Heber Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Heber averaged 6.84% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.67% and one month ago for the week of 2023-02-09, the average rate was 6.36%.

Heber's average rate one year ago was 3.69%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Heber 30 Year Fixed Rate 2023-03-16 6.84%
Heber 30 Year Fixed Rate Refi 2023-03-16 6.79%
Heber 15 Year Fixed Rate 2023-03-16 6.08%
Heber 15 Year Fixed Rate Refi 2023-03-16 5.97%
Heber 30 Year FHA 2023-03-16 6.24%
Heber 30 Year FHA Refi 2023-03-16 6.15%
Heber 30 Year USDA 2023-03-16 6.11%
Heber 30 Year USDA Refi 2023-03-16 6.75%
Heber 30 Year VA 2023-03-16 6.26%
Heber 30 Year VA Refi 2023-03-16 5.84%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Heber, UT.

Heber Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Heber, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 670 2.96% $5,174
QUICKEN LOANS, LLC 363 2.91% $5,268
Wells Fargo Bank 319 2.74% $4,914
INTERCAP LENDING INC. 190 3.09% $4,838
JPMorgan Chase Bank 181 2.78% $4,596
U.S. Bank 166 2.85% $7,575
LOANDEPOT.COM, LLC 164 2.85% $3,743
GUILD MORTGAGE COMPANY 157 3.10% $6,061
Zions Bancorporation, N.A. 115 2.84% $4,563
SECURITYNATIONAL MORTGAGE COMPANY 114 3.24% $5,744
UTAH COMMUNITY 111 2.94% $4,291
HOME POINT FINANCIAL CORPORATION 108 2.96% $5,139
Morgan Stanley Private Bank 102 2.61% $5,792
Bank of America 96 2.52% $5,346
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 88 3.03% $5,814
MOUNTAIN AMERICA 86 2.94% $6,439
GUARANTEED RATE, INC. 78 3.02% $5,123
SECURITY SERVICE 76 3.04% $17,887
STEARNS LENDING, LLC 73 2.98% $5,240
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 72 3.13% $5,426
ACADEMY MORTGAGE CORPORATION 71 3.09% $5,696
KeyBank 65 2.79% $5,158
VERITAS FUNDING, LLC 56 3.02% $4,797
CALIBER HOME LOANS, INC. 55 3.00% $5,470
First Republic Bank 54 2.68% $10,115
FIRST COLONY MORTGAGE CORPORATION 49 3.04% $4,894
Citibank 49 2.72% $6,383
Charles Schwab Bank, SSB 48 2.16% $6,140
CROSSCOUNTRY MORTGAGE, LLC 46 3.05% $6,112
AMERISAVE MORTGAGE CORPORATION 43 2.68% $7,567
BROKER SOLUTIONS, INC. 43 3.07% $6,103
CITYWIDE HOME LOANS, LLC 42 3.08% $5,337
UBS Bank USA 39 2.60% $7,724
CELEBRITY HOME LOANS, LLC 38 3.16% $8,530
BETTER MORTGAGE CORPORATION 34 2.79% $4,209
MY MOVE MORTGAGE, LLC 32 3.00% $4,175
DIRECT MORTGAGE, CORP. 29 2.97% $6,012
Flagstar Bank, FSB 29 3.01% $4,311
Chicago Mortgage Solutions LLC 29 2.94% $4,623
PENNYMAC LOAN SERVICES, LLC 28 2.97% $4,821
AMERICA FIRST 28 2.98% $6,774
CANOPY MORTGAGE, LLC 27 2.89% $4,347
DHI MORTGAGE COMPANY, LTD. 26 2.92% $3,288
LENDSURE MORTGAGE CORP. 26 4.38% $22,561
NEWREZ LLC 25 3.15% $5,265
Glacier Bank 25 3.05% $7,047
VAN DYK MORTGAGE CORPORATION 24 3.03% $3,923
PNC Bank 22 2.75% $5,073
PROVIDENT FUNDING ASSOCIATES, L.P. 22 2.79% $4,157
Mr. Cooper ( Nationstar Mortgage ) 20 3.15% $6,166
MOVEMENT MORTGAGE, LLC 20 3.13% $5,300
FINANCE OF AMERICA MORTGAGE LLC 20 3.41% $7,816
University First Federal Credit Union 18 2.98% $4,523
CYPRUS Federal Credit Union 15 3.08% $4,141
Goldman Sachs Bank USA 15 2.76% $8,677
City National Bank 15 2.70% $7,331
SECURITY HOME MORTGAGE, LLC. 15 3.02% $5,126
BNY Mellon 14 2.45% $11,555
Citadel Servicing Corporation 14 4.87% $8,745
ADVANCIAL 14 4.98% $7,911
PRIMELENDING, A PLAINSCAPITAL COMPANY 14 3.26% $4,899
Raymond James Bank 13 2.66% $5,220
GUARANTEED RATE AFFINITY, LLC 13 3.05% $5,822
PRIMARY RESIDENTIAL MORTGAGE, INC. 12 3.00% $13,640
Bank of Utah 12 3.01% $8,127
NEXERA HOLDING LLC 12 2.91% $11,962
FREEDOM MORTGAGE CORPORATION 12 2.93% $3,006
NBKC BANK 12 3.11% $2,568
RANLIFE, INC. 11 3.07% $8,077
TIAA, FSB 11 3.09% $5,730
Strong Home Mortgage, LLC 11 2.85% $1,551
Silicon Valley Bank 11 2.35% $6,368
Wyndham Capital Mortgage, Inc. 10 2.99% $1,765
Low VA Rates, LLC 10 2.60% $1,875
PARKSIDE LENDING, LLC 10 3.00% $8,369
AMERICAN PACIFIC MORTGAGE CORPORATION 10 3.18% $5,257
Ally Bank 10 2.72% $9,152
Network Funding, L.P. 10 3.11% $6,699
KELLER MORTGAGE, LLC 9 3.13% $3,648
Truist 9 2.73% $8,112
Deseret First Credit Union 8 3.03% $5,710
North American Savings Bank, F.S.B. 8 2.84% $1,831
Stifel Bank and Trust 8 2.61% $3,548
CIBC Bank USA 8 2.59% $11,518
AMERICAN FINANCING CORPORATION 8 3.17% $5,976
S1L, Inc. 7 2.91% $5,414
EVERETT FINANCIAL, INC. 7 3.52% $3,743
BLUE BRICK FINANCIAL LLC 7 3.08% $1,418
Gateway First Bank 7 3.09% $4,862
Grand Valley Bank 7 2.98% $5,036
SOFI LENDING CORP. 6 3.00% $5,669
CORNERSTONE HOME LENDING, INC. 6 3.15% $4,392
HSBC BANK USA, NATIONAL ASSOCIATION 6 2.74% $6,255
BAY EQUITY LLC 6 2.98% $12,726
ANGEL OAK MORTGAGE SOLUTIONS LLC 6 4.29% $28,600
Bank of the West 6 2.52% $12,095
Plains Commerce Bank 6 2.90% $6,026
GOLDENWEST 6 2.92% $3,854
Utah Mortgage Loan Corporation 6 2.98% $4,672
NBH Bank 6 3.04% $4,529
GRANITE FEDERAL CREDIT UNION 6 3.17% $3,585
NAVY FEDERAL CREDIT UNION 6 3.08% $6,847
Axos Bank 6 4.56% $38,185
CMG MORTGAGE, INC. 5 3.20% $6,556
Century Mortgage Company DBA Century Lending Company 5 3.18% $11,324
LOANPAL, LLC 5 3.00% $6,303
CHERRY CREEK MORTGAGE, LLC 5 2.85% $1,839
The Northern Trust Company 5 2.60% $7,032
Washington Federal Bank 5 3.25% $12,780
BMO Harris Bank 5 2.68% $6,539
FirstBank 5 2.60% $2,078
LAKEVIEW LOAN SERVICING, LLC 5 3.66% $4,238
AXIA FINANCIAL, LLC 5 3.20% $6,814
Watermark Capital, Inc. 5 2.65% $3,233
Paramount Residential Mortgage Group, Inc. 5 3.43% $5,544
Northpointe Bank 4 3.19% $4,210
Arvest Bank 4 3.00% $4,167
