Home Bank Mortgage Rates, Fees & Info

Lafayette, LA

LEI: 549300II7Y8V2KY9TM28

Tax ID: 72-0214660

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Home Bank is a smaller bank specializing in Home Purchase and Refi loans. Home Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New Orleans, Lafayette, Baton Rouge, Gulfport, and Hammond among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Home Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.44% 4/21/24
    30 Year Conventional Refi 6.37% 4/21/24
    30 Year Cash-out Refi 6.58% 4/21/24
    30 Year FHA Purchase 6.27% 4/21/24
    30 Year VA Purchase 6.27% 4/21/24
    30 Year USDA Purchase 6.61% 4/21/24
    15 Year Conventional Purchase 6.54% 4/21/24
    15 Year Conventional Refi 6.92% 4/21/24
    15 Year Cash-out Refi 6.92% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Home Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Home Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    554

    Origination Dollar Volume (All Markets)

    $133,130,000

    Employee count

    449

    Awards

    Home Bank 30 Year Conventional Loans bronze Home Bank 30 Year Conventional Loans gold Home Bank 30 Year Conventional Loans silver
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 214 $64,230,000 $300,140 $3,935 5.21%
    LAFAYETTE, LA (FHA|USDA|VA) 195 $40,715,000 $208,795 $3,504 5.19%
    BATON ROUGE, LA (FHA|USDA|VA) 57 $12,725,000 $223,246 $3,608 5.17%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $4,005,000 $1,335,000 $2,958 4.91%
    HAMMOND, LA (FHA|USDA|VA) 10 $1,490,000 $149,000 $4,871 5.75%
    Natchez, MS-LA (FHA|USDA|VA) 21 $1,465,000 $69,762 $2,905 5.32%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,350,000 $675,000 $0 5.63%
    Jennings, LA (FHA|USDA|VA) 13 $1,165,000 $89,615 $2,318 5.36%
    Vicksburg, MS (FHA|USDA|VA) 11 $1,115,000 $101,364 $2,672 5.61%
    Outside of Metro Areas 9 $1,015,000 $112,778 $2,503 5.64%
    Opelousas, LA (FHA|USDA|VA) 4 $980,000 $245,000 $4,795 5.78%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $800,000 $400,000 $0 4.93%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $775,000 $258,333 $2,245 4.92%
    LAKE CHARLES, LA (FHA|USDA|VA) 3 $585,000 $195,000 $2,479 6.67%
    JACKSON, MS (FHA|USDA|VA) 2 $390,000 $195,000 $0 4.75%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.38%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $2,549 4.63%
    Picayune, MS (FHA|USDA|VA) 2 $90,000 $45,000 $850 5.25%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $45,000 $45,000 $1,389 5.75%
    Home Bank's top markets include New Orleans, Lafayette, Baton Rouge, Gulfport, and Hammond among others.

    Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Home Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MERITUS Federal Credit Union
    Similarity Rank: 76
    Neighbors Federal Credit Union
    Similarity Rank: 138
    Pelican State Credit Union
    Similarity Rank: 153
    GREATER NEW ORLEANS
    Similarity Rank: 182
    Baton Rouge Telco Federal Credit Union
    Similarity Rank: 259
    America's Mortgage Resource, Inc.
    Similarity Rank: 315
    Jeff Davis Bancshares
    Similarity Rank: 418
    JEFFERSON FINANCIAL
    Similarity Rank: 448
    Campus Federal Credit Union
    Similarity Rank: 472
    Florida Parishes Bank
    Similarity Rank: 576

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 536 $130,610,000 $243,675 $3,392 5.26%
    USDA 10 $1,300,000 $130,000 $4,285 4.41%
    FHA 8 $1,220,000 $152,500 $5,902 4.41%

