Home Federal Savings Bank Mortgage Rates, Fees & Info

Rochester, MN

LEI: 549300GHAXBE9Q7W9273

Tax ID: 41-0318319

Latest/2023 | 2022 Data | 2021 Data | 2020 Data |

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Mortgage Data

Bank Data

Review & Overview

Home Federal Savings Bank is a smaller bank specializing in Refi and Home Purchase loans. Home Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Rochester, Minneapolis, Austin, Albert Lea, and La Crosse among others. We have data for 45 markets. (Some data included below & more in-depth data is available with an active subscription.)

Home Federal Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Federal Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 5.84% 3/28/24
30 Year Conventional Refi 6.53% 3/28/24
30 Year Cash-out Refi 6.71% 3/28/24
30 Year FHA Purchase 7.43% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.59% 3/28/24
30 Year USDA Purchase 6.71% 3/28/24
15 Year Conventional Purchase 6.18% 3/28/24
15 Year Conventional Refi 6.15% 3/28/24
15 Year Cash-out Refi 6.15% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Home Federal Savings Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Home Federal Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,493

Origination Dollar Volume (All Markets)

$330,745,000

Employee count

172

Awards

Home Federal Savings Bank 30 Year Conventional Loans bronze Home Federal Savings Bank 30 Year Conventional Loans bronze Home Federal Savings Bank 30 Year Conventional Loans bronze Home Federal Savings Bank 30 Year Conventional Loans bronze
Show all (4) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ROCHESTER, MN (FHA|USDA|VA) 808 $179,670,000 $222,364 $3,357 3.05%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 120 $33,120,000 $276,000 $3,847 3.21%
Austin, MN (FHA|USDA|VA) 131 $18,975,000 $144,847 $2,893 3.18%
Albert Lea, MN (FHA|USDA|VA) 110 $14,920,000 $135,636 $3,221 3.28%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 62 $10,930,000 $176,290 $2,093 3.31%
Winona, MN (FHA|USDA|VA) 67 $10,745,000 $160,373 $3,039 2.99%
Outside of Metro Areas 47 $9,375,000 $199,468 $3,121 3.28%
Alexandria, MN (FHA|USDA|VA) 1 $7,605,000 $7,605,000 $0 3.74%
Red Wing, MN (FHA|USDA|VA) 32 $7,510,000 $234,688 $3,900 3.02%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 23 $6,915,000 $300,652 $1,853 3.42%
GREEN BAY, WI (FHA|USDA|VA) 1 $6,365,000 $6,365,000 $48,036 3.63%
Owatonna, MN (FHA|USDA|VA) 25 $5,135,000 $205,400 $3,561 3.19%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $2,305,000 $461,000 $4,454 3.13%
MADISON, WI (FHA|USDA|VA) 2 $2,220,000 $1,110,000 $4,307 3.64%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $1,640,000 $410,000 $2,925 3.03%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,043 3.28%
Marshalltown, IA (FHA|USDA|VA) 11 $1,285,000 $116,818 $2,877 3.20%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $1,190,000 $595,000 $1,243 3.15%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $13,328 3.88%
Bemidji, MN (FHA|USDA|VA) 2 $660,000 $330,000 $5,951 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $660,000 $330,000 $1,960 3.88%
Willmar, MN (FHA|USDA|VA) 2 $620,000 $310,000 $4,272 3.13%
MANKATO, MN (FHA|USDA|VA) 2 $610,000 $305,000 $2,915 3.31%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $515,000 $515,000 $7,135 2.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $485,000 $485,000 $6,060 2.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,144 3.13%
Marshall, MN (FHA|USDA|VA) 2 $420,000 $210,000 $4,229 3.06%
Mason City, IA (FHA|USDA|VA) 2 $400,000 $200,000 $3,975 3.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $345,000 $115,000 $1,089 3.04%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $325,000 $325,000 $3,175 3.00%
Fairmont, MN (FHA|USDA|VA) 2 $310,000 $155,000 $3,001 2.75%
Whitewater, WI (FHA|USDA|VA) 1 $285,000 $285,000 $1,810 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $265,000 $265,000 $5,673 2.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $245,000 $245,000 $3,346 3.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $245,000 $245,000 $3,895 2.75%
PROVO-OREM, UT (FHA|USDA|VA) 1 $235,000 $235,000 $4,258 2.88%
Brainerd, MN (FHA|USDA|VA) 2 $230,000 $115,000 $2,852 3.36%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,037 2.88%
AMES, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,899 2.88%
Stevens Point, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,107 2.88%
Worthington, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,494 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,587 3.50%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,842 2.75%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $95,000 $95,000 $2,830 2.88%
Shawano, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,822 3.13%
Home Federal Savings Bank's top markets include Rochester, Minneapolis, Austin, Albert Lea, and La Crosse among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,447 $323,395,000 $223,493 $3,205 3.12%
    FHA 37 $5,785,000 $156,351 $6,266 3.19%
    USDA 6 $930,000 $155,000 $5,369 3.47%
    VA 3 $635,000 $211,667 $7,041 2.92%

