% 2.1%
Mortgage Research Center, LLC $22,635,000 $27,030,000 19.4% 2.0%
CBI Bank & Trust $16,735,000 $25,125,000 50.1% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $13,040,000 $23,040,000 76.7% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $16,585,000 $21,250,000 28.1% 1.6%
R.I.A. Federal Credit Union $15,585,000 $20,775,000 33.3% 1.5%
Availa Bank $19,505,000 n/a 1.5%
U.S. Bank $22,785,000 $18,275,000 -19.8% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,760,000 $18,190,000 -3.0% 1.4%
NEWREZ LLC $11,780,000 $15,700,000 33.3% 1.2%
ORIX REAL ESTATE CAPITAL, LLC $14,925,000 n/a 1.1%
First Central State Bank $15,030,000 $14,260,000 -5.1% 1.1%
Blue Grass Savings Bank $10,960,000 $13,030,000 18.9% 1.0%
LOANDEPOT.COM, LLC $7,380,000 $12,440,000 68.6% 0.9%
Midwest Bank $6,850,000 $10,630,000 55.2% 0.8%
Old National Bank $6,010,000 $8,975,000 49.3% 0.7%
Pinnacle Bank $125,000 $8,805,000 6,944.0% 0.7%
WALKER & DUNLOP, LLC $9,860,000 $8,405,000 -14.8% 0.6%
Bank Iowa $455,000 $8,260,000 1,715.4% 0.6%
MICHIGAN MUTUAL, INC. $3,360,000 $8,220,000 144.6% 0.6%
FREEDOM MORTGAGE CORPORATION $3,445,000 $7,930,000 130.2% 0.6%
Farmers National Bank $3,450,000 $7,575,000 119.6% 0.6%
THE FAMILY CREDIT UNION $7,975,000 $7,425,000 -6.9% 0.6%
Flanagan State Bank $6,570,000 $7,255,000 10.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $2,850,000 $7,180,000 151.9% 0.5%
Wells Fargo Bank $6,900,000 $7,125,000 3.3% 0.5%
First Federal Bank $2,320,000 $6,965,000 200.2% 0.5%
CALCON MUTUAL MORTGAGE LLC $65,000 $6,695,000 10,200.0% 0.5%
Barings Multifamily Capital $6,605,000 n/a 0.5%
NAVY FEDERAL CREDIT UNION $6,540,000 $6,205,000 -5.1% 0.5%
GUARANTEED RATE, INC. $7,165,000 $5,830,000 -18.6% 0.4%
PLAZA HOME MORTGAGE, INC. $5,830,000 $5,635,000 -3.3% 0.4%
Fortress Bank $9,985,000 $5,270,000 -47.2% 0.4%
Great Southern Bank $2,550,000 $4,980,000 95.3% 0.4%
COMPEER FINANCIAL, FLCA $4,640,000 $4,940,000 6.5% 0.4%
USAA Federal Savings Bank $4,710,000 $4,830,000 2.5% 0.4%
Central Bank Illinois $9,195,000 $4,665,000 -49.3% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $6,920,000 $4,655,000 -32.7% 0.3%
AXIA FINANCIAL, LLC $4,450,000 n/a 0.3%
First Trust and Savings Bank $5,600,000 $4,445,000 -20.6% 0.3%
JPMorgan Chase Bank $6,030,000 $4,125,000 -31.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $3,580,000 $4,065,000 13.5% 0.3%
Plains Commerce Bank $3,150,000 $3,640,000 15.6% 0.3%
CARDINAL FINANCIAL $5,620,000 $3,605,000 -35.9% 0.3%
Union Federal Savings and Loan Association $2,615,000 $3,535,000 35.2% 0.3%
PLANET HOME LENDING, LLC $3,305,000 n/a 0.2%
GAS AND ELECTRIC CREDIT UNION $3,600,000 $3,045,000 -15.4% 0.2%
MOVEMENT MORTGAGE, LLC $4,995,000 $2,940,000 -41.1% 0.2%
Grandbridge Real Estate Capital LLC $2,935,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $255,000 $2,875,000 1,027.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,125,000 $2,540,000 125.8% 0.2%
STATE BANK OFTOULON $3,435,000 $2,455,000 -28.5% 0.2%
NEW DAY FINANCIAL, LLC $1,080,000 $2,445,000 126.4% 0.2%
GERSHMAN INVESTMENT CORP. $1,565,000 $2,380,000 52.1% 0.2%
MARINE $2,590,000 $2,325,000 -10.2% 0.2%
