Goprime Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300OYEKEORA1GI088

Tax ID: 20-2409656

5 stars - Updated: 7/7/25 - out of 5 stars, based on 37 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Goprime Mortgage is a smaller mortgage company specializing in Home Purchase loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Raleigh, Pinehurst, Asheville, Bozeman, and Roseburg among others. We have data for 170 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Goprime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goprime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.02% 7/7/25
    30 Year Conventional Refi 6.84% 7/7/25
    30 Year Cash-out Refi 7.28% 7/7/25
    30 Year FHA Purchase 7.52% 7/7/25
    30 Year FHA Refi 7.46% 7/7/25
    30 Year VA Purchase 6.42% 7/7/25
    30 Year VA Refi 6.03% 7/7/25
    30 Year USDA Purchase 7.01% 7/7/25
    15 Year Conventional Purchase 6.26% 7/7/25
    15 Year VA Purchase 4.81% 7/7/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Goprime Mortgage Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Goprime Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,337

    Origination Dollar Volume (All Markets)

    $465,835,000

    Awards

    GoPrime Mortgage VA Loans silver GoPrime Mortgage VA Loans gold GoPrime Mortgage FHA Loans gold GoPrime Mortgage USDA Loans silver
    Show all (4) awards

    Relative Rate

    Goprime Mortgage's average 30 year fixed mortgage rate was 6.54%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of -0.01%.

    Relative Fees (Closing Costs)

