Heber Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Heber averaged 6.69% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.7% and one month ago for the week of 2025-02-27, the average rate was 6.71%.

Heber's average rate one year ago was 6.54%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Heber 30 Year Fixed Rate 2025-04-03 6.69%
Heber 30 Year Fixed Rate Refi 2025-04-03 7.3%
Heber 15 Year Fixed Rate 2025-04-03 5.82%
Heber 15 Year Fixed Rate Refi 2025-04-03 5.82%
Heber 30 Year FHA 2025-04-03 5.57%
Heber 30 Year FHA Refi 2025-04-03 6.26%
Heber 30 Year USDA 2025-04-03 6.42%
Heber 30 Year USDA Refi 2025-04-03 6.22%
Heber 30 Year VA 2025-04-03 6.26%
Heber 30 Year VA Refi 2025-04-03 6.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Heber, UT.

Heber Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Heber, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 155 6.76% $9,589
MY MOVE MORTGAGE, LLC 85 6.62% $10,157
QUICKEN LOANS, LLC 82 6.60% $10,637
EAGLE HOME MORTGAGE, LLC 80 5.61% $5,495
U.S. Bank 74 6.37% $10,395
Zions Bank 63 6.58% $20,478
Morgan Stanley Private Bank 52 5.83% $5,486
INTERCAP LENDING INC. 51 6.70% $9,625
JPMorgan Chase Bank 47 6.58% $11,231
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 45 6.86% $8,906
GUILD MORTGAGE COMPANY 39 6.79% $10,054
SECURITY SERVICE 36 7.11% $17,633
Wells Fargo Bank 35 6.38% $8,816
CROSSCOUNTRY MORTGAGE, LLC 28 7.20% $15,126
Citibank 25 6.16% $5,756
FIRST COLONY MORTGAGE CORPORATION 25 6.60% $9,602
The Loan Store, Inc. 24 6.81% $7,482
Century Mortgage Company DBA Century Lending Company 23 6.55% $11,747
MOUNTAIN AMERICA 21 6.49% $7,596
UTAH COMMUNITY 19 6.53% $8,697
UBS Bank USA 19 6.09% $9,409
Bank of America 18 6.18% $6,532
Charles Schwab Bank, SSB 17 5.73% $2,760
NEWREZ LLC 16 7.13% $15,910
American Mortgage & Equity Consultants, Inc. 12 6.97% $14,752
SECURITY HOME MORTGAGE, LLC. 11 6.68% $8,090
Goldman Sachs Bank USA 11 6.16% $6,045
PROVIDENT FUNDING ASSOCIATES, L.P. 11 6.49% $5,391
LENDSURE MORTGAGE CORP. 10 8.06% $25,050
BMO Harris Bank 9 5.78% $21,316
AMERICA FIRST 9 6.97% $6,440
Raymond James Bank 8 5.64% $5,253
GUARANTEED RATE, INC. 8 6.65% $6,649
Glacier Bank 8 7.06% $17,554
First-Citizens Bank & Trust Company 7 6.12% $6,785
Stifel Bank and Trust 7 6.04% $4,306
SECURITYNATIONAL MORTGAGE COMPANY 7 6.93% $13,948
GARDNER FINANCIAL SERVICES, LTD. 7 7.07% $9,162
GOLDENWEST 6 6.73% $9,415
NAVY FEDERAL CREDIT UNION 6 6.52% $11,487
BROKER SOLUTIONS, INC. 6 6.85% $6,543
Citadel Servicing Corporation 6 8.13% $10,084
PENNYMAC LOAN SERVICES, LLC 6 6.48% $10,916
Bank of Utah 6 6.63% $9,404
Washington Federal Bank 5 7.08% $30,259
CHARTWAY FEDERAL CREDIT UNION 5 6.55% $10,353
Truist 5 6.42% $4,912
CANOPY MORTGAGE, LLC 5 6.37% $7,082
MidFirst Bank 5 6.78% $22,181
Hometown Equity Mortgage, LLC 5 7.70% $22,168
DIRECT MORTGAGE, CORP. 4 6.87% $9,112
DEEPHAVEN MORTGAGE LLC 4 7.44% $6,624
PULTE MORTGAGE LLC 4 4.34% $4,640
CYPRUS Federal Credit Union 4 6.31% $13,751
Paramount Residential Mortgage Group, Inc. 4 7.09% $9,814
FREEDOM MORTGAGE CORPORATION 4 6.72% $7,698
NEXERA HOLDING LLC 4 7.72% $13,676
The Huntington National Bank 4 6.13% $8,407
GUARANTEED RATE AFFINITY, LLC 4 6.68% $7,537
KeyBank 4 6.47% $5,233
JMAC LENDING, INC. 4 6.50% $10,689
RANLIFE, INC. 4 7.06% $9,279
ARC HOME LLC 4 7.28% $12,004
NBH Bank 4 6.91% $2,943
United Nations Federal Credit Union 3 5.92% $4,265
Mr. Cooper ( Nationstar Mortgage ) 3 6.75% $7,255
Citizens Bank 3 5.63% $11,378
BAY EQUITY LLC 3 6.58% $6,233
Watermark Capital, Inc. 3 6.79% $5,639
LOANDEPOT.COM, LLC 3 6.62% $16,162
BNY Mellon 3 6.00% $6,876
VERITAS FUNDING, LLC 3 7.29% $7,167
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.46% $6,128
Flagstar Bank, FSB 3 7.50% $6,445
KINECTA 2 6.88% $20,010
Ally Bank 2 6.50% $7,997
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.00% $4,910
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.31% $42,387
Barrington Bank & Trust Company, N.A. 2 6.69% $5,610
Cache Valley Bank 2 6.81% $3,164