Barrington Bank & Trust Company, N.A. $1,720,000 $2,265,000 31.7% 0.2%
21ST MORTGAGE CORPORATION $1,410,000 $2,180,000 54.6% 0.2%
Peoples National Bank of Kewanee $1,040,000 $2,140,000 105.8% 0.2%
Flagstar Bank, FSB $2,495,000 $2,130,000 -14.6% 0.2%
Morgan Stanley Private Bank $940,000 $2,110,000 124.5% 0.2%
TBK BANK, SSB $1,835,000 $2,110,000 15.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $830,000 $2,045,000 146.4% 0.2%
Morton Community Bank $3,260,000 $2,030,000 -37.7% 0.2%
First Interstate Bank $2,005,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $1,355,000 $1,995,000 47.2% 0.1%
FLAT BRANCH MORTGAGE, INC. $2,135,000 $1,870,000 -12.4% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $1,155,000 $1,845,000 59.7% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,975,000 $1,840,000 -6.8% 0.1%
PREMIA MORTGAGE, LLC $400,000 $1,830,000 357.5% 0.1%
MidWestOne Bank $1,125,000 $1,760,000 56.4% 0.1%
The Federal Savings Bank $490,000 $1,710,000 249.0% 0.1%
RESIDENTIAL MORTGAGE NETWORK, INC. $890,000 $1,610,000 80.9% 0.1%
VILLAGE CAPITAL MORTGAGE $755,000 $1,545,000 104.6% 0.1%
Community Mortgage Banc Corporation $2,200,000 $1,490,000 -32.3% 0.1%
PHH Mortgage Corporation $160,000 $1,465,000 815.6% 0.1%
Figure Lending LLC $410,000 $1,425,000 247.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $205,000 $1,420,000 592.7% 0.1%
Carrington Mortgage Services, LLC $845,000 $1,400,000 65.7% 0.1%
COMMUNITY STATE BANK $1,090,000 $1,385,000 27.1% 0.1%
GUILD MORTGAGE COMPANY $1,325,000 $1,375,000 3.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $1,335,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $1,000,000 $1,290,000 29.0% 0.1%
Servion, Inc. $3,680,000 $1,250,000 -66.0% 0.1%
Coastal Community Bank $510,000 $1,200,000 135.3% 0.1%
VERIDIAN CREDIT UNION $1,765,000 $1,140,000 -35.4% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,055,000 $1,130,000 7.1% 0.1%
DUPACO COMMUNITY $7,680,000 $1,115,000 -85.5% 0.1%
ROYAL UNITED MORTGAGE LLC $990,000 $1,030,000 4.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $220,000 $1,010,000 359.1% 0.1%
Equity Prime Mortgage LLC $680,000 $955,000 40.4% 0.1%
NexBank $850,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $620,000 $825,000 33.1% 0.1%
Associated Bank $825,000 n/a 0.1%
Luana Savings Bank $820,000 n/a 0.1%
CANOPY MORTGAGE, LLC $815,000 n/a 0.1%
NEXERA HOLDING LLC $770,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $740,000 n/a 0.1%
Collins Community Credit Union $2,620,000 $735,000 -71.9% 0.1%
RESIDENTIAL BANCORP $725,000 n/a 0.1%
Liberty Trust & Savings Bank $515,000 $705,000 36.9% 0.1%
ENDEAVOR CAPITAL, LLC. $385,000 $700,000 81.8% 0.1%
Citizens Bank $170,000 $690,000 305.9% 0.1%
Sauk Valley Bank & Trust Company $690,000 n/a 0.1%
CITIZENS EQUITY FIRST $835,000 $680,000 -18.6% 0.1%
PROPER RATE, LLC $535,000 $670,000 25.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $505,000 $665,000 31.7% 0.0%
CMG MORTGAGE, INC. $210,000 $660,000 214.3% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $645,000 n/a 0.0%
Farmers State Bank $75,000 $625,000 733.3% 0.0%
NBKC BANK $590,000 $590,000 0.0% 0.0%