    Goprime Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $8,222.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    RALEIGH-CARY, NC (FHA|USDA|VA) 170 $62,220,000 $366,000 $6,605 6.76%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 121 $49,115,000 $405,909 $8,525 6.22%
    ASHEVILLE, NC (FHA|USDA|VA) 112 $35,050,000 $312,946 $8,912 6.85%
    Bozeman, MT (FHA|USDA|VA) 55 $27,665,000 $503,000 $9,593 6.76%
    Roseburg, OR (FHA|USDA|VA) 80 $26,890,000 $336,125 $9,081 6.48%
    FAYETTEVILLE, NC (FHA|USDA|VA) 87 $26,645,000 $306,264 $8,556 6.28%
    Outside of Metro Areas 96 $23,570,000 $245,521 $6,222 6.69%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 45 $18,205,000 $404,556 $9,375 6.33%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 37 $13,895,000 $375,541 $7,841 6.80%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 18 $9,370,000 $520,556 $9,000 6.15%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $8,855,000 $253,000 $7,530 6.73%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 15 $6,865,000 $457,667 $10,702 6.01%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 12 $6,360,000 $530,000 $11,878 6.08%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $5,010,000 $417,500 $11,868 6.11%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 11 $4,945,000 $449,545 $9,109 6.38%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $4,550,000 $568,750 $12,182 6.33%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $3,930,000 $655,000 $17,587 6.06%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 17 $3,705,000 $217,941 $5,684 6.82%
    RICHMOND, VA (FHA|USDA|VA) 9 $3,585,000 $398,333 $7,326 6.38%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $3,340,000 $835,000 $22,990 6.28%
    Brevard, NC (FHA|USDA|VA) 9 $3,065,000 $340,556 $9,756 6.80%
    Richmond-Berea, KY (FHA|USDA|VA) 11 $3,045,000 $276,818 $8,365 6.78%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $2,995,000 $332,778 $8,193 6.07%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,600,000 $325,000 $7,910 6.67%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $2,580,000 $322,500 $7,422 5.80%
    Sanford, NC (FHA|USDA|VA) 10 $2,570,000 $257,000 $5,742 6.54%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $2,560,000 $426,667 $14,692 6.46%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $2,445,000 $489,000 $13,326 6.33%
    ROCKY MOUNT, NC (FHA|USDA|VA) 9 $2,335,000 $259,444 $8,108 6.64%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $2,330,000 $582,500 $6,626 5.91%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $2,180,000 $363,333 $7,808 6.58%
    Danville, KY (FHA|USDA|VA) 12 $2,110,000 $175,833 $7,364 6.94%
    Marion, NC (FHA|USDA|VA) 8 $1,950,000 $243,750 $7,959 6.59%
    Morehead City, NC (FHA|USDA|VA) 5 $1,945,000 $389,000 $4,580 6.95%
    LONGVIEW, WA (FHA|USDA|VA) 4 $1,810,000 $452,500 $12,916 6.47%
    Cullowhee, NC (FHA|USDA|VA) 6 $1,770,000 $295,000 $9,475 6.31%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,750,000 $291,667 $4,419 6.63%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,740,000 $217,500 $7,753 7.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,710,000 $427,500 $8,058 6.09%
    SPARTANBURG, SC (FHA|USDA|VA) 6 $1,610,000 $268,333 $8,576 6.40%
    WILMINGTON, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $9,836 7.22%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,515,000 $505,000 $17,700 6.54%
    BURLINGTON, NC (FHA|USDA|VA) 7 $1,455,000 $207,857 $6,701 6.64%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,415,000 $283,000 $4,838 6.82%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,395,000 $465,000 $8,806 6.50%
    Laurinburg, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $4,443 6.48%
    Forest City, NC (FHA|USDA|VA) 6 $1,360,000 $226,667 $9,448 6.98%
    Campbellsville, KY (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,648 6.45%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,295,000 $431,667 $12,581 5.54%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $1,270,000 $635,000 $8,041 6.38%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,371 6.06%
    Key West, FL (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $22,966 5.88%
    MEDFORD, OR (FHA|USDA|VA) 3 $1,205,000 $401,667 $6,173 6.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $1,110,000 $555,000 $14,395 5.69%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $1,110,000 $555,000 $15,406 6.44%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $13,019 6.66%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,516 6.38%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $20,535 7.62%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $1,055,000 $351,667 $4,011 6.42%
    London, KY (FHA|USDA|VA) 7 $1,045,000 $149,286 $4,633 6.64%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $9,381 6.83%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $1,000,000 $500,000 $7,024 6.19%
    COLUMBIA, SC (FHA|USDA|VA) 4 $960,000 $240,000 $5,898 7.47%
    Lumberton, NC (FHA|USDA|VA) 5 $955,000 $191,000 $8,619 6.50%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $930,000 $465,000 $7,039 5.38%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $925,000 $308,333 $7,754 6.38%
    Helena, MT (FHA|USDA|VA) 2 $890,000 $445,000 $22,372 6.19%
    HINESVILLE, GA (FHA|USDA|VA) 3 $885,000 $295,000 $5,713 7.13%
    MERCED, CA (FHA|USDA|VA) 2 $870,000 $435,000 $8,534 6.56%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $850,000 $212,500 $7,199 6.31%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $8,745 6.56%
    APPLETON, WI (FHA|USDA|VA) 3 $825,000 $275,000 $2,213 6.08%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $825,000 $275,000 $5,756 6.79%
    PUEBLO, CO (FHA|USDA|VA) 2 $790,000 $395,000 $7,568 6.63%
    MONTGOMERY, AL (FHA|USDA|VA) 3 $785,000 $261,667 $7,348 6.58%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $765,000 $765,000 $10,753 6.88%
    Cullman, AL (FHA|USDA|VA) 1 $765,000 $765,000 $4,427 7.38%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $765,000 $255,000 $8,368 6.67%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $745,000 $248,333 $7,695 6.58%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $720,000 $360,000 $3,549 6.24%
    LANCASTER, PA (FHA|USDA|VA) 2 $720,000 $360,000 $9,410 6.88%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $715,000 $238,333 $11,986 6.54%
