Woodward Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Woodward averaged 6.64% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.65% and one month ago for the week of 2025-02-27, the average rate was 6.56%.

    Woodward's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Woodward 30 Year Fixed Rate 2025-04-03 6.64%
    Woodward 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Woodward 15 Year Fixed Rate 2025-04-03 6.02%
    Woodward 15 Year Fixed Rate Refi 2025-04-03 6.12%
    Woodward 30 Year FHA 2025-04-03 6.26%
    Woodward 30 Year FHA Refi 2025-04-03 6.46%
    Woodward 30 Year USDA 2025-04-03 6.32%
    Woodward 30 Year USDA Refi 2025-04-03 6.22%
    Woodward 30 Year VA 2025-04-03 6.26%
    Woodward 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Woodward, OK.

    Woodward Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Woodward, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 13 6.74% $4,226
    QUICKEN LOANS, LLC 10 7.11% $7,121
    Gateway First Bank 9 7.15% $4,248
    Paramount Residential Mortgage Group, Inc. 4 7.00% $3,982
    MidFirst Bank 3 7.85% $2,075
    Great Plains National Bank 3 6.54% $3,936
    Stride Bank 3 6.92% $3,613
    Mortgage Investment Services Corporation 2 7.25% $4,122
    ROYAL UNITED MORTGAGE LLC 2 6.88% $6,309
    UNITED WHOLESALE MORTGAGE, LLC 2 5.63% $6,271
    GUARANTEED RATE, INC. 2 7.18% $5,719
    UNION HOME MORTGAGE CORP. 1 7.50% $7,680
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $3,009
    AmeriHome Mortgage Company, LLC 1 7.13% $3,935
    Wells Fargo Bank 1 6.38% $3,881
    BOKF 1 6.50% $6,713
    CREDIT UNION OF AMERICA 1 7.63% $3,769
    Discover Bank 1 6.49% $0
    EVANSVILLE TEACHERS 1 7.00% $3,094
    FLAT BRANCH MORTGAGE, INC. 1 6.49% $3,001
    LOANDEPOT.COM, LLC 1 5.99% $5,766
    MORTGAGE ACCESS CORP. 1 6.49% $4,550
    Oklahoma Educators Credit Union 1 6.50% $4,599
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $3,892
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $4,231

    Woodward Average Closing Costs & Other Stats

    Woodward, OK's 25 lenders originated 217 loans during 2024. The total origination value was $33,965,000, with an average loan value of $156,521.

    Woodward's average closing costs are $4,714.

    The top Woodward lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 13 loans originated. Their average total fees are $4,226, which is $2,895 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Woodward lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY ($4,226), QUICKEN LOANS, LLC ($7,121), .

    The lowest rate Woodward lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (6.74%), QUICKEN LOANS, LLC (7.11%), .