LEADERONE FINANCIAL CORPORATION $260,000 $560,000 115.4% 0.0%
Denver Savings Bank $555,000 n/a 0.0%
TruHome Solutions, LLC $300,000 $545,000 81.7% 0.0%
Bank of America $2,055,000 $540,000 -73.7% 0.0%
Century Mortgage Company DBA Century Lending Company $530,000 n/a 0.0%
MORTGAGEONE, INC. $510,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $505,000 n/a 0.0%
Hills Bank and Trust Company $825,000 $500,000 -39.4% 0.0%
MORTGAGE ACCESS CORP. $500,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $180,000 $495,000 175.0% 0.0%
PNC Bank $970,000 $485,000 -50.0% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $685,000 $475,000 -30.7% 0.0%
AMERICAN FINANCE HOUSE LARIBA $285,000 $465,000 63.2% 0.0%
COMPASS MORTGAGE, INC. $445,000 n/a 0.0%
OPEN MORTGAGE, LLC $2,025,000 $445,000 -78.0% 0.0%
Discover Bank $595,000 $435,000 -26.9% 0.0%
PENTAGON FEDERAL CREDIT UNION $785,000 $425,000 -45.9% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $420,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $275,000 $420,000 52.7% 0.0%
First Mid Bank & Trust $760,000 $420,000 -44.7% 0.0%
SIRVA MORTGAGE, INC. $410,000 n/a 0.0%
The Loan Store, Inc. $400,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $395,000 n/a 0.0%
Encompass Lending Group, LP $375,000 n/a 0.0%
First Bank $550,000 $375,000 -31.8% 0.0%
S1L, Inc. $375,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $370,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $275,000 $355,000 29.1% 0.0%
Ally Bank $325,000 $350,000 7.7% 0.0%
Heartland Bank and Trust Company $85,000 $345,000 305.9% 0.0%
Community Choice Credit Union $55,000 $340,000 518.2% 0.0%
First Bank & Trust $335,000 n/a 0.0%
IAA Credit Union $335,000 n/a 0.0%
CHARTER WEST BANK $325,000 n/a 0.0%
Northpointe Bank $755,000 $325,000 -57.0% 0.0%
Midwest Heritage Bank FSB $510,000 $320,000 -37.3% 0.0%
NFM, INC. $270,000 $320,000 18.5% 0.0%
RANLIFE, INC. $315,000 n/a 0.0%
HOMESERVICES LENDING, LLC $710,000 $310,000 -56.3% 0.0%
SPIRE Credit Union $305,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,615,000 $305,000 -93.4% 0.0%
DEEPHAVEN MORTGAGE LLC $295,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $295,000 n/a 0.0%
Vibrant Credit Union $1,775,000 $295,000 -83.4% 0.0%
LENDINGHOME FUNDING CORPORATION $265,000 n/a 0.0%
MLD MORTGAGE INC. $265,000 n/a 0.0%
HANSCOM $255,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $255,000 n/a 0.0%
Two Rivers Bank & Trust $510,000 $255,000 -50.0% 0.0%
SPRING EQ, LLC $340,000 $250,000 -26.5% 0.0%
UIF CORPORATION $225,000 $250,000 11.1% 0.0%
United Community Bank $45,000 $250,000 455.6% 0.0%
Commerce Bank $715,000 $245,000 -65.7% 0.0%
National Bank of St. Anne $245,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $380,000 $235,000 -38.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $215,000 $235,000 9.3% 0.0%
Princeton Mortgage Corporation $235,000 n/a 0.0%
TOGETHER CREDIT UNION $235,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $90,000 $225,000 150.0% 0.0%
First International Bank & Trust $225,000 n/a 0.0%
Washington State Bank $225,000 n/a 0.0%
Waterstone Mortgage Corporation $225,000 n/a 0.0%