    For 2018, Home Bank's most frequently originated type of loan was Conventional, with 536 originations. Their 2nd most popular type was USDA, with 10 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 300 $73,970,000 $246,567 $3,920 5.09%
    Refi 153 $34,525,000 $225,654 $2,506 5.61%
    Cash Out Refi 87 $22,255,000 $255,805 $3,335 5.02%
    Other 11 $2,155,000 $195,909 $2,331 5.32%
    Home Improvement 3 $225,000 $75,000 $1,402 6.58%

    For 2018, Home Bank's most frequently cited loan purpose was Home Purchase, with 300 originations. The 2nd most popular reason was Refi, with 153 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 229 $59,155,000 $258,319 $3,661 4.70%
    5 Year 118 $26,370,000 $223,475 $397 5.72%
    15 Year 54 $7,720,000 $142,963 $2,176 5.24%
    30+ year 49 $15,555,000 $317,449 $5,877 5.15%
    Other 39 $8,825,000 $226,282 $3,702 5.94%
    10 Year 30 $3,710,000 $123,667 $908 6.13%
    1 Year 19 $3,265,000 $171,842 $0 5.86%
    3 Year 9 $7,465,000 $829,444 $2,887 5.39%
    20 Year 7 $1,065,000 $152,143 $1,595 5.55%

    For 2018, Home Bank's most frequently cited loan duration was 30 Year, with 229 originations. The 2nd most popular length was 5 Year, with 118 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 275 $64,945,000 $236,164
    $1k-2k 13 $4,405,000 $338,846
    $2k-3k 4 $1,800,000 $450,000
    $3k-4k 1 $135,000 $135,000
    $5k+ 1 $405,000 $405,000

    Home Bank's average total fees were $3,661, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 275 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 259 $76,685,000 $296,081
    5-6% 220 $46,810,000 $212,773
    6-7% 42 $4,530,000 $107,857
    3-4% 17 $4,405,000 $259,118
    Over 8% 10 $410,000 $41,000
    7-8% 6 $290,000 $48,333

    During 2018, Home Bank's average interest rate for loans was 4.70%, while their most frequently originated rate bucket for loans was 4-5%, with 259 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 180 $10,220,000 $56,778 $1,882 5.77%
    $100k-200k 148 $21,350,000 $144,257 $3,254 5.06%
    $200k-400k 139 $38,935,000 $280,108 $4,165 4.89%
    $400k-600k 55 $25,905,000 $471,000 $4,732 4.99%
    $600k-1MM 22 $16,260,000 $739,091 $5,350 4.95%
    $1MM+ 10 $20,460,000 $2,046,000 $7,711 5.02%

    2018 saw Home Bank place emphasis on $100,000 or less loans with 180 originations, totaling $10,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 79 $10,475,000 $132,595 $2,972 5.15%
    $100k-150k 74 $19,030,000 $257,162 $4,412 5.00%
    $50k or less 73 $7,205,000 $98,699 $2,777 5.25%
    $250k+ 66 $26,120,000 $395,758 $4,036 4.98%
    $150k-250k 59 $18,565,000 $314,661 $3,691 4.96%
    $75k-100k 56 $9,680,000 $172,857 $3,610 5.24%

    Home Bank lent most frequently to those with incomes in the $50k-75k range, with 79 originations. The second most popular income band? $100k-150k, with 74 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 80 $18,750,000 $234,375 $3,578 5.03%
    30-36% 73 $16,985,000 $232,671 $3,524 4.81%
    <20% 54 $11,270,000 $208,704 $2,703 5.35%
    41% 21 $5,905,000 $281,190 $3,836 4.98%
    36% 21 $7,135,000 $339,762 $4,050 4.86%
    39% 16 $2,960,000 $185,000 $3,045 4.99%
    38% 13 $3,545,000 $272,692 $3,973 4.99%
    37% 13 $4,045,000 $311,154 $3,826 4.98%
    40% 12 $3,130,000 $260,833 $4,207 4.80%
    49% 11 $2,045,000 $185,909 $4,402 4.50%
    42% 10 $2,030,000 $203,000 $2,597 5.56%
    44% 8 $1,860,000 $232,500 $3,022 5.01%
    47% 7 $1,125,000 $160,714 $3,016 4.77%
    48% 6 $1,500,000 $250,000 $4,003 4.88%
    43% 6 $1,060,000 $176,667 $3,539 4.64%
    46% 4 $1,170,000 $292,500 $5,707 5.06%
    >60% 4 $250,000 $62,500 $756 6.16%

