Heber Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Heber averaged
6.84%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.67% and
one month ago for the week of 2023-02-09, the
average rate was 6.36%.
Heber's average rate one year ago was 3.69%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.79%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Heber 30 Year Fixed Rate | 2023-03-16 | 6.84% |
| Heber 30 Year Fixed Rate Refi | 2023-03-16 | 6.79% |
| Heber 15 Year Fixed Rate | 2023-03-16 | 6.08% |
| Heber 15 Year Fixed Rate Refi | 2023-03-16 | 5.97% |
| Heber 30 Year FHA | 2023-03-16 | 6.24% |
| Heber 30 Year FHA Refi | 2023-03-16 | 6.15% |
| Heber 30 Year USDA | 2023-03-16 | 6.11% |
| Heber 30 Year USDA Refi | 2023-03-16 | 6.75% |
| Heber 30 Year VA | 2023-03-16 | 6.26% |
| Heber 30 Year VA Refi | 2023-03-16 | 5.84% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Heber, UT.
Heber Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Heber, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Heber Average Closing Costs & Other Stats
Heber, UT's 255 lenders originated 8,672
loans during 2021. The total origination value was $5,932,760,000, with an average loan value of
$684,128.
Heber's average closing costs are $5,700.
The top Heber lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
670 loans originated. Their average total fees are
$5,174, which is $93
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Heber lenders (with over 10 loans originated) are
Strong Home Mortgage, LLC ($1,551), Wyndham Capital Mortgage, Inc. ($1,765), Low VA Rates, LLC ($1,875), NBKC BANK ($2,568) and FREEDOM MORTGAGE CORPORATION ($3,006).
The lowest rate Heber lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.16%), Silicon Valley Bank (2.35%), BNY Mellon (2.45%), Bank of America (2.52%) and UBS Bank USA (2.60%).
Heber, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $314,200,000 | $470,355,000 | 49.7% | 7.9% |
| Wells Fargo Bank | $366,195,000 | $379,030,000 | 3.5% | 6.4% |
| JPMorgan Chase Bank | $302,025,000 | $328,260,000 | 8.7% | 5.5% |
| Zions Bancorporation, N.A. | $246,450,000 | $318,495,000 | 29.2% | 5.4% |
| U.S. Bank | $240,525,000 | $287,565,000 | 19.6% | 4.8% |
| QUICKEN LOANS, LLC | $309,585,000 | $232,860,000 | -24.8% | 3.9% |
| Bank of America | $169,600,000 | $224,540,000 | 32.4% | 3.8% |
| Morgan Stanley Private Bank | $95,190,000 | $179,610,000 | 88.7% | 3.0% |
| MOUNTAIN AMERICA | $149,500,000 | $179,545,000 | 20.1% | 3.0% |
| First Republic Bank | $88,415,000 | $147,040,000 | 66.3% | 2.5% |
| LOANDEPOT.COM, LLC | $74,230,000 | $133,990,000 | 80.5% | 2.3% |
| SECURITY SERVICE | $107,095,000 | $133,825,000 | 25.0% | 2.3% |
| INTERCAP LENDING INC. | $158,600,000 | $132,680,000 | -16.3% | 2.2% |
| Citibank | $109,390,000 | $110,830,000 | 1.3% | 1.9% |
| UBS Bank USA | $61,025,000 | $90,005,000 | 47.5% | 1.5% |
| Fortis Private Bank | $54,210,000 | $87,530,000 | 61.5% | 1.5% |
| KeyBank | $71,010,000 | $86,390,000 | 21.7% | 1.5% |
| GUILD MORTGAGE COMPANY | $84,170,000 | $82,765,000 | -1.7% | 1.4% |
| Charles Schwab Bank, SSB | $41,100,000 | $81,205,000 | 97.6% | 1.4% |
| HOME POINT FINANCIAL CORPORATION | $47,545,000 | $71,400,000 | 50.2% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $95,820,000 | $66,810,000 | -30.3% | 1.1% |
| UTAH COMMUNITY | $92,110,000 | $66,230,000 | -28.1% | 1.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $89,165,000 | $62,530,000 | -29.9% | 1.1% |
| GUARANTEED RATE, INC. | $90,600,000 | $62,355,000 | -31.2% | 1.1% |
| AMERICA FIRST | $41,430,000 | $56,750,000 | 37.0% | 1.0% |
| Goldman Sachs Bank USA | $47,105,000 | $49,265,000 | 4.6% | 0.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $32,290,000 | $46,780,000 | 44.9% | 0.8% |
| LENDSURE MORTGAGE CORP. | $6,785,000 | $43,650,000 | 543.3% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,705,000 | $41,735,000 | 111.8% | 0.7% |
| VERITAS FUNDING, LLC | $33,990,000 | $40,935,000 | 20.4% | 0.7% |
| CBRE MULTIFAMILY CAPITAL, INC. | $39,825,000 | n/a | 0.7% | |
| ACADEMY MORTGAGE CORPORATION | $41,405,000 | $39,145,000 | -5.5% | 0.7% |
| CALIBER HOME LOANS, INC. | $43,875,000 | $34,195,000 | -22.1% | 0.6% |
| Silicon Valley Bank | $13,790,000 | $33,165,000 | 140.5% | 0.6% |
| BROKER SOLUTIONS, INC. | $29,975,000 | $32,460,000 | 8.3% | 0.5% |
| City National Bank | $25,190,000 | $32,365,000 | 28.5% | 0.5% |
| STEARNS LENDING, LLC | $17,075,000 | $31,820,000 | 86.4% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $15,460,000 | $30,210,000 | 95.4% | 0.5% |
| CELEBRITY HOME LOANS, LLC | $29,960,000 | n/a | 0.5% | |
| PENNYMAC LOAN SERVICES, LLC | $15,505,000 | $29,660,000 | 91.3% | 0.5% |
| FIRST COLONY MORTGAGE CORPORATION | $24,785,000 | $28,230,000 | 13.9% | 0.5% |
| Raymond James Bank | $22,945,000 | $28,140,000 | 22.6% | 0.5% |
| Glacier Bank | $14,840,000 | $27,990,000 | 88.6% | 0.5% |
| BETTER MORTGAGE CORPORATION | $15,340,000 | $25,975,000 | 69.3% | 0.4% |
