Muscatine Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Muscatine averaged 6.54% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.35% and one month ago for the week of 2025-02-27, the average rate was 6.66%.

    Muscatine's average rate one year ago was 6.49%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Muscatine 30 Year Fixed Rate 2025-04-03 6.54%
    Muscatine 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Muscatine 15 Year Fixed Rate 2025-04-03 5.92%
    Muscatine 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Muscatine 30 Year FHA 2025-04-03 6.26%
    Muscatine 30 Year FHA Refi 2025-04-03 6.06%
    Muscatine 30 Year USDA 2025-04-03 6.32%
    Muscatine 30 Year USDA Refi 2025-04-03 6.32%
    Muscatine 30 Year VA 2025-04-03 5.86%
    Muscatine 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Muscatine, IA.

    Muscatine Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Muscatine, IA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    RUHL MORTGAGE, LLC 43 6.62% $2,128
    CBI Bank & Trust 40 6.77% $2,793
    GREENSTATE CREDIT UNION 33 6.34% $2,042
    MidWestOne Bank 24 6.65% $2,531
    ASCENTRA 19 6.71% $2,344
    QUICKEN LOANS, LLC 14 6.82% $5,206
    IOWA BANKERS MORTGAGE CORPORATION 13 6.28% $2,355
    THE FAMILY CREDIT UNION 8 6.61% $2,302
    Hills Bank and Trust Company 7 6.89% $1,903
    U.S. Bank 7 6.46% $3,268
    UNITED WHOLESALE MORTGAGE, LLC 6 6.70% $5,239
    DuTrac Community Credit Union 6 6.42% $2,887
    I. H. MISSISSIPPI VALLEY CREDIT UNION 5 6.15% $2,839
    BROKER SOLUTIONS, INC. 4 6.65% $5,530
    VERIDIAN CREDIT UNION 3 6.38% $1,734
    SOUTHWEST FUNDING, LP 2 7.00% $3,469
    Wells Fargo Bank 2 7.13% $7,314
    FLAT BRANCH MORTGAGE, INC. 2 6.56% $2,750
    Deere Employees Credit Union 2 6.43% $985
    Flagstar Bank, FSB 2 6.94% $2,346
    Fidelity Bank & Trust 2 6.66% $2,269
    RESIDENTIAL MORTGAGE NETWORK, INC. 2 6.69% $2,631
    PLANET HOME LENDING, LLC 2 6.69% $2,926
    NAVY FEDERAL CREDIT UNION 2 6.50% $3,098
    HOMESIDE FINANCIAL, LLC 2 6.88% $3,481
    NexBank 1 6.63% $6,229
    AMERICAN FINANCING CORPORATION 1 6.13% $8,885
    CARDINAL FINANCIAL 1 6.63% $6,929
    COMPEER FINANCIAL, FLCA 1 7.38% $4,348
    DUPACO COMMUNITY 1 5.88% $2,393
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.25% $4,605
    JPMorgan Chase Bank 1 7.88% $4,800
    Lincoln Savings Bank 1 6.38% $2,606
    LINN AREA 1 6.50% $1,963
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $2,419
    NEWREZ LLC 1 6.63% $5,273
    American Bank and Trust Company 1 5.99% $2,877
    Northpointe Bank 1 6.13% $5,569
    Old National Bank 1 7.88% $2,905
    PENNYMAC LOAN SERVICES, LLC 1 6.99% $7,844
    R.I.A. Federal Credit Union 1 6.00% $2,700
    SUN WEST MORTGAGE COMPANY, INC. 1 7.45% $3,363
    Waterstone Mortgage Corporation 1 6.63% $6,197

    Muscatine Average Closing Costs & Other Stats

    Muscatine, IA's 43 lenders originated 831 loans during 2024. The total origination value was $115,525,000, with an average loan value of $139,019.

    Muscatine's average closing costs are $3,595.

    The top Muscatine lender as defined by loan originations is RUHL MORTGAGE, LLC, with 43 loans originated. Their average total fees are $2,128, which is $665 lower than the next largest lender, CBI Bank & Trust.

    The lowest fee Muscatine lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION ($2,042), RUHL MORTGAGE, LLC ($2,128), ASCENTRA ($2,344), IOWA BANKERS MORTGAGE CORPORATION ($2,355) and MidWestOne Bank ($2,531).

