Goprime Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300OYEKEORA1GI088
Tax ID: 20-2409656
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Goprime Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Goprime Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Raleigh, Bozeman, Asheville, Pinehurst, and Durham among others. Goprime Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Goprime Mortgage is typically an average fee lendor.Originations
4,032Origination Dollar Volume (All Markets)
$1,156,640,000Awards
GoPrime Mortgage - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Goprime Mortgage 's average 30 year fixed rate mortgage of loans were
3.13%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.02%.
Relative Fees
Goprime Mortgage 's average total fees for a 30 year fixed rate
mortgage are $5,204.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,000 | $294,080,000 | $294,080 | $3,858 | 3.05% |
| Bozeman, MT (FHA|USDA|VA) | 286 | $111,380,000 | $389,441 | $4,892 | 3.01% |
| ASHEVILLE, NC (FHA|USDA|VA) | 335 | $90,245,000 | $269,388 | $4,775 | 3.18% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 197 | $60,295,000 | $306,066 | $5,806 | 2.68% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 198 | $58,470,000 | $295,303 | $3,855 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 256 | $57,100,000 | $223,047 | $5,507 | 3.14% |
| Roseburg, OR (FHA|USDA|VA) | 211 | $54,545,000 | $258,507 | $5,511 | 3.09% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 171 | $54,485,000 | $318,626 | $6,713 | 2.92% |
| Outside of Metro Areas | 196 | $42,790,000 | $218,316 | $5,059 | 3.26% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 83 | $30,835,000 | $371,506 | $9,207 | 3.11% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 121 | $30,015,000 | $248,058 | $4,332 | 3.22% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 69 | $29,825,000 | $432,246 | $7,678 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 89 | $25,115,000 | $282,191 | $6,168 | 3.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 29 | $14,015,000 | $483,276 | $6,436 | 2.84% |
| STOCKTON, CA (FHA|USDA|VA) | 37 | $13,095,000 | $353,919 | $9,645 | 3.09% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $9,030,000 | $301,000 | $4,569 | 2.73% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $8,165,000 | $263,387 | $4,146 | 3.14% |
| Sanford, NC (FHA|USDA|VA) | 36 | $8,070,000 | $224,167 | $4,684 | 3.06% |
| Brevard, NC (FHA|USDA|VA) | 29 | $7,395,000 | $255,000 | $5,299 | 3.23% |
| Richmond-Berea, KY (FHA|USDA|VA) | 33 | $6,405,000 | $194,091 | $5,897 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 30 | $6,310,000 | $210,333 | $5,059 | 3.23% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $6,120,000 | $218,571 | $4,792 | 3.40% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $6,105,000 | $290,714 | $4,414 | 3.21% |
| BURLINGTON, NC (FHA|USDA|VA) | 25 | $5,495,000 | $219,800 | $3,402 | 3.23% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $5,420,000 | $542,000 | $12,705 | 2.99% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $5,095,000 | $339,667 | $8,993 | 3.31% |
| Danville, KY (FHA|USDA|VA) | 26 | $3,980,000 | $153,077 | $5,560 | 3.47% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $3,525,000 | $235,000 | $3,993 | 3.30% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $3,470,000 | $289,167 | $3,946 | 3.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 15 | $3,435,000 | $229,000 | $5,538 | 3.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $3,416 | 3.17% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $5,646 | 3.39% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $8,596 | 3.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $5,566 | 3.23% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $5,407 | 3.33% |
| Forest City, NC (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,959 | 3.30% |
| Boone, NC (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $3,261 | 2.98% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,381 | 3.19% |
| Shelby, NC (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $3,767 | 3.18% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $3,319 | 2.79% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $5,127 | 2.98% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $4,589 | 3.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,566 | 3.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $4,956 | 3.07% |
| Washington, NC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,644 | 3.45% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $5,408 | 2.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $6,069 | 3.19% |
| Jasper, AL (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $4,626 | 3.28% |
| Cullman, AL (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $4,285 | 3.18% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,870 | 2.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $5,422 | 3.10% |
| GOLDSBORO, NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,438 | 3.08% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,183 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $12,265 | 4.00% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,157 | 3.22% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $2,228 | 2.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,774 | 2.77% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,269 | 3.17% |