| PNC Bank | $14,160,000 | $25,955,000 | 83.3% | 0.4% |
| CITYWIDE HOME LOANS, LLC | $24,675,000 | $24,950,000 | 1.1% | 0.4% |
| BNY Mellon | $14,005,000 | $24,090,000 | 72.0% | 0.4% |
| NEXERA HOLDING LLC | $7,005,000 | $21,835,000 | 211.7% | 0.4% |
| Flagstar Bank, FSB | $27,085,000 | $21,375,000 | -21.1% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $1,000,000 | $19,675,000 | 1,867.5% | 0.3% |
| NBH Bank | $9,925,000 | $19,390,000 | 95.4% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $23,590,000 | $19,300,000 | -18.2% | 0.3% |
| CIBC Bank USA | $7,880,000 | $18,900,000 | 139.8% | 0.3% |
| University First Federal Credit Union | $18,930,000 | $17,640,000 | -6.8% | 0.3% |
| MY MOVE MORTGAGE, LLC | $19,540,000 | $17,560,000 | -10.1% | 0.3% |
| Citadel Servicing Corporation | $3,725,000 | $17,160,000 | 360.7% | 0.3% |
| AMWEST FUNDING CORP. | $14,460,000 | $16,675,000 | 15.3% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $26,565,000 | $16,300,000 | -38.6% | 0.3% |
| Stifel Bank and Trust | $14,480,000 | $16,285,000 | 12.5% | 0.3% |
| CANOPY MORTGAGE, LLC | $14,115,000 | $16,065,000 | 13.8% | 0.3% |
| DIRECT MORTGAGE, CORP. | $19,260,000 | $15,770,000 | -18.1% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $1,595,000 | $15,280,000 | 858.0% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,985,000 | $15,065,000 | 88.7% | 0.3% |
| Bank of the West | $4,865,000 | $14,800,000 | 204.2% | 0.2% |
| Axos Bank | $4,420,000 | $14,190,000 | 221.0% | 0.2% |
| Chicago Mortgage Solutions LLC | $2,835,000 | $13,680,000 | 382.5% | 0.2% |
| Washington Federal Bank | $17,555,000 | $13,530,000 | -22.9% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,155,000 | $12,540,000 | -17.3% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,425,000 | $12,210,000 | 403.5% | 0.2% |
| Comerica Bank | $5,665,000 | $12,025,000 | 112.3% | 0.2% |
| NEWREZ LLC | $5,975,000 | $11,995,000 | 100.8% | 0.2% |
| The Northern Trust Company | $16,480,000 | $11,415,000 | -30.7% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $12,070,000 | $11,050,000 | -8.5% | 0.2% |
| Ally Bank | $1,905,000 | $10,900,000 | 472.2% | 0.2% |
| PREMIER AMERICA | $10,510,000 | n/a | 0.2% | |
| NBKC BANK | $20,115,000 | $10,330,000 | -48.6% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,440,000 | $10,320,000 | -9.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $5,545,000 | $10,110,000 | 82.3% | 0.2% |
| CYPRUS Federal Credit Union | $9,520,000 | $9,720,000 | 2.1% | 0.2% |
| SECURITY HOME MORTGAGE, LLC. | $16,925,000 | $9,700,000 | -42.7% | 0.2% |
| Umpqua Bank | $4,600,000 | $9,635,000 | 109.5% | 0.2% |
| TIAA, FSB | $11,555,000 | $9,390,000 | -18.7% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,330,000 | $9,195,000 | 112.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,795,000 | $9,095,000 | 56.9% | 0.2% |
| Mortgage Research Center, LLC | $5,500,000 | $9,010,000 | 63.8% | 0.2% |
| SourceOne Financial, Inc. | $8,655,000 | n/a | 0.1% | |
| PlainsCapital Bank | $8,625,000 | n/a | 0.1% | |
| RANLIFE, INC. | $10,820,000 | $8,530,000 | -21.2% | 0.1% |
| BMO Harris Bank | $6,630,000 | $8,215,000 | 23.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $9,700,000 | $8,165,000 | -15.8% | 0.1% |
| PARKSIDE LENDING, LLC | $16,675,000 | $7,945,000 | -52.4% | 0.1% |
| First Horizon Bank | $1,575,000 | $7,855,000 | 398.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,735,000 | $7,725,000 | 106.8% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $3,305,000 | $7,680,000 | 132.4% | 0.1% |
| Strong Home Mortgage, LLC | $6,200,000 | $7,675,000 | 23.8% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $10,265,000 | $7,545,000 | -26.5% | 0.1% |
| Bank of Utah | $11,050,000 | $7,380,000 | -33.2% | 0.1% |
| Fulton Bank | $7,125,000 | n/a | 0.1% | |
| Grand Valley Bank | $3,805,000 | $7,020,000 | 84.5% | 0.1% |
| UMB Bank | $815,000 | $6,940,000 | 751.5% | 0.1% |
| City National Bank of Florida | $615,000 | $6,870,000 | 1,017.1% | 0.1% |
| CMG MORTGAGE, INC. | $3,535,000 | $6,725,000 | 90.2% | 0.1% |
| KINECTA | $2,920,000 | $6,725,000 | 130.3% | 0.1% |
| MidFirst Bank | $870,000 | $6,720,000 | 672.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $22,310,000 | $6,675,000 | -70.1% | 0.1% |
| Northpointe Bank | $6,990,000 | $6,595,000 | -5.7% | 0.1% |
| GOLDENWEST | $6,625,000 | $6,545,000 | -1.2% | 0.1% |
| Hancock Whitney Bank | $705,000 | $6,320,000 | 796.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $980,000 | $6,320,000 | 544.9% | 0.1% |
| ADVANCIAL | $6,900,000 | $6,220,000 | -9.9% | 0.1% |
| First United Bank and Trust Company | $7,845,000 | $6,165,000 | -21.4% | 0.1% |
| Truist Bank | $33,590,000 | $6,050,000 | -82.0% | 0.1% |
| Mortgage Bank of California | $5,960,000 | n/a | 0.1% | |
| 5TH STREET CAPITAL, INC. | $275,000 | $5,915,000 | 2,050.9% | 0.1% |
| Commerce Home Mortgage, Inc. | $960,000 | $5,915,000 | 516.1% | 0.1% |