The Federal Savings Bank 4 2.81% $7,791
First Home Bank 3 3.13% $6,672
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.00% $2,531
The Huntington National Bank 3 2.50% $5,808
FIRST TECHNOLOGY 3 2.96% $10,908
Florida Capital Bank 3 2.83% $7,428
Baxter Credit Union 3 2.54% $3,728
EVERLEND MORTGAGE COMPANY 3 3.04% $4,827
Nations Lending Corporation 3 3.17% $6,082
MOUNTAIN WEST FINANCIAL, INC. 3 3.08% $3,420
Barrington Bank & Trust Company, N.A. 3 3.04% $3,728
HOMESIDE FINANCIAL, LLC 3 3.25% $8,554
Umpqua Bank 3 2.58% $9,946
CALCON MUTUAL MORTGAGE LLC 3 3.04% $7,637
V.I.P. MORTGAGE, INC. 3 3.04% $12,511
Central Bank 3 3.17% $6,382
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.08% $3,561
PENTAGON FEDERAL CREDIT UNION 3 2.83% $8,552
KINECTA 3 3.08% $12,167
LEADERONE FINANCIAL CORPORATION 3 2.92% $4,397
Luxury Mortgage Corp. 3 4.17% $16,609
Citizens Bank 3 3.04% $8,745
BLUELEAF LENDING, LLC 3 3.04% $5,397
First Guaranty Mortgage Corporation 3 2.92% $8,590
First Horizon Bank 3 2.87% $4,869
Commerce Home Mortgage, Inc. 2 3.13% $5,876
Affiliated Bank 2 2.81% $6,472
AMERICAN FINANCIAL NETWORK, INC. 2 3.13% $13,254
AMERICAN INTERNET MORTGAGE, INC. 2 2.75% $3,435
ATHAS CAPITAL GROUP, INC. 2 4.06% $16,008
BNC National Bank 2 2.94% $2,838
Cache Valley Bank 2 2.75% $5,142
Cf Bank 2 2.81% $1,706
CHEVRON 2 2.56% $7,618
CIT Bank 2 2.81% $6,018
City National Bank of Florida 2 2.94% $10,495
Comerica Bank 2 3.13% $11,292
5TH STREET CAPITAL, INC. 2 4.44% $13,497
DRAPER AND KRAMER MORTGAGE CORP. 2 2.88% $4,106
Evolve Bank & Trust 2 2.81% $2,426
Fifth Third Bank 2 3.13% $3,399
First Interstate Bank 2 4.00% $15,625
First Merchants Bank 2 2.63% $3,806
First Western Trust Bank 2 3.12% $4,790
GENEVA FINANCIAL, LLC 2 3.13% $8,232
Hercules First Federal Credit Union 2 3.06% $7,220
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 2.94% $3,320
HOMEXPRESS MORTGAGE CORP. 2 5.93% $7,611
J. VIRGIL, INC. 2 2.94% $8,501
LENDUS, LLC 2 2.88% $25,741
Mortgage Bank of California 2 5.25% $23,452
NEST HOME LENDING, LLC 2 3.13% $5,930
Northwest Farm Credit Services, FLCA 2 3.30% $22,743
PANORAMA MORTGAGE GROUP, LLC 2 2.75% $3,123
Pinnacle Bank 2 3.19% $4,588
PREMIER AMERICA 2 3.38% $12,243
Prosperity Home Mortgage, LLC 2 2.94% $5,588
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 2.63% $4,827
SOVEREIGN LENDING GROUP INCORPORATED 2 3.06% $5,030
SUN AMERICAN MORTGAGE COMPANY 2 2.81% $4,314
The Loan Store, Inc. 2 3.06% $2,043
The Union Bank Company 2 2.69% $3,311
UNITED SECURITY FINANCIAL CORP 2 3.00% $14,622
Midwest Community Bank 1 2.63% $8,258
Midland States Bank 1 3.13% $7,593
MidFirst Bank 1 3.00% $3,427
MID AMERICA MORTGAGE, INC. 1 2.75% $3,693
Peoples Bank 1 3.00% $3,792
PHH Mortgage Corporation 1 2.75% $2,839
AUSTIN TELCO Federal Credit Union 1 3.50% $4,718
MICHIGAN MUTUAL, INC. 1 2.75% $3,527
PLAZA HOME MORTGAGE, INC. 1 2.63% $3,142
MEGASTAR FINANCIAL CORP. 1 2.88% $5,157
PREMIA MORTGAGE, LLC 1 3.13% $0
Atlantic Union Bank 1 3.25% $4,081
Level One Bank 1 3.25% $3,961
Lake Area Bank 1 3.25% $8,202
Waterstone Mortgage Corporation 1 3.50% $4,489
JMJ FINANCIAL GROUP 1 2.63% $3,588
INLAND BANK & TRUST 1 3.00% $3,856
IMPAC MORTGAGE CORP. 1 3.13% $0
Hometown Lenders, Inc. 1 2.75% $4,275
RBC Bank, (Georgia) 1 2.75% $2,534
Ameris Bank 1 2.88% $3,350
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.50% $2,353
HOMESTEAD FUNDING CORP. 1 2.63% $3,390
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.38% $7,869
Heritage Bank 1 3.13% $27,307
GoPrime Mortgage, Inc. 1 3.50% $10,930
Gold Coast Bank 1 2.88% $3,275
First United Bank and Trust Company 1 3.25% $15,861
WesBanco Bank, Inc. 1 2.63% $4,553
STANFORD Federal Credit Union 1 3.00% $4,463
First Savings Bank 1 3.00% $1,090
First National Bank of Omaha 1 3.00% $3,127
Stock Yards Bank & Trust Company 1 3.50% $6,545
First National Bank of America 1 7.13% $14,406
Willamette Valley Bank 1 3.50% $8,808
Sunflower Bank 1 3.88% $7,351
Texas Capital Bank 1 2.88% $18,029
The Farmers National Bank of Canfield 1 3.00% $10,665
Firefighters First Federal Credit Union 1 2.75% $0
Financial Federal Bank 1 4.00% $3,034
Wilmington Savings Fund Society, FSB 1 2.88% $3,864
EVANSVILLE TEACHERS 1 2.63% $4,218
Amerifirst Financial, Inc. 1 3.00% $4,623
Equity Prime Mortgage LLC 1 3.63% $14,637
Toyota Financial Savings Bank 1 2.75% $5,235
TRANSWEST CREDIT UNION 1 3.38% $9,910
Triumph Bank 1 2.88% $6,309
EMIGRANT MORTGAGE COMPANY, INC. 1 3.88% $7,258
Truity Federal Credit Union 1 3.00% $2,950
EMBRACE HOME LOANS, INC. 1 2.99% $2,669
UMB Bank 1 2.59% $11,038
EAGLE HOME MORTGAGE, LLC 1 3.13% $3,538
United Nations Federal Credit Union 1 2.88% $3,093
A&D Mortgage LLC 1 5.25% $29,398
D. L. Evans Bank 1 2.88% $3,188
UNIVERSAL LENDING CORPORATION 1 2.88% $11,303
DIRECTIONS EQUITY, LLC 1 3.00% $4,983
USAA Federal Savings Bank 1 3.13% $2,344
DELTA COMMUNITY CREDIT UNION 1 1.63% $3,172
CHURCHILL MORTGAGE CORPORATION 1 3.99% $5,500
Choice Financial Group 1 2.88% $17,176
Utah Power 1 2.63% $5,178
CHARTWAY FEDERAL CREDIT UNION 1 2.75% $3,789
BEEHIVE 1 2.88% $5,849
NFM, INC. 1 2.88% $3,488
NATIONS RELIABLE LENDING, LLC 1 3.13% $4,918
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $2,205
VILLAGE CAPITAL MORTGAGE 1 2.38% $4,078
Notre Dame Federal Credit Union Corporation 1 2.88% $3,828
MORIA DEVELOPMENT, INC. 1 3.25% $3,199
OceanFirst Bank 1 2.88% $3,008
OCMBC, INC. 1 2.75% $9,096
Old National Bank 1 2.88% $7,671
Origin Bank 1 3.25% $6,125
Bank of England 1 3.13% $26,337