Key Mortgage Services, Inc. $300,000 $215,000 -28.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $280,000 $205,000 -26.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
Magnolia Bank $255,000 $205,000 -19.6% 0.0%
MidAmerica National Bank $205,000 n/a 0.0%
Texana Bank $195,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $185,000 n/a 0.0%
VERITAS FUNDING, LLC $185,000 n/a 0.0%
Citibank $65,000 $175,000 169.2% 0.0%
Prosperity Home Mortgage, LLC $175,000 n/a 0.0%
GENEVA FINANCIAL, LLC $605,000 $170,000 -71.9% 0.0%
LENDSURE MORTGAGE CORP. $165,000 n/a 0.0%
M&T Bank $205,000 $160,000 -22.0% 0.0%
Goldwater Bank, N.A. $155,000 n/a 0.0%
The Huntington National Bank $3,105,000 $155,000 -95.0% 0.0%
First State Bank $75,000 $140,000 86.7% 0.0%
Elements Financial Federal Credit Union $135,000 n/a 0.0%
EMM LOANS LLC $115,000 $135,000 17.4% 0.0%
First National Bank of America $135,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $590,000 $135,000 -77.1% 0.0%
LINN AREA $45,000 $130,000 188.9% 0.0%
Commerce Home Mortgage, Inc. $125,000 n/a 0.0%
Nicolet National Bank $125,000 n/a 0.0%
The First National Bank of Ottawa $125,000 n/a 0.0%
Fifth Third Bank $880,000 $115,000 -86.9% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 $115,000 0.0% 0.0%
A&D Mortgage LLC $175,000 $105,000 -40.0% 0.0%
FIRST COLONY MORTGAGE CORPORATION $105,000 n/a 0.0%
OCMBC, INC. $255,000 $105,000 -58.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 n/a 0.0%
American State Bank $85,000 n/a 0.0%
Arvest Bank $35,000 $75,000 114.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $75,000 n/a 0.0%
CIBM Bank $75,000 n/a 0.0%
LENDINGONE, LLC $75,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,545,000 $75,000 -95.1% 0.0%
Merchants Bank $75,000 n/a 0.0%
ONY GLO, INC. $75,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $75,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,070,000 $75,000 -93.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $65,000 n/a 0.0%
United Bank of Iowa $145,000 $65,000 -55.2% 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
Old Second National Bank $55,000 n/a 0.0%
Regions Bank $2,130,000 $55,000 -97.4% 0.0%
The First National Bank and Trust Company $55,000 n/a 0.0%
Think Mutual Bank $55,000 n/a 0.0%
Tyndall Federal Credit Union $55,000 n/a 0.0%
DIGITAL Federal Credit Union $345,000 $45,000 -87.0% 0.0%
MORTGAGE CENTER L.C $45,000 n/a 0.0%
TOWER $45,000 n/a 0.0%
TrustBank $45,000 n/a 0.0%
BMO Harris Bank $1,075,000 $35,000 -96.7% 0.0%
Citizens State Bank $35,000 n/a 0.0%
First American Bank $35,000 n/a 0.0%
HealthCare Associates Credit Union $35,000 n/a 0.0%
Midland States Bank $430,000 $25,000 -94.2% 0.0%

DAVENPORT - MOLINE - ROCK ISLAND's top lender by overall market share is GREENSTATE CREDIT UNION, with 10.0% market share. In second place, with 6.3%, is I. H. MISSISSIPPI VALLEY CREDIT UNION, having originated $84,740,000 in loans. In third place, with 5.9%, is RUHL MORTGAGE, LLC, having originated $79,080,000 in loans. In fourth place, with 5.2%, is BROKER SOLUTIONS, INC., having originated $69,640,000 in loans. In fifth place, with 4.9%, is HOMESIDE FINANCIAL, LLC, having originated $65,720,000 in loans.