CASTLE & COOKE MORTGAGE, LLC 2 6.31% $8,437
City National Bank 2 6.99% $7,009
CITYWIDE HOME LOANS, LLC 2 7.00% $19,427
Commerce Home Mortgage, Inc. 2 8.88% $26,260
DELTA COMMUNITY CREDIT UNION 2 6.13% $7,650
EVERETT FINANCIAL, INC. 2 7.25% $16,548
Fifth Third Bank 2 6.50% $10,452
GRANITE FEDERAL CREDIT UNION 2 6.75% $4,849
MORTGAGEONE, INC. 2 7.25% $25,139
NATIONS RELIABLE LENDING, LLC 2 6.69% $10,446
NexBank 2 6.62% $9,416
Northpointe Bank 2 6.88% $18,868
Northwest Farm Credit Services, FLCA 2 6.28% $35,801
Plains Commerce Bank 2 5.88% $11,345
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.75% $16,618
Sierra Pacific Mortgage Company, Inc. 2 7.25% $3,408
The Northern Trust Company 2 6.25% $6,038
University First Federal Credit Union 2 6.75% $12,585
USAA Federal Savings Bank 2 7.25% $4,683
HOMEXPRESS MORTGAGE CORP. 1 7.88% $24,060
NBKC BANK 1 6.50% $4,454
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $9,928
VAN DYK MORTGAGE CORPORATION 1 7.38% $5,608
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.13% $11,993
NFM, INC. 1 6.63% $9,616
NMSI, INC. 1 6.88% $7,117
North American Savings Bank, F.S.B. 1 8.50% $9,067
AMERITRUST MORTGAGE CORPORATION 1 7.49% $47,197
V.I.P. MORTGAGE, INC. 1 6.75% $5,242
NP, Inc. 1 7.50% $25,181
OAKTREE FUNDING CORP. 1 8.88% $44,596
OCMBC, INC. 1 7.00% $13,369
Florida Capital Bank 1 6.38% $9,859
FIRST STATE MORTGAGE SERVICES, LLC 1 8.00% $4,486
PHH Mortgage Corporation 1 7.63% $10,365
Pinnacle Bank 1 8.25% $6,917
AmeriHome Mortgage Company, LLC 1 7.99% $2,371
PNC Bank 1 6.00% $7,909
AMERICAN HERITAGE LENDING, INC. 1 7.13% $21,575
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.55% $7,128
First Horizon Bank 1 7.50% $6,027
FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $7,514
Firefighters First Federal Credit Union 1 6.50% $3,767
Farmers Bank & Trust 1 6.25% $5,065
ENCORE BANK 1 7.38% $5,044
RBC Bank, (Georgia) 1 5.50% $2,721
SCENIC OAKS FUNDING, INC. 1 7.63% $5,812
Eagle Bank and Trust Company 1 7.38% $13,134
Deseret First Credit Union 1 5.99% $5,447
CORNERSTONE HOME LENDING, INC. 1 6.88% $4,579
Waterstone Mortgage Corporation 1 7.63% $6,808
SIRVA MORTGAGE, INC. 1 6.50% $0
Southern Bank 1 6.75% $4,141
STAR Financial Bank 1 6.50% $4,255
CMG MORTGAGE, INC. 1 7.88% $5,448
SUN AMERICAN MORTGAGE COMPANY 1 6.62% $4,874
TBI MORTGAGE COMPANY 1 6.25% $7,900
The Federal Savings Bank 1 7.13% $5,478
CIBC Bank USA 1 5.75% $7,269
CHURCHILL MORTGAGE CORPORATION 1 7.13% $5,499
AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $20,553
TOP FLITE FINANCIAL, INC. 1 6.88% $12,113
TRANSWEST CREDIT UNION 1 6.50% $10,556
CARDINAL FINANCIAL 1 6.13% $3,213
CALCON MUTUAL MORTGAGE LLC 1 6.63% $9,248
UNION HOME MORTGAGE CORP. 1 7.13% $12,678
Bell Bank 1 7.38% $12,091
BAY-VALLEY MORTGAGE GROUP 1 7.88% $12,993
Wilmington Savings Fund Society, FSB 1 6.88% $9,277
ALAMEDA MORTGAGE CORPORATION 1 7.50% $19,980
Luxury Mortgage Corp. 1 7.25% $8,280
Logan Finance Corporation 1 6.25% $26,912
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.25% $10,692
Leader Bank 1 7.25% $3,508
MOVEMENT MORTGAGE, LLC 1 6.88% $5,674
LAKEVIEW LOAN SERVICING, LLC 1 7.25% $9,331
M&T Bank 1 6.13% $5,330
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $5,930
A&D Mortgage LLC 1 7.63% $13,025
ANDREWS FEDERAL CREDIT UNION 1 6.63% $37,401
HSBC BANK USA, NATIONAL ASSOCIATION 1 7.29% $5,393

Heber Average Closing Costs & Other Stats

Heber, UT's 161 lenders originated 3,021 loans during 2024. The total origination value was $2,486,455,000, with an average loan value of $823,057.

Heber's average closing costs are $6,787.

The top Heber lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 155 loans originated. Their average total fees are $9,589, which is $569 lower than the next largest lender, MY MOVE MORTGAGE, LLC.

The lowest fee Heber lenders (with over 10 loans originated) are Charles Schwab Bank, SSB ($2,760), PROVIDENT FUNDING ASSOCIATES, L.P. ($5,391), Morgan Stanley Private Bank ($5,486), EAGLE HOME MORTGAGE, LLC ($5,495) and Citibank ($5,756).