    Alexander City, AL (FHA|USDA|VA) 3 $695,000 $231,667 $4,700 6.92%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $685,000 $685,000 $3,934 5.88%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $680,000 $340,000 $7,423 6.06%
    Astoria, OR (FHA|USDA|VA) 1 $665,000 $665,000 $8,527 6.88%
    Elizabeth City, NC (FHA|USDA|VA) 2 $640,000 $320,000 $10,304 6.37%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $640,000 $320,000 $14,300 6.56%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $635,000 $635,000 $9,256 6.25%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $630,000 $315,000 $7,039 5.94%
    HARRISONBURG, VA (FHA|USDA|VA) 2 $610,000 $305,000 $12,947 6.94%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $605,000 $605,000 $5,558 6.25%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $590,000 $295,000 $7,773 6.31%
    Shelby, NC (FHA|USDA|VA) 2 $580,000 $290,000 $8,729 7.50%
    NEW BERN, NC (FHA|USDA|VA) 3 $555,000 $185,000 $4,888 6.87%
    VALLEJO, CA (FHA|USDA|VA) 1 $545,000 $545,000 $3,605 5.88%
    EL PASO, TX (FHA|USDA|VA) 2 $540,000 $270,000 $7,750 6.06%
    Rockingham, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,158 6.12%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $510,000 $255,000 $4,683 6.06%
    Seneca, SC (FHA|USDA|VA) 1 $505,000 $505,000 $9,541 6.88%
    TULSA, OK (FHA|USDA|VA) 2 $500,000 $250,000 $8,398 6.69%
    Athens, OH (FHA|USDA|VA) 1 $485,000 $485,000 $28,545 5.50%
    Frankfort, KY (FHA|USDA|VA) 2 $480,000 $240,000 $6,767 7.12%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $475,000 $475,000 $14,425 5.88%
    SALEM, OR (FHA|USDA|VA) 1 $475,000 $475,000 $11,402 6.13%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $455,000 $455,000 $2,568 5.50%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $445,000 $445,000 $11,296 6.50%
    Corsicana, TX (FHA|USDA|VA) 1 $445,000 $445,000 $8,900 6.75%
    Fallon, NV (FHA|USDA|VA) 1 $435,000 $435,000 $9,270 5.75%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $435,000 $435,000 $11,717 5.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $425,000 $425,000 $7,596 7.00%
    LONGVIEW, TX (FHA|USDA|VA) 1 $425,000 $425,000 $10,763 5.75%
    Somerset, KY (FHA|USDA|VA) 2 $420,000 $210,000 $5,431 6.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $420,000 $210,000 $5,324 7.06%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $415,000 $415,000 $5,247 7.13%
    Shelton, WA (FHA|USDA|VA) 1 $415,000 $415,000 $11,272 5.50%
    Indiana, PA (FHA|USDA|VA) 1 $415,000 $415,000 $7,489 6.75%
    Mount Sterling, KY (FHA|USDA|VA) 2 $410,000 $205,000 $5,507 6.75%
    MADISON, WI (FHA|USDA|VA) 1 $405,000 $405,000 $3,768 5.75%
    YAKIMA, WA (FHA|USDA|VA) 1 $395,000 $395,000 $5,280 5.00%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,553 6.06%
    READING, PA (FHA|USDA|VA) 1 $385,000 $385,000 $6,101 6.63%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $375,000 $375,000 $7,354 6.13%
    TOLEDO, OH (FHA|USDA|VA) 1 $375,000 $375,000 $15,765 6.25%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $375,000 $375,000 $7,910 6.63%
    LUBBOCK, TX (FHA|USDA|VA) 1 $365,000 $365,000 $10,513 5.63%
    CHARLESTON, WV (FHA|USDA|VA) 2 $360,000 $180,000 $5,714 6.75%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $355,000 $355,000 $15,004 5.63%
    MIDLAND, TX (FHA|USDA|VA) 1 $345,000 $345,000 $16,922 6.13%
    GREELEY, CO (FHA|USDA|VA) 1 $335,000 $335,000 $11,967 6.13%
    Statesboro, GA (FHA|USDA|VA) 1 $325,000 $325,000 $4,146 6.25%
    Gillette, WY (FHA|USDA|VA) 1 $325,000 $325,000 $13,309 7.25%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $325,000 $325,000 $11,255 6.25%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $2,474 6.62%
    Beaver Dam, WI (FHA|USDA|VA) 1 $315,000 $315,000 $4,906 6.25%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $5,437 7.50%
    Centralia, WA (FHA|USDA|VA) 1 $315,000 $315,000 $13,163 5.75%
    SAVANNAH, GA (FHA|USDA|VA) 1 $315,000 $315,000 $9,856 6.75%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $305,000 $305,000 $4,472 5.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $10,210 6.25%
    STAUNTON, VA (FHA|USDA|VA) 1 $295,000 $295,000 $4,940 7.88%
    AMARILLO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $14,911 6.25%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $5,433 6.38%
    Gaffney, SC (FHA|USDA|VA) 1 $275,000 $275,000 $8,536 6.75%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $14,202 4.88%
    Rockport, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,264 6.00%
    Cañon City, CO (FHA|USDA|VA) 1 $255,000 $255,000 $3,440 7.00%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,314 7.13%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,666 6.99%
    BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $7,046 7.13%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $245,000 $245,000 $6,948 6.63%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,193 5.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $9,448 6.13%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,241 7.13%
    Wilson, NC (FHA|USDA|VA) 1 $235,000 $235,000 $10,000 6.75%
    BOISE CITY, ID (FHA|USDA|VA) 1 $235,000 $235,000 $5,268 6.99%
    Calhoun, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,819 6.75%
    Shawnee, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,613 7.00%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $225,000 $225,000 $6,283 6.49%
    Washington, NC (FHA|USDA|VA) 1 $215,000 $215,000 $10,070 7.63%
    Miami, OK (FHA|USDA|VA) 1 $215,000 $215,000 $6,113 6.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $205,000 $205,000 $4,071 6.75%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $205,000 $205,000 $8,733 6.75%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,309 8.13%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,594 7.13%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $195,000 $195,000 $7,694 6.50%
    ROANOKE, VA (FHA|USDA|VA) 1 $195,000 $195,000 $3,593 6.13%
    GREENVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,315 6.88%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,938 7.13%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,383 5.99%
    Goprime Mortgage's top markets include Raleigh, Pinehurst, Asheville, Bozeman, and Roseburg among others.

    Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Montana (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

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    Similarity Rank: 200

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 550 $191,330,000 $347,873 $6,301 6.81%
    VA 534 $212,310,000 $397,584 $9,453 6.24%
    FHA 212 $54,550,000 $257,311 $10,574 6.65%
    USDA 41 $7,645,000 $186,463 $5,790 6.52%

    For 2024, Goprime Mortgage's most frequently originated type of loan was Conventional, with 550 originations. Their 2nd most popular type was VA, with 534 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,238 $431,740,000 $348,740 $8,326 6.54%
    Refi 58 $20,400,000 $351,724 $6,438 6.28%
    Cash Out Refi 41 $13,695,000 $334,024 $7,600 7.02%

    For 2024, Goprime Mortgage's most frequently cited loan purpose was Home Purchase, with 1,238 originations. The 2nd most popular reason was Refi, with 58 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,313 $457,735,000 $348,618 $8,222 6.54%
    15 Year 10 $3,730,000 $373,000 $4,873 5.98%
    30+ year 7 $2,145,000 $306,429 $14,122 7.79%
    20 Year 4 $1,270,000 $317,500 $5,790 6.56%
    Other 3 $955,000 $318,333 $10,123 6.71%

    For 2024, Goprime Mortgage's most frequently cited loan duration was 30 Year, with 1,313 originations. The 2nd most popular length was 15 Year, with 10 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 362 $127,140,000 $351,215
    $1k-2k 300 $104,260,000 $347,533
    $5k+ 247 $105,965,000 $429,008
    $3k-4k 187 $51,515,000 $275,481
    $4k-5k 140 $47,150,000 $336,786
    $2k-3k 100 $29,350,000 $293,500

    Goprime Mortgage's average total fees were $8,222, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 362 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 852 $288,620,000 $338,756
    5-6% 238 $92,460,000 $388,487
    7-8% 235 $79,905,000 $340,021
    4-5% 9 $4,285,000 $476,111
    Over 8% 3 $565,000 $188,333