Heber Average Closing Costs & Other Stats

Heber, UT's 255 lenders originated 8,672 loans during 2021. The total origination value was $5,932,760,000, with an average loan value of $684,128.

Heber's average closing costs are $5,700.

The top Heber lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 670 loans originated. Their average total fees are $5,174, which is $93 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Heber lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($1,551), Wyndham Capital Mortgage, Inc. ($1,765), Low VA Rates, LLC ($1,875), NBKC BANK ($2,568) and FREEDOM MORTGAGE CORPORATION ($3,006).

The lowest rate Heber lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.16%), Silicon Valley Bank (2.35%), BNY Mellon (2.45%), Bank of America (2.52%) and UBS Bank USA (2.60%).

Heber, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $314,200,000 $470,355,000 49.7% 7.9%
Wells Fargo Bank $366,195,000 $379,030,000 3.5% 6.4%
JPMorgan Chase Bank $302,025,000 $328,260,000 8.7% 5.5%
Zions Bancorporation, N.A. $246,450,000 $318,495,000 29.2% 5.4%
U.S. Bank $240,525,000 $287,565,000 19.6% 4.8%
QUICKEN LOANS, LLC $309,585,000 $232,860,000 -24.8% 3.9%
Bank of America $169,600,000 $224,540,000 32.4% 3.8%
Morgan Stanley Private Bank $95,190,000 $179,610,000 88.7% 3.0%
MOUNTAIN AMERICA $149,500,000 $179,545,000 20.1% 3.0%
First Republic Bank $88,415,000 $147,040,000 66.3% 2.5%
LOANDEPOT.COM, LLC $74,230,000 $133,990,000 80.5% 2.3%
SECURITY SERVICE $107,095,000 $133,825,000 25.0% 2.3%
INTERCAP LENDING INC. $158,600,000 $132,680,000 -16.3% 2.2%
Citibank $109,390,000 $110,830,000 1.3% 1.9%
UBS Bank USA $61,025,000 $90,005,000 47.5% 1.5%
Fortis Private Bank $54,210,000 $87,530,000 61.5% 1.5%
KeyBank $71,010,000 $86,390,000 21.7% 1.5%
GUILD MORTGAGE COMPANY $84,170,000 $82,765,000 -1.7% 1.4%
Charles Schwab Bank, SSB $41,100,000 $81,205,000 97.6% 1.4%
HOME POINT FINANCIAL CORPORATION $47,545,000 $71,400,000 50.2% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $95,820,000 $66,810,000 -30.3% 1.1%
UTAH COMMUNITY $92,110,000 $66,230,000 -28.1% 1.1%
SECURITYNATIONAL MORTGAGE COMPANY $89,165,000 $62,530,000 -29.9% 1.1%
GUARANTEED RATE, INC. $90,600,000 $62,355,000 -31.2% 1.1%
AMERICA FIRST $41,430,000 $56,750,000 37.0% 1.0%
Goldman Sachs Bank USA $47,105,000 $49,265,000 4.6% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $32,290,000 $46,780,000 44.9% 0.8%
LENDSURE MORTGAGE CORP. $6,785,000 $43,650,000 543.3% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $19,705,000 $41,735,000 111.8% 0.7%
VERITAS FUNDING, LLC $33,990,000 $40,935,000 20.4% 0.7%
CBRE MULTIFAMILY CAPITAL, INC. $39,825,000 n/a 0.7%
ACADEMY MORTGAGE CORPORATION $41,405,000 $39,145,000 -5.5% 0.7%
CALIBER HOME LOANS, INC. $43,875,000 $34,195,000 -22.1% 0.6%
Silicon Valley Bank $13,790,000 $33,165,000 140.5% 0.6%
BROKER SOLUTIONS, INC. $29,975,000 $32,460,000 8.3% 0.5%
City National Bank $25,190,000 $32,365,000 28.5% 0.5%
STEARNS LENDING, LLC $17,075,000 $31,820,000 86.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $15,460,000 $30,210,000 95.4% 0.5%
CELEBRITY HOME LOANS, LLC $29,960,000 n/a 0.5%
PENNYMAC LOAN SERVICES, LLC $15,505,000 $29,660,000 91.3% 0.5%
FIRST COLONY MORTGAGE CORPORATION $24,785,000 $28,230,000 13.9% 0.5%
Raymond James Bank $22,945,000 $28,140,000 22.6% 0.5%
Glacier Bank $14,840,000 $27,990,000 88.6% 0.5%
BETTER MORTGAGE CORPORATION $15,340,000 $25,975,000 69.3% 0.4%
PNC Bank $14,160,000 $25,955,000 83.3% 0.4%
CITYWIDE HOME LOANS, LLC $24,675,000 $24,950,000 1.1% 0.4%
BNY Mellon $14,005,000 $24,090,000 72.0% 0.4%
NEXERA HOLDING LLC $7,005,000 $21,835,000 211.7% 0.4%
Flagstar Bank, FSB $27,085,000 $21,375,000 -21.1% 0.4%
MOVEMENT MORTGAGE, LLC $1,000,000 $19,675,000 1,867.5% 0.3%
NBH Bank $9,925,000 $19,390,000 95.4% 0.3%
FREEDOM MORTGAGE CORPORATION $23,590,000 $19,300,000 -18.2% 0.3%
CIBC Bank USA $7,880,000 $18,900,000 139.8% 0.3%
University First Federal Credit Union $18,930,000 $17,640,000 -6.8% 0.3%
MY MOVE MORTGAGE, LLC $19,540,000 $17,560,000 -10.1% 0.3%
Citadel Servicing Corporation $3,725,000 $17,160,000 360.7% 0.3%
AMWEST FUNDING CORP. $14,460,000 $16,675,000 15.3% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $26,565,000 $16,300,000 -38.6% 0.3%
Stifel Bank and Trust $14,480,000 $16,285,000 12.5% 0.3%
CANOPY MORTGAGE, LLC $14,115,000 $16,065,000 13.8% 0.3%
DIRECT MORTGAGE, CORP. $19,260,000 $15,770,000 -18.1% 0.3%
DHI MORTGAGE COMPANY, LTD. $1,595,000 $15,280,000 858.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $7,985,000 $15,065,000 88.7% 0.3%
Bank of the West $4,865,000 $14,800,000 204.2% 0.2%
Axos Bank $4,420,000 $14,190,000 221.0% 0.2%
Chicago Mortgage Solutions LLC $2,835,000 $13,680,000 382.5% 0.2%
Washington Federal Bank $17,555,000 $13,530,000 -22.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $15,155,000 $12,540,000 -17.3% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,425,000 $12,210,000 403.5% 0.2%