| North American Savings Bank, F.S.B. | $8,625,000 | $5,860,000 | -32.1% | 0.1% |
| KELLER MORTGAGE, LLC | $5,950,000 | $5,650,000 | -5.0% | 0.1% |
| AXIA FINANCIAL, LLC | $2,405,000 | $5,500,000 | 128.7% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $6,035,000 | $5,300,000 | -12.2% | 0.1% |
| Broadway National Bank | $2,705,000 | $5,285,000 | 95.4% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $1,685,000 | $5,275,000 | 213.1% | 0.1% |
| Luxury Mortgage Corp. | $855,000 | $5,215,000 | 509.9% | 0.1% |
| FirstBank | $7,445,000 | $5,210,000 | -30.0% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,385,000 | $5,210,000 | 276.2% | 0.1% |
| Gateway First Bank | $5,740,000 | $5,190,000 | -9.6% | 0.1% |
| Deseret First Credit Union | $2,580,000 | $5,165,000 | 100.2% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $4,505,000 | $5,095,000 | 13.1% | 0.1% |
| Central Bank | $9,555,000 | $5,075,000 | -46.9% | 0.1% |
| UTAH FIRST | $6,280,000 | $4,765,000 | -24.1% | 0.1% |
| Goldwater Bank, N.A. | $4,725,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $4,140,000 | $4,575,000 | 10.5% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $5,390,000 | $4,550,000 | -15.6% | 0.1% |
| Baxter Credit Union | $2,790,000 | $4,520,000 | 62.0% | 0.1% |
| Network Funding, L.P. | $7,335,000 | $4,495,000 | -38.7% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,325,000 | $4,480,000 | 92.7% | 0.1% |
| S1L, Inc. | $11,820,000 | $4,480,000 | -62.1% | 0.1% |
| FIRST TECHNOLOGY | $3,320,000 | $4,365,000 | 31.5% | 0.1% |
| The Federal Savings Bank | $12,005,000 | $4,090,000 | -65.9% | 0.1% |
| Utah Mortgage Loan Corporation | $2,515,000 | $4,030,000 | 60.2% | 0.1% |
| LOANPAL, LLC | $3,640,000 | $3,880,000 | 6.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $2,505,000 | $3,820,000 | 52.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $3,755,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,295,000 | $3,750,000 | 189.6% | 0.1% |
| Northwest Farm Credit Services, FLCA | $3,655,000 | n/a | 0.1% | |
| Heritage Bank | $3,605,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $5,410,000 | $3,605,000 | -33.4% | 0.1% |
| SOFI LENDING CORP. | $3,360,000 | $3,465,000 | 3.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $6,805,000 | $3,435,000 | -49.5% | 0.1% |
| Veritex Community Bank | $425,000 | $3,390,000 | 697.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,025,000 | $3,340,000 | 64.9% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,200,000 | $3,265,000 | 172.1% | 0.1% |
| Midland States Bank | $3,205,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $920,000 | $3,180,000 | 245.7% | 0.1% |
| Pinnacle Bank | $3,010,000 | n/a | 0.1% | |
| The Farmers National Bank of Canfield | $75,000 | $3,005,000 | 3,906.7% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $965,000 | $2,980,000 | 208.8% | 0.1% |
| Plains Commerce Bank | $1,365,000 | $2,975,000 | 117.9% | 0.1% |
| LENDUS, LLC | $2,970,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $1,095,000 | $2,960,000 | 170.3% | 0.0% |
| Monson Savings Bank | $2,955,000 | n/a | 0.0% | |
| First Interstate Bank | $2,885,000 | n/a | 0.0% | |
| Florida Capital Bank | $2,765,000 | $2,875,000 | 4.0% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,925,000 | $2,865,000 | -27.0% | 0.0% |
| The Huntington National Bank | $12,830,000 | $2,855,000 | -77.7% | 0.0% |
| Old National Bank | $2,765,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $485,000 | $2,750,000 | 467.0% | 0.0% |
| GRANITE FEDERAL CREDIT UNION | $3,670,000 | $2,650,000 | -27.8% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $1,020,000 | $2,620,000 | 156.9% | 0.0% |
| Origin Bank | $2,505,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $915,000 | $2,490,000 | 172.1% | 0.0% |
| Resource Bank | $9,115,000 | $2,475,000 | -72.8% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,285,000 | $2,430,000 | -26.0% | 0.0% |
| CHEVRON | $2,420,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,155,000 | $2,420,000 | 109.5% | 0.0% |
| Arvest Bank | $3,130,000 | $2,410,000 | -23.0% | 0.0% |
| Citizens Bank | $455,000 | $2,405,000 | 428.6% | 0.0% |
| Independent Bank | $1,305,000 | $2,340,000 | 79.3% | 0.0% |
| Affiliated Bank | $755,000 | $2,280,000 | 202.0% | 0.0% |
| Rock Canyon Bank | $2,070,000 | $2,270,000 | 9.7% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $2,425,000 | $2,225,000 | -8.2% | 0.0% |
| USAA Federal Savings Bank | $6,475,000 | $2,220,000 | -65.7% | 0.0% |
| Nations Lending Corporation | $2,410,000 | $2,145,000 | -11.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,065,000 | n/a | 0.0% | |
| EMIGRANT MORTGAGE COMPANY, INC. | $2,025,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,355,000 | $2,025,000 | 49.4% | 0.0% |
| First Home Bank | $1,365,000 | $2,025,000 | 48.4% | 0.0% |
| BLUELEAF LENDING, LLC | $980,000 | $1,980,000 | 102.0% | 0.0% |
| Stock Yards Bank & Trust Company | $1,955,000 | n/a | 0.0% | |
