The Port Washington State Bank Mortgage Rates, Fees & Info
Port Washington, WILEI: 549300BPOIHOHG3TPP54
Tax ID: 39-0545620
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Port Washington State Bank is a smaller bank specializing in Home Purchase loans. The Port Washington State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Milwaukee, Beaver Dam, Sheboygan, Deltona, and Racine among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)The Port Washington State Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
239Origination Dollar Volume (All Markets)
$66,465,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 190 | $45,560,000 | $239,789 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $9,855,000 | $3,285,000 | $0 | 0.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 26 | $4,970,000 | $191,154 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $1,185,000 | $1,185,000 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $905,000 | $181,000 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against The Port Washington State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 239 | $66,465,000 | $278,096 | $0 | 0.00% |
For 2024, The Port Washington State Bank's most frequently originated type of loan was Conventional, with 239 originations.
Loan Reason
For 2024, The Port Washington State Bank's most frequently cited loan purpose was Home Purchase, with 147 originations. The 2nd most popular reason was Refi, with 40 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 239 | $66,465,000 | $278,096 | $0 | 0.00% |
For 2024, The Port Washington State Bank's most frequently cited loan duration was Other, with 239 originations.
Loan Sizing
2024 saw The Port Washington State Bank place emphasis on $200k-400k loans with 103 originations, totaling $28,415,000 in origination value.
Applicant Income
The Port Washington State Bank lent most frequently to those with incomes in the $100k-150k range, with 64 originations. The second most popular income band? $150k-250k, with 53 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 239 | $66,465,000 | $278,096 | $0 | 0.00% |
The Port Washington State Bank lent most frequently to those with DTI ratios of Exempt%, with 239 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.75%
The Port Washington State Bank has an average approval rate.
Pick Rate
Approvals leading to origination84.52%
The Port Washington State Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 239 | $66,465,000 | $278,096 |