Comerica Bank $5,665,000 $12,025,000 112.3% 0.2%
NEWREZ LLC $5,975,000 $11,995,000 100.8% 0.2%
The Northern Trust Company $16,480,000 $11,415,000 -30.7% 0.2%
VAN DYK MORTGAGE CORPORATION $12,070,000 $11,050,000 -8.5% 0.2%
Ally Bank $1,905,000 $10,900,000 472.2% 0.2%
PREMIER AMERICA $10,510,000 n/a 0.2%
NBKC BANK $20,115,000 $10,330,000 -48.6% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,440,000 $10,320,000 -9.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $5,545,000 $10,110,000 82.3% 0.2%
CYPRUS Federal Credit Union $9,520,000 $9,720,000 2.1% 0.2%
SECURITY HOME MORTGAGE, LLC. $16,925,000 $9,700,000 -42.7% 0.2%
Umpqua Bank $4,600,000 $9,635,000 109.5% 0.2%
TIAA, FSB $11,555,000 $9,390,000 -18.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $4,330,000 $9,195,000 112.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,795,000 $9,095,000 56.9% 0.2%
Mortgage Research Center, LLC $5,500,000 $9,010,000 63.8% 0.2%
SourceOne Financial, Inc. $8,655,000 n/a 0.1%
PlainsCapital Bank $8,625,000 n/a 0.1%
RANLIFE, INC. $10,820,000 $8,530,000 -21.2% 0.1%
BMO Harris Bank $6,630,000 $8,215,000 23.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $9,700,000 $8,165,000 -15.8% 0.1%
PARKSIDE LENDING, LLC $16,675,000 $7,945,000 -52.4% 0.1%
First Horizon Bank $1,575,000 $7,855,000 398.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,735,000 $7,725,000 106.8% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $3,305,000 $7,680,000 132.4% 0.1%
Strong Home Mortgage, LLC $6,200,000 $7,675,000 23.8% 0.1%
NAVY FEDERAL CREDIT UNION $10,265,000 $7,545,000 -26.5% 0.1%
Bank of Utah $11,050,000 $7,380,000 -33.2% 0.1%
Fulton Bank $7,125,000 n/a 0.1%
Grand Valley Bank $3,805,000 $7,020,000 84.5% 0.1%
UMB Bank $815,000 $6,940,000 751.5% 0.1%
City National Bank of Florida $615,000 $6,870,000 1,017.1% 0.1%
CMG MORTGAGE, INC. $3,535,000 $6,725,000 90.2% 0.1%
KINECTA $2,920,000 $6,725,000 130.3% 0.1%
MidFirst Bank $870,000 $6,720,000 672.4% 0.1%
EVERETT FINANCIAL, INC. $22,310,000 $6,675,000 -70.1% 0.1%
Northpointe Bank $6,990,000 $6,595,000 -5.7% 0.1%
GOLDENWEST $6,625,000 $6,545,000 -1.2% 0.1%
Hancock Whitney Bank $705,000 $6,320,000 796.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $980,000 $6,320,000 544.9% 0.1%
ADVANCIAL $6,900,000 $6,220,000 -9.9% 0.1%
First United Bank and Trust Company $7,845,000 $6,165,000 -21.4% 0.1%
Truist Bank $33,590,000 $6,050,000 -82.0% 0.1%
Mortgage Bank of California $5,960,000 n/a 0.1%
5TH STREET CAPITAL, INC. $275,000 $5,915,000 2,050.9% 0.1%
Commerce Home Mortgage, Inc. $960,000 $5,915,000 516.1% 0.1%
North American Savings Bank, F.S.B. $8,625,000 $5,860,000 -32.1% 0.1%
KELLER MORTGAGE, LLC $5,950,000 $5,650,000 -5.0% 0.1%
AXIA FINANCIAL, LLC $2,405,000 $5,500,000 128.7% 0.1%
CASTLE & COOKE MORTGAGE, LLC $6,035,000 $5,300,000 -12.2% 0.1%
Broadway National Bank $2,705,000 $5,285,000 95.4% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,685,000 $5,275,000 213.1% 0.1%
Luxury Mortgage Corp. $855,000 $5,215,000 509.9% 0.1%
FirstBank $7,445,000 $5,210,000 -30.0% 0.1%
Wyndham Capital Mortgage, Inc. $1,385,000 $5,210,000 276.2% 0.1%
Gateway First Bank $5,740,000 $5,190,000 -9.6% 0.1%
Deseret First Credit Union $2,580,000 $5,165,000 100.2% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,505,000 $5,095,000 13.1% 0.1%
Central Bank $9,555,000 $5,075,000 -46.9% 0.1%
UTAH FIRST $6,280,000 $4,765,000 -24.1% 0.1%
Goldwater Bank, N.A. $4,725,000 n/a 0.1%
BAY EQUITY LLC $4,140,000 $4,575,000 10.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $5,390,000 $4,550,000 -15.6% 0.1%
Baxter Credit Union $2,790,000 $4,520,000 62.0% 0.1%
Network Funding, L.P. $7,335,000 $4,495,000 -38.7% 0.1%
CORNERSTONE HOME LENDING, INC. $2,325,000 $4,480,000 92.7% 0.1%
S1L, Inc. $11,820,000 $4,480,000 -62.1% 0.1%
FIRST TECHNOLOGY $3,320,000 $4,365,000 31.5% 0.1%
The Federal Savings Bank $12,005,000 $4,090,000 -65.9% 0.1%
Utah Mortgage Loan Corporation $2,515,000 $4,030,000 60.2% 0.1%
LOANPAL, LLC $3,640,000 $3,880,000 6.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $2,505,000 $3,820,000 52.5% 0.1%
Century Mortgage Company DBA Century Lending Company $3,755,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,295,000 $3,750,000 189.6% 0.1%
Northwest Farm Credit Services, FLCA $3,655,000 n/a 0.1%
Heritage Bank $3,605,000 n/a 0.1%
Low VA Rates, LLC $5,410,000 $3,605,000 -33.4% 0.1%
SOFI LENDING CORP. $3,360,000 $3,465,000 3.1% 0.1%
Barrington Bank & Trust Company, N.A. $6,805,000 $3,435,000 -49.5% 0.1%
Veritex Community Bank $425,000 $3,390,000 697.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,025,000 $3,340,000 64.9% 0.1%
AMERICAN ADVISORS GROUP $1,200,000 $3,265,000 172.1% 0.1%
Midland States Bank $3,205,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $920,000 $3,180,000 245.7% 0.1%
Pinnacle Bank $3,010,000 n/a 0.1%