    The lowest rate Muscatine lenders (with over 10 loans originated) are IOWA BANKERS MORTGAGE CORPORATION (6.28%), GREENSTATE CREDIT UNION (6.34%), RUHL MORTGAGE, LLC (6.62%), MidWestOne Bank (6.65%) and ASCENTRA (6.71%).

    Muscatine, IA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CBI Bank & Trust $15,405,000 $13,985,000 -9.2% 12.1%
    MidWestOne Bank $18,360,000 $13,010,000 -29.1% 11.3%
    RUHL MORTGAGE, LLC $7,830,000 $11,420,000 45.8% 9.9%
    GREENSTATE CREDIT UNION $10,520,000 $11,275,000 7.2% 9.8%
    DuTrac Community Credit Union $705,000 $5,720,000 711.3% 5.0%
    QUICKEN LOANS, LLC $4,690,000 $5,635,000 20.1% 4.9%
    ASCENTRA $5,040,000 $5,485,000 8.8% 4.7%
    IOWA BANKERS MORTGAGE CORPORATION $3,280,000 $4,055,000 23.6% 3.5%
    Cedar Rapids Bank and Trust Company $125,000 $3,835,000 2,968.0% 3.3%
    BROKER SOLUTIONS, INC. $3,195,000 $2,845,000 -11.0% 2.5%
    THE FAMILY CREDIT UNION $770,000 $2,590,000 236.4% 2.2%
    RESIDENTIAL MORTGAGE NETWORK, INC. $1,525,000 $2,395,000 57.0% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $885,000 $2,205,000 149.2% 1.9%
    Hills Bank and Trust Company $2,530,000 $2,145,000 -15.2% 1.9%
    U.S. Bank $2,485,000 $2,005,000 -19.3% 1.7%
    PENNYMAC LOAN SERVICES, LLC $175,000 $1,595,000 811.4% 1.4%
    VERIDIAN CREDIT UNION $970,000 $1,540,000 58.8% 1.3%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $115,000 $1,315,000 1,043.5% 1.1%
    PLANET HOME LENDING, LLC $1,180,000 n/a 1.0%
    LOANDEPOT.COM, LLC $1,165,000 n/a 1.0%
    Mortgage Research Center, LLC $2,680,000 $950,000 -64.6% 0.8%
    Deere Employees Credit Union $765,000 $870,000 13.7% 0.8%
    Fidelity Bank & Trust $810,000 n/a 0.7%
    Wells Fargo Bank $1,005,000 $755,000 -24.9% 0.7%
    Blue Grass Savings Bank $205,000 $730,000 256.1% 0.6%
    R.I.A. Federal Credit Union $790,000 $725,000 -8.2% 0.6%
    AXIA FINANCIAL, LLC $705,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $360,000 $685,000 90.3% 0.6%
    HOMESIDE FINANCIAL, LLC $2,900,000 $660,000 -77.2% 0.6%
    Bridge Community Bank $570,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $295,000 $540,000 83.1% 0.5%
    COMPEER FINANCIAL, FLCA $425,000 n/a 0.4%
    FLAT BRANCH MORTGAGE, INC. $415,000 n/a 0.4%
    Quad City Bank and Trust Company $15,000 $410,000 2,633.3% 0.4%
    21ST MORTGAGE CORPORATION $70,000 $405,000 478.6% 0.4%
    Carrington Mortgage Services, LLC $365,000 $405,000 11.0% 0.4%
    Barrington Bank & Trust Company, N.A. $385,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,045,000 $385,000 -63.2% 0.3%
    NATIONWIDE MORTGAGE BANKERS, INC. $275,000 $385,000 40.0% 0.3%
    Regions Bank $360,000 n/a 0.3%
    SOUTHWEST FUNDING, LP $345,000 n/a 0.3%
    CARDINAL FINANCIAL $1,170,000 $340,000 -70.9% 0.3%
    GUILD MORTGAGE COMPANY $345,000 $315,000 -8.7% 0.3%
    Flagstar Bank, FSB $125,000 $310,000 148.0% 0.3%
    Washington State Bank $1,610,000 $295,000 -81.7% 0.3%
    ENDEAVOR CAPITAL, LLC. $290,000 n/a 0.3%
    Flanagan State Bank $750,000 $290,000 -61.3% 0.3%
    MID AMERICA MORTGAGE, INC. $290,000 n/a 0.3%
    MARINE $310,000 $285,000 -8.1% 0.2%
    Northpointe Bank $275,000 n/a 0.2%
    USAA Federal Savings Bank $225,000 $255,000 13.3% 0.2%
    ROYAL UNITED MORTGAGE LLC $245,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $95,000 $210,000 121.1% 0.2%
    Servion, Inc. $135,000 $195,000 44.4% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $185,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $250,000 $175,000 -30.0% 0.2%
    Lincoln Savings Bank $175,000 n/a 0.2%
    Old National Bank $55,000 $175,000 218.2% 0.2%
    LINN AREA $170,000 n/a 0.1%
    NEWREZ LLC $415,000 $165,000 -60.2% 0.1%
    NexBank $165,000 n/a 0.1%
    American Bank and Trust Company $155,000 n/a 0.1%
    First Central State Bank $240,000 $155,000 -35.4% 0.1%
    OPEN MORTGAGE, LLC $150,000 $145,000 -3.3% 0.1%
    Collins Community Credit Union $1,235,000 $135,000 -89.1% 0.1%
    DUPACO COMMUNITY $45,000 $135,000 200.0% 0.1%
    Waterstone Mortgage Corporation $135,000 n/a 0.1%
    Equity Prime Mortgage LLC $125,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $125,000 n/a 0.1%
    JPMorgan Chase Bank $65,000 $115,000 76.9% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $1,810,000 $115,000 -93.6% 0.1%
    AMERICAN FINANCING CORPORATION $255,000 $105,000 -58.8% 0.1%
    Citizens Bank $105,000 n/a 0.1%
    Figure Lending LLC $145,000 $100,000 -31.0% 0.1%
    Fairfax State Savings Bank $95,000 n/a 0.1%
    Coastal Community Bank $75,000 $75,000 0.0% 0.1%
    AMERISAVE MORTGAGE CORPORATION $385,000 $65,000 -83.1% 0.1%
    Third Federal Savings and Loan Association of Cleveland $65,000 n/a 0.1%
    Fortress Bank $205,000 $45,000 -78.0% 0.0%