DAVENPORT - MOLINE - ROCK ISLAND Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DAVENPORT - MOLINE - ROCK ISLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $143,725 (6.5%) $206,931 (7.3%) 0.53 1,241
2018-02-01 $143,250 (0.6%) $206,833 (2.6%) 0.52 1,198
2018-03-01 $149,900 (3.8%) $210,557 (2.8%) 0.53 1,207
2018-04-01 $166,475 (18.3%) $229,432 (10.2%) 0.56 1,171
2018-05-01 $164,800 (10.3%) $225,915 (6.7%) 0.55 1,220
2018-06-01 $167,700 (11.8%) $226,153 (4.2%) 0.56 1,309
2018-07-01 $160,975 (7.4%) $221,520 (2.0%) 0.54 1,368
2018-08-01 $163,950 (9.4%) $223,513 (2.8%) 0.55 1,416
2018-09-01 $159,900 (6.7%) $220,091 (3.9%) 0.54 1,446
2018-10-01 $155,000 (3.4%) $214,588 (1.7%) 0.53 1,441
2018-11-01 $151,313 (0.9%) $211,468 (-0.5%) 0.51 1,423
2018-12-01 $149,900 (0.6%) $206,019 (-1.7%) 0.52 1,318
2019-01-01 $149,450 (4.0%) $206,392 (-0.3%) 0.52 1,195
2019-02-01 $148,950 (4.0%) $207,838 (0.5%) 0.50 1,154
2019-03-01 $146,114 (-2.5%) $210,625 (0.0%) 0.48 1,156
2019-04-01 $147,250 (-11.6%) $213,605 (-6.9%) 0.47 1,188
2019-05-01 $149,900 (-9.0%) $212,632 (-5.9%) 0.47 1,201
2019-06-01 $155,000 (-7.6%) $214,600 (-5.1%) 0.48 1,311
2019-07-01 $154,850 (-3.8%) $213,393 (-3.7%) 0.48 1,331
2019-08-01 $153,609 (-6.3%) $211,445 (-5.4%) 0.49 1,391
2019-09-01 $151,523 (-5.2%) $210,130 (-4.5%) 0.48 1,429
2019-10-01 $149,900 (-3.3%) $209,254 (-2.5%) 0.48 1,459
2019-11-01 $149,900 (-0.9%) $206,800 (-2.2%) 0.49 1,437
2019-12-01 $145,500 (-2.9%) $201,383 (-2.3%) 0.49 1,357
2020-01-01 $144,888 (-3.1%) $202,229 (-2.0%) 0.48 1,290
2020-02-01 $144,000 (-3.3%) $202,853 (-2.4%) 0.47 1,199
2020-03-01 $144,975 (-0.8%) $207,763 (-1.4%) 0.45 1,103
2020-04-01 $156,175 (6.1%) $215,209 (0.8%) 0.49 1,067
2020-05-01 $165,000 (10.1%) $223,799 (5.3%) 0.50 1,011
2020-06-01 $179,970 (16.1%) $231,759 (8.0%) 0.53 932
2020-07-01 $181,923 (17.5%) $236,031 (10.6%) 0.53 892
2020-08-01 $170,000 (10.7%) $231,493 (9.5%) 0.49 864
2020-09-01 $176,800 (16.7%) $232,897 (10.8%) 0.51 832
2020-10-01 $149,900 (0.0%) $218,282 (4.3%) 0.43 823
2020-11-01 $142,500 (-4.9%) $213,129 (3.1%) 0.42 812
2020-12-01 $141,225 (-2.9%) $212,768 (5.7%) 0.42 737
2021-01-01 $131,950 (-8.9%) $208,295 (3.0%) 0.39 623
2021-02-01 $130,975 (-9.1%) $218,215 (7.6%) 0.38 523
2021-03-01 $142,450 (-1.7%) $220,476 (6.1%) 0.40 493
2021-04-01 $165,125 (5.7%) $231,232 (7.5%) 0.45 464
2021-05-01 $165,000 (0.0%) $225,612 (0.8%) 0.44 486
2021-06-01 $151,125 (-16.0%) $221,475 (-4.4%) 0.40 649
2021-07-01 $130,000 (-28.5%) $197,664 (-16.3%) 0.34 800