| Marion, NC (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,983 | 3.21% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,471 | 3.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,607 | 2.91% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,313 | 3.04% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $3,098 | 3.17% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,857 | 2.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $6,046 | 3.58% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,835 | 3.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $11,826 | 3.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $7,148 | 3.25% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,830 | 3.42% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,397 | 2.96% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,663 | 2.81% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $32,657 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,249 | 2.84% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,835 | 2.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,377 | 3.04% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,349 | 2.46% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,182 | 3.59% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,568 | 2.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,282 | 2.44% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,571 | 3.58% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,851 | 3.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,732 | 2.92% |
| Henderson, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,739 | 2.91% |
| Easton, MD (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $26,363 | 2.63% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,344 | 3.54% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,251 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,135 | 3.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,787 | 3.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,792 | 3.88% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,618 | 2.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,794 | 3.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,907 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,623 | 3.49% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,925 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,880 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,693 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,273 | 2.63% |
| Somerset, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,506 | 3.50% |
| Seneca, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,971 | 2.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,076 | 2.87% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,199 | 2.69% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,047 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,617 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,186 | 3.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,742 | 2.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,009 | 2.88% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,941 | 2.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,571 | 3.49% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,335 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,750 | 3.31% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,971 | 2.81% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,150 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,129 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,447 | 3.69% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,944 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,120 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,646 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,368 | 3.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,906 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,772 | 2.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,158 | 2.85% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,213 | 2.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,572 | 3.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,283 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,485 | 3.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,192 | 3.25% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,001 | 2.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,232 | 4.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,837 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,615 | 2.88% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,816 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,544 | 2.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,766 | 3.75% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,749 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,288 | 2.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,186 | 2.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,414 | 2.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,052 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,930 | 3.50% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,109 | 3.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,730 | 3.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,172 | 3.75% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,420 | 3.19% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,175 | 2.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,030 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,974 | 3.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,847 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,759 | 2.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,247 | 4.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,313 | 3.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,014 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,656 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,738 | 4.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,143 | 3.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,257 | 3.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,126 | 2.63% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,339 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,472 | 3.25% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,554 | 3.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,572 | 3.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,980 | 3.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,922 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,916 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,678 | 3.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,819 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,668 | 2.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,151 | 2.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,014 | 2.88% |