    Muscatine's top lender by overall market share is CBI Bank & Trust, with 12.1% market share. In second place, with 11.3%, is MidWestOne Bank, having originated $13,010,000 in loans. In third place, with 9.9%, is RUHL MORTGAGE, LLC, having originated $11,420,000 in loans. In fourth place, with 9.8%, is GREENSTATE CREDIT UNION, having originated $11,275,000 in loans. In fifth place, with 5.0%, is DuTrac Community Credit Union, having originated $5,720,000 in loans.

    Muscatine Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Muscatine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $147,175 (-0.9%) $173,597 (1.1%) 0.00 95
    2018-02-01 $146,975 (2.5%) $171,364 (-1.6%) 0.00 90
    2018-03-01 $149,900 (7.5%) $181,981 (7.0%) 0.00 89
    2018-04-01 $174,850 (17.4%) $202,860 (14.9%) 0.00 89
    2018-05-01 $180,150 (30.5%) $213,679 (24.4%) 0.00 92
    2018-06-01 $197,000 (30.9%) $223,418 (31.6%) 0.00 108
    2018-07-01 $199,075 (32.8%) $218,919 (28.9%) 0.00 118
    2018-08-01 $185,500 (23.8%) $205,585 (19.6%) 0.00 120
    2018-09-01 $174,900 (14.1%) $199,132 (15.1%) 0.00 135
    2018-10-01 $165,875 (15.5%) $197,839 (18.7%) 0.00 148
    2018-11-01 $166,225 (13.8%) $206,742 (19.8%) 0.00 142
    2018-12-01 $174,900 (20.7%) $212,930 (23.6%) 0.00 142
    2019-01-01 $157,950 (7.3%) $202,650 (16.7%) 0.00 147
    2019-02-01 $165,800 (12.8%) $207,802 (21.3%) 0.00 132
    2019-03-01 $167,807 (12.0%) $207,726 (14.2%) 0.00 125
    2019-04-01 $162,225 (-7.2%) $207,262 (2.2%) 0.00 123
    2019-05-01 $169,200 (-6.1%) $206,570 (-3.3%) 0.00 120
    2019-06-01 $165,000 (-16.2%) $201,521 (-9.8%) 0.00 124
    2019-07-01 $154,250 (-22.5%) $193,301 (-11.7%) 0.00 125
    2019-08-01 $161,545 (-12.9%) $199,192 (-3.1%) 0.00 120
    2019-09-01 $164,614 (-5.9%) $203,560 (2.2%) 0.00 119
    2019-10-01 $166,659 (0.5%) $206,472 (4.4%) 0.00 119
    2019-11-01 $154,900 (-6.8%) $198,647 (-3.9%) 0.00 128
    2019-12-01 $154,925 (-11.4%) $198,645 (-6.7%) 0.00 124
    2020-01-01 $145,000 (-8.2%) $192,254 (-5.1%) 0.00 119
    2020-02-01 $147,500 (-11.0%) $196,450 (-5.5%) 0.00 121
    2020-03-01 $152,750 (-9.0%) $201,213 (-3.1%) 0.00 122
    2020-04-01 $165,625 (2.1%) $203,923 (-1.6%) 0.00 124
    2020-05-01 $162,450 (-4.0%) $210,458 (1.9%) 0.00 121
    2020-06-01 $161,750 (-2.0%) $206,470 (2.5%) 0.00 120
    2020-07-01 $155,950 (1.1%) $198,265 (2.6%) 0.00 111
    2020-08-01 $155,950 (-3.5%) $202,075 (1.5%) 0.00 92
    2020-09-01 $158,675 (-3.6%) $199,520 (-2.0%) 0.00 91
    2020-10-01 $155,000 (-7.0%) $192,070 (-7.0%) 0.00 73
    2020-11-01 $148,150 (-4.4%) $186,975 (-5.9%) 0.00 70
    2020-12-01 $136,950 (-11.6%) $183,165 (-7.8%) 0.00 61
    2021-01-01 $124,750 (-14.0%) $174,883 (-9.0%) 0.00 58
    2021-02-01 $109,975 (-25.4%) $151,626 (-22.8%) 0.00 51
    2021-03-01 $110,000 (-28.0%) $150,809 (-25.1%) 0.00 43