2021-08-01 $128,725 (-24.3%) $195,044 (-15.8%) 0.34 823
2021-09-01 $129,950 (-26.5%) $195,123 (-16.2%) 0.35 900
2021-10-01 $135,000 (-9.9%) $194,639 (-10.8%) 0.36 948
2021-11-01 $134,925 (-5.3%) $189,684 (-11.0%) 0.36 895
2021-12-01 $129,500 (-8.3%) $187,429 (-11.9%) 0.35 806
2022-01-01 $124,950 (-5.3%) $180,338 (-13.4%) 0.34 640
2022-02-01 $126,000 (-3.8%) $180,566 (-17.3%) 0.33 503
2022-03-01 $134,900 (-5.3%) $190,461 (-13.6%) 0.34 413
2022-04-01 $142,500 (-13.7%) $204,230 (-11.7%) 0.34 407
2022-05-01 $165,000 (0.0%) $232,357 (3.0%) 0.38 459
2022-06-01 $175,000 (15.8%) $237,207 (7.1%) 0.39 532
2022-07-01 $189,900 (46.1%) $245,153 (24.0%) 0.43 552
2022-08-01 $192,000 (49.2%) $254,836 (30.7%) 0.44 567
2022-09-01 $215,225 (65.6%) $266,708 (36.7%) 0.50 572
2022-10-01 $195,500 (44.8%) $254,477 (30.7%) 0.46 625
2022-11-01 $182,500 (35.3%) $247,380 (30.4%) 0.44 684
2022-12-01 $189,900 (46.6%) $247,772 (32.2%) 0.47 625
2023-01-01 $190,000 (52.1%) $250,106 (38.7%) 0.47 552
2023-02-01 $201,975 (60.3%) $248,341 (37.5%) 0.49 533
2023-03-01 $209,900 (55.6%) $254,134 (33.4%) 0.50 490
2023-04-01 $219,950 (54.4%) $263,259 (28.9%) 0.51 495
2023-05-01 $222,450 (34.8%) $269,602 (16.0%) 0.50 477
2023-06-01 $234,950 (34.3%) $275,343 (16.1%) 0.53 514
2023-07-01 $250,000 (31.7%) $293,496 (19.7%) 0.57 534
2023-08-01 $240,450 (25.2%) $292,502 (14.8%) 0.55 560
2023-09-01 $237,098 (10.2%) $292,868 (9.8%) 0.55 568
2023-10-01 $238,000 (21.7%) $288,442 (13.4%) 0.56 604
2023-11-01 $234,125 (28.3%) $288,170 (16.5%) 0.56 627
2023-12-01 $224,900 (18.4%) $281,567 (13.6%) 0.55 597
2024-01-01 $217,950 (14.7%) $278,923 (11.5%) 0.53 539
2024-02-01 $211,200 (4.6%) $280,923 (13.1%) 0.51 517
2024-03-01 $212,450 (1.2%) $291,368 (14.7%) 0.50 516
2024-04-01 $226,597 (3.0%) $302,148 (14.8%) 0.53 540
2024-05-01 $245,675 (10.4%) $311,877 (15.7%) 0.56 547
2024-06-01 $235,000 (0.0%) $305,386 (10.9%) 0.53 579
2024-07-01 $217,500 (-13.0%) $301,294 (2.7%) 0.50 656
2024-08-01 $215,000 (-10.6%) $301,310 (3.0%) 0.50 741
2024-09-01 $199,950 (-15.7%) $284,105 (-3.0%) 0.47 805
2024-10-01 $196,950 (-17.3%) $274,834 (-4.7%) 0.46 829
2024-11-01 $194,950 (-16.7%) $269,011 (-6.7%) 0.47 877
2024-12-01 $199,575 (-11.3%) $273,821 (-2.8%) 0.50 832
2025-01-01 $199,950 (-8.3%) $278,120 (-0.3%) 0.50 752
2025-02-01 $199,900 (-5.4%) $277,836 (-1.1%) 0.49 686
2025-03-01 $210,000 (-1.2%) $290,606 (-0.3%) 0.00 680
DAVENPORT - MOLINE - ROCK ISLAND's median listing price for 2025-03-01 was $210,000, a difference of $-2,450 (-1.2%) versus the prior year and $10,100 versus the prior month.