Goprime Mortgage 's top markets include Raleigh, Bozeman, Asheville, Pinehurst, and Durham among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 2,784 | $812,370,000 | $291,800 | $4,010 | 3.10% |
| VA | 612 | $205,560,000 | $335,882 | $7,034 | 2.83% |
| FHA | 388 | $89,820,000 | $231,495 | $8,516 | 3.42% |
| USDA | 248 | $48,890,000 | $197,137 | $6,189 | 3.20% |
For the 2021 period, Goprime Mortgage 's most frequently originated loan type of loans were Conventional, with 2,784 originations. Their 2nd most popular type is VA, with 612 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 2,412 | $701,100,000 | $290,672 | $5,837 | 3.15% |
| Refi | 999 | $270,225,000 | $270,495 | $3,443 | 2.89% |
| Cash Out Refi | 621 | $185,315,000 | $298,414 | $4,488 | 3.20% |
For the 2021, Goprime Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 2,412 originations. The 2nd most popular reason of loans were Refi, with 999 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,709 | $1,077,385,000 | $290,479 | $5,204 | 3.13% |
| 15 Year | 193 | $46,675,000 | $241,839 | $3,242 | 2.60% |
| 20 Year | 84 | $20,570,000 | $244,881 | $2,953 | 2.83% |
| Other | 27 | $8,175,000 | $302,778 | $2,858 | 2.90% |
| 10 Year | 19 | $3,835,000 | $201,842 | $2,740 | 2.43% |
For the 2021, Goprime Mortgage 's most frequently cited loan length of loans were 30 Year, with 3,709 originations. The 2nd most popular length of loans were 15 Year, with 193 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 2,431 | $650,295,000 | $267,501 |
| $<1k | 600 | $191,510,000 | $319,183 |
| $3k-4k | 429 | $133,245,000 | $310,594 |
| $2k-3k | 391 | $100,645,000 | $257,404 |
| $5k+ | 180 | $80,790,000 | $448,833 |
$5,204 of loans were Goprime Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,431 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,923 | $525,315,000 | $273,175 |
| 2.5-3% | 1,659 | $502,025,000 | $302,607 |
| <2.5% | 351 | $108,455,000 | $308,989 |
| 4-5% | 99 | $20,845,000 | $210,556 |
During 2021, Goprime Mortgage 's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 3-4%, with 1,923 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,206 | $625,300,000 | $283,454 | $5,099 | 3.08% |
| $100k-200k | 1,009 | $158,715,000 | $157,299 | $4,080 | 3.19% |
| $400k-600k | 615 | $295,245,000 | $480,073 | $5,937 | 3.00% |
| $100,000 or less | 110 | $8,860,000 | $80,545 | $3,427 | 3.25% |
| $600k-1MM | 85 | $59,595,000 | $701,118 | $9,988 | 3.00% |
| $1MM+ | 7 | $8,925,000 | $1,275,000 | $8,841 | 3.04% |
2021 saw Goprime Mortgage place emphasis on $200k-400k loans with 2,206 originations, totaling $625,300,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 1,033 | $246,315,000 | $238,446 | $5,211 | 3.13% |
| $100k-150k | 845 | $291,325,000 | $344,763 | $5,025 | 3.06% |
| $50k or less | 744 | $149,260,000 | $200,618 | $4,548 | 3.09% |
| $75k-100k | 728 | $208,810,000 | $286,827 | $5,288 | 3.10% |
| $150k-250k | 523 | $197,615,000 | $377,849 | $5,242 | 3.07% |
| $250k+ | 154 | $62,170,000 | $403,701 | $4,436 | 3.10% |
Goprime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,033 originations. The second most popular income band? $100k-150k, with 845 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 817 | $230,335,000 | $281,928 | $4,483 | 3.04% |
| 30-36% | 720 | $203,690,000 | $282,903 | $4,712 | 3.10% |
| <20% | 302 | $76,890,000 | $254,603 | $3,627 | 2.99% |
| 40% | 170 | $45,870,000 | $269,824 | $4,976 | 3.28% |
| 37% | 165 | $45,865,000 | $277,970 | $5,265 | 3.17% |
| 41% | 165 | $45,825,000 | $277,727 | $4,799 | 3.16% |
| 42% | 160 | $43,730,000 | $273,313 | $5,554 | 3.14% |
| 44% | 160 | $50,160,000 | $313,500 | $5,494 | 3.24% |
| 50-60% | 155 | $50,275,000 | $324,355 | $8,748 | 3.14% |
| 43% | 153 | $44,015,000 | $287,680 | $4,912 | 3.16% |
| 39% | 147 | $42,085,000 | $286,293 | $5,444 | 3.16% |
| 36% | 146 | $42,360,000 | $290,137 | $5,074 | 3.11% |
| 45% | 114 | $34,450,000 | $302,193 | $5,830 | 3.21% |
| 46% | 108 | $32,550,000 | $301,389 | $5,357 | 3.17% |
| 49% | 107 | $32,305,000 | $301,916 | $5,928 | 3.10% |
| 38% | 106 | $31,700,000 | $299,057 | $5,431 | 3.19% |
| 48% | 90 | $27,280,000 | $303,111 | $5,784 | 3.11% |
| 47% | 78 | $23,430,000 | $300,385 | $6,176 | 3.10% |
| >60% | 28 | $11,020,000 | $393,571 | $11,097 | 2.91% |
Goprime Mortgage lent most frequently to those with DTI ratios of 20-30%, with 817 originations. The next most common DTI ratio? 30-36%, with 720 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 3,210 | $918,180,000 | $286,037 | $4,862 | 3.09% |
| Not provided | 433 | $132,635,000 | $306,316 | $5,841 | 3.06% |
| Black | 238 | $63,390,000 | $266,345 | $5,967 | 3.23% |
| Asian | 98 | $28,450,000 | $290,306 | $4,791 | 3.16% |
| American Indian | 36 | $8,670,000 | $240,833 | $4,760 | 3.06% |
| Asian Indian | 7 | $2,215,000 | $316,429 | $4,877 | 2.84% |
| Native Hawaiian | 5 | $1,605,000 | $321,000 | $8,723 | 3.00% |
| Other Asian | 5 | $1,495,000 | $299,000 | $5,775 | 3.30% |
Approval Rates
Total approvals of all applications94.94%
Goprime Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination81.83%
Goprime Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,032 | $1,156,640,000 | $286,865 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,032 | $1,156,640,000 | $286,865 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 136 | $28,280,000 | $207,941 | $3,552 | 2.86% |
| 40-60% | 464 | $119,620,000 | $257,802 | $3,542 | 2.94% |
| 60-80% | 1,270 | $379,050,000 | $298,465 | $4,165 | 3.15% |
| 80-100% | 1,986 | $571,730,000 | $287,880 | $5,430 | 3.14% |
| Over 100% | 162 | $56,040,000 | $345,926 | $12,746 | 2.87% |
| Under 20% | 9 | $775,000 | $86,111 | $2,601 | 2.47% |