    2021-04-01 $119,900 (-27.6%) $162,680 (-20.2%) 0.00 48
    2021-05-01 $144,900 (-10.8%) $185,431 (-11.9%) 0.00 48
    2021-06-01 $154,975 (-4.2%) $193,223 (-6.4%) 0.00 54
    2021-07-01 $153,900 (-1.3%) $188,851 (-4.8%) 0.00 56
    2021-08-01 $149,900 (-3.9%) $219,087 (8.4%) 0.00 59
    2021-09-01 $149,900 (-5.5%) $222,352 (11.4%) 0.00 68
    2021-10-01 $147,000 (-5.2%) $218,663 (13.9%) 0.00 63
    2021-11-01 $153,700 (3.8%) $225,598 (20.7%) 0.00 58
    2021-12-01 $149,900 (9.5%) $218,836 (19.5%) 0.00 60
    2022-01-01 $139,900 (12.1%) $181,532 (3.8%) 0.00 56
    2022-02-01 $135,950 (23.6%) $182,582 (20.4%) 0.00 49
    2022-03-01 $147,000 (33.6%) $200,804 (33.2%) 0.00 52
    2022-04-01 $170,000 (41.8%) $207,624 (27.6%) 0.00 72
    2022-05-01 $173,875 (20.0%) $241,654 (30.3%) 0.00 69
    2022-06-01 $203,000 (31.0%) $259,073 (34.1%) 0.00 74
    2022-07-01 $185,000 (20.2%) $235,476 (24.7%) 0.00 83
    2022-08-01 $197,625 (31.8%) $249,036 (13.7%) 0.00 95
    2022-09-01 $196,250 (30.9%) $246,186 (10.7%) 0.00 91
    2022-10-01 $186,250 (26.7%) $238,139 (8.9%) 0.00 88
    2022-11-01 $193,900 (26.2%) $236,782 (5.0%) 0.00 93
    2022-12-01 $199,900 (33.4%) $240,767 (10.0%) 0.00 81
    2023-01-01 $215,375 (54.0%) $240,147 (32.3%) 0.00 71
    2023-02-01 $199,925 (47.1%) $222,731 (22.0%) 0.00 63
    2023-03-01 $182,425 (24.1%) $236,017 (17.5%) 0.00 52
    2023-04-01 $182,500 (7.4%) $239,606 (15.4%) 0.00 63
    2023-05-01 $212,150 (22.0%) $252,176 (4.4%) 0.00 50
    2023-06-01 $227,500 (12.1%) $253,988 (-2.0%) 0.00 67
    2023-07-01 $225,000 (21.6%) $241,995 (2.8%) 0.00 68
    2023-08-01 $220,925 (11.8%) $245,380 (-1.5%) 0.00 74
    2023-09-01 $225,000 (14.7%) $255,508 (3.8%) 0.00 83
    2023-10-01 $207,000 (11.1%) $246,304 (3.4%) 0.00 87
    2023-11-01 $219,450 (13.2%) $254,671 (7.6%) 0.00 87
    2023-12-01 $219,900 (10.0%) $252,251 (4.8%) 0.00 84
    2024-01-01 $219,950 (2.1%) $251,281 (4.6%) 0.00 71
    2024-02-01 $211,225 (5.7%) $244,892 (10.0%) 0.00 71
    2024-03-01 $225,000 (23.3%) $252,349 (6.9%) 0.00 71
    2024-04-01 $236,150 (29.4%) $263,436 (10.0%) 0.00 86
    2024-05-01 $246,200 (16.1%) $273,242 (8.4%) 0.00 80
    2024-06-01 $229,950 (1.1%) $255,226 (0.5%) 0.00 83
    2024-07-01 $242,475 (7.8%) $270,887 (11.9%) 0.00 87
    2024-08-01 $249,950 (13.1%) $277,152 (13.0%) 0.00 91
    2024-09-01 $224,500 (-0.2%) $244,711 (-4.2%) 0.00 97
    2024-10-01 $229,125 (10.7%) $244,909 (-0.6%) 0.00 98
    2024-11-01 $227,000 (3.4%) $241,342 (-5.2%) 0.00 95
    2024-12-01 $220,000 (0.1%) $243,843 (-3.3%) 0.00 100
    2025-01-01 $219,950 (0.0%) $246,141 (-2.1%) 0.00 89
    2025-02-01 $228,225 (8.1%) $250,486 (2.3%) 0.00 85
    2025-03-01 $239,900 (6.6%) $267,684 (6.1%) 0.00 90
    Muscatine's median listing price for 2025-03-01 was $239,900, a difference of $14,900 (6.6%) versus the prior year and $11,675 versus the prior month.