The lowest rate Heber lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.61%), Charles Schwab Bank, SSB (5.73%), Morgan Stanley Private Bank (5.83%), UBS Bank USA (6.09%) and Citibank (6.16%).

Heber, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Zions Bank $198,410,000 $184,260,000 -7.1% 7.4%
UNITED WHOLESALE MORTGAGE, LLC $96,720,000 $158,115,000 63.5% 6.4%
U.S. Bank $155,560,000 $140,665,000 -9.6% 5.7%
JPMorgan Chase Bank $102,275,000 $123,460,000 20.7% 5.0%
Morgan Stanley Private Bank $79,015,000 $92,280,000 16.8% 3.7%
Bank of America $66,810,000 $79,845,000 19.5% 3.2%
QUICKEN LOANS, LLC $40,315,000 $74,545,000 84.9% 3.0%
UBS Bank USA $56,310,000 $73,775,000 31.0% 3.0%
SECURITY SERVICE $129,465,000 $65,830,000 -49.2% 2.6%
AMERICA FIRST $46,610,000 $63,785,000 36.8% 2.6%
MOUNTAIN AMERICA $56,900,000 $62,455,000 9.8% 2.5%
INTERCAP LENDING INC. $60,435,000 $59,315,000 -1.9% 2.4%
Wells Fargo Bank $82,630,000 $51,630,000 -37.5% 2.1%
MY MOVE MORTGAGE, LLC $30,835,000 $50,655,000 64.3% 2.0%
Citibank $92,220,000 $49,665,000 -46.1% 2.0%
UTAH COMMUNITY $25,745,000 $48,905,000 90.0% 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,540,000 $45,375,000 132.2% 1.8%
EAGLE HOME MORTGAGE, LLC $9,065,000 $43,135,000 375.8% 1.7%
Bank of Utah $12,975,000 $41,780,000 222.0% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $15,535,000 $41,235,000 165.4% 1.7%
BMO Harris Bank $14,415,000 $36,200,000 151.1% 1.5%
Charles Schwab Bank, SSB $18,645,000 $32,950,000 76.7% 1.3%
GUILD MORTGAGE COMPANY $13,270,000 $30,875,000 132.7% 1.2%
Goldman Sachs Bank USA $35,935,000 $21,785,000 -39.4% 0.9%
FIRST COLONY MORTGAGE CORPORATION $19,320,000 $21,435,000 10.9% 0.9%
Century Mortgage Company DBA Century Lending Company $5,685,000 $21,270,000 274.1% 0.9%
Glacier Bank $19,010,000 $20,985,000 10.4% 0.8%
NEWREZ LLC $5,375,000 $20,775,000 286.5% 0.8%
LENDSURE MORTGAGE CORP. $13,970,000 $20,640,000 47.7% 0.8%
NBH Bank $15,015,000 $19,090,000 27.1% 0.8%
The Loan Store, Inc. $1,160,000 $16,875,000 1,354.7% 0.7%
Citizens Bank $8,220,000 $16,725,000 103.5% 0.7%
Hometown Equity Mortgage, LLC $16,315,000 n/a 0.7%
MidFirst Bank $12,565,000 $15,320,000 21.9% 0.6%
AMERITRUST MORTGAGE CORPORATION $14,925,000 n/a 0.6%
Citadel Servicing Corporation $12,670,000 $14,055,000 10.9% 0.6%
First-Citizens Bank & Trust Company $17,725,000 $12,105,000 -31.7% 0.5%
Stifel Bank and Trust $10,690,000 $11,495,000 7.5% 0.5%
LIMA ONE CAPITAL, LLC $3,945,000 $11,395,000 188.8% 0.5%
The Huntington National Bank $9,550,000 $11,180,000 17.1% 0.4%
American Mortgage & Equity Consultants, Inc. $6,630,000 $11,040,000 66.5% 0.4%
PENNYMAC LOAN SERVICES, LLC $6,965,000 $11,010,000 58.1% 0.4%
Washington Federal Bank $28,195,000 $10,635,000 -62.3% 0.4%
GUARANTEED RATE, INC. $2,850,000 $10,600,000 271.9% 0.4%
Flagstar Bank, FSB $5,050,000 $10,365,000 105.2% 0.4%
NAVY FEDERAL CREDIT UNION $6,265,000 $10,195,000 62.7% 0.4%
Raymond James Bank $11,720,000 $9,970,000 -14.9% 0.4%
SECURITY HOME MORTGAGE, LLC. $7,085,000 $9,540,000 34.7% 0.4%
ARC HOME LLC $4,795,000 $9,470,000 97.5% 0.4%
BROKER SOLUTIONS, INC. $4,015,000 $8,785,000 118.8% 0.4%
GOLDENWEST $4,505,000 $8,750,000 94.2% 0.4%
AMWEST FUNDING CORP. $3,335,000 $8,540,000 156.1% 0.3%
GARDNER FINANCIAL SERVICES, LTD. $8,420,000 n/a 0.3%
PNC Bank $11,055,000 $8,415,000 -23.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $1,740,000 $8,145,000 368.1% 0.3%
BNY Mellon $15,140,000 $7,660,000 -49.4% 0.3%
Park State Bank $7,505,000 n/a 0.3%
Banterra Bank $3,140,000 $7,195,000 129.1% 0.3%
Hancock Whitney Bank $7,005,000 n/a 0.3%
MORTGAGEONE, INC. $6,705,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $1,990,000 $6,590,000 231.2% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $19,500,000 $6,590,000 -66.2% 0.3%
CORNHUSKER BANK $6,535,000 n/a 0.3%
DEEPHAVEN MORTGAGE LLC $6,130,000 $6,340,000 3.4% 0.3%
Northwest Farm Credit Services, FLCA $320,000 $6,310,000 1,871.9% 0.3%
KINECTA $7,565,000 $6,260,000 -17.3% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,190,000 $5,985,000 173.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $710,000 $5,950,000 738.0% 0.2%
Commerce Home Mortgage, Inc. $2,535,000 $5,795,000 128.6% 0.2%
United Nations Federal Credit Union $2,070,000 $5,565,000 168.8% 0.2%
OAKTREE FUNDING CORP. $1,405,000 $5,485,000 290.4% 0.2%
RANLIFE, INC. $3,865,000 $5,470,000 41.5% 0.2%
NEXERA HOLDING LLC $3,305,000 $5,450,000 64.9% 0.2%