    For 2020, Home Federal Savings Bank's most frequently originated type of loan was Conventional, with 1,447 originations. Their 2nd most popular type was FHA, with 37 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 590 $140,430,000 $238,017 $3,291 3.01%
    Home Purchase 518 $126,010,000 $243,263 $3,653 3.07%
    Cash Out Refi 303 $61,235,000 $202,096 $3,536 3.12%
    Home Improvement 64 $2,180,000 $34,063 $461 3.91%
    Other 18 $890,000 $49,444 $626 5.12%

    For 2020, Home Federal Savings Bank's most frequently cited loan purpose was Refi, with 590 originations. The 2nd most popular reason was Home Purchase, with 518 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 844 $199,220,000 $236,043 $3,686 3.08%
    15 Year 343 $70,795,000 $206,399 $3,231 2.87%
    20 Year 179 $32,295,000 $180,419 $2,861 3.10%
    10 Year 81 $16,375,000 $202,160 $951 3.80%
    5 Year 23 $5,075,000 $220,652 $267 4.46%
    Other 16 $3,770,000 $235,625 $604 4.34%
    1 Year 6 $1,290,000 $215,000 $304 5.50%
    3 Year 1 $1,925,000 $1,925,000 $0 4.15%

    For 2020, Home Federal Savings Bank's most frequently cited loan duration was 30 Year, with 844 originations. The 2nd most popular length was 15 Year, with 343 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 467 $75,855,000 $162,430
    $<1k 404 $63,460,000 $157,079
    $2k-3k 354 $91,020,000 $257,119
    $3k-4k 122 $38,610,000 $316,475
    $4k-5k 46 $18,680,000 $406,087
    $5k+ 17 $14,585,000 $857,941

    Home Federal Savings Bank's average total fees were $3,686, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 467 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 651 $150,605,000 $231,344
    2.5-3% 578 $140,850,000 $243,685
    <2.5% 170 $26,760,000 $157,412
    4-5% 65 $10,445,000 $160,692
    5-6% 28 $2,050,000 $73,214
    6-7% 1 $35,000 $35,000

    During 2020, Home Federal Savings Bank's average interest rate for loans was 3.08%, while their most frequently originated rate bucket for loans was 3-4%, with 651 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 537 $81,275,000 $151,350 $3,173 3.12%
    $200k-400k 510 $136,480,000 $267,608 $3,911 3.08%
    $100,000 or less 294 $15,510,000 $52,755 $1,433 3.16%
    $400k-600k 119 $54,845,000 $460,882 $4,877 3.05%
    $600k-1MM 21 $15,915,000 $757,857 $5,422 3.30%
    $1MM+ 12 $26,720,000 $2,226,667 $13,200 3.60%

    2020 saw Home Federal Savings Bank place emphasis on $100k-200k loans with 537 originations, totaling $81,275,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 320 $74,430,000 $232,594 $3,435 3.15%
    $50k-75k 316 $50,530,000 $159,905 $3,080 3.08%
    $50k or less 246 $25,730,000 $104,593 $2,569 2.95%
    $75k-100k 242 $43,150,000 $178,306 $3,101 3.20%
    $150k-250k 192 $55,740,000 $290,313 $3,788 3.09%
    $250k+ 116 $55,110,000 $475,086 $5,059 3.18%

