Woodward Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Woodward averaged 6.84% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 7.07% and one month ago for the week of 2023-02-09, the average rate was 6.16%.

Woodward's average rate one year ago was 3.99%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.69%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Woodward 30 Year Fixed Rate 2023-03-16 6.84%
Woodward 30 Year Fixed Rate Refi 2023-03-16 6.69%
Woodward 15 Year Fixed Rate 2023-03-16 6.55%
Woodward 15 Year Fixed Rate Refi 2023-03-16 6.09%
Woodward 30 Year FHA 2023-03-16 6.58%
Woodward 30 Year FHA Refi 2023-03-16 6.78%
Woodward 30 Year USDA 2023-03-16 6.7%
Woodward 30 Year USDA Refi 2023-03-16 6.19%
Woodward 30 Year VA 2023-03-16 6.49%
Woodward 30 Year VA Refi 2023-03-16 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Woodward, OK.

Woodward Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Woodward, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
Great Plains National Bank 29 3.30% $3,913
GUILD MORTGAGE COMPANY 20 3.22% $4,252
QUICKEN LOANS, LLC 16 3.12% $5,094
CALIBER HOME LOANS, INC. 15 3.13% $2,539
Mortgage Investment Services Corporation 10 3.55% $4,590
Citizens Bank 8 3.00% $3,746
MidFirst Bank 7 2.73% $3,593
Wells Fargo Bank 6 3.04% $4,996
LOANDEPOT.COM, LLC 5 3.45% $6,611
The Huntington National Bank 3 2.88% $2,392
First United Bank and Trust Company 3 3.17% $4,168
F & M Bank 3 2.67% $3,026
HOMESIDE FINANCIAL, LLC 2 2.94% $2,999
CORNERSTONE HOME LENDING, INC. 2 2.69% $7,065
GUARANTEED RATE, INC. 2 3.19% $3,055
Gateway First Bank 2 3.06% $2,683
HOME POINT FINANCIAL CORPORATION 2 2.81% $4,706
Tinker Federal Credit Union 2 3.50% $2,382
U.S. Bank 2 2.56% $1,809
Oklahoma Educators Credit Union 2 4.31% $4,668
ASSOCIATED MORTGAGE CORPORATION 2 3.19% $3,214
Mr. Cooper ( Nationstar Mortgage ) 1 3.25% $5,030
NAVY FEDERAL CREDIT UNION 1 4.00% $1,599
NexBank 1 3.25% $4,638
OKLAHOMA'S 1 3.50% $1,232
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.99% $4,614
Amarillo National Bank 1 3.25% $2,623
SIRVA MORTGAGE, INC. 1 3.38% $2,012
AIR ACADEMY 1 2.50% $4,185
TIB The Independent Bankersbank 1 2.88% $4,116
DELMAR FINANCIAL COMPANY 1 2.50% $2,416
Flagstar Bank, FSB 1 3.50% $2,796
Vision Bank 1 2.63% $4,488
ALLEGIANCE 1 3.00% $4,817
COMMUNICATION 1 3.38% $0
INTERLINC MORTGAGE SERVICES, LLC 1 3.63% $5,656
JPMorgan Chase Bank 1 3.88% $10,060
KeyBank 1 2.75% $2,203
LEADERONE FINANCIAL CORPORATION 1 2.88% $3,212
AMERISAVE MORTGAGE CORPORATION 1 2.88% $5,237
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.63% $3,606

Woodward Average Closing Costs & Other Stats

Woodward, OK's 41 lenders originated 446 loans during 2021. The total origination value was $72,010,000, with an average loan value of $161,457.

Woodward's average closing costs are $4,291.

The top Woodward lender as defined by loan originations is Great Plains National Bank, with 29 loans originated. Their average total fees are $3,913, which is $339 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Woodward lenders (with over 10 loans originated) are CALIBER HOME LOANS, INC. ($2,539), Great Plains National Bank ($3,913), GUILD MORTGAGE COMPANY ($4,252), Mortgage Investment Services Corporation ($4,590) and QUICKEN LOANS, LLC ($5,094).

The lowest rate Woodward lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.12%), CALIBER HOME LOANS, INC. (3.13%), GUILD MORTGAGE COMPANY (3.22%), Great Plains National Bank (3.30%) and Mortgage Investment Services Corporation (3.55%).