The Farmers National Bank of Canfield $75,000 $3,005,000 3,906.7% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $965,000 $2,980,000 208.8% 0.1%
Plains Commerce Bank $1,365,000 $2,975,000 117.9% 0.1%
LENDUS, LLC $2,970,000 n/a 0.1%
Watermark Capital, Inc. $1,095,000 $2,960,000 170.3% 0.0%
Monson Savings Bank $2,955,000 n/a 0.0%
First Interstate Bank $2,885,000 n/a 0.0%
Florida Capital Bank $2,765,000 $2,875,000 4.0% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $3,925,000 $2,865,000 -27.0% 0.0%
The Huntington National Bank $12,830,000 $2,855,000 -77.7% 0.0%
Old National Bank $2,765,000 n/a 0.0%
Farmers Bank & Trust $485,000 $2,750,000 467.0% 0.0%
GRANITE FEDERAL CREDIT UNION $3,670,000 $2,650,000 -27.8% 0.0%
BLUE BRICK FINANCIAL LLC $1,020,000 $2,620,000 156.9% 0.0%
Origin Bank $2,505,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $915,000 $2,490,000 172.1% 0.0%
Resource Bank $9,115,000 $2,475,000 -72.8% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $3,285,000 $2,430,000 -26.0% 0.0%
CHEVRON $2,420,000 n/a 0.0%
PHH Mortgage Corporation $1,155,000 $2,420,000 109.5% 0.0%
Arvest Bank $3,130,000 $2,410,000 -23.0% 0.0%
Citizens Bank $455,000 $2,405,000 428.6% 0.0%
Independent Bank $1,305,000 $2,340,000 79.3% 0.0%
Affiliated Bank $755,000 $2,280,000 202.0% 0.0%
Rock Canyon Bank $2,070,000 $2,270,000 9.7% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,425,000 $2,225,000 -8.2% 0.0%
USAA Federal Savings Bank $6,475,000 $2,220,000 -65.7% 0.0%
Nations Lending Corporation $2,410,000 $2,145,000 -11.0% 0.0%
LIMA ONE CAPITAL, LLC $2,065,000 n/a 0.0%
EMIGRANT MORTGAGE COMPANY, INC. $2,025,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,355,000 $2,025,000 49.4% 0.0%
First Home Bank $1,365,000 $2,025,000 48.4% 0.0%
BLUELEAF LENDING, LLC $980,000 $1,980,000 102.0% 0.0%
Stock Yards Bank & Trust Company $1,955,000 n/a 0.0%
Sunflower Bank $955,000 $1,910,000 100.0% 0.0%
Inwood National Bank $1,885,000 n/a 0.0%
Paramount Bank $305,000 $1,860,000 509.8% 0.0%
Commerce Bank $8,375,000 $1,850,000 -77.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,090,000 $1,820,000 -12.9% 0.0%
EVERLEND MORTGAGE COMPANY $2,670,000 $1,800,000 -32.6% 0.0%
BOKF $4,685,000 $1,720,000 -63.3% 0.0%
First Midwest Bank $2,175,000 $1,685,000 -22.5% 0.0%
V.I.P. MORTGAGE, INC. $1,305,000 $1,685,000 29.1% 0.0%
Fifth Third Bank $3,485,000 $1,665,000 -52.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $5,860,000 $1,655,000 -71.8% 0.0%
NEST HOME LENDING, LLC $1,675,000 $1,565,000 -6.6% 0.0%
Toyota Financial Savings Bank $3,330,000 $1,565,000 -53.0% 0.0%
Prosperity Home Mortgage, LLC $695,000 $1,560,000 124.5% 0.0%
BNC National Bank $3,150,000 $1,545,000 -51.0% 0.0%
Bank of England $740,000 $1,540,000 108.1% 0.0%
Cf Bank $2,585,000 $1,540,000 -40.4% 0.0%
CIT Bank $3,535,000 $1,530,000 -56.7% 0.0%
A&D Mortgage LLC $1,505,000 n/a 0.0%
PREMIA MORTGAGE, LLC $95,000 $1,435,000 1,410.5% 0.0%
The Loan Store, Inc. $1,435,000 $1,395,000 -2.8% 0.0%
UNIVERSAL LENDING CORPORATION $1,375,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,450,000 $1,340,000 -45.3% 0.0%
J. VIRGIL, INC. $445,000 $1,340,000 201.1% 0.0%
United Nations Federal Credit Union $2,500,000 $1,330,000 -46.8% 0.0%
SUN AMERICAN MORTGAGE COMPANY $255,000 $1,320,000 417.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,540,000 $1,310,000 -14.9% 0.0%
EVANSVILLE TEACHERS $905,000 $1,305,000 44.2% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $1,305,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $515,000 $1,295,000 151.5% 0.0%
Triumph Bank $515,000 $1,265,000 145.6% 0.0%
Texas Capital Bank $1,255,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $4,280,000 $1,225,000 -71.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,385,000 $1,225,000 -11.6% 0.0%
Choice Financial Group $1,205,000 n/a 0.0%
Manufacturers and Traders Trust Company $1,160,000 $1,175,000 1.3% 0.0%
NATIONS RELIABLE LENDING, LLC $1,170,000 n/a 0.0%
The Central Trust Bank $1,165,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $600,000 $1,145,000 90.8% 0.0%
LEADERONE FINANCIAL CORPORATION $2,885,000 $1,135,000 -60.7% 0.0%
Cache Valley Bank $2,945,000 $1,110,000 -62.3% 0.0%
HOMESTEAD FUNDING CORP. $735,000 $1,105,000 50.3% 0.0%
GENEVA FINANCIAL, LLC $205,000 $1,100,000 436.6% 0.0%
Hercules First Federal Credit Union $1,100,000 n/a 0.0%
Cornerstone First Mortgage, Inc $710,000 $1,090,000 53.5% 0.0%
The Union Bank Company $610,000 $1,060,000 73.8% 0.0%
Bell Bank $1,005,000 n/a 0.0%
First National Bank of Omaha $1,005,000 n/a 0.0%
FUNDLOANS CAPITAL $1,005,000 n/a 0.0%
COMMUNITYAMERICA $995,000 n/a 0.0%
STANFORD Federal Credit Union $985,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $3,700,000 $970,000 -73.8% 0.0%
Midwest Community Bank $965,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $945,000 n/a 0.0%
First Western Trust Bank $840,000 $930,000 10.7% 0.0%
First International Bank & Trust $920,000 n/a 0.0%