    Home Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 320 originations. The second most popular income band? $50k-75k, with 316 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 435 $96,585,000 $222,034 $3,273 3.09%
    30-36% 290 $57,100,000 $196,897 $3,181 3.14%
    <20% 194 $48,660,000 $250,825 $3,586 2.93%
    42% 57 $11,445,000 $200,789 $3,344 3.08%
    39% 50 $9,340,000 $186,800 $3,255 3.15%
    38% 48 $10,490,000 $218,542 $3,604 2.91%
    44% 45 $7,875,000 $175,000 $2,966 3.22%
    40% 43 $8,445,000 $196,395 $3,237 3.06%
    41% 42 $8,380,000 $199,524 $3,317 3.10%
    36% 38 $5,880,000 $154,737 $3,222 3.17%
    43% 36 $6,550,000 $181,944 $3,442 3.02%
    46% 32 $6,410,000 $200,313 $2,860 3.26%
    45% 31 $6,125,000 $197,581 $2,838 3.06%
    37% 29 $5,595,000 $192,931 $3,524 3.35%
    49% 25 $5,895,000 $235,800 $3,689 2.98%
    48% 23 $4,415,000 $191,957 $3,394 2.83%
    47% 22 $4,500,000 $204,545 $3,131 3.22%
    50-60% 7 $3,135,000 $447,857 $5,016 4.30%
    >60% 3 $1,055,000 $351,667 $2,151 3.75%

    Home Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 435 originations. The next most common DTI ratio? 30-36%, with 290 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,357 $284,275,000 $209,488 $3,257 3.11%
    Not applicable 27 $19,995,000 $740,556 $0 4.08%
    Not provided 59 $14,245,000 $241,441 $3,850 2.97%
    Asian 28 $7,660,000 $273,571 $4,271 2.75%
    Black 18 $3,720,000 $206,667 $3,801 3.16%
    American Indian 2 $440,000 $220,000 $2,356 2.88%
    Native Hawaiian or Islander 1 $345,000 $345,000 $1,265 2.25%
    Chinese 1 $65,000 $65,000 $0 3.75%

    Approval Rates

    Total approvals of all applications
    91.50%

    Home Federal Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.38%

    Home Federal Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,493 $330,745,000 $221,530

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 12 $17,620,000 $1,468,333
    Single Family (1-4 Units):Manufactured 7 $705,000 $100,714
    Single Family (1-4 Units):Site-Built 1,474 $312,420,000 $211,954

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 85 $10,435,000 $122,765 $1,877 3.34%
    40-60% 210 $40,820,000 $194,381 $2,982 3.00%
    60-80% 620 $162,160,000 $261,548 $3,639 3.12%
    80-100% 461 $113,455,000 $246,106 $4,009 3.19%
    Over 100% 2 $360,000 $180,000 $7,824 3.06%
    Under 20% 115 $3,515,000 $30,565 $364 2.88%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Home Federal Savings Bank 100 1st Avenue Sw Ste 200 Rochester, MN 55902 Full Service B&M $35,303
    Home Federal Savings Bank 1015 West Frontage Rd Owatonna, MN 55060 Full Service B&M $20,202
    Home Federal Savings Bank 1016 Civic Center Drive Rochester, MN 55901 Full Service B&M $145,445
    Home Federal Savings Bank 1201 South Broadway Rochester, MN 55901 Full Service B&M $60,814
    Home Federal Savings Bank 143 West Clark Street Albert Lea, MN 56007 Full Service B&M $66,327
    Home Federal Savings Bank 175 Center Street Winona, MN 55987 Full Service B&M $28,125
    Home Federal Savings Bank 1870 Meadow Lane Pewaukee, WI 53072 Full Service B&M $21,976
    Home Federal Savings Bank 201 Oakland Avenue West Austin, MN 55912 Full Service B&M $74,460
    Home Federal Savings Bank 2048 Superior Drive, Nw Ste 400 Rochester, MN 55901 Full Service B&M $56,627
    Home Federal Savings Bank 208 South Walnut Street La Crescent, MN 55947 Full Service B&M $36,955
    Home Federal Savings Bank 2805 Dodd Road Ste 160 Eagan, MN 55121 Full Service B&M $37,741
    Home Federal Savings Bank 303 West Main Street Marshalltown, IA 50158 Full Service B&M $52,781
    Home Federal Savings Bank 502 South Mantorville Avenue Kasson, MN 55944 Limited, Drive-thru $62,619
    Home Federal Savings Bank 715 North Broadway Spring Valley, MN 55975 Full Service B&M $64,320

    For 2020, Home Federal Savings Bank had 14 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $31,756
    Net interest income $28,861
    Total noninterest income $13,586
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $829
    Trading account gains and fees $0
    Additional Noninterest Income $12,757
    Pre-tax net operating income $15,100
    Securities gains (or losses, -) $-18
    Income before extraordinary items $10,815
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $10,815
    Minority interest net income $0
    Net income $10,815
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $10,829