Woodward, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Great Plains National Bank $10,485,000 $10,690,000 2.0% 14.8%
QUICKEN LOANS, LLC $5,545,000 $7,175,000 29.4% 10.0%
GUILD MORTGAGE COMPANY $7,485,000 $5,920,000 -20.9% 8.2%
Mortgage Investment Services Corporation $2,970,000 $3,825,000 28.8% 5.3%
Citizens Bank $3,475,000 n/a 4.8%
GUARANTEED RATE, INC. $2,825,000 $3,320,000 17.5% 4.6%
CALIBER HOME LOANS, INC. $1,065,000 $3,175,000 198.1% 4.4%
MidFirst Bank $2,930,000 $2,655,000 -9.4% 3.7%
LOANDEPOT.COM, LLC $765,000 $2,420,000 216.3% 3.4%
FREEDOM MORTGAGE CORPORATION $2,300,000 $2,365,000 2.8% 3.3%
Wells Fargo Bank $400,000 $1,800,000 350.0% 2.5%
Gateway First Bank $570,000 $1,330,000 133.3% 1.8%
First United Bank and Trust Company $1,420,000 $1,165,000 -18.0% 1.6%
HOME POINT FINANCIAL CORPORATION $215,000 $1,080,000 402.3% 1.5%
Flagstar Bank, FSB $920,000 $880,000 -4.3% 1.2%
The Huntington National Bank $850,000 n/a 1.2%
BOKF $400,000 $825,000 106.3% 1.1%
CORNERSTONE HOME LENDING, INC. $465,000 $815,000 75.3% 1.1%
Mortgage Research Center, LLC $570,000 $740,000 29.8% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $810,000 $740,000 -8.6% 1.0%
OKLAHOMA'S $790,000 $645,000 -18.4% 0.9%
INTERLINC MORTGAGE SERVICES, LLC $690,000 $595,000 -13.8% 0.8%
F & M Bank $815,000 $530,000 -35.0% 0.7%
ASSOCIATED MORTGAGE CORPORATION $795,000 $525,000 -34.0% 0.7%
U.S. Bank $1,070,000 $490,000 -54.2% 0.7%
NEWREZ LLC $75,000 $485,000 546.7% 0.7%
Chickasaw Community Bank $300,000 $470,000 56.7% 0.7%
Bank 7 $1,030,000 $465,000 -54.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $460,000 n/a 0.6%
21ST MORTGAGE CORPORATION $730,000 $445,000 -39.0% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $230,000 $430,000 87.0% 0.6%
COUNTRYPLACE MORTGAGE, LTD. $395,000 n/a 0.5%
VALOR BANK $390,000 n/a 0.5%
UNION HOME MORTGAGE CORP. $955,000 $370,000 -61.3% 0.5%
American Mortgage Bank, LLC $345,000 n/a 0.5%
LAKEVIEW LOAN SERVICING, LLC $330,000 n/a 0.5%
LENOX FINANCIAL MORTGAGE CORPORATION $315,000 n/a 0.4%
Oklahoma Educators Credit Union $310,000 n/a 0.4%
CHURCHILL MORTGAGE CORPORATION $300,000 n/a 0.4%
LEADERONE FINANCIAL CORPORATION $285,000 n/a 0.4%
DELMAR FINANCIAL COMPANY $265,000 n/a 0.4%
Tinker Federal Credit Union $390,000 $260,000 -33.3% 0.4%
NAVY FEDERAL CREDIT UNION $25,000 $250,000 900.0% 0.3%
TIB The Independent Bankersbank $245,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $170,000 $240,000 41.2% 0.3%
Stride Bank $705,000 $240,000 -66.0% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $145,000 $235,000 62.1% 0.3%
BancFirst $105,000 $235,000 123.8% 0.3%
JPMorgan Chase Bank $135,000 $235,000 74.1% 0.3%
ALLEGIANCE $455,000 $225,000 -50.5% 0.3%
BECKAM FUNDING CORP. $225,000 n/a 0.3%
Bank of America $125,000 $220,000 76.0% 0.3%
NEW DAY FINANCIAL, LLC $105,000 $215,000 104.8% 0.3%
FLAT BRANCH MORTGAGE, INC. $195,000 n/a 0.3%
COMMUNICATION $345,000 $185,000 -46.4% 0.3%
AMERICAN FINANCING CORPORATION $145,000 $175,000 20.7% 0.2%
OPEN MORTGAGE, LLC $165,000 $170,000 3.0% 0.2%
Barrington Bank & Trust Company, N.A. $165,000 n/a 0.2%
Low VA Rates, LLC $165,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $155,000 n/a 0.2%
Carrington Mortgage Services, LLC $155,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.2%
BNC National Bank $105,000 $145,000 38.1% 0.2%
KeyBank $145,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $145,000 n/a 0.2%
NATIONS DIRECT MORTGAGE, LLC $145,000 n/a 0.2%
TTCU Federal Credit Union $145,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 $145,000 70.6% 0.2%
ZILLOW HOME LOANS, LLC $400,000 $145,000 -63.8% 0.2%
AIR ACADEMY $135,000 n/a 0.2%
Inwood National Bank $135,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $135,000 n/a 0.2%
Vision Bank $155,000 $135,000 -12.9% 0.2%
Arvest Bank $85,000 $125,000 47.1% 0.2%
PENNYMAC LOAN SERVICES, LLC $95,000 $125,000 31.6% 0.2%
United Fidelity Funding Corp. $185,000 $125,000 -32.4% 0.2%
Bank of Colorado $115,000 n/a 0.2%
First Guaranty Mortgage Corporation $115,000 n/a 0.2%
NexBank $115,000 n/a 0.2%
OCEANSIDE MORTGAGE COMPANY $115,000 $115,000 0.0% 0.2%
SIRVA MORTGAGE, INC. $115,000 n/a 0.2%
UNITED WHOLESALE MORTGAGE, LLC $115,000 n/a 0.2%
USAA Federal Savings Bank $310,000 $115,000 -62.9% 0.2%
Equity Prime Mortgage LLC $105,000 n/a 0.1%
FirstBank Southwest $140,000 $105,000 -25.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $235,000 $105,000 -55.3% 0.1%
PNC Bank $95,000 n/a 0.1%
Servion, Inc. $95,000 n/a 0.1%
CMG MORTGAGE, INC. $325,000 $85,000 -73.8% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $115,000 $85,000 -26.1% 0.1%
Visio Financial Services Inc. $85,000 n/a 0.1%
Amarillo National Bank $45,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $35,000 n/a 0.0%