Citizens Business Bank $895,000 n/a 0.0%
GEORGIA'S OWN $870,000 n/a 0.0%
Frontier Bank $835,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $4,035,000 $830,000 -79.4% 0.0%
Amerifirst Financial, Inc. $1,105,000 $815,000 -26.2% 0.0%
Lake Area Bank $815,000 n/a 0.0%
TRANSWEST CREDIT UNION $1,150,000 $805,000 -30.0% 0.0%
Evolve Bank & Trust $990,000 $800,000 -19.2% 0.0%
First Merchants Bank $2,280,000 $800,000 -64.9% 0.0%
Citizens National Bank, N.A. $795,000 n/a 0.0%
Ameris Bank $365,000 $790,000 116.4% 0.0%
Independent Bank $1,305,000 $785,000 -39.8% 0.0%
WEBER STATE FEDERAL CREDIT UNION $775,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $745,000 n/a 0.0%
Equity Prime Mortgage LLC $745,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $355,000 $725,000 104.2% 0.0%
Citywide Banks $705,000 n/a 0.0%
DIRECTIONS EQUITY, LLC $705,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $2,890,000 $700,000 -75.8% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,775,000 $670,000 -82.3% 0.0%
MEGASTAR FINANCIAL CORP. $255,000 $665,000 160.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,575,000 $655,000 -58.4% 0.0%
FineMark National Bank & Trust $655,000 n/a 0.0%
Willamette Valley Bank $645,000 $650,000 0.8% 0.0%
Gulf Coast Bank and Trust Company $265,000 $645,000 143.4% 0.0%
American Airlines Federal Credit Union $1,395,000 $635,000 -54.5% 0.0%
Quad City Bank and Trust Company $625,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $2,770,000 $600,000 -78.3% 0.0%
JMJ FINANCIAL GROUP $800,000 $595,000 -25.6% 0.0%
First Bankers Trust Company $585,000 n/a 0.0%
ALLIANT CREDIT UNION $720,000 $575,000 -20.1% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $560,000 n/a 0.0%
OCMBC, INC. $1,960,000 $555,000 -71.7% 0.0%
NFM, INC. $445,000 $545,000 22.5% 0.0%
Peoples Bank $545,000 n/a 0.0%
Utah Power $225,000 $545,000 142.2% 0.0%
WesBanco Bank, Inc. $1,205,000 $545,000 -54.8% 0.0%
Home Bank $540,000 n/a 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $1,780,000 $530,000 -70.2% 0.0%
AUSTIN TELCO Federal Credit Union $525,000 n/a 0.0%
RBC Bank, (Georgia) $525,000 n/a 0.0%
First Bank of Manhattan $515,000 n/a 0.0%
Northwestern Bank $515,000 n/a 0.0%
Atlantic Union Bank $505,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $565,000 $505,000 -10.6% 0.0%
HAMILTON HOME LOANS, INC. $485,000 n/a 0.0%
Firefighters First Federal Credit Union $475,000 n/a 0.0%
Level One Bank $475,000 n/a 0.0%
Texana Bank $475,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $1,490,000 $465,000 -68.8% 0.0%
Bank of Springfield $455,000 n/a 0.0%
BEEHIVE $455,000 n/a 0.0%
IMPAC MORTGAGE CORP. $115,000 $450,000 291.3% 0.0%
CHARTWAY FEDERAL CREDIT UNION $155,000 $445,000 187.1% 0.0%
D. L. Evans Bank $725,000 $445,000 -38.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $440,000 n/a 0.0%
HomeTrust Bank $435,000 n/a 0.0%
OceanFirst Bank $435,000 n/a 0.0%
Red River Bank $1,505,000 $435,000 -71.1% 0.0%
First National Bank of America $195,000 $415,000 112.8% 0.0%
INLAND BANK & TRUST $1,710,000 $415,000 -75.7% 0.0%
First Savings Bank $405,000 n/a 0.0%
SUMA YONKERS Federal Credit Union $405,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $375,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $375,000 n/a 0.0%
Truity Federal Credit Union $375,000 n/a 0.0%
Waterstone Mortgage Corporation $375,000 n/a 0.0%
Financial Federal Bank $365,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $800,000 $355,000 -55.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $4,985,000 $355,000 -92.9% 0.0%
MID AMERICA MORTGAGE, INC. $345,000 n/a 0.0%
Carrington Mortgage Services, LLC $360,000 $330,000 -8.3% 0.0%
AEROSPACE FEDERAL CREDIT UNION $325,000 n/a 0.0%
Hometown Lenders, Inc. $105,000 $325,000 209.5% 0.0%
Citizens National Bank of Greater St. Louis $305,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,550,000 $305,000 -91.4% 0.0%
MORIA DEVELOPMENT, INC. $1,235,000 $295,000 -76.1% 0.0%
Nicolet National Bank $285,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,930,000 $275,000 -93.0% 0.0%
Oakstar Bank $355,000 $265,000 -25.4% 0.0%
BM Real Estate Services, Inc. $1,510,000 $255,000 -83.1% 0.0%
DATA MORTGAGE, INC. $305,000 $245,000 -19.7% 0.0%
GoPrime Mortgage, Inc. $330,000 $235,000 -28.8% 0.0%
Gold Coast Bank $225,000 n/a 0.0%
Alaska USA Federal Credit Union $690,000 $205,000 -70.3% 0.0%
National Exchange Bank and Trust $205,000 n/a 0.0%
Discover Bank $660,000 $190,000 -71.2% 0.0%
Austin Capital Bank SSB $730,000 $185,000 -74.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.0%
Prosperity Bank $185,000 n/a 0.0%
TCF National Bank $2,970,000 $180,000 -93.9% 0.0%
EASTMAN $175,000 n/a 0.0%
Wasatch Peaks Federal Credit Union $1,690,000 $165,000 -90.2% 0.0%
21ST MORTGAGE CORPORATION $155,000 n/a 0.0%
Valley National Bank $155,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $375,000 $135,000 -64.0% 0.0%

