Home Federal Savings Bank Mortgage Rates, Fees & Info

Rochester, MN

LEI: 549300GHAXBE9Q7W9273

Tax ID: 41-0318319

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Home Federal Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Home Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Rochester, Minneapolis, Austin, La Crosse, and Winona among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Home Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Federal Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.84% 4/21/24
    30 Year Conventional Refi 6.53% 4/21/24
    30 Year Cash-out Refi 6.71% 4/21/24
    30 Year FHA Purchase 7.43% 4/21/24
    30 Year FHA Refi 6.27% 4/21/24
    30 Year VA Purchase 6.59% 4/21/24
    30 Year USDA Purchase 6.71% 4/21/24
    15 Year Conventional Purchase 6.18% 4/21/24
    15 Year Conventional Refi 6.15% 4/21/24
    15 Year Cash-out Refi 6.15% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Home Federal Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Home Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    939

    Origination Dollar Volume (All Markets)

    $174,575,000

    Employee count

    181 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ROCHESTER, MN (FHA|USDA|VA) 471 $92,895,000 $197,229 $2,970 3.95%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 75 $19,745,000 $263,267 $3,507 3.95%
    Austin, MN (FHA|USDA|VA) 101 $13,155,000 $130,248 $2,715 4.14%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 41 $8,275,000 $201,829 $2,045 4.13%
    Winona, MN (FHA|USDA|VA) 56 $8,200,000 $146,429 $2,571 4.29%
    Albert Lea, MN (FHA|USDA|VA) 87 $7,355,000 $84,540 $1,853 4.49%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 21 $5,775,000 $275,000 $3,278 4.39%
    Outside of Metro Areas 25 $4,355,000 $174,200 $2,414 4.40%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $2,080,000 $1,040,000 $0 3.80%
    Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,980,000 $330,000 $4,362 4.29%
    Owatonna, MN (FHA|USDA|VA) 11 $1,765,000 $160,455 $2,638 4.16%
    EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,595,000 $319,000 $3,351 4.34%
    Red Wing, MN (FHA|USDA|VA) 9 $1,275,000 $141,667 $2,790 3.44%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 3.80%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $1,000,000 $500,000 $0 4.54%
    Marshalltown, IA (FHA|USDA|VA) 13 $975,000 $75,000 $1,452 4.55%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $565,000 $565,000 $11,814 3.63%
    MANKATO, MN (FHA|USDA|VA) 1 $465,000 $465,000 $6,070 3.13%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $405,000 $405,000 $5,982 4.25%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $365,000 $365,000 $6,124 3.63%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $3,177 4.63%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,884 4.00%
    North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,250 4.00%
    Menomonie, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,660 3.75%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,342 3.75%
    TUCSON, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $2,613 4.50%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $2,891 5.00%
    RACINE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,681 4.00%
    Fergus Falls, MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,147 3.38%
    Home Federal Savings Bank's top markets include Rochester, Minneapolis, Austin, La Crosse, and Winona among others.

    Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Home Federal Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AppleTree Credit Union
    Similarity Rank: 8
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    NORTHWESTERN MUTUAL
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    Empower Credit Union
    Similarity Rank: 144
    EDUCATORS CREDIT UNION
    Similarity Rank: 220
    VERVE, A CREDIT UNION
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    VERIDIAN CREDIT UNION
    Similarity Rank: 306
    Citizens State Bank of La Crosse
    Similarity Rank: 308
    Great Western Bank
    Similarity Rank: 330
    GREENSTATE CREDIT UNION
    Similarity Rank: 385

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 890 $167,050,000 $187,697 $2,653 4.10%
    FHA 36 $5,640,000 $156,667 $5,887 3.74%
    USDA 10 $1,340,000 $134,000 $4,321 3.68%
    VA 3 $545,000 $181,667 $4,556 3.88%

    For 2019, Home Federal Savings Bank's most frequently originated type of loan was Conventional, with 890 originations. Their 2nd most popular type was FHA, with 36 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 486 $100,330,000 $206,440 $3,416 3.85%
    Refi 192 $43,510,000 $226,615 $2,609 4.06%
    Cash Out Refi 137 $22,735,000 $165,949 $3,130 4.03%
    Home Improvement 87 $4,985,000 $57,299 $429 4.84%
    Other 37 $3,015,000 $81,486 $653 5.67%