Woodward's top lender by overall market share is Great Plains National Bank, with 14.8% market share. In second place, with 10.0%, is QUICKEN LOANS, LLC, having originated $7,175,000 in loans. In third place, with 8.2%, is GUILD MORTGAGE COMPANY, having originated $5,920,000 in loans. In fourth place, with 5.3%, is Mortgage Investment Services Corporation, having originated $3,825,000 in loans. In fifth place, with 4.8%, is Citizens Bank, having originated $3,475,000 in loans.


Woodward Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Woodward (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $140,000 (-3.1%) $189,345 (2.5%) 0.00 113
2018-02-01 $139,750 (0.5%) $177,985 (-2.9%) 0.00 117
2018-03-01 $139,500 (-0.4%) $176,067 (-5.4%) 0.00 116
2018-04-01 $135,500 (3.0%) $180,288 (-0.7%) 0.00 112
2018-05-01 $131,875 (0.3%) $179,124 (0.8%) 0.00 113
2018-06-01 $130,000 (0.2%) $186,156 (2.6%) 0.00 133
2018-07-01 $125,000 (-3.5%) $176,533 (-5.5%) 0.00 147
2018-08-01 $125,000 (-6.9%) $177,479 (-5.0%) 0.00 154
2018-09-01 $128,000 (-14.7%) $172,782 (-15.7%) 0.00 154
2018-10-01 $120,000 (-20.5%) $159,511 (-22.1%) 0.00 146
2018-11-01 $120,000 (-15.0%) $160,756 (-18.8%) 0.00 135
2018-12-01 $120,000 (-9.4%) $164,555 (-15.2%) 0.00 125
2019-01-01 $124,625 (-11.0%) $164,251 (-13.3%) 0.00 124
2019-02-01 $136,000 (-2.7%) $168,625 (-5.3%) 0.00 116
2019-03-01 $147,764 (5.9%) $181,232 (2.9%) 0.00 106
2019-04-01 $158,225 (16.8%) $187,711 (4.1%) 0.00 104
2019-05-01 $156,375 (18.6%) $184,640 (3.1%) 0.00 105
2019-06-01 $155,000 (19.2%) $187,666 (0.8%) 0.00 111
2019-07-01 $157,450 (26.0%) $184,752 (4.7%) 0.00 116
2019-08-01 $147,818 (18.3%) $177,253 (-0.1%) 0.00 117
2019-09-01 $146,795 (14.7%) $176,121 (1.9%) 0.00 122
2019-10-01 $145,250 (21.0%) $175,218 (9.9%) 0.00 124
2019-11-01 $143,500 (19.6%) $172,341 (7.2%) 0.00 123
2019-12-01 $140,500 (17.1%) $170,999 (3.9%) 0.00 103
2020-01-01 $140,000 (12.3%) $171,800 (4.6%) 0.00 102
2020-02-01 $137,500 (1.1%) $164,779 (-2.3%) 0.00 98
2020-03-01 $140,000 (-5.3%) $167,243 (-7.7%) 0.00 111
2020-04-01 $145,000 (-8.4%) $178,433 (-4.9%) 0.00 116
2020-05-01 $140,000 (-10.5%) $180,639 (-2.2%) 0.00 112