USAA Federal Savings Bank $1,560,000 $5,320,000 241.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,925,000 $5,250,000 33.8% 0.2%
Ally Bank $5,120,000 n/a 0.2%
UTAH FIRST $8,310,000 $5,070,000 -39.0% 0.2%
Grand Valley Bank $690,000 $5,030,000 629.0% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,150,000 $4,700,000 118.6% 0.2%
University First Federal Credit Union $7,005,000 $4,580,000 -34.6% 0.2%
HOMEXPRESS MORTGAGE CORP. $4,575,000 $4,475,000 -2.2% 0.2%
Central Bank $7,225,000 $4,410,000 -39.0% 0.2%
CMG MORTGAGE, INC. $2,565,000 $4,315,000 68.2% 0.2%
Paramount Residential Mortgage Group, Inc. $1,795,000 $4,300,000 139.6% 0.2%
City National Bank $8,750,000 $4,255,000 -51.4% 0.2%
Farm Credit Mid-America, ACA $4,205,000 n/a 0.2%
Truist $6,320,000 $4,195,000 -33.6% 0.2%
LONGBRIDGE FINANCIAL, LLC $4,555,000 $4,130,000 -9.3% 0.2%
JMAC LENDING, INC. $4,080,000 n/a 0.2%
CYPRUS Federal Credit Union $3,435,000 $3,990,000 16.2% 0.2%
Barrington Bank & Trust Company, N.A. $295,000 $3,980,000 1,249.2% 0.2%
KeyBank $11,495,000 $3,880,000 -66.2% 0.2%
LENDINGONE, LLC $3,795,000 n/a 0.2%
First Horizon Bank $3,670,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,730,000 $3,610,000 32.2% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $975,000 $3,320,000 240.5% 0.1%
CHARTWAY FEDERAL CREDIT UNION $1,440,000 $3,235,000 124.7% 0.1%
Northpointe Bank $4,375,000 $3,230,000 -26.2% 0.1%
Mortgage Research Center, LLC $2,930,000 $3,120,000 6.5% 0.1%
Pinnacle Bank $1,990,000 $3,005,000 51.0% 0.1%
Country Club Bank $2,925,000 n/a 0.1%
DELTA COMMUNITY CREDIT UNION $1,520,000 $2,805,000 84.5% 0.1%
M&T Bank $1,300,000 $2,775,000 113.5% 0.1%
The Northern Trust Company $10,890,000 $2,770,000 -74.6% 0.1%
BAY EQUITY LLC $635,000 $2,765,000 335.4% 0.1%
Fifth Third Bank $1,960,000 $2,760,000 40.8% 0.1%
ANDREWS FEDERAL CREDIT UNION $2,740,000 n/a 0.1%
CANOPY MORTGAGE, LLC $1,645,000 $2,660,000 61.7% 0.1%
Axos Bank $505,000 $2,605,000 415.8% 0.1%
DIRECT MORTGAGE, CORP. $1,390,000 $2,525,000 81.7% 0.1%
First Federal Bank $2,500,000 n/a 0.1%
PULTE MORTGAGE LLC $2,490,000 n/a 0.1%
The Federal Savings Bank $2,340,000 $2,470,000 5.6% 0.1%
CITYWIDE HOME LOANS, LLC $1,575,000 $2,430,000 54.3% 0.1%
VERITAS FUNDING, LLC $2,925,000 $2,380,000 -18.6% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $325,000 $2,345,000 621.5% 0.1%
Armed Forces Bank $2,340,000 n/a 0.1%
EVERETT FINANCIAL, INC. $3,870,000 $2,310,000 -40.3% 0.1%
Plains Commerce Bank $2,655,000 $2,310,000 -13.0% 0.1%
PHH Mortgage Corporation $1,915,000 $2,255,000 17.8% 0.1%
CIBC Bank USA $1,005,000 $2,205,000 119.4% 0.1%
NexBank $925,000 $2,100,000 127.0% 0.1%
Town Bank, N.A. $2,090,000 n/a 0.1%
PEGASUS BANK $2,005,000 n/a 0.1%
Logan Finance Corporation $1,330,000 $1,995,000 50.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,900,000 $1,985,000 4.5% 0.1%
Figure Lending LLC $555,000 $1,935,000 248.6% 0.1%
UNION HOME MORTGAGE CORP. $1,355,000 $1,930,000 42.4% 0.1%
Wasatch Peaks Federal Credit Union $425,000 $1,890,000 344.7% 0.1%
LOANDEPOT.COM, LLC $2,340,000 $1,840,000 -21.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $2,005,000 $1,800,000 -10.2% 0.1%
UMB Bank $4,925,000 $1,755,000 -64.4% 0.1%
Goldwater Bank, N.A. $1,695,000 n/a 0.1%
Watermark Capital, Inc. $375,000 $1,695,000 352.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $980,000 $1,580,000 61.2% 0.1%
BETTER MORTGAGE CORPORATION $1,230,000 $1,545,000 25.6% 0.1%
ENCORE BANK $1,515,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $2,230,000 $1,505,000 -32.5% 0.1%
Vantage Bank Texas $1,505,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,475,000 n/a 0.1%
ServisFirst Bank $1,435,000 n/a 0.1%
North American Savings Bank, F.S.B. $725,000 $1,405,000 93.8% 0.1%
FUNDLOANS CAPITAL $2,980,000 $1,355,000 -54.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $305,000 $1,325,000 334.4% 0.1%
Southern Bank $1,325,000 n/a 0.1%
ALLIANT CREDIT UNION $1,480,000 $1,285,000 -13.2% 0.1%
SUN AMERICAN MORTGAGE COMPANY $1,210,000 n/a 0.0%
Eagle Bank and Trust Company $1,145,000 n/a 0.0%
Performance Financial, Inc. $1,105,000 n/a 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $550,000 $1,080,000 96.4% 0.0%
NBKC BANK $2,225,000 $1,045,000 -53.0% 0.0%
GRANITE FEDERAL CREDIT UNION $545,000 $1,035,000 89.9% 0.0%
Wilmington Savings Fund Society, FSB $1,035,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,015,000 n/a 0.0%
Florida Capital Bank $1,005,000 n/a 0.0%
SIRVA MORTGAGE, INC. $1,005,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,555,000 $1,000,000 -35.7% 0.0%