    For 2019, Home Federal Savings Bank's most frequently cited loan purpose was Home Purchase, with 486 originations. The 2nd most popular reason was Refi, with 192 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 562 $121,180,000 $215,623 $3,558 3.83%
    15 Year 153 $30,325,000 $198,203 $2,781 3.79%
    10 Year 65 $7,205,000 $110,846 $523 5.15%
    20 Year 61 $5,175,000 $84,836 $1,382 4.28%
    Other 45 $3,625,000 $80,556 $373 4.98%
    5 Year 39 $5,145,000 $131,923 $259 5.17%
    1 Year 13 $1,905,000 $146,538 $273 5.77%
    3 Year 1 $15,000 $15,000 $251 5.50%

    For 2019, Home Federal Savings Bank's most frequently cited loan duration was 30 Year, with 562 originations. The 2nd most popular length was 15 Year, with 153 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 402 $44,750,000 $111,318
    $1k-2k 225 $35,485,000 $157,711
    $2k-3k 181 $50,875,000 $281,077
    $3k-4k 47 $16,265,000 $346,064
    $4k-5k 21 $8,315,000 $395,952
    $5k+ 11 $5,245,000 $476,818

    Home Federal Savings Bank's average total fees were $3,558, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 402 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 458 $106,010,000 $231,463
    4-5% 296 $45,630,000 $154,155
    5-6% 102 $10,830,000 $106,176
    <2.5% 30 $330,000 $11,000
    6-7% 28 $1,230,000 $43,929
    2.5-3% 23 $10,455,000 $454,565
    7-8% 2 $90,000 $45,000

    During 2019, Home Federal Savings Bank's average interest rate for loans was 3.83%, while their most frequently originated rate bucket for loans was 3-4%, with 458 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 311 $13,795,000 $44,357 $1,081 4.27%
    $100k-200k 298 $44,500,000 $149,329 $3,096 4.15%
    $200k-400k 245 $65,545,000 $267,531 $3,906 3.89%
    $400k-600k 59 $28,045,000 $475,339 $4,987 3.74%
    $600k-1MM 20 $14,560,000 $728,000 $5,728 3.64%
    $1MM+ 6 $8,130,000 $1,355,000 $3,897 3.73%

    2019 saw Home Federal Savings Bank place emphasis on $100,000 or less loans with 311 originations, totaling $13,795,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 217 $18,495,000 $85,230 $2,120 3.98%
    $50k-75k 214 $27,710,000 $129,486 $2,614 4.12%
    $100k-150k 168 $37,070,000 $220,655 $3,296 4.14%
    $75k-100k 155 $23,995,000 $154,806 $2,564 4.21%
    $150k-250k 83 $22,885,000 $275,723 $3,414 3.95%
    $250k+ 66 $32,400,000 $490,909 $4,474 3.76%

    Home Federal Savings Bank lent most frequently to those with incomes in the $50k or less range, with 217 originations. The second most popular income band? $50k-75k, with 214 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 239 $44,825,000 $187,552 $2,914 4.01%
    30-36% 169 $28,745,000 $170,089 $2,777 4.12%
    <20% 112 $26,970,000 $240,804 $3,020 3.84%
    38% 38 $5,550,000 $146,053 $2,373 4.10%
    40% 35 $6,285,000 $179,571 $2,461 4.28%
    44% 34 $5,540,000 $162,941 $3,092 3.81%
    37% 30 $4,620,000 $154,000 $2,630 4.26%
    43% 29 $4,195,000 $144,655 $3,002 4.25%
    36% 29 $4,115,000 $141,897 $2,315 4.34%
    41% 29 $4,565,000 $157,414 $2,678 3.96%
    42% 28 $4,470,000 $159,643 $2,477 4.18%
    39% 28 $3,710,000 $132,500 $2,537 3.65%
    49% 26 $4,220,000 $162,308 $3,680 3.88%
    45% 24 $4,850,000 $202,083 $2,486 4.31%
    46% 20 $2,910,000 $145,500 $2,563 4.19%
    47% 17 $2,915,000 $171,471 $2,778 4.34%
    48% 16 $3,260,000 $203,750 $2,966 3.90%
    50-60% 2 $270,000 $135,000 $2,537 3.94%
    >60% 2 $1,140,000 $570,000 $3,327 4.45%