2020-06-01 $136,750 (-11.8%) $171,510 (-8.6%) 0.00 132
2020-07-01 $137,500 (-12.7%) $174,265 (-5.7%) 0.00 129
2020-08-01 $130,000 (-12.1%) $175,196 (-1.2%) 0.00 122
2020-09-01 $120,000 (-18.3%) $186,789 (6.1%) 0.00 121
2020-10-01 $114,500 (-21.2%) $181,603 (3.6%) 0.00 110
2020-11-01 $120,000 (-16.4%) $186,551 (8.3%) 0.00 99
2020-12-01 $118,875 (-15.4%) $190,564 (11.4%) 0.00 96
2021-01-01 $110,000 (-21.4%) $187,319 (9.0%) 0.00 88
2021-02-01 $115,000 (-16.4%) $197,973 (20.1%) 0.00 80
2021-03-01 $115,750 (-17.3%) $201,587 (20.5%) 0.00 75
2021-04-01 $113,750 (-21.6%) $193,510 (8.5%) 0.00 84
2021-05-01 $116,000 (-17.1%) $186,900 (3.5%) 0.00 88
2021-06-01 $115,000 (-15.9%) $183,183 (6.8%) 0.00 70
2021-07-01 $130,750 (-4.9%) $187,845 (7.8%) 0.00 69
2021-08-01 $127,000 (-2.3%) $166,959 (-4.7%) 0.00 76
2021-09-01 $128,500 (7.1%) $168,370 (-9.9%) 0.00 72
2021-10-01 $135,000 (17.9%) $181,459 (-0.1%) 0.00 82
2021-11-01 $130,625 (8.9%) $182,089 (-2.4%) 0.00 77
2021-12-01 $129,625 (9.0%) $174,136 (-8.6%) 0.00 78
2022-01-01 $129,000 (17.3%) $174,897 (-6.6%) 0.00 69
2022-02-01 $117,500 (2.2%) $162,324 (-18.0%) 0.00 70
2022-03-01 $126,750 (9.5%) $179,677 (-10.9%) 0.00 76
2022-04-01 $135,000 (18.7%) $181,568 (-6.2%) 0.00 82
2022-05-01 $141,250 (21.8%) $192,877 (3.2%) 0.00 78
2022-06-01 $130,250 (13.3%) $176,766 (-3.5%) 0.00 77
2022-07-01 $128,000 (-2.1%) $174,215 (-7.3%) 0.00 83
2022-08-01 $129,000 (1.6%) $173,875 (4.1%) 0.00 86
2022-09-01 $131,750 (2.5%) $173,995 (3.3%) 0.00 85
2022-10-01 $125,000 (-7.4%) $173,629 (-4.3%) 0.00 76
2022-11-01 $133,250 (2.0%) $188,997 (3.8%) 0.00 76
2022-12-01 $139,000 (7.2%) $190,212 (9.2%) 0.00 74
2023-01-01 $144,375 (11.9%) $195,305 (11.7%) 0.00 68
2023-02-01 $143,625 (22.2%) $196,965 (21.3%) 0.00 60
Woodward's median listing price for 2023-02-01 was $143,625, a difference of $26,125 (22.2%) versus the prior year and $-750 versus the prior month.

Woodward's median listing price comes in at 0% of the national average.

Woodward's average listing price for 2023-02-01 was $196,965, a difference of $34,641 (21.3%) versus the prior year and $1,660 versus the prior month.