    Woodward, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    GUILD MORTGAGE COMPANY $3,555,000 $4,440,000 24.9% 13.1%
    Great Plains National Bank $4,070,000 $4,165,000 2.3% 12.3%
    QUICKEN LOANS, LLC $1,325,000 $3,545,000 167.5% 10.4%
    Mortgage Research Center, LLC $1,685,000 $2,600,000 54.3% 7.7%
    Gateway First Bank $3,195,000 $2,375,000 -25.7% 7.0%
    GUARANTEED RATE, INC. $2,235,000 $1,650,000 -26.2% 4.9%
    Paramount Residential Mortgage Group, Inc. $580,000 $1,555,000 168.1% 4.6%
    Stride Bank $1,595,000 $1,455,000 -8.8% 4.3%
    MidFirst Bank $1,300,000 $1,260,000 -3.1% 3.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,770,000 $1,110,000 -37.3% 3.3%
    Farm Credit Mid-America, ACA $1,080,000 n/a 3.2%
    Mortgage Investment Services Corporation $75,000 $530,000 606.7% 1.6%
    21ST MORTGAGE CORPORATION $190,000 $505,000 165.8% 1.5%
    USAA Federal Savings Bank $430,000 n/a 1.3%
    UNION HOME MORTGAGE CORP. $580,000 $370,000 -36.2% 1.1%
    Regent Bank $365,000 n/a 1.1%
    CHURCHILL MORTGAGE CORPORATION $345,000 n/a 1.0%
    PENNYMAC LOAN SERVICES, LLC $310,000 n/a 0.9%
    BOKF $75,000 $305,000 306.7% 0.9%
    BROKER SOLUTIONS, INC. $395,000 $290,000 -26.6% 0.9%
    LOANDEPOT.COM, LLC $285,000 n/a 0.8%
    COMMUNICATION $75,000 $255,000 240.0% 0.8%
    TOWNE MORTGAGE COMPANY $240,000 n/a 0.7%
    CREDIT UNION OF AMERICA $235,000 n/a 0.7%
    American Mortgage & Equity Consultants, Inc. $215,000 n/a 0.6%
    American Mortgage Bank, LLC $195,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $190,000 n/a 0.6%
    AmeriHome Mortgage Company, LLC $185,000 n/a 0.5%
    F & M Bank $455,000 $185,000 -59.3% 0.5%
    EVANSVILLE TEACHERS $175,000 n/a 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 n/a 0.5%
    Discover Bank $165,000 n/a 0.5%
    The Central Trust Bank $165,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $145,000 $155,000 6.9% 0.5%
    DEEPHAVEN MORTGAGE LLC $155,000 n/a 0.5%
    SOUTHWEST STAGE FUNDING, LLC $250,000 $155,000 -38.0% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $480,000 $150,000 -68.8% 0.4%
    MORTGAGE ACCESS CORP. $175,000 $145,000 -17.1% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,275,000 $140,000 -89.0% 0.4%
    Bank 7 $620,000 $135,000 -78.2% 0.4%
    Deere Employees Credit Union $135,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $135,000 n/a 0.4%
    Oklahoma Educators Credit Union $125,000 n/a 0.4%
    CARDINAL FINANCIAL $115,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $110,000 n/a 0.3%
    NEWREZ LLC $105,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $225,000 $100,000 -55.6% 0.3%
    FLAT BRANCH MORTGAGE, INC. $95,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $95,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.3%
    Wells Fargo Bank $95,000 n/a 0.3%
    A&D Mortgage LLC $85,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $160,000 $75,000 -53.1% 0.2%
    Signature Federal Credit Union $55,000 n/a 0.2%
    WEOKIE $55,000 n/a 0.2%
    THE BANK OF KREMLIN $45,000 n/a 0.1%
    SPRING EQ, LLC $35,000 n/a 0.1%
    Coastal Community Bank $25,000 n/a 0.1%

    Woodward's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.1% market share. In second place, with 12.3%, is Great Plains National Bank, having originated $4,165,000 in loans. In third place, with 10.4%, is QUICKEN LOANS, LLC, having originated $3,545,000 in loans. In fourth place, with 7.7%, is Mortgage Research Center, LLC, having originated $2,600,000 in loans. In fifth place, with 7.0%, is Gateway First Bank, having originated $2,375,000 in loans.