| Sunflower Bank | $955,000 | $1,910,000 | 100.0% | 0.0% |
| Inwood National Bank | $1,885,000 | n/a | 0.0% | |
| Paramount Bank | $305,000 | $1,860,000 | 509.8% | 0.0% |
| Commerce Bank | $8,375,000 | $1,850,000 | -77.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,090,000 | $1,820,000 | -12.9% | 0.0% |
| EVERLEND MORTGAGE COMPANY | $2,670,000 | $1,800,000 | -32.6% | 0.0% |
| BOKF | $4,685,000 | $1,720,000 | -63.3% | 0.0% |
| First Midwest Bank | $2,175,000 | $1,685,000 | -22.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,305,000 | $1,685,000 | 29.1% | 0.0% |
| Fifth Third Bank | $3,485,000 | $1,665,000 | -52.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $5,860,000 | $1,655,000 | -71.8% | 0.0% |
| NEST HOME LENDING, LLC | $1,675,000 | $1,565,000 | -6.6% | 0.0% |
| Toyota Financial Savings Bank | $3,330,000 | $1,565,000 | -53.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $695,000 | $1,560,000 | 124.5% | 0.0% |
| BNC National Bank | $3,150,000 | $1,545,000 | -51.0% | 0.0% |
| Bank of England | $740,000 | $1,540,000 | 108.1% | 0.0% |
| Cf Bank | $2,585,000 | $1,540,000 | -40.4% | 0.0% |
| CIT Bank | $3,535,000 | $1,530,000 | -56.7% | 0.0% |
| A&D Mortgage LLC | $1,505,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $95,000 | $1,435,000 | 1,410.5% | 0.0% |
| The Loan Store, Inc. | $1,435,000 | $1,395,000 | -2.8% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $1,375,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,450,000 | $1,340,000 | -45.3% | 0.0% |
| J. VIRGIL, INC. | $445,000 | $1,340,000 | 201.1% | 0.0% |
| United Nations Federal Credit Union | $2,500,000 | $1,330,000 | -46.8% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $255,000 | $1,320,000 | 417.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,540,000 | $1,310,000 | -14.9% | 0.0% |
| EVANSVILLE TEACHERS | $905,000 | $1,305,000 | 44.2% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $1,305,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $515,000 | $1,295,000 | 151.5% | 0.0% |
| Triumph Bank | $515,000 | $1,265,000 | 145.6% | 0.0% |
| Texas Capital Bank | $1,255,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $4,280,000 | $1,225,000 | -71.4% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,385,000 | $1,225,000 | -11.6% | 0.0% |
| Choice Financial Group | $1,205,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $1,160,000 | $1,175,000 | 1.3% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,170,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,165,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $600,000 | $1,145,000 | 90.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $2,885,000 | $1,135,000 | -60.7% | 0.0% |
| Cache Valley Bank | $2,945,000 | $1,110,000 | -62.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $735,000 | $1,105,000 | 50.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $205,000 | $1,100,000 | 436.6% | 0.0% |
| Hercules First Federal Credit Union | $1,100,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $710,000 | $1,090,000 | 53.5% | 0.0% |
| The Union Bank Company | $610,000 | $1,060,000 | 73.8% | 0.0% |
| Bell Bank | $1,005,000 | n/a | 0.0% | |
| First National Bank of Omaha | $1,005,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $1,005,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $995,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $985,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $3,700,000 | $970,000 | -73.8% | 0.0% |
| Midwest Community Bank | $965,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $945,000 | n/a | 0.0% | |
| First Western Trust Bank | $840,000 | $930,000 | 10.7% | 0.0% |
| First International Bank & Trust | $920,000 | n/a | 0.0% | |
| Citizens Business Bank | $895,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $870,000 | n/a | 0.0% | |
| Frontier Bank | $835,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $4,035,000 | $830,000 | -79.4% | 0.0% |
| Amerifirst Financial, Inc. | $1,105,000 | $815,000 | -26.2% | 0.0% |
| Lake Area Bank | $815,000 | n/a | 0.0% | |
| TRANSWEST CREDIT UNION | $1,150,000 | $805,000 | -30.0% | 0.0% |
| Evolve Bank & Trust | $990,000 | $800,000 | -19.2% | 0.0% |
| First Merchants Bank | $2,280,000 | $800,000 | -64.9% | 0.0% |
| Citizens National Bank, N.A. | $795,000 | n/a | 0.0% | |
| Ameris Bank | $365,000 | $790,000 | 116.4% | 0.0% |
| Independent Bank | $1,305,000 | $785,000 | -39.8% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $775,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $745,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $745,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $355,000 | $725,000 | 104.2% | 0.0% |
| Citywide Banks | $705,000 | n/a | 0.0% | |
| DIRECTIONS EQUITY, LLC | $705,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $2,890,000 | $700,000 | -75.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,775,000 | $670,000 | -82.3% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $255,000 | $665,000 | 160.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $1,575,000 | $655,000 | -58.4% | 0.0% |