Heber's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 6.4%, is Wells Fargo Bank, having originated $379,030,000 in loans. In third place, with 5.5%, is JPMorgan Chase Bank, having originated $328,260,000 in loans. In fourth place, with 5.4%, is Zions Bancorporation, N.A., having originated $318,495,000 in loans. In fifth place, with 4.8%, is U.S. Bank, having originated $287,565,000 in loans.


Heber Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $1,262,500 (12.3%) $2,065,426 (6.3%) 0.00 1,148
2018-02-01 $1,292,000 (10.0%) $2,071,838 (5.0%) 0.00 1,178
2018-03-01 $1,249,950 (5.8%) $2,029,554 (2.5%) 0.00 1,237
2018-04-01 $1,112,000 (1.1%) $1,906,010 (-2.4%) 0.00 1,245
2018-05-01 $981,250 (-1.5%) $1,821,814 (-3.8%) 0.00 1,281
2018-06-01 $995,000 (4.8%) $1,783,775 (-2.0%) 0.00 1,378
2018-07-01 $1,033,000 (8.5%) $1,789,972 (0.1%) 0.00 1,432
2018-08-01 $975,000 (2.7%) $1,719,384 (-3.1%) 0.00 1,498
2018-09-01 $969,000 (-1.6%) $1,710,871 (-6.3%) 0.00 1,509
2018-10-01 $947,500 (-5.2%) $1,702,495 (-8.8%) 0.00 1,495
2018-11-01 $1,002,750 (-8.1%) $1,764,490 (-7.7%) 0.00 1,447
2018-12-01 $1,035,000 (-8.0%) $1,802,888 (-8.3%) 0.00 1,469
2019-01-01 $1,087,500 (-13.9%) $1,843,900 (-10.7%) 0.00 1,470
2019-02-01 $1,112,500 (-13.9%) $1,856,510 (-10.4%) 0.00 1,454
2019-03-01 $1,113,000 (-11.0%) $1,841,681 (-9.3%) 0.00 1,428
2019-04-01 $1,097,000 (-1.4%) $1,818,117 (-4.6%) 0.00 1,377
2019-05-01 $1,000,000 (1.9%) $1,746,912 (-4.1%) 0.00 1,410
2019-06-01 $1,026,500 (3.2%) $1,751,994 (-1.8%) 0.00 1,507
2019-07-01 $1,096,000 (6.1%) $1,805,938 (0.9%) 0.00 1,553
2019-08-01 $1,118,182 (14.7%) $1,831,694 (6.5%) 0.00 1,500
2019-09-01 $1,107,955 (14.3%) $1,854,400 (8.4%) 0.00 1,422
2019-10-01 $1,121,111 (18.3%) $1,874,391 (10.1%) 0.00 1,350
2019-11-01 $1,195,000 (19.2%) $1,953,854 (10.7%) 0.00 1,290
2019-12-01 $1,180,000 (14.0%) $1,990,304 (10.4%) 0.00 1,267
2020-01-01 $1,247,500 (14.7%) $2,058,286 (11.6%) 0.00 1,239
2020-02-01 $1,279,000 (15.0%) $2,109,702 (13.6%) 0.00 1,222
2020-03-01 $1,155,000 (3.8%) $2,029,973 (10.2%) 0.00 1,259
2020-04-01 $950,000 (-13.4%) $1,860,235 (2.3%) 0.00 1,245
2020-05-01 $924,900 (-7.5%) $1,767,392 (1.2%) 0.00 1,336
2020-06-01 $929,950 (-9.4%) $1,780,349 (1.6%) 0.00 1,396
2020-07-01 $973,500 (-11.2%) $1,879,623 (4.1%) 0.00 1,384
2020-08-01 $973,500 (-12.9%) $1,950,092 (6.5%) 0.00 1,232
2020-09-01 $973,750 (-12.1%) $2,055,203 (10.8%) 0.00 1,053
2020-10-01 $939,000 (-16.2%) $2,069,131 (10.4%) 0.00 897
2020-11-01 $995,112 (-16.7%) $2,210,992 (13.2%) 0.00 737
2020-12-01 $1,083,375 (-8.2%) $2,288,661 (15.0%) 0.00 671
2021-01-01 $1,250,000 (0.2%) $2,468,974 (20.0%) 0.00 610
2021-02-01 $1,312,500 (2.6%) $2,648,419 (25.5%) 0.00 533
2021-03-01 $1,350,000 (16.9%) $2,769,154 (36.4%) 0.00 476
2021-04-01 $1,367,500 (44.0%) $2,765,228 (48.7%) 0.00 468
2021-05-01 $1,299,000 (40.5%) $2,595,558 (46.9%) 0.00 508
2021-06-01 $1,290,000 (38.7%) $2,610,955 (46.7%) 0.00 547
2021-07-01 $1,300,000 (33.5%) $2,676,127 (42.4%) 0.00 556
2021-08-01 $1,299,500 (33.5%) $2,504,668 (28.4%) 0.00 564
2021-09-01 $1,303,750 (33.9%) $2,568,018 (25.0%) 0.00 525
2021-10-01 $1,499,999 (59.7%) $2,744,026 (32.6%) 0.00 468
2021-11-01 $1,737,500 (74.6%) $3,003,732 (35.9%) 0.00 379
2021-12-01 $1,842,500 (70.1%) $3,091,667 (35.1%) 0.00 350
2022-01-01 $1,770,000 (41.6%) $2,960,056 (19.9%) 0.00 327
2022-02-01 $1,749,750 (33.3%) $3,022,333 (14.1%) 0.00 311
2022-03-01 $1,799,000 (33.3%) $2,998,757 (8.3%) 0.00 364
2022-04-01 $1,786,000 (30.6%) $2,860,562 (3.5%) 0.00 401
2022-05-01 $1,617,000 (24.5%) $2,681,016 (3.3%) 0.00 544
2022-06-01 $1,552,500 (20.4%) $2,641,423 (1.2%) 0.00 767
2022-07-01 $1,500,000 (15.4%) $2,585,766 (-3.4%) 0.00 1,036
2022-08-01 $1,524,500 (17.3%) $2,608,535 (4.2%) 0.00 1,081
2022-09-01 $1,500,000 (15.1%) $2,644,821 (3.0%) 0.00 1,035
2022-10-01 $1,550,000 (3.3%) $2,661,009 (-3.0%) 0.00 986
2022-11-01 $1,594,500 (-8.2%) $2,837,648 (-5.5%) 0.00 960
2022-12-01 $1,616,045 (-12.3%) $3,008,787 (-2.7%) 0.00 888
2023-01-01 $1,789,000 (1.1%) $3,081,623 (4.1%) 0.00 860
2023-02-01 $1,697,225 (-3.0%) $3,076,686 (1.8%) 0.00 864
Heber's median listing price for 2023-02-01 was $1,697,225, a difference of $-52,525 (-3.0%) versus the prior year and $-91,775 versus the prior month.