    Woodward Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Woodward (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $156,500 (1.8%) $214,736 (7.8%) 0.00 89
    2018-02-01 $155,750 (4.8%) $198,433 (-0.3%) 0.00 94
    2018-03-01 $149,950 (0.3%) $195,107 (-5.1%) 0.00 93
    2018-04-01 $149,250 (2.9%) $201,094 (-0.6%) 0.00 90
    2018-05-01 $146,500 (-1.7%) $202,374 (1.0%) 0.00 89
    2018-06-01 $146,500 (-2.0%) $214,640 (5.1%) 0.00 104
    2018-07-01 $140,000 (-6.7%) $202,658 (-3.2%) 0.00 112
    2018-08-01 $143,500 (-10.3%) $201,972 (-3.4%) 0.00 119
    2018-09-01 $145,450 (-11.8%) $191,600 (-17.2%) 0.00 125
    2018-10-01 $143,500 (-14.2%) $174,331 (-25.0%) 0.00 120
    2018-11-01 $141,750 (-12.5%) $176,232 (-22.1%) 0.00 109
    2018-12-01 $145,000 (-10.2%) $180,221 (-19.7%) 0.00 101
    2019-01-01 $154,925 (-1.0%) $179,176 (-16.6%) 0.00 102
    2019-02-01 $158,500 (1.8%) $186,063 (-6.2%) 0.00 94
    2019-03-01 $168,050 (12.1%) $195,846 (0.4%) 0.00 83
    2019-04-01 $177,800 (19.1%) $202,441 (0.7%) 0.00 82
    2019-05-01 $172,125 (17.5%) $197,423 (-2.5%) 0.00 83
    2019-06-01 $172,250 (17.6%) $200,455 (-6.6%) 0.00 87
    2019-07-01 $167,500 (19.6%) $197,034 (-2.8%) 0.00 90
    2019-08-01 $156,227 (8.9%) $188,736 (-6.6%) 0.00 93
    2019-09-01 $153,568 (5.6%) $187,408 (-2.2%) 0.00 98
    2019-10-01 $150,750 (5.1%) $186,294 (6.9%) 0.00 101
    2019-11-01 $151,000 (6.5%) $186,691 (5.9%) 0.00 97
    2019-12-01 $147,250 (1.6%) $182,871 (1.5%) 0.00 88
    2020-01-01 $145,000 (-6.4%) $186,784 (4.3%) 0.00 85
    2020-02-01 $145,000 (-8.5%) $177,793 (-4.5%) 0.00 80
    2020-03-01 $148,625 (-11.6%) $179,890 (-8.2%) 0.00 89
    2020-04-01 $150,625 (-15.3%) $196,092 (-3.1%) 0.00 93
    2020-05-01 $152,000 (-11.7%) $197,852 (0.2%) 0.00 87
    2020-06-01 $147,000 (-14.7%) $187,044 (-6.7%) 0.00 109
    2020-07-01 $149,500 (-10.8%) $191,129 (-3.0%) 0.00 106
    2020-08-01 $138,000 (-11.7%) $190,612 (1.0%) 0.00 98
    2020-09-01 $130,000 (-15.4%) $204,835 (9.3%) 0.00 98
    2020-10-01 $125,000 (-17.1%) $199,058 (6.9%) 0.00 89
    2020-11-01 $129,500 (-14.2%) $202,118 (8.3%) 0.00 82
    2020-12-01 $126,000 (-14.4%) $205,999 (12.7%) 0.00 81
    2021-01-01 $116,960 (-19.3%) $204,194 (9.3%) 0.00 74
    2021-02-01 $119,625 (-17.5%) $214,699 (20.8%) 0.00 66
    2021-03-01 $124,250 (-16.4%) $219,663 (22.1%) 0.00 63
    2021-04-01 $119,750 (-20.5%) $208,253 (6.2%) 0.00 72
    2021-05-01 $123,500 (-18.8%) $199,285 (0.7%) 0.00 74
    2021-06-01 $118,250 (-19.6%) $191,566 (2.4%) 0.00 62
    2021-07-01 $141,000 (-5.7%) $202,775 (6.1%) 0.00 59
    2021-08-01 $137,750 (-0.2%) $180,348 (-5.4%) 0.00 67