    Home Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 239 originations. The next most common DTI ratio? 30-36%, with 169 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 864 $154,180,000 $178,449 $2,806 4.07%
    Not applicable 17 $9,265,000 $545,000 $0 4.72%
    Not provided 24 $4,600,000 $191,667 $2,367 4.41%
    Asian 13 $3,945,000 $303,462 $3,780 3.98%
    Black 18 $2,330,000 $129,444 $2,996 3.56%
    American Indian 2 $160,000 $80,000 $1,992 4.75%
    Native Hawaiian or Islander 1 $95,000 $95,000 $3,099 3.75%

    Approval Rates

    Total approvals of all applications
    88.12%

    Home Federal Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.66%

    Home Federal Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 939 $174,575,000 $185,916

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 8 $7,140,000 $892,500
    Single Family (1-4 Units):Manufactured 7 $445,000 $63,571
    Single Family (1-4 Units):Site-Built 924 $166,990,000 $180,725

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 84 $7,250,000 $86,310 $903 4.83%
    40-60% 103 $20,115,000 $195,291 $2,740 3.99%
    60-80% 258 $57,100,000 $221,318 $3,330 4.06%
    80-100% 360 $85,260,000 $236,833 $3,855 4.00%
    Over 100% 1 $155,000 $155,000 $7,500 3.38%
    Under 20% 133 $4,695,000 $35,301 $302 3.94%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Home Federal Savings Bank 100 1st Avenue Sw Ste 200 Rochester, MN 55902 Full Service B&M $31,303
    Home Federal Savings Bank 1015 West Frontage Rd Owatonna, MN 55060 Full Service B&M $11,926
    Home Federal Savings Bank 1016 Civic Center Drive Rochester, MN 55901 Full Service B&M $117,269
    Home Federal Savings Bank 1201 South Broadway Rochester, MN 55901 Full Service B&M $52,270
    Home Federal Savings Bank 143 West Clark Street Albert Lea, MN 56007 Full Service B&M $63,016
    Home Federal Savings Bank 175 Center Street Winona, MN 55987 Full Service B&M $24,323
    Home Federal Savings Bank 201 Oakland Avenue West Austin, MN 55912 Full Service B&M $57,121
    Home Federal Savings Bank 203 W Main St Kasson, MN 55944 Full Service B&M $49,714
    Home Federal Savings Bank 2048 Superior Drive, Nw Ste 400 Rochester, MN 55901 Full Service B&M $49,735
    Home Federal Savings Bank 208 South Walnut Street La Crescent, MN 55947 Full Service B&M $33,086
    Home Federal Savings Bank 2805 Dodd Road Ste 160 Eagan, MN 55121 Full Service B&M $33,439
    Home Federal Savings Bank 303 West Main Street Marshalltown, IA 50158 Full Service B&M $45,247
    Home Federal Savings Bank 502 South Mantorville Avenue Kasson, MN 55944 Limited, Drive-thru $0
    Home Federal Savings Bank 715 North Broadway Spring Valley, MN 55975 Full Service B&M $59,921

    For 2019, Home Federal Savings Bank had 14 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $31,644
    Net interest income $28,284
    Total noninterest income $7,378
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,127
    Trading account gains and fees $0
    Additional Noninterest Income $6,251
    Pre-tax net operating income $11,824
    Securities gains (or losses, -) $46
    Income before extraordinary items $8,627
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $8,627
    Minority interest net income $0
    Net income $8,627
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $8,590

    Home Federal Savings Bank's gross interest income from loans was $31,644,000.
    Home Federal Savings Bank's net interest income from loans was $28,284,000.
    Home Federal Savings Bank's fee based income from loans was $1,127,000.
    Home Federal Savings Bank's net income from loans was $8,627,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,360
    Provision for credit losses $-1,216
    Total noninterest expense $25,054
    Salaries and employee benefits $15,087
    Premises and equipment expense $3,341
    Additional noninterest expense $6,626
    Applicable income taxes $3,243
    Net charge-offs $-1,094
    Cash dividends $5,000