CASTLE & COOKE MORTGAGE, LLC $705,000 $985,000 39.7% 0.0%
NP, Inc. $6,795,000 $985,000 -85.5% 0.0%
Heritage Bank $975,000 n/a 0.0%
Discover Bank $520,000 $960,000 84.6% 0.0%
NFM, INC. $945,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $915,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $1,815,000 $910,000 -49.9% 0.0%
ALAMEDA MORTGAGE CORPORATION $895,000 n/a 0.0%
Cache Valley Bank $5,730,000 $895,000 -84.4% 0.0%
Bell Bank $865,000 n/a 0.0%
Luxury Mortgage Corp. $865,000 n/a 0.0%
Broadway National Bank $4,160,000 $855,000 -79.4% 0.0%
Independence Bank of Kentucky $855,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $815,000 n/a 0.0%
THE BANK OF KREMLIN $805,000 n/a 0.0%
TBI MORTGAGE COMPANY $785,000 n/a 0.0%
NMSI, INC. $2,470,000 $765,000 -69.0% 0.0%
SCENIC OAKS FUNDING, INC. $765,000 n/a 0.0%
AMERISAVE MORTGAGE CORPORATION $785,000 $760,000 -3.2% 0.0%
Farmers Bank & Trust $425,000 $755,000 77.6% 0.0%
A&D Mortgage LLC $735,000 n/a 0.0%
Capital Bank $735,000 n/a 0.0%
HomeTrust Bank $1,695,000 $715,000 -57.8% 0.0%
LAKEVIEW LOAN SERVICING, LLC $685,000 n/a 0.0%
Bank Independent $655,000 n/a 0.0%
DIGITAL Federal Credit Union $180,000 $655,000 263.9% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $655,000 n/a 0.0%
Academy Bank $1,525,000 $645,000 -57.7% 0.0%
SPRING EQ, LLC $195,000 $645,000 230.8% 0.0%
STAR Financial Bank $675,000 $635,000 -5.9% 0.0%
TRANSWEST CREDIT UNION $625,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $615,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $615,000 n/a 0.0%
The Central Trust Bank $615,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $605,000 n/a 0.0%
CARDINAL FINANCIAL $5,055,000 $605,000 -88.0% 0.0%
Firefighters First Federal Credit Union $345,000 $605,000 75.4% 0.0%
MOVEMENT MORTGAGE, LLC $605,000 n/a 0.0%
State Bank of Southern Utah $605,000 n/a 0.0%
RBC Bank, (Georgia) $595,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $950,000 $575,000 -39.5% 0.0%
Utah Power $95,000 $570,000 500.0% 0.0%
Deseret First Credit Union $1,850,000 $565,000 -69.5% 0.0%
Bank & Trust Company $560,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $175,000 $550,000 214.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,020,000 $545,000 -73.0% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $545,000 n/a 0.0%
PREMIA MORTGAGE, LLC $525,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $515,000 n/a 0.0%
Pony Express Bank $515,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $515,000 n/a 0.0%
Elements Financial Federal Credit Union $505,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $505,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $505,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $495,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $2,320,000 $495,000 -78.7% 0.0%
Old National Bank $475,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $465,000 n/a 0.0%
Bank First, N.A. $455,000 n/a 0.0%
Coastal Community Bank $245,000 $435,000 77.6% 0.0%
Leader Bank $425,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $1,320,000 $420,000 -68.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $415,000 n/a 0.0%
FIRST TECHNOLOGY $1,810,000 $405,000 -77.6% 0.0%
STANFORD Federal Credit Union $355,000 $405,000 14.1% 0.0%
OCMBC, INC. $1,425,000 $375,000 -73.7% 0.0%
AmeriHome Mortgage Company, LLC $1,005,000 $365,000 -63.7% 0.0%
The Port Washington State Bank $305,000 n/a 0.0%
GEORGIA'S OWN $165,000 $295,000 78.8% 0.0%
SUMA YONKERS Federal Credit Union $295,000 n/a 0.0%
S1L, Inc. $275,000 n/a 0.0%
Waterstone Mortgage Corporation $275,000 n/a 0.0%
COMMUNITYAMERICA $255,000 n/a 0.0%
The Bank of San Antonio $255,000 n/a 0.0%
WINGS FINANCIAL $205,000 $255,000 24.4% 0.0%
Baxter Credit Union $8,295,000 $245,000 -97.0% 0.0%
GTE Federal Credit Union $505,000 $225,000 -55.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $225,000 n/a 0.0%
Mortgage Bank of California $405,000 $205,000 -49.4% 0.0%
VAN DYK MORTGAGE CORPORATION $4,595,000 $205,000 -95.5% 0.0%
Bethpage Federal Credit Union $2,625,000 $200,000 -92.4% 0.0%
NORTHROP GRUMMAN Federal Credit Union $185,000 $195,000 5.4% 0.0%
Alpine Credit Union $155,000 n/a 0.0%
Arvest Bank $155,000 n/a 0.0%
American Airlines Federal Credit Union $180,000 $150,000 -16.7% 0.0%
LOANPAL, LLC $135,000 n/a 0.0%
RESIDENTIAL BANCORP $130,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,550,000 $125,000 -91.9% 0.0%
Cornerstone First Mortgage, Inc $455,000 $105,000 -76.9% 0.0%

