Goprime Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300OYEKEORA1GI088

Tax ID: 20-2409656

4.6 stars - out of 5 stars, based on 63 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Goprime Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Raleigh, Bozeman, Asheville, Pinehurst, and Durham among others. Goprime Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Goprime Mortgage is typically an average fee lendor.


Originations

4,032

Origination Dollar Volume (All Markets)

$1,156,640,000
Show all (6) awards

Relative Rate

Goprime Mortgage 's average 30 year fixed rate mortgage of loans were 3.13%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.02%.

Relative Fees

Goprime Mortgage 's average total fees for a 30 year fixed rate mortgage are $5,204.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
RALEIGH-CARY, NC (FHA|USDA|VA) 1,000 $294,080,000 $294,080 $3,858 3.05%
Bozeman, MT (FHA|USDA|VA) 286 $111,380,000 $389,441 $4,892 3.01%
ASHEVILLE, NC (FHA|USDA|VA) 335 $90,245,000 $269,388 $4,775 3.18%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 197 $60,295,000 $306,066 $5,806 2.68%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 198 $58,470,000 $295,303 $3,855 3.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 256 $57,100,000 $223,047 $5,507 3.14%
Roseburg, OR (FHA|USDA|VA) 211 $54,545,000 $258,507 $5,511 3.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 171 $54,485,000 $318,626 $6,713 2.92%
Outside of Metro Areas 196 $42,790,000 $218,316 $5,059 3.26%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 83 $30,835,000 $371,506 $9,207 3.11%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 121 $30,015,000 $248,058 $4,332 3.22%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 69 $29,825,000 $432,246 $7,678 3.09%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 89 $25,115,000 $282,191 $6,168 3.42%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 29 $14,015,000 $483,276 $6,436 2.84%
STOCKTON, CA (FHA|USDA|VA) 37 $13,095,000 $353,919 $9,645 3.09%
RICHMOND, VA (FHA|USDA|VA) 30 $9,030,000 $301,000 $4,569 2.73%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 31 $8,165,000 $263,387 $4,146 3.14%
Sanford, NC (FHA|USDA|VA) 36 $8,070,000 $224,167 $4,684 3.06%
Brevard, NC (FHA|USDA|VA) 29 $7,395,000 $255,000 $5,299 3.23%
Richmond-Berea, KY (FHA|USDA|VA) 33 $6,405,000 $194,091 $5,897 3.38%
VALDOSTA, GA (FHA|USDA|VA) 30 $6,310,000 $210,333 $5,059 3.23%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 28 $6,120,000 $218,571 $4,792 3.40%
WILMINGTON, NC (FHA|USDA|VA) 21 $6,105,000 $290,714 $4,414 3.21%
BURLINGTON, NC (FHA|USDA|VA) 25 $5,495,000 $219,800 $3,402 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $5,420,000 $542,000 $12,705 2.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 15 $5,095,000 $339,667 $8,993 3.31%
Danville, KY (FHA|USDA|VA) 26 $3,980,000 $153,077 $5,560 3.47%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $3,525,000 $235,000 $3,993 3.30%
Morehead City, NC (FHA|USDA|VA) 12 $3,470,000 $289,167 $3,946 3.04%
ROCKY MOUNT, NC (FHA|USDA|VA) 15 $3,435,000 $229,000 $5,538 3.29%
WINSTON-SALEM, NC (FHA|USDA|VA) 15 $3,315,000 $221,000 $3,416 3.17%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $2,915,000 $194,333 $5,646 3.39%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,490,000 $622,500 $8,596 3.19%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,566 3.23%
BILLINGS, MT (FHA|USDA|VA) 9 $2,265,000 $251,667 $5,407 3.33%
Forest City, NC (FHA|USDA|VA) 11 $2,215,000 $201,364 $6,959 3.30%
Boone, NC (FHA|USDA|VA) 5 $2,195,000 $439,000 $3,261 2.98%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,381 3.19%
Shelby, NC (FHA|USDA|VA) 12 $2,070,000 $172,500 $3,767 3.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,990,000 $331,667 $3,319 2.79%
SALEM, OR (FHA|USDA|VA) 5 $1,965,000 $393,000 $5,127 2.98%
MOBILE, AL (FHA|USDA|VA) 11 $1,905,000 $173,182 $4,589 3.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,566 3.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,765,000 $353,000 $4,956 3.07%
Washington, NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $5,644 3.45%
Helena, MT (FHA|USDA|VA) 5 $1,735,000 $347,000 $5,408 2.90%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,730,000 $432,500 $6,069 3.19%