    During 2024, Goprime Mortgage's average interest rate for loans was 6.54%, while their most frequently originated rate bucket for loans was 6-7%, with 852 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 757 $225,225,000 $297,523 $8,094 6.57%
    $400k-600k 289 $138,565,000 $479,464 $9,823 6.44%
    $100k-200k 171 $27,285,000 $159,561 $5,224 6.67%
    $600k-1MM 90 $63,540,000 $706,000 $9,959 6.46%
    $100,000 or less 23 $1,815,000 $78,913 $3,654 6.53%
    $1MM+ 7 $9,405,000 $1,343,571 $22,091 6.50%

    2024 saw Goprime Mortgage place emphasis on $200k-400k loans with 757 originations, totaling $225,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 342 $130,770,000 $382,368 $8,907 6.51%
    $75k-100k 299 $89,945,000 $300,819 $8,998 6.55%
    $50k-75k 272 $64,920,000 $238,676 $7,411 6.52%
    $150k-250k 248 $114,460,000 $461,532 $8,464 6.64%
    $50k or less 94 $21,240,000 $225,957 $5,530 6.26%
    $250k+ 82 $44,500,000 $542,683 $7,611 6.81%

    Goprime Mortgage lent most frequently to those with incomes in the $100k-150k range, with 342 originations. The second most popular income band? $75k-100k, with 299 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 191 $63,505,000 $332,487 $7,343 6.60%
    50-60% 186 $71,300,000 $383,333 $10,931 6.35%
    20-30% 169 $54,185,000 $320,621 $6,267 6.64%
    44% 75 $25,165,000 $335,533 $8,569 6.60%
    49% 56 $19,440,000 $347,143 $7,865 6.53%
    42% 55 $20,275,000 $368,636 $8,174 6.60%
    47% 54 $19,380,000 $358,889 $8,176 6.47%
    39% 52 $16,570,000 $318,654 $7,537 6.58%
    41% 51 $17,285,000 $338,922 $9,093 6.48%
    43% 51 $17,215,000 $337,549 $8,722 6.72%
    40% 50 $15,830,000 $316,600 $8,267 6.71%
    48% 46 $17,650,000 $383,696 $9,925 6.65%
    38% 46 $16,270,000 $353,696 $7,035 6.64%
    45% 45 $15,195,000 $337,667 $8,493 6.56%
    37% 42 $13,200,000 $314,286 $7,762 6.75%
    <20% 39 $10,485,000 $268,846 $5,232 6.64%
    46% 35 $14,055,000 $401,571 $9,170 6.65%
    >60% 35 $17,365,000 $496,143 $11,742 6.16%
    36% 32 $10,450,000 $326,563 $7,182 6.71%

    Goprime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 191 originations. The next most common DTI ratio? 50-60%, with 186 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,036 $350,880,000 $338,687 $8,037 6.56%
    Not provided 148 $56,070,000 $378,851 $8,653 6.47%
    Black 90 $33,270,000 $369,667 $9,121 6.52%
    Asian 39 $15,405,000 $395,000 $9,711 6.34%
    American Indian 15 $4,365,000 $291,000 $7,362 6.61%
    Asian Indian 5 $4,065,000 $813,000 $8,230 6.70%
    Native Hawaiian or Islander 3 $1,455,000 $485,000 $8,285 6.71%
    Native Hawaiian 1 $325,000 $325,000 $11,235 6.13%

    Approval Rates

    Total approvals of all applications
    92.45%

    Goprime Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.90%

    Goprime Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,337 $465,835,000 $348,418

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,337 $465,835,000 $348,418

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 29 $7,315,000 $252,241 $4,846 6.59%
    40-60% 83 $24,345,000 $293,313 $5,181 6.58%
    60-80% 228 $83,850,000 $367,763 $6,765 6.75%
    80-100% 872 $299,730,000 $343,727 $8,024 6.54%
    Over 100% 121 $50,205,000 $414,917 $15,425 6.20%
    Under 20% 4 $390,000 $97,500 $4,478 6.50%