    Muscatine's median listing price comes in at 0% of the national average.

    Muscatine's average listing price for 2025-03-01 was $267,684, a difference of $15,335 (6.1%) versus the prior year and $17,198 versus the prior month.

    For the 2025-03-01 period, Muscatine had 90 MLS listings, a difference of 5 listings (6%) versus the prior month and 19 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Muscatine (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,546 sqft
    2018-02-01 0 days 1,586 sqft
    2018-03-01 0 days 1,502 sqft
    2018-04-01 0 days 1,617 sqft
    2018-05-01 0 days 1,640 sqft
    2018-06-01 0 days 1,680 sqft
    2018-07-01 0 days 1,686 sqft
    2018-08-01 0 days 1,636 sqft
    2018-09-01 0 days 1,577 sqft
    2018-10-01 0 days 1,548 sqft
    2018-11-01 0 days 1,552 sqft
    2018-12-01 0 days 1,560 sqft
    2019-01-01 0 days 1,513 sqft
    2019-02-01 0 days 1,488 sqft
    2019-03-01 0 days 1,484 sqft
    2019-04-01 0 days 1,468 sqft
    2019-05-01 0 days 1,523 sqft
    2019-06-01 0 days 1,525 sqft
    2019-07-01 0 days 1,536 sqft
    2019-08-01 0 days 1,568 sqft
    2019-09-01 0 days 1,583 sqft
    2019-10-01 0 days 1,593 sqft
    2019-11-01 0 days 1,501 sqft
    2019-12-01 0 days 1,536 sqft
    2020-01-01 0 days 1,533 sqft
    2020-02-01 0 days 1,574 sqft
    2020-03-01 0 days 1,613 sqft
    2020-04-01 0 days 1,632 sqft
    2020-05-01 0 days 1,654 sqft
    2020-06-01 0 days 1,609 sqft
    2020-07-01 0 days 1,572 sqft
    2020-08-01 0 days 1,617 sqft
    2020-09-01 0 days 1,637 sqft
    2020-10-01 0 days 1,626 sqft
    2020-11-01 0 days 1,643 sqft
    2020-12-01 0 days 1,569 sqft
    2021-01-01 0 days 1,464 sqft
    2021-02-01 0 days 1,411 sqft
    2021-03-01 0 days 1,348 sqft
    2021-04-01 0 days 1,268 sqft
    2021-05-01 0 days 1,442 sqft
    2021-06-01 0 days 1,607 sqft
    2021-07-01 0 days 1,476 sqft
    2021-08-01 0 days 1,619 sqft
    2021-09-01 0 days 1,645 sqft
    2021-10-01 0 days 1,640 sqft
    2021-11-01 0 days 1,582 sqft
    2021-12-01 0 days 1,487 sqft
    2022-01-01 0 days 1,446 sqft
    2022-02-01 0 days 1,457 sqft
    2022-03-01 0 days 1,566 sqft
    2022-04-01 0 days 1,611 sqft
    2022-05-01 0 days 1,622 sqft
    2022-06-01 0 days 1,761 sqft
    2022-07-01 0 days 1,757 sqft
    2022-08-01 0 days 1,771 sqft
    2022-09-01 0 days 1,798 sqft
    2022-10-01 0 days 1,798 sqft
    2022-11-01 0 days 1,800 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,760 sqft
    2023-02-01 0 days 1,712 sqft
    2023-03-01 0 days 1,740 sqft
    2023-04-01 0 days 1,688 sqft