Jasper, AL (FHA|USDA|VA) 9 $1,585,000 $176,111 $4,626 3.28%
Cullman, AL (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,285 3.18%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,870 2.89%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,422 3.10%
GOLDSBORO, NC (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,438 3.08%
GREENVILLE, NC (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,183 3.25%
Kalispell, MT (FHA|USDA|VA) 1 $1,435,000 $1,435,000 $12,265 4.00%
MADISON, WI (FHA|USDA|VA) 5 $1,365,000 $273,000 $6,157 3.22%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $2,228 2.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,774 2.77%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,269 3.17%
Marion, NC (FHA|USDA|VA) 7 $1,225,000 $175,000 $4,983 3.21%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,200,000 $200,000 $3,471 3.37%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,607 2.91%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,313 3.04%
FLORENCE, SC (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,098 3.17%
NEW BERN, NC (FHA|USDA|VA) 3 $1,085,000 $361,667 $2,857 2.63%
Mount Sterling, KY (FHA|USDA|VA) 8 $1,080,000 $135,000 $6,046 3.58%
Wilson, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,835 3.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,040,000 $520,000 $11,826 3.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $1,020,000 $510,000 $7,148 3.25%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $975,000 $325,000 $5,830 3.42%
MISSOULA, MT (FHA|USDA|VA) 3 $965,000 $321,667 $4,397 2.96%
Laurinburg, NC (FHA|USDA|VA) 4 $930,000 $232,500 $5,663 2.81%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $925,000 $925,000 $32,657 3.00%
SAVANNAH, GA (FHA|USDA|VA) 4 $920,000 $230,000 $5,249 2.84%
ROANOKE, VA (FHA|USDA|VA) 2 $850,000 $425,000 $7,835 2.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $815,000 $271,667 $3,377 3.04%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $795,000 $265,000 $8,349 2.46%
Moultrie, GA (FHA|USDA|VA) 4 $780,000 $195,000 $4,182 3.59%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $760,000 $190,000 $4,568 2.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $760,000 $380,000 $3,282 2.44%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $735,000 $147,000 $6,571 3.58%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $735,000 $245,000 $2,851 3.29%
KNOXVILLE, TN (FHA|USDA|VA) 3 $715,000 $238,333 $2,732 2.92%
Henderson, NC (FHA|USDA|VA) 4 $710,000 $177,500 $4,739 2.91%
Easton, MD (FHA|USDA|VA) 1 $635,000 $635,000 $26,363 2.63%
Frankfort, KY (FHA|USDA|VA) 3 $625,000 $208,333 $6,344 3.54%
STAUNTON, VA (FHA|USDA|VA) 1 $615,000 $615,000 $4,251 3.88%
MEDFORD, OR (FHA|USDA|VA) 2 $580,000 $290,000 $5,135 3.49%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $570,000 $142,500 $4,787 3.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $545,000 $545,000 $4,792 3.88%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $545,000 $545,000 $3,618 2.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $545,000 $545,000 $9,794 3.50%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $520,000 $260,000 $5,907 3.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $500,000 $250,000 $4,623 3.49%
SALINAS, CA (FHA|USDA|VA) 1 $495,000 $495,000 $5,925 2.88%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $470,000 $235,000 $10,880 3.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $465,000 $465,000 $5,693 3.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $465,000 $465,000 $3,273 2.63%
Somerset, KY (FHA|USDA|VA) 3 $465,000 $155,000 $6,506 3.50%
Seneca, SC (FHA|USDA|VA) 2 $460,000 $230,000 $2,971 2.94%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $460,000 $230,000 $8,076 2.87%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $450,000 $225,000 $4,199 2.69%
Jackson, WY-ID (FHA|USDA|VA) 1 $445,000 $445,000 $5,047 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $445,000 $445,000 $5,617 3.25%
MERCED, CA (FHA|USDA|VA) 1 $445,000 $445,000 $6,186 3.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $435,000 $435,000 $5,742 2.25%
Rexburg, ID (FHA|USDA|VA) 1 $435,000 $435,000 $5,009 2.88%