    2021-09-01 $137,375 (5.7%) $182,064 (-11.1%) 0.00 62
    2021-10-01 $135,000 (8.0%) $192,140 (-3.5%) 0.00 71
    2021-11-01 $130,000 (0.4%) $190,212 (-5.9%) 0.00 66
    2021-12-01 $129,750 (3.0%) $180,947 (-12.2%) 0.00 69
    2022-01-01 $126,500 (8.2%) $182,070 (-10.8%) 0.00 63
    2022-02-01 $118,500 (-0.9%) $169,948 (-20.8%) 0.00 61
    2022-03-01 $124,500 (0.2%) $186,389 (-15.2%) 0.00 67
    2022-04-01 $135,000 (12.7%) $187,725 (-9.9%) 0.00 71
    2022-05-01 $141,250 (14.4%) $199,641 (0.2%) 0.00 68
    2022-06-01 $132,000 (11.6%) $183,719 (-4.1%) 0.00 66
    2022-07-01 $129,000 (-8.5%) $182,726 (-9.9%) 0.00 70
    2022-08-01 $137,125 (-0.5%) $180,314 (0.0%) 0.00 75
    2022-09-01 $133,000 (-3.2%) $178,782 (-1.8%) 0.00 73
    2022-10-01 $126,500 (-6.3%) $182,705 (-4.9%) 0.00 61
    2022-11-01 $141,500 (8.9%) $197,642 (3.9%) 0.00 62
    2022-12-01 $145,000 (11.8%) $200,558 (10.8%) 0.00 62
    2023-01-01 $145,500 (15.0%) $201,508 (10.7%) 0.00 57
    2023-02-01 $159,625 (34.7%) $209,946 (23.5%) 0.00 49
    2023-03-01 $184,888 (48.5%) $218,293 (17.1%) 0.00 41
    2023-04-01 $165,000 (22.2%) $208,010 (10.8%) 0.00 45
    2023-05-01 $155,000 (9.7%) $205,438 (2.9%) 0.00 41
    2023-06-01 $149,750 (13.5%) $201,221 (9.5%) 0.00 44
    2023-07-01 $140,000 (8.5%) $189,288 (3.6%) 0.00 48
    2023-08-01 $142,500 (3.9%) $196,568 (9.0%) 0.00 50
    2023-09-01 $143,500 (7.9%) $207,978 (16.3%) 0.00 51
    2023-10-01 $139,500 (10.3%) $212,635 (16.4%) 0.00 53
    2023-11-01 $140,000 (-1.1%) $219,954 (11.3%) 0.00 57
    2023-12-01 $166,500 (14.8%) $235,226 (17.3%) 0.00 53
    2024-01-01 $161,000 (10.7%) $221,544 (9.9%) 0.00 55
    2024-02-01 $155,000 (-2.9%) $214,914 (2.4%) 0.00 59
    2024-03-01 $162,500 (-12.1%) $220,060 (0.8%) 0.00 62
    2024-04-01 $158,750 (-3.8%) $206,760 (-0.6%) 0.00 64
    2024-05-01 $160,000 (3.2%) $206,446 (0.5%) 0.00 58
    2024-06-01 $177,500 (18.5%) $235,974 (17.3%) 0.00 58
    2024-07-01 $195,375 (39.6%) $233,692 (23.5%) 0.00 64
    2024-08-01 $163,750 (14.9%) $228,015 (16.0%) 0.00 68
    2024-09-01 $156,250 (8.9%) $224,815 (8.1%) 0.00 64
    2024-10-01 $162,125 (16.2%) $228,740 (7.6%) 0.00 64
    2024-11-01 $184,000 (31.4%) $232,879 (5.9%) 0.00 63
    2024-12-01 $165,000 (-0.9%) $223,983 (-4.8%) 0.00 66
    2025-01-01 $167,500 (4.0%) $229,839 (3.7%) 0.00 59
    2025-02-01 $173,000 (11.6%) $212,965 (-0.9%) 0.00 61
    2025-03-01 $165,000 (1.5%) $212,049 (-3.6%) 0.00 74
    Woodward's median listing price for 2025-03-01 was $165,000, a difference of $2,500 (1.5%) versus the prior year and $-8,000 versus the prior month.