| FineMark National Bank & Trust | $655,000 | n/a | 0.0% | |
| Willamette Valley Bank | $645,000 | $650,000 | 0.8% | 0.0% |
| Gulf Coast Bank and Trust Company | $265,000 | $645,000 | 143.4% | 0.0% |
| American Airlines Federal Credit Union | $1,395,000 | $635,000 | -54.5% | 0.0% |
| Quad City Bank and Trust Company | $625,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $2,770,000 | $600,000 | -78.3% | 0.0% |
| JMJ FINANCIAL GROUP | $800,000 | $595,000 | -25.6% | 0.0% |
| First Bankers Trust Company | $585,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $720,000 | $575,000 | -20.1% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $560,000 | n/a | 0.0% | |
| OCMBC, INC. | $1,960,000 | $555,000 | -71.7% | 0.0% |
| NFM, INC. | $445,000 | $545,000 | 22.5% | 0.0% |
| Peoples Bank | $545,000 | n/a | 0.0% | |
| Utah Power | $225,000 | $545,000 | 142.2% | 0.0% |
| WesBanco Bank, Inc. | $1,205,000 | $545,000 | -54.8% | 0.0% |
| Home Bank | $540,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $1,780,000 | $530,000 | -70.2% | 0.0% |
| AUSTIN TELCO Federal Credit Union | $525,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $525,000 | n/a | 0.0% | |
| First Bank of Manhattan | $515,000 | n/a | 0.0% | |
| Northwestern Bank | $515,000 | n/a | 0.0% | |
| Atlantic Union Bank | $505,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $565,000 | $505,000 | -10.6% | 0.0% |
| HAMILTON HOME LOANS, INC. | $485,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $475,000 | n/a | 0.0% | |
| Level One Bank | $475,000 | n/a | 0.0% | |
| Texana Bank | $475,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $1,490,000 | $465,000 | -68.8% | 0.0% |
| Bank of Springfield | $455,000 | n/a | 0.0% | |
| BEEHIVE | $455,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $115,000 | $450,000 | 291.3% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $155,000 | $445,000 | 187.1% | 0.0% |
| D. L. Evans Bank | $725,000 | $445,000 | -38.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| HomeTrust Bank | $435,000 | n/a | 0.0% | |
| OceanFirst Bank | $435,000 | n/a | 0.0% | |
| Red River Bank | $1,505,000 | $435,000 | -71.1% | 0.0% |
| First National Bank of America | $195,000 | $415,000 | 112.8% | 0.0% |
| INLAND BANK & TRUST | $1,710,000 | $415,000 | -75.7% | 0.0% |
| First Savings Bank | $405,000 | n/a | 0.0% | |
| SUMA YONKERS Federal Credit Union | $405,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $375,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $375,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $375,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $375,000 | n/a | 0.0% | |
| Financial Federal Bank | $365,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $800,000 | $355,000 | -55.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $4,985,000 | $355,000 | -92.9% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $360,000 | $330,000 | -8.3% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $105,000 | $325,000 | 209.5% | 0.0% |
| Citizens National Bank of Greater St. Louis | $305,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $3,550,000 | $305,000 | -91.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,235,000 | $295,000 | -76.1% | 0.0% |
| Nicolet National Bank | $285,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,930,000 | $275,000 | -93.0% | 0.0% |
| Oakstar Bank | $355,000 | $265,000 | -25.4% | 0.0% |
| BM Real Estate Services, Inc. | $1,510,000 | $255,000 | -83.1% | 0.0% |
| DATA MORTGAGE, INC. | $305,000 | $245,000 | -19.7% | 0.0% |
| GoPrime Mortgage, Inc. | $330,000 | $235,000 | -28.8% | 0.0% |
| Gold Coast Bank | $225,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $690,000 | $205,000 | -70.3% | 0.0% |
| National Exchange Bank and Trust | $205,000 | n/a | 0.0% | |
| Discover Bank | $660,000 | $190,000 | -71.2% | 0.0% |
| Austin Capital Bank SSB | $730,000 | $185,000 | -74.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $185,000 | n/a | 0.0% | |
| Prosperity Bank | $185,000 | n/a | 0.0% | |
| TCF National Bank | $2,970,000 | $180,000 | -93.9% | 0.0% |
| EASTMAN | $175,000 | n/a | 0.0% | |
| Wasatch Peaks Federal Credit Union | $1,690,000 | $165,000 | -90.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| Valley National Bank | $155,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $375,000 | $135,000 | -64.0% | 0.0% |
Heber's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 6.4%, is Wells Fargo Bank, having originated $379,030,000 in loans. In third place, with 5.5%, is JPMorgan Chase Bank, having originated $328,260,000 in loans. In fourth place, with 5.4%, is Zions Bancorporation, N.A., having originated $318,495,000 in loans. In fifth place, with 4.8%, is U.S. Bank, having originated $287,565,000 in loans.
