Texas Heritage National Bank Mortgage Rates, Fees & Info
DAINGERFIELD, TXLEI: 5493004KLDVVA608R237
Tax ID: 75-0456915
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Texas Heritage National Bank is a smaller bank specializing in Home Purchase loans. Texas Heritage National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Longview, Sulphur Springs, Houston, and Austin among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Texas Heritage National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
58Origination Dollar Volume (All Markets)
$16,480,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $5,385,000 | $489,545 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $2,625,000 | $154,412 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $0 | 0.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $0 | 0.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 58 | $16,480,000 | $284,138 | $0 | 0.00% |
For 2024, Texas Heritage National Bank's most frequently originated type of loan was Conventional, with 58 originations.
Loan Reason
For 2024, Texas Heritage National Bank's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Refi, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 58 | $16,480,000 | $284,138 | $0 | 0.00% |
For 2024, Texas Heritage National Bank's most frequently cited loan duration was Other, with 58 originations.
Loan Sizing
2024 saw Texas Heritage National Bank place emphasis on $100,000 or less loans with 16 originations, totaling $1,130,000 in origination value.
Applicant Income
Texas Heritage National Bank lent most frequently to those with incomes in the $150k-250k range, with 7 originations. The second most popular income band? $250k+, with 7 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.33%
Texas Heritage National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.28%
Texas Heritage National Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 58 | $16,480,000 | $284,138 |