    Home Bank lent most frequently to those with DTI ratios of 20-30%, with 80 originations. The next most common DTI ratio? 30-36%, with 73 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 354 $83,360,000 $235,480 $3,538 5.07%
    Not applicable 138 $40,710,000 $295,000 $0 5.66%
    Black 45 $5,635,000 $125,222 $3,240 5.36%
    Asian 7 $1,555,000 $222,143 $2,698 4.74%
    Native Hawaiian or Islander 1 $685,000 $685,000 $0 5.50%
    Not provided 6 $630,000 $105,000 $2,000 5.40%
    Asian Indian 1 $235,000 $235,000 $3,068 4.38%
    Other Asian 1 $165,000 $165,000 $3,037 4.63%
    Chinese 1 $155,000 $155,000 $3,080 4.38%

    Approval Rates

    Total approvals of all applications
    92.89%

    Home Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.88%

    Home Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    250.0 2 $40,000 $20,000
    35.0 1 $15,000 $15,000
    NA 551 $133,075,000 $241,515

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $520,000 $260,000
    Multifamily:Site-Built 32 $23,570,000 $736,563
    Single Family (1-4 Units):Manufactured 20 $1,110,000 $55,500
    Single Family (1-4 Units):Site-Built 500 $107,930,000 $215,860

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 54 $5,180,000 $95,926 $1,480 5.85%
    40-60% 74 $22,310,000 $301,486 $3,620 5.31%
    60-80% 259 $75,705,000 $292,297 $4,087 5.15%
    80-100% 127 $25,945,000 $204,291 $3,805 4.94%
    Under 20% 40 $3,990,000 $99,750 $1,071 5.78%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    HOME BANCSHARES, INC. Other type of mortgage Trouble during payment process 3 75.0%
    HOME BANCSHARES, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Home Bank, National Association 100 Albertson Parkway Broussard, LA 70518 Full Service B&M $27,931
    Home Bank, National Association 1001 Johnston Street Lafayette, LA 70501 Full Service B&M $39,859
    Home Bank, National Association 102 South Adams Street Welsh, LA 70591 Full Service B&M $29,118
    Home Bank, National Association 1020 Coolidge Lafayette, LA 70501 Full Service B&M $39,535
    Home Bank, National Association 1021 Bridge Street Parks, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 10563 South Glenstone Place Baton Rouge, LA 70810 Full Service B&M $15,844
    Home Bank, National Association 114 N Main St Church Point, LA 70525 Full Service B&M $46,085
    Home Bank, National Association 1219 Albertson Parkway Broussard, LA 70518 Full Service B&M $21,210
    Home Bank, National Association 1245 Camellia Boulevard Lafayette, LA 70508 Full Service B&M $51,371
    Home Bank, National Association 128 East Academy Avenue Jennings, LA 70546 Full Service B&M $36,960
    Home Bank, National Association 1305 North Causeway Boulevard Mandeville, LA 70471 Full Service B&M $43,709
    Home Bank, National Association 1600 Veterans Memorial Boulevard Metairie, LA 70005 Full Service B&M $148,162
    Home Bank, National Association 16969 Old Jefferson Highway Baton Rouge, LA 70817 Full Service B&M $6,777
    Home Bank, National Association 1750 North Columbia Street Covington, LA 70433 Full Service B&M $18,775
    Home Bank, National Association 1800 Manhattan Blvd Harvey, LA 70058 Full Service B&M $14,184
    Home Bank, National Association 2037 Gause Blvd East Slidell, LA 70461 Full Service B&M $11,866
    Home Bank, National Association 2150 South Frontage Road Vicksburg, MS 39180 Full Service B&M $12,330