    2023-05-01 0 days 1,735 sqft
    2023-06-01 0 days 1,809 sqft
    2023-07-01 0 days 1,858 sqft
    2023-08-01 0 days 1,934 sqft
    2023-09-01 0 days 1,903 sqft
    2023-10-01 0 days 1,785 sqft
    2023-11-01 0 days 1,739 sqft
    2023-12-01 0 days 1,796 sqft
    2024-01-01 0 days 1,872 sqft
    2024-02-01 0 days 1,778 sqft
    2024-03-01 0 days 1,954 sqft
    2024-04-01 0 days 1,892 sqft
    2024-05-01 0 days 2,039 sqft
    2024-06-01 0 days 1,885 sqft
    2024-07-01 0 days 1,968 sqft
    2024-08-01 0 days 1,945 sqft
    2024-09-01 0 days 1,807 sqft
    2024-10-01 0 days 1,887 sqft
    2024-11-01 0 days 1,865 sqft
    2024-12-01 0 days 1,900 sqft
    2025-01-01 0 days 1,880 sqft
    2025-02-01 0 days 1,907 sqft
    2025-03-01 0 days 1,911 sqft
    Muscatine's median listing age (time on market) for 2025-03-01 was 0 days.

    Muscatine's median square footage for active listings during the 2025-03-01 period was 1,911 sqft. One year prior, the average listing was 1,954 sqft.

    Muscatine, IA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 454 $78,790,000 $173,546
    Other 117 $6,745,000 $57,650
    Refi 110 $15,350,000 $139,545
    Home Improvement 78 $6,850,000 $87,821
    Cash Out Refi 72 $7,790,000 $108,194

    Muscatine's most frequently cited loan purpose was Home Purchase, with 454 originations. The 2nd most popular reason was Other, with 117 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 362 $56,640,000 $156,464
    7-8% 185 $23,005,000 $124,351
    Over 8% 162 $9,550,000 $58,951
    5-6% 86 $18,350,000 $213,372
    <2.5% 6 $30,000 $5,000
    4-5% 4 $870,000 $217,500
    3-4% 2 $170,000 $85,000

    During 2024, Muscatine's most frequently originated rate bucket was 6-7%, with 362 originations.

    Loan Sizing (Muscatine, IA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 374 $18,440,000 $49,305
    $100k-200k 286 $41,600,000 $145,455
    $200k-400k 151 $40,355,000 $267,252
    $400k-600k 13 $5,915,000 $455,000
    $Over $1MM 4 $6,960,000 $1,740,000
    $600k-1000k 3 $2,255,000 $751,667

    Muscatine's loan sizing saw the bucket of loans from $100,000 or less with 374 originations, totaling $18,440,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 301 $55,835,000 $185,498
    Under 20% 148 $6,020,000 $40,676
    60-80% 145 $24,225,000 $167,069
    20-40% 137 $9,625,000 $70,255
    40-60% 58 $10,160,000 $175,172
    Over 100% 5 $1,045,000 $209,000

    Muscatine's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 301 originations, totaling $55,835,000 in origination value.