DAVENPORT - MOLINE - ROCK ISLAND's median listing price comes in at 0% of the national average.

DAVENPORT - MOLINE - ROCK ISLAND's average listing price for 2025-03-01 was $290,606, a difference of $-762 (-0.3%) versus the prior year and $12,770 versus the prior month.

For the 2025-03-01 period, DAVENPORT - MOLINE - ROCK ISLAND had 680 MLS listings, a difference of -6 listings (-1%) versus the prior month and 164 listings (32%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DAVENPORT - MOLINE - ROCK ISLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 1,510 sqft
2018-02-01 68 days 1,506 sqft
2018-03-01 60 days 1,540 sqft
2018-04-01 51 days 1,564 sqft
2018-05-01 45 days 1,543 sqft
2018-06-01 47 days 1,546 sqft
2018-07-01 50 days 1,530 sqft
2018-08-01 51 days 1,518 sqft
2018-09-01 54 days 1,513 sqft
2018-10-01 58 days 1,488 sqft
2018-11-01 59 days 1,474 sqft
2018-12-01 65 days 1,474 sqft
2019-01-01 71 days 1,474 sqft
2019-02-01 73 days 1,474 sqft
2019-03-01 59 days 1,474 sqft
2019-04-01 40 days 1,474 sqft
2019-05-01 37 days 1,477 sqft
2019-06-01 44 days 1,520 sqft
2019-07-01 51 days 1,716 sqft
2019-08-01 54 days 1,749 sqft
2019-09-01 59 days 1,752 sqft
2019-10-01 61 days 1,755 sqft
2019-11-01 63 days 1,697 sqft
2019-12-01 72 days 1,654 sqft
2020-01-01 80 days 1,637 sqft
2020-02-01 82 days 1,608 sqft
2020-03-01 73 days 1,611 sqft
2020-04-01 72 days 1,664 sqft
2020-05-01 61 days 1,698 sqft
2020-06-01 54 days 1,750 sqft
2020-07-01 52 days 1,739 sqft
2020-08-01 45 days 1,723 sqft
2020-09-01 49 days 1,723 sqft
2020-10-01 47 days 1,633 sqft
2020-11-01 52 days 1,611 sqft
2020-12-01 60 days 1,593 sqft
2021-01-01 66 days 1,566 sqft
2021-02-01 63 days 1,592 sqft
2021-03-01 53 days 1,590 sqft
2021-04-01 41 days 1,591 sqft
2021-05-01 34 days 1,596 sqft
2021-06-01 28 days 1,541 sqft
2021-07-01 36 days 1,474 sqft
2021-08-01 41 days 1,474 sqft
2021-09-01 47 days 1,490 sqft
2021-10-01 48 days 1,496 sqft
2021-11-01 56 days 1,514 sqft
2021-12-01 65 days 1,480 sqft
2022-01-01 76 days 1,463 sqft
2022-02-01 77 days 1,442 sqft
2022-03-01 45 days 1,468 sqft
2022-04-01 38 days 1,474 sqft
2022-05-01 34 days 1,578 sqft
2022-06-01 37 days 1,587 sqft
2022-07-01 38 days 1,624 sqft
2022-08-01 43 days 1,616 sqft
2022-09-01 42 days 1,603 sqft
2022-10-01 43 days 1,570 sqft
2022-11-01 48 days 1,556 sqft
2022-12-01 59 days 1,546 sqft
2023-01-01 71 days 1,549 sqft
2023-02-01 62 days 1,504 sqft
2023-03-01 47 days 1,498 sqft
2023-04-01 47 days 1,546 sqft
2023-05-01 46 days 1,549 sqft
2023-06-01 44 days 1,609 sqft
2023-07-01 40 days 1,667 sqft