    Home Bank, National Association 2810 Johnston Street Lafayette, LA 70503 Full Service B&M $49,685
    Home Bank, National Association 301 S Main St Saint Martinville, LA 70582 Full Service B&M $155,834
    Home Bank, National Association 357 Odd Fellows Road Crowley, LA 70527 Full Service B&M $65,999
    Home Bank, National Association 3915 Canal Street New Orleans, LA 70114 Full Service B&M $8,213
    Home Bank, National Association 4202 Johnston Street Lafayette, LA 70503 Full Service B&M $41,892
    Home Bank, National Association 4401 Transcontinental Drive Metairie, LA 70002 Full Service B&M $41,574
    Home Bank, National Association 4421 Catahoula Highway St. Martinville, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 500 Main Street Natchez, MS 39120 Full Service B&M $97,324
    Home Bank, National Association 5028 Ambassador Caffery Parkway Lafayette, LA 70508 Full Service B&M $24,374
    Home Bank, National Association 503 Kaliste Saloom Lafayette, LA 70508 Full Service B&M $438,215
    Home Bank, National Association 5302 Corporate Boulevard Baton Rouge, LA 70808 Full Service B&M $34,857
    Home Bank, National Association 5435 Magazine Street New Orleans, LA 70115 Full Service B&M $32,011
    Home Bank, National Association 5543 Cameron Street Scott, LA 70583 Limited, Drive-thru $0
    Home Bank, National Association 5700 Citrus Boulevard New Orleans, LA 70123 Full Service B&M $19,323
    Home Bank, National Association 69291 Highway 21 Covington, LA 70433 Full Service B&M $26,858
    Home Bank, National Association 70591 Highway 59 Abita Springs, LA 70420 Full Service B&M $18,226
    Home Bank, National Association 806 Bernard Road Carencro, LA 70520 Full Service B&M $35,368
    Home Bank, National Association 82255 Hwy. 25 Folsom, LA 70437 Full Service B&M $33,031
    Home Bank, National Association Broadway And Highway 190 East Elton, LA 70532 Full Service B&M $14,990
    Home Bank, National Association Highway 61 North Natchez, MS 39120 Full Service B&M $13,946
    Home Bank, National Association Highway 61 South Natchez, MS 39120 Full Service B&M $36,053
    Home Bank, National Association Interstate 10 Scott, LA 70583 Full Service B&M $50,585

    For 2018, Home Bank had 39 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $102,312
    Net interest income $92,006
    Total noninterest income $13,419
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,596
    Trading account gains and fees $0
    Additional Noninterest Income $7,823
    Pre-tax net operating income $38,504
    Securities gains (or losses, -) $0
    Income before extraordinary items $31,765
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $31,765
    Minority interest net income $0
    Net income $31,765
    Sale, conversion, retirement of capital stock, net $740
    Net operating income $31,765

    Home Bank's gross interest income from loans was $102,312,000.
    Home Bank's net interest income from loans was $92,006,000.
    Home Bank's fee based income from loans was $5,596,000.
    Home Bank's net income from loans was $31,765,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $10,306
    Provision for credit losses $3,943
    Total noninterest expense $62,978
    Salaries and employee benefits $35,801
    Premises and equipment expense $8,575
    Additional noninterest expense $18,602
    Applicable income taxes $6,739
    Net charge-offs $2,402
    Cash dividends $0