Heber Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $1,262,500 (12.3%) | $2,065,426 (6.3%) | 0.00 | 1,148 |
| 2018-02-01 | $1,292,000 (10.0%) | $2,071,838 (5.0%) | 0.00 | 1,178 |
| 2018-03-01 | $1,249,950 (5.8%) | $2,029,554 (2.5%) | 0.00 | 1,237 |
| 2018-04-01 | $1,112,000 (1.1%) | $1,906,010 (-2.4%) | 0.00 | 1,245 |
| 2018-05-01 | $981,250 (-1.5%) | $1,821,814 (-3.8%) | 0.00 | 1,281 |
| 2018-06-01 | $995,000 (4.8%) | $1,783,775 (-2.0%) | 0.00 | 1,378 |
| 2018-07-01 | $1,033,000 (8.5%) | $1,789,972 (0.1%) | 0.00 | 1,432 |
| 2018-08-01 | $975,000 (2.7%) | $1,719,384 (-3.1%) | 0.00 | 1,498 |
| 2018-09-01 | $969,000 (-1.6%) | $1,710,871 (-6.3%) | 0.00 | 1,509 |
| 2018-10-01 | $947,500 (-5.2%) | $1,702,495 (-8.8%) | 0.00 | 1,495 |
| 2018-11-01 | $1,002,750 (-8.1%) | $1,764,490 (-7.7%) | 0.00 | 1,447 |
| 2018-12-01 | $1,035,000 (-8.0%) | $1,802,888 (-8.3%) | 0.00 | 1,469 |
| 2019-01-01 | $1,087,500 (-13.9%) | $1,843,900 (-10.7%) | 0.00 | 1,470 |
| 2019-02-01 | $1,112,500 (-13.9%) | $1,856,510 (-10.4%) | 0.00 | 1,454 |
| 2019-03-01 | $1,113,000 (-11.0%) | $1,841,681 (-9.3%) | 0.00 | 1,428 |
| 2019-04-01 | $1,097,000 (-1.4%) | $1,818,117 (-4.6%) | 0.00 | 1,377 |
| 2019-05-01 | $1,000,000 (1.9%) | $1,746,912 (-4.1%) | 0.00 | 1,410 |
| 2019-06-01 | $1,026,500 (3.2%) | $1,751,994 (-1.8%) | 0.00 | 1,507 |
| 2019-07-01 | $1,096,000 (6.1%) | $1,805,938 (0.9%) | 0.00 | 1,553 |
| 2019-08-01 | $1,118,182 (14.7%) | $1,831,694 (6.5%) | 0.00 | 1,500 |
| 2019-09-01 | $1,107,955 (14.3%) | $1,854,400 (8.4%) | 0.00 | 1,422 |
| 2019-10-01 | $1,121,111 (18.3%) | $1,874,391 (10.1%) | 0.00 | 1,350 |
| 2019-11-01 | $1,195,000 (19.2%) | $1,953,854 (10.7%) | 0.00 | 1,290 |
| 2019-12-01 | $1,180,000 (14.0%) | $1,990,304 (10.4%) | 0.00 | 1,267 |
| 2020-01-01 | $1,247,500 (14.7%) | $2,058,286 (11.6%) | 0.00 | 1,239 |
| 2020-02-01 | $1,279,000 (15.0%) | $2,109,702 (13.6%) | 0.00 | 1,222 |
| 2020-03-01 | $1,155,000 (3.8%) | $2,029,973 (10.2%) | 0.00 | 1,259 |
| 2020-04-01 | $950,000 (-13.4%) | $1,860,235 (2.3%) | 0.00 | 1,245 |
| 2020-05-01 | $924,900 (-7.5%) | $1,767,392 (1.2%) | 0.00 | 1,336 |
| 2020-06-01 | $929,950 (-9.4%) | $1,780,349 (1.6%) | 0.00 | 1,396 |
| 2020-07-01 | $973,500 (-11.2%) | $1,879,623 (4.1%) | 0.00 | 1,384 |
| 2020-08-01 | $973,500 (-12.9%) | $1,950,092 (6.5%) | 0.00 | 1,232 |
| 2020-09-01 | $973,750 (-12.1%) | $2,055,203 (10.8%) | 0.00 | 1,053 |
| 2020-10-01 | $939,000 (-16.2%) | $2,069,131 (10.4%) | 0.00 | 897 |
| 2020-11-01 | $995,112 (-16.7%) | $2,210,992 (13.2%) | 0.00 | 737 |
| 2020-12-01 | $1,083,375 (-8.2%) | $2,288,661 (15.0%) | 0.00 | 671 |