2023-08-01 40 days 1,665 sqft
2023-09-01 40 days 1,677 sqft
2023-10-01 41 days 1,685 sqft
2023-11-01 43 days 1,690 sqft
2023-12-01 51 days 1,658 sqft
2024-01-01 64 days 1,622 sqft
2024-02-01 61 days 1,620 sqft
2024-03-01 40 days 1,612 sqft
2024-04-01 43 days 1,660 sqft
2024-05-01 40 days 1,681 sqft
2024-06-01 39 days 1,700 sqft
2024-07-01 38 days 1,725 sqft
2024-08-01 38 days 1,711 sqft
2024-09-01 41 days 1,691 sqft
2024-10-01 42 days 1,664 sqft
2024-11-01 46 days 1,639 sqft
2024-12-01 52 days 1,616 sqft
2025-01-01 61 days 1,601 sqft
2025-02-01 65 days 1,576 sqft
2025-03-01 0 days 1,584 sqft
DAVENPORT - MOLINE - ROCK ISLAND's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

DAVENPORT - MOLINE - ROCK ISLAND's median square footage for active listings during the 2025-03-01 period was 1,584 sqft. One year prior, the average listing was 1,612 sqft.

DAVENPORT-MOLINE-ROCK ISLAND, IA-IL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,750 $958,990,000 $201,893
Refi 967 $202,395,000 $209,302
Other 785 $48,435,000 $61,701
Cash Out Refi 660 $91,980,000 $139,364
Home Improvement 535 $39,125,000 $73,131
NA 1 $85,000 $85,000

Davenport - Moline - Rock Island's most frequently cited loan purpose was Home Purchase, with 4,750 originations. The 2nd most popular reason was Refi, with 967 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,157 $591,165,000 $187,255
7-8% 1,249 $184,265,000 $147,530
5-6% 1,132 $271,280,000 $239,647
Over 8% 849 $54,555,000 $64,258
<2.5% 93 $1,325,000 $14,247
4-5% 47 $8,295,000 $176,489
3-4% 6 $760,000 $126,667
2.5-3% 2 $260,000 $130,000

During 2024, Davenport - Moline - Rock Island's most frequently originated rate bucket was 6-7%, with 3,157 originations.

Loan Sizing (DAVENPORT-MOLINE-ROCK ISLAND, IA-IL MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 2,850 $153,170,000 $53,744
$100k-200k 2,805 $403,925,000 $144,002
$200k-400k 1,615 $442,395,000 $273,929
$400k-600k 304 $143,910,000 $473,388
$600k-1000k 94 $67,970,000 $723,085
$Over $1MM 30 $129,640,000 $4,321,333

DAVENPORT - MOLINE - ROCK ISLAND's loan sizing saw the bucket of loans from $100,000 or less with 2,850 originations, totaling $153,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,923 $599,385,000 $205,058
60-80% 1,363 $281,155,000 $206,277
Under 20% 810 $32,920,000 $40,642
20-40% 782 $67,520,000 $86,343
40-60% 476 $76,340,000 $160,378
Over 100% 70 $35,090,000 $501,286

DAVENPORT - MOLINE - ROCK ISLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,923 originations, totaling $599,385,000 in origination value.