Heber's top lender by overall market share is Zions Bank, with 7.4% market share. In second place, with 6.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $158,115,000 in loans. In third place, with 5.7%, is U.S. Bank, having originated $140,665,000 in loans. In fourth place, with 5.0%, is JPMorgan Chase Bank, having originated $123,460,000 in loans. In fifth place, with 3.7%, is Morgan Stanley Private Bank, having originated $92,280,000 in loans.


Heber Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $1,265,000 (12.5%) $2,067,227 (6.3%) 0.00 1,147
2018-02-01 $1,292,000 (9.8%) $2,073,586 (5.0%) 0.00 1,177
2018-03-01 $1,250,000 (5.5%) $2,031,179 (2.5%) 0.00 1,236
2018-04-01 $1,117,000 (1.6%) $1,907,535 (-2.4%) 0.00 1,244
2018-05-01 $981,250 (-1.6%) $1,822,529 (-3.9%) 0.00 1,281
2018-06-01 $995,000 (4.8%) $1,783,775 (-2.1%) 0.00 1,378
2018-07-01 $1,039,750 (8.9%) $1,791,162 (0.1%) 0.00 1,431
2018-08-01 $975,000 (2.7%) $1,720,479 (-3.1%) 0.00 1,497
2018-09-01 $969,250 (-1.9%) $1,711,937 (-6.3%) 0.00 1,508
2018-10-01 $947,500 (-5.2%) $1,702,495 (-8.9%) 0.00 1,495
2018-11-01 $1,002,750 (-8.3%) $1,764,490 (-7.8%) 0.00 1,447
2018-12-01 $1,035,000 (-8.0%) $1,802,888 (-8.4%) 0.00 1,469
2019-01-01 $1,087,500 (-14.0%) $1,843,900 (-10.8%) 0.00 1,470
2019-02-01 $1,112,500 (-13.9%) $1,856,510 (-10.5%) 0.00 1,454
2019-03-01 $1,112,143 (-11.0%) $1,841,424 (-9.3%) 0.00 1,428
2019-04-01 $1,095,000 (-2.0%) $1,816,587 (-4.8%) 0.00 1,377
2019-05-01 $1,000,000 (1.9%) $1,746,912 (-4.2%) 0.00 1,410
2019-06-01 $1,026,500 (3.2%) $1,751,994 (-1.8%) 0.00 1,507
2019-07-01 $1,096,000 (5.4%) $1,805,938 (0.8%) 0.00 1,553
2019-08-01 $1,118,182 (14.7%) $1,831,694 (6.5%) 0.00 1,500
2019-09-01 $1,107,955 (14.3%) $1,854,400 (8.3%) 0.00 1,422
2019-10-01 $1,121,111 (18.3%) $1,874,391 (10.1%) 0.00 1,350
2019-11-01 $1,195,000 (19.2%) $1,953,854 (10.7%) 0.00 1,290
2019-12-01 $1,180,000 (14.0%) $1,990,304 (10.4%) 0.00 1,267
2020-01-01 $1,247,500 (14.7%) $2,058,286 (11.6%) 0.00 1,239
2020-02-01 $1,279,000 (15.0%) $2,109,702 (13.6%) 0.00 1,222
2020-03-01 $1,155,000 (3.9%) $2,029,973 (10.2%) 0.00 1,259
2020-04-01 $950,000 (-13.2%) $1,860,235 (2.4%) 0.00 1,245
2020-05-01 $924,900 (-7.5%) $1,767,392 (1.2%) 0.00 1,336
2020-06-01 $929,950 (-9.4%) $1,780,349 (1.6%) 0.00 1,396
2020-07-01 $973,500 (-11.2%) $1,879,623 (4.1%) 0.00 1,384
2020-08-01 $973,500 (-12.9%) $1,950,092 (6.5%) 0.00 1,232
2020-09-01 $973,750 (-12.1%) $2,055,203 (10.8%) 0.00 1,053
2020-10-01 $939,000 (-16.2%) $2,069,131 (10.4%) 0.00 897
2020-11-01 $995,112 (-16.7%) $2,210,992 (13.2%) 0.00 737
2020-12-01 $1,083,375 (-8.2%) $2,288,661 (15.0%) 0.00 671
2021-01-01 $1,250,000 (0.2%) $2,468,974 (20.0%) 0.00 610
2021-02-01 $1,312,500 (2.6%) $2,648,419 (25.5%) 0.00 533
2021-03-01 $1,350,000 (16.9%) $2,769,154 (36.4%) 0.00 476
2021-04-01 $1,367,500 (44.0%) $2,765,228 (48.7%) 0.00 468