For the 2023-02-01 period, Woodward had 60 MLS listings, a difference of -8 listings (-12%) versus the prior month and -10 listings (-14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Woodward (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,689 sqft
2018-02-01 0 days 1,751 sqft
2018-03-01 0 days 1,737 sqft
2018-04-01 0 days 1,745 sqft
2018-05-01 0 days 1,740 sqft
2018-06-01 0 days 1,745 sqft
2018-07-01 0 days 1,611 sqft
2018-08-01 0 days 1,716 sqft
2018-09-01 0 days 1,647 sqft
2018-10-01 0 days 1,622 sqft
2018-11-01 0 days 1,613 sqft
2018-12-01 0 days 1,610 sqft
2019-01-01 0 days 1,620 sqft
2019-02-01 0 days 1,621 sqft
2019-03-01 0 days 1,783 sqft
2019-04-01 0 days 1,805 sqft
2019-05-01 0 days 1,831 sqft
2019-06-01 0 days 1,822 sqft
2019-07-01 0 days 1,803 sqft
2019-08-01 0 days 1,645 sqft
2019-09-01 0 days 1,665 sqft
2019-10-01 0 days 1,678 sqft
2019-11-01 0 days 1,682 sqft
2019-12-01 0 days 1,588 sqft
2020-01-01 0 days 1,571 sqft
2020-02-01 0 days 1,588 sqft
2020-03-01 0 days 1,581 sqft
2020-04-01 0 days 1,658 sqft
2020-05-01 0 days 1,663 sqft
2020-06-01 0 days 1,570 sqft
2020-07-01 0 days 1,620 sqft
2020-08-01 0 days 1,556 sqft
2020-09-01 0 days 1,554 sqft
2020-10-01 0 days 1,455 sqft
2020-11-01 0 days 1,560 sqft
2020-12-01 0 days 1,546 sqft
2021-01-01 0 days 1,476 sqft
2021-02-01 0 days 1,488 sqft
2021-03-01 0 days 1,537 sqft
2021-04-01 0 days 1,550 sqft
2021-05-01 0 days 1,546 sqft
2021-06-01 0 days 1,556 sqft
2021-07-01 0 days 1,592 sqft
2021-08-01 0 days 1,583 sqft
2021-09-01 0 days 1,561 sqft
2021-10-01 0 days 1,609 sqft
2021-11-01 0 days 1,648 sqft
2021-12-01 0 days 1,675 sqft
2022-01-01 0 days 1,601 sqft
2022-02-01 0 days 1,585 sqft
2022-03-01 0 days 1,624 sqft
2022-04-01 0 days 1,808 sqft
2022-05-01 0 days 1,801 sqft
2022-06-01 0 days 1,679 sqft
2022-07-01 0 days 1,674 sqft
2022-08-01 0 days 1,658 sqft
2022-09-01 0 days 1,655 sqft
2022-10-01 0 days 1,621 sqft
2022-11-01 0 days 1,668 sqft
2022-12-01 0 days 1,705 sqft
2023-01-01 0 days 1,685 sqft
2023-02-01 0 days 1,715 sqft
Woodward's median listing age (time on market) for 2023-02-01 was 0 days.

Woodward's median square footage for active listings during the 2023-02-01 period was 1,715 sqft. One year prior, the average listing was 1,585 sqft.

Woodward, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 233 $35,295,000 $151,481
Refi 141 $25,185,000 $178,617
Cash Out Refi 61 $10,795,000 $176,967
Home Improvement 7 $435,000 $62,143
Other 4 $300,000 $75,000

Woodward's most frequently cited loan purpose was Home Purchase, with 233 originations. The 2nd most popular reason was Refi, with 141 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 188 $31,960,000 $170,000
3-4% 153 $25,285,000 $165,261
<2.5% 61 $9,485,000 $155,492
4-5% 21 $2,455,000 $116,905
5-6% 6 $700,000 $116,667
6-7% 5 $655,000 $131,000
7-8% 2 $260,000 $130,000
Over 8% 2 $250,000 $125,000

During 2021, Woodward's most frequently originated rate bucket was 2.5-3%, with 188 originations.

Loan Sizing (Woodward, OK MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 216 $31,040,000 $143,704
$100,000 or less 121 $8,635,000 $71,364
$200k-400k 96 $26,150,000 $272,396
$400k-600k 12 $5,520,000 $460,000
$600k-1000k 1 $665,000 $665,000

Woodward's loan sizing saw the bucket of loans from $100k-200k with 216 originations, totaling $31,040,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 240 $37,520,000 $156,333
60-80% 127 $24,325,000 $191,535
40-60% 31 $4,735,000 $152,742
20-40% 11 $875,000 $79,545
Under 20% 7 $335,000 $47,857
Over 100% 4 $460,000 $115,000

Woodward's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 240 originations, totaling $37,520,000 in origination value.