    Home Federal Savings Bank's interest expense for loans was $3,360,000.
    Home Federal Savings Bank's payroll and benefits expense were $15,087,000.
    Home Federal Savings Bank's property, plant and equipment expenses $3,341,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 1.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $684,385
    Deposits held in domestic offices $684,385
    Deposits by Individuals, partnerships, and corporations $641,851
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $32,313
    Deposits by Commercial banks and other depository institutions in U.S. $10,221
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $66,297
    Demand deposits $47,866
    Nontransaction accounts $618,088
    Money market deposit accounts (MMDAs) $194,538
    Other savings deposits (excluding MMDAs) $296,941
    Total time deposits $126,609
    Total time and savings deposits $636,519
    Noninterest-bearing deposits $178,971
    Interest-bearing deposits $505,414
    Retail deposits $664,019
    IRAs and Keogh plan accounts $20,950
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $777,069
    Cash & Balances due from depository institutions $44,754
    Interest-bearing balances $35,021
    Total securities $107,760
    Federal funds sold & reverse repurchase $0
    Net loans and leases $599,973
    Loan and leases loss allowance $8,564
    Trading account assets $0
    Bank premises and fixed assets $14,457
    Other real estate owned $580
    Goodwill and other intangibles $3,130
    All other assets $6,415

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $777,069
    Total Liabilities $692,562
    Total deposits $684,385
    Interest-bearing deposits $505,414
    Deposits held in domestic offices $684,385
    % insured (estimated) $80
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $8,177

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $599,973
    Loan and leases loss allowance $8,564
    Total loans and leases (domestic) $608,537
    All real estate loans $521,153
    Real estate loans in domestic offices $521,153
    Construction and development loans $43,624
    Residential 1-4 family construction $23,184
    Other construction, all land development and other land $20,440
    Loans secured by nonfarm nonresidential properties $255,849
    Nonfarm nonresidential secured by owner-occupied properties $79,620
    Commercial real estate & other non-farm, non-residential $176,229
    Multifamily residential real estate $48,575
    1-4 family residential loans $167,999
    Farmland loans $5,106
    Loans held in foreign offices $0
    Farm loans $8,244
    Commercial and industrial loans $55,990
    To non-U.S. addressees $0
    Loans to individuals $22,865
    Credit card loans $179
    Related Plans $308
    Consumer Auto Loans $2,608
    Other loans to individuals $19,770
    All other loans & leases $301
    Loans to foreign governments and official institutions $0
    Other loans $118
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,045
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $108
    Non 1-4 family restructured loans & leases $85
    Total loans and leases (foreign) $0

    Home Federal Savings Bank had $599,973,000 of loans outstanding in 2019. $521,153,000 of loans were in real estate loans. $43,624,000 of loans were in development loans. $48,575,000 of loans were in multifamily mortgage loans. $167,999,000 of loans were in 1-4 family mortgage loans. $8,244,000 of loans were in farm loans. $179,000 of loans were in credit card loans. $2,608,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 248 $60,056 $242,161
    Nonfarm, nonresidential loans - <$100k 47 $2,229 $47,426
    Nonfarm, nonresidential loans - $100-250k 84 $12,165 $144,821
    Nonfarm, nonresidential loans - $250k-1MM 117 $45,662 $390,274
    Commercial & Industrial, US addressed loans - <$1MM 470 $38,286 $81,460
    Commercial & Industrial, US addressed loans - <$100k 248 $4,981 $20,085
    Commercial & Industrial, US addressed loans - $100-250k 114 $7,810 $68,509
    Commercial & Industrial, US addressed loans - $250k-1MM 108 $25,495 $236,065
    Farmland loans - <$1MM 22 $5,096 $231,636
    Farmland loans - <$100k 3 $93 $31,000
    Farmland loans - $100-250k 9 $1,297 $144,111
    Farmland loans - $250k-1MM 10 $3,706 $370,600
    Agriculture operations loans - <$1MM 51 $4,117 $80,725
    Agriculture operations loans - <$100k 33 $759 $23,000
    Agriculture operations loans - $100-250k 9 $804 $89,333
    Agriculture operations loans - $250k-1MM 9 $2,554 $283,778