2021-05-01 $1,299,000 (40.5%) $2,595,558 (46.9%) 0.00 508
2021-06-01 $1,290,000 (38.7%) $2,610,955 (46.7%) 0.00 547
2021-07-01 $1,300,000 (33.5%) $2,676,127 (42.4%) 0.00 556
2021-08-01 $1,299,500 (33.5%) $2,504,668 (28.4%) 0.00 564
2021-09-01 $1,303,750 (33.9%) $2,568,018 (25.0%) 0.00 525
2021-10-01 $1,499,999 (59.7%) $2,744,026 (32.6%) 0.00 468
2021-11-01 $1,737,500 (74.6%) $3,003,732 (35.9%) 0.00 379
2021-12-01 $1,842,500 (70.1%) $3,091,667 (35.1%) 0.00 350
2022-01-01 $1,770,000 (41.6%) $2,960,056 (19.9%) 0.00 327
2022-02-01 $1,759,750 (34.1%) $3,012,697 (13.8%) 0.00 311
2022-03-01 $1,797,000 (33.1%) $2,986,802 (7.9%) 0.00 364
2022-04-01 $1,785,500 (30.6%) $2,823,592 (2.1%) 0.00 401
2022-05-01 $1,617,000 (24.5%) $2,677,799 (3.2%) 0.00 544
2022-06-01 $1,550,000 (20.2%) $2,636,508 (1.0%) 0.00 767
2022-07-01 $1,499,999 (15.4%) $2,582,042 (-3.5%) 0.00 1,036
2022-08-01 $1,524,725 (17.3%) $2,607,981 (4.1%) 0.00 1,081
2022-09-01 $1,500,000 (15.1%) $2,644,821 (3.0%) 0.00 1,035
2022-10-01 $1,554,101 (3.6%) $2,661,009 (-3.0%) 0.00 986
2022-11-01 $1,596,500 (-8.1%) $2,837,871 (-5.5%) 0.00 960
2022-12-01 $1,616,045 (-12.3%) $3,008,787 (-2.7%) 0.00 888
2023-01-01 $1,788,250 (1.0%) $3,080,310 (4.1%) 0.00 860
2023-02-01 $1,697,225 (-3.6%) $3,075,387 (2.1%) 0.00 864
2023-03-01 $1,695,000 (-5.7%) $2,959,959 (-0.9%) 0.00 846
2023-04-01 $1,499,250 (-16.0%) $2,743,551 (-2.8%) 0.00 894
2023-05-01 $1,495,000 (-7.5%) $2,624,727 (-2.0%) 0.00 952
2023-06-01 $1,498,500 (-3.3%) $2,666,362 (1.1%) 0.00 1,065
2023-07-01 $1,595,000 (6.3%) $2,751,164 (6.6%) 0.00 1,220
2023-08-01 $1,541,250 (1.1%) $2,670,345 (2.4%) 0.00 1,225
2023-09-01 $1,492,500 (-0.5%) $2,688,590 (1.7%) 0.00 1,186
2023-10-01 $1,462,500 (-5.9%) $2,657,503 (-0.1%) 0.00 1,141
2023-11-01 $1,495,000 (-6.4%) $2,685,222 (-5.4%) 0.00 1,134
2023-12-01 $1,499,000 (-7.2%) $2,734,503 (-9.1%) 0.00 1,087
2024-01-01 $1,500,000 (-16.1%) $2,889,214 (-6.2%) 0.00 1,076
2024-02-01 $1,564,736 (-7.8%) $2,881,512 (-6.3%) 0.00 1,044
2024-03-01 $1,495,000 (-11.8%) $2,936,094 (-0.8%) 0.00 1,020
2024-04-01 $1,474,500 (-1.7%) $2,895,244 (5.5%) 0.00 1,004
2024-05-01 $1,412,500 (-5.5%) $2,769,382 (5.5%) 0.00 1,085
2024-06-01 $1,449,500 (-3.3%) $2,686,083 (0.7%) 0.00 1,264
2024-07-01 $1,473,250 (-7.6%) $2,773,333 (0.8%) 0.00 1,425
2024-08-01 $1,375,000 (-10.8%) $2,711,982 (1.6%) 0.00 1,434
2024-09-01 $1,374,250 (-7.9%) $2,710,885 (0.8%) 0.00 1,405
2024-10-01 $1,350,000 (-7.7%) $2,680,231 (0.9%) 0.00 1,294
2024-11-01 $1,295,000 (-13.4%) $2,750,479 (2.4%) 0.00 1,216
2024-12-01 $1,470,000 (-1.9%) $2,926,595 (7.0%) 0.00 1,062
2025-01-01 $1,580,000 (5.3%) $3,192,617 (10.5%) 0.00 1,019
2025-02-01 $1,600,000 (2.3%) $3,225,452 (11.9%) 0.00 1,052
2025-03-01 $1,599,000 (7.0%) $3,242,824 (10.5%) 0.00 1,115
Heber's median listing price for 2025-03-01 was $1,599,000, a difference of $104,000 (7.0%) versus the prior year and $-1,000 versus the prior month.