Heber's median listing price comes in at 0% of the national average.

Heber's average listing price for 2023-02-01 was $3,076,686, a difference of $54,353 (1.8%) versus the prior year and $-4,937 versus the prior month.

For the 2023-02-01 period, Heber had 864 MLS listings, a difference of 4 listings (0%) versus the prior month and 553 listings (178%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,807 sqft
2018-02-01 0 days 2,808 sqft
2018-03-01 0 days 2,850 sqft
2018-04-01 0 days 2,861 sqft
2018-05-01 0 days 2,961 sqft
2018-06-01 0 days 3,000 sqft
2018-07-01 0 days 3,017 sqft
2018-08-01 0 days 2,983 sqft
2018-09-01 0 days 3,025 sqft
2018-10-01 0 days 3,033 sqft
2018-11-01 0 days 3,043 sqft
2018-12-01 0 days 2,850 sqft
2019-01-01 0 days 2,801 sqft
2019-02-01 0 days 2,746 sqft
2019-03-01 0 days 2,701 sqft
2019-04-01 0 days 2,733 sqft
2019-05-01 0 days 2,726 sqft
2019-06-01 0 days 2,857 sqft
2019-07-01 0 days 2,968 sqft
2019-08-01 0 days 3,012 sqft
2019-09-01 0 days 3,030 sqft
2019-10-01 0 days 3,050 sqft
2019-11-01 0 days 3,030 sqft
2019-12-01 0 days 2,958 sqft
2020-01-01 0 days 2,969 sqft
2020-02-01 0 days 2,904 sqft
2020-03-01 0 days 2,878 sqft
2020-04-01 0 days 2,751 sqft
2020-05-01 0 days 2,722 sqft
2020-06-01 0 days 2,710 sqft
2020-07-01 0 days 2,727 sqft
2020-08-01 0 days 2,716 sqft
2020-09-01 0 days 2,711 sqft
2020-10-01 0 days 2,630 sqft
2020-11-01 0 days 2,571 sqft
2020-12-01 0 days 2,556 sqft
2021-01-01 0 days 2,498 sqft
2021-02-01 0 days 2,450 sqft
2021-03-01 0 days 2,459 sqft
2021-04-01 0 days 2,539 sqft
2021-05-01 0 days 2,565 sqft
2021-06-01 0 days 2,750 sqft
2021-07-01 0 days 2,766 sqft
2021-08-01 0 days 2,727 sqft
2021-09-01 0 days 2,909 sqft
2021-10-01 0 days 3,197 sqft
2021-11-01 0 days 3,371 sqft
2021-12-01 0 days 3,267 sqft
2022-01-01 0 days 3,107 sqft
2022-02-01 0 days 2,720 sqft
2022-03-01 0 days 2,809 sqft
2022-04-01 0 days 2,791 sqft
2022-05-01 0 days 2,759 sqft
2022-06-01 0 days 2,810 sqft
2022-07-01 0 days 2,801 sqft
2022-08-01 0 days 2,761 sqft
2022-09-01 0 days 2,781 sqft
2022-10-01 0 days 2,799 sqft
2022-11-01 0 days 2,822 sqft
2022-12-01 0 days 2,942 sqft
2023-01-01 0 days 2,919 sqft
2023-02-01 0 days 2,820 sqft
Heber's median listing age (time on market) for 2023-02-01 was 0 days.

Heber's median square footage for active listings during the 2023-02-01 period was 2,820 sqft. One year prior, the average listing was 2,720 sqft.

Heber, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,076 $1,700,240,000 $552,744
Home Purchase 2,665 $2,492,355,000 $935,218
Cash Out Refi 1,864 $1,076,890,000 $577,731
Home Improvement 561 $135,605,000 $241,720
Other 505 $526,355,000 $1,042,287
NA 1 $1,315,000 $1,315,000

Heber's most frequently cited loan purpose was Refi, with 3,076 originations. The 2nd most popular reason was Home Purchase, with 2,665 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,546 $2,432,220,000 $685,905
3-4% 2,560 $1,479,460,000 $577,914
<2.5% 1,962 $1,672,620,000 $852,508
4-5% 382 $166,700,000 $436,387
5-6% 99 $41,685,000 $421,061
6-7% 28 $5,610,000 $200,357
Over 8% 22 $9,230,000 $419,545
7-8% 9 $3,855,000 $428,333

During 2021, Heber's most frequently originated rate bucket was 2.5-3%, with 3,546 originations.

Loan Sizing (Heber, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,588 $773,890,000 $299,030
$400k-600k 1,972 $965,080,000 $489,391
$600k-1000k 1,547 $1,167,715,000 $754,825
$Over $1MM 1,390 $2,884,530,000 $2,075,201
$100k-200k 785 $117,885,000 $150,172
$100,000 or less 390 $23,660,000 $60,667

Heber's loan sizing saw the bucket of loans from $200k-400k with 2,588 originations, totaling $773,890,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,715 $2,444,205,000 $900,260
40-60% 2,255 $1,613,275,000 $715,421
20-40% 1,636 $744,570,000 $455,116
80-100% 1,068 $807,710,000 $756,283
Under 20% 852 $160,220,000 $188,052
Over 100% 15 $13,775,000 $918,333

Heber's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,715 originations, totaling $2,444,205,000 in origination value.