TUCSON, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $9,941 2.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $415,000 $415,000 $7,571 3.49%
MORRISTOWN, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,335 3.13%
FRESNO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $4,750 3.31%
Coos Bay, OR (FHA|USDA|VA) 2 $390,000 $195,000 $3,971 2.81%
GREAT FALLS, MT (FHA|USDA|VA) 1 $365,000 $365,000 $7,150 2.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $365,000 $365,000 $13,129 2.88%
Waycross, GA (FHA|USDA|VA) 2 $350,000 $175,000 $8,447 3.69%
Elizabeth City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $1,944 4.50%
Fallon, NV (FHA|USDA|VA) 1 $325,000 $325,000 $3,120 2.88%
Show Low, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $5,646 3.38%
COLUMBIA, SC (FHA|USDA|VA) 2 $320,000 $160,000 $4,368 3.50%
BOULDER, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,906 3.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $315,000 $315,000 $9,772 2.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $305,000 $305,000 $13,158 2.85%
Ruidoso, NM (FHA|USDA|VA) 1 $295,000 $295,000 $5,213 2.50%
MODESTO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $3,572 3.50%
MONROE, MI (FHA|USDA|VA) 1 $285,000 $285,000 $1,283 2.88%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $280,000 $140,000 $6,485 3.38%
Astoria, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,192 3.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,001 2.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $265,000 $265,000 $5,232 4.00%
Aberdeen, WA (FHA|USDA|VA) 1 $255,000 $255,000 $11,837 2.75%
Cedar City, UT (FHA|USDA|VA) 1 $255,000 $255,000 $9,615 2.88%
VISALIA, CA (FHA|USDA|VA) 1 $255,000 $255,000 $6,816 3.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $255,000 $255,000 $1,544 2.63%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $250,000 $125,000 $6,766 3.75%
Rockingham, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,749 2.63%
Nogales, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $7,288 2.88%
Baraboo, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,186 2.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $235,000 $235,000 $10,414 2.63%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $4,052 2.75%
Heber, UT (FHA|USDA|VA) 1 $235,000 $235,000 $10,930 3.50%
Mount Airy, NC (FHA|USDA|VA) 2 $230,000 $115,000 $4,109 3.38%
Sonora, CA (FHA|USDA|VA) 1 $225,000 $225,000 $7,730 3.63%
Orangeburg, SC (FHA|USDA|VA) 1 $215,000 $215,000 $8,172 3.75%
Cullowhee, NC (FHA|USDA|VA) 2 $210,000 $105,000 $4,420 3.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $1,175 2.38%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $6,030 2.88%
POCATELLO, ID (FHA|USDA|VA) 1 $205,000 $205,000 $3,974 3.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $205,000 $205,000 $5,847 3.25%
Kinston, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,759 2.63%
Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $5,247 4.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,313 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $175,000 $175,000 $4,014 3.25%
SUMTER, SC (FHA|USDA|VA) 1 $175,000 $175,000 $6,656 3.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $7,738 4.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,143 3.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,257 3.63%
YAKIMA, WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,126 2.63%
Scottsboro, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,339 2.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,472 3.25%
Campbellsville, KY (FHA|USDA|VA) 2 $140,000 $70,000 $4,554 3.06%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,572 3.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,980 3.25%
Middlesborough, KY (FHA|USDA|VA) 1 $135,000 $135,000 $6,922 4.13%
ALBANY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,916 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $125,000 $125,000 $6,678 3.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,819 2.50%
Clovis, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,668 2.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,151 2.50%
DECATUR, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,014 2.88%