    Home Bank's interest expense for loans was $10,306,000.
    Home Bank's payroll and benefits expense were $35,801,000.
    Home Bank's property, plant and equipment expenses $8,575,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 2.0%
    Personal loans 1.0%
    Credit card loans 0.3%
    Other individual loans 1.0%
    Auto loans 3.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,782,596
    Deposits held in domestic offices $1,782,596
    Deposits by Individuals, partnerships, and corporations $1,602,343
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $179,550
    Deposits by Commercial banks and other depository institutions in U.S. $703
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $257,947
    Demand deposits $130,742
    Nontransaction accounts $1,524,649
    Money market deposit accounts (MMDAs) $295,705
    Other savings deposits (excluding MMDAs) $877,949
    Total time deposits $350,995
    Total time and savings deposits $1,651,854
    Noninterest-bearing deposits $447,525
    Interest-bearing deposits $1,335,071
    Retail deposits $1,731,181
    IRAs and Keogh plan accounts $50,317
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,150,164
    Cash & Balances due from depository institutions $60,738
    Interest-bearing balances $29,632
    Total securities $271,003
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,635,492
    Loan and leases loss allowance $16,348
    Trading account assets $0
    Bank premises and fixed assets $47,124
    Other real estate owned $1,558
    Goodwill and other intangibles $66,327
    All other assets $67,922

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,150,164
    Total Liabilities $1,855,607
    Total deposits $1,782,596
    Interest-bearing deposits $1,335,071
    Deposits held in domestic offices $1,782,596
    % insured (estimated) $75
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $64,237
    Subordinated debt $0
    All other liabilities $8,774

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,635,492
    Loan and leases loss allowance $16,348
    Total loans and leases (domestic) $1,651,840
    All real estate loans $1,426,464
    Real estate loans in domestic offices $1,426,464
    Construction and development loans $180,148
    Residential 1-4 family construction $60,652
    Other construction, all land development and other land $119,496
    Loans secured by nonfarm nonresidential properties $640,826
    Nonfarm nonresidential secured by owner-occupied properties $343,838
    Commercial real estate & other non-farm, non-residential $296,988
    Multifamily residential real estate $54,547
    1-4 family residential loans $536,709
    Farmland loans $14,234
    Loans held in foreign offices $0
    Farm loans $32,982
    Commercial and industrial loans $136,314
    To non-U.S. addressees $0
    Loans to individuals $54,085
    Credit card loans $4,686
    Related Plans $2,626
    Consumer Auto Loans $4,816
    Other loans to individuals $41,957
    All other loans & leases $4,713
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,362
    Non 1-4 family restructured loans & leases $930
    Total loans and leases (foreign) $0

    Home Bank had $1,635,492,000 of loans outstanding in 2018. $1,426,464,000 of loans were in real estate loans. $180,148,000 of loans were in development loans. $54,547,000 of loans were in multifamily mortgage loans. $536,709,000 of loans were in 1-4 family mortgage loans. $32,982,000 of loans were in farm loans. $4,686,000 of loans were in credit card loans. $4,816,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,145 $240,273 $209,845
    Nonfarm, nonresidential loans - <$100k 292 $14,857 $50,880
    Nonfarm, nonresidential loans - $100-250k 407 $51,513 $126,568
    Nonfarm, nonresidential loans - $250k-1MM 446 $173,903 $389,917
    Commercial & Industrial, US addressed loans - <$1MM 1,984 $91,609 $46,174
    Commercial & Industrial, US addressed loans - <$100k 1,602 $26,968 $16,834
    Commercial & Industrial, US addressed loans - $100-250k 253 $26,689 $105,490
    Commercial & Industrial, US addressed loans - $250k-1MM 129 $37,952 $294,202
    Farmland loans - <$1MM 67 $9,412 $140,478
    Farmland loans - <$100k 30 $1,007 $33,567
    Farmland loans - $100-250k 25 $2,966 $118,640
    Farmland loans - $250k-1MM 12 $5,439 $453,250
    Agriculture operations loans - <$1MM 129 $16,865 $130,736
    Agriculture operations loans - <$100k 43 $935 $21,744
    Agriculture operations loans - $100-250k 27 $1,923 $71,222
    Agriculture operations loans - $250k-1MM 59 $14,007 $237,407