| 2021-01-01 | $1,250,000 (0.2%) | $2,468,974 (20.0%) | 0.00 | 610 |
| 2021-02-01 | $1,312,500 (2.6%) | $2,648,419 (25.5%) | 0.00 | 533 |
| 2021-03-01 | $1,350,000 (16.9%) | $2,769,154 (36.4%) | 0.00 | 476 |
| 2021-04-01 | $1,367,500 (44.0%) | $2,765,228 (48.7%) | 0.00 | 468 |
| 2021-05-01 | $1,299,000 (40.5%) | $2,595,558 (46.9%) | 0.00 | 508 |
| 2021-06-01 | $1,290,000 (38.7%) | $2,610,955 (46.7%) | 0.00 | 547 |
| 2021-07-01 | $1,300,000 (33.5%) | $2,676,127 (42.4%) | 0.00 | 556 |
| 2021-08-01 | $1,299,500 (33.5%) | $2,504,668 (28.4%) | 0.00 | 564 |
| 2021-09-01 | $1,303,750 (33.9%) | $2,568,018 (25.0%) | 0.00 | 525 |
| 2021-10-01 | $1,499,999 (59.7%) | $2,744,026 (32.6%) | 0.00 | 468 |
| 2021-11-01 | $1,737,500 (74.6%) | $3,003,732 (35.9%) | 0.00 | 379 |
| 2021-12-01 | $1,842,500 (70.1%) | $3,091,667 (35.1%) | 0.00 | 350 |
| 2022-01-01 | $1,770,000 (41.6%) | $2,960,056 (19.9%) | 0.00 | 327 |
| 2022-02-01 | $1,749,750 (33.3%) | $3,022,333 (14.1%) | 0.00 | 311 |
| 2022-03-01 | $1,799,000 (33.3%) | $2,998,757 (8.3%) | 0.00 | 364 |
| 2022-04-01 | $1,786,000 (30.6%) | $2,860,562 (3.5%) | 0.00 | 401 |
| 2022-05-01 | $1,617,000 (24.5%) | $2,681,016 (3.3%) | 0.00 | 544 |
| 2022-06-01 | $1,552,500 (20.4%) | $2,641,423 (1.2%) | 0.00 | 767 |
| 2022-07-01 | $1,500,000 (15.4%) | $2,585,766 (-3.4%) | 0.00 | 1,036 |
| 2022-08-01 | $1,524,500 (17.3%) | $2,608,535 (4.2%) | 0.00 | 1,081 |
| 2022-09-01 | $1,500,000 (15.1%) | $2,644,821 (3.0%) | 0.00 | 1,035 |
| 2022-10-01 | $1,550,000 (3.3%) | $2,661,009 (-3.0%) | 0.00 | 986 |
| 2022-11-01 | $1,594,500 (-8.2%) | $2,837,648 (-5.5%) | 0.00 | 960 |
| 2022-12-01 | $1,616,045 (-12.3%) | $3,008,787 (-2.7%) | 0.00 | 888 |
| 2023-01-01 | $1,789,000 (1.1%) | $3,081,623 (4.1%) | 0.00 | 860 |
| 2023-02-01 | $1,697,225 (-3.0%) | $3,076,686 (1.8%) | 0.00 | 864 |
Heber's median listing price for 2023-02-01 was $1,697,225, a difference of
$-52,525
(-3.0%) versus the prior year and
$-91,775 versus the prior month.
Heber's median listing price comes in at 0% of the national average.
Heber's average listing price for 2023-02-01 was $3,076,686, a difference of $54,353 (1.8%) versus the prior year and $-4,937 versus the prior month.
For the 2023-02-01 period, Heber had 864 MLS listings, a difference of 4 listings (0%) versus the prior month and 553 listings (178%) versus the prior year.
Heber's median listing price comes in at 0% of the national average.
Heber's average listing price for 2023-02-01 was $3,076,686, a difference of $54,353 (1.8%) versus the prior year and $-4,937 versus the prior month.