Goprime Mortgage 's top markets include Raleigh, Bozeman, Asheville, Pinehurst, and Durham among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,784 $812,370,000 $291,800 $4,010 3.10%
VA 612 $205,560,000 $335,882 $7,034 2.83%
FHA 388 $89,820,000 $231,495 $8,516 3.42%
USDA 248 $48,890,000 $197,137 $6,189 3.20%

For the 2021 period, Goprime Mortgage 's most frequently originated loan type of loans were Conventional, with 2,784 originations. Their 2nd most popular type is VA, with 612 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 2,412 $701,100,000 $290,672 $5,837 3.15%
Refi 999 $270,225,000 $270,495 $3,443 2.89%
Cash Out Refi 621 $185,315,000 $298,414 $4,488 3.20%

For the 2021, Goprime Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 2,412 originations. The 2nd most popular reason of loans were Refi, with 999 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,709 $1,077,385,000 $290,479 $5,204 3.13%
15 Year 193 $46,675,000 $241,839 $3,242 2.60%
20 Year 84 $20,570,000 $244,881 $2,953 2.83%
Other 27 $8,175,000 $302,778 $2,858 2.90%
10 Year 19 $3,835,000 $201,842 $2,740 2.43%

For the 2021, Goprime Mortgage 's most frequently cited loan length of loans were 30 Year, with 3,709 originations. The 2nd most popular length of loans were 15 Year, with 193 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,431 $650,295,000 $267,501
$<1k 600 $191,510,000 $319,183
$3k-4k 429 $133,245,000 $310,594
$2k-3k 391 $100,645,000 $257,404
$5k+ 180 $80,790,000 $448,833

$5,204 of loans were Goprime Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,431 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,923 $525,315,000 $273,175
2.5-3% 1,659 $502,025,000 $302,607
<2.5% 351 $108,455,000 $308,989
4-5% 99 $20,845,000 $210,556

During 2021, Goprime Mortgage 's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 3-4%, with 1,923 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,206 $625,300,000 $283,454 $5,099 3.08%
$100k-200k 1,009 $158,715,000 $157,299 $4,080 3.19%
$400k-600k 615 $295,245,000 $480,073 $5,937 3.00%
$100,000 or less 110 $8,860,000 $80,545 $3,427 3.25%
$600k-1MM 85 $59,595,000 $701,118 $9,988 3.00%
$1MM+ 7 $8,925,000 $1,275,000 $8,841 3.04%

2021 saw Goprime Mortgage place emphasis on $200k-400k loans with 2,206 originations, totaling $625,300,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 1,033 $246,315,000 $238,446 $5,211 3.13%
$100k-150k 845 $291,325,000 $344,763 $5,025 3.06%
$50k or less 744 $149,260,000 $200,618 $4,548 3.09%
$75k-100k 728 $208,810,000 $286,827 $5,288 3.10%
$150k-250k 523 $197,615,000 $377,849 $5,242 3.07%
$250k+ 154 $62,170,000 $403,701 $4,436 3.10%

Goprime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,033 originations. The second most popular income band? $100k-150k, with 845 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 817 $230,335,000 $281,928 $4,483 3.04%
30-36% 720 $203,690,000 $282,903 $4,712 3.10%
<20% 302 $76,890,000 $254,603 $3,627 2.99%
40% 170 $45,870,000 $269,824 $4,976 3.28%
37% 165 $45,865,000 $277,970 $5,265 3.17%
41% 165 $45,825,000 $277,727 $4,799 3.16%
42% 160 $43,730,000 $273,313 $5,554 3.14%
44% 160 $50,160,000 $313,500 $5,494 3.24%
50-60% 155 $50,275,000 $324,355 $8,748 3.14%
43% 153 $44,015,000 $287,680 $4,912 3.16%
39% 147 $42,085,000 $286,293 $5,444 3.16%
36% 146 $42,360,000 $290,137 $5,074 3.11%
45% 114 $34,450,000 $302,193 $5,830 3.21%
46% 108 $32,550,000 $301,389 $5,357 3.17%
49% 107 $32,305,000 $301,916 $5,928 3.10%
38% 106 $31,700,000 $299,057 $5,431 3.19%
48% 90 $27,280,000 $303,111 $5,784 3.11%
47% 78 $23,430,000 $300,385 $6,176 3.10%
>60% 28 $11,020,000 $393,571 $11,097 2.91%

Goprime Mortgage lent most frequently to those with DTI ratios of 20-30%, with 817 originations. The next most common DTI ratio? 30-36%, with 720 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,210 $918,180,000 $286,037 $4,862 3.09%
Not provided 433 $132,635,000 $306,316 $5,841 3.06%
Black 238 $63,390,000 $266,345 $5,967 3.23%
Asian 98 $28,450,000 $290,306 $4,791 3.16%
American Indian 36 $8,670,000 $240,833 $4,760 3.06%
Asian Indian 7 $2,215,000 $316,429 $4,877 2.84%
Native Hawaiian 5 $1,605,000 $321,000 $8,723 3.00%
Other Asian 5 $1,495,000 $299,000 $5,775 3.30%

Approval Rates

Total approvals of all applications
94.94%

Goprime Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
81.83%

Goprime Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 4,032 $1,156,640,000 $286,865

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,032 $1,156,640,000 $286,865

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 136 $28,280,000 $207,941 $3,552 2.86%
40-60% 464 $119,620,000 $257,802 $3,542 2.94%
60-80% 1,270 $379,050,000 $298,465 $4,165 3.15%
80-100% 1,986 $571,730,000 $287,880 $5,430 3.14%
Over 100% 162 $56,040,000 $345,926 $12,746 2.87%
Under 20% 9 $775,000 $86,111 $2,601 2.47%