    Home Federal Savings Bank's gross interest income from loans was $31,756,000.
    Home Federal Savings Bank's net interest income from loans was $28,861,000.
    Home Federal Savings Bank's fee based income from loans was $829,000.
    Home Federal Savings Bank's net income from loans was $10,815,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,895
    Provision for credit losses $2,699
    Total noninterest expense $24,648
    Salaries and employee benefits $15,229
    Premises and equipment expense $3,234
    Additional noninterest expense $6,185
    Applicable income taxes $4,267
    Net charge-offs $564
    Cash dividends $5,000

    Home Federal Savings Bank's interest expense for loans was $2,895,000.
    Home Federal Savings Bank's payroll and benefits expense were $15,229,000.
    Home Federal Savings Bank's property, plant and equipment expenses $3,234,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $809,511
    Deposits held in domestic offices $809,511
    Deposits by Individuals, partnerships, and corporations $747,824
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $57,294
    Deposits by Commercial banks and other depository institutions in U.S. $4,393
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $374,584
    Demand deposits $239,829
    Nontransaction accounts $434,927
    Money market deposit accounts (MMDAs) $225,125
    Other savings deposits (excluding MMDAs) $107,403
    Total time deposits $102,400
    Total time and savings deposits $569,682
    Noninterest-bearing deposits $228,916
    Interest-bearing deposits $580,595
    Retail deposits $797,992
    IRAs and Keogh plan accounts $20,464
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $909,562
    Cash & Balances due from depository institutions $86,679
    Interest-bearing balances $76,350
    Total securities $148,238
    Federal funds sold & reverse repurchase $0
    Net loans and leases $648,670
    Loan and leases loss allowance $10,699
    Trading account assets $0
    Bank premises and fixed assets $13,332
    Other real estate owned $636
    Goodwill and other intangibles $3,902
    All other assets $8,105

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $909,562
    Total Liabilities $818,004
    Total deposits $809,511
    Interest-bearing deposits $580,595
    Deposits held in domestic offices $809,511
    % insured (estimated) $78
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $8,493

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $648,670
    Loan and leases loss allowance $10,699
    Total loans and leases (domestic) $659,369
    All real estate loans $557,422
    Real estate loans in domestic offices $557,422
    Construction and development loans $46,609
    Residential 1-4 family construction $19,716
    Other construction, all land development and other land $26,893
    Loans secured by nonfarm nonresidential properties $290,344
    Nonfarm nonresidential secured by owner-occupied properties $91,445
    Commercial real estate & other non-farm, non-residential $198,899
    Multifamily residential real estate $41,406
    1-4 family residential loans $173,861
    Farmland loans $5,202
    Loans held in foreign offices $0
    Farm loans $8,280
    Commercial and industrial loans $73,718
    To non-U.S. addressees $0
    Loans to individuals $19,765
    Credit card loans $146
    Related Plans $216
    Consumer Auto Loans $1,937
    Other loans to individuals $17,466
    All other loans & leases $196
    Loans to foreign governments and official institutions $0
    Other loans $51
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,201
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $32
    Non 1-4 family restructured loans & leases $32
    Total loans and leases (foreign) $0

    Home Federal Savings Bank had $648,670,000 of loans outstanding in 2020. $557,422,000 of loans were in real estate loans. $46,609,000 of loans were in development loans. $41,406,000 of loans were in multifamily mortgage loans. $173,861,000 of loans were in 1-4 family mortgage loans. $8,280,000 of loans were in farm loans. $146,000 of loans were in credit card loans. $1,937,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 235 $58,650 $249,574
    Nonfarm, nonresidential loans - <$100k 48 $2,241 $46,688
    Nonfarm, nonresidential loans - $100-250k 76 $11,165 $146,908
    Nonfarm, nonresidential loans - $250k-1MM 111 $45,244 $407,604
    Commercial & Industrial, US addressed loans - <$1MM 669 $53,635 $80,172
    Commercial & Industrial, US addressed loans - <$100k 393 $11,576 $29,455
    Commercial & Industrial, US addressed loans - $100-250k 157 $15,391 $98,032
    Commercial & Industrial, US addressed loans - $250k-1MM 119 $26,668 $224,101
    Farmland loans - <$1MM 20 $5,194 $259,700
    Farmland loans - <$100k 1 $44 $44,000
    Farmland loans - $100-250k 10 $1,201 $120,100
    Farmland loans - $250k-1MM 9 $3,949 $438,778
    Agriculture operations loans - <$1MM 42 $4,075 $97,024
    Agriculture operations loans - <$100k 28 $688 $24,571
    Agriculture operations loans - $100-250k 4 $456 $114,000
    Agriculture operations loans - $250k-1MM 10 $2,931 $293,100