For the 2023-02-01 period, Heber had 864 MLS listings, a difference of 4 listings (0%) versus the prior month and 553 listings (178%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,807 sqft |
| 2018-02-01 | 0 days | 2,808 sqft |
| 2018-03-01 | 0 days | 2,850 sqft |
| 2018-04-01 | 0 days | 2,861 sqft |
| 2018-05-01 | 0 days | 2,961 sqft |
| 2018-06-01 | 0 days | 3,000 sqft |
| 2018-07-01 | 0 days | 3,017 sqft |
| 2018-08-01 | 0 days | 2,983 sqft |
| 2018-09-01 | 0 days | 3,025 sqft |
| 2018-10-01 | 0 days | 3,033 sqft |
| 2018-11-01 | 0 days | 3,043 sqft |
| 2018-12-01 | 0 days | 2,850 sqft |
| 2019-01-01 | 0 days | 2,801 sqft |
| 2019-02-01 | 0 days | 2,746 sqft |
| 2019-03-01 | 0 days | 2,701 sqft |
| 2019-04-01 | 0 days | 2,733 sqft |
| 2019-05-01 | 0 days | 2,726 sqft |
| 2019-06-01 | 0 days | 2,857 sqft |
| 2019-07-01 | 0 days | 2,968 sqft |
| 2019-08-01 | 0 days | 3,012 sqft |
| 2019-09-01 | 0 days | 3,030 sqft |
| 2019-10-01 | 0 days | 3,050 sqft |
| 2019-11-01 | 0 days | 3,030 sqft |
| 2019-12-01 | 0 days | 2,958 sqft |
| 2020-01-01 | 0 days | 2,969 sqft |
| 2020-02-01 | 0 days | 2,904 sqft |
| 2020-03-01 | 0 days | 2,878 sqft |
| 2020-04-01 | 0 days | 2,751 sqft |
| 2020-05-01 | 0 days | 2,722 sqft |
| 2020-06-01 | 0 days | 2,710 sqft |
| 2020-07-01 | 0 days | 2,727 sqft |
| 2020-08-01 | 0 days | 2,716 sqft |
| 2020-09-01 | 0 days | 2,711 sqft |
| 2020-10-01 | 0 days | 2,630 sqft |
| 2020-11-01 | 0 days | 2,571 sqft |
| 2020-12-01 | 0 days | 2,556 sqft |
| 2021-01-01 | 0 days | 2,498 sqft |
| 2021-02-01 | 0 days | 2,450 sqft |
| 2021-03-01 | 0 days | 2,459 sqft |
| 2021-04-01 | 0 days | 2,539 sqft |
| 2021-05-01 | 0 days | 2,565 sqft |
| 2021-06-01 | 0 days | 2,750 sqft |
| 2021-07-01 | 0 days | 2,766 sqft |
| 2021-08-01 | 0 days | 2,727 sqft |
| 2021-09-01 | 0 days | 2,909 sqft |
| 2021-10-01 | 0 days | 3,197 sqft |
| 2021-11-01 | 0 days | 3,371 sqft |
| 2021-12-01 | 0 days | 3,267 sqft |
| 2022-01-01 | 0 days | 3,107 sqft |
| 2022-02-01 | 0 days | 2,720 sqft |
| 2022-03-01 | 0 days | 2,809 sqft |
| 2022-04-01 | 0 days | 2,791 sqft |
| 2022-05-01 | 0 days | 2,759 sqft |
| 2022-06-01 | 0 days | 2,810 sqft |
| 2022-07-01 | 0 days | 2,801 sqft |
| 2022-08-01 | 0 days | 2,761 sqft |
| 2022-09-01 | 0 days | 2,781 sqft |
| 2022-10-01 | 0 days | 2,799 sqft |
| 2022-11-01 | 0 days | 2,822 sqft |
| 2022-12-01 | 0 days | 2,942 sqft |
| 2023-01-01 | 0 days | 2,919 sqft |
| 2023-02-01 | 0 days | 2,820 sqft |
Heber's median listing age (time on market) for 2023-02-01 was 0 days.
Heber's median square footage for active listings during the 2023-02-01 period was 2,820 sqft. One year prior, the average listing was 2,720 sqft.
Heber's median square footage for active listings during the 2023-02-01 period was 2,820 sqft. One year prior, the average listing was 2,720 sqft.
Heber, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 3,076 | $1,700,240,000 | $552,744 |
| Home Purchase | 2,665 | $2,492,355,000 | $935,218 |
| Cash Out Refi | 1,864 | $1,076,890,000 | $577,731 |
| Home Improvement | 561 | $135,605,000 | $241,720 |
| Other | 505 | $526,355,000 | $1,042,287 |
| NA | 1 | $1,315,000 | $1,315,000 |
Heber's most frequently cited loan purpose was Refi, with 3,076 originations. The 2nd most popular reason was Home Purchase, with 2,665 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,546 | $2,432,220,000 | $685,905 |
| 3-4% | 2,560 | $1,479,460,000 | $577,914 |
| <2.5% | 1,962 | $1,672,620,000 | $852,508 |
| 4-5% | 382 | $166,700,000 | $436,387 |
| 5-6% | 99 | $41,685,000 | $421,061 |
| 6-7% | 28 | $5,610,000 | $200,357 |
| Over 8% | 22 | $9,230,000 | $419,545 |
| 7-8% | 9 | $3,855,000 | $428,333 |
During 2021, Heber's most frequently originated rate bucket was 2.5-3%, with 3,546 originations.
Loan Sizing (Heber, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,588 | $773,890,000 | $299,030 |
| $400k-600k | 1,972 | $965,080,000 | $489,391 |
| $600k-1000k | 1,547 | $1,167,715,000 | $754,825 |
| $Over $1MM | 1,390 | $2,884,530,000 | $2,075,201 |
| $100k-200k | 785 | $117,885,000 | $150,172 |
| $100,000 or less | 390 | $23,660,000 | $60,667 |
Heber's loan sizing saw the bucket of loans from $200k-400k with 2,588 originations, totaling $773,890,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,715 | $2,444,205,000 | $900,260 |
| 40-60% | 2,255 | $1,613,275,000 | $715,421 |
| 20-40% | 1,636 | $744,570,000 | $455,116 |
| 80-100% | 1,068 | $807,710,000 | $756,283 |
| Under 20% | 852 | $160,220,000 | $188,052 |
| Over 100% | 15 | $13,775,000 | $918,333 |
Heber's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,715 originations, totaling $2,444,205,000 in origination value.