    Woodward's median listing price comes in at 0% of the national average.

    Woodward's average listing price for 2025-03-01 was $212,049, a difference of $-8,011 (-3.6%) versus the prior year and $-916 versus the prior month.

    For the 2025-03-01 period, Woodward had 74 MLS listings, a difference of 13 listings (21%) versus the prior month and 12 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Woodward (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,763 sqft
    2018-02-01 0 days 1,779 sqft
    2018-03-01 0 days 1,755 sqft
    2018-04-01 0 days 1,816 sqft
    2018-05-01 0 days 1,807 sqft
    2018-06-01 0 days 1,779 sqft
    2018-07-01 0 days 1,726 sqft
    2018-08-01 0 days 1,761 sqft
    2018-09-01 0 days 1,740 sqft
    2018-10-01 0 days 1,722 sqft
    2018-11-01 0 days 1,714 sqft
    2018-12-01 0 days 1,740 sqft
    2019-01-01 0 days 1,773 sqft
    2019-02-01 0 days 1,791 sqft
    2019-03-01 0 days 1,873 sqft
    2019-04-01 0 days 1,878 sqft
    2019-05-01 0 days 1,876 sqft
    2019-06-01 0 days 1,875 sqft
    2019-07-01 0 days 1,890 sqft
    2019-08-01 0 days 1,827 sqft
    2019-09-01 0 days 1,809 sqft
    2019-10-01 0 days 1,797 sqft
    2019-11-01 0 days 1,803 sqft
    2019-12-01 0 days 1,729 sqft
    2020-01-01 0 days 1,722 sqft
    2020-02-01 0 days 1,634 sqft
    2020-03-01 0 days 1,645 sqft
    2020-04-01 0 days 1,797 sqft
    2020-05-01 0 days 1,810 sqft
    2020-06-01 0 days 1,634 sqft
    2020-07-01 0 days 1,762 sqft
    2020-08-01 0 days 1,650 sqft
    2020-09-01 0 days 1,681 sqft
    2020-10-01 0 days 1,578 sqft
    2020-11-01 0 days 1,607 sqft
    2020-12-01 0 days 1,603 sqft
    2021-01-01 0 days 1,500 sqft
    2021-02-01 0 days 1,523 sqft
    2021-03-01 0 days 1,562 sqft
    2021-04-01 0 days 1,566 sqft
    2021-05-01 0 days 1,558 sqft
    2021-06-01 0 days 1,575 sqft
    2021-07-01 0 days 1,627 sqft
    2021-08-01 0 days 1,597 sqft
    2021-09-01 0 days 1,581 sqft
    2021-10-01 0 days 1,612 sqft
    2021-11-01 0 days 1,615 sqft
    2021-12-01 0 days 1,657 sqft
    2022-01-01 0 days 1,597 sqft
    2022-02-01 0 days 1,586 sqft
    2022-03-01 0 days 1,603 sqft
    2022-04-01 0 days 1,779 sqft
    2022-05-01 0 days 1,779 sqft
    2022-06-01 0 days 1,677 sqft
    2022-07-01 0 days 1,677 sqft
    2022-08-01 0 days 1,658 sqft
    2022-09-01 0 days 1,651 sqft
    2022-10-01 0 days 1,609 sqft
    2022-11-01 0 days 1,715 sqft
    2022-12-01 0 days 1,757 sqft
    2023-01-01 0 days 1,705 sqft
    2023-02-01 0 days 1,719 sqft
    2023-03-01 0 days 1,788 sqft
    2023-04-01 0 days 1,775 sqft
    2023-05-01 0 days 1,772 sqft
    2023-06-01 0 days 1,741 sqft
    2023-07-01 0 days 1,689 sqft
    2023-08-01 0 days 1,751 sqft
    2023-09-01 0 days 1,775 sqft
    2023-10-01 0 days 1,723 sqft
    2023-11-01 0 days 1,713 sqft
    2023-12-01 0 days 1,778 sqft
    2024-01-01 0 days 1,688 sqft
    2024-02-01 0 days 1,601 sqft
    2024-03-01 0 days 1,678 sqft
    2024-04-01 0 days 1,710 sqft
    2024-05-01 0 days 1,718 sqft
    2024-06-01 0 days 1,796 sqft
    2024-07-01 0 days 1,928 sqft
    2024-08-01 0 days 1,812 sqft
    2024-09-01 0 days 1,794 sqft
    2024-10-01 0 days 1,801 sqft
    2024-11-01 0 days 1,840 sqft
    2024-12-01 0 days 1,747 sqft
    2025-01-01 0 days 1,658 sqft
    2025-02-01 0 days 1,645 sqft
    2025-03-01 0 days 1,631 sqft
    Woodward's median listing age (time on market) for 2025-03-01 was 0 days.

    Woodward's median square footage for active listings during the 2025-03-01 period was 1,631 sqft. One year prior, the average listing was 1,678 sqft.

    Woodward, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 157 $26,305,000 $167,548
    Cash Out Refi 21 $2,885,000 $137,381
    Refi 20 $3,720,000 $186,000
    Home Improvement 14 $780,000 $55,714
    Other 5 $275,000 $55,000

    Woodward's most frequently cited loan purpose was Home Purchase, with 157 originations. The 2nd most popular reason was Cash Out Refi, with 21 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 90 $14,890,000 $165,444
    7-8% 61 $9,585,000 $157,131
    Over 8% 33 $3,455,000 $104,697
    5-6% 24 $5,180,000 $215,833
    <2.5% 6 $310,000 $51,667

    During 2024, Woodward's most frequently originated rate bucket was 6-7%, with 90 originations.

    Loan Sizing (Woodward, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 98 $14,490,000 $147,857
    $100,000 or less 69 $4,335,000 $62,826
    $200k-400k 45 $11,735,000 $260,778
    $400k-600k 3 $1,415,000 $471,667
    $600k-1000k 2 $1,990,000 $995,000

    Woodward's loan sizing saw the bucket of loans from $100k-200k with 98 originations, totaling $14,490,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 133 $22,315,000 $167,782
    60-80% 37 $6,405,000 $173,108
    40-60% 17 $2,125,000 $125,000
    20-40% 14 $1,000,000 $71,429
    Under 20% 11 $435,000 $39,545

    Woodward's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 133 originations, totaling $22,315,000 in origination value.