Heber's median listing price comes in at 0% of the national average.

Heber's average listing price for 2025-03-01 was $3,242,824, a difference of $306,730 (10.5%) versus the prior year and $17,372 versus the prior month.

For the 2025-03-01 period, Heber had 1,115 MLS listings, a difference of 63 listings (6%) versus the prior month and 95 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Heber (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,807 sqft
2018-02-01 0 days 2,807 sqft
2018-03-01 0 days 2,849 sqft
2018-04-01 0 days 2,859 sqft
2018-05-01 0 days 2,961 sqft
2018-06-01 0 days 3,000 sqft
2018-07-01 0 days 3,018 sqft
2018-08-01 0 days 2,983 sqft
2018-09-01 0 days 3,025 sqft
2018-10-01 0 days 3,033 sqft
2018-11-01 0 days 3,043 sqft
2018-12-01 0 days 2,850 sqft
2019-01-01 0 days 2,801 sqft
2019-02-01 0 days 2,746 sqft
2019-03-01 0 days 2,699 sqft
2019-04-01 0 days 2,732 sqft
2019-05-01 0 days 2,726 sqft
2019-06-01 0 days 2,857 sqft
2019-07-01 0 days 2,968 sqft
2019-08-01 0 days 3,012 sqft
2019-09-01 0 days 3,030 sqft
2019-10-01 0 days 3,050 sqft
2019-11-01 0 days 3,030 sqft
2019-12-01 0 days 2,958 sqft
2020-01-01 0 days 2,969 sqft
2020-02-01 0 days 2,904 sqft
2020-03-01 0 days 2,878 sqft
2020-04-01 0 days 2,751 sqft
2020-05-01 0 days 2,722 sqft
2020-06-01 0 days 2,710 sqft
2020-07-01 0 days 2,727 sqft
2020-08-01 0 days 2,716 sqft
2020-09-01 0 days 2,711 sqft
2020-10-01 0 days 2,630 sqft
2020-11-01 0 days 2,571 sqft
2020-12-01 0 days 2,556 sqft
2021-01-01 0 days 2,498 sqft
2021-02-01 0 days 2,450 sqft
2021-03-01 0 days 2,459 sqft
2021-04-01 0 days 2,539 sqft
2021-05-01 0 days 2,565 sqft
2021-06-01 0 days 2,750 sqft
2021-07-01 0 days 2,766 sqft
2021-08-01 0 days 2,727 sqft
2021-09-01 0 days 2,909 sqft
2021-10-01 0 days 3,197 sqft
2021-11-01 0 days 3,371 sqft
2021-12-01 0 days 3,267 sqft
2022-01-01 0 days 3,107 sqft
2022-02-01 0 days 2,722 sqft
2022-03-01 0 days 2,804 sqft
2022-04-01 0 days 2,791 sqft
2022-05-01 0 days 2,759 sqft
2022-06-01 0 days 2,814 sqft
2022-07-01 0 days 2,807 sqft
2022-08-01 0 days 2,761 sqft
2022-09-01 0 days 2,781 sqft
2022-10-01 0 days 2,799 sqft
2022-11-01 0 days 2,822 sqft
2022-12-01 0 days 2,942 sqft
2023-01-01 0 days 2,918 sqft
2023-02-01 0 days 2,818 sqft
2023-03-01 0 days 2,897 sqft
2023-04-01 0 days 2,807 sqft
2023-05-01 0 days 2,804 sqft
2023-06-01 0 days 2,985 sqft
2023-07-01 0 days 3,028 sqft
2023-08-01 0 days 3,038 sqft
2023-09-01 0 days 3,005 sqft
2023-10-01 0 days 3,006 sqft
2023-11-01 0 days 3,033 sqft
2023-12-01 0 days 3,024 sqft
2024-01-01 0 days 2,975 sqft
2024-02-01 0 days 2,900 sqft
2024-03-01 0 days 2,849 sqft
2024-04-01 0 days 2,820 sqft
2024-05-01 0 days 2,929 sqft
2024-06-01 0 days 3,003 sqft
2024-07-01 0 days 3,049 sqft
2024-08-01 0 days 3,006 sqft
2024-09-01 0 days 3,060 sqft
2024-10-01 0 days 3,003 sqft
2024-11-01 0 days 3,003 sqft
2024-12-01 0 days 2,997 sqft
2025-01-01 0 days 3,010 sqft
2025-02-01 0 days 2,994 sqft
2025-03-01 0 days 2,994 sqft
Heber's median listing age (time on market) for 2025-03-01 was 0 days.

Heber's median square footage for active listings during the 2025-03-01 period was 2,994 sqft. One year prior, the average listing was 2,849 sqft.

Heber, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,560 $1,635,020,000 $1,048,090
Refi 462 $328,140,000 $710,260
Home Improvement 352 $97,540,000 $277,102
Cash Out Refi 325 $226,105,000 $695,708
Other 321 $197,165,000 $614,221
NA 1 $2,485,000 $2,485,000

Heber's most frequently cited loan purpose was Home Purchase, with 1,560 originations. The 2nd most popular reason was Refi, with 462 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,116 $964,840,000 $864,552
7-8% 726 $501,680,000 $691,019
Over 8% 640 $347,160,000 $542,438
5-6% 437 $596,135,000 $1,364,153
4-5% 56 $40,050,000 $715,179
3-4% 8 $7,490,000 $936,250
<2.5% 4 $950,000 $237,500
2.5-3% 2 $760,000 $380,000

During 2024, Heber's most frequently originated rate bucket was 6-7%, with 1,116 originations.

Loan Sizing (Heber, UT MSA)

Loan Size Originations Total Value Average Loan
$Over $1MM 696 $1,515,990,000 $2,178,147
$600k-1000k 616 $468,970,000 $761,315
$200k-400k 597 $174,115,000 $291,650
$400k-600k 552 $271,740,000 $492,283
$100k-200k 288 $39,790,000 $138,160
$100,000 or less 272 $15,850,000 $58,272

Heber's loan sizing saw the bucket of loans from $Over $1MM with 696 originations, totaling $1,515,990,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 842 $1,057,950,000 $1,256,473
Under 20% 656 $121,120,000 $184,634
80-100% 499 $418,635,000 $838,948
20-40% 487 $305,565,000 $627,444
40-60% 482 $542,080,000 $1,124,647
Over 100% 4 $3,990,000 $997,500

Heber's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 842 originations, totaling $